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Texas Exchange Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$238,651,000	266
Total interest expense	$37,424,000	487
Net interest income	$201,227,000	223
Provision for loan and lease losses	$5,574,000	303
Total noninterest income	$84,938,000	172
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$15,000	4,235
Trading account gains and fees	$0	123
Additional Noninterest Income	$84,923,000	125
Total noninterest expense	$104,182,000	312
Salaries and employee benefits	$5,041,000	2,185
Premises and equipment expense	$342,000	3,452
Additional noninterest expense	$84,923,000	125
Pre-tax net operating income	$176,409,000	149
Securities gains (losses)	$-17,500,000	4,543
Applicable income taxes	$0	3,369
Income before extraordinary items	$158,909,000	124
Extraordinary gains, net	$0	54
Net income	$158,909,000	127
Minority interest net income	$0	88
Net income of bank and minority interests.	$158,909,000	126
Net charge-offs	$4,082,000	255
Cash dividends	$49,949,000	169
Sale, conversion, retirement of capital stock, net	$112,000	406
Net operating income	$176,409,000	122
2023-09-30 (YTD Data)		Rank
Total interest income	$173,769,000	270
Total interest expense	$27,537,000	465
Net interest income	$146,232,000	233
Provision for loan and lease losses	$7,874,000	207
Total noninterest income	$67,045,000	173
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$11,000	4,256
Trading account gains and fees	$0	125
Additional Noninterest Income	$67,034,000	121
Total noninterest expense	$77,741,000	315
Salaries and employee benefits	$3,196,000	2,425
Premises and equipment expense	$260,000	3,447
Additional noninterest expense	$67,034,000	121
Pre-tax net operating income	$127,662,000	158
Securities gains (losses)	$-11,708,000	4,592
Applicable income taxes	$0	3,407
Income before extraordinary items	$115,954,000	135
Extraordinary gains, net	$0	52
Net income	$115,954,000	135
Minority interest net income	$0	81
Net income of bank and minority interests.	$115,954,000	135
Net charge-offs	$537,000	556
Cash dividends	$49,949,000	138
Sale, conversion, retirement of capital stock, net	$66,000	406
Net operating income	$127,662,000	131
2023-06-30 (YTD Data)		Rank
Total interest income	$112,575,000	260
Total interest expense	$17,387,000	443
Net interest income	$95,188,000	234
Provision for loan and lease losses	$6,524,000	179
Total noninterest income	$27,659,000	226
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$8,000	4,270
Trading account gains and fees	$0	112
Additional Noninterest Income	$27,651,000	159
Total noninterest expense	$50,317,000	308
Salaries and employee benefits	$2,188,000	2,389
Premises and equipment expense	$254,000	2,936
Additional noninterest expense	$27,651,000	159
Pre-tax net operating income	$66,006,000	180
Securities gains (losses)	$-2,095,000	4,567
Applicable income taxes	$0	3,436
Income before extraordinary items	$63,911,000	154
Extraordinary gains, net	$0	51
Net income	$63,911,000	158
Minority interest net income	$0	81
Net income of bank and minority interests.	$63,911,000	154
Net charge-offs	$537,000	420
Cash dividends	$36,367,000	128
Sale, conversion, retirement of capital stock, net	$44,000	396
Net operating income	$66,006,000	152
2023-03-31 (YTD Data)		Rank
Total interest income	$52,848,000	280
Total interest expense	$8,165,000	420
Net interest income	$44,683,000	246
Provision for loan and lease losses	$5,812,000	132
Total noninterest income	$11,792,000	244
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$4,000	4,299
Trading account gains and fees	$0	97
Additional Noninterest Income	$11,788,000	171
Total noninterest expense	$21,415,000	355
Salaries and employee benefits	$1,216,000	2,251
Premises and equipment expense	$107,000	3,224
Additional noninterest expense	$11,788,000	171
Pre-tax net operating income	$29,248,000	198
Securities gains (losses)	$-1,681,000	4,605
Applicable income taxes	$0	3,388
Income before extraordinary items	$27,567,000	172
Extraordinary gains, net	$0	4
Net income	$27,567,000	172
Minority interest net income	$0	48
Net income of bank and minority interests.	$27,567,000	172
Net charge-offs	$526,000	267
Cash dividends	$18,193,000	117
Sale, conversion, retirement of capital stock, net	$21,000	367
Net operating income	$29,248,000	166
2022-12-31 (YTD Data)		Rank
Total interest income	$116,032,000	364
Total interest expense	$23,179,000	236
Net interest income	$92,853,000	394
Provision for loan and lease losses	$3,507,000	356
Total noninterest income	$36,791,000	310
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$21,000	4,304
Trading account gains and fees	$0	116
Additional Noninterest Income	$36,770,000	222
Total noninterest expense	$43,122,000	622
Salaries and employee benefits	$4,109,000	2,458
Premises and equipment expense	$399,000	3,301
Additional noninterest expense	$36,770,000	222
Pre-tax net operating income	$83,015,000	267
Securities gains (losses)	$-26,935,000	4,692
Applicable income taxes	$0	3,596
Income before extraordinary items	$56,080,000	295
Extraordinary gains, net	$0	5
Net income	$56,080,000	295
Minority interest net income	$0	63
Net income of bank and minority interests.	$56,080,000	295
Net charge-offs	$2,374,000	263
Cash dividends	$17,895,000	309
Sale, conversion, retirement of capital stock, net	$77,000	485
Net operating income	$83,015,000	226
2022-09-30 (YTD Data)		Rank
Total interest income	$68,587,000	429
Total interest expense	$14,806,000	194
Net interest income	$53,781,000	486
Provision for loan and lease losses	$4,441,000	224
Total noninterest income	$11,978,000	561
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$17,000	4,322
Trading account gains and fees	$0	111
Additional Noninterest Income	$11,961,000	419
Total noninterest expense	$24,501,000	801
Salaries and employee benefits	$2,953,000	2,534
Premises and equipment expense	$311,000	3,252
Additional noninterest expense	$11,961,000	419
Pre-tax net operating income	$36,817,000	383
Securities gains (losses)	$-6,465,000	4,694
Applicable income taxes	$0	3,603
Income before extraordinary items	$30,352,000	371
Extraordinary gains, net	$0	4
Net income	$30,352,000	370
Minority interest net income	$0	57
Net income of bank and minority interests.	$30,352,000	371
Net charge-offs	$455,000	466
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$58,000	442
Net operating income	$36,817,000	329
2022-06-30 (YTD Data)		Rank
Total interest income	$36,832,000	489
Total interest expense	$8,827,000	164
Net interest income	$28,005,000	579
Provision for loan and lease losses	$2,241,000	245
Total noninterest income	$8,906,000	512
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$9,000	4,433
Trading account gains and fees	$0	108
Additional Noninterest Income	$8,897,000	404
Total noninterest expense	$12,626,000	980
Salaries and employee benefits	$1,861,000	2,620
Premises and equipment expense	$198,000	3,342
Additional noninterest expense	$10,567,000	412
Pre-tax net operating income	$22,044,000	400
Securities gains (losses)	$-3,940,000	4,706
Applicable income taxes	$0	3,564
Income before extraordinary items	$18,104,000	389
Extraordinary gains, net	$0	4
Net income	$18,104,000	389
Minority interest net income	$0	60
Net income of bank and minority interests.	$18,104,000	389
Net charge-offs	$-2,000	3,158
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$40,000	424
Net operating income	$22,044,000	347
2022-03-31 (YTD Data)		Rank
Total interest income	$16,364,000	529
Total interest expense	$4,210,000	149
Net interest income	$12,154,000	637
Provision for loan and lease losses	$1,452,000	160
Total noninterest income	$3,814,000	590
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$4,000	4,474
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,810,000	459
Total noninterest expense	$3,052,000	1,727
Salaries and employee benefits	$895,000	2,672
Premises and equipment expense	$80,000	3,634
Additional noninterest expense	$2,077,000	894
Pre-tax net operating income	$11,464,000	377
Securities gains (losses)	$-1,496,000	4,739
Applicable income taxes	$0	3,450
Income before extraordinary items	$9,968,000	361
Extraordinary gains, net	$0	4
Net income	$9,968,000	361
Minority interest net income	$0	50
Net income of bank and minority interests.	$9,968,000	361
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$19,000	392
Net operating income	$11,464,000	319
2021-12-31 (YTD Data)		Rank
Total interest income	$67,617,000	517
Total interest expense	$15,441,000	190
Net interest income	$52,176,000	603
Provision for loan and lease losses	$4,288,000	128
Total noninterest income	$13,229,000	690
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$25,000	4,375
Trading account gains and fees	$0	132
Additional Noninterest Income	$13,204,000	554
Total noninterest expense	$11,495,000	1,792
Salaries and employee benefits	$4,109,000	2,448
Premises and equipment expense	$339,000	3,573
Additional noninterest expense	$7,047,000	1,031
Pre-tax net operating income	$49,622,000	390
Securities gains (losses)	$8,377,000	57
Applicable income taxes	$0	3,710
Income before extraordinary items	$57,999,000	293
Extraordinary gains, net	$0	10
Net income	$57,999,000	292
Minority interest net income	$0	74
Net income of bank and minority interests.	$57,999,000	293
Net charge-offs	$-8,000	3,604
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$55,000	504
Net operating income	$49,622,000	324
2021-09-30 (YTD Data)		Rank
Total interest income	$52,339,000	508
Total interest expense	$11,591,000	199
Net interest income	$40,748,000	591
Provision for loan and lease losses	$3,214,000	122
Total noninterest income	$10,854,000	666
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$18,000	4,443
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,836,000	541
Total noninterest expense	$8,755,000	1,771
Salaries and employee benefits	$3,029,000	2,492
Premises and equipment expense	$265,000	3,574
Additional noninterest expense	$5,461,000	1,007
Pre-tax net operating income	$39,633,000	380
Securities gains (losses)	$8,634,000	49
Applicable income taxes	$0	3,719
Income before extraordinary items	$48,267,000	275
Extraordinary gains, net	$0	8
Net income	$48,267,000	275
Minority interest net income	$0	69
Net income of bank and minority interests.	$48,267,000	275
Net charge-offs	$-8,000	3,588
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$64,000	446
Net operating income	$39,633,000	317
2021-06-30 (YTD Data)		Rank
Total interest income	$30,307,000	569
Total interest expense	$7,734,000	208
Net interest income	$22,573,000	695
Provision for loan and lease losses	$2,884,000	97
Total noninterest income	$9,215,000	562
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$11,000	4,489
Trading account gains and fees	$0	133
Additional Noninterest Income	$9,204,000	467
Total noninterest expense	$5,570,000	1,824
Salaries and employee benefits	$1,484,000	2,964
Premises and equipment expense	$169,000	3,634
Additional noninterest expense	$3,917,000	948
Pre-tax net operating income	$23,334,000	413
Securities gains (losses)	$6,727,000	51
Applicable income taxes	$0	3,702
Income before extraordinary items	$30,061,000	294
Extraordinary gains, net	$0	6
Net income	$30,061,000	294
Minority interest net income	$0	67
Net income of bank and minority interests.	$30,061,000	294
Net charge-offs	$-8,000	3,728
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$22,000	466
Net operating income	$23,334,000	341
2021-03-31 (YTD Data)		Rank
Total interest income	$15,192,000	570
Total interest expense	$4,163,000	209
Net interest income	$11,029,000	695
Provision for loan and lease losses	$592,000	330
Total noninterest income	$6,260,000	461
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$5,000	4,525
Trading account gains and fees	$0	127
Additional Noninterest Income	$6,255,000	385
Total noninterest expense	$2,339,000	2,052
Salaries and employee benefits	$761,000	2,914
Premises and equipment expense	$101,000	3,391
Additional noninterest expense	$1,477,000	1,116
Pre-tax net operating income	$14,358,000	350
Securities gains (losses)	$4,878,000	42
Applicable income taxes	$0	3,613
Income before extraordinary items	$19,236,000	254
Extraordinary gains, net	$0	3
Net income	$19,236,000	254
Minority interest net income	$0	55
Net income of bank and minority interests.	$19,236,000	254
Net charge-offs	$-8,000	3,977
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$13,000	433
Net operating income	$14,358,000	296
2020-12-31 (YTD Data)		Rank
Total interest income	$46,940,000	723
Total interest expense	$18,758,000	283
Net interest income	$28,182,000	963
Provision for loan and lease losses	$6,098,000	495
Total noninterest income	$16,568,000	563
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$27,000	4,496
Trading account gains and fees	$0	133
Additional Noninterest Income	$16,541,000	459
Total noninterest expense	$17,393,000	1,233
Salaries and employee benefits	$3,095,000	2,895
Premises and equipment expense	$334,000	3,671
Additional noninterest expense	$13,964,000	545
Pre-tax net operating income	$21,259,000	559
Securities gains (losses)	$12,718,000	58
Applicable income taxes	$0	3,697
Income before extraordinary items	$33,977,000	340
Extraordinary gains, net	$0	4
Net income	$33,977,000	339
Minority interest net income	$0	72
Net income of bank and minority interests.	$33,977,000	340
Net charge-offs	$725,000	790
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$54,551,000	17
Net operating income	$21,259,000	481
2020-09-30 (YTD Data)		Rank
Total interest income	$33,777,000	743
Total interest expense	$14,704,000	291
Net interest income	$19,073,000	1,046
Provision for loan and lease losses	$3,864,000	602
Total noninterest income	$9,173,000	678
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$20,000	4,527
Trading account gains and fees	$0	125
Additional Noninterest Income	$9,153,000	543
Total noninterest expense	$14,126,000	1,148
Salaries and employee benefits	$1,950,000	3,138
Premises and equipment expense	$241,000	3,739
Additional noninterest expense	$11,935,000	481
Pre-tax net operating income	$10,256,000	779
Securities gains (losses)	$4,071,000	107
Applicable income taxes	$0	3,696
Income before extraordinary items	$14,327,000	510
Extraordinary gains, net	$0	4
Net income	$14,327,000	509
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,327,000	510
Net charge-offs	$425,000	824
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$47,518,000	16
Net operating income	$10,256,000	664
2020-06-30 (YTD Data)		Rank
Total interest income	$21,239,000	796
Total interest expense	$9,934,000	319
Net interest income	$11,305,000	1,149
Provision for loan and lease losses	$3,467,000	512
Total noninterest income	$7,817,000	543
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$14,000	4,528
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,803,000	424
Total noninterest expense	$11,331,000	993
Salaries and employee benefits	$1,347,000	3,097
Premises and equipment expense	$162,000	3,731
Additional noninterest expense	$9,822,000	403
Pre-tax net operating income	$4,324,000	1,106
Securities gains (losses)	$797,000	265
Applicable income taxes	$0	3,655
Income before extraordinary items	$5,121,000	832
Extraordinary gains, net	$0	4
Net income	$5,121,000	832
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,121,000	832
Net charge-offs	$226,000	941
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$22,515,000	19
Net operating income	$4,324,000	950
2020-03-31 (YTD Data)		Rank
Total interest income	$10,280,000	826
Total interest expense	$4,753,000	376
Net interest income	$5,527,000	1,149
Provision for loan and lease losses	$1,454,000	490
Total noninterest income	$1,630,000	936
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$8,000	4,592
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,622,000	692
Total noninterest expense	$6,167,000	941
Salaries and employee benefits	$766,000	2,926
Premises and equipment expense	$85,000	3,680
Additional noninterest expense	$5,316,000	373
Pre-tax net operating income	$-464,000	4,975
Securities gains (losses)	$-85,000	4,975
Applicable income taxes	$0	3,513
Income before extraordinary items	$-549,000	4,962
Extraordinary gains, net	$0	4
Net income	$-549,000	4,962
Minority interest net income	$0	56
Net income of bank and minority interests.	$-549,000	4,962
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$15,000	418
Net operating income	$-464,000	4,979
2019-12-31 (YTD Data)		Rank
Total interest income	$36,335,000	926
Total interest expense	$16,234,000	456
Net interest income	$20,101,000	1,252
Provision for loan and lease losses	$1,501,000	654
Total noninterest income	$12,280,000	604
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$42,000	4,576
Trading account gains and fees	$0	135
Additional Noninterest Income	$12,238,000	457
Total noninterest expense	$6,118,000	2,668
Salaries and employee benefits	$2,519,000	3,225
Premises and equipment expense	$357,000	3,653
Additional noninterest expense	$3,242,000	1,785
Pre-tax net operating income	$24,762,000	520
Securities gains (losses)	$-15,000	4,860
Applicable income taxes	$0	3,859
Income before extraordinary items	$24,747,000	450
Extraordinary gains, net	$0	11
Net income	$24,747,000	449
Minority interest net income	$0	76
Net income of bank and minority interests.	$24,747,000	450
Net charge-offs	$0	3,726
Cash dividends	$10,000,000	472
Sale, conversion, retirement of capital stock, net	$30,157,000	24
Net operating income	$24,762,000	443
2019-09-30 (YTD Data)		Rank
Total interest income	$27,290,000	926
Total interest expense	$12,127,000	463
Net interest income	$15,163,000	1,259
Provision for loan and lease losses	$924,000	725
Total noninterest income	$12,222,000	494
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$33,000	4,631
Trading account gains and fees	$0	129
Additional Noninterest Income	$12,189,000	367
Total noninterest expense	$4,713,000	2,638
Salaries and employee benefits	$1,928,000	3,208
Premises and equipment expense	$283,000	3,600
Additional noninterest expense	$2,502,000	1,758
Pre-tax net operating income	$21,748,000	471
Securities gains (losses)	$-15,000	4,955
Applicable income taxes	$0	3,902
Income before extraordinary items	$21,733,000	397
Extraordinary gains, net	$0	11
Net income	$21,733,000	397
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,733,000	397
Net charge-offs	$0	3,455
Cash dividends	$10,000,000	366
Sale, conversion, retirement of capital stock, net	$10,126,000	44
Net operating income	$21,748,000	390
2019-06-30 (YTD Data)		Rank
Total interest income	$19,021,000	889
Total interest expense	$7,948,000	463
Net interest income	$11,073,000	1,158
Provision for loan and lease losses	$648,000	683
Total noninterest income	$10,683,000	395
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$21,000	4,683
Trading account gains and fees	$0	131
Additional Noninterest Income	$10,662,000	299
Total noninterest expense	$3,046,000	2,703
Salaries and employee benefits	$1,295,000	3,207
Premises and equipment expense	$184,000	3,652
Additional noninterest expense	$1,567,000	1,865
Pre-tax net operating income	$18,062,000	388
Securities gains (losses)	$-15,000	5,010
Applicable income taxes	$0	3,901
Income before extraordinary items	$18,047,000	347
Extraordinary gains, net	$0	11
Net income	$18,047,000	348
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,047,000	348
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$10,033,000	29
Net operating income	$18,062,000	337
2019-03-31 (YTD Data)		Rank
Total interest income	$9,227,000	912
Total interest expense	$3,827,000	465
Net interest income	$5,400,000	1,197
Provision for loan and lease losses	$648,000	388
Total noninterest income	$1,626,000	895
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$11,000	4,686
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,615,000	655
Total noninterest expense	$1,667,000	2,574
Salaries and employee benefits	$711,000	3,074
Premises and equipment expense	$98,000	3,577
Additional noninterest expense	$858,000	1,713
Pre-tax net operating income	$4,711,000	615
Securities gains (losses)	$-25,000	5,202
Applicable income taxes	$0	3,800
Income before extraordinary items	$4,686,000	551
Extraordinary gains, net	$0	5
Net income	$4,686,000	550
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,686,000	550
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$16,000	441
Net operating income	$4,711,000	536
2018-12-31 (YTD Data)		Rank
Total interest income	$29,859,000	1,012
Total interest expense	$11,837,000	460
Net interest income	$18,022,000	1,353
Provision for loan and lease losses	$-15,000	5,095
Total noninterest income	$-3,407,000	5,402
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$71,000	4,467
Trading account gains and fees	$0	126
Additional Noninterest Income	$-3,478,000	5,411
Total noninterest expense	$6,225,000	2,663
Salaries and employee benefits	$2,685,000	3,157
Premises and equipment expense	$307,000	3,993
Additional noninterest expense	$3,233,000	1,792
Pre-tax net operating income	$8,405,000	1,187
Securities gains (losses)	$124,000	271
Applicable income taxes	$0	3,978
Income before extraordinary items	$8,529,000	1,053
Extraordinary gains, net	$0	6
Net income	$8,529,000	1,052
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,529,000	1,052
Net charge-offs	$898,000	650
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$75,000	519
Net operating income	$8,405,000	1,064
2018-09-30 (YTD Data)		Rank
Total interest income	$21,896,000	1,023
Total interest expense	$8,212,000	459
Net interest income	$13,684,000	1,337
Provision for loan and lease losses	$-179,000	5,323
Total noninterest income	$-318,000	5,461
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$53,000	4,515
Trading account gains and fees	$0	138
Additional Noninterest Income	$-371,000	5,463
Total noninterest expense	$4,637,000	2,683
Salaries and employee benefits	$2,016,000	3,152
Premises and equipment expense	$278,000	3,710
Additional noninterest expense	$2,343,000	1,846
Pre-tax net operating income	$8,908,000	923
Securities gains (losses)	$129,000	258
Applicable income taxes	$0	4,032
Income before extraordinary items	$9,037,000	781
Extraordinary gains, net	$0	5
Net income	$9,037,000	780
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,037,000	780
Net charge-offs	$554,000	675
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,908,000	790
2018-06-30 (YTD Data)		Rank
Total interest income	$14,016,000	1,044
Total interest expense	$4,938,000	466
Net interest income	$9,078,000	1,337
Provision for loan and lease losses	$-182,000	5,407
Total noninterest income	$-40,000	5,513
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$40,000	4,431
Trading account gains and fees	$0	130
Additional Noninterest Income	$-80,000	5,515
Total noninterest expense	$3,010,000	2,744
Salaries and employee benefits	$1,351,000	3,155
Premises and equipment expense	$176,000	3,818
Additional noninterest expense	$1,483,000	1,945
Pre-tax net operating income	$6,210,000	866
Securities gains (losses)	$34,000	388
Applicable income taxes	$0	4,018
Income before extraordinary items	$6,244,000	744
Extraordinary gains, net	$0	6
Net income	$6,244,000	743
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,244,000	743
Net charge-offs	$554,000	493
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,210,000	750
2018-03-31 (YTD Data)		Rank
Total interest income	$6,779,000	1,070
Total interest expense	$2,300,000	468
Net interest income	$4,479,000	1,349
Provision for loan and lease losses	$-182,000	5,519
Total noninterest income	$58,000	4,651
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$20,000	4,465
Trading account gains and fees	$0	123
Additional Noninterest Income	$38,000	4,383
Total noninterest expense	$1,584,000	2,680
Salaries and employee benefits	$663,000	3,216
Premises and equipment expense	$89,000	3,840
Additional noninterest expense	$832,000	1,753
Pre-tax net operating income	$3,135,000	833
Securities gains (losses)	$8,000	468
Applicable income taxes	$0	3,948
Income before extraordinary items	$3,143,000	730
Extraordinary gains, net	$0	7
Net income	$3,143,000	730
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,143,000	730
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,135,000	727
2017-12-31 (YTD Data)		Rank
Total interest income	$23,206,000	1,189
Total interest expense	$7,240,000	490
Net interest income	$15,966,000	1,468
Provision for loan and lease losses	$889,000	986
Total noninterest income	$64,000	5,416
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$92,000	4,420
Trading account gains and fees	$0	151
Additional Noninterest Income	$-28,000	5,597
Total noninterest expense	$4,572,000	3,283
Salaries and employee benefits	$2,227,000	3,541
Premises and equipment expense	$329,000	4,015
Additional noninterest expense	$2,016,000	2,633
Pre-tax net operating income	$10,569,000	948
Securities gains (losses)	$2,029,000	93
Applicable income taxes	$0	4,135
Income before extraordinary items	$12,598,000	606
Extraordinary gains, net	$0	9
Net income	$12,598,000	606
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,598,000	606
Net charge-offs	$0	4,128
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$15,560,000	42
Net operating income	$10,569,000	707
2017-09-30 (YTD Data)		Rank
Total interest income	$16,513,000	1,251
Total interest expense	$4,884,000	522
Net interest income	$11,629,000	1,508
Provision for loan and lease losses	$889,000	779
Total noninterest income	$-232,000	5,724
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$68,000	4,477
Trading account gains and fees	$0	145
Additional Noninterest Income	$-300,000	5,727
Total noninterest expense	$3,219,000	3,436
Salaries and employee benefits	$1,654,000	3,570
Premises and equipment expense	$240,000	4,096
Additional noninterest expense	$1,325,000	2,882
Pre-tax net operating income	$7,289,000	1,028
Securities gains (losses)	$1,870,000	84
Applicable income taxes	$0	4,172
Income before extraordinary items	$9,159,000	682
Extraordinary gains, net	$0	9
Net income	$9,159,000	682
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,159,000	682
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$15,500,000	33
Net operating income	$7,289,000	815
2017-06-30 (YTD Data)		Rank
Total interest income	$10,288,000	1,316
Total interest expense	$2,755,000	598
Net interest income	$7,533,000	1,537
Provision for loan and lease losses	$672,000	687
Total noninterest income	$-285,000	5,771
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$45,000	4,507
Trading account gains and fees	$0	139
Additional Noninterest Income	$-330,000	5,779
Total noninterest expense	$2,107,000	3,490
Salaries and employee benefits	$1,105,000	3,598
Premises and equipment expense	$159,000	4,132
Additional noninterest expense	$843,000	2,998
Pre-tax net operating income	$4,469,000	1,082
Securities gains (losses)	$1,789,000	65
Applicable income taxes	$0	4,189
Income before extraordinary items	$6,258,000	650
Extraordinary gains, net	$0	11
Net income	$6,258,000	650
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,258,000	650
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$10,500,000	34
Net operating income	$4,469,000	867
2017-03-31 (YTD Data)		Rank
Total interest income	$4,611,000	1,424
Total interest expense	$1,175,000	667
Net interest income	$3,436,000	1,680
Provision for loan and lease losses	$160,000	1,076
Total noninterest income	$232,000	3,079
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$23,000	4,496
Trading account gains and fees	$0	142
Additional Noninterest Income	$209,000	2,525
Total noninterest expense	$1,029,000	3,559
Salaries and employee benefits	$552,000	3,635
Premises and equipment expense	$78,000	4,172
Additional noninterest expense	$399,000	3,120
Pre-tax net operating income	$2,479,000	973
Securities gains (losses)	$1,781,000	43
Applicable income taxes	$0	4,086
Income before extraordinary items	$4,260,000	492
Extraordinary gains, net	$0	8
Net income	$4,260,000	492
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,260,000	492
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,479,000	768
2016-12-31 (YTD Data)		Rank
Total interest income	$13,247,000	1,907
Total interest expense	$2,581,000	1,111
Net interest income	$10,666,000	2,067
Provision for loan and lease losses	$1,158,000	810
Total noninterest income	$1,034,000	2,997
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$87,000	4,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$947,000	2,456
Total noninterest expense	$3,757,000	3,768
Salaries and employee benefits	$2,079,000	3,749
Premises and equipment expense	$393,000	3,803
Additional noninterest expense	$1,285,000	3,662
Pre-tax net operating income	$6,785,000	1,275
Securities gains (losses)	$37,000	2,041
Applicable income taxes	$0	4,278
Income before extraordinary items	$6,822,000	1,079
Extraordinary gains, net	$0	5
Net income	$6,822,000	1,078
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,822,000	1,078
Net charge-offs	$1,000	4,216
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$21,169,000	28
Net operating income	$6,785,000	1,063
2016-09-30 (YTD Data)		Rank
Total interest income	$8,750,000	2,122
Total interest expense	$1,609,000	1,326
Net interest income	$7,141,000	2,280
Provision for loan and lease losses	$898,000	757
Total noninterest income	$626,000	3,327
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$69,000	4,641
Trading account gains and fees	$0	169
Additional Noninterest Income	$557,000	2,755
Total noninterest expense	$2,661,000	3,909
Salaries and employee benefits	$1,551,000	3,762
Premises and equipment expense	$299,000	3,801
Additional noninterest expense	$811,000	4,053
Pre-tax net operating income	$4,208,000	1,495
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$4,208,000	1,281
Extraordinary gains, net	$0	5
Net income	$4,208,000	1,282
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,208,000	1,281
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$10,000,000	36
Net operating income	$4,208,000	1,246
2016-06-30 (YTD Data)		Rank
Total interest income	$5,017,000	2,400
Total interest expense	$798,000	1,702
Net interest income	$4,219,000	2,521
Provision for loan and lease losses	$413,000	991
Total noninterest income	$417,000	3,336
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$44,000	4,708
Trading account gains and fees	$0	157
Additional Noninterest Income	$373,000	2,743
Total noninterest expense	$1,936,000	3,745
Salaries and employee benefits	$1,040,000	3,789
Premises and equipment expense	$203,000	3,795
Additional noninterest expense	$693,000	3,545
Pre-tax net operating income	$2,287,000	1,761
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,287,000	1,498
Extraordinary gains, net	$0	16
Net income	$2,287,000	1,498
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,287,000	1,498
Net charge-offs	$1,000	3,591
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$10,000,000	24
Net operating income	$2,287,000	1,461
2016-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	2,836
Total interest expense	$283,000	2,238
Net interest income	$1,746,000	2,911
Provision for loan and lease losses	$259,000	770
Total noninterest income	$63,000	4,918
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$22,000	4,718
Trading account gains and fees	$0	142
Additional Noninterest Income	$41,000	4,611
Total noninterest expense	$910,000	3,916
Salaries and employee benefits	$510,000	3,849
Premises and equipment expense	$104,000	3,791
Additional noninterest expense	$296,000	3,919
Pre-tax net operating income	$640,000	2,631
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$640,000	2,342
Extraordinary gains, net	$0	12
Net income	$640,000	2,342
Minority interest net income	$0	62
Net income of bank and minority interests.	$640,000	2,342
Net charge-offs	$1,000	2,929
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$10,000,000	13
Net operating income	$640,000	2,290
2015-12-31 (YTD Data)		Rank
Total interest income	$5,767,000	3,532
Total interest expense	$962,000	2,481
Net interest income	$4,805,000	3,672
Provision for loan and lease losses	$193,000	2,372
Total noninterest income	$209,000	5,180
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$108,000	4,605
Trading account gains and fees	$0	159
Additional Noninterest Income	$101,000	5,082
Total noninterest expense	$3,960,000	3,738
Salaries and employee benefits	$2,192,000	3,707
Premises and equipment expense	$435,000	3,743
Additional noninterest expense	$1,333,000	3,676
Pre-tax net operating income	$861,000	4,298
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$861,000	4,141
Extraordinary gains, net	$0	23
Net income	$861,000	4,141
Minority interest net income	$0	81
Net income of bank and minority interests.	$861,000	4,142
Net charge-offs	$3,000	4,283
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$861,000	4,087
2015-09-30 (YTD Data)		Rank
Total interest income	$4,216,000	3,618
Total interest expense	$723,000	2,505
Net interest income	$3,493,000	3,787
Provision for loan and lease losses	$0	4,232
Total noninterest income	$189,000	5,044
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$84,000	4,602
Trading account gains and fees	$0	153
Additional Noninterest Income	$105,000	4,854
Total noninterest expense	$2,960,000	3,775
Salaries and employee benefits	$1,690,000	3,676
Premises and equipment expense	$337,000	3,731
Additional noninterest expense	$933,000	3,845
Pre-tax net operating income	$722,000	4,247
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$722,000	4,066
Extraordinary gains, net	$0	21
Net income	$722,000	4,065
Minority interest net income	$0	78
Net income of bank and minority interests.	$722,000	4,068
Net charge-offs	$4,000	3,882
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$722,000	3,999
2015-06-30 (YTD Data)		Rank
Total interest income	$2,857,000	3,602
Total interest expense	$488,000	2,502
Net interest income	$2,369,000	3,760
Provision for loan and lease losses	$0	4,069
Total noninterest income	$111,000	5,192
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$56,000	4,594
Trading account gains and fees	$0	157
Additional Noninterest Income	$55,000	5,099
Total noninterest expense	$2,029,000	3,736
Salaries and employee benefits	$1,173,000	3,588
Premises and equipment expense	$229,000	3,734
Additional noninterest expense	$627,000	3,869
Pre-tax net operating income	$451,000	4,321
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$451,000	4,139
Extraordinary gains, net	$0	22
Net income	$451,000	4,141
Minority interest net income	$0	75
Net income of bank and minority interests.	$451,000	4,142
Net charge-offs	$6,000	3,419
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$451,000	4,078
2015-03-31 (YTD Data)		Rank
Total interest income	$1,491,000	3,504
Total interest expense	$244,000	2,528
Net interest income	$1,247,000	3,634
Provision for loan and lease losses	$0	3,703
Total noninterest income	$48,000	5,345
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$28,000	4,610
Trading account gains and fees	$0	152
Additional Noninterest Income	$20,000	5,398
Total noninterest expense	$986,000	3,825
Salaries and employee benefits	$554,000	3,771
Premises and equipment expense	$113,000	3,790
Additional noninterest expense	$319,000	3,817
Pre-tax net operating income	$309,000	3,825
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$309,000	3,594
Extraordinary gains, net	$0	13
Net income	$309,000	3,597
Minority interest net income	$0	64
Net income of bank and minority interests.	$309,000	3,597
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$309,000	3,504
2014-12-31 (YTD Data)		Rank
Total interest income	$5,417,000	3,770
Total interest expense	$1,012,000	2,555
Net interest income	$4,405,000	3,964
Provision for loan and lease losses	$126,000	2,922
Total noninterest income	$231,000	5,284
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$141,000	4,479
Trading account gains and fees	$0	180
Additional Noninterest Income	$90,000	5,322
Total noninterest expense	$3,736,000	3,981
Salaries and employee benefits	$2,024,000	3,956
Premises and equipment expense	$416,000	4,003
Additional noninterest expense	$1,296,000	3,882
Pre-tax net operating income	$774,000	4,515
Securities gains (losses)	$-281,000	6,427
Applicable income taxes	$-33,000	6,196
Income before extraordinary items	$526,000	4,864
Extraordinary gains, net	$0	17
Net income	$526,000	4,863
Minority interest net income	$0	84
Net income of bank and minority interests.	$526,000	4,864
Net charge-offs	$4,000	4,772
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$807,000	4,243
2014-09-30 (YTD Data)		Rank
Total interest income	$3,972,000	3,860
Total interest expense	$764,000	2,583
Net interest income	$3,208,000	4,067
Provision for loan and lease losses	$83,000	3,031
Total noninterest income	$167,000	5,376
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$108,000	4,505
Trading account gains and fees	$0	174
Additional Noninterest Income	$59,000	5,509
Total noninterest expense	$2,772,000	4,029
Salaries and employee benefits	$1,499,000	3,991
Premises and equipment expense	$308,000	4,082
Additional noninterest expense	$965,000	3,921
Pre-tax net operating income	$520,000	4,741
Securities gains (losses)	$-281,000	6,520
Applicable income taxes	$-33,000	6,342
Income before extraordinary items	$272,000	5,321
Extraordinary gains, net	$0	15
Net income	$272,000	5,321
Minority interest net income	$0	81
Net income of bank and minority interests.	$272,000	5,323
Net charge-offs	$-1,000	5,188
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$553,000	4,416
2014-06-30 (YTD Data)		Rank
Total interest income	$2,634,000	3,878
Total interest expense	$505,000	2,617
Net interest income	$2,129,000	4,083
Provision for loan and lease losses	$36,000	3,234
Total noninterest income	$97,000	5,525
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$69,000	4,570
Trading account gains and fees	$0	172
Additional Noninterest Income	$28,000	5,774
Total noninterest expense	$1,807,000	4,100
Salaries and employee benefits	$992,000	4,030
Premises and equipment expense	$205,000	4,125
Additional noninterest expense	$610,000	4,065
Pre-tax net operating income	$383,000	4,593
Securities gains (losses)	$-280,000	6,599
Applicable income taxes	$-33,000	6,444
Income before extraordinary items	$136,000	5,557
Extraordinary gains, net	$0	20
Net income	$136,000	5,559
Minority interest net income	$0	80
Net income of bank and minority interests.	$136,000	5,560
Net charge-offs	$-1,000	5,059
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$416,000	4,185
2014-03-31 (YTD Data)		Rank
Total interest income	$1,271,000	3,986
Total interest expense	$249,000	2,688
Net interest income	$1,022,000	4,192
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$50,000	5,506
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$34,000	4,570
Trading account gains and fees	$0	147
Additional Noninterest Income	$16,000	5,685
Total noninterest expense	$910,000	4,121
Salaries and employee benefits	$512,000	4,014
Premises and equipment expense	$102,000	4,167
Additional noninterest expense	$296,000	4,130
Pre-tax net operating income	$152,000	4,841
Securities gains (losses)	$-281,000	6,690
Applicable income taxes	$-33,000	6,543
Income before extraordinary items	$-96,000	6,446
Extraordinary gains, net	$0	16
Net income	$-96,000	6,446
Minority interest net income	$0	66
Net income of bank and minority interests.	$-96,000	6,447
Net charge-offs	$-1,000	4,711
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$111,940	4,994
2013-12-31 (YTD Data)		Rank
Total interest income	$6,067,000	3,589
Total interest expense	$1,061,000	2,827
Net interest income	$5,006,000	3,693
Provision for loan and lease losses	$291,000	2,504
Total noninterest income	$130,000	6,015
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$110,000	5,111
Trading account gains and fees	$0	184
Additional Noninterest Income	$20,000	6,223
Total noninterest expense	$4,291,000	3,754
Salaries and employee benefits	$2,207,000	3,862
Premises and equipment expense	$495,000	3,758
Additional noninterest expense	$1,589,000	3,504
Pre-tax net operating income	$554,000	4,887
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$554,000	4,767
Extraordinary gains, net	$0	29
Net income	$554,000	4,771
Minority interest net income	$0	90
Net income of bank and minority interests.	$554,000	4,771
Net charge-offs	$55,000	4,279
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$554,000	4,699
2013-09-30 (YTD Data)		Rank
Total interest income	$4,479,000	3,672
Total interest expense	$809,000	2,867
Net interest income	$3,670,000	3,774
Provision for loan and lease losses	$254,000	2,272
Total noninterest income	$128,000	5,857
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$74,000	5,318
Trading account gains and fees	$0	180
Additional Noninterest Income	$54,000	5,717
Total noninterest expense	$3,362,000	3,672
Salaries and employee benefits	$1,819,000	3,644
Premises and equipment expense	$387,000	3,697
Additional noninterest expense	$1,156,000	3,590
Pre-tax net operating income	$182,000	5,733
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$182,000	5,702
Extraordinary gains, net	$0	25
Net income	$182,000	5,703
Minority interest net income	$0	84
Net income of bank and minority interests.	$182,000	5,703
Net charge-offs	$1,000	5,139
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$182,000	5,638
2013-06-30 (YTD Data)		Rank
Total interest income	$2,979,000	3,677
Total interest expense	$548,000	2,890
Net interest income	$2,431,000	3,790
Provision for loan and lease losses	$233,000	1,939
Total noninterest income	$116,000	5,568
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$41,000	5,564
Trading account gains and fees	$0	157
Additional Noninterest Income	$75,000	5,078
Total noninterest expense	$2,320,000	3,617
Salaries and employee benefits	$1,310,000	3,454
Premises and equipment expense	$262,000	3,679
Additional noninterest expense	$748,000	3,657
Pre-tax net operating income	$-6,000	6,319
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-6,000	6,382
Extraordinary gains, net	$0	22
Net income	$-6,000	6,384
Minority interest net income	$0	82
Net income of bank and minority interests.	$-6,000	6,384
Net charge-offs	$6,000	4,482
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-6,000	6,321
2013-03-31 (YTD Data)		Rank
Total interest income	$1,454,000	3,770
Total interest expense	$269,000	2,984
Net interest income	$1,185,000	3,866
Provision for loan and lease losses	$70,000	2,504
Total noninterest income	$29,000	6,230
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$0	6,676
Total noninterest expense	$1,173,000	3,622
Salaries and employee benefits	$658,000	3,482
Premises and equipment expense	$143,000	3,500
Additional noninterest expense	$372,000	3,698
Pre-tax net operating income	$-29,000	6,477
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-29,000	6,534
Extraordinary gains, net	$0	10
Net income	$-29,000	6,535
Minority interest net income	$0	76
Net income of bank and minority interests.	$-29,000	6,535
Net charge-offs	$7,000	3,581
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-29,000	6,482
2012-12-31 (YTD Data)		Rank
Total interest income	$4,851,000	4,385
Total interest expense	$988,000	3,638
Net interest income	$3,863,000	4,497
Provision for loan and lease losses	$294,000	3,443
Total noninterest income	$498,000	4,496
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$174,000	4,512
Trading account gains and fees	$0	166
Additional Noninterest Income	$324,000	3,938
Total noninterest expense	$4,922,000	3,507
Salaries and employee benefits	$2,891,000	3,212
Premises and equipment expense	$555,000	3,571
Additional noninterest expense	$1,476,000	3,836
Pre-tax net operating income	$-855,000	6,622
Securities gains (losses)	$41,000	2,839
Applicable income taxes	$0	4,751
Income before extraordinary items	$-814,000	6,677
Extraordinary gains, net	$0	29
Net income	$-814,000	6,671
Minority interest net income	$0	93
Net income of bank and minority interests.	$-814,000	6,673
Net charge-offs	$-4,000	6,481
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$2,063,000	157
Net operating income	$-855,000	6,639
2012-09-30 (YTD Data)		Rank
Total interest income	$3,487,000	4,570
Total interest expense	$710,000	3,868
Net interest income	$2,777,000	4,681
Provision for loan and lease losses	$254,000	3,194
Total noninterest income	$438,000	4,261
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$151,000	4,302
Trading account gains and fees	$0	157
Additional Noninterest Income	$287,000	3,750
Total noninterest expense	$3,815,000	3,454
Salaries and employee benefits	$2,248,000	3,152
Premises and equipment expense	$421,000	3,593
Additional noninterest expense	$1,146,000	3,769
Pre-tax net operating income	$-854,000	6,785
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-854,000	6,850
Extraordinary gains, net	$0	20
Net income	$-854,000	6,848
Minority interest net income	$0	86
Net income of bank and minority interests.	$-854,000	6,849
Net charge-offs	$-4,000	6,442
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$2,042,000	113
Net operating income	$-854,000	6,806
2012-06-30 (YTD Data)		Rank
Total interest income	$2,141,000	4,823
Total interest expense	$502,000	3,819
Net interest income	$1,639,000	5,015
Provision for loan and lease losses	$165,000	3,233
Total noninterest income	$363,000	3,844
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$101,000	4,286
Trading account gains and fees	$0	153
Additional Noninterest Income	$262,000	3,264
Total noninterest expense	$2,568,000	3,439
Salaries and employee benefits	$1,576,000	3,055
Premises and equipment expense	$296,000	3,464
Additional noninterest expense	$696,000	4,002
Pre-tax net operating income	$-731,000	6,902
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-731,000	6,944
Extraordinary gains, net	$0	19
Net income	$-731,000	6,943
Minority interest net income	$0	84
Net income of bank and minority interests.	$-731,000	6,944
Net charge-offs	$-3,000	6,365
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$39,000	542
Net operating income	$-731,000	6,921
2012-03-31 (YTD Data)		Rank
Total interest income	$985,000	5,077
Total interest expense	$288,000	3,602
Net interest income	$697,000	5,407
Provision for loan and lease losses	$136,000	2,524
Total noninterest income	$217,000	3,495
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$48,000	4,361
Trading account gains and fees	$0	148
Additional Noninterest Income	$169,000	2,893
Total noninterest expense	$1,267,000	3,500
Salaries and employee benefits	$807,000	3,008
Premises and equipment expense	$140,000	3,638
Additional noninterest expense	$320,000	4,209
Pre-tax net operating income	$-489,000	7,037
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-489,000	7,068
Extraordinary gains, net	$0	19
Net income	$-489,000	7,067
Minority interest net income	$0	78
Net income of bank and minority interests.	$-489,000	7,068
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$20,000	485
Net operating income	$-489,000	7,045
2011-12-31 (YTD Data)		Rank
Total interest income	$3,141,000	5,666
Total interest expense	$932,000	4,562
Net interest income	$2,209,000	5,900
Provision for loan and lease losses	$49,000	5,878
Total noninterest income	$352,000	4,973
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$190,000	4,477
Trading account gains and fees	$0	146
Additional Noninterest Income	$162,000	4,752
Total noninterest expense	$4,417,000	3,848
Salaries and employee benefits	$2,561,000	3,492
Premises and equipment expense	$525,000	3,907
Additional noninterest expense	$1,331,000	4,179
Pre-tax net operating income	$-1,905,000	6,776
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-1,905,000	6,818
Extraordinary gains, net	$0	29
Net income	$-1,905,000	6,818
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,905,000	6,818
Net charge-offs	$-22,000	7,104
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$7,967,000	85
Net operating income	$-1,905,000	6,798
2011-09-30 (YTD Data)		Rank
Total interest income	$2,285,000	5,782
Total interest expense	$669,000	4,801
Net interest income	$1,616,000	5,981
Provision for loan and lease losses	$25,000	5,904
Total noninterest income	$276,000	4,964
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$87,000	5,339
Trading account gains and fees	$0	145
Additional Noninterest Income	$189,000	4,176
Total noninterest expense	$3,148,000	3,988
Salaries and employee benefits	$1,778,000	3,717
Premises and equipment expense	$384,000	4,024
Additional noninterest expense	$986,000	4,210
Pre-tax net operating income	$-1,281,000	6,865
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-1,281,000	6,926
Extraordinary gains, net	$0	21
Net income	$-1,281,000	6,927
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,281,000	6,927
Net charge-offs	$-24,000	7,145
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$7,948,000	69
Net operating income	$-1,281,000	6,897
2011-06-30 (YTD Data)		Rank
Total interest income	$1,455,000	5,931
Total interest expense	$427,000	5,004
Net interest income	$1,028,000	6,117
Provision for loan and lease losses	$16,000	5,799
Total noninterest income	$165,000	5,154
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$55,000	5,408
Trading account gains and fees	$0	153
Additional Noninterest Income	$110,000	4,409
Total noninterest expense	$1,850,000	4,372
Salaries and employee benefits	$1,046,000	4,077
Premises and equipment expense	$223,000	4,415
Additional noninterest expense	$581,000	4,614
Pre-tax net operating income	$-673,000	6,864
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-673,000	6,915
Extraordinary gains, net	$0	15
Net income	$-673,000	6,914
Minority interest net income	$0	89
Net income of bank and minority interests.	$-673,000	6,915
Net charge-offs	$-11,000	7,038
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$388,000	250
Net operating income	$-673,000	6,897
2011-03-31 (YTD Data)		Rank
Total interest income	$676,000	6,098
Total interest expense	$206,000	5,182
Net interest income	$470,000	6,303
Provision for loan and lease losses	$0	5,840
Total noninterest income	$54,000	5,845
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$27,000	5,395
Trading account gains and fees	$0	158
Additional Noninterest Income	$27,000	5,504
Total noninterest expense	$899,000	4,473
Salaries and employee benefits	$497,000	4,248
Premises and equipment expense	$104,000	4,611
Additional noninterest expense	$298,000	4,551
Pre-tax net operating income	$-375,000	7,011
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-375,000	7,053
Extraordinary gains, net	$0	9
Net income	$-375,000	7,053
Minority interest net income	$0	86
Net income of bank and minority interests.	$-375,000	7,053
Net charge-offs	$-4,000	6,688
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$38,000	401
Net operating income	$-375,000	7,038
2010-12-31 (YTD Data)		Rank
Total interest income	$2,602,000	6,306
Total interest expense	$953,000	5,328
Net interest income	$1,649,000	6,586
Provision for loan and lease losses	$-400,000	7,626
Total noninterest income	$1,114,000	3,043
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$118,000	5,271
Trading account gains and fees	$0	175
Additional Noninterest Income	$996,000	2,187
Total noninterest expense	$3,137,000	4,909
Salaries and employee benefits	$1,564,000	4,945
Premises and equipment expense	$226,000	5,982
Additional noninterest expense	$1,347,000	4,304
Pre-tax net operating income	$26,000	5,695
Securities gains (losses)	$39,000	2,801
Applicable income taxes	$0	4,655
Income before extraordinary items	$65,000	5,736
Extraordinary gains, net	$0	29
Net income	$65,000	5,737
Minority interest net income	$0	111
Net income of bank and minority interests.	$65,000	5,737
Net charge-offs	$237,000	4,582
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$367,000	512
Net operating income	$26,000	5,744
2010-09-30 (YTD Data)		Rank
Total interest income	$1,975,000	6,402
Total interest expense	$748,000	5,389
Net interest income	$1,227,000	6,689
Provision for loan and lease losses	$-400,000	7,736
Total noninterest income	$1,012,000	2,708
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$86,000	5,378
Trading account gains and fees	$0	165
Additional Noninterest Income	$926,000	1,888
Total noninterest expense	$2,277,000	5,010
Salaries and employee benefits	$1,094,000	5,163
Premises and equipment expense	$148,000	6,304
Additional noninterest expense	$1,035,000	4,209
Pre-tax net operating income	$362,000	4,639
Securities gains (losses)	$39,000	2,572
Applicable income taxes	$0	4,726
Income before extraordinary items	$401,000	4,467
Extraordinary gains, net	$0	23
Net income	$401,000	4,469
Minority interest net income	$0	110
Net income of bank and minority interests.	$401,000	4,470
Net charge-offs	$204,000	4,212
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$99,000	661
Net operating income	$362,000	4,425
2010-06-30 (YTD Data)		Rank
Total interest income	$1,299,000	6,463
Total interest expense	$493,000	5,512
Net interest income	$806,000	6,747
Provision for loan and lease losses	$-400,000	7,807
Total noninterest income	$583,000	2,927
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$56,000	5,427
Trading account gains and fees	$0	152
Additional Noninterest Income	$527,000	2,019
Total noninterest expense	$1,433,000	5,190
Salaries and employee benefits	$677,000	5,417
Premises and equipment expense	$89,000	6,510
Additional noninterest expense	$667,000	4,301
Pre-tax net operating income	$356,000	4,148
Securities gains (losses)	$17,000	2,422
Applicable income taxes	$0	4,691
Income before extraordinary items	$373,000	3,906
Extraordinary gains, net	$0	19
Net income	$373,000	3,904
Minority interest net income	$0	105
Net income of bank and minority interests.	$373,000	3,905
Net charge-offs	$13,000	5,696
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$68,000	573
Net operating income	$356,000	3,857
2010-03-31 (YTD Data)		Rank
Total interest income	$700,000	6,403
Total interest expense	$241,000	5,688
Net interest income	$459,000	6,575
Provision for loan and lease losses	$-200,000	7,901
Total noninterest income	$111,000	4,867
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$29,000	5,402
Trading account gains and fees	$0	175
Additional Noninterest Income	$82,000	3,862
Total noninterest expense	$710,000	5,266
Salaries and employee benefits	$323,000	5,600
Premises and equipment expense	$49,000	6,432
Additional noninterest expense	$338,000	4,259
Pre-tax net operating income	$60,000	5,542
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$60,000	5,539
Extraordinary gains, net	$0	16
Net income	$60,000	5,541
Minority interest net income	$0	91
Net income of bank and minority interests.	$60,000	5,540
Net charge-offs	$15,000	4,608
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$48,000	426
Net operating income	$60,000	5,442
2009-12-31 (YTD Data)		Rank
Total interest income	$2,882,000	6,416
Total interest expense	$832,000	6,403
Net interest income	$2,050,000	6,298
Provision for loan and lease losses	$-62,000	7,983
Total noninterest income	$370,000	5,259
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$123,000	5,468
Trading account gains and fees	$0	211
Additional Noninterest Income	$247,000	4,292
Total noninterest expense	$2,208,000	5,990
Salaries and employee benefits	$763,000	6,800
Premises and equipment expense	$193,000	6,537
Additional noninterest expense	$1,252,000	4,625
Pre-tax net operating income	$274,000	4,588
Securities gains (losses)	$23,000	2,986
Applicable income taxes	$0	4,388
Income before extraordinary items	$297,000	4,476
Extraordinary gains, net	$0	34
Net income	$297,000	4,476
Minority interest net income	$0	115
Net income of bank and minority interests.	$297,000	4,477
Net charge-offs	$592,000	3,578
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$274,000	4,487
2009-09-30 (YTD Data)		Rank
Total interest income	$2,176,000	6,472
Total interest expense	$629,000	6,512
Net interest income	$1,547,000	6,312
Provision for loan and lease losses	$182,000	5,269
Total noninterest income	$242,000	5,576
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$90,000	5,522
Trading account gains and fees	$0	212
Additional Noninterest Income	$152,000	4,737
Total noninterest expense	$1,575,000	6,133
Salaries and employee benefits	$483,000	7,138
Premises and equipment expense	$146,000	6,583
Additional noninterest expense	$946,000	4,570
Pre-tax net operating income	$32,000	5,552
Securities gains (losses)	$28,000	2,601
Applicable income taxes	$0	4,592
Income before extraordinary items	$60,000	5,512
Extraordinary gains, net	$0	27
Net income	$60,000	5,512
Minority interest net income	$0	118
Net income of bank and minority interests.	$60,000	5,512
Net charge-offs	$301,000	3,703
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$32,000	5,584
2009-06-30 (YTD Data)		Rank
Total interest income	$1,511,000	6,461
Total interest expense	$415,000	6,648
Net interest income	$1,096,000	6,179
Provision for loan and lease losses	$460,000	3,074
Total noninterest income	$134,000	5,922
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$55,000	5,662
Trading account gains and fees	$0	193
Additional Noninterest Income	$79,000	5,184
Total noninterest expense	$966,000	6,366
Salaries and employee benefits	$293,000	7,358
Premises and equipment expense	$99,000	6,592
Additional noninterest expense	$574,000	4,847
Pre-tax net operating income	$-196,000	6,266
Securities gains (losses)	$28,000	2,194
Applicable income taxes	$0	4,657
Income before extraordinary items	$-168,000	6,319
Extraordinary gains, net	$0	21
Net income	$-168,000	6,318
Minority interest net income	$0	112
Net income of bank and minority interests.	$-168,000	6,318
Net charge-offs	$279,000	3,022
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-196,000	6,358
2009-03-31 (YTD Data)		Rank
Total interest income	$754,000	6,500
Total interest expense	$209,000	6,732
Net interest income	$545,000	6,207
Provision for loan and lease losses	$134,000	3,473
Total noninterest income	$47,000	6,455
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$26,000	5,712
Trading account gains and fees	$0	171
Additional Noninterest Income	$21,000	6,118
Total noninterest expense	$490,000	6,313
Salaries and employee benefits	$158,000	7,285
Premises and equipment expense	$54,000	6,490
Additional noninterest expense	$278,000	4,653
Pre-tax net operating income	$-32,000	6,426
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-32,000	6,573
Extraordinary gains, net	$0	15
Net income	$-32,000	6,574
Minority interest net income	$0	102
Net income of bank and minority interests.	$-32,000	6,574
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-32,000	6,459
2008-12-31 (YTD Data)		Rank
Total interest income	$1,722,000	7,526
Total interest expense	$360,000	7,899
Net interest income	$1,362,000	7,171
Provision for loan and lease losses	$1,894,000	1,868
Total noninterest income	$230,000	6,284
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$135,000	5,493
Trading account gains and fees	$0	154
Additional Noninterest Income	$95,000	5,995
Total noninterest expense	$2,003,000	6,231
Salaries and employee benefits	$799,000	6,907
Premises and equipment expense	$190,000	6,766
Additional noninterest expense	$1,014,000	4,777
Pre-tax net operating income	$-2,305,000	7,455
Securities gains (losses)	$-526,000	7,577
Applicable income taxes	$-45,000	6,949
Income before extraordinary items	$-2,786,000	7,563
Extraordinary gains, net	$0	39
Net income	$-2,786,000	7,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	3,032
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-2,270,520	7,546
2008-09-30 (YTD Data)		Rank
Total interest income	$925,000	7,933
Total interest expense	$172,000	8,161
Net interest income	$753,000	7,648
Provision for loan and lease losses	$5,000	6,874
Total noninterest income	$173,000	6,378
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$101,000	5,512
Trading account gains and fees	$0	148
Additional Noninterest Income	$72,000	6,097
Total noninterest expense	$1,261,000	6,638
Salaries and employee benefits	$548,000	7,090
Premises and equipment expense	$136,000	6,887
Additional noninterest expense	$577,000	5,532
Pre-tax net operating income	$-340,000	7,144
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$-45,000	7,441
Income before extraordinary items	$-294,000	7,013
Extraordinary gains, net	$0	31
Net income	$-294,000	7,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,934
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-294,870	7,165
2008-06-30 (YTD Data)		Rank
Total interest income	$622,000	7,982
Total interest expense	$118,000	8,225
Net interest income	$504,000	7,689
Provision for loan and lease losses	$5,000	6,509
Total noninterest income	$113,000	6,476
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$65,000	5,586
Trading account gains and fees	$0	149
Additional Noninterest Income	$48,000	6,189
Total noninterest expense	$790,000	6,824
Salaries and employee benefits	$332,000	7,330
Premises and equipment expense	$86,000	6,997
Additional noninterest expense	$372,000	5,627
Pre-tax net operating income	$-178,000	7,302
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$-45,000	7,738
Income before extraordinary items	$-132,000	7,298
Extraordinary gains, net	$0	21
Net income	$-132,000	7,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,244
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-132,750	7,280
2008-03-31 (YTD Data)		Rank
Total interest income	$319,000	8,034
Total interest expense	$62,000	8,274
Net interest income	$257,000	7,713
Provision for loan and lease losses	$5,000	5,755
Total noninterest income	$54,000	6,542
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$33,000	5,550
Trading account gains and fees	$0	158
Additional Noninterest Income	$21,000	6,395
Total noninterest expense	$366,000	7,005
Salaries and employee benefits	$153,000	7,517
Premises and equipment expense	$40,000	7,158
Additional noninterest expense	$173,000	5,772
Pre-tax net operating income	$-60,000	7,437
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$-45,000	8,010
Income before extraordinary items	$-14,000	7,357
Extraordinary gains, net	$0	15
Net income	$-14,000	7,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-14,640	7,284
2007-12-31 (YTD Data)		Rank
Total interest income	$542,000	8,382
Total interest expense	$90,000	8,400
Net interest income	$452,000	8,310
Provision for loan and lease losses	$8,000	6,652
Total noninterest income	$98,000	7,579
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$60,000	6,601
Trading account gains and fees	$0	178
Additional Noninterest Income	$38,000	7,341
Total noninterest expense	$514,000	8,315
Salaries and employee benefits	$243,000	8,376
Premises and equipment expense	$63,000	8,136
Additional noninterest expense	$208,000	7,989
Pre-tax net operating income	$28,000	7,360
Securities gains (losses)	$0	2,146
Applicable income taxes	$-10,000	7,789
Income before extraordinary items	$38,000	7,370
Extraordinary gains, net	$0	39
Net income	$38,000	7,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,400
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$38,000	7,339
2007-09-30 (YTD Data)		Rank
Total interest income	$205,000	8,500
Total interest expense	$32,000	8,472
Net interest income	$173,000	8,484
Provision for loan and lease losses	$3,000	6,442
Total noninterest income	$36,000	8,097
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$22,000	7,063
Trading account gains and fees	$0	184
Additional Noninterest Income	$14,000	7,875
Total noninterest expense	$173,000	8,514
Salaries and employee benefits	$97,000	8,500
Premises and equipment expense	$24,000	8,387
Additional noninterest expense	$52,000	8,503
Pre-tax net operating income	$33,000	7,554
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$33,000	7,561
Extraordinary gains, net	$0	33
Net income	$33,000	7,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$33,000	7,545
2007-06-30 (YTD Data)		Rank
Total interest income	$655,000	8,129
Total interest expense	$98,000	8,412
Net interest income	$557,000	7,705
Provision for loan and lease losses	$-14,000	8,367
Total noninterest income	$109,000	6,709
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$68,000	5,632
Trading account gains and fees	$0	168
Additional Noninterest Income	$41,000	6,570
Total noninterest expense	$535,000	7,583
Salaries and employee benefits	$246,000	7,855
Premises and equipment expense	$69,000	7,380
Additional noninterest expense	$220,000	6,888
Pre-tax net operating income	$145,000	6,987
Securities gains (losses)	$0	1,444
Applicable income taxes	$18,000	5,393
Income before extraordinary items	$127,000	6,923
Extraordinary gains, net	$0	29
Net income	$127,000	6,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,152
Cash dividends	$90,000	4,416
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$127,000	6,905
2007-03-31 (YTD Data)		Rank
Total interest income	$324,000	8,196
Total interest expense	$48,000	8,466
Net interest income	$276,000	7,760
Provision for loan and lease losses	$-14,000	8,446
Total noninterest income	$54,000	6,707
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$35,000	5,544
Trading account gains and fees	$0	195
Additional Noninterest Income	$19,000	6,688
Total noninterest expense	$280,000	7,555
Salaries and employee benefits	$121,000	7,922
Premises and equipment expense	$35,000	7,389
Additional noninterest expense	$124,000	6,617
Pre-tax net operating income	$64,000	7,123
Securities gains (losses)	$0	1,187
Applicable income taxes	$7,000	5,533
Income before extraordinary items	$57,000	7,060
Extraordinary gains, net	$0	22
Net income	$57,000	7,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$90,000	3,231
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$57,000	7,045
2006-12-31 (YTD Data)		Rank
Total interest income	$1,320,000	8,047
Total interest expense	$155,000	8,476
Net interest income	$1,165,000	7,625
Provision for loan and lease losses	$18,000	6,359
Total noninterest income	$215,000	6,796
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$136,000	5,694
Trading account gains and fees	$0	130
Additional Noninterest Income	$79,000	6,691
Total noninterest expense	$977,000	7,750
Salaries and employee benefits	$485,000	7,908
Premises and equipment expense	$147,000	7,295
Additional noninterest expense	$345,000	7,344
Pre-tax net operating income	$385,000	6,830
Securities gains (losses)	$0	1,687
Applicable income taxes	$69,000	5,237
Income before extraordinary items	$316,000	6,850
Extraordinary gains, net	$0	51
Net income	$316,000	6,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,021
Cash dividends	$181,000	5,052
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$316,000	6,851
2006-09-30 (YTD Data)		Rank
Total interest income	$984,000	8,131
Total interest expense	$110,000	8,541
Net interest income	$874,000	7,695
Provision for loan and lease losses	$18,000	6,058
Total noninterest income	$163,000	6,822
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$103,000	5,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,000	6,682
Total noninterest expense	$725,000	7,763
Salaries and employee benefits	$363,000	7,909
Premises and equipment expense	$105,000	7,378
Additional noninterest expense	$257,000	7,367
Pre-tax net operating income	$294,000	7,030
Securities gains (losses)	$0	1,388
Applicable income taxes	$57,000	5,350
Income before extraordinary items	$237,000	7,024
Extraordinary gains, net	$0	45
Net income	$237,000	7,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$181,000	4,274
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$237,000	7,025
2006-06-30 (YTD Data)		Rank
Total interest income	$657,000	8,159
Total interest expense	$68,000	8,595
Net interest income	$589,000	7,723
Provision for loan and lease losses	$18,000	5,601
Total noninterest income	$106,000	6,883
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$65,000	5,844
Trading account gains and fees	$0	126
Additional Noninterest Income	$41,000	6,674
Total noninterest expense	$486,000	7,782
Salaries and employee benefits	$246,000	7,923
Premises and equipment expense	$67,000	7,475
Additional noninterest expense	$173,000	7,367
Pre-tax net operating income	$191,000	7,135
Securities gains (losses)	$0	1,185
Applicable income taxes	$37,000	5,446
Income before extraordinary items	$154,000	7,125
Extraordinary gains, net	$0	39
Net income	$154,000	7,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$90,000	4,469
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$154,000	7,140
2006-03-31 (YTD Data)		Rank
Total interest income	$326,000	8,180
Total interest expense	$33,000	8,613
Net interest income	$293,000	7,753
Provision for loan and lease losses	$9,000	5,345
Total noninterest income	$53,000	6,846
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$34,000	5,706
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,000	6,791
Total noninterest expense	$246,000	7,778
Salaries and employee benefits	$126,000	7,907
Premises and equipment expense	$34,000	7,467
Additional noninterest expense	$86,000	7,378
Pre-tax net operating income	$91,000	7,154
Securities gains (losses)	$0	955
Applicable income taxes	$17,000	5,467
Income before extraordinary items	$74,000	7,134
Extraordinary gains, net	$0	21
Net income	$74,000	7,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$90,000	3,212
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$74,000	7,135
2005-12-31 (YTD Data)		Rank
Total interest income	$1,229,000	8,158
Total interest expense	$113,000	8,606
Net interest income	$1,116,000	7,791
Provision for loan and lease losses	$36,000	6,047
Total noninterest income	$223,000	6,883
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$158,000	5,526
Trading account gains and fees	$0	138
Additional Noninterest Income	$65,000	7,063
Total noninterest expense	$941,000	7,840
Salaries and employee benefits	$476,000	7,975
Premises and equipment expense	$128,000	7,558
Additional noninterest expense	$337,000	7,418
Pre-tax net operating income	$362,000	7,190
Securities gains (losses)	$0	2,296
Applicable income taxes	$65,000	5,688
Income before extraordinary items	$297,000	7,195
Extraordinary gains, net	$0	46
Net income	$297,000	7,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,615
Cash dividends	$172,000	5,069
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$297,000	7,177
2005-09-30 (YTD Data)		Rank
Total interest income	$904,000	8,211
Total interest expense	$81,000	8,656
Net interest income	$823,000	7,859
Provision for loan and lease losses	$36,000	5,642
Total noninterest income	$169,000	6,899
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$120,000	5,533
Trading account gains and fees	$0	126
Additional Noninterest Income	$49,000	7,089
Total noninterest expense	$690,000	7,861
Salaries and employee benefits	$346,000	8,002
Premises and equipment expense	$96,000	7,530
Additional noninterest expense	$248,000	7,454
Pre-tax net operating income	$266,000	7,347
Securities gains (losses)	$0	2,317
Applicable income taxes	$55,000	5,729
Income before extraordinary items	$211,000	7,388
Extraordinary gains, net	$0	35
Net income	$211,000	7,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,823
Cash dividends	$172,000	4,227
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$211,000	7,353
2005-06-30 (YTD Data)		Rank
Total interest income	$586,000	8,242
Total interest expense	$49,000	8,676
Net interest income	$537,000	7,902
Provision for loan and lease losses	$24,000	5,514
Total noninterest income	$113,000	6,881
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$79,000	5,503
Trading account gains and fees	$0	116
Additional Noninterest Income	$34,000	7,018
Total noninterest expense	$461,000	7,877
Salaries and employee benefits	$229,000	8,022
Premises and equipment expense	$63,000	7,547
Additional noninterest expense	$169,000	7,410
Pre-tax net operating income	$165,000	7,439
Securities gains (losses)	$0	2,146
Applicable income taxes	$33,000	5,805
Income before extraordinary items	$132,000	7,491
Extraordinary gains, net	$0	30
Net income	$132,000	7,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,957
Cash dividends	$81,000	4,461
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$132,000	7,447
2005-03-31 (YTD Data)		Rank
Total interest income	$284,000	8,338
Total interest expense	$22,000	8,759
Net interest income	$262,000	8,006
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$62,000	6,684
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$42,000	5,359
Trading account gains and fees	$0	115
Additional Noninterest Income	$20,000	6,849
Total noninterest expense	$235,000	7,913
Salaries and employee benefits	$113,000	8,116
Premises and equipment expense	$33,000	7,563
Additional noninterest expense	$89,000	7,384
Pre-tax net operating income	$77,000	7,535
Securities gains (losses)	$0	1,685
Applicable income taxes	$15,000	5,858
Income before extraordinary items	$62,000	7,556
Extraordinary gains, net	$0	24
Net income	$62,000	7,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$81,000	3,113
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$62,000	7,530
2004-12-31 (YTD Data)		Rank
Total interest income	$1,137,000	8,274
Total interest expense	$91,000	8,759
Net interest income	$1,046,000	7,949
Provision for loan and lease losses	$48,000	5,981
Total noninterest income	$263,000	6,666
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$200,000	5,221
Trading account gains and fees	$0	138
Additional Noninterest Income	$63,000	7,122
Total noninterest expense	$955,000	7,902
Salaries and employee benefits	$505,000	7,960
Premises and equipment expense	$122,000	7,684
Additional noninterest expense	$328,000	7,544
Pre-tax net operating income	$306,000	7,417
Securities gains (losses)	$31,000	2,094
Applicable income taxes	$71,000	5,805
Income before extraordinary items	$266,000	7,366
Extraordinary gains, net	$0	34
Net income	$266,000	7,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,102
Cash dividends	$160,000	5,106
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$241,510	7,409
2004-09-30 (YTD Data)		Rank
Total interest income	$852,000	8,321
Total interest expense	$69,000	8,813
Net interest income	$783,000	7,986
Provision for loan and lease losses	$36,000	5,817
Total noninterest income	$190,000	6,777
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$152,000	5,231
Trading account gains and fees	$0	134
Additional Noninterest Income	$38,000	7,412
Total noninterest expense	$723,000	7,856
Salaries and employee benefits	$380,000	7,935
Premises and equipment expense	$93,000	7,655
Additional noninterest expense	$250,000	7,495
Pre-tax net operating income	$214,000	7,629
Securities gains (losses)	$28,000	2,085
Applicable income taxes	$51,000	5,955
Income before extraordinary items	$191,000	7,543
Extraordinary gains, net	$0	26
Net income	$191,000	7,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,882
Cash dividends	$160,000	4,227
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$168,880	7,622
2004-06-30 (YTD Data)		Rank
Total interest income	$563,000	8,374
Total interest expense	$47,000	8,871
Net interest income	$516,000	8,051
Provision for loan and lease losses	$24,000	5,696
Total noninterest income	$122,000	6,867
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$96,000	5,356
Trading account gains and fees	$0	130
Additional Noninterest Income	$26,000	7,425
Total noninterest expense	$488,000	7,882
Salaries and employee benefits	$259,000	7,955
Premises and equipment expense	$62,000	7,681
Additional noninterest expense	$167,000	7,521
Pre-tax net operating income	$126,000	7,716
Securities gains (losses)	$27,000	1,860
Applicable income taxes	$31,000	6,006
Income before extraordinary items	$122,000	7,567
Extraordinary gains, net	$0	21
Net income	$122,000	7,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,943
Cash dividends	$78,000	4,402
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$100,400	7,707
2004-03-31 (YTD Data)		Rank
Total interest income	$289,000	8,403
Total interest expense	$24,000	8,910
Net interest income	$265,000	8,053
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$59,000	6,900
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$47,000	5,338
Trading account gains and fees	$0	121
Additional Noninterest Income	$12,000	7,544
Total noninterest expense	$248,000	7,896
Salaries and employee benefits	$136,000	7,906
Premises and equipment expense	$29,000	7,823
Additional noninterest expense	$83,000	7,555
Pre-tax net operating income	$64,000	7,694
Securities gains (losses)	$14,000	1,880
Applicable income taxes	$16,000	5,956
Income before extraordinary items	$62,000	7,534
Extraordinary gains, net	$0	16
Net income	$62,000	7,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,966
Cash dividends	$79,000	3,085
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$50,940	7,718
2003-12-31 (YTD Data)		Rank
Total interest income	$1,176,000	8,421
Total interest expense	$125,000	8,903
Net interest income	$1,051,000	8,037
Provision for loan and lease losses	$35,000	6,678
Total noninterest income	$227,000	7,122
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$186,000	5,426
Trading account gains and fees	$0	160
Additional Noninterest Income	$41,000	7,788
Total noninterest expense	$951,000	7,988
Salaries and employee benefits	$509,000	8,047
Premises and equipment expense	$115,000	7,867
Additional noninterest expense	$327,000	7,592
Pre-tax net operating income	$292,000	7,463
Securities gains (losses)	$54,000	2,448
Applicable income taxes	$65,000	6,099
Income before extraordinary items	$281,000	7,372
Extraordinary gains, net	$0	54
Net income	$281,000	7,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,342
Cash dividends	$313,000	4,297
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$237,260	7,450
2003-09-30 (YTD Data)		Rank
Total interest income	$884,000	8,510
Total interest expense	$99,000	8,986
Net interest income	$785,000	8,110
Provision for loan and lease losses	$36,000	6,222
Total noninterest income	$183,000	7,049
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$142,000	5,425
Trading account gains and fees	$0	153
Additional Noninterest Income	$41,000	7,480
Total noninterest expense	$712,000	7,992
Salaries and employee benefits	$389,000	7,987
Premises and equipment expense	$72,000	8,138
Additional noninterest expense	$251,000	7,548
Pre-tax net operating income	$220,000	7,617
Securities gains (losses)	$41,000	2,488
Applicable income taxes	$54,000	6,146
Income before extraordinary items	$207,000	7,550
Extraordinary gains, net	$0	40
Net income	$207,000	7,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,833
Cash dividends	$313,000	3,406
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$174,610	7,610
2003-06-30 (YTD Data)		Rank
Total interest income	$604,000	8,536
Total interest expense	$71,000	9,024
Net interest income	$533,000	8,119
Provision for loan and lease losses	$24,000	6,151
Total noninterest income	$125,000	6,993
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$98,000	5,331
Trading account gains and fees	$0	150
Additional Noninterest Income	$27,000	7,458
Total noninterest expense	$465,000	8,046
Salaries and employee benefits	$248,000	8,102
Premises and equipment expense	$53,000	8,017
Additional noninterest expense	$164,000	7,579
Pre-tax net operating income	$169,000	7,463
Securities gains (losses)	$39,000	2,190
Applicable income taxes	$46,000	5,986
Income before extraordinary items	$162,000	7,325
Extraordinary gains, net	$0	30
Net income	$162,000	7,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$156,000	3,803
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$131,580	7,464
2003-03-31 (YTD Data)		Rank
Total interest income	$306,000	8,577
Total interest expense	$37,000	9,073
Net interest income	$269,000	8,141
Provision for loan and lease losses	$12,000	5,906
Total noninterest income	$63,000	6,928
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$49,000	5,240
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	7,447
Total noninterest expense	$233,000	8,072
Salaries and employee benefits	$121,000	8,179
Premises and equipment expense	$27,000	8,005
Additional noninterest expense	$85,000	7,536
Pre-tax net operating income	$87,000	7,414
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$17,000	6,213
Income before extraordinary items	$71,000	7,460
Extraordinary gains, net	$0	21
Net income	$71,000	7,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$157,000	2,475
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$70,190	7,333
2002-12-31 (YTD Data)		Rank
Total interest income	$1,302,000	8,584
Total interest expense	$216,000	9,045
Net interest income	$1,086,000	8,135
Provision for loan and lease losses	$19,000	7,557
Total noninterest income	$257,000	6,801
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$201,000	5,177
Trading account gains and fees	$0	153
Additional Noninterest Income	$56,000	7,449
Total noninterest expense	$917,000	8,112
Salaries and employee benefits	$504,000	8,125
Premises and equipment expense	$109,000	8,056
Additional noninterest expense	$304,000	7,776
Pre-tax net operating income	$407,000	7,135
Securities gains (losses)	$18,000	3,224
Applicable income taxes	$97,000	5,991
Income before extraordinary items	$328,000	7,189
Extraordinary gains, net	$0	70
Net income	$328,000	7,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,332
Cash dividends	$312,000	4,245
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$314,140	7,149
2001-12-31 (YTD Data)		Rank
Total interest income	$1,427,000	8,798
Total interest expense	$344,000	9,233
Net interest income	$1,083,000	8,123
Provision for loan and lease losses	$13,000	7,809
Total noninterest income	$245,000	6,907
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$194,000	5,236
Trading account gains and fees	$0	177
Additional Noninterest Income	$51,000	7,655
Total noninterest expense	$893,000	8,230
Salaries and employee benefits	$496,000	8,200
Premises and equipment expense	$103,000	8,251
Additional noninterest expense	$294,000	7,907
Pre-tax net operating income	$422,000	6,876
Securities gains (losses)	$14,000	3,398
Applicable income taxes	$84,000	6,208
Income before extraordinary items	$352,000	6,822
Extraordinary gains, net	$0	105
Net income	$352,000	6,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,947
Cash dividends	$330,000	4,229
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$340,660	6,776
2000-12-31 (YTD Data)		Rank
Total interest income	$1,463,000	8,997
Total interest expense	$365,000	9,467
Net interest income	$1,098,000	8,289
Provision for loan and lease losses	$1,000	8,301
Total noninterest income	$252,000	6,757
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	4,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,337
Total noninterest expense	$839,000	8,454
Salaries and employee benefits	$456,000	8,464
Premises and equipment expense	$86,000	8,685
Additional noninterest expense	$297,000	7,968
Pre-tax net operating income	$510,000	6,944
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$114,000	6,341
Income before extraordinary items	$398,000	6,871
Extraordinary gains, net	$0	38
Net income	$398,000	6,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,699
Cash dividends	$309,000	4,416
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$396,440	6,889
1999-12-31 (YTD Data)		Rank
Total interest income	$1,350,000	9,250
Total interest expense	$335,000	9,752
Net interest income	$1,015,000	8,601
Provision for loan and lease losses	$-38,000	10,045
Total noninterest income	$259,000	6,851
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$216,000	4,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,297
Total noninterest expense	$825,000	8,657
Salaries and employee benefits	$425,000	8,758
Premises and equipment expense	$92,000	8,784
Additional noninterest expense	$308,000	8,056
Pre-tax net operating income	$487,000	7,196
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$113,000	6,751
Income before extraordinary items	$381,000	7,089
Extraordinary gains, net	$0	35
Net income	$381,000	7,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$351,000	4,190
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$375,610	7,099
1998-12-31 (YTD Data)		Rank
Total interest income	$1,375,000	9,446
Total interest expense	$387,000	9,911
Net interest income	$988,000	8,817
Provision for loan and lease losses	$0	8,652
Total noninterest income	$278,000	6,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$242,000	4,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	8,704
Total noninterest expense	$745,000	8,957
Salaries and employee benefits	$400,000	8,971
Premises and equipment expense	$78,000	9,200
Additional noninterest expense	$267,000	8,425
Pre-tax net operating income	$521,000	7,259
Securities gains (losses)	$17,000	2,560
Applicable income taxes	$134,000	7,060
Income before extraordinary items	$404,000	7,187
Extraordinary gains, net	$0	32
Net income	$404,000	7,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,860
Cash dividends	$390,000	4,073
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$391,250	7,187
1997-12-31 (YTD Data)		Rank
Total interest income	$1,351,000	9,866
Total interest expense	$379,000	10,369
Net interest income	$972,000	9,252
Provision for loan and lease losses	$-10,000	10,609
Total noninterest income	$308,000	6,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$270,000	4,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,946
Total noninterest expense	$723,000	9,321
Salaries and employee benefits	$396,000	9,284
Premises and equipment expense	$80,000	9,436
Additional noninterest expense	$247,000	8,886
Pre-tax net operating income	$567,000	7,569
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$144,000	7,697
Income before extraordinary items	$421,000	7,506
Extraordinary gains, net	$0	44
Net income	$421,000	7,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,017
Cash dividends	$390,000	4,036
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$422,500	7,447
1996-12-31 (YTD Data)		Rank
Total interest income	$1,375,000	10,283
Total interest expense	$402,000	10,869
Net interest income	$973,000	9,630
Provision for loan and lease losses	$0	9,041
Total noninterest income	$328,000	6,631
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$285,000	4,383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,213
Total noninterest expense	$735,000	9,689
Salaries and employee benefits	$393,000	9,647
Premises and equipment expense	$82,000	9,755
Additional noninterest expense	$260,000	9,285
Pre-tax net operating income	$566,000	7,589
Securities gains (losses)	$-6,000	10,029
Applicable income taxes	$145,000	7,956
Income before extraordinary items	$415,000	7,503
Extraordinary gains, net	$0	53
Net income	$415,000	7,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,914
Cash dividends	$410,000	3,819
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$419,440	7,407
1995-12-31 (YTD Data)		Rank
Total interest income	$1,364,000	10,745
Total interest expense	$408,000	11,302
Net interest income	$956,000	10,062
Provision for loan and lease losses	$-12,000	11,434
Total noninterest income	$371,000	6,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$314,000	4,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,889
Total noninterest expense	$742,000	10,027
Salaries and employee benefits	$395,000	9,985
Premises and equipment expense	$83,000	10,121
Additional noninterest expense	$264,000	9,671
Pre-tax net operating income	$597,000	7,879
Securities gains (losses)	$-20,000	10,553
Applicable income taxes	$139,000	8,466
Income before extraordinary items	$438,000	7,744
Extraordinary gains, net	$0	65
Net income	$438,000	7,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,055
Cash dividends	$413,000	3,780
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$453,200	7,578
1994-12-31 (YTD Data)		Rank
Total interest income	$1,229,000	11,284
Total interest expense	$362,000	11,777
Net interest income	$867,000	10,833
Provision for loan and lease losses	$-43,000	11,960
Total noninterest income	$488,000	5,387
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$419,000	3,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,689
Total noninterest expense	$784,000	10,310
Salaries and employee benefits	$415,000	10,157
Premises and equipment expense	$93,000	10,249
Additional noninterest expense	$276,000	10,235
Pre-tax net operating income	$614,000	7,930
Securities gains (losses)	$-46,000	10,966
Applicable income taxes	$110,000	9,133
Income before extraordinary items	$458,000	7,630
Extraordinary gains, net	$0	249
Net income	$458,000	7,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$322,000	4,281
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$495,260	7,387
1993-12-31 (YTD Data)		Rank
Total interest income	$1,330,000	11,616
Total interest expense	$412,000	12,169
Net interest income	$918,000	11,091
Provision for loan and lease losses	$0	10,371
Total noninterest income	$635,000	4,770
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$464,000	3,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	6,152
Total noninterest expense	$983,000	9,809
Salaries and employee benefits	$416,000	10,475
Premises and equipment expense	$96,000	10,570
Additional noninterest expense	$471,000	8,505
Pre-tax net operating income	$570,000	8,168
Securities gains (losses)	$0	7,477
Applicable income taxes	$147,000	8,722
Income before extraordinary items	$423,000	8,207
Extraordinary gains, net	$0	3,149
Net income	$423,000	8,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	7,032
Cash dividends	$281,000	4,584
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$423,000	7,934
1992-12-31 (YTD Data)		Rank
Total interest income	$1,519,000	11,920
Total interest expense	$594,000	12,319
Net interest income	$925,000	11,408
Provision for loan and lease losses	$35,000	9,755
Total noninterest income	$643,000	4,714
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$497,000	2,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,738
Total noninterest expense	$1,162,000	9,230
Salaries and employee benefits	$419,000	10,642
Premises and equipment expense	$214,000	7,538
Additional noninterest expense	$529,000	8,202
Pre-tax net operating income	$371,000	9,496
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$90,000	10,159
Income before extraordinary items	$297,000	9,372
Extraordinary gains, net	$0	1,422
Net income	$297,000	9,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	10,255
Cash dividends	$181,000	5,306
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$284,680	9,117

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.