Home > Texas Bank and Trust Company > Net charge- offs to loans

Texas Bank and Trust Company, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0762%1,104
Percentage Net Loans Charged-off: Total real estate loans-0.0119%4,051
Percentage Net Loans Charged-off:Construction & development-0.0582%4,427
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.7398%408
Percentage Net Loans Charged-off: Loans to individuals0.9310%738
Percentage Net Loans Charged-off: Credit card loans0.5032%464
Percentage Net Loans Charged-off: Other loans to individual0.9763%612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0248%4,191
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,154
Percentage Net Loans Charged-off:Construction & development-0.0780%4,475
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-0.2009%4,404
Percentage Net Loans Charged-off: Loans to individuals0.9175%643
Percentage Net Loans Charged-off: Credit card loans0.2600%434
Percentage Net Loans Charged-off: Other loans to individual0.9868%565
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%4,093
Percentage Net Loans Charged-off: Total real estate loans-0.0225%4,303
Percentage Net Loans Charged-off:Construction & development-0.1088%4,548
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial-0.0807%4,228
Percentage Net Loans Charged-off: Loans to individuals0.8960%639
Percentage Net Loans Charged-off: Credit card loans-0.1084%4,615
Percentage Net Loans Charged-off: Other loans to individual1.0049%579
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0364%4,277
Percentage Net Loans Charged-off: Total real estate loans-0.0433%4,484
Percentage Net Loans Charged-off:Construction & development-0.2175%4,644
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0875%4,253
Percentage Net Loans Charged-off: Loans to individuals0.9519%593
Percentage Net Loans Charged-off: Credit card loans-0.2147%4,642
Percentage Net Loans Charged-off: Other loans to individual1.0793%491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0343%1,392
Percentage Net Loans Charged-off: Total real estate loans-0.0771%4,520
Percentage Net Loans Charged-off:Construction & development-0.2391%4,635
Percentage Net Loans Charged-off: Commercial real estate-0.0630%4,472
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,341
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,418
Percentage Net Loans Charged-off: Commercial and industrial0.6625%296
Percentage Net Loans Charged-off: Loans to individuals1.3401%382
Percentage Net Loans Charged-off: Credit card loans0.9683%295
Percentage Net Loans Charged-off: Other loans to individual1.3769%333
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0443%1,047
Percentage Net Loans Charged-off: Total real estate loans-0.1057%4,582
Percentage Net Loans Charged-off:Construction & development-0.3277%4,686
Percentage Net Loans Charged-off: Commercial real estate-0.0876%4,562
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%3,328
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0004%3,423
Percentage Net Loans Charged-off: Commercial and industrial0.9249%180
Percentage Net Loans Charged-off: Loans to individuals1.2688%359
Percentage Net Loans Charged-off: Credit card loans1.2172%253
Percentage Net Loans Charged-off: Other loans to individual1.2738%326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%808
Percentage Net Loans Charged-off: Total real estate loans-0.1644%4,580
Percentage Net Loans Charged-off:Construction & development-0.5186%4,322
Percentage Net Loans Charged-off: Commercial real estate-0.1385%4,514
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial1.3835%114
Percentage Net Loans Charged-off: Loans to individuals1.1952%397
Percentage Net Loans Charged-off: Credit card loans1.0495%268
Percentage Net Loans Charged-off: Other loans to individual1.2089%364
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0406%879
Percentage Net Loans Charged-off: Total real estate loans-0.2047%4,638
Percentage Net Loans Charged-off:Construction & development-1.0735%4,347
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial1.4251%87
Percentage Net Loans Charged-off: Loans to individuals1.1320%432
Percentage Net Loans Charged-off: Credit card loans2.6912%105
Percentage Net Loans Charged-off: Other loans to individual0.9874%458
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%1,963
Percentage Net Loans Charged-off: Total real estate loans0.0061%1,146
Percentage Net Loans Charged-off:Construction & development-0.0130%4,025
Percentage Net Loans Charged-off: Commercial real estate0.0173%576
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial-0.0190%3,619
Percentage Net Loans Charged-off: Loans to individuals0.9101%462
Percentage Net Loans Charged-off: Credit card loans0.2564%445
Percentage Net Loans Charged-off: Other loans to individual0.9710%392
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0007%3,100
Percentage Net Loans Charged-off: Total real estate loans0.0097%954
Percentage Net Loans Charged-off:Construction & development-0.0148%4,095
Percentage Net Loans Charged-off: Commercial real estate0.0250%483
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial-0.1040%4,236
Percentage Net Loans Charged-off: Loans to individuals0.6075%648
Percentage Net Loans Charged-off: Credit card loans0.3047%419
Percentage Net Loans Charged-off: Other loans to individual0.6356%541
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0002%2,243
Percentage Net Loans Charged-off: Total real estate loans0.0150%789
Percentage Net Loans Charged-off:Construction & development-0.0219%4,184
Percentage Net Loans Charged-off: Commercial real estate0.0377%384
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial-0.1084%4,299
Percentage Net Loans Charged-off: Loans to individuals0.5074%734
Percentage Net Loans Charged-off: Credit card loans0.3410%384
Percentage Net Loans Charged-off: Other loans to individual0.5229%639
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0322%4,205
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,641
Percentage Net Loans Charged-off:Construction & development-0.0215%4,267
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.2222%4,555
Percentage Net Loans Charged-off: Loans to individuals0.7366%608
Percentage Net Loans Charged-off: Credit card loans0.5631%316
Percentage Net Loans Charged-off: Other loans to individual0.7524%511
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0336%2,375
Percentage Net Loans Charged-off: Total real estate loans0.0489%998
Percentage Net Loans Charged-off:Construction & development0.0046%329
Percentage Net Loans Charged-off: Commercial real estate0.1009%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,649
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,702
Percentage Net Loans Charged-off: Commercial and industrial-0.0917%4,406
Percentage Net Loans Charged-off: Loans to individuals0.8275%761
Percentage Net Loans Charged-off: Credit card loans1.8898%276
Percentage Net Loans Charged-off: Other loans to individual0.7323%781
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%2,143
Percentage Net Loans Charged-off: Total real estate loans0.0591%766
Percentage Net Loans Charged-off:Construction & development-0.0128%4,212
Percentage Net Loans Charged-off: Commercial real estate0.1283%398
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%3,650
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0005%3,698
Percentage Net Loans Charged-off: Commercial and industrial-0.1235%4,510
Percentage Net Loans Charged-off: Loans to individuals0.8537%711
Percentage Net Loans Charged-off: Credit card loans1.5951%303
Percentage Net Loans Charged-off: Other loans to individual0.7882%688
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0150%4,320
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,758
Percentage Net Loans Charged-off:Construction & development-0.0110%4,235
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,691
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,757
Percentage Net Loans Charged-off: Commercial and industrial-0.1594%4,561
Percentage Net Loans Charged-off: Loans to individuals0.9440%726
Percentage Net Loans Charged-off: Credit card loans2.0740%278
Percentage Net Loans Charged-off: Other loans to individual0.8435%734
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0396%4,561
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,755
Percentage Net Loans Charged-off:Construction & development-0.0120%4,306
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%3,803
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0007%3,863
Percentage Net Loans Charged-off: Commercial and industrial-0.3242%4,673
Percentage Net Loans Charged-off: Loans to individuals1.0820%713
Percentage Net Loans Charged-off: Credit card loans0.9874%353
Percentage Net Loans Charged-off: Other loans to individual1.0907%637
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0627%2,204
Percentage Net Loans Charged-off: Total real estate loans-0.0058%4,104
Percentage Net Loans Charged-off:Construction & development-0.0411%4,403
Percentage Net Loans Charged-off: Commercial real estate0.0009%1,092
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,898
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0002%3,927
Percentage Net Loans Charged-off: Commercial and industrial0.2769%1,246
Percentage Net Loans Charged-off: Loans to individuals0.6437%1,282
Percentage Net Loans Charged-off: Credit card loans0.2908%584
Percentage Net Loans Charged-off: Other loans to individual0.6735%1,127
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0802%1,679
Percentage Net Loans Charged-off: Total real estate loans-0.0067%4,117
Percentage Net Loans Charged-off:Construction & development-0.0488%4,488
Percentage Net Loans Charged-off: Commercial real estate0.0013%867
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,875
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0002%3,907
Percentage Net Loans Charged-off: Commercial and industrial0.3754%867
Percentage Net Loans Charged-off: Loans to individuals0.6297%1,212
Percentage Net Loans Charged-off: Credit card loans0.4237%521
Percentage Net Loans Charged-off: Other loans to individual0.6466%1,086
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1159%1,274
Percentage Net Loans Charged-off: Total real estate loans-0.0096%4,295
Percentage Net Loans Charged-off:Construction & development-0.0645%4,567
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,867
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,925
Percentage Net Loans Charged-off: Commercial and industrial0.5747%597
Percentage Net Loans Charged-off: Loans to individuals0.6193%1,181
Percentage Net Loans Charged-off: Credit card loans-0.3901%920
Percentage Net Loans Charged-off: Other loans to individual0.7024%949
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2544%569
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,940
Percentage Net Loans Charged-off:Construction & development-0.0113%4,484
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%4,015
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0013%4,075
Percentage Net Loans Charged-off: Commercial and industrial1.2190%283
Percentage Net Loans Charged-off: Loans to individuals1.0662%723
Percentage Net Loans Charged-off: Credit card loans0.3868%418
Percentage Net Loans Charged-off: Other loans to individual1.1217%609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%2,178
Percentage Net Loans Charged-off: Total real estate loans0.1003%745
Percentage Net Loans Charged-off:Construction & development0.5946%107
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%4,213
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0033%4,252
Percentage Net Loans Charged-off: Commercial and industrial-0.1279%4,682
Percentage Net Loans Charged-off: Loans to individuals0.4350%1,710
Percentage Net Loans Charged-off: Credit card loans1.5884%361
Percentage Net Loans Charged-off: Other loans to individual0.3479%1,813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%927
Percentage Net Loans Charged-off: Total real estate loans0.1405%454
Percentage Net Loans Charged-off:Construction & development0.8051%72
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%4,126
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0021%4,176
Percentage Net Loans Charged-off: Commercial and industrial0.3565%851
Percentage Net Loans Charged-off: Loans to individuals0.2537%2,073
Percentage Net Loans Charged-off: Credit card loans1.6381%331
Percentage Net Loans Charged-off: Other loans to individual0.1520%2,353
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2443%648
Percentage Net Loans Charged-off: Total real estate loans0.2150%286
Percentage Net Loans Charged-off:Construction & development1.1738%49
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%4,177
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0032%4,241
Percentage Net Loans Charged-off: Commercial and industrial0.3922%713
Percentage Net Loans Charged-off: Loans to individuals0.2717%1,880
Percentage Net Loans Charged-off: Credit card loans1.6837%302
Percentage Net Loans Charged-off: Other loans to individual0.1677%2,127
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3302%465
Percentage Net Loans Charged-off: Total real estate loans0.1903%287
Percentage Net Loans Charged-off:Construction & development1.0405%43
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%4,212
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0025%4,291
Percentage Net Loans Charged-off: Commercial and industrial0.9955%317
Percentage Net Loans Charged-off: Loans to individuals0.1234%2,136
Percentage Net Loans Charged-off: Credit card loans1.1696%337
Percentage Net Loans Charged-off: Other loans to individual0.0464%2,215
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1368%1,698
Percentage Net Loans Charged-off: Total real estate loans0.0282%1,886
Percentage Net Loans Charged-off:Construction & development0.1266%315
Percentage Net Loans Charged-off: Commercial real estate-0.0002%4,520
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0108%2,185
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0108%2,081
Percentage Net Loans Charged-off: Commercial and industrial0.4797%1,004
Percentage Net Loans Charged-off: Loans to individuals0.5619%1,601
Percentage Net Loans Charged-off: Credit card loans1.4493%408
Percentage Net Loans Charged-off: Other loans to individual0.5068%1,606
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1351%1,444
Percentage Net Loans Charged-off: Total real estate loans0.0412%1,411
Percentage Net Loans Charged-off:Construction & development0.1708%245
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0214%1,761
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0215%1,685
Percentage Net Loans Charged-off: Commercial and industrial0.4143%870
Percentage Net Loans Charged-off: Loans to individuals0.5245%1,535
Percentage Net Loans Charged-off: Credit card loans1.5917%356
Percentage Net Loans Charged-off: Other loans to individual0.4612%1,545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0287%2,637
Percentage Net Loans Charged-off: Total real estate loans0.0281%1,442
Percentage Net Loans Charged-off:Construction & development0.0637%242
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0361%1,379
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0363%1,326
Percentage Net Loans Charged-off: Commercial and industrial-0.1159%4,873
Percentage Net Loans Charged-off: Loans to individuals0.5549%1,417
Percentage Net Loans Charged-off: Credit card loans2.1512%275
Percentage Net Loans Charged-off: Other loans to individual0.4629%1,470
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0398%2,020
Percentage Net Loans Charged-off: Total real estate loans0.0288%1,121
Percentage Net Loans Charged-off:Construction & development0.0521%174
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0424%1,035
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0426%955
Percentage Net Loans Charged-off: Commercial and industrial-0.1072%4,895
Percentage Net Loans Charged-off: Loans to individuals0.7546%1,083
Percentage Net Loans Charged-off: Credit card loans3.2858%181
Percentage Net Loans Charged-off: Other loans to individual0.6114%1,118
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1203%2,054
Percentage Net Loans Charged-off: Total real estate loans0.0482%1,829
Percentage Net Loans Charged-off:Construction & development0.1035%397
Percentage Net Loans Charged-off: Commercial real estate0.0295%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0447%1,977
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0449%1,881
Percentage Net Loans Charged-off: Commercial and industrial0.2969%1,321
Percentage Net Loans Charged-off: Loans to individuals0.5520%1,662
Percentage Net Loans Charged-off: Credit card loans0.9788%509
Percentage Net Loans Charged-off: Other loans to individual0.5278%1,621
Percentage Net Loans Charged-off: All other loans and lease0.0170%1,480
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1142%1,806
Percentage Net Loans Charged-off: Total real estate loans0.0422%1,659
Percentage Net Loans Charged-off:Construction & development0.0443%379
Percentage Net Loans Charged-off: Commercial real estate0.0406%883
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0440%1,748
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0442%1,672
Percentage Net Loans Charged-off: Commercial and industrial0.3287%1,027
Percentage Net Loans Charged-off: Loans to individuals0.3896%1,855
Percentage Net Loans Charged-off: Credit card loans0.3899%613
Percentage Net Loans Charged-off: Other loans to individual0.3896%1,714
Percentage Net Loans Charged-off: All other loans and lease-0.0044%4,955
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1174%1,660
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,370
Percentage Net Loans Charged-off:Construction & development0.0502%324
Percentage Net Loans Charged-off: Commercial real estate0.0600%674
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0639%1,418
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0641%1,367
Percentage Net Loans Charged-off: Commercial and industrial0.3147%933
Percentage Net Loans Charged-off: Loans to individuals0.2563%2,126
Percentage Net Loans Charged-off: Credit card loans0.2494%588
Percentage Net Loans Charged-off: Other loans to individual0.2566%1,974
Percentage Net Loans Charged-off: All other loans and lease-0.0066%5,023
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%2,109
Percentage Net Loans Charged-off: Total real estate loans0.0395%1,261
Percentage Net Loans Charged-off:Construction & development0.0081%244
Percentage Net Loans Charged-off: Commercial real estate0.1237%363
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%4,908
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,956
Percentage Net Loans Charged-off: Commercial and industrial0.0346%1,110
Percentage Net Loans Charged-off: Loans to individuals0.2075%1,973
Percentage Net Loans Charged-off: Credit card loans0.5717%456
Percentage Net Loans Charged-off: Other loans to individual0.1867%1,886
Percentage Net Loans Charged-off: All other loans and lease-0.0066%5,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%3,040
Percentage Net Loans Charged-off: Total real estate loans0.0391%2,441
Percentage Net Loans Charged-off:Construction & development0.1569%532
Percentage Net Loans Charged-off: Commercial real estate-0.0076%5,107
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0341%2,568
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0342%2,469
Percentage Net Loans Charged-off: Commercial and industrial-0.0232%4,613
Percentage Net Loans Charged-off: Loans to individuals0.5531%1,521
Percentage Net Loans Charged-off: Credit card loans1.6343%377
Percentage Net Loans Charged-off: Other loans to individual0.5039%1,501
Percentage Net Loans Charged-off: All other loans and lease-0.0064%5,064
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0326%3,268
Percentage Net Loans Charged-off: Total real estate loans0.0426%2,159
Percentage Net Loans Charged-off:Construction & development0.1707%468
Percentage Net Loans Charged-off: Commercial real estate0.0022%1,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0301%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0302%2,297
Percentage Net Loans Charged-off: Commercial and industrial-0.1674%5,334
Percentage Net Loans Charged-off: Loans to individuals0.5148%1,453
Percentage Net Loans Charged-off: Credit card loans1.3584%387
Percentage Net Loans Charged-off: Other loans to individual0.4787%1,423
Percentage Net Loans Charged-off: All other loans and lease-0.0093%5,157
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,630
Percentage Net Loans Charged-off: Total real estate loans0.0617%1,801
Percentage Net Loans Charged-off:Construction & development0.2365%357
Percentage Net Loans Charged-off: Commercial real estate0.0034%1,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0453%2,003
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0455%1,891
Percentage Net Loans Charged-off: Commercial and industrial-0.1101%5,183
Percentage Net Loans Charged-off: Loans to individuals0.4678%1,422
Percentage Net Loans Charged-off: Credit card loans1.6670%313
Percentage Net Loans Charged-off: Other loans to individual0.4163%1,426
Percentage Net Loans Charged-off: All other loans and lease-0.0106%5,205
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1174%1,574
Percentage Net Loans Charged-off: Total real estate loans0.1651%880
Percentage Net Loans Charged-off:Construction & development0.8770%168
Percentage Net Loans Charged-off: Commercial real estate-0.0163%5,569
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0631%1,400
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0633%1,314
Percentage Net Loans Charged-off: Commercial and industrial-0.0842%5,114
Percentage Net Loans Charged-off: Loans to individuals0.2530%1,842
Percentage Net Loans Charged-off: Credit card loans1.7150%296
Percentage Net Loans Charged-off: Other loans to individual0.1920%1,896
Percentage Net Loans Charged-off: All other loans and lease-0.0215%5,324
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0927%3,168
Percentage Net Loans Charged-off: Total real estate loans0.0141%3,617
Percentage Net Loans Charged-off:Construction & development0.0052%1,129
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0258%3,218
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0259%3,075
Percentage Net Loans Charged-off: Commercial and industrial0.2311%1,734
Percentage Net Loans Charged-off: Loans to individuals0.4901%1,833
Percentage Net Loans Charged-off: Credit card loans3.0462%208
Percentage Net Loans Charged-off: Other loans to individual0.3747%2,023
Percentage Net Loans Charged-off: All other loans and lease-0.0031%5,254
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0776%3,090
Percentage Net Loans Charged-off: Total real estate loans-0.0046%5,347
Percentage Net Loans Charged-off:Construction & development-0.0018%4,999
Percentage Net Loans Charged-off: Commercial real estate-0.0142%5,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0005%3,245
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0005%3,099
Percentage Net Loans Charged-off: Commercial and industrial0.2159%1,530
Percentage Net Loans Charged-off: Loans to individuals0.5021%1,662
Percentage Net Loans Charged-off: Credit card loans2.9031%205
Percentage Net Loans Charged-off: Other loans to individual0.3927%1,788
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0876%2,816
Percentage Net Loans Charged-off: Total real estate loans-0.0065%5,403
Percentage Net Loans Charged-off:Construction & development-0.0014%5,074
Percentage Net Loans Charged-off: Commercial real estate-0.0213%5,764
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0011%2,908
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0012%2,763
Percentage Net Loans Charged-off: Commercial and industrial0.3219%1,180
Percentage Net Loans Charged-off: Loans to individuals0.3229%1,955
Percentage Net Loans Charged-off: Credit card loans1.1537%437
Percentage Net Loans Charged-off: Other loans to individual0.2841%1,942
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%2,560
Percentage Net Loans Charged-off: Total real estate loans-0.0016%5,104
Percentage Net Loans Charged-off:Construction & development-0.0029%5,177
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%5,422
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0023%5,454
Percentage Net Loans Charged-off: Commercial and industrial0.1485%988
Percentage Net Loans Charged-off: Loans to individuals0.4046%1,651
Percentage Net Loans Charged-off: Credit card loans2.9078%201
Percentage Net Loans Charged-off: Other loans to individual0.2854%1,816
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2576%2,423
Percentage Net Loans Charged-off: Total real estate loans-0.0028%5,883
Percentage Net Loans Charged-off:Construction & development0.0426%1,531
Percentage Net Loans Charged-off: Commercial real estate0.0036%2,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0180%6,158
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0180%6,145
Percentage Net Loans Charged-off: Commercial and industrial0.9797%1,029
Percentage Net Loans Charged-off: Loans to individuals0.5004%2,084
Percentage Net Loans Charged-off: Credit card loans1.3929%479
Percentage Net Loans Charged-off: Other loans to individual0.4524%2,073
Percentage Net Loans Charged-off: All other loans and lease0.0169%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3103%1,988
Percentage Net Loans Charged-off: Total real estate loans0.0150%3,984
Percentage Net Loans Charged-off:Construction & development0.0887%1,322
Percentage Net Loans Charged-off: Commercial real estate0.0044%2,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0036%3,737
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0036%3,562
Percentage Net Loans Charged-off: Commercial and industrial1.1923%810
Percentage Net Loans Charged-off: Loans to individuals0.3811%2,209
Percentage Net Loans Charged-off: Credit card loans0.5250%640
Percentage Net Loans Charged-off: Other loans to individual0.3732%2,080
Percentage Net Loans Charged-off: All other loans and lease0.0282%1,263
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4761%1,390
Percentage Net Loans Charged-off: Total real estate loans0.0207%3,558
Percentage Net Loans Charged-off:Construction & development0.1380%1,114
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0055%3,329
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0055%3,146
Percentage Net Loans Charged-off: Commercial and industrial1.8615%565
Percentage Net Loans Charged-off: Loans to individuals0.4748%1,830
Percentage Net Loans Charged-off: Credit card loans0.6661%565
Percentage Net Loans Charged-off: Other loans to individual0.4642%1,730
Percentage Net Loans Charged-off: All other loans and lease0.0844%958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0899%2,942
Percentage Net Loans Charged-off: Total real estate loans0.0059%3,011
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0110%2,520
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0111%2,359
Percentage Net Loans Charged-off: Commercial and industrial0.2219%1,228
Percentage Net Loans Charged-off: Loans to individuals0.4636%1,703
Percentage Net Loans Charged-off: Credit card loans0.6523%496
Percentage Net Loans Charged-off: Other loans to individual0.4526%1,580
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0376%4,666
Percentage Net Loans Charged-off:Construction & development0.0901%2,209
Percentage Net Loans Charged-off: Commercial real estate0.0608%2,877
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0044%4,537
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0044%4,336
Percentage Net Loans Charged-off: Commercial and industrial0.2130%2,727
Percentage Net Loans Charged-off: Loans to individuals0.5821%2,137
Percentage Net Loans Charged-off: Credit card loans1.7214%492
Percentage Net Loans Charged-off: Other loans to individual0.5095%2,192
Percentage Net Loans Charged-off: All other loans and lease0.0330%1,474
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1367%4,024
Percentage Net Loans Charged-off: Total real estate loans0.0508%4,253
Percentage Net Loans Charged-off:Construction & development0.1185%2,001
Percentage Net Loans Charged-off: Commercial real estate0.0827%2,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0060%4,196
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0060%4,014
Percentage Net Loans Charged-off: Commercial and industrial0.2815%2,272
Percentage Net Loans Charged-off: Loans to individuals0.5074%2,134
Percentage Net Loans Charged-off: Credit card loans1.7858%453
Percentage Net Loans Charged-off: Other loans to individual0.4257%2,193
Percentage Net Loans Charged-off: All other loans and lease-0.0094%5,843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1363%3,841
Percentage Net Loans Charged-off: Total real estate loans0.0742%3,761
Percentage Net Loans Charged-off:Construction & development0.1633%1,757
Percentage Net Loans Charged-off: Commercial real estate0.1253%1,986
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0085%3,761
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0086%3,572
Percentage Net Loans Charged-off: Commercial and industrial0.2167%2,198
Percentage Net Loans Charged-off: Loans to individuals0.5054%2,028
Percentage Net Loans Charged-off: Credit card loans2.0348%406
Percentage Net Loans Charged-off: Other loans to individual0.4069%2,109
Percentage Net Loans Charged-off: All other loans and lease-0.0133%5,870
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2632%2,615
Percentage Net Loans Charged-off: Total real estate loans0.2015%2,479
Percentage Net Loans Charged-off:Construction & development0.2577%1,244
Percentage Net Loans Charged-off: Commercial real estate0.2211%1,269
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0349%2,844
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0351%2,663
Percentage Net Loans Charged-off: Commercial and industrial0.3712%1,406
Percentage Net Loans Charged-off: Loans to individuals0.5702%1,686
Percentage Net Loans Charged-off: Credit card loans2.8989%285
Percentage Net Loans Charged-off: Other loans to individual0.4209%1,822
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2367%4,295
Percentage Net Loans Charged-off: Total real estate loans0.1988%3,946
Percentage Net Loans Charged-off:Construction & development1.2810%1,994
Percentage Net Loans Charged-off: Commercial real estate-0.0063%6,797
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0416%4,553
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0419%4,373
Percentage Net Loans Charged-off: Commercial and industrial0.2401%3,335
Percentage Net Loans Charged-off: Loans to individuals0.6223%2,437
Percentage Net Loans Charged-off: Credit card loans1.7517%552
Percentage Net Loans Charged-off: Other loans to individual0.5152%2,478
Percentage Net Loans Charged-off: All other loans and lease0.1114%1,305
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1441%4,625
Percentage Net Loans Charged-off: Total real estate loans0.0579%4,616
Percentage Net Loans Charged-off:Construction & development0.3824%2,252
Percentage Net Loans Charged-off: Commercial real estate-0.0086%6,821
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0113%4,420
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0113%4,237
Percentage Net Loans Charged-off: Commercial and industrial0.2761%2,865
Percentage Net Loans Charged-off: Loans to individuals0.5872%2,306
Percentage Net Loans Charged-off: Credit card loans0.7597%759
Percentage Net Loans Charged-off: Other loans to individual0.5325%2,168
Percentage Net Loans Charged-off: All other loans and lease0.0651%1,292
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%4,145
Percentage Net Loans Charged-off: Total real estate loans0.0438%4,399
Percentage Net Loans Charged-off:Construction & development0.4521%1,939
Percentage Net Loans Charged-off: Commercial real estate-0.1041%7,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0190%3,896
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0192%3,701
Percentage Net Loans Charged-off: Commercial and industrial0.4338%2,269
Percentage Net Loans Charged-off: Loans to individuals0.5902%2,172
Percentage Net Loans Charged-off: Credit card loans1.3374%576
Percentage Net Loans Charged-off: Other loans to individual0.4825%2,147
Percentage Net Loans Charged-off: All other loans and lease0.1046%1,072
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2567%3,045
Percentage Net Loans Charged-off: Total real estate loans0.0720%3,394
Percentage Net Loans Charged-off:Construction & development0.9427%1,239
Percentage Net Loans Charged-off: Commercial real estate-0.2031%7,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0031%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0031%2,908
Percentage Net Loans Charged-off: Commercial and industrial0.8018%1,381
Percentage Net Loans Charged-off: Loans to individuals0.3369%2,490
Percentage Net Loans Charged-off: Credit card loans1.2567%517
Percentage Net Loans Charged-off: Other loans to individual0.2296%2,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1591%5,392
Percentage Net Loans Charged-off: Total real estate loans0.0147%5,707
Percentage Net Loans Charged-off:Construction & development0.0496%3,319
Percentage Net Loans Charged-off: Commercial real estate0.0051%3,611
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0111%4,942
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0112%4,762
Percentage Net Loans Charged-off: Commercial and industrial0.5434%3,249
Percentage Net Loans Charged-off: Loans to individuals0.4341%3,643
Percentage Net Loans Charged-off: Credit card loans0.6803%953
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0727%6,495
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1288%5,259
Percentage Net Loans Charged-off: Total real estate loans0.0199%5,322
Percentage Net Loans Charged-off:Construction & development0.0659%2,989
Percentage Net Loans Charged-off: Commercial real estate0.0068%3,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0154%4,511
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0155%4,312
Percentage Net Loans Charged-off: Commercial and industrial0.4549%3,005
Percentage Net Loans Charged-off: Loans to individuals0.2432%4,048
Percentage Net Loans Charged-off: Credit card loans0.3064%961
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%5,232
Percentage Net Loans Charged-off: Total real estate loans0.0461%4,607
Percentage Net Loans Charged-off:Construction & development0.2075%2,475
Percentage Net Loans Charged-off: Commercial real estate0.0102%2,603
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0247%3,925
Percentage Net Loans Charged-off: Home equity loans-0.0845%5,590
All other 1-4 family - Percent of loans charged-off, net0.0254%3,730
Percentage Net Loans Charged-off: Commercial and industrial0.2345%3,134
Percentage Net Loans Charged-off: Loans to individuals0.1291%4,177
Percentage Net Loans Charged-off: Credit card loans0.3969%870
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0411%5,004
Percentage Net Loans Charged-off: Total real estate loans0.0344%3,805
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0204%1,817
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0534%2,854
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0537%2,693
Percentage Net Loans Charged-off: Commercial and industrial0.1249%2,531
Percentage Net Loans Charged-off: Loans to individuals-0.1105%6,685
Percentage Net Loans Charged-off: Credit card loans0.7424%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%6,184
Percentage Net Loans Charged-off: Total real estate loans0.0116%5,781
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0222%4,709
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0224%4,504
Percentage Net Loans Charged-off: Commercial and industrial0.3098%4,190
Percentage Net Loans Charged-off: Loans to individuals0.2955%4,804
Percentage Net Loans Charged-off: Credit card loans0.5113%1,111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0737%5,949
Percentage Net Loans Charged-off: Total real estate loans0.0140%5,275
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0268%4,162
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0270%3,921
Percentage Net Loans Charged-off: Commercial and industrial0.2398%3,763
Percentage Net Loans Charged-off: Loans to individuals0.1809%4,932
Percentage Net Loans Charged-off: Credit card loans0.3996%1,064
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1000%5,164
Percentage Net Loans Charged-off: Total real estate loans0.0202%4,622
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0385%3,492
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0387%3,260
Percentage Net Loans Charged-off: Commercial and industrial0.3540%2,941
Percentage Net Loans Charged-off: Loans to individuals0.1417%4,664
Percentage Net Loans Charged-off: Credit card loans0.6116%936
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%4,905
Percentage Net Loans Charged-off: Total real estate loans0.0042%3,713
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0080%2,709
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0080%2,495
Percentage Net Loans Charged-off: Commercial and industrial0.1456%2,422
Percentage Net Loans Charged-off: Loans to individuals0.0930%4,057
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0126%7,875
Percentage Net Loans Charged-off: Total real estate loans0.0029%5,278
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0020%7,663
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0065%4,122
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0065%3,877
Percentage Net Loans Charged-off: Commercial and industrial-0.0859%7,460
Percentage Net Loans Charged-off: Loans to individuals0.0480%5,745
Percentage Net Loans Charged-off: Credit card loans0.3183%1,157
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0370%6,852
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%7,798
Percentage Net Loans Charged-off: Total real estate loans0.0021%4,537
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0026%7,682
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0055%3,431
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0055%3,187
Percentage Net Loans Charged-off: Commercial and industrial-0.1013%7,414
Percentage Net Loans Charged-off: Loans to individuals-0.0045%7,293
Percentage Net Loans Charged-off: Credit card loans0.2478%1,071
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0528%6,906
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0499%7,891
Percentage Net Loans Charged-off: Total real estate loans0.0044%3,706
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,750
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0105%2,730
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0106%2,508
Percentage Net Loans Charged-off: Commercial and industrial-0.2212%7,620
Percentage Net Loans Charged-off: Loans to individuals-0.0695%7,335
Percentage Net Loans Charged-off: Credit card loans0.4138%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0802%6,978
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0210%7,385
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,622
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0079%7,880
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0129%1,844
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0129%1,691
Percentage Net Loans Charged-off: Commercial and industrial-0.0736%7,253
Percentage Net Loans Charged-off: Loans to individuals-0.1005%7,114
Percentage Net Loans Charged-off: Credit card loans0.5253%727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1711%7,073
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%5,923
Percentage Net Loans Charged-off: Total real estate loans0.0132%3,742
Percentage Net Loans Charged-off:Construction & development0.0036%1,554
Percentage Net Loans Charged-off: Commercial real estate0.0322%1,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0057%3,228
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0057%2,998
Percentage Net Loans Charged-off: Commercial and industrial0.0537%3,538
Percentage Net Loans Charged-off: Loans to individuals0.2132%4,499
Percentage Net Loans Charged-off: Credit card loans1.3897%789
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1419%7,215
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%4,893
Percentage Net Loans Charged-off: Total real estate loans-0.0220%7,945
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0860%8,084
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0081%2,541
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0082%2,339
Percentage Net Loans Charged-off: Commercial and industrial0.1324%2,469
Percentage Net Loans Charged-off: Loans to individuals0.2209%3,966
Percentage Net Loans Charged-off: Credit card loans1.2728%747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1624%7,229
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0312%4,151
Percentage Net Loans Charged-off: Total real estate loans-0.0329%8,024
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.1293%8,157
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,952
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0132%1,804
Percentage Net Loans Charged-off: Commercial and industrial0.1882%1,866
Percentage Net Loans Charged-off: Loans to individuals0.2372%3,467
Percentage Net Loans Charged-off: Credit card loans1.1540%706
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2007%7,242
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%2,999
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,431
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,654
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,645
Percentage Net Loans Charged-off: Commercial and industrial0.2279%1,230
Percentage Net Loans Charged-off: Loans to individuals0.0316%3,749
Percentage Net Loans Charged-off: Credit card loans0.5109%736
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2070%7,199
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0884%3,504
Percentage Net Loans Charged-off: Total real estate loans0.0018%3,361
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0035%2,840
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0035%2,642
Percentage Net Loans Charged-off: Commercial and industrial0.2824%2,166
Percentage Net Loans Charged-off: Loans to individuals0.4197%3,244
Percentage Net Loans Charged-off: Credit card loans1.0818%876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2470%7,372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1152%2,460
Percentage Net Loans Charged-off: Total real estate loans0.0128%2,436
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0447%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%7,695
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,695
Percentage Net Loans Charged-off: Commercial and industrial0.3393%1,594
Percentage Net Loans Charged-off: Loans to individuals0.5238%2,430
Percentage Net Loans Charged-off: Credit card loans1.1921%755
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2573%7,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1121%2,320
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,458
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%7,696
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0018%7,708
Percentage Net Loans Charged-off: Commercial and industrial0.3055%1,463
Percentage Net Loans Charged-off: Loans to individuals0.6928%1,819
Percentage Net Loans Charged-off: Credit card loans1.1890%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2445%7,364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%3,893
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,525
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%7,797
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,811
Percentage Net Loans Charged-off: Commercial and industrial0.0444%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0543%3,714
Percentage Net Loans Charged-off: Credit card loans1.8809%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1648%7,244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%2,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.5273%1,838
Percentage Net Loans Charged-off: Loans to individuals0.7440%2,574
Percentage Net Loans Charged-off: Credit card loans1.6081%968
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8412%394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1626%2,316
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.3964%1,755
Percentage Net Loans Charged-off: Loans to individuals0.8472%1,947
Percentage Net Loans Charged-off: Credit card loans1.4784%893
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7716%355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1969%1,856
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.6328%1,232
Percentage Net Loans Charged-off: Loans to individuals0.5397%2,707
Percentage Net Loans Charged-off: Credit card loans1.6611%773
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1981%261
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%2,522
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1222%1,596
Percentage Net Loans Charged-off: Loans to individuals0.4800%2,628
Percentage Net Loans Charged-off: Credit card loans1.6768%655
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.3165%137
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1557%3,315
Percentage Net Loans Charged-off: Total real estate loans0.0354%2,639
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1021%993
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0065%3,076
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0065%2,896
Percentage Net Loans Charged-off: Commercial and industrial0.2632%2,856
Percentage Net Loans Charged-off: Loans to individuals0.7839%2,677
Percentage Net Loans Charged-off: Credit card loans1.6158%1,079
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1145%3,434
Percentage Net Loans Charged-off: Total real estate loans0.0469%2,005
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.1393%686
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0072%2,599
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0072%2,445
Percentage Net Loans Charged-off: Commercial and industrial0.0957%3,038
Percentage Net Loans Charged-off: Loans to individuals0.6549%2,813
Percentage Net Loans Charged-off: Credit card loans1.6468%1,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1762%2,453
Percentage Net Loans Charged-off: Total real estate loans0.0670%1,552
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.2152%475
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0036%2,227
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0036%2,102
Percentage Net Loans Charged-off: Commercial and industrial0.1548%2,369
Percentage Net Loans Charged-off: Loans to individuals1.0082%1,848
Percentage Net Loans Charged-off: Credit card loans2.3587%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1789%2,092
Percentage Net Loans Charged-off: Total real estate loans0.1320%854
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.4392%229
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0042%6,892
Percentage Net Loans Charged-off: Loans to individuals0.9486%1,879
Percentage Net Loans Charged-off: Credit card loans1.3302%898
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2861%2,586
Percentage Net Loans Charged-off: Total real estate loans0.0042%3,884
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0067%3,257
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0067%3,098
Percentage Net Loans Charged-off: Commercial and industrial0.1579%3,837
Percentage Net Loans Charged-off: Loans to individuals2.3126%663
Percentage Net Loans Charged-off: Credit card loans1.3049%1,419
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0300%1,735
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1606%3,415
Percentage Net Loans Charged-off: Total real estate loans0.0057%3,233
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0089%2,683
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0089%2,567
Percentage Net Loans Charged-off: Commercial and industrial0.1443%3,351
Percentage Net Loans Charged-off: Loans to individuals1.1406%1,856
Percentage Net Loans Charged-off: Credit card loans1.1627%1,393
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2262%2,547
Percentage Net Loans Charged-off: Total real estate loans0.0085%2,683
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0132%2,157
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0132%2,074
Percentage Net Loans Charged-off: Commercial and industrial0.2329%2,592
Percentage Net Loans Charged-off: Loans to individuals1.5129%1,259
Percentage Net Loans Charged-off: Credit card loans1.3881%1,226
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2054%2,312
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1081%2,114
Percentage Net Loans Charged-off: Loans to individuals1.6077%1,190
Percentage Net Loans Charged-off: Credit card loans0.6836%1,174
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5163%1,608
Percentage Net Loans Charged-off: Total real estate loans0.0153%3,484
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0031%1,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0224%2,828
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0224%2,704
Percentage Net Loans Charged-off: Commercial and industrial0.5608%2,699
Percentage Net Loans Charged-off: Loans to individuals3.1076%435
Percentage Net Loans Charged-off: Credit card loans2.9944%951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0234%7,519
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2420%3,167
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,832
Percentage Net Loans Charged-off:Construction & development0.0153%779
Percentage Net Loans Charged-off: Commercial real estate0.0144%1,331
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%8,503
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0018%8,524
Percentage Net Loans Charged-off: Commercial and industrial0.0221%4,656
Percentage Net Loans Charged-off: Loans to individuals1.7002%1,046
Percentage Net Loans Charged-off: Credit card loans1.5991%1,434
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3149%8,208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0752%5,161
Percentage Net Loans Charged-off: Total real estate loans0.0340%524
Percentage Net Loans Charged-off:Construction & development0.4022%61
Percentage Net Loans Charged-off: Commercial real estate-0.0515%1,422
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0433%480
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0433%443
Percentage Net Loans Charged-off: Commercial and industrial0.0223%997
Percentage Net Loans Charged-off: Loans to individuals0.3775%896
Percentage Net Loans Charged-off: Credit card loans1.0272%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1157%1,345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0453%6,192
Percentage Net Loans Charged-off: Total real estate loans0.0113%820
Percentage Net Loans Charged-off:Construction & development0.4268%54
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%1,387
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0101%1,385
Percentage Net Loans Charged-off: Commercial and industrial-0.2556%1,406
Percentage Net Loans Charged-off: Loans to individuals0.6677%663
Percentage Net Loans Charged-off: Credit card loans1.4286%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0483%1,300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1114%4,888
Percentage Net Loans Charged-off: Total real estate loans0.0116%801
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0265%1,216
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0259%640
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0259%591
Percentage Net Loans Charged-off: Commercial and industrial-0.0396%1,248
Percentage Net Loans Charged-off: Loans to individuals0.7563%639
Percentage Net Loans Charged-off: Credit card loans1.8826%635
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3872%181
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0128%9,662
Percentage Net Loans Charged-off: Total real estate loans0.0212%735
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.0025%1,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0326%668
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0326%614
Percentage Net Loans Charged-off: Commercial and industrial-1.0567%1,386
Percentage Net Loans Charged-off: Loans to individuals1.2470%422
Percentage Net Loans Charged-off: Credit card loans1.4190%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0040%9,831
Percentage Net Loans Charged-off: Total real estate loans-0.0153%1,337
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0147%1,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%1,429
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0171%1,418
Percentage Net Loans Charged-off: Commercial and industrial-0.3816%1,368
Percentage Net Loans Charged-off: Loans to individuals0.5785%834
Percentage Net Loans Charged-off: Credit card loans0.8548%916
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6662%1,161
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0368%714
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9329%1,373
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6838%1,017
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA