Home > Territorial Savings Bank > Income and Expense

Territorial Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,144,000706
Total interest expense$26,461,000649
Net interest income$42,683,000765
Provision for loan and lease losses$-3,0004,174
Total noninterest income$2,473,0001,810
Gross Fiduciary activities income$0981
Service charges on deposit accounts$593,0001,475
Trading account gains and fees$0123
Additional Noninterest Income$1,880,0001,665
Total noninterest expense$37,326,000735
Salaries and employee benefits$20,219,000750
Premises and equipment expense$8,951,000327
Additional noninterest expense$1,880,0001,665
Pre-tax net operating income$7,833,0001,413
Securities gains (losses)$0988
Applicable income taxes$2,125,000955
Income before extraordinary items$5,708,0001,578
Extraordinary gains, net$054
Net income$5,708,0001,595
Minority interest net income$088
Net income of bank and minority interests.$5,708,0001,581
Net charge-offs$117,0001,413
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,708,0001,608
2023-09-30 (YTD Data)Rank
Total interest income$51,439,000708
Total interest expense$18,184,000654
Net interest income$33,255,000746
Provision for loan and lease losses$-147,0004,409
Total noninterest income$1,851,0001,804
Gross Fiduciary activities income$0950
Service charges on deposit accounts$450,0001,464
Trading account gains and fees$0125
Additional Noninterest Income$1,401,0001,670
Total noninterest expense$28,067,000737
Salaries and employee benefits$15,254,000753
Premises and equipment expense$6,721,000332
Additional noninterest expense$1,401,0001,670
Pre-tax net operating income$7,186,0001,244
Securities gains (losses)$0849
Applicable income taxes$1,959,000837
Income before extraordinary items$5,227,0001,397
Extraordinary gains, net$052
Net income$5,227,0001,408
Minority interest net income$081
Net income of bank and minority interests.$5,227,0001,397
Net charge-offs$91,0001,210
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,227,0001,414
2023-06-30 (YTD Data)Rank
Total interest income$34,041,000691
Total interest expense$10,833,000649
Net interest income$23,208,000718
Provision for loan and lease losses$112,0001,758
Total noninterest income$1,285,0001,711
Gross Fiduciary activities income$0931
Service charges on deposit accounts$308,0001,433
Trading account gains and fees$0112
Additional Noninterest Income$977,0001,559
Total noninterest expense$18,643,000720
Salaries and employee benefits$10,238,000741
Premises and equipment expense$4,418,000326
Additional noninterest expense$977,0001,557
Pre-tax net operating income$5,738,0001,086
Securities gains (losses)$0938
Applicable income taxes$1,561,000763
Income before extraordinary items$4,177,0001,208
Extraordinary gains, net$051
Net income$4,177,0001,219
Minority interest net income$081
Net income of bank and minority interests.$4,177,0001,208
Net charge-offs$91,000961
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,177,0001,216
2023-03-31 (YTD Data)Rank
Total interest income$16,735,000700
Total interest expense$4,632,000653
Net interest income$12,103,000705
Provision for loan and lease losses$-100,0004,539
Total noninterest income$600,0001,772
Gross Fiduciary activities income$0913
Service charges on deposit accounts$155,0001,444
Trading account gains and fees$097
Additional Noninterest Income$445,0001,628
Total noninterest expense$9,413,000728
Salaries and employee benefits$5,239,000740
Premises and equipment expense$2,142,000343
Additional noninterest expense$445,0001,628
Pre-tax net operating income$3,390,000982
Securities gains (losses)$0950
Applicable income taxes$921,000709
Income before extraordinary items$2,469,0001,087
Extraordinary gains, net$04
Net income$2,469,0001,086
Minority interest net income$048
Net income of bank and minority interests.$2,469,0001,086
Net charge-offs$14,0001,246
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,469,0001,100
2022-12-31 (YTD Data)Rank
Total interest income$62,754,000617
Total interest expense$7,219,000593
Net interest income$55,535,000621
Provision for loan and lease losses$-576,0004,547
Total noninterest income$4,183,0001,335
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$582,0001,524
Trading account gains and fees$0116
Additional Noninterest Income$3,601,0001,121
Total noninterest expense$38,126,000699
Salaries and employee benefits$21,610,000689
Premises and equipment expense$8,763,000334
Additional noninterest expense$3,601,0001,121
Pre-tax net operating income$22,168,000700
Securities gains (losses)$0691
Applicable income taxes$5,527,000568
Income before extraordinary items$16,641,000735
Extraordinary gains, net$05
Net income$16,641,000736
Minority interest net income$063
Net income of bank and minority interests.$16,641,000736
Net charge-offs$61,0001,446
Cash dividends$17,500,000313
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,641,000748
2022-09-30 (YTD Data)Rank
Total interest income$46,516,000587
Total interest expense$4,265,000533
Net interest income$42,251,000597
Provision for loan and lease losses$-603,0004,608
Total noninterest income$3,027,0001,383
Gross Fiduciary activities income$0968
Service charges on deposit accounts$425,0001,561
Trading account gains and fees$0111
Additional Noninterest Income$2,602,0001,171
Total noninterest expense$28,383,000697
Salaries and employee benefits$16,050,000702
Premises and equipment expense$6,505,000337
Additional noninterest expense$2,602,0001,171
Pre-tax net operating income$17,498,000679
Securities gains (losses)$0740
Applicable income taxes$4,389,000554
Income before extraordinary items$13,109,000715
Extraordinary gains, net$04
Net income$13,109,000715
Minority interest net income$057
Net income of bank and minority interests.$13,109,000715
Net charge-offs$51,0001,209
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,109,000722
2022-06-30 (YTD Data)Rank
Total interest income$30,354,000574
Total interest expense$2,455,000484
Net interest income$27,899,000582
Provision for loan and lease losses$-494,0004,606
Total noninterest income$2,424,0001,225
Gross Fiduciary activities income$0925
Service charges on deposit accounts$276,0001,576
Trading account gains and fees$0108
Additional Noninterest Income$2,148,0001,053
Total noninterest expense$18,746,000692
Salaries and employee benefits$10,704,000698
Premises and equipment expense$4,330,000331
Additional noninterest expense$3,712,000987
Pre-tax net operating income$12,071,000621
Securities gains (losses)$0687
Applicable income taxes$2,947,000511
Income before extraordinary items$9,124,000647
Extraordinary gains, net$04
Net income$9,124,000647
Minority interest net income$060
Net income of bank and minority interests.$9,124,000647
Net charge-offs$44,0001,016
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,124,000658
2022-03-31 (YTD Data)Rank
Total interest income$14,969,000564
Total interest expense$1,154,000485
Net interest income$13,815,000569
Provision for loan and lease losses$-168,0004,554
Total noninterest income$1,660,000999
Gross Fiduciary activities income$0892
Service charges on deposit accounts$135,0001,598
Trading account gains and fees$0103
Additional Noninterest Income$1,525,000821
Total noninterest expense$9,459,000691
Salaries and employee benefits$5,453,000684
Premises and equipment expense$2,133,000336
Additional noninterest expense$1,873,000970
Pre-tax net operating income$6,184,000590
Securities gains (losses)$0623
Applicable income taxes$1,363,000530
Income before extraordinary items$4,821,000607
Extraordinary gains, net$04
Net income$4,821,000607
Minority interest net income$050
Net income of bank and minority interests.$4,821,000607
Net charge-offs$42,000733
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,821,000612
2021-12-31 (YTD Data)Rank
Total interest income$60,402,000569
Total interest expense$6,282,000435
Net interest income$54,120,000578
Provision for loan and lease losses$-1,592,0004,579
Total noninterest income$4,568,0001,390
Gross Fiduciary activities income$0994
Service charges on deposit accounts$531,0001,541
Trading account gains and fees$0132
Additional Noninterest Income$4,037,0001,245
Total noninterest expense$37,281,000689
Salaries and employee benefits$21,537,000680
Premises and equipment expense$8,633,000332
Additional noninterest expense$7,111,0001,018
Pre-tax net operating income$22,999,000665
Securities gains (losses)$1,840,000148
Applicable income taxes$6,662,000520
Income before extraordinary items$18,177,000700
Extraordinary gains, net$010
Net income$18,177,000701
Minority interest net income$074
Net income of bank and minority interests.$18,177,000701
Net charge-offs$1,0002,638
Cash dividends$22,000,000279
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,723,400724
2021-09-30 (YTD Data)Rank
Total interest income$45,224,000579
Total interest expense$4,988,000436
Net interest income$40,236,000596
Provision for loan and lease losses$-1,452,0004,653
Total noninterest income$3,296,0001,461
Gross Fiduciary activities income$0957
Service charges on deposit accounts$388,0001,561
Trading account gains and fees$0132
Additional Noninterest Income$2,908,0001,320
Total noninterest expense$27,861,000696
Salaries and employee benefits$16,203,000683
Premises and equipment expense$6,434,000340
Additional noninterest expense$5,224,0001,039
Pre-tax net operating income$17,123,000687
Securities gains (losses)$1,840,000126
Applicable income taxes$5,083,000522
Income before extraordinary items$13,880,000712
Extraordinary gains, net$08
Net income$13,880,000712
Minority interest net income$069
Net income of bank and minority interests.$13,880,000712
Net charge-offs$11,0001,949
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,426,400757
2021-06-30 (YTD Data)Rank
Total interest income$29,935,000578
Total interest expense$3,574,000428
Net interest income$26,361,000598
Provision for loan and lease losses$-1,285,0004,701
Total noninterest income$2,494,0001,338
Gross Fiduciary activities income$0951
Service charges on deposit accounts$253,0001,532
Trading account gains and fees$0133
Additional Noninterest Income$2,241,0001,198
Total noninterest expense$18,445,000700
Salaries and employee benefits$10,846,000670
Premises and equipment expense$4,288,000341
Additional noninterest expense$3,311,0001,063
Pre-tax net operating income$11,695,000666
Securities gains (losses)$1,437,000125
Applicable income taxes$3,510,000510
Income before extraordinary items$9,622,000676
Extraordinary gains, net$06
Net income$9,622,000676
Minority interest net income$067
Net income of bank and minority interests.$9,622,000676
Net charge-offs$8,0001,799
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,486,770737
2021-03-31 (YTD Data)Rank
Total interest income$15,154,000572
Total interest expense$1,902,000430
Net interest income$13,252,000589
Provision for loan and lease losses$-913,0004,793
Total noninterest income$1,688,0001,112
Gross Fiduciary activities income$0922
Service charges on deposit accounts$125,0001,544
Trading account gains and fees$0127
Additional Noninterest Income$1,563,000953
Total noninterest expense$9,270,000690
Salaries and employee benefits$5,410,000674
Premises and equipment expense$2,190,000342
Additional noninterest expense$1,670,0001,040
Pre-tax net operating income$6,583,000617
Securities gains (losses)$526,000181
Applicable income taxes$1,893,000480
Income before extraordinary items$5,216,000640
Extraordinary gains, net$03
Net income$5,216,000640
Minority interest net income$055
Net income of bank and minority interests.$5,216,000640
Net charge-offs$3,0001,645
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,800,460674
2020-12-31 (YTD Data)Rank
Total interest income$69,834,000499
Total interest expense$12,210,000420
Net interest income$57,624,000514
Provision for loan and lease losses$1,625,0001,191
Total noninterest income$5,411,0001,202
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$546,0001,521
Trading account gains and fees$0133
Additional Noninterest Income$4,865,0001,038
Total noninterest expense$36,667,000679
Salaries and employee benefits$21,244,000674
Premises and equipment expense$8,681,000332
Additional noninterest expense$6,742,0001,016
Pre-tax net operating income$24,743,000495
Securities gains (losses)$1,320,000298
Applicable income taxes$6,932,000400
Income before extraordinary items$19,131,000539
Extraordinary gains, net$04
Net income$19,131,000539
Minority interest net income$072
Net income of bank and minority interests.$19,131,000539
Net charge-offs$75,0002,176
Cash dividends$8,000,000543
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,088,200546
2020-09-30 (YTD Data)Rank
Total interest income$53,779,000484
Total interest expense$9,986,000422
Net interest income$43,793,000497
Provision for loan and lease losses$2,304,000819
Total noninterest income$3,420,0001,312
Gross Fiduciary activities income$0981
Service charges on deposit accounts$413,0001,506
Trading account gains and fees$0125
Additional Noninterest Income$3,007,0001,169
Total noninterest expense$27,329,000677
Salaries and employee benefits$15,926,000660
Premises and equipment expense$6,440,000333
Additional noninterest expense$4,963,0001,017
Pre-tax net operating income$17,580,000493
Securities gains (losses)$858,000339
Applicable income taxes$4,960,000380
Income before extraordinary items$13,478,000537
Extraordinary gains, net$04
Net income$13,478,000536
Minority interest net income$065
Net income of bank and minority interests.$13,478,000537
Net charge-offs$74,0001,843
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,800,180537
2020-06-30 (YTD Data)Rank
Total interest income$36,688,000479
Total interest expense$7,317,000424
Net interest income$29,371,000496
Provision for loan and lease losses$1,613,000817
Total noninterest income$2,053,0001,338
Gross Fiduciary activities income$0970
Service charges on deposit accounts$283,0001,506
Trading account gains and fees$0123
Additional Noninterest Income$1,770,0001,181
Total noninterest expense$18,080,000681
Salaries and employee benefits$10,690,000650
Premises and equipment expense$4,254,000335
Additional noninterest expense$3,136,0001,047
Pre-tax net operating income$11,731,000437
Securities gains (losses)$597,000328
Applicable income taxes$3,265,000343
Income before extraordinary items$9,063,000486
Extraordinary gains, net$04
Net income$9,063,000483
Minority interest net income$065
Net income of bank and minority interests.$9,063,000486
Net charge-offs$68,0001,548
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,591,370489
2020-03-31 (YTD Data)Rank
Total interest income$18,603,000479
Total interest expense$4,073,000430
Net interest income$14,530,000493
Provision for loan and lease losses$217,0001,393
Total noninterest income$995,0001,287
Gross Fiduciary activities income$0941
Service charges on deposit accounts$176,0001,445
Trading account gains and fees$0106
Additional Noninterest Income$819,0001,116
Total noninterest expense$9,216,000662
Salaries and employee benefits$5,544,000625
Premises and equipment expense$2,140,000338
Additional noninterest expense$1,532,0001,085
Pre-tax net operating income$6,092,000388
Securities gains (losses)$178,000418
Applicable income taxes$1,647,000311
Income before extraordinary items$4,623,000434
Extraordinary gains, net$04
Net income$4,623,000434
Minority interest net income$056
Net income of bank and minority interests.$4,623,000434
Net charge-offs$11,0001,834
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,482,380429
2019-12-31 (YTD Data)Rank
Total interest income$75,650,000468
Total interest expense$17,061,000439
Net interest income$58,589,000481
Provision for loan and lease losses$61,0003,242
Total noninterest income$4,887,0001,144
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$736,0001,437
Trading account gains and fees$0135
Additional Noninterest Income$4,151,000938
Total noninterest expense$37,335,000629
Salaries and employee benefits$21,898,000599
Premises and equipment expense$8,268,000342
Additional noninterest expense$7,169,000946
Pre-tax net operating income$26,080,000500
Securities gains (losses)$2,910,000117
Applicable income taxes$6,488,000419
Income before extraordinary items$22,502,000492
Extraordinary gains, net$011
Net income$22,502,000491
Minority interest net income$076
Net income of bank and minority interests.$22,502,000493
Net charge-offs$-9,0004,434
Cash dividends$21,250,000290
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,203,100529
2019-09-30 (YTD Data)Rank
Total interest income$56,829,000470
Total interest expense$12,742,000447
Net interest income$44,087,000485
Provision for loan and lease losses$65,0002,954
Total noninterest income$3,889,0001,093
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$554,0001,439
Trading account gains and fees$0129
Additional Noninterest Income$3,335,000889
Total noninterest expense$28,132,000620
Salaries and employee benefits$16,538,000602
Premises and equipment expense$6,197,000344
Additional noninterest expense$5,397,000934
Pre-tax net operating income$19,779,000501
Securities gains (losses)$2,910,000103
Applicable income taxes$5,325,000403
Income before extraordinary items$17,364,000486
Extraordinary gains, net$011
Net income$17,364,000487
Minority interest net income$072
Net income of bank and minority interests.$17,364,000487
Net charge-offs$-17,0004,563
Cash dividends$9,000,000400
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,065,100537
2019-06-30 (YTD Data)Rank
Total interest income$37,863,000471
Total interest expense$8,337,000451
Net interest income$29,526,000482
Provision for loan and lease losses$-46,0005,151
Total noninterest income$1,918,0001,313
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$362,0001,438
Trading account gains and fees$0131
Additional Noninterest Income$1,556,0001,135
Total noninterest expense$18,877,000619
Salaries and employee benefits$11,117,000592
Premises and equipment expense$4,107,000350
Additional noninterest expense$3,653,000936
Pre-tax net operating income$12,613,000509
Securities gains (losses)$2,787,00074
Applicable income taxes$3,489,000397
Income before extraordinary items$11,911,000464
Extraordinary gains, net$011
Net income$11,911,000464
Minority interest net income$069
Net income of bank and minority interests.$11,911,000464
Net charge-offs$-20,0004,677
Cash dividends$9,000,000290
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,709,270539
2019-03-31 (YTD Data)Rank
Total interest income$18,724,000473
Total interest expense$3,877,000461
Net interest income$14,847,000478
Provision for loan and lease losses$5,0003,251
Total noninterest income$725,0001,524
Gross Fiduciary activities income$0972
Service charges on deposit accounts$184,0001,419
Trading account gains and fees$0126
Additional Noninterest Income$541,0001,370
Total noninterest expense$9,621,000603
Salaries and employee benefits$5,546,000593
Premises and equipment expense$2,079,000351
Additional noninterest expense$1,996,000837
Pre-tax net operating income$5,946,000524
Securities gains (losses)$2,717,00040
Applicable income taxes$1,994,000362
Income before extraordinary items$6,669,000411
Extraordinary gains, net$05
Net income$6,669,000411
Minority interest net income$052
Net income of bank and minority interests.$6,669,000411
Net charge-offs$-12,0004,722
Cash dividends$4,600,000285
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,522,570553
2018-12-31 (YTD Data)Rank
Total interest income$73,373,000454
Total interest expense$13,572,000409
Net interest income$59,801,000467
Provision for loan and lease losses$119,0002,937
Total noninterest income$3,057,0001,524
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$758,0001,436
Trading account gains and fees$0126
Additional Noninterest Income$2,299,0001,366
Total noninterest expense$36,675,000621
Salaries and employee benefits$21,471,000583
Premises and equipment expense$8,226,000344
Additional noninterest expense$6,978,000963
Pre-tax net operating income$26,064,000480
Securities gains (losses)$45,000439
Applicable income taxes$6,218,000412
Income before extraordinary items$19,891,000522
Extraordinary gains, net$06
Net income$19,891,000521
Minority interest net income$072
Net income of bank and minority interests.$19,891,000521
Net charge-offs$25,0003,000
Cash dividends$14,500,000324
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,855,450520
2018-09-30 (YTD Data)Rank
Total interest income$54,749,000442
Total interest expense$9,820,000396
Net interest income$44,929,000462
Provision for loan and lease losses$18,0003,651
Total noninterest income$2,227,0001,576
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$561,0001,459
Trading account gains and fees$0138
Additional Noninterest Income$1,666,0001,421
Total noninterest expense$27,599,000620
Salaries and employee benefits$16,324,000575
Premises and equipment expense$6,166,000345
Additional noninterest expense$5,109,000977
Pre-tax net operating income$19,539,000483
Securities gains (losses)$45,000437
Applicable income taxes$4,535,000428
Income before extraordinary items$15,049,000514
Extraordinary gains, net$05
Net income$15,049,000513
Minority interest net income$066
Net income of bank and minority interests.$15,049,000513
Net charge-offs$7,0003,112
Cash dividends$10,400,000310
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,013,450515
2018-06-30 (YTD Data)Rank
Total interest income$36,453,000436
Total interest expense$6,291,000382
Net interest income$30,162,000458
Provision for loan and lease losses$69,0002,501
Total noninterest income$1,504,0001,564
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$373,0001,453
Trading account gains and fees$0130
Additional Noninterest Income$1,131,0001,411
Total noninterest expense$18,263,000629
Salaries and employee benefits$10,837,000577
Premises and equipment expense$4,041,000349
Additional noninterest expense$3,385,000973
Pre-tax net operating income$13,334,000474
Securities gains (losses)$45,000351
Applicable income taxes$3,230,000415
Income before extraordinary items$10,149,000510
Extraordinary gains, net$06
Net income$10,149,000509
Minority interest net income$065
Net income of bank and minority interests.$10,149,000509
Net charge-offs$3,0002,950
Cash dividends$5,900,000345
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,113,450508
2018-03-31 (YTD Data)Rank
Total interest income$18,259,000434
Total interest expense$3,008,000384
Net interest income$15,251,000451
Provision for loan and lease losses$9,0003,174
Total noninterest income$708,0001,610
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$186,0001,463
Trading account gains and fees$0123
Additional Noninterest Income$522,0001,445
Total noninterest expense$9,170,000634
Salaries and employee benefits$5,502,000580
Premises and equipment expense$1,980,000360
Additional noninterest expense$1,688,000966
Pre-tax net operating income$6,780,000458
Securities gains (losses)$0735
Applicable income taxes$1,803,000377
Income before extraordinary items$4,977,000503
Extraordinary gains, net$07
Net income$4,977,000501
Minority interest net income$052
Net income of bank and minority interests.$4,977,000503
Net charge-offs$3,0002,344
Cash dividends$3,900,000253
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,977,000503
2017-12-31 (YTD Data)Rank
Total interest income$68,408,000428
Total interest expense$9,638,000387
Net interest income$58,770,000443
Provision for loan and lease losses$52,0003,538
Total noninterest income$3,383,0001,455
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$713,0001,540
Trading account gains and fees$0151
Additional Noninterest Income$2,670,0001,267
Total noninterest expense$35,491,000617
Salaries and employee benefits$20,901,000573
Premises and equipment expense$7,641,000364
Additional noninterest expense$6,949,000941
Pre-tax net operating income$26,610,000432
Securities gains (losses)$431,000249
Applicable income taxes$11,486,000367
Income before extraordinary items$15,555,000505
Extraordinary gains, net$09
Net income$15,555,000503
Minority interest net income$076
Net income of bank and minority interests.$15,555,000505
Net charge-offs$-44,0005,107
Cash dividends$16,200,000269
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,279,160508
2017-09-30 (YTD Data)Rank
Total interest income$50,793,000432
Total interest expense$6,928,000389
Net interest income$43,865,000449
Provision for loan and lease losses$2,0004,053
Total noninterest income$2,530,0001,461
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$529,0001,567
Trading account gains and fees$0145
Additional Noninterest Income$2,001,0001,283
Total noninterest expense$25,440,000656
Salaries and employee benefits$14,724,000616
Premises and equipment expense$5,686,000367
Additional noninterest expense$5,030,000969
Pre-tax net operating income$20,953,000427
Securities gains (losses)$431,000233
Applicable income taxes$8,092,000353
Income before extraordinary items$13,292,000489
Extraordinary gains, net$09
Net income$13,292,000487
Minority interest net income$071
Net income of bank and minority interests.$13,292,000489
Net charge-offs$-45,0005,133
Cash dividends$16,200,000208
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,016,160492
2017-06-30 (YTD Data)Rank
Total interest income$33,597,000433
Total interest expense$4,397,000393
Net interest income$29,200,000447
Provision for loan and lease losses$-52,0005,590
Total noninterest income$1,808,0001,404
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$355,0001,546
Trading account gains and fees$0139
Additional Noninterest Income$1,453,0001,221
Total noninterest expense$16,849,000654
Salaries and employee benefits$9,685,000628
Premises and equipment expense$3,735,000370
Additional noninterest expense$3,429,000953
Pre-tax net operating income$14,211,000423
Securities gains (losses)$281,000227
Applicable income taxes$5,496,000347
Income before extraordinary items$8,996,000473
Extraordinary gains, net$011
Net income$8,996,000472
Minority interest net income$071
Net income of bank and minority interests.$8,996,000473
Net charge-offs$-57,0005,318
Cash dividends$7,900,000253
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,816,160475
2017-03-31 (YTD Data)Rank
Total interest income$16,805,000428
Total interest expense$2,131,000390
Net interest income$14,674,000436
Provision for loan and lease losses$71,0001,800
Total noninterest income$931,0001,365
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$185,0001,498
Trading account gains and fees$0142
Additional Noninterest Income$746,0001,179
Total noninterest expense$8,472,000658
Salaries and employee benefits$4,934,000622
Premises and equipment expense$1,865,000376
Additional noninterest expense$1,673,000959
Pre-tax net operating income$7,062,000420
Securities gains (losses)$95,000243
Applicable income taxes$2,693,000349
Income before extraordinary items$4,464,000472
Extraordinary gains, net$08
Net income$4,464,000471
Minority interest net income$055
Net income of bank and minority interests.$4,464,000472
Net charge-offs$-17,0005,196
Cash dividends$7,900,000146
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,403,200463
2016-12-31 (YTD Data)Rank
Total interest income$66,147,000417
Total interest expense$7,878,000377
Net interest income$58,269,000419
Provision for loan and lease losses$310,0001,956
Total noninterest income$3,721,0001,408
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$728,0001,565
Trading account gains and fees$0170
Additional Noninterest Income$2,993,0001,213
Total noninterest expense$34,164,000635
Salaries and employee benefits$19,509,000602
Premises and equipment expense$7,391,000373
Additional noninterest expense$7,264,000913
Pre-tax net operating income$27,516,000398
Securities gains (losses)$370,000564
Applicable income taxes$11,072,000317
Income before extraordinary items$16,814,000471
Extraordinary gains, net$05
Net income$16,814,000468
Minority interest net income$082
Net income of bank and minority interests.$16,814,000470
Net charge-offs$24,0003,562
Cash dividends$7,500,000486
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,577,200468
2016-09-30 (YTD Data)Rank
Total interest income$49,645,000420
Total interest expense$5,815,000380
Net interest income$43,830,000421
Provision for loan and lease losses$220,0001,966
Total noninterest income$2,782,0001,410
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$547,0001,561
Trading account gains and fees$0169
Additional Noninterest Income$2,235,0001,209
Total noninterest expense$26,087,000622
Salaries and employee benefits$15,060,000587
Premises and equipment expense$5,514,000372
Additional noninterest expense$5,513,000899
Pre-tax net operating income$20,305,000403
Securities gains (losses)$250,000685
Applicable income taxes$8,170,000319
Income before extraordinary items$12,385,000486
Extraordinary gains, net$05
Net income$12,385,000484
Minority interest net income$071
Net income of bank and minority interests.$12,385,000486
Net charge-offs$23,0003,081
Cash dividends$3,500,000674
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,225,000479
2016-06-30 (YTD Data)Rank
Total interest income$32,958,000418
Total interest expense$3,845,000381
Net interest income$29,113,000424
Provision for loan and lease losses$112,0002,213
Total noninterest income$1,849,0001,398
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$369,0001,526
Trading account gains and fees$0157
Additional Noninterest Income$1,480,0001,202
Total noninterest expense$17,574,000617
Salaries and employee benefits$10,052,000587
Premises and equipment expense$3,702,000369
Additional noninterest expense$3,820,000862
Pre-tax net operating income$13,276,000405
Securities gains (losses)$190,000622
Applicable income taxes$5,326,000330
Income before extraordinary items$8,140,000482
Extraordinary gains, net$016
Net income$8,140,000478
Minority interest net income$071
Net income of bank and minority interests.$8,140,000481
Net charge-offs$2,0003,496
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,018,400478
2016-03-31 (YTD Data)Rank
Total interest income$16,399,000420
Total interest expense$1,892,000385
Net interest income$14,507,000423
Provision for loan and lease losses$28,0002,708
Total noninterest income$889,0001,419
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$197,0001,443
Trading account gains and fees$0142
Additional Noninterest Income$692,0001,225
Total noninterest expense$8,873,000609
Salaries and employee benefits$5,118,000578
Premises and equipment expense$1,824,000379
Additional noninterest expense$1,931,000844
Pre-tax net operating income$6,495,000403
Securities gains (losses)$02,077
Applicable income taxes$2,579,000332
Income before extraordinary items$3,916,000476
Extraordinary gains, net$012
Net income$3,916,000474
Minority interest net income$062
Net income of bank and minority interests.$3,916,000476
Net charge-offs$11,0002,283
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,916,000467
2015-12-31 (YTD Data)Rank
Total interest income$63,152,000412
Total interest expense$6,543,000417
Net interest income$56,609,000412
Provision for loan and lease losses$455,0001,455
Total noninterest income$4,235,0001,253
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,058,0001,163
Trading account gains and fees$0159
Additional Noninterest Income$3,177,0001,123
Total noninterest expense$35,721,000595
Salaries and employee benefits$20,262,000554
Premises and equipment expense$7,564,000364
Additional noninterest expense$7,895,000826
Pre-tax net operating income$24,668,000404
Securities gains (losses)$700,000274
Applicable income taxes$10,202,000312
Income before extraordinary items$15,166,000488
Extraordinary gains, net$023
Net income$15,166,000487
Minority interest net income$081
Net income of bank and minority interests.$15,166,000489
Net charge-offs$-20,0005,330
Cash dividends$14,000,000294
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,718,000494
2015-09-30 (YTD Data)Rank
Total interest income$46,914,000418
Total interest expense$4,721,000434
Net interest income$42,193,000416
Provision for loan and lease losses$366,0001,332
Total noninterest income$3,226,0001,255
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$794,0001,173
Trading account gains and fees$0153
Additional Noninterest Income$2,432,0001,122
Total noninterest expense$26,516,000607
Salaries and employee benefits$14,857,000576
Premises and equipment expense$5,969,000347
Additional noninterest expense$5,690,000861
Pre-tax net operating income$18,537,000416
Securities gains (losses)$476,000319
Applicable income taxes$7,566,000325
Income before extraordinary items$11,447,000492
Extraordinary gains, net$021
Net income$11,447,000490
Minority interest net income$078
Net income of bank and minority interests.$11,447,000492
Net charge-offs$-5,0004,976
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,142,360497
2015-06-30 (YTD Data)Rank
Total interest income$30,926,000421
Total interest expense$3,086,000441
Net interest income$27,840,000415
Provision for loan and lease losses$295,0001,174
Total noninterest income$2,043,0001,305
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$512,0001,182
Trading account gains and fees$0157
Additional Noninterest Income$1,531,0001,174
Total noninterest expense$17,271,000617
Salaries and employee benefits$9,568,000589
Premises and equipment expense$3,743,000376
Additional noninterest expense$3,960,000840
Pre-tax net operating income$12,317,000409
Securities gains (losses)$476,000263
Applicable income taxes$5,110,000322
Income before extraordinary items$7,683,000493
Extraordinary gains, net$022
Net income$7,683,000492
Minority interest net income$075
Net income of bank and minority interests.$7,683,000493
Net charge-offs$-8,0005,189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,378,360499
2015-03-31 (YTD Data)Rank
Total interest income$15,302,000425
Total interest expense$1,525,000440
Net interest income$13,777,000419
Provision for loan and lease losses$194,000928
Total noninterest income$1,025,0001,266
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$255,0001,175
Trading account gains and fees$0152
Additional Noninterest Income$770,0001,124
Total noninterest expense$8,696,000612
Salaries and employee benefits$4,804,000598
Premises and equipment expense$1,872,000380
Additional noninterest expense$2,020,000809
Pre-tax net operating income$5,912,000419
Securities gains (losses)$236,000308
Applicable income taxes$2,475,000324
Income before extraordinary items$3,673,000510
Extraordinary gains, net$013
Net income$3,673,000510
Minority interest net income$064
Net income of bank and minority interests.$3,673,000510
Net charge-offs$13,0002,364
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,521,960513
2014-12-31 (YTD Data)Rank
Total interest income$59,684,000429
Total interest expense$6,138,000454
Net interest income$53,546,000421
Provision for loan and lease losses$360,0001,793
Total noninterest income$3,996,0001,284
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,152,0001,146
Trading account gains and fees$30,000158
Additional Noninterest Income$2,814,0001,135
Total noninterest expense$34,555,000593
Salaries and employee benefits$19,670,000548
Premises and equipment expense$7,563,000358
Additional noninterest expense$7,322,000896
Pre-tax net operating income$22,627,000417
Securities gains (losses)$1,233,000169
Applicable income taxes$9,269,000314
Income before extraordinary items$14,591,000484
Extraordinary gains, net$017
Net income$14,591,000482
Minority interest net income$084
Net income of bank and minority interests.$14,591,000483
Net charge-offs$155,0002,748
Cash dividends$14,000,000266
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,801,880486
2014-09-30 (YTD Data)Rank
Total interest income$44,579,000429
Total interest expense$4,578,000459
Net interest income$40,001,000423
Provision for loan and lease losses$188,0002,151
Total noninterest income$3,082,0001,271
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$874,0001,148
Trading account gains and fees$30,000148
Additional Noninterest Income$2,178,0001,132
Total noninterest expense$26,164,000584
Salaries and employee benefits$15,158,000535
Premises and equipment expense$5,649,000361
Additional noninterest expense$5,357,000904
Pre-tax net operating income$16,731,000421
Securities gains (losses)$1,018,000152
Applicable income taxes$6,762,000326
Income before extraordinary items$10,987,000474
Extraordinary gains, net$015
Net income$10,987,000472
Minority interest net income$081
Net income of bank and minority interests.$10,987,000474
Net charge-offs$146,0002,314
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,335,480483
2014-06-30 (YTD Data)Rank
Total interest income$29,573,000430
Total interest expense$3,022,000467
Net interest income$26,551,000425
Provision for loan and lease losses$165,0001,819
Total noninterest income$2,074,0001,253
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$574,0001,134
Trading account gains and fees$30,000146
Additional Noninterest Income$1,470,0001,108
Total noninterest expense$17,256,000592
Salaries and employee benefits$10,054,000538
Premises and equipment expense$3,715,000366
Additional noninterest expense$3,487,000920
Pre-tax net operating income$11,204,000417
Securities gains (losses)$625,000182
Applicable income taxes$4,397,000324
Income before extraordinary items$7,432,000463
Extraordinary gains, net$020
Net income$7,432,000462
Minority interest net income$080
Net income of bank and minority interests.$7,432,000463
Net charge-offs$141,0001,889
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,032,000471
2014-03-31 (YTD Data)Rank
Total interest income$14,673,000428
Total interest expense$1,505,000469
Net interest income$13,168,000423
Provision for loan and lease losses$9,0003,423
Total noninterest income$1,069,0001,182
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$295,0001,099
Trading account gains and fees$30,000122
Additional Noninterest Income$744,0001,067
Total noninterest expense$8,697,000591
Salaries and employee benefits$5,055,000538
Premises and equipment expense$1,856,000373
Additional noninterest expense$1,786,000891
Pre-tax net operating income$5,531,000396
Securities gains (losses)$317,000197
Applicable income taxes$2,254,000307
Income before extraordinary items$3,594,000454
Extraordinary gains, net$016
Net income$3,594,000453
Minority interest net income$066
Net income of bank and minority interests.$3,594,000454
Net charge-offs$10,0002,841
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,391,120469
2013-12-31 (YTD Data)Rank
Total interest income$56,240,000441
Total interest expense$6,307,000495
Net interest income$49,933,000436
Provision for loan and lease losses$39,0004,429
Total noninterest income$5,274,0001,086
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,313,0001,056
Trading account gains and fees$0184
Additional Noninterest Income$3,961,000944
Total noninterest expense$34,386,000609
Salaries and employee benefits$19,829,000547
Premises and equipment expense$7,102,000370
Additional noninterest expense$7,455,000915
Pre-tax net operating income$20,782,000429
Securities gains (losses)$3,450,00077
Applicable income taxes$9,145,000290
Income before extraordinary items$15,087,000457
Extraordinary gains, net$029
Net income$15,087,000456
Minority interest net income$090
Net income of bank and minority interests.$15,087,000458
Net charge-offs$225,0002,885
Cash dividends$25,000,000165
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,879,000511
2013-09-30 (YTD Data)Rank
Total interest income$41,803,000448
Total interest expense$4,845,000501
Net interest income$36,958,000441
Provision for loan and lease losses$47,0003,996
Total noninterest income$4,262,0001,060
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$984,0001,052
Trading account gains and fees$0180
Additional Noninterest Income$3,278,000917
Total noninterest expense$25,598,000611
Salaries and employee benefits$14,814,000547
Premises and equipment expense$5,298,000371
Additional noninterest expense$5,486,000925
Pre-tax net operating income$15,575,000435
Securities gains (losses)$2,834,00078
Applicable income taxes$6,933,000300
Income before extraordinary items$11,476,000456
Extraordinary gains, net$025
Net income$11,476,000455
Minority interest net income$084
Net income of bank and minority interests.$11,476,000457
Net charge-offs$52,0003,827
Cash dividends$25,000,000128
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,662,240523
2013-06-30 (YTD Data)Rank
Total interest income$27,699,000451
Total interest expense$3,315,000499
Net interest income$24,384,000448
Provision for loan and lease losses$2,0004,732
Total noninterest income$2,840,0001,066
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$651,0001,037
Trading account gains and fees$0157
Additional Noninterest Income$2,189,000920
Total noninterest expense$16,985,000613
Salaries and employee benefits$9,790,000554
Premises and equipment expense$3,469,000376
Additional noninterest expense$3,726,000908
Pre-tax net operating income$10,237,000432
Securities gains (losses)$1,912,000102
Applicable income taxes$4,583,000298
Income before extraordinary items$7,566,000441
Extraordinary gains, net$022
Net income$7,566,000442
Minority interest net income$082
Net income of bank and minority interests.$7,566,000443
Net charge-offs$52,0003,324
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,342,320519
2013-03-31 (YTD Data)Rank
Total interest income$13,899,000452
Total interest expense$1,704,000506
Net interest income$12,195,000448
Provision for loan and lease losses$18,0003,652
Total noninterest income$1,517,0001,016
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$327,0001,031
Trading account gains and fees$0148
Additional Noninterest Income$1,190,000869
Total noninterest expense$8,569,000613
Salaries and employee benefits$5,073,000544
Premises and equipment expense$1,693,000381
Additional noninterest expense$1,803,000946
Pre-tax net operating income$5,125,000428
Securities gains (losses)$888,000121
Applicable income taxes$2,247,000313
Income before extraordinary items$3,766,000447
Extraordinary gains, net$010
Net income$3,766,000447
Minority interest net income$076
Net income of bank and minority interests.$3,766,000448
Net charge-offs$23,0002,983
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,197,680503
2012-12-31 (YTD Data)Rank
Total interest income$60,225,000439
Total interest expense$9,260,000446
Net interest income$50,965,000435
Provision for loan and lease losses$415,0002,971
Total noninterest income$5,926,0001,013
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,371,0001,045
Trading account gains and fees$0166
Additional Noninterest Income$4,555,000875
Total noninterest expense$33,808,000619
Salaries and employee benefits$19,421,000547
Premises and equipment expense$7,038,000360
Additional noninterest expense$7,349,000953
Pre-tax net operating income$22,668,000393
Securities gains (losses)$1,234,000426
Applicable income taxes$8,593,000305
Income before extraordinary items$15,309,000440
Extraordinary gains, net$029
Net income$15,309,000439
Minority interest net income$093
Net income of bank and minority interests.$15,309,000439
Net charge-offs$284,0003,372
Cash dividends$11,788,000285
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,519,240447
2012-09-30 (YTD Data)Rank
Total interest income$46,001,000436
Total interest expense$7,350,000435
Net interest income$38,651,000435
Provision for loan and lease losses$172,0003,725
Total noninterest income$4,152,0001,065
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,002,0001,069
Trading account gains and fees$0157
Additional Noninterest Income$3,150,000914
Total noninterest expense$25,288,000617
Salaries and employee benefits$14,538,000544
Premises and equipment expense$5,254,000356
Additional noninterest expense$5,496,000953
Pre-tax net operating income$17,343,000389
Securities gains (losses)$729,000559
Applicable income taxes$6,600,000309
Income before extraordinary items$11,472,000450
Extraordinary gains, net$020
Net income$11,472,000449
Minority interest net income$086
Net income of bank and minority interests.$11,472,000449
Net charge-offs$218,0003,196
Cash dividends$3,700,000456
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,005,440445
2012-06-30 (YTD Data)Rank
Total interest income$31,160,000434
Total interest expense$5,119,000430
Net interest income$26,041,000437
Provision for loan and lease losses$5,0005,486
Total noninterest income$2,624,0001,088
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$659,0001,073
Trading account gains and fees$0153
Additional Noninterest Income$1,965,000924
Total noninterest expense$16,819,000618
Salaries and employee benefits$9,637,000545
Premises and equipment expense$3,509,000357
Additional noninterest expense$3,673,000946
Pre-tax net operating income$11,841,000367
Securities gains (losses)$300,000861
Applicable income taxes$4,420,000305
Income before extraordinary items$7,721,000423
Extraordinary gains, net$019
Net income$7,721,000422
Minority interest net income$084
Net income of bank and minority interests.$7,721,000422
Net charge-offs$89,0003,523
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,529,000424
2012-03-31 (YTD Data)Rank
Total interest income$15,657,000435
Total interest expense$2,592,000440
Net interest income$13,065,000435
Provision for loan and lease losses$84,0003,099
Total noninterest income$1,324,0001,070
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$337,0001,043
Trading account gains and fees$0148
Additional Noninterest Income$987,000909
Total noninterest expense$8,482,000603
Salaries and employee benefits$4,886,000537
Premises and equipment expense$1,766,000358
Additional noninterest expense$1,830,000930
Pre-tax net operating income$5,823,000379
Securities gains (losses)$128,000802
Applicable income taxes$2,214,000302
Income before extraordinary items$3,737,000439
Extraordinary gains, net$019
Net income$3,737,000440
Minority interest net income$078
Net income of bank and minority interests.$3,737,000440
Net charge-offs$96,0002,482
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,655,080435
2011-12-31 (YTD Data)Rank
Total interest income$62,784,000434
Total interest expense$11,365,000491
Net interest income$51,419,000426
Provision for loan and lease losses$396,0003,774
Total noninterest income$5,000,0001,048
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,488,000989
Trading account gains and fees$178,000100
Additional Noninterest Income$3,334,000960
Total noninterest expense$34,179,000585
Salaries and employee benefits$21,451,000458
Premises and equipment expense$8,436,000312
Additional noninterest expense$4,292,0001,591
Pre-tax net operating income$21,844,000347
Securities gains (losses)$273,0001,195
Applicable income taxes$8,762,000279
Income before extraordinary items$13,355,000413
Extraordinary gains, net$029
Net income$13,355,000415
Minority interest net income$096
Net income of bank and minority interests.$13,355,000414
Net charge-offs$366,0003,564
Cash dividends$18,087,000156
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,180,280408
2011-09-30 (YTD Data)Rank
Total interest income$46,908,000439
Total interest expense$8,629,000508
Net interest income$38,279,000431
Provision for loan and lease losses$70,0005,306
Total noninterest income$3,639,0001,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,124,000985
Trading account gains and fees$141,000103
Additional Noninterest Income$2,374,000993
Total noninterest expense$25,903,000579
Salaries and employee benefits$16,506,000443
Premises and equipment expense$6,241,000321
Additional noninterest expense$3,156,0001,616
Pre-tax net operating income$15,945,000360
Securities gains (losses)$03,555
Applicable income taxes$6,291,000292
Income before extraordinary items$9,654,000423
Extraordinary gains, net$021
Net income$9,654,000422
Minority interest net income$087
Net income of bank and minority interests.$9,654,000423
Net charge-offs$19,0005,564
Cash dividends$15,000,000115
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,654,000414
2011-06-30 (YTD Data)Rank
Total interest income$31,105,000451
Total interest expense$5,741,000535
Net interest income$25,364,000437
Provision for loan and lease losses$112,0004,287
Total noninterest income$2,438,0001,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$748,000971
Trading account gains and fees$66,000113
Additional Noninterest Income$1,624,000961
Total noninterest expense$16,818,000611
Salaries and employee benefits$10,529,000467
Premises and equipment expense$4,086,000333
Additional noninterest expense$2,203,0001,569
Pre-tax net operating income$10,872,000342
Securities gains (losses)$02,914
Applicable income taxes$4,305,000273
Income before extraordinary items$6,567,000416
Extraordinary gains, net$015
Net income$6,567,000416
Minority interest net income$089
Net income of bank and minority interests.$6,567,000416
Net charge-offs$18,0005,106
Cash dividends$4,000,000233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,567,000401
2011-03-31 (YTD Data)Rank
Total interest income$15,358,000466
Total interest expense$2,858,000559
Net interest income$12,500,000443
Provision for loan and lease losses$104,0003,323
Total noninterest income$1,193,0001,075
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,000973
Trading account gains and fees$66,000102
Additional Noninterest Income$759,0001,015
Total noninterest expense$8,316,000620
Salaries and employee benefits$5,084,000495
Premises and equipment expense$2,097,000327
Additional noninterest expense$1,135,0001,532
Pre-tax net operating income$5,273,000347
Securities gains (losses)$01,772
Applicable income taxes$2,187,000258
Income before extraordinary items$3,086,000432
Extraordinary gains, net$09
Net income$3,086,000431
Minority interest net income$086
Net income of bank and minority interests.$3,086,000432
Net charge-offs$30,0003,773
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,086,000420
2010-12-31 (YTD Data)Rank
Total interest income$61,168,000482
Total interest expense$15,059,000518
Net interest income$46,109,000469
Provision for loan and lease losses$346,0004,663
Total noninterest income$4,446,0001,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$101,000128
Additional Noninterest Income$4,345,000822
Total noninterest expense$30,865,000657
Salaries and employee benefits$18,619,000525
Premises and equipment expense$8,138,000333
Additional noninterest expense$4,108,0001,750
Pre-tax net operating income$19,344,000309
Securities gains (losses)$-2,155,0007,571
Applicable income taxes$5,768,000328
Income before extraordinary items$11,421,000394
Extraordinary gains, net$029
Net income$11,421,000393
Minority interest net income$0111
Net income of bank and minority interests.$11,421,000394
Net charge-offs$539,0003,556
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,843,300345
2010-09-30 (YTD Data)Rank
Total interest income$46,166,000480
Total interest expense$11,990,000511
Net interest income$34,176,000470
Provision for loan and lease losses$277,0004,423
Total noninterest income$3,465,0001,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$101,000110
Additional Noninterest Income$3,364,000761
Total noninterest expense$22,385,000670
Salaries and employee benefits$13,403,000537
Premises and equipment expense$5,959,000343
Additional noninterest expense$3,023,0001,760
Pre-tax net operating income$14,979,000300
Securities gains (losses)$-2,155,0007,695
Applicable income taxes$4,710,000296
Income before extraordinary items$8,114,000422
Extraordinary gains, net$023
Net income$8,114,000422
Minority interest net income$0110
Net income of bank and minority interests.$8,114,000423
Net charge-offs$528,0002,999
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,493,200356
2010-06-30 (YTD Data)Rank
Total interest income$30,760,000485
Total interest expense$8,255,000514
Net interest income$22,505,000479
Provision for loan and lease losses$158,0004,542
Total noninterest income$2,386,0001,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$101,00099
Additional Noninterest Income$2,285,000719
Total noninterest expense$14,933,000665
Salaries and employee benefits$8,925,000534
Premises and equipment expense$3,963,000343
Additional noninterest expense$2,045,0001,723
Pre-tax net operating income$9,800,000301
Securities gains (losses)$-2,155,0007,774
Applicable income taxes$2,791,000317
Income before extraordinary items$4,854,000451
Extraordinary gains, net$019
Net income$4,854,000452
Minority interest net income$0105
Net income of bank and minority interests.$4,854,000452
Net charge-offs$329,0002,939
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,233,200348
2010-03-31 (YTD Data)Rank
Total interest income$15,428,000498
Total interest expense$4,110,000542
Net interest income$11,318,000484
Provision for loan and lease losses$06,552
Total noninterest income$1,054,0001,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$14,000136
Additional Noninterest Income$1,040,000777
Total noninterest expense$7,678,000658
Salaries and employee benefits$4,619,000527
Premises and equipment expense$1,971,000354
Additional noninterest expense$1,088,0001,614
Pre-tax net operating income$4,694,000294
Securities gains (losses)$-2,350,0007,899
Applicable income taxes$824,000441
Income before extraordinary items$1,520,000733
Extraordinary gains, net$016
Net income$1,520,000734
Minority interest net income$091
Net income of bank and minority interests.$1,520,000737
Net charge-offs$201,0002,429
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,047,500341
2009-12-31 (YTD Data)Rank
Total interest income$61,577,000534
Total interest expense$19,253,000594
Net interest income$42,324,000505
Provision for loan and lease losses$1,234,0003,175
Total noninterest income$4,940,0001,115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$4,940,000715
Total noninterest expense$28,754,000736
Salaries and employee benefits$16,269,000581
Premises and equipment expense$7,865,000345
Additional noninterest expense$4,620,0001,616
Pre-tax net operating income$17,276,000246
Securities gains (losses)$-2,417,0007,830
Applicable income taxes$5,124,000262
Income before extraordinary items$9,735,000330
Extraordinary gains, net$034
Net income$9,735,000331
Minority interest net income$0115
Net income of bank and minority interests.$9,735,000332
Net charge-offs$272,0004,623
Cash dividends$7,421,000249
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,330,220286
2009-09-30 (YTD Data)Rank
Total interest income$46,025,000554
Total interest expense$14,843,000616
Net interest income$31,182,000524
Provision for loan and lease losses$1,148,0002,577
Total noninterest income$3,585,0001,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$3,585,000747
Total noninterest expense$21,206,000746
Salaries and employee benefits$11,749,000621
Premises and equipment expense$5,868,000355
Additional noninterest expense$3,589,0001,497
Pre-tax net operating income$12,413,000267
Securities gains (losses)$-2,417,0007,947
Applicable income taxes$3,376,000301
Income before extraordinary items$6,620,000397
Extraordinary gains, net$027
Net income$6,620,000395
Minority interest net income$0118
Net income of bank and minority interests.$6,620,000397
Net charge-offs$276,0003,837
Cash dividends$1,124,0001,132
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,215,220306
2009-06-30 (YTD Data)Rank
Total interest income$30,710,000570
Total interest expense$10,129,000640
Net interest income$20,581,000530
Provision for loan and lease losses$1,138,0001,926
Total noninterest income$2,316,0001,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,316,000782
Total noninterest expense$13,914,000765
Salaries and employee benefits$7,454,000675
Premises and equipment expense$3,858,000367
Additional noninterest expense$2,602,0001,426
Pre-tax net operating income$7,845,000286
Securities gains (losses)$264,000842
Applicable income taxes$2,857,000256
Income before extraordinary items$5,252,000336
Extraordinary gains, net$021
Net income$5,252,000333
Minority interest net income$0112
Net income of bank and minority interests.$5,252,000335
Net charge-offs$164,0003,670
Cash dividends$381,0001,945
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,080,400333
2009-03-31 (YTD Data)Rank
Total interest income$15,759,000563
Total interest expense$5,041,000668
Net interest income$10,718,000500
Provision for loan and lease losses$1,112,0001,108
Total noninterest income$954,0001,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$954,000881
Total noninterest expense$6,595,000757
Salaries and employee benefits$3,749,000670
Premises and equipment expense$1,908,000370
Additional noninterest expense$938,0001,725
Pre-tax net operating income$3,965,000307
Securities gains (losses)$501,000334
Applicable income taxes$1,653,000244
Income before extraordinary items$2,813,000350
Extraordinary gains, net$015
Net income$2,813,000350
Minority interest net income$0102
Net income of bank and minority interests.$2,813,000352
Net charge-offs$106,0002,804
Cash dividends$381,0001,152
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,492,360354
2008-12-31 (YTD Data)Rank
Total interest income$61,425,000608
Total interest expense$23,568,000673
Net interest income$37,857,000579
Provision for loan and lease losses$2,790,0001,469
Total noninterest income$4,498,0001,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$146,000105
Additional Noninterest Income$4,352,000734
Total noninterest expense$26,867,000744
Salaries and employee benefits$15,244,000645
Premises and equipment expense$7,477,000368
Additional noninterest expense$4,146,0001,490
Pre-tax net operating income$12,698,000423
Securities gains (losses)$1,0003,084
Applicable income taxes$4,402,000351
Income before extraordinary items$8,297,000470
Extraordinary gains, net$039
Net income$8,297,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0003,872
Cash dividends$1,653,0001,593
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,296,350494
2008-09-30 (YTD Data)Rank
Total interest income$45,855,000632
Total interest expense$18,060,000689
Net interest income$27,795,000607
Provision for loan and lease losses$117,0004,981
Total noninterest income$3,459,0001,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$146,00099
Additional Noninterest Income$3,313,000770
Total noninterest expense$19,774,000746
Salaries and employee benefits$11,232,000668
Premises and equipment expense$5,540,000385
Additional noninterest expense$3,002,0001,479
Pre-tax net operating income$11,363,000452
Securities gains (losses)$1,0002,971
Applicable income taxes$3,977,000375
Income before extraordinary items$7,387,000491
Extraordinary gains, net$031
Net income$7,387,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,252
Cash dividends$1,261,0001,533
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,386,350517
2008-06-30 (YTD Data)Rank
Total interest income$30,304,000642
Total interest expense$12,427,000689
Net interest income$17,877,000615
Provision for loan and lease losses$120,0003,966
Total noninterest income$2,337,0001,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$133,00092
Additional Noninterest Income$2,204,000790
Total noninterest expense$12,846,000759
Salaries and employee benefits$7,244,000695
Premises and equipment expense$3,592,000396
Additional noninterest expense$2,010,0001,456
Pre-tax net operating income$7,248,000500
Securities gains (losses)$1,0003,084
Applicable income taxes$2,634,000420
Income before extraordinary items$4,615,000597
Extraordinary gains, net$021
Net income$4,615,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,165
Cash dividends$872,0001,592
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,614,360579
2008-03-31 (YTD Data)Rank
Total interest income$14,972,000668
Total interest expense$6,529,000708
Net interest income$8,443,000652
Provision for loan and lease losses$26,0004,670
Total noninterest income$1,115,0001,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$65,000106
Additional Noninterest Income$1,050,000829
Total noninterest expense$6,294,000765
Salaries and employee benefits$3,522,000724
Premises and equipment expense$1,786,000404
Additional noninterest expense$986,0001,452
Pre-tax net operating income$3,238,000605
Securities gains (losses)$02,688
Applicable income taxes$1,185,000506
Income before extraordinary items$2,053,000741
Extraordinary gains, net$015
Net income$2,053,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$487,0001,407
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,053,000708
2007-12-31 (YTD Data)Rank
Total interest income$60,996,000682
Total interest expense$30,194,000652
Net interest income$30,802,000718
Provision for loan and lease losses$118,0004,701
Total noninterest income$3,092,0001,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$38,000145
Additional Noninterest Income$3,054,0001,004
Total noninterest expense$23,914,000774
Salaries and employee benefits$13,300,000731
Premises and equipment expense$7,153,000385
Additional noninterest expense$3,461,0001,599
Pre-tax net operating income$9,862,000863
Securities gains (losses)$693,000225
Applicable income taxes$3,522,000710
Income before extraordinary items$7,033,000926
Extraordinary gains, net$039
Net income$7,033,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,829
Cash dividends$2,099,0001,553
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,568,690983
2007-09-30 (YTD Data)Rank
Total interest income$45,978,000682
Total interest expense$22,840,000645
Net interest income$23,138,000714
Provision for loan and lease losses$89,0004,391
Total noninterest income$3,087,0001,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$38,000148
Additional Noninterest Income$3,049,000817
Total noninterest expense$17,748,000772
Salaries and employee benefits$10,330,000703
Premises and equipment expense$5,301,000384
Additional noninterest expense$2,117,0001,908
Pre-tax net operating income$8,388,000823
Securities gains (losses)$693,000190
Applicable income taxes$3,251,000652
Income before extraordinary items$5,830,000894
Extraordinary gains, net$033
Net income$5,830,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$1,567,0001,450
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,386,480954
2007-06-30 (YTD Data)Rank
Total interest income$30,897,000693
Total interest expense$15,233,000659
Net interest income$15,664,000722
Provision for loan and lease losses$58,0004,221
Total noninterest income$2,096,0001,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$38,000131
Additional Noninterest Income$2,058,000838
Total noninterest expense$12,007,000777
Salaries and employee benefits$7,214,000685
Premises and equipment expense$3,519,000405
Additional noninterest expense$1,274,0002,107
Pre-tax net operating income$5,695,000842
Securities gains (losses)$693,000149
Applicable income taxes$2,353,000638
Income before extraordinary items$4,035,000909
Extraordinary gains, net$029
Net income$4,035,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,680
Cash dividends$1,038,0001,467
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,591,480990
2007-03-31 (YTD Data)Rank
Total interest income$15,553,000675
Total interest expense$7,641,000651
Net interest income$7,912,000708
Provision for loan and lease losses$35,0003,592
Total noninterest income$1,049,0001,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$38,000147
Additional Noninterest Income$1,011,000834
Total noninterest expense$6,091,000768
Salaries and employee benefits$3,743,000667
Premises and equipment expense$1,760,000404
Additional noninterest expense$588,0002,229
Pre-tax net operating income$2,835,000839
Securities gains (losses)$01,187
Applicable income taxes$1,084,000682
Income before extraordinary items$1,751,0001,006
Extraordinary gains, net$022
Net income$1,751,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$516,0001,353
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,751,000989
2006-12-31 (YTD Data)Rank
Total interest income$61,887,000634
Total interest expense$26,776,000640
Net interest income$35,111,000641
Provision for loan and lease losses$80,0005,017
Total noninterest income$4,102,0001,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,000117
Additional Noninterest Income$4,086,000801
Total noninterest expense$25,068,000711
Salaries and employee benefits$15,411,000610
Premises and equipment expense$6,458,000403
Additional noninterest expense$3,199,0001,640
Pre-tax net operating income$14,065,000724
Securities gains (losses)$15,000981
Applicable income taxes$4,417,000699
Income before extraordinary items$9,663,000767
Extraordinary gains, net$051
Net income$9,663,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,595
Cash dividends$1,966,0001,585
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,652,650757
2006-09-30 (YTD Data)Rank
Total interest income$46,364,000643
Total interest expense$19,160,000659
Net interest income$27,204,000635
Provision for loan and lease losses$37,0005,476
Total noninterest income$3,092,0001,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$11,000114
Additional Noninterest Income$3,081,000798
Total noninterest expense$18,468,000734
Salaries and employee benefits$11,247,000641
Premises and equipment expense$4,878,000412
Additional noninterest expense$2,343,0001,680
Pre-tax net operating income$11,791,000688
Securities gains (losses)$15,000814
Applicable income taxes$4,177,000619
Income before extraordinary items$7,629,000766
Extraordinary gains, net$045
Net income$7,629,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$1,457,0001,482
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,619,250755
2006-06-30 (YTD Data)Rank
Total interest income$30,896,000636
Total interest expense$12,176,000652
Net interest income$18,720,000626
Provision for loan and lease losses$13,0005,851
Total noninterest income$2,002,0001,310
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,002,000817
Total noninterest expense$12,295,000731
Salaries and employee benefits$7,527,000650
Premises and equipment expense$3,273,000406
Additional noninterest expense$1,495,0001,765
Pre-tax net operating income$8,414,000641
Securities gains (losses)$15,000657
Applicable income taxes$3,149,000574
Income before extraordinary items$5,280,000740
Extraordinary gains, net$039
Net income$5,280,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$951,0001,509
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,270,400730
2006-03-31 (YTD Data)Rank
Total interest income$15,498,000621
Total interest expense$5,764,000646
Net interest income$9,734,000595
Provision for loan and lease losses$11,0005,192
Total noninterest income$916,0001,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$916,000862
Total noninterest expense$6,236,000723
Salaries and employee benefits$3,800,000639
Premises and equipment expense$1,680,000394
Additional noninterest expense$756,0001,732
Pre-tax net operating income$4,403,000608
Securities gains (losses)$15,000512
Applicable income taxes$1,620,000554
Income before extraordinary items$2,798,000692
Extraordinary gains, net$021
Net income$2,798,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$465,0001,454
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,788,400679
2005-12-31 (YTD Data)Rank
Total interest income$61,254,000565
Total interest expense$19,943,000586
Net interest income$41,311,000540
Provision for loan and lease losses$58,0005,597
Total noninterest income$3,684,0001,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$123,00098
Additional Noninterest Income$3,561,000889
Total noninterest expense$22,840,000753
Salaries and employee benefits$13,560,000666
Premises and equipment expense$5,940,000419
Additional noninterest expense$3,340,0001,524
Pre-tax net operating income$22,097,000499
Securities gains (losses)$419,000322
Applicable income taxes$8,563,000438
Income before extraordinary items$13,953,000543
Extraordinary gains, net$046
Net income$13,953,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,134
Cash dividends$1,734,0001,642
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,684,840538
2005-09-30 (YTD Data)Rank
Total interest income$45,707,000548
Total interest expense$14,466,000570
Net interest income$31,241,000526
Provision for loan and lease losses$39,0005,588
Total noninterest income$2,776,0001,359
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$123,00088
Additional Noninterest Income$2,653,000905
Total noninterest expense$16,949,000745
Salaries and employee benefits$10,085,000667
Premises and equipment expense$4,483,000416
Additional noninterest expense$2,381,0001,580
Pre-tax net operating income$17,029,000486
Securities gains (losses)$419,000296
Applicable income taxes$6,675,000430
Income before extraordinary items$10,773,000529
Extraordinary gains, net$035
Net income$10,773,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,073
Cash dividends$1,283,0001,501
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,504,840531
2005-06-30 (YTD Data)Rank
Total interest income$30,150,000540
Total interest expense$9,303,000554
Net interest income$20,847,000519
Provision for loan and lease losses$-13,0008,636
Total noninterest income$1,822,0001,367
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$104,00081
Additional Noninterest Income$1,718,000911
Total noninterest expense$11,179,000751
Salaries and employee benefits$6,640,000666
Premises and equipment expense$2,936,000419
Additional noninterest expense$1,603,0001,549
Pre-tax net operating income$11,503,000475
Securities gains (losses)$373,000276
Applicable income taxes$4,514,000433
Income before extraordinary items$7,362,000513
Extraordinary gains, net$030
Net income$7,362,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,359
Cash dividends$847,0001,510
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,123,280518
2005-03-31 (YTD Data)Rank
Total interest income$14,879,000536
Total interest expense$4,530,000543
Net interest income$10,349,000520
Provision for loan and lease losses$-17,0008,744
Total noninterest income$820,0001,462
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$820,000934
Total noninterest expense$5,391,000771
Salaries and employee benefits$3,304,000664
Premises and equipment expense$1,372,000450
Additional noninterest expense$715,0001,722
Pre-tax net operating income$5,795,000475
Securities gains (losses)$214,000239
Applicable income taxes$2,262,000428
Income before extraordinary items$3,747,000510
Extraordinary gains, net$024
Net income$3,747,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,526
Cash dividends$412,0001,419
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,610,040508
2004-12-31 (YTD Data)Rank
Total interest income$56,050,000525
Total interest expense$16,663,000507
Net interest income$39,387,000520
Provision for loan and lease losses$310,0002,840
Total noninterest income$3,935,0001,294
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$448,00083
Additional Noninterest Income$3,487,000880
Total noninterest expense$19,992,000802
Salaries and employee benefits$11,439,000745
Premises and equipment expense$5,155,000452
Additional noninterest expense$3,398,0001,456
Pre-tax net operating income$23,020,000450
Securities gains (losses)$2,372,000161
Applicable income taxes$10,198,000366
Income before extraordinary items$15,194,000477
Extraordinary gains, net$034
Net income$15,194,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,394
Cash dividends$976,0002,397
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,675,920505
2004-09-30 (YTD Data)Rank
Total interest income$41,280,000526
Total interest expense$12,147,000505
Net interest income$29,133,000525
Provision for loan and lease losses$292,0002,320
Total noninterest income$3,081,0001,277
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$417,00077
Additional Noninterest Income$2,664,000876
Total noninterest expense$14,544,000835
Salaries and employee benefits$8,351,000767
Premises and equipment expense$3,721,000478
Additional noninterest expense$2,472,0001,482
Pre-tax net operating income$17,378,000443
Securities gains (losses)$2,094,000166
Applicable income taxes$7,870,000355
Income before extraordinary items$11,602,000466
Extraordinary gains, net$026
Net income$11,602,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,749
Cash dividends$217,0003,867
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,261,840492
2004-06-30 (YTD Data)Rank
Total interest income$26,900,000523
Total interest expense$7,844,000507
Net interest income$19,056,000528
Provision for loan and lease losses$15,0006,089
Total noninterest income$1,989,0001,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$272,00083
Additional Noninterest Income$1,717,000890
Total noninterest expense$9,446,000865
Salaries and employee benefits$5,304,000801
Premises and equipment expense$2,427,000487
Additional noninterest expense$1,715,0001,410
Pre-tax net operating income$11,584,000440
Securities gains (losses)$883,000233
Applicable income taxes$5,204,000368
Income before extraordinary items$7,263,000488
Extraordinary gains, net$021
Net income$7,263,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,281
Cash dividends$217,0003,347
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,697,880505
2004-03-31 (YTD Data)Rank
Total interest income$13,033,000544
Total interest expense$3,788,000535
Net interest income$9,245,000548
Provision for loan and lease losses$12,0005,458
Total noninterest income$960,0001,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$134,00075
Additional Noninterest Income$826,000902
Total noninterest expense$4,619,000889
Salaries and employee benefits$2,633,000831
Premises and equipment expense$1,180,000509
Additional noninterest expense$806,0001,490
Pre-tax net operating income$5,574,000442
Securities gains (losses)$883,000185
Applicable income taxes$2,366,000395
Income before extraordinary items$4,091,000448
Extraordinary gains, net$016
Net income$4,091,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,525,880477
2003-12-31 (YTD Data)Rank
Total interest income$48,642,000576
Total interest expense$16,582,000545
Net interest income$32,060,000595
Provision for loan and lease losses$69,0005,855
Total noninterest income$4,761,0001,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$215,000113
Additional Noninterest Income$4,546,000818
Total noninterest expense$17,007,000961
Salaries and employee benefits$8,993,000955
Premises and equipment expense$5,163,000455
Additional noninterest expense$2,851,0001,696
Pre-tax net operating income$19,745,000485
Securities gains (losses)$3,199,000215
Applicable income taxes$8,423,000422
Income before extraordinary items$14,521,000493
Extraordinary gains, net$054
Net income$14,521,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,475
Cash dividends$153,0005,202
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,473,640526
2003-09-30 (YTD Data)Rank
Total interest income$35,831,000603
Total interest expense$12,695,000561
Net interest income$23,136,000633
Provision for loan and lease losses$75,0005,202
Total noninterest income$3,823,0001,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$177,000109
Additional Noninterest Income$3,646,000809
Total noninterest expense$12,248,0001,010
Salaries and employee benefits$6,501,0001,006
Premises and equipment expense$3,863,000466
Additional noninterest expense$1,884,0001,903
Pre-tax net operating income$14,636,000497
Securities gains (losses)$2,414,000244
Applicable income taxes$6,255,000426
Income before extraordinary items$10,795,000506
Extraordinary gains, net$040
Net income$10,795,000506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,265
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,250,040537
2003-06-30 (YTD Data)Rank
Total interest income$23,255,000620
Total interest expense$8,687,000569
Net interest income$14,568,000661
Provision for loan and lease losses$52,0005,082
Total noninterest income$2,535,0001,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$129,000104
Additional Noninterest Income$2,406,000809
Total noninterest expense$8,032,0001,025
Salaries and employee benefits$4,257,0001,012
Premises and equipment expense$2,532,000475
Additional noninterest expense$1,243,0001,930
Pre-tax net operating income$9,019,000527
Securities gains (losses)$2,213,000214
Applicable income taxes$4,155,000439
Income before extraordinary items$7,077,000519
Extraordinary gains, net$030
Net income$7,077,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,660,680568
2003-03-31 (YTD Data)Rank
Total interest income$11,295,000650
Total interest expense$4,323,000579
Net interest income$6,972,000687
Provision for loan and lease losses$21,0005,171
Total noninterest income$1,169,0001,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,169,000800
Total noninterest expense$3,700,0001,083
Salaries and employee benefits$1,940,0001,087
Premises and equipment expense$1,236,000492
Additional noninterest expense$524,0002,233
Pre-tax net operating income$4,420,000541
Securities gains (losses)$428,000396
Applicable income taxes$1,574,000545
Income before extraordinary items$3,274,000548
Extraordinary gains, net$021
Net income$3,274,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,982,960553
2002-12-31 (YTD Data)Rank
Total interest income$38,535,000782
Total interest expense$17,363,000653
Net interest income$21,172,000915
Provision for loan and lease losses$247,0003,895
Total noninterest income$4,098,0001,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-53,0009,302
Additional Noninterest Income$4,151,000795
Total noninterest expense$14,700,0001,054
Salaries and employee benefits$7,601,0001,046
Premises and equipment expense$4,829,000480
Additional noninterest expense$2,270,0002,032
Pre-tax net operating income$10,323,000846
Securities gains (losses)$2,878,000220
Applicable income taxes$4,421,000664
Income before extraordinary items$8,780,000727
Extraordinary gains, net$070
Net income$8,780,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,978
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$13,195,00033
Net operating income$6,851,740877
2001-12-31 (YTD Data)Rank
Total interest income$33,922,0001,000
Total interest expense$19,003,000860
Net interest income$14,919,0001,186
Provision for loan and lease losses$340,0002,959
Total noninterest income$3,462,0001,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,462,000851
Total noninterest expense$13,023,0001,132
Salaries and employee benefits$6,577,0001,128
Premises and equipment expense$4,280,000522
Additional noninterest expense$2,166,0002,074
Pre-tax net operating income$5,018,0001,432
Securities gains (losses)$314,000877
Applicable income taxes$1,777,0001,299
Income before extraordinary items$3,555,0001,508
Extraordinary gains, net$0105
Net income$3,555,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,346
Cash dividends$3,0006,586
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,344,6201,515
2000-12-31 (YTD Data)Rank
Total interest income$33,226,0001,064
Total interest expense$19,657,000905
Net interest income$13,569,0001,294
Provision for loan and lease losses$152,0004,371
Total noninterest income$2,876,0001,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,876,000882
Total noninterest expense$12,021,0001,159
Salaries and employee benefits$6,330,0001,116
Premises and equipment expense$3,893,000570
Additional noninterest expense$1,798,0002,388
Pre-tax net operating income$4,272,0001,719
Securities gains (losses)$173,000444
Applicable income taxes$1,742,0001,319
Income before extraordinary items$2,703,0001,931
Extraordinary gains, net$038
Net income$2,703,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,843
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,592,2802,018
1999-12-31 (YTD Data)Rank
Total interest income$30,362,0001,071
Total interest expense$17,709,000893
Net interest income$12,653,0001,377
Provision for loan and lease losses$469,0001,868
Total noninterest income$3,694,0001,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$3,694,000780
Total noninterest expense$11,653,0001,190
Salaries and employee benefits$6,180,0001,116
Premises and equipment expense$3,655,000612
Additional noninterest expense$1,818,0002,399
Pre-tax net operating income$4,225,0001,756
Securities gains (losses)$134,000635
Applicable income taxes$1,658,0001,452
Income before extraordinary items$2,701,0001,968
Extraordinary gains, net$035
Net income$2,701,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,347
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,615,2401,995
1998-12-31 (YTD Data)Rank
Total interest income$27,247,0001,193
Total interest expense$15,449,0001,027
Net interest income$11,798,0001,422
Provision for loan and lease losses$71,0005,847
Total noninterest income$3,029,0001,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,029,000894
Total noninterest expense$11,277,0001,162
Salaries and employee benefits$5,757,0001,135
Premises and equipment expense$3,560,000607
Additional noninterest expense$1,960,0002,147
Pre-tax net operating income$3,479,0002,076
Securities gains (losses)$142,0001,078
Applicable income taxes$1,317,0001,831
Income before extraordinary items$2,304,0002,260
Extraordinary gains, net$032
Net income$2,304,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,276
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,213,1202,256
1997-12-31 (YTD Data)Rank
Total interest income$25,822,0001,301
Total interest expense$13,990,0001,157
Net interest income$11,832,0001,465
Provision for loan and lease losses$1,073,000937
Total noninterest income$2,707,0001,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,707,000899
Total noninterest expense$10,451,0001,270
Salaries and employee benefits$5,577,0001,177
Premises and equipment expense$3,295,000634
Additional noninterest expense$1,579,0002,599
Pre-tax net operating income$3,015,0002,482
Securities gains (losses)$84,0001,065
Applicable income taxes$1,098,0002,250
Income before extraordinary items$2,001,0002,592
Extraordinary gains, net$044
Net income$2,001,0002,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,000987
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,946,4002,604
1996-12-31 (YTD Data)Rank
Total interest income$23,038,0001,464
Total interest expense$12,139,0001,329
Net interest income$10,899,0001,626
Provision for loan and lease losses$303,0002,539
Total noninterest income$3,185,0001,299
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$3,185,000849
Total noninterest expense$11,937,0001,209
Salaries and employee benefits$5,576,0001,195
Premises and equipment expense$2,944,000748
Additional noninterest expense$3,417,0001,553
Pre-tax net operating income$1,844,0003,635
Securities gains (losses)$92,000997
Applicable income taxes$752,0003,011
Income before extraordinary items$1,184,0003,914
Extraordinary gains, net$053
Net income$1,184,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,885
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,125,1204,028
1995-12-31 (YTD Data)Rank
Total interest income$23,916,0001,437
Total interest expense$12,710,0001,306
Net interest income$11,206,0001,603
Provision for loan and lease losses$88,0004,902
Total noninterest income$1,842,0001,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,842,0001,191
Total noninterest expense$10,366,0001,366
Salaries and employee benefits$4,970,0001,335
Premises and equipment expense$3,443,000662
Additional noninterest expense$1,953,0002,450
Pre-tax net operating income$2,594,0002,743
Securities gains (losses)$41,0001,437
Applicable income taxes$988,0002,409
Income before extraordinary items$1,647,0002,985
Extraordinary gains, net$065
Net income$1,647,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,620,7603,000
1994-12-31 (YTD Data)Rank
Total interest income$21,110,0001,464
Total interest expense$10,023,0001,314
Net interest income$11,087,0001,634
Provision for loan and lease losses$-148,00012,256
Total noninterest income$2,506,0001,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,506,000987
Total noninterest expense$10,847,0001,352
Salaries and employee benefits$4,965,0001,363
Premises and equipment expense$3,522,000664
Additional noninterest expense$2,360,0002,239
Pre-tax net operating income$2,894,0002,454
Securities gains (losses)$390,000321
Applicable income taxes$1,422,0001,630
Income before extraordinary items$1,862,0002,611
Extraordinary gains, net$0249
Net income$1,862,0002,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-161,00012,360
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,612,4003,009
1993-12-31 (YTD Data)Rank
Total interest income$19,685,0001,603
Total interest expense$10,860,0001,245
Net interest income$8,825,0002,049
Provision for loan and lease losses$241,0003,462
Total noninterest income$1,165,0002,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,165,0001,849
Total noninterest expense$9,852,0001,545
Salaries and employee benefits$4,221,0001,595
Premises and equipment expense$3,509,000668
Additional noninterest expense$2,122,0002,587
Pre-tax net operating income$-103,00012,595
Securities gains (losses)$1,923,000330
Applicable income taxes$689,0003,165
Income before extraordinary items$1,131,0004,222
Extraordinary gains, net$-450,00013,160
Net income$681,0006,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-99,72012,564
1992-12-31 (YTD Data)Rank
Total interest income$25,602,0001,430
Total interest expense$16,001,0001,119
Net interest income$9,601,0001,909
Provision for loan and lease losses$31,0009,924
Total noninterest income$80,00012,281
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$80,0008,855
Total noninterest expense$12,064,0001,322
Salaries and employee benefits$4,059,0001,629
Premises and equipment expense$3,387,000711
Additional noninterest expense$4,618,0001,427
Pre-tax net operating income$-2,414,00013,678
Securities gains (losses)$3,471,000272
Applicable income taxes$530,0003,801
Income before extraordinary items$527,0007,111
Extraordinary gains, net$01,422
Net income$527,0007,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,694,44013,592

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.