Home > Tennessee State Bank > Income and Expense

Tennessee State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,978,0001,080
Total interest expense$7,364,0001,582
Net interest income$34,614,000922
Provision for loan and lease losses$250,0001,809
Total noninterest income$8,108,000867
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,183,000516
Trading account gains and feesNANA
Additional Noninterest Income$5,925,000790
Total noninterest expense$27,614,000953
Salaries and employee benefits$14,027,0001,014
Premises and equipment expense$4,067,000660
Additional noninterest expense$5,925,000790
Pre-tax net operating income$14,858,000864
Securities gains (losses)$-890,0004,277
Applicable income taxes$1,533,0001,165
Income before extraordinary items$12,435,000842
Extraordinary gains, net$054
Net income$12,435,000854
Minority interest net income$088
Net income of bank and minority interests.$12,435,000845
Net charge-offs$457,000792
Cash dividends$8,555,000549
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,227,100820
2023-06-30 (YTD Data)Rank
Total interest income$20,153,0001,070
Total interest expense$2,637,0001,697
Net interest income$17,516,000924
Provision for loan and lease losses$600,000689
Total noninterest income$4,071,000834
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,075,000510
Trading account gains and feesNANA
Additional Noninterest Income$2,996,000748
Total noninterest expense$12,721,000991
Salaries and employee benefits$5,632,0001,217
Premises and equipment expense$2,156,000628
Additional noninterest expense$2,996,000748
Pre-tax net operating income$8,266,000824
Securities gains (losses)$127,000152
Applicable income taxes$854,0001,108
Income before extraordinary items$7,539,000752
Extraordinary gains, net$051
Net income$7,539,000764
Minority interest net income$081
Net income of bank and minority interests.$7,539,000752
Net charge-offs$203,000667
Cash dividends$4,080,000516
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,424,700767
2023-03-31 (YTD Data)Rank
Total interest income$9,913,0001,067
Total interest expense$962,0001,873
Net interest income$8,951,000915
Provision for loan and lease losses$300,000662
Total noninterest income$1,920,000863
Gross Fiduciary activities income$0913
Service charges on deposit accounts$540,000521
Trading account gains and feesNANA
Additional Noninterest Income$1,380,000783
Total noninterest expense$7,542,000880
Salaries and employee benefits$4,177,000905
Premises and equipment expense$1,101,000636
Additional noninterest expense$1,380,000783
Pre-tax net operating income$3,029,0001,071
Securities gains (losses)$-149,0004,400
Applicable income taxes$310,0001,361
Income before extraordinary items$2,570,0001,042
Extraordinary gains, net$04
Net income$2,570,0001,042
Minority interest net income$048
Net income of bank and minority interests.$2,570,0001,041
Net charge-offs$103,000590
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,702,6101,026
2022-12-31 (YTD Data)Rank
Total interest income$36,400,000972
Total interest expense$1,356,0002,038
Net interest income$35,044,000896
Provision for loan and lease losses$-350,0004,494
Total noninterest income$7,962,000887
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,171,000530
Trading account gains and feesNANA
Additional Noninterest Income$5,791,000807
Total noninterest expense$28,898,000899
Salaries and employee benefits$15,312,000935
Premises and equipment expense$4,069,000663
Additional noninterest expense$5,791,000807
Pre-tax net operating income$14,458,000972
Securities gains (losses)$-203,0004,113
Applicable income taxes$1,151,0001,448
Income before extraordinary items$13,104,000907
Extraordinary gains, net$05
Net income$13,104,000908
Minority interest net income$063
Net income of bank and minority interests.$13,104,000908
Net charge-offs$259,000824
Cash dividends$11,630,000422
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,290,760920
2022-09-30 (YTD Data)Rank
Total interest income$25,980,000968
Total interest expense$860,0001,956
Net interest income$25,120,000920
Provision for loan and lease losses$150,0001,628
Total noninterest income$5,905,000910
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,619,000536
Trading account gains and feesNANA
Additional Noninterest Income$4,286,000839
Total noninterest expense$21,386,000901
Salaries and employee benefits$11,397,000942
Premises and equipment expense$3,057,000659
Additional noninterest expense$4,286,000839
Pre-tax net operating income$9,489,0001,074
Securities gains (losses)$-159,0004,312
Applicable income taxes$780,0001,527
Income before extraordinary items$8,550,0001,001
Extraordinary gains, net$04
Net income$8,550,0001,000
Minority interest net income$057
Net income of bank and minority interests.$8,550,0001,001
Net charge-offs$188,000717
Cash dividends$5,430,000552
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,696,2801,010
2022-06-30 (YTD Data)Rank
Total interest income$16,699,000967
Total interest expense$533,0001,878
Net interest income$16,166,000928
Provision for loan and lease losses$150,0001,272
Total noninterest income$3,878,000902
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,047,000545
Trading account gains and feesNANA
Additional Noninterest Income$2,831,000867
Total noninterest expense$13,973,000893
Salaries and employee benefits$7,405,000954
Premises and equipment expense$1,998,000668
Additional noninterest expense$4,570,000831
Pre-tax net operating income$5,921,0001,072
Securities gains (losses)$-125,0004,403
Applicable income taxes$519,0001,459
Income before extraordinary items$5,277,0001,008
Extraordinary gains, net$04
Net income$5,277,0001,007
Minority interest net income$060
Net income of bank and minority interests.$5,277,0001,008
Net charge-offs$107,000704
Cash dividends$3,100,000600
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,390,7501,011
2022-03-31 (YTD Data)Rank
Total interest income$7,735,000998
Total interest expense$230,0002,016
Net interest income$7,505,000965
Provision for loan and lease losses$150,000763
Total noninterest income$1,784,000959
Gross Fiduciary activities income$0892
Service charges on deposit accounts$509,000553
Trading account gains and feesNANA
Additional Noninterest Income$1,275,000931
Total noninterest expense$6,670,000930
Salaries and employee benefits$3,700,000955
Premises and equipment expense$998,000671
Additional noninterest expense$1,972,000929
Pre-tax net operating income$2,469,0001,164
Securities gains (losses)$-42,0004,423
Applicable income taxes$284,0001,349
Income before extraordinary items$2,143,0001,146
Extraordinary gains, net$04
Net income$2,143,0001,145
Minority interest net income$050
Net income of bank and minority interests.$2,143,0001,146
Net charge-offs$73,000571
Cash dividends$1,700,000522
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,179,9601,141
2021-12-31 (YTD Data)Rank
Total interest income$33,388,000965
Total interest expense$1,506,0001,654
Net interest income$31,882,000922
Provision for loan and lease losses$600,000874
Total noninterest income$7,825,000998
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,880,000561
Trading account gains and feesNANA
Additional Noninterest Income$5,945,000950
Total noninterest expense$24,702,000994
Salaries and employee benefits$13,897,0001,005
Premises and equipment expense$3,704,000712
Additional noninterest expense$7,101,0001,019
Pre-tax net operating income$14,405,000963
Securities gains (losses)$785,000254
Applicable income taxes$794,0001,773
Income before extraordinary items$14,396,000846
Extraordinary gains, net$010
Net income$14,396,000847
Minority interest net income$074
Net income of bank and minority interests.$14,396,000847
Net charge-offs$02,705
Cash dividends$10,176,000467
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,650,250879
2021-09-30 (YTD Data)Rank
Total interest income$25,429,000967
Total interest expense$1,262,0001,594
Net interest income$24,167,000926
Provision for loan and lease losses$600,000696
Total noninterest income$5,919,0001,008
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,378,000576
Trading account gains and feesNANA
Additional Noninterest Income$4,541,000956
Total noninterest expense$18,000,0001,018
Salaries and employee benefits$10,191,0001,033
Premises and equipment expense$2,639,000758
Additional noninterest expense$5,170,0001,045
Pre-tax net operating income$11,486,000955
Securities gains (losses)$806,000219
Applicable income taxes$515,0001,961
Income before extraordinary items$11,777,000820
Extraordinary gains, net$08
Net income$11,777,000820
Minority interest net income$069
Net income of bank and minority interests.$11,777,000820
Net charge-offs$-66,0004,314
Cash dividends$5,976,000547
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,003,240854
2021-06-30 (YTD Data)Rank
Total interest income$14,665,0001,089
Total interest expense$965,0001,503
Net interest income$13,700,0001,053
Provision for loan and lease losses$600,000497
Total noninterest income$4,034,000995
Gross Fiduciary activities income$0951
Service charges on deposit accounts$891,000574
Trading account gains and feesNANA
Additional Noninterest Income$3,143,000934
Total noninterest expense$11,716,0001,025
Salaries and employee benefits$6,680,0001,048
Premises and equipment expense$1,716,000777
Additional noninterest expense$3,320,0001,059
Pre-tax net operating income$5,418,0001,241
Securities gains (losses)$804,000188
Applicable income taxes$332,0001,955
Income before extraordinary items$5,890,0001,051
Extraordinary gains, net$06
Net income$5,890,0001,050
Minority interest net income$067
Net income of bank and minority interests.$5,890,0001,051
Net charge-offs$-83,0004,540
Cash dividends$2,526,000703
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,126,2001,140
2021-03-31 (YTD Data)Rank
Total interest income$7,276,0001,087
Total interest expense$496,0001,527
Net interest income$6,780,0001,052
Provision for loan and lease losses$300,000548
Total noninterest income$1,676,0001,115
Gross Fiduciary activities income$0922
Service charges on deposit accounts$437,000577
Trading account gains and feesNANA
Additional Noninterest Income$1,239,0001,108
Total noninterest expense$5,778,0001,025
Salaries and employee benefits$3,347,0001,035
Premises and equipment expense$848,000792
Additional noninterest expense$1,583,0001,073
Pre-tax net operating income$2,378,0001,352
Securities gains (losses)$808,000130
Applicable income taxes$185,0001,864
Income before extraordinary items$3,001,0001,025
Extraordinary gains, net$03
Net income$3,001,0001,025
Minority interest net income$055
Net income of bank and minority interests.$3,001,0001,025
Net charge-offs$-15,0004,211
Cash dividends$1,200,000651
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,241,4801,251
2020-12-31 (YTD Data)Rank
Total interest income$28,706,0001,107
Total interest expense$2,535,0001,689
Net interest income$26,171,0001,027
Provision for loan and lease losses$900,0001,710
Total noninterest income$6,262,0001,096
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,852,000559
Trading account gains and feesNANA
Additional Noninterest Income$4,410,0001,117
Total noninterest expense$22,519,0001,025
Salaries and employee benefits$13,117,0001,010
Premises and equipment expense$3,291,000787
Additional noninterest expense$6,111,0001,075
Pre-tax net operating income$9,014,0001,152
Securities gains (losses)$1,561,000259
Applicable income taxes$511,0001,931
Income before extraordinary items$10,064,000958
Extraordinary gains, net$04
Net income$10,064,000958
Minority interest net income$072
Net income of bank and minority interests.$10,064,000958
Net charge-offs$-1,485,0004,991
Cash dividends$7,449,000574
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,581,0501,056
2020-09-30 (YTD Data)Rank
Total interest income$21,660,0001,102
Total interest expense$2,005,0001,692
Net interest income$19,655,0001,016
Provision for loan and lease losses$900,0001,436
Total noninterest income$4,628,0001,076
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,364,000562
Trading account gains and feesNANA
Additional Noninterest Income$3,264,0001,095
Total noninterest expense$16,682,0001,018
Salaries and employee benefits$9,751,000996
Premises and equipment expense$2,545,000750
Additional noninterest expense$4,386,0001,104
Pre-tax net operating income$6,701,0001,126
Securities gains (losses)$1,574,000211
Applicable income taxes$459,0001,794
Income before extraordinary items$7,816,000881
Extraordinary gains, net$04
Net income$7,816,000881
Minority interest net income$065
Net income of bank and minority interests.$7,816,000881
Net charge-offs$-1,611,0005,021
Cash dividends$3,749,000701
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,336,4401,032
2020-06-30 (YTD Data)Rank
Total interest income$14,378,0001,110
Total interest expense$1,428,0001,715
Net interest income$12,950,0001,033
Provision for loan and lease losses$600,0001,444
Total noninterest income$3,034,0001,036
Gross Fiduciary activities income$0970
Service charges on deposit accounts$908,000562
Trading account gains and feesNANA
Additional Noninterest Income$2,126,0001,036
Total noninterest expense$11,006,0001,015
Salaries and employee benefits$6,548,000992
Premises and equipment expense$1,683,000756
Additional noninterest expense$2,775,0001,143
Pre-tax net operating income$4,378,0001,083
Securities gains (losses)$1,571,000148
Applicable income taxes$363,0001,605
Income before extraordinary items$5,586,000758
Extraordinary gains, net$04
Net income$5,586,000759
Minority interest net income$065
Net income of bank and minority interests.$5,586,000758
Net charge-offs$-1,651,0005,055
Cash dividends$2,349,000714
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,109,260993
2020-03-31 (YTD Data)Rank
Total interest income$7,237,0001,103
Total interest expense$764,0001,745
Net interest income$6,473,0001,015
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,619,000940
Gross Fiduciary activities income$0941
Service charges on deposit accounts$528,000580
Trading account gains and feesNANA
Additional Noninterest Income$1,091,000909
Total noninterest expense$5,634,0001,004
Salaries and employee benefits$3,286,000993
Premises and equipment expense$836,000772
Additional noninterest expense$1,512,0001,099
Pre-tax net operating income$2,158,000983
Securities gains (losses)$1,469,00082
Applicable income taxes$238,0001,253
Income before extraordinary items$3,389,000576
Extraordinary gains, net$04
Net income$3,389,000577
Minority interest net income$056
Net income of bank and minority interests.$3,389,000576
Net charge-offs$162,000695
Cash dividends$1,149,000741
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,022,830912
2019-12-31 (YTD Data)Rank
Total interest income$27,940,0001,142
Total interest expense$3,030,0001,794
Net interest income$24,910,0001,050
Provision for loan and lease losses$960,000930
Total noninterest income$6,251,000967
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,268,000555
Trading account gains and feesNANA
Additional Noninterest Income$3,983,000967
Total noninterest expense$21,995,0001,010
Salaries and employee benefits$12,361,0001,009
Premises and equipment expense$3,322,000758
Additional noninterest expense$6,312,0001,050
Pre-tax net operating income$8,206,0001,215
Securities gains (losses)$3,027,000114
Applicable income taxes$2,996,000694
Income before extraordinary items$8,237,0001,090
Extraordinary gains, net$011
Net income$8,237,0001,092
Minority interest net income$076
Net income of bank and minority interests.$8,237,0001,092
Net charge-offs$1,371,000539
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,845,6701,382
2019-09-30 (YTD Data)Rank
Total interest income$20,458,0001,177
Total interest expense$2,238,0001,825
Net interest income$18,220,0001,083
Provision for loan and lease losses$500,0001,154
Total noninterest income$4,719,000947
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,710,000544
Trading account gains and feesNANA
Additional Noninterest Income$3,009,000956
Total noninterest expense$16,618,000999
Salaries and employee benefits$9,318,0001,005
Premises and equipment expense$2,514,000754
Additional noninterest expense$4,786,0001,039
Pre-tax net operating income$5,821,0001,288
Securities gains (losses)$3,037,00099
Applicable income taxes$2,874,000612
Income before extraordinary items$5,984,0001,144
Extraordinary gains, net$011
Net income$5,984,0001,145
Minority interest net income$072
Net income of bank and minority interests.$5,984,0001,145
Net charge-offs$1,153,000455
Cash dividends$4,142,000698
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,584,7701,645
2019-06-30 (YTD Data)Rank
Total interest income$13,458,0001,184
Total interest expense$1,450,0001,841
Net interest income$12,008,0001,091
Provision for loan and lease losses$200,0001,556
Total noninterest income$2,883,000993
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,140,000545
Trading account gains and fees$0131
Additional Noninterest Income$1,743,0001,031
Total noninterest expense$10,926,0001,006
Salaries and employee benefits$6,145,0001,010
Premises and equipment expense$1,609,000790
Additional noninterest expense$3,172,0001,050
Pre-tax net operating income$3,765,0001,298
Securities gains (losses)$2,923,00071
Applicable income taxes$2,709,000483
Income before extraordinary items$3,979,0001,114
Extraordinary gains, net$011
Net income$3,979,0001,114
Minority interest net income$069
Net income of bank and minority interests.$3,979,0001,114
Net charge-offs$966,000347
Cash dividends$592,0001,953
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,669,8302,155
2019-03-31 (YTD Data)Rank
Total interest income$6,694,0001,186
Total interest expense$698,0001,841
Net interest income$5,996,0001,095
Provision for loan and lease losses$03,406
Total noninterest income$1,331,0001,018
Gross Fiduciary activities income$0972
Service charges on deposit accounts$568,000537
Trading account gains and fees$0126
Additional Noninterest Income$763,0001,097
Total noninterest expense$5,339,0001,025
Salaries and employee benefits$3,044,0001,018
Premises and equipment expense$844,000768
Additional noninterest expense$1,451,0001,102
Pre-tax net operating income$1,988,0001,221
Securities gains (losses)$-69,0005,275
Applicable income taxes$474,000934
Income before extraordinary items$1,445,0001,399
Extraordinary gains, net$05
Net income$1,445,0001,397
Minority interest net income$052
Net income of bank and minority interests.$1,445,0001,398
Net charge-offs$210,000601
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,499,5101,335
2018-12-31 (YTD Data)Rank
Total interest income$26,055,0001,139
Total interest expense$2,286,0001,767
Net interest income$23,769,0001,074
Provision for loan and lease losses$900,000959
Total noninterest income$5,733,000999
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,421,000530
Trading account gains and fees$0126
Additional Noninterest Income$3,312,0001,062
Total noninterest expense$21,242,0001,018
Salaries and employee benefits$11,788,0001,020
Premises and equipment expense$3,617,000696
Additional noninterest expense$5,837,0001,103
Pre-tax net operating income$7,360,0001,302
Securities gains (losses)$-36,0004,768
Applicable income taxes$707,0001,676
Income before extraordinary items$6,617,0001,278
Extraordinary gains, net$06
Net income$6,617,0001,277
Minority interest net income$072
Net income of bank and minority interests.$6,617,0001,277
Net charge-offs$530,000916
Cash dividends$5,119,000718
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,649,4001,266
2018-09-30 (YTD Data)Rank
Total interest income$19,383,0001,132
Total interest expense$1,622,0001,763
Net interest income$17,761,0001,076
Provision for loan and lease losses$900,000705
Total noninterest income$4,245,0001,012
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,775,000544
Trading account gains and fees$0138
Additional Noninterest Income$2,470,0001,074
Total noninterest expense$16,007,0001,007
Salaries and employee benefits$8,914,0001,021
Premises and equipment expense$2,707,000701
Additional noninterest expense$4,386,0001,099
Pre-tax net operating income$5,099,0001,402
Securities gains (losses)$-36,0005,069
Applicable income taxes$87,0003,082
Income before extraordinary items$4,976,0001,287
Extraordinary gains, net$05
Net income$4,976,0001,285
Minority interest net income$066
Net income of bank and minority interests.$4,976,0001,286
Net charge-offs$372,000865
Cash dividends$2,903,000802
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,011,2801,266
2018-06-30 (YTD Data)Rank
Total interest income$12,731,0001,138
Total interest expense$988,0001,791
Net interest income$11,743,0001,084
Provision for loan and lease losses$600,000688
Total noninterest income$2,840,0001,012
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,140,000559
Trading account gains and fees$0130
Additional Noninterest Income$1,700,0001,056
Total noninterest expense$10,627,0001,012
Salaries and employee benefits$5,924,0001,033
Premises and equipment expense$1,771,000724
Additional noninterest expense$2,932,0001,094
Pre-tax net operating income$3,356,0001,389
Securities gains (losses)$-36,0005,219
Applicable income taxes$51,0003,132
Income before extraordinary items$3,269,0001,268
Extraordinary gains, net$06
Net income$3,269,0001,267
Minority interest net income$065
Net income of bank and minority interests.$3,269,0001,267
Net charge-offs$134,0001,142
Cash dividends$2,320,000677
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,304,2801,245
2018-03-31 (YTD Data)Rank
Total interest income$6,346,0001,138
Total interest expense$460,0001,818
Net interest income$5,886,0001,080
Provision for loan and lease losses$300,000673
Total noninterest income$1,276,0001,081
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$501,000633
Trading account gains and fees$0123
Additional Noninterest Income$775,0001,112
Total noninterest expense$5,362,0001,011
Salaries and employee benefits$2,994,0001,035
Premises and equipment expense$942,000679
Additional noninterest expense$1,426,0001,115
Pre-tax net operating income$1,500,0001,486
Securities gains (losses)$-44,0005,394
Applicable income taxes$26,0003,105
Income before extraordinary items$1,430,0001,378
Extraordinary gains, net$07
Net income$1,430,0001,378
Minority interest net income$052
Net income of bank and minority interests.$1,430,0001,378
Net charge-offs$13,0001,854
Cash dividends$1,768,000472
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,473,1201,331
2017-12-31 (YTD Data)Rank
Total interest income$25,714,0001,096
Total interest expense$1,819,0001,651
Net interest income$23,895,0001,043
Provision for loan and lease losses$250,0002,142
Total noninterest income$3,438,0001,435
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,968,000648
Trading account gains and fees$0151
Additional Noninterest Income$1,470,0001,840
Total noninterest expense$21,156,0001,007
Salaries and employee benefits$11,637,0001,019
Premises and equipment expense$3,590,000702
Additional noninterest expense$5,929,0001,091
Pre-tax net operating income$5,927,0001,477
Securities gains (losses)$-1,0004,786
Applicable income taxes$451,0002,489
Income before extraordinary items$5,475,0001,264
Extraordinary gains, net$09
Net income$5,475,0001,264
Minority interest net income$076
Net income of bank and minority interests.$5,475,0001,264
Net charge-offs$1,266,000576
Cash dividends$390,0003,202
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,475,9201,247
2017-09-30 (YTD Data)Rank
Total interest income$19,256,0001,095
Total interest expense$1,369,0001,629
Net interest income$17,887,0001,046
Provision for loan and lease losses$100,0002,645
Total noninterest income$2,234,0001,614
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,476,000649
Trading account gains and fees$0145
Additional Noninterest Income$758,0002,308
Total noninterest expense$15,726,0001,017
Salaries and employee benefits$8,705,0001,030
Premises and equipment expense$2,738,000697
Additional noninterest expense$4,283,0001,127
Pre-tax net operating income$4,295,0001,537
Securities gains (losses)$02,274
Applicable income taxes$79,0003,274
Income before extraordinary items$4,216,0001,324
Extraordinary gains, net$09
Net income$4,216,0001,323
Minority interest net income$071
Net income of bank and minority interests.$4,216,0001,324
Net charge-offs$1,215,000427
Cash dividends$290,0002,902
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,216,0001,302
2017-06-30 (YTD Data)Rank
Total interest income$12,890,0001,081
Total interest expense$906,0001,601
Net interest income$11,984,0001,037
Provision for loan and lease losses$03,871
Total noninterest income$1,305,0001,745
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$984,000638
Trading account gains and fees$0139
Additional Noninterest Income$321,0002,851
Total noninterest expense$10,582,0001,018
Salaries and employee benefits$5,887,0001,020
Premises and equipment expense$1,807,000704
Additional noninterest expense$2,888,0001,120
Pre-tax net operating income$2,707,0001,598
Securities gains (losses)$01,906
Applicable income taxes$52,0003,278
Income before extraordinary items$2,655,0001,367
Extraordinary gains, net$011
Net income$2,655,0001,367
Minority interest net income$071
Net income of bank and minority interests.$2,655,0001,368
Net charge-offs$215,0001,008
Cash dividends$190,0002,870
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,655,0001,350
2017-03-31 (YTD Data)Rank
Total interest income$5,848,0001,165
Total interest expense$441,0001,616
Net interest income$5,407,0001,125
Provision for loan and lease losses$03,537
Total noninterest income$315,0002,654
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$507,000614
Trading account gains and fees$0142
Additional Noninterest Income$-192,0005,851
Total noninterest expense$5,349,0001,007
Salaries and employee benefits$3,026,0001,007
Premises and equipment expense$891,000719
Additional noninterest expense$1,432,0001,113
Pre-tax net operating income$373,0003,511
Securities gains (losses)$01,153
Applicable income taxes$25,0003,262
Income before extraordinary items$348,0003,376
Extraordinary gains, net$08
Net income$348,0003,375
Minority interest net income$055
Net income of bank and minority interests.$348,0003,376
Net charge-offs$98,000940
Cash dividends$90,0002,436
Sale, conversion, retirement of capital stock, net$0632
Net operating income$348,0003,354
2016-12-31 (YTD Data)Rank
Total interest income$23,412,0001,127
Total interest expense$2,740,0001,054
Net interest income$20,672,0001,134
Provision for loan and lease losses$-1,200,0005,842
Total noninterest income$3,732,0001,406
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,011,000643
Trading account gains and fees$0170
Additional Noninterest Income$1,721,0001,730
Total noninterest expense$21,967,000971
Salaries and employee benefits$11,867,000989
Premises and equipment expense$3,744,000666
Additional noninterest expense$6,356,0001,029
Pre-tax net operating income$3,637,0002,066
Securities gains (losses)$10,0002,659
Applicable income taxes$-122,0005,777
Income before extraordinary items$3,769,0001,725
Extraordinary gains, net$05
Net income$3,769,0001,724
Minority interest net income$082
Net income of bank and minority interests.$3,769,0001,724
Net charge-offs$997,000663
Cash dividends$235,0003,593
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,759,0001,695
2016-09-30 (YTD Data)Rank
Total interest income$17,580,0001,127
Total interest expense$2,100,0001,031
Net interest income$15,480,0001,140
Provision for loan and lease losses$-1,200,0005,929
Total noninterest income$2,778,0001,411
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,517,000641
Trading account gains and fees$0169
Additional Noninterest Income$1,261,0001,760
Total noninterest expense$16,351,000974
Salaries and employee benefits$8,937,000986
Premises and equipment expense$2,757,000682
Additional noninterest expense$4,657,0001,060
Pre-tax net operating income$3,107,0001,911
Securities gains (losses)$03,160
Applicable income taxes$79,0003,350
Income before extraordinary items$3,028,0001,681
Extraordinary gains, net$05
Net income$3,028,0001,681
Minority interest net income$071
Net income of bank and minority interests.$3,028,0001,681
Net charge-offs$468,000836
Cash dividends$148,0003,331
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,028,0001,626
2016-06-30 (YTD Data)Rank
Total interest income$11,658,0001,133
Total interest expense$1,407,0001,020
Net interest income$10,251,0001,144
Provision for loan and lease losses$04,017
Total noninterest income$2,035,0001,301
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$992,000644
Trading account gains and fees$0157
Additional Noninterest Income$1,043,0001,502
Total noninterest expense$10,881,000979
Salaries and employee benefits$5,938,000984
Premises and equipment expense$1,788,000690
Additional noninterest expense$3,155,0001,036
Pre-tax net operating income$1,405,0002,513
Securities gains (losses)$02,835
Applicable income taxes$52,0003,375
Income before extraordinary items$1,353,0002,298
Extraordinary gains, net$016
Net income$1,353,0002,297
Minority interest net income$071
Net income of bank and minority interests.$1,353,0002,297
Net charge-offs$400,000701
Cash dividends$67,0003,401
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,353,0002,231
2016-03-31 (YTD Data)Rank
Total interest income$5,697,0001,167
Total interest expense$702,0001,017
Net interest income$4,995,0001,178
Provision for loan and lease losses$03,656
Total noninterest income$1,132,0001,191
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$484,000652
Trading account gains and fees$0142
Additional Noninterest Income$648,0001,285
Total noninterest expense$5,321,000991
Salaries and employee benefits$2,959,000999
Premises and equipment expense$896,000701
Additional noninterest expense$1,466,0001,112
Pre-tax net operating income$806,0002,261
Securities gains (losses)$02,077
Applicable income taxes$27,0003,344
Income before extraordinary items$779,0002,033
Extraordinary gains, net$012
Net income$779,0002,033
Minority interest net income$062
Net income of bank and minority interests.$779,0002,033
Net charge-offs$36,0001,646
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$779,0001,984
2015-12-31 (YTD Data)Rank
Total interest income$22,618,0001,129
Total interest expense$2,860,000992
Net interest income$19,758,0001,156
Provision for loan and lease losses$04,380
Total noninterest income$1,984,0002,128
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,155,000612
Trading account gains and fees$0159
Additional Noninterest Income$-171,0006,135
Total noninterest expense$21,705,000953
Salaries and employee benefits$11,280,000996
Premises and equipment expense$3,574,000686
Additional noninterest expense$6,851,000958
Pre-tax net operating income$37,0005,803
Securities gains (losses)$1,375,000156
Applicable income taxes$104,0003,300
Income before extraordinary items$1,308,0003,459
Extraordinary gains, net$023
Net income$1,308,0003,457
Minority interest net income$081
Net income of bank and minority interests.$1,308,0003,459
Net charge-offs$696,000897
Cash dividends$600,0002,723
Sale, conversion, retirement of capital stock, net$0804
Net operating income$29,2505,818
2015-09-30 (YTD Data)Rank
Total interest income$16,881,0001,145
Total interest expense$2,154,000989
Net interest income$14,727,0001,164
Provision for loan and lease losses$04,232
Total noninterest income$918,0002,780
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,630,000605
Trading account gains and fees$0153
Additional Noninterest Income$-712,0006,266
Total noninterest expense$15,971,000977
Salaries and employee benefits$8,248,0001,030
Premises and equipment expense$2,728,000695
Additional noninterest expense$4,995,000986
Pre-tax net operating income$-326,0006,128
Securities gains (losses)$1,377,000137
Applicable income taxes$78,0003,405
Income before extraordinary items$973,0003,548
Extraordinary gains, net$021
Net income$973,0003,546
Minority interest net income$078
Net income of bank and minority interests.$973,0003,547
Net charge-offs$374,0001,061
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-307,6106,119
2015-06-30 (YTD Data)Rank
Total interest income$11,170,0001,153
Total interest expense$1,443,000989
Net interest income$9,727,0001,174
Provision for loan and lease losses$1,000,000430
Total noninterest income$1,058,0002,066
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,074,000602
Trading account gains and fees$0157
Additional Noninterest Income$-16,0006,239
Total noninterest expense$10,705,000976
Salaries and employee benefits$5,379,0001,062
Premises and equipment expense$1,815,000698
Additional noninterest expense$3,511,000932
Pre-tax net operating income$-920,0006,284
Securities gains (losses)$1,377,000106
Applicable income taxes$53,0003,418
Income before extraordinary items$404,0004,283
Extraordinary gains, net$022
Net income$404,0004,285
Minority interest net income$075
Net income of bank and minority interests.$404,0004,286
Net charge-offs$266,000998
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-807,7606,278
2015-03-31 (YTD Data)Rank
Total interest income$5,609,0001,145
Total interest expense$729,000992
Net interest income$4,880,0001,163
Provision for loan and lease losses$600,000341
Total noninterest income$1,169,0001,155
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$512,000613
Trading account gains and fees$0152
Additional Noninterest Income$657,0001,246
Total noninterest expense$5,300,000976
Salaries and employee benefits$2,673,0001,068
Premises and equipment expense$859,000747
Additional noninterest expense$1,768,000899
Pre-tax net operating income$149,0004,837
Securities gains (losses)$661,000124
Applicable income taxes$26,0003,417
Income before extraordinary items$784,0001,955
Extraordinary gains, net$013
Net income$784,0001,958
Minority interest net income$064
Net income of bank and minority interests.$784,0001,957
Net charge-offs$114,0001,027
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$142,8304,661
2014-12-31 (YTD Data)Rank
Total interest income$22,695,0001,132
Total interest expense$3,133,000966
Net interest income$19,562,0001,150
Provision for loan and lease losses$3,950,000254
Total noninterest income$-68,0006,441
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,323,000590
Trading account gains and fees$0180
Additional Noninterest Income$-2,391,0006,508
Total noninterest expense$22,159,000913
Salaries and employee benefits$10,883,000991
Premises and equipment expense$3,674,000673
Additional noninterest expense$7,602,000862
Pre-tax net operating income$-6,615,0006,495
Securities gains (losses)$403,000495
Applicable income taxes$24,0003,962
Income before extraordinary items$-6,236,0006,483
Extraordinary gains, net$017
Net income$-6,236,0006,482
Minority interest net income$084
Net income of bank and minority interests.$-6,236,0006,482
Net charge-offs$7,371,000168
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-6,639,0006,484
2014-09-30 (YTD Data)Rank
Total interest income$16,960,0001,145
Total interest expense$2,360,000966
Net interest income$14,600,0001,165
Provision for loan and lease losses$2,150,000328
Total noninterest income$1,244,0002,381
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,744,000589
Trading account gains and fees$0174
Additional Noninterest Income$-500,0006,552
Total noninterest expense$16,826,000896
Salaries and employee benefits$8,077,0001,006
Premises and equipment expense$2,927,000630
Additional noninterest expense$5,822,000846
Pre-tax net operating income$-3,132,0006,562
Securities gains (losses)$403,000378
Applicable income taxes$-315,0006,488
Income before extraordinary items$-2,414,0006,537
Extraordinary gains, net$015
Net income$-2,414,0006,536
Minority interest net income$081
Net income of bank and minority interests.$-2,414,0006,536
Net charge-offs$7,104,000135
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-2,768,6406,546
2014-06-30 (YTD Data)Rank
Total interest income$11,369,0001,132
Total interest expense$1,582,000957
Net interest income$9,787,0001,147
Provision for loan and lease losses$650,000677
Total noninterest income$399,0003,514
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,141,000589
Trading account gains and fees$0172
Additional Noninterest Income$-742,0006,645
Total noninterest expense$11,045,000902
Salaries and employee benefits$5,322,0001,020
Premises and equipment expense$1,947,000634
Additional noninterest expense$3,776,000859
Pre-tax net operating income$-1,509,0006,612
Securities gains (losses)$02,580
Applicable income taxes$-340,0006,591
Income before extraordinary items$-1,169,0006,589
Extraordinary gains, net$020
Net income$-1,169,0006,589
Minority interest net income$080
Net income of bank and minority interests.$-1,169,0006,589
Net charge-offs$5,150,000137
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,169,0006,588
2014-03-31 (YTD Data)Rank
Total interest income$5,631,0001,138
Total interest expense$808,000946
Net interest income$4,823,0001,159
Provision for loan and lease losses$300,000685
Total noninterest income$911,0001,330
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$555,000597
Trading account gains and fees$0147
Additional Noninterest Income$356,0001,801
Total noninterest expense$5,317,000951
Salaries and employee benefits$2,630,0001,037
Premises and equipment expense$950,000671
Additional noninterest expense$1,737,000923
Pre-tax net operating income$117,0005,124
Securities gains (losses)$01,715
Applicable income taxes$33,0003,235
Income before extraordinary items$84,0005,337
Extraordinary gains, net$016
Net income$84,0005,338
Minority interest net income$066
Net income of bank and minority interests.$84,0005,338
Net charge-offs$2,311,000152
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$84,0005,297
2013-12-31 (YTD Data)Rank
Total interest income$25,623,000989
Total interest expense$4,054,000839
Net interest income$21,569,0001,016
Provision for loan and lease losses$2,800,000461
Total noninterest income$2,718,0001,741
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,339,000591
Trading account gains and fees$0184
Additional Noninterest Income$379,0003,749
Total noninterest expense$20,792,000981
Salaries and employee benefits$10,380,0001,044
Premises and equipment expense$3,629,000678
Additional noninterest expense$6,783,0001,005
Pre-tax net operating income$695,0004,605
Securities gains (losses)$495,000456
Applicable income taxes$-450,0006,630
Income before extraordinary items$1,640,0002,997
Extraordinary gains, net$029
Net income$1,640,0002,999
Minority interest net income$090
Net income of bank and minority interests.$1,640,0003,000
Net charge-offs$5,444,000309
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,145,0003,604
2013-09-30 (YTD Data)Rank
Total interest income$19,568,000973
Total interest expense$3,154,000828
Net interest income$16,414,0001,004
Provision for loan and lease losses$900,000951
Total noninterest income$1,641,0002,079
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,752,000582
Trading account gains and fees$0180
Additional Noninterest Income$-111,0006,741
Total noninterest expense$15,747,000969
Salaries and employee benefits$7,670,0001,059
Premises and equipment expense$2,709,000680
Additional noninterest expense$5,368,000947
Pre-tax net operating income$1,408,0003,030
Securities gains (losses)$495,000415
Applicable income taxes$-110,0006,694
Income before extraordinary items$2,013,0002,125
Extraordinary gains, net$025
Net income$2,013,0002,133
Minority interest net income$084
Net income of bank and minority interests.$2,013,0002,132
Net charge-offs$4,385,000302
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,518,0002,561
2013-06-30 (YTD Data)Rank
Total interest income$13,105,000966
Total interest expense$2,202,000812
Net interest income$10,903,000990
Provision for loan and lease losses$600,000990
Total noninterest income$935,0002,315
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,161,000570
Trading account gains and fees$0157
Additional Noninterest Income$-226,0006,858
Total noninterest expense$10,558,000957
Salaries and employee benefits$5,038,0001,078
Premises and equipment expense$1,826,000677
Additional noninterest expense$3,694,000919
Pre-tax net operating income$680,0003,616
Securities gains (losses)$497,000370
Applicable income taxes$-267,0006,833
Income before extraordinary items$1,444,0001,987
Extraordinary gains, net$022
Net income$1,444,0001,993
Minority interest net income$082
Net income of bank and minority interests.$1,444,0001,993
Net charge-offs$2,747,000349
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$947,0002,646
2013-03-31 (YTD Data)Rank
Total interest income$6,668,000955
Total interest expense$1,169,000793
Net interest income$5,499,000981
Provision for loan and lease losses$300,000980
Total noninterest income$664,0001,810
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$577,000573
Trading account gains and fees$0148
Additional Noninterest Income$87,0003,963
Total noninterest expense$5,216,000981
Salaries and employee benefits$2,514,0001,085
Premises and equipment expense$891,000708
Additional noninterest expense$1,811,000940
Pre-tax net operating income$647,0002,415
Securities gains (losses)$484,000216
Applicable income taxes$18,0003,669
Income before extraordinary items$1,113,0001,339
Extraordinary gains, net$010
Net income$1,113,0001,341
Minority interest net income$076
Net income of bank and minority interests.$1,113,0001,341
Net charge-offs$1,241,000392
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$638,6802,061
2012-12-31 (YTD Data)Rank
Total interest income$29,222,000894
Total interest expense$5,960,000731
Net interest income$23,262,000936
Provision for loan and lease losses$900,0001,884
Total noninterest income$3,137,0001,591
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,436,000585
Trading account gains and fees$0166
Additional Noninterest Income$701,0002,887
Total noninterest expense$20,787,000960
Salaries and employee benefits$10,070,0001,045
Premises and equipment expense$3,340,000724
Additional noninterest expense$7,377,000945
Pre-tax net operating income$4,712,0001,443
Securities gains (losses)$2,820,000189
Applicable income taxes$2,317,000772
Income before extraordinary items$5,215,0001,132
Extraordinary gains, net$029
Net income$5,215,0001,132
Minority interest net income$093
Net income of bank and minority interests.$5,215,0001,133
Net charge-offs$2,435,000996
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,269,2001,635
2012-09-30 (YTD Data)Rank
Total interest income$22,198,000898
Total interest expense$4,640,000739
Net interest income$17,558,000940
Provision for loan and lease losses$300,0002,961
Total noninterest income$3,606,0001,168
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,793,000603
Trading account gains and fees$0157
Additional Noninterest Income$1,813,0001,360
Total noninterest expense$15,764,000953
Salaries and employee benefits$7,650,0001,026
Premises and equipment expense$2,557,000715
Additional noninterest expense$5,557,000939
Pre-tax net operating income$5,100,0001,063
Securities gains (losses)$2,820,000136
Applicable income taxes$2,474,000590
Income before extraordinary items$5,446,000832
Extraordinary gains, net$020
Net income$5,446,000830
Minority interest net income$086
Net income of bank and minority interests.$5,446,000832
Net charge-offs$1,996,000928
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,500,2001,220
2012-06-30 (YTD Data)Rank
Total interest income$15,034,000889
Total interest expense$3,197,000742
Net interest income$11,837,000929
Provision for loan and lease losses$300,0002,388
Total noninterest income$3,005,000988
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,199,000599
Trading account gains and fees$0153
Additional Noninterest Income$1,806,000999
Total noninterest expense$10,534,000952
Salaries and employee benefits$5,115,0001,014
Premises and equipment expense$1,742,000702
Additional noninterest expense$3,677,000945
Pre-tax net operating income$4,008,000910
Securities gains (losses)$2,820,00095
Applicable income taxes$2,039,000507
Income before extraordinary items$4,789,000650
Extraordinary gains, net$019
Net income$4,789,000650
Minority interest net income$084
Net income of bank and minority interests.$4,789,000650
Net charge-offs$736,0001,391
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,815,0001,008
2012-03-31 (YTD Data)Rank
Total interest income$7,606,000883
Total interest expense$1,647,000739
Net interest income$5,959,000921
Provision for loan and lease losses$300,0001,500
Total noninterest income$2,304,000711
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$600,000594
Trading account gains and fees$0148
Additional Noninterest Income$1,704,000625
Total noninterest expense$5,395,000920
Salaries and employee benefits$2,722,000954
Premises and equipment expense$830,000727
Additional noninterest expense$1,843,000925
Pre-tax net operating income$2,568,000715
Securities gains (losses)$2,820,00051
Applicable income taxes$1,590,000366
Income before extraordinary items$3,798,000437
Extraordinary gains, net$019
Net income$3,798,000438
Minority interest net income$078
Net income of bank and minority interests.$3,798,000438
Net charge-offs$700,000868
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,824,000774
2011-12-31 (YTD Data)Rank
Total interest income$32,529,000857
Total interest expense$7,906,000734
Net interest income$24,623,000889
Provision for loan and lease losses$6,750,000619
Total noninterest income$2,869,0001,541
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,484,000588
Trading account gains and fees$0146
Additional Noninterest Income$385,0003,495
Total noninterest expense$20,191,000973
Salaries and employee benefits$10,063,000973
Premises and equipment expense$3,354,000740
Additional noninterest expense$6,774,0001,032
Pre-tax net operating income$551,0004,612
Securities gains (losses)$165,0001,622
Applicable income taxes$-901,0007,153
Income before extraordinary items$1,617,0002,634
Extraordinary gains, net$029
Net income$1,617,0002,635
Minority interest net income$096
Net income of bank and minority interests.$1,617,0002,635
Net charge-offs$4,810,000825
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,250,000295
Net operating income$1,452,0002,741
2011-09-30 (YTD Data)Rank
Total interest income$24,527,000866
Total interest expense$6,191,000741
Net interest income$18,336,000901
Provision for loan and lease losses$6,250,000515
Total noninterest income$2,465,0001,392
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,869,000591
Trading account gains and fees$0145
Additional Noninterest Income$596,0002,432
Total noninterest expense$15,715,000945
Salaries and employee benefits$7,609,000967
Premises and equipment expense$2,549,000742
Additional noninterest expense$5,557,000951
Pre-tax net operating income$-1,164,0006,840
Securities gains (losses)$162,0001,364
Applicable income taxes$-24,0006,853
Income before extraordinary items$-978,0006,852
Extraordinary gains, net$021
Net income$-978,0006,854
Minority interest net income$087
Net income of bank and minority interests.$-978,0006,853
Net charge-offs$4,565,000676
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,250,000248
Net operating income$-1,136,7606,861
2011-06-30 (YTD Data)Rank
Total interest income$16,262,000880
Total interest expense$4,298,000733
Net interest income$11,964,000924
Provision for loan and lease losses$5,800,000370
Total noninterest income$1,222,0001,715
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,242,000591
Trading account gains and fees$0153
Additional Noninterest Income$-20,0007,064
Total noninterest expense$10,104,000989
Salaries and employee benefits$4,877,0001,022
Premises and equipment expense$1,526,000842
Additional noninterest expense$3,701,000983
Pre-tax net operating income$-2,718,0007,243
Securities gains (losses)$162,000844
Applicable income taxes$-49,0007,029
Income before extraordinary items$-2,507,0007,260
Extraordinary gains, net$015
Net income$-2,507,0007,260
Minority interest net income$089
Net income of bank and minority interests.$-2,507,0007,261
Net charge-offs$4,078,000551
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$500,000225
Net operating income$-2,665,7607,260
2011-03-31 (YTD Data)Rank
Total interest income$8,075,000892
Total interest expense$2,218,000742
Net interest income$5,857,000947
Provision for loan and lease losses$5,350,000226
Total noninterest income$528,0001,911
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$602,000599
Trading account gains and fees$0158
Additional Noninterest Income$-74,0007,335
Total noninterest expense$4,919,0001,012
Salaries and employee benefits$2,433,0001,028
Premises and equipment expense$782,000842
Additional noninterest expense$1,704,0001,042
Pre-tax net operating income$-3,884,0007,486
Securities gains (losses)$58,000712
Applicable income taxes$49,0002,843
Income before extraordinary items$-3,875,0007,480
Extraordinary gains, net$09
Net income$-3,875,0007,480
Minority interest net income$086
Net income of bank and minority interests.$-3,875,0007,480
Net charge-offs$2,777,000425
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$125,000246
Net operating income$-3,933,0007,483
2010-12-31 (YTD Data)Rank
Total interest income$35,329,000859
Total interest expense$11,179,000716
Net interest income$24,150,000915
Provision for loan and lease losses$6,822,000893
Total noninterest income$4,543,0001,159
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,916,000513
Trading account gains and fees$0175
Additional Noninterest Income$1,627,0001,615
Total noninterest expense$20,927,000956
Salaries and employee benefits$9,975,000983
Premises and equipment expense$3,188,000804
Additional noninterest expense$7,764,000951
Pre-tax net operating income$944,0003,478
Securities gains (losses)$349,0001,139
Applicable income taxes$125,0003,063
Income before extraordinary items$1,168,0002,967
Extraordinary gains, net$029
Net income$1,168,0002,963
Minority interest net income$0111
Net income of bank and minority interests.$1,168,0002,967
Net charge-offs$5,495,000936
Cash dividends$1,850,000882
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$853,9003,388
2010-09-30 (YTD Data)Rank
Total interest income$26,876,000851
Total interest expense$8,509,000736
Net interest income$18,367,000899
Provision for loan and lease losses$2,550,0001,411
Total noninterest income$3,567,0001,115
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,243,000506
Trading account gains and fees$0165
Additional Noninterest Income$1,324,0001,468
Total noninterest expense$15,584,000947
Salaries and employee benefits$7,685,000944
Premises and equipment expense$2,395,000807
Additional noninterest expense$5,504,000980
Pre-tax net operating income$3,800,0001,071
Securities gains (losses)$349,000968
Applicable income taxes$282,0002,208
Income before extraordinary items$3,867,000898
Extraordinary gains, net$023
Net income$3,867,000900
Minority interest net income$0110
Net income of bank and minority interests.$3,867,000900
Net charge-offs$1,920,0001,545
Cash dividends$1,850,000586
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,542,430938
2010-06-30 (YTD Data)Rank
Total interest income$18,045,000858
Total interest expense$5,730,000756
Net interest income$12,315,000894
Provision for loan and lease losses$1,650,0001,433
Total noninterest income$2,373,0001,087
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,542,000487
Trading account gains and fees$0152
Additional Noninterest Income$831,0001,482
Total noninterest expense$10,381,000953
Salaries and employee benefits$5,245,000928
Premises and equipment expense$1,576,000828
Additional noninterest expense$3,560,000995
Pre-tax net operating income$2,657,0001,007
Securities gains (losses)$349,000631
Applicable income taxes$174,0002,268
Income before extraordinary items$2,832,000788
Extraordinary gains, net$019
Net income$2,832,000786
Minority interest net income$0105
Net income of bank and minority interests.$2,832,000788
Net charge-offs$1,185,0001,571
Cash dividends$1,850,000389
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,503,940862
2010-03-31 (YTD Data)Rank
Total interest income$9,120,000866
Total interest expense$2,911,000785
Net interest income$6,209,000902
Provision for loan and lease losses$750,0001,389
Total noninterest income$1,115,0001,120
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$742,000507
Trading account gains and fees$0175
Additional Noninterest Income$373,0001,576
Total noninterest expense$5,118,000972
Salaries and employee benefits$2,503,000976
Premises and equipment expense$772,000868
Additional noninterest expense$1,843,000960
Pre-tax net operating income$1,456,000923
Securities gains (losses)$251,000442
Applicable income taxes$183,0001,514
Income before extraordinary items$1,524,000728
Extraordinary gains, net$016
Net income$1,524,000731
Minority interest net income$091
Net income of bank and minority interests.$1,524,000732
Net charge-offs$738,0001,275
Cash dividends$1,400,000253
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,300,610812
2009-12-31 (YTD Data)Rank
Total interest income$40,366,000830
Total interest expense$14,792,000785
Net interest income$25,574,000847
Provision for loan and lease losses$8,055,0001,022
Total noninterest income$9,260,000687
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,353,000501
Trading account gains and fees$0211
Additional Noninterest Income$5,907,000629
Total noninterest expense$22,139,000949
Salaries and employee benefits$10,022,000976
Premises and equipment expense$3,204,000844
Additional noninterest expense$8,913,000886
Pre-tax net operating income$4,640,000902
Securities gains (losses)$1,033,000486
Applicable income taxes$652,0001,304
Income before extraordinary items$5,021,000682
Extraordinary gains, net$034
Net income$5,021,000682
Minority interest net income$0115
Net income of bank and minority interests.$5,021,000682
Net charge-offs$5,162,0001,121
Cash dividends$183,0003,719
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,101,630832
2009-09-30 (YTD Data)Rank
Total interest income$30,913,000826
Total interest expense$11,548,000791
Net interest income$19,365,000848
Provision for loan and lease losses$3,055,0001,460
Total noninterest income$8,006,000620
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,501,000503
Trading account gains and fees$0212
Additional Noninterest Income$5,505,000549
Total noninterest expense$17,469,000893
Salaries and employee benefits$7,977,000941
Premises and equipment expense$2,457,000836
Additional noninterest expense$7,035,000805
Pre-tax net operating income$6,847,000496
Securities gains (losses)$1,033,000369
Applicable income taxes$638,0001,171
Income before extraordinary items$7,242,000363
Extraordinary gains, net$027
Net income$7,242,000361
Minority interest net income$0118
Net income of bank and minority interests.$7,242,000363
Net charge-offs$2,805,0001,230
Cash dividends$127,0003,443
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,291,640413
2009-06-30 (YTD Data)Rank
Total interest income$20,729,000842
Total interest expense$7,981,000816
Net interest income$12,748,000855
Provision for loan and lease losses$2,000,0001,389
Total noninterest income$6,522,000544
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,660,000505
Trading account gains and fees$0193
Additional Noninterest Income$4,862,000461
Total noninterest expense$11,744,000897
Salaries and employee benefits$5,218,000970
Premises and equipment expense$1,658,000849
Additional noninterest expense$4,868,000797
Pre-tax net operating income$5,526,000399
Securities gains (losses)$367,000645
Applicable income taxes$485,0001,112
Income before extraordinary items$5,408,000325
Extraordinary gains, net$021
Net income$5,408,000322
Minority interest net income$0112
Net income of bank and minority interests.$5,408,000324
Net charge-offs$1,507,0001,343
Cash dividends$60,0003,568
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,070,360335
2009-03-31 (YTD Data)Rank
Total interest income$10,359,000846
Total interest expense$4,081,000821
Net interest income$6,278,000858
Provision for loan and lease losses$1,400,000966
Total noninterest income$1,752,000818
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$806,000506
Trading account gains and fees$0171
Additional Noninterest Income$946,000886
Total noninterest expense$5,476,000936
Salaries and employee benefits$2,770,000926
Premises and equipment expense$834,000853
Additional noninterest expense$1,872,000887
Pre-tax net operating income$1,154,0001,103
Securities gains (losses)$374,000434
Applicable income taxes$178,0001,566
Income before extraordinary items$1,350,000757
Extraordinary gains, net$015
Net income$1,350,000757
Minority interest net income$0102
Net income of bank and minority interests.$1,350,000759
Net charge-offs$1,072,000920
Cash dividends$60,0002,569
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,020,880984
2008-12-31 (YTD Data)Rank
Total interest income$43,064,000877
Total interest expense$18,709,000853
Net interest income$24,355,000877
Provision for loan and lease losses$9,080,000642
Total noninterest income$8,485,000680
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,658,000470
Trading account gains and fees$0154
Additional Noninterest Income$4,827,000669
Total noninterest expense$21,058,000946
Salaries and employee benefits$11,174,000895
Premises and equipment expense$2,605,0001,074
Additional noninterest expense$7,279,000891
Pre-tax net operating income$2,702,0001,966
Securities gains (losses)$264,000599
Applicable income taxes$244,0002,628
Income before extraordinary items$2,722,0001,494
Extraordinary gains, net$039
Net income$2,722,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,772,000720
Cash dividends$5,300,000531
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,479,1201,736
2008-09-30 (YTD Data)Rank
Total interest income$32,374,000898
Total interest expense$14,286,000867
Net interest income$18,088,000901
Provision for loan and lease losses$980,0001,852
Total noninterest income$6,459,000703
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,728,000482
Trading account gains and fees$0148
Additional Noninterest Income$3,731,000701
Total noninterest expense$15,469,000961
Salaries and employee benefits$8,097,000952
Premises and equipment expense$2,037,0001,029
Additional noninterest expense$5,335,000856
Pre-tax net operating income$8,098,000614
Securities gains (losses)$03,106
Applicable income taxes$565,0001,749
Income before extraordinary items$7,533,000484
Extraordinary gains, net$031
Net income$7,533,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,0001,637
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,533,000508
2008-06-30 (YTD Data)Rank
Total interest income$21,548,000917
Total interest expense$9,845,000871
Net interest income$11,703,000922
Provision for loan and lease losses$480,0001,962
Total noninterest income$4,249,000727
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,792,000473
Trading account gains and fees$0149
Additional Noninterest Income$2,457,000721
Total noninterest expense$10,083,000979
Salaries and employee benefits$5,426,000959
Premises and equipment expense$1,322,0001,056
Additional noninterest expense$3,335,000891
Pre-tax net operating income$5,389,000654
Securities gains (losses)$03,233
Applicable income taxes$378,0001,932
Income before extraordinary items$5,011,000555
Extraordinary gains, net$021
Net income$5,011,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,946
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,011,000542
2008-03-31 (YTD Data)Rank
Total interest income$10,681,000944
Total interest expense$5,194,000885
Net interest income$5,487,000978
Provision for loan and lease losses$240,0001,638
Total noninterest income$2,241,000689
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$867,000479
Trading account gains and fees$0158
Additional Noninterest Income$1,374,000654
Total noninterest expense$4,958,000980
Salaries and employee benefits$2,733,000957
Premises and equipment expense$635,0001,100
Additional noninterest expense$1,590,000903
Pre-tax net operating income$2,530,000744
Securities gains (losses)$99,000717
Applicable income taxes$185,0002,076
Income before extraordinary items$2,444,000621
Extraordinary gains, net$015
Net income$2,444,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,351,930625
2007-12-31 (YTD Data)Rank
Total interest income$41,805,0001,009
Total interest expense$20,910,000948
Net interest income$20,895,0001,063
Provision for loan and lease losses$480,0002,381
Total noninterest income$7,923,000750
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,646,000470
Trading account gains and fees$0178
Additional Noninterest Income$4,277,000788
Total noninterest expense$18,408,0001,013
Salaries and employee benefits$9,499,0001,053
Premises and equipment expense$2,580,0001,024
Additional noninterest expense$6,329,000891
Pre-tax net operating income$9,930,000859
Securities gains (losses)$13,0001,241
Applicable income taxes$697,0002,313
Income before extraordinary items$9,246,000702
Extraordinary gains, net$039
Net income$9,246,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,418
Cash dividends$5,700,000665
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,233,910697
2007-09-30 (YTD Data)Rank
Total interest income$30,992,0001,024
Total interest expense$15,517,000957
Net interest income$15,475,0001,075
Provision for loan and lease losses$360,0002,007
Total noninterest income$5,840,000762
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,668,000475
Trading account gains and fees$0184
Additional Noninterest Income$3,172,000800
Total noninterest expense$13,583,0001,023
Salaries and employee benefits$7,143,0001,053
Premises and equipment expense$1,933,0001,007
Additional noninterest expense$4,507,000908
Pre-tax net operating income$7,372,000939
Securities gains (losses)$8,0001,069
Applicable income taxes$516,0002,493
Income before extraordinary items$6,864,000764
Extraordinary gains, net$033
Net income$6,864,000762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,255
Cash dividends$3,750,000723
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,856,560758
2007-06-30 (YTD Data)Rank
Total interest income$20,299,0001,055
Total interest expense$10,166,000985
Net interest income$10,133,0001,114
Provision for loan and lease losses$240,0001,865
Total noninterest income$3,742,000814
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,776,000487
Trading account gains and fees$0168
Additional Noninterest Income$1,966,000869
Total noninterest expense$8,863,0001,063
Salaries and employee benefits$4,736,0001,077
Premises and equipment expense$1,316,000991
Additional noninterest expense$2,811,000992
Pre-tax net operating income$4,772,0001,004
Securities gains (losses)$8,000912
Applicable income taxes$334,0002,607
Income before extraordinary items$4,446,000817
Extraordinary gains, net$029
Net income$4,446,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,626
Cash dividends$2,300,000775
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,438,560806
2007-03-31 (YTD Data)Rank
Total interest income$9,897,0001,079
Total interest expense$4,913,0001,006
Net interest income$4,984,0001,118
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,781,000821
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$874,000481
Trading account gains and fees$0195
Additional Noninterest Income$907,000909
Total noninterest expense$4,345,0001,081
Salaries and employee benefits$2,368,0001,084
Premises and equipment expense$626,0001,068
Additional noninterest expense$1,351,0001,019
Pre-tax net operating income$2,300,0001,024
Securities gains (losses)$8,000735
Applicable income taxes$168,0002,627
Income before extraordinary items$2,140,000835
Extraordinary gains, net$022
Net income$2,140,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,146
Cash dividends$1,100,000738
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,132,560831
2006-12-31 (YTD Data)Rank
Total interest income$34,934,0001,126
Total interest expense$15,485,0001,084
Net interest income$19,449,0001,142
Provision for loan and lease losses$720,0001,378
Total noninterest income$7,756,000757
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,578,000477
Trading account gains and fees$0130
Additional Noninterest Income$4,178,000782
Total noninterest expense$16,835,0001,063
Salaries and employee benefits$8,550,0001,138
Premises and equipment expense$2,501,000998
Additional noninterest expense$5,784,000923
Pre-tax net operating income$9,650,0001,007
Securities gains (losses)$01,687
Applicable income taxes$672,0002,725
Income before extraordinary items$8,978,000828
Extraordinary gains, net$051
Net income$8,978,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,714
Cash dividends$5,812,000620
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,978,000819
2006-09-30 (YTD Data)Rank
Total interest income$25,234,0001,181
Total interest expense$10,808,0001,133
Net interest income$14,426,0001,172
Provision for loan and lease losses$540,0001,310
Total noninterest income$5,736,000786
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,687,000481
Trading account gains and fees$0126
Additional Noninterest Income$3,049,000806
Total noninterest expense$12,245,0001,109
Salaries and employee benefits$6,230,0001,189
Premises and equipment expense$1,868,0001,015
Additional noninterest expense$4,147,000959
Pre-tax net operating income$7,377,0001,036
Securities gains (losses)$01,388
Applicable income taxes$511,0002,841
Income before extraordinary items$6,866,000843
Extraordinary gains, net$045
Net income$6,866,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,559
Cash dividends$3,912,000668
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,866,000834
2006-06-30 (YTD Data)Rank
Total interest income$16,057,0001,220
Total interest expense$6,613,0001,172
Net interest income$9,444,0001,201
Provision for loan and lease losses$360,0001,269
Total noninterest income$3,575,000822
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,747,000487
Trading account gains and fees$0126
Additional Noninterest Income$1,828,000889
Total noninterest expense$7,941,0001,150
Salaries and employee benefits$4,165,0001,187
Premises and equipment expense$1,243,0001,015
Additional noninterest expense$2,533,0001,077
Pre-tax net operating income$4,718,0001,075
Securities gains (losses)$01,185
Applicable income taxes$330,0002,905
Income before extraordinary items$4,388,000890
Extraordinary gains, net$039
Net income$4,388,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$2,400,000705
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,388,000871
2006-03-31 (YTD Data)Rank
Total interest income$7,752,0001,230
Total interest expense$3,105,0001,182
Net interest income$4,647,0001,220
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,666,000857
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$821,000499
Trading account gains and fees$0115
Additional Noninterest Income$845,000929
Total noninterest expense$3,835,0001,192
Salaries and employee benefits$2,057,0001,207
Premises and equipment expense$586,0001,096
Additional noninterest expense$1,192,0001,127
Pre-tax net operating income$2,298,0001,084
Securities gains (losses)$0955
Applicable income taxes$161,0002,934
Income before extraordinary items$2,137,000889
Extraordinary gains, net$021
Net income$2,137,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,568
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,137,000872
2005-12-31 (YTD Data)Rank
Total interest income$26,763,0001,254
Total interest expense$9,790,0001,149
Net interest income$16,973,0001,284
Provision for loan and lease losses$440,0002,107
Total noninterest income$6,227,000908
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,135,000537
Trading account gains and fees$0138
Additional Noninterest Income$3,092,000998
Total noninterest expense$15,079,0001,141
Salaries and employee benefits$7,732,0001,189
Premises and equipment expense$2,450,000985
Additional noninterest expense$4,897,0001,056
Pre-tax net operating income$7,681,0001,236
Securities gains (losses)$02,296
Applicable income taxes$649,0002,945
Income before extraordinary items$7,032,0001,032
Extraordinary gains, net$046
Net income$7,032,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,384
Cash dividends$4,600,000714
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,032,0001,007
2005-09-30 (YTD Data)Rank
Total interest income$19,440,0001,252
Total interest expense$6,967,0001,143
Net interest income$12,473,0001,296
Provision for loan and lease losses$350,0001,932
Total noninterest income$4,574,000922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,298,000550
Trading account gains and fees$0126
Additional Noninterest Income$2,276,0001,010
Total noninterest expense$11,089,0001,151
Salaries and employee benefits$5,790,0001,186
Premises and equipment expense$1,822,000979
Additional noninterest expense$3,477,0001,087
Pre-tax net operating income$5,608,0001,279
Securities gains (losses)$02,317
Applicable income taxes$471,0003,053
Income before extraordinary items$5,137,0001,048
Extraordinary gains, net$035
Net income$5,137,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0001,515
Cash dividends$3,000,000734
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,137,0001,029
2005-06-30 (YTD Data)Rank
Total interest income$12,588,0001,248
Total interest expense$4,402,0001,126
Net interest income$8,186,0001,315
Provision for loan and lease losses$240,0001,839
Total noninterest income$2,823,000974
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,498,000553
Trading account gains and fees$0116
Additional Noninterest Income$1,325,0001,093
Total noninterest expense$7,158,0001,178
Salaries and employee benefits$3,818,0001,196
Premises and equipment expense$1,211,000968
Additional noninterest expense$2,129,0001,169
Pre-tax net operating income$3,611,0001,296
Securities gains (losses)$02,146
Applicable income taxes$306,0003,072
Income before extraordinary items$3,305,0001,055
Extraordinary gains, net$030
Net income$3,305,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,367
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,305,0001,037
2005-03-31 (YTD Data)Rank
Total interest income$6,063,0001,267
Total interest expense$2,076,0001,133
Net interest income$3,987,0001,343
Provision for loan and lease losses$120,0001,733
Total noninterest income$1,263,0001,044
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$657,000611
Trading account gains and fees$0115
Additional Noninterest Income$606,0001,166
Total noninterest expense$3,488,0001,212
Salaries and employee benefits$1,900,0001,210
Premises and equipment expense$623,000953
Additional noninterest expense$965,0001,284
Pre-tax net operating income$1,642,0001,389
Securities gains (losses)$01,685
Applicable income taxes$125,0003,403
Income before extraordinary items$1,517,0001,141
Extraordinary gains, net$024
Net income$1,517,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,517,0001,115
2004-12-31 (YTD Data)Rank
Total interest income$23,137,0001,222
Total interest expense$6,445,0001,273
Net interest income$16,692,0001,206
Provision for loan and lease losses$480,0002,016
Total noninterest income$5,683,000974
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,732,000640
Trading account gains and fees$0138
Additional Noninterest Income$2,951,000996
Total noninterest expense$14,540,0001,115
Salaries and employee benefits$7,476,0001,159
Premises and equipment expense$2,128,0001,085
Additional noninterest expense$4,936,0001,015
Pre-tax net operating income$7,355,0001,179
Securities gains (losses)$540,000432
Applicable income taxes$661,0002,859
Income before extraordinary items$7,234,000908
Extraordinary gains, net$034
Net income$7,234,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,535
Cash dividends$4,400,000691
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,737,200946
2004-09-30 (YTD Data)Rank
Total interest income$17,063,0001,224
Total interest expense$4,682,0001,287
Net interest income$12,381,0001,207
Provision for loan and lease losses$360,0001,934
Total noninterest income$4,166,0001,000
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,051,000645
Trading account gains and fees$0134
Additional Noninterest Income$2,115,0001,038
Total noninterest expense$10,633,0001,144
Salaries and employee benefits$5,513,0001,182
Premises and equipment expense$1,584,0001,098
Additional noninterest expense$3,536,0001,045
Pre-tax net operating income$5,554,0001,188
Securities gains (losses)$16,0002,442
Applicable income taxes$474,0002,996
Income before extraordinary items$5,096,000979
Extraordinary gains, net$026
Net income$5,096,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,051
Cash dividends$3,000,000690
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,081,440951
2004-06-30 (YTD Data)Rank
Total interest income$11,237,0001,221
Total interest expense$3,057,0001,297
Net interest income$8,180,0001,208
Provision for loan and lease losses$240,0001,886
Total noninterest income$2,549,0001,071
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,352,000645
Trading account gains and fees$0130
Additional Noninterest Income$1,197,0001,177
Total noninterest expense$6,951,0001,162
Salaries and employee benefits$3,668,0001,188
Premises and equipment expense$1,047,0001,105
Additional noninterest expense$2,236,0001,096
Pre-tax net operating income$3,538,0001,216
Securities gains (losses)$03,413
Applicable income taxes$306,0003,050
Income before extraordinary items$3,232,0001,022
Extraordinary gains, net$021
Net income$3,232,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,427
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,232,000977
2004-03-31 (YTD Data)Rank
Total interest income$5,561,0001,247
Total interest expense$1,531,0001,304
Net interest income$4,030,0001,233
Provision for loan and lease losses$120,0001,785
Total noninterest income$1,178,0001,106
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$645,000664
Trading account gains and fees$0121
Additional Noninterest Income$533,0001,234
Total noninterest expense$3,445,0001,174
Salaries and employee benefits$1,858,0001,182
Premises and equipment expense$525,0001,124
Additional noninterest expense$1,062,0001,135
Pre-tax net operating income$1,643,0001,286
Securities gains (losses)$02,934
Applicable income taxes$148,0003,122
Income before extraordinary items$1,495,0001,097
Extraordinary gains, net$016
Net income$1,495,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,495,0001,035
2003-12-31 (YTD Data)Rank
Total interest income$23,127,0001,232
Total interest expense$7,260,0001,218
Net interest income$15,867,0001,218
Provision for loan and lease losses$380,0002,681
Total noninterest income$5,371,0001,066
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,731,000627
Trading account gains and fees$0160
Additional Noninterest Income$2,640,0001,183
Total noninterest expense$13,619,0001,186
Salaries and employee benefits$6,699,0001,276
Premises and equipment expense$1,994,0001,138
Additional noninterest expense$4,926,0001,038
Pre-tax net operating income$7,239,0001,157
Securities gains (losses)$264,0001,135
Applicable income taxes$631,0002,960
Income before extraordinary items$6,872,000938
Extraordinary gains, net$054
Net income$6,872,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,012
Cash dividends$4,440,000722
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,629,120917
2003-09-30 (YTD Data)Rank
Total interest income$17,369,0001,260
Total interest expense$5,656,0001,233
Net interest income$11,713,0001,249
Provision for loan and lease losses$270,0002,692
Total noninterest income$3,943,0001,120
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,050,000633
Trading account gains and fees$0153
Additional Noninterest Income$1,893,0001,286
Total noninterest expense$9,940,0001,224
Salaries and employee benefits$4,818,0001,360
Premises and equipment expense$1,499,0001,148
Additional noninterest expense$3,623,0001,065
Pre-tax net operating income$5,446,0001,193
Securities gains (losses)$263,0001,054
Applicable income taxes$425,0003,317
Income before extraordinary items$5,284,000952
Extraordinary gains, net$040
Net income$5,284,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,899
Cash dividends$3,260,000690
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,039,410939
2003-06-30 (YTD Data)Rank
Total interest income$11,742,0001,255
Total interest expense$3,948,0001,217
Net interest income$7,794,0001,252
Provision for loan and lease losses$180,0002,675
Total noninterest income$2,400,0001,188
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,321,000641
Trading account gains and fees$0150
Additional Noninterest Income$1,079,0001,436
Total noninterest expense$6,464,0001,259
Salaries and employee benefits$3,163,0001,375
Premises and equipment expense$1,017,0001,126
Additional noninterest expense$2,284,0001,110
Pre-tax net operating income$3,550,0001,208
Securities gains (losses)$264,000884
Applicable income taxes$286,0003,327
Income before extraordinary items$3,528,000954
Extraordinary gains, net$030
Net income$3,528,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$2,080,000718
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,282,480942
2003-03-31 (YTD Data)Rank
Total interest income$5,900,0001,262
Total interest expense$2,071,0001,179
Net interest income$3,829,0001,280
Provision for loan and lease losses$90,0002,494
Total noninterest income$1,100,0001,254
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$624,000667
Trading account gains and fees$0134
Additional Noninterest Income$476,0001,536
Total noninterest expense$3,233,0001,249
Salaries and employee benefits$1,579,0001,372
Premises and equipment expense$522,0001,112
Additional noninterest expense$1,132,0001,091
Pre-tax net operating income$1,606,0001,332
Securities gains (losses)$145,000810
Applicable income taxes$91,0004,120
Income before extraordinary items$1,660,0001,014
Extraordinary gains, net$021
Net income$1,660,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$900,000759
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,522,2501,015
2002-12-31 (YTD Data)Rank
Total interest income$23,544,0001,298
Total interest expense$9,658,0001,168
Net interest income$13,886,0001,404
Provision for loan and lease losses$722,0001,770
Total noninterest income$4,817,0001,089
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,307,000697
Trading account gains and fees$0153
Additional Noninterest Income$2,510,0001,125
Total noninterest expense$11,491,0001,341
Salaries and employee benefits$5,757,0001,418
Premises and equipment expense$1,607,0001,371
Additional noninterest expense$4,127,0001,180
Pre-tax net operating income$6,490,0001,307
Securities gains (losses)$87,0001,868
Applicable income taxes$702,0002,839
Income before extraordinary items$5,875,0001,065
Extraordinary gains, net$070
Net income$5,875,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,463
Cash dividends$3,587,000808
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,797,5701,036
2001-12-31 (YTD Data)Rank
Total interest income$24,978,0001,361
Total interest expense$13,357,0001,210
Net interest income$11,621,0001,529
Provision for loan and lease losses$110,0005,436
Total noninterest income$4,629,0001,059
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,014,000738
Trading account gains and fees$0177
Additional Noninterest Income$2,615,0001,033
Total noninterest expense$10,981,0001,325
Salaries and employee benefits$5,197,0001,462
Premises and equipment expense$1,528,0001,396
Additional noninterest expense$4,256,0001,124
Pre-tax net operating income$5,159,0001,396
Securities gains (losses)$412,000697
Applicable income taxes$1,981,0001,191
Income before extraordinary items$3,590,0001,497
Extraordinary gains, net$0105
Net income$3,590,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,328
Cash dividends$1,380,0001,786
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,326,3201,525
2000-12-31 (YTD Data)Rank
Total interest income$25,760,0001,365
Total interest expense$13,391,0001,303
Net interest income$12,369,0001,419
Provision for loan and lease losses$225,0003,486
Total noninterest income$3,328,0001,230
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,237,0001,098
Trading account gains and fees$0180
Additional Noninterest Income$2,091,0001,097
Total noninterest expense$9,936,0001,397
Salaries and employee benefits$4,927,0001,439
Premises and equipment expense$1,422,0001,465
Additional noninterest expense$3,587,0001,265
Pre-tax net operating income$5,536,0001,340
Securities gains (losses)$1,0001,732
Applicable income taxes$1,836,0001,266
Income before extraordinary items$3,701,0001,433
Extraordinary gains, net$038
Net income$3,701,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,477
Cash dividends$1,380,0001,766
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,700,3301,421
1999-12-31 (YTD Data)Rank
Total interest income$22,851,0001,426
Total interest expense$10,499,0001,431
Net interest income$12,352,0001,409
Provision for loan and lease losses$940,0001,024
Total noninterest income$3,181,0001,297
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,151,0001,156
Trading account gains and fees$0173
Additional Noninterest Income$2,030,0001,142
Total noninterest expense$8,811,0001,566
Salaries and employee benefits$4,152,0001,656
Premises and equipment expense$1,438,0001,420
Additional noninterest expense$3,221,0001,429
Pre-tax net operating income$5,782,0001,322
Securities gains (losses)$111,000702
Applicable income taxes$1,882,0001,295
Income before extraordinary items$4,011,0001,348
Extraordinary gains, net$035
Net income$4,011,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,890
Cash dividends$1,206,0001,955
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,935,5201,348
1998-12-31 (YTD Data)Rank
Total interest income$21,487,0001,508
Total interest expense$10,231,0001,492
Net interest income$11,256,0001,506
Provision for loan and lease losses$325,0002,434
Total noninterest income$3,276,0001,262
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,127,0001,119
Trading account gains and fees$0224
Additional Noninterest Income$2,149,0001,099
Total noninterest expense$9,212,0001,436
Salaries and employee benefits$4,075,0001,637
Premises and equipment expense$1,612,0001,189
Additional noninterest expense$3,525,0001,262
Pre-tax net operating income$4,995,0001,479
Securities gains (losses)$161,0001,020
Applicable income taxes$1,740,0001,427
Income before extraordinary items$3,416,0001,545
Extraordinary gains, net$032
Net income$3,416,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,090
Cash dividends$1,110,0002,062
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,309,7401,532
1997-12-31 (YTD Data)Rank
Total interest income$20,020,0001,643
Total interest expense$9,551,0001,618
Net interest income$10,469,0001,665
Provision for loan and lease losses$122,0004,599
Total noninterest income$3,202,0001,235
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,056,0001,200
Trading account gains and fees$0239
Additional Noninterest Income$2,146,0001,049
Total noninterest expense$9,225,0001,418
Salaries and employee benefits$4,121,0001,584
Premises and equipment expense$1,465,0001,335
Additional noninterest expense$3,639,0001,211
Pre-tax net operating income$4,324,0001,765
Securities gains (losses)$-23,00010,419
Applicable income taxes$1,506,0001,701
Income before extraordinary items$2,795,0001,884
Extraordinary gains, net$044
Net income$2,795,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,751
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,809,9501,823
1996-12-31 (YTD Data)Rank
Total interest income$19,160,0001,761
Total interest expense$9,716,0001,638
Net interest income$9,444,0001,889
Provision for loan and lease losses$44,0006,866
Total noninterest income$2,736,0001,455
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$901,0001,491
Trading account gains and fees$0262
Additional Noninterest Income$1,835,0001,223
Total noninterest expense$8,123,0001,747
Salaries and employee benefits$3,958,0001,677
Premises and equipment expense$1,105,0001,815
Additional noninterest expense$3,060,0001,702
Pre-tax net operating income$4,013,0001,795
Securities gains (losses)$17,0002,110
Applicable income taxes$1,562,0001,548
Income before extraordinary items$2,468,0002,005
Extraordinary gains, net$053
Net income$2,468,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,0001,331
Cash dividends$1,290,0001,779
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,457,1201,977
1995-12-31 (YTD Data)Rank
Total interest income$18,497,0001,831
Total interest expense$9,321,0001,708
Net interest income$9,176,0001,958
Provision for loan and lease losses$1,556,000693
Total noninterest income$2,483,0001,555
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$859,0001,577
Trading account gains and fees$0522
Additional Noninterest Income$1,624,0001,310
Total noninterest expense$7,079,0001,952
Salaries and employee benefits$3,241,0002,041
Premises and equipment expense$902,0002,224
Additional noninterest expense$2,936,0001,727
Pre-tax net operating income$3,024,0002,416
Securities gains (losses)$12,0002,250
Applicable income taxes$827,0002,800
Income before extraordinary items$2,209,0002,285
Extraordinary gains, net$065
Net income$2,209,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,256
Cash dividends$855,0002,306
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,200,2402,270
1994-12-31 (YTD Data)Rank
Total interest income$14,715,0002,094
Total interest expense$5,972,0002,090
Net interest income$8,743,0002,063
Provision for loan and lease losses$636,0001,283
Total noninterest income$2,020,0001,825
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$702,0001,917
Trading account gains and fees$0475
Additional Noninterest Income$1,318,0001,521
Total noninterest expense$6,634,0002,135
Salaries and employee benefits$2,662,0002,510
Premises and equipment expense$781,0002,582
Additional noninterest expense$3,191,0001,714
Pre-tax net operating income$3,493,0002,043
Securities gains (losses)$-136,00011,732
Applicable income taxes$978,0002,294
Income before extraordinary items$2,379,0002,059
Extraordinary gains, net$0249
Net income$2,379,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$780,0002,347
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,475,5601,977
1993-12-31 (YTD Data)Rank
Total interest income$11,986,0002,576
Total interest expense$5,184,0002,493
Net interest income$6,802,0002,649
Provision for loan and lease losses$194,0004,001
Total noninterest income$1,664,0002,252
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$599,0002,306
Trading account gains and fees$0532
Additional Noninterest Income$1,065,0001,951
Total noninterest expense$5,213,0002,741
Salaries and employee benefits$2,148,0003,045
Premises and equipment expense$713,0002,833
Additional noninterest expense$2,352,0002,372
Pre-tax net operating income$3,059,0002,227
Securities gains (losses)$07,477
Applicable income taxes$1,008,0002,244
Income before extraordinary items$2,051,0002,446
Extraordinary gains, net$147,0001,256
Net income$2,198,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$210,0005,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,051,0002,302
1992-12-31 (YTD Data)Rank
Total interest income$11,017,0003,185
Total interest expense$5,450,0003,050
Net interest income$5,567,0003,291
Provision for loan and lease losses$234,0004,813
Total noninterest income$1,553,0002,329
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$622,0002,188
Trading account gains and fees$0504
Additional Noninterest Income$931,0002,108
Total noninterest expense$4,286,0003,287
Salaries and employee benefits$1,655,0003,879
Premises and equipment expense$599,0003,360
Additional noninterest expense$2,032,0002,763
Pre-tax net operating income$2,600,0002,376
Securities gains (losses)$08,369
Applicable income taxes$886,0002,351
Income before extraordinary items$1,714,0002,681
Extraordinary gains, net$01,422
Net income$1,714,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0007,091
Cash dividends$90,0006,821
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,714,0002,481

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.