Home > Tennessee State Bank > Net charge- offs to loans
Tennessee State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1758% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5984% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0934% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5570% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1575% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7873% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4141% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4931% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7826% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2360% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6941% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4719% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1267% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4951% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5186% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5816% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1934% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3552% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.5647% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0572% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5279% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0965% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9582% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0987% | 4,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.7987% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0741% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7306% | 3,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3809% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8707% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1928% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9955% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1261% | 4,716 |
| Percentage Net Loans Charged-off:Construction & development | -1.2724% | 4,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4662% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5886% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8079% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2571% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0422% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.1481% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0960% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9095% | 3,666 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0851% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9157% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1954% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0359% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3118% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4852% | 4,918 |
| Percentage Net Loans Charged-off:Construction & development | -6.1294% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5813% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0806% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3357% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3092% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4555% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6504% | 4,956 |
| Percentage Net Loans Charged-off:Construction & development | -8.3749% | 4,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2134% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1340% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1549% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2555% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3768% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7069% | 5,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9735% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | -12.8703% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3293% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2079% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9349% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5663% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2543% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1808% | 4,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3461% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5468% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6137% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2560% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5508% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5621% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9936% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6977% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3393% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6309% | 4,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4931% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3209% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5929% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2753% | 242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5126% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0645% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 4,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8323% | 4,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5928% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4248% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6935% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4107% | 5,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9925% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9749% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0803% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.4206% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3079% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3324% | 4,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2369% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5385% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3121% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.5303% | 4,900 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4051% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3776% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3401% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6962% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4138% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.7780% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5955% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4814% | 5,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7783% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6317% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9238% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0852% | 5,234 |
| Percentage Net Loans Charged-off:Construction & development | -1.4738% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2178% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2742% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2103% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2556% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.6591% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3429% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4000% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2332% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3257% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3582% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.8511% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4703% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5554% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0819% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5488% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0123% | 4,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 1.2619% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0761% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8138% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2101% | 5,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5510% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0224% | 4,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 2.4161% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4054% | 5,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4692% | 5,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1452% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7289% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0659% | 4,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 1.9218% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4136% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3435% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9716% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2978% | 5,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.4734% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.8155% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5501% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2029% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9313% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3701% | 5,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.7359% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 1.6623% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8526% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0217% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5655% | 5,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1801% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0335% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8840% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3423% | 5,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9261% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0858% | 5,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7026% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.8418% | 5,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2122% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2389% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2186% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0246% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7532% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0299% | 3,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.8503% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | -1.1056% | 5,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2814% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5406% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3573% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 2,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.9096% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | -1.6405% | 5,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3988% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1652% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8705% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2087% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1233% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.9788% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.6653% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3448% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0801% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2241% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.7638% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9058% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9001% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 5.2562% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5242% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.2083% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0233% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1193% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7722% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3047% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5857% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1759% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3216% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.9795% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4440% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4519% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 6.9403% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9475% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.1749% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2558% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5818% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9521% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6617% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4589% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7241% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3461% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0862% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6245% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6437% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 10.1151% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8075% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 39.9908% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6503% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7407% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6297% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3516% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6834% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4597% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.8710% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3227% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3251% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 12.1963% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4388% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 77.2908% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3129% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4670% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5766% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1200% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0866% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1339% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.1365% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2670% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2575% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 6.3355% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5663% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4667% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3583% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4917% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4324% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0368% | 5,717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1349% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 36.4053% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3407% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3334% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 5.9169% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7489% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5131% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5814% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4975% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8462% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0965% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3575% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 33.9683% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2400% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2313% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 4.5049% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1067% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4681% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2433% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0357% | 3,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1323% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.0045% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1065% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1112% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 8.5615% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.0477% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5186% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5004% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 1.6109% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1891% | 2,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8538% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4671% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1900% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 5,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 3,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7509% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0230% | 5,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7931% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5631% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5522% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 1.4648% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2391% | 1,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2178% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5679% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6030% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5589% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 5,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5545% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0607% | 5,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7582% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2978% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0989% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -16.0214% | 5,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6776% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2277% | 1,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7959% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 5,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0680% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4159% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0451% | 5,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8679% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5839% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5966% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0644% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5873% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -16.6475% | 5,681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2527% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 4,995 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5985% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2716% | 6,302 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1004% | 1,307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6067% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9565% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9104% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 2.6540% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7489% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4790% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6364% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4321% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2436% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4953% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8116% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0777% | 4,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 35.7143% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1994% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1482% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 3.1937% | 1,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9902% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5894% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6681% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5656% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2812% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2442% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5999% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 3,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 38.1177% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5918% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5208% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 4.6555% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3036% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5964% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3654% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6672% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1942% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4843% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0235% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2933% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 36.1905% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1475% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0142% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 3.8744% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5786% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3398% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3414% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.7397% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4844% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0101% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2832% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.6295% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0195% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9581% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 3.6223% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 3,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7637% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4971% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8504% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4312% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9818% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2336% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 30.7717% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4710% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3805% | 3,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.5567% | 2,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1400% | 2,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6474% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5062% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6936% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1524% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5604% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.2912% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3144% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.8010% | 2,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 2,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3962% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2509% | 5,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6118% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4126% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0718% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3766% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.5147% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5364% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3632% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.8739% | 1,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5709% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4904% | 5,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9302% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7552% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0796% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2016% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.2609% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9182% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8788% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 3.1327% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 3,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7827% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5310% | 1,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3369% | 2,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4691% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0723% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.7454% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6626% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6107% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 1.6488% | 1,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 2,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7383% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4853% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5327% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4681% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3171% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6354% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9306% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.3280% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4757% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 1.6775% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3242% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3956% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2983% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0313% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9387% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.2678% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7614% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7255% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 3.1609% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4030% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9190% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0956% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0138% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9036% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8738% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 2.8831% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9420% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1761% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 1,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2023% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3018% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9891% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.5252% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.3318% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0531% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 7,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2875% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9458% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.5836% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.1533% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0810% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0006% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2575% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1770% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5016% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1543% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 1,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 3,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4283% | 3,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7805% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.0782% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 7,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0470% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 4,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3525% | 1,036 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.5311% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2272% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0734% | 4,339 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8094% | 1,875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.3692% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0987% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4033% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0371% | 6,811 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8636% | 1,884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3159% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1332% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 3,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7995% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5340% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 8,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1108% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7546% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1349% | 8,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3069% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9133% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2234% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0338% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 6,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8536% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8284% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1121% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4005% | 4,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8491% | 1,238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.8971% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1340% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 3,504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6137% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.5795% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7912% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.7206% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2652% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 5,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 2,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2681% | 2,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2813% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 2,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2241% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0546% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0089% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6767% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5920% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7939% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4707% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 6,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1091% | 1,141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 5,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 3,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 4,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6492% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 5,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3104% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2371% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3422% | 3,718 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1096% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0956% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 3,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6630% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2496% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 5,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0583% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6225% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5627% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3361% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1344% | 8,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1715% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1563% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 6,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3778% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3983% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2244% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3530% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 8,308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 7,608 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 9,603 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |