Home > Teche Federal Bank > Performance and Condition Ratios
Teche Federal Bank, Performance and Condition Ratios
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7219% | 1,212 |
Cost of funding earning assets | 0.7583% | 935 |
Net interest margin | 3.9636% | 1,876 |
Noninterest income to average assets | 1.6795% | 444 |
Noninterest expense to average assets | 3.8620% | 912 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | 0.9622% | 2,346 |
Return on assets (ROA) | 0.9622% | 2,417 |
Pretax return on assets | 1.4467% | 1,592 |
Return on Equity (ROE) | 9.9509% | 2,060 |
Retained earnings to average equity (ytd only) | 9.9509% | 977 |
Net charge-offs to loans | 0.0833% | 2,312 |
Credit loss provision to net charge-offs | 0.0000% | 2,688 |
Earnings coverage of net charge-offs (x) | 21.3469% | 1,294 |
Efficiency ratio | 72.7399% | 3,352 |
Assets per employee ($millions) | 3.0973% | 5,694 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0704% | 5,245 |
Loan loss allowance to noncurrent loans | 225.5294% | 1,887 |
Noncurrent assets plus other real estate owned to assets | 0.4368% | 4,829 |
Noncurrent loans to loans | 0.4746% | 4,740 |
Net loans and leases to total assets | 81.1709% | 439 |
Net loans and leases to deposits | 105.4766% | 246 |
Net loans and leases to core deposits | 107.6783% | 686 |
Total domestic deposits to total assets | 76.9563% | 5,972 |
Equity capital to assets | 9.8684% | 3,999 |
Core capital (leverage) ratio | 9.2903% | 4,591 |
Tier 1 risk-based capital ratio | 13.4855% | 4,694 |
Total risk-based capital ratio | 14.7513% | 4,619 |
Memoranda: | ||
Average total assets | $867,635,500 | 782 |
Average earning assets | $794,431,500 | 780 |
Average equity | $83,891,500 | 876 |
Average total loans | $705,655,000 | 613 |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7829% | 1,361 |
Cost of funding earning assets | 0.8351% | 1,022 |
Net interest margin | 3.9478% | 2,111 |
Noninterest income to average assets | 1.8427% | 448 |
Noninterest expense to average assets | 3.9615% | 907 |
Loan and lease loss provision to assets | 0.0293% | 4,523 |
Net operating income to assets | 0.9854% | 2,391 |
Return on assets (ROA) | 0.9854% | 2,464 |
Pretax return on assets | 1.4602% | 1,580 |
Return on Equity (ROE) | 10.5284% | 1,915 |
Retained earnings to average equity (ytd only) | 6.0146% | 1,958 |
Net charge-offs to loans | 0.1158% | 3,651 |
Credit loss provision to net charge-offs | 32.2581% | 4,203 |
Earnings coverage of net charge-offs (x) | 16.3781% | 1,804 |
Efficiency ratio | 72.6609% | 3,357 |
Assets per employee ($millions) | 2.9044% | 5,983 |
Cash dividends to net income (ytd only)* | 42.8725% | 2,660 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0938% | 5,186 |
Loan loss allowance to noncurrent loans | 215.0949% | 1,974 |
Noncurrent assets plus other real estate owned to assets | 0.4649% | 4,846 |
Noncurrent loans to loans | 0.5085% | 4,725 |
Net loans and leases to total assets | 79.7415% | 621 |
Net loans and leases to deposits | 106.0406% | 257 |
Net loans and leases to core deposits | 108.6933% | 664 |
Total domestic deposits to total assets | 75.1990% | 6,171 |
Equity capital to assets | 9.4726% | 4,465 |
Core capital (leverage) ratio | 9.1233% | 4,821 |
Tier 1 risk-based capital ratio | 13.0762% | 4,923 |
Total risk-based capital ratio | 14.3422% | 4,871 |
Memoranda: | ||
Average total assets | $852,119,400 | 778 |
Average earning assets | $778,864,800 | 775 |
Average equity | $79,755,400 | 895 |
Average total loans | $669,119,200 | 630 |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7887% | 1,376 |
Cost of funding earning assets | 0.8485% | 1,054 |
Net interest margin | 3.9402% | 2,144 |
Noninterest income to average assets | 1.8639% | 457 |
Noninterest expense to average assets | 4.0206% | 838 |
Loan and lease loss provision to assets | 0.0394% | 4,222 |
Net operating income to assets | 0.9353% | 2,661 |
Return on assets (ROA) | 0.9353% | 2,776 |
Pretax return on assets | 1.4028% | 1,920 |
Return on Equity (ROE) | 10.0245% | 2,168 |
Retained earnings to average equity (ytd only) | 4.7920% | 3,242 |
Net charge-offs to loans | 0.1244% | 3,293 |
Credit loss provision to net charge-offs | 40.5844% | 3,697 |
Earnings coverage of net charge-offs (x) | 14.8653% | 1,909 |
Efficiency ratio | 73.5888% | 3,126 |
Assets per employee ($millions) | 2.8562% | 6,068 |
Cash dividends to net income (ytd only)* | 52.1973% | 1,764 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1483% | 5,129 |
Loan loss allowance to noncurrent loans | 283.2253% | 1,441 |
Noncurrent assets plus other real estate owned to assets | 0.4109% | 5,188 |
Noncurrent loans to loans | 0.4054% | 5,179 |
Net loans and leases to total assets | 79.3131% | 620 |
Net loans and leases to deposits | 102.6484% | 344 |
Net loans and leases to core deposits | 105.1813% | 808 |
Total domestic deposits to total assets | 77.2668% | 6,006 |
Equity capital to assets | 9.4524% | 4,610 |
Core capital (leverage) ratio | 9.0743% | 5,001 |
Tier 1 risk-based capital ratio | 13.0461% | 5,089 |
Total risk-based capital ratio | 14.3133% | 5,035 |
Memoranda: | ||
Average total assets | $846,595,250 | 787 |
Average earning assets | $773,246,250 | 783 |
Average equity | $78,991,500 | 912 |
Average total loans | $660,193,500 | 638 |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7586% | 1,426 |
Cost of funding earning assets | 0.8637% | 1,069 |
Net interest margin | 3.8949% | 2,228 |
Noninterest income to average assets | 1.8336% | 504 |
Noninterest expense to average assets | 4.0231% | 839 |
Loan and lease loss provision to assets | 0.0592% | 3,820 |
Net operating income to assets | 0.8733% | 2,939 |
Return on assets (ROA) | 0.8733% | 3,087 |
Pretax return on assets | 1.3069% | 2,278 |
Return on Equity (ROE) | 9.4014% | 2,457 |
Retained earnings to average equity (ytd only) | 2.7699% | 4,550 |
Net charge-offs to loans | 0.1368% | 3,007 |
Credit loss provision to net charge-offs | 56.0538% | 3,099 |
Earnings coverage of net charge-offs (x) | 12.9283% | 1,939 |
Efficiency ratio | 74.6373% | 3,005 |
Assets per employee ($millions) | 2.7351% | 6,242 |
Cash dividends to net income (ytd only)* | 70.5372% | 1,174 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2028% | 4,975 |
Loan loss allowance to noncurrent loans | 152.8718% | 2,477 |
Noncurrent assets plus other real estate owned to assets | 0.7428% | 4,354 |
Noncurrent loans to loans | 0.7868% | 4,336 |
Net loans and leases to total assets | 78.8866% | 651 |
Net loans and leases to deposits | 100.7714% | 386 |
Net loans and leases to core deposits | 102.4639% | 916 |
Total domestic deposits to total assets | 78.2827% | 5,929 |
Equity capital to assets | 9.4254% | 4,680 |
Core capital (leverage) ratio | 8.8284% | 5,250 |
Tier 1 risk-based capital ratio | 13.0396% | 5,111 |
Total risk-based capital ratio | 14.3080% | 5,041 |
Memoranda: | ||
Average total assets | $844,126,670 | 788 |
Average earning assets | $770,599,000 | 785 |
Average equity | $78,414,000 | 927 |
Average total loans | $651,857,000 | 645 |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6430% | 1,699 |
Cost of funding earning assets | 0.8782% | 1,094 |
Net interest margin | 3.7647% | 2,592 |
Noninterest income to average assets | 1.8346% | 489 |
Noninterest expense to average assets | 3.9890% | 896 |
Loan and lease loss provision to assets | 0.1180% | 2,758 |
Net operating income to assets | 0.7809% | 3,275 |
Return on assets (ROA) | 0.7809% | 3,408 |
Pretax return on assets | 1.1641% | 2,706 |
Return on Equity (ROE) | 8.4678% | 2,736 |
Retained earnings to average equity (ytd only) | 2.8397% | 4,578 |
Net charge-offs to loans | 0.2169% | 2,123 |
Credit loss provision to net charge-offs | 71.6332% | 2,268 |
Earnings coverage of net charge-offs (x) | 7.7851% | 2,022 |
Efficiency ratio | 75.6602% | 2,982 |
Assets per employee ($millions) | 2.8233% | 6,252 |
Cash dividends to net income (ytd only)* | 66.4653% | 1,168 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2632% | 4,879 |
Loan loss allowance to noncurrent loans | 152.6553% | 2,345 |
Noncurrent assets plus other real estate owned to assets | 0.7011% | 4,623 |
Noncurrent loans to loans | 0.8275% | 4,469 |
Net loans and leases to total assets | 74.0882% | 1,064 |
Net loans and leases to deposits | 95.1139% | 597 |
Net loans and leases to core deposits | 96.6747% | 1,165 |
Total domestic deposits to total assets | 77.8942% | 6,123 |
Equity capital to assets | 9.1435% | 5,315 |
Core capital (leverage) ratio | 8.7786% | 5,222 |
Tier 1 risk-based capital ratio | 13.1091% | 5,139 |
Total risk-based capital ratio | 14.3781% | 5,077 |
Memoranda: | ||
Average total assets | $847,721,000 | 788 |
Average earning assets | $773,812,500 | 792 |
Average equity | $78,178,500 | 940 |
Average total loans | $643,650,500 | 649 |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0940% | 1,332 |
Cost of funding earning assets | 1.0263% | 1,223 |
Net interest margin | 4.0677% | 2,127 |
Noninterest income to average assets | 2.0584% | 416 |
Noninterest expense to average assets | 3.9811% | 998 |
Loan and lease loss provision to assets | 0.2053% | 3,091 |
Net operating income to assets | 1.0615% | 2,082 |
Return on assets (ROA) | 1.0514% | 2,312 |
Pretax return on assets | 1.5848% | 1,428 |
Return on Equity (ROE) | 11.5380% | 1,641 |
Retained earnings to average equity (ytd only) | 4.1613% | 3,299 |
Net charge-offs to loans | 0.2870% | 3,226 |
Credit loss provision to net charge-offs | 91.5418% | 3,409 |
Earnings coverage of net charge-offs (x) | 8.0519% | 2,482 |
Efficiency ratio | 68.7784% | 4,005 |
Assets per employee ($millions) | 2.7999% | 6,319 |
Cash dividends to net income (ytd only)* | 63.9342% | 1,602 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2800% | 4,740 |
Loan loss allowance to noncurrent loans | 86.0217% | 3,730 |
Noncurrent assets plus other real estate owned to assets | 1.2250% | 3,608 |
Noncurrent loans to loans | 1.4880% | 3,370 |
Net loans and leases to total assets | 75.8572% | 935 |
Net loans and leases to deposits | 99.6872% | 425 |
Net loans and leases to core deposits | 101.3608% | 933 |
Total domestic deposits to total assets | 76.0953% | 6,341 |
Equity capital to assets | 9.3029% | 5,150 |
Core capital (leverage) ratio | 8.6602% | 5,383 |
Tier 1 risk-based capital ratio | 13.0827% | 5,048 |
Total risk-based capital ratio | 14.3522% | 4,982 |
Memoranda: | ||
Average total assets | $833,082,000 | 788 |
Average earning assets | $763,550,400 | 784 |
Average equity | $75,914,200 | 929 |
Average total loans | $650,860,400 | 634 |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1281% | 1,362 |
Cost of funding earning assets | 1.0492% | 1,285 |
Net interest margin | 4.0789% | 2,176 |
Noninterest income to average assets | 1.8303% | 479 |
Noninterest expense to average assets | 3.9461% | 1,007 |
Loan and lease loss provision to assets | 0.2500% | 2,561 |
Net operating income to assets | 0.9140% | 2,914 |
Return on assets (ROA) | 0.9002% | 3,213 |
Pretax return on assets | 1.3534% | 2,402 |
Return on Equity (ROE) | 9.9314% | 2,373 |
Retained earnings to average equity (ytd only) | 4.2745% | 3,888 |
Net charge-offs to loans | 0.2845% | 3,020 |
Credit loss provision to net charge-offs | 111.9885% | 2,614 |
Earnings coverage of net charge-offs (x) | 7.2749% | 2,625 |
Efficiency ratio | 70.8228% | 3,528 |
Assets per employee ($millions) | 2.8796% | 6,246 |
Cash dividends to net income (ytd only)* | 56.9598% | 1,394 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2682% | 4,958 |
Loan loss allowance to noncurrent loans | 81.3284% | 3,789 |
Noncurrent assets plus other real estate owned to assets | 1.2966% | 3,702 |
Noncurrent loans to loans | 1.5593% | 3,441 |
Net loans and leases to total assets | 78.4441% | 677 |
Net loans and leases to deposits | 106.6555% | 227 |
Net loans and leases to core deposits | 108.5650% | 627 |
Total domestic deposits to total assets | 73.5491% | 6,636 |
Equity capital to assets | 9.0927% | 5,721 |
Core capital (leverage) ratio | 8.6540% | 5,548 |
Tier 1 risk-based capital ratio | 12.8169% | 5,396 |
Total risk-based capital ratio | 14.0866% | 5,350 |
Memoranda: | ||
Average total assets | $832,060,000 | 792 |
Average earning assets | $762,857,750 | 786 |
Average equity | $75,422,500 | 936 |
Average total loans | $652,753,500 | 635 |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1540% | 1,363 |
Cost of funding earning assets | 1.0846% | 1,290 |
Net interest margin | 4.0694% | 2,212 |
Noninterest income to average assets | 1.8069% | 473 |
Noninterest expense to average assets | 3.9445% | 1,015 |
Loan and lease loss provision to assets | 0.2566% | 2,527 |
Net operating income to assets | 0.8882% | 2,964 |
Return on assets (ROA) | 0.8678% | 3,318 |
Pretax return on assets | 1.3049% | 2,539 |
Return on Equity (ROE) | 9.5834% | 2,537 |
Retained earnings to average equity (ytd only) | 3.4351% | 4,314 |
Net charge-offs to loans | 0.3226% | 2,743 |
Credit loss provision to net charge-offs | 101.8252% | 2,671 |
Earnings coverage of net charge-offs (x) | 6.3199% | 2,660 |
Efficiency ratio | 71.2131% | 3,565 |
Assets per employee ($millions) | 2.9315% | 6,181 |
Cash dividends to net income (ytd only)* | 64.1562% | 1,239 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2724% | 5,026 |
Loan loss allowance to noncurrent loans | 79.6798% | 3,807 |
Noncurrent assets plus other real estate owned to assets | 1.3322% | 3,775 |
Noncurrent loans to loans | 1.5968% | 3,514 |
Net loans and leases to total assets | 77.5729% | 779 |
Net loans and leases to deposits | 105.0113% | 257 |
Net loans and leases to core deposits | 106.8966% | 707 |
Total domestic deposits to total assets | 73.8710% | 6,689 |
Equity capital to assets | 9.0014% | 5,701 |
Core capital (leverage) ratio | 8.6254% | 5,482 |
Tier 1 risk-based capital ratio | 12.5190% | 5,552 |
Total risk-based capital ratio | 13.7883% | 5,521 |
Memoranda: | ||
Average total assets | $826,256,330 | 803 |
Average earning assets | $757,352,670 | 794 |
Average equity | $74,816,670 | 936 |
Average total loans | $645,365,000 | 642 |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2296% | 1,258 |
Cost of funding earning assets | 1.1254% | 1,273 |
Net interest margin | 4.1041% | 2,074 |
Noninterest income to average assets | 1.8272% | 471 |
Noninterest expense to average assets | 3.9950% | 942 |
Loan and lease loss provision to assets | 0.2687% | 2,306 |
Net operating income to assets | 0.8765% | 3,029 |
Return on assets (ROA) | 0.8765% | 3,253 |
Pretax return on assets | 1.3265% | 2,438 |
Return on Equity (ROE) | 9.6504% | 2,537 |
Retained earnings to average equity (ytd only) | 3.1953% | 4,650 |
Net charge-offs to loans | 0.3087% | 2,423 |
Credit loss provision to net charge-offs | 111.7886% | 2,106 |
Earnings coverage of net charge-offs (x) | 6.6362% | 2,174 |
Efficiency ratio | 71.4386% | 3,545 |
Assets per employee ($millions) | 2.9103% | 6,326 |
Cash dividends to net income (ytd only)* | 66.8896% | 1,047 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3161% | 4,951 |
Loan loss allowance to noncurrent loans | 74.0124% | 3,880 |
Noncurrent assets plus other real estate owned to assets | 1.4278% | 3,720 |
Noncurrent loans to loans | 1.7782% | 3,438 |
Net loans and leases to total assets | 76.6569% | 734 |
Net loans and leases to deposits | 99.4288% | 392 |
Net loans and leases to core deposits | 101.0831% | 923 |
Total domestic deposits to total assets | 77.0973% | 6,390 |
Equity capital to assets | 9.0410% | 5,433 |
Core capital (leverage) ratio | 8.6116% | 5,429 |
Tier 1 risk-based capital ratio | 12.8468% | 5,328 |
Total risk-based capital ratio | 14.1175% | 5,289 |
Memoranda: | ||
Average total assets | $818,721,000 | 812 |
Average earning assets | $750,655,000 | 807 |
Average equity | $74,359,500 | 935 |
Average total loans | $637,521,000 | 648 |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.4631% | 1,258 |
Cost of funding earning assets | 1.2178% | 1,907 |
Net interest margin | 4.2453% | 1,907 |
Noninterest income to average assets | 1.9138% | 405 |
Noninterest expense to average assets | 3.9319% | 1,138 |
Loan and lease loss provision to assets | 0.3955% | 2,623 |
Net operating income to assets | 0.9838% | 2,263 |
Return on assets (ROA) | 0.9594% | 2,496 |
Pretax return on assets | 1.4270% | 1,695 |
Return on Equity (ROE) | 10.4828% | 1,879 |
Retained earnings to average equity (ytd only) | 4.5575% | 2,935 |
Net charge-offs to loans | 0.2921% | 3,947 |
Credit loss provision to net charge-offs | 176.7389% | 1,484 |
Earnings coverage of net charge-offs (x) | 8.3067% | 2,168 |
Efficiency ratio | 67.8645% | 4,393 |
Assets per employee ($millions) | 2.8354% | 6,399 |
Cash dividends to net income (ytd only)* | 56.5235% | 1,728 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3257% | 4,780 |
Loan loss allowance to noncurrent loans | 73.7240% | 3,911 |
Noncurrent assets plus other real estate owned to assets | 1.5317% | 3,656 |
Noncurrent loans to loans | 1.7982% | 3,473 |
Net loans and leases to total assets | 77.0253% | 820 |
Net loans and leases to deposits | 103.2343% | 332 |
Net loans and leases to core deposits | 105.0734% | 838 |
Total domestic deposits to total assets | 74.6121% | 6,661 |
Equity capital to assets | 9.1246% | 5,380 |
Core capital (leverage) ratio | 8.7115% | 5,232 |
Tier 1 risk-based capital ratio | 12.8215% | 5,227 |
Total risk-based capital ratio | 14.0925% | 5,180 |
Memoranda: | ||
Average total assets | $783,747,400 | 840 |
Average earning assets | $715,784,400 | 831 |
Average equity | $71,727,200 | 939 |
Average total loans | $600,536,800 | 695 |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5157% | 1,208 |
Cost of funding earning assets | 1.2474% | 2,012 |
Net interest margin | 4.2683% | 1,834 |
Noninterest income to average assets | 1.9539% | 395 |
Noninterest expense to average assets | 3.8915% | 1,169 |
Loan and lease loss provision to assets | 0.4719% | 2,102 |
Net operating income to assets | 1.0018% | 2,314 |
Return on assets (ROA) | 0.9689% | 2,607 |
Pretax return on assets | 1.4367% | 1,826 |
Return on Equity (ROE) | 10.5786% | 2,007 |
Retained earnings to average equity (ytd only) | 4.8640% | 3,268 |
Net charge-offs to loans | 0.3297% | 3,445 |
Credit loss provision to net charge-offs | 187.7133% | 1,558 |
Earnings coverage of net charge-offs (x) | 7.7871% | 2,296 |
Efficiency ratio | 66.4955% | 4,623 |
Assets per employee ($millions) | 2.7823% | 6,517 |
Cash dividends to net income (ytd only)* | 54.0206% | 1,418 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3680% | 4,694 |
Loan loss allowance to noncurrent loans | 76.6351% | 3,695 |
Noncurrent assets plus other real estate owned to assets | 1.5533% | 3,763 |
Noncurrent loans to loans | 1.7850% | 3,656 |
Net loans and leases to total assets | 76.0187% | 974 |
Net loans and leases to deposits | 99.3763% | 497 |
Net loans and leases to core deposits | 101.2557% | 1,135 |
Total domestic deposits to total assets | 76.4958% | 6,457 |
Equity capital to assets | 9.2630% | 5,433 |
Core capital (leverage) ratio | 8.7656% | 5,316 |
Tier 1 risk-based capital ratio | 13.0244% | 5,080 |
Total risk-based capital ratio | 14.2963% | 5,033 |
Memoranda: | ||
Average total assets | $776,954,500 | 852 |
Average earning assets | $709,060,750 | 847 |
Average equity | $71,160,750 | 955 |
Average total loans | $592,419,750 | 714 |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5498% | 1,184 |
Cost of funding earning assets | 1.2941% | 1,974 |
Net interest margin | 4.2556% | 1,820 |
Noninterest income to average assets | 1.9815% | 363 |
Noninterest expense to average assets | 3.9423% | 1,128 |
Loan and lease loss provision to assets | 0.5178% | 1,892 |
Net operating income to assets | 0.9228% | 2,545 |
Return on assets (ROA) | 0.9126% | 2,689 |
Pretax return on assets | 1.3819% | 1,852 |
Return on Equity (ROE) | 10.0024% | 2,112 |
Retained earnings to average equity (ytd only) | 4.4692% | 3,350 |
Net charge-offs to loans | 0.3309% | 3,238 |
Credit loss provision to net charge-offs | 205.9732% | 1,464 |
Earnings coverage of net charge-offs (x) | 7.6189% | 2,195 |
Efficiency ratio | 67.2633% | 4,653 |
Assets per employee ($millions) | 2.6565% | 6,706 |
Cash dividends to net income (ytd only)* | 55.3191% | 1,514 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3823% | 4,660 |
Loan loss allowance to noncurrent loans | 69.5102% | 3,978 |
Noncurrent assets plus other real estate owned to assets | 1.8257% | 3,474 |
Noncurrent loans to loans | 1.9886% | 3,499 |
Net loans and leases to total assets | 73.2667% | 1,545 |
Net loans and leases to deposits | 91.2708% | 1,132 |
Net loans and leases to core deposits | 92.9249% | 2,027 |
Total domestic deposits to total assets | 80.2740% | 5,748 |
Equity capital to assets | 9.1026% | 5,433 |
Core capital (leverage) ratio | 8.6758% | 5,264 |
Tier 1 risk-based capital ratio | 13.0024% | 4,911 |
Total risk-based capital ratio | 14.2623% | 4,888 |
Memoranda: | ||
Average total assets | $772,548,330 | 866 |
Average earning assets | $703,630,330 | 867 |
Average equity | $70,483,000 | 966 |
Average total loans | $586,889,670 | 728 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.6027% | 1,049 |
Cost of funding earning assets | 1.3589% | 1,832 |
Net interest margin | 4.2438% | 1,772 |
Noninterest income to average assets | 1.9711% | 360 |
Noninterest expense to average assets | 3.9250% | 1,141 |
Loan and lease loss provision to assets | 0.5224% | 1,667 |
Net operating income to assets | 0.8531% | 2,765 |
Return on assets (ROA) | 0.8531% | 2,828 |
Pretax return on assets | 1.3839% | 1,771 |
Return on Equity (ROE) | 9.3399% | 2,335 |
Retained earnings to average equity (ytd only) | 3.9064% | 3,827 |
Net charge-offs to loans | 0.4019% | 2,492 |
Credit loss provision to net charge-offs | 169.2047% | 1,705 |
Earnings coverage of net charge-offs (x) | 6.1743% | 2,144 |
Efficiency ratio | 67.2639% | 4,798 |
Assets per employee ($millions) | 2.7557% | 6,616 |
Cash dividends to net income (ytd only)* | 58.1751% | 1,290 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2734% | 5,276 |
Loan loss allowance to noncurrent loans | 60.1064% | 4,419 |
Noncurrent assets plus other real estate owned to assets | 1.8473% | 3,498 |
Noncurrent loans to loans | 2.1186% | 3,420 |
Net loans and leases to total assets | 74.1126% | 1,325 |
Net loans and leases to deposits | 93.6440% | 861 |
Net loans and leases to core deposits | 95.4210% | 1,724 |
Total domestic deposits to total assets | 79.1428% | 6,156 |
Equity capital to assets | 9.0213% | 5,175 |
Core capital (leverage) ratio | 8.5447% | 5,361 |
Tier 1 risk-based capital ratio | 12.6855% | 5,080 |
Total risk-based capital ratio | 13.9377% | 5,058 |
Memoranda: | ||
Average total assets | $765,660,500 | 880 |
Average earning assets | $696,456,000 | 877 |
Average equity | $69,936,500 | 961 |
Average total loans | $588,240,000 | 734 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9110% | 1,019 |
Cost of funding earning assets | 1.6231% | 1,937 |
Net interest margin | 4.2879% | 1,863 |
Noninterest income to average assets | 2.0063% | 393 |
Noninterest expense to average assets | 3.8513% | 1,386 |
Loan and lease loss provision to assets | 0.5079% | 3,125 |
Net operating income to assets | 0.9994% | 2,043 |
Return on assets (ROA) | 0.9922% | 2,170 |
Pretax return on assets | 1.5428% | 1,268 |
Return on Equity (ROE) | 11.1708% | 1,534 |
Retained earnings to average equity (ytd only) | 5.5267% | 2,090 |
Net charge-offs to loans | 0.4952% | 3,649 |
Credit loss provision to net charge-offs | 130.4201% | 3,042 |
Earnings coverage of net charge-offs (x) | 5.2944% | 2,666 |
Efficiency ratio | 65.0722% | 5,150 |
Assets per employee ($millions) | 2.7325% | 6,636 |
Cash dividends to net income (ytd only)* | 50.5252% | 2,049 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1921% | 5,557 |
Loan loss allowance to noncurrent loans | 55.8187% | 4,666 |
Noncurrent assets plus other real estate owned to assets | 1.9518% | 3,408 |
Noncurrent loans to loans | 2.1357% | 3,386 |
Net loans and leases to total assets | 77.7160% | 986 |
Net loans and leases to deposits | 99.0872% | 635 |
Net loans and leases to core deposits | 100.9642% | 1,539 |
Total domestic deposits to total assets | 78.4320% | 6,230 |
Equity capital to assets | 9.2512% | 4,753 |
Core capital (leverage) ratio | 8.7508% | 4,941 |
Tier 1 risk-based capital ratio | 12.5386% | 4,991 |
Total risk-based capital ratio | 13.7897% | 4,979 |
Memoranda: | ||
Average total assets | $757,975,400 | 890 |
Average earning assets | $690,646,000 | 887 |
Average equity | $67,327,600 | 998 |
Average total loans | $596,074,400 | 749 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9332% | 1,068 |
Cost of funding earning assets | 1.6681% | 2,016 |
Net interest margin | 4.2651% | 1,972 |
Noninterest income to average assets | 2.0254% | 365 |
Noninterest expense to average assets | 3.9035% | 1,198 |
Loan and lease loss provision to assets | 0.4739% | 3,107 |
Net operating income to assets | 0.9906% | 2,269 |
Return on assets (ROA) | 0.9810% | 2,418 |
Pretax return on assets | 1.5214% | 1,558 |
Return on Equity (ROE) | 11.1587% | 1,734 |
Retained earnings to average equity (ytd only) | 5.4686% | 2,670 |
Net charge-offs to loans | 0.3846% | 3,752 |
Credit loss provision to net charge-offs | 156.7034% | 2,446 |
Earnings coverage of net charge-offs (x) | 6.6471% | 2,481 |
Efficiency ratio | 65.9444% | 4,872 |
Assets per employee ($millions) | 2.6927% | 6,788 |
Cash dividends to net income (ytd only)* | 50.9931% | 1,590 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1993% | 5,499 |
Loan loss allowance to noncurrent loans | 55.4475% | 4,599 |
Noncurrent assets plus other real estate owned to assets | 1.8431% | 3,692 |
Noncurrent loans to loans | 2.1630% | 3,492 |
Net loans and leases to total assets | 77.2991% | 1,163 |
Net loans and leases to deposits | 100.1440% | 650 |
Net loans and leases to core deposits | 102.3631% | 1,620 |
Total domestic deposits to total assets | 77.1880% | 6,441 |
Equity capital to assets | 9.0130% | 5,561 |
Core capital (leverage) ratio | 8.5044% | 5,497 |
Tier 1 risk-based capital ratio | 12.2652% | 5,208 |
Total risk-based capital ratio | 13.5165% | 5,180 |
Memoranda: | ||
Average total assets | $759,608,000 | 889 |
Average earning assets | $692,510,500 | 890 |
Average equity | $66,780,000 | 1,003 |
Average total loans | $597,333,250 | 746 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.9626% | 1,033 |
Cost of funding earning assets | 1.7113% | 2,059 |
Net interest margin | 4.2512% | 1,958 |
Noninterest income to average assets | 2.0545% | 344 |
Noninterest expense to average assets | 3.9450% | 1,104 |
Loan and lease loss provision to assets | 0.4739% | 2,945 |
Net operating income to assets | 0.9682% | 2,302 |
Return on assets (ROA) | 0.9667% | 2,396 |
Pretax return on assets | 1.5114% | 1,529 |
Return on Equity (ROE) | 11.0891% | 1,723 |
Retained earnings to average equity (ytd only) | 5.3513% | 2,696 |
Net charge-offs to loans | 0.4201% | 3,316 |
Credit loss provision to net charge-offs | 143.1981% | 2,769 |
Earnings coverage of net charge-offs (x) | 6.0064% | 2,550 |
Efficiency ratio | 66.4256% | 4,901 |
Assets per employee ($millions) | 2.6496% | 6,860 |
Cash dividends to net income (ytd only)* | 51.7429% | 1,606 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0935% | 5,975 |
Loan loss allowance to noncurrent loans | 51.3765% | 4,878 |
Noncurrent assets plus other real estate owned to assets | 1.8594% | 3,678 |
Noncurrent loans to loans | 2.1283% | 3,554 |
Net loans and leases to total assets | 77.2003% | 1,257 |
Net loans and leases to deposits | 100.8078% | 658 |
Net loans and leases to core deposits | 103.0406% | 1,730 |
Total domestic deposits to total assets | 76.5816% | 6,588 |
Equity capital to assets | 8.8281% | 5,712 |
Core capital (leverage) ratio | 8.3122% | 5,742 |
Tier 1 risk-based capital ratio | 12.0528% | 5,265 |
Total risk-based capital ratio | 13.2974% | 5,235 |
Memoranda: | ||
Average total assets | $759,698,330 | 893 |
Average earning assets | $693,025,330 | 893 |
Average equity | $66,227,000 | 1,000 |
Average total loans | $598,415,670 | 751 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.0092% | 966 |
Cost of funding earning assets | 1.7075% | 2,355 |
Net interest margin | 4.3017% | 1,686 |
Noninterest income to average assets | 1.9963% | 340 |
Noninterest expense to average assets | 3.9583% | 1,089 |
Loan and lease loss provision to assets | 0.4749% | 2,602 |
Net operating income to assets | 0.9524% | 2,352 |
Return on assets (ROA) | 0.9493% | 2,430 |
Pretax return on assets | 1.4802% | 1,569 |
Return on Equity (ROE) | 10.9600% | 1,799 |
Retained earnings to average equity (ytd only) | 5.1723% | 3,059 |
Net charge-offs to loans | 0.5382% | 2,453 |
Credit loss provision to net charge-offs | 111.5242% | 3,103 |
Earnings coverage of net charge-offs (x) | 4.6022% | 2,595 |
Efficiency ratio | 66.8123% | 4,952 |
Assets per employee ($millions) | 2.6611% | 6,935 |
Cash dividends to net income (ytd only)* | 52.8071% | 1,418 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0128% | 6,390 |
Loan loss allowance to noncurrent loans | 44.0945% | 5,418 |
Noncurrent assets plus other real estate owned to assets | 1.9893% | 3,517 |
Noncurrent loans to loans | 2.2970% | 3,387 |
Net loans and leases to total assets | 77.8555% | 1,178 |
Net loans and leases to deposits | 99.9403% | 756 |
Net loans and leases to core deposits | 102.0674% | 1,898 |
Total domestic deposits to total assets | 77.9020% | 6,341 |
Equity capital to assets | 8.6949% | 5,741 |
Core capital (leverage) ratio | 8.1845% | 5,934 |
Tier 1 risk-based capital ratio | 11.7595% | 5,443 |
Total risk-based capital ratio | 12.9105% | 5,478 |
Memoranda: | ||
Average total assets | $757,998,500 | 915 |
Average earning assets | $691,071,500 | 913 |
Average equity | $65,657,000 | 1,015 |
Average total loans | $599,810,000 | 769 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.2026% | 1,238 |
Cost of funding earning assets | 2.0021% | 2,955 |
Net interest margin | 4.2005% | 2,056 |
Noninterest income to average assets | 2.1512% | 342 |
Noninterest expense to average assets | 3.8900% | 1,521 |
Loan and lease loss provision to assets | 0.5265% | 3,739 |
Net operating income to assets | 1.0060% | 1,818 |
Return on assets (ROA) | 0.9443% | 2,082 |
Pretax return on assets | 1.4547% | 1,303 |
Return on Equity (ROE) | 11.5317% | 1,279 |
Retained earnings to average equity (ytd only) | 5.9990% | 1,342 |
Net charge-offs to loans | 0.5733% | 3,501 |
Credit loss provision to net charge-offs | 117.0697% | 4,633 |
Earnings coverage of net charge-offs (x) | 4.6166% | 2,881 |
Efficiency ratio | 65.1197% | 5,566 |
Assets per employee ($millions) | 2.6581% | 6,932 |
Cash dividends to net income (ytd only)* | 47.9781% | 2,571 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9900% | 6,445 |
Loan loss allowance to noncurrent loans | 62.9963% | 4,244 |
Noncurrent assets plus other real estate owned to assets | 1.3959% | 4,326 |
Noncurrent loans to loans | 1.5715% | 4,293 |
Net loans and leases to total assets | 78.8252% | 1,219 |
Net loans and leases to deposits | 102.3560% | 731 |
Net loans and leases to core deposits | 115.8717% | 2,333 |
Total domestic deposits to total assets | 77.0108% | 6,473 |
Equity capital to assets | 8.6286% | 5,695 |
Core capital (leverage) ratio | 8.1141% | 5,966 |
Tier 1 risk-based capital ratio | 11.5702% | 5,326 |
Total risk-based capital ratio | 12.7003% | 5,414 |
Memoranda: | ||
Average total assets | $772,514,200 | 889 |
Average earning assets | $701,612,400 | 891 |
Average equity | $63,260,400 | 1,047 |
Average total loans | $605,958,400 | 774 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.2448% | 1,254 |
Cost of funding earning assets | 2.0743% | 3,016 |
Net interest margin | 4.1705% | 2,155 |
Noninterest income to average assets | 2.1730% | 325 |
Noninterest expense to average assets | 3.8965% | 1,433 |
Loan and lease loss provision to assets | 0.4927% | 3,442 |
Net operating income to assets | 1.0187% | 1,993 |
Return on assets (ROA) | 0.9490% | 2,297 |
Pretax return on assets | 1.4613% | 1,515 |
Return on Equity (ROE) | 11.7424% | 1,431 |
Retained earnings to average equity (ytd only) | 6.0092% | 1,945 |
Net charge-offs to loans | 0.4313% | 3,524 |
Credit loss provision to net charge-offs | 146.1813% | 3,328 |
Earnings coverage of net charge-offs (x) | 6.1156% | 2,668 |
Efficiency ratio | 65.3157% | 5,496 |
Assets per employee ($millions) | 2.6955% | 6,861 |
Cash dividends to net income (ytd only)* | 48.8246% | 2,058 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0524% | 5,993 |
Loan loss allowance to noncurrent loans | 94.0541% | 2,920 |
Noncurrent assets plus other real estate owned to assets | 1.1245% | 4,831 |
Noncurrent loans to loans | 1.1189% | 5,076 |
Net loans and leases to total assets | 77.2084% | 1,738 |
Net loans and leases to deposits | 99.4472% | 1,161 |
Net loans and leases to core deposits | 113.8528% | 2,838 |
Total domestic deposits to total assets | 77.6376% | 6,184 |
Equity capital to assets | 8.4269% | 6,351 |
Core capital (leverage) ratio | 7.8867% | 6,518 |
Tier 1 risk-based capital ratio | 11.5118% | 5,414 |
Total risk-based capital ratio | 12.7175% | 5,408 |
Memoranda: | ||
Average total assets | $776,915,250 | 892 |
Average earning assets | $705,060,500 | 897 |
Average equity | $62,791,000 | 1,064 |
Average total loans | $607,195,750 | 790 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.2277% | 1,387 |
Cost of funding earning assets | 2.1289% | 3,137 |
Net interest margin | 4.0988% | 2,327 |
Noninterest income to average assets | 2.0355% | 361 |
Noninterest expense to average assets | 3.8768% | 1,523 |
Loan and lease loss provision to assets | 0.4056% | 3,494 |
Net operating income to assets | 0.9658% | 2,220 |
Return on assets (ROA) | 0.8923% | 2,597 |
Pretax return on assets | 1.3695% | 1,808 |
Return on Equity (ROE) | 11.1953% | 1,648 |
Retained earnings to average equity (ytd only) | 5.0952% | 2,458 |
Net charge-offs to loans | 0.5799% | 2,592 |
Credit loss provision to net charge-offs | 89.4470% | 4,942 |
Earnings coverage of net charge-offs (x) | 4.1642% | 3,191 |
Efficiency ratio | 67.1505% | 5,328 |
Assets per employee ($millions) | 2.6058% | 7,042 |
Cash dividends to net income (ytd only)* | 54.4881% | 1,877 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8358% | 7,036 |
Loan loss allowance to noncurrent loans | 68.6170% | 4,002 |
Noncurrent assets plus other real estate owned to assets | 1.0279% | 4,913 |
Noncurrent loans to loans | 1.2181% | 4,772 |
Net loans and leases to total assets | 77.7960% | 1,795 |
Net loans and leases to deposits | 100.0549% | 1,285 |
Net loans and leases to core deposits | 116.0066% | 2,709 |
Total domestic deposits to total assets | 77.7533% | 6,142 |
Equity capital to assets | 7.9898% | 6,761 |
Core capital (leverage) ratio | 7.4967% | 7,021 |
Tier 1 risk-based capital ratio | 11.1647% | 5,709 |
Total risk-based capital ratio | 12.1465% | 5,931 |
Memoranda: | ||
Average total assets | $781,615,000 | 897 |
Average earning assets | $711,180,330 | 902 |
Average equity | $62,294,000 | 1,092 |
Average total loans | $611,187,000 | 803 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.2110% | 1,564 |
Cost of funding earning assets | 2.2381% | 2,971 |
Net interest margin | 3.9729% | 2,762 |
Noninterest income to average assets | 2.0638% | 347 |
Noninterest expense to average assets | 3.7435% | 1,576 |
Loan and lease loss provision to assets | 0.5315% | 2,344 |
Net operating income to assets | 0.8841% | 2,770 |
Return on assets (ROA) | 0.8648% | 3,006 |
Pretax return on assets | 1.3783% | 2,031 |
Return on Equity (ROE) | 10.8639% | 2,009 |
Retained earnings to average equity (ytd only) | 4.4127% | 3,462 |
Net charge-offs to loans | 0.7348% | 1,713 |
Credit loss provision to net charge-offs | 92.6589% | 3,952 |
Earnings coverage of net charge-offs (x) | 3.3823% | 3,194 |
Efficiency ratio | 65.7662% | 5,372 |
Assets per employee ($millions) | 2.7051% | 6,874 |
Cash dividends to net income (ytd only)* | 59.3824% | 1,506 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8271% | 7,055 |
Loan loss allowance to noncurrent loans | 81.0110% | 3,638 |
Noncurrent assets plus other real estate owned to assets | 0.8691% | 5,019 |
Noncurrent loans to loans | 1.0210% | 4,954 |
Net loans and leases to total assets | 76.6080% | 2,139 |
Net loans and leases to deposits | 98.1630% | 1,638 |
Net loans and leases to core deposits | 113.7758% | 3,027 |
Total domestic deposits to total assets | 78.0417% | 6,002 |
Equity capital to assets | 7.8554% | 7,000 |
Core capital (leverage) ratio | 7.3350% | 7,340 |
Tier 1 risk-based capital ratio | 11.0188% | 5,898 |
Total risk-based capital ratio | 11.9841% | 6,061 |
Memoranda: | ||
Average total assets | $778,951,000 | 899 |
Average earning assets | $709,711,500 | 901 |
Average equity | $62,003,500 | 1,103 |
Average total loans | $608,095,500 | 808 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.5917% | 2,530 |
Cost of funding earning assets | 2.7703% | 2,831 |
Net interest margin | 3.8214% | 3,933 |
Noninterest income to average assets | 2.0938% | 321 |
Noninterest expense to average assets | 3.8936% | 1,569 |
Loan and lease loss provision to assets | 0.2003% | 4,890 |
Net operating income to assets | 1.0116% | 2,504 |
Return on assets (ROA) | 0.7770% | 3,374 |
Pretax return on assets | 1.1316% | 2,911 |
Return on Equity (ROE) | 9.9615% | 2,274 |
Retained earnings to average equity (ytd only) | 5.9066% | 1,571 |
Net charge-offs to loans | 0.0845% | 5,554 |
Credit loss provision to net charge-offs | 304.0000% | 1,482 |
Earnings coverage of net charge-offs (x) | 25.3740% | 1,336 |
Efficiency ratio | 69.8395% | 4,383 |
Assets per employee ($millions) | 2.4451% | 7,307 |
Cash dividends to net income (ytd only)* | 40.7056% | 3,619 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8521% | 6,894 |
Loan loss allowance to noncurrent loans | 86.4583% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.8610% | 4,695 |
Noncurrent loans to loans | 0.9855% | 4,622 |
Net loans and leases to total assets | 78.2417% | 2,069 |
Net loans and leases to deposits | 100.3863% | 1,805 |
Net loans and leases to core deposits | 118.2275% | 2,861 |
Total domestic deposits to total assets | 77.9407% | 5,731 |
Equity capital to assets | 8.0681% | 6,751 |
Core capital (leverage) ratio | 7.5473% | 7,145 |
Tier 1 risk-based capital ratio | 11.2788% | 5,456 |
Total risk-based capital ratio | 12.2894% | 5,582 |
Memoranda: | ||
Average total assets | $758,851,800 | 889 |
Average earning assets | $689,409,200 | 887 |
Average equity | $59,187,800 | 1,135 |
Average total loans | $591,861,800 | 809 |