Home > Teche Federal Bank > Income and Expense
Teche Federal Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,378,000 | 663 |
| Total interest expense | $1,506,000 | 466 |
| Net interest income | $7,872,000 | 695 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $3,643,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,152,000 | 183 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,491,000 | 629 |
| Total noninterest expense | $8,377,000 | 617 |
| Salaries and employee benefits | $4,698,000 | 579 |
| Premises and equipment expense | $1,221,000 | 516 |
| Additional noninterest expense | $2,458,000 | 672 |
| Pre-tax net operating income | $3,138,000 | 646 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,051,000 | 536 |
| Income before extraordinary items | $2,087,000 | 746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,087,000 | 747 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,087,000 | 747 |
| Net charge-offs | $147,000 | 1,135 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,087,000 | 735 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $37,252,000 | 662 |
| Total interest expense | $6,504,000 | 483 |
| Net interest income | $30,748,000 | 692 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $15,702,000 | 489 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $9,402,000 | 175 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,300,000 | 677 |
| Total noninterest expense | $33,757,000 | 617 |
| Salaries and employee benefits | $19,096,000 | 562 |
| Premises and equipment expense | $4,930,000 | 500 |
| Additional noninterest expense | $9,731,000 | 718 |
| Pre-tax net operating income | $12,443,000 | 631 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $4,046,000 | 528 |
| Income before extraordinary items | $8,397,000 | 763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,397,000 | 763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,397,000 | 764 |
| Net charge-offs | $775,000 | 1,524 |
| Cash dividends | $3,600,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,397,000 | 743 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $27,772,000 | 665 |
| Total interest expense | $4,921,000 | 492 |
| Net interest income | $22,851,000 | 703 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $11,835,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $7,014,000 | 173 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,821,000 | 684 |
| Total noninterest expense | $25,529,000 | 614 |
| Salaries and employee benefits | $14,310,000 | 561 |
| Premises and equipment expense | $3,713,000 | 498 |
| Additional noninterest expense | $7,506,000 | 694 |
| Pre-tax net operating income | $8,907,000 | 676 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,968,000 | 556 |
| Income before extraordinary items | $5,939,000 | 806 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,939,000 | 808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,939,000 | 808 |
| Net charge-offs | $616,000 | 1,396 |
| Cash dividends | $3,100,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,939,000 | 786 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,335,000 | 674 |
| Total interest expense | $3,328,000 | 495 |
| Net interest income | $15,007,000 | 707 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $7,739,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,610,000 | 172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,129,000 | 699 |
| Total noninterest expense | $16,980,000 | 614 |
| Salaries and employee benefits | $9,609,000 | 560 |
| Premises and equipment expense | $2,438,000 | 502 |
| Additional noninterest expense | $4,933,000 | 702 |
| Pre-tax net operating income | $5,516,000 | 705 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,830,000 | 580 |
| Income before extraordinary items | $3,686,000 | 842 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,686,000 | 843 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,686,000 | 844 |
| Net charge-offs | $446,000 | 1,345 |
| Cash dividends | $2,600,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,686,000 | 819 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 702 |
| Total interest expense | $1,699,000 | 509 |
| Net interest income | $7,283,000 | 732 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $3,888,000 | 503 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,386,000 | 166 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,502,000 | 748 |
| Total noninterest expense | $8,454,000 | 625 |
| Salaries and employee benefits | $4,796,000 | 573 |
| Premises and equipment expense | $1,175,000 | 530 |
| Additional noninterest expense | $2,483,000 | 692 |
| Pre-tax net operating income | $2,467,000 | 769 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $812,000 | 637 |
| Income before extraordinary items | $1,655,000 | 919 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,655,000 | 920 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,655,000 | 921 |
| Net charge-offs | $349,000 | 962 |
| Cash dividends | $1,100,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,655,000 | 873 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $38,895,000 | 674 |
| Total interest expense | $7,836,000 | 542 |
| Net interest income | $31,059,000 | 693 |
| Provision for loan and lease losses | $1,710,000 | 1,212 |
| Total noninterest income | $17,148,000 | 463 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $9,619,000 | 175 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,529,000 | 592 |
| Total noninterest expense | $33,166,000 | 633 |
| Salaries and employee benefits | $18,728,000 | 564 |
| Premises and equipment expense | $4,748,000 | 503 |
| Additional noninterest expense | $9,690,000 | 734 |
| Pre-tax net operating income | $13,331,000 | 577 |
| Securities gains (losses) | $-128,000 | 6,917 |
| Applicable income taxes | $4,444,000 | 468 |
| Income before extraordinary items | $8,759,000 | 687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,759,000 | 687 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,759,000 | 687 |
| Net charge-offs | $1,868,000 | 1,222 |
| Cash dividends | $5,600,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,843,480 | 656 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $29,341,000 | 683 |
| Total interest expense | $6,003,000 | 561 |
| Net interest income | $23,338,000 | 699 |
| Provision for loan and lease losses | $1,560,000 | 1,044 |
| Total noninterest income | $11,422,000 | 491 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $7,181,000 | 176 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,241,000 | 727 |
| Total noninterest expense | $24,626,000 | 634 |
| Salaries and employee benefits | $13,769,000 | 574 |
| Premises and equipment expense | $3,567,000 | 508 |
| Additional noninterest expense | $7,290,000 | 725 |
| Pre-tax net operating income | $8,574,000 | 654 |
| Securities gains (losses) | $-128,000 | 7,035 |
| Applicable income taxes | $2,828,000 | 536 |
| Income before extraordinary items | $5,618,000 | 813 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,618,000 | 810 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,618,000 | 813 |
| Net charge-offs | $1,393,000 | 1,176 |
| Cash dividends | $3,200,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,703,760 | 751 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,517,000 | 688 |
| Total interest expense | $4,107,000 | 566 |
| Net interest income | $15,410,000 | 708 |
| Provision for loan and lease losses | $1,060,000 | 1,050 |
| Total noninterest income | $7,465,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $4,740,000 | 174 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,725,000 | 745 |
| Total noninterest expense | $16,296,000 | 639 |
| Salaries and employee benefits | $8,938,000 | 582 |
| Premises and equipment expense | $2,347,000 | 515 |
| Additional noninterest expense | $5,011,000 | 694 |
| Pre-tax net operating income | $5,519,000 | 668 |
| Securities gains (losses) | $-128,000 | 7,120 |
| Applicable income taxes | $1,806,000 | 549 |
| Income before extraordinary items | $3,585,000 | 845 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,585,000 | 844 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,585,000 | 845 |
| Net charge-offs | $1,041,000 | 1,107 |
| Cash dividends | $2,300,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,669,480 | 771 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 686 |
| Total interest expense | $2,112,000 | 570 |
| Net interest income | $7,702,000 | 708 |
| Provision for loan and lease losses | $550,000 | 993 |
| Total noninterest income | $3,740,000 | 487 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,431,000 | 166 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,309,000 | 751 |
| Total noninterest expense | $8,177,000 | 630 |
| Salaries and employee benefits | $4,475,000 | 581 |
| Premises and equipment expense | $1,162,000 | 522 |
| Additional noninterest expense | $2,540,000 | 676 |
| Pre-tax net operating income | $2,715,000 | 685 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $921,000 | 545 |
| Income before extraordinary items | $1,794,000 | 841 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,794,000 | 840 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,794,000 | 842 |
| Net charge-offs | $492,000 | 1,109 |
| Cash dividends | $1,200,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,794,000 | 788 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $39,104,000 | 716 |
| Total interest expense | $8,717,000 | 663 |
| Net interest income | $30,387,000 | 711 |
| Provision for loan and lease losses | $3,100,000 | 1,169 |
| Total noninterest income | $14,999,000 | 458 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $9,986,000 | 176 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,013,000 | 699 |
| Total noninterest expense | $30,816,000 | 647 |
| Salaries and employee benefits | $16,621,000 | 583 |
| Premises and equipment expense | $4,542,000 | 552 |
| Additional noninterest expense | $9,653,000 | 745 |
| Pre-tax net operating income | $11,470,000 | 546 |
| Securities gains (losses) | $-286,000 | 7,187 |
| Applicable income taxes | $3,665,000 | 502 |
| Income before extraordinary items | $7,519,000 | 684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,519,000 | 683 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,519,000 | 684 |
| Net charge-offs | $1,754,000 | 1,689 |
| Cash dividends | $4,250,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,710,620 | 643 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,333,000 | 729 |
| Total interest expense | $6,634,000 | 683 |
| Net interest income | $22,699,000 | 729 |
| Provision for loan and lease losses | $2,750,000 | 995 |
| Total noninterest income | $11,386,000 | 454 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $7,506,000 | 172 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,880,000 | 692 |
| Total noninterest expense | $22,677,000 | 658 |
| Salaries and employee benefits | $12,424,000 | 579 |
| Premises and equipment expense | $3,430,000 | 551 |
| Additional noninterest expense | $6,823,000 | 777 |
| Pre-tax net operating income | $8,658,000 | 565 |
| Securities gains (losses) | $-286,000 | 7,303 |
| Applicable income taxes | $2,726,000 | 498 |
| Income before extraordinary items | $5,646,000 | 706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,646,000 | 704 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,646,000 | 706 |
| Net charge-offs | $1,465,000 | 1,518 |
| Cash dividends | $3,050,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,837,620 | 661 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,525,000 | 740 |
| Total interest expense | $4,553,000 | 696 |
| Net interest income | $14,972,000 | 740 |
| Provision for loan and lease losses | $2,000,000 | 913 |
| Total noninterest income | $7,654,000 | 454 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,915,000 | 175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,739,000 | 662 |
| Total noninterest expense | $15,228,000 | 663 |
| Salaries and employee benefits | $8,315,000 | 578 |
| Premises and equipment expense | $2,854,000 | 462 |
| Additional noninterest expense | $4,059,000 | 895 |
| Pre-tax net operating income | $5,398,000 | 590 |
| Securities gains (losses) | $-60,000 | 7,254 |
| Applicable income taxes | $1,813,000 | 496 |
| Income before extraordinary items | $3,525,000 | 732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,525,000 | 730 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,525,000 | 732 |
| Net charge-offs | $971,000 | 1,496 |
| Cash dividends | $1,950,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,564,600 | 691 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 747 |
| Total interest expense | $2,366,000 | 695 |
| Net interest income | $7,389,000 | 748 |
| Provision for loan and lease losses | $1,000,000 | 850 |
| Total noninterest income | $3,773,000 | 454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,433,000 | 137 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $340,000 | 1,760 |
| Total noninterest expense | $7,513,000 | 674 |
| Salaries and employee benefits | $4,172,000 | 582 |
| Premises and equipment expense | $1,425,000 | 471 |
| Additional noninterest expense | $1,916,000 | 931 |
| Pre-tax net operating income | $2,649,000 | 613 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,016,000 | 449 |
| Income before extraordinary items | $1,633,000 | 770 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,633,000 | 770 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,633,000 | 770 |
| Net charge-offs | $591,000 | 1,200 |
| Cash dividends | $950,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,633,000 | 759 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,824,000 | 740 |
| Total interest expense | $11,210,000 | 713 |
| Net interest income | $29,614,000 | 746 |
| Provision for loan and lease losses | $3,850,000 | 1,370 |
| Total noninterest income | $15,207,000 | 475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,207,000 | 341 |
| Total noninterest expense | $29,192,000 | 687 |
| Salaries and employee benefits | $16,335,000 | 585 |
| Premises and equipment expense | $5,658,000 | 458 |
| Additional noninterest expense | $7,199,000 | 1,028 |
| Pre-tax net operating income | $11,779,000 | 468 |
| Securities gains (losses) | $-85,000 | 7,210 |
| Applicable income taxes | $4,173,000 | 422 |
| Income before extraordinary items | $7,521,000 | 593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,521,000 | 591 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,521,000 | 593 |
| Net charge-offs | $2,952,000 | 1,480 |
| Cash dividends | $3,800,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,575,400 | 567 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,817,000 | 741 |
| Total interest expense | $8,664,000 | 720 |
| Net interest income | $22,153,000 | 745 |
| Provision for loan and lease losses | $2,700,000 | 1,356 |
| Total noninterest income | $11,539,000 | 463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,539,000 | 326 |
| Total noninterest expense | $22,239,000 | 673 |
| Salaries and employee benefits | $12,356,000 | 568 |
| Premises and equipment expense | $4,389,000 | 444 |
| Additional noninterest expense | $5,494,000 | 982 |
| Pre-tax net operating income | $8,753,000 | 487 |
| Securities gains (losses) | $-85,000 | 7,382 |
| Applicable income taxes | $3,079,000 | 415 |
| Income before extraordinary items | $5,589,000 | 620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,589,000 | 618 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,589,000 | 620 |
| Net charge-offs | $1,723,000 | 1,652 |
| Cash dividends | $2,850,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,643,400 | 587 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,661,000 | 743 |
| Total interest expense | $5,930,000 | 720 |
| Net interest income | $14,731,000 | 742 |
| Provision for loan and lease losses | $1,800,000 | 1,356 |
| Total noninterest income | $7,804,000 | 450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,804,000 | 321 |
| Total noninterest expense | $14,985,000 | 663 |
| Salaries and employee benefits | $8,349,000 | 560 |
| Premises and equipment expense | $2,897,000 | 448 |
| Additional noninterest expense | $3,739,000 | 954 |
| Pre-tax net operating income | $5,750,000 | 477 |
| Securities gains (losses) | $-9,000 | 7,302 |
| Applicable income taxes | $2,069,000 | 395 |
| Income before extraordinary items | $3,672,000 | 610 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,672,000 | 610 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,672,000 | 611 |
| Net charge-offs | $1,257,000 | 1,516 |
| Cash dividends | $1,900,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,677,760 | 586 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,382,000 | 751 |
| Total interest expense | $2,950,000 | 772 |
| Net interest income | $7,432,000 | 745 |
| Provision for loan and lease losses | $900,000 | 1,245 |
| Total noninterest income | $3,783,000 | 452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,783,000 | 320 |
| Total noninterest expense | $7,501,000 | 667 |
| Salaries and employee benefits | $4,250,000 | 567 |
| Premises and equipment expense | $1,398,000 | 477 |
| Additional noninterest expense | $1,853,000 | 956 |
| Pre-tax net operating income | $2,814,000 | 487 |
| Securities gains (losses) | $-9,000 | 7,497 |
| Applicable income taxes | $1,006,000 | 380 |
| Income before extraordinary items | $1,799,000 | 623 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,799,000 | 627 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,799,000 | 627 |
| Net charge-offs | $807,000 | 1,190 |
| Cash dividends | $950,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,804,760 | 604 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,518,000 | 764 |
| Total interest expense | $14,047,000 | 836 |
| Net interest income | $29,471,000 | 725 |
| Provision for loan and lease losses | $4,067,000 | 1,643 |
| Total noninterest income | $16,618,000 | 441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $16,618,000 | 311 |
| Total noninterest expense | $30,051,000 | 699 |
| Salaries and employee benefits | $16,342,000 | 577 |
| Premises and equipment expense | $5,740,000 | 462 |
| Additional noninterest expense | $7,969,000 | 987 |
| Pre-tax net operating income | $11,971,000 | 350 |
| Securities gains (losses) | $-733,000 | 7,646 |
| Applicable income taxes | $3,943,000 | 319 |
| Income before extraordinary items | $7,295,000 | 452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,295,000 | 452 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,295,000 | 454 |
| Net charge-offs | $3,474,000 | 1,467 |
| Cash dividends | $3,500,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,771,450 | 420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,023,000 | 774 |
| Total interest expense | $10,969,000 | 843 |
| Net interest income | $22,054,000 | 722 |
| Provision for loan and lease losses | $2,871,000 | 1,523 |
| Total noninterest income | $12,662,000 | 443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,662,000 | 313 |
| Total noninterest expense | $22,705,000 | 695 |
| Salaries and employee benefits | $12,365,000 | 592 |
| Premises and equipment expense | $4,348,000 | 472 |
| Additional noninterest expense | $5,992,000 | 935 |
| Pre-tax net operating income | $9,140,000 | 365 |
| Securities gains (losses) | $-625,000 | 7,783 |
| Applicable income taxes | $2,985,000 | 331 |
| Income before extraordinary items | $5,530,000 | 471 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,530,000 | 469 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,530,000 | 471 |
| Net charge-offs | $1,964,000 | 1,510 |
| Cash dividends | $2,700,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,936,250 | 445 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,145,000 | 795 |
| Total interest expense | $7,570,000 | 857 |
| Net interest income | $14,575,000 | 728 |
| Provision for loan and lease losses | $1,585,000 | 1,604 |
| Total noninterest income | $7,955,000 | 462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,955,000 | 325 |
| Total noninterest expense | $15,151,000 | 709 |
| Salaries and employee benefits | $8,292,000 | 601 |
| Premises and equipment expense | $2,848,000 | 485 |
| Additional noninterest expense | $4,011,000 | 961 |
| Pre-tax net operating income | $5,794,000 | 387 |
| Securities gains (losses) | $-442,000 | 7,893 |
| Applicable income taxes | $1,865,000 | 355 |
| Income before extraordinary items | $3,487,000 | 507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,487,000 | 505 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,487,000 | 507 |
| Net charge-offs | $1,772,000 | 1,217 |
| Cash dividends | $1,900,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,774,300 | 445 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,020,000 | 797 |
| Total interest expense | $3,971,000 | 845 |
| Net interest income | $7,049,000 | 756 |
| Provision for loan and lease losses | $1,035,000 | 1,155 |
| Total noninterest income | $4,019,000 | 436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,019,000 | 294 |
| Total noninterest expense | $7,290,000 | 694 |
| Salaries and employee benefits | $4,177,000 | 590 |
| Premises and equipment expense | $1,400,000 | 498 |
| Additional noninterest expense | $1,713,000 | 985 |
| Pre-tax net operating income | $2,743,000 | 434 |
| Securities gains (losses) | $-59,000 | 7,955 |
| Applicable income taxes | $1,000,000 | 347 |
| Income before extraordinary items | $1,684,000 | 597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,684,000 | 598 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,684,000 | 600 |
| Net charge-offs | $1,117,000 | 893 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,721,760 | 538 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,444,000 | 824 |
| Total interest expense | $19,099,000 | 831 |
| Net interest income | $26,345,000 | 816 |
| Provision for loan and lease losses | $1,520,000 | 2,140 |
| Total noninterest income | $15,889,000 | 423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,889,000 | 278 |
| Total noninterest expense | $29,547,000 | 672 |
| Salaries and employee benefits | $16,994,000 | 571 |
| Premises and equipment expense | $5,697,000 | 479 |
| Additional noninterest expense | $6,856,000 | 937 |
| Pre-tax net operating income | $11,167,000 | 481 |
| Securities gains (losses) | $-2,580,000 | 7,955 |
| Applicable income taxes | $2,691,000 | 510 |
| Income before extraordinary items | $5,896,000 | 687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,896,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 2,797 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,676,200 | 542 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,226,000 | 849 |
| Total interest expense | $14,688,000 | 843 |
| Net interest income | $19,538,000 | 838 |
| Provision for loan and lease losses | $1,053,000 | 1,775 |
| Total noninterest income | $12,065,000 | 440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,065,000 | 294 |
| Total noninterest expense | $22,353,000 | 657 |
| Salaries and employee benefits | $13,000,000 | 573 |
| Premises and equipment expense | $4,314,000 | 481 |
| Additional noninterest expense | $5,039,000 | 906 |
| Pre-tax net operating income | $8,197,000 | 608 |
| Securities gains (losses) | $-2,580,000 | 8,107 |
| Applicable income taxes | $1,647,000 | 766 |
| Income before extraordinary items | $3,970,000 | 916 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,970,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,636 |
| Cash dividends | $1,600,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,801,800 | 661 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,813,000 | 858 |
| Total interest expense | $10,034,000 | 853 |
| Net interest income | $12,779,000 | 853 |
| Provision for loan and lease losses | $485,000 | 1,954 |
| Total noninterest income | $7,848,000 | 465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,848,000 | 309 |
| Total noninterest expense | $15,115,000 | 642 |
| Salaries and employee benefits | $9,067,000 | 550 |
| Premises and equipment expense | $2,811,000 | 497 |
| Additional noninterest expense | $3,237,000 | 920 |
| Pre-tax net operating income | $5,027,000 | 703 |
| Securities gains (losses) | $-2,581,000 | 8,400 |
| Applicable income taxes | $663,000 | 1,286 |
| Income before extraordinary items | $1,783,000 | 1,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,783,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,044 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,667,130 | 724 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,371,000 | 888 |
| Total interest expense | $5,192,000 | 886 |
| Net interest income | $6,179,000 | 877 |
| Provision for loan and lease losses | $190,000 | 1,878 |
| Total noninterest income | $4,049,000 | 462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,049,000 | 311 |
| Total noninterest expense | $6,605,000 | 727 |
| Salaries and employee benefits | $3,669,000 | 687 |
| Premises and equipment expense | $1,324,000 | 525 |
| Additional noninterest expense | $1,612,000 | 891 |
| Pre-tax net operating income | $3,433,000 | 569 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,229,000 | 496 |
| Income before extraordinary items | $2,204,000 | 701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,204,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,853 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,204,000 | 671 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $43,950,000 | 958 |
| Total interest expense | $20,714,000 | 962 |
| Net interest income | $23,236,000 | 946 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $14,634,000 | 466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,634,000 | 317 |
| Total noninterest expense | $26,306,000 | 717 |
| Salaries and employee benefits | $14,315,000 | 675 |
| Premises and equipment expense | $5,015,000 | 529 |
| Additional noninterest expense | $6,976,000 | 818 |
| Pre-tax net operating income | $10,864,000 | 780 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,958,000 | 640 |
| Income before extraordinary items | $6,906,000 | 941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,906,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 1,133 |
| Cash dividends | $7,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,906,000 | 930 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,611,000 | 965 |
| Total interest expense | $15,400,000 | 960 |
| Net interest income | $17,211,000 | 962 |
| Provision for loan and lease losses | $520,000 | 1,519 |
| Total noninterest income | $10,753,000 | 481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,753,000 | 322 |
| Total noninterest expense | $19,734,000 | 708 |
| Salaries and employee benefits | $10,642,000 | 678 |
| Premises and equipment expense | $3,733,000 | 533 |
| Additional noninterest expense | $5,359,000 | 782 |
| Pre-tax net operating income | $7,710,000 | 902 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,753,000 | 746 |
| Income before extraordinary items | $4,957,000 | 1,060 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,957,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 693 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,957,000 | 1,042 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,581,000 | 991 |
| Total interest expense | $10,149,000 | 986 |
| Net interest income | $11,432,000 | 980 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $7,095,000 | 499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,095,000 | 344 |
| Total noninterest expense | $12,936,000 | 731 |
| Salaries and employee benefits | $7,078,000 | 697 |
| Premises and equipment expense | $2,445,000 | 560 |
| Additional noninterest expense | $3,413,000 | 822 |
| Pre-tax net operating income | $5,471,000 | 884 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,093,000 | 711 |
| Income before extraordinary items | $3,378,000 | 1,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,378,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,832 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,378,000 | 1,048 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,697,000 | 993 |
| Total interest expense | $4,985,000 | 986 |
| Net interest income | $5,712,000 | 977 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $3,490,000 | 497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,490,000 | 350 |
| Total noninterest expense | $6,362,000 | 733 |
| Salaries and employee benefits | $3,413,000 | 736 |
| Premises and equipment expense | $1,197,000 | 570 |
| Additional noninterest expense | $1,752,000 | 788 |
| Pre-tax net operating income | $2,780,000 | 852 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,063,000 | 697 |
| Income before extraordinary items | $1,717,000 | 1,027 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,717,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,717,000 | 1,011 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,239,000 | 977 |
| Total interest expense | $17,558,000 | 955 |
| Net interest income | $22,681,000 | 977 |
| Provision for loan and lease losses | $250,000 | 3,097 |
| Total noninterest income | $13,532,000 | 497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,532,000 | 348 |
| Total noninterest expense | $23,900,000 | 731 |
| Salaries and employee benefits | $12,688,000 | 740 |
| Premises and equipment expense | $4,911,000 | 518 |
| Additional noninterest expense | $6,301,000 | 848 |
| Pre-tax net operating income | $12,063,000 | 821 |
| Securities gains (losses) | $19,000 | 922 |
| Applicable income taxes | $4,445,000 | 697 |
| Income before extraordinary items | $7,637,000 | 976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,637,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,336 |
| Cash dividends | $8,000,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,624,840 | 968 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,834,000 | 982 |
| Total interest expense | $12,797,000 | 949 |
| Net interest income | $17,037,000 | 997 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $10,045,000 | 515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,045,000 | 364 |
| Total noninterest expense | $17,736,000 | 755 |
| Salaries and employee benefits | $9,431,000 | 771 |
| Premises and equipment expense | $3,665,000 | 530 |
| Additional noninterest expense | $4,640,000 | 870 |
| Pre-tax net operating income | $9,181,000 | 850 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,379,000 | 720 |
| Income before extraordinary items | $5,802,000 | 994 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,802,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,802,000 | 981 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,592,000 | 977 |
| Total interest expense | $8,276,000 | 931 |
| Net interest income | $11,316,000 | 1,001 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $6,690,000 | 517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,690,000 | 360 |
| Total noninterest expense | $11,585,000 | 779 |
| Salaries and employee benefits | $6,202,000 | 782 |
| Premises and equipment expense | $2,437,000 | 528 |
| Additional noninterest expense | $2,946,000 | 906 |
| Pre-tax net operating income | $6,316,000 | 824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,348,000 | 703 |
| Income before extraordinary items | $3,968,000 | 973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,968,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,307 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,968,000 | 953 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 968 |
| Total interest expense | $3,993,000 | 916 |
| Net interest income | $5,673,000 | 998 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $3,307,000 | 515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,307,000 | 362 |
| Total noninterest expense | $5,795,000 | 773 |
| Salaries and employee benefits | $3,071,000 | 784 |
| Premises and equipment expense | $1,258,000 | 512 |
| Additional noninterest expense | $1,466,000 | 905 |
| Pre-tax net operating income | $3,140,000 | 820 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,123,000 | 722 |
| Income before extraordinary items | $2,017,000 | 945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,017,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,017,000 | 925 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,608,000 | 899 |
| Total interest expense | $16,012,000 | 707 |
| Net interest income | $20,596,000 | 1,044 |
| Provision for loan and lease losses | $965,000 | 1,077 |
| Total noninterest income | $11,577,000 | 562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,577,000 | 402 |
| Total noninterest expense | $22,085,000 | 776 |
| Salaries and employee benefits | $11,227,000 | 806 |
| Premises and equipment expense | $4,550,000 | 541 |
| Additional noninterest expense | $6,308,000 | 826 |
| Pre-tax net operating income | $9,123,000 | 1,059 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,448,000 | 868 |
| Income before extraordinary items | $5,675,000 | 1,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,675,000 | 1,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,545 |
| Cash dividends | $6,300,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,675,000 | 1,241 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,298,000 | 877 |
| Total interest expense | $11,991,000 | 682 |
| Net interest income | $15,307,000 | 1,037 |
| Provision for loan and lease losses | $920,000 | 811 |
| Total noninterest income | $8,551,000 | 573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,551,000 | 405 |
| Total noninterest expense | $16,431,000 | 771 |
| Salaries and employee benefits | $8,287,000 | 814 |
| Premises and equipment expense | $3,334,000 | 549 |
| Additional noninterest expense | $4,810,000 | 797 |
| Pre-tax net operating income | $6,507,000 | 1,101 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,488,000 | 904 |
| Income before extraordinary items | $4,019,000 | 1,344 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,019,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,232 |
| Cash dividends | $5,200,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,019,000 | 1,320 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,243,000 | 841 |
| Total interest expense | $8,022,000 | 630 |
| Net interest income | $10,221,000 | 1,019 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $5,769,000 | 566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,769,000 | 401 |
| Total noninterest expense | $10,701,000 | 781 |
| Salaries and employee benefits | $5,404,000 | 824 |
| Premises and equipment expense | $2,202,000 | 544 |
| Additional noninterest expense | $3,095,000 | 821 |
| Pre-tax net operating income | $5,214,000 | 912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,947,000 | 776 |
| Income before extraordinary items | $3,267,000 | 1,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,267,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,191 |
| Cash dividends | $1,100,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,267,000 | 1,048 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 832 |
| Total interest expense | $3,968,000 | 608 |
| Net interest income | $5,069,000 | 1,025 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $2,812,000 | 556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,812,000 | 385 |
| Total noninterest expense | $5,162,000 | 803 |
| Salaries and employee benefits | $2,635,000 | 844 |
| Premises and equipment expense | $1,095,000 | 547 |
| Additional noninterest expense | $1,432,000 | 876 |
| Pre-tax net operating income | $2,689,000 | 879 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $997,000 | 768 |
| Income before extraordinary items | $1,692,000 | 1,029 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,692,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,939 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,692,000 | 1,004 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,774,000 | 875 |
| Total interest expense | $13,664,000 | 605 |
| Net interest income | $18,110,000 | 1,105 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $9,971,000 | 613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,971,000 | 412 |
| Total noninterest expense | $18,785,000 | 865 |
| Salaries and employee benefits | $9,727,000 | 884 |
| Premises and equipment expense | $3,911,000 | 582 |
| Additional noninterest expense | $5,147,000 | 978 |
| Pre-tax net operating income | $9,221,000 | 948 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,388,000 | 823 |
| Income before extraordinary items | $5,833,000 | 1,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,833,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $11,000,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,833,000 | 1,089 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,223,000 | 891 |
| Total interest expense | $9,951,000 | 612 |
| Net interest income | $13,272,000 | 1,118 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $7,417,000 | 620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,417,000 | 422 |
| Total noninterest expense | $13,706,000 | 893 |
| Salaries and employee benefits | $7,133,000 | 899 |
| Premises and equipment expense | $2,896,000 | 592 |
| Additional noninterest expense | $3,677,000 | 1,004 |
| Pre-tax net operating income | $6,938,000 | 954 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,595,000 | 820 |
| Income before extraordinary items | $4,343,000 | 1,137 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,343,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $8,000,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,343,000 | 1,098 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,933,000 | 916 |
| Total interest expense | $6,418,000 | 619 |
| Net interest income | $8,515,000 | 1,166 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $4,914,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,914,000 | 421 |
| Total noninterest expense | $8,649,000 | 935 |
| Salaries and employee benefits | $4,476,000 | 947 |
| Premises and equipment expense | $1,856,000 | 624 |
| Additional noninterest expense | $2,317,000 | 1,062 |
| Pre-tax net operating income | $4,750,000 | 915 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,749,000 | 807 |
| Income before extraordinary items | $3,001,000 | 1,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,001,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,001,000 | 1,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,470,000 | 912 |
| Total interest expense | $3,184,000 | 634 |
| Net interest income | $4,286,000 | 1,152 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $2,479,000 | 619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,479,000 | 410 |
| Total noninterest expense | $4,259,000 | 961 |
| Salaries and employee benefits | $2,180,000 | 990 |
| Premises and equipment expense | $879,000 | 665 |
| Additional noninterest expense | $1,200,000 | 1,028 |
| Pre-tax net operating income | $2,491,000 | 868 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $887,000 | 811 |
| Income before extraordinary items | $1,604,000 | 1,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,604,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,604,000 | 965 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,611,000 | 988 |
| Total interest expense | $13,308,000 | 665 |
| Net interest income | $15,303,000 | 1,264 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $10,238,000 | 638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,238,000 | 438 |
| Total noninterest expense | $15,308,000 | 1,063 |
| Salaries and employee benefits | $7,849,000 | 1,076 |
| Premises and equipment expense | $3,334,000 | 688 |
| Additional noninterest expense | $4,125,000 | 1,207 |
| Pre-tax net operating income | $10,173,000 | 845 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,832,000 | 763 |
| Income before extraordinary items | $6,341,000 | 1,014 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,341,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,341,000 | 952 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,446,000 | 1,008 |
| Total interest expense | $10,105,000 | 687 |
| Net interest income | $11,341,000 | 1,293 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $7,590,000 | 674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,590,000 | 464 |
| Total noninterest expense | $11,328,000 | 1,077 |
| Salaries and employee benefits | $5,772,000 | 1,099 |
| Premises and equipment expense | $2,506,000 | 703 |
| Additional noninterest expense | $3,050,000 | 1,240 |
| Pre-tax net operating income | $7,558,000 | 886 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,863,000 | 810 |
| Income before extraordinary items | $4,695,000 | 1,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,695,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,695,000 | 1,003 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,486,000 | 1,005 |
| Total interest expense | $6,856,000 | 699 |
| Net interest income | $7,630,000 | 1,286 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $5,083,000 | 667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,083,000 | 461 |
| Total noninterest expense | $7,383,000 | 1,103 |
| Salaries and employee benefits | $3,721,000 | 1,148 |
| Premises and equipment expense | $1,703,000 | 686 |
| Additional noninterest expense | $1,959,000 | 1,271 |
| Pre-tax net operating income | $5,300,000 | 843 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,032,000 | 760 |
| Income before extraordinary items | $3,268,000 | 1,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,268,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,268,000 | 946 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 996 |
| Total interest expense | $3,503,000 | 699 |
| Net interest income | $3,805,000 | 1,284 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $2,151,000 | 743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,151,000 | 521 |
| Total noninterest expense | $3,631,000 | 1,105 |
| Salaries and employee benefits | $1,829,000 | 1,162 |
| Premises and equipment expense | $843,000 | 691 |
| Additional noninterest expense | $959,000 | 1,274 |
| Pre-tax net operating income | $2,310,000 | 957 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $899,000 | 869 |
| Income before extraordinary items | $1,411,000 | 1,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,411,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,411,000 | 1,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,479,000 | 935 |
| Total interest expense | $15,825,000 | 717 |
| Net interest income | $16,654,000 | 1,168 |
| Provision for loan and lease losses | $190,000 | 4,470 |
| Total noninterest income | $8,537,000 | 695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,537,000 | 480 |
| Total noninterest expense | $14,625,000 | 1,058 |
| Salaries and employee benefits | $7,316,000 | 1,090 |
| Premises and equipment expense | $3,094,000 | 717 |
| Additional noninterest expense | $4,215,000 | 1,160 |
| Pre-tax net operating income | $10,376,000 | 843 |
| Securities gains (losses) | $120,000 | 1,584 |
| Applicable income taxes | $4,077,000 | 721 |
| Income before extraordinary items | $6,419,000 | 981 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,419,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,463 |
| Cash dividends | $2,800,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,342,200 | 945 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,456,000 | 988 |
| Total interest expense | $19,762,000 | 830 |
| Net interest income | $14,694,000 | 1,203 |
| Provision for loan and lease losses | $110,000 | 5,436 |
| Total noninterest income | $7,579,000 | 724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,579,000 | 488 |
| Total noninterest expense | $14,163,000 | 1,046 |
| Salaries and employee benefits | $6,725,000 | 1,108 |
| Premises and equipment expense | $3,226,000 | 669 |
| Additional noninterest expense | $4,212,000 | 1,138 |
| Pre-tax net operating income | $8,000,000 | 945 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,129,000 | 812 |
| Income before extraordinary items | $4,871,000 | 1,118 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,871,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $6,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,871,000 | 1,081 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,485,000 | 1,054 |
| Total interest expense | $20,616,000 | 858 |
| Net interest income | $12,869,000 | 1,365 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $6,443,000 | 771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,443,000 | 548 |
| Total noninterest expense | $13,025,000 | 1,073 |
| Salaries and employee benefits | $6,690,000 | 1,051 |
| Premises and equipment expense | $2,840,000 | 728 |
| Additional noninterest expense | $3,495,000 | 1,303 |
| Pre-tax net operating income | $6,182,000 | 1,197 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,557,000 | 947 |
| Income before extraordinary items | $3,625,000 | 1,461 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,625,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,034 |
| Cash dividends | $2,500,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,625,000 | 1,457 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,323,000 | 1,074 |
| Total interest expense | $16,866,000 | 927 |
| Net interest income | $13,457,000 | 1,291 |
| Provision for loan and lease losses | $135,000 | 4,497 |
| Total noninterest income | $5,146,000 | 931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,146,000 | 640 |
| Total noninterest expense | $12,252,000 | 1,125 |
| Salaries and employee benefits | $6,129,000 | 1,127 |
| Premises and equipment expense | $2,613,000 | 785 |
| Additional noninterest expense | $3,510,000 | 1,310 |
| Pre-tax net operating income | $6,216,000 | 1,237 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,664,000 | 974 |
| Income before extraordinary items | $3,552,000 | 1,510 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,552,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $17,000,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,552,000 | 1,481 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,913,000 | 1,091 |
| Total interest expense | $16,779,000 | 944 |
| Net interest income | $13,134,000 | 1,294 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $4,251,000 | 1,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,251,000 | 722 |
| Total noninterest expense | $10,721,000 | 1,234 |
| Salaries and employee benefits | $5,734,000 | 1,140 |
| Premises and equipment expense | $2,142,000 | 906 |
| Additional noninterest expense | $2,845,000 | 1,518 |
| Pre-tax net operating income | $6,484,000 | 1,154 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,633,000 | 975 |
| Income before extraordinary items | $3,851,000 | 1,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,851,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,851,000 | 1,320 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,752,000 | 1,134 |
| Total interest expense | $17,289,000 | 945 |
| Net interest income | $12,463,000 | 1,381 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $3,362,000 | 1,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,362,000 | 785 |
| Total noninterest expense | $9,480,000 | 1,388 |
| Salaries and employee benefits | $5,299,000 | 1,238 |
| Premises and equipment expense | $1,953,000 | 1,013 |
| Additional noninterest expense | $2,228,000 | 1,906 |
| Pre-tax net operating income | $6,120,000 | 1,280 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,275,000 | 1,184 |
| Income before extraordinary items | $3,845,000 | 1,420 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,845,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,845,000 | 1,386 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,419,000 | 1,252 |
| Total interest expense | $15,622,000 | 1,056 |
| Net interest income | $11,797,000 | 1,510 |
| Provision for loan and lease losses | $285,000 | 2,688 |
| Total noninterest income | $3,015,000 | 1,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,015,000 | 871 |
| Total noninterest expense | $10,657,000 | 1,346 |
| Salaries and employee benefits | $4,407,000 | 1,513 |
| Premises and equipment expense | $1,527,000 | 1,342 |
| Additional noninterest expense | $4,723,000 | 1,187 |
| Pre-tax net operating income | $3,870,000 | 1,868 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,133,000 | 2,103 |
| Income before extraordinary items | $2,737,000 | 1,804 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,737,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,737,000 | 1,774 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,792,000 | 1,449 |
| Total interest expense | $13,155,000 | 1,257 |
| Net interest income | $10,637,000 | 1,680 |
| Provision for loan and lease losses | $345,000 | 2,079 |
| Total noninterest income | $1,915,000 | 1,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,915,000 | 1,158 |
| Total noninterest expense | $7,186,000 | 1,930 |
| Salaries and employee benefits | $3,557,000 | 1,860 |
| Premises and equipment expense | $1,246,000 | 1,625 |
| Additional noninterest expense | $2,383,000 | 2,084 |
| Pre-tax net operating income | $5,021,000 | 1,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,725,000 | 1,449 |
| Income before extraordinary items | $3,296,000 | 1,549 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,296,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,550 |
| Cash dividends | $487,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,296,000 | 1,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,165,000 | 1,462 |
| Total interest expense | $10,312,000 | 1,280 |
| Net interest income | $10,853,000 | 1,665 |
| Provision for loan and lease losses | $577,000 | 1,383 |
| Total noninterest income | $1,307,000 | 2,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,307,000 | 1,534 |
| Total noninterest expense | $6,021,000 | 2,335 |
| Salaries and employee benefits | $2,698,000 | 2,481 |
| Premises and equipment expense | $974,000 | 2,083 |
| Additional noninterest expense | $2,349,000 | 2,258 |
| Pre-tax net operating income | $5,562,000 | 1,345 |
| Securities gains (losses) | $-842,000 | 12,366 |
| Applicable income taxes | $1,478,000 | 1,578 |
| Income before extraordinary items | $3,242,000 | 1,517 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,242,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,822,980 | 1,328 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,885,000 | 1,587 |
| Total interest expense | $9,038,000 | 1,476 |
| Net interest income | $10,847,000 | 1,672 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,368,000 | 2,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,368,000 | 1,658 |
| Total noninterest expense | $5,180,000 | 2,760 |
| Salaries and employee benefits | $2,637,000 | 2,520 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $1,814,000 | 2,969 |
| Pre-tax net operating income | $6,795,000 | 1,043 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,122,000 | 1,142 |
| Income before extraordinary items | $4,673,000 | 1,115 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,673,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,673,000 | 1,038 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,759,000 | 1,889 |
| Total interest expense | $9,665,000 | 1,768 |
| Net interest income | $9,094,000 | 2,012 |
| Provision for loan and lease losses | $533,000 | 2,865 |
| Total noninterest income | $1,015,000 | 3,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,015,000 | 1,978 |
| Total noninterest expense | $4,499,000 | 3,157 |
| Salaries and employee benefits | $2,171,000 | 2,967 |
| Premises and equipment expense | $634,000 | 3,190 |
| Additional noninterest expense | $1,694,000 | 3,224 |
| Pre-tax net operating income | $5,077,000 | 1,253 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $1,872,000 | 1,185 |
| Income before extraordinary items | $3,208,000 | 1,455 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,208,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,204,800 | 1,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.