Home > Tandem Bank > Income and Expense
Tandem Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 2,678 |
| Total interest expense | $3,129,000 | 2,561 |
| Net interest income | $8,070,000 | 2,683 |
| Provision for loan and lease losses | $666,000 | 1,078 |
| Total noninterest income | $3,338,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $51,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,287,000 | 1,187 |
| Total noninterest expense | $8,290,000 | 2,281 |
| Salaries and employee benefits | $5,908,000 | 1,989 |
| Premises and equipment expense | $382,000 | 3,320 |
| Additional noninterest expense | $3,287,000 | 1,187 |
| Pre-tax net operating income | $2,452,000 | 2,723 |
| Securities gains (losses) | $-295,000 | 4,066 |
| Applicable income taxes | $-404,000 | 4,499 |
| Income before extraordinary items | $2,561,000 | 2,510 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,561,000 | 2,535 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,561,000 | 2,512 |
| Net charge-offs | $22,000 | 2,167 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $3,149,000 | 113 |
| Net operating income | $2,856,000 | 2,401 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 2,735 |
| Total interest expense | $1,904,000 | 2,701 |
| Net interest income | $5,993,000 | 2,716 |
| Provision for loan and lease losses | $405,000 | 1,135 |
| Total noninterest income | $1,973,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $39,000 | 3,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,934,000 | 1,383 |
| Total noninterest expense | $5,990,000 | 2,324 |
| Salaries and employee benefits | $4,290,000 | 2,019 |
| Premises and equipment expense | $287,000 | 3,318 |
| Additional noninterest expense | $1,934,000 | 1,383 |
| Pre-tax net operating income | $1,571,000 | 2,967 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-526,000 | 4,571 |
| Income before extraordinary items | $2,097,000 | 2,456 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,097,000 | 2,479 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,097,000 | 2,457 |
| Net charge-offs | $22,000 | 1,851 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $3,112,000 | 99 |
| Net operating income | $2,097,000 | 2,477 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 2,819 |
| Total interest expense | $890,000 | 2,924 |
| Net interest income | $4,010,000 | 2,738 |
| Provision for loan and lease losses | $226,000 | 1,256 |
| Total noninterest income | $1,274,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $25,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,333 |
| Total noninterest expense | $3,967,000 | 2,318 |
| Salaries and employee benefits | $2,891,000 | 2,007 |
| Premises and equipment expense | $192,000 | 3,326 |
| Additional noninterest expense | $1,249,000 | 1,332 |
| Pre-tax net operating income | $1,091,000 | 2,937 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-653,000 | 4,615 |
| Income before extraordinary items | $1,744,000 | 2,215 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,744,000 | 2,242 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,744,000 | 2,215 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $3,077,000 | 61 |
| Net operating income | $1,744,000 | 2,233 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 2,904 |
| Total interest expense | $288,000 | 3,221 |
| Net interest income | $1,991,000 | 2,748 |
| Provision for loan and lease losses | $119,000 | 1,201 |
| Total noninterest income | $582,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $13,000 | 3,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 1,411 |
| Total noninterest expense | $1,926,000 | 2,399 |
| Salaries and employee benefits | $1,405,000 | 2,071 |
| Premises and equipment expense | $97,000 | 3,361 |
| Additional noninterest expense | $569,000 | 1,411 |
| Pre-tax net operating income | $528,000 | 3,036 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $21,000 | 2,950 |
| Income before extraordinary items | $507,000 | 2,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $507,000 | 2,905 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $507,000 | 2,906 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $3,042,000 | 35 |
| Net operating income | $507,000 | 2,927 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 3,303 |
| Total interest expense | $250,000 | 3,901 |
| Net interest income | $5,474,000 | 3,235 |
| Provision for loan and lease losses | $360,000 | 1,410 |
| Total noninterest income | $815,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $31,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 2,598 |
| Total noninterest expense | $5,325,000 | 2,933 |
| Salaries and employee benefits | $3,548,000 | 2,684 |
| Premises and equipment expense | $354,000 | 3,470 |
| Additional noninterest expense | $784,000 | 2,598 |
| Pre-tax net operating income | $604,000 | 4,087 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $57,000 | 3,212 |
| Income before extraordinary items | $547,000 | 4,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $547,000 | 4,057 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $547,000 | 4,058 |
| Net charge-offs | $-302,000 | 4,518 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 447 |
| Net operating income | $547,000 | 4,077 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 3,413 |
| Total interest expense | $143,000 | 3,983 |
| Net interest income | $3,680,000 | 3,339 |
| Provision for loan and lease losses | $235,000 | 1,374 |
| Total noninterest income | $608,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $21,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,621 |
| Total noninterest expense | $3,724,000 | 3,039 |
| Salaries and employee benefits | $2,472,000 | 2,785 |
| Premises and equipment expense | $262,000 | 3,481 |
| Additional noninterest expense | $587,000 | 2,621 |
| Pre-tax net operating income | $329,000 | 4,240 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $329,000 | 4,165 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $329,000 | 4,164 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $329,000 | 4,164 |
| Net charge-offs | $-302,000 | 4,564 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 410 |
| Net operating income | $329,000 | 4,198 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 3,554 |
| Total interest expense | $85,000 | 4,070 |
| Net interest income | $2,157,000 | 3,500 |
| Provision for loan and lease losses | $235,000 | 1,074 |
| Total noninterest income | $525,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $13,000 | 4,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,364 |
| Total noninterest expense | $2,382,000 | 3,106 |
| Salaries and employee benefits | $1,587,000 | 2,845 |
| Premises and equipment expense | $174,000 | 3,500 |
| Additional noninterest expense | $621,000 | 3,371 |
| Pre-tax net operating income | $65,000 | 4,464 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $65,000 | 4,416 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $65,000 | 4,416 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $65,000 | 4,416 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 396 |
| Net operating income | $65,000 | 4,450 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 3,644 |
| Total interest expense | $43,000 | 4,062 |
| Net interest income | $980,000 | 3,583 |
| Provision for loan and lease losses | $59,000 | 1,300 |
| Total noninterest income | $439,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $5,000 | 4,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 1,827 |
| Total noninterest expense | $1,220,000 | 3,054 |
| Salaries and employee benefits | $834,000 | 2,770 |
| Premises and equipment expense | $88,000 | 3,506 |
| Additional noninterest expense | $298,000 | 3,425 |
| Pre-tax net operating income | $140,000 | 3,975 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $140,000 | 3,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $140,000 | 3,893 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $140,000 | 3,895 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 359 |
| Net operating income | $140,000 | 3,914 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 3,686 |
| Total interest expense | $224,000 | 4,029 |
| Net interest income | $4,046,000 | 3,647 |
| Provision for loan and lease losses | $988,000 | 608 |
| Total noninterest income | $111,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $17,000 | 4,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,365 |
| Total noninterest expense | $4,107,000 | 3,321 |
| Salaries and employee benefits | $2,731,000 | 3,080 |
| Premises and equipment expense | $327,000 | 3,621 |
| Additional noninterest expense | $1,049,000 | 3,640 |
| Pre-tax net operating income | $-938,000 | 4,793 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-938,000 | 4,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-938,000 | 4,792 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-938,000 | 4,792 |
| Net charge-offs | $600,000 | 570 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 448 |
| Net operating income | $-938,000 | 4,789 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 3,797 |
| Total interest expense | $175,000 | 4,087 |
| Net interest income | $2,942,000 | 3,753 |
| Provision for loan and lease losses | $677,000 | 629 |
| Total noninterest income | $75,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $11,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,451 |
| Total noninterest expense | $3,075,000 | 3,333 |
| Salaries and employee benefits | $2,047,000 | 3,090 |
| Premises and equipment expense | $242,000 | 3,686 |
| Additional noninterest expense | $786,000 | 3,652 |
| Pre-tax net operating income | $-735,000 | 4,867 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-735,000 | 4,863 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-735,000 | 4,863 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-735,000 | 4,863 |
| Net charge-offs | $426,000 | 555 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 421 |
| Net operating income | $-735,000 | 4,856 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 3,907 |
| Total interest expense | $126,000 | 4,082 |
| Net interest income | $1,813,000 | 3,850 |
| Provision for loan and lease losses | $146,000 | 1,451 |
| Total noninterest income | $49,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $7,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,476 |
| Total noninterest expense | $1,981,000 | 3,403 |
| Salaries and employee benefits | $1,313,000 | 3,147 |
| Premises and equipment expense | $155,000 | 3,751 |
| Additional noninterest expense | $513,000 | 3,677 |
| Pre-tax net operating income | $-265,000 | 4,884 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-265,000 | 4,878 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-265,000 | 4,878 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-265,000 | 4,878 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 408 |
| Net operating income | $-265,000 | 4,878 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 3,963 |
| Total interest expense | $67,000 | 4,095 |
| Net interest income | $863,000 | 3,903 |
| Provision for loan and lease losses | $43,000 | 1,863 |
| Total noninterest income | $21,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $3,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,515 |
| Total noninterest expense | $933,000 | 3,492 |
| Salaries and employee benefits | $609,000 | 3,245 |
| Premises and equipment expense | $73,000 | 3,843 |
| Additional noninterest expense | $251,000 | 3,688 |
| Pre-tax net operating income | $-92,000 | 4,890 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-92,000 | 4,887 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-92,000 | 4,887 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-92,000 | 4,887 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 384 |
| Net operating income | $-92,000 | 4,882 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 4,310 |
| Total interest expense | $229,000 | 4,480 |
| Net interest income | $2,455,000 | 4,237 |
| Provision for loan and lease losses | $485,000 | 2,276 |
| Total noninterest income | $117,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $9,000 | 4,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,339 |
| Total noninterest expense | $3,437,000 | 3,624 |
| Salaries and employee benefits | $2,355,000 | 3,297 |
| Premises and equipment expense | $291,000 | 3,859 |
| Additional noninterest expense | $791,000 | 3,975 |
| Pre-tax net operating income | $-1,350,000 | 4,922 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-1,350,000 | 4,928 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,350,000 | 4,928 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,350,000 | 4,928 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 426 |
| Net operating income | $-1,350,000 | 4,921 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 4,454 |
| Total interest expense | $154,000 | 4,591 |
| Net interest income | $1,637,000 | 4,383 |
| Provision for loan and lease losses | $383,000 | 2,195 |
| Total noninterest income | $98,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $5,000 | 4,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,267 |
| Total noninterest expense | $2,563,000 | 3,616 |
| Salaries and employee benefits | $1,767,000 | 3,290 |
| Premises and equipment expense | $216,000 | 3,893 |
| Additional noninterest expense | $580,000 | 4,004 |
| Pre-tax net operating income | $-1,211,000 | 4,948 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-1,211,000 | 4,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,211,000 | 4,949 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,211,000 | 4,949 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 409 |
| Net operating income | $-1,211,000 | 4,949 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 4,618 |
| Total interest expense | $83,000 | 4,755 |
| Net interest income | $946,000 | 4,548 |
| Provision for loan and lease losses | $263,000 | 2,172 |
| Total noninterest income | $79,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $3,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,131 |
| Total noninterest expense | $1,701,000 | 3,630 |
| Salaries and employee benefits | $1,188,000 | 3,286 |
| Premises and equipment expense | $142,000 | 3,909 |
| Additional noninterest expense | $371,000 | 4,080 |
| Pre-tax net operating income | $-939,000 | 4,970 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-939,000 | 4,970 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-939,000 | 4,970 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-939,000 | 4,970 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 379 |
| Net operating income | $-939,000 | 4,975 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 4,961 |
| Total interest expense | $37,000 | 4,871 |
| Net interest income | $231,000 | 4,945 |
| Provision for loan and lease losses | $217,000 | 1,393 |
| Total noninterest income | $70,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,000 | 4,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,575 |
| Total noninterest expense | $826,000 | 3,721 |
| Salaries and employee benefits | $565,000 | 3,398 |
| Premises and equipment expense | $72,000 | 3,921 |
| Additional noninterest expense | $189,000 | 4,108 |
| Pre-tax net operating income | $-742,000 | 5,010 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-742,000 | 4,992 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-742,000 | 4,993 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-742,000 | 4,992 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 366 |
| Net operating income | $-742,000 | 5,018 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 5,163 |
| Total interest expense | $20,000 | 5,137 |
| Net interest income | $232,000 | 5,161 |
| Provision for loan and lease losses | $72,000 | 3,154 |
| Total noninterest income | $9,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $0 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,998 |
| Total noninterest expense | $1,456,000 | 4,715 |
| Salaries and employee benefits | $933,000 | 4,573 |
| Premises and equipment expense | $90,000 | 4,906 |
| Additional noninterest expense | $433,000 | 4,734 |
| Pre-tax net operating income | $-1,287,000 | 5,113 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,287,000 | 5,116 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,287,000 | 5,117 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,287,000 | 5,117 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $20,916,000 | 41 |
| Net operating income | $-1,287,000 | 5,111 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 5,247 |
| Total interest expense | $0 | 5,247 |
| Net interest income | $94,000 | 5,245 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $0 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,152 |
| Total noninterest expense | $727,000 | 5,014 |
| Salaries and employee benefits | $461,000 | 4,947 |
| Premises and equipment expense | $18,000 | 5,221 |
| Additional noninterest expense | $248,000 | 4,944 |
| Pre-tax net operating income | $-633,000 | 5,170 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-633,000 | 5,178 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-633,000 | 5,178 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-633,000 | 5,178 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $18,888,000 | 32 |
| Net operating income | $-633,000 | 5,168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.