Home > Tamalpais Bank > Income and Expense
Tamalpais Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 937 |
| Total interest expense | $3,537,000 | 642 |
| Net interest income | $4,960,000 | 1,140 |
| Provision for loan and lease losses | $1,629,000 | 848 |
| Total noninterest income | $299,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $5,297,000 | 939 |
| Salaries and employee benefits | $1,709,000 | 1,466 |
| Premises and equipment expense | $538,000 | 1,269 |
| Additional noninterest expense | $3,050,000 | 597 |
| Pre-tax net operating income | $-1,667,000 | 7,548 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,000 | 7,051 |
| Income before extraordinary items | $-1,663,000 | 7,598 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,663,000 | 7,599 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,663,000 | 7,599 |
| Net charge-offs | $2,390,000 | 574 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 514 |
| Net operating income | $-1,663,000 | 7,594 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $40,034,000 | 839 |
| Total interest expense | $16,046,000 | 715 |
| Net interest income | $23,988,000 | 899 |
| Provision for loan and lease losses | $50,846,000 | 238 |
| Total noninterest income | $-102,000 | 7,782 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $444,000 | 3,123 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-546,000 | 7,814 |
| Total noninterest expense | $17,141,000 | 1,220 |
| Salaries and employee benefits | $7,171,000 | 1,402 |
| Premises and equipment expense | $2,091,000 | 1,299 |
| Additional noninterest expense | $7,879,000 | 996 |
| Pre-tax net operating income | $-44,101,000 | 7,848 |
| Securities gains (losses) | $825,000 | 592 |
| Applicable income taxes | $-7,079,000 | 7,827 |
| Income before extraordinary items | $-36,197,000 | 7,838 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-36,197,000 | 7,837 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-36,197,000 | 7,838 |
| Net charge-offs | $35,841,000 | 253 |
| Cash dividends | $897,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 776 |
| Net operating income | $-36,890,000 | 7,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $31,316,000 | 815 |
| Total interest expense | $12,379,000 | 744 |
| Net interest income | $18,937,000 | 865 |
| Provision for loan and lease losses | $23,435,000 | 353 |
| Total noninterest income | $117,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $330,000 | 3,147 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-213,000 | 7,878 |
| Total noninterest expense | $11,140,000 | 1,372 |
| Salaries and employee benefits | $5,440,000 | 1,403 |
| Premises and equipment expense | $1,569,000 | 1,307 |
| Additional noninterest expense | $4,131,000 | 1,318 |
| Pre-tax net operating income | $-15,521,000 | 7,830 |
| Securities gains (losses) | $264,000 | 1,092 |
| Applicable income taxes | $-6,857,000 | 7,936 |
| Income before extraordinary items | $-8,400,000 | 7,735 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,400,000 | 7,734 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,400,000 | 7,734 |
| Net charge-offs | $5,269,000 | 784 |
| Cash dividends | $897,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 739 |
| Net operating income | $-8,568,960 | 7,747 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $21,502,000 | 815 |
| Total interest expense | $8,129,000 | 797 |
| Net interest income | $13,373,000 | 807 |
| Provision for loan and lease losses | $14,004,000 | 370 |
| Total noninterest income | $793,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $199,000 | 3,323 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $594,000 | 2,002 |
| Total noninterest expense | $7,225,000 | 1,435 |
| Salaries and employee benefits | $3,718,000 | 1,400 |
| Premises and equipment expense | $1,047,000 | 1,331 |
| Additional noninterest expense | $2,460,000 | 1,503 |
| Pre-tax net operating income | $-7,063,000 | 7,833 |
| Securities gains (losses) | $17,000 | 2,396 |
| Applicable income taxes | $-3,271,000 | 7,985 |
| Income before extraordinary items | $-3,775,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,775,000 | 7,703 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,775,000 | 7,703 |
| Net charge-offs | $4,499,000 | 625 |
| Cash dividends | $897,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 690 |
| Net operating income | $-3,785,880 | 7,713 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,848,000 | 811 |
| Total interest expense | $4,209,000 | 799 |
| Net interest income | $6,639,000 | 813 |
| Provision for loan and lease losses | $3,384,000 | 521 |
| Total noninterest income | $425,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $324,000 | 1,854 |
| Total noninterest expense | $3,526,000 | 1,408 |
| Salaries and employee benefits | $1,954,000 | 1,323 |
| Premises and equipment expense | $494,000 | 1,434 |
| Additional noninterest expense | $1,078,000 | 1,496 |
| Pre-tax net operating income | $154,000 | 4,464 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $-69,000 | 7,489 |
| Income before extraordinary items | $239,000 | 3,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 3,533 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $239,000 | 3,534 |
| Net charge-offs | $410,000 | 1,517 |
| Cash dividends | $542,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 593 |
| Net operating income | $223,000 | 3,535 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,212,000 | 873 |
| Total interest expense | $19,015,000 | 838 |
| Net interest income | $24,197,000 | 884 |
| Provision for loan and lease losses | $3,190,000 | 1,334 |
| Total noninterest income | $1,728,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $440,000 | 3,268 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,288,000 | 1,791 |
| Total noninterest expense | $13,400,000 | 1,456 |
| Salaries and employee benefits | $7,620,000 | 1,338 |
| Premises and equipment expense | $2,227,000 | 1,224 |
| Additional noninterest expense | $3,553,000 | 1,726 |
| Pre-tax net operating income | $9,335,000 | 592 |
| Securities gains (losses) | $-68,000 | 7,197 |
| Applicable income taxes | $3,257,000 | 440 |
| Income before extraordinary items | $6,010,000 | 675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,010,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $1,282,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 819 |
| Net operating income | $6,054,200 | 718 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,195,000 | 907 |
| Total interest expense | $14,437,000 | 859 |
| Net interest income | $17,758,000 | 920 |
| Provision for loan and lease losses | $1,597,000 | 1,368 |
| Total noninterest income | $1,322,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $990,000 | 1,830 |
| Total noninterest expense | $10,025,000 | 1,444 |
| Salaries and employee benefits | $5,788,000 | 1,333 |
| Premises and equipment expense | $1,698,000 | 1,210 |
| Additional noninterest expense | $2,539,000 | 1,753 |
| Pre-tax net operating income | $7,458,000 | 668 |
| Securities gains (losses) | $-68,000 | 7,500 |
| Applicable income taxes | $2,619,000 | 516 |
| Income before extraordinary items | $4,771,000 | 761 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,771,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $865,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 684 |
| Net operating income | $4,815,200 | 800 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,968,000 | 932 |
| Total interest expense | $9,646,000 | 887 |
| Net interest income | $11,322,000 | 954 |
| Provision for loan and lease losses | $944,000 | 1,268 |
| Total noninterest income | $929,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $220,000 | 3,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $709,000 | 1,768 |
| Total noninterest expense | $6,649,000 | 1,448 |
| Salaries and employee benefits | $3,833,000 | 1,359 |
| Premises and equipment expense | $1,133,000 | 1,204 |
| Additional noninterest expense | $1,683,000 | 1,738 |
| Pre-tax net operating income | $4,658,000 | 756 |
| Securities gains (losses) | $-67,000 | 8,244 |
| Applicable income taxes | $1,590,000 | 627 |
| Income before extraordinary items | $3,001,000 | 914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,001,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $455,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 607 |
| Net operating income | $3,044,550 | 878 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 973 |
| Total interest expense | $4,951,000 | 918 |
| Net interest income | $5,285,000 | 1,016 |
| Provision for loan and lease losses | $345,000 | 1,266 |
| Total noninterest income | $544,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $436,000 | 1,547 |
| Total noninterest expense | $3,288,000 | 1,456 |
| Salaries and employee benefits | $1,948,000 | 1,339 |
| Premises and equipment expense | $548,000 | 1,251 |
| Additional noninterest expense | $792,000 | 1,791 |
| Pre-tax net operating income | $2,196,000 | 865 |
| Securities gains (losses) | $-19,000 | 8,366 |
| Applicable income taxes | $706,000 | 772 |
| Income before extraordinary items | $1,471,000 | 1,028 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,471,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $455,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 485 |
| Net operating income | $1,483,920 | 974 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,107,000 | 1,081 |
| Total interest expense | $20,358,000 | 970 |
| Net interest income | $18,749,000 | 1,186 |
| Provision for loan and lease losses | $244,000 | 3,558 |
| Total noninterest income | $1,969,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $325,000 | 3,933 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,644,000 | 1,571 |
| Total noninterest expense | $11,505,000 | 1,598 |
| Salaries and employee benefits | $6,486,000 | 1,562 |
| Premises and equipment expense | $2,166,000 | 1,228 |
| Additional noninterest expense | $2,853,000 | 1,927 |
| Pre-tax net operating income | $8,969,000 | 951 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,326,000 | 737 |
| Income before extraordinary items | $5,643,000 | 1,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,643,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $3,745,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 818 |
| Net operating income | $5,643,000 | 1,129 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,162,000 | 1,089 |
| Total interest expense | $15,202,000 | 975 |
| Net interest income | $13,960,000 | 1,207 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $1,421,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,205,000 | 1,593 |
| Total noninterest expense | $8,577,000 | 1,591 |
| Salaries and employee benefits | $4,862,000 | 1,558 |
| Premises and equipment expense | $1,621,000 | 1,217 |
| Additional noninterest expense | $2,094,000 | 1,927 |
| Pre-tax net operating income | $6,764,000 | 1,020 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,512,000 | 795 |
| Income before extraordinary items | $4,252,000 | 1,213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,252,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $2,130,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 677 |
| Net operating income | $4,252,000 | 1,200 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,180,000 | 1,117 |
| Total interest expense | $10,051,000 | 996 |
| Net interest income | $9,129,000 | 1,251 |
| Provision for loan and lease losses | $-78,000 | 8,456 |
| Total noninterest income | $967,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $840,000 | 1,567 |
| Total noninterest expense | $5,637,000 | 1,637 |
| Salaries and employee benefits | $3,221,000 | 1,596 |
| Premises and equipment expense | $1,048,000 | 1,277 |
| Additional noninterest expense | $1,368,000 | 1,971 |
| Pre-tax net operating income | $4,537,000 | 1,056 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,687,000 | 840 |
| Income before extraordinary items | $2,850,000 | 1,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,850,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $725,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 601 |
| Net operating income | $2,850,000 | 1,232 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 1,119 |
| Total interest expense | $4,937,000 | 997 |
| Net interest income | $4,600,000 | 1,241 |
| Provision for loan and lease losses | $-87,000 | 8,538 |
| Total noninterest income | $334,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $288,000 | 2,015 |
| Total noninterest expense | $2,769,000 | 1,675 |
| Salaries and employee benefits | $1,569,000 | 1,662 |
| Premises and equipment expense | $505,000 | 1,330 |
| Additional noninterest expense | $695,000 | 1,916 |
| Pre-tax net operating income | $2,252,000 | 1,043 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $884,000 | 797 |
| Income before extraordinary items | $1,368,000 | 1,281 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,368,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 462 |
| Net operating income | $1,368,000 | 1,264 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,861,000 | 1,099 |
| Total interest expense | $17,143,000 | 977 |
| Net interest income | $18,718,000 | 1,203 |
| Provision for loan and lease losses | $440,000 | 2,115 |
| Total noninterest income | $1,687,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $178,000 | 5,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,509,000 | 1,661 |
| Total noninterest expense | $10,855,000 | 1,633 |
| Salaries and employee benefits | $6,518,000 | 1,518 |
| Premises and equipment expense | $2,077,000 | 1,247 |
| Additional noninterest expense | $2,260,000 | 2,296 |
| Pre-tax net operating income | $9,110,000 | 1,077 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $3,584,000 | 824 |
| Income before extraordinary items | $5,524,000 | 1,321 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,524,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,585,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 724 |
| Net operating income | $5,525,280 | 1,307 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,231,000 | 1,132 |
| Total interest expense | $12,231,000 | 999 |
| Net interest income | $14,000,000 | 1,218 |
| Provision for loan and lease losses | $401,000 | 1,694 |
| Total noninterest income | $1,264,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $120,000 | 5,469 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,144,000 | 1,650 |
| Total noninterest expense | $8,246,000 | 1,625 |
| Salaries and employee benefits | $5,012,000 | 1,491 |
| Premises and equipment expense | $1,526,000 | 1,276 |
| Additional noninterest expense | $1,708,000 | 2,273 |
| Pre-tax net operating income | $6,617,000 | 1,158 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $2,611,000 | 877 |
| Income before extraordinary items | $4,004,000 | 1,409 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,004,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,249,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 585 |
| Net operating income | $4,005,280 | 1,392 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,876,000 | 1,152 |
| Total interest expense | $7,569,000 | 1,011 |
| Net interest income | $9,307,000 | 1,222 |
| Provision for loan and lease losses | $470,000 | 1,035 |
| Total noninterest income | $849,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $778,000 | 1,626 |
| Total noninterest expense | $5,513,000 | 1,624 |
| Salaries and employee benefits | $3,445,000 | 1,433 |
| Premises and equipment expense | $988,000 | 1,314 |
| Additional noninterest expense | $1,080,000 | 2,388 |
| Pre-tax net operating income | $4,173,000 | 1,210 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $1,654,000 | 916 |
| Income before extraordinary items | $2,517,000 | 1,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,517,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $918,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 478 |
| Net operating income | $2,518,280 | 1,456 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,044,000 | 1,187 |
| Total interest expense | $3,431,000 | 1,059 |
| Net interest income | $4,613,000 | 1,227 |
| Provision for loan and lease losses | $143,000 | 1,536 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $321,000 | 1,840 |
| Total noninterest expense | $2,746,000 | 1,638 |
| Salaries and employee benefits | $1,634,000 | 1,526 |
| Premises and equipment expense | $479,000 | 1,355 |
| Additional noninterest expense | $633,000 | 2,057 |
| Pre-tax net operating income | $2,074,000 | 1,189 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $824,000 | 915 |
| Income before extraordinary items | $1,250,000 | 1,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,250,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $405,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 359 |
| Net operating income | $1,250,000 | 1,438 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,743,000 | 1,150 |
| Total interest expense | $11,049,000 | 1,009 |
| Net interest income | $17,694,000 | 1,226 |
| Provision for loan and lease losses | $632,000 | 1,564 |
| Total noninterest income | $1,158,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $998,000 | 2,223 |
| Total noninterest expense | $9,208,000 | 1,842 |
| Salaries and employee benefits | $5,206,000 | 1,787 |
| Premises and equipment expense | $1,558,000 | 1,563 |
| Additional noninterest expense | $2,444,000 | 2,052 |
| Pre-tax net operating income | $9,012,000 | 1,071 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,575,000 | 846 |
| Income before extraordinary items | $5,437,000 | 1,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,437,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $2,348,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,437,000 | 1,296 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,020,000 | 1,147 |
| Total interest expense | $7,799,000 | 1,008 |
| Net interest income | $13,221,000 | 1,210 |
| Provision for loan and lease losses | $605,000 | 1,197 |
| Total noninterest income | $755,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $625,000 | 2,493 |
| Total noninterest expense | $6,625,000 | 1,892 |
| Salaries and employee benefits | $3,677,000 | 1,874 |
| Premises and equipment expense | $1,101,000 | 1,655 |
| Additional noninterest expense | $1,847,000 | 2,015 |
| Pre-tax net operating income | $6,746,000 | 1,068 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,611,000 | 866 |
| Income before extraordinary items | $4,135,000 | 1,310 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,135,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $2,107,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,135,000 | 1,281 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,584,000 | 1,155 |
| Total interest expense | $4,882,000 | 1,014 |
| Net interest income | $8,702,000 | 1,217 |
| Provision for loan and lease losses | $559,000 | 886 |
| Total noninterest income | $520,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $428,000 | 2,427 |
| Total noninterest expense | $4,302,000 | 1,926 |
| Salaries and employee benefits | $2,381,000 | 1,911 |
| Premises and equipment expense | $718,000 | 1,671 |
| Additional noninterest expense | $1,203,000 | 2,045 |
| Pre-tax net operating income | $4,361,000 | 1,082 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,726,000 | 858 |
| Income before extraordinary items | $2,635,000 | 1,335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,635,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,233,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,635,000 | 1,312 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 1,174 |
| Total interest expense | $2,281,000 | 1,028 |
| Net interest income | $4,280,000 | 1,239 |
| Provision for loan and lease losses | $360,000 | 653 |
| Total noninterest income | $207,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,836 |
| Total noninterest expense | $2,232,000 | 1,865 |
| Salaries and employee benefits | $1,242,000 | 1,845 |
| Premises and equipment expense | $357,000 | 1,687 |
| Additional noninterest expense | $633,000 | 1,937 |
| Pre-tax net operating income | $1,895,000 | 1,205 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $741,000 | 963 |
| Income before extraordinary items | $1,154,000 | 1,469 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,154,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $895,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,154,000 | 1,445 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,605,000 | 1,317 |
| Total interest expense | $7,056,000 | 1,151 |
| Net interest income | $14,549,000 | 1,389 |
| Provision for loan and lease losses | $874,000 | 1,193 |
| Total noninterest income | $905,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $128,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $777,000 | 2,541 |
| Total noninterest expense | $8,213,000 | 1,954 |
| Salaries and employee benefits | $4,997,000 | 1,763 |
| Premises and equipment expense | $1,272,000 | 1,806 |
| Additional noninterest expense | $1,944,000 | 2,485 |
| Pre-tax net operating income | $6,367,000 | 1,361 |
| Securities gains (losses) | $-42,000 | 8,554 |
| Applicable income taxes | $2,079,000 | 1,226 |
| Income before extraordinary items | $4,246,000 | 1,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,246,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $792,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,274,140 | 1,461 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,708,000 | 1,342 |
| Total interest expense | $5,039,000 | 1,189 |
| Net interest income | $10,669,000 | 1,406 |
| Provision for loan and lease losses | $632,000 | 1,184 |
| Total noninterest income | $515,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $87,000 | 6,265 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $428,000 | 3,079 |
| Total noninterest expense | $5,834,000 | 2,047 |
| Salaries and employee benefits | $3,477,000 | 1,875 |
| Premises and equipment expense | $915,000 | 1,887 |
| Additional noninterest expense | $1,442,000 | 2,475 |
| Pre-tax net operating income | $4,718,000 | 1,382 |
| Securities gains (losses) | $-37,000 | 8,763 |
| Applicable income taxes | $1,726,000 | 1,140 |
| Income before extraordinary items | $2,955,000 | 1,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,955,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $551,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,978,680 | 1,583 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 1,400 |
| Total interest expense | $3,116,000 | 1,264 |
| Net interest income | $6,871,000 | 1,450 |
| Provision for loan and lease losses | $579,000 | 877 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $191,000 | 3,826 |
| Total noninterest expense | $3,795,000 | 2,109 |
| Salaries and employee benefits | $2,251,000 | 1,927 |
| Premises and equipment expense | $587,000 | 1,951 |
| Additional noninterest expense | $957,000 | 2,483 |
| Pre-tax net operating income | $2,744,000 | 1,537 |
| Securities gains (losses) | $-26,000 | 8,833 |
| Applicable income taxes | $970,000 | 1,313 |
| Income before extraordinary items | $1,748,000 | 1,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,748,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $319,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,764,640 | 1,739 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 1,535 |
| Total interest expense | $1,354,000 | 1,475 |
| Net interest income | $3,264,000 | 1,523 |
| Provision for loan and lease losses | $239,000 | 1,008 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,801,000 | 2,219 |
| Salaries and employee benefits | $1,120,000 | 1,953 |
| Premises and equipment expense | $248,000 | 2,331 |
| Additional noninterest expense | $433,000 | 2,699 |
| Pre-tax net operating income | $1,320,000 | 1,568 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $446,000 | 1,425 |
| Income before extraordinary items | $874,000 | 1,795 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $874,000 | 1,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $874,000 | 1,710 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,455,000 | 1,632 |
| Total interest expense | $5,785,000 | 1,541 |
| Net interest income | $11,670,000 | 1,663 |
| Provision for loan and lease losses | $784,000 | 1,482 |
| Total noninterest income | $408,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $321,000 | 4,368 |
| Total noninterest expense | $6,166,000 | 2,539 |
| Salaries and employee benefits | $3,676,000 | 2,307 |
| Premises and equipment expense | $815,000 | 2,713 |
| Additional noninterest expense | $1,675,000 | 2,787 |
| Pre-tax net operating income | $5,128,000 | 1,581 |
| Securities gains (losses) | $218,000 | 1,286 |
| Applicable income taxes | $2,063,000 | 1,258 |
| Income before extraordinary items | $3,283,000 | 1,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,283,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $851,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,143,480 | 1,869 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,909,000 | 1,691 |
| Total interest expense | $4,374,000 | 1,601 |
| Net interest income | $8,535,000 | 1,723 |
| Provision for loan and lease losses | $569,000 | 1,489 |
| Total noninterest income | $241,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,010 |
| Total noninterest expense | $4,283,000 | 2,723 |
| Salaries and employee benefits | $2,505,000 | 2,513 |
| Premises and equipment expense | $598,000 | 2,784 |
| Additional noninterest expense | $1,180,000 | 2,920 |
| Pre-tax net operating income | $3,924,000 | 1,611 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $1,528,000 | 1,333 |
| Income before extraordinary items | $2,395,000 | 2,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,395,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $536,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,395,640 | 1,898 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 1,719 |
| Total interest expense | $2,960,000 | 1,640 |
| Net interest income | $5,597,000 | 1,740 |
| Provision for loan and lease losses | $402,000 | 1,381 |
| Total noninterest income | $156,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $2,768,000 | 2,793 |
| Salaries and employee benefits | $1,630,000 | 2,570 |
| Premises and equipment expense | $392,000 | 2,823 |
| Additional noninterest expense | $746,000 | 3,060 |
| Pre-tax net operating income | $2,583,000 | 1,624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,005,000 | 1,372 |
| Income before extraordinary items | $1,578,000 | 2,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,578,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $346,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,578,000 | 1,905 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 1,753 |
| Total interest expense | $1,500,000 | 1,657 |
| Net interest income | $2,701,000 | 1,810 |
| Provision for loan and lease losses | $239,000 | 1,174 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $1,284,000 | 2,971 |
| Salaries and employee benefits | $743,000 | 2,804 |
| Premises and equipment expense | $186,000 | 2,926 |
| Additional noninterest expense | $355,000 | 3,160 |
| Pre-tax net operating income | $1,259,000 | 1,661 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $490,000 | 1,395 |
| Income before extraordinary items | $769,000 | 2,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $156,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $769,000 | 1,922 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,313 |
| Total interest expense | $4,984,000 | 2,255 |
| Net interest income | $8,324,000 | 2,326 |
| Provision for loan and lease losses | $597,000 | 2,098 |
| Total noninterest income | $430,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 3,931 |
| Total noninterest expense | $4,673,000 | 3,106 |
| Salaries and employee benefits | $2,872,000 | 2,747 |
| Premises and equipment expense | $455,000 | 4,234 |
| Additional noninterest expense | $1,346,000 | 3,263 |
| Pre-tax net operating income | $3,484,000 | 2,216 |
| Securities gains (losses) | $496,000 | 661 |
| Applicable income taxes | $1,543,000 | 1,614 |
| Income before extraordinary items | $2,437,000 | 2,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,437,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $601,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,119,560 | 2,586 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,863,000 | 3,084 |
| Total interest expense | $5,336,000 | 2,981 |
| Net interest income | $5,527,000 | 3,166 |
| Provision for loan and lease losses | $323,000 | 3,057 |
| Total noninterest income | $606,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $53,000 | 7,544 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $553,000 | 2,958 |
| Total noninterest expense | $3,409,000 | 3,912 |
| Salaries and employee benefits | $2,023,000 | 3,562 |
| Premises and equipment expense | $408,000 | 4,537 |
| Additional noninterest expense | $978,000 | 4,137 |
| Pre-tax net operating income | $2,401,000 | 2,744 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $984,000 | 2,097 |
| Income before extraordinary items | $1,417,000 | 3,367 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,417,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $480,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,417,000 | 3,269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 3,553 |
| Total interest expense | $5,171,000 | 3,213 |
| Net interest income | $4,350,000 | 3,910 |
| Provision for loan and lease losses | $43,000 | 6,774 |
| Total noninterest income | $681,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $640,000 | 2,528 |
| Total noninterest expense | $3,546,000 | 3,660 |
| Salaries and employee benefits | $2,116,000 | 3,304 |
| Premises and equipment expense | $418,000 | 4,362 |
| Additional noninterest expense | $1,012,000 | 3,962 |
| Pre-tax net operating income | $1,442,000 | 4,174 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $591,000 | 3,132 |
| Income before extraordinary items | $851,000 | 4,855 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $851,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $526,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $851,000 | 4,866 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 3,418 |
| Total interest expense | $5,155,000 | 2,833 |
| Net interest income | $4,210,000 | 3,997 |
| Provision for loan and lease losses | $-148,000 | 10,127 |
| Total noninterest income | $979,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $923,000 | 1,972 |
| Total noninterest expense | $3,364,000 | 3,828 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $396,000 | 4,571 |
| Additional noninterest expense | $950,000 | 4,180 |
| Pre-tax net operating income | $1,973,000 | 3,379 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $677,000 | 2,970 |
| Income before extraordinary items | $1,296,000 | 3,653 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,296,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $564,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $1,045,000 | 501 |
| Net operating income | $1,296,000 | 3,613 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 3,688 |
| Total interest expense | $4,716,000 | 3,168 |
| Net interest income | $3,853,000 | 4,251 |
| Provision for loan and lease losses | $297,000 | 2,674 |
| Total noninterest income | $482,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,248 |
| Total noninterest expense | $2,310,000 | 5,047 |
| Salaries and employee benefits | $1,430,000 | 4,420 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $658,000 | 5,403 |
| Pre-tax net operating income | $1,728,000 | 3,758 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $661,000 | 3,156 |
| Income before extraordinary items | $1,067,000 | 4,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,067,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $91,000 | 6,372 |
| Sale, conversion, retirement of capital stock, net | $1,280,000 | 437 |
| Net operating income | $1,067,000 | 4,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 4,604 |
| Total interest expense | $3,770,000 | 3,895 |
| Net interest income | $3,033,000 | 5,261 |
| Provision for loan and lease losses | $129,000 | 4,484 |
| Total noninterest income | $301,000 | 6,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,072 |
| Total noninterest expense | $1,840,000 | 5,992 |
| Salaries and employee benefits | $1,093,000 | 5,508 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $602,000 | 5,797 |
| Pre-tax net operating income | $1,365,000 | 4,800 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $559,000 | 3,880 |
| Income before extraordinary items | $806,000 | 5,430 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $806,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $806,000 | 5,379 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 5,403 |
| Total interest expense | $3,098,000 | 4,645 |
| Net interest income | $2,563,000 | 6,089 |
| Provision for loan and lease losses | $171,000 | 3,803 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,505 |
| Total noninterest expense | $1,458,000 | 7,232 |
| Salaries and employee benefits | $857,000 | 6,669 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $451,000 | 7,463 |
| Pre-tax net operating income | $1,072,000 | 5,506 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $377,000 | 5,081 |
| Income before extraordinary items | $695,000 | 5,780 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $695,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $695,000 | 5,721 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 6,779 |
| Total interest expense | $2,494,000 | 5,583 |
| Net interest income | $1,724,000 | 7,951 |
| Provision for loan and lease losses | $174,000 | 3,361 |
| Total noninterest income | $37,000 | 11,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 10,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $1,257,000 | 8,006 |
| Salaries and employee benefits | $710,000 | 7,664 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $392,000 | 8,268 |
| Pre-tax net operating income | $330,000 | 9,532 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $-49,000 | 11,637 |
| Income before extraordinary items | $398,000 | 8,102 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $398,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $379,000 | 8,233 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 8,817 |
| Total interest expense | $1,147,000 | 8,121 |
| Net interest income | $1,407,000 | 9,134 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $33,000 | 12,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,249,000 | 8,428 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $463,000 | 8,210 |
| Pre-tax net operating income | $156,000 | 11,225 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-122,000 | 12,326 |
| Income before extraordinary items | $278,000 | 9,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $278,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $278,000 | 9,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 10,780 |
| Total interest expense | $731,000 | 10,402 |
| Net interest income | $980,000 | 10,856 |
| Provision for loan and lease losses | $262,000 | 3,284 |
| Total noninterest income | $25,000 | 13,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,124,000 | 9,228 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $502,000 | 8,190 |
| Pre-tax net operating income | $-381,000 | 12,805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-382,000 | 12,856 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-382,000 | 12,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-382,000 | 12,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 13,767 |
| Total interest expense | $124,000 | 13,800 |
| Net interest income | $288,000 | 13,644 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $894,000 | 10,519 |
| Salaries and employee benefits | $476,000 | 10,031 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $332,000 | 10,421 |
| Pre-tax net operating income | $-555,000 | 13,322 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-556,000 | 13,401 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-556,000 | 13,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 606 |
| Net operating income | $-556,000 | 13,298 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.