Home > Synergy Bank, S.S.B. > Income and Expense
Synergy Bank, S.S.B., Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,237 |
| Total interest expense | $234,000 | 2,573 |
| Net interest income | $1,432,000 | 3,290 |
| Provision for loan and lease losses | $65,000 | 1,825 |
| Total noninterest income | $122,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $118,000 | 2,128 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,580 |
| Total noninterest expense | $1,429,000 | 2,930 |
| Salaries and employee benefits | $850,000 | 2,830 |
| Premises and equipment expense | $238,000 | 2,224 |
| Additional noninterest expense | $341,000 | 3,440 |
| Pre-tax net operating income | $60,000 | 5,232 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $20,000 | 3,357 |
| Income before extraordinary items | $40,000 | 5,324 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $40,000 | 5,324 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $40,000 | 5,324 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $40,000 | 5,316 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 3,398 |
| Total interest expense | $838,000 | 2,737 |
| Net interest income | $5,255,000 | 3,472 |
| Provision for loan and lease losses | $262,000 | 2,135 |
| Total noninterest income | $891,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $371,000 | 2,586 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $520,000 | 3,210 |
| Total noninterest expense | $5,770,000 | 2,921 |
| Salaries and employee benefits | $3,523,000 | 2,734 |
| Premises and equipment expense | $918,000 | 2,278 |
| Additional noninterest expense | $1,329,000 | 3,595 |
| Pre-tax net operating income | $114,000 | 5,468 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $214,000 | 2,887 |
| Income before extraordinary items | $-100,000 | 5,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-100,000 | 5,710 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-100,000 | 5,710 |
| Net charge-offs | $94,000 | 2,655 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-100,000 | 5,700 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 3,443 |
| Total interest expense | $615,000 | 2,779 |
| Net interest income | $3,883,000 | 3,519 |
| Provision for loan and lease losses | $196,000 | 2,073 |
| Total noninterest income | $985,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $260,000 | 2,720 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $725,000 | 2,445 |
| Total noninterest expense | $4,394,000 | 2,892 |
| Salaries and employee benefits | $2,663,000 | 2,722 |
| Premises and equipment expense | $697,000 | 2,262 |
| Additional noninterest expense | $1,034,000 | 3,542 |
| Pre-tax net operating income | $278,000 | 5,113 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $74,000 | 3,389 |
| Income before extraordinary items | $204,000 | 5,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $204,000 | 5,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $204,000 | 5,253 |
| Net charge-offs | $29,000 | 2,928 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $204,000 | 5,205 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 3,509 |
| Total interest expense | $396,000 | 2,845 |
| Net interest income | $2,542,000 | 3,568 |
| Provision for loan and lease losses | $131,000 | 2,044 |
| Total noninterest income | $700,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $162,000 | 2,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $538,000 | 2,285 |
| Total noninterest expense | $2,964,000 | 2,887 |
| Salaries and employee benefits | $1,786,000 | 2,737 |
| Premises and equipment expense | $473,000 | 2,236 |
| Additional noninterest expense | $705,000 | 3,518 |
| Pre-tax net operating income | $147,000 | 5,285 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $40,000 | 3,506 |
| Income before extraordinary items | $107,000 | 5,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 5,431 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $107,000 | 5,432 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $107,000 | 5,374 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 3,562 |
| Total interest expense | $188,000 | 2,952 |
| Net interest income | $1,249,000 | 3,618 |
| Provision for loan and lease losses | $65,000 | 1,911 |
| Total noninterest income | $377,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $73,000 | 2,996 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $304,000 | 2,075 |
| Total noninterest expense | $1,496,000 | 2,874 |
| Salaries and employee benefits | $903,000 | 2,712 |
| Premises and equipment expense | $246,000 | 2,186 |
| Additional noninterest expense | $347,000 | 3,561 |
| Pre-tax net operating income | $65,000 | 5,350 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $18,000 | 3,526 |
| Income before extraordinary items | $47,000 | 5,490 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $47,000 | 5,489 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $47,000 | 5,489 |
| Net charge-offs | $25,000 | 1,853 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $47,000 | 5,434 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 3,841 |
| Total interest expense | $654,000 | 3,199 |
| Net interest income | $4,351,000 | 3,890 |
| Provision for loan and lease losses | $97,000 | 3,110 |
| Total noninterest income | $2,122,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $303,000 | 3,015 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,819,000 | 1,636 |
| Total noninterest expense | $5,649,000 | 2,986 |
| Salaries and employee benefits | $3,333,000 | 2,834 |
| Premises and equipment expense | $888,000 | 2,377 |
| Additional noninterest expense | $1,428,000 | 3,513 |
| Pre-tax net operating income | $727,000 | 4,532 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $197,000 | 2,952 |
| Income before extraordinary items | $530,000 | 4,755 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $530,000 | 4,756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $530,000 | 4,756 |
| Net charge-offs | $95,000 | 2,697 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $530,000 | 4,712 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 3,935 |
| Total interest expense | $477,000 | 3,291 |
| Net interest income | $3,190,000 | 3,978 |
| Provision for loan and lease losses | $63,000 | 3,077 |
| Total noninterest income | $1,543,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $219,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,324,000 | 1,686 |
| Total noninterest expense | $4,270,000 | 2,993 |
| Salaries and employee benefits | $2,530,000 | 2,823 |
| Premises and equipment expense | $657,000 | 2,422 |
| Additional noninterest expense | $1,083,000 | 3,493 |
| Pre-tax net operating income | $400,000 | 4,990 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $110,000 | 3,219 |
| Income before extraordinary items | $290,000 | 5,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 5,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $290,000 | 5,150 |
| Net charge-offs | $53,000 | 2,731 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $290,000 | 5,092 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 4,086 |
| Total interest expense | $304,000 | 3,432 |
| Net interest income | $2,004,000 | 4,132 |
| Provision for loan and lease losses | $63,000 | 2,635 |
| Total noninterest income | $937,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $149,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $788,000 | 1,829 |
| Total noninterest expense | $2,746,000 | 3,078 |
| Salaries and employee benefits | $1,625,000 | 2,908 |
| Premises and equipment expense | $433,000 | 2,443 |
| Additional noninterest expense | $688,000 | 3,629 |
| Pre-tax net operating income | $132,000 | 5,492 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $38,000 | 3,598 |
| Income before extraordinary items | $94,000 | 5,641 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 5,642 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $94,000 | 5,643 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $94,000 | 5,594 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 4,181 |
| Total interest expense | $145,000 | 3,553 |
| Net interest income | $969,000 | 4,215 |
| Provision for loan and lease losses | $34,000 | 2,410 |
| Total noninterest income | $507,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $81,000 | 2,849 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $426,000 | 1,689 |
| Total noninterest expense | $1,311,000 | 3,180 |
| Salaries and employee benefits | $781,000 | 3,019 |
| Premises and equipment expense | $219,000 | 2,467 |
| Additional noninterest expense | $311,000 | 3,881 |
| Pre-tax net operating income | $131,000 | 4,991 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $38,000 | 3,188 |
| Income before extraordinary items | $93,000 | 5,194 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $93,000 | 5,197 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $93,000 | 5,198 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $93,000 | 5,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 4,131 |
| Total interest expense | $598,000 | 3,642 |
| Net interest income | $4,045,000 | 4,167 |
| Provision for loan and lease losses | $4,000 | 4,524 |
| Total noninterest income | $-290,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $205,000 | 3,875 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-495,000 | 6,465 |
| Total noninterest expense | $5,267,000 | 3,193 |
| Salaries and employee benefits | $2,877,000 | 3,168 |
| Premises and equipment expense | $891,000 | 2,458 |
| Additional noninterest expense | $1,499,000 | 3,554 |
| Pre-tax net operating income | $-1,516,000 | 6,405 |
| Securities gains (losses) | $15,000 | 2,467 |
| Applicable income taxes | $-464,000 | 6,380 |
| Income before extraordinary items | $-1,037,000 | 6,372 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,037,000 | 6,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,037,000 | 6,372 |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,047,350 | 6,373 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 4,148 |
| Total interest expense | $446,000 | 3,715 |
| Net interest income | $3,075,000 | 4,175 |
| Provision for loan and lease losses | $5,000 | 4,279 |
| Total noninterest income | $203,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $145,000 | 4,009 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $58,000 | 5,524 |
| Total noninterest expense | $3,807,000 | 3,299 |
| Salaries and employee benefits | $2,102,000 | 3,250 |
| Premises and equipment expense | $669,000 | 2,483 |
| Additional noninterest expense | $1,036,000 | 3,745 |
| Pre-tax net operating income | $-534,000 | 6,397 |
| Securities gains (losses) | $-9,000 | 6,140 |
| Applicable income taxes | $-168,000 | 6,451 |
| Income before extraordinary items | $-375,000 | 6,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-375,000 | 6,373 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-375,000 | 6,373 |
| Net charge-offs | $187,000 | 2,069 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-368,790 | 6,371 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 4,133 |
| Total interest expense | $297,000 | 3,753 |
| Net interest income | $2,080,000 | 4,137 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $569,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $89,000 | 4,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $480,000 | 2,356 |
| Total noninterest expense | $2,480,000 | 3,367 |
| Salaries and employee benefits | $1,387,000 | 3,288 |
| Premises and equipment expense | $435,000 | 2,545 |
| Additional noninterest expense | $658,000 | 3,889 |
| Pre-tax net operating income | $164,000 | 5,486 |
| Securities gains (losses) | $-9,000 | 6,281 |
| Applicable income taxes | $44,000 | 3,500 |
| Income before extraordinary items | $111,000 | 5,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $111,000 | 5,698 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $111,000 | 5,698 |
| Net charge-offs | $40,000 | 2,969 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $117,480 | 5,619 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 4,134 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $1,050,000 | 4,131 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $116,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $1,245,000 | 3,388 |
| Salaries and employee benefits | $683,000 | 3,346 |
| Premises and equipment expense | $219,000 | 2,574 |
| Additional noninterest expense | $343,000 | 3,790 |
| Pre-tax net operating income | $-84,000 | 6,426 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $-21,000 | 6,506 |
| Income before extraordinary items | $-60,000 | 6,403 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-60,000 | 6,403 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-60,000 | 6,404 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-62,220 | 6,404 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 4,160 |
| Total interest expense | $671,000 | 3,846 |
| Net interest income | $4,164,000 | 4,175 |
| Provision for loan and lease losses | $212,000 | 2,889 |
| Total noninterest income | $1,629,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,487,000 | 1,859 |
| Total noninterest expense | $5,082,000 | 3,368 |
| Salaries and employee benefits | $2,711,000 | 3,336 |
| Premises and equipment expense | $908,000 | 2,442 |
| Additional noninterest expense | $1,463,000 | 3,716 |
| Pre-tax net operating income | $499,000 | 5,006 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $144,000 | 3,191 |
| Income before extraordinary items | $355,000 | 5,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,275 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $355,000 | 5,275 |
| Net charge-offs | $583,000 | 1,854 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $355,000 | 5,210 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,316 |
| Total interest expense | $518,000 | 3,863 |
| Net interest income | $2,979,000 | 4,332 |
| Provision for loan and lease losses | $212,000 | 2,512 |
| Total noninterest income | $1,639,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,535,000 | 1,526 |
| Total noninterest expense | $3,886,000 | 3,328 |
| Salaries and employee benefits | $2,040,000 | 3,344 |
| Premises and equipment expense | $673,000 | 2,484 |
| Additional noninterest expense | $1,173,000 | 3,556 |
| Pre-tax net operating income | $520,000 | 4,717 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $155,000 | 2,993 |
| Income before extraordinary items | $365,000 | 5,046 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $365,000 | 5,047 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $365,000 | 5,048 |
| Net charge-offs | $548,000 | 1,509 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $365,000 | 4,960 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 4,295 |
| Total interest expense | $363,000 | 3,802 |
| Net interest income | $1,990,000 | 4,330 |
| Provision for loan and lease losses | $192,000 | 2,177 |
| Total noninterest income | $1,046,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $979,000 | 1,600 |
| Total noninterest expense | $2,631,000 | 3,306 |
| Salaries and employee benefits | $1,370,000 | 3,353 |
| Premises and equipment expense | $456,000 | 2,460 |
| Additional noninterest expense | $805,000 | 3,487 |
| Pre-tax net operating income | $213,000 | 5,254 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $62,000 | 3,372 |
| Income before extraordinary items | $151,000 | 5,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $151,000 | 5,557 |
| Net charge-offs | $370,000 | 1,499 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $151,000 | 5,445 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 4,398 |
| Total interest expense | $195,000 | 3,729 |
| Net interest income | $943,000 | 4,477 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $241,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 2,710 |
| Total noninterest expense | $1,325,000 | 3,303 |
| Salaries and employee benefits | $687,000 | 3,366 |
| Premises and equipment expense | $227,000 | 2,497 |
| Additional noninterest expense | $411,000 | 3,449 |
| Pre-tax net operating income | $-141,000 | 6,663 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-42,000 | 6,852 |
| Income before extraordinary items | $-99,000 | 6,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-99,000 | 6,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-99,000 | 6,659 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-99,000 | 6,627 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 4,288 |
| Total interest expense | $978,000 | 3,661 |
| Net interest income | $4,030,000 | 4,395 |
| Provision for loan and lease losses | $208,000 | 3,887 |
| Total noninterest income | $2,554,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $159,000 | 4,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,395,000 | 1,379 |
| Total noninterest expense | $5,239,000 | 3,357 |
| Salaries and employee benefits | $2,519,000 | 3,557 |
| Premises and equipment expense | $1,074,000 | 2,130 |
| Additional noninterest expense | $1,646,000 | 3,563 |
| Pre-tax net operating income | $1,137,000 | 3,816 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $385,000 | 2,443 |
| Income before extraordinary items | $753,000 | 4,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $753,000 | 4,350 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $753,000 | 4,352 |
| Net charge-offs | $571,000 | 2,476 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $752,340 | 4,180 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 4,351 |
| Total interest expense | $759,000 | 3,698 |
| Net interest income | $3,018,000 | 4,468 |
| Provision for loan and lease losses | $208,000 | 3,476 |
| Total noninterest income | $1,092,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $125,000 | 4,651 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $967,000 | 2,035 |
| Total noninterest expense | $3,971,000 | 3,357 |
| Salaries and employee benefits | $1,867,000 | 3,596 |
| Premises and equipment expense | $804,000 | 2,165 |
| Additional noninterest expense | $1,300,000 | 3,447 |
| Pre-tax net operating income | $-69,000 | 6,383 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-22,000 | 6,797 |
| Income before extraordinary items | $-46,000 | 6,482 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-46,000 | 6,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-46,000 | 6,480 |
| Net charge-offs | $-176,000 | 7,087 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-46,680 | 6,375 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 4,454 |
| Total interest expense | $520,000 | 3,731 |
| Net interest income | $1,937,000 | 4,588 |
| Provision for loan and lease losses | $73,000 | 4,207 |
| Total noninterest income | $600,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $87,000 | 4,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 2,295 |
| Total noninterest expense | $2,645,000 | 3,371 |
| Salaries and employee benefits | $1,255,000 | 3,586 |
| Premises and equipment expense | $527,000 | 2,193 |
| Additional noninterest expense | $863,000 | 3,487 |
| Pre-tax net operating income | $-181,000 | 6,615 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-56,000 | 6,960 |
| Income before extraordinary items | $-125,000 | 6,651 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-125,000 | 6,651 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-125,000 | 6,651 |
| Net charge-offs | $-189,000 | 7,160 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-125,000 | 6,572 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,447 |
| Total interest expense | $275,000 | 3,701 |
| Net interest income | $981,000 | 4,590 |
| Provision for loan and lease losses | $-92,000 | 7,188 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,943 |
| Total noninterest expense | $1,243,000 | 3,544 |
| Salaries and employee benefits | $581,000 | 3,813 |
| Premises and equipment expense | $257,000 | 2,249 |
| Additional noninterest expense | $405,000 | 3,606 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-27,000 | 7,054 |
| Income before extraordinary items | $-56,000 | 6,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-56,000 | 6,731 |
| Net charge-offs | $-141,000 | 7,205 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-56,000 | 6,650 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 4,502 |
| Total interest expense | $1,303,000 | 3,784 |
| Net interest income | $3,836,000 | 4,652 |
| Provision for loan and lease losses | $853,000 | 2,645 |
| Total noninterest income | $2,587,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $237,000 | 4,068 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,350,000 | 1,224 |
| Total noninterest expense | $5,116,000 | 3,472 |
| Salaries and employee benefits | $2,252,000 | 3,848 |
| Premises and equipment expense | $955,000 | 2,507 |
| Additional noninterest expense | $1,909,000 | 3,266 |
| Pre-tax net operating income | $454,000 | 4,838 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $135,000 | 3,182 |
| Income before extraordinary items | $319,000 | 5,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $319,000 | 5,187 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $319,000 | 5,187 |
| Net charge-offs | $715,000 | 2,758 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $319,000 | 5,071 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 4,542 |
| Total interest expense | $1,000,000 | 3,834 |
| Net interest income | $2,863,000 | 4,693 |
| Provision for loan and lease losses | $863,000 | 2,164 |
| Total noninterest income | $1,368,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $179,000 | 4,076 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,189,000 | 1,561 |
| Total noninterest expense | $3,905,000 | 3,427 |
| Salaries and employee benefits | $1,685,000 | 3,867 |
| Premises and equipment expense | $708,000 | 2,543 |
| Additional noninterest expense | $1,512,000 | 3,133 |
| Pre-tax net operating income | $-537,000 | 6,634 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-162,000 | 7,064 |
| Income before extraordinary items | $-375,000 | 6,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-375,000 | 6,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-375,000 | 6,626 |
| Net charge-offs | $859,000 | 2,061 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-375,000 | 6,573 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 4,500 |
| Total interest expense | $689,000 | 3,853 |
| Net interest income | $1,957,000 | 4,641 |
| Provision for loan and lease losses | $698,000 | 1,909 |
| Total noninterest income | $978,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $130,000 | 3,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $848,000 | 1,504 |
| Total noninterest expense | $2,572,000 | 3,501 |
| Salaries and employee benefits | $1,087,000 | 3,975 |
| Premises and equipment expense | $469,000 | 2,579 |
| Additional noninterest expense | $1,016,000 | 3,170 |
| Pre-tax net operating income | $-335,000 | 6,677 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-101,000 | 7,111 |
| Income before extraordinary items | $-234,000 | 6,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-234,000 | 6,668 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-234,000 | 6,668 |
| Net charge-offs | $869,000 | 1,592 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-234,000 | 6,640 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 4,330 |
| Total interest expense | $364,000 | 3,820 |
| Net interest income | $1,057,000 | 4,406 |
| Provision for loan and lease losses | $190,000 | 2,505 |
| Total noninterest income | $892,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $821,000 | 946 |
| Total noninterest expense | $1,277,000 | 3,518 |
| Salaries and employee benefits | $525,000 | 4,092 |
| Premises and equipment expense | $238,000 | 2,590 |
| Additional noninterest expense | $514,000 | 3,106 |
| Pre-tax net operating income | $482,000 | 2,624 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $145,000 | 1,826 |
| Income before extraordinary items | $337,000 | 3,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $337,000 | 3,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $337,000 | 3,005 |
| Net charge-offs | $192,000 | 2,151 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $337,000 | 2,948 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 4,353 |
| Total interest expense | $1,830,000 | 3,789 |
| Net interest income | $4,088,000 | 4,525 |
| Provision for loan and lease losses | $1,384,000 | 2,570 |
| Total noninterest income | $1,119,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $224,000 | 4,205 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $895,000 | 2,337 |
| Total noninterest expense | $5,148,000 | 3,529 |
| Salaries and employee benefits | $2,093,000 | 4,109 |
| Premises and equipment expense | $1,007,000 | 2,464 |
| Additional noninterest expense | $2,048,000 | 3,194 |
| Pre-tax net operating income | $-1,325,000 | 6,607 |
| Securities gains (losses) | $46,000 | 2,712 |
| Applicable income taxes | $-385,000 | 7,100 |
| Income before extraordinary items | $-894,000 | 6,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-894,000 | 6,544 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-894,000 | 6,544 |
| Net charge-offs | $1,061,000 | 2,606 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-926,200 | 6,520 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 4,455 |
| Total interest expense | $1,408,000 | 3,860 |
| Net interest income | $3,012,000 | 4,641 |
| Provision for loan and lease losses | $268,000 | 4,492 |
| Total noninterest income | $1,100,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $162,000 | 4,343 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $938,000 | 1,876 |
| Total noninterest expense | $3,847,000 | 3,536 |
| Salaries and employee benefits | $1,584,000 | 4,110 |
| Premises and equipment expense | $768,000 | 2,474 |
| Additional noninterest expense | $1,495,000 | 3,235 |
| Pre-tax net operating income | $-3,000 | 5,981 |
| Securities gains (losses) | $46,000 | 2,464 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $31,000 | 6,001 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $31,000 | 6,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $31,000 | 6,001 |
| Net charge-offs | $77,000 | 5,154 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,120 | 6,009 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 4,549 |
| Total interest expense | $940,000 | 3,962 |
| Net interest income | $1,950,000 | 4,729 |
| Provision for loan and lease losses | $168,000 | 4,477 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $103,000 | 4,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $2,573,000 | 3,545 |
| Salaries and employee benefits | $1,069,000 | 4,103 |
| Premises and equipment expense | $510,000 | 2,501 |
| Additional noninterest expense | $994,000 | 3,220 |
| Pre-tax net operating income | $-679,000 | 6,860 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $-191,000 | 7,319 |
| Income before extraordinary items | $-442,000 | 6,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-442,000 | 6,823 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-442,000 | 6,822 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-474,200 | 6,800 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 4,434 |
| Total interest expense | $482,000 | 4,033 |
| Net interest income | $1,050,000 | 4,528 |
| Provision for loan and lease losses | $-35,000 | 7,867 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $1,333,000 | 3,464 |
| Salaries and employee benefits | $549,000 | 4,079 |
| Premises and equipment expense | $259,000 | 2,520 |
| Additional noninterest expense | $525,000 | 3,040 |
| Pre-tax net operating income | $36,000 | 5,838 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $59,000 | 5,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $59,000 | 5,561 |
| Net charge-offs | $-44,000 | 7,773 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $25,880 | 5,945 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 4,083 |
| Total interest expense | $3,375,000 | 3,133 |
| Net interest income | $3,879,000 | 4,645 |
| Provision for loan and lease losses | $993,000 | 3,523 |
| Total noninterest income | $-133,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $158,000 | 5,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-291,000 | 7,730 |
| Total noninterest expense | $5,068,000 | 3,647 |
| Salaries and employee benefits | $2,222,000 | 4,042 |
| Premises and equipment expense | $1,062,000 | 2,451 |
| Additional noninterest expense | $1,784,000 | 3,626 |
| Pre-tax net operating income | $-2,315,000 | 6,718 |
| Securities gains (losses) | $337,000 | 1,135 |
| Applicable income taxes | $-592,000 | 7,103 |
| Income before extraordinary items | $-1,386,000 | 6,529 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,386,000 | 6,529 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,386,000 | 6,529 |
| Net charge-offs | $788,000 | 3,195 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,621,900 | 6,615 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 4,119 |
| Total interest expense | $2,709,000 | 3,095 |
| Net interest income | $2,777,000 | 4,808 |
| Provision for loan and lease losses | $133,000 | 5,665 |
| Total noninterest income | $79,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $110,000 | 5,241 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-31,000 | 7,726 |
| Total noninterest expense | $3,681,000 | 3,749 |
| Salaries and employee benefits | $1,665,000 | 4,074 |
| Premises and equipment expense | $800,000 | 2,478 |
| Additional noninterest expense | $1,216,000 | 3,840 |
| Pre-tax net operating income | $-958,000 | 6,632 |
| Securities gains (losses) | $242,000 | 1,162 |
| Applicable income taxes | $-213,000 | 7,107 |
| Income before extraordinary items | $-503,000 | 6,433 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-503,000 | 6,434 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-503,000 | 6,433 |
| Net charge-offs | $349,000 | 3,506 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-672,400 | 6,552 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 4,083 |
| Total interest expense | $1,876,000 | 3,124 |
| Net interest income | $1,876,000 | 4,764 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $63,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $70,000 | 5,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-7,000 | 7,820 |
| Total noninterest expense | $2,429,000 | 3,815 |
| Salaries and employee benefits | $1,127,000 | 4,054 |
| Premises and equipment expense | $541,000 | 2,480 |
| Additional noninterest expense | $761,000 | 4,021 |
| Pre-tax net operating income | $-550,000 | 6,676 |
| Securities gains (losses) | $241,000 | 903 |
| Applicable income taxes | $-91,000 | 7,128 |
| Income before extraordinary items | $-218,000 | 6,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-218,000 | 6,408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-218,000 | 6,408 |
| Net charge-offs | $242,000 | 3,204 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-389,110 | 6,626 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 4,003 |
| Total interest expense | $958,000 | 3,166 |
| Net interest income | $998,000 | 4,581 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $93,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $1,131,000 | 3,941 |
| Salaries and employee benefits | $574,000 | 4,033 |
| Premises and equipment expense | $269,000 | 2,529 |
| Additional noninterest expense | $288,000 | 4,539 |
| Pre-tax net operating income | $-70,000 | 6,554 |
| Securities gains (losses) | $119,000 | 912 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $31,000 | 5,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 5,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $31,000 | 5,979 |
| Net charge-offs | $241,000 | 1,991 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-45,160 | 6,524 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 4,095 |
| Total interest expense | $3,858,000 | 3,606 |
| Net interest income | $4,252,000 | 4,388 |
| Provision for loan and lease losses | $511,000 | 3,766 |
| Total noninterest income | $-222,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $213,000 | 4,673 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-435,000 | 8,213 |
| Total noninterest expense | $5,024,000 | 3,553 |
| Salaries and employee benefits | $2,310,000 | 3,996 |
| Premises and equipment expense | $985,000 | 2,667 |
| Additional noninterest expense | $1,729,000 | 3,234 |
| Pre-tax net operating income | $-1,505,000 | 7,216 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-512,000 | 7,508 |
| Income before extraordinary items | $-993,000 | 6,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-993,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-993,000 | 7,114 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,311,000 | 4,060 |
| Total interest expense | $2,906,000 | 3,701 |
| Net interest income | $3,405,000 | 4,235 |
| Provision for loan and lease losses | $163,000 | 4,515 |
| Total noninterest income | $81,000 | 7,330 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $166,000 | 4,628 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-85,000 | 8,258 |
| Total noninterest expense | $3,626,000 | 3,660 |
| Salaries and employee benefits | $1,720,000 | 4,048 |
| Premises and equipment expense | $718,000 | 2,738 |
| Additional noninterest expense | $1,188,000 | 3,412 |
| Pre-tax net operating income | $-303,000 | 7,115 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-103,000 | 7,539 |
| Income before extraordinary items | $-200,000 | 6,904 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-200,000 | 6,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,783 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-200,000 | 7,078 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 4,091 |
| Total interest expense | $1,967,000 | 3,789 |
| Net interest income | $2,265,000 | 4,238 |
| Provision for loan and lease losses | $44,000 | 5,326 |
| Total noninterest income | $169,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $102,000 | 4,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $67,000 | 5,708 |
| Total noninterest expense | $2,353,000 | 3,760 |
| Salaries and employee benefits | $1,130,000 | 4,130 |
| Premises and equipment expense | $466,000 | 2,808 |
| Additional noninterest expense | $757,000 | 3,502 |
| Pre-tax net operating income | $37,000 | 6,745 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $24,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $24,000 | 6,818 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 4,066 |
| Total interest expense | $1,026,000 | 3,842 |
| Net interest income | $1,171,000 | 4,171 |
| Provision for loan and lease losses | $14,000 | 5,280 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $1,135,000 | 3,863 |
| Salaries and employee benefits | $551,000 | 4,217 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $371,000 | 3,504 |
| Pre-tax net operating income | $107,000 | 5,934 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $71,000 | 6,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $71,000 | 6,164 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,064,000 | 4,339 |
| Total interest expense | $4,031,000 | 3,992 |
| Net interest income | $4,033,000 | 4,606 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $239,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $140,000 | 5,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $99,000 | 6,227 |
| Total noninterest expense | $3,830,000 | 4,255 |
| Salaries and employee benefits | $1,853,000 | 4,649 |
| Premises and equipment expense | $708,000 | 3,413 |
| Additional noninterest expense | $1,269,000 | 3,911 |
| Pre-tax net operating income | $197,000 | 6,875 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $131,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $131,000 | 7,006 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 4,504 |
| Total interest expense | $2,832,000 | 4,163 |
| Net interest income | $2,927,000 | 4,708 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $206,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $88,000 | 5,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $118,000 | 5,507 |
| Total noninterest expense | $2,684,000 | 4,432 |
| Salaries and employee benefits | $1,321,000 | 4,791 |
| Premises and equipment expense | $511,000 | 3,497 |
| Additional noninterest expense | $852,000 | 4,187 |
| Pre-tax net operating income | $374,000 | 6,267 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $126,000 | 4,220 |
| Income before extraordinary items | $248,000 | 6,577 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $248,000 | 6,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,928 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $248,000 | 6,562 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,867 |
| Total interest expense | $1,615,000 | 4,570 |
| Net interest income | $1,771,000 | 5,047 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $147,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $1,633,000 | 4,745 |
| Salaries and employee benefits | $797,000 | 5,151 |
| Premises and equipment expense | $319,000 | 3,683 |
| Additional noninterest expense | $517,000 | 4,472 |
| Pre-tax net operating income | $240,000 | 6,414 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $159,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $159,000 | 6,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $159,000 | 6,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,980 |
| Total interest expense | $784,000 | 4,624 |
| Net interest income | $843,000 | 5,208 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $807,000 | 4,778 |
| Salaries and employee benefits | $390,000 | 5,254 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,431 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 5,308 |
| Total interest expense | $2,375,000 | 4,960 |
| Net interest income | $3,083,000 | 5,441 |
| Provision for loan and lease losses | $51,000 | 5,552 |
| Total noninterest income | $2,575,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,483,000 | 1,141 |
| Total noninterest expense | $5,279,000 | 3,207 |
| Salaries and employee benefits | $2,815,000 | 3,305 |
| Premises and equipment expense | $810,000 | 2,975 |
| Additional noninterest expense | $1,654,000 | 3,035 |
| Pre-tax net operating income | $328,000 | 7,023 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $111,000 | 4,887 |
| Income before extraordinary items | $217,000 | 7,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $217,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $217,000 | 7,194 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 5,424 |
| Total interest expense | $1,674,000 | 5,041 |
| Net interest income | $2,259,000 | 5,562 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $2,503,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,435,000 | 954 |
| Total noninterest expense | $4,455,000 | 2,887 |
| Salaries and employee benefits | $2,445,000 | 2,904 |
| Premises and equipment expense | $669,000 | 2,753 |
| Additional noninterest expense | $1,341,000 | 2,828 |
| Pre-tax net operating income | $271,000 | 7,137 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $92,000 | 5,001 |
| Income before extraordinary items | $179,000 | 7,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $179,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $179,000 | 7,325 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 5,521 |
| Total interest expense | $1,044,000 | 5,121 |
| Net interest income | $1,461,000 | 5,687 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $2,445,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,401,000 | 694 |
| Total noninterest expense | $3,702,000 | 2,386 |
| Salaries and employee benefits | $2,095,000 | 2,347 |
| Premises and equipment expense | $517,000 | 2,399 |
| Additional noninterest expense | $1,090,000 | 2,373 |
| Pre-tax net operating income | $186,000 | 7,167 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $123,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $123,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $123,000 | 7,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 5,546 |
| Total interest expense | $487,000 | 5,195 |
| Net interest income | $738,000 | 5,638 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $1,797,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,775,000 | 532 |
| Total noninterest expense | $2,390,000 | 1,863 |
| Salaries and employee benefits | $1,448,000 | 1,705 |
| Premises and equipment expense | $291,000 | 2,154 |
| Additional noninterest expense | $651,000 | 2,000 |
| Pre-tax net operating income | $133,000 | 6,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $88,000 | 6,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $88,000 | 6,921 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 5,170 |
| Total interest expense | $1,944,000 | 4,517 |
| Net interest income | $3,019,000 | 5,488 |
| Provision for loan and lease losses | $73,000 | 5,242 |
| Total noninterest income | $18,559,000 | 427 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $108,000 | 6,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,451,000 | 299 |
| Total noninterest expense | $20,483,000 | 822 |
| Salaries and employee benefits | $11,668,000 | 769 |
| Premises and equipment expense | $2,260,000 | 1,063 |
| Additional noninterest expense | $6,555,000 | 799 |
| Pre-tax net operating income | $1,022,000 | 5,299 |
| Securities gains (losses) | $-61,000 | 8,259 |
| Applicable income taxes | $326,000 | 4,027 |
| Income before extraordinary items | $635,000 | 5,879 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $635,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,180 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $675,260 | 5,720 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 5,164 |
| Total interest expense | $1,437,000 | 4,418 |
| Net interest income | $2,258,000 | 5,518 |
| Provision for loan and lease losses | $58,000 | 5,018 |
| Total noninterest income | $14,251,000 | 421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 6,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,168,000 | 301 |
| Total noninterest expense | $15,641,000 | 807 |
| Salaries and employee benefits | $9,112,000 | 732 |
| Premises and equipment expense | $1,661,000 | 1,084 |
| Additional noninterest expense | $4,868,000 | 788 |
| Pre-tax net operating income | $810,000 | 5,301 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $535,000 | 5,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $535,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,748 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $535,000 | 5,707 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 5,384 |
| Total interest expense | $897,000 | 4,454 |
| Net interest income | $1,357,000 | 5,822 |
| Provision for loan and lease losses | $31,000 | 5,120 |
| Total noninterest income | $8,927,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $56,000 | 6,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,871,000 | 305 |
| Total noninterest expense | $9,761,000 | 860 |
| Salaries and employee benefits | $5,660,000 | 786 |
| Premises and equipment expense | $1,130,000 | 1,045 |
| Additional noninterest expense | $2,971,000 | 849 |
| Pre-tax net operating income | $492,000 | 5,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $167,000 | 4,090 |
| Income before extraordinary items | $325,000 | 5,950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $325,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $325,000 | 5,899 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 5,561 |
| Total interest expense | $425,000 | 4,486 |
| Net interest income | $632,000 | 6,066 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $4,361,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,332,000 | 305 |
| Total noninterest expense | $4,718,000 | 881 |
| Salaries and employee benefits | $2,822,000 | 786 |
| Premises and equipment expense | $519,000 | 1,168 |
| Additional noninterest expense | $1,377,000 | 912 |
| Pre-tax net operating income | $239,000 | 5,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $158,000 | 5,988 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $158,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 958 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $158,000 | 5,948 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 4,634 |
| Total interest expense | $1,149,000 | 5,241 |
| Net interest income | $4,187,000 | 4,337 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $13,188,000 | 503 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,079,000 | 347 |
| Total noninterest expense | $18,009,000 | 908 |
| Salaries and employee benefits | $10,727,000 | 794 |
| Premises and equipment expense | $1,729,000 | 1,337 |
| Additional noninterest expense | $5,553,000 | 906 |
| Pre-tax net operating income | $-667,000 | 8,717 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $-229,000 | 8,827 |
| Income before extraordinary items | $-440,000 | 8,691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-440,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,365 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-438,680 | 8,659 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 4,398 |
| Total interest expense | $793,000 | 5,469 |
| Net interest income | $3,481,000 | 4,025 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $8,700,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,614,000 | 384 |
| Total noninterest expense | $12,376,000 | 985 |
| Salaries and employee benefits | $7,639,000 | 845 |
| Premises and equipment expense | $1,253,000 | 1,381 |
| Additional noninterest expense | $3,484,000 | 1,058 |
| Pre-tax net operating income | $-345,000 | 8,717 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $-121,000 | 8,870 |
| Income before extraordinary items | $-226,000 | 8,702 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-226,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-224,700 | 8,675 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 4,609 |
| Total interest expense | $535,000 | 5,456 |
| Net interest income | $2,138,000 | 4,278 |
| Provision for loan and lease losses | $102,000 | 3,423 |
| Total noninterest income | $4,903,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $60,000 | 6,233 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,843,000 | 425 |
| Total noninterest expense | $7,233,000 | 1,114 |
| Salaries and employee benefits | $4,433,000 | 955 |
| Premises and equipment expense | $813,000 | 1,421 |
| Additional noninterest expense | $1,987,000 | 1,214 |
| Pre-tax net operating income | $-294,000 | 8,813 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $-104,000 | 8,944 |
| Income before extraordinary items | $-192,000 | 8,791 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-192,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,599 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-190,700 | 8,763 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,796 |
| Total interest expense | $283,000 | 5,349 |
| Net interest income | $991,000 | 4,510 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $1,645,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,615,000 | 563 |
| Total noninterest expense | $2,750,000 | 1,487 |
| Salaries and employee benefits | $1,652,000 | 1,341 |
| Premises and equipment expense | $363,000 | 1,618 |
| Additional noninterest expense | $735,000 | 1,625 |
| Pre-tax net operating income | $-164,000 | 8,877 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-57,000 | 8,984 |
| Income before extraordinary items | $-107,000 | 8,849 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-107,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,194 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-107,000 | 8,814 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 7,167 |
| Total interest expense | $460,000 | 7,900 |
| Net interest income | $1,923,000 | 6,697 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,172,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,130,000 | 1,409 |
| Total noninterest expense | $4,920,000 | 3,092 |
| Salaries and employee benefits | $2,640,000 | 3,118 |
| Premises and equipment expense | $601,000 | 3,513 |
| Additional noninterest expense | $1,679,000 | 2,780 |
| Pre-tax net operating income | $-825,000 | 8,930 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-198,000 | 9,010 |
| Income before extraordinary items | $-627,000 | 8,944 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-627,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-627,000 | 8,890 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 8,730 |
| Total interest expense | $143,000 | 8,871 |
| Net interest income | $557,000 | 8,564 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $816,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 2,361 |
| Total noninterest expense | $1,281,000 | 6,487 |
| Salaries and employee benefits | $680,000 | 6,553 |
| Premises and equipment expense | $164,000 | 6,559 |
| Additional noninterest expense | $437,000 | 6,077 |
| Pre-tax net operating income | $92,000 | 8,274 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $61,000 | 8,463 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $61,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $61,000 | 8,351 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 3,591 |
| Total interest expense | $914,000 | 4,542 |
| Net interest income | $2,975,000 | 3,211 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $10,645,000 | 397 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,580,000 | 302 |
| Total noninterest expense | $12,043,000 | 698 |
| Salaries and employee benefits | $6,403,000 | 683 |
| Premises and equipment expense | $1,283,000 | 893 |
| Additional noninterest expense | $4,357,000 | 629 |
| Pre-tax net operating income | $1,577,000 | 2,485 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $539,000 | 2,216 |
| Income before extraordinary items | $1,038,000 | 2,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,038,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,820 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,038,000 | 2,731 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 3,170 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $1,774,000 | 2,732 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $4,528,000 | 453 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,498,000 | 340 |
| Total noninterest expense | $5,651,000 | 730 |
| Salaries and employee benefits | $2,936,000 | 741 |
| Premises and equipment expense | $632,000 | 912 |
| Additional noninterest expense | $2,083,000 | 641 |
| Pre-tax net operating income | $651,000 | 2,896 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $224,000 | 2,509 |
| Income before extraordinary items | $427,000 | 3,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $427,000 | 3,141 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 5,802 |
| Total interest expense | $1,935,000 | 4,899 |
| Net interest income | $2,198,000 | 6,325 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $18,331,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,181,000 | 316 |
| Total noninterest expense | $20,828,000 | 769 |
| Salaries and employee benefits | $10,058,000 | 802 |
| Premises and equipment expense | $2,178,000 | 1,009 |
| Additional noninterest expense | $8,592,000 | 627 |
| Pre-tax net operating income | $-299,000 | 8,890 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-87,000 | 9,051 |
| Income before extraordinary items | $-212,000 | 8,912 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-212,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,517 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-212,000 | 8,860 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 6,602 |
| Total interest expense | $2,143,000 | 5,886 |
| Net interest income | $1,543,000 | 7,252 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,998,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $150,000 | 5,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,848,000 | 979 |
| Total noninterest expense | $4,189,000 | 3,291 |
| Salaries and employee benefits | $1,810,000 | 3,900 |
| Premises and equipment expense | $499,000 | 3,870 |
| Additional noninterest expense | $1,880,000 | 2,375 |
| Pre-tax net operating income | $352,000 | 7,178 |
| Securities gains (losses) | $64,000 | 2,136 |
| Applicable income taxes | $125,000 | 5,718 |
| Income before extraordinary items | $291,000 | 7,201 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $291,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $246,200 | 7,338 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,095 |
| Total interest expense | $1,709,000 | 6,766 |
| Net interest income | $1,602,000 | 7,294 |
| Provision for loan and lease losses | $-16,000 | 9,716 |
| Total noninterest income | $238,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,616 |
| Total noninterest expense | $1,837,000 | 5,986 |
| Salaries and employee benefits | $1,014,000 | 5,857 |
| Premises and equipment expense | $232,000 | 6,291 |
| Additional noninterest expense | $591,000 | 5,849 |
| Pre-tax net operating income | $19,000 | 9,055 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $14,000 | 9,089 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $14,000 | 9,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,000 | 9,079 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 6,754 |
| Total interest expense | $1,773,000 | 6,410 |
| Net interest income | $1,802,000 | 7,008 |
| Provision for loan and lease losses | $526,000 | 1,696 |
| Total noninterest income | $363,000 | 5,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $2,354,000 | 5,093 |
| Salaries and employee benefits | $961,000 | 6,041 |
| Premises and equipment expense | $338,000 | 5,088 |
| Additional noninterest expense | $1,055,000 | 3,841 |
| Pre-tax net operating income | $-715,000 | 9,972 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-238,000 | 10,059 |
| Income before extraordinary items | $-477,000 | 9,884 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-477,000 | 9,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-477,000 | 9,864 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 9,416 |
| Total interest expense | $647,000 | 9,348 |
| Net interest income | $754,000 | 9,368 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $159,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $1,115,000 | 7,779 |
| Salaries and employee benefits | $531,000 | 8,165 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $455,000 | 6,763 |
| Pre-tax net operating income | $-462,000 | 10,168 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-205,000 | 10,319 |
| Income before extraordinary items | $-257,000 | 10,083 |
| Extraordinary gains, net | $-154,000 | 10,441 |
| Net income | $-411,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $-257,000 | 10,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.