Home > Susquehanna Bank > Net charge- offs to loans
Susquehanna Bank, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0989% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,781 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2368% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2133% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5126% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2800% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 5,654 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 4,889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3261% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2876% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8361% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2185% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2185% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 5,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2629% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3399% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2770% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9673% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4929% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1608% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0403% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2351% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4510% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2316% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2701% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2056% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2567% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5499% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5504% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1604% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1686% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.1496% | 5,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1497% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1449% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2597% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0582% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6486% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6486% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.0502% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2223% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 5,039 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3165% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2729% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6321% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3584% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3584% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1644% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4349% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3726% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.8900% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4114% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1043% | 504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2714% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1493% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3451% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9354% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2046% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 2,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3241% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4708% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3412% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 1.7288% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2792% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3722% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3014% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2273% | 2,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3615% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4521% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2425% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.9377% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 5,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2881% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5687% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4773% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6069% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4764% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 2.1147% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4004% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 5,267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2545% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3012% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2932% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1109% | 2,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8309% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5568% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5757% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 1.5555% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6377% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1848% | 696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3351% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 1,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4181% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7111% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2686% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2689% | 2,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3910% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5772% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5587% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 1.5611% | 1,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6069% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0807% | 679 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3250% | 2,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2119% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3860% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9774% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2432% | 3,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2434% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3573% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4971% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 1.6993% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3853% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 5,475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3642% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4206% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0665% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2560% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2560% | 2,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3707% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4316% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4339% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 1.2419% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2704% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 5,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4430% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4032% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4643% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4816% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4955% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2926% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1608% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3194% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 3.6144% | 1,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4200% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8556% | 638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5765% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2682% | 1,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7592% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3222% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3845% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3616% | 3,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3943% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2293% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3443% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 3.4466% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4067% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1411% | 505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6589% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2562% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9037% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5994% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4209% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3910% | 2,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4676% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3625% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4834% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 3.5138% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7229% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7953% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6460% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2329% | 1,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8913% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7089% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6167% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4998% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3978% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6195% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 3.8329% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0209% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3700% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4068% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5829% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9606% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3526% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1719% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6256% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4682% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7501% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 5.9480% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3772% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7348% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5051% | 2,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2224% | 1,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6338% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0588% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4065% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8487% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4844% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7196% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 5.0083% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6380% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4546% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3887% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2710% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4393% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2224% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9049% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5141% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7236% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 4.4086% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7542% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7193% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3647% | 2,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2208% | 1,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4231% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3232% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9583% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5597% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9170% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 4.1170% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0310% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4808% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3868% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2397% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4431% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8389% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5028% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9714% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3186% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3236% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 5.1866% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5246% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0593% | 883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3301% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2007% | 1,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3649% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5285% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5726% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | -1,142.8571% | 1,681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2288% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0629% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0748% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 4.3504% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2971% | 1,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0831% | 654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2975% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2221% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3166% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2169% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5211% | 3,650 |
| Percentage Net Loans Charged-off: Credit card loans | -1,218.8571% | 1,693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9289% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8422% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7884% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 3.1332% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2869% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2864% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0046% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6014% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | -1,030.0429% | 1,703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0022% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6836% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5318% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 2.1588% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0720% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3901% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6193% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3401% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8767% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9641% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | -1,257.1429% | 1,704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2310% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4139% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2324% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.6828% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 1,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2951% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9028% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0959% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4709% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4020% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 3,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1905% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4228% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0932% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -6.4690% | 1,854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0584% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0748% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2041% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2184% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0526% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | -7.6847% | 1,845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1233% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7526% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | -14.8478% | 1,833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0290% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4947% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0951% | 3,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | 27.7383% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0204% | 1,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4020% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0383% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8521% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 3,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3573% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 6,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 4,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0329% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 8,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 7,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4175% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 6,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 7,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1625% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3643% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 6,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 8,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0807% | 8,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2712% | 8,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5314% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0946% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 6,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0335% | 7,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1023% | 8,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,657 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3872% | 8,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6589% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 6,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2601% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8490% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 6,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0937% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1469% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6272% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5298% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2991% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1391% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1933% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0778% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8346% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1562% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4987% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3756% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9269% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7105% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1791% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4139% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0402% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7567% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2037% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5792% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4161% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8186% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2378% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0343% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3348% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1669% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0590% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1417% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3174% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 8,031 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 8,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3330% | 2,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7731% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2682% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3910% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4234% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0552% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 8,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 8,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 8,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 5,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7420% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 8,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0665% | 8,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,885 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 7,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6566% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0451% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3511% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0334% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7822% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 1,717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2300% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4553% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0451% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8426% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0305% | 1,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2444% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4087% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0737% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 5,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0595% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1608% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7745% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1160% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2761% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2501% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3703% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4764% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3186% | 3,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6847% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5103% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5272% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4465% | 5,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1743% | 1,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4518% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1374% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1264% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2242% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6044% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0098% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2272% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1005% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.2914% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2971% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8056% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8724% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2110% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.2597% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1029% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2238% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0899% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2096% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3973% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6758% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0486% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4036% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 4.4038% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1267% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2690% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7180% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1064% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2640% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2511% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1920% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8181% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4976% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 5,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1818% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4834% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4225% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7515% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0813% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7516% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8929% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7730% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.2508% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2369% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3021% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1715% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0074% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2072% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |