Home > SunTrust Bank, West Georgia > Net charge- offs to loans
SunTrust Bank, West Georgia, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2987% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2329% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6677% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0362% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3732% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2975% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1203% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2458% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5899% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0827% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3843% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7920% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5933% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3397% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3116% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4351% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0910% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.2080% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3132% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2839% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5025% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9090% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0791% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8865% | 5 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4976% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9034% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2695% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0461% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 5,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1472% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4509% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1985% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7442% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1624% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0865% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7370% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4709% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1268% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3717% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3765% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4215% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0866% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2475% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0031% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |