Home > SunTrust Bank, South Georgia > Net charge- offs to loans
SunTrust Bank, South Georgia, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4191% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1994% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8274% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1279% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4814% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5163% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3419% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1458% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9606% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8357% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1106% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 9,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0179% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0450% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4284% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1766% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 5,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7919% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1362% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3337% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6226% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2109% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2256% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 7,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4790% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1409% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6504% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0688% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 7,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2769% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4420% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4762% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5540% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5877% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0813% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |