Home > SunTrust Bank, Northwest Georgia > Loan Charge- Offs and Recoveries

SunTrust Bank, Northwest Georgia, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$1,360,000712
Loans secured by real estate, total$116,0001,078
To non-U.S. addressees$08
Real estate loans in domestic offices$116,0001,076
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$61,0001,113
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$55,000594
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$440,000756
Loans to individuals$732,000549
Credit card loan charge offs$31,0001,024
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$701,000450
Loans to foreign governments and official institutions$010
Other loans$72,000145
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,108,000359
Loans secured by real estate, total$82,000659
To non-U.S. addressees$09
Real estate loans in domestic offices$82,000659
Construction and land development$4,000313
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$78,000374
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$88,000993
Loans to individuals$908,000235
Credit card loan recoveries$5,0001,137
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$903,000172
Loans to foreign governments and official institutions$011
Other loans$30,000137
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$252,0002,067
Loans secured by real estate, total$34,0001,820
To non-U.S. addressees$07
Real estate loans in domestic offices$34,0001,820
Construction and land development$-4,00010,002
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-17,0009,850
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$55,000465
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$352,000744
To non-U.S. addressees$035
Loans to individuals$-176,00010,210
Credit card loan net charge offs$26,000995
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-202,00010,212
Loans to foreign governments and official institutions$09
Other loans$42,000146
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$2,243,000534
Loans secured by real estate, total$239,000709
To non-U.S. addressees$013
Real estate loans in domestic offices$239,000707
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$150,000620
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$89,000531
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$224,0001,295
Loans to individuals$1,690,000390
Credit card loan charge offs$39,000997
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,651,000276
Loans to foreign governments and official institutions$011
Other loans$90,000144
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,000,000397
Loans secured by real estate, total$67,000812
To non-U.S. addressees$010
Real estate loans in domestic offices$67,000812
Construction and land development$25,000202
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$12,0001,306
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$30,000605
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$133,000686
Loans to individuals$753,000285
Credit card loan recoveries$3,0001,477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$750,000206
Loans to foreign governments and official institutions$014
Other loans$47,000109
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,243,000637
Loans secured by real estate, total$172,000689
To non-U.S. addressees$012
Real estate loans in domestic offices$172,000686
Construction and land development$-25,00010,327
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$138,000527
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$59,000496
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$91,0001,981
To non-U.S. addressees$036
Loans to individuals$937,000447
Credit card loan net charge offs$36,000925
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$901,000323
Loans to foreign governments and official institutions$010
Other loans$43,000147
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,130,000590
Loans secured by real estate, total$258,000771
To non-U.S. addressees$011
Real estate loans in domestic offices$258,000771
Construction and land development$65,000254
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$173,000625
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$20,0001,170
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$57,0003,183
Loans to individuals$1,783,000412
Credit card loan charge offs$8,0002,393
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,775,000275
Loans to foreign governments and official institutions$07
Other loans$32,000184
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,019,000413
Loans secured by real estate, total$51,0001,089
To non-U.S. addressees$012
Real estate loans in domestic offices$51,0001,089
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$36,000760
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$15,000886
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$331,000341
Loans to individuals$637,000314
Credit card loan recoveries$2,0001,717
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$635,000233
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,111,000745
Loans secured by real estate, total$207,000702
To non-U.S. addressees$010
Real estate loans in domestic offices$207,000700
Construction and land development$65,000208
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$137,000614
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$5,0001,235
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-274,00010,842
To non-U.S. addressees$021
Loans to individuals$1,146,000453
Credit card loan net charge offs$6,0002,413
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,140,000307
Loans to foreign governments and official institutions$07
Other loans$32,000149
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,880,000569
Loans secured by real estate, total$819,000445
To non-U.S. addresseesNANA
Real estate loans in domestic offices$819,000445
Construction and land development$10,000574
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$74,0001,204
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$735,000220
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$812,000432
Loans to individuals$1,249,000535
Credit card loan charge offs$17,0001,782
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,232,000395
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$863,000545
Loans secured by real estate, total$59,0001,141
To non-U.S. addresseesNANA
Real estate loans in domestic offices$59,0001,141
Construction and land development$10,000359
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$34,000849
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$15,0001,062
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0001,494
Loans to individuals$736,000323
Credit card loan recoveries$9,000922
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$727,000239
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$2,017,000573
Loans secured by real estate, total$760,000348
To non-U.S. addresseesNANA
Real estate loans in domestic offices$760,000347
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$40,0001,402
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$720,000157
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$744,000329
To non-U.S. addresseesNANA
Loans to individuals$513,000730
Credit card loan net charge offs$8,0002,210
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$505,000543
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$1,520,000860
Loans secured by real estate, total$175,0001,270
To non-U.S. addresseesNANA
Real estate loans in domestic offices$175,0001,268
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$51,0001,556
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$124,000823
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$333,000912
Loans to individuals$1,012,000552
Credit card loan charge offs$130,000634
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$882,000429
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$677,000629
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0002,043
Loans to individuals$626,000357
Credit card loan recoveries$30,000542
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$596,000277
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$843,000988
Loans secured by real estate, total$172,0001,039
To non-U.S. addresseesNANA
Real estate loans in domestic offices$172,0001,038
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$48,0001,373
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$124,000661
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$285,000741
To non-U.S. addresseesNANA
Loans to individuals$386,000757
Credit card loan net charge offs$100,000651
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$286,000686
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$791,0001,326
Loans secured by real estate, total$23,0003,720
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0003,719
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$23,0001,789
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0004,154
Loans to individuals$732,000590
Credit card loan charge offs$61,000844
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$671,000458
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$649,000710
Loans secured by real estate, total$13,0002,917
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,917
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$8,0002,169
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$5,0001,779
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,0001,945
Loans to individuals$573,000383
Credit card loan recoveries$21,000664
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$552,000289
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$142,0003,073
Loans secured by real estate, total$10,0003,761
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,762
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-8,00011,738
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$18,0001,603
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-27,00011,305
To non-U.S. addresseesNANA
Loans to individuals$159,0001,151
Credit card loan net charge offs$40,000908
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$119,0001,100
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$1,218,0001,244
Loans secured by real estate, total$67,0002,936
To non-U.S. addresseesNANA
Real estate loans in domestic offices$67,0002,935
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,0005,496
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$66,0001,526
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$146,0002,477
Loans to individuals$1,005,000532
Credit card loan charge offs$68,000882
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$937,000386
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$590,000811
Loans secured by real estate, total$5,0004,250
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,250
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$5,0002,817
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0002,659
Loans to individuals$536,000393
Credit card loan recoveries$21,000701
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$515,000310
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$628,0001,543
Loans secured by real estate, total$62,0002,565
To non-U.S. addresseesNANA
Real estate loans in domestic offices$62,0002,563
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-4,00012,104
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$66,0001,337
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$97,0002,422
To non-U.S. addresseesNANA
Loans to individuals$469,000638
Credit card loan net charge offs$47,000946
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$422,000454
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$1,980,0001,121
Loans secured by real estate, total$257,0001,874
To non-U.S. addresseesNANA
Real estate loans in domestic offices$257,0001,874
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$129,0001,382
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$128,0001,505
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$579,0001,211
Loans to individuals$1,144,000600
Credit card loan charge offs$75,000961
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,069,000448
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$651,000763
Loans secured by real estate, total$2,0005,181
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,180
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$70,0002,174
Loans to individuals$579,000410
Credit card loan recoveries$34,000563
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$545,000328
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$1,329,0001,300
Loans secured by real estate, total$255,0001,703
To non-U.S. addresseesNANA
Real estate loans in domestic offices$255,0001,703
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$127,0001,234
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$128,0001,402
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$509,0001,125
To non-U.S. addresseesNANA
Loans to individuals$565,000745
Credit card loan net charge offs$41,0001,144
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$524,000552
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.