Home > SunTrust Bank, Northwest Georgia > Income and Expense
SunTrust Bank, Northwest Georgia, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,915,000 | 1,214 |
| Total interest expense | $9,884,000 | 1,517 |
| Net interest income | $17,031,000 | 1,029 |
| Provision for loan and lease losses | $1,940,000 | 580 |
| Total noninterest income | $8,056,000 | 700 |
| Gross Fiduciary activities income | $1,855,000 | 339 |
| Service charges on deposit accounts | $2,804,000 | 481 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,397,000 | 826 |
| Total noninterest expense | $16,360,000 | 877 |
| Salaries and employee benefits | $6,970,000 | 990 |
| Premises and equipment expense | $1,969,000 | 1,027 |
| Additional noninterest expense | $7,421,000 | 746 |
| Pre-tax net operating income | $6,787,000 | 1,133 |
| Securities gains (losses) | $-551,000 | 10,111 |
| Applicable income taxes | $2,229,000 | 1,119 |
| Income before extraordinary items | $4,007,000 | 1,349 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,007,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,067 |
| Cash dividends | $6,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,359,640 | 1,230 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,287,000 | 1,153 |
| Total interest expense | $11,261,000 | 1,371 |
| Net interest income | $17,026,000 | 985 |
| Provision for loan and lease losses | $1,252,000 | 794 |
| Total noninterest income | $7,227,000 | 729 |
| Gross Fiduciary activities income | $1,496,000 | 376 |
| Service charges on deposit accounts | $2,940,000 | 448 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,791,000 | 942 |
| Total noninterest expense | $14,989,000 | 924 |
| Salaries and employee benefits | $5,951,000 | 1,092 |
| Premises and equipment expense | $1,895,000 | 1,016 |
| Additional noninterest expense | $7,143,000 | 755 |
| Pre-tax net operating income | $8,012,000 | 971 |
| Securities gains (losses) | $-13,000 | 10,228 |
| Applicable income taxes | $2,884,000 | 904 |
| Income before extraordinary items | $5,115,000 | 1,057 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,115,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,243,000 | 637 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,123,320 | 1,012 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,386,000 | 1,111 |
| Total interest expense | $11,867,000 | 1,327 |
| Net interest income | $18,519,000 | 965 |
| Provision for loan and lease losses | $1,010,000 | 981 |
| Total noninterest income | $6,597,000 | 761 |
| Gross Fiduciary activities income | $1,353,000 | 395 |
| Service charges on deposit accounts | $2,848,000 | 465 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,396,000 | 971 |
| Total noninterest expense | $14,069,000 | 976 |
| Salaries and employee benefits | $6,115,000 | 1,075 |
| Premises and equipment expense | $1,682,000 | 1,183 |
| Additional noninterest expense | $6,272,000 | 819 |
| Pre-tax net operating income | $10,037,000 | 811 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $3,648,000 | 785 |
| Income before extraordinary items | $6,405,000 | 861 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,405,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 745 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,394,760 | 843 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,788,000 | 1,237 |
| Total interest expense | $10,761,000 | 1,500 |
| Net interest income | $17,027,000 | 1,062 |
| Provision for loan and lease losses | $2,020,000 | 611 |
| Total noninterest income | $5,349,000 | 906 |
| Gross Fiduciary activities income | $1,088,000 | 482 |
| Service charges on deposit accounts | $2,447,000 | 561 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,814,000 | 1,233 |
| Total noninterest expense | $11,569,000 | 1,242 |
| Salaries and employee benefits | $5,608,000 | 1,187 |
| Premises and equipment expense | $1,466,000 | 1,389 |
| Additional noninterest expense | $4,495,000 | 1,241 |
| Pre-tax net operating income | $8,787,000 | 869 |
| Securities gains (losses) | $-33,000 | 10,883 |
| Applicable income taxes | $3,095,000 | 852 |
| Income before extraordinary items | $5,659,000 | 936 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,659,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,017,000 | 573 |
| Cash dividends | $2,800,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,680,450 | 914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,839,000 | 1,497 |
| Total interest expense | $8,620,000 | 1,837 |
| Net interest income | $14,219,000 | 1,268 |
| Provision for loan and lease losses | $1,080,000 | 888 |
| Total noninterest income | $3,976,000 | 1,124 |
| Gross Fiduciary activities income | $1,041,000 | 528 |
| Service charges on deposit accounts | $1,846,000 | 729 |
| Trading account gains and fees | $11,000 | 425 |
| Additional Noninterest Income | $1,078,000 | 1,711 |
| Total noninterest expense | $10,113,000 | 1,399 |
| Salaries and employee benefits | $4,509,000 | 1,472 |
| Premises and equipment expense | $1,110,000 | 1,818 |
| Additional noninterest expense | $4,494,000 | 1,219 |
| Pre-tax net operating income | $7,002,000 | 1,109 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,425,000 | 1,071 |
| Income before extraordinary items | $4,577,000 | 1,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,577,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 988 |
| Cash dividends | $3,500,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,577,000 | 1,130 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,499,000 | 1,589 |
| Total interest expense | $6,369,000 | 1,958 |
| Net interest income | $13,130,000 | 1,363 |
| Provision for loan and lease losses | $1,288,000 | 780 |
| Total noninterest income | $3,554,000 | 1,188 |
| Gross Fiduciary activities income | $888,000 | 552 |
| Service charges on deposit accounts | $1,699,000 | 777 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $967,000 | 1,878 |
| Total noninterest expense | $9,148,000 | 1,604 |
| Salaries and employee benefits | $4,159,000 | 1,605 |
| Premises and equipment expense | $1,263,000 | 1,638 |
| Additional noninterest expense | $3,726,000 | 1,499 |
| Pre-tax net operating income | $6,248,000 | 1,201 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $2,097,000 | 1,154 |
| Income before extraordinary items | $4,203,000 | 1,206 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,203,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,073 |
| Cash dividends | $4,000,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,168,160 | 1,223 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,453,000 | 1,620 |
| Total interest expense | $6,366,000 | 2,038 |
| Net interest income | $13,087,000 | 1,385 |
| Provision for loan and lease losses | $1,680,000 | 912 |
| Total noninterest income | $3,491,000 | 1,294 |
| Gross Fiduciary activities income | $912,000 | 569 |
| Service charges on deposit accounts | $1,727,000 | 763 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $852,000 | 2,288 |
| Total noninterest expense | $8,791,000 | 1,724 |
| Salaries and employee benefits | $4,016,000 | 1,683 |
| Premises and equipment expense | $1,043,000 | 1,976 |
| Additional noninterest expense | $3,732,000 | 1,613 |
| Pre-tax net operating income | $6,107,000 | 1,139 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,942,000 | 1,236 |
| Income before extraordinary items | $4,167,000 | 1,233 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,167,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,543 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,165,640 | 1,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,332,000 | 1,671 |
| Total interest expense | $8,606,000 | 1,980 |
| Net interest income | $12,726,000 | 1,452 |
| Provision for loan and lease losses | $1,777,000 | 1,252 |
| Total noninterest income | $3,199,000 | 1,358 |
| Gross Fiduciary activities income | $726,000 | 645 |
| Service charges on deposit accounts | $1,760,000 | 754 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $713,000 | 2,500 |
| Total noninterest expense | $8,518,000 | 1,786 |
| Salaries and employee benefits | $4,152,000 | 1,596 |
| Premises and equipment expense | $1,085,000 | 1,951 |
| Additional noninterest expense | $3,281,000 | 1,845 |
| Pre-tax net operating income | $5,630,000 | 1,154 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $1,589,000 | 1,384 |
| Income before extraordinary items | $4,046,000 | 1,156 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,046,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,329,000 | 1,300 |
| Cash dividends | $5,100,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,042,400 | 1,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.