SunTrust Bank, Northwest, Florida, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$83,791,000462
Total interest expense$32,371,000530
Net interest income$51,420,000410
Provision for loan and lease losses$1,150,000875
Total noninterest income$22,519,000369
Gross Fiduciary activities income$6,191,000171
Service charges on deposit accounts$6,535,000242
Trading account gains and fees$0173
Additional Noninterest Income$9,793,000454
Total noninterest expense$46,733,000380
Salaries and employee benefits$18,519,000408
Premises and equipment expense$4,992,000467
Additional noninterest expense$23,222,000329
Pre-tax net operating income$26,056,000395
Securities gains (losses)$-1,437,00010,159
Applicable income taxes$9,369,000385
Income before extraordinary items$15,250,000443
Extraordinary gains, net$035
Net income$15,250,000443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,443
Cash dividends$24,000,000230
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$16,169,680421
1998-12-31 (YTD Data)Rank
Total interest income$41,339,000805
Total interest expense$17,455,000906
Net interest income$23,884,000730
Provision for loan and lease losses$-1,876,00010,437
Total noninterest income$10,725,000574
Gross Fiduciary activities income$3,463,000243
Service charges on deposit accounts$3,093,000422
Trading account gains and fees$0224
Additional Noninterest Income$4,169,000732
Total noninterest expense$21,752,000689
Salaries and employee benefits$9,121,000740
Premises and equipment expense$2,858,000717
Additional noninterest expense$9,773,000601
Pre-tax net operating income$14,733,000571
Securities gains (losses)$04,449
Applicable income taxes$5,363,000546
Income before extraordinary items$9,370,000619
Extraordinary gains, net$032
Net income$9,370,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,000906
Cash dividends$6,000,000552
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,370,000590
1997-12-31 (YTD Data)Rank
Total interest income$41,458,000822
Total interest expense$16,858,000970
Net interest income$24,600,000740
Provision for loan and lease losses$08,829
Total noninterest income$9,773,000585
Gross Fiduciary activities income$3,072,000265
Service charges on deposit accounts$3,320,000398
Trading account gains and fees$0239
Additional Noninterest Income$3,381,000783
Total noninterest expense$19,853,000743
Salaries and employee benefits$8,430,000803
Premises and equipment expense$2,486,000815
Additional noninterest expense$8,937,000637
Pre-tax net operating income$14,520,000592
Securities gains (losses)$-11,00010,082
Applicable income taxes$5,089,000596
Income before extraordinary items$9,420,000626
Extraordinary gains, net$044
Net income$9,420,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$5,000,000618
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,427,150601
1996-12-31 (YTD Data)Rank
Total interest income$38,154,000914
Total interest expense$14,634,0001,116
Net interest income$23,520,000793
Provision for loan and lease losses$1,216,000882
Total noninterest income$8,875,000637
Gross Fiduciary activities income$2,762,000300
Service charges on deposit accounts$3,166,000454
Trading account gains and fees$0262
Additional Noninterest Income$2,947,000886
Total noninterest expense$19,042,000822
Salaries and employee benefits$7,749,000881
Premises and equipment expense$2,536,000859
Additional noninterest expense$8,757,000745
Pre-tax net operating income$12,137,000669
Securities gains (losses)$-47,00011,013
Applicable income taxes$4,190,000672
Income before extraordinary items$7,900,000704
Extraordinary gains, net$053
Net income$7,900,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,321
Cash dividends$5,000,000662
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,930,550686
1995-12-31 (YTD Data)Rank
Total interest income$36,275,000986
Total interest expense$12,906,0001,291
Net interest income$23,369,000816
Provision for loan and lease losses$1,788,000625
Total noninterest income$8,144,000688
Gross Fiduciary activities income$2,597,000320
Service charges on deposit accounts$3,225,000461
Trading account gains and fees$13,000418
Additional Noninterest Income$2,309,0001,034
Total noninterest expense$18,793,000827
Salaries and employee benefits$7,139,000962
Premises and equipment expense$2,575,000857
Additional noninterest expense$9,079,000728
Pre-tax net operating income$10,932,000780
Securities gains (losses)$03,831
Applicable income taxes$3,675,000774
Income before extraordinary items$7,257,000793
Extraordinary gains, net$065
Net income$7,257,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,675
Cash dividends$7,000,000487
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,257,000784
1994-12-31 (YTD Data)Rank
Total interest income$31,480,0001,009
Total interest expense$9,099,0001,427
Net interest income$22,381,000840
Provision for loan and lease losses$2,038,000572
Total noninterest income$8,360,000665
Gross Fiduciary activities income$2,473,000325
Service charges on deposit accounts$3,412,000436
Trading account gains and fees$0475
Additional Noninterest Income$2,475,000997
Total noninterest expense$18,206,000868
Salaries and employee benefits$7,134,000960
Premises and equipment expense$2,725,000810
Additional noninterest expense$8,347,000801
Pre-tax net operating income$10,497,000761
Securities gains (losses)$13,0002,050
Applicable income taxes$3,410,000777
Income before extraordinary items$7,100,000754
Extraordinary gains, net$0249
Net income$7,100,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,426
Cash dividends$7,000,000448
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,091,160759
1993-12-31 (YTD Data)Rank
Total interest income$30,820,0001,036
Total interest expense$8,226,0001,612
Net interest income$22,594,000833
Provision for loan and lease losses$2,666,000658
Total noninterest income$8,087,000701
Gross Fiduciary activities income$2,313,000350
Service charges on deposit accounts$3,877,000396
Trading account gains and fees$0532
Additional Noninterest Income$1,897,0001,302
Total noninterest expense$18,333,000903
Salaries and employee benefits$7,155,000942
Premises and equipment expense$2,776,000825
Additional noninterest expense$8,402,000861
Pre-tax net operating income$9,682,000756
Securities gains (losses)$26,0004,293
Applicable income taxes$2,887,000888
Income before extraordinary items$6,821,000767
Extraordinary gains, net$03,149
Net income$6,821,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,059,0001,104
Cash dividends$6,500,000383
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,802,800719
1992-12-31 (YTD Data)Rank
Total interest income$35,997,0001,025
Total interest expense$11,737,0001,504
Net interest income$24,260,000807
Provision for loan and lease losses$3,083,000818
Total noninterest income$7,649,000718
Gross Fiduciary activities income$1,834,000402
Service charges on deposit accounts$3,692,000400
Trading account gains and fees$0504
Additional Noninterest Income$2,123,0001,192
Total noninterest expense$20,242,000837
Salaries and employee benefits$7,681,000878
Premises and equipment expense$2,878,000824
Additional noninterest expense$9,683,000792
Pre-tax net operating income$8,584,000751
Securities gains (losses)$08,369
Applicable income taxes$2,344,000989
Income before extraordinary items$6,240,000759
Extraordinary gains, net$01,422
Net income$6,240,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,342,000872
Cash dividends$7,000,000283
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,240,000695

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.