SunTrust Bank, Northeast Tennessee, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$28,339,0001,213
Total interest expense$13,566,0001,208
Net interest income$14,773,0001,216
Provision for loan and lease losses$550,0001,620
Total noninterest income$3,749,0001,170
Gross Fiduciary activities income$1,046,000494
Service charges on deposit accounts$1,396,000953
Trading account gains and fees$0262
Additional Noninterest Income$1,307,0001,504
Total noninterest expense$11,179,0001,285
Salaries and employee benefits$5,645,0001,183
Premises and equipment expense$952,0002,103
Additional noninterest expense$4,582,0001,220
Pre-tax net operating income$6,793,0001,094
Securities gains (losses)$7,0002,762
Applicable income taxes$2,486,0001,014
Income before extraordinary items$4,314,0001,180
Extraordinary gains, net$053
Net income$4,314,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$968,000924
Cash dividends$2,400,0001,133
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,309,5201,159
1995-12-31 (YTD Data)Rank
Total interest income$27,441,0001,251
Total interest expense$12,554,0001,326
Net interest income$14,887,0001,208
Provision for loan and lease losses$600,0001,345
Total noninterest income$3,444,0001,237
Gross Fiduciary activities income$955,000541
Service charges on deposit accounts$1,316,0001,015
Trading account gains and fees$33,000355
Additional Noninterest Income$1,140,0001,649
Total noninterest expense$10,885,0001,308
Salaries and employee benefits$5,202,0001,275
Premises and equipment expense$773,0002,571
Additional noninterest expense$4,910,0001,138
Pre-tax net operating income$6,846,0001,131
Securities gains (losses)$-9,00010,045
Applicable income taxes$2,409,0001,077
Income before extraordinary items$4,428,0001,201
Extraordinary gains, net$065
Net income$4,428,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,866
Cash dividends$2,000,0001,219
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,433,8501,173
1994-12-31 (YTD Data)Rank
Total interest income$22,807,0001,359
Total interest expense$8,910,0001,456
Net interest income$13,897,0001,302
Provision for loan and lease losses$700,0001,201
Total noninterest income$3,401,0001,239
Gross Fiduciary activities income$1,059,000512
Service charges on deposit accounts$1,288,0001,033
Trading account gains and fees$0475
Additional Noninterest Income$1,054,0001,778
Total noninterest expense$10,697,0001,366
Salaries and employee benefits$5,215,0001,290
Premises and equipment expense$766,0002,625
Additional noninterest expense$4,716,0001,231
Pre-tax net operating income$5,901,0001,266
Securities gains (losses)$03,600
Applicable income taxes$1,950,0001,234
Income before extraordinary items$3,951,0001,274
Extraordinary gains, net$0249
Net income$3,951,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,208
Cash dividends$2,200,0001,025
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,951,0001,289
1993-12-31 (YTD Data)Rank
Total interest income$21,122,0001,487
Total interest expense$7,804,0001,690
Net interest income$13,318,0001,359
Provision for loan and lease losses$1,098,0001,218
Total noninterest income$3,572,0001,276
Gross Fiduciary activities income$964,000555
Service charges on deposit accounts$1,351,000981
Trading account gains and fees$0532
Additional Noninterest Income$1,257,0001,762
Total noninterest expense$10,606,0001,444
Salaries and employee benefits$4,999,0001,345
Premises and equipment expense$936,0002,190
Additional noninterest expense$4,671,0001,340
Pre-tax net operating income$5,186,0001,347
Securities gains (losses)$07,477
Applicable income taxes$1,570,0001,514
Income before extraordinary items$3,616,0001,411
Extraordinary gains, net$03,149
Net income$3,616,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,270
Cash dividends$3,700,000614
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,616,0001,324
1992-12-31 (YTD Data)Rank
Total interest income$22,048,0001,625
Total interest expense$9,084,0001,863
Net interest income$12,964,0001,430
Provision for loan and lease losses$1,284,0001,566
Total noninterest income$3,449,0001,286
Gross Fiduciary activities income$825,000598
Service charges on deposit accounts$1,390,000937
Trading account gains and fees$0504
Additional Noninterest Income$1,234,0001,744
Total noninterest expense$10,534,0001,461
Salaries and employee benefits$4,803,0001,385
Premises and equipment expense$1,187,0001,777
Additional noninterest expense$4,544,0001,452
Pre-tax net operating income$4,595,0001,386
Securities gains (losses)$08,369
Applicable income taxes$1,279,0001,650
Income before extraordinary items$3,316,0001,398
Extraordinary gains, net$01,422
Net income$3,316,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$763,0001,870
Cash dividends$4,000,000452
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,316,0001,291

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.