Home > SunTrust Bank, Northeast Georgia > Net charge- offs to loans
SunTrust Bank, Northeast Georgia, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 7,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.3415% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4812% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4863% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2973% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 6,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0779% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2910% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0832% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0813% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7304% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2496% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 7,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0671% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2619% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2713% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3189% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1591% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 6,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0582% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 1,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2801% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8969% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2387% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1260% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4259% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2693% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0676% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7958% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5144% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7707% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0804% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1683% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3333% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3663% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3942% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4223% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7523% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7660% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2082% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2538% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2814% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7850% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0728% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3545% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7132% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2990% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3350% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7713% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5012% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1163% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |