SunTrust Bank, North Central Florida, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$70,760,000524
Total interest expense$30,315,000558
Net interest income$40,445,000490
Provision for loan and lease losses$1,200,000831
Total noninterest income$16,477,000456
Gross Fiduciary activities income$4,379,000211
Service charges on deposit accounts$5,147,000289
Trading account gains and fees$0173
Additional Noninterest Income$6,951,000540
Total noninterest expense$31,219,000529
Salaries and employee benefits$13,268,000552
Premises and equipment expense$3,304,000648
Additional noninterest expense$14,647,000454
Pre-tax net operating income$24,503,000412
Securities gains (losses)$-1,723,00010,167
Applicable income taxes$8,359,000413
Income before extraordinary items$14,421,000461
Extraordinary gains, net$035
Net income$14,421,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,064
Cash dividends$12,000,000344
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$15,523,720431
1998-12-31 (YTD Data)Rank
Total interest income$67,396,000544
Total interest expense$30,261,000570
Net interest income$37,135,000511
Provision for loan and lease losses$-1,904,00010,438
Total noninterest income$14,320,000472
Gross Fiduciary activities income$3,561,000235
Service charges on deposit accounts$4,510,000299
Trading account gains and fees$0224
Additional Noninterest Income$6,249,000565
Total noninterest expense$28,713,000545
Salaries and employee benefits$12,352,000576
Premises and equipment expense$3,119,000676
Additional noninterest expense$13,242,000483
Pre-tax net operating income$24,646,000370
Securities gains (losses)$1,0004,151
Applicable income taxes$9,159,000365
Income before extraordinary items$15,488,000407
Extraordinary gains, net$032
Net income$15,488,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,044
Cash dividends$9,000,000413
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$15,487,360386
1997-12-31 (YTD Data)Rank
Total interest income$64,549,000570
Total interest expense$27,938,000611
Net interest income$36,611,000519
Provision for loan and lease losses$1,600,000699
Total noninterest income$13,013,000472
Gross Fiduciary activities income$3,200,000254
Service charges on deposit accounts$4,558,000303
Trading account gains and fees$0239
Additional Noninterest Income$5,255,000603
Total noninterest expense$27,321,000552
Salaries and employee benefits$11,832,000586
Premises and equipment expense$3,004,000691
Additional noninterest expense$12,485,000487
Pre-tax net operating income$20,703,000441
Securities gains (losses)$-2,0009,246
Applicable income taxes$7,345,000459
Income before extraordinary items$13,356,000466
Extraordinary gains, net$044
Net income$13,356,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,000951
Cash dividends$9,000,000393
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$13,357,300446
1996-12-31 (YTD Data)Rank
Total interest income$58,108,000651
Total interest expense$23,238,000753
Net interest income$34,870,000583
Provision for loan and lease losses$2,390,000540
Total noninterest income$11,960,000533
Gross Fiduciary activities income$3,158,000279
Service charges on deposit accounts$4,471,000344
Trading account gains and fees$0262
Additional Noninterest Income$4,331,000703
Total noninterest expense$25,453,000642
Salaries and employee benefits$11,428,000613
Premises and equipment expense$3,256,000689
Additional noninterest expense$10,769,000633
Pre-tax net operating income$18,987,000471
Securities gains (losses)$-287,00011,338
Applicable income taxes$6,525,000480
Income before extraordinary items$12,175,000489
Extraordinary gains, net$053
Net income$12,175,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,249,000773
Cash dividends$10,000,000418
Sale, conversion, retirement of capital stock, net$0953
Net operating income$12,361,550476
1995-12-31 (YTD Data)Rank
Total interest income$54,820,000709
Total interest expense$21,511,000828
Net interest income$33,309,000615
Provision for loan and lease losses$3,336,000410
Total noninterest income$10,339,000591
Gross Fiduciary activities income$3,186,000294
Service charges on deposit accounts$4,399,000373
Trading account gains and fees$10,000429
Additional Noninterest Income$2,744,000936
Total noninterest expense$24,387,000678
Salaries and employee benefits$9,411,000750
Premises and equipment expense$3,110,000735
Additional noninterest expense$11,866,000604
Pre-tax net operating income$15,925,000561
Securities gains (losses)$-201,00011,675
Applicable income taxes$5,254,000591
Income before extraordinary items$10,470,000575
Extraordinary gains, net$065
Net income$10,470,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,287,000527
Cash dividends$9,200,000411
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,604,670556
1994-12-31 (YTD Data)Rank
Total interest income$49,585,000703
Total interest expense$16,081,000859
Net interest income$33,504,000616
Provision for loan and lease losses$3,636,000366
Total noninterest income$11,574,000532
Gross Fiduciary activities income$3,799,000257
Service charges on deposit accounts$4,472,000352
Trading account gains and fees$57,000270
Additional Noninterest Income$3,246,000841
Total noninterest expense$23,687,000705
Salaries and employee benefits$9,973,000704
Premises and equipment expense$2,984,000770
Additional noninterest expense$10,730,000667
Pre-tax net operating income$17,755,000496
Securities gains (losses)$13,0002,050
Applicable income taxes$5,998,000498
Income before extraordinary items$11,770,000493
Extraordinary gains, net$0249
Net income$11,770,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,297,000400
Cash dividends$7,700,000425
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$11,761,420500
1993-12-31 (YTD Data)Rank
Total interest income$35,995,000912
Total interest expense$11,203,0001,215
Net interest income$24,792,000772
Provision for loan and lease losses$4,026,000508
Total noninterest income$8,499,000684
Gross Fiduciary activities income$3,203,000290
Service charges on deposit accounts$3,197,000455
Trading account gains and fees$16,000392
Additional Noninterest Income$2,083,0001,226
Total noninterest expense$16,900,000958
Salaries and employee benefits$7,274,000928
Premises and equipment expense$1,879,0001,132
Additional noninterest expense$7,747,000913
Pre-tax net operating income$12,365,000583
Securities gains (losses)$-7,00012,665
Applicable income taxes$4,053,000641
Income before extraordinary items$8,305,000631
Extraordinary gains, net$03,149
Net income$8,305,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,220,000690
Cash dividends$7,000,000369
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,309,690584
1992-12-31 (YTD Data)Rank
Total interest income$39,922,000947
Total interest expense$15,190,0001,172
Net interest income$24,732,000797
Provision for loan and lease losses$4,546,000630
Total noninterest income$7,786,000706
Gross Fiduciary activities income$2,738,000323
Service charges on deposit accounts$3,353,000441
Trading account gains and fees$0504
Additional Noninterest Income$1,695,0001,398
Total noninterest expense$16,942,000972
Salaries and employee benefits$7,087,000965
Premises and equipment expense$1,950,0001,142
Additional noninterest expense$7,905,000920
Pre-tax net operating income$11,030,000580
Securities gains (losses)$16,0005,884
Applicable income taxes$3,442,000681
Income before extraordinary items$7,604,000627
Extraordinary gains, net$01,422
Net income$7,604,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,164,000710
Cash dividends$4,400,000424
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,592,960563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.