Home > SunTrust Bank, East Tennessee > Net charge- offs to loans
SunTrust Bank, East Tennessee, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.1759% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0474% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2489% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4133% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1161% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2916% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.5177% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4953% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1131% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4793% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0918% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0853% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3431% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0563% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2545% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2404% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1545% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2211% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2161% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0804% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6185% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2459% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0915% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0542% | 10,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0306% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1204% | 1,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4206% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0079% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 6,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0245% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3038% | 1,428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4369% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3391% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5428% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.6677% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2827% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9511% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6940% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8067% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |