SunTrust Bank, East Central Florida, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$84,035,000461
Total interest expense$35,237,000502
Net interest income$48,798,000434
Provision for loan and lease losses$900,0001,061
Total noninterest income$21,781,000375
Gross Fiduciary activities income$6,110,000174
Service charges on deposit accounts$5,866,000261
Trading account gains and fees$0173
Additional Noninterest Income$9,805,000453
Total noninterest expense$37,871,000447
Salaries and employee benefits$16,401,000470
Premises and equipment expense$3,425,000635
Additional noninterest expense$18,045,000387
Pre-tax net operating income$31,808,000344
Securities gains (losses)$-2,651,00010,185
Applicable income taxes$10,703,000354
Income before extraordinary items$18,454,000387
Extraordinary gains, net$035
Net income$18,454,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,161,000647
Cash dividends$19,000,000259
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$20,150,640358
1998-12-31 (YTD Data)Rank
Total interest income$80,898,000473
Total interest expense$34,891,000511
Net interest income$46,007,000430
Provision for loan and lease losses$1,900,000598
Total noninterest income$19,524,000386
Gross Fiduciary activities income$5,211,000189
Service charges on deposit accounts$4,889,000276
Trading account gains and fees$0224
Additional Noninterest Income$9,424,000452
Total noninterest expense$36,509,000452
Salaries and employee benefits$15,984,000454
Premises and equipment expense$3,458,000626
Additional noninterest expense$17,067,000389
Pre-tax net operating income$27,122,000348
Securities gains (losses)$04,449
Applicable income taxes$10,209,000337
Income before extraordinary items$16,913,000375
Extraordinary gains, net$032
Net income$16,913,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,396
Cash dividends$20,000,000246
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$16,913,000358
1997-12-31 (YTD Data)Rank
Total interest income$79,200,000482
Total interest expense$32,604,000546
Net interest income$46,596,000429
Provision for loan and lease losses$1,200,000849
Total noninterest income$16,771,000401
Gross Fiduciary activities income$4,362,000211
Service charges on deposit accounts$4,843,000290
Trading account gains and fees$0239
Additional Noninterest Income$7,566,000484
Total noninterest expense$33,666,000472
Salaries and employee benefits$13,922,000494
Premises and equipment expense$3,209,000652
Additional noninterest expense$16,535,000388
Pre-tax net operating income$28,501,000347
Securities gains (losses)$-106,00010,774
Applicable income taxes$10,640,000343
Income before extraordinary items$17,755,000377
Extraordinary gains, net$044
Net income$17,755,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,500,000603
Cash dividends$18,000,000254
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,822,840355
1996-12-31 (YTD Data)Rank
Total interest income$78,224,000519
Total interest expense$33,168,000563
Net interest income$45,056,000469
Provision for loan and lease losses$1,289,000835
Total noninterest income$14,540,000471
Gross Fiduciary activities income$3,910,000249
Service charges on deposit accounts$4,687,000330
Trading account gains and fees$0262
Additional Noninterest Income$5,943,000579
Total noninterest expense$31,230,000547
Salaries and employee benefits$13,647,000529
Premises and equipment expense$3,474,000642
Additional noninterest expense$14,109,000516
Pre-tax net operating income$27,077,000367
Securities gains (losses)$-160,00011,278
Applicable income taxes$10,011,000361
Income before extraordinary items$16,906,000387
Extraordinary gains, net$053
Net income$16,906,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,471,000500
Cash dividends$16,000,000324
Sale, conversion, retirement of capital stock, net$0953
Net operating income$17,008,400378
1995-12-31 (YTD Data)Rank
Total interest income$75,182,000564
Total interest expense$32,452,000618
Net interest income$42,730,000507
Provision for loan and lease losses$3,661,000393
Total noninterest income$12,801,000518
Gross Fiduciary activities income$3,597,000270
Service charges on deposit accounts$4,389,000374
Trading account gains and fees$36,000347
Additional Noninterest Income$4,779,000678
Total noninterest expense$29,067,000593
Salaries and employee benefits$11,778,000596
Premises and equipment expense$3,378,000675
Additional noninterest expense$13,911,000531
Pre-tax net operating income$22,803,000438
Securities gains (losses)$-558,00011,817
Applicable income taxes$8,193,000420
Income before extraordinary items$14,052,000461
Extraordinary gains, net$065
Net income$14,052,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,661,000392
Cash dividends$14,000,000325
Sale, conversion, retirement of capital stock, net$0809
Net operating income$14,409,120450
1994-12-31 (YTD Data)Rank
Total interest income$66,499,000551
Total interest expense$24,461,000609
Net interest income$42,038,000502
Provision for loan and lease losses$2,681,000467
Total noninterest income$11,821,000522
Gross Fiduciary activities income$3,203,000288
Service charges on deposit accounts$4,711,000338
Trading account gains and fees$0475
Additional Noninterest Income$3,907,000745
Total noninterest expense$29,426,000595
Salaries and employee benefits$12,573,000579
Premises and equipment expense$3,324,000699
Additional noninterest expense$13,529,000563
Pre-tax net operating income$21,752,000437
Securities gains (losses)$425,000304
Applicable income taxes$8,148,000397
Income before extraordinary items$14,029,000432
Extraordinary gains, net$0249
Net income$14,029,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,330,000506
Cash dividends$5,500,000529
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$13,757,000449
1993-12-31 (YTD Data)Rank
Total interest income$59,313,000599
Total interest expense$20,386,000702
Net interest income$38,927,000535
Provision for loan and lease losses$3,045,000603
Total noninterest income$11,462,000551
Gross Fiduciary activities income$3,247,000288
Service charges on deposit accounts$4,734,000332
Trading account gains and fees$0532
Additional Noninterest Income$3,481,000869
Total noninterest expense$26,733,000676
Salaries and employee benefits$11,999,000608
Premises and equipment expense$3,126,000741
Additional noninterest expense$11,608,000678
Pre-tax net operating income$20,611,000397
Securities gains (losses)$38,0003,799
Applicable income taxes$7,343,000401
Income before extraordinary items$13,306,000426
Extraordinary gains, net$03,149
Net income$13,306,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,275,000971
Cash dividends$7,500,000350
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$13,281,680405
1992-12-31 (YTD Data)Rank
Total interest income$54,753,000715
Total interest expense$21,449,000864
Net interest income$33,304,000618
Provision for loan and lease losses$3,597,000741
Total noninterest income$9,209,000630
Gross Fiduciary activities income$2,944,000310
Service charges on deposit accounts$4,139,000366
Trading account gains and fees$0504
Additional Noninterest Income$2,126,0001,190
Total noninterest expense$21,608,000795
Salaries and employee benefits$9,669,000727
Premises and equipment expense$2,783,000853
Additional noninterest expense$9,156,000829
Pre-tax net operating income$17,308,000393
Securities gains (losses)$35,0004,733
Applicable income taxes$5,753,000430
Income before extraordinary items$11,590,000428
Extraordinary gains, net$01,422
Net income$11,590,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,889,000752
Cash dividends$3,200,000552
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$11,566,550394

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.