Home > SunTrust Bank, Chattanooga > Net charge- offs to loans
SunTrust Bank, Chattanooga, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 7,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.2677% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0357% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1455% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3536% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2187% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0939% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.6857% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1824% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7328% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6695% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6998% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1447% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.3342% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7747% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3708% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1722% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.7223% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0682% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6831% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2335% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1686% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 934 |
| Percentage Net Loans Charged-off:Construction & development | -0.4354% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1990% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1740% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4060% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3915% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4608% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 5,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1080% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -1.5613% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0711% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1569% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2952% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4100% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0180% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1120% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4548% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3031% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9718% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2992% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6746% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4494% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.3929% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9113% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1055% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6495% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5683% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4044% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3099% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |