Home > SunTrust Bank, Alabama > Net charge- offs to loans
SunTrust Bank, Alabama, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 4,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4385% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2618% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6978% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8384% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4414% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2154% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4173% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1516% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1655% | 1,281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3506% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6796% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1971% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8342% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2494% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5039% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | -6.7600% | 1,306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1736% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1347% | 10,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9392% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.3003% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0445% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1859% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2505% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3958% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1023% | 11,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1108% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9440% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8460% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0695% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0845% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 6,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2204% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3178% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3559% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0657% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5626% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8068% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3772% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5598% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4199% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2825% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2306% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |