Home > SUNRISE BANK OF ARIZONA > Income and Expense
SUNRISE BANK OF ARIZONA, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 2,615 |
| Total interest expense | $459,000 | 3,278 |
| Net interest income | $4,198,000 | 2,487 |
| Provision for loan and lease losses | $206,000 | 2,075 |
| Total noninterest income | $231,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $211,000 | 2,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $4,510,000 | 2,089 |
| Salaries and employee benefits | $2,340,000 | 2,178 |
| Premises and equipment expense | $974,000 | 1,225 |
| Additional noninterest expense | $1,196,000 | 2,548 |
| Pre-tax net operating income | $-287,000 | 6,607 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-287,000 | 6,643 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-287,000 | 6,643 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-287,000 | 6,643 |
| Net charge-offs | $620,000 | 1,078 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-287,000 | 6,618 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 2,612 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $2,090,000 | 2,513 |
| Provision for loan and lease losses | $205,000 | 1,334 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $102,000 | 2,758 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-34,000 | 6,856 |
| Total noninterest expense | $2,213,000 | 2,150 |
| Salaries and employee benefits | $1,195,000 | 2,161 |
| Premises and equipment expense | $499,000 | 1,214 |
| Additional noninterest expense | $519,000 | 2,896 |
| Pre-tax net operating income | $-260,000 | 6,766 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-260,000 | 6,794 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-260,000 | 6,794 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-260,000 | 6,794 |
| Net charge-offs | $773,000 | 570 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-260,000 | 6,777 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,951,000 | 2,190 |
| Total interest expense | $1,578,000 | 2,612 |
| Net interest income | $10,373,000 | 2,078 |
| Provision for loan and lease losses | $378,000 | 3,079 |
| Total noninterest income | $-1,569,000 | 7,043 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $523,000 | 2,397 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-2,092,000 | 7,037 |
| Total noninterest expense | $11,985,000 | 1,615 |
| Salaries and employee benefits | $4,971,000 | 2,021 |
| Premises and equipment expense | $2,145,000 | 1,105 |
| Additional noninterest expense | $4,869,000 | 1,397 |
| Pre-tax net operating income | $-3,559,000 | 6,909 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $720,000 | 1,809 |
| Income before extraordinary items | $-4,279,000 | 6,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,279,000 | 6,944 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,279,000 | 6,944 |
| Net charge-offs | $6,396,000 | 477 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,279,000 | 6,937 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 2,182 |
| Total interest expense | $1,272,000 | 2,572 |
| Net interest income | $7,864,000 | 2,087 |
| Provision for loan and lease losses | $377,000 | 2,670 |
| Total noninterest income | $-1,627,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $406,000 | 2,363 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,033,000 | 7,156 |
| Total noninterest expense | $9,157,000 | 1,598 |
| Salaries and employee benefits | $3,793,000 | 1,994 |
| Premises and equipment expense | $1,641,000 | 1,099 |
| Additional noninterest expense | $3,723,000 | 1,367 |
| Pre-tax net operating income | $-3,297,000 | 7,048 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,297,000 | 7,057 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,297,000 | 7,057 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,297,000 | 7,057 |
| Net charge-offs | $5,731,000 | 410 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,297,000 | 7,047 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 2,105 |
| Total interest expense | $913,000 | 2,484 |
| Net interest income | $5,468,000 | 2,025 |
| Provision for loan and lease losses | $377,000 | 2,144 |
| Total noninterest income | $-1,086,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $280,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,366,000 | 7,218 |
| Total noninterest expense | $6,535,000 | 1,499 |
| Salaries and employee benefits | $2,564,000 | 1,962 |
| Premises and equipment expense | $1,108,000 | 1,078 |
| Additional noninterest expense | $2,863,000 | 1,199 |
| Pre-tax net operating income | $-2,530,000 | 7,119 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,530,000 | 7,135 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,530,000 | 7,135 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,530,000 | 7,135 |
| Net charge-offs | $5,357,000 | 326 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,530,000 | 7,128 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 2,063 |
| Total interest expense | $494,000 | 2,406 |
| Net interest income | $2,782,000 | 1,989 |
| Provision for loan and lease losses | $376,000 | 1,296 |
| Total noninterest income | $-91,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-234,000 | 7,227 |
| Total noninterest expense | $3,303,000 | 1,484 |
| Salaries and employee benefits | $1,319,000 | 1,907 |
| Premises and equipment expense | $568,000 | 1,048 |
| Additional noninterest expense | $1,416,000 | 1,199 |
| Pre-tax net operating income | $-988,000 | 7,156 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-988,000 | 7,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-988,000 | 7,166 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-988,000 | 7,167 |
| Net charge-offs | $3,543,000 | 245 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-988,000 | 7,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,212,000 | 1,738 |
| Total interest expense | $3,114,000 | 1,894 |
| Net interest income | $13,098,000 | 1,706 |
| Provision for loan and lease losses | $7,201,000 | 577 |
| Total noninterest income | $-4,526,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $626,000 | 2,165 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-5,152,000 | 7,335 |
| Total noninterest expense | $15,806,000 | 1,247 |
| Salaries and employee benefits | $5,685,000 | 1,704 |
| Premises and equipment expense | $2,322,000 | 1,071 |
| Additional noninterest expense | $7,799,000 | 908 |
| Pre-tax net operating income | $-14,435,000 | 7,266 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $-14,442,000 | 7,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,442,000 | 7,264 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-14,442,000 | 7,264 |
| Net charge-offs | $15,155,000 | 315 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-14,442,000 | 7,254 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 1,683 |
| Total interest expense | $2,525,000 | 1,831 |
| Net interest income | $10,202,000 | 1,645 |
| Provision for loan and lease losses | $7,198,000 | 435 |
| Total noninterest income | $-3,629,000 | 7,414 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $482,000 | 2,139 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-4,111,000 | 7,419 |
| Total noninterest expense | $12,345,000 | 1,193 |
| Salaries and employee benefits | $4,334,000 | 1,690 |
| Premises and equipment expense | $1,770,000 | 1,068 |
| Additional noninterest expense | $6,241,000 | 853 |
| Pre-tax net operating income | $-12,970,000 | 7,367 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-12,970,000 | 7,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,970,000 | 7,367 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-12,970,000 | 7,367 |
| Net charge-offs | $12,115,000 | 302 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-12,970,000 | 7,363 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 1,608 |
| Total interest expense | $1,815,000 | 1,764 |
| Net interest income | $7,197,000 | 1,562 |
| Provision for loan and lease losses | $3,204,000 | 640 |
| Total noninterest income | $-2,864,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $337,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,201,000 | 7,492 |
| Total noninterest expense | $8,496,000 | 1,177 |
| Salaries and employee benefits | $2,908,000 | 1,685 |
| Premises and equipment expense | $1,215,000 | 1,052 |
| Additional noninterest expense | $4,373,000 | 825 |
| Pre-tax net operating income | $-7,367,000 | 7,415 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-7,367,000 | 7,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,367,000 | 7,420 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,367,000 | 7,420 |
| Net charge-offs | $8,578,000 | 302 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-7,367,000 | 7,416 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 1,481 |
| Total interest expense | $991,000 | 1,695 |
| Net interest income | $3,952,000 | 1,408 |
| Provision for loan and lease losses | $501,000 | 1,412 |
| Total noninterest income | $-1,456,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $177,000 | 1,922 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,633,000 | 7,557 |
| Total noninterest expense | $4,501,000 | 1,116 |
| Salaries and employee benefits | $1,132,000 | 2,176 |
| Premises and equipment expense | $624,000 | 1,045 |
| Additional noninterest expense | $2,745,000 | 657 |
| Pre-tax net operating income | $-2,506,000 | 7,428 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,506,000 | 7,428 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,506,000 | 7,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,506,000 | 7,428 |
| Net charge-offs | $2,841,000 | 421 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,506,000 | 7,431 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,345,000 | 1,746 |
| Total interest expense | $5,943,000 | 1,402 |
| Net interest income | $11,402,000 | 1,916 |
| Provision for loan and lease losses | $15,939,000 | 458 |
| Total noninterest income | $-14,740,000 | 7,653 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $611,000 | 2,257 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-15,351,000 | 7,658 |
| Total noninterest expense | $21,772,000 | 920 |
| Salaries and employee benefits | $6,934,000 | 1,423 |
| Premises and equipment expense | $2,263,000 | 1,149 |
| Additional noninterest expense | $12,575,000 | 604 |
| Pre-tax net operating income | $-41,049,000 | 7,590 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $451,000 | 1,990 |
| Income before extraordinary items | $-41,500,000 | 7,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-41,500,000 | 7,588 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-41,500,000 | 7,588 |
| Net charge-offs | $16,621,000 | 391 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-1,826,000 | 7,648 |
| Net operating income | $-41,500,000 | 7,584 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,404,000 | 1,723 |
| Total interest expense | $4,820,000 | 1,334 |
| Net interest income | $8,584,000 | 1,937 |
| Provision for loan and lease losses | $13,933,000 | 385 |
| Total noninterest income | $-12,121,000 | 7,758 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $457,000 | 2,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-12,578,000 | 7,763 |
| Total noninterest expense | $16,298,000 | 915 |
| Salaries and employee benefits | $5,766,000 | 1,282 |
| Premises and equipment expense | $1,719,000 | 1,152 |
| Additional noninterest expense | $8,813,000 | 620 |
| Pre-tax net operating income | $-33,768,000 | 7,706 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $450,000 | 1,769 |
| Income before extraordinary items | $-34,218,000 | 7,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-34,218,000 | 7,710 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-34,218,000 | 7,710 |
| Net charge-offs | $12,515,000 | 383 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-1,826,000 | 7,754 |
| Net operating income | $-34,218,000 | 7,708 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 1,716 |
| Total interest expense | $3,448,000 | 1,297 |
| Net interest income | $5,666,000 | 1,961 |
| Provision for loan and lease losses | $11,247,000 | 329 |
| Total noninterest income | $-9,241,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $295,000 | 2,390 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-9,536,000 | 7,833 |
| Total noninterest expense | $11,401,000 | 871 |
| Salaries and employee benefits | $4,113,000 | 1,193 |
| Premises and equipment expense | $1,157,000 | 1,149 |
| Additional noninterest expense | $6,131,000 | 586 |
| Pre-tax net operating income | $-26,223,000 | 7,773 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $450,000 | 1,325 |
| Income before extraordinary items | $-26,673,000 | 7,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-26,673,000 | 7,772 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-26,673,000 | 7,772 |
| Net charge-offs | $9,372,000 | 354 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-1,826,000 | 7,825 |
| Net operating income | $-26,673,000 | 7,771 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 1,710 |
| Total interest expense | $1,811,000 | 1,287 |
| Net interest income | $2,917,000 | 1,948 |
| Provision for loan and lease losses | $6,440,000 | 316 |
| Total noninterest income | $-8,118,000 | 7,931 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $144,000 | 2,415 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,262,000 | 7,939 |
| Total noninterest expense | $5,825,000 | 856 |
| Salaries and employee benefits | $2,072,000 | 1,192 |
| Premises and equipment expense | $583,000 | 1,175 |
| Additional noninterest expense | $3,170,000 | 576 |
| Pre-tax net operating income | $-17,466,000 | 7,884 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-17,466,000 | 7,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,466,000 | 7,881 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-17,466,000 | 7,881 |
| Net charge-offs | $7,783,000 | 238 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-1,778,000 | 7,930 |
| Net operating income | $-17,466,000 | 7,882 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,405,000 | 1,415 |
| Total interest expense | $11,604,000 | 1,018 |
| Net interest income | $12,801,000 | 1,745 |
| Provision for loan and lease losses | $30,929,000 | 364 |
| Total noninterest income | $-9,342,000 | 8,005 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $620,000 | 2,483 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-9,962,000 | 8,010 |
| Total noninterest expense | $22,728,000 | 931 |
| Salaries and employee benefits | $8,604,000 | 1,132 |
| Premises and equipment expense | $2,654,000 | 1,022 |
| Additional noninterest expense | $11,470,000 | 704 |
| Pre-tax net operating income | $-50,198,000 | 7,863 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,755,000 | 7,479 |
| Income before extraordinary items | $-48,443,000 | 7,867 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-48,443,000 | 7,867 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-48,443,000 | 7,867 |
| Net charge-offs | $22,234,000 | 382 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-48,443,000 | 7,872 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 5,106 |
| Total interest expense | $921,000 | 5,752 |
| Net interest income | $2,950,000 | 4,637 |
| Provision for loan and lease losses | $773,000 | 3,152 |
| Total noninterest income | $38,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $91,000 | 5,507 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-53,000 | 7,762 |
| Total noninterest expense | $2,030,000 | 5,473 |
| Salaries and employee benefits | $867,000 | 5,951 |
| Premises and equipment expense | $281,000 | 5,194 |
| Additional noninterest expense | $882,000 | 4,780 |
| Pre-tax net operating income | $185,000 | 4,982 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $767,000 | 1,039 |
| Income before extraordinary items | $-582,000 | 6,492 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-582,000 | 6,493 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-582,000 | 6,492 |
| Net charge-offs | $542,000 | 2,926 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-582,000 | 6,482 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 5,104 |
| Total interest expense | $657,000 | 5,717 |
| Net interest income | $1,967,000 | 4,636 |
| Provision for loan and lease losses | $652,000 | 2,583 |
| Total noninterest income | $-1,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-64,000 | 7,927 |
| Total noninterest expense | $1,378,000 | 5,463 |
| Salaries and employee benefits | $622,000 | 5,832 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $570,000 | 4,869 |
| Pre-tax net operating income | $-64,000 | 6,007 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-23,000 | 6,882 |
| Income before extraordinary items | $-41,000 | 6,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-41,000 | 6,047 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-41,000 | 6,047 |
| Net charge-offs | $191,000 | 3,487 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-41,000 | 5,984 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 5,175 |
| Total interest expense | $345,000 | 5,710 |
| Net interest income | $955,000 | 4,707 |
| Provision for loan and lease losses | $613,000 | 1,574 |
| Total noninterest income | $-47,000 | 8,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-80,000 | 8,110 |
| Total noninterest expense | $677,000 | 5,472 |
| Salaries and employee benefits | $325,000 | 5,767 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $264,000 | 4,802 |
| Pre-tax net operating income | $-382,000 | 7,181 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-146,000 | 7,641 |
| Income before extraordinary items | $-236,000 | 7,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-236,000 | 7,095 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-236,000 | 7,095 |
| Net charge-offs | $152,000 | 2,401 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-236,000 | 7,030 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,797,000 | 5,034 |
| Total interest expense | $1,848,000 | 5,502 |
| Net interest income | $3,949,000 | 4,609 |
| Provision for loan and lease losses | $358,000 | 4,321 |
| Total noninterest income | $204,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 5,662 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $2,516,000 | 5,628 |
| Salaries and employee benefits | $1,070,000 | 6,272 |
| Premises and equipment expense | $351,000 | 5,416 |
| Additional noninterest expense | $1,095,000 | 4,549 |
| Pre-tax net operating income | $1,279,000 | 3,300 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $499,000 | 1,865 |
| Income before extraordinary items | $780,000 | 3,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $780,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,350 |
| Cash dividends | $648,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $780,000 | 3,874 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 5,095 |
| Total interest expense | $1,417,000 | 5,583 |
| Net interest income | $2,951,000 | 4,666 |
| Provision for loan and lease losses | $-67,000 | 8,316 |
| Total noninterest income | $167,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $100,000 | 5,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 6,203 |
| Total noninterest expense | $1,933,000 | 5,550 |
| Salaries and employee benefits | $834,000 | 6,179 |
| Premises and equipment expense | $262,000 | 5,459 |
| Additional noninterest expense | $837,000 | 4,431 |
| Pre-tax net operating income | $1,252,000 | 3,228 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $487,000 | 1,939 |
| Income before extraordinary items | $765,000 | 3,647 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $765,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $507,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $765,000 | 3,790 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 5,163 |
| Total interest expense | $965,000 | 5,669 |
| Net interest income | $1,945,000 | 4,708 |
| Provision for loan and lease losses | $-70,000 | 8,388 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $64,000 | 5,604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $1,282,000 | 5,609 |
| Salaries and employee benefits | $566,000 | 6,197 |
| Premises and equipment expense | $174,000 | 5,516 |
| Additional noninterest expense | $542,000 | 4,492 |
| Pre-tax net operating income | $835,000 | 3,342 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $326,000 | 2,116 |
| Income before extraordinary items | $509,000 | 3,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $332,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $509,000 | 3,923 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 5,263 |
| Total interest expense | $512,000 | 5,696 |
| Net interest income | $947,000 | 4,801 |
| Provision for loan and lease losses | $-80,000 | 8,445 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $635,000 | 5,655 |
| Salaries and employee benefits | $283,000 | 6,235 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $448,000 | 3,278 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $175,000 | 2,133 |
| Income before extraordinary items | $273,000 | 4,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $273,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $182,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $273,000 | 3,928 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 4,952 |
| Total interest expense | $2,216,000 | 5,588 |
| Net interest income | $4,289,000 | 4,424 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $275,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $100,000 | 6,023 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $175,000 | 5,315 |
| Total noninterest expense | $2,907,000 | 5,104 |
| Salaries and employee benefits | $1,508,000 | 5,289 |
| Premises and equipment expense | $348,000 | 5,423 |
| Additional noninterest expense | $1,051,000 | 4,492 |
| Pre-tax net operating income | $1,622,000 | 3,761 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $630,000 | 2,442 |
| Income before extraordinary items | $992,000 | 4,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $992,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,202 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $992,000 | 4,334 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 4,953 |
| Total interest expense | $1,671,000 | 5,589 |
| Net interest income | $3,237,000 | 4,433 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $221,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $2,247,000 | 4,982 |
| Salaries and employee benefits | $1,191,000 | 5,118 |
| Premises and equipment expense | $259,000 | 5,442 |
| Additional noninterest expense | $797,000 | 4,374 |
| Pre-tax net operating income | $1,181,000 | 3,986 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $459,000 | 2,646 |
| Income before extraordinary items | $722,000 | 4,579 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $722,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $722,000 | 4,573 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 4,994 |
| Total interest expense | $1,052,000 | 5,743 |
| Net interest income | $2,199,000 | 4,415 |
| Provision for loan and lease losses | $91,000 | 3,418 |
| Total noninterest income | $167,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $52,000 | 6,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $115,000 | 4,841 |
| Total noninterest expense | $1,543,000 | 4,928 |
| Salaries and employee benefits | $822,000 | 5,048 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $547,000 | 4,300 |
| Pre-tax net operating income | $732,000 | 4,215 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $284,000 | 2,800 |
| Income before extraordinary items | $448,000 | 4,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $448,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $448,000 | 4,809 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 5,094 |
| Total interest expense | $481,000 | 5,962 |
| Net interest income | $1,088,000 | 4,451 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $53,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $780,000 | 4,879 |
| Salaries and employee benefits | $424,000 | 4,973 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $295,000 | 4,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $115,000 | 3,083 |
| Income before extraordinary items | $180,000 | 5,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $180,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $180,000 | 5,272 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 5,021 |
| Total interest expense | $1,685,000 | 5,841 |
| Net interest income | $4,316,000 | 4,454 |
| Provision for loan and lease losses | $-130,000 | 8,494 |
| Total noninterest income | $354,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $127,000 | 5,801 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 4,880 |
| Total noninterest expense | $3,033,000 | 4,840 |
| Salaries and employee benefits | $1,613,000 | 4,964 |
| Premises and equipment expense | $334,000 | 5,456 |
| Additional noninterest expense | $1,086,000 | 4,252 |
| Pre-tax net operating income | $1,767,000 | 3,936 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $648,000 | 2,776 |
| Income before extraordinary items | $1,119,000 | 4,445 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,119,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,119,000 | 4,427 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,047 |
| Total interest expense | $1,209,000 | 5,899 |
| Net interest income | $3,230,000 | 4,489 |
| Provision for loan and lease losses | $-130,000 | 8,594 |
| Total noninterest income | $247,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $96,000 | 5,861 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 5,110 |
| Total noninterest expense | $2,272,000 | 4,835 |
| Salaries and employee benefits | $1,206,000 | 4,950 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $815,000 | 4,209 |
| Pre-tax net operating income | $1,335,000 | 4,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $516,000 | 2,823 |
| Income before extraordinary items | $819,000 | 4,643 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $819,000 | 4,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,428 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $819,000 | 4,639 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 5,103 |
| Total interest expense | $783,000 | 5,862 |
| Net interest income | $2,094,000 | 4,572 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $171,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,505,000 | 4,865 |
| Salaries and employee benefits | $792,000 | 5,011 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $547,000 | 4,200 |
| Pre-tax net operating income | $740,000 | 4,497 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $289,000 | 3,094 |
| Income before extraordinary items | $451,000 | 5,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $451,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $451,000 | 5,119 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,163 |
| Total interest expense | $374,000 | 5,862 |
| Net interest income | $1,013,000 | 4,676 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $745,000 | 4,924 |
| Salaries and employee benefits | $395,000 | 5,056 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $267,000 | 4,263 |
| Pre-tax net operating income | $341,000 | 4,647 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $133,000 | 3,205 |
| Income before extraordinary items | $208,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $208,000 | 5,267 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 4,859 |
| Total interest expense | $1,287,000 | 5,648 |
| Net interest income | $4,180,000 | 4,483 |
| Provision for loan and lease losses | $-165,000 | 8,676 |
| Total noninterest income | $470,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $124,000 | 5,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 4,047 |
| Total noninterest expense | $2,947,000 | 4,823 |
| Salaries and employee benefits | $1,532,000 | 4,975 |
| Premises and equipment expense | $355,000 | 5,234 |
| Additional noninterest expense | $1,060,000 | 4,220 |
| Pre-tax net operating income | $1,868,000 | 3,850 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $701,000 | 2,815 |
| Income before extraordinary items | $1,167,000 | 4,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,167,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,539 |
| Cash dividends | $2,225,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,167,000 | 4,378 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 4,879 |
| Total interest expense | $937,000 | 5,619 |
| Net interest income | $3,109,000 | 4,521 |
| Provision for loan and lease losses | $-181,000 | 8,740 |
| Total noninterest income | $359,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 6,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 3,992 |
| Total noninterest expense | $2,218,000 | 4,782 |
| Salaries and employee benefits | $1,146,000 | 4,966 |
| Premises and equipment expense | $270,000 | 5,180 |
| Additional noninterest expense | $802,000 | 4,176 |
| Pre-tax net operating income | $1,431,000 | 3,882 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $539,000 | 2,817 |
| Income before extraordinary items | $892,000 | 4,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,302 |
| Cash dividends | $1,750,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $892,000 | 4,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 4,849 |
| Total interest expense | $572,000 | 5,697 |
| Net interest income | $2,105,000 | 4,457 |
| Provision for loan and lease losses | $-146,000 | 8,753 |
| Total noninterest income | $188,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $64,000 | 5,897 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $1,468,000 | 4,790 |
| Salaries and employee benefits | $744,000 | 5,056 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $540,000 | 4,114 |
| Pre-tax net operating income | $971,000 | 3,788 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $357,000 | 2,782 |
| Income before extraordinary items | $614,000 | 4,357 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $1,675,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $614,000 | 4,301 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,947 |
| Total interest expense | $253,000 | 5,933 |
| Net interest income | $1,035,000 | 4,509 |
| Provision for loan and lease losses | $-88,000 | 8,825 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $757,000 | 4,721 |
| Salaries and employee benefits | $396,000 | 4,872 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $268,000 | 4,145 |
| Pre-tax net operating income | $473,000 | 3,825 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $166,000 | 2,920 |
| Income before extraordinary items | $307,000 | 4,305 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $307,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $307,000 | 4,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,707 |
| Total interest expense | $963,000 | 5,778 |
| Net interest income | $4,249,000 | 4,298 |
| Provision for loan and lease losses | $767,000 | 1,332 |
| Total noninterest income | $336,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $167,000 | 5,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,457 |
| Total noninterest expense | $2,887,000 | 4,787 |
| Salaries and employee benefits | $1,508,000 | 4,929 |
| Premises and equipment expense | $354,000 | 5,169 |
| Additional noninterest expense | $1,025,000 | 4,247 |
| Pre-tax net operating income | $931,000 | 5,415 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $378,000 | 3,802 |
| Income before extraordinary items | $553,000 | 6,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $553,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,427 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $553,000 | 6,070 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 4,741 |
| Total interest expense | $714,000 | 5,771 |
| Net interest income | $3,135,000 | 4,339 |
| Provision for loan and lease losses | $716,000 | 1,062 |
| Total noninterest income | $234,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $2,171,000 | 4,732 |
| Salaries and employee benefits | $1,132,000 | 4,873 |
| Premises and equipment expense | $258,000 | 5,245 |
| Additional noninterest expense | $781,000 | 4,155 |
| Pre-tax net operating income | $482,000 | 6,399 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $286,000 | 6,993 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $286,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 884 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $286,000 | 6,922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,706 |
| Total interest expense | $478,000 | 5,776 |
| Net interest income | $2,118,000 | 4,306 |
| Provision for loan and lease losses | $502,000 | 984 |
| Total noninterest income | $175,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 5,602 |
| Total noninterest expense | $1,396,000 | 4,889 |
| Salaries and employee benefits | $707,000 | 5,131 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $520,000 | 4,186 |
| Pre-tax net operating income | $395,000 | 5,886 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $175,000 | 4,001 |
| Income before extraordinary items | $220,000 | 6,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $220,000 | 6,627 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 4,722 |
| Total interest expense | $245,000 | 5,768 |
| Net interest income | $1,053,000 | 4,321 |
| Provision for loan and lease losses | $410,000 | 611 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $663,000 | 5,094 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $249,000 | 4,333 |
| Pre-tax net operating income | $60,000 | 7,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $40,000 | 5,105 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,489 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 4,686 |
| Total interest expense | $1,444,000 | 4,992 |
| Net interest income | $3,883,000 | 4,445 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $409,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $196,000 | 5,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $2,972,000 | 4,629 |
| Salaries and employee benefits | $1,603,000 | 4,636 |
| Premises and equipment expense | $370,000 | 4,997 |
| Additional noninterest expense | $999,000 | 4,279 |
| Pre-tax net operating income | $930,000 | 5,354 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $363,000 | 3,963 |
| Income before extraordinary items | $567,000 | 6,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $567,000 | 6,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,688 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $567,000 | 5,911 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 4,656 |
| Total interest expense | $1,173,000 | 4,883 |
| Net interest income | $2,909,000 | 4,479 |
| Provision for loan and lease losses | $263,000 | 2,779 |
| Total noninterest income | $336,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $147,000 | 5,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 4,911 |
| Total noninterest expense | $2,340,000 | 4,481 |
| Salaries and employee benefits | $1,261,000 | 4,454 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $807,000 | 4,035 |
| Pre-tax net operating income | $642,000 | 5,717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $245,000 | 4,318 |
| Income before extraordinary items | $397,000 | 6,370 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $397,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $397,000 | 6,194 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 4,717 |
| Total interest expense | $788,000 | 4,973 |
| Net interest income | $1,915,000 | 4,522 |
| Provision for loan and lease losses | $-144,000 | 9,212 |
| Total noninterest income | $213,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,525,000 | 4,527 |
| Salaries and employee benefits | $827,000 | 4,505 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $518,000 | 4,127 |
| Pre-tax net operating income | $747,000 | 4,250 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $285,000 | 3,332 |
| Income before extraordinary items | $462,000 | 5,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $462,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $462,000 | 4,804 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 4,794 |
| Total interest expense | $379,000 | 5,190 |
| Net interest income | $955,000 | 4,531 |
| Provision for loan and lease losses | $-144,000 | 9,278 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $721,000 | 4,705 |
| Salaries and employee benefits | $376,000 | 4,846 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $491,000 | 3,547 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,000 | 3,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 4,710 |
| Total interest expense | $1,624,000 | 5,480 |
| Net interest income | $4,086,000 | 4,285 |
| Provision for loan and lease losses | $473,000 | 2,494 |
| Total noninterest income | $342,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $203,000 | 5,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,767 |
| Total noninterest expense | $2,766,000 | 4,729 |
| Salaries and employee benefits | $1,436,000 | 4,851 |
| Premises and equipment expense | $294,000 | 5,653 |
| Additional noninterest expense | $1,036,000 | 4,056 |
| Pre-tax net operating income | $1,189,000 | 4,740 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $475,000 | 3,557 |
| Income before extraordinary items | $714,000 | 5,506 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $714,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $714,000 | 5,367 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,620 |
| Total interest expense | $1,755,000 | 6,498 |
| Net interest income | $3,239,000 | 4,802 |
| Provision for loan and lease losses | $281,000 | 3,354 |
| Total noninterest income | $167,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $140,000 | 5,943 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $2,294,000 | 5,253 |
| Salaries and employee benefits | $1,186,000 | 5,371 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $851,000 | 4,597 |
| Pre-tax net operating income | $831,000 | 5,387 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-11,000 | 9,008 |
| Income before extraordinary items | $842,000 | 4,746 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $842,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $824,000 | 439 |
| Net operating income | $842,000 | 4,623 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 6,683 |
| Total interest expense | $1,238,000 | 7,725 |
| Net interest income | $2,513,000 | 5,783 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $103,000 | 8,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $1,893,000 | 5,877 |
| Salaries and employee benefits | $963,000 | 6,071 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $666,000 | 5,371 |
| Pre-tax net operating income | $468,000 | 7,160 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $468,000 | 6,497 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $468,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 581 |
| Net operating income | $468,000 | 6,513 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 8,791 |
| Total interest expense | $602,000 | 9,201 |
| Net interest income | $1,131,000 | 8,336 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $1,571,000 | 6,593 |
| Salaries and employee benefits | $769,000 | 6,900 |
| Premises and equipment expense | $257,000 | 5,946 |
| Additional noninterest expense | $545,000 | 6,184 |
| Pre-tax net operating income | $-587,000 | 9,904 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-587,000 | 9,954 |
| Extraordinary gains, net | $-50,000 | 10,183 |
| Net income | $-637,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-587,000 | 9,935 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 10,338 |
| Total interest expense | $62,000 | 10,335 |
| Net interest income | $181,000 | 10,317 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $920,000 | 8,372 |
| Salaries and employee benefits | $448,000 | 8,665 |
| Premises and equipment expense | $131,000 | 8,043 |
| Additional noninterest expense | $341,000 | 7,740 |
| Pre-tax net operating income | $-733,000 | 10,275 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-733,000 | 10,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-733,000 | 10,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 267 |
| Net operating income | $-733,000 | 10,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.