Home > Sun State Bank > Income and Expense
Sun State Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,762,000 | 2,803 |
| Total interest expense | $4,078,000 | 3,642 |
| Net interest income | $7,684,000 | 2,342 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $483,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $4,754,000 | 2,876 |
| Salaries and employee benefits | $2,580,000 | 2,597 |
| Premises and equipment expense | $733,000 | 2,668 |
| Additional noninterest expense | $1,441,000 | 3,232 |
| Pre-tax net operating income | $3,373,000 | 2,115 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,144,000 | 2,086 |
| Income before extraordinary items | $2,229,000 | 2,214 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,229,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $619,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,229,000 | 2,161 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,866,000 | 3,317 |
| Total interest expense | $3,082,000 | 4,640 |
| Net interest income | $6,784,000 | 2,629 |
| Provision for loan and lease losses | $512,000 | 1,538 |
| Total noninterest income | $607,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,483 |
| Total noninterest expense | $3,544,000 | 3,703 |
| Salaries and employee benefits | $1,950,000 | 3,384 |
| Premises and equipment expense | $499,000 | 3,763 |
| Additional noninterest expense | $1,095,000 | 4,040 |
| Pre-tax net operating income | $3,335,000 | 2,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,120,000 | 2,157 |
| Income before extraordinary items | $2,215,000 | 2,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,215,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 11,760 |
| Cash dividends | $386,000 | 3,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,215,000 | 2,248 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 3,909 |
| Total interest expense | $1,617,000 | 6,563 |
| Net interest income | $6,002,000 | 2,993 |
| Provision for loan and lease losses | $285,000 | 2,374 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $3,276,000 | 4,087 |
| Salaries and employee benefits | $1,677,000 | 3,876 |
| Premises and equipment expense | $576,000 | 3,392 |
| Additional noninterest expense | $1,023,000 | 4,630 |
| Pre-tax net operating income | $2,694,000 | 2,629 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $897,000 | 2,490 |
| Income before extraordinary items | $1,798,000 | 2,696 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,798,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,349 |
| Cash dividends | $682,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,797,330 | 2,710 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 4,456 |
| Total interest expense | $1,608,000 | 6,855 |
| Net interest income | $5,150,000 | 3,473 |
| Provision for loan and lease losses | $414,000 | 2,403 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $3,059,000 | 4,430 |
| Salaries and employee benefits | $1,620,000 | 3,985 |
| Premises and equipment expense | $479,000 | 4,029 |
| Additional noninterest expense | $960,000 | 5,103 |
| Pre-tax net operating income | $1,989,000 | 3,331 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $670,000 | 3,246 |
| Income before extraordinary items | $1,321,000 | 3,658 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,321,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $49,000 | 8,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,319,680 | 3,469 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 6,043 |
| Total interest expense | $1,595,000 | 8,218 |
| Net interest income | $3,748,000 | 4,733 |
| Provision for loan and lease losses | $396,000 | 3,500 |
| Total noninterest income | $158,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $2,275,000 | 5,748 |
| Salaries and employee benefits | $1,169,000 | 5,289 |
| Premises and equipment expense | $347,000 | 5,405 |
| Additional noninterest expense | $759,000 | 6,358 |
| Pre-tax net operating income | $1,235,000 | 4,807 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $393,000 | 4,865 |
| Income before extraordinary items | $874,000 | 5,028 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $874,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $494,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 345 |
| Net operating income | $851,920 | 4,807 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.