Home > Summit Community Bank, Inc > Income and Expense

Summit Community Bank, Inc, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$242,230,000260
Total interest expense$80,042,000277
Net interest income$162,188,000258
Provision for loan and lease losses$12,250,000192
Total noninterest income$20,194,000451
Gross Fiduciary activities income$2,279,000376
Service charges on deposit accounts$7,673,000200
Trading account gains and fees$0123
Additional Noninterest Income$10,242,000530
Total noninterest expense$92,729,000336
Salaries and employee benefits$43,730,000363
Premises and equipment expense$14,872,000215
Additional noninterest expense$10,242,000530
Pre-tax net operating income$77,403,000250
Securities gains (losses)$-267,0004,039
Applicable income taxes$16,509,000237
Income before extraordinary items$60,627,000247
Extraordinary gains, net$054
Net income$60,627,000250
Minority interest net income$088
Net income of bank and minority interests.$60,627,000249
Net charge-offs$3,760,000272
Cash dividends$17,300,000328
Sale, conversion, retirement of capital stock, net$280,000329
Net operating income$60,837,930253
2023-09-30 (YTD Data)Rank
Total interest income$175,791,000264
Total interest expense$55,826,000281
Net interest income$119,965,000269
Provision for loan and lease losses$10,750,000171
Total noninterest income$14,873,000459
Gross Fiduciary activities income$1,718,000379
Service charges on deposit accounts$5,716,000203
Trading account gains and fees$0125
Additional Noninterest Income$7,439,000550
Total noninterest expense$69,196,000337
Salaries and employee benefits$32,933,000361
Premises and equipment expense$10,996,000216
Additional noninterest expense$7,439,000550
Pre-tax net operating income$54,892,000276
Securities gains (losses)$-281,0004,270
Applicable income taxes$11,638,000250
Income before extraordinary items$42,973,000271
Extraordinary gains, net$052
Net income$42,973,000273
Minority interest net income$081
Net income of bank and minority interests.$42,973,000272
Net charge-offs$3,946,000208
Cash dividends$12,900,000321
Sale, conversion, retirement of capital stock, net$559,000211
Net operating income$43,194,990271
2023-06-30 (YTD Data)Rank
Total interest income$111,173,000263
Total interest expense$33,905,000273
Net interest income$77,268,000270
Provision for loan and lease losses$9,500,000142
Total noninterest income$9,851,000453
Gross Fiduciary activities income$1,124,000377
Service charges on deposit accounts$3,242,000220
Trading account gains and fees$0112
Additional Noninterest Income$5,485,000501
Total noninterest expense$46,003,000329
Salaries and employee benefits$21,614,000362
Premises and equipment expense$7,219,000216
Additional noninterest expense$5,485,000501
Pre-tax net operating income$31,616,000304
Securities gains (losses)$-270,0004,390
Applicable income taxes$6,428,000304
Income before extraordinary items$24,918,000303
Extraordinary gains, net$051
Net income$24,918,000308
Minority interest net income$081
Net income of bank and minority interests.$24,918,000303
Net charge-offs$3,828,000162
Cash dividends$8,500,000306
Sale, conversion, retirement of capital stock, net$411,000188
Net operating income$25,131,300301
2023-03-31 (YTD Data)Rank
Total interest income$50,384,000293
Total interest expense$14,833,000276
Net interest income$35,551,000288
Provision for loan and lease losses$1,500,000280
Total noninterest income$4,393,000490
Gross Fiduciary activities income$564,000388
Service charges on deposit accounts$1,495,000240
Trading account gains and fees$097
Additional Noninterest Income$2,334,000553
Total noninterest expense$19,082,000385
Salaries and employee benefits$10,122,000405
Premises and equipment expense$3,348,000239
Additional noninterest expense$2,334,000553
Pre-tax net operating income$19,362,000261
Securities gains (losses)$-59,0004,282
Applicable income taxes$3,868,000271
Income before extraordinary items$15,435,000260
Extraordinary gains, net$04
Net income$15,435,000260
Minority interest net income$048
Net income of bank and minority interests.$15,435,000260
Net charge-offs$-62,0004,486
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$313,000141
Net operating income$15,482,200265
2022-12-31 (YTD Data)Rank
Total interest income$158,721,000293
Total interest expense$24,505,000229
Net interest income$134,216,000296
Provision for loan and lease losses$6,950,000220
Total noninterest income$18,474,000503
Gross Fiduciary activities income$2,325,000387
Service charges on deposit accounts$6,463,000225
Trading account gains and fees$0116
Additional Noninterest Income$9,686,000576
Total noninterest expense$71,562,000396
Salaries and employee benefits$37,514,000411
Premises and equipment expense$12,298,000251
Additional noninterest expense$9,686,000576
Pre-tax net operating income$74,178,000291
Securities gains (losses)$-708,0004,393
Applicable income taxes$15,345,000290
Income before extraordinary items$58,125,000286
Extraordinary gains, net$05
Net income$58,125,000286
Minority interest net income$063
Net income of bank and minority interests.$58,125,000286
Net charge-offs$677,000511
Cash dividends$15,800,000338
Sale, conversion, retirement of capital stock, net$127,000447
Net operating income$58,684,320290
2022-09-30 (YTD Data)Rank
Total interest income$110,891,000295
Total interest expense$12,434,000228
Net interest income$98,457,000297
Provision for loan and lease losses$5,450,000192
Total noninterest income$14,008,000500
Gross Fiduciary activities income$1,753,000384
Service charges on deposit accounts$4,811,000229
Trading account gains and fees$0111
Additional Noninterest Income$7,444,000580
Total noninterest expense$53,051,000399
Salaries and employee benefits$27,698,000413
Premises and equipment expense$9,220,000252
Additional noninterest expense$7,444,000580
Pre-tax net operating income$53,964,000302
Securities gains (losses)$-684,0004,528
Applicable income taxes$11,277,000297
Income before extraordinary items$42,003,000295
Extraordinary gains, net$04
Net income$42,003,000295
Minority interest net income$057
Net income of bank and minority interests.$42,003,000295
Net charge-offs$676,000380
Cash dividends$11,700,000316
Sale, conversion, retirement of capital stock, net$84,000422
Net operating income$42,543,360297
2022-06-30 (YTD Data)Rank
Total interest income$68,447,000301
Total interest expense$5,435,000244
Net interest income$63,012,000298
Provision for loan and lease losses$3,950,000158
Total noninterest income$9,164,000499
Gross Fiduciary activities income$1,178,000349
Service charges on deposit accounts$3,116,000235
Trading account gains and fees$0108
Additional Noninterest Income$4,870,000604
Total noninterest expense$34,483,000399
Salaries and employee benefits$18,230,000415
Premises and equipment expense$6,094,000251
Additional noninterest expense$10,159,000423
Pre-tax net operating income$33,743,000299
Securities gains (losses)$-442,0004,564
Applicable income taxes$7,060,000300
Income before extraordinary items$26,241,000299
Extraordinary gains, net$04
Net income$26,241,000299
Minority interest net income$060
Net income of bank and minority interests.$26,241,000299
Net charge-offs$668,000283
Cash dividends$7,600,000329
Sale, conversion, retirement of capital stock, net$89,000374
Net operating income$26,590,180301
2022-03-31 (YTD Data)Rank
Total interest income$32,889,000301
Total interest expense$2,109,000276
Net interest income$30,780,000299
Provision for loan and lease losses$1,950,000127
Total noninterest income$4,457,000519
Gross Fiduciary activities income$601,000348
Service charges on deposit accounts$1,536,000241
Trading account gains and fees$0103
Additional Noninterest Income$2,320,000635
Total noninterest expense$17,248,000401
Salaries and employee benefits$8,923,000430
Premises and equipment expense$3,064,000251
Additional noninterest expense$5,261,000412
Pre-tax net operating income$16,039,000298
Securities gains (losses)$-152,0004,575
Applicable income taxes$3,401,000298
Income before extraordinary items$12,486,000298
Extraordinary gains, net$04
Net income$12,486,000298
Minority interest net income$050
Net income of bank and minority interests.$12,486,000298
Net charge-offs$509,000224
Cash dividends$3,800,000309
Sale, conversion, retirement of capital stock, net$57,000321
Net operating income$12,606,080299
2021-12-31 (YTD Data)Rank
Total interest income$122,398,000307
Total interest expense$9,986,000284
Net interest income$112,412,000305
Provision for loan and lease losses$4,000,000138
Total noninterest income$18,158,000548
Gross Fiduciary activities income$2,306,000349
Service charges on deposit accounts$5,560,000248
Trading account gains and fees$0132
Additional Noninterest Income$10,292,000660
Total noninterest expense$65,500,000412
Salaries and employee benefits$31,666,000476
Premises and equipment expense$11,729,000260
Additional noninterest expense$22,105,000392
Pre-tax net operating income$61,070,000332
Securities gains (losses)$425,000404
Applicable income taxes$12,493,000336
Income before extraordinary items$49,002,000339
Extraordinary gains, net$010
Net income$49,002,000339
Minority interest net income$074
Net income of bank and minority interests.$49,002,000339
Net charge-offs$954,000441
Cash dividends$12,100,000420
Sale, conversion, retirement of capital stock, net$55,265,00016
Net operating income$48,662,000336
2021-09-30 (YTD Data)Rank
Total interest income$90,586,000313
Total interest expense$7,895,000284
Net interest income$82,691,000313
Provision for loan and lease losses$2,500,000160
Total noninterest income$12,623,000604
Gross Fiduciary activities income$1,630,000357
Service charges on deposit accounts$3,936,000258
Trading account gains and fees$0132
Additional Noninterest Income$7,057,000719
Total noninterest expense$48,452,000420
Salaries and employee benefits$23,436,000483
Premises and equipment expense$8,580,000266
Additional noninterest expense$16,436,000391
Pre-tax net operating income$44,362,000346
Securities gains (losses)$534,000311
Applicable income taxes$9,462,000340
Income before extraordinary items$35,434,000358
Extraordinary gains, net$08
Net income$35,434,000357
Minority interest net income$069
Net income of bank and minority interests.$35,434,000358
Net charge-offs$761,000390
Cash dividends$8,300,000432
Sale, conversion, retirement of capital stock, net$15,208,00045
Net operating income$35,012,140351
2021-06-30 (YTD Data)Rank
Total interest income$59,708,000310
Total interest expense$5,583,000279
Net interest income$54,125,000310
Provision for loan and lease losses$2,500,000109
Total noninterest income$8,291,000607
Gross Fiduciary activities income$1,060,000359
Service charges on deposit accounts$2,464,000261
Trading account gains and fees$0133
Additional Noninterest Income$4,767,000712
Total noninterest expense$31,817,000422
Salaries and employee benefits$15,365,000489
Premises and equipment expense$5,436,000281
Additional noninterest expense$11,016,000380
Pre-tax net operating income$28,099,000359
Securities gains (losses)$602,000232
Applicable income taxes$6,255,000346
Income before extraordinary items$22,446,000366
Extraordinary gains, net$06
Net income$22,446,000365
Minority interest net income$067
Net income of bank and minority interests.$22,446,000366
Net charge-offs$391,000462
Cash dividends$5,300,000428
Sale, conversion, retirement of capital stock, net$15,088,00027
Net operating income$21,970,420364
2021-03-31 (YTD Data)Rank
Total interest income$29,758,000311
Total interest expense$2,975,000279
Net interest income$26,783,000309
Provision for loan and lease losses$1,500,000117
Total noninterest income$4,362,000590
Gross Fiduciary activities income$507,000358
Service charges on deposit accounts$1,215,000258
Trading account gains and fees$0127
Additional Noninterest Income$2,640,000669
Total noninterest expense$15,858,000420
Salaries and employee benefits$8,348,000454
Premises and equipment expense$2,722,000281
Additional noninterest expense$4,788,000414
Pre-tax net operating income$13,787,000364
Securities gains (losses)$476,000200
Applicable income taxes$3,133,000348
Income before extraordinary items$11,130,000369
Extraordinary gains, net$03
Net income$11,130,000367
Minority interest net income$055
Net income of bank and minority interests.$11,130,000369
Net charge-offs$189,000447
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$75,000285
Net operating income$10,753,960371
2020-12-31 (YTD Data)Rank
Total interest income$114,982,000321
Total interest expense$18,412,000286
Net interest income$96,570,000328
Provision for loan and lease losses$14,500,000270
Total noninterest income$14,492,000630
Gross Fiduciary activities income$1,938,000358
Service charges on deposit accounts$4,977,000251
Trading account gains and fees$0133
Additional Noninterest Income$7,577,000775
Total noninterest expense$58,755,000432
Salaries and employee benefits$29,763,000472
Premises and equipment expense$9,639,000306
Additional noninterest expense$19,353,000420
Pre-tax net operating income$37,807,000367
Securities gains (losses)$3,472,000145
Applicable income taxes$7,946,000359
Income before extraordinary items$33,333,000349
Extraordinary gains, net$04
Net income$33,333,000347
Minority interest net income$072
Net income of bank and minority interests.$33,333,000349
Net charge-offs$1,703,000462
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$25,292,00027
Net operating income$30,520,680373
2020-09-30 (YTD Data)Rank
Total interest income$84,810,000324
Total interest expense$14,979,000288
Net interest income$69,831,000334
Provision for loan and lease losses$11,500,000282
Total noninterest income$10,181,000632
Gross Fiduciary activities income$1,463,000352
Service charges on deposit accounts$3,578,000255
Trading account gains and fees$0125
Additional Noninterest Income$5,140,000798
Total noninterest expense$43,480,000435
Salaries and employee benefits$22,061,000467
Premises and equipment expense$7,114,000306
Additional noninterest expense$14,305,000417
Pre-tax net operating income$25,032,000375
Securities gains (losses)$2,559,000156
Applicable income taxes$5,530,000349
Income before extraordinary items$22,061,000357
Extraordinary gains, net$04
Net income$22,061,000355
Minority interest net income$065
Net income of bank and minority interests.$22,061,000357
Net charge-offs$1,464,000396
Cash dividends$8,000,000416
Sale, conversion, retirement of capital stock, net$25,222,00022
Net operating income$20,013,800381
2020-06-30 (YTD Data)Rank
Total interest income$55,568,000334
Total interest expense$10,684,000301
Net interest income$44,884,000339
Provision for loan and lease losses$8,250,000294
Total noninterest income$6,064,000647
Gross Fiduciary activities income$995,000348
Service charges on deposit accounts$2,318,000256
Trading account gains and fees$0123
Additional Noninterest Income$2,751,000870
Total noninterest expense$28,824,000433
Salaries and employee benefits$14,457,000474
Premises and equipment expense$4,605,000312
Additional noninterest expense$9,762,000404
Pre-tax net operating income$13,874,000383
Securities gains (losses)$1,038,000209
Applicable income taxes$2,849,000377
Income before extraordinary items$12,063,000375
Extraordinary gains, net$04
Net income$12,063,000374
Minority interest net income$065
Net income of bank and minority interests.$12,063,000375
Net charge-offs$450,000636
Cash dividends$6,000,000379
Sale, conversion, retirement of capital stock, net$165,000269
Net operating income$11,222,220390
2020-03-31 (YTD Data)Rank
Total interest income$27,636,000340
Total interest expense$5,990,000317
Net interest income$21,646,000349
Provision for loan and lease losses$5,250,000253
Total noninterest income$2,611,000674
Gross Fiduciary activities income$516,000338
Service charges on deposit accounts$1,304,000271
Trading account gains and fees$0106
Additional Noninterest Income$791,0001,144
Total noninterest expense$14,159,000442
Salaries and employee benefits$7,087,000487
Premises and equipment expense$2,289,000319
Additional noninterest expense$4,783,000405
Pre-tax net operating income$4,848,000490
Securities gains (losses)$1,038,000103
Applicable income taxes$1,211,000395
Income before extraordinary items$4,675,000431
Extraordinary gains, net$04
Net income$4,675,000431
Minority interest net income$056
Net income of bank and minority interests.$4,675,000431
Net charge-offs$501,000370
Cash dividends$4,000,000333
Sale, conversion, retirement of capital stock, net$91,000258
Net operating income$3,854,980496
2019-12-31 (YTD Data)Rank
Total interest income$107,041,000349
Total interest expense$29,038,000296
Net interest income$78,003,000370
Provision for loan and lease losses$1,550,000641
Total noninterest income$11,661,000624
Gross Fiduciary activities income$2,055,000340
Service charges on deposit accounts$5,276,000273
Trading account gains and fees$0135
Additional Noninterest Income$4,330,000914
Total noninterest expense$49,870,000465
Salaries and employee benefits$25,531,000512
Premises and equipment expense$8,234,000344
Additional noninterest expense$16,105,000454
Pre-tax net operating income$38,244,000375
Securities gains (losses)$1,938,000153
Applicable income taxes$7,909,000371
Income before extraordinary items$32,273,000365
Extraordinary gains, net$011
Net income$32,273,000366
Minority interest net income$076
Net income of bank and minority interests.$32,273,000366
Net charge-offs$1,523,000506
Cash dividends$9,000,000510
Sale, conversion, retirement of capital stock, net$200,000399
Net operating income$30,722,600373
2019-09-30 (YTD Data)Rank
Total interest income$79,977,000357
Total interest expense$22,014,000299
Net interest income$57,963,000375
Provision for loan and lease losses$1,050,000660
Total noninterest income$7,844,000670
Gross Fiduciary activities income$1,539,000344
Service charges on deposit accounts$3,851,000285
Trading account gains and fees$0129
Additional Noninterest Income$2,454,0001,119
Total noninterest expense$37,363,000466
Salaries and employee benefits$19,030,000517
Premises and equipment expense$6,163,000345
Additional noninterest expense$12,170,000447
Pre-tax net operating income$27,394,000395
Securities gains (losses)$1,535,000154
Applicable income taxes$5,583,000387
Income before extraordinary items$23,346,000376
Extraordinary gains, net$011
Net income$23,346,000377
Minority interest net income$072
Net income of bank and minority interests.$23,346,000377
Net charge-offs$1,156,000453
Cash dividends$7,000,000467
Sale, conversion, retirement of capital stock, net$110,000405
Net operating income$22,102,650385
2019-06-30 (YTD Data)Rank
Total interest income$52,735,000356
Total interest expense$14,419,000303
Net interest income$38,316,000378
Provision for loan and lease losses$550,000798
Total noninterest income$4,706,000708
Gross Fiduciary activities income$1,010,000347
Service charges on deposit accounts$2,308,000306
Trading account gains and fees$0131
Additional Noninterest Income$1,388,0001,226
Total noninterest expense$25,058,000463
Salaries and employee benefits$12,589,000512
Premises and equipment expense$4,093,000352
Additional noninterest expense$8,376,000444
Pre-tax net operating income$17,414,000400
Securities gains (losses)$1,083,000142
Applicable income taxes$3,531,000391
Income before extraordinary items$14,966,000385
Extraordinary gains, net$011
Net income$14,966,000384
Minority interest net income$069
Net income of bank and minority interests.$14,966,000386
Net charge-offs$445,000614
Cash dividends$7,000,000341
Sale, conversion, retirement of capital stock, net$32,000474
Net operating income$14,088,770396
2019-03-31 (YTD Data)Rank
Total interest income$25,861,000363
Total interest expense$7,046,000304
Net interest income$18,815,000390
Provision for loan and lease losses$250,000784
Total noninterest income$2,782,000613
Gross Fiduciary activities income$493,000347
Service charges on deposit accounts$1,123,000310
Trading account gains and fees$0126
Additional Noninterest Income$1,166,000812
Total noninterest expense$12,121,000475
Salaries and employee benefits$6,069,000528
Premises and equipment expense$2,037,000354
Additional noninterest expense$4,015,000450
Pre-tax net operating income$9,226,000378
Securities gains (losses)$-3,0004,951
Applicable income taxes$1,697,000399
Income before extraordinary items$7,526,000371
Extraordinary gains, net$05
Net income$7,526,000372
Minority interest net income$052
Net income of bank and minority interests.$7,526,000372
Net charge-offs$165,000695
Cash dividends$5,000,000260
Sale, conversion, retirement of capital stock, net$65,000282
Net operating income$7,528,460361
2018-12-31 (YTD Data)Rank
Total interest income$95,382,000371
Total interest expense$24,714,000265
Net interest income$70,668,000393
Provision for loan and lease losses$2,250,000453
Total noninterest income$11,732,000607
Gross Fiduciary activities income$2,105,000336
Service charges on deposit accounts$4,451,000326
Trading account gains and fees$0126
Additional Noninterest Income$5,176,000783
Total noninterest expense$44,411,000504
Salaries and employee benefits$22,534,000556
Premises and equipment expense$7,458,000373
Additional noninterest expense$14,419,000480
Pre-tax net operating income$35,739,000390
Securities gains (losses)$622,000109
Applicable income taxes$7,243,000369
Income before extraordinary items$29,118,000388
Extraordinary gains, net$06
Net income$29,118,000388
Minority interest net income$072
Net income of bank and minority interests.$29,118,000388
Net charge-offs$1,768,000390
Cash dividends$9,850,000436
Sale, conversion, retirement of capital stock, net$211,000393
Net operating income$28,620,400394
2018-09-30 (YTD Data)Rank
Total interest income$70,076,000373
Total interest expense$17,692,000258
Net interest income$52,384,000397
Provision for loan and lease losses$1,750,000431
Total noninterest income$8,781,000612
Gross Fiduciary activities income$1,585,000338
Service charges on deposit accounts$3,287,000329
Trading account gains and fees$0138
Additional Noninterest Income$3,909,000787
Total noninterest expense$33,361,000499
Salaries and employee benefits$16,871,000557
Premises and equipment expense$5,561,000378
Additional noninterest expense$10,929,000471
Pre-tax net operating income$26,054,000399
Securities gains (losses)$828,00098
Applicable income taxes$5,363,000386
Income before extraordinary items$21,519,000393
Extraordinary gains, net$05
Net income$21,519,000393
Minority interest net income$066
Net income of bank and minority interests.$21,519,000393
Net charge-offs$1,371,000355
Cash dividends$8,100,000372
Sale, conversion, retirement of capital stock, net$157,000372
Net operating income$20,856,600404
2018-06-30 (YTD Data)Rank
Total interest income$46,284,000375
Total interest expense$11,339,000252
Net interest income$34,945,000399
Provision for loan and lease losses$1,250,000399
Total noninterest income$5,668,000624
Gross Fiduciary activities income$1,053,000342
Service charges on deposit accounts$2,118,000335
Trading account gains and fees$0130
Additional Noninterest Income$2,497,000813
Total noninterest expense$22,171,000506
Salaries and employee benefits$11,270,000555
Premises and equipment expense$3,665,000379
Additional noninterest expense$7,236,000475
Pre-tax net operating income$17,192,000395
Securities gains (losses)$819,00080
Applicable income taxes$3,653,000380
Income before extraordinary items$14,358,000384
Extraordinary gains, net$06
Net income$14,358,000383
Minority interest net income$065
Net income of bank and minority interests.$14,358,000384
Net charge-offs$1,235,000291
Cash dividends$3,100,000553
Sale, conversion, retirement of capital stock, net$103,000362
Net operating income$13,702,800396
2018-03-31 (YTD Data)Rank
Total interest income$22,892,000373
Total interest expense$5,442,000245
Net interest income$17,450,000399
Provision for loan and lease losses$500,000462
Total noninterest income$2,836,000622
Gross Fiduciary activities income$534,000338
Service charges on deposit accounts$1,046,000343
Trading account gains and fees$0123
Additional Noninterest Income$1,256,000788
Total noninterest expense$10,985,000512
Salaries and employee benefits$5,602,000566
Premises and equipment expense$1,835,000380
Additional noninterest expense$3,548,000490
Pre-tax net operating income$8,801,000383
Securities gains (losses)$732,00060
Applicable income taxes$1,892,000362
Income before extraordinary items$7,641,000367
Extraordinary gains, net$07
Net income$7,641,000367
Minority interest net income$052
Net income of bank and minority interests.$7,641,000367
Net charge-offs$807,000250
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$49,000334
Net operating income$7,055,400386
2017-12-31 (YTD Data)Rank
Total interest income$84,504,000375
Total interest expense$17,666,000234
Net interest income$66,838,000396
Provision for loan and lease losses$1,250,000746
Total noninterest income$9,819,000692
Gross Fiduciary activities income$1,503,000392
Service charges on deposit accounts$3,912,000363
Trading account gains and fees$0151
Additional Noninterest Income$4,404,000889
Total noninterest expense$53,206,000431
Salaries and employee benefits$20,808,000578
Premises and equipment expense$6,635,000401
Additional noninterest expense$25,763,000306
Pre-tax net operating income$22,201,000512
Securities gains (losses)$-14,0005,116
Applicable income taxes$9,728,000417
Income before extraordinary items$12,459,000614
Extraordinary gains, net$09
Net income$12,459,000614
Minority interest net income$076
Net income of bank and minority interests.$12,459,000614
Net charge-offs$359,0001,342
Cash dividends$5,750,000599
Sale, conversion, retirement of capital stock, net$171,000425
Net operating income$12,467,960609
2017-09-30 (YTD Data)Rank
Total interest income$61,923,000381
Total interest expense$12,703,000237
Net interest income$49,220,000399
Provision for loan and lease losses$875,000783
Total noninterest income$7,081,000727
Gross Fiduciary activities income$1,000,000410
Service charges on deposit accounts$2,776,000381
Trading account gains and fees$0145
Additional Noninterest Income$3,305,000907
Total noninterest expense$42,146,000412
Salaries and employee benefits$15,412,000586
Premises and equipment expense$4,849,000412
Additional noninterest expense$21,885,000275
Pre-tax net operating income$13,280,000614
Securities gains (losses)$58,000816
Applicable income taxes$3,410,000623
Income before extraordinary items$9,928,000631
Extraordinary gains, net$09
Net income$9,928,000631
Minority interest net income$071
Net income of bank and minority interests.$9,928,000631
Net charge-offs$85,0002,064
Cash dividends$5,000,000498
Sale, conversion, retirement of capital stock, net$157,000373
Net operating income$9,885,080622
2017-06-30 (YTD Data)Rank
Total interest income$39,892,000387
Total interest expense$8,081,000236
Net interest income$31,811,000409
Provision for loan and lease losses$500,000849
Total noninterest income$4,171,000788
Gross Fiduciary activities income$486,000465
Service charges on deposit accounts$1,659,000404
Trading account gains and fees$0139
Additional Noninterest Income$2,026,000962
Total noninterest expense$30,816,000386
Salaries and employee benefits$9,864,000612
Premises and equipment expense$2,987,000436
Additional noninterest expense$17,965,000245
Pre-tax net operating income$4,666,0001,045
Securities gains (losses)$32,000814
Applicable income taxes$912,0001,173
Income before extraordinary items$3,786,0001,027
Extraordinary gains, net$011
Net income$3,786,0001,027
Minority interest net income$071
Net income of bank and minority interests.$3,786,0001,027
Net charge-offs$-158,0005,532
Cash dividends$3,500,000484
Sale, conversion, retirement of capital stock, net$102,000350
Net operating income$3,760,0801,024
2017-03-31 (YTD Data)Rank
Total interest income$17,669,000416
Total interest expense$3,873,000239
Net interest income$13,796,000465
Provision for loan and lease losses$250,000786
Total noninterest income$1,402,0001,049
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$647,000502
Trading account gains and fees$0142
Additional Noninterest Income$755,0001,167
Total noninterest expense$17,950,000350
Salaries and employee benefits$4,128,000753
Premises and equipment expense$1,219,000529
Additional noninterest expense$12,603,000190
Pre-tax net operating income$-3,002,0005,855
Securities gains (losses)$-58,0005,781
Applicable income taxes$-1,450,0005,847
Income before extraordinary items$-1,610,0005,838
Extraordinary gains, net$08
Net income$-1,610,0005,838
Minority interest net income$055
Net income of bank and minority interests.$-1,610,0005,838
Net charge-offs$206,000588
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$-1,572,8805,838
2016-12-31 (YTD Data)Rank
Total interest income$64,071,000426
Total interest expense$14,422,000236
Net interest income$49,649,000481
Provision for loan and lease losses$500,0001,458
Total noninterest income$6,770,000930
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,543,000510
Trading account gains and fees$0170
Additional Noninterest Income$4,227,000956
Total noninterest expense$30,145,000709
Salaries and employee benefits$15,053,000791
Premises and equipment expense$4,513,000560
Additional noninterest expense$10,579,000656
Pre-tax net operating income$25,774,000417
Securities gains (losses)$1,141,000201
Applicable income taxes$8,579,000373
Income before extraordinary items$18,336,000441
Extraordinary gains, net$05
Net income$18,336,000438
Minority interest net income$082
Net income of bank and minority interests.$18,336,000440
Net charge-offs$298,0001,530
Cash dividends$5,070,000651
Sale, conversion, retirement of capital stock, net$104,000496
Net operating income$17,560,120448
2016-09-30 (YTD Data)Rank
Total interest income$46,339,000438
Total interest expense$10,311,000242
Net interest income$36,028,000493
Provision for loan and lease losses$500,0001,135
Total noninterest income$4,710,000969
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,842,000530
Trading account gains and fees$0169
Additional Noninterest Income$2,868,0001,025
Total noninterest expense$22,018,000725
Salaries and employee benefits$10,885,000811
Premises and equipment expense$3,370,000566
Additional noninterest expense$7,763,000668
Pre-tax net operating income$18,220,000433
Securities gains (losses)$836,000248
Applicable income taxes$5,897,000409
Income before extraordinary items$13,159,000462
Extraordinary gains, net$05
Net income$13,159,000460
Minority interest net income$071
Net income of bank and minority interests.$13,159,000462
Net charge-offs$353,0001,024
Cash dividends$4,070,000589
Sale, conversion, retirement of capital stock, net$79,000453
Net operating income$12,582,160471
2016-06-30 (YTD Data)Rank
Total interest income$30,438,000448
Total interest expense$6,608,000247
Net interest income$23,830,000499
Provision for loan and lease losses$500,000847
Total noninterest income$2,988,000995
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,164,000558
Trading account gains and fees$0157
Additional Noninterest Income$1,824,0001,036
Total noninterest expense$14,635,000730
Salaries and employee benefits$7,158,000829
Premises and equipment expense$2,222,000570
Additional noninterest expense$5,255,000654
Pre-tax net operating income$11,683,000445
Securities gains (losses)$775,000182
Applicable income taxes$3,741,000422
Income before extraordinary items$8,717,000457
Extraordinary gains, net$016
Net income$8,717,000454
Minority interest net income$071
Net income of bank and minority interests.$8,717,000456
Net charge-offs$595,000528
Cash dividends$3,070,000542
Sale, conversion, retirement of capital stock, net$52,000438
Net operating income$8,174,500470
2016-03-31 (YTD Data)Rank
Total interest income$15,160,000445
Total interest expense$3,222,000247
Net interest income$11,938,000494
Provision for loan and lease losses$250,000792
Total noninterest income$1,376,0001,027
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$557,000573
Trading account gains and fees$0142
Additional Noninterest Income$819,0001,078
Total noninterest expense$7,287,000730
Salaries and employee benefits$3,532,000835
Premises and equipment expense$1,105,000575
Additional noninterest expense$2,650,000646
Pre-tax net operating income$5,777,000430
Securities gains (losses)$393,000160
Applicable income taxes$1,844,000414
Income before extraordinary items$4,326,000434
Extraordinary gains, net$012
Net income$4,326,000434
Minority interest net income$062
Net income of bank and minority interests.$4,326,000434
Net charge-offs$408,000398
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$26,000408
Net operating income$4,050,900450
2015-12-31 (YTD Data)Rank
Total interest income$58,864,000435
Total interest expense$12,121,000239
Net interest income$46,743,000487
Provision for loan and lease losses$1,250,000662
Total noninterest income$4,086,0001,275
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,585,000510
Trading account gains and fees$0159
Additional Noninterest Income$1,501,0001,850
Total noninterest expense$26,132,000794
Salaries and employee benefits$13,153,000865
Premises and equipment expense$3,880,000637
Additional noninterest expense$9,099,000725
Pre-tax net operating income$23,447,000419
Securities gains (losses)$1,444,000147
Applicable income taxes$7,542,000397
Income before extraordinary items$17,349,000432
Extraordinary gains, net$023
Net income$17,349,000432
Minority interest net income$081
Net income of bank and minority interests.$17,349,000433
Net charge-offs$945,000722
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$79,000548
Net operating income$16,338,200453
2015-09-30 (YTD Data)Rank
Total interest income$43,917,000439
Total interest expense$9,059,000239
Net interest income$34,858,000488
Provision for loan and lease losses$1,000,000591
Total noninterest income$2,767,0001,395
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,900,000529
Trading account gains and fees$0153
Additional Noninterest Income$867,0002,204
Total noninterest expense$19,248,000811
Salaries and employee benefits$9,740,000882
Premises and equipment expense$2,877,000663
Additional noninterest expense$6,631,000747
Pre-tax net operating income$17,377,000437
Securities gains (losses)$1,023,000174
Applicable income taxes$5,577,000418
Income before extraordinary items$12,823,000440
Extraordinary gains, net$021
Net income$12,823,000439
Minority interest net income$078
Net income of bank and minority interests.$12,823,000440
Net charge-offs$939,000524
Cash dividends$8,000,000329
Sale, conversion, retirement of capital stock, net$52,000529
Net operating income$12,106,900458
2015-06-30 (YTD Data)Rank
Total interest income$29,392,000433
Total interest expense$5,998,000238
Net interest income$23,394,000479
Provision for loan and lease losses$750,000537
Total noninterest income$2,183,0001,254
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,216,000542
Trading account gains and fees$0157
Additional Noninterest Income$967,0001,595
Total noninterest expense$12,693,000820
Salaries and employee benefits$6,372,000900
Premises and equipment expense$1,895,000675
Additional noninterest expense$4,426,000754
Pre-tax net operating income$12,134,000417
Securities gains (losses)$650,000208
Applicable income taxes$3,939,000405
Income before extraordinary items$8,845,000433
Extraordinary gains, net$022
Net income$8,845,000433
Minority interest net income$075
Net income of bank and minority interests.$8,845,000433
Net charge-offs$645,000521
Cash dividends$5,500,000329
Sale, conversion, retirement of capital stock, net$26,000547
Net operating income$8,396,500437
2015-03-31 (YTD Data)Rank
Total interest income$14,739,000435
Total interest expense$2,988,000241
Net interest income$11,751,000481
Provision for loan and lease losses$250,000741
Total noninterest income$820,0001,481
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$578,000553
Trading account gains and fees$0152
Additional Noninterest Income$242,0002,396
Total noninterest expense$6,233,000841
Salaries and employee benefits$3,062,000933
Premises and equipment expense$944,000678
Additional noninterest expense$2,227,000741
Pre-tax net operating income$6,088,000412
Securities gains (losses)$480,000174
Applicable income taxes$2,035,000383
Income before extraordinary items$4,533,000413
Extraordinary gains, net$013
Net income$4,533,000413
Minority interest net income$064
Net income of bank and minority interests.$4,533,000413
Net charge-offs$590,000299
Cash dividends$3,500,000243
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,201,800432
2014-12-31 (YTD Data)Rank
Total interest income$57,605,000436
Total interest expense$13,396,000220
Net interest income$44,209,000495
Provision for loan and lease losses$2,250,000427
Total noninterest income$2,041,0002,072
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,744,000503
Trading account gains and fees$0180
Additional Noninterest Income$-703,0006,474
Total noninterest expense$26,367,000775
Salaries and employee benefits$12,269,000894
Premises and equipment expense$3,743,000655
Additional noninterest expense$10,355,000646
Pre-tax net operating income$17,633,000511
Securities gains (losses)$171,000887
Applicable income taxes$5,191,000483
Income before extraordinary items$12,613,000540
Extraordinary gains, net$017
Net income$12,613,000538
Minority interest net income$084
Net income of bank and minority interests.$12,613,000540
Net charge-offs$3,742,000296
Cash dividends$6,000,000511
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,491,590537
2014-09-30 (YTD Data)Rank
Total interest income$43,157,000435
Total interest expense$10,345,000215
Net interest income$32,812,000495
Provision for loan and lease losses$2,250,000311
Total noninterest income$1,263,0002,361
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,060,000500
Trading account gains and fees$0174
Additional Noninterest Income$-797,0006,564
Total noninterest expense$19,304,000787
Salaries and employee benefits$9,059,000908
Premises and equipment expense$2,852,000644
Additional noninterest expense$7,393,000673
Pre-tax net operating income$12,521,000539
Securities gains (losses)$22,0001,969
Applicable income taxes$3,507,000531
Income before extraordinary items$9,036,000571
Extraordinary gains, net$015
Net income$9,036,000569
Minority interest net income$081
Net income of bank and minority interests.$9,036,000571
Net charge-offs$3,868,000228
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,020,160565
2014-06-30 (YTD Data)Rank
Total interest income$28,401,000439
Total interest expense$7,091,000211
Net interest income$21,310,000503
Provision for loan and lease losses$2,000,000248
Total noninterest income$1,199,0001,845
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,334,000506
Trading account gains and fees$0172
Additional Noninterest Income$-135,0006,601
Total noninterest expense$12,840,000789
Salaries and employee benefits$6,045,000904
Premises and equipment expense$1,945,000635
Additional noninterest expense$4,850,000685
Pre-tax net operating income$7,669,000561
Securities gains (losses)$-65,0006,509
Applicable income taxes$2,187,000543
Income before extraordinary items$5,417,000611
Extraordinary gains, net$020
Net income$5,417,000610
Minority interest net income$080
Net income of bank and minority interests.$5,417,000611
Net charge-offs$3,653,000172
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,463,150598
2014-03-31 (YTD Data)Rank
Total interest income$14,062,000443
Total interest expense$3,549,000209
Net interest income$10,513,000514
Provision for loan and lease losses$1,000,000254
Total noninterest income$539,0001,929
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$644,000514
Trading account gains and fees$0147
Additional Noninterest Income$-105,0006,658
Total noninterest expense$6,419,000797
Salaries and employee benefits$2,966,000930
Premises and equipment expense$1,018,000623
Additional noninterest expense$2,435,000677
Pre-tax net operating income$3,633,000562
Securities gains (losses)$-22,0006,517
Applicable income taxes$982,000564
Income before extraordinary items$2,629,000604
Extraordinary gains, net$016
Net income$2,629,000605
Minority interest net income$066
Net income of bank and minority interests.$2,629,000605
Net charge-offs$2,590,000143
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,645,060596
2013-12-31 (YTD Data)Rank
Total interest income$57,255,000435
Total interest expense$16,529,000197
Net interest income$40,726,000521
Provision for loan and lease losses$4,500,000296
Total noninterest income$2,305,0001,953
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,831,000494
Trading account gains and fees$0184
Additional Noninterest Income$-526,0006,740
Total noninterest expense$25,557,000796
Salaries and employee benefits$11,744,000914
Premises and equipment expense$3,816,000643
Additional noninterest expense$9,997,000702
Pre-tax net operating income$12,974,000610
Securities gains (losses)$122,0001,182
Applicable income taxes$3,490,000601
Income before extraordinary items$9,606,000667
Extraordinary gains, net$029
Net income$9,606,000669
Minority interest net income$090
Net income of bank and minority interests.$9,606,000668
Net charge-offs$9,774,000182
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,516,940647
2013-09-30 (YTD Data)Rank
Total interest income$42,901,000436
Total interest expense$12,664,000196
Net interest income$30,237,000530
Provision for loan and lease losses$3,500,000290
Total noninterest income$1,235,0002,484
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,083,000503
Trading account gains and fees$0180
Additional Noninterest Income$-848,0006,866
Total noninterest expense$19,099,000797
Salaries and employee benefits$8,782,000922
Premises and equipment expense$2,859,000654
Additional noninterest expense$7,458,000703
Pre-tax net operating income$8,873,000681
Securities gains (losses)$-2,0006,351
Applicable income taxes$2,534,000621
Income before extraordinary items$6,337,000759
Extraordinary gains, net$025
Net income$6,337,000760
Minority interest net income$084
Net income of bank and minority interests.$6,337,000761
Net charge-offs$8,394,000165
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,338,420734
2013-06-30 (YTD Data)Rank
Total interest income$28,863,000434
Total interest expense$8,651,000199
Net interest income$20,212,000522
Provision for loan and lease losses$2,500,000296
Total noninterest income$208,0004,780
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,360,000503
Trading account gains and fees$0157
Additional Noninterest Income$-1,152,0006,924
Total noninterest expense$12,676,000804
Salaries and employee benefits$5,837,000924
Premises and equipment expense$1,912,000653
Additional noninterest expense$4,927,000703
Pre-tax net operating income$5,244,000737
Securities gains (losses)$-96,0006,836
Applicable income taxes$1,447,000695
Income before extraordinary items$3,701,000841
Extraordinary gains, net$022
Net income$3,701,000841
Minority interest net income$082
Net income of bank and minority interests.$3,701,000843
Net charge-offs$6,311,000155
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,770,120801
2013-03-31 (YTD Data)Rank
Total interest income$14,561,000434
Total interest expense$4,335,000201
Net interest income$10,226,000521
Provision for loan and lease losses$1,500,000262
Total noninterest income$588,0001,983
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$657,000514
Trading account gains and fees$0148
Additional Noninterest Income$-69,0006,907
Total noninterest expense$6,300,000817
Salaries and employee benefits$2,959,000925
Premises and equipment expense$958,000652
Additional noninterest expense$2,383,000724
Pre-tax net operating income$3,014,000635
Securities gains (losses)$-12,0006,823
Applicable income taxes$825,000620
Income before extraordinary items$2,177,000721
Extraordinary gains, net$010
Net income$2,177,000721
Minority interest net income$076
Net income of bank and minority interests.$2,177,000722
Net charge-offs$2,413,000224
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,185,760690
2012-12-31 (YTD Data)Rank
Total interest income$63,843,000409
Total interest expense$22,243,000190
Net interest income$41,600,000531
Provision for loan and lease losses$8,500,000316
Total noninterest income$-548,0006,996
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,817,000511
Trading account gains and fees$0166
Additional Noninterest Income$-3,365,0007,063
Total noninterest expense$25,578,000782
Salaries and employee benefits$11,377,000913
Premises and equipment expense$3,888,000617
Additional noninterest expense$10,313,000689
Pre-tax net operating income$6,974,0001,015
Securities gains (losses)$1,916,000283
Applicable income taxes$1,868,000925
Income before extraordinary items$7,022,000841
Extraordinary gains, net$029
Net income$7,022,000840
Minority interest net income$093
Net income of bank and minority interests.$7,022,000841
Net charge-offs$8,279,000380
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,508,3601,024
2012-09-30 (YTD Data)Rank
Total interest income$48,630,000411
Total interest expense$17,366,000195
Net interest income$31,264,000532
Provision for loan and lease losses$6,002,000348
Total noninterest income$-1,479,0007,147
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,088,000528
Trading account gains and fees$0157
Additional Noninterest Income$-3,567,0007,173
Total noninterest expense$19,311,000781
Salaries and employee benefits$8,604,000913
Premises and equipment expense$2,922,000619
Additional noninterest expense$7,785,000674
Pre-tax net operating income$4,472,0001,199
Securities gains (losses)$1,888,000214
Applicable income taxes$1,772,000789
Income before extraordinary items$4,588,0001,009
Extraordinary gains, net$020
Net income$4,588,0001,009
Minority interest net income$086
Net income of bank and minority interests.$4,588,0001,009
Net charge-offs$5,894,000404
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,228,6401,318
2012-06-30 (YTD Data)Rank
Total interest income$33,051,000409
Total interest expense$12,168,000190
Net interest income$20,883,000537
Provision for loan and lease losses$4,002,000360
Total noninterest income$-514,0007,191
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,378,000532
Trading account gains and fees$0153
Additional Noninterest Income$-1,892,0007,229
Total noninterest expense$12,963,000773
Salaries and employee benefits$5,744,000914
Premises and equipment expense$1,966,000610
Additional noninterest expense$5,253,000664
Pre-tax net operating income$3,404,0001,043
Securities gains (losses)$1,168,000239
Applicable income taxes$1,342,000699
Income before extraordinary items$3,230,000934
Extraordinary gains, net$019
Net income$3,230,000933
Minority interest net income$084
Net income of bank and minority interests.$3,230,000934
Net charge-offs$3,824,000420
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,400,7201,172
2012-03-31 (YTD Data)Rank
Total interest income$16,783,000404
Total interest expense$6,316,000188
Net interest income$10,467,000537
Provision for loan and lease losses$2,001,000347
Total noninterest income$-316,0007,264
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$665,000544
Trading account gains and fees$0148
Additional Noninterest Income$-981,0007,298
Total noninterest expense$6,453,000769
Salaries and employee benefits$2,859,000910
Premises and equipment expense$971,000614
Additional noninterest expense$2,623,000655
Pre-tax net operating income$1,697,0001,038
Securities gains (losses)$935,000153
Applicable income taxes$625,000737
Income before extraordinary items$2,007,000753
Extraordinary gains, net$019
Net income$2,007,000754
Minority interest net income$078
Net income of bank and minority interests.$2,007,000754
Net charge-offs$1,191,000598
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,296,4001,079
2011-12-31 (YTD Data)Rank
Total interest income$71,028,000392
Total interest expense$29,370,000196
Net interest income$41,658,000527
Provision for loan and lease losses$10,000,000419
Total noninterest income$423,0004,681
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,816,000533
Trading account gains and fees$0146
Additional Noninterest Income$-2,393,0007,292
Total noninterest expense$26,310,000749
Salaries and employee benefits$11,415,000862
Premises and equipment expense$3,889,000637
Additional noninterest expense$11,006,000658
Pre-tax net operating income$5,771,0001,038
Securities gains (losses)$248,0001,287
Applicable income taxes$1,304,0001,103
Income before extraordinary items$4,715,0001,055
Extraordinary gains, net$029
Net income$4,715,0001,055
Minority interest net income$096
Net income of bank and minority interests.$4,715,0001,055
Net charge-offs$9,512,000482
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,521,5601,047
2011-09-30 (YTD Data)Rank
Total interest income$53,946,000396
Total interest expense$22,405,000199
Net interest income$31,541,000524
Provision for loan and lease losses$8,001,000390
Total noninterest income$-534,0007,302
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,054,000546
Trading account gains and fees$0145
Additional Noninterest Income$-2,588,0007,400
Total noninterest expense$19,457,000761
Salaries and employee benefits$8,651,000854
Premises and equipment expense$2,945,000642
Additional noninterest expense$7,861,000676
Pre-tax net operating income$3,549,0001,278
Securities gains (losses)$107,0001,724
Applicable income taxes$741,0001,367
Income before extraordinary items$2,915,0001,328
Extraordinary gains, net$021
Net income$2,915,0001,328
Minority interest net income$087
Net income of bank and minority interests.$2,915,0001,328
Net charge-offs$7,276,000458
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,829,4001,288
2011-06-30 (YTD Data)Rank
Total interest income$36,298,000396
Total interest expense$15,132,000207
Net interest income$21,166,000526
Provision for loan and lease losses$6,000,000357
Total noninterest income$-893,0007,447
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,310,000566
Trading account gains and fees$0153
Additional Noninterest Income$-2,203,0007,476
Total noninterest expense$12,714,000791
Salaries and employee benefits$5,771,000861
Premises and equipment expense$1,974,000645
Additional noninterest expense$4,969,000725
Pre-tax net operating income$1,559,0001,817
Securities gains (losses)$-926,0007,467
Applicable income taxes$-33,0006,984
Income before extraordinary items$666,0003,004
Extraordinary gains, net$015
Net income$666,0003,005
Minority interest net income$089
Net income of bank and minority interests.$666,0003,006
Net charge-offs$5,209,000448
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,592,0001,479
2011-03-31 (YTD Data)Rank
Total interest income$18,194,000395
Total interest expense$7,641,000212
Net interest income$10,553,000522
Provision for loan and lease losses$3,000,000364
Total noninterest income$-2,186,0007,560
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$579,000624
Trading account gains and fees$0158
Additional Noninterest Income$-2,765,0007,566
Total noninterest expense$5,800,000864
Salaries and employee benefits$2,725,000921
Premises and equipment expense$1,006,000652
Additional noninterest expense$2,069,000866
Pre-tax net operating income$-433,0007,048
Securities gains (losses)$-712,0007,534
Applicable income taxes$-547,0007,478
Income before extraordinary items$-598,0007,171
Extraordinary gains, net$09
Net income$-598,0007,172
Minority interest net income$086
Net income of bank and minority interests.$-598,0007,172
Net charge-offs$3,291,000368
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-142,3206,788
2010-12-31 (YTD Data)Rank
Total interest income$79,655,000387
Total interest expense$37,586,000204
Net interest income$42,069,000513
Provision for loan and lease losses$21,350,000349
Total noninterest income$2,250,0001,917
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,903,000517
Trading account gains and fees$0175
Additional Noninterest Income$-653,0007,434
Total noninterest expense$26,820,000741
Salaries and employee benefits$10,777,000908
Premises and equipment expense$4,023,000636
Additional noninterest expense$12,020,000637
Pre-tax net operating income$-3,851,0007,019
Securities gains (losses)$720,000653
Applicable income taxes$-2,293,0007,479
Income before extraordinary items$-838,0006,517
Extraordinary gains, net$029
Net income$-838,0006,519
Minority interest net income$0111
Net income of bank and minority interests.$-838,0006,519
Net charge-offs$21,126,000316
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,824,000147
Net operating income$-1,298,8006,670
2010-09-30 (YTD Data)Rank
Total interest income$60,393,000383
Total interest expense$29,228,000203
Net interest income$31,165,000509
Provision for loan and lease losses$18,350,000297
Total noninterest income$2,026,0001,671
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,193,000519
Trading account gains and fees$0165
Additional Noninterest Income$-167,0007,442
Total noninterest expense$20,211,000722
Salaries and employee benefits$8,088,000903
Premises and equipment expense$3,054,000627
Additional noninterest expense$9,069,000595
Pre-tax net operating income$-5,370,0007,390
Securities gains (losses)$1,106,000376
Applicable income taxes$-2,153,0007,611
Income before extraordinary items$-2,111,0007,154
Extraordinary gains, net$023
Net income$-2,111,0007,152
Minority interest net income$0110
Net income of bank and minority interests.$-2,111,0007,154
Net charge-offs$16,481,000301
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,824,000115
Net operating income$-2,818,8407,226
2010-06-30 (YTD Data)Rank
Total interest income$40,845,000379
Total interest expense$19,717,000207
Net interest income$21,128,000500
Provision for loan and lease losses$13,850,000282
Total noninterest income$600,0002,867
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,462,000526
Trading account gains and fees$0152
Additional Noninterest Income$-862,0007,757
Total noninterest expense$13,068,000741
Salaries and employee benefits$5,362,000908
Premises and equipment expense$2,026,000642
Additional noninterest expense$5,680,000641
Pre-tax net operating income$-5,190,0007,562
Securities gains (losses)$1,215,000216
Applicable income taxes$-1,587,0007,672
Income before extraordinary items$-2,388,0007,393
Extraordinary gains, net$019
Net income$-2,388,0007,393
Minority interest net income$0105
Net income of bank and minority interests.$-2,388,0007,393
Net charge-offs$10,082,000335
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,824,00080
Net operating income$-3,165,6007,453
2010-03-31 (YTD Data)Rank
Total interest income$20,640,000388
Total interest expense$9,924,000224
Net interest income$10,716,000510
Provision for loan and lease losses$5,350,000355
Total noninterest income$1,106,0001,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$670,000566
Trading account gains and fees$0175
Additional Noninterest Income$436,0001,428
Total noninterest expense$6,498,000759
Salaries and employee benefits$2,644,000928
Premises and equipment expense$973,000688
Additional noninterest expense$2,881,000639
Pre-tax net operating income$-26,0006,410
Securities gains (losses)$45,0001,193
Applicable income taxes$-231,0007,587
Income before extraordinary items$250,0003,484
Extraordinary gains, net$016
Net income$250,0003,481
Minority interest net income$091
Net income of bank and minority interests.$250,0003,483
Net charge-offs$4,507,000361
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,324,00049
Net operating income$205,0003,715
2009-12-31 (YTD Data)Rank
Total interest income$89,512,000370
Total interest expense$44,079,000259
Net interest income$45,433,000473
Provision for loan and lease losses$20,325,000488
Total noninterest income$5,129,0001,076
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,193,000522
Trading account gains and fees$0211
Additional Noninterest Income$1,936,0001,405
Total noninterest expense$27,440,000768
Salaries and employee benefits$7,896,0001,243
Premises and equipment expense$2,584,0001,054
Additional noninterest expense$16,960,000496
Pre-tax net operating income$2,797,0001,432
Securities gains (losses)$-3,654,0007,866
Applicable income taxes$-1,420,0007,406
Income before extraordinary items$563,0003,692
Extraordinary gains, net$034
Net income$563,0003,689
Minority interest net income$0115
Net income of bank and minority interests.$563,0003,690
Net charge-offs$20,258,000410
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$5,500,000168
Net operating income$2,901,5601,153
2009-09-30 (YTD Data)Rank
Total interest income$68,150,000381
Total interest expense$33,442,000281
Net interest income$34,708,000469
Provision for loan and lease losses$13,500,000494
Total noninterest income$3,677,0001,130
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,351,000530
Trading account gains and fees$0212
Additional Noninterest Income$1,326,0001,518
Total noninterest expense$20,670,000758
Salaries and employee benefits$6,248,0001,192
Premises and equipment expense$1,941,0001,059
Additional noninterest expense$12,481,000485
Pre-tax net operating income$4,215,000804
Securities gains (losses)$-4,045,0007,990
Applicable income taxes$-677,0007,429
Income before extraordinary items$847,0002,770
Extraordinary gains, net$027
Net income$847,0002,766
Minority interest net income$0118
Net income of bank and minority interests.$847,0002,770
Net charge-offs$16,585,000357
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$5,500,000137
Net operating income$4,892,000545
2009-06-30 (YTD Data)Rank
Total interest income$45,737,000389
Total interest expense$22,427,000295
Net interest income$23,310,000469
Provision for loan and lease losses$9,500,000461
Total noninterest income$2,192,0001,249
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,516,000544
Trading account gains and fees$0193
Additional Noninterest Income$676,0001,843
Total noninterest expense$13,756,000770
Salaries and employee benefits$4,416,0001,142
Premises and equipment expense$1,315,0001,070
Additional noninterest expense$8,025,000503
Pre-tax net operating income$2,246,0001,011
Securities gains (losses)$-4,473,0008,116
Applicable income taxes$-1,276,0007,809
Income before extraordinary items$-951,0007,130
Extraordinary gains, net$021
Net income$-951,0007,130
Minority interest net income$0112
Net income of bank and minority interests.$-951,0007,131
Net charge-offs$12,128,000324
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,000,000283
Net operating income$1,911,720961
2009-03-31 (YTD Data)Rank
Total interest income$22,982,000396
Total interest expense$11,282,000303
Net interest income$11,700,000461
Provision for loan and lease losses$4,000,000475
Total noninterest income$1,063,0001,219
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$702,000577
Trading account gains and fees$0171
Additional Noninterest Income$361,0001,731
Total noninterest expense$6,461,000779
Salaries and employee benefits$2,186,0001,164
Premises and equipment expense$731,000983
Additional noninterest expense$3,544,000493
Pre-tax net operating income$2,302,000514
Securities gains (losses)$256,000571
Applicable income taxes$548,000619
Income before extraordinary items$2,010,000490
Extraordinary gains, net$015
Net income$2,010,000492
Minority interest net income$0102
Net income of bank and minority interests.$2,010,000493
Net charge-offs$-1,063,0008,247
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,807,760510
2008-12-31 (YTD Data)Rank
Total interest income$93,444,000418
Total interest expense$47,264,000339
Net interest income$46,180,000480
Provision for loan and lease losses$15,500,000440
Total noninterest income$4,893,0001,073
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,104,000557
Trading account gains and fees$0154
Additional Noninterest Income$1,789,0001,408
Total noninterest expense$24,150,000822
Salaries and employee benefits$8,346,0001,194
Premises and equipment expense$2,432,0001,140
Additional noninterest expense$13,372,000522
Pre-tax net operating income$11,423,000469
Securities gains (losses)$-6,373,0008,118
Applicable income taxes$930,0001,266
Income before extraordinary items$4,120,0001,001
Extraordinary gains, net$039
Net income$4,120,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,759,000491
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$10,500,000155
Net operating income$9,345,860438
2008-09-30 (YTD Data)Rank
Total interest income$69,805,000437
Total interest expense$35,576,000355
Net interest income$34,229,000496
Provision for loan and lease losses$14,750,000305
Total noninterest income$3,959,0001,051
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,286,000571
Trading account gains and fees$0148
Additional Noninterest Income$1,673,0001,261
Total noninterest expense$18,073,000817
Salaries and employee benefits$6,436,0001,180
Premises and equipment expense$1,807,0001,150
Additional noninterest expense$9,830,000496
Pre-tax net operating income$5,365,000942
Securities gains (losses)$-6,042,0008,239
Applicable income taxes$-83,0007,508
Income before extraordinary items$-594,0007,264
Extraordinary gains, net$031
Net income$-594,0007,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,510,000720
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$7,000,000132
Net operating income$4,722,960816
2008-06-30 (YTD Data)Rank
Total interest income$47,178,000436
Total interest expense$23,848,000372
Net interest income$23,330,000485
Provision for loan and lease losses$2,750,000637
Total noninterest income$2,940,000976
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,491,000576
Trading account gains and fees$0149
Additional Noninterest Income$1,449,0001,084
Total noninterest expense$11,861,000818
Salaries and employee benefits$4,333,0001,183
Premises and equipment expense$1,190,0001,163
Additional noninterest expense$6,338,000501
Pre-tax net operating income$11,659,000321
Securities gains (losses)$-1,541,0008,390
Applicable income taxes$3,208,000369
Income before extraordinary items$6,910,000395
Extraordinary gains, net$021
Net income$6,910,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,594,000637
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$2,000,000154
Net operating income$7,957,880344
2008-03-31 (YTD Data)Rank
Total interest income$23,846,000444
Total interest expense$12,410,000382
Net interest income$11,436,000486
Provision for loan and lease losses$1,000,000616
Total noninterest income$1,521,000957
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$704,000604
Trading account gains and fees$0158
Additional Noninterest Income$817,000988
Total noninterest expense$5,873,000816
Salaries and employee benefits$2,186,0001,175
Premises and equipment expense$604,0001,153
Additional noninterest expense$3,083,000492
Pre-tax net operating income$6,084,000342
Securities gains (losses)$02,688
Applicable income taxes$2,006,000341
Income before extraordinary items$4,078,000375
Extraordinary gains, net$015
Net income$4,078,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,000635
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,078,000362
2007-12-31 (YTD Data)Rank
Total interest income$91,489,000480
Total interest expense$50,295,000418
Net interest income$41,194,000551
Provision for loan and lease losses$2,305,000749
Total noninterest income$5,347,0001,043
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,843,000615
Trading account gains and fees$0178
Additional Noninterest Income$2,504,0001,154
Total noninterest expense$33,236,000562
Salaries and employee benefits$8,523,0001,171
Premises and equipment expense$2,335,0001,136
Additional noninterest expense$22,378,000322
Pre-tax net operating income$11,000,000770
Securities gains (losses)$02,146
Applicable income taxes$3,211,000762
Income before extraordinary items$7,789,000833
Extraordinary gains, net$039
Net income$7,789,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,000974
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$4,000,000288
Net operating income$7,789,000825
2007-09-30 (YTD Data)Rank
Total interest income$67,705,000486
Total interest expense$37,361,000420
Net interest income$30,344,000563
Provision for loan and lease losses$1,555,000635
Total noninterest income$3,826,0001,080
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,021,000638
Trading account gains and fees$0184
Additional Noninterest Income$1,805,0001,207
Total noninterest expense$17,574,000777
Salaries and employee benefits$6,462,0001,156
Premises and equipment expense$1,756,0001,135
Additional noninterest expense$9,356,000475
Pre-tax net operating income$15,041,000496
Securities gains (losses)$01,655
Applicable income taxes$4,737,000490
Income before extraordinary items$10,304,000524
Extraordinary gains, net$033
Net income$10,304,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,000777
Cash dividends$1,800,0001,319
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,304,000520
2007-06-30 (YTD Data)Rank
Total interest income$44,344,000506
Total interest expense$24,514,000438
Net interest income$19,830,000586
Provision for loan and lease losses$1,030,000575
Total noninterest income$2,164,0001,249
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,270,000685
Trading account gains and fees$0168
Additional Noninterest Income$894,0001,509
Total noninterest expense$11,839,000790
Salaries and employee benefits$4,486,0001,138
Premises and equipment expense$1,183,0001,131
Additional noninterest expense$6,170,000491
Pre-tax net operating income$9,125,000559
Securities gains (losses)$01,444
Applicable income taxes$2,791,000556
Income before extraordinary items$6,334,000587
Extraordinary gains, net$029
Net income$6,334,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,273
Cash dividends$1,800,000968
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,334,000579
2007-03-31 (YTD Data)Rank
Total interest income$13,245,000778
Total interest expense$7,312,000675
Net interest income$5,933,000948
Provision for loan and lease losses$150,0001,427
Total noninterest income$693,0001,752
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$449,000958
Trading account gains and fees$0195
Additional Noninterest Income$244,0002,253
Total noninterest expense$2,990,0001,537
Salaries and employee benefits$1,007,0002,540
Premises and equipment expense$290,0002,260
Additional noninterest expense$1,693,000810
Pre-tax net operating income$3,486,000704
Securities gains (losses)$01,187
Applicable income taxes$1,174,000640
Income before extraordinary items$2,312,000777
Extraordinary gains, net$022
Net income$2,312,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,000985
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,312,000766
2006-12-31 (YTD Data)Rank
Total interest income$49,662,000774
Total interest expense$26,428,000647
Net interest income$23,234,000954
Provision for loan and lease losses$800,0001,275
Total noninterest income$2,214,0002,071
Gross Fiduciary activities income$3,0001,398
Service charges on deposit accounts$2,064,000854
Trading account gains and fees$0130
Additional Noninterest Income$147,0005,655
Total noninterest expense$11,734,0001,522
Salaries and employee benefits$3,920,0002,482
Premises and equipment expense$1,173,0002,112
Additional noninterest expense$6,641,000813
Pre-tax net operating income$12,914,000776
Securities gains (losses)$01,687
Applicable income taxes$4,206,000725
Income before extraordinary items$8,708,000857
Extraordinary gains, net$051
Net income$8,708,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,315
Cash dividends$3,200,0001,048
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,708,000848
2006-09-30 (YTD Data)Rank
Total interest income$36,361,000788
Total interest expense$19,619,000642
Net interest income$16,742,0001,017
Provision for loan and lease losses$350,0001,901
Total noninterest income$2,108,0001,731
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,546,000860
Trading account gains and fees$0126
Additional Noninterest Income$562,0002,686
Total noninterest expense$8,866,0001,514
Salaries and employee benefits$2,952,0002,471
Premises and equipment expense$879,0002,130
Additional noninterest expense$5,035,000803
Pre-tax net operating income$9,634,000805
Securities gains (losses)$01,388
Applicable income taxes$3,110,000770
Income before extraordinary items$6,524,000900
Extraordinary gains, net$045
Net income$6,524,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,689
Cash dividends$1,600,0001,361
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,524,000885
2006-06-30 (YTD Data)Rank
Total interest income$23,357,000804
Total interest expense$12,434,000642
Net interest income$10,923,0001,041
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,380,0001,751
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,016,000854
Trading account gains and fees$0126
Additional Noninterest Income$364,0002,693
Total noninterest expense$5,977,0001,502
Salaries and employee benefits$2,045,0002,392
Premises and equipment expense$587,0002,125
Additional noninterest expense$3,345,000814
Pre-tax net operating income$6,026,000856
Securities gains (losses)$01,185
Applicable income taxes$1,944,000814
Income before extraordinary items$4,082,000943
Extraordinary gains, net$039
Net income$4,082,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,359
Cash dividends$1,600,000986
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,082,000922
2006-03-31 (YTD Data)Rank
Total interest income$11,369,000799
Total interest expense$5,900,000635
Net interest income$5,469,0001,036
Provision for loan and lease losses$150,0001,421
Total noninterest income$644,0001,811
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$462,000915
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,657
Total noninterest expense$2,968,0001,519
Salaries and employee benefits$1,034,0002,379
Premises and equipment expense$286,0002,183
Additional noninterest expense$1,648,000809
Pre-tax net operating income$2,995,000848
Securities gains (losses)$0955
Applicable income taxes$934,000832
Income before extraordinary items$2,061,000919
Extraordinary gains, net$021
Net income$2,061,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,061,000899
2005-12-31 (YTD Data)Rank
Total interest income$37,386,000876
Total interest expense$16,998,000678
Net interest income$20,388,0001,056
Provision for loan and lease losses$790,0001,280
Total noninterest income$2,470,0001,888
Gross Fiduciary activities income$4,0001,396
Service charges on deposit accounts$1,956,000888
Trading account gains and fees$0138
Additional Noninterest Income$510,0003,331
Total noninterest expense$10,847,0001,582
Salaries and employee benefits$3,878,0002,359
Premises and equipment expense$1,099,0002,181
Additional noninterest expense$5,870,000877
Pre-tax net operating income$11,221,000884
Securities gains (losses)$-1,125,0008,756
Applicable income taxes$2,953,000960
Income before extraordinary items$7,143,0001,016
Extraordinary gains, net$046
Net income$7,143,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,065
Cash dividends$2,800,0001,097
Sale, conversion, retirement of capital stock, net$2,775,000365
Net operating income$7,941,750894
2005-09-30 (YTD Data)Rank
Total interest income$26,851,000896
Total interest expense$11,771,000694
Net interest income$15,080,0001,057
Provision for loan and lease losses$630,0001,160
Total noninterest income$1,961,0001,806
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,436,000909
Trading account gains and fees$0126
Additional Noninterest Income$525,0002,785
Total noninterest expense$8,043,0001,580
Salaries and employee benefits$2,877,0002,349
Premises and equipment expense$839,0002,127
Additional noninterest expense$4,327,000877
Pre-tax net operating income$8,368,000882
Securities gains (losses)$38,000975
Applicable income taxes$2,673,000849
Income before extraordinary items$5,733,000942
Extraordinary gains, net$035
Net income$5,733,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,835
Cash dividends$1,300,0001,484
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,707,160928
2005-06-30 (YTD Data)Rank
Total interest income$17,304,000903
Total interest expense$7,317,000694
Net interest income$9,987,0001,055
Provision for loan and lease losses$420,0001,135
Total noninterest income$1,240,0001,881
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$898,000945
Trading account gains and fees$0116
Additional Noninterest Income$342,0002,817
Total noninterest expense$5,321,0001,588
Salaries and employee benefits$1,906,0002,352
Premises and equipment expense$571,0002,067
Additional noninterest expense$2,844,000886
Pre-tax net operating income$5,486,000876
Securities gains (losses)$02,146
Applicable income taxes$1,748,000850
Income before extraordinary items$3,738,000935
Extraordinary gains, net$030
Net income$3,738,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,653
Cash dividends$1,300,0001,049
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,738,000913
2005-03-31 (YTD Data)Rank
Total interest income$8,341,000914
Total interest expense$3,447,000700
Net interest income$4,894,0001,063
Provision for loan and lease losses$210,0001,084
Total noninterest income$562,0001,963
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$413,0001,001
Trading account gains and fees$0115
Additional Noninterest Income$149,0002,992
Total noninterest expense$2,642,0001,608
Salaries and employee benefits$948,0002,392
Premises and equipment expense$289,0002,062
Additional noninterest expense$1,405,000889
Pre-tax net operating income$2,604,000904
Securities gains (losses)$01,685
Applicable income taxes$803,000904
Income before extraordinary items$1,801,000962
Extraordinary gains, net$024
Net income$1,801,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,233
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,801,000940
2004-12-31 (YTD Data)Rank
Total interest income$31,733,000878
Total interest expense$12,189,000667
Net interest income$19,544,0001,015
Provision for loan and lease losses$690,0001,474
Total noninterest income$2,222,0002,046
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$1,612,0001,106
Trading account gains and fees$0138
Additional Noninterest Income$608,0002,969
Total noninterest expense$10,652,0001,527
Salaries and employee benefits$4,129,0002,106
Premises and equipment expense$1,117,0002,054
Additional noninterest expense$5,406,000929
Pre-tax net operating income$10,424,000842
Securities gains (losses)$55,0001,669
Applicable income taxes$3,186,000861
Income before extraordinary items$7,293,000903
Extraordinary gains, net$034
Net income$7,293,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,0001,140
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,254,500869
2004-09-30 (YTD Data)Rank
Total interest income$6,628,0003,128
Total interest expense$2,447,0002,401
Net interest income$4,181,0003,468
Provision for loan and lease losses$293,0002,317
Total noninterest income$603,0004,063
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$479,0002,594
Trading account gains and fees$0134
Additional Noninterest Income$124,0005,505
Total noninterest expense$2,775,0003,953
Salaries and employee benefits$1,056,0005,114
Premises and equipment expense$350,0004,288
Additional noninterest expense$1,369,0002,594
Pre-tax net operating income$1,716,0003,268
Securities gains (losses)$-5,0008,357
Applicable income taxes$509,0002,866
Income before extraordinary items$1,202,0003,536
Extraordinary gains, net$026
Net income$1,202,0003,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,193
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,205,5003,456
2004-06-30 (YTD Data)Rank
Total interest income$4,363,0003,144
Total interest expense$1,561,0002,485
Net interest income$2,802,0003,444
Provision for loan and lease losses$195,0002,252
Total noninterest income$400,0004,093
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$317,0002,597
Trading account gains and fees$0130
Additional Noninterest Income$83,0005,537
Total noninterest expense$1,816,0004,050
Salaries and employee benefits$706,0005,140
Premises and equipment expense$244,0004,149
Additional noninterest expense$866,0002,718
Pre-tax net operating income$1,191,0003,126
Securities gains (losses)$-5,0008,574
Applicable income taxes$360,0002,749
Income before extraordinary items$826,0003,448
Extraordinary gains, net$021
Net income$826,0003,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$829,5003,344
2004-03-31 (YTD Data)Rank
Total interest income$2,156,0003,184
Total interest expense$763,0002,563
Net interest income$1,393,0003,462
Provision for loan and lease losses$97,0002,183
Total noninterest income$181,0004,308
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$148,0002,703
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$897,0004,101
Salaries and employee benefits$347,0005,216
Premises and equipment expense$131,0003,970
Additional noninterest expense$419,0002,784
Pre-tax net operating income$580,0003,163
Securities gains (losses)$-9,0008,908
Applicable income taxes$172,0002,827
Income before extraordinary items$399,0003,519
Extraordinary gains, net$016
Net income$399,0003,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$405,3003,357
2003-12-31 (YTD Data)Rank
Total interest income$8,599,0003,227
Total interest expense$3,303,0002,624
Net interest income$5,296,0003,535
Provision for loan and lease losses$330,0002,962
Total noninterest income$647,0004,765
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$492,0003,126
Trading account gains and fees$0160
Additional Noninterest Income$155,0005,766
Total noninterest expense$3,418,0004,198
Salaries and employee benefits$1,273,0005,427
Premises and equipment expense$434,0004,472
Additional noninterest expense$1,711,0002,744
Pre-tax net operating income$2,195,0003,173
Securities gains (losses)$26,0003,046
Applicable income taxes$644,0002,935
Income before extraordinary items$1,577,0003,440
Extraordinary gains, net$054
Net income$1,577,0003,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,928
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,558,5403,299
2003-09-30 (YTD Data)Rank
Total interest income$6,472,0003,262
Total interest expense$2,548,0002,638
Net interest income$3,924,0003,578
Provision for loan and lease losses$248,0002,877
Total noninterest income$466,0004,927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$353,0003,258
Trading account gains and fees$0153
Additional Noninterest Income$113,0005,844
Total noninterest expense$2,550,0004,202
Salaries and employee benefits$944,0005,445
Premises and equipment expense$325,0004,483
Additional noninterest expense$1,281,0002,734
Pre-tax net operating income$1,592,0003,397
Securities gains (losses)$12,0003,246
Applicable income taxes$489,0003,070
Income before extraordinary items$1,115,0003,701
Extraordinary gains, net$040
Net income$1,115,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,271
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,106,6003,548
2003-06-30 (YTD Data)Rank
Total interest income$4,357,0003,256
Total interest expense$1,739,0002,656
Net interest income$2,618,0003,571
Provision for loan and lease losses$165,0002,855
Total noninterest income$305,0004,945
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$230,0003,273
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,667,0004,269
Salaries and employee benefits$611,0005,560
Premises and equipment expense$216,0004,484
Additional noninterest expense$840,0002,765
Pre-tax net operating income$1,091,0003,308
Securities gains (losses)$12,0002,858
Applicable income taxes$337,0003,021
Income before extraordinary items$766,0003,629
Extraordinary gains, net$030
Net income$766,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,935
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$757,7203,458
2003-03-31 (YTD Data)Rank
Total interest income$2,189,0003,251
Total interest expense$867,0002,731
Net interest income$1,322,0003,535
Provision for loan and lease losses$82,0002,707
Total noninterest income$138,0005,100
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$110,0003,304
Trading account gains and fees$0134
Additional Noninterest Income$28,0006,362
Total noninterest expense$834,0004,238
Salaries and employee benefits$319,0005,433
Premises and equipment expense$114,0004,333
Additional noninterest expense$401,0002,859
Pre-tax net operating income$544,0003,306
Securities gains (losses)$12,0002,102
Applicable income taxes$167,0003,022
Income before extraordinary items$389,0003,529
Extraordinary gains, net$021
Net income$389,0003,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,550
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$380,6003,425
2002-12-31 (YTD Data)Rank
Total interest income$8,900,0003,335
Total interest expense$4,115,0002,670
Net interest income$4,785,0003,792
Provision for loan and lease losses$315,0003,321
Total noninterest income$596,0004,748
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$450,0003,233
Trading account gains and fees$0153
Additional Noninterest Income$146,0005,658
Total noninterest expense$3,154,0004,301
Salaries and employee benefits$1,186,0005,523
Premises and equipment expense$425,0004,439
Additional noninterest expense$1,543,0002,895
Pre-tax net operating income$1,912,0003,535
Securities gains (losses)$-150,0009,170
Applicable income taxes$521,0003,370
Income before extraordinary items$1,241,0003,987
Extraordinary gains, net$070
Net income$1,241,0003,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,337
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,346,0003,683
2001-12-31 (YTD Data)Rank
Total interest income$8,638,0003,768
Total interest expense$4,852,0003,229
Net interest income$3,786,0004,308
Provision for loan and lease losses$240,0003,705
Total noninterest income$333,0006,145
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$344,0003,816
Trading account gains and fees$0177
Additional Noninterest Income$-11,0009,577
Total noninterest expense$2,898,0004,452
Salaries and employee benefits$1,061,0005,780
Premises and equipment expense$422,0004,425
Additional noninterest expense$1,415,0003,027
Pre-tax net operating income$981,0004,947
Securities gains (losses)$82,0001,913
Applicable income taxes$330,0004,086
Income before extraordinary items$733,0005,115
Extraordinary gains, net$0105
Net income$733,0005,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,597
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$600,000473
Net operating income$676,4205,192
2000-12-31 (YTD Data)Rank
Total interest income$7,752,0004,237
Total interest expense$4,625,0003,530
Net interest income$3,127,0005,001
Provision for loan and lease losses$180,0003,942
Total noninterest income$365,0005,794
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$261,0004,412
Trading account gains and fees$0180
Additional Noninterest Income$104,0006,336
Total noninterest expense$2,991,0004,243
Salaries and employee benefits$980,0005,999
Premises and equipment expense$397,0004,532
Additional noninterest expense$1,614,0002,643
Pre-tax net operating income$321,0007,811
Securities gains (losses)$01,956
Applicable income taxes$147,0005,956
Income before extraordinary items$174,0008,243
Extraordinary gains, net$038
Net income$174,0008,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,105
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$174,0008,249
1999-12-31 (YTD Data)Rank
Total interest income$5,899,0005,005
Total interest expense$3,034,0004,558
Net interest income$2,865,0005,340
Provision for loan and lease losses$135,0004,497
Total noninterest income$269,0006,733
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$212,0004,979
Trading account gains and fees$0173
Additional Noninterest Income$57,0007,811
Total noninterest expense$2,297,0005,166
Salaries and employee benefits$785,0006,818
Premises and equipment expense$325,0005,223
Additional noninterest expense$1,187,0003,460
Pre-tax net operating income$702,0006,313
Securities gains (losses)$03,155
Applicable income taxes$318,0004,683
Income before extraordinary items$384,0007,073
Extraordinary gains, net$035
Net income$384,0007,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,488
Cash dividends$320,0004,388
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$384,0007,044
1998-12-31 (YTD Data)Rank
Total interest income$2,444,0008,161
Total interest expense$1,422,0007,370
Net interest income$1,022,0008,735
Provision for loan and lease losses$90,0005,311
Total noninterest income$65,0009,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,271
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,291
Total noninterest expense$951,0008,272
Salaries and employee benefits$292,0009,660
Premises and equipment expense$178,0007,088
Additional noninterest expense$481,0006,570
Pre-tax net operating income$46,0009,638
Securities gains (losses)$04,449
Applicable income taxes$58,0008,195
Income before extraordinary items$-12,0009,858
Extraordinary gains, net$032
Net income$-12,0009,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,759
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-12,0009,814
1997-12-31 (YTD Data)Rank
Total interest income$2,531,0008,336
Total interest expense$1,210,0008,084
Net interest income$1,321,0008,424
Provision for loan and lease losses$120,0004,629
Total noninterest income$44,00010,388
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0008,938
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,147
Total noninterest expense$1,364,0007,137
Salaries and employee benefits$456,0008,910
Premises and equipment expense$248,0006,083
Additional noninterest expense$660,0005,454
Pre-tax net operating income$-119,00010,503
Securities gains (losses)$03,944
Applicable income taxes$-44,00010,612
Income before extraordinary items$-75,00010,495
Extraordinary gains, net$044
Net income$-75,00010,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-75,00010,461
1996-12-31 (YTD Data)Rank
Total interest income$1,447,00010,193
Total interest expense$524,00010,520
Net interest income$923,0009,773
Provision for loan and lease losses$124,0004,529
Total noninterest income$21,00011,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,0009,673
Trading account gains and feesNANA
Additional Noninterest Income$6,00011,162
Total noninterest expense$1,081,0008,398
Salaries and employee benefits$441,0009,320
Premises and equipment expense$177,0007,497
Additional noninterest expense$463,0007,361
Pre-tax net operating income$-261,00011,112
Securities gains (losses)$04,148
Applicable income taxes$-108,00011,178
Income before extraordinary items$-153,00011,061
Extraordinary gains, net$053
Net income$-153,00011,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-153,00011,021
1995-12-31 (YTD Data)Rank
Total interest income$124,00011,932
Total interest expense$24,00011,925
Net interest income$100,00011,922
Provision for loan and lease losses$7,0008,542
Total noninterest income$011,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$011,920
Total noninterest expense$421,00011,361
Salaries and employee benefits$184,00011,573
Premises and equipment expense$25,00011,720
Additional noninterest expense$213,00010,266
Pre-tax net operating income$-328,00011,738
Securities gains (losses)$03,831
Applicable income taxes$-137,00011,746
Income before extraordinary items$-191,00011,674
Extraordinary gains, net$065
Net income$-191,00011,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$11,599,00044
Net operating income$-191,00011,663

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.