Home > Summit Bank > Income and Expense

Summit Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$65,222,000753
Total interest expense$18,057,000844
Net interest income$47,165,000706
Provision for loan and lease losses$8,754,000228
Total noninterest income$464,0003,461
Gross Fiduciary activities income$0981
Service charges on deposit accounts$298,0002,201
Trading account gains and feesNANA
Additional Noninterest Income$166,0003,776
Total noninterest expense$25,654,0001,000
Salaries and employee benefits$16,781,000885
Premises and equipment expense$1,897,0001,285
Additional noninterest expense$166,0003,776
Pre-tax net operating income$13,221,000946
Securities gains (losses)$0988
Applicable income taxes$3,563,000672
Income before extraordinary items$9,658,0001,040
Extraordinary gains, net$054
Net income$9,658,0001,053
Minority interest net income$088
Net income of bank and minority interests.$9,658,0001,043
Net charge-offs$8,110,000186
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$679,000238
Net operating income$9,658,0001,060
2023-09-30 (YTD Data)Rank
Total interest income$47,603,000756
Total interest expense$12,895,000811
Net interest income$34,708,000720
Provision for loan and lease losses$6,082,000238
Total noninterest income$729,0002,782
Gross Fiduciary activities income$0950
Service charges on deposit accounts$213,0002,271
Trading account gains and feesNANA
Additional Noninterest Income$516,0002,645
Total noninterest expense$19,000,0001,010
Salaries and employee benefits$12,418,000902
Premises and equipment expense$1,346,0001,350
Additional noninterest expense$516,0002,644
Pre-tax net operating income$10,355,000946
Securities gains (losses)$0849
Applicable income taxes$2,715,000688
Income before extraordinary items$7,640,0001,041
Extraordinary gains, net$052
Net income$7,640,0001,047
Minority interest net income$081
Net income of bank and minority interests.$7,640,0001,041
Net charge-offs$5,688,000180
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$511,000217
Net operating income$7,640,0001,050
2023-06-30 (YTD Data)Rank
Total interest income$30,713,000752
Total interest expense$8,189,000784
Net interest income$22,524,000735
Provision for loan and lease losses$3,754,000244
Total noninterest income$540,0002,615
Gross Fiduciary activities income$0931
Service charges on deposit accounts$141,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,461
Total noninterest expense$12,432,0001,011
Salaries and employee benefits$8,249,000891
Premises and equipment expense$897,0001,335
Additional noninterest expense$399,0002,457
Pre-tax net operating income$6,878,000956
Securities gains (losses)$0938
Applicable income taxes$1,808,000703
Income before extraordinary items$5,070,0001,043
Extraordinary gains, net$051
Net income$5,070,0001,056
Minority interest net income$081
Net income of bank and minority interests.$5,070,0001,043
Net charge-offs$3,321,000171
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$350,000204
Net operating income$5,070,0001,050
2023-03-31 (YTD Data)Rank
Total interest income$14,819,000765
Total interest expense$3,704,000770
Net interest income$11,115,000756
Provision for loan and lease losses$1,973,000240
Total noninterest income$417,0002,146
Gross Fiduciary activities income$0913
Service charges on deposit accounts$67,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$350,0001,872
Total noninterest expense$6,223,0001,026
Salaries and employee benefits$4,106,000917
Premises and equipment expense$403,0001,480
Additional noninterest expense$350,0001,872
Pre-tax net operating income$3,336,000996
Securities gains (losses)$0950
Applicable income taxes$873,000733
Income before extraordinary items$2,463,0001,090
Extraordinary gains, net$04
Net income$2,463,0001,089
Minority interest net income$048
Net income of bank and minority interests.$2,463,0001,089
Net charge-offs$1,592,000166
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$129,000221
Net operating income$2,463,0001,102
2022-12-31 (YTD Data)Rank
Total interest income$45,450,000812
Total interest expense$3,515,0001,041
Net interest income$41,935,000785
Provision for loan and lease losses$4,661,000293
Total noninterest income$2,710,0001,736
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$284,0002,325
Trading account gains and feesNANA
Additional Noninterest Income$2,426,0001,449
Total noninterest expense$21,228,0001,135
Salaries and employee benefits$14,612,000980
Premises and equipment expense$1,367,0001,640
Additional noninterest expense$2,426,0001,449
Pre-tax net operating income$18,756,000794
Securities gains (losses)$0691
Applicable income taxes$4,662,000633
Income before extraordinary items$14,094,000851
Extraordinary gains, net$05
Net income$14,094,000852
Minority interest net income$063
Net income of bank and minority interests.$14,094,000852
Net charge-offs$2,554,000248
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$724,000278
Net operating income$14,094,000868
2022-09-30 (YTD Data)Rank
Total interest income$31,404,000834
Total interest expense$1,393,0001,388
Net interest income$30,011,000811
Provision for loan and lease losses$2,922,000313
Total noninterest income$2,048,0001,744
Gross Fiduciary activities income$0968
Service charges on deposit accounts$218,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$1,830,0001,462
Total noninterest expense$15,475,0001,158
Salaries and employee benefits$10,664,0001,002
Premises and equipment expense$946,0001,756
Additional noninterest expense$1,830,0001,462
Pre-tax net operating income$13,662,000819
Securities gains (losses)$0740
Applicable income taxes$3,545,000632
Income before extraordinary items$10,117,000891
Extraordinary gains, net$04
Net income$10,117,000891
Minority interest net income$057
Net income of bank and minority interests.$10,117,000891
Net charge-offs$1,224,000271
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$607,000236
Net operating income$10,117,000904
2022-06-30 (YTD Data)Rank
Total interest income$19,442,000855
Total interest expense$388,0002,309
Net interest income$19,054,000821
Provision for loan and lease losses$1,546,000303
Total noninterest income$1,387,0001,727
Gross Fiduciary activities income$0925
Service charges on deposit accounts$154,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,477
Total noninterest expense$10,230,0001,151
Salaries and employee benefits$7,011,0001,007
Premises and equipment expense$637,0001,754
Additional noninterest expense$2,582,0001,302
Pre-tax net operating income$8,665,000809
Securities gains (losses)$0687
Applicable income taxes$2,238,000619
Income before extraordinary items$6,427,000868
Extraordinary gains, net$04
Net income$6,427,000868
Minority interest net income$060
Net income of bank and minority interests.$6,427,000868
Net charge-offs$629,000296
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$504,000201
Net operating income$6,427,000879
2022-03-31 (YTD Data)Rank
Total interest income$9,123,000878
Total interest expense$131,0002,819
Net interest income$8,992,000836
Provision for loan and lease losses$700,000259
Total noninterest income$658,0001,776
Gross Fiduciary activities income$0892
Service charges on deposit accounts$79,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$579,0001,542
Total noninterest expense$5,018,0001,171
Salaries and employee benefits$3,458,0001,028
Premises and equipment expense$311,0001,788
Additional noninterest expense$1,249,0001,337
Pre-tax net operating income$3,932,000834
Securities gains (losses)$0623
Applicable income taxes$1,016,000640
Income before extraordinary items$2,916,000910
Extraordinary gains, net$04
Net income$2,916,000909
Minority interest net income$050
Net income of bank and minority interests.$2,916,000910
Net charge-offs$376,000265
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$242,000172
Net operating income$2,916,000920
2021-12-31 (YTD Data)Rank
Total interest income$34,458,000933
Total interest expense$574,0002,973
Net interest income$33,884,000887
Provision for loan and lease losses$2,206,000255
Total noninterest income$1,902,0002,285
Gross Fiduciary activities income$0994
Service charges on deposit accounts$300,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$1,602,0002,149
Total noninterest expense$18,870,0001,213
Salaries and employee benefits$12,906,0001,063
Premises and equipment expense$1,298,0001,712
Additional noninterest expense$4,666,0001,403
Pre-tax net operating income$14,710,000946
Securities gains (losses)$02,062
Applicable income taxes$3,736,000754
Income before extraordinary items$10,974,0001,072
Extraordinary gains, net$010
Net income$10,974,0001,072
Minority interest net income$074
Net income of bank and minority interests.$10,974,0001,072
Net charge-offs$823,000477
Cash dividends$21,0003,577
Sale, conversion, retirement of capital stock, net$531,000299
Net operating income$10,974,0001,056
2021-09-30 (YTD Data)Rank
Total interest income$24,951,000982
Total interest expense$440,0003,032
Net interest income$24,511,000916
Provision for loan and lease losses$1,867,000230
Total noninterest income$1,340,0002,400
Gross Fiduciary activities income$0957
Service charges on deposit accounts$217,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$1,123,0002,258
Total noninterest expense$13,381,0001,273
Salaries and employee benefits$9,126,0001,122
Premises and equipment expense$944,0001,782
Additional noninterest expense$3,311,0001,472
Pre-tax net operating income$10,603,0001,026
Securities gains (losses)$02,015
Applicable income taxes$2,747,000790
Income before extraordinary items$7,856,0001,155
Extraordinary gains, net$08
Net income$7,856,0001,156
Minority interest net income$069
Net income of bank and minority interests.$7,856,0001,156
Net charge-offs$602,000448
Cash dividends$21,0003,213
Sale, conversion, retirement of capital stock, net$288,000305
Net operating income$7,856,0001,135
2021-06-30 (YTD Data)Rank
Total interest income$15,935,0001,007
Total interest expense$307,0003,043
Net interest income$15,628,000942
Provision for loan and lease losses$1,136,000274
Total noninterest income$858,0002,401
Gross Fiduciary activities income$0951
Service charges on deposit accounts$142,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$716,0002,282
Total noninterest expense$8,702,0001,290
Salaries and employee benefits$5,906,0001,140
Premises and equipment expense$630,0001,784
Additional noninterest expense$2,166,0001,474
Pre-tax net operating income$6,648,0001,057
Securities gains (losses)$01,818
Applicable income taxes$1,714,000816
Income before extraordinary items$4,934,0001,197
Extraordinary gains, net$06
Net income$4,934,0001,198
Minority interest net income$067
Net income of bank and minority interests.$4,934,0001,198
Net charge-offs$448,000435
Cash dividends$21,0003,063
Sale, conversion, retirement of capital stock, net$176,000291
Net operating income$4,934,0001,175
2021-03-31 (YTD Data)Rank
Total interest income$7,754,0001,020
Total interest expense$178,0002,926
Net interest income$7,576,000950
Provision for loan and lease losses$641,000286
Total noninterest income$392,0002,504
Gross Fiduciary activities income$0922
Service charges on deposit accounts$68,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$324,0002,367
Total noninterest expense$4,128,0001,335
Salaries and employee benefits$2,820,0001,172
Premises and equipment expense$299,0001,848
Additional noninterest expense$1,009,0001,541
Pre-tax net operating income$3,199,0001,091
Securities gains (losses)$01,392
Applicable income taxes$824,000835
Income before extraordinary items$2,375,0001,232
Extraordinary gains, net$03
Net income$2,375,0001,232
Minority interest net income$055
Net income of bank and minority interests.$2,375,0001,232
Net charge-offs$255,000372
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$81,000280
Net operating income$2,375,0001,202
2020-12-31 (YTD Data)Rank
Total interest income$29,751,0001,056
Total interest expense$1,337,0002,543
Net interest income$28,414,000956
Provision for loan and lease losses$3,782,000694
Total noninterest income$1,650,0002,329
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$256,0002,420
Trading account gains and feesNANA
Additional Noninterest Income$1,394,0002,142
Total noninterest expense$15,619,0001,364
Salaries and employee benefits$10,795,0001,172
Premises and equipment expense$1,137,0001,864
Additional noninterest expense$3,687,0001,632
Pre-tax net operating income$10,663,0001,012
Securities gains (losses)$02,675
Applicable income taxes$2,731,000747
Income before extraordinary items$7,932,0001,152
Extraordinary gains, net$04
Net income$7,932,0001,151
Minority interest net income$072
Net income of bank and minority interests.$7,932,0001,152
Net charge-offs$2,205,000389
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$8,362,00065
Net operating income$7,932,0001,118
2020-09-30 (YTD Data)Rank
Total interest income$20,959,0001,129
Total interest expense$1,115,0002,497
Net interest income$19,844,0001,011
Provision for loan and lease losses$3,281,000667
Total noninterest income$824,0002,733
Gross Fiduciary activities income$0981
Service charges on deposit accounts$184,0002,497
Trading account gains and feesNANA
Additional Noninterest Income$640,0002,594
Total noninterest expense$11,438,0001,378
Salaries and employee benefits$7,847,0001,196
Premises and equipment expense$849,0001,869
Additional noninterest expense$2,742,0001,625
Pre-tax net operating income$5,949,0001,221
Securities gains (losses)$02,494
Applicable income taxes$1,505,000897
Income before extraordinary items$4,444,0001,385
Extraordinary gains, net$04
Net income$4,444,0001,386
Minority interest net income$065
Net income of bank and minority interests.$4,444,0001,386
Net charge-offs$2,020,000324
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$8,271,00050
Net operating income$4,444,0001,343
2020-06-30 (YTD Data)Rank
Total interest income$13,939,0001,136
Total interest expense$841,0002,416
Net interest income$13,098,0001,018
Provision for loan and lease losses$2,499,000626
Total noninterest income$438,0002,963
Gross Fiduciary activities income$0970
Service charges on deposit accounts$114,0002,632
Trading account gains and feesNANA
Additional Noninterest Income$324,0002,827
Total noninterest expense$7,776,0001,344
Salaries and employee benefits$5,293,0001,180
Premises and equipment expense$560,0001,878
Additional noninterest expense$1,923,0001,557
Pre-tax net operating income$3,261,0001,347
Securities gains (losses)$02,249
Applicable income taxes$877,000926
Income before extraordinary items$2,384,0001,592
Extraordinary gains, net$04
Net income$2,384,0001,593
Minority interest net income$065
Net income of bank and minority interests.$2,384,0001,593
Net charge-offs$1,687,000288
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$8,184,00035
Net operating income$2,384,0001,550
2020-03-31 (YTD Data)Rank
Total interest income$6,971,0001,143
Total interest expense$550,0002,160
Net interest income$6,421,0001,024
Provision for loan and lease losses$1,436,000498
Total noninterest income$250,0002,734
Gross Fiduciary activities income$0941
Service charges on deposit accounts$53,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$197,0002,455
Total noninterest expense$3,922,0001,344
Salaries and employee benefits$2,623,0001,191
Premises and equipment expense$290,0001,855
Additional noninterest expense$1,009,0001,506
Pre-tax net operating income$1,313,0001,469
Securities gains (losses)$01,705
Applicable income taxes$342,000983
Income before extraordinary items$971,0001,705
Extraordinary gains, net$04
Net income$971,0001,706
Minority interest net income$056
Net income of bank and minority interests.$971,0001,706
Net charge-offs$992,000244
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$126,000218
Net operating income$971,0001,673
2019-12-31 (YTD Data)Rank
Total interest income$26,890,0001,188
Total interest expense$3,124,0001,758
Net interest income$23,766,0001,092
Provision for loan and lease losses$3,005,000368
Total noninterest income$1,715,0002,146
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$204,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$1,511,0001,783
Total noninterest expense$14,969,0001,361
Salaries and employee benefits$9,941,0001,208
Premises and equipment expense$991,0002,051
Additional noninterest expense$4,037,0001,493
Pre-tax net operating income$7,507,0001,286
Securities gains (losses)$02,379
Applicable income taxes$1,888,000935
Income before extraordinary items$5,619,0001,449
Extraordinary gains, net$011
Net income$5,619,0001,451
Minority interest net income$076
Net income of bank and minority interests.$5,619,0001,451
Net charge-offs$1,542,000503
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$616,000266
Net operating income$5,619,0001,422
2019-09-30 (YTD Data)Rank
Total interest income$19,653,0001,213
Total interest expense$2,462,0001,713
Net interest income$17,191,0001,125
Provision for loan and lease losses$2,135,000385
Total noninterest income$1,468,0001,999
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$151,0003,187
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,647
Total noninterest expense$10,677,0001,428
Salaries and employee benefits$7,349,0001,229
Premises and equipment expense$702,0002,137
Additional noninterest expense$2,626,0001,675
Pre-tax net operating income$5,847,0001,283
Securities gains (losses)$02,167
Applicable income taxes$1,604,000893
Income before extraordinary items$4,243,0001,478
Extraordinary gains, net$011
Net income$4,243,0001,479
Minority interest net income$072
Net income of bank and minority interests.$4,243,0001,480
Net charge-offs$987,000503
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$520,000225
Net operating income$4,243,0001,445
2019-06-30 (YTD Data)Rank
Total interest income$12,726,0001,241
Total interest expense$1,642,0001,685
Net interest income$11,084,0001,155
Provision for loan and lease losses$1,533,000356
Total noninterest income$1,063,0001,902
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$100,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,528
Total noninterest expense$7,050,0001,446
Salaries and employee benefits$4,836,0001,238
Premises and equipment expense$477,0002,126
Additional noninterest expense$1,737,0001,698
Pre-tax net operating income$3,564,0001,355
Securities gains (losses)$01,702
Applicable income taxes$973,000926
Income before extraordinary items$2,591,0001,555
Extraordinary gains, net$011
Net income$2,591,0001,555
Minority interest net income$069
Net income of bank and minority interests.$2,591,0001,555
Net charge-offs$665,000479
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$380,000193
Net operating income$2,591,0001,526
2019-03-31 (YTD Data)Rank
Total interest income$6,146,0001,277
Total interest expense$771,0001,716
Net interest income$5,375,0001,201
Provision for loan and lease losses$570,000432
Total noninterest income$252,0002,740
Gross Fiduciary activities income$0972
Service charges on deposit accounts$49,0003,229
Trading account gains and feesNANA
Additional Noninterest Income$203,0002,388
Total noninterest expense$3,371,0001,504
Salaries and employee benefits$2,388,0001,262
Premises and equipment expense$231,0002,192
Additional noninterest expense$752,0001,917
Pre-tax net operating income$1,686,0001,385
Securities gains (losses)$01,087
Applicable income taxes$450,000966
Income before extraordinary items$1,236,0001,585
Extraordinary gains, net$05
Net income$1,236,0001,584
Minority interest net income$052
Net income of bank and minority interests.$1,236,0001,584
Net charge-offs$235,000550
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$158,000187
Net operating income$1,236,0001,564
2018-12-31 (YTD Data)Rank
Total interest income$21,539,0001,352
Total interest expense$2,080,0001,888
Net interest income$19,459,0001,274
Provision for loan and lease losses$2,167,000469
Total noninterest income$1,643,0002,231
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$192,0003,362
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,833
Total noninterest expense$11,187,0001,731
Salaries and employee benefits$7,545,0001,486
Premises and equipment expense$658,0002,679
Additional noninterest expense$2,984,0001,928
Pre-tax net operating income$7,748,0001,248
Securities gains (losses)$01,125
Applicable income taxes$1,986,000877
Income before extraordinary items$5,762,0001,400
Extraordinary gains, net$06
Net income$5,762,0001,399
Minority interest net income$072
Net income of bank and minority interests.$5,762,0001,399
Net charge-offs$1,070,000552
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$284,000367
Net operating income$5,762,0001,391
2018-09-30 (YTD Data)Rank
Total interest income$15,481,0001,383
Total interest expense$1,442,0001,918
Net interest income$14,039,0001,307
Provision for loan and lease losses$1,734,000435
Total noninterest income$1,230,0002,252
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$141,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$1,089,0001,845
Total noninterest expense$8,266,0001,746
Salaries and employee benefits$5,513,0001,520
Premises and equipment expense$489,0002,716
Additional noninterest expense$2,264,0001,912
Pre-tax net operating income$5,269,0001,359
Securities gains (losses)$01,118
Applicable income taxes$1,479,000899
Income before extraordinary items$3,790,0001,593
Extraordinary gains, net$05
Net income$3,790,0001,592
Minority interest net income$066
Net income of bank and minority interests.$3,790,0001,592
Net charge-offs$849,000494
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$135,000384
Net operating income$3,790,0001,578
2018-06-30 (YTD Data)Rank
Total interest income$9,954,0001,417
Total interest expense$850,0002,004
Net interest income$9,104,0001,333
Provision for loan and lease losses$1,144,000426
Total noninterest income$783,0002,296
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$93,0003,434
Trading account gains and feesNANA
Additional Noninterest Income$690,0001,893
Total noninterest expense$5,423,0001,783
Salaries and employee benefits$3,552,0001,595
Premises and equipment expense$311,0002,804
Additional noninterest expense$1,560,0001,854
Pre-tax net operating income$3,320,0001,407
Securities gains (losses)$0961
Applicable income taxes$934,000916
Income before extraordinary items$2,386,0001,639
Extraordinary gains, net$06
Net income$2,386,0001,639
Minority interest net income$065
Net income of bank and minority interests.$2,386,0001,638
Net charge-offs$468,000545
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$53,000436
Net operating income$2,386,0001,622
2018-03-31 (YTD Data)Rank
Total interest income$4,775,0001,463
Total interest expense$329,0002,310
Net interest income$4,446,0001,354
Provision for loan and lease losses$614,000389
Total noninterest income$393,0002,277
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$45,0003,489
Trading account gains and feesNANA
Additional Noninterest Income$348,0001,846
Total noninterest expense$2,625,0001,855
Salaries and employee benefits$1,730,0001,649
Premises and equipment expense$143,0003,002
Additional noninterest expense$752,0001,917
Pre-tax net operating income$1,600,0001,418
Securities gains (losses)$0735
Applicable income taxes$450,000937
Income before extraordinary items$1,150,0001,639
Extraordinary gains, net$07
Net income$1,150,0001,639
Minority interest net income$052
Net income of bank and minority interests.$1,150,0001,639
Net charge-offs$242,000506
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$28,000398
Net operating income$1,150,0001,625
2017-12-31 (YTD Data)Rank
Total interest income$16,368,0001,628
Total interest expense$676,0003,186
Net interest income$15,692,0001,494
Provision for loan and lease losses$2,280,000470
Total noninterest income$1,274,0002,621
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$161,0003,747
Trading account gains and feesNANA
Additional Noninterest Income$1,113,0002,167
Total noninterest expense$8,765,0002,123
Salaries and employee benefits$5,620,0001,911
Premises and equipment expense$512,0003,220
Additional noninterest expense$2,633,0002,162
Pre-tax net operating income$5,921,0001,478
Securities gains (losses)$02,243
Applicable income taxes$2,638,0001,056
Income before extraordinary items$3,283,0001,895
Extraordinary gains, net$09
Net income$3,283,0001,895
Minority interest net income$076
Net income of bank and minority interests.$3,283,0001,896
Net charge-offs$1,599,000485
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$6,359,00089
Net operating income$3,283,0001,877
2017-09-30 (YTD Data)Rank
Total interest income$11,898,0001,670
Total interest expense$468,0003,328
Net interest income$11,430,0001,532
Provision for loan and lease losses$1,768,000452
Total noninterest income$994,0002,573
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$115,0003,835
Trading account gains and feesNANA
Additional Noninterest Income$879,0002,127
Total noninterest expense$6,271,0002,204
Salaries and employee benefits$4,077,0001,972
Premises and equipment expense$380,0003,285
Additional noninterest expense$1,814,0002,311
Pre-tax net operating income$4,385,0001,503
Securities gains (losses)$02,274
Applicable income taxes$1,708,0001,017
Income before extraordinary items$2,677,0001,914
Extraordinary gains, net$09
Net income$2,677,0001,914
Minority interest net income$071
Net income of bank and minority interests.$2,677,0001,914
Net charge-offs$1,191,000438
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$6,035,00071
Net operating income$2,677,0001,886
2017-06-30 (YTD Data)Rank
Total interest income$7,551,0001,728
Total interest expense$267,0003,559
Net interest income$7,284,0001,588
Provision for loan and lease losses$1,128,000464
Total noninterest income$732,0002,457
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$78,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,011
Total noninterest expense$4,065,0002,255
Salaries and employee benefits$2,657,0002,017
Premises and equipment expense$244,0003,360
Additional noninterest expense$1,164,0002,383
Pre-tax net operating income$2,823,0001,535
Securities gains (losses)$01,906
Applicable income taxes$1,100,0001,040
Income before extraordinary items$1,723,0001,924
Extraordinary gains, net$011
Net income$1,723,0001,924
Minority interest net income$071
Net income of bank and minority interests.$1,723,0001,924
Net charge-offs$657,000464
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$6,008,00054
Net operating income$1,723,0001,898
2017-03-31 (YTD Data)Rank
Total interest income$3,585,0001,808
Total interest expense$129,0003,602
Net interest income$3,456,0001,671
Provision for loan and lease losses$554,000423
Total noninterest income$367,0002,446
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$45,0003,646
Trading account gains and feesNANA
Additional Noninterest Income$322,0002,004
Total noninterest expense$2,025,0002,285
Salaries and employee benefits$1,299,0002,078
Premises and equipment expense$125,0003,339
Additional noninterest expense$601,0002,317
Pre-tax net operating income$1,244,0001,672
Securities gains (losses)$01,153
Applicable income taxes$482,0001,111
Income before extraordinary items$762,0002,054
Extraordinary gains, net$08
Net income$762,0002,055
Minority interest net income$055
Net income of bank and minority interests.$762,0002,055
Net charge-offs$429,000369
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$5,692,00033
Net operating income$762,0002,028
2016-12-31 (YTD Data)Rank
Total interest income$12,682,0001,980
Total interest expense$414,0003,963
Net interest income$12,268,0001,821
Provision for loan and lease losses$1,381,000692
Total noninterest income$968,0003,088
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$182,0003,703
Trading account gains and fees$0170
Additional Noninterest Income$786,0002,681
Total noninterest expense$7,257,0002,489
Salaries and employee benefits$4,887,0002,122
Premises and equipment expense$420,0003,693
Additional noninterest expense$1,950,0002,808
Pre-tax net operating income$4,598,0001,731
Securities gains (losses)$2,0003,045
Applicable income taxes$1,745,0001,155
Income before extraordinary items$2,855,0002,188
Extraordinary gains, net$05
Net income$2,855,0002,186
Minority interest net income$082
Net income of bank and minority interests.$2,855,0002,187
Net charge-offs$782,000796
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$298,000344
Net operating income$2,853,7202,133
2016-09-30 (YTD Data)Rank
Total interest income$9,273,0002,027
Total interest expense$306,0004,016
Net interest income$8,967,0001,867
Provision for loan and lease losses$969,000707
Total noninterest income$692,0003,166
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$136,0003,740
Trading account gains and fees$0169
Additional Noninterest Income$556,0002,759
Total noninterest expense$5,311,0002,524
Salaries and employee benefits$3,589,0002,159
Premises and equipment expense$308,0003,746
Additional noninterest expense$1,414,0002,864
Pre-tax net operating income$3,379,0001,792
Securities gains (losses)$2,0002,985
Applicable income taxes$1,276,0001,216
Income before extraordinary items$2,105,0002,262
Extraordinary gains, net$05
Net income$2,105,0002,261
Minority interest net income$071
Net income of bank and minority interests.$2,105,0002,262
Net charge-offs$607,000684
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$234,000316
Net operating income$2,103,7202,195
2016-06-30 (YTD Data)Rank
Total interest income$6,051,0002,068
Total interest expense$203,0004,042
Net interest income$5,848,0001,911
Provision for loan and lease losses$711,000641
Total noninterest income$371,0003,511
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$87,0003,783
Trading account gains and fees$0157
Additional Noninterest Income$284,0003,093
Total noninterest expense$3,516,0002,551
Salaries and employee benefits$2,372,0002,189
Premises and equipment expense$208,0003,747
Additional noninterest expense$936,0002,881
Pre-tax net operating income$1,992,0001,950
Securities gains (losses)$2,0002,664
Applicable income taxes$730,0001,322
Income before extraordinary items$1,264,0002,411
Extraordinary gains, net$016
Net income$1,264,0002,410
Minority interest net income$071
Net income of bank and minority interests.$1,264,0002,410
Net charge-offs$450,000648
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$164,000306
Net operating income$1,262,7202,351
2016-03-31 (YTD Data)Rank
Total interest income$2,909,0002,135
Total interest expense$96,0004,173
Net interest income$2,813,0001,980
Provision for loan and lease losses$269,000758
Total noninterest income$119,0004,176
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$40,0003,910
Trading account gains and fees$0142
Additional Noninterest Income$79,0003,885
Total noninterest expense$1,768,0002,546
Salaries and employee benefits$1,199,0002,175
Premises and equipment expense$105,0003,775
Additional noninterest expense$464,0002,912
Pre-tax net operating income$895,0002,089
Securities gains (losses)$02,077
Applicable income taxes$315,0001,426
Income before extraordinary items$580,0002,493
Extraordinary gains, net$012
Net income$580,0002,493
Minority interest net income$062
Net income of bank and minority interests.$580,0002,493
Net charge-offs$257,000542
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$27,000400
Net operating income$580,0002,447
2015-12-31 (YTD Data)Rank
Total interest income$10,656,0002,249
Total interest expense$318,0004,514
Net interest income$10,338,0002,068
Provision for loan and lease losses$951,000846
Total noninterest income$1,316,0002,653
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$164,0004,020
Trading account gains and fees$0159
Additional Noninterest Income$1,152,0002,199
Total noninterest expense$6,291,0002,765
Salaries and employee benefits$4,322,0002,324
Premises and equipment expense$341,0004,227
Additional noninterest expense$1,628,0003,231
Pre-tax net operating income$4,412,0001,745
Securities gains (losses)$03,216
Applicable income taxes$1,672,0001,149
Income before extraordinary items$2,740,0002,184
Extraordinary gains, net$023
Net income$2,740,0002,184
Minority interest net income$081
Net income of bank and minority interests.$2,740,0002,185
Net charge-offs$406,0001,344
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$2,180,000142
Net operating income$2,740,0002,146
2015-09-30 (YTD Data)Rank
Total interest income$7,740,0002,322
Total interest expense$225,0004,684
Net interest income$7,515,0002,132
Provision for loan and lease losses$656,000838
Total noninterest income$997,0002,666
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$123,0004,055
Trading account gains and fees$0153
Additional Noninterest Income$874,0002,192
Total noninterest expense$4,494,0002,880
Salaries and employee benefits$3,107,0002,417
Premises and equipment expense$231,0004,466
Additional noninterest expense$1,156,0003,359
Pre-tax net operating income$3,362,0001,744
Securities gains (losses)$03,031
Applicable income taxes$1,269,0001,173
Income before extraordinary items$2,093,0002,184
Extraordinary gains, net$021
Net income$2,093,0002,185
Minority interest net income$078
Net income of bank and minority interests.$2,093,0002,185
Net charge-offs$177,0001,666
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,631,000131
Net operating income$2,093,0002,140
2015-06-30 (YTD Data)Rank
Total interest income$4,955,0002,405
Total interest expense$140,0004,845
Net interest income$4,815,0002,226
Provision for loan and lease losses$351,000999
Total noninterest income$611,0002,794
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$82,0004,023
Trading account gains and fees$0157
Additional Noninterest Income$529,0002,352
Total noninterest expense$2,847,0003,001
Salaries and employee benefits$1,966,0002,550
Premises and equipment expense$146,0004,606
Additional noninterest expense$735,0003,477
Pre-tax net operating income$2,228,0001,745
Securities gains (losses)$02,636
Applicable income taxes$840,0001,164
Income before extraordinary items$1,388,0002,185
Extraordinary gains, net$022
Net income$1,388,0002,188
Minority interest net income$075
Net income of bank and minority interests.$1,388,0002,188
Net charge-offs$92,0001,799
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$744,000152
Net operating income$1,388,0002,131
2015-03-31 (YTD Data)Rank
Total interest income$2,378,0002,493
Total interest expense$65,0004,996
Net interest income$2,313,0002,307
Provision for loan and lease losses$215,000855
Total noninterest income$177,0003,618
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$40,0004,052
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$1,363,0003,103
Salaries and employee benefits$957,0002,615
Premises and equipment expense$65,0004,833
Additional noninterest expense$341,0003,654
Pre-tax net operating income$912,0002,006
Securities gains (losses)$02,027
Applicable income taxes$343,0001,321
Income before extraordinary items$569,0002,488
Extraordinary gains, net$013
Net income$569,0002,491
Minority interest net income$064
Net income of bank and minority interests.$569,0002,490
Net charge-offs$45,0001,636
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$166,000201
Net operating income$569,0002,415
2014-12-31 (YTD Data)Rank
Total interest income$8,521,0002,754
Total interest expense$247,0005,244
Net interest income$8,274,0002,545
Provision for loan and lease losses$383,0001,725
Total noninterest income$882,0003,313
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$165,0004,229
Trading account gains and fees$0180
Additional Noninterest Income$717,0002,775
Total noninterest expense$4,995,0003,313
Salaries and employee benefits$3,515,0002,753
Premises and equipment expense$188,0005,430
Additional noninterest expense$1,292,0003,893
Pre-tax net operating income$3,778,0001,923
Securities gains (losses)$11,0002,605
Applicable income taxes$1,388,0001,259
Income before extraordinary items$2,401,0002,377
Extraordinary gains, net$017
Net income$2,401,0002,377
Minority interest net income$084
Net income of bank and minority interests.$2,401,0002,377
Net charge-offs$-29,0005,884
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$381,000340
Net operating income$2,393,9602,341
2014-09-30 (YTD Data)Rank
Total interest income$6,213,0002,832
Total interest expense$185,0005,319
Net interest income$6,028,0002,622
Provision for loan and lease losses$239,0001,871
Total noninterest income$578,0003,576
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$123,0004,290
Trading account gains and fees$0174
Additional Noninterest Income$455,0003,039
Total noninterest expense$3,606,0003,426
Salaries and employee benefits$2,582,0002,800
Premises and equipment expense$141,0005,489
Additional noninterest expense$883,0004,116
Pre-tax net operating income$2,761,0001,984
Securities gains (losses)$02,980
Applicable income taxes$1,034,0001,283
Income before extraordinary items$1,727,0002,473
Extraordinary gains, net$015
Net income$1,727,0002,474
Minority interest net income$081
Net income of bank and minority interests.$1,727,0002,473
Net charge-offs$-72,0006,139
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$381,000273
Net operating income$1,727,0002,426
2014-06-30 (YTD Data)Rank
Total interest income$4,004,0002,916
Total interest expense$123,0005,375
Net interest income$3,881,0002,694
Provision for loan and lease losses$163,0001,824
Total noninterest income$353,0003,721
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$272,0003,178
Total noninterest expense$2,299,0003,531
Salaries and employee benefits$1,656,0002,897
Premises and equipment expense$93,0005,551
Additional noninterest expense$550,0004,284
Pre-tax net operating income$1,772,0001,996
Securities gains (losses)$02,580
Applicable income taxes$667,0001,291
Income before extraordinary items$1,105,0002,462
Extraordinary gains, net$020
Net income$1,105,0002,466
Minority interest net income$080
Net income of bank and minority interests.$1,105,0002,466
Net charge-offs$-66,0006,223
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$294,000233
Net operating income$1,105,0002,431
2014-03-31 (YTD Data)Rank
Total interest income$1,934,0002,993
Total interest expense$62,0005,430
Net interest income$1,872,0002,785
Provision for loan and lease losses$168,0001,122
Total noninterest income$100,0004,623
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$41,0004,270
Trading account gains and fees$0147
Additional Noninterest Income$59,0004,339
Total noninterest expense$1,120,0003,619
Salaries and employee benefits$808,0002,976
Premises and equipment expense$48,0005,555
Additional noninterest expense$264,0004,400
Pre-tax net operating income$684,0002,365
Securities gains (losses)$01,715
Applicable income taxes$260,0001,474
Income before extraordinary items$424,0002,890
Extraordinary gains, net$016
Net income$424,0002,893
Minority interest net income$066
Net income of bank and minority interests.$424,0002,893
Net charge-offs$-1,0004,711
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$208,000175
Net operating income$424,0002,849
2013-12-31 (YTD Data)Rank
Total interest income$6,731,0003,356
Total interest expense$226,0005,771
Net interest income$6,505,0003,064
Provision for loan and lease losses$672,0001,520
Total noninterest income$687,0003,897
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$135,0004,755
Trading account gains and fees$0184
Additional Noninterest Income$552,0003,233
Total noninterest expense$4,238,0003,778
Salaries and employee benefits$3,053,0003,068
Premises and equipment expense$146,0005,951
Additional noninterest expense$1,039,0004,502
Pre-tax net operating income$2,282,0002,616
Securities gains (losses)$13,0002,535
Applicable income taxes$857,0001,611
Income before extraordinary items$1,438,0003,240
Extraordinary gains, net$029
Net income$1,438,0003,242
Minority interest net income$090
Net income of bank and minority interests.$1,438,0003,243
Net charge-offs$302,0002,578
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$427,000309
Net operating income$1,429,6803,186
2013-09-30 (YTD Data)Rank
Total interest income$4,806,0003,491
Total interest expense$168,0005,876
Net interest income$4,638,0003,215
Provision for loan and lease losses$591,0001,351
Total noninterest income$410,0004,343
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$99,0004,835
Trading account gains and fees$0180
Additional Noninterest Income$311,0003,690
Total noninterest expense$3,056,0003,891
Salaries and employee benefits$2,166,0003,212
Premises and equipment expense$106,0006,040
Additional noninterest expense$784,0004,517
Pre-tax net operating income$1,401,0003,043
Securities gains (losses)$13,0002,404
Applicable income taxes$519,0001,881
Income before extraordinary items$895,0003,627
Extraordinary gains, net$025
Net income$895,0003,629
Minority interest net income$084
Net income of bank and minority interests.$895,0003,631
Net charge-offs$309,0002,088
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$329,000273
Net operating income$886,6803,568
2013-06-30 (YTD Data)Rank
Total interest income$3,026,0003,637
Total interest expense$113,0005,931
Net interest income$2,913,0003,361
Provision for loan and lease losses$480,0001,203
Total noninterest income$204,0004,805
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$64,0004,876
Trading account gains and fees$0157
Additional Noninterest Income$140,0004,300
Total noninterest expense$1,988,0003,973
Salaries and employee benefits$1,400,0003,295
Premises and equipment expense$70,0006,085
Additional noninterest expense$518,0004,554
Pre-tax net operating income$649,0003,692
Securities gains (losses)$13,0002,195
Applicable income taxes$236,0002,280
Income before extraordinary items$426,0004,212
Extraordinary gains, net$022
Net income$426,0004,214
Minority interest net income$082
Net income of bank and minority interests.$426,0004,215
Net charge-offs$228,0001,969
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$239,000246
Net operating income$417,6804,137
2013-03-31 (YTD Data)Rank
Total interest income$1,409,0003,851
Total interest expense$56,0006,025
Net interest income$1,353,0003,546
Provision for loan and lease losses$277,0001,079
Total noninterest income$95,0004,929
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$66,0004,354
Total noninterest expense$1,009,0003,966
Salaries and employee benefits$710,0003,286
Premises and equipment expense$46,0005,781
Additional noninterest expense$253,0004,612
Pre-tax net operating income$162,0004,762
Securities gains (losses)$01,966
Applicable income taxes$53,0002,948
Income before extraordinary items$109,0005,139
Extraordinary gains, net$010
Net income$109,0005,141
Minority interest net income$076
Net income of bank and minority interests.$109,0005,141
Net charge-offs$192,0001,391
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,000740
Net operating income$109,0005,037
2012-12-31 (YTD Data)Rank
Total interest income$4,779,0004,422
Total interest expense$263,0006,121
Net interest income$4,516,0004,088
Provision for loan and lease losses$165,0004,177
Total noninterest income$300,0005,213
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$101,0005,423
Trading account gains and fees$0166
Additional Noninterest Income$199,0004,601
Total noninterest expense$3,630,0004,288
Salaries and employee benefits$2,379,0003,691
Premises and equipment expense$107,0006,462
Additional noninterest expense$1,144,0004,473
Pre-tax net operating income$1,021,0003,987
Securities gains (losses)$7,0003,461
Applicable income taxes$397,0002,412
Income before extraordinary items$631,0004,613
Extraordinary gains, net$029
Net income$631,0004,612
Minority interest net income$093
Net income of bank and minority interests.$631,0004,613
Net charge-offs$143,0004,097
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$32,000775
Net operating income$626,5204,453
2012-09-30 (YTD Data)Rank
Total interest income$3,528,0004,526
Total interest expense$207,0006,208
Net interest income$3,321,0004,199
Provision for loan and lease losses$-66,0006,999
Total noninterest income$197,0005,443
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$75,0005,517
Trading account gains and fees$0157
Additional Noninterest Income$122,0004,873
Total noninterest expense$2,692,0004,341
Salaries and employee benefits$1,736,0003,770
Premises and equipment expense$75,0006,601
Additional noninterest expense$881,0004,451
Pre-tax net operating income$892,0003,841
Securities gains (losses)$03,575
Applicable income taxes$335,0002,355
Income before extraordinary items$557,0004,495
Extraordinary gains, net$020
Net income$557,0004,494
Minority interest net income$086
Net income of bank and minority interests.$557,0004,493
Net charge-offs$-45,0006,906
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$24,000737
Net operating income$557,0004,317
2012-06-30 (YTD Data)Rank
Total interest income$2,332,0004,594
Total interest expense$139,0006,293
Net interest income$2,193,0004,240
Provision for loan and lease losses$-34,0007,061
Total noninterest income$120,0005,584
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$51,0005,494
Trading account gains and fees$0153
Additional Noninterest Income$69,0005,126
Total noninterest expense$1,760,0004,422
Salaries and employee benefits$1,121,0003,868
Premises and equipment expense$49,0006,657
Additional noninterest expense$590,0004,431
Pre-tax net operating income$587,0003,835
Securities gains (losses)$03,178
Applicable income taxes$219,0002,365
Income before extraordinary items$368,0004,493
Extraordinary gains, net$019
Net income$368,0004,497
Minority interest net income$084
Net income of bank and minority interests.$368,0004,497
Net charge-offs$-28,0006,872
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$16,000709
Net operating income$368,0004,312
2012-03-31 (YTD Data)Rank
Total interest income$1,165,0004,638
Total interest expense$71,0006,350
Net interest income$1,094,0004,273
Provision for loan and lease losses$-20,0007,130
Total noninterest income$23,0006,560
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$24,0005,577
Trading account gains and fees$0148
Additional Noninterest Income$-1,0006,917
Total noninterest expense$860,0004,495
Salaries and employee benefits$546,0003,975
Premises and equipment expense$25,0006,672
Additional noninterest expense$289,0004,480
Pre-tax net operating income$277,0003,977
Securities gains (losses)$02,210
Applicable income taxes$106,0002,394
Income before extraordinary items$171,0004,629
Extraordinary gains, net$019
Net income$171,0004,633
Minority interest net income$078
Net income of bank and minority interests.$171,0004,633
Net charge-offs$8,0004,117
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$171,0004,498
2011-12-31 (YTD Data)Rank
Total interest income$4,841,0004,649
Total interest expense$523,0005,762
Net interest income$4,318,0004,328
Provision for loan and lease losses$189,0004,688
Total noninterest income$317,0005,113
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$75,0005,893
Trading account gains and fees$0146
Additional Noninterest Income$242,0004,185
Total noninterest expense$3,446,0004,521
Salaries and employee benefits$2,142,0003,982
Premises and equipment expense$111,0006,742
Additional noninterest expense$1,193,0004,464
Pre-tax net operating income$1,000,0003,735
Securities gains (losses)$03,838
Applicable income taxes$383,0002,291
Income before extraordinary items$617,0004,349
Extraordinary gains, net$029
Net income$617,0004,351
Minority interest net income$096
Net income of bank and minority interests.$617,0004,351
Net charge-offs$189,0004,360
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$20,000947
Net operating income$617,0004,227
2011-09-30 (YTD Data)Rank
Total interest income$3,635,0004,701
Total interest expense$434,0005,692
Net interest income$3,201,0004,390
Provision for loan and lease losses$130,0004,688
Total noninterest income$250,0005,111
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$54,0005,973
Trading account gains and fees$0145
Additional Noninterest Income$196,0004,112
Total noninterest expense$2,531,0004,579
Salaries and employee benefits$1,587,0004,022
Premises and equipment expense$66,0006,953
Additional noninterest expense$878,0004,525
Pre-tax net operating income$790,0003,743
Securities gains (losses)$03,555
Applicable income taxes$302,0002,251
Income before extraordinary items$488,0004,356
Extraordinary gains, net$021
Net income$488,0004,358
Minority interest net income$087
Net income of bank and minority interests.$488,0004,358
Net charge-offs$177,0003,850
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$15,000896
Net operating income$488,0004,233
2011-06-30 (YTD Data)Rank
Total interest income$2,427,0004,732
Total interest expense$303,0005,723
Net interest income$2,124,0004,410
Provision for loan and lease losses$81,0004,635
Total noninterest income$134,0005,488
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$100,0004,543
Total noninterest expense$1,689,0004,620
Salaries and employee benefits$1,052,0004,059
Premises and equipment expense$46,0006,993
Additional noninterest expense$591,0004,567
Pre-tax net operating income$488,0003,865
Securities gains (losses)$02,914
Applicable income taxes$185,0002,299
Income before extraordinary items$303,0004,431
Extraordinary gains, net$015
Net income$303,0004,430
Minority interest net income$089
Net income of bank and minority interests.$303,0004,432
Net charge-offs$182,0003,205
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$10,000844
Net operating income$303,0004,349
2011-03-31 (YTD Data)Rank
Total interest income$1,197,0004,814
Total interest expense$161,0005,704
Net interest income$1,036,0004,469
Provision for loan and lease losses$18,0005,065
Total noninterest income$72,0005,434
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,485
Total noninterest expense$869,0004,568
Salaries and employee benefits$521,0004,114
Premises and equipment expense$27,0006,899
Additional noninterest expense$321,0004,342
Pre-tax net operating income$221,0004,063
Securities gains (losses)$01,772
Applicable income taxes$83,0002,382
Income before extraordinary items$138,0004,583
Extraordinary gains, net$09
Net income$138,0004,582
Minority interest net income$086
Net income of bank and minority interests.$138,0004,583
Net charge-offs$36,0003,608
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$138,0004,526
2010-12-31 (YTD Data)Rank
Total interest income$5,132,0004,747
Total interest expense$855,0005,580
Net interest income$4,277,0004,379
Provision for loan and lease losses$332,0004,710
Total noninterest income$135,0006,404
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$55,0006,156
Trading account gains and fees$0175
Additional Noninterest Income$80,0005,689
Total noninterest expense$3,518,0004,584
Salaries and employee benefits$2,126,0004,063
Premises and equipment expense$111,0006,968
Additional noninterest expense$1,281,0004,438
Pre-tax net operating income$562,0004,226
Securities gains (losses)$03,793
Applicable income taxes$221,0002,635
Income before extraordinary items$341,0004,807
Extraordinary gains, net$029
Net income$341,0004,810
Minority interest net income$0111
Net income of bank and minority interests.$341,0004,810
Net charge-offs$454,0003,782
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$68,000873
Net operating income$341,0004,658
2010-09-30 (YTD Data)Rank
Total interest income$3,888,0004,811
Total interest expense$680,0005,603
Net interest income$3,208,0004,434
Provision for loan and lease losses$13,0006,795
Total noninterest income$-39,0007,489
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$40,0006,264
Trading account gains and fees$0165
Additional Noninterest Income$-79,0007,368
Total noninterest expense$2,638,0004,595
Salaries and employee benefits$1,632,0004,030
Premises and equipment expense$98,0006,864
Additional noninterest expense$908,0004,574
Pre-tax net operating income$518,0004,163
Securities gains (losses)$03,651
Applicable income taxes$186,0002,624
Income before extraordinary items$332,0004,737
Extraordinary gains, net$023
Net income$332,0004,740
Minority interest net income$0110
Net income of bank and minority interests.$332,0004,740
Net charge-offs$28,0005,863
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$51,000816
Net operating income$332,0004,543
2010-06-30 (YTD Data)Rank
Total interest income$2,583,0004,865
Total interest expense$464,0005,648
Net interest income$2,119,0004,464
Provision for loan and lease losses$103,0005,115
Total noninterest income$-73,0007,621
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$27,0006,278
Trading account gains and fees$0152
Additional Noninterest Income$-100,0007,522
Total noninterest expense$1,740,0004,639
Salaries and employee benefits$1,087,0004,053
Premises and equipment expense$63,0006,957
Additional noninterest expense$590,0004,629
Pre-tax net operating income$203,0004,922
Securities gains (losses)$03,184
Applicable income taxes$78,0002,989
Income before extraordinary items$125,0005,382
Extraordinary gains, net$019
Net income$125,0005,383
Minority interest net income$0105
Net income of bank and minority interests.$125,0005,384
Net charge-offs$38,0005,106
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$34,000754
Net operating income$125,0005,254
2010-03-31 (YTD Data)Rank
Total interest income$1,274,0004,964
Total interest expense$236,0005,735
Net interest income$1,038,0004,562
Provision for loan and lease losses$17,0005,830
Total noninterest income$65,0005,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$51,0004,653
Total noninterest expense$900,0004,584
Salaries and employee benefits$544,0004,107
Premises and equipment expense$29,0007,134
Additional noninterest expense$327,0004,361
Pre-tax net operating income$186,0004,213
Securities gains (losses)$02,284
Applicable income taxes$67,0002,520
Income before extraordinary items$119,0004,738
Extraordinary gains, net$016
Net income$119,0004,738
Minority interest net income$091
Net income of bank and minority interests.$119,0004,737
Net charge-offs$15,0004,608
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$17,000699
Net operating income$119,0004,627
2009-12-31 (YTD Data)Rank
Total interest income$5,523,0004,849
Total interest expense$935,0006,158
Net interest income$4,588,0004,169
Provision for loan and lease losses$1,258,0003,140
Total noninterest income$-49,0007,754
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$53,0006,420
Trading account gains and fees$0211
Additional Noninterest Income$-102,0007,596
Total noninterest expense$3,310,0004,896
Salaries and employee benefits$2,155,0004,128
Premises and equipment expense$112,0007,269
Additional noninterest expense$1,043,0005,136
Pre-tax net operating income$-29,0005,473
Securities gains (losses)$03,754
Applicable income taxes$-19,0006,309
Income before extraordinary items$-10,0005,558
Extraordinary gains, net$034
Net income$-10,0005,556
Minority interest net income$0115
Net income of bank and minority interests.$-10,0005,556
Net charge-offs$806,0003,171
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$59,0001,026
Net operating income$-10,0005,506
2009-09-30 (YTD Data)Rank
Total interest income$4,143,0004,912
Total interest expense$685,0006,349
Net interest income$3,458,0004,158
Provision for loan and lease losses$330,0004,443
Total noninterest income$-108,0007,921
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$40,0006,466
Trading account gains and fees$0212
Additional Noninterest Income$-148,0007,844
Total noninterest expense$2,461,0004,929
Salaries and employee benefits$1,584,0004,215
Premises and equipment expense$84,0007,334
Additional noninterest expense$793,0005,082
Pre-tax net operating income$559,0003,721
Securities gains (losses)$03,497
Applicable income taxes$197,0002,334
Income before extraordinary items$362,0004,185
Extraordinary gains, net$027
Net income$362,0004,180
Minority interest net income$0118
Net income of bank and minority interests.$362,0004,183
Net charge-offs$216,0004,160
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$36,000990
Net operating income$362,0004,102
2009-06-30 (YTD Data)Rank
Total interest income$2,686,0005,023
Total interest expense$460,0006,454
Net interest income$2,226,0004,257
Provision for loan and lease losses$120,0005,054
Total noninterest income$-145,0008,060
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$26,0006,518
Trading account gains and fees$0193
Additional Noninterest Income$-171,0008,005
Total noninterest expense$1,612,0005,028
Salaries and employee benefits$1,035,0004,335
Premises and equipment expense$53,0007,452
Additional noninterest expense$524,0005,117
Pre-tax net operating income$349,0003,924
Securities gains (losses)$03,136
Applicable income taxes$123,0002,458
Income before extraordinary items$226,0004,388
Extraordinary gains, net$021
Net income$226,0004,385
Minority interest net income$0112
Net income of bank and minority interests.$226,0004,385
Net charge-offs$203,0003,400
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$18,0001,009
Net operating income$226,0004,279
2009-03-31 (YTD Data)Rank
Total interest income$1,313,0005,142
Total interest expense$236,0006,510
Net interest income$1,077,0004,354
Provision for loan and lease losses$67,0004,526
Total noninterest income$-61,0008,141
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$13,0006,516
Trading account gains and fees$0171
Additional Noninterest Income$-74,0008,105
Total noninterest expense$792,0004,981
Salaries and employee benefits$524,0004,319
Premises and equipment expense$26,0007,517
Additional noninterest expense$242,0005,036
Pre-tax net operating income$157,0004,427
Securities gains (losses)$02,434
Applicable income taxes$58,0002,756
Income before extraordinary items$99,0004,980
Extraordinary gains, net$015
Net income$99,0004,983
Minority interest net income$0102
Net income of bank and minority interests.$99,0004,982
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$14,000825
Net operating income$99,0004,818
2008-12-31 (YTD Data)Rank
Total interest income$5,532,0005,170
Total interest expense$1,812,0005,557
Net interest income$3,720,0004,799
Provision for loan and lease losses$363,0004,295
Total noninterest income$165,0006,752
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$42,0006,753
Trading account gains and fees$0154
Additional Noninterest Income$123,0005,638
Total noninterest expense$2,967,0005,150
Salaries and employee benefits$2,006,0004,438
Premises and equipment expense$82,0007,781
Additional noninterest expense$879,0005,210
Pre-tax net operating income$555,0004,708
Securities gains (losses)$03,220
Applicable income taxes$201,0002,809
Income before extraordinary items$354,0004,898
Extraordinary gains, net$039
Net income$354,0004,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$205,000768
Net operating income$354,0005,063
2008-09-30 (YTD Data)Rank
Total interest income$4,120,0005,266
Total interest expense$1,457,0005,503
Net interest income$2,663,0004,965
Provision for loan and lease losses$169,0004,473
Total noninterest income$129,0006,804
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$31,0006,807
Trading account gains and fees$0148
Additional Noninterest Income$98,0005,658
Total noninterest expense$2,127,0005,279
Salaries and employee benefits$1,424,0004,644
Premises and equipment expense$45,0008,041
Additional noninterest expense$658,0005,150
Pre-tax net operating income$496,0004,946
Securities gains (losses)$03,106
Applicable income taxes$177,0003,043
Income before extraordinary items$319,0005,135
Extraordinary gains, net$031
Net income$319,0005,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$190,000593
Net operating income$319,0005,307
2008-06-30 (YTD Data)Rank
Total interest income$2,691,0005,387
Total interest expense$998,0005,582
Net interest income$1,693,0005,117
Provision for loan and lease losses$109,0004,150
Total noninterest income$76,0007,031
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$22,0006,802
Trading account gains and fees$0149
Additional Noninterest Income$54,0006,025
Total noninterest expense$1,372,0005,406
Salaries and employee benefits$926,0004,757
Premises and equipment expense$25,0008,169
Additional noninterest expense$421,0005,262
Pre-tax net operating income$288,0005,336
Securities gains (losses)$03,233
Applicable income taxes$103,0003,427
Income before extraordinary items$185,0005,720
Extraordinary gains, net$021
Net income$185,0005,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$25,000909
Net operating income$185,0005,659
2008-03-31 (YTD Data)Rank
Total interest income$1,371,0005,435
Total interest expense$549,0005,526
Net interest income$822,0005,225
Provision for loan and lease losses$24,0004,755
Total noninterest income$40,0006,960
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$13,0006,679
Trading account gains and fees$0158
Additional Noninterest Income$27,0006,042
Total noninterest expense$684,0005,442
Salaries and employee benefits$463,0004,799
Premises and equipment expense$11,0008,240
Additional noninterest expense$210,0005,226
Pre-tax net operating income$154,0005,404
Securities gains (losses)$02,688
Applicable income taxes$59,0003,384
Income before extraordinary items$95,0005,908
Extraordinary gains, net$015
Net income$95,0005,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$10,000822
Net operating income$95,0005,823
2007-12-31 (YTD Data)Rank
Total interest income$5,509,0005,466
Total interest expense$2,511,0005,253
Net interest income$2,998,0005,503
Provision for loan and lease losses$125,0004,554
Total noninterest income$107,0007,488
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$18,0007,177
Trading account gains and fees$0178
Additional Noninterest Income$89,0006,391
Total noninterest expense$2,285,0005,848
Salaries and employee benefits$1,521,0005,262
Premises and equipment expense$32,0008,384
Additional noninterest expense$732,0005,614
Pre-tax net operating income$695,0005,461
Securities gains (losses)$02,146
Applicable income taxes$257,0003,575
Income before extraordinary items$438,0005,904
Extraordinary gains, net$039
Net income$438,0005,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,400
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$207,000747
Net operating income$438,0005,901
2007-09-30 (YTD Data)Rank
Total interest income$4,040,0005,535
Total interest expense$1,852,0005,310
Net interest income$2,188,0005,605
Provision for loan and lease losses$72,0004,634
Total noninterest income$72,0007,647
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$12,0007,242
Trading account gains and fees$0184
Additional Noninterest Income$60,0006,545
Total noninterest expense$1,647,0005,935
Salaries and employee benefits$1,076,0005,415
Premises and equipment expense$28,0008,350
Additional noninterest expense$543,0005,593
Pre-tax net operating income$541,0005,637
Securities gains (losses)$01,655
Applicable income taxes$207,0003,684
Income before extraordinary items$334,0006,143
Extraordinary gains, net$033
Net income$334,0006,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$153,000663
Net operating income$334,0006,131
2007-06-30 (YTD Data)Rank
Total interest income$2,580,0005,685
Total interest expense$1,183,0005,420
Net interest income$1,397,0005,752
Provision for loan and lease losses$59,0004,208
Total noninterest income$37,0007,922
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$7,0007,313
Trading account gains and fees$0168
Additional Noninterest Income$30,0006,985
Total noninterest expense$1,081,0006,021
Salaries and employee benefits$702,0005,538
Premises and equipment expense$10,0008,506
Additional noninterest expense$369,0005,535
Pre-tax net operating income$294,0006,076
Securities gains (losses)$01,444
Applicable income taxes$113,0003,992
Income before extraordinary items$181,0006,517
Extraordinary gains, net$029
Net income$181,0006,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$150,000510
Net operating income$181,0006,510
2007-03-31 (YTD Data)Rank
Total interest income$1,249,0005,786
Total interest expense$572,0005,503
Net interest income$677,0005,842
Provision for loan and lease losses$22,0004,272
Total noninterest income$16,0008,027
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$4,0007,300
Trading account gains and fees$0195
Additional Noninterest Income$12,0007,222
Total noninterest expense$524,0006,159
Salaries and employee benefits$345,0005,634
Premises and equipment expense$-6,0008,645
Additional noninterest expense$185,0005,520
Pre-tax net operating income$147,0006,091
Securities gains (losses)$01,187
Applicable income taxes$56,0003,993
Income before extraordinary items$91,0006,530
Extraordinary gains, net$022
Net income$91,0006,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$91,0006,517
2006-12-31 (YTD Data)Rank
Total interest income$4,169,0006,010
Total interest expense$1,781,0005,720
Net interest income$2,388,0006,141
Provision for loan and lease losses$332,0002,598
Total noninterest income$41,0008,280
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$12,0007,388
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,722
Total noninterest expense$1,717,0006,551
Salaries and employee benefits$1,067,0006,251
Premises and equipment expense$78,0008,049
Additional noninterest expense$572,0006,187
Pre-tax net operating income$380,0006,845
Securities gains (losses)$01,687
Applicable income taxes$-254,0008,494
Income before extraordinary items$634,0005,702
Extraordinary gains, net$051
Net income$634,0005,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$634,0005,687
2006-09-30 (YTD Data)Rank
Total interest income$2,942,0006,186
Total interest expense$1,222,0005,874
Net interest income$1,720,0006,295
Provision for loan and lease losses$194,0002,927
Total noninterest income$26,0008,404
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$9,0007,461
Trading account gains and fees$0126
Additional Noninterest Income$17,0007,944
Total noninterest expense$1,252,0006,639
Salaries and employee benefits$762,0006,367
Premises and equipment expense$86,0007,657
Additional noninterest expense$404,0006,369
Pre-tax net operating income$300,0007,007
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$300,0006,726
Extraordinary gains, net$045
Net income$300,0006,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$300,0006,727
2006-06-30 (YTD Data)Rank
Total interest income$1,867,0006,299
Total interest expense$774,0005,895
Net interest income$1,093,0006,446
Provision for loan and lease losses$136,0002,806
Total noninterest income$14,0008,495
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,0007,536
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,144
Total noninterest expense$812,0006,729
Salaries and employee benefits$481,0006,535
Premises and equipment expense$80,0007,182
Additional noninterest expense$251,0006,562
Pre-tax net operating income$159,0007,331
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$159,0007,086
Extraordinary gains, net$039
Net income$159,0007,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$159,0007,098
2006-03-31 (YTD Data)Rank
Total interest income$878,0006,417
Total interest expense$382,0005,812
Net interest income$496,0006,705
Provision for loan and lease losses$60,0002,788
Total noninterest income$8,0008,480
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0007,527
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,055
Total noninterest expense$383,0006,876
Salaries and employee benefits$231,0006,638
Premises and equipment expense$37,0007,336
Additional noninterest expense$115,0006,747
Pre-tax net operating income$61,0007,560
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$61,0007,342
Extraordinary gains, net$021
Net income$61,0007,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$61,0007,353
2005-12-31 (YTD Data)Rank
Total interest income$1,893,0007,553
Total interest expense$618,0007,280
Net interest income$1,275,0007,596
Provision for loan and lease losses$224,0003,401
Total noninterest income$15,0008,634
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,0007,677
Trading account gains and fees$0138
Additional Noninterest Income$11,0008,394
Total noninterest expense$1,207,0007,390
Salaries and employee benefits$750,0007,097
Premises and equipment expense$124,0007,598
Additional noninterest expense$333,0007,445
Pre-tax net operating income$-141,0008,354
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-141,0008,390
Extraordinary gains, net$046
Net income$-141,0008,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,118
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-141,0008,368
2005-09-30 (YTD Data)Rank
Total interest income$1,232,0007,788
Total interest expense$374,0007,579
Net interest income$858,0007,795
Provision for loan and lease losses$157,0003,407
Total noninterest income$10,0008,699
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,0007,723
Trading account gains and fees$0126
Additional Noninterest Income$7,0008,472
Total noninterest expense$884,0007,434
Salaries and employee benefits$548,0007,143
Premises and equipment expense$91,0007,613
Additional noninterest expense$245,0007,488
Pre-tax net operating income$-173,0008,473
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-173,0008,505
Extraordinary gains, net$035
Net income$-173,0008,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,516
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-173,0008,475
2005-06-30 (YTD Data)Rank
Total interest income$694,0008,031
Total interest expense$183,0007,934
Net interest income$511,0007,965
Provision for loan and lease losses$90,0003,491
Total noninterest income$6,0008,715
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$6,0008,403
Total noninterest expense$594,0007,420
Salaries and employee benefits$363,0007,171
Premises and equipment expense$61,0007,596
Additional noninterest expense$170,0007,402
Pre-tax net operating income$-167,0008,533
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-167,0008,563
Extraordinary gains, net$030
Net income$-167,0008,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-167,0008,539
2005-03-31 (YTD Data)Rank
Total interest income$297,0008,285
Total interest expense$63,0008,348
Net interest income$234,0008,172
Provision for loan and lease losses$23,0004,505
Total noninterest income$3,0008,778
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,454
Total noninterest expense$295,0007,487
Salaries and employee benefits$172,0007,349
Premises and equipment expense$30,0007,706
Additional noninterest expense$93,0007,297
Pre-tax net operating income$-81,0008,624
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-81,0008,640
Extraordinary gains, net$024
Net income$-81,0008,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-81,0008,615
2004-12-31 (YTD Data)Rank
Total interest income$473,0008,771
Total interest expense$42,0008,850
Net interest income$431,0008,712
Provision for loan and lease losses$128,0004,513
Total noninterest income$8,0008,851
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$8,0008,601
Total noninterest expense$1,240,0007,373
Salaries and employee benefits$677,0007,368
Premises and equipment expense$122,0007,684
Additional noninterest expense$441,0006,887
Pre-tax net operating income$-929,0008,791
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-929,0008,825
Extraordinary gains, net$034
Net income$-929,0008,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,652,000116
Net operating income$-929,0008,801
2004-09-30 (YTD Data)Rank
Total interest income$236,0008,908
Total interest expense$18,0008,927
Net interest income$218,0008,876
Provision for loan and lease losses$63,0005,070
Total noninterest income$5,0008,927
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$5,0008,693
Total noninterest expense$982,0007,210
Salaries and employee benefits$492,0007,378
Premises and equipment expense$91,0007,696
Additional noninterest expense$399,0006,309
Pre-tax net operating income$-822,0008,865
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-822,0008,898
Extraordinary gains, net$026
Net income$-822,0008,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$9,666,00086
Net operating income$-822,0008,878
2004-06-30 (YTD Data)Rank
Total interest income$79,0009,015
Total interest expense$5,0009,011
Net interest income$74,0009,003
Provision for loan and lease losses$30,0005,293
Total noninterest income$1,0009,014
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,898
Total noninterest expense$732,0006,956
Salaries and employee benefits$345,0007,334
Premises and equipment expense$61,0007,711
Additional noninterest expense$326,0005,717
Pre-tax net operating income$-687,0008,955
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-687,0008,974
Extraordinary gains, net$021
Net income$-687,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$9,666,00059
Net operating income$-687,0008,955
2004-03-31 (YTD Data)Rank
Total interest income$8,0009,105
Total interest expense$09,093
Net interest income$8,0009,092
Provision for loan and lease losses$06,501
Total noninterest income$09,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$474,0006,220
Salaries and employee benefits$205,0006,912
Premises and equipment expense$32,0007,669
Additional noninterest expense$237,0004,492
Pre-tax net operating income$-466,0009,028
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-466,0009,048
Extraordinary gains, net$016
Net income$-466,0009,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$7,040,00048
Net operating income$-466,0009,027

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.