Home > Sturgis Bank & Trust Company > Income and Expense

Sturgis Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$40,933,0001,103
Total interest expense$11,434,0001,176
Net interest income$29,499,0001,056
Provision for loan and lease losses$1,269,000727
Total noninterest income$8,695,000819
Gross Fiduciary activities income$365,000624
Service charges on deposit accounts$825,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$7,505,000667
Total noninterest expense$26,686,000978
Salaries and employee benefits$15,708,000927
Premises and equipment expense$3,625,000726
Additional noninterest expense$7,505,000667
Pre-tax net operating income$10,239,0001,141
Securities gains (losses)$-133,0003,852
Applicable income taxes$1,758,0001,066
Income before extraordinary items$8,348,0001,171
Extraordinary gains, net$054
Net income$8,348,0001,186
Minority interest net income$088
Net income of bank and minority interests.$8,348,0001,174
Net charge-offs$-167,0004,419
Cash dividends$3,995,000968
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,458,3901,180
2023-09-30 (YTD Data)Rank
Total interest income$30,109,0001,103
Total interest expense$7,738,0001,188
Net interest income$22,371,0001,051
Provision for loan and lease losses$193,0001,687
Total noninterest income$6,805,000798
Gross Fiduciary activities income$289,000617
Service charges on deposit accounts$618,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$5,898,000652
Total noninterest expense$19,769,000982
Salaries and employee benefits$11,616,000946
Premises and equipment expense$2,656,000753
Additional noninterest expense$5,898,000652
Pre-tax net operating income$9,214,0001,036
Securities gains (losses)$-133,0004,074
Applicable income taxes$1,637,000958
Income before extraordinary items$7,444,0001,061
Extraordinary gains, net$052
Net income$7,444,0001,066
Minority interest net income$081
Net income of bank and minority interests.$7,444,0001,061
Net charge-offs$-229,0004,486
Cash dividends$1,894,0001,211
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,553,0601,060
2023-06-30 (YTD Data)Rank
Total interest income$19,435,0001,104
Total interest expense$4,593,0001,179
Net interest income$14,842,0001,069
Provision for loan and lease losses$227,0001,252
Total noninterest income$3,427,000925
Gross Fiduciary activities income$247,000592
Service charges on deposit accounts$408,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$2,772,000789
Total noninterest expense$13,077,000976
Salaries and employee benefits$7,692,000945
Premises and equipment expense$1,708,000768
Additional noninterest expense$2,772,000789
Pre-tax net operating income$4,965,0001,212
Securities gains (losses)$-133,0004,258
Applicable income taxes$892,0001,086
Income before extraordinary items$3,940,0001,268
Extraordinary gains, net$051
Net income$3,940,0001,278
Minority interest net income$081
Net income of bank and minority interests.$3,940,0001,268
Net charge-offs$-221,0004,547
Cash dividends$1,475,0001,111
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,049,0601,253
2023-03-31 (YTD Data)Rank
Total interest income$9,483,0001,107
Total interest expense$2,094,0001,147
Net interest income$7,389,0001,070
Provision for loan and lease losses$239,000803
Total noninterest income$1,664,000944
Gross Fiduciary activities income$137,000600
Service charges on deposit accounts$209,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$1,318,000804
Total noninterest expense$6,519,000999
Salaries and employee benefits$3,890,000958
Premises and equipment expense$827,000815
Additional noninterest expense$1,318,000804
Pre-tax net operating income$2,295,0001,311
Securities gains (losses)$0950
Applicable income taxes$418,0001,144
Income before extraordinary items$1,877,0001,348
Extraordinary gains, net$04
Net income$1,877,0001,348
Minority interest net income$048
Net income of bank and minority interests.$1,877,0001,348
Net charge-offs$14,0001,246
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,877,0001,363
2022-12-31 (YTD Data)Rank
Total interest income$29,037,0001,176
Total interest expense$3,655,000998
Net interest income$25,382,0001,182
Provision for loan and lease losses$03,012
Total noninterest income$6,866,000968
Gross Fiduciary activities income$411,000637
Service charges on deposit accounts$812,0001,188
Trading account gains and feesNANA
Additional Noninterest Income$5,643,000822
Total noninterest expense$22,719,0001,072
Salaries and employee benefits$14,067,0001,011
Premises and equipment expense$2,985,000866
Additional noninterest expense$5,643,000822
Pre-tax net operating income$9,529,0001,317
Securities gains (losses)$0691
Applicable income taxes$1,696,0001,185
Income before extraordinary items$7,833,0001,327
Extraordinary gains, net$05
Net income$7,833,0001,327
Minority interest net income$063
Net income of bank and minority interests.$7,833,0001,327
Net charge-offs$-110,0004,301
Cash dividends$2,600,0001,271
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,833,0001,346
2022-09-30 (YTD Data)Rank
Total interest income$20,221,0001,195
Total interest expense$2,169,000942
Net interest income$18,052,0001,214
Provision for loan and lease losses$02,835
Total noninterest income$5,289,000975
Gross Fiduciary activities income$324,000630
Service charges on deposit accounts$617,0001,188
Trading account gains and feesNANA
Additional Noninterest Income$4,348,000831
Total noninterest expense$16,562,0001,102
Salaries and employee benefits$10,463,0001,021
Premises and equipment expense$2,126,000906
Additional noninterest expense$4,348,000831
Pre-tax net operating income$6,779,0001,345
Securities gains (losses)$0740
Applicable income taxes$1,185,0001,233
Income before extraordinary items$5,594,0001,365
Extraordinary gains, net$04
Net income$5,594,0001,364
Minority interest net income$057
Net income of bank and minority interests.$5,594,0001,365
Net charge-offs$-100,0004,296
Cash dividends$1,820,0001,186
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,594,0001,395
2022-06-30 (YTD Data)Rank
Total interest income$12,575,0001,219
Total interest expense$1,342,000862
Net interest income$11,233,0001,251
Provision for loan and lease losses$02,599
Total noninterest income$3,729,000926
Gross Fiduciary activities income$206,000598
Service charges on deposit accounts$408,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$3,115,000801
Total noninterest expense$11,068,0001,082
Salaries and employee benefits$6,788,0001,038
Premises and equipment expense$1,311,000957
Additional noninterest expense$2,969,0001,161
Pre-tax net operating income$3,894,0001,443
Securities gains (losses)$0687
Applicable income taxes$688,0001,255
Income before extraordinary items$3,206,0001,454
Extraordinary gains, net$04
Net income$3,206,0001,453
Minority interest net income$060
Net income of bank and minority interests.$3,206,0001,454
Net charge-offs$-246,0004,590
Cash dividends$1,320,0001,146
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,206,0001,493
2022-03-31 (YTD Data)Rank
Total interest income$6,023,0001,223
Total interest expense$709,000773
Net interest income$5,314,0001,278
Provision for loan and lease losses$02,285
Total noninterest income$1,993,000888
Gross Fiduciary activities income$96,000609
Service charges on deposit accounts$210,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$1,687,000776
Total noninterest expense$5,531,0001,086
Salaries and employee benefits$3,352,0001,048
Premises and equipment expense$653,000968
Additional noninterest expense$1,526,0001,128
Pre-tax net operating income$1,776,0001,461
Securities gains (losses)$0623
Applicable income taxes$307,0001,289
Income before extraordinary items$1,469,0001,479
Extraordinary gains, net$04
Net income$1,469,0001,478
Minority interest net income$050
Net income of bank and minority interests.$1,469,0001,479
Net charge-offs$-84,0004,519
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,469,0001,495
2021-12-31 (YTD Data)Rank
Total interest income$23,819,0001,285
Total interest expense$3,286,000835
Net interest income$20,533,0001,332
Provision for loan and lease losses$1,074,000557
Total noninterest income$9,506,000859
Gross Fiduciary activities income$505,000573
Service charges on deposit accounts$743,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$8,258,000766
Total noninterest expense$19,981,0001,166
Salaries and employee benefits$12,126,0001,114
Premises and equipment expense$2,365,0001,031
Additional noninterest expense$5,490,0001,227
Pre-tax net operating income$8,984,0001,375
Securities gains (losses)$02,062
Applicable income taxes$1,606,0001,255
Income before extraordinary items$7,378,0001,440
Extraordinary gains, net$010
Net income$7,378,0001,440
Minority interest net income$074
Net income of bank and minority interests.$7,378,0001,440
Net charge-offs$274,000878
Cash dividends$500,0002,795
Sale, conversion, retirement of capital stock, net$3,000,000136
Net operating income$7,378,0001,415
2021-09-30 (YTD Data)Rank
Total interest income$18,265,0001,286
Total interest expense$2,492,000875
Net interest income$15,773,0001,328
Provision for loan and lease losses$1,074,000404
Total noninterest income$6,171,000984
Gross Fiduciary activities income$281,000605
Service charges on deposit accounts$551,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$5,339,000857
Total noninterest expense$14,385,0001,205
Salaries and employee benefits$8,604,0001,168
Premises and equipment expense$1,731,0001,074
Additional noninterest expense$4,050,0001,240
Pre-tax net operating income$6,485,0001,461
Securities gains (losses)$02,015
Applicable income taxes$1,135,0001,366
Income before extraordinary items$5,350,0001,544
Extraordinary gains, net$08
Net income$5,350,0001,544
Minority interest net income$069
Net income of bank and minority interests.$5,350,0001,544
Net charge-offs$208,000782
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$3,000,000110
Net operating income$5,350,0001,509
2021-06-30 (YTD Data)Rank
Total interest income$11,228,0001,360
Total interest expense$1,671,000898
Net interest income$9,557,0001,426
Provision for loan and lease losses$993,000317
Total noninterest income$4,652,000896
Gross Fiduciary activities income$185,000611
Service charges on deposit accounts$361,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$4,106,000795
Total noninterest expense$9,243,0001,228
Salaries and employee benefits$5,475,0001,212
Premises and equipment expense$1,102,0001,114
Additional noninterest expense$2,666,0001,242
Pre-tax net operating income$3,973,0001,533
Securities gains (losses)$01,818
Applicable income taxes$706,0001,418
Income before extraordinary items$3,267,0001,611
Extraordinary gains, net$06
Net income$3,267,0001,611
Minority interest net income$067
Net income of bank and minority interests.$3,267,0001,611
Net charge-offs$208,000637
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$3,000,00073
Net operating income$3,267,0001,583
2021-03-31 (YTD Data)Rank
Total interest income$5,384,0001,405
Total interest expense$835,000950
Net interest income$4,549,0001,479
Provision for loan and lease losses$636,000289
Total noninterest income$2,689,000812
Gross Fiduciary activities income$84,000621
Service charges on deposit accounts$185,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$2,420,000717
Total noninterest expense$4,636,0001,208
Salaries and employee benefits$2,763,0001,187
Premises and equipment expense$567,0001,096
Additional noninterest expense$1,306,0001,250
Pre-tax net operating income$1,966,0001,544
Securities gains (losses)$01,392
Applicable income taxes$346,0001,407
Income before extraordinary items$1,620,0001,635
Extraordinary gains, net$03
Net income$1,620,0001,635
Minority interest net income$055
Net income of bank and minority interests.$1,620,0001,635
Net charge-offs$251,000376
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$3,000,00043
Net operating income$1,620,0001,596
2020-12-31 (YTD Data)Rank
Total interest income$21,567,0001,385
Total interest expense$3,576,0001,291
Net interest income$17,991,0001,415
Provision for loan and lease losses$2,897,000824
Total noninterest income$8,943,000858
Gross Fiduciary activities income$371,000610
Service charges on deposit accounts$736,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$7,836,000756
Total noninterest expense$16,459,0001,308
Salaries and employee benefits$9,845,0001,271
Premises and equipment expense$1,979,0001,195
Additional noninterest expense$4,635,0001,366
Pre-tax net operating income$7,578,0001,308
Securities gains (losses)$157,0001,152
Applicable income taxes$1,353,0001,213
Income before extraordinary items$6,382,0001,356
Extraordinary gains, net$04
Net income$6,382,0001,357
Minority interest net income$072
Net income of bank and minority interests.$6,382,0001,357
Net charge-offs$117,0001,894
Cash dividends$1,651,0001,692
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,251,6901,340
2020-09-30 (YTD Data)Rank
Total interest income$15,787,0001,437
Total interest expense$2,725,0001,333
Net interest income$13,062,0001,443
Provision for loan and lease losses$2,072,000874
Total noninterest income$6,438,000859
Gross Fiduciary activities income$270,000608
Service charges on deposit accounts$554,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$5,614,000757
Total noninterest expense$11,880,0001,329
Salaries and employee benefits$7,159,0001,290
Premises and equipment expense$1,441,0001,220
Additional noninterest expense$3,280,0001,410
Pre-tax net operating income$5,548,0001,293
Securities gains (losses)$157,0001,010
Applicable income taxes$976,0001,199
Income before extraordinary items$4,729,0001,330
Extraordinary gains, net$04
Net income$4,729,0001,330
Minority interest net income$065
Net income of bank and minority interests.$4,729,0001,330
Net charge-offs$99,0001,674
Cash dividends$1,251,0001,484
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,598,6901,309
2020-06-30 (YTD Data)Rank
Total interest income$10,218,0001,485
Total interest expense$1,829,0001,412
Net interest income$8,389,0001,487
Provision for loan and lease losses$1,125,0001,011
Total noninterest income$3,880,000877
Gross Fiduciary activities income$201,000597
Service charges on deposit accounts$375,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$3,304,000759
Total noninterest expense$7,646,0001,368
Salaries and employee benefits$4,593,0001,330
Premises and equipment expense$933,0001,246
Additional noninterest expense$2,120,0001,431
Pre-tax net operating income$3,498,0001,286
Securities gains (losses)$157,000794
Applicable income taxes$611,0001,185
Income before extraordinary items$3,044,0001,292
Extraordinary gains, net$04
Net income$3,044,0001,292
Minority interest net income$065
Net income of bank and minority interests.$3,044,0001,292
Net charge-offs$62,0001,607
Cash dividends$851,0001,464
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,913,6901,304
2020-03-31 (YTD Data)Rank
Total interest income$5,087,0001,493
Total interest expense$902,0001,536
Net interest income$4,185,0001,459
Provision for loan and lease losses$152,0001,619
Total noninterest income$1,802,000868
Gross Fiduciary activities income$98,000602
Service charges on deposit accounts$214,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$1,490,000740
Total noninterest expense$3,912,0001,347
Salaries and employee benefits$2,391,0001,295
Premises and equipment expense$466,0001,261
Additional noninterest expense$1,055,0001,448
Pre-tax net operating income$1,923,0001,081
Securities gains (losses)$01,705
Applicable income taxes$320,0001,027
Income before extraordinary items$1,603,0001,124
Extraordinary gains, net$04
Net income$1,603,0001,123
Minority interest net income$056
Net income of bank and minority interests.$1,603,0001,124
Net charge-offs$64,0001,095
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,603,0001,102
2019-12-31 (YTD Data)Rank
Total interest income$19,509,0001,551
Total interest expense$3,294,0001,700
Net interest income$16,215,0001,492
Provision for loan and lease losses$283,0002,036
Total noninterest income$5,097,0001,119
Gross Fiduciary activities income$485,000579
Service charges on deposit accounts$871,0001,248
Trading account gains and feesNANA
Additional Noninterest Income$3,741,0001,025
Total noninterest expense$14,603,0001,392
Salaries and employee benefits$8,689,0001,361
Premises and equipment expense$1,833,0001,248
Additional noninterest expense$4,081,0001,479
Pre-tax net operating income$6,426,0001,465
Securities gains (losses)$02,379
Applicable income taxes$1,050,0001,396
Income before extraordinary items$5,376,0001,515
Extraordinary gains, net$011
Net income$5,376,0001,516
Minority interest net income$076
Net income of bank and minority interests.$5,376,0001,517
Net charge-offs$60,0002,535
Cash dividends$3,001,0001,179
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,376,0001,483
2019-09-30 (YTD Data)Rank
Total interest income$14,499,0001,577
Total interest expense$2,423,0001,726
Net interest income$12,076,0001,517
Provision for loan and lease losses$215,0001,899
Total noninterest income$3,806,0001,109
Gross Fiduciary activities income$358,000580
Service charges on deposit accounts$660,0001,242
Trading account gains and feesNANA
Additional Noninterest Income$2,788,0001,008
Total noninterest expense$10,992,0001,395
Salaries and employee benefits$6,638,0001,339
Premises and equipment expense$1,395,0001,247
Additional noninterest expense$2,959,0001,514
Pre-tax net operating income$4,675,0001,534
Securities gains (losses)$4,0001,882
Applicable income taxes$742,0001,484
Income before extraordinary items$3,937,0001,569
Extraordinary gains, net$011
Net income$3,937,0001,571
Minority interest net income$072
Net income of bank and minority interests.$3,937,0001,571
Net charge-offs$56,0002,154
Cash dividends$1,200,0001,625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,933,6401,540
2019-06-30 (YTD Data)Rank
Total interest income$9,479,0001,606
Total interest expense$1,573,0001,734
Net interest income$7,906,0001,546
Provision for loan and lease losses$113,0002,118
Total noninterest income$2,483,0001,105
Gross Fiduciary activities income$258,000579
Service charges on deposit accounts$445,0001,214
Trading account gains and feesNANA
Additional Noninterest Income$1,780,0001,021
Total noninterest expense$7,315,0001,401
Salaries and employee benefits$4,434,0001,327
Premises and equipment expense$918,0001,275
Additional noninterest expense$1,963,0001,528
Pre-tax net operating income$2,961,0001,565
Securities gains (losses)$1,0001,602
Applicable income taxes$467,0001,503
Income before extraordinary items$2,495,0001,609
Extraordinary gains, net$011
Net income$2,495,0001,610
Minority interest net income$069
Net income of bank and minority interests.$2,495,0001,610
Net charge-offs$03,172
Cash dividends$800,0001,636
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,494,1601,577
2019-03-31 (YTD Data)Rank
Total interest income$4,612,0001,642
Total interest expense$758,0001,738
Net interest income$3,854,0001,585
Provision for loan and lease losses$38,0002,301
Total noninterest income$1,163,0001,116
Gross Fiduciary activities income$93,000627
Service charges on deposit accounts$233,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$837,0001,019
Total noninterest expense$3,739,0001,380
Salaries and employee benefits$2,262,0001,318
Premises and equipment expense$455,0001,307
Additional noninterest expense$1,022,0001,494
Pre-tax net operating income$1,240,0001,763
Securities gains (losses)$-43,0005,247
Applicable income taxes$166,0001,746
Income before extraordinary items$1,031,0001,824
Extraordinary gains, net$05
Net income$1,031,0001,822
Minority interest net income$052
Net income of bank and minority interests.$1,031,0001,823
Net charge-offs$-3,0004,217
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,067,9801,754
2018-12-31 (YTD Data)Rank
Total interest income$17,353,0001,643
Total interest expense$2,571,0001,608
Net interest income$14,782,0001,626
Provision for loan and lease losses$161,0002,574
Total noninterest income$5,037,0001,084
Gross Fiduciary activities income$451,000610
Service charges on deposit accounts$925,0001,233
Trading account gains and feesNANA
Additional Noninterest Income$3,661,000988
Total noninterest expense$14,161,0001,423
Salaries and employee benefits$8,324,0001,373
Premises and equipment expense$1,675,0001,353
Additional noninterest expense$4,162,0001,458
Pre-tax net operating income$5,497,0001,662
Securities gains (losses)$-159,0005,110
Applicable income taxes$711,0001,671
Income before extraordinary items$4,627,0001,684
Extraordinary gains, net$06
Net income$4,627,0001,682
Minority interest net income$072
Net income of bank and minority interests.$4,627,0001,683
Net charge-offs$5,0003,535
Cash dividends$1,700,0001,606
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,765,3301,636
2018-09-30 (YTD Data)Rank
Total interest income$12,746,0001,657
Total interest expense$1,837,0001,596
Net interest income$10,909,0001,654
Provision for loan and lease losses$169,0002,175
Total noninterest income$3,854,0001,081
Gross Fiduciary activities income$365,000595
Service charges on deposit accounts$691,0001,247
Trading account gains and feesNANA
Additional Noninterest Income$2,798,000978
Total noninterest expense$10,704,0001,416
Salaries and employee benefits$6,198,0001,380
Premises and equipment expense$1,264,0001,360
Additional noninterest expense$3,242,0001,416
Pre-tax net operating income$3,890,0001,748
Securities gains (losses)$01,118
Applicable income taxes$490,0001,804
Income before extraordinary items$3,400,0001,725
Extraordinary gains, net$05
Net income$3,400,0001,725
Minority interest net income$066
Net income of bank and minority interests.$3,400,0001,724
Net charge-offs$-13,0004,548
Cash dividends$1,200,0001,503
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,400,0001,711
2018-06-30 (YTD Data)Rank
Total interest income$8,261,0001,682
Total interest expense$1,151,0001,600
Net interest income$7,110,0001,687
Provision for loan and lease losses$139,0001,911
Total noninterest income$2,549,0001,085
Gross Fiduciary activities income$239,000606
Service charges on deposit accounts$460,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$1,850,000992
Total noninterest expense$7,140,0001,419
Salaries and employee benefits$4,208,0001,364
Premises and equipment expense$862,0001,344
Additional noninterest expense$2,070,0001,465
Pre-tax net operating income$2,380,0001,845
Securities gains (losses)$0961
Applicable income taxes$315,0001,826
Income before extraordinary items$2,065,0001,836
Extraordinary gains, net$06
Net income$2,065,0001,834
Minority interest net income$065
Net income of bank and minority interests.$2,065,0001,835
Net charge-offs$-5,0004,304
Cash dividends$960,0001,363
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,065,0001,826
2018-03-31 (YTD Data)Rank
Total interest income$3,958,0001,727
Total interest expense$555,0001,582
Net interest income$3,403,0001,752
Provision for loan and lease losses$121,0001,315
Total noninterest income$1,257,0001,094
Gross Fiduciary activities income$113,000615
Service charges on deposit accounts$240,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$904,000991
Total noninterest expense$3,606,0001,412
Salaries and employee benefits$2,142,0001,357
Premises and equipment expense$422,0001,384
Additional noninterest expense$1,042,0001,451
Pre-tax net operating income$933,0002,130
Securities gains (losses)$0735
Applicable income taxes$103,0002,155
Income before extraordinary items$830,0002,116
Extraordinary gains, net$07
Net income$830,0002,115
Minority interest net income$052
Net income of bank and minority interests.$830,0002,116
Net charge-offs$-2,0004,048
Cash dividends$480,0001,236
Sale, conversion, retirement of capital stock, net$0580
Net operating income$830,0002,105
2017-12-31 (YTD Data)Rank
Total interest income$15,113,0001,752
Total interest expense$1,947,0001,570
Net interest income$13,166,0001,759
Provision for loan and lease losses$-213,0005,443
Total noninterest income$5,223,0001,090
Gross Fiduciary activities income$446,000610
Service charges on deposit accounts$888,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$3,889,000973
Total noninterest expense$14,505,0001,382
Salaries and employee benefits$8,432,0001,346
Premises and equipment expense$1,749,0001,323
Additional noninterest expense$4,324,0001,417
Pre-tax net operating income$4,097,0002,009
Securities gains (losses)$-440,0005,578
Applicable income taxes$242,0002,871
Income before extraordinary items$3,415,0001,838
Extraordinary gains, net$09
Net income$3,415,0001,837
Minority interest net income$076
Net income of bank and minority interests.$3,415,0001,838
Net charge-offs$-43,0005,102
Cash dividends$1,500,0001,709
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,824,2001,648
2017-09-30 (YTD Data)Rank
Total interest income$11,200,0001,774
Total interest expense$1,427,0001,582
Net interest income$9,773,0001,780
Provision for loan and lease losses$-182,0005,560
Total noninterest income$3,992,0001,088
Gross Fiduciary activities income$350,000607
Service charges on deposit accounts$650,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$2,992,000971
Total noninterest expense$10,693,0001,388
Salaries and employee benefits$6,227,0001,356
Premises and equipment expense$1,306,0001,341
Additional noninterest expense$3,160,0001,443
Pre-tax net operating income$3,254,0001,937
Securities gains (losses)$-20,0005,498
Applicable income taxes$705,0001,781
Income before extraordinary items$2,529,0002,013
Extraordinary gains, net$09
Net income$2,529,0002,012
Minority interest net income$071
Net income of bank and minority interests.$2,529,0002,013
Net charge-offs$-48,0005,146
Cash dividends$1,150,0001,564
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,544,6001,973
2017-06-30 (YTD Data)Rank
Total interest income$7,397,0001,770
Total interest expense$906,0001,601
Net interest income$6,491,0001,770
Provision for loan and lease losses$-241,0005,662
Total noninterest income$2,692,0001,080
Gross Fiduciary activities income$233,000608
Service charges on deposit accounts$377,0001,484
Trading account gains and feesNANA
Additional Noninterest Income$2,082,000941
Total noninterest expense$7,205,0001,380
Salaries and employee benefits$4,234,0001,336
Premises and equipment expense$861,0001,351
Additional noninterest expense$2,110,0001,438
Pre-tax net operating income$2,219,0001,872
Securities gains (losses)$01,906
Applicable income taxes$489,0001,717
Income before extraordinary items$1,730,0001,917
Extraordinary gains, net$011
Net income$1,730,0001,917
Minority interest net income$071
Net income of bank and minority interests.$1,730,0001,917
Net charge-offs$-95,0005,433
Cash dividends$800,0001,516
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,730,0001,895
2017-03-31 (YTD Data)Rank
Total interest income$3,709,0001,752
Total interest expense$444,0001,609
Net interest income$3,265,0001,765
Provision for loan and lease losses$-135,0005,756
Total noninterest income$1,044,0001,278
Gross Fiduciary activities income$109,000626
Service charges on deposit accounts$142,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$793,0001,126
Total noninterest expense$3,547,0001,415
Salaries and employee benefits$2,126,0001,348
Premises and equipment expense$425,0001,384
Additional noninterest expense$996,0001,513
Pre-tax net operating income$897,0002,111
Securities gains (losses)$01,153
Applicable income taxes$174,0001,983
Income before extraordinary items$723,0002,147
Extraordinary gains, net$08
Net income$723,0002,148
Minority interest net income$055
Net income of bank and minority interests.$723,0002,148
Net charge-offs$-71,0005,542
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$723,0002,113
2016-12-31 (YTD Data)Rank
Total interest income$14,245,0001,775
Total interest expense$1,720,0001,597
Net interest income$12,525,0001,794
Provision for loan and lease losses$357,0001,830
Total noninterest income$5,041,0001,142
Gross Fiduciary activities income$462,000610
Service charges on deposit accounts$546,0001,939
Trading account gains and fees$0170
Additional Noninterest Income$4,033,000981
Total noninterest expense$13,595,0001,447
Salaries and employee benefits$7,836,0001,393
Premises and equipment expense$1,606,0001,422
Additional noninterest expense$4,153,0001,481
Pre-tax net operating income$3,614,0002,075
Securities gains (losses)$1,0003,113
Applicable income taxes$757,0001,899
Income before extraordinary items$2,858,0002,187
Extraordinary gains, net$05
Net income$2,858,0002,185
Minority interest net income$082
Net income of bank and minority interests.$2,858,0002,186
Net charge-offs$328,0001,446
Cash dividends$1,466,0001,736
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,857,2102,128
2016-09-30 (YTD Data)Rank
Total interest income$10,609,0001,792
Total interest expense$1,271,0001,620
Net interest income$9,338,0001,803
Provision for loan and lease losses$284,0001,687
Total noninterest income$3,824,0001,131
Gross Fiduciary activities income$351,000605
Service charges on deposit accounts$411,0001,940
Trading account gains and fees$0169
Additional Noninterest Income$3,062,000974
Total noninterest expense$10,188,0001,450
Salaries and employee benefits$5,713,0001,423
Premises and equipment expense$1,218,0001,408
Additional noninterest expense$3,257,0001,424
Pre-tax net operating income$2,690,0002,126
Securities gains (losses)$1,0003,060
Applicable income taxes$575,0001,928
Income before extraordinary items$2,116,0002,245
Extraordinary gains, net$05
Net income$2,116,0002,244
Minority interest net income$071
Net income of bank and minority interests.$2,116,0002,245
Net charge-offs$222,0001,375
Cash dividends$1,066,0001,591
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,115,2102,179
2016-06-30 (YTD Data)Rank
Total interest income$6,928,0001,840
Total interest expense$833,0001,636
Net interest income$6,095,0001,844
Provision for loan and lease losses$182,0001,714
Total noninterest income$2,517,0001,124
Gross Fiduciary activities income$208,000637
Service charges on deposit accounts$267,0001,961
Trading account gains and fees$0157
Additional Noninterest Income$2,042,000947
Total noninterest expense$6,641,0001,485
Salaries and employee benefits$3,736,0001,460
Premises and equipment expense$810,0001,414
Additional noninterest expense$2,095,0001,474
Pre-tax net operating income$1,789,0002,116
Securities gains (losses)$1,0002,737
Applicable income taxes$385,0001,908
Income before extraordinary items$1,405,0002,238
Extraordinary gains, net$016
Net income$1,405,0002,237
Minority interest net income$071
Net income of bank and minority interests.$1,405,0002,237
Net charge-offs$104,0001,579
Cash dividends$665,0001,677
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,404,2202,168
2016-03-31 (YTD Data)Rank
Total interest income$3,424,0001,858
Total interest expense$416,0001,642
Net interest income$3,008,0001,868
Provision for loan and lease losses$94,0001,575
Total noninterest income$1,204,0001,138
Gross Fiduciary activities income$79,000678
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$988,000938
Total noninterest expense$3,314,0001,477
Salaries and employee benefits$1,871,0001,463
Premises and equipment expense$389,0001,487
Additional noninterest expense$1,054,0001,456
Pre-tax net operating income$804,0002,267
Securities gains (losses)$1,0001,958
Applicable income taxes$167,0002,007
Income before extraordinary items$638,0002,349
Extraordinary gains, net$012
Net income$638,0002,349
Minority interest net income$062
Net income of bank and minority interests.$638,0002,349
Net charge-offs$69,0001,236
Cash dividends$330,0001,539
Sale, conversion, retirement of capital stock, net$0659
Net operating income$637,2102,300
2015-12-31 (YTD Data)Rank
Total interest income$12,733,0001,933
Total interest expense$1,776,0001,537
Net interest income$10,957,0001,973
Provision for loan and lease losses$-219,0005,828
Total noninterest income$5,923,0001,008
Gross Fiduciary activities income$426,000635
Service charges on deposit accounts$552,0001,972
Trading account gains and fees$0159
Additional Noninterest Income$4,945,000823
Total noninterest expense$13,882,0001,405
Salaries and employee benefits$7,592,0001,414
Premises and equipment expense$1,493,0001,543
Additional noninterest expense$4,797,0001,319
Pre-tax net operating income$3,217,0002,211
Securities gains (losses)$-2,0005,708
Applicable income taxes$551,0002,142
Income before extraordinary items$2,664,0002,228
Extraordinary gains, net$023
Net income$2,664,0002,228
Minority interest net income$081
Net income of bank and minority interests.$2,664,0002,229
Net charge-offs$5,0004,193
Cash dividends$880,0002,294
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,665,6602,185
2015-09-30 (YTD Data)Rank
Total interest income$9,318,0001,981
Total interest expense$1,362,0001,521
Net interest income$7,956,0002,036
Provision for loan and lease losses$-4,0005,786
Total noninterest income$4,589,000988
Gross Fiduciary activities income$322,000634
Service charges on deposit accounts$412,0001,992
Trading account gains and fees$0153
Additional Noninterest Income$3,855,000811
Total noninterest expense$10,450,0001,394
Salaries and employee benefits$5,627,0001,433
Premises and equipment expense$1,122,0001,545
Additional noninterest expense$3,701,0001,282
Pre-tax net operating income$2,099,0002,480
Securities gains (losses)$-5,0005,937
Applicable income taxes$289,0002,515
Income before extraordinary items$1,805,0002,435
Extraordinary gains, net$021
Net income$1,805,0002,436
Minority interest net income$078
Net income of bank and minority interests.$1,805,0002,436
Net charge-offs$137,0001,881
Cash dividends$680,0002,025
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,809,3002,397
2015-06-30 (YTD Data)Rank
Total interest income$6,017,0002,030
Total interest expense$903,0001,535
Net interest income$5,114,0002,100
Provision for loan and lease losses$28,0003,331
Total noninterest income$3,233,000947
Gross Fiduciary activities income$247,000608
Service charges on deposit accounts$265,0002,004
Trading account gains and fees$0157
Additional Noninterest Income$2,721,000773
Total noninterest expense$7,025,0001,400
Salaries and employee benefits$3,731,0001,442
Premises and equipment expense$780,0001,501
Additional noninterest expense$2,514,0001,259
Pre-tax net operating income$1,294,0002,597
Securities gains (losses)$-5,0006,046
Applicable income taxes$80,0003,162
Income before extraordinary items$1,209,0002,426
Extraordinary gains, net$022
Net income$1,209,0002,428
Minority interest net income$075
Net income of bank and minority interests.$1,209,0002,428
Net charge-offs$123,0001,542
Cash dividends$480,0001,975
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,213,7002,362
2015-03-31 (YTD Data)Rank
Total interest income$2,876,0002,104
Total interest expense$442,0001,573
Net interest income$2,434,0002,183
Provision for loan and lease losses$-85,0006,192
Total noninterest income$1,366,0001,034
Gross Fiduciary activities income$151,000574
Service charges on deposit accounts$134,0001,983
Trading account gains and fees$0152
Additional Noninterest Income$1,081,000880
Total noninterest expense$3,299,0001,484
Salaries and employee benefits$1,910,0001,418
Premises and equipment expense$398,0001,495
Additional noninterest expense$991,0001,540
Pre-tax net operating income$586,0002,737
Securities gains (losses)$02,027
Applicable income taxes$139,0002,168
Income before extraordinary items$447,0002,927
Extraordinary gains, net$013
Net income$447,0002,930
Minority interest net income$064
Net income of bank and minority interests.$447,0002,930
Net charge-offs$-16,0005,599
Cash dividends$230,0001,748
Sale, conversion, retirement of capital stock, net$0697
Net operating income$447,0002,851
2014-12-31 (YTD Data)Rank
Total interest income$11,852,0002,058
Total interest expense$1,970,0001,505
Net interest income$9,882,0002,154
Provision for loan and lease losses$104,0003,159
Total noninterest income$5,071,0001,093
Gross Fiduciary activities income$379,000667
Service charges on deposit accounts$538,0002,166
Trading account gains and fees$0180
Additional Noninterest Income$4,154,000882
Total noninterest expense$12,266,0001,565
Salaries and employee benefits$6,800,0001,539
Premises and equipment expense$1,450,0001,617
Additional noninterest expense$4,016,0001,557
Pre-tax net operating income$2,583,0002,518
Securities gains (losses)$03,259
Applicable income taxes$534,0002,134
Income before extraordinary items$2,049,0002,657
Extraordinary gains, net$017
Net income$2,049,0002,655
Minority interest net income$084
Net income of bank and minority interests.$2,049,0002,657
Net charge-offs$813,0001,062
Cash dividends$660,0002,533
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,049,0002,608
2014-09-30 (YTD Data)Rank
Total interest income$8,898,0002,071
Total interest expense$1,502,0001,499
Net interest income$7,396,0002,168
Provision for loan and lease losses$112,0002,687
Total noninterest income$3,744,0001,109
Gross Fiduciary activities income$294,000653
Service charges on deposit accounts$412,0002,132
Trading account gains and fees$0174
Additional Noninterest Income$3,038,000890
Total noninterest expense$9,080,0001,588
Salaries and employee benefits$5,019,0001,556
Premises and equipment expense$1,090,0001,617
Additional noninterest expense$2,971,0001,575
Pre-tax net operating income$1,948,0002,552
Securities gains (losses)$02,980
Applicable income taxes$404,0002,182
Income before extraordinary items$1,544,0002,676
Extraordinary gains, net$015
Net income$1,544,0002,676
Minority interest net income$081
Net income of bank and minority interests.$1,544,0002,676
Net charge-offs$733,000865
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,544,0002,632
2014-06-30 (YTD Data)Rank
Total interest income$5,927,0002,064
Total interest expense$1,003,0001,498
Net interest income$4,924,0002,152
Provision for loan and lease losses$-195,0006,401
Total noninterest income$2,294,0001,152
Gross Fiduciary activities income$212,000642
Service charges on deposit accounts$266,0002,163
Trading account gains and fees$0172
Additional Noninterest Income$1,816,000962
Total noninterest expense$5,875,0001,623
Salaries and employee benefits$3,254,0001,591
Premises and equipment expense$741,0001,603
Additional noninterest expense$1,880,0001,652
Pre-tax net operating income$1,538,0002,233
Securities gains (losses)$02,580
Applicable income taxes$360,0001,882
Income before extraordinary items$1,178,0002,366
Extraordinary gains, net$020
Net income$1,178,0002,370
Minority interest net income$080
Net income of bank and minority interests.$1,178,0002,370
Net charge-offs$275,0001,324
Cash dividends$360,0002,135
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,178,0002,323
2014-03-31 (YTD Data)Rank
Total interest income$2,935,0002,084
Total interest expense$506,0001,500
Net interest income$2,429,0002,174
Provision for loan and lease losses$-214,0006,576
Total noninterest income$1,069,0001,182
Gross Fiduciary activities income$88,000680
Service charges on deposit accounts$134,0002,125
Trading account gains and fees$0147
Additional Noninterest Income$847,000963
Total noninterest expense$2,939,0001,637
Salaries and employee benefits$1,633,0001,603
Premises and equipment expense$397,0001,534
Additional noninterest expense$909,0001,678
Pre-tax net operating income$773,0002,147
Securities gains (losses)$01,715
Applicable income taxes$182,0001,820
Income before extraordinary items$591,0002,294
Extraordinary gains, net$016
Net income$591,0002,295
Minority interest net income$066
Net income of bank and minority interests.$591,0002,296
Net charge-offs$121,0001,256
Cash dividends$230,0001,656
Sale, conversion, retirement of capital stock, net$0747
Net operating income$591,0002,256
2013-12-31 (YTD Data)Rank
Total interest income$12,050,0002,049
Total interest expense$2,442,0001,393
Net interest income$9,608,0002,177
Provision for loan and lease losses$-489,0006,579
Total noninterest income$5,124,0001,114
Gross Fiduciary activities income$364,000668
Service charges on deposit accounts$1,082,0001,257
Trading account gains and fees$0184
Additional Noninterest Income$3,678,0001,007
Total noninterest expense$13,074,0001,491
Salaries and employee benefits$6,641,0001,565
Premises and equipment expense$1,427,0001,646
Additional noninterest expense$5,006,0001,341
Pre-tax net operating income$2,147,0002,724
Securities gains (losses)$03,182
Applicable income taxes$342,0002,508
Income before extraordinary items$1,805,0002,803
Extraordinary gains, net$029
Net income$1,805,0002,805
Minority interest net income$090
Net income of bank and minority interests.$1,805,0002,806
Net charge-offs$503,0002,016
Cash dividends$460,0002,857
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,805,0002,742
2013-09-30 (YTD Data)Rank
Total interest income$9,118,0002,038
Total interest expense$1,901,0001,385
Net interest income$7,217,0002,172
Provision for loan and lease losses$-234,0006,643
Total noninterest income$3,690,0001,168
Gross Fiduciary activities income$282,000665
Service charges on deposit accounts$805,0001,269
Trading account gains and fees$0180
Additional Noninterest Income$2,603,0001,075
Total noninterest expense$9,236,0001,568
Salaries and employee benefits$4,939,0001,580
Premises and equipment expense$1,046,0001,690
Additional noninterest expense$3,251,0001,517
Pre-tax net operating income$1,905,0002,516
Securities gains (losses)$03,040
Applicable income taxes$361,0002,241
Income before extraordinary items$1,544,0002,606
Extraordinary gains, net$025
Net income$1,544,0002,610
Minority interest net income$084
Net income of bank and minority interests.$1,544,0002,610
Net charge-offs$360,0001,931
Cash dividends$335,0002,506
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,544,0002,517
2013-06-30 (YTD Data)Rank
Total interest income$6,108,0002,027
Total interest expense$1,275,0001,408
Net interest income$4,833,0002,163
Provision for loan and lease losses$-243,0006,748
Total noninterest income$2,428,0001,186
Gross Fiduciary activities income$196,000657
Service charges on deposit accounts$524,0001,274
Trading account gains and fees$0157
Additional Noninterest Income$1,708,0001,090
Total noninterest expense$6,215,0001,551
Salaries and employee benefits$3,289,0001,587
Premises and equipment expense$702,0001,684
Additional noninterest expense$2,224,0001,465
Pre-tax net operating income$1,289,0002,461
Securities gains (losses)$02,791
Applicable income taxes$255,0002,191
Income before extraordinary items$1,034,0002,578
Extraordinary gains, net$022
Net income$1,034,0002,583
Minority interest net income$082
Net income of bank and minority interests.$1,034,0002,583
Net charge-offs$151,0002,375
Cash dividends$250,0002,371
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,034,0002,474
2013-03-31 (YTD Data)Rank
Total interest income$3,108,0002,008
Total interest expense$643,0001,439
Net interest income$2,465,0002,125
Provision for loan and lease losses$-88,0006,841
Total noninterest income$1,258,0001,144
Gross Fiduciary activities income$85,000689
Service charges on deposit accounts$241,0001,375
Trading account gains and fees$0148
Additional Noninterest Income$932,0001,045
Total noninterest expense$3,120,0001,568
Salaries and employee benefits$1,633,0001,611
Premises and equipment expense$360,0001,678
Additional noninterest expense$1,127,0001,444
Pre-tax net operating income$691,0002,292
Securities gains (losses)$01,966
Applicable income taxes$144,0002,029
Income before extraordinary items$547,0002,418
Extraordinary gains, net$010
Net income$547,0002,420
Minority interest net income$076
Net income of bank and minority interests.$547,0002,420
Net charge-offs$77,0002,097
Cash dividends$125,0001,916
Sale, conversion, retirement of capital stock, net$0789
Net operating income$547,0002,326
2012-12-31 (YTD Data)Rank
Total interest income$12,820,0002,041
Total interest expense$2,871,0001,544
Net interest income$9,949,0002,160
Provision for loan and lease losses$545,0002,606
Total noninterest income$4,554,0001,219
Gross Fiduciary activities income$310,000695
Service charges on deposit accounts$888,0001,563
Trading account gains and fees$0166
Additional Noninterest Income$3,356,0001,082
Total noninterest expense$11,304,0001,706
Salaries and employee benefits$6,029,0001,676
Premises and equipment expense$1,335,0001,768
Additional noninterest expense$3,940,0001,690
Pre-tax net operating income$2,654,0002,310
Securities gains (losses)$03,810
Applicable income taxes$601,0001,998
Income before extraordinary items$2,053,0002,531
Extraordinary gains, net$029
Net income$2,053,0002,533
Minority interest net income$093
Net income of bank and minority interests.$2,053,0002,532
Net charge-offs$1,282,0001,561
Cash dividends$226,0003,516
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,053,0002,412
2012-09-30 (YTD Data)Rank
Total interest income$9,643,0002,078
Total interest expense$2,177,0001,600
Net interest income$7,466,0002,199
Provision for loan and lease losses$54,0004,890
Total noninterest income$3,289,0001,258
Gross Fiduciary activities income$228,000698
Service charges on deposit accounts$671,0001,569
Trading account gains and fees$0157
Additional Noninterest Income$2,390,0001,110
Total noninterest expense$8,442,0001,718
Salaries and employee benefits$4,521,0001,663
Premises and equipment expense$1,003,0001,774
Additional noninterest expense$2,918,0001,715
Pre-tax net operating income$2,259,0002,151
Securities gains (losses)$03,575
Applicable income taxes$589,0001,771
Income before extraordinary items$1,670,0002,462
Extraordinary gains, net$020
Net income$1,670,0002,463
Minority interest net income$086
Net income of bank and minority interests.$1,670,0002,463
Net charge-offs$455,0002,309
Cash dividends$143,0003,139
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,670,0002,329
2012-06-30 (YTD Data)Rank
Total interest income$6,427,0002,087
Total interest expense$1,468,0001,638
Net interest income$4,959,0002,206
Provision for loan and lease losses$-9,0007,029
Total noninterest income$2,151,0001,268
Gross Fiduciary activities income$158,000700
Service charges on deposit accounts$452,0001,548
Trading account gains and fees$0153
Additional Noninterest Income$1,541,0001,118
Total noninterest expense$5,619,0001,724
Salaries and employee benefits$3,021,0001,658
Premises and equipment expense$670,0001,764
Additional noninterest expense$1,928,0001,724
Pre-tax net operating income$1,500,0002,138
Securities gains (losses)$03,178
Applicable income taxes$391,0001,742
Income before extraordinary items$1,109,0002,414
Extraordinary gains, net$019
Net income$1,109,0002,414
Minority interest net income$084
Net income of bank and minority interests.$1,109,0002,414
Net charge-offs$411,0001,972
Cash dividends$107,0002,956
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,109,0002,288
2012-03-31 (YTD Data)Rank
Total interest income$3,239,0002,092
Total interest expense$751,0001,669
Net interest income$2,488,0002,202
Provision for loan and lease losses$2,0005,167
Total noninterest income$1,021,0001,306
Gross Fiduciary activities income$79,000709
Service charges on deposit accounts$228,0001,519
Trading account gains and fees$0148
Additional Noninterest Income$714,0001,159
Total noninterest expense$2,756,0001,756
Salaries and employee benefits$1,510,0001,668
Premises and equipment expense$332,0001,779
Additional noninterest expense$914,0001,818
Pre-tax net operating income$751,0002,122
Securities gains (losses)$02,210
Applicable income taxes$197,0001,746
Income before extraordinary items$554,0002,409
Extraordinary gains, net$019
Net income$554,0002,411
Minority interest net income$078
Net income of bank and minority interests.$554,0002,412
Net charge-offs$95,0002,488
Cash dividends$30,0002,553
Sale, conversion, retirement of capital stock, net$0861
Net operating income$554,0002,289
2011-12-31 (YTD Data)Rank
Total interest income$13,948,0002,010
Total interest expense$3,867,0001,575
Net interest income$10,081,0002,168
Provision for loan and lease losses$1,608,0001,803
Total noninterest income$3,845,0001,260
Gross Fiduciary activities income$322,000650
Service charges on deposit accounts$972,0001,514
Trading account gains and fees$0146
Additional Noninterest Income$2,551,0001,154
Total noninterest expense$12,138,0001,616
Salaries and employee benefits$6,374,0001,547
Premises and equipment expense$1,337,0001,865
Additional noninterest expense$4,427,0001,541
Pre-tax net operating income$180,0005,550
Securities gains (losses)$536,000754
Applicable income taxes$141,0003,160
Income before extraordinary items$575,0004,467
Extraordinary gains, net$029
Net income$575,0004,469
Minority interest net income$096
Net income of bank and minority interests.$575,0004,469
Net charge-offs$2,424,0001,388
Cash dividends$920,0001,724
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$146,2005,590
2011-09-30 (YTD Data)Rank
Total interest income$10,627,0002,003
Total interest expense$3,053,0001,552
Net interest income$7,574,0002,168
Provision for loan and lease losses$1,699,0001,392
Total noninterest income$2,930,0001,249
Gross Fiduciary activities income$255,000630
Service charges on deposit accounts$739,0001,500
Trading account gains and fees$0145
Additional Noninterest Income$1,936,0001,142
Total noninterest expense$9,378,0001,558
Salaries and employee benefits$4,914,0001,512
Premises and equipment expense$1,012,0001,855
Additional noninterest expense$3,452,0001,497
Pre-tax net operating income$-573,0006,652
Securities gains (losses)$536,000614
Applicable income taxes$-60,0006,949
Income before extraordinary items$23,0006,176
Extraordinary gains, net$021
Net income$23,0006,177
Minority interest net income$087
Net income of bank and minority interests.$23,0006,177
Net charge-offs$2,020,0001,217
Cash dividends$920,0001,235
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-320,0406,540
2011-06-30 (YTD Data)Rank
Total interest income$7,111,0002,014
Total interest expense$2,117,0001,541
Net interest income$4,994,0002,198
Provision for loan and lease losses$1,855,000970
Total noninterest income$1,938,0001,258
Gross Fiduciary activities income$186,000626
Service charges on deposit accounts$495,0001,475
Trading account gains and fees$0153
Additional Noninterest Income$1,257,0001,150
Total noninterest expense$6,324,0001,557
Salaries and employee benefits$3,257,0001,542
Premises and equipment expense$685,0001,851
Additional noninterest expense$2,382,0001,468
Pre-tax net operating income$-1,247,0007,045
Securities gains (losses)$02,914
Applicable income taxes$-462,0007,325
Income before extraordinary items$-785,0006,964
Extraordinary gains, net$015
Net income$-785,0006,963
Minority interest net income$089
Net income of bank and minority interests.$-785,0006,964
Net charge-offs$1,902,000957
Cash dividends$800,000975
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-785,0006,948
2011-03-31 (YTD Data)Rank
Total interest income$3,608,0001,991
Total interest expense$1,098,0001,549
Net interest income$2,510,0002,175
Provision for loan and lease losses$882,000956
Total noninterest income$1,018,0001,200
Gross Fiduciary activities income$91,000633
Service charges on deposit accounts$241,0001,488
Trading account gains and fees$0158
Additional Noninterest Income$686,0001,073
Total noninterest expense$2,813,0001,751
Salaries and employee benefits$1,569,0001,596
Premises and equipment expense$359,0001,808
Additional noninterest expense$885,0001,911
Pre-tax net operating income$-167,0006,793
Securities gains (losses)$01,772
Applicable income taxes$-74,0007,248
Income before extraordinary items$-93,0006,705
Extraordinary gains, net$09
Net income$-93,0006,705
Minority interest net income$086
Net income of bank and minority interests.$-93,0006,705
Net charge-offs$734,0001,044
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-93,0006,695
2010-12-31 (YTD Data)Rank
Total interest income$15,913,0001,904
Total interest expense$5,543,0001,502
Net interest income$10,370,0002,109
Provision for loan and lease losses$5,384,0001,075
Total noninterest income$4,359,0001,188
Gross Fiduciary activities income$338,000643
Service charges on deposit accounts$1,010,0001,496
Trading account gains and fees$0175
Additional Noninterest Income$3,011,0001,065
Total noninterest expense$11,508,0001,714
Salaries and employee benefits$6,347,0001,548
Premises and equipment expense$1,412,0001,820
Additional noninterest expense$3,749,0001,900
Pre-tax net operating income$-2,163,0006,801
Securities gains (losses)$1,134,000441
Applicable income taxes$-634,0007,218
Income before extraordinary items$-395,0006,310
Extraordinary gains, net$029
Net income$-395,0006,311
Minority interest net income$0111
Net income of bank and minority interests.$-395,0006,311
Net charge-offs$2,676,0001,568
Cash dividends$530,0002,275
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,120,7606,601
2010-09-30 (YTD Data)Rank
Total interest income$11,994,0001,931
Total interest expense$4,284,0001,509
Net interest income$7,710,0002,149
Provision for loan and lease losses$3,583,0001,128
Total noninterest income$3,198,0001,200
Gross Fiduciary activities income$257,000633
Service charges on deposit accounts$749,0001,553
Trading account gains and fees$0165
Additional Noninterest Income$2,192,0001,043
Total noninterest expense$8,614,0001,713
Salaries and employee benefits$4,717,0001,561
Premises and equipment expense$1,054,0001,846
Additional noninterest expense$2,843,0001,851
Pre-tax net operating income$-1,289,0006,881
Securities gains (losses)$126,0001,741
Applicable income taxes$-611,0007,403
Income before extraordinary items$-552,0006,690
Extraordinary gains, net$023
Net income$-552,0006,691
Minority interest net income$0110
Net income of bank and minority interests.$-552,0006,691
Net charge-offs$2,044,0001,485
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-632,6406,686
2010-06-30 (YTD Data)Rank
Total interest income$8,025,0001,949
Total interest expense$2,892,0001,554
Net interest income$5,133,0002,152
Provision for loan and lease losses$1,746,0001,385
Total noninterest income$2,053,0001,214
Gross Fiduciary activities income$175,000633
Service charges on deposit accounts$482,0001,608
Trading account gains and fees$0152
Additional Noninterest Income$1,396,0001,039
Total noninterest expense$5,772,0001,710
Salaries and employee benefits$3,188,0001,550
Premises and equipment expense$681,0001,916
Additional noninterest expense$1,903,0001,842
Pre-tax net operating income$-332,0006,599
Securities gains (losses)$126,0001,259
Applicable income taxes$-211,0007,337
Income before extraordinary items$5,0006,157
Extraordinary gains, net$019
Net income$5,0006,159
Minority interest net income$0105
Net income of bank and minority interests.$5,0006,158
Net charge-offs$704,0002,084
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-75,6406,289
2010-03-31 (YTD Data)Rank
Total interest income$4,017,0001,994
Total interest expense$1,488,0001,583
Net interest income$2,529,0002,200
Provision for loan and lease losses$590,0001,667
Total noninterest income$1,104,0001,128
Gross Fiduciary activities income$90,000636
Service charges on deposit accounts$242,0001,610
Trading account gains and fees$0175
Additional Noninterest Income$772,000952
Total noninterest expense$2,776,0001,794
Salaries and employee benefits$1,573,0001,590
Premises and equipment expense$360,0001,874
Additional noninterest expense$843,0002,015
Pre-tax net operating income$267,0003,568
Securities gains (losses)$126,000695
Applicable income taxes$65,0002,550
Income before extraordinary items$328,0002,962
Extraordinary gains, net$016
Net income$328,0002,958
Minority interest net income$091
Net income of bank and minority interests.$328,0002,962
Net charge-offs$425,0001,719
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$223,4203,554
2009-12-31 (YTD Data)Rank
Total interest income$17,465,0001,937
Total interest expense$7,416,0001,589
Net interest income$10,049,0002,178
Provision for loan and lease losses$2,534,0002,163
Total noninterest income$4,189,0001,256
Gross Fiduciary activities income$319,000652
Service charges on deposit accounts$1,058,0001,594
Trading account gains and fees$0211
Additional Noninterest Income$2,812,0001,092
Total noninterest expense$11,269,0001,811
Salaries and employee benefits$6,048,0001,642
Premises and equipment expense$1,408,0001,909
Additional noninterest expense$3,813,0001,927
Pre-tax net operating income$435,0004,150
Securities gains (losses)$1,244,000402
Applicable income taxes$456,0001,627
Income before extraordinary items$1,223,0002,445
Extraordinary gains, net$034
Net income$1,223,0002,443
Minority interest net income$0115
Net income of bank and minority interests.$1,223,0002,444
Net charge-offs$1,389,0002,471
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$2,332,000310
Net operating income$314,8804,352
2009-09-30 (YTD Data)Rank
Total interest income$13,385,0001,929
Total interest expense$5,841,0001,583
Net interest income$7,544,0002,179
Provision for loan and lease losses$1,840,0002,011
Total noninterest income$3,248,0001,239
Gross Fiduciary activities income$235,000656
Service charges on deposit accounts$790,0001,604
Trading account gains and fees$0212
Additional Noninterest Income$2,223,0001,070
Total noninterest expense$8,332,0001,825
Salaries and employee benefits$4,486,0001,676
Premises and equipment expense$1,083,0001,877
Additional noninterest expense$2,763,0001,918
Pre-tax net operating income$620,0003,533
Securities gains (losses)$1,172,000325
Applicable income taxes$454,0001,503
Income before extraordinary items$1,338,0001,991
Extraordinary gains, net$027
Net income$1,338,0001,990
Minority interest net income$0118
Net income of bank and minority interests.$1,338,0001,991
Net charge-offs$702,0002,629
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$2,332,000255
Net operating income$459,0003,740
2009-06-30 (YTD Data)Rank
Total interest income$9,000,0001,956
Total interest expense$4,024,0001,623
Net interest income$4,976,0002,206
Provision for loan and lease losses$1,481,0001,660
Total noninterest income$2,183,0001,255
Gross Fiduciary activities income$159,000658
Service charges on deposit accounts$534,0001,561
Trading account gains and fees$0193
Additional Noninterest Income$1,490,0001,097
Total noninterest expense$5,513,0001,869
Salaries and employee benefits$2,962,0001,725
Premises and equipment expense$728,0001,899
Additional noninterest expense$1,823,0001,961
Pre-tax net operating income$165,0004,858
Securities gains (losses)$1,121,000259
Applicable income taxes$240,0001,770
Income before extraordinary items$1,046,0001,782
Extraordinary gains, net$021
Net income$1,046,0001,778
Minority interest net income$0112
Net income of bank and minority interests.$1,046,0001,781
Net charge-offs$260,0003,112
Cash dividends$700,0001,254
Sale, conversion, retirement of capital stock, net$2,332,000193
Net operating income$137,9904,861
2009-03-31 (YTD Data)Rank
Total interest income$4,715,0001,897
Total interest expense$2,053,0001,655
Net interest income$2,662,0002,056
Provision for loan and lease losses$1,225,0001,039
Total noninterest income$1,144,0001,150
Gross Fiduciary activities income$70,000700
Service charges on deposit accounts$267,0001,521
Trading account gains and fees$0171
Additional Noninterest Income$807,0001,009
Total noninterest expense$2,675,0001,860
Salaries and employee benefits$1,524,0001,694
Premises and equipment expense$383,0001,847
Additional noninterest expense$768,0002,060
Pre-tax net operating income$-94,0006,633
Securities gains (losses)$1,101,000175
Applicable income taxes$248,0001,236
Income before extraordinary items$759,0001,440
Extraordinary gains, net$015
Net income$759,0001,440
Minority interest net income$0102
Net income of bank and minority interests.$759,0001,442
Net charge-offs$150,0002,414
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-66,7506,617
2008-12-31 (YTD Data)Rank
Total interest income$20,635,0001,854
Total interest expense$10,139,0001,606
Net interest income$10,496,0002,113
Provision for loan and lease losses$489,0003,849
Total noninterest income$4,616,0001,137
Gross Fiduciary activities income$380,000625
Service charges on deposit accounts$1,062,0001,676
Trading account gains and fees$0154
Additional Noninterest Income$3,174,000920
Total noninterest expense$11,314,0001,719
Salaries and employee benefits$6,746,0001,534
Premises and equipment expense$1,375,0001,982
Additional noninterest expense$3,193,0001,907
Pre-tax net operating income$3,309,0001,638
Securities gains (losses)$-41,0007,140
Applicable income taxes$730,0001,484
Income before extraordinary items$2,538,0001,594
Extraordinary gains, net$039
Net income$2,538,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0003,316
Cash dividends$2,600,0001,045
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,569,9801,686
2008-09-30 (YTD Data)Rank
Total interest income$15,559,0001,886
Total interest expense$7,662,0001,647
Net interest income$7,897,0002,123
Provision for loan and lease losses$268,0003,753
Total noninterest income$3,510,0001,156
Gross Fiduciary activities income$308,000613
Service charges on deposit accounts$785,0001,705
Trading account gains and fees$0148
Additional Noninterest Income$2,417,000962
Total noninterest expense$8,635,0001,690
Salaries and employee benefits$5,212,0001,521
Premises and equipment expense$1,021,0002,005
Additional noninterest expense$2,402,0001,845
Pre-tax net operating income$2,504,0001,928
Securities gains (losses)$-42,0007,468
Applicable income taxes$553,0001,775
Income before extraordinary items$1,909,0001,855
Extraordinary gains, net$031
Net income$1,909,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,875
Cash dividends$2,250,000927
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,941,7601,922
2008-06-30 (YTD Data)Rank
Total interest income$10,397,0001,910
Total interest expense$5,152,0001,706
Net interest income$5,245,0002,115
Provision for loan and lease losses$231,0002,926
Total noninterest income$2,278,0001,191
Gross Fiduciary activities income$215,000618
Service charges on deposit accounts$523,0001,687
Trading account gains and fees$0149
Additional Noninterest Income$1,540,0001,034
Total noninterest expense$5,682,0001,702
Salaries and employee benefits$3,468,0001,524
Premises and equipment expense$662,0002,052
Additional noninterest expense$1,552,0001,860
Pre-tax net operating income$1,610,0002,055
Securities gains (losses)$03,233
Applicable income taxes$357,0001,998
Income before extraordinary items$1,253,0002,111
Extraordinary gains, net$021
Net income$1,253,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,018
Cash dividends$2,050,000761
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,253,0002,058
2008-03-31 (YTD Data)Rank
Total interest income$5,374,0001,903
Total interest expense$2,720,0001,728
Net interest income$2,654,0002,096
Provision for loan and lease losses$82,0003,030
Total noninterest income$1,212,0001,135
Gross Fiduciary activities income$136,000586
Service charges on deposit accounts$257,0001,691
Trading account gains and fees$0158
Additional Noninterest Income$819,000987
Total noninterest expense$2,859,0001,695
Salaries and employee benefits$1,810,0001,468
Premises and equipment expense$343,0001,985
Additional noninterest expense$706,0001,995
Pre-tax net operating income$925,0001,921
Securities gains (losses)$02,688
Applicable income taxes$219,0001,852
Income before extraordinary items$706,0002,019
Extraordinary gains, net$015
Net income$706,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,284
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$706,0001,959
2007-12-31 (YTD Data)Rank
Total interest income$21,867,0001,935
Total interest expense$10,267,0001,913
Net interest income$11,600,0001,961
Provision for loan and lease losses$513,0002,287
Total noninterest income$4,710,0001,150
Gross Fiduciary activities income$430,000627
Service charges on deposit accounts$1,076,0001,660
Trading account gains and fees$0178
Additional Noninterest Income$3,204,000959
Total noninterest expense$10,712,0001,735
Salaries and employee benefits$6,548,0001,546
Premises and equipment expense$1,240,0002,095
Additional noninterest expense$2,924,0001,886
Pre-tax net operating income$5,085,0001,615
Securities gains (losses)$02,146
Applicable income taxes$1,588,0001,358
Income before extraordinary items$3,497,0001,802
Extraordinary gains, net$039
Net income$3,497,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0002,135
Cash dividends$3,800,000964
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,497,0001,794
2007-09-30 (YTD Data)Rank
Total interest income$16,324,0001,940
Total interest expense$7,568,0001,939
Net interest income$8,756,0001,964
Provision for loan and lease losses$389,0001,905
Total noninterest income$3,596,0001,131
Gross Fiduciary activities income$340,000611
Service charges on deposit accounts$791,0001,670
Trading account gains and fees$0184
Additional Noninterest Income$2,465,000947
Total noninterest expense$7,957,0001,730
Salaries and employee benefits$4,923,0001,538
Premises and equipment expense$929,0002,083
Additional noninterest expense$2,105,0001,915
Pre-tax net operating income$4,006,0001,665
Securities gains (losses)$01,655
Applicable income taxes$1,240,0001,412
Income before extraordinary items$2,766,0001,822
Extraordinary gains, net$033
Net income$2,766,0001,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,077
Cash dividends$3,100,000836
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,766,0001,807
2007-06-30 (YTD Data)Rank
Total interest income$10,741,0001,976
Total interest expense$4,943,0001,980
Net interest income$5,798,0002,007
Provision for loan and lease losses$113,0003,123
Total noninterest income$2,403,0001,158
Gross Fiduciary activities income$253,000596
Service charges on deposit accounts$530,0001,666
Trading account gains and fees$0168
Additional Noninterest Income$1,620,000988
Total noninterest expense$5,181,0001,787
Salaries and employee benefits$3,266,0001,572
Premises and equipment expense$598,0002,161
Additional noninterest expense$1,317,0002,043
Pre-tax net operating income$2,907,0001,592
Securities gains (losses)$01,444
Applicable income taxes$908,0001,364
Income before extraordinary items$1,999,0001,730
Extraordinary gains, net$029
Net income$1,999,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,305
Cash dividends$1,600,0001,051
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,999,0001,712
2007-03-31 (YTD Data)Rank
Total interest income$5,301,0002,001
Total interest expense$2,445,0001,983
Net interest income$2,856,0002,040
Provision for loan and lease losses$53,0003,025
Total noninterest income$1,152,0001,175
Gross Fiduciary activities income$130,000602
Service charges on deposit accounts$256,0001,684
Trading account gains and fees$0195
Additional Noninterest Income$766,0001,019
Total noninterest expense$2,578,0001,791
Salaries and employee benefits$1,675,0001,550
Premises and equipment expense$299,0002,189
Additional noninterest expense$604,0002,184
Pre-tax net operating income$1,377,0001,660
Securities gains (losses)$01,187
Applicable income taxes$427,0001,458
Income before extraordinary items$950,0001,795
Extraordinary gains, net$022
Net income$950,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,088
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$950,0001,785
2006-12-31 (YTD Data)Rank
Total interest income$19,773,0002,001
Total interest expense$8,425,0001,958
Net interest income$11,348,0002,049
Provision for loan and lease losses$493,0001,935
Total noninterest income$4,205,0001,251
Gross Fiduciary activities income$337,000686
Service charges on deposit accounts$1,065,0001,659
Trading account gains and fees$0130
Additional Noninterest Income$2,803,0001,043
Total noninterest expense$10,030,0001,780
Salaries and employee benefits$6,112,0001,610
Premises and equipment expense$1,188,0002,093
Additional noninterest expense$2,730,0001,931
Pre-tax net operating income$5,030,0001,865
Securities gains (losses)$-327,0008,458
Applicable income taxes$1,413,0001,756
Income before extraordinary items$3,290,0002,111
Extraordinary gains, net$051
Net income$3,290,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,873
Cash dividends$2,200,0001,408
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,518,9001,999
2006-09-30 (YTD Data)Rank
Total interest income$14,425,0002,045
Total interest expense$6,070,0001,965
Net interest income$8,355,0002,102
Provision for loan and lease losses$338,0001,955
Total noninterest income$3,153,0001,267
Gross Fiduciary activities income$255,000673
Service charges on deposit accounts$794,0001,669
Trading account gains and fees$0126
Additional Noninterest Income$2,104,0001,054
Total noninterest expense$7,398,0001,799
Salaries and employee benefits$4,577,0001,622
Premises and equipment expense$868,0002,154
Additional noninterest expense$1,953,0002,002
Pre-tax net operating income$3,772,0001,932
Securities gains (losses)$-327,0008,595
Applicable income taxes$1,028,0001,846
Income before extraordinary items$2,417,0002,205
Extraordinary gains, net$045
Net income$2,417,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,597
Cash dividends$2,200,0001,065
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,645,9002,048
2006-06-30 (YTD Data)Rank
Total interest income$9,411,0002,046
Total interest expense$3,916,0001,943
Net interest income$5,495,0002,127
Provision for loan and lease losses$197,0002,147
Total noninterest income$2,018,0001,298
Gross Fiduciary activities income$168,000679
Service charges on deposit accounts$512,0001,706
Trading account gains and fees$0126
Additional Noninterest Income$1,338,0001,098
Total noninterest expense$4,928,0001,807
Salaries and employee benefits$3,060,0001,618
Premises and equipment expense$584,0002,133
Additional noninterest expense$1,284,0002,050
Pre-tax net operating income$2,388,0002,032
Securities gains (losses)$01,185
Applicable income taxes$714,0001,831
Income before extraordinary items$1,674,0002,144
Extraordinary gains, net$039
Net income$1,674,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$1,750,000919
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,674,0002,128
2006-03-31 (YTD Data)Rank
Total interest income$4,693,0002,020
Total interest expense$1,925,0001,897
Net interest income$2,768,0002,097
Provision for loan and lease losses$126,0001,677
Total noninterest income$935,0001,349
Gross Fiduciary activities income$88,000673
Service charges on deposit accounts$237,0001,773
Trading account gains and fees$0115
Additional Noninterest Income$610,0001,163
Total noninterest expense$2,449,0001,810
Salaries and employee benefits$1,545,0001,609
Premises and equipment expense$297,0002,120
Additional noninterest expense$607,0002,133
Pre-tax net operating income$1,128,0002,082
Securities gains (losses)$0955
Applicable income taxes$337,0001,862
Income before extraordinary items$791,0002,217
Extraordinary gains, net$021
Net income$791,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,591
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$791,0002,195
2005-12-31 (YTD Data)Rank
Total interest income$17,062,0001,965
Total interest expense$7,182,0001,582
Net interest income$9,880,0002,244
Provision for loan and lease losses$371,0002,409
Total noninterest income$4,222,0001,225
Gross Fiduciary activities income$528,000571
Service charges on deposit accounts$989,0001,750
Trading account gains and fees$0138
Additional Noninterest Income$2,705,0001,092
Total noninterest expense$9,580,0001,776
Salaries and employee benefits$5,559,0001,688
Premises and equipment expense$1,162,0002,058
Additional noninterest expense$2,859,0001,764
Pre-tax net operating income$4,151,0002,161
Securities gains (losses)$02,296
Applicable income taxes$1,247,0001,941
Income before extraordinary items$2,904,0002,318
Extraordinary gains, net$046
Net income$2,904,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000890
Cash dividends$2,700,0001,125
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,904,0002,285
2005-09-30 (YTD Data)Rank
Total interest income$12,558,0001,947
Total interest expense$5,274,0001,525
Net interest income$7,284,0002,252
Provision for loan and lease losses$210,0002,870
Total noninterest income$3,176,0001,230
Gross Fiduciary activities income$449,000530
Service charges on deposit accounts$744,0001,733
Trading account gains and fees$0126
Additional Noninterest Income$1,983,0001,126
Total noninterest expense$7,121,0001,769
Salaries and employee benefits$4,108,0001,681
Premises and equipment expense$878,0002,029
Additional noninterest expense$2,135,0001,744
Pre-tax net operating income$3,129,0002,166
Securities gains (losses)$02,317
Applicable income taxes$933,0001,976
Income before extraordinary items$2,196,0002,318
Extraordinary gains, net$035
Net income$2,196,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,000978
Cash dividends$2,200,000976
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,196,0002,279
2005-06-30 (YTD Data)Rank
Total interest income$8,244,0001,930
Total interest expense$3,411,0001,474
Net interest income$4,833,0002,238
Provision for loan and lease losses$79,0003,775
Total noninterest income$2,040,0001,245
Gross Fiduciary activities income$310,000526
Service charges on deposit accounts$492,0001,713
Trading account gains and fees$0116
Additional Noninterest Income$1,238,0001,151
Total noninterest expense$4,718,0001,770
Salaries and employee benefits$2,687,0001,713
Premises and equipment expense$581,0002,032
Additional noninterest expense$1,450,0001,709
Pre-tax net operating income$2,076,0002,118
Securities gains (losses)$02,146
Applicable income taxes$621,0001,953
Income before extraordinary items$1,455,0002,283
Extraordinary gains, net$030
Net income$1,455,0002,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,000745
Cash dividends$1,700,000845
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,455,0002,253
2005-03-31 (YTD Data)Rank
Total interest income$4,016,0001,929
Total interest expense$1,658,0001,440
Net interest income$2,358,0002,279
Provision for loan and lease losses$06,226
Total noninterest income$953,0001,292
Gross Fiduciary activities income$126,000595
Service charges on deposit accounts$240,0001,697
Trading account gains and fees$0115
Additional Noninterest Income$587,0001,188
Total noninterest expense$2,352,0001,778
Salaries and employee benefits$1,340,0001,721
Premises and equipment expense$285,0002,096
Additional noninterest expense$727,0001,694
Pre-tax net operating income$959,0002,239
Securities gains (losses)$01,685
Applicable income taxes$284,0002,060
Income before extraordinary items$675,0002,392
Extraordinary gains, net$024
Net income$675,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,000525
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$675,0002,356
2004-12-31 (YTD Data)Rank
Total interest income$15,053,0001,895
Total interest expense$6,337,0001,301
Net interest income$8,716,0002,347
Provision for loan and lease losses$812,0001,266
Total noninterest income$4,126,0001,244
Gross Fiduciary activities income$454,000600
Service charges on deposit accounts$1,051,0001,672
Trading account gains and fees$0138
Additional Noninterest Income$2,621,0001,090
Total noninterest expense$9,036,0001,788
Salaries and employee benefits$5,037,0001,748
Premises and equipment expense$1,098,0002,095
Additional noninterest expense$2,901,0001,683
Pre-tax net operating income$2,994,0002,601
Securities gains (losses)$03,819
Applicable income taxes$983,0002,183
Income before extraordinary items$2,011,0002,906
Extraordinary gains, net$034
Net income$2,011,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,362
Cash dividends$3,741,000815
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,011,0002,849
2004-09-30 (YTD Data)Rank
Total interest income$11,113,0001,904
Total interest expense$4,688,0001,286
Net interest income$6,425,0002,352
Provision for loan and lease losses$571,0001,283
Total noninterest income$3,171,0001,250
Gross Fiduciary activities income$329,000606
Service charges on deposit accounts$789,0001,677
Trading account gains and fees$0134
Additional Noninterest Income$2,053,0001,060
Total noninterest expense$6,827,0001,768
Salaries and employee benefits$3,875,0001,704
Premises and equipment expense$839,0002,062
Additional noninterest expense$2,113,0001,705
Pre-tax net operating income$2,198,0002,663
Securities gains (losses)$03,710
Applicable income taxes$641,0002,458
Income before extraordinary items$1,557,0002,861
Extraordinary gains, net$026
Net income$1,557,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,423
Cash dividends$2,741,000751
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,557,0002,789
2004-06-30 (YTD Data)Rank
Total interest income$7,271,0001,927
Total interest expense$3,043,0001,302
Net interest income$4,228,0002,363
Provision for loan and lease losses$449,0001,126
Total noninterest income$2,097,0001,246
Gross Fiduciary activities income$231,000595
Service charges on deposit accounts$509,0001,713
Trading account gains and fees$0130
Additional Noninterest Income$1,357,0001,061
Total noninterest expense$4,615,0001,738
Salaries and employee benefits$2,633,0001,674
Premises and equipment expense$548,0002,088
Additional noninterest expense$1,434,0001,674
Pre-tax net operating income$1,261,0002,992
Securities gains (losses)$03,413
Applicable income taxes$354,0002,783
Income before extraordinary items$907,0003,196
Extraordinary gains, net$021
Net income$907,0003,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,145
Cash dividends$2,741,000539
Sale, conversion, retirement of capital stock, net$0638
Net operating income$907,0003,111
2004-03-31 (YTD Data)Rank
Total interest income$3,622,0001,933
Total interest expense$1,543,0001,292
Net interest income$2,079,0002,401
Provision for loan and lease losses$249,000972
Total noninterest income$1,116,0001,153
Gross Fiduciary activities income$123,000582
Service charges on deposit accounts$241,0001,770
Trading account gains and fees$0121
Additional Noninterest Income$752,000968
Total noninterest expense$2,293,0001,765
Salaries and employee benefits$1,318,0001,679
Premises and equipment expense$277,0002,092
Additional noninterest expense$698,0001,697
Pre-tax net operating income$653,0002,864
Securities gains (losses)$02,934
Applicable income taxes$185,0002,701
Income before extraordinary items$468,0003,098
Extraordinary gains, net$016
Net income$468,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,000954
Cash dividends$1,241,000555
Sale, conversion, retirement of capital stock, net$0464
Net operating income$468,0002,981
2003-12-31 (YTD Data)Rank
Total interest income$15,325,0001,850
Total interest expense$7,017,0001,259
Net interest income$8,308,0002,342
Provision for loan and lease losses$820,0001,426
Total noninterest income$5,541,0001,048
Gross Fiduciary activities income$485,000572
Service charges on deposit accounts$902,0001,913
Trading account gains and fees$0160
Additional Noninterest Income$4,154,000872
Total noninterest expense$9,235,0001,729
Salaries and employee benefits$4,574,0001,884
Premises and equipment expense$1,282,0001,774
Additional noninterest expense$3,379,0001,457
Pre-tax net operating income$3,794,0002,053
Securities gains (losses)$-37,0008,930
Applicable income taxes$1,037,0002,125
Income before extraordinary items$2,720,0002,221
Extraordinary gains, net$054
Net income$2,720,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,749
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,746,6402,109
2003-09-30 (YTD Data)Rank
Total interest income$11,779,0001,848
Total interest expense$5,387,0001,284
Net interest income$6,392,0002,286
Provision for loan and lease losses$1,083,000831
Total noninterest income$4,737,000966
Gross Fiduciary activities income$367,000572
Service charges on deposit accounts$669,0001,936
Trading account gains and fees$0153
Additional Noninterest Income$3,701,000799
Total noninterest expense$7,030,0001,715
Salaries and employee benefits$3,654,0001,776
Premises and equipment expense$952,0001,804
Additional noninterest expense$2,424,0001,516
Pre-tax net operating income$3,016,0002,037
Securities gains (losses)$04,204
Applicable income taxes$887,0002,044
Income before extraordinary items$2,129,0002,195
Extraordinary gains, net$040
Net income$2,129,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,741
Cash dividends$2,500,000846
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,129,0002,084
2003-06-30 (YTD Data)Rank
Total interest income$8,095,0001,793
Total interest expense$3,699,0001,298
Net interest income$4,396,0002,212
Provision for loan and lease losses$1,030,000627
Total noninterest income$3,322,000928
Gross Fiduciary activities income$248,000570
Service charges on deposit accounts$449,0001,885
Trading account gains and fees$0150
Additional Noninterest Income$2,625,000746
Total noninterest expense$4,699,0001,706
Salaries and employee benefits$2,423,0001,776
Premises and equipment expense$633,0001,793
Additional noninterest expense$1,643,0001,494
Pre-tax net operating income$1,989,0002,045
Securities gains (losses)$03,782
Applicable income taxes$590,0002,078
Income before extraordinary items$1,399,0002,240
Extraordinary gains, net$030
Net income$1,399,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,348
Cash dividends$2,500,000602
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,399,0002,118
2003-03-31 (YTD Data)Rank
Total interest income$4,133,0001,782
Total interest expense$1,905,0001,279
Net interest income$2,228,0002,185
Provision for loan and lease losses$319,000875
Total noninterest income$1,478,000985
Gross Fiduciary activities income$121,000587
Service charges on deposit accounts$223,0001,831
Trading account gains and fees$0134
Additional Noninterest Income$1,134,000817
Total noninterest expense$2,220,0001,775
Salaries and employee benefits$1,115,0001,908
Premises and equipment expense$314,0001,819
Additional noninterest expense$791,0001,497
Pre-tax net operating income$1,167,0001,791
Securities gains (losses)$02,891
Applicable income taxes$356,0001,792
Income before extraordinary items$811,0001,952
Extraordinary gains, net$021
Net income$811,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,000923
Cash dividends$2,500,000329
Sale, conversion, retirement of capital stock, net$0419
Net operating income$811,0001,842
2002-12-31 (YTD Data)Rank
Total interest income$17,567,0001,759
Total interest expense$8,414,0001,342
Net interest income$9,153,0002,115
Provision for loan and lease losses$1,495,000952
Total noninterest income$5,230,0001,011
Gross Fiduciary activities income$479,000587
Service charges on deposit accounts$952,0001,686
Trading account gains and fees$0153
Additional Noninterest Income$3,799,000850
Total noninterest expense$8,763,0001,729
Salaries and employee benefits$4,538,0001,762
Premises and equipment expense$1,161,0001,904
Additional noninterest expense$3,064,0001,551
Pre-tax net operating income$4,125,0001,941
Securities gains (losses)$04,537
Applicable income taxes$1,191,0001,954
Income before extraordinary items$2,934,0002,043
Extraordinary gains, net$070
Net income$2,934,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,0001,085
Cash dividends$3,000,000917
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,934,0001,973
2001-12-31 (YTD Data)Rank
Total interest income$20,099,0001,690
Total interest expense$10,402,0001,563
Net interest income$9,697,0001,840
Provision for loan and lease losses$1,056,0001,194
Total noninterest income$4,238,0001,135
Gross Fiduciary activities income$493,000599
Service charges on deposit accounts$1,060,0001,408
Trading account gains and fees$0177
Additional Noninterest Income$2,685,0001,023
Total noninterest expense$8,788,0001,656
Salaries and employee benefits$3,908,0001,918
Premises and equipment expense$1,268,0001,709
Additional noninterest expense$3,612,0001,302
Pre-tax net operating income$4,091,0001,744
Securities gains (losses)$04,612
Applicable income taxes$1,303,0001,698
Income before extraordinary items$2,788,0001,887
Extraordinary gains, net$0105
Net income$2,788,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0001,433
Cash dividends$806,0002,608
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,788,0001,809
2000-12-31 (YTD Data)Rank
Total interest income$19,261,0001,797
Total interest expense$10,526,0001,630
Net interest income$8,735,0002,029
Provision for loan and lease losses$309,0002,772
Total noninterest income$3,220,0001,271
Gross Fiduciary activities income$466,000620
Service charges on deposit accounts$1,150,0001,174
Trading account gains and fees$0180
Additional Noninterest Income$1,604,0001,315
Total noninterest expense$9,065,0001,546
Salaries and employee benefits$3,913,0001,840
Premises and equipment expense$1,218,0001,712
Additional noninterest expense$3,934,0001,165
Pre-tax net operating income$2,581,0002,692
Securities gains (losses)$01,956
Applicable income taxes$765,0002,593
Income before extraordinary items$1,816,0002,786
Extraordinary gains, net$038
Net income$1,816,0002,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,155
Cash dividends$682,0002,975
Sale, conversion, retirement of capital stock, net$33,000815
Net operating income$1,816,0002,784
1999-12-31 (YTD Data)Rank
Total interest income$17,055,0001,911
Total interest expense$8,673,0001,713
Net interest income$8,382,0002,101
Provision for loan and lease losses$104,0005,140
Total noninterest income$2,912,0001,390
Gross Fiduciary activities income$405,000701
Service charges on deposit accounts$981,0001,333
Trading account gains and fees$0173
Additional Noninterest Income$1,526,0001,384
Total noninterest expense$8,498,0001,615
Salaries and employee benefits$3,601,0001,953
Premises and equipment expense$1,207,0001,698
Additional noninterest expense$3,690,0001,246
Pre-tax net operating income$2,692,0002,634
Securities gains (losses)$03,155
Applicable income taxes$688,0002,939
Income before extraordinary items$2,004,0002,590
Extraordinary gains, net$035
Net income$2,004,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,803
Cash dividends$588,0003,213
Sale, conversion, retirement of capital stock, net$-19,00010,066
Net operating income$2,004,0002,555
1998-12-31 (YTD Data)Rank
Total interest income$15,633,0002,089
Total interest expense$8,770,0001,751
Net interest income$6,863,0002,472
Provision for loan and lease losses$174,0003,870
Total noninterest income$2,067,0001,787
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,067,0001,138
Total noninterest expense$7,344,0001,778
Salaries and employee benefits$3,496,0001,902
Premises and equipment expense$1,998,000968
Additional noninterest expense$1,850,0002,262
Pre-tax net operating income$1,412,0004,373
Securities gains (losses)$937,000396
Applicable income taxes$636,0003,257
Income before extraordinary items$1,713,0002,909
Extraordinary gains, net$032
Net income$1,713,0002,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,698
Cash dividends$479,0003,641
Sale, conversion, retirement of capital stock, net$6,136,000188
Net operating income$1,028,9904,316
1997-12-31 (YTD Data)Rank
Total interest income$14,097,0002,313
Total interest expense$7,985,0001,936
Net interest income$6,112,0002,853
Provision for loan and lease losses$339,0002,387
Total noninterest income$1,484,0002,211
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,484,0001,330
Total noninterest expense$5,298,0002,434
Salaries and employee benefits$2,651,0002,504
Premises and equipment expense$1,095,0001,812
Additional noninterest expense$1,552,0002,645
Pre-tax net operating income$1,959,0003,604
Securities gains (losses)$456,000446
Applicable income taxes$712,0003,197
Income before extraordinary items$1,703,0002,986
Extraordinary gains, net$044
Net income$1,703,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$416,0003,868
Sale, conversion, retirement of capital stock, net$18,000924
Net operating income$1,379,2403,537
1996-12-31 (YTD Data)Rank
Total interest income$11,761,0002,806
Total interest expense$6,554,0002,358
Net interest income$5,207,0003,416
Provision for loan and lease losses$155,0003,992
Total noninterest income$1,204,0002,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,204,0001,594
Total noninterest expense$4,938,0002,766
Salaries and employee benefits$2,032,0003,288
Premises and equipment expense$842,0002,338
Additional noninterest expense$2,064,0002,387
Pre-tax net operating income$1,318,0004,793
Securities gains (losses)$187,000726
Applicable income taxes$414,0004,795
Income before extraordinary items$1,091,0004,182
Extraordinary gains, net$053
Net income$1,091,0004,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,120
Cash dividends$320,0004,362
Sale, conversion, retirement of capital stock, net$6,000888
Net operating income$956,3604,603
1995-12-31 (YTD Data)Rank
Total interest income$8,748,0003,708
Total interest expense$4,386,0003,388
Net interest income$4,362,0004,013
Provision for loan and lease losses$114,0004,327
Total noninterest income$791,0003,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$791,0002,124
Total noninterest expense$3,262,0003,993
Salaries and employee benefits$1,467,0004,371
Premises and equipment expense$661,0002,954
Additional noninterest expense$1,134,0003,934
Pre-tax net operating income$1,777,0003,879
Securities gains (losses)$251,000581
Applicable income taxes$602,0003,647
Income before extraordinary items$1,426,0003,399
Extraordinary gains, net$065
Net income$1,426,0003,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$318,0004,392
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,250,3003,799
1994-12-31 (YTD Data)Rank
Total interest income$7,157,0004,136
Total interest expense$3,693,0003,307
Net interest income$3,464,0004,989
Provision for loan and lease losses$60,0005,594
Total noninterest income$574,0004,805
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$574,0002,679
Total noninterest expense$2,973,0004,455
Salaries and employee benefits$1,202,0005,233
Premises and equipment expense$641,0003,074
Additional noninterest expense$1,130,0004,270
Pre-tax net operating income$1,005,0005,934
Securities gains (losses)$242,000440
Applicable income taxes$366,0005,087
Income before extraordinary items$881,0004,994
Extraordinary gains, net$0249
Net income$881,0004,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$175,0005,766
Sale, conversion, retirement of capital stock, net$5,014,000170
Net operating income$709,1805,919
1993-12-31 (YTD Data)Rank
Total interest income$7,137,0004,247
Total interest expense$4,181,0003,041
Net interest income$2,956,0005,721
Provision for loan and lease losses$66,0006,760
Total noninterest income$1,380,0002,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,380,0001,648
Total noninterest expense$2,734,0004,872
Salaries and employee benefits$1,110,0005,597
Premises and equipment expense$605,0003,303
Additional noninterest expense$1,019,0004,849
Pre-tax net operating income$1,536,0004,231
Securities gains (losses)$91,0002,627
Applicable income taxes$572,0003,745
Income before extraordinary items$1,055,0004,483
Extraordinary gains, net$03,149
Net income$1,055,0004,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$103,0006,810
Sale, conversion, retirement of capital stock, net$23,0001,068
Net operating income$995,8504,477
1992-12-31 (YTD Data)Rank
Total interest income$7,677,0004,451
Total interest expense$4,616,0003,556
Net interest income$3,061,0005,624
Provision for loan and lease losses$91,0007,521
Total noninterest income$496,0005,668
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$496,0003,210
Total noninterest expense$2,385,0005,517
Salaries and employee benefits$1,059,0005,747
Premises and equipment expense$484,0004,085
Additional noninterest expense$842,0005,833
Pre-tax net operating income$1,081,0005,325
Securities gains (losses)$112,0002,830
Applicable income taxes$426,0004,563
Income before extraordinary items$767,0005,535
Extraordinary gains, net$01,422
Net income$767,0005,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0007,598
Cash dividends$85,0006,917
Sale, conversion, retirement of capital stock, net$10,0001,064
Net operating income$695,3205,621

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.