Home > Sturgis Bank & Trust Company > Net charge- offs to loans
Sturgis Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0781% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0947% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2432% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2432% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0420% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0655% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1081% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1255% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9742% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9742% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0976% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1626% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1890% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4786% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4786% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1712% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1712% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0695% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 4,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 3,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0805% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0835% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0899% | 4,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 4,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1376% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1643% | 4,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 3,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0587% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0665% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 4,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4085% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1864% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0808% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0808% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5596% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1106% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8516% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1687% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1687% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3558% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9445% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3281% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0567% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3717% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3717% | 4,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 3,488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7054% | 776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2544% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0948% | 4,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0948% | 4,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0725% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6462% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1320% | 4,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1320% | 4,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4543% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6776% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6776% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,244 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,074 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0415% | 3,745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1364% | 4,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1364% | 4,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4978% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4978% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1311% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,713 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2444% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2444% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4103% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4103% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0882% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1610% | 5,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1610% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1594% | 5,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2692% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0706% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0719% | 5,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2191% | 5,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4862% | 5,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4862% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1057% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1037% | 5,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2905% | 5,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 4,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9788% | 5,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9788% | 5,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1718% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2507% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1217% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5945% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5945% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3219% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4925% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4925% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4833% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6922% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6922% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 5,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2263% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9658% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3220% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3220% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1317% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1535% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 5,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5244% | 5,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0784% | 3,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0784% | 3,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1688% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 5,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 2,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2569% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 5,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 4,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0402% | 5,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0402% | 4,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 5,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 5,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 5,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 4,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3379% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3928% | 773 |
| Percentage Net Loans Charged-off:Construction & development | -0.4110% | 5,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3106% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4785% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1944% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5707% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 5,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1300% | 3,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4066% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4757% | 617 |
| Percentage Net Loans Charged-off:Construction & development | -0.5066% | 5,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4138% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5627% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1072% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7103% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.6747% | 5,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4364% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3206% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0564% | 5,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0449% | 5,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0449% | 5,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2363% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | -1.3137% | 5,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6502% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0492% | 4,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1671% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 5,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | -1.7487% | 6,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1890% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3220% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2710% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3570% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 3,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2153% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | -1.2400% | 6,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 1,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9319% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2725% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0377% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 5,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1761% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1761% | 2,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1169% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0198% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0883% | 5,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0883% | 5,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.3267% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 5,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0886% | 5,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0886% | 5,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5354% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7423% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4520% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1944% | 1,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5492% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3893% | 2,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2117% | 6,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2117% | 6,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2347% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2270% | 2,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4648% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 3,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2330% | 1,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 3,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5136% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3385% | 6,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3385% | 6,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2992% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5342% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4009% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7735% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3846% | 6,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3846% | 6,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3279% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1102% | 6,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7622% | 6,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7622% | 6,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9172% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9283% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 8.7926% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8943% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4326% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3419% | 1,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4714% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1873% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5341% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4857% | 2,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0138% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1379% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 10.8975% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9957% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5428% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4215% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5954% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7365% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6496% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4216% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6135% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 16.4149% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3408% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7749% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4756% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9056% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 2,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2063% | 3,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0936% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2037% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 16.2626% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5067% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5516% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7167% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6051% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1239% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9629% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5146% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 2,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7682% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5327% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8732% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7767% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3090% | 4,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9740% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3285% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 2,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4217% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7005% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 2,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6242% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3977% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5013% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4054% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3704% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4884% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9317% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2861% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5130% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6025% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3840% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7668% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2359% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1458% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1197% | 6,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4856% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3487% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 1.4609% | 2,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 2,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3774% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6779% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2501% | 2,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9716% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3263% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 3,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 2,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2988% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4761% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2249% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4530% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0380% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2117% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 2,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1588% | 1,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1099% | 2,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6617% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0288% | 5,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1948% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1133% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1672% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 4,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7686% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 2,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1685% | 3,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1309% | 7,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0841% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 3,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1748% | 7,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 2,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1519% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1417% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2111% | 7,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0791% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 6,829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2102% | 7,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1340% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1997% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5025% | 7,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6473% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0871% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 2,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1829% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2233% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6920% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 3,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0916% | 8,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3055% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 6,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5949% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 7,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1413% | 7,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1474% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1540% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1104% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8010% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7055% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6859% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7667% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3237% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8198% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3737% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4894% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0930% | 8,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3880% | 8,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2298% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1756% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8830% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3709% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1454% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6111% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8200% | 7,740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1876% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3543% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1382% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0780% | 7,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7958% | 7,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2287% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2478% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5032% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1173% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1365% | 7,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6834% | 7,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3323% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9578% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 8,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2420% | 7,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1290% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6601% | 7,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1456% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9378% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8257% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3905% | 7,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2184% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1808% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6860% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4623% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4195% | 7,826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3479% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2891% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6325% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5898% | 3,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3782% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3118% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7179% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0064% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3977% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3174% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0492% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2777% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3119% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9682% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4117% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2365% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6155% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7946% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 6,817 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 6,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 6,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 7,295 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 8,409 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 6,987 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 8,581 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 9,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |