Home > Stockton Savings Bank, FSB > Income and Expense
Stockton Savings Bank, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $97,943,000 | 444 |
| Total interest expense | $58,477,000 | 376 |
| Net interest income | $39,466,000 | 518 |
| Provision for loan and lease losses | $1,462,000 | 765 |
| Total noninterest income | $7,218,000 | 738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,218,000 | 521 |
| Total noninterest expense | $34,317,000 | 504 |
| Salaries and employee benefits | $12,431,000 | 566 |
| Premises and equipment expense | $5,665,000 | 432 |
| Additional noninterest expense | $16,221,000 | 473 |
| Pre-tax net operating income | $10,905,000 | 735 |
| Securities gains (losses) | $2,126,000 | 145 |
| Applicable income taxes | $5,410,000 | 547 |
| Income before extraordinary items | $7,621,000 | 719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,621,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,165,000 | 540 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,260,360 | 838 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $90,571,000 | 484 |
| Total interest expense | $58,459,000 | 392 |
| Net interest income | $32,112,000 | 641 |
| Provision for loan and lease losses | $2,440,000 | 509 |
| Total noninterest income | $3,725,000 | 1,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,725,000 | 785 |
| Total noninterest expense | $28,311,000 | 602 |
| Salaries and employee benefits | $10,744,000 | 655 |
| Premises and equipment expense | $5,759,000 | 438 |
| Additional noninterest expense | $11,808,000 | 607 |
| Pre-tax net operating income | $5,086,000 | 1,483 |
| Securities gains (losses) | $303,000 | 507 |
| Applicable income taxes | $3,368,000 | 828 |
| Income before extraordinary items | $2,021,000 | 2,487 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,021,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,274,000 | 748 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,827,080 | 2,676 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $80,672,000 | 472 |
| Total interest expense | $44,226,000 | 399 |
| Net interest income | $36,446,000 | 562 |
| Provision for loan and lease losses | $1,802,000 | 620 |
| Total noninterest income | $4,277,000 | 1,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-416,000 | 4,921 |
| Additional Noninterest Income | $4,693,000 | 667 |
| Total noninterest expense | $30,945,000 | 572 |
| Salaries and employee benefits | $11,721,000 | 616 |
| Premises and equipment expense | $5,468,000 | 451 |
| Additional noninterest expense | $13,756,000 | 557 |
| Pre-tax net operating income | $7,976,000 | 965 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $3,250,000 | 816 |
| Income before extraordinary items | $4,694,000 | 1,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,694,000 | 1,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,918,000 | 572 |
| Cash dividends | $2,350,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,714,480 | 1,087 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $78,778,000 | 475 |
| Total interest expense | $41,185,000 | 417 |
| Net interest income | $37,593,000 | 551 |
| Provision for loan and lease losses | $3,013,000 | 606 |
| Total noninterest income | $7,558,000 | 732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-15,000 | 5,085 |
| Additional Noninterest Income | $7,573,000 | 515 |
| Total noninterest expense | $27,876,000 | 655 |
| Salaries and employee benefits | $10,598,000 | 680 |
| Premises and equipment expense | $4,892,000 | 504 |
| Additional noninterest expense | $12,386,000 | 651 |
| Pre-tax net operating income | $14,262,000 | 527 |
| Securities gains (losses) | $2,174,000 | 297 |
| Applicable income taxes | $6,830,000 | 432 |
| Income before extraordinary items | $9,606,000 | 560 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,606,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,086,000 | 1,093 |
| Cash dividends | $2,400,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,214,640 | 590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $84,658,000 | 502 |
| Total interest expense | $49,478,000 | 442 |
| Net interest income | $35,180,000 | 587 |
| Provision for loan and lease losses | $3,661,000 | 728 |
| Total noninterest income | $5,045,000 | 968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-679,000 | 5,307 |
| Additional Noninterest Income | $5,724,000 | 619 |
| Total noninterest expense | $25,308,000 | 706 |
| Salaries and employee benefits | $10,395,000 | 679 |
| Premises and equipment expense | $4,759,000 | 533 |
| Additional noninterest expense | $10,150,000 | 758 |
| Pre-tax net operating income | $11,256,000 | 572 |
| Securities gains (losses) | $2,533,000 | 341 |
| Applicable income taxes | $5,301,000 | 454 |
| Income before extraordinary items | $8,492,000 | 561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,492,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 2,355 |
| Cash dividends | $2,400,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,870,880 | 633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.