Home > Stock Yards Bank & Trust Company > Net charge- offs to loans
Stock Yards Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4562% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9015% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 24.4121% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4728% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3252% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5760% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2490% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6790% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2341% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,244 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3647% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7456% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1712% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 4,250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3628% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9865% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3488% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0272% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8197% | 4,757 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3237% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 3,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 4,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1447% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5551% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2325% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2133% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2091% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2138% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 3,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2998% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3926% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0877% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3971% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2232% | 158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 3,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3714% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 3,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0412% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1491% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1303% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2121% | 171 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3732% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3207% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4851% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3072% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1171% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1171% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 764 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3312% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1741% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3490% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1498% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1498% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5541% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5541% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0792% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,564 |
| Percentage Net Loans Charged-off:Construction & development | -0.1055% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 4,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3274% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3274% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.1630% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2754% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2754% | 1,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0520% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.3289% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 4,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0686% | 4,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0686% | 4,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2473% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3039% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3039% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0619% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4153% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2883% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2884% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5185% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2854% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2854% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7673% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2080% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2080% | 1,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2375% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4098% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4516% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4516% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3452% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3452% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1717% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0648% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1346% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1400% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4306% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4306% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0689% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 4,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1765% | 4,714 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4220% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4220% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2679% | 4,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2791% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2791% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0109% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 2,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 5,596 |
| Percentage Net Loans Charged-off:Construction & development | -1.0816% | 5,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0009% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7432% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2923% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.7198% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0267% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8424% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3564% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3565% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0435% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5114% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1107% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1107% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1766% | 5,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1766% | 5,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2301% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 1.5327% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 1,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3427% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 2,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2250% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2250% | 2,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.1503% | 5,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 1,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4880% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0919% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2125% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2125% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0692% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0610% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3504% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2306% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0842% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0842% | 2,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1032% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1764% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2815% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 4,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2010% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5958% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8840% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 6.0850% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2526% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1569% | 5,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2436% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3549% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 5,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2989% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2989% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0187% | 1,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6364% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9487% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 6.5776% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1797% | 1,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4723% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2607% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3804% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0655% | 5,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3930% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0258% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4368% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6384% | 881 |
| Percentage Net Loans Charged-off:Construction & development | -0.2596% | 5,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2722% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9504% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3562% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5219% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 4,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0227% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0227% | 3,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5450% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7893% | 673 |
| Percentage Net Loans Charged-off:Construction & development | -0.5221% | 6,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4264% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6289% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 5,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0335% | 5,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5954% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4513% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.1072% | 2,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7948% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3376% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5118% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2900% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0081% | 5,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0081% | 5,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6406% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3794% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 1,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 2,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4607% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3941% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6022% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7676% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0680% | 6,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0680% | 5,986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5809% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.1665% | 1,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 2,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6988% | 376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4312% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6653% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1066% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4534% | 6,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4534% | 6,591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6774% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0501% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3892% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6027% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7855% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8026% | 7,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8026% | 6,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5465% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6445% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 1.0351% | 2,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5714% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7196% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4058% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3060% | 1,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4625% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2878% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5964% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5881% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5196% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5666% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 1.0478% | 1,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5832% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2794% | 709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3326% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 1,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4932% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4101% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6864% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4422% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4342% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 1.5572% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 2,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4150% | 538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3471% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 1,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5043% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5277% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5855% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5721% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3646% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2246% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 1.5217% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0515% | 5,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 2,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9356% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5891% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5688% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4014% | 4,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4009% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 1.2407% | 2,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1556% | 2,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4238% | 879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3849% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2792% | 1,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4488% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4546% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 3,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3040% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2934% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.6166% | 2,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2113% | 2,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4023% | 711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2455% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3685% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1702% | 3,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3668% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4199% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2383% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.3258% | 2,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1933% | 2,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6240% | 527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2167% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2568% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5623% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.6507% | 1,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2936% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6704% | 7,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5827% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2686% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.7680% | 2,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1687% | 2,560 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8464% | 6,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 2,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 1,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3773% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6644% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6074% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2723% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2411% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.1924% | 2,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2018% | 1,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3566% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 1,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5213% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2374% | 3,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9593% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3079% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2586% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.2739% | 2,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2732% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3561% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2788% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6623% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 3,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1693% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2878% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3096% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 3,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0665% | 2,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 2,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6598% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0582% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2610% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1072% | 3,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7685% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1852% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0478% | 2,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0522% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2539% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3158% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2256% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 3,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8514% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1822% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0730% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7239% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2186% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1759% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6940% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.1478% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0010% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2275% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3287% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2421% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0122% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6348% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0893% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0455% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 7,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7807% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0163% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 7,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0976% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0825% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4714% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.3807% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4517% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9455% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.5041% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 2,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8089% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.5989% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2756% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1533% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.7786% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0110% | 3,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0608% | 6,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 3,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3731% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0822% | 6,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0897% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 3,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4490% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1946% | 6,285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7101% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0985% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1989% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1260% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2809% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0351% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2647% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2062% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4047% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1479% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6056% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8542% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6875% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2836% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4162% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5285% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 3,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3824% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3471% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3077% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5558% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6969% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3005% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4539% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0990% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8224% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0172% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4663% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4086% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8650% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1845% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1584% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2900% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1999% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6714% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3548% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2699% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8505% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2894% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2896% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7385% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1567% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6055% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7212% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2325% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0185% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0581% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4266% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0267% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 6,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0727% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5184% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8440% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 6,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2428% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2563% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1935% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4506% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3561% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5565% | 1,325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0274% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 6,932 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 6,394 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 7,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |