Home > Sterling Bank and Trust, FSB > Income and Expense

Sterling Bank and Trust, FSB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$126,788,000435
Total interest expense$58,212,000353
Net interest income$68,576,000523
Provision for loan and lease losses$-8,527,0004,551
Total noninterest income$2,837,0001,684
Gross Fiduciary activities income$0981
Service charges on deposit accounts$128,0003,156
Trading account gains and fees$0123
Additional Noninterest Income$2,709,0001,349
Total noninterest expense$65,162,000455
Salaries and employee benefits$33,453,000474
Premises and equipment expense$8,369,000345
Additional noninterest expense$2,709,0001,349
Pre-tax net operating income$14,778,000865
Securities gains (losses)$-52,0003,661
Applicable income taxes$4,271,000604
Income before extraordinary items$10,455,000974
Extraordinary gains, net$054
Net income$10,455,000988
Minority interest net income$088
Net income of bank and minority interests.$10,455,000977
Net charge-offs$5,945,000219
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$2,097,000132
Net operating income$10,496,080988
2023-09-30 (YTD Data)Rank
Total interest income$93,860,000432
Total interest expense$40,358,000355
Net interest income$53,502,000515
Provision for loan and lease losses$-4,170,0004,573
Total noninterest income$2,670,0001,470
Gross Fiduciary activities income$0950
Service charges on deposit accounts$98,0003,146
Trading account gains and fees$0125
Additional Noninterest Income$2,572,0001,155
Total noninterest expense$50,064,000434
Salaries and employee benefits$25,510,000467
Premises and equipment expense$6,272,000352
Additional noninterest expense$2,572,0001,155
Pre-tax net operating income$10,278,000949
Securities gains (losses)$-139,0004,090
Applicable income taxes$3,135,000632
Income before extraordinary items$7,004,0001,115
Extraordinary gains, net$052
Net income$7,004,0001,120
Minority interest net income$081
Net income of bank and minority interests.$7,004,0001,115
Net charge-offs$6,009,000174
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,309,000147
Net operating income$7,113,8101,122
2023-06-30 (YTD Data)Rank
Total interest income$60,984,000416
Total interest expense$23,681,000352
Net interest income$37,303,000497
Provision for loan and lease losses$-2,228,0004,600
Total noninterest income$2,355,0001,176
Gross Fiduciary activities income$0931
Service charges on deposit accounts$69,0003,090
Trading account gains and fees$0112
Additional Noninterest Income$2,286,000879
Total noninterest expense$33,724,000419
Salaries and employee benefits$17,328,000451
Premises and equipment expense$4,162,000341
Additional noninterest expense$2,286,000878
Pre-tax net operating income$8,162,000829
Securities gains (losses)$-2,0003,632
Applicable income taxes$2,457,000559
Income before extraordinary items$5,703,000957
Extraordinary gains, net$051
Net income$5,703,000969
Minority interest net income$081
Net income of bank and minority interests.$5,703,000957
Net charge-offs$6,010,000119
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$523,000171
Net operating income$5,704,580968
2023-03-31 (YTD Data)Rank
Total interest income$29,424,000428
Total interest expense$10,080,000358
Net interest income$19,344,000486
Provision for loan and lease losses$674,000436
Total noninterest income$277,0002,570
Gross Fiduciary activities income$0913
Service charges on deposit accounts$35,0003,092
Trading account gains and fees$097
Additional Noninterest Income$242,0002,225
Total noninterest expense$18,567,000399
Salaries and employee benefits$8,792,000457
Premises and equipment expense$2,112,000348
Additional noninterest expense$242,0002,225
Pre-tax net operating income$380,0003,394
Securities gains (losses)$69,000216
Applicable income taxes$223,0001,601
Income before extraordinary items$226,0003,725
Extraordinary gains, net$04
Net income$226,0003,724
Minority interest net income$048
Net income of bank and minority interests.$226,0003,725
Net charge-offs$6,412,00076
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$174,000190
Net operating income$171,4903,928
2022-12-31 (YTD Data)Rank
Total interest income$99,933,000413
Total interest expense$16,295,000306
Net interest income$83,638,000436
Provision for loan and lease losses$-9,934,0004,700
Total noninterest income$6,058,0001,052
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$198,0002,766
Trading account gains and fees$0116
Additional Noninterest Income$5,860,000798
Total noninterest expense$75,838,000378
Salaries and employee benefits$35,076,000438
Premises and equipment expense$8,657,000336
Additional noninterest expense$5,860,000798
Pre-tax net operating income$23,792,000665
Securities gains (losses)$-548,0004,343
Applicable income taxes$10,090,000380
Income before extraordinary items$13,154,000905
Extraordinary gains, net$05
Net income$13,154,000906
Minority interest net income$063
Net income of bank and minority interests.$13,154,000906
Net charge-offs$1,150,000382
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$947,000248
Net operating income$13,586,920902
2022-09-30 (YTD Data)Rank
Total interest income$72,653,000401
Total interest expense$9,085,000279
Net interest income$63,568,000420
Provision for loan and lease losses$-9,755,0004,740
Total noninterest income$5,788,000919
Gross Fiduciary activities income$0968
Service charges on deposit accounts$161,0002,681
Trading account gains and fees$0111
Additional Noninterest Income$5,627,000694
Total noninterest expense$58,780,000367
Salaries and employee benefits$26,766,000426
Premises and equipment expense$6,440,000339
Additional noninterest expense$5,627,000694
Pre-tax net operating income$20,331,000608
Securities gains (losses)$-590,0004,509
Applicable income taxes$8,876,000344
Income before extraordinary items$10,865,000827
Extraordinary gains, net$04
Net income$10,865,000826
Minority interest net income$057
Net income of bank and minority interests.$10,865,000827
Net charge-offs$1,431,000250
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$46,000448
Net operating income$11,331,100813
2022-06-30 (YTD Data)Rank
Total interest income$47,808,000386
Total interest expense$5,064,000256
Net interest income$42,744,000402
Provision for loan and lease losses$-5,398,0004,749
Total noninterest income$5,888,000694
Gross Fiduciary activities income$0925
Service charges on deposit accounts$121,0002,532
Trading account gains and fees$0108
Additional Noninterest Income$5,767,000543
Total noninterest expense$38,897,000359
Salaries and employee benefits$18,043,000419
Premises and equipment expense$4,328,000332
Additional noninterest expense$16,526,000302
Pre-tax net operating income$15,133,000528
Securities gains (losses)$-406,0004,551
Applicable income taxes$7,281,000294
Income before extraordinary items$7,446,000762
Extraordinary gains, net$04
Net income$7,446,000762
Minority interest net income$060
Net income of bank and minority interests.$7,446,000762
Net charge-offs$-616,0004,697
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$46,000415
Net operating income$7,766,740746
2022-03-31 (YTD Data)Rank
Total interest income$24,916,000354
Total interest expense$2,717,000218
Net interest income$22,199,000381
Provision for loan and lease losses$-4,289,0004,759
Total noninterest income$1,581,0001,033
Gross Fiduciary activities income$0892
Service charges on deposit accounts$73,0002,274
Trading account gains and fees$0103
Additional Noninterest Income$1,508,000830
Total noninterest expense$17,584,000394
Salaries and employee benefits$8,974,000428
Premises and equipment expense$2,142,000333
Additional noninterest expense$6,468,000354
Pre-tax net operating income$10,485,000406
Securities gains (losses)$-236,0004,617
Applicable income taxes$3,032,000315
Income before extraordinary items$7,217,000453
Extraordinary gains, net$04
Net income$7,217,000452
Minority interest net income$050
Net income of bank and minority interests.$7,217,000453
Net charge-offs$-196,0004,665
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$46,000336
Net operating income$7,403,440447
2021-12-31 (YTD Data)Rank
Total interest income$116,540,000317
Total interest expense$21,371,000145
Net interest income$95,169,000351
Provision for loan and lease losses$-3,771,0004,653
Total noninterest income$2,745,0001,894
Gross Fiduciary activities income$0994
Service charges on deposit accounts$343,0002,037
Trading account gains and fees$0132
Additional Noninterest Income$2,402,0001,726
Total noninterest expense$65,304,000413
Salaries and employee benefits$25,385,000585
Premises and equipment expense$9,108,000321
Additional noninterest expense$30,811,000315
Pre-tax net operating income$36,381,000475
Securities gains (losses)$-142,0004,694
Applicable income taxes$10,515,000381
Income before extraordinary items$25,724,000530
Extraordinary gains, net$010
Net income$25,724,000530
Minority interest net income$074
Net income of bank and minority interests.$25,724,000531
Net charge-offs$12,068,000103
Cash dividends$10,000,000476
Sale, conversion, retirement of capital stock, net$580,000286
Net operating income$25,836,180525
2021-09-30 (YTD Data)Rank
Total interest income$90,609,000312
Total interest expense$18,079,000143
Net interest income$72,530,000351
Provision for loan and lease losses$-2,146,0004,693
Total noninterest income$2,179,0001,884
Gross Fiduciary activities income$0957
Service charges on deposit accounts$278,0001,951
Trading account gains and fees$0132
Additional Noninterest Income$1,901,0001,724
Total noninterest expense$47,582,000425
Salaries and employee benefits$17,269,000645
Premises and equipment expense$6,840,000323
Additional noninterest expense$23,473,000310
Pre-tax net operating income$29,273,000462
Securities gains (losses)$-99,0004,796
Applicable income taxes$8,364,000374
Income before extraordinary items$20,810,000513
Extraordinary gains, net$08
Net income$20,810,000512
Minority interest net income$069
Net income of bank and minority interests.$20,810,000513
Net charge-offs$3,0002,246
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$449,000256
Net operating income$20,888,210505
2021-06-30 (YTD Data)Rank
Total interest income$62,523,000299
Total interest expense$13,691,000137
Net interest income$48,832,000341
Provision for loan and lease losses$-2,543,0004,762
Total noninterest income$174,0003,997
Gross Fiduciary activities income$0951
Service charges on deposit accounts$210,0001,739
Trading account gains and fees$0133
Additional Noninterest Income$-36,0004,932
Total noninterest expense$36,774,000374
Salaries and employee benefits$15,176,000496
Premises and equipment expense$4,424,000330
Additional noninterest expense$17,174,000283
Pre-tax net operating income$14,775,000567
Securities gains (losses)$-75,0004,840
Applicable income taxes$4,433,000434
Income before extraordinary items$10,267,000648
Extraordinary gains, net$06
Net income$10,267,000648
Minority interest net income$067
Net income of bank and minority interests.$10,267,000648
Net charge-offs$-825,0004,903
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$252,000249
Net operating income$10,326,250636
2021-03-31 (YTD Data)Rank
Total interest income$31,878,000298
Total interest expense$7,583,000132
Net interest income$24,295,000340
Provision for loan and lease losses$-737,0004,778
Total noninterest income$489,0002,256
Gross Fiduciary activities income$0922
Service charges on deposit accounts$111,0001,669
Trading account gains and fees$0127
Additional Noninterest Income$378,0002,210
Total noninterest expense$17,905,000378
Salaries and employee benefits$7,144,000521
Premises and equipment expense$2,188,000343
Additional noninterest expense$8,573,000274
Pre-tax net operating income$7,616,000555
Securities gains (losses)$-90,0004,874
Applicable income taxes$2,046,000457
Income before extraordinary items$5,480,000613
Extraordinary gains, net$03
Net income$5,480,000613
Minority interest net income$055
Net income of bank and minority interests.$5,480,000613
Net charge-offs$-221,0004,869
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$58,000309
Net operating income$5,551,100597
2020-12-31 (YTD Data)Rank
Total interest income$151,093,000267
Total interest expense$41,125,000162
Net interest income$109,968,000297
Provision for loan and lease losses$54,865,000132
Total noninterest income$3,884,0001,494
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$306,0002,207
Trading account gains and fees$0133
Additional Noninterest Income$3,578,0001,301
Total noninterest expense$77,302,000354
Salaries and employee benefits$28,866,000484
Premises and equipment expense$8,748,000331
Additional noninterest expense$39,688,000243
Pre-tax net operating income$-18,315,0004,987
Securities gains (losses)$287,000850
Applicable income taxes$-5,663,0004,988
Income before extraordinary items$-12,365,0004,977
Extraordinary gains, net$04
Net income$-12,365,0004,977
Minority interest net income$072
Net income of bank and minority interests.$-12,365,0004,977
Net charge-offs$4,208,000249
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$334,000312
Net operating income$-12,591,7304,976
2020-09-30 (YTD Data)Rank
Total interest income$116,496,000264
Total interest expense$31,953,000173
Net interest income$84,543,000292
Provision for loan and lease losses$27,273,000189
Total noninterest income$2,521,0001,577
Gross Fiduciary activities income$0981
Service charges on deposit accounts$203,0002,369
Trading account gains and fees$0125
Additional Noninterest Income$2,318,0001,367
Total noninterest expense$55,430,000355
Salaries and employee benefits$20,507,000503
Premises and equipment expense$6,516,000329
Additional noninterest expense$28,407,000241
Pre-tax net operating income$4,361,0001,566
Securities gains (losses)$302,000706
Applicable income taxes$1,085,0001,117
Income before extraordinary items$3,578,0001,676
Extraordinary gains, net$04
Net income$3,578,0001,677
Minority interest net income$065
Net income of bank and minority interests.$3,578,0001,677
Net charge-offs$745,000593
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$176,000332
Net operating income$3,339,4201,715
2020-06-30 (YTD Data)Rank
Total interest income$79,535,000264
Total interest expense$21,728,000181
Net interest income$57,807,000287
Provision for loan and lease losses$25,150,000173
Total noninterest income$1,459,0001,650
Gross Fiduciary activities income$0970
Service charges on deposit accounts$149,0002,288
Trading account gains and fees$0123
Additional Noninterest Income$1,310,0001,428
Total noninterest expense$55,655,000254
Salaries and employee benefits$13,680,000498
Premises and equipment expense$4,307,000329
Additional noninterest expense$37,668,000161
Pre-tax net operating income$-21,539,0005,043
Securities gains (losses)$322,000512
Applicable income taxes$-6,596,0005,040
Income before extraordinary items$-14,621,0005,033
Extraordinary gains, net$04
Net income$-14,621,0005,033
Minority interest net income$065
Net income of bank and minority interests.$-14,621,0005,033
Net charge-offs$-51,0004,749
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$118,000309
Net operating income$-14,875,3805,033
2020-03-31 (YTD Data)Rank
Total interest income$40,924,000266
Total interest expense$11,240,000199
Net interest income$29,684,000286
Provision for loan and lease losses$20,853,000135
Total noninterest income$167,0003,235
Gross Fiduciary activities income$0941
Service charges on deposit accounts$80,0002,427
Trading account gains and fees$0106
Additional Noninterest Income$87,0003,329
Total noninterest expense$36,681,000215
Salaries and employee benefits$6,594,000524
Premises and equipment expense$2,110,000342
Additional noninterest expense$27,977,000130
Pre-tax net operating income$-27,683,0005,103
Securities gains (losses)$313,000274
Applicable income taxes$-7,626,0005,095
Income before extraordinary items$-19,744,0005,090
Extraordinary gains, net$04
Net income$-19,744,0005,090
Minority interest net income$056
Net income of bank and minority interests.$-19,744,0005,090
Net charge-offs$-30,0004,753
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$109,000244
Net operating income$-19,991,2705,092
2019-12-31 (YTD Data)Rank
Total interest income$174,674,000254
Total interest expense$49,684,000202
Net interest income$124,990,000274
Provision for loan and lease losses$-133,0005,004
Total noninterest income$11,353,000638
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$291,0002,658
Trading account gains and fees$0135
Additional Noninterest Income$11,062,000487
Total noninterest expense$53,379,000444
Salaries and employee benefits$28,532,000454
Premises and equipment expense$8,948,000321
Additional noninterest expense$15,899,000461
Pre-tax net operating income$83,097,000217
Securities gains (losses)$120,000835
Applicable income taxes$22,359,000194
Income before extraordinary items$60,858,000230
Extraordinary gains, net$011
Net income$60,858,000231
Minority interest net income$076
Net income of bank and minority interests.$60,858,000231
Net charge-offs$-13,0004,511
Cash dividends$19,002,000311
Sale, conversion, retirement of capital stock, net$497,000289
Net operating income$60,763,200224
2019-09-30 (YTD Data)Rank
Total interest income$131,701,000257
Total interest expense$37,636,000206
Net interest income$94,065,000272
Provision for loan and lease losses$-583,0005,193
Total noninterest income$9,068,000607
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$210,0002,759
Trading account gains and fees$0129
Additional Noninterest Income$8,858,000466
Total noninterest expense$39,312,000448
Salaries and employee benefits$21,656,000448
Premises and equipment expense$6,506,000329
Additional noninterest expense$11,150,000488
Pre-tax net operating income$64,404,000214
Securities gains (losses)$136,000657
Applicable income taxes$18,265,000182
Income before extraordinary items$46,275,000232
Extraordinary gains, net$011
Net income$46,275,000233
Minority interest net income$072
Net income of bank and minority interests.$46,275,000233
Net charge-offs$62,0002,076
Cash dividends$14,521,000288
Sale, conversion, retirement of capital stock, net$424,000247
Net operating income$46,167,560225
2019-06-30 (YTD Data)Rank
Total interest income$87,667,000255
Total interest expense$24,610,000208
Net interest income$63,057,000272
Provision for loan and lease losses$-834,0005,269
Total noninterest income$5,869,000612
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$141,0002,727
Trading account gains and fees$0131
Additional Noninterest Income$5,728,000466
Total noninterest expense$26,160,000448
Salaries and employee benefits$14,292,000447
Premises and equipment expense$4,389,000329
Additional noninterest expense$7,479,000485
Pre-tax net operating income$43,600,000207
Securities gains (losses)$106,000518
Applicable income taxes$12,371,000175
Income before extraordinary items$31,335,000225
Extraordinary gains, net$011
Net income$31,335,000227
Minority interest net income$069
Net income of bank and minority interests.$31,335,000227
Net charge-offs$98,0001,422
Cash dividends$10,151,000271
Sale, conversion, retirement of capital stock, net$279,000226
Net operating income$31,251,260220
2019-03-31 (YTD Data)Rank
Total interest income$43,079,000258
Total interest expense$11,711,000211
Net interest income$31,368,000276
Provision for loan and lease losses$-1,014,0005,340
Total noninterest income$3,791,000501
Gross Fiduciary activities income$0972
Service charges on deposit accounts$73,0002,677
Trading account gains and fees$0126
Additional Noninterest Income$3,718,000369
Total noninterest expense$12,821,000456
Salaries and employee benefits$7,100,000451
Premises and equipment expense$2,228,000329
Additional noninterest expense$3,493,000512
Pre-tax net operating income$23,352,000198
Securities gains (losses)$49,000394
Applicable income taxes$6,627,000170
Income before extraordinary items$16,774,000214
Extraordinary gains, net$05
Net income$16,774,000214
Minority interest net income$052
Net income of bank and minority interests.$16,774,000214
Net charge-offs$138,000765
Cash dividends$5,120,000257
Sale, conversion, retirement of capital stock, net$126,000207
Net operating income$16,735,290210
2018-12-31 (YTD Data)Rank
Total interest income$161,062,000259
Total interest expense$36,982,000200
Net interest income$124,080,000274
Provision for loan and lease losses$3,229,000354
Total noninterest income$22,275,000387
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$253,0002,997
Trading account gains and fees$0126
Additional Noninterest Income$22,022,000297
Total noninterest expense$48,903,000468
Salaries and employee benefits$27,737,000449
Premises and equipment expense$7,173,000380
Additional noninterest expense$13,993,000494
Pre-tax net operating income$94,223,000201
Securities gains (losses)$-1,0004,008
Applicable income taxes$26,290,000169
Income before extraordinary items$67,932,000219
Extraordinary gains, net$06
Net income$67,932,000218
Minority interest net income$072
Net income of bank and minority interests.$67,932,000219
Net charge-offs$-164,0005,138
Cash dividends$6,119,000616
Sale, conversion, retirement of capital stock, net$297,000363
Net operating income$67,932,790217
2018-09-30 (YTD Data)Rank
Total interest income$118,213,000255
Total interest expense$25,861,000199
Net interest income$92,352,000271
Provision for loan and lease losses$2,184,000371
Total noninterest income$16,358,000390
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$183,0003,068
Trading account gains and fees$0138
Additional Noninterest Income$16,175,000302
Total noninterest expense$35,524,000476
Salaries and employee benefits$20,339,000456
Premises and equipment expense$4,859,000412
Additional noninterest expense$10,326,000499
Pre-tax net operating income$71,002,000198
Securities gains (losses)$-128,0005,288
Applicable income taxes$20,008,000170
Income before extraordinary items$50,866,000215
Extraordinary gains, net$05
Net income$50,866,000216
Minority interest net income$066
Net income of bank and minority interests.$50,866,000216
Net charge-offs$-125,0005,161
Cash dividends$4,589,000583
Sale, conversion, retirement of capital stock, net$188,000352
Net operating income$50,967,120216
2018-06-30 (YTD Data)Rank
Total interest income$76,536,000254
Total interest expense$15,935,000198
Net interest income$60,601,000270
Provision for loan and lease losses$1,761,000317
Total noninterest income$11,998,000370
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$116,0003,137
Trading account gains and fees$0130
Additional Noninterest Income$11,882,000281
Total noninterest expense$23,354,000482
Salaries and employee benefits$13,550,000462
Premises and equipment expense$3,118,000435
Additional noninterest expense$6,686,000507
Pre-tax net operating income$47,484,000195
Securities gains (losses)$-97,0005,342
Applicable income taxes$13,376,000167
Income before extraordinary items$34,011,000211
Extraordinary gains, net$06
Net income$34,011,000211
Minority interest net income$065
Net income of bank and minority interests.$34,011,000211
Net charge-offs$-82,0005,148
Cash dividends$3,059,000555
Sale, conversion, retirement of capital stock, net$85,000387
Net operating income$34,087,630211
2018-03-31 (YTD Data)Rank
Total interest income$37,178,000256
Total interest expense$7,422,000194
Net interest income$29,756,000271
Provision for loan and lease losses$641,000382
Total noninterest income$5,598,000381
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$57,0003,182
Trading account gains and fees$0123
Additional Noninterest Income$5,541,000290
Total noninterest expense$11,104,000504
Salaries and employee benefits$6,499,000476
Premises and equipment expense$1,527,000448
Additional noninterest expense$3,078,000559
Pre-tax net operating income$23,609,000190
Securities gains (losses)$-64,0005,430
Applicable income taxes$6,645,000166
Income before extraordinary items$16,900,000208
Extraordinary gains, net$07
Net income$16,900,000208
Minority interest net income$052
Net income of bank and minority interests.$16,900,000208
Net charge-offs$-34,0005,135
Cash dividends$1,529,000517
Sale, conversion, retirement of capital stock, net$8,000507
Net operating income$16,950,560207
2017-12-31 (YTD Data)Rank
Total interest income$124,116,000283
Total interest expense$21,365,000204
Net interest income$102,751,000295
Provision for loan and lease losses$2,700,000397
Total noninterest income$14,522,000534
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$185,0003,559
Trading account gains and fees$0151
Additional Noninterest Income$14,337,000396
Total noninterest expense$40,023,000543
Salaries and employee benefits$22,988,000520
Premises and equipment expense$5,914,000440
Additional noninterest expense$11,121,000607
Pre-tax net operating income$74,550,000222
Securities gains (losses)$119,000563
Applicable income taxes$33,984,000189
Income before extraordinary items$40,685,000248
Extraordinary gains, net$09
Net income$40,685,000248
Minority interest net income$076
Net income of bank and minority interests.$40,685,000248
Net charge-offs$-935,0005,617
Cash dividends$12,635,000311
Sale, conversion, retirement of capital stock, net$0711
Net operating income$40,608,840247
2017-09-30 (YTD Data)Rank
Total interest income$89,011,000290
Total interest expense$14,731,000213
Net interest income$74,280,000304
Provision for loan and lease losses$2,100,000384
Total noninterest income$12,353,000498
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$130,0003,673
Trading account gains and fees$0145
Additional Noninterest Income$12,223,000370
Total noninterest expense$28,538,000571
Salaries and employee benefits$16,392,000553
Premises and equipment expense$4,303,000454
Additional noninterest expense$7,843,000651
Pre-tax net operating income$55,995,000221
Securities gains (losses)$73,000718
Applicable income taxes$22,841,000183
Income before extraordinary items$33,227,000253
Extraordinary gains, net$09
Net income$33,227,000253
Minority interest net income$071
Net income of bank and minority interests.$33,227,000253
Net charge-offs$-267,0005,552
Cash dividends$8,802,000316
Sale, conversion, retirement of capital stock, net$0677
Net operating income$33,180,280249
2017-06-30 (YTD Data)Rank
Total interest income$56,341,000306
Total interest expense$9,010,000218
Net interest income$47,331,000318
Provision for loan and lease losses$1,200,000428
Total noninterest income$6,680,000565
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$80,0003,791
Trading account gains and fees$0139
Additional Noninterest Income$6,600,000423
Total noninterest expense$18,307,000597
Salaries and employee benefits$10,336,000589
Premises and equipment expense$2,773,000465
Additional noninterest expense$5,198,000661
Pre-tax net operating income$34,504,000229
Securities gains (losses)$73,000529
Applicable income taxes$14,128,000194
Income before extraordinary items$20,449,000264
Extraordinary gains, net$011
Net income$20,449,000265
Minority interest net income$071
Net income of bank and minority interests.$20,449,000264
Net charge-offs$-224,0005,607
Cash dividends$5,928,000316
Sale, conversion, retirement of capital stock, net$0659
Net operating income$20,402,280261
2017-03-31 (YTD Data)Rank
Total interest income$27,441,000310
Total interest expense$4,364,000219
Net interest income$23,077,000324
Provision for loan and lease losses$600,000393
Total noninterest income$4,624,000451
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$38,0003,866
Trading account gains and fees$0142
Additional Noninterest Income$4,586,000330
Total noninterest expense$8,059,000688
Salaries and employee benefits$4,680,000665
Premises and equipment expense$1,278,000503
Additional noninterest expense$2,101,000776
Pre-tax net operating income$19,042,000212
Securities gains (losses)$01,153
Applicable income taxes$7,675,000178
Income before extraordinary items$11,367,000242
Extraordinary gains, net$08
Net income$11,367,000242
Minority interest net income$055
Net income of bank and minority interests.$11,367,000242
Net charge-offs$-146,0005,677
Cash dividends$2,518,000333
Sale, conversion, retirement of capital stock, net$0632
Net operating income$11,367,000240
2016-12-31 (YTD Data)Rank
Total interest income$91,583,000335
Total interest expense$13,867,000244
Net interest income$77,716,000351
Provision for loan and lease losses$1,280,000734
Total noninterest income$11,840,000610
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$147,0004,011
Trading account gains and fees$0170
Additional Noninterest Income$11,693,000458
Total noninterest expense$27,685,000777
Salaries and employee benefits$14,354,000823
Premises and equipment expense$4,579,000548
Additional noninterest expense$8,752,000757
Pre-tax net operating income$60,591,000237
Securities gains (losses)$-898,0005,892
Applicable income taxes$23,936,000201
Income before extraordinary items$35,757,000270
Extraordinary gains, net$05
Net income$35,757,000269
Minority interest net income$082
Net income of bank and minority interests.$35,757,000269
Net charge-offs$-2,558,0005,898
Cash dividends$10,067,000371
Sale, conversion, retirement of capital stock, net$0759
Net operating income$36,331,720263
2016-09-30 (YTD Data)Rank
Total interest income$65,954,000344
Total interest expense$9,786,000254
Net interest income$56,168,000357
Provision for loan and lease losses$890,000761
Total noninterest income$10,663,000538
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$110,0004,044
Trading account gains and fees$0169
Additional Noninterest Income$10,553,000403
Total noninterest expense$20,136,000794
Salaries and employee benefits$10,404,000842
Premises and equipment expense$3,442,000555
Additional noninterest expense$6,290,000789
Pre-tax net operating income$45,805,000224
Securities gains (losses)$03,160
Applicable income taxes$18,441,000200
Income before extraordinary items$27,364,000261
Extraordinary gains, net$05
Net income$27,364,000261
Minority interest net income$071
Net income of bank and minority interests.$27,364,000261
Net charge-offs$-2,251,0005,964
Cash dividends$6,911,000392
Sale, conversion, retirement of capital stock, net$0719
Net operating income$27,364,000258
2016-06-30 (YTD Data)Rank
Total interest income$41,565,000359
Total interest expense$6,145,000266
Net interest income$35,420,000375
Provision for loan and lease losses$500,000847
Total noninterest income$6,471,000569
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$71,0004,096
Trading account gains and fees$0157
Additional Noninterest Income$6,400,000418
Total noninterest expense$13,222,000806
Salaries and employee benefits$6,812,000867
Premises and equipment expense$2,334,000543
Additional noninterest expense$4,076,000815
Pre-tax net operating income$28,169,000236
Securities gains (losses)$4,0002,523
Applicable income taxes$11,329,000207
Income before extraordinary items$16,844,000269
Extraordinary gains, net$016
Net income$16,844,000268
Minority interest net income$071
Net income of bank and minority interests.$16,844,000268
Net charge-offs$-2,087,0006,047
Cash dividends$4,573,000389
Sale, conversion, retirement of capital stock, net$0705
Net operating income$16,841,440265
2016-03-31 (YTD Data)Rank
Total interest income$19,763,000373
Total interest expense$2,923,000269
Net interest income$16,840,000380
Provision for loan and lease losses$225,000871
Total noninterest income$4,815,000414
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$4,783,000305
Total noninterest expense$6,301,000838
Salaries and employee benefits$3,224,000921
Premises and equipment expense$1,122,000567
Additional noninterest expense$1,955,000831
Pre-tax net operating income$15,129,000222
Securities gains (losses)$02,077
Applicable income taxes$6,078,000195
Income before extraordinary items$9,051,000253
Extraordinary gains, net$012
Net income$9,051,000253
Minority interest net income$062
Net income of bank and minority interests.$9,051,000253
Net charge-offs$-1,740,0006,111
Cash dividends$1,858,000465
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,051,000248
2015-12-31 (YTD Data)Rank
Total interest income$66,491,000397
Total interest expense$8,065,000342
Net interest income$58,426,000406
Provision for loan and lease losses$525,0001,304
Total noninterest income$3,871,0001,330
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$102,0004,689
Trading account gains and fees$0159
Additional Noninterest Income$3,769,0001,001
Total noninterest expense$23,295,000889
Salaries and employee benefits$12,489,000910
Premises and equipment expense$4,101,000601
Additional noninterest expense$6,705,000985
Pre-tax net operating income$38,477,000296
Securities gains (losses)$03,216
Applicable income taxes$15,327,000244
Income before extraordinary items$23,150,000340
Extraordinary gains, net$023
Net income$23,150,000340
Minority interest net income$081
Net income of bank and minority interests.$23,150,000340
Net charge-offs$-444,0005,991
Cash dividends$7,765,000468
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,150,000337
2015-09-30 (YTD Data)Rank
Total interest income$47,611,000410
Total interest expense$5,465,000379
Net interest income$42,146,000417
Provision for loan and lease losses$300,0001,503
Total noninterest income$3,425,0001,202
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$75,0004,764
Trading account gains and fees$0153
Additional Noninterest Income$3,350,000884
Total noninterest expense$17,134,000913
Salaries and employee benefits$9,266,000925
Premises and equipment expense$3,038,000623
Additional noninterest expense$4,830,0001,029
Pre-tax net operating income$28,137,000305
Securities gains (losses)$03,031
Applicable income taxes$11,180,000254
Income before extraordinary items$16,957,000354
Extraordinary gains, net$021
Net income$16,957,000354
Minority interest net income$078
Net income of bank and minority interests.$16,957,000354
Net charge-offs$-360,0006,061
Cash dividends$5,981,000422
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,957,000349
2015-06-30 (YTD Data)Rank
Total interest income$30,580,000423
Total interest expense$3,421,000402
Net interest income$27,159,000424
Provision for loan and lease losses$125,0001,961
Total noninterest income$2,423,0001,168
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$50,0004,763
Trading account gains and fees$0157
Additional Noninterest Income$2,373,000855
Total noninterest expense$11,212,000933
Salaries and employee benefits$6,159,000923
Premises and equipment expense$1,998,000632
Additional noninterest expense$3,055,0001,072
Pre-tax net operating income$18,245,000311
Securities gains (losses)$02,636
Applicable income taxes$7,232,000260
Income before extraordinary items$11,013,000364
Extraordinary gains, net$022
Net income$11,013,000362
Minority interest net income$075
Net income of bank and minority interests.$11,013,000362
Net charge-offs$-143,0005,998
Cash dividends$4,255,000390
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,013,000355
2015-03-31 (YTD Data)Rank
Total interest income$14,902,000431
Total interest expense$1,624,000417
Net interest income$13,278,000426
Provision for loan and lease losses$50,0002,062
Total noninterest income$852,0001,441
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$24,0004,828
Trading account gains and fees$0152
Additional Noninterest Income$828,0001,067
Total noninterest expense$5,402,000960
Salaries and employee benefits$3,094,000924
Premises and equipment expense$984,000651
Additional noninterest expense$1,324,0001,200
Pre-tax net operating income$8,678,000318
Securities gains (losses)$02,027
Applicable income taxes$3,421,000266
Income before extraordinary items$5,257,000366
Extraordinary gains, net$013
Net income$5,257,000366
Minority interest net income$064
Net income of bank and minority interests.$5,257,000366
Net charge-offs$-90,0006,104
Cash dividends$2,678,000293
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,257,000361
2014-12-31 (YTD Data)Rank
Total interest income$52,410,000470
Total interest expense$5,911,000469
Net interest income$46,499,000471
Provision for loan and lease losses$-1,400,0006,388
Total noninterest income$2,165,0001,991
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$80,0005,249
Trading account gains and fees$0180
Additional Noninterest Income$2,085,0001,409
Total noninterest expense$19,475,0001,055
Salaries and employee benefits$10,520,0001,036
Premises and equipment expense$3,472,000712
Additional noninterest expense$5,483,0001,200
Pre-tax net operating income$30,589,000328
Securities gains (losses)$03,259
Applicable income taxes$11,787,000272
Income before extraordinary items$18,802,000400
Extraordinary gains, net$017
Net income$18,802,000399
Minority interest net income$084
Net income of bank and minority interests.$18,802,000400
Net charge-offs$-1,264,0006,465
Cash dividends$6,723,000467
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,802,000389
2014-09-30 (YTD Data)Rank
Total interest income$38,127,000484
Total interest expense$4,322,000485
Net interest income$33,805,000484
Provision for loan and lease losses$-600,0006,406
Total noninterest income$1,782,0001,880
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$59,0005,345
Trading account gains and fees$0174
Additional Noninterest Income$1,723,0001,324
Total noninterest expense$14,093,0001,086
Salaries and employee benefits$7,624,0001,082
Premises and equipment expense$2,624,000707
Additional noninterest expense$3,845,0001,269
Pre-tax net operating income$22,094,000340
Securities gains (losses)$02,980
Applicable income taxes$8,648,000279
Income before extraordinary items$13,446,000410
Extraordinary gains, net$015
Net income$13,446,000408
Minority interest net income$081
Net income of bank and minority interests.$13,446,000410
Net charge-offs$-648,0006,506
Cash dividends$4,391,000498
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,446,000401
2014-06-30 (YTD Data)Rank
Total interest income$24,513,000505
Total interest expense$2,805,000504
Net interest income$21,708,000498
Provision for loan and lease losses$-600,0006,519
Total noninterest income$1,216,0001,826
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$41,0005,316
Trading account gains and fees$0172
Additional Noninterest Income$1,175,0001,300
Total noninterest expense$9,106,0001,107
Salaries and employee benefits$4,976,0001,098
Premises and equipment expense$1,723,000722
Additional noninterest expense$2,407,0001,336
Pre-tax net operating income$14,418,000333
Securities gains (losses)$02,580
Applicable income taxes$5,636,000276
Income before extraordinary items$8,782,000404
Extraordinary gains, net$020
Net income$8,782,000403
Minority interest net income$080
Net income of bank and minority interests.$8,782,000404
Net charge-offs$-202,0006,460
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,782,000397
2014-03-31 (YTD Data)Rank
Total interest income$11,903,000517
Total interest expense$1,412,000500
Net interest income$10,491,000515
Provision for loan and lease losses$-600,0006,637
Total noninterest income$440,0002,218
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$421,0001,585
Total noninterest expense$4,492,0001,131
Salaries and employee benefits$2,507,0001,108
Premises and equipment expense$830,000770
Additional noninterest expense$1,155,0001,375
Pre-tax net operating income$7,039,000327
Securities gains (losses)$01,715
Applicable income taxes$2,747,000267
Income before extraordinary items$4,292,000394
Extraordinary gains, net$016
Net income$4,292,000393
Minority interest net income$066
Net income of bank and minority interests.$4,292,000394
Net charge-offs$-85,0006,441
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,292,000388
2013-12-31 (YTD Data)Rank
Total interest income$44,787,000555
Total interest expense$5,993,000528
Net interest income$38,794,000556
Provision for loan and lease losses$-700,0006,625
Total noninterest income$2,817,0001,680
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$80,0005,521
Trading account gains and fees$0184
Additional Noninterest Income$2,737,0001,214
Total noninterest expense$18,111,0001,127
Salaries and employee benefits$9,687,0001,125
Premises and equipment expense$3,161,000771
Additional noninterest expense$5,263,0001,272
Pre-tax net operating income$24,200,000374
Securities gains (losses)$1,586,000157
Applicable income taxes$9,816,000272
Income before extraordinary items$15,970,000431
Extraordinary gains, net$029
Net income$15,970,000431
Minority interest net income$090
Net income of bank and minority interests.$15,970,000432
Net charge-offs$-976,0006,775
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,954,960453
2013-09-30 (YTD Data)Rank
Total interest income$33,173,000558
Total interest expense$4,431,000552
Net interest income$28,742,000560
Provision for loan and lease losses$-100,0006,561
Total noninterest income$1,833,0001,910
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$60,0005,583
Trading account gains and fees$0180
Additional Noninterest Income$1,773,0001,381
Total noninterest expense$13,358,0001,151
Salaries and employee benefits$7,029,0001,171
Premises and equipment expense$2,300,000801
Additional noninterest expense$4,029,0001,241
Pre-tax net operating income$17,317,000399
Securities gains (losses)$1,586,000146
Applicable income taxes$7,284,000289
Income before extraordinary items$11,619,000448
Extraordinary gains, net$025
Net income$11,619,000446
Minority interest net income$084
Net income of bank and minority interests.$11,619,000449
Net charge-offs$-138,0006,655
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,603,960472
2013-06-30 (YTD Data)Rank
Total interest income$21,918,000567
Total interest expense$2,903,000581
Net interest income$19,015,000558
Provision for loan and lease losses$1,100,000635
Total noninterest income$1,213,0001,958
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$38,0005,659
Trading account gains and fees$0157
Additional Noninterest Income$1,175,0001,421
Total noninterest expense$8,846,0001,158
Salaries and employee benefits$4,556,0001,184
Premises and equipment expense$1,478,000832
Additional noninterest expense$2,812,0001,182
Pre-tax net operating income$10,282,000428
Securities gains (losses)$1,586,000125
Applicable income taxes$4,534,000301
Income before extraordinary items$7,334,000464
Extraordinary gains, net$022
Net income$7,334,000463
Minority interest net income$082
Net income of bank and minority interests.$7,334,000466
Net charge-offs$-99,0006,684
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,318,960520
2013-03-31 (YTD Data)Rank
Total interest income$10,722,000586
Total interest expense$1,424,000618
Net interest income$9,298,000573
Provision for loan and lease losses$800,000486
Total noninterest income$505,0002,216
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$18,0005,710
Trading account gains and fees$0148
Additional Noninterest Income$487,0001,608
Total noninterest expense$4,434,0001,153
Salaries and employee benefits$2,269,0001,198
Premises and equipment expense$727,000865
Additional noninterest expense$1,438,0001,151
Pre-tax net operating income$4,569,000470
Securities gains (losses)$404,000253
Applicable income taxes$1,958,000349
Income before extraordinary items$3,015,000545
Extraordinary gains, net$010
Net income$3,015,000544
Minority interest net income$076
Net income of bank and minority interests.$3,015,000546
Net charge-offs$-64,0006,764
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,756,440566
2012-12-31 (YTD Data)Rank
Total interest income$40,125,000651
Total interest expense$5,665,000794
Net interest income$34,460,000623
Provision for loan and lease losses$7,170,000373
Total noninterest income$-2,381,0007,053
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$69,0005,911
Trading account gains and fees$0166
Additional Noninterest Income$-2,450,0007,047
Total noninterest expense$17,842,0001,127
Salaries and employee benefits$8,865,0001,193
Premises and equipment expense$3,169,000757
Additional noninterest expense$5,808,0001,188
Pre-tax net operating income$7,067,0001,001
Securities gains (losses)$-229,0006,973
Applicable income taxes$1,031,0001,444
Income before extraordinary items$5,807,0001,028
Extraordinary gains, net$029
Net income$5,807,0001,028
Minority interest net income$093
Net income of bank and minority interests.$5,807,0001,028
Net charge-offs$6,364,000480
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,001,650944
2012-09-30 (YTD Data)Rank
Total interest income$29,620,000674
Total interest expense$4,215,000832
Net interest income$25,405,000636
Provision for loan and lease losses$5,350,000386
Total noninterest income$-2,243,0007,163
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$51,0006,005
Trading account gains and fees$0157
Additional Noninterest Income$-2,294,0007,159
Total noninterest expense$13,366,0001,119
Salaries and employee benefits$6,750,0001,163
Premises and equipment expense$2,378,000766
Additional noninterest expense$4,238,0001,211
Pre-tax net operating income$4,446,0001,210
Securities gains (losses)$-41,0006,949
Applicable income taxes$68,0003,616
Income before extraordinary items$4,337,0001,051
Extraordinary gains, net$020
Net income$4,337,0001,051
Minority interest net income$086
Net income of bank and minority interests.$4,337,0001,051
Net charge-offs$4,641,000490
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,377,180988
2012-06-30 (YTD Data)Rank
Total interest income$19,344,000694
Total interest expense$2,802,000872
Net interest income$16,542,000649
Provision for loan and lease losses$3,150,000434
Total noninterest income$-2,069,0007,232
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$33,0006,059
Trading account gains and fees$0153
Additional Noninterest Income$-2,102,0007,235
Total noninterest expense$8,983,0001,107
Salaries and employee benefits$4,586,0001,146
Premises and equipment expense$1,507,000810
Additional noninterest expense$2,890,0001,188
Pre-tax net operating income$2,340,0001,488
Securities gains (losses)$-39,0007,032
Applicable income taxes$-472,0007,129
Income before extraordinary items$2,773,0001,080
Extraordinary gains, net$019
Net income$2,773,0001,080
Minority interest net income$084
Net income of bank and minority interests.$2,773,0001,080
Net charge-offs$2,916,000522
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,812,0001,009
2012-03-31 (YTD Data)Rank
Total interest income$9,569,000706
Total interest expense$1,413,000897
Net interest income$8,156,000658
Provision for loan and lease losses$2,900,000257
Total noninterest income$312,0002,884
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$17,0006,021
Trading account gains and fees$0148
Additional Noninterest Income$295,0002,122
Total noninterest expense$4,572,0001,089
Salaries and employee benefits$2,391,0001,090
Premises and equipment expense$746,000813
Additional noninterest expense$1,435,0001,190
Pre-tax net operating income$996,0001,690
Securities gains (losses)$-39,0007,150
Applicable income taxes$295,0001,317
Income before extraordinary items$662,0002,097
Extraordinary gains, net$019
Net income$662,0002,097
Minority interest net income$078
Net income of bank and minority interests.$662,0002,099
Net charge-offs$618,000951
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$688,9101,930
2011-12-31 (YTD Data)Rank
Total interest income$38,206,000736
Total interest expense$6,688,000905
Net interest income$31,518,000684
Provision for loan and lease losses$9,400,000441
Total noninterest income$382,0004,855
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0005,300
Trading account gains and fees$0146
Additional Noninterest Income$265,0004,049
Total noninterest expense$17,853,0001,105
Salaries and employee benefits$9,386,0001,049
Premises and equipment expense$3,218,000765
Additional noninterest expense$5,249,0001,323
Pre-tax net operating income$4,647,0001,248
Securities gains (losses)$-398,0007,218
Applicable income taxes$1,407,0001,044
Income before extraordinary items$2,842,0001,691
Extraordinary gains, net$029
Net income$2,842,0001,692
Minority interest net income$096
Net income of bank and minority interests.$2,842,0001,692
Net charge-offs$6,713,000629
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,108,6601,487
2011-09-30 (YTD Data)Rank
Total interest income$28,739,000747
Total interest expense$5,203,000913
Net interest income$23,536,000692
Provision for loan and lease losses$6,300,000510
Total noninterest income$204,0005,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0005,704
Trading account gains and fees$0145
Additional Noninterest Income$138,0004,653
Total noninterest expense$13,236,0001,117
Salaries and employee benefits$7,035,0001,047
Premises and equipment expense$2,398,000790
Additional noninterest expense$3,803,0001,355
Pre-tax net operating income$4,204,0001,097
Securities gains (losses)$-208,0007,285
Applicable income taxes$1,340,000866
Income before extraordinary items$2,656,0001,428
Extraordinary gains, net$021
Net income$2,656,0001,428
Minority interest net income$087
Net income of bank and minority interests.$2,656,0001,428
Net charge-offs$5,323,000598
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,793,2801,306
2011-06-30 (YTD Data)Rank
Total interest income$19,224,000753
Total interest expense$3,534,000924
Net interest income$15,690,000701
Provision for loan and lease losses$2,950,000695
Total noninterest income$12,0007,104
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0005,116
Trading account gains and fees$0153
Additional Noninterest Income$-54,0007,139
Total noninterest expense$8,761,0001,142
Salaries and employee benefits$4,693,0001,054
Premises and equipment expense$1,589,000804
Additional noninterest expense$2,479,0001,415
Pre-tax net operating income$3,991,000773
Securities gains (losses)$-208,0007,385
Applicable income taxes$1,346,000592
Income before extraordinary items$2,437,0001,015
Extraordinary gains, net$015
Net income$2,437,0001,013
Minority interest net income$089
Net income of bank and minority interests.$2,437,0001,015
Net charge-offs$1,425,0001,170
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,570,120927
2011-03-31 (YTD Data)Rank
Total interest income$9,848,000741
Total interest expense$1,799,000943
Net interest income$8,049,000680
Provision for loan and lease losses$1,750,000574
Total noninterest income$82,0005,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0003,799
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,012
Total noninterest expense$4,288,0001,171
Salaries and employee benefits$2,353,0001,071
Premises and equipment expense$790,000830
Additional noninterest expense$1,145,0001,517
Pre-tax net operating income$2,093,000749
Securities gains (losses)$-208,0007,467
Applicable income taxes$673,000589
Income before extraordinary items$1,212,0001,001
Extraordinary gains, net$09
Net income$1,212,0001,001
Minority interest net income$086
Net income of bank and minority interests.$1,212,0001,001
Net charge-offs$1,234,000740
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,345,120881
2010-12-31 (YTD Data)Rank
Total interest income$40,921,000735
Total interest expense$10,137,000795
Net interest income$30,784,000714
Provision for loan and lease losses$6,959,000880
Total noninterest income$-2,857,0007,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-2,857,0007,596
Total noninterest expense$17,463,0001,152
Salaries and employee benefits$9,114,0001,082
Premises and equipment expense$3,253,000790
Additional noninterest expense$5,096,0001,427
Pre-tax net operating income$3,505,0001,421
Securities gains (losses)$630,000727
Applicable income taxes$1,328,000983
Income before extraordinary items$2,807,0001,483
Extraordinary gains, net$029
Net income$2,807,0001,485
Minority interest net income$0111
Net income of bank and minority interests.$2,807,0001,486
Net charge-offs$6,774,000809
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,378,6001,662
2010-09-30 (YTD Data)Rank
Total interest income$30,911,000739
Total interest expense$8,009,000787
Net interest income$22,902,000715
Provision for loan and lease losses$3,609,0001,121
Total noninterest income$-855,0007,681
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-855,0007,638
Total noninterest expense$12,905,0001,160
Salaries and employee benefits$6,787,0001,087
Premises and equipment expense$2,431,000797
Additional noninterest expense$3,687,0001,440
Pre-tax net operating income$5,533,000768
Securities gains (losses)$2,419,000178
Applicable income taxes$2,768,000450
Income before extraordinary items$5,184,000673
Extraordinary gains, net$023
Net income$5,184,000671
Minority interest net income$0110
Net income of bank and minority interests.$5,184,000673
Net charge-offs$2,842,0001,193
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,611,650919
2010-06-30 (YTD Data)Rank
Total interest income$20,893,000736
Total interest expense$5,607,000774
Net interest income$15,286,000712
Provision for loan and lease losses$2,809,000997
Total noninterest income$-321,0007,707
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-321,0007,655
Total noninterest expense$9,022,0001,089
Salaries and employee benefits$4,484,0001,098
Premises and equipment expense$1,751,000751
Additional noninterest expense$2,787,0001,287
Pre-tax net operating income$3,134,000873
Securities gains (losses)$2,419,000116
Applicable income taxes$1,900,000413
Income before extraordinary items$3,653,000617
Extraordinary gains, net$019
Net income$3,653,000617
Minority interest net income$0105
Net income of bank and minority interests.$3,653,000618
Net charge-offs$1,593,0001,320
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,056,4601,049
2010-03-31 (YTD Data)Rank
Total interest income$10,427,000745
Total interest expense$2,930,000779
Net interest income$7,497,000738
Provision for loan and lease losses$2,005,000753
Total noninterest income$-277,0007,857
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-277,0007,828
Total noninterest expense$4,431,0001,127
Salaries and employee benefits$2,283,0001,086
Premises and equipment expense$881,000761
Additional noninterest expense$1,267,0001,402
Pre-tax net operating income$784,0001,649
Securities gains (losses)$02,284
Applicable income taxes$202,0001,414
Income before extraordinary items$582,0001,873
Extraordinary gains, net$016
Net income$582,0001,871
Minority interest net income$091
Net income of bank and minority interests.$582,0001,873
Net charge-offs$830,0001,172
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$582,0001,799
2009-12-31 (YTD Data)Rank
Total interest income$45,541,000727
Total interest expense$16,217,000707
Net interest income$29,324,000729
Provision for loan and lease losses$9,893,000882
Total noninterest income$-2,736,0007,978
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$-2,736,0007,967
Total noninterest expense$17,911,0001,160
Salaries and employee benefits$8,853,0001,106
Premises and equipment expense$3,815,000696
Additional noninterest expense$5,243,0001,418
Pre-tax net operating income$-1,216,0006,340
Securities gains (losses)$-1,312,0007,750
Applicable income taxes$-1,152,0007,325
Income before extraordinary items$-1,376,0006,522
Extraordinary gains, net$034
Net income$-1,376,0006,522
Minority interest net income$0115
Net income of bank and minority interests.$-1,376,0006,522
Net charge-offs$9,258,000732
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-536,3206,101
2009-09-30 (YTD Data)Rank
Total interest income$34,587,000733
Total interest expense$12,943,000709
Net interest income$21,644,000749
Provision for loan and lease losses$6,808,000844
Total noninterest income$-2,306,0008,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$-2,306,0008,065
Total noninterest expense$12,533,0001,232
Salaries and employee benefits$6,681,0001,112
Premises and equipment expense$2,821,000725
Additional noninterest expense$3,031,0001,770
Pre-tax net operating income$-3,0005,676
Securities gains (losses)$35,0002,478
Applicable income taxes$-204,0007,101
Income before extraordinary items$236,0004,694
Extraordinary gains, net$027
Net income$236,0004,691
Minority interest net income$0118
Net income of bank and minority interests.$236,0004,694
Net charge-offs$4,977,000820
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$201,0004,778
2009-06-30 (YTD Data)Rank
Total interest income$22,495,000772
Total interest expense$9,221,000703
Net interest income$13,274,000815
Provision for loan and lease losses$5,308,000711
Total noninterest income$-2,166,0008,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$-2,166,0008,158
Total noninterest expense$8,064,0001,300
Salaries and employee benefits$4,480,0001,126
Premises and equipment expense$1,897,000738
Additional noninterest expense$1,687,0002,095
Pre-tax net operating income$-2,264,0007,445
Securities gains (losses)$35,0002,094
Applicable income taxes$-880,0007,719
Income before extraordinary items$-1,349,0007,284
Extraordinary gains, net$021
Net income$-1,349,0007,284
Minority interest net income$0112
Net income of bank and minority interests.$-1,349,0007,283
Net charge-offs$3,719,000719
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,371,4007,290
2009-03-31 (YTD Data)Rank
Total interest income$10,562,000831
Total interest expense$4,838,000690
Net interest income$5,724,000934
Provision for loan and lease losses$4,058,000469
Total noninterest income$-1,275,0008,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-1,275,0008,226
Total noninterest expense$3,106,0001,622
Salaries and employee benefits$2,208,0001,144
Premises and equipment expense$950,000752
Additional noninterest expense$-52,0008,255
Pre-tax net operating income$-2,715,0007,922
Securities gains (losses)$9,0001,939
Applicable income taxes$-972,0007,999
Income before extraordinary items$-1,734,0007,871
Extraordinary gains, net$015
Net income$-1,734,0007,872
Minority interest net income$0102
Net income of bank and minority interests.$-1,734,0007,872
Net charge-offs$2,822,000471
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,739,7607,862
2008-12-31 (YTD Data)Rank
Total interest income$39,739,000939
Total interest expense$22,172,000719
Net interest income$17,567,0001,256
Provision for loan and lease losses$10,082,000591
Total noninterest income$-2,460,0008,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$-2,460,0008,286
Total noninterest expense$16,412,0001,189
Salaries and employee benefits$8,509,0001,165
Premises and equipment expense$3,829,000720
Additional noninterest expense$4,074,0001,517
Pre-tax net operating income$-11,387,0008,016
Securities gains (losses)$97,0001,147
Applicable income taxes$-4,014,0008,063
Income before extraordinary items$-7,276,0007,919
Extraordinary gains, net$039
Net income$-7,276,0007,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,479,000391
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$10,212,000160
Net operating income$-7,338,0807,960
2008-09-30 (YTD Data)Rank
Total interest income$30,147,000959
Total interest expense$17,347,000719
Net interest income$12,800,0001,320
Provision for loan and lease losses$3,390,000830
Total noninterest income$-1,756,0008,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$-1,756,0008,366
Total noninterest expense$10,754,0001,340
Salaries and employee benefits$6,355,0001,196
Premises and equipment expense$2,791,000742
Additional noninterest expense$1,608,0002,611
Pre-tax net operating income$-3,100,0008,031
Securities gains (losses)$95,0001,000
Applicable income taxes$-1,170,0008,086
Income before extraordinary items$-1,835,0007,824
Extraordinary gains, net$031
Net income$-1,835,0007,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,265,000609
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$10,212,000105
Net operating income$-1,895,8007,920
2008-06-30 (YTD Data)Rank
Total interest income$20,324,000959
Total interest expense$12,359,000693
Net interest income$7,965,0001,403
Provision for loan and lease losses$2,790,000633
Total noninterest income$-833,0008,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$-833,0008,437
Total noninterest expense$6,896,0001,393
Salaries and employee benefits$4,526,0001,130
Premises and equipment expense$1,882,000735
Additional noninterest expense$488,0004,800
Pre-tax net operating income$-2,554,0008,212
Securities gains (losses)$89,0001,064
Applicable income taxes$-936,0008,264
Income before extraordinary items$-1,529,0008,156
Extraordinary gains, net$021
Net income$-1,529,0008,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,053,000417
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,585,9608,156
2008-03-31 (YTD Data)Rank
Total interest income$10,335,000968
Total interest expense$6,745,000680
Net interest income$3,590,0001,554
Provision for loan and lease losses$640,000863
Total noninterest income$-588,0008,469
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$-588,0008,482
Total noninterest expense$3,196,0001,500
Salaries and employee benefits$2,261,0001,140
Premises and equipment expense$957,000732
Additional noninterest expense$-22,0008,504
Pre-tax net operating income$-834,0008,237
Securities gains (losses)$57,0001,018
Applicable income taxes$-310,0008,315
Income before extraordinary items$-467,0008,126
Extraordinary gains, net$015
Net income$-467,0008,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$918,000489
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-503,4808,138
2007-12-31 (YTD Data)Rank
Total interest income$40,630,0001,038
Total interest expense$27,012,000727
Net interest income$13,618,0001,657
Provision for loan and lease losses$7,750,000298
Total noninterest income$745,0004,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$745,0002,660
Total noninterest expense$18,473,0001,010
Salaries and employee benefits$9,025,0001,109
Premises and equipment expense$3,921,000679
Additional noninterest expense$5,527,0001,028
Pre-tax net operating income$-11,860,0008,488
Securities gains (losses)$1,675,000125
Applicable income taxes$-3,889,0008,487
Income before extraordinary items$-6,296,0008,467
Extraordinary gains, net$039
Net income$-6,296,0008,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,604,000213
Cash dividends$1,219,0002,313
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-7,368,0008,466
2007-09-30 (YTD Data)Rank
Total interest income$30,054,0001,057
Total interest expense$19,692,000741
Net interest income$10,362,0001,640
Provision for loan and lease losses$4,250,000290
Total noninterest income$458,0004,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$458,0002,987
Total noninterest expense$12,305,0001,141
Salaries and employee benefits$6,691,0001,125
Premises and equipment expense$2,906,000682
Additional noninterest expense$2,708,0001,495
Pre-tax net operating income$-5,735,0008,529
Securities gains (losses)$1,322,000133
Applicable income taxes$-1,698,0008,515
Income before extraordinary items$-2,715,0008,493
Extraordinary gains, net$033
Net income$-2,715,0008,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,491,000214
Cash dividends$918,0002,131
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-3,561,0808,507
2007-06-30 (YTD Data)Rank
Total interest income$20,065,0001,068
Total interest expense$12,884,000764
Net interest income$7,181,0001,608
Provision for loan and lease losses$1,250,000489
Total noninterest income$132,0006,365
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$132,0004,559
Total noninterest expense$8,279,0001,142
Salaries and employee benefits$4,482,0001,140
Premises and equipment expense$1,880,000727
Additional noninterest expense$1,917,0001,416
Pre-tax net operating income$-2,216,0008,560
Securities gains (losses)$168,000329
Applicable income taxes$-816,0008,573
Income before extraordinary items$-1,232,0008,519
Extraordinary gains, net$029
Net income$-1,232,0008,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,050
Cash dividends$612,0002,142
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-1,339,5208,520
2007-03-31 (YTD Data)Rank
Total interest income$9,908,0001,076
Total interest expense$6,326,000770
Net interest income$3,582,0001,615
Provision for loan and lease losses$05,779
Total noninterest income$116,0005,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$116,0003,494
Total noninterest expense$4,078,0001,150
Salaries and employee benefits$2,277,0001,131
Premises and equipment expense$904,000755
Additional noninterest expense$897,0001,490
Pre-tax net operating income$-380,0008,462
Securities gains (losses)$80,000342
Applicable income taxes$-174,0008,555
Income before extraordinary items$-126,0008,226
Extraordinary gains, net$022
Net income$-126,0008,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,127
Cash dividends$306,0001,952
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-177,2008,292
2006-12-31 (YTD Data)Rank
Total interest income$39,178,0001,005
Total interest expense$23,137,000728
Net interest income$16,041,0001,416
Provision for loan and lease losses$1,800,000610
Total noninterest income$1,283,0002,992
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,283,0001,869
Total noninterest expense$15,671,0001,146
Salaries and employee benefits$9,166,0001,054
Premises and equipment expense$3,067,000817
Additional noninterest expense$3,438,0001,535
Pre-tax net operating income$-146,0008,075
Securities gains (losses)$206,000380
Applicable income taxes$-1,501,0008,649
Income before extraordinary items$1,561,0003,689
Extraordinary gains, net$051
Net income$1,561,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,841,000420
Cash dividends$1,184,0002,297
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,355,0003,985
2006-09-30 (YTD Data)Rank
Total interest income$29,166,0001,011
Total interest expense$16,816,000741
Net interest income$12,350,0001,404
Provision for loan and lease losses$1,000,000758
Total noninterest income$675,0003,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$675,0002,368
Total noninterest expense$11,466,0001,193
Salaries and employee benefits$6,733,0001,092
Premises and equipment expense$2,279,000836
Additional noninterest expense$2,454,0001,604
Pre-tax net operating income$560,0006,003
Securities gains (losses)$90,000457
Applicable income taxes$-11,0008,420
Income before extraordinary items$661,0005,136
Extraordinary gains, net$045
Net income$661,0005,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$928,000493
Cash dividends$878,0002,119
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$571,0005,479
2006-06-30 (YTD Data)Rank
Total interest income$19,151,000998
Total interest expense$10,678,000741
Net interest income$8,473,0001,359
Provision for loan and lease losses$200,0002,096
Total noninterest income$448,0003,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$448,0002,368
Total noninterest expense$7,616,0001,202
Salaries and employee benefits$4,511,0001,086
Premises and equipment expense$1,479,000863
Additional noninterest expense$1,626,0001,616
Pre-tax net operating income$1,105,0003,554
Securities gains (losses)$58,000431
Applicable income taxes$241,0003,365
Income before extraordinary items$922,0003,398
Extraordinary gains, net$039
Net income$922,0003,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,000394
Cash dividends$567,0002,205
Sale, conversion, retirement of capital stock, net$0887
Net operating income$876,1803,502
2006-03-31 (YTD Data)Rank
Total interest income$9,321,000999
Total interest expense$5,075,000730
Net interest income$4,246,0001,353
Provision for loan and lease losses$06,013
Total noninterest income$215,0003,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$215,0002,387
Total noninterest expense$3,930,0001,158
Salaries and employee benefits$2,306,0001,063
Premises and equipment expense$712,000892
Additional noninterest expense$912,0001,446
Pre-tax net operating income$531,0003,600
Securities gains (losses)$38,000380
Applicable income taxes$119,0003,354
Income before extraordinary items$450,0003,412
Extraordinary gains, net$021
Net income$450,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,032
Cash dividends$275,0002,059
Sale, conversion, retirement of capital stock, net$0648
Net operating income$419,9803,548
2005-12-31 (YTD Data)Rank
Total interest income$34,099,000963
Total interest expense$18,476,000620
Net interest income$15,623,0001,396
Provision for loan and lease losses$-525,0008,751
Total noninterest income$3,042,0001,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,042,0001,005
Total noninterest expense$18,319,000924
Salaries and employee benefits$9,718,000938
Premises and equipment expense$2,595,000926
Additional noninterest expense$6,006,000853
Pre-tax net operating income$871,0005,702
Securities gains (losses)$-986,0008,751
Applicable income taxes$-317,0008,726
Income before extraordinary items$202,0007,572
Extraordinary gains, net$046
Net income$202,0007,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,327
Cash dividends$6,225,000543
Sale, conversion, retirement of capital stock, net$0934
Net operating income$833,0405,228
2005-09-30 (YTD Data)Rank
Total interest income$25,283,000948
Total interest expense$13,691,000595
Net interest income$11,592,0001,389
Provision for loan and lease losses$-325,0008,763
Total noninterest income$1,551,0002,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,551,0001,330
Total noninterest expense$13,441,000938
Salaries and employee benefits$6,974,000978
Premises and equipment expense$1,844,000965
Additional noninterest expense$4,623,000834
Pre-tax net operating income$27,0008,259
Securities gains (losses)$-1,093,0008,817
Applicable income taxes$-571,0008,827
Income before extraordinary items$-495,0008,639
Extraordinary gains, net$035
Net income$-495,0008,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,863
Cash dividends$881,0001,997
Sale, conversion, retirement of capital stock, net$0769
Net operating income$204,5207,389
2005-06-30 (YTD Data)Rank
Total interest income$16,088,000966
Total interest expense$8,627,000591
Net interest income$7,461,0001,415
Provision for loan and lease losses$-325,0008,784
Total noninterest income$1,021,0002,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,021,0001,321
Total noninterest expense$8,100,0001,034
Salaries and employee benefits$4,696,000955
Premises and equipment expense$1,216,000964
Additional noninterest expense$2,188,0001,136
Pre-tax net operating income$707,0004,591
Securities gains (losses)$102,000554
Applicable income taxes$89,0004,966
Income before extraordinary items$720,0003,915
Extraordinary gains, net$030
Net income$720,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,464
Cash dividends$564,0002,032
Sale, conversion, retirement of capital stock, net$0643
Net operating income$629,2204,239
2005-03-31 (YTD Data)Rank
Total interest income$7,718,000986
Total interest expense$4,031,000601
Net interest income$3,687,0001,428
Provision for loan and lease losses$-325,0008,873
Total noninterest income$525,0002,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$525,0001,284
Total noninterest expense$4,227,000984
Salaries and employee benefits$2,409,000925
Premises and equipment expense$585,0001,021
Additional noninterest expense$1,233,0001,006
Pre-tax net operating income$310,0004,907
Securities gains (losses)$39,000615
Applicable income taxes$18,0005,732
Income before extraordinary items$331,0004,101
Extraordinary gains, net$024
Net income$331,0004,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,351
Cash dividends$268,0001,895
Sale, conversion, retirement of capital stock, net$0491
Net operating income$293,9504,392
2004-12-31 (YTD Data)Rank
Total interest income$32,997,000841
Total interest expense$19,718,000433
Net interest income$13,279,0001,529
Provision for loan and lease losses$1,621,000665
Total noninterest income$35,954,000266
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$35,954,000208
Total noninterest expense$19,893,000807
Salaries and employee benefits$10,052,000853
Premises and equipment expense$3,076,000747
Additional noninterest expense$6,765,000758
Pre-tax net operating income$27,719,000392
Securities gains (losses)$-2,429,0008,929
Applicable income taxes$8,598,000405
Income before extraordinary items$16,692,000440
Extraordinary gains, net$034
Net income$16,692,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,959,000346
Cash dividends$462,0003,681
Sale, conversion, retirement of capital stock, net$0872
Net operating income$18,295,140406
2004-09-30 (YTD Data)Rank
Total interest income$25,690,000810
Total interest expense$15,936,000394
Net interest income$9,754,0001,547
Provision for loan and lease losses$1,621,000490
Total noninterest income$35,095,000235
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$35,095,000187
Total noninterest expense$15,463,000777
Salaries and employee benefits$7,455,000865
Premises and equipment expense$2,575,000678
Additional noninterest expense$5,433,000708
Pre-tax net operating income$27,765,000320
Securities gains (losses)$-2,466,0008,997
Applicable income taxes$8,574,000335
Income before extraordinary items$16,725,000362
Extraordinary gains, net$026
Net income$16,725,000362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,440,000436
Cash dividends$220,0003,847
Sale, conversion, retirement of capital stock, net$0738
Net operating income$18,352,560327
2004-06-30 (YTD Data)Rank
Total interest income$18,237,000753
Total interest expense$11,310,000371
Net interest income$6,927,0001,432
Provision for loan and lease losses$871,000585
Total noninterest income$3,819,000759
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,819,000506
Total noninterest expense$9,883,000819
Salaries and employee benefits$4,942,000866
Premises and equipment expense$1,910,000602
Additional noninterest expense$3,031,000815
Pre-tax net operating income$-8,0008,551
Securities gains (losses)$-2,481,0009,059
Applicable income taxes$-1,068,0009,056
Income before extraordinary items$-1,421,0009,035
Extraordinary gains, net$021
Net income$-1,421,0009,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,184
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$166,8407,128
2004-03-31 (YTD Data)Rank
Total interest income$10,043,000690
Total interest expense$5,738,000375
Net interest income$4,305,0001,142
Provision for loan and lease losses$871,000345
Total noninterest income$1,969,000721
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,969,000486
Total noninterest expense$5,008,000806
Salaries and employee benefits$2,554,000860
Premises and equipment expense$999,000587
Additional noninterest expense$1,455,000846
Pre-tax net operating income$395,0004,116
Securities gains (losses)$86,000884
Applicable income taxes$65,0004,461
Income before extraordinary items$416,0003,405
Extraordinary gains, net$016
Net income$416,0003,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,000797
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$342,0403,785
2003-12-31 (YTD Data)Rank
Total interest income$42,068,000665
Total interest expense$25,915,000370
Net interest income$16,153,0001,200
Provision for loan and lease losses$150,0004,567
Total noninterest income$12,520,000553
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$12,520,000383
Total noninterest expense$21,423,000754
Salaries and employee benefits$8,909,000965
Premises and equipment expense$4,354,000533
Additional noninterest expense$8,160,000662
Pre-tax net operating income$7,100,0001,180
Securities gains (losses)$1,631,000344
Applicable income taxes$2,575,0001,046
Income before extraordinary items$6,156,0001,040
Extraordinary gains, net$054
Net income$6,156,0001,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,561,000460
Cash dividends$1,400,0001,827
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,997,9901,212
2003-09-30 (YTD Data)Rank
Total interest income$33,168,000648
Total interest expense$19,851,000380
Net interest income$13,317,0001,098
Provision for loan and lease losses$150,0003,902
Total noninterest income$2,000,0001,900
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,000,0001,232
Total noninterest expense$15,158,000804
Salaries and employee benefits$6,644,000979
Premises and equipment expense$3,178,000554
Additional noninterest expense$5,336,000733
Pre-tax net operating income$9,0008,600
Securities gains (losses)$1,609,000319
Applicable income taxes$217,0004,522
Income before extraordinary items$1,401,0003,126
Extraordinary gains, net$040
Net income$1,401,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000594
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,1708,628
2003-06-30 (YTD Data)Rank
Total interest income$22,796,000636
Total interest expense$13,571,000383
Net interest income$9,225,0001,052
Provision for loan and lease losses$07,324
Total noninterest income$1,142,0002,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,142,0001,383
Total noninterest expense$10,107,000805
Salaries and employee benefits$4,473,000968
Premises and equipment expense$2,145,000555
Additional noninterest expense$3,489,000747
Pre-tax net operating income$260,0006,772
Securities gains (losses)$1,301,000301
Applicable income taxes$306,0003,216
Income before extraordinary items$1,255,0002,471
Extraordinary gains, net$030
Net income$1,255,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000533
Cash dividends$350,0002,646
Sale, conversion, retirement of capital stock, net$0589
Net operating income$214,2006,644
2003-03-31 (YTD Data)Rank
Total interest income$11,720,000626
Total interest expense$6,873,000388
Net interest income$4,847,000999
Provision for loan and lease losses$06,934
Total noninterest income$425,0002,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$425,0001,667
Total noninterest expense$5,017,000810
Salaries and employee benefits$2,298,000933
Premises and equipment expense$1,102,000546
Additional noninterest expense$1,617,000780
Pre-tax net operating income$255,0005,225
Securities gains (losses)$266,000551
Applicable income taxes$62,0004,775
Income before extraordinary items$459,0003,138
Extraordinary gains, net$021
Net income$459,0003,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,000431
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$224,9204,805
2002-12-31 (YTD Data)Rank
Total interest income$55,752,000567
Total interest expense$30,666,000404
Net interest income$25,086,000754
Provision for loan and lease losses$5,900,000340
Total noninterest income$4,421,0001,168
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$4,421,000754
Total noninterest expense$23,953,000681
Salaries and employee benefits$10,675,000758
Premises and equipment expense$5,761,000420
Additional noninterest expense$7,517,000699
Pre-tax net operating income$-346,0008,915
Securities gains (losses)$3,007,000212
Applicable income taxes$-143,0009,098
Income before extraordinary items$2,804,0002,133
Extraordinary gains, net$070
Net income$2,804,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,845,000206
Cash dividends$3,022,000912
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-203,0008,854
2001-12-31 (YTD Data)Rank
Total interest income$79,835,000460
Total interest expense$48,028,000389
Net interest income$31,807,000579
Provision for loan and lease losses$25,612,000149
Total noninterest income$13,144,000503
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$13,144,000367
Total noninterest expense$30,593,000552
Salaries and employee benefits$13,852,000574
Premises and equipment expense$7,195,000341
Additional noninterest expense$9,546,000595
Pre-tax net operating income$-11,254,0009,594
Securities gains (losses)$-97,0009,495
Applicable income taxes$-4,640,0009,595
Income before extraordinary items$-6,711,0009,582
Extraordinary gains, net$0105
Net income$-6,711,0009,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,955,000126
Cash dividends$756,0002,711
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-6,648,9209,574
2000-12-31 (YTD Data)Rank
Total interest income$91,669,000438
Total interest expense$56,312,000388
Net interest income$35,357,000533
Provision for loan and lease losses$15,000,000163
Total noninterest income$13,567,000476
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$13,567,000363
Total noninterest expense$31,080,000520
Salaries and employee benefits$14,213,000516
Premises and equipment expense$7,152,000333
Additional noninterest expense$9,715,000598
Pre-tax net operating income$2,844,0002,498
Securities gains (losses)$-8,0008,215
Applicable income taxes$508,0003,459
Income before extraordinary items$2,328,0002,221
Extraordinary gains, net$038
Net income$2,328,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,587,000154
Cash dividends$3,160,000920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,334,5602,219
1999-12-31 (YTD Data)Rank
Total interest income$86,567,000446
Total interest expense$47,935,000398
Net interest income$38,632,000506
Provision for loan and lease losses$24,701,000126
Total noninterest income$15,402,000471
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$15,402,000355
Total noninterest expense$35,046,000487
Salaries and employee benefits$16,339,000471
Premises and equipment expense$8,088,000303
Additional noninterest expense$10,619,000578
Pre-tax net operating income$-5,713,00010,210
Securities gains (losses)$-76,0009,899
Applicable income taxes$-2,484,00010,200
Income before extraordinary items$-3,305,00010,187
Extraordinary gains, net$035
Net income$-3,305,00010,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,293,000131
Cash dividends$2,912,0001,004
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-3,256,36010,182
1998-12-31 (YTD Data)Rank
Total interest income$83,167,000465
Total interest expense$50,185,000393
Net interest income$32,982,000559
Provision for loan and lease losses$8,123,000234
Total noninterest income$17,872,000408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$17,872,000316
Total noninterest expense$35,997,000458
Salaries and employee benefits$14,184,000517
Premises and equipment expense$9,974,000247
Additional noninterest expense$11,839,000525
Pre-tax net operating income$6,734,0001,120
Securities gains (losses)$1,613,000273
Applicable income taxes$2,358,0001,070
Income before extraordinary items$5,989,000909
Extraordinary gains, net$032
Net income$5,989,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,576,000261
Cash dividends$2,225,0001,228
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,827,6401,081
1997-12-31 (YTD Data)Rank
Total interest income$74,056,000510
Total interest expense$51,763,000382
Net interest income$22,293,000812
Provision for loan and lease losses$6,177,000286
Total noninterest income$25,035,000307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$25,035,000235
Total noninterest expense$31,144,000510
Salaries and employee benefits$11,920,000581
Premises and equipment expense$8,854,000268
Additional noninterest expense$10,370,000574
Pre-tax net operating income$10,007,000816
Securities gains (losses)$427,000463
Applicable income taxes$3,569,000801
Income before extraordinary items$6,865,000815
Extraordinary gains, net$044
Net income$6,865,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,631,000242
Cash dividends$1,144,0001,964
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,583,180821
1996-12-31 (YTD Data)Rank
Total interest income$71,633,000556
Total interest expense$48,497,000436
Net interest income$23,136,000804
Provision for loan and lease losses$13,421,000171
Total noninterest income$24,154,000341
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$24,154,000261
Total noninterest expense$32,258,000527
Salaries and employee benefits$10,927,000647
Premises and equipment expense$8,745,000303
Additional noninterest expense$12,586,000565
Pre-tax net operating income$1,611,0004,104
Securities gains (losses)$2,158,000143
Applicable income taxes$1,250,0001,928
Income before extraordinary items$2,519,0001,967
Extraordinary gains, net$053
Net income$2,519,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,349,000221
Cash dividends$307,0004,442
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,073,1404,173
1995-12-31 (YTD Data)Rank
Total interest income$65,311,000620
Total interest expense$44,644,000487
Net interest income$20,667,000909
Provision for loan and lease losses$3,874,000379
Total noninterest income$22,150,000372
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$22,150,000259
Total noninterest expense$32,867,000543
Salaries and employee benefits$7,462,000916
Premises and equipment expense$9,755,000297
Additional noninterest expense$15,650,000492
Pre-tax net operating income$6,076,0001,255
Securities gains (losses)$2,350,000115
Applicable income taxes$3,114,000898
Income before extraordinary items$5,312,0001,001
Extraordinary gains, net$065
Net income$5,312,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,587,000487
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,808,0001,346
1994-12-31 (YTD Data)Rank
Total interest income$45,590,000758
Total interest expense$25,407,000591
Net interest income$20,183,000921
Provision for loan and lease losses$652,0001,261
Total noninterest income$17,772,000402
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$17,772,000294
Total noninterest expense$25,243,000675
Salaries and employee benefits$6,540,0001,038
Premises and equipment expense$4,785,000499
Additional noninterest expense$13,918,000550
Pre-tax net operating income$12,060,000682
Securities gains (losses)$1,200,000149
Applicable income taxes$4,470,000624
Income before extraordinary items$8,790,000640
Extraordinary gains, net$0249
Net income$8,790,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,285
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$-3,222,00012,591
Net operating income$7,998,000695
1993-12-31 (YTD Data)Rank
Total interest income$36,817,000896
Total interest expense$16,961,000831
Net interest income$19,856,000934
Provision for loan and lease losses$777,0001,555
Total noninterest income$20,155,000379
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,150,000131
Additional Noninterest Income$19,005,000285
Total noninterest expense$18,631,000893
Salaries and employee benefits$5,403,0001,236
Premises and equipment expense$2,628,000859
Additional noninterest expense$10,600,000733
Pre-tax net operating income$20,603,000398
Securities gains (losses)$3,834,000191
Applicable income taxes$9,061,000332
Income before extraordinary items$15,376,000381
Extraordinary gains, net$03,149
Net income$15,376,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0004,392
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$12,922,240414
1992-12-31 (YTD Data)Rank
Total interest income$27,750,0001,313
Total interest expense$14,410,0001,220
Net interest income$13,340,0001,388
Provision for loan and lease losses$857,0002,063
Total noninterest income$5,381,000928
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$5,381,000647
Total noninterest expense$10,652,0001,448
Salaries and employee benefits$4,059,0001,629
Premises and equipment expense$1,699,0001,296
Additional noninterest expense$4,894,0001,348
Pre-tax net operating income$7,212,000903
Securities gains (losses)$-4,026,00013,924
Applicable income taxes$1,072,0001,982
Income before extraordinary items$2,115,0002,166
Extraordinary gains, net$01,422
Net income$2,115,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0003,709
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,772,160901

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.