Home > Sterling Bank > Income and Expense
Sterling Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 2,091 |
| Total interest expense | $4,105,000 | 1,091 |
| Net interest income | $3,339,000 | 3,226 |
| Provision for loan and lease losses | $13,986,000 | 280 |
| Total noninterest income | $709,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $116,000 | 4,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $593,000 | 1,873 |
| Total noninterest expense | $5,794,000 | 1,699 |
| Salaries and employee benefits | $1,809,000 | 2,668 |
| Premises and equipment expense | $819,000 | 1,598 |
| Additional noninterest expense | $3,166,000 | 1,124 |
| Pre-tax net operating income | $-15,732,000 | 7,730 |
| Securities gains (losses) | $-1,373,000 | 7,758 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-17,105,000 | 7,743 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,105,000 | 7,743 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,105,000 | 7,743 |
| Net charge-offs | $14,195,000 | 255 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-15,732,000 | 7,730 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 2,074 |
| Total interest expense | $2,119,000 | 1,108 |
| Net interest income | $1,733,000 | 3,159 |
| Provision for loan and lease losses | $5,820,000 | 334 |
| Total noninterest income | $568,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $501,000 | 1,301 |
| Total noninterest expense | $2,587,000 | 1,918 |
| Salaries and employee benefits | $748,000 | 3,196 |
| Premises and equipment expense | $413,000 | 1,634 |
| Additional noninterest expense | $1,426,000 | 1,237 |
| Pre-tax net operating income | $-6,106,000 | 7,795 |
| Securities gains (losses) | $-704,000 | 7,857 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-6,810,000 | 7,823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,810,000 | 7,824 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,810,000 | 7,824 |
| Net charge-offs | $3,397,000 | 442 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,106,000 | 7,805 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,506,000 | 1,929 |
| Total interest expense | $10,250,000 | 1,167 |
| Net interest income | $7,256,000 | 2,968 |
| Provision for loan and lease losses | $14,266,000 | 633 |
| Total noninterest income | $631,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $249,000 | 4,238 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $382,000 | 3,608 |
| Total noninterest expense | $10,333,000 | 1,960 |
| Salaries and employee benefits | $4,612,000 | 2,132 |
| Premises and equipment expense | $1,604,000 | 1,685 |
| Additional noninterest expense | $4,117,000 | 1,805 |
| Pre-tax net operating income | $-16,712,000 | 7,666 |
| Securities gains (losses) | $-2,216,000 | 7,816 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-18,928,000 | 7,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-18,928,000 | 7,722 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-18,928,000 | 7,722 |
| Net charge-offs | $14,517,000 | 511 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-16,712,000 | 7,697 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 1,919 |
| Total interest expense | $8,076,000 | 1,160 |
| Net interest income | $5,391,000 | 2,987 |
| Provision for loan and lease losses | $6,460,000 | 874 |
| Total noninterest income | $612,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $191,000 | 4,216 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $421,000 | 3,097 |
| Total noninterest expense | $7,782,000 | 1,933 |
| Salaries and employee benefits | $3,508,000 | 2,119 |
| Premises and equipment expense | $1,187,000 | 1,732 |
| Additional noninterest expense | $3,087,000 | 1,732 |
| Pre-tax net operating income | $-8,239,000 | 7,681 |
| Securities gains (losses) | $-418,000 | 7,713 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,657,000 | 7,743 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,657,000 | 7,742 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,657,000 | 7,742 |
| Net charge-offs | $10,299,000 | 493 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,239,000 | 7,738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 1,906 |
| Total interest expense | $5,739,000 | 1,152 |
| Net interest income | $3,520,000 | 3,029 |
| Provision for loan and lease losses | $2,822,000 | 1,134 |
| Total noninterest income | $422,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $121,000 | 4,290 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $301,000 | 2,995 |
| Total noninterest expense | $5,094,000 | 2,000 |
| Salaries and employee benefits | $2,403,000 | 2,098 |
| Premises and equipment expense | $781,000 | 1,775 |
| Additional noninterest expense | $1,910,000 | 1,875 |
| Pre-tax net operating income | $-3,974,000 | 7,661 |
| Securities gains (losses) | $-119,000 | 7,713 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,093,000 | 7,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,093,000 | 7,737 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,093,000 | 7,737 |
| Net charge-offs | $6,365,000 | 501 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,974,000 | 7,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 1,934 |
| Total interest expense | $3,062,000 | 1,124 |
| Net interest income | $1,549,000 | 3,359 |
| Provision for loan and lease losses | $1,679,000 | 846 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $2,317,000 | 2,134 |
| Salaries and employee benefits | $1,189,000 | 2,145 |
| Premises and equipment expense | $390,000 | 1,815 |
| Additional noninterest expense | $738,000 | 2,127 |
| Pre-tax net operating income | $-2,278,000 | 7,866 |
| Securities gains (losses) | $307,000 | 489 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,971,000 | 7,897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,971,000 | 7,898 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,971,000 | 7,898 |
| Net charge-offs | $942,000 | 986 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,278,000 | 7,929 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,030,000 | 1,610 |
| Total interest expense | $12,762,000 | 1,281 |
| Net interest income | $11,268,000 | 1,968 |
| Provision for loan and lease losses | $12,831,000 | 501 |
| Total noninterest income | $1,091,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $231,000 | 4,521 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $860,000 | 2,353 |
| Total noninterest expense | $10,004,000 | 1,927 |
| Salaries and employee benefits | $5,336,000 | 1,893 |
| Premises and equipment expense | $1,541,000 | 1,777 |
| Additional noninterest expense | $3,127,000 | 1,940 |
| Pre-tax net operating income | $-10,476,000 | 7,998 |
| Securities gains (losses) | $595,000 | 323 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-9,881,000 | 7,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,881,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,328,000 | 514 |
| Cash dividends | $1,450,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-10,476,000 | 8,036 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,578,000 | 1,609 |
| Total interest expense | $9,695,000 | 1,315 |
| Net interest income | $8,883,000 | 1,906 |
| Provision for loan and lease losses | $6,516,000 | 542 |
| Total noninterest income | $1,431,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $178,000 | 4,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,253,000 | 1,544 |
| Total noninterest expense | $7,316,000 | 1,968 |
| Salaries and employee benefits | $3,961,000 | 1,953 |
| Premises and equipment expense | $1,159,000 | 1,773 |
| Additional noninterest expense | $2,196,000 | 1,981 |
| Pre-tax net operating income | $-3,518,000 | 8,057 |
| Securities gains (losses) | $577,000 | 285 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,941,000 | 8,003 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,941,000 | 8,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,864,000 | 539 |
| Cash dividends | $1,450,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,518,000 | 8,106 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 1,591 |
| Total interest expense | $6,637,000 | 1,325 |
| Net interest income | $6,092,000 | 1,841 |
| Provision for loan and lease losses | $3,678,000 | 529 |
| Total noninterest income | $1,241,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,118,000 | 1,296 |
| Total noninterest expense | $4,887,000 | 1,959 |
| Salaries and employee benefits | $2,666,000 | 1,948 |
| Premises and equipment expense | $745,000 | 1,841 |
| Additional noninterest expense | $1,476,000 | 1,956 |
| Pre-tax net operating income | $-1,232,000 | 8,010 |
| Securities gains (losses) | $428,000 | 358 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-804,000 | 7,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-804,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,443,000 | 679 |
| Cash dividends | $1,450,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,232,000 | 8,069 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 1,499 |
| Total interest expense | $3,527,000 | 1,326 |
| Net interest income | $3,348,000 | 1,662 |
| Provision for loan and lease losses | $750,000 | 753 |
| Total noninterest income | $1,062,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $66,000 | 4,266 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $996,000 | 864 |
| Total noninterest expense | $2,415,000 | 1,986 |
| Salaries and employee benefits | $1,425,000 | 1,846 |
| Premises and equipment expense | $349,000 | 1,952 |
| Additional noninterest expense | $641,000 | 2,181 |
| Pre-tax net operating income | $1,245,000 | 1,484 |
| Securities gains (losses) | $242,000 | 392 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,487,000 | 1,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,487,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 790 |
| Cash dividends | $1,450,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,245,000 | 1,168 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,316,000 | 1,417 |
| Total interest expense | $14,422,000 | 1,392 |
| Net interest income | $15,894,000 | 1,411 |
| Provision for loan and lease losses | $1,900,000 | 877 |
| Total noninterest income | $1,455,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $271,000 | 4,298 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,184,000 | 1,987 |
| Total noninterest expense | $8,206,000 | 2,226 |
| Salaries and employee benefits | $4,912,000 | 2,050 |
| Premises and equipment expense | $1,238,000 | 2,099 |
| Additional noninterest expense | $2,056,000 | 2,600 |
| Pre-tax net operating income | $7,243,000 | 1,169 |
| Securities gains (losses) | $87,000 | 642 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,330,000 | 875 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,330,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,898 |
| Cash dividends | $6,500,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,243,000 | 878 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,873,000 | 1,411 |
| Total interest expense | $10,667,000 | 1,410 |
| Net interest income | $12,206,000 | 1,381 |
| Provision for loan and lease losses | $400,000 | 1,861 |
| Total noninterest income | $1,174,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $205,000 | 4,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $969,000 | 1,869 |
| Total noninterest expense | $6,242,000 | 2,177 |
| Salaries and employee benefits | $3,860,000 | 1,951 |
| Premises and equipment expense | $882,000 | 2,186 |
| Additional noninterest expense | $1,500,000 | 2,623 |
| Pre-tax net operating income | $6,738,000 | 1,024 |
| Securities gains (losses) | $87,000 | 521 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,825,000 | 770 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,825,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $5,500,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,738,000 | 776 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,174,000 | 1,432 |
| Total interest expense | $6,874,000 | 1,452 |
| Net interest income | $8,300,000 | 1,374 |
| Provision for loan and lease losses | $53,000 | 4,306 |
| Total noninterest income | $790,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $652,000 | 1,867 |
| Total noninterest expense | $4,294,000 | 2,137 |
| Salaries and employee benefits | $2,626,000 | 1,944 |
| Premises and equipment expense | $582,000 | 2,217 |
| Additional noninterest expense | $1,086,000 | 2,434 |
| Pre-tax net operating income | $4,743,000 | 1,014 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,743,000 | 760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,743,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $4,500,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,743,000 | 754 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 1,400 |
| Total interest expense | $3,380,000 | 1,465 |
| Net interest income | $4,282,000 | 1,329 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $375,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $306,000 | 1,932 |
| Total noninterest expense | $2,179,000 | 2,127 |
| Salaries and employee benefits | $1,361,000 | 1,889 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $527,000 | 2,495 |
| Pre-tax net operating income | $2,478,000 | 957 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,478,000 | 730 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,478,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $3,000,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,478,000 | 719 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,567,000 | 1,348 |
| Total interest expense | $11,957,000 | 1,402 |
| Net interest income | $17,610,000 | 1,289 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $1,808,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $351,000 | 3,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,457,000 | 1,709 |
| Total noninterest expense | $8,138,000 | 2,174 |
| Salaries and employee benefits | $4,983,000 | 1,949 |
| Premises and equipment expense | $1,063,000 | 2,325 |
| Additional noninterest expense | $2,092,000 | 2,461 |
| Pre-tax net operating income | $10,740,000 | 922 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $10,740,000 | 694 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,740,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $3,665,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,740,000 | 685 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,788,000 | 1,366 |
| Total interest expense | $8,585,000 | 1,424 |
| Net interest income | $13,203,000 | 1,309 |
| Provision for loan and lease losses | $385,000 | 1,751 |
| Total noninterest income | $1,398,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $263,000 | 3,838 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,135,000 | 1,656 |
| Total noninterest expense | $6,155,000 | 2,157 |
| Salaries and employee benefits | $3,821,000 | 1,906 |
| Premises and equipment expense | $789,000 | 2,365 |
| Additional noninterest expense | $1,545,000 | 2,479 |
| Pre-tax net operating income | $8,061,000 | 958 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,061,000 | 726 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,061,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $2,915,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,061,000 | 717 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,071,000 | 1,377 |
| Total interest expense | $5,425,000 | 1,423 |
| Net interest income | $8,646,000 | 1,336 |
| Provision for loan and lease losses | $375,000 | 1,222 |
| Total noninterest income | $972,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $805,000 | 1,588 |
| Total noninterest expense | $4,155,000 | 2,126 |
| Salaries and employee benefits | $2,552,000 | 1,908 |
| Premises and equipment expense | $529,000 | 2,345 |
| Additional noninterest expense | $1,074,000 | 2,404 |
| Pre-tax net operating income | $5,088,000 | 1,003 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,088,000 | 769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,088,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,165,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,088,000 | 752 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 1,411 |
| Total interest expense | $2,534,000 | 1,449 |
| Net interest income | $4,161,000 | 1,384 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $456,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $369,000 | 1,658 |
| Total noninterest expense | $2,025,000 | 2,184 |
| Salaries and employee benefits | $1,253,000 | 1,957 |
| Premises and equipment expense | $258,000 | 2,409 |
| Additional noninterest expense | $514,000 | 2,487 |
| Pre-tax net operating income | $2,342,000 | 1,061 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,342,000 | 812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,342,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,415,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,342,000 | 799 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,065,000 | 1,681 |
| Total interest expense | $6,523,000 | 1,744 |
| Net interest income | $13,542,000 | 1,618 |
| Provision for loan and lease losses | $866,000 | 1,183 |
| Total noninterest income | $1,790,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $267,000 | 4,429 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,523,000 | 1,639 |
| Total noninterest expense | $6,984,000 | 2,401 |
| Salaries and employee benefits | $4,187,000 | 2,191 |
| Premises and equipment expense | $970,000 | 2,439 |
| Additional noninterest expense | $1,827,000 | 2,720 |
| Pre-tax net operating income | $7,482,000 | 1,277 |
| Securities gains (losses) | $-41,000 | 8,106 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,441,000 | 969 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,441,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $1,335,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,482,000 | 946 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,990,000 | 1,755 |
| Total interest expense | $4,364,000 | 1,837 |
| Net interest income | $9,626,000 | 1,692 |
| Provision for loan and lease losses | $621,000 | 1,173 |
| Total noninterest income | $1,352,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $185,000 | 4,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,167,000 | 1,617 |
| Total noninterest expense | $5,061,000 | 2,446 |
| Salaries and employee benefits | $3,019,000 | 2,259 |
| Premises and equipment expense | $685,000 | 2,551 |
| Additional noninterest expense | $1,357,000 | 2,714 |
| Pre-tax net operating income | $5,296,000 | 1,360 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,297,000 | 1,017 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,297,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,296,000 | 1,002 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 1,842 |
| Total interest expense | $2,620,000 | 1,902 |
| Net interest income | $6,045,000 | 1,783 |
| Provision for loan and lease losses | $414,000 | 1,158 |
| Total noninterest income | $911,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $112,000 | 4,793 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $799,000 | 1,582 |
| Total noninterest expense | $3,281,000 | 2,482 |
| Salaries and employee benefits | $1,946,000 | 2,314 |
| Premises and equipment expense | $437,000 | 2,627 |
| Additional noninterest expense | $898,000 | 2,705 |
| Pre-tax net operating income | $3,261,000 | 1,433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,261,000 | 1,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,261,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,261,000 | 1,051 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 1,911 |
| Total interest expense | $1,217,000 | 1,947 |
| Net interest income | $2,846,000 | 1,884 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $476,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $425,000 | 1,488 |
| Total noninterest expense | $1,594,000 | 2,565 |
| Salaries and employee benefits | $948,000 | 2,392 |
| Premises and equipment expense | $222,000 | 2,619 |
| Additional noninterest expense | $424,000 | 2,869 |
| Pre-tax net operating income | $1,478,000 | 1,538 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,478,000 | 1,174 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,478,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,478,000 | 1,149 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,559,000 | 2,287 |
| Total interest expense | $3,573,000 | 2,261 |
| Net interest income | $8,986,000 | 2,272 |
| Provision for loan and lease losses | $783,000 | 1,308 |
| Total noninterest income | $2,412,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $207,000 | 5,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,205,000 | 1,237 |
| Total noninterest expense | $6,109,000 | 2,585 |
| Salaries and employee benefits | $3,661,000 | 2,372 |
| Premises and equipment expense | $882,000 | 2,567 |
| Additional noninterest expense | $1,566,000 | 3,022 |
| Pre-tax net operating income | $4,506,000 | 1,856 |
| Securities gains (losses) | $114,000 | 1,160 |
| Applicable income taxes | $562,000 | 3,145 |
| Income before extraordinary items | $4,058,000 | 1,592 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,058,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,670 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,957,680 | 1,589 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 2,390 |
| Total interest expense | $2,505,000 | 2,360 |
| Net interest income | $6,381,000 | 2,376 |
| Provision for loan and lease losses | $630,000 | 1,186 |
| Total noninterest income | $2,037,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,892,000 | 1,129 |
| Total noninterest expense | $4,511,000 | 2,599 |
| Salaries and employee benefits | $2,695,000 | 2,401 |
| Premises and equipment expense | $651,000 | 2,594 |
| Additional noninterest expense | $1,165,000 | 3,022 |
| Pre-tax net operating income | $3,277,000 | 1,918 |
| Securities gains (losses) | $114,000 | 1,095 |
| Applicable income taxes | $542,000 | 2,768 |
| Income before extraordinary items | $2,849,000 | 1,705 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,849,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,753,240 | 1,701 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 2,515 |
| Total interest expense | $1,569,000 | 2,470 |
| Net interest income | $3,986,000 | 2,492 |
| Provision for loan and lease losses | $479,000 | 1,053 |
| Total noninterest income | $1,429,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,346,000 | 1,070 |
| Total noninterest expense | $2,905,000 | 2,706 |
| Salaries and employee benefits | $1,751,000 | 2,451 |
| Premises and equipment expense | $427,000 | 2,629 |
| Additional noninterest expense | $727,000 | 3,202 |
| Pre-tax net operating income | $2,031,000 | 2,024 |
| Securities gains (losses) | $88,000 | 1,116 |
| Applicable income taxes | $542,000 | 2,072 |
| Income before extraordinary items | $1,577,000 | 1,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,577,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,511,880 | 2,003 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,649 |
| Total interest expense | $738,000 | 2,640 |
| Net interest income | $1,897,000 | 2,610 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $484,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $443,000 | 1,413 |
| Total noninterest expense | $1,380,000 | 2,843 |
| Salaries and employee benefits | $838,000 | 2,576 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $328,000 | 3,487 |
| Pre-tax net operating income | $751,000 | 2,561 |
| Securities gains (losses) | $88,000 | 875 |
| Applicable income taxes | $417,000 | 1,501 |
| Income before extraordinary items | $422,000 | 3,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $365,680 | 3,630 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,341,000 | 3,010 |
| Total interest expense | $3,188,000 | 2,711 |
| Net interest income | $6,153,000 | 3,116 |
| Provision for loan and lease losses | $437,000 | 2,420 |
| Total noninterest income | $395,000 | 5,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $395,000 | 4,000 |
| Total noninterest expense | $5,516,000 | 2,809 |
| Salaries and employee benefits | $3,498,000 | 2,406 |
| Premises and equipment expense | $1,231,000 | 1,859 |
| Additional noninterest expense | $787,000 | 5,111 |
| Pre-tax net operating income | $595,000 | 6,360 |
| Securities gains (losses) | $2,510,000 | 254 |
| Applicable income taxes | $1,167,000 | 1,966 |
| Income before extraordinary items | $1,938,000 | 2,932 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,938,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $331,600 | 6,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 3,115 |
| Total interest expense | $2,425,000 | 2,763 |
| Net interest income | $4,416,000 | 3,253 |
| Provision for loan and lease losses | $377,000 | 2,110 |
| Total noninterest income | $310,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $4,045,000 | 2,876 |
| Salaries and employee benefits | $2,578,000 | 2,452 |
| Premises and equipment expense | $877,000 | 1,950 |
| Additional noninterest expense | $590,000 | 5,072 |
| Pre-tax net operating income | $304,000 | 7,157 |
| Securities gains (losses) | $1,983,000 | 280 |
| Applicable income taxes | $860,000 | 2,095 |
| Income before extraordinary items | $1,427,000 | 3,083 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,427,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $157,880 | 7,703 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 3,209 |
| Total interest expense | $1,650,000 | 2,793 |
| Net interest income | $2,786,000 | 3,393 |
| Provision for loan and lease losses | $207,000 | 2,464 |
| Total noninterest income | $226,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $226,000 | 3,804 |
| Total noninterest expense | $2,657,000 | 2,910 |
| Salaries and employee benefits | $1,663,000 | 2,521 |
| Premises and equipment expense | $551,000 | 2,079 |
| Additional noninterest expense | $443,000 | 4,649 |
| Pre-tax net operating income | $148,000 | 7,614 |
| Securities gains (losses) | $1,269,000 | 310 |
| Applicable income taxes | $533,000 | 2,235 |
| Income before extraordinary items | $884,000 | 3,251 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $884,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $71,840 | 8,070 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 3,326 |
| Total interest expense | $837,000 | 2,822 |
| Net interest income | $1,310,000 | 3,555 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $1,257,000 | 3,018 |
| Salaries and employee benefits | $801,000 | 2,620 |
| Premises and equipment expense | $257,000 | 2,200 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $600,000 | 306 |
| Applicable income taxes | $259,000 | 2,279 |
| Income before extraordinary items | $430,000 | 3,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,386,000 | 3,880 |
| Total interest expense | $3,286,000 | 3,274 |
| Net interest income | $4,100,000 | 4,271 |
| Provision for loan and lease losses | $232,000 | 4,055 |
| Total noninterest income | $483,000 | 5,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $483,000 | 3,347 |
| Total noninterest expense | $4,520,000 | 3,210 |
| Salaries and employee benefits | $2,948,000 | 2,671 |
| Premises and equipment expense | $840,000 | 2,570 |
| Additional noninterest expense | $732,000 | 5,261 |
| Pre-tax net operating income | $-169,000 | 8,817 |
| Securities gains (losses) | $2,071,000 | 273 |
| Applicable income taxes | $723,000 | 2,779 |
| Income before extraordinary items | $1,179,000 | 4,131 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,179,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 9,257 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-146,440 | 8,818 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 3,907 |
| Total interest expense | $5,213,000 | 3,046 |
| Net interest income | $3,049,000 | 5,001 |
| Provision for loan and lease losses | $184,000 | 4,316 |
| Total noninterest income | $456,000 | 5,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $456,000 | 3,287 |
| Total noninterest expense | $4,136,000 | 3,334 |
| Salaries and employee benefits | $2,658,000 | 2,801 |
| Premises and equipment expense | $764,000 | 2,752 |
| Additional noninterest expense | $714,000 | 5,209 |
| Pre-tax net operating income | $-815,000 | 9,289 |
| Securities gains (losses) | $1,864,000 | 257 |
| Applicable income taxes | $394,000 | 3,770 |
| Income before extraordinary items | $655,000 | 5,387 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $655,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $-537,960 | 9,216 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 4,278 |
| Total interest expense | $4,889,000 | 3,390 |
| Net interest income | $2,745,000 | 5,476 |
| Provision for loan and lease losses | $443,000 | 2,089 |
| Total noninterest income | $292,000 | 6,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $292,000 | 3,985 |
| Total noninterest expense | $3,789,000 | 3,477 |
| Salaries and employee benefits | $2,280,000 | 3,079 |
| Premises and equipment expense | $705,000 | 2,863 |
| Additional noninterest expense | $804,000 | 4,730 |
| Pre-tax net operating income | $-1,195,000 | 9,754 |
| Securities gains (losses) | $1,417,000 | 128 |
| Applicable income taxes | $84,000 | 6,737 |
| Income before extraordinary items | $138,000 | 8,488 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $138,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,461 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 356 |
| Net operating income | $-768,880 | 9,675 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 5,765 |
| Total interest expense | $2,748,000 | 4,921 |
| Net interest income | $1,978,000 | 6,693 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $222,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $2,878,000 | 4,354 |
| Salaries and employee benefits | $1,677,000 | 3,970 |
| Premises and equipment expense | $583,000 | 3,351 |
| Additional noninterest expense | $618,000 | 5,713 |
| Pre-tax net operating income | $-953,000 | 10,054 |
| Securities gains (losses) | $1,079,000 | 205 |
| Applicable income taxes | $47,000 | 7,686 |
| Income before extraordinary items | $79,000 | 9,099 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $79,000 | 9,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,353 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-611,560 | 9,949 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 5,864 |
| Total interest expense | $3,057,000 | 4,658 |
| Net interest income | $1,704,000 | 7,285 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $200,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $200,000 | 4,955 |
| Total noninterest expense | $2,771,000 | 4,418 |
| Salaries and employee benefits | $1,557,000 | 4,124 |
| Premises and equipment expense | $561,000 | 3,376 |
| Additional noninterest expense | $653,000 | 5,427 |
| Pre-tax net operating income | $-992,000 | 10,341 |
| Securities gains (losses) | $1,487,000 | 290 |
| Applicable income taxes | $186,000 | 6,344 |
| Income before extraordinary items | $309,000 | 7,811 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $309,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-642,680 | 10,263 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 6,141 |
| Total interest expense | $2,850,000 | 4,930 |
| Net interest income | $1,738,000 | 7,460 |
| Provision for loan and lease losses | $167,000 | 3,903 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $2,445,000 | 4,860 |
| Salaries and employee benefits | $1,449,000 | 4,371 |
| Premises and equipment expense | $460,000 | 3,971 |
| Additional noninterest expense | $536,000 | 6,224 |
| Pre-tax net operating income | $-798,000 | 10,819 |
| Securities gains (losses) | $1,349,000 | 238 |
| Applicable income taxes | $207,000 | 6,784 |
| Income before extraordinary items | $344,000 | 8,042 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $344,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-519,360 | 10,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 7,317 |
| Total interest expense | $2,250,000 | 5,939 |
| Net interest income | $1,309,000 | 8,750 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $2,398,000 | 5,181 |
| Salaries and employee benefits | $1,190,000 | 5,249 |
| Premises and equipment expense | $399,000 | 4,546 |
| Additional noninterest expense | $809,000 | 5,162 |
| Pre-tax net operating income | $-1,059,000 | 11,345 |
| Securities gains (losses) | $1,020,000 | 252 |
| Applicable income taxes | $-27,000 | 11,016 |
| Income before extraordinary items | $-12,000 | 10,850 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-12,000 | 10,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-664,800 | 11,281 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 7,484 |
| Total interest expense | $2,336,000 | 5,826 |
| Net interest income | $1,215,000 | 9,285 |
| Provision for loan and lease losses | $-85,000 | 11,678 |
| Total noninterest income | $715,000 | 4,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $715,000 | 2,254 |
| Total noninterest expense | $2,120,000 | 5,739 |
| Salaries and employee benefits | $962,000 | 6,237 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $-105,000 | 11,597 |
| Securities gains (losses) | $318,000 | 488 |
| Applicable income taxes | $-21,000 | 11,561 |
| Income before extraordinary items | $234,000 | 9,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $234,000 | 9,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-84,000 | 11,573 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 7,382 |
| Total interest expense | $2,071,000 | 5,463 |
| Net interest income | $1,394,000 | 9,175 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $668,000 | 4,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $668,000 | 2,408 |
| Total noninterest expense | $2,495,000 | 5,160 |
| Salaries and employee benefits | $1,253,000 | 5,047 |
| Premises and equipment expense | $349,000 | 5,092 |
| Additional noninterest expense | $893,000 | 5,207 |
| Pre-tax net operating income | $-433,000 | 12,364 |
| Securities gains (losses) | $-489,000 | 12,235 |
| Applicable income taxes | $-55,000 | 12,230 |
| Income before extraordinary items | $-867,000 | 12,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-867,000 | 12,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-407,340 | 12,332 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,550 |
| Total interest expense | $2,626,000 | 4,615 |
| Net interest income | $1,647,000 | 8,652 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $-389,000 | 13,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-27,000 | 5,095 |
| Additional Noninterest Income | $-362,000 | 13,303 |
| Total noninterest expense | $2,447,000 | 5,376 |
| Salaries and employee benefits | $1,261,000 | 5,013 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $826,000 | 5,774 |
| Pre-tax net operating income | $-1,209,000 | 13,004 |
| Securities gains (losses) | $640,000 | 764 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $-686,000 | 12,941 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $-662,000 | 12,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 13,162 |
| Net operating income | $-1,326,000 | 13,004 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 6,270 |
| Total interest expense | $3,457,000 | 4,579 |
| Net interest income | $1,665,000 | 8,765 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $2,402,000 | 5,483 |
| Salaries and employee benefits | $1,268,000 | 4,926 |
| Premises and equipment expense | $395,000 | 4,841 |
| Additional noninterest expense | $739,000 | 6,491 |
| Pre-tax net operating income | $-785,000 | 13,429 |
| Securities gains (losses) | $669,000 | 871 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-116,000 | 13,084 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-116,000 | 13,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-785,000 | 13,408 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.