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Stearns Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$232,494,000274
Total interest expense$69,978,000306
Net interest income$162,516,000257
Provision for loan and lease losses$39,307,00092
Total noninterest income$12,824,000626
Gross Fiduciary activities income$0981
Service charges on deposit accounts$254,0002,412
Trading account gains and fees$0123
Additional Noninterest Income$12,570,000456
Total noninterest expense$82,742,000365
Salaries and employee benefits$55,690,000300
Premises and equipment expense$3,409,000777
Additional noninterest expense$12,570,000456
Pre-tax net operating income$53,291,000333
Securities gains (losses)$26,000594
Applicable income taxes$12,995,000281
Income before extraordinary items$40,322,000341
Extraordinary gains, net$054
Net income$40,004,000348
Minority interest net income$318,00038
Net income of bank and minority interests.$40,322,000344
Net charge-offs$22,580,000100
Cash dividends$29,500,000243
Sale, conversion, retirement of capital stock, net$0540
Net operating income$40,301,460352
2023-09-30 (YTD Data)Rank
Total interest income$164,367,000286
Total interest expense$47,659,000311
Net interest income$116,708,000273
Provision for loan and lease losses$30,172,00094
Total noninterest income$3,976,0001,152
Gross Fiduciary activities income$0950
Service charges on deposit accounts$190,0002,429
Trading account gains and fees$0125
Additional Noninterest Income$3,786,000889
Total noninterest expense$66,269,000345
Salaries and employee benefits$45,599,000284
Premises and equipment expense$2,569,000775
Additional noninterest expense$3,786,000889
Pre-tax net operating income$24,243,000496
Securities gains (losses)$17,000492
Applicable income taxes$6,284,000407
Income before extraordinary items$17,976,000526
Extraordinary gains, net$052
Net income$18,256,000520
Minority interest net income$-280,0004,617
Net income of bank and minority interests.$17,976,000526
Net charge-offs$13,820,000108
Cash dividends$7,500,000443
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,962,570530
2023-06-30 (YTD Data)Rank
Total interest income$106,466,000281
Total interest expense$27,655,000312
Net interest income$78,811,000267
Provision for loan and lease losses$14,185,000108
Total noninterest income$5,428,000689
Gross Fiduciary activities income$0931
Service charges on deposit accounts$123,0002,451
Trading account gains and fees$0112
Additional Noninterest Income$5,305,000514
Total noninterest expense$43,356,000341
Salaries and employee benefits$30,197,000278
Premises and equipment expense$1,719,000764
Additional noninterest expense$5,305,000514
Pre-tax net operating income$26,698,000342
Securities gains (losses)$12,000583
Applicable income taxes$6,659,000299
Income before extraordinary items$20,051,000353
Extraordinary gains, net$051
Net income$20,051,000361
Minority interest net income$081
Net income of bank and minority interests.$20,051,000354
Net charge-offs$7,871,000105
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$20,041,520357
2023-03-31 (YTD Data)Rank
Total interest income$46,854,000308
Total interest expense$8,402,000409
Net interest income$38,452,000272
Provision for loan and lease losses$4,540,000145
Total noninterest income$2,761,000691
Gross Fiduciary activities income$0913
Service charges on deposit accounts$63,0002,425
Trading account gains and fees$097
Additional Noninterest Income$2,698,000502
Total noninterest expense$20,761,000364
Salaries and employee benefits$14,337,000303
Premises and equipment expense$876,000777
Additional noninterest expense$2,698,000502
Pre-tax net operating income$15,912,000314
Securities gains (losses)$5,000739
Applicable income taxes$4,049,000259
Income before extraordinary items$11,868,000328
Extraordinary gains, net$04
Net income$11,868,000329
Minority interest net income$048
Net income of bank and minority interests.$11,868,000329
Net charge-offs$1,913,000150
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,864,050332
2022-12-31 (YTD Data)Rank
Total interest income$157,595,000294
Total interest expense$12,730,000379
Net interest income$144,865,000284
Provision for loan and lease losses$150,0001,951
Total noninterest income$15,633,000559
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$249,0002,487
Trading account gains and fees$0116
Additional Noninterest Income$15,384,000419
Total noninterest expense$77,277,000372
Salaries and employee benefits$53,533,000311
Premises and equipment expense$3,537,000736
Additional noninterest expense$15,384,000419
Pre-tax net operating income$83,071,000266
Securities gains (losses)$-6,0003,342
Applicable income taxes$19,603,000241
Income before extraordinary items$63,462,000274
Extraordinary gains, net$05
Net income$63,462,000274
Minority interest net income$063
Net income of bank and minority interests.$63,462,000274
Net charge-offs$3,369,000208
Cash dividends$14,500,000357
Sale, conversion, retirement of capital stock, net$0568
Net operating income$63,466,740278
2022-09-30 (YTD Data)Rank
Total interest income$110,134,000299
Total interest expense$7,392,000331
Net interest income$102,742,000292
Provision for loan and lease losses$-1,650,0004,686
Total noninterest income$10,166,000638
Gross Fiduciary activities income$0968
Service charges on deposit accounts$188,0002,496
Trading account gains and fees$0111
Additional Noninterest Income$9,978,000471
Total noninterest expense$56,818,000375
Salaries and employee benefits$38,937,000317
Premises and equipment expense$2,783,000713
Additional noninterest expense$9,978,000471
Pre-tax net operating income$57,740,000285
Securities gains (losses)$-11,0003,806
Applicable income taxes$14,506,000251
Income before extraordinary items$43,223,000289
Extraordinary gains, net$04
Net income$43,223,000289
Minority interest net income$057
Net income of bank and minority interests.$43,223,000289
Net charge-offs$2,328,000203
Cash dividends$5,500,000546
Sale, conversion, retirement of capital stock, net$0519
Net operating income$43,231,690293
2022-06-30 (YTD Data)Rank
Total interest income$71,633,000286
Total interest expense$3,854,000327
Net interest income$67,779,000284
Provision for loan and lease losses$-1,650,0004,696
Total noninterest income$6,550,000652
Gross Fiduciary activities income$0925
Service charges on deposit accounts$124,0002,490
Trading account gains and fees$0108
Additional Noninterest Income$6,426,000497
Total noninterest expense$37,335,000372
Salaries and employee benefits$25,585,000313
Premises and equipment expense$1,850,000704
Additional noninterest expense$9,900,000433
Pre-tax net operating income$38,644,000273
Securities gains (losses)$-11,0003,956
Applicable income taxes$9,525,000244
Income before extraordinary items$29,108,000277
Extraordinary gains, net$04
Net income$29,108,000277
Minority interest net income$060
Net income of bank and minority interests.$29,108,000277
Net charge-offs$806,000263
Cash dividends$5,500,000401
Sale, conversion, retirement of capital stock, net$0494
Net operating income$29,116,690280
2022-03-31 (YTD Data)Rank
Total interest income$33,762,000293
Total interest expense$1,948,000294
Net interest income$31,814,000291
Provision for loan and lease losses$02,285
Total noninterest income$2,718,000735
Gross Fiduciary activities income$0892
Service charges on deposit accounts$58,0002,560
Trading account gains and fees$0103
Additional Noninterest Income$2,660,000583
Total noninterest expense$18,169,000383
Salaries and employee benefits$12,352,000329
Premises and equipment expense$905,000722
Additional noninterest expense$4,912,000431
Pre-tax net operating income$16,363,000295
Securities gains (losses)$-5,0004,146
Applicable income taxes$4,141,000264
Income before extraordinary items$12,217,000303
Extraordinary gains, net$04
Net income$12,217,000303
Minority interest net income$050
Net income of bank and minority interests.$12,217,000303
Net charge-offs$489,000228
Cash dividends$5,500,000244
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,220,950307
2021-12-31 (YTD Data)Rank
Total interest income$135,812,000285
Total interest expense$13,223,000218
Net interest income$122,589,000295
Provision for loan and lease losses$-27,493,0004,766
Total noninterest income$17,476,000570
Gross Fiduciary activities income$0994
Service charges on deposit accounts$207,0002,658
Trading account gains and fees$0132
Additional Noninterest Income$17,269,000463
Total noninterest expense$71,009,000384
Salaries and employee benefits$46,987,000336
Premises and equipment expense$3,741,000708
Additional noninterest expense$20,281,000417
Pre-tax net operating income$96,549,000238
Securities gains (losses)$48,0001,144
Applicable income taxes$24,111,000217
Income before extraordinary items$72,486,000248
Extraordinary gains, net$010
Net income$72,486,000248
Minority interest net income$074
Net income of bank and minority interests.$72,486,000248
Net charge-offs$9,417,000115
Cash dividends$38,200,000206
Sale, conversion, retirement of capital stock, net$0582
Net operating income$72,448,080246
2021-09-30 (YTD Data)Rank
Total interest income$102,220,000287
Total interest expense$10,692,000218
Net interest income$91,528,000295
Provision for loan and lease losses$-14,793,0004,825
Total noninterest income$14,377,000543
Gross Fiduciary activities income$0957
Service charges on deposit accounts$149,0002,710
Trading account gains and fees$0132
Additional Noninterest Income$14,228,000445
Total noninterest expense$51,620,000396
Salaries and employee benefits$33,629,000353
Premises and equipment expense$2,810,000712
Additional noninterest expense$15,181,000421
Pre-tax net operating income$69,078,000243
Securities gains (losses)$02,015
Applicable income taxes$17,343,000231
Income before extraordinary items$51,735,000260
Extraordinary gains, net$08
Net income$51,735,000260
Minority interest net income$069
Net income of bank and minority interests.$51,735,000260
Net charge-offs$11,184,00097
Cash dividends$30,200,000184
Sale, conversion, retirement of capital stock, net$0543
Net operating income$51,735,000257
2021-06-30 (YTD Data)Rank
Total interest income$66,325,000292
Total interest expense$7,680,000210
Net interest income$58,645,000300
Provision for loan and lease losses$-5,500,0004,818
Total noninterest income$11,295,000489
Gross Fiduciary activities income$0951
Service charges on deposit accounts$89,0002,802
Trading account gains and fees$0133
Additional Noninterest Income$11,206,000404
Total noninterest expense$33,069,000405
Salaries and employee benefits$21,372,000360
Premises and equipment expense$1,664,000797
Additional noninterest expense$10,033,000410
Pre-tax net operating income$42,371,000262
Securities gains (losses)$01,818
Applicable income taxes$10,565,000246
Income before extraordinary items$31,806,000283
Extraordinary gains, net$06
Net income$31,806,000282
Minority interest net income$067
Net income of bank and minority interests.$31,806,000283
Net charge-offs$10,827,00080
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$31,806,000272
2021-03-31 (YTD Data)Rank
Total interest income$32,450,000295
Total interest expense$3,974,000217
Net interest income$28,476,000300
Provision for loan and lease losses$1,000,000187
Total noninterest income$5,281,000520
Gross Fiduciary activities income$0922
Service charges on deposit accounts$44,0002,815
Trading account gains and fees$0127
Additional Noninterest Income$5,237,000432
Total noninterest expense$16,168,000410
Salaries and employee benefits$10,065,000383
Premises and equipment expense$828,000812
Additional noninterest expense$5,275,000382
Pre-tax net operating income$16,589,000313
Securities gains (losses)$01,392
Applicable income taxes$4,199,000283
Income before extraordinary items$12,390,000337
Extraordinary gains, net$03
Net income$12,390,000336
Minority interest net income$055
Net income of bank and minority interests.$12,390,000337
Net charge-offs$9,260,00062
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,390,000328
2020-12-31 (YTD Data)Rank
Total interest income$159,837,000257
Total interest expense$23,337,000241
Net interest income$136,500,000258
Provision for loan and lease losses$52,175,000136
Total noninterest income$30,275,000373
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$185,0002,865
Trading account gains and fees$0133
Additional Noninterest Income$30,090,000299
Total noninterest expense$64,838,000403
Salaries and employee benefits$41,256,000360
Premises and equipment expense$3,898,000678
Additional noninterest expense$19,684,000414
Pre-tax net operating income$49,762,000295
Securities gains (losses)$02,675
Applicable income taxes$10,609,000290
Income before extraordinary items$39,153,000303
Extraordinary gains, net$04
Net income$39,153,000301
Minority interest net income$072
Net income of bank and minority interests.$39,153,000303
Net charge-offs$25,178,000102
Cash dividends$9,500,000478
Sale, conversion, retirement of capital stock, net$0566
Net operating income$39,153,000296
2020-09-30 (YTD Data)Rank
Total interest income$122,462,000253
Total interest expense$18,932,000239
Net interest income$103,530,000255
Provision for loan and lease losses$52,175,000128
Total noninterest income$25,409,000338
Gross Fiduciary activities income$0981
Service charges on deposit accounts$133,0002,927
Trading account gains and fees$0125
Additional Noninterest Income$25,276,000274
Total noninterest expense$48,291,000400
Salaries and employee benefits$30,338,000361
Premises and equipment expense$3,015,000642
Additional noninterest expense$14,938,000402
Pre-tax net operating income$28,473,000339
Securities gains (losses)$02,494
Applicable income taxes$6,971,000299
Income before extraordinary items$21,502,000367
Extraordinary gains, net$04
Net income$21,502,000364
Minority interest net income$065
Net income of bank and minority interests.$21,502,000367
Net charge-offs$18,430,000102
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$21,502,000356
2020-06-30 (YTD Data)Rank
Total interest income$84,271,000252
Total interest expense$13,823,000245
Net interest income$70,448,000250
Provision for loan and lease losses$30,675,000156
Total noninterest income$16,596,000322
Gross Fiduciary activities income$0970
Service charges on deposit accounts$89,0002,956
Trading account gains and fees$0123
Additional Noninterest Income$16,507,000256
Total noninterest expense$35,062,000369
Salaries and employee benefits$22,227,000330
Premises and equipment expense$2,096,000612
Additional noninterest expense$10,739,000374
Pre-tax net operating income$21,307,000270
Securities gains (losses)$02,249
Applicable income taxes$5,175,000240
Income before extraordinary items$16,132,000295
Extraordinary gains, net$04
Net income$16,132,000294
Minority interest net income$065
Net income of bank and minority interests.$16,132,000295
Net charge-offs$14,340,000100
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$16,132,000288
2020-03-31 (YTD Data)Rank
Total interest income$43,605,000251
Total interest expense$7,680,000261
Net interest income$35,925,000247
Provision for loan and lease losses$13,400,000169
Total noninterest income$8,766,000288
Gross Fiduciary activities income$0941
Service charges on deposit accounts$52,0003,015
Trading account gains and fees$0106
Additional Noninterest Income$8,714,000219
Total noninterest expense$19,085,000344
Salaries and employee benefits$12,175,000311
Premises and equipment expense$1,205,000545
Additional noninterest expense$5,705,000358
Pre-tax net operating income$12,206,000219
Securities gains (losses)$01,705
Applicable income taxes$2,787,000208
Income before extraordinary items$9,419,000236
Extraordinary gains, net$04
Net income$9,419,000236
Minority interest net income$056
Net income of bank and minority interests.$9,419,000236
Net charge-offs$6,570,00096
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,419,000228
2019-12-31 (YTD Data)Rank
Total interest income$173,921,000255
Total interest expense$32,048,000275
Net interest income$141,873,000243
Provision for loan and lease losses$21,900,000108
Total noninterest income$33,647,000300
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$238,0002,938
Trading account gains and fees$0135
Additional Noninterest Income$33,409,000222
Total noninterest expense$85,273,000314
Salaries and employee benefits$44,022,000320
Premises and equipment expense$5,876,000457
Additional noninterest expense$35,375,000247
Pre-tax net operating income$68,347,000257
Securities gains (losses)$-324,0005,128
Applicable income taxes$15,844,000244
Income before extraordinary items$52,179,000267
Extraordinary gains, net$011
Net income$52,179,000269
Minority interest net income$076
Net income of bank and minority interests.$52,179,000269
Net charge-offs$16,586,000109
Cash dividends$16,662,000338
Sale, conversion, retirement of capital stock, net$0626
Net operating income$52,434,960262
2019-09-30 (YTD Data)Rank
Total interest income$128,699,000259
Total interest expense$23,987,000282
Net interest income$104,712,000250
Provision for loan and lease losses$16,750,000108
Total noninterest income$28,231,000284
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$179,0002,978
Trading account gains and fees$0129
Additional Noninterest Income$28,052,000207
Total noninterest expense$65,216,000308
Salaries and employee benefits$32,343,000328
Premises and equipment expense$4,399,000461
Additional noninterest expense$28,474,000236
Pre-tax net operating income$50,977,000253
Securities gains (losses)$02,167
Applicable income taxes$12,536,000236
Income before extraordinary items$38,441,000268
Extraordinary gains, net$011
Net income$38,441,000270
Minority interest net income$072
Net income of bank and minority interests.$38,441,000270
Net charge-offs$11,735,000112
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$38,441,000264
2019-06-30 (YTD Data)Rank
Total interest income$83,741,000263
Total interest expense$15,355,000289
Net interest income$68,386,000254
Provision for loan and lease losses$10,500,000107
Total noninterest income$18,859,000282
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$121,0002,945
Trading account gains and fees$0131
Additional Noninterest Income$18,738,000207
Total noninterest expense$43,851,000306
Salaries and employee benefits$19,688,000344
Premises and equipment expense$3,057,000444
Additional noninterest expense$21,106,000222
Pre-tax net operating income$32,894,000260
Securities gains (losses)$01,702
Applicable income taxes$8,071,000236
Income before extraordinary items$24,823,000271
Extraordinary gains, net$011
Net income$24,823,000273
Minority interest net income$069
Net income of bank and minority interests.$24,823,000273
Net charge-offs$6,651,000117
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$24,823,000267
2019-03-31 (YTD Data)Rank
Total interest income$41,231,000264
Total interest expense$7,421,000289
Net interest income$33,810,000258
Provision for loan and lease losses$4,750,000115
Total noninterest income$9,263,000265
Gross Fiduciary activities income$0972
Service charges on deposit accounts$58,0003,014
Trading account gains and fees$0126
Additional Noninterest Income$9,205,000194
Total noninterest expense$21,839,000306
Salaries and employee benefits$9,635,000354
Premises and equipment expense$1,596,000425
Additional noninterest expense$10,608,000225
Pre-tax net operating income$16,484,000254
Securities gains (losses)$01,087
Applicable income taxes$4,026,000238
Income before extraordinary items$12,458,000264
Extraordinary gains, net$05
Net income$12,458,000264
Minority interest net income$052
Net income of bank and minority interests.$12,458,000264
Net charge-offs$2,808,000126
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$12,458,000261
2018-12-31 (YTD Data)Rank
Total interest income$152,475,000269
Total interest expense$21,709,000293
Net interest income$130,766,000259
Provision for loan and lease losses$18,000,000114
Total noninterest income$26,522,000341
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$254,0002,988
Trading account gains and fees$0126
Additional Noninterest Income$26,268,000255
Total noninterest expense$76,178,000336
Salaries and employee benefits$32,984,000394
Premises and equipment expense$5,510,000487
Additional noninterest expense$37,684,000251
Pre-tax net operating income$63,110,000266
Securities gains (losses)$86,000329
Applicable income taxes$13,263,000261
Income before extraordinary items$49,933,000271
Extraordinary gains, net$06
Net income$49,933,000271
Minority interest net income$072
Net income of bank and minority interests.$49,933,000271
Net charge-offs$12,581,000125
Cash dividends$11,096,000387
Sale, conversion, retirement of capital stock, net$0671
Net operating income$49,865,060273
2018-09-30 (YTD Data)Rank
Total interest income$109,521,000278
Total interest expense$14,902,000298
Net interest income$94,619,000265
Provision for loan and lease losses$12,000,000122
Total noninterest income$23,446,000314
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$189,0003,006
Trading account gains and fees$0138
Additional Noninterest Income$23,257,000236
Total noninterest expense$50,747,000359
Salaries and employee benefits$22,983,000417
Premises and equipment expense$3,778,000515
Additional noninterest expense$23,986,000271
Pre-tax net operating income$55,318,000238
Securities gains (losses)$143,000247
Applicable income taxes$13,068,000221
Income before extraordinary items$42,393,000242
Extraordinary gains, net$05
Net income$42,393,000242
Minority interest net income$066
Net income of bank and minority interests.$42,393,000242
Net charge-offs$7,893,000130
Cash dividends$3,219,000747
Sale, conversion, retirement of capital stock, net$0633
Net operating income$42,280,030244
2018-06-30 (YTD Data)Rank
Total interest income$71,604,000274
Total interest expense$9,405,000291
Net interest income$62,199,000265
Provision for loan and lease losses$7,500,000122
Total noninterest income$17,274,000298
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$127,0002,998
Trading account gains and fees$0130
Additional Noninterest Income$17,147,000219
Total noninterest expense$31,657,000386
Salaries and employee benefits$14,757,000429
Premises and equipment expense$2,354,000544
Additional noninterest expense$14,546,000287
Pre-tax net operating income$40,316,000213
Securities gains (losses)$59,000321
Applicable income taxes$9,571,000208
Income before extraordinary items$30,804,000222
Extraordinary gains, net$06
Net income$30,804,000222
Minority interest net income$065
Net income of bank and minority interests.$30,804,000222
Net charge-offs$5,633,000123
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$30,757,390222
2018-03-31 (YTD Data)Rank
Total interest income$35,845,000266
Total interest expense$4,599,000278
Net interest income$31,246,000262
Provision for loan and lease losses$3,000,000136
Total noninterest income$10,108,000260
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$65,0002,994
Trading account gains and fees$0123
Additional Noninterest Income$10,043,000196
Total noninterest expense$15,209,000397
Salaries and employee benefits$6,983,000452
Premises and equipment expense$993,000638
Additional noninterest expense$7,233,000283
Pre-tax net operating income$23,145,000194
Securities gains (losses)$18,000355
Applicable income taxes$5,857,000178
Income before extraordinary items$17,306,000204
Extraordinary gains, net$07
Net income$17,306,000204
Minority interest net income$052
Net income of bank and minority interests.$17,306,000204
Net charge-offs$2,142,000137
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$17,291,780205
2017-12-31 (YTD Data)Rank
Total interest income$148,056,000243
Total interest expense$15,082,000274
Net interest income$132,974,000235
Provision for loan and lease losses$18,500,000108
Total noninterest income$34,752,000286
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$302,0002,849
Trading account gains and fees$0151
Additional Noninterest Income$34,450,000219
Total noninterest expense$64,640,000368
Salaries and employee benefits$29,186,000426
Premises and equipment expense$5,137,000498
Additional noninterest expense$30,317,000273
Pre-tax net operating income$84,586,000194
Securities gains (losses)$02,243
Applicable income taxes$38,317,000173
Income before extraordinary items$46,269,000229
Extraordinary gains, net$09
Net income$46,269,000229
Minority interest net income$076
Net income of bank and minority interests.$46,269,000229
Net charge-offs$11,330,000128
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$46,269,000226
2017-09-30 (YTD Data)Rank
Total interest income$110,499,000242
Total interest expense$10,823,000272
Net interest income$99,676,000235
Provision for loan and lease losses$15,500,000100
Total noninterest income$32,190,000254
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$228,0002,857
Trading account gains and fees$0145
Additional Noninterest Income$31,962,000188
Total noninterest expense$44,369,000393
Salaries and employee benefits$21,641,000438
Premises and equipment expense$3,254,000578
Additional noninterest expense$19,474,000306
Pre-tax net operating income$71,997,000178
Securities gains (losses)$02,274
Applicable income taxes$26,834,000163
Income before extraordinary items$45,163,000201
Extraordinary gains, net$09
Net income$45,163,000201
Minority interest net income$071
Net income of bank and minority interests.$45,163,000201
Net charge-offs$7,902,000122
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$45,163,000201
2017-06-30 (YTD Data)Rank
Total interest income$73,565,000239
Total interest expense$6,776,000276
Net interest income$66,789,000233
Provision for loan and lease losses$10,500,000102
Total noninterest income$24,900,000223
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$158,0002,789
Trading account gains and fees$0139
Additional Noninterest Income$24,742,000162
Total noninterest expense$31,313,000379
Salaries and employee benefits$15,423,000418
Premises and equipment expense$2,037,000611
Additional noninterest expense$13,853,000291
Pre-tax net operating income$49,876,000176
Securities gains (losses)$01,906
Applicable income taxes$18,686,000155
Income before extraordinary items$31,190,000197
Extraordinary gains, net$011
Net income$31,190,000198
Minority interest net income$071
Net income of bank and minority interests.$31,190,000198
Net charge-offs$5,072,000126
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$31,190,000195
2017-03-31 (YTD Data)Rank
Total interest income$36,156,000239
Total interest expense$3,276,000275
Net interest income$32,880,000232
Provision for loan and lease losses$5,000,00099
Total noninterest income$16,786,000176
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$86,0002,639
Trading account gains and fees$0142
Additional Noninterest Income$16,700,000136
Total noninterest expense$18,429,000335
Salaries and employee benefits$9,351,000362
Premises and equipment expense$972,000647
Additional noninterest expense$8,106,000261
Pre-tax net operating income$26,237,000179
Securities gains (losses)$01,153
Applicable income taxes$10,291,000146
Income before extraordinary items$15,946,000193
Extraordinary gains, net$08
Net income$15,946,000193
Minority interest net income$055
Net income of bank and minority interests.$15,946,000193
Net charge-offs$1,381,000179
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$15,946,000191
2016-12-31 (YTD Data)Rank
Total interest income$144,915,000227
Total interest expense$11,675,000279
Net interest income$133,240,000222
Provision for loan and lease losses$17,989,000120
Total noninterest income$23,764,000373
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$408,0002,437
Trading account gains and fees$0170
Additional Noninterest Income$23,356,000278
Total noninterest expense$63,376,000372
Salaries and employee benefits$27,321,000447
Premises and equipment expense$4,225,000590
Additional noninterest expense$31,830,000262
Pre-tax net operating income$75,639,000199
Securities gains (losses)$03,212
Applicable income taxes$27,779,000183
Income before extraordinary items$47,860,000222
Extraordinary gains, net$05
Net income$47,860,000221
Minority interest net income$082
Net income of bank and minority interests.$47,860,000221
Net charge-offs$14,977,000113
Cash dividends$32,173,000160
Sale, conversion, retirement of capital stock, net$0759
Net operating income$47,860,000220
2016-09-30 (YTD Data)Rank
Total interest income$109,949,000221
Total interest expense$8,702,000278
Net interest income$101,247,000213
Provision for loan and lease losses$9,250,000137
Total noninterest income$21,667,000327
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$309,0002,416
Trading account gains and fees$0169
Additional Noninterest Income$21,358,000244
Total noninterest expense$44,077,000397
Salaries and employee benefits$18,282,000498
Premises and equipment expense$3,041,000615
Additional noninterest expense$22,754,000273
Pre-tax net operating income$69,587,000176
Securities gains (losses)$03,160
Applicable income taxes$26,117,000157
Income before extraordinary items$43,470,000194
Extraordinary gains, net$05
Net income$43,470,000194
Minority interest net income$071
Net income of bank and minority interests.$43,470,000194
Net charge-offs$4,287,000175
Cash dividends$23,038,000156
Sale, conversion, retirement of capital stock, net$0719
Net operating income$43,470,000192
2016-06-30 (YTD Data)Rank
Total interest income$75,578,000220
Total interest expense$5,776,000276
Net interest income$69,802,000213
Provision for loan and lease losses$7,500,000123
Total noninterest income$16,516,000290
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$199,0002,452
Trading account gains and fees$0157
Additional Noninterest Income$16,317,000217
Total noninterest expense$27,311,000419
Salaries and employee benefits$12,808,000474
Premises and equipment expense$1,988,000621
Additional noninterest expense$12,515,000323
Pre-tax net operating income$51,507,000167
Securities gains (losses)$02,835
Applicable income taxes$20,180,000144
Income before extraordinary items$31,327,000181
Extraordinary gains, net$016
Net income$31,327,000180
Minority interest net income$071
Net income of bank and minority interests.$31,327,000180
Net charge-offs$4,703,000136
Cash dividends$16,288,000151
Sale, conversion, retirement of capital stock, net$0705
Net operating income$31,327,000181
2016-03-31 (YTD Data)Rank
Total interest income$39,845,000212
Total interest expense$2,869,000273
Net interest income$36,976,000205
Provision for loan and lease losses$4,500,000109
Total noninterest income$6,543,000329
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$6,442,000245
Total noninterest expense$14,162,000406
Salaries and employee benefits$7,344,000423
Premises and equipment expense$963,000651
Additional noninterest expense$5,855,000327
Pre-tax net operating income$24,857,000167
Securities gains (losses)$02,077
Applicable income taxes$9,739,000144
Income before extraordinary items$15,118,000182
Extraordinary gains, net$012
Net income$15,118,000182
Minority interest net income$062
Net income of bank and minority interests.$15,118,000182
Net charge-offs$3,815,000108
Cash dividends$16,288,00099
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,118,000181
2015-12-31 (YTD Data)Rank
Total interest income$149,125,000213
Total interest expense$10,734,000267
Net interest income$138,391,000206
Provision for loan and lease losses$10,800,000129
Total noninterest income$30,244,000300
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$477,0002,221
Trading account gains and fees$0159
Additional Noninterest Income$29,767,000235
Total noninterest expense$52,246,000424
Salaries and employee benefits$20,135,000557
Premises and equipment expense$4,074,000605
Additional noninterest expense$28,037,000281
Pre-tax net operating income$105,589,000150
Securities gains (losses)$03,216
Applicable income taxes$23,888,000192
Income before extraordinary items$81,701,000145
Extraordinary gains, net$023
Net income$81,701,000145
Minority interest net income$081
Net income of bank and minority interests.$81,701,000145
Net charge-offs$5,370,000174
Cash dividends$21,400,000212
Sale, conversion, retirement of capital stock, net$0804
Net operating income$81,701,000142
2015-09-30 (YTD Data)Rank
Total interest income$109,115,000219
Total interest expense$8,002,000265
Net interest income$101,113,000213
Provision for loan and lease losses$9,750,000113
Total noninterest income$21,581,000325
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$363,0002,202
Trading account gains and fees$0153
Additional Noninterest Income$21,218,000246
Total noninterest expense$34,983,000474
Salaries and employee benefits$14,183,000600
Premises and equipment expense$3,060,000619
Additional noninterest expense$17,740,000326
Pre-tax net operating income$77,961,000150
Securities gains (losses)$03,031
Applicable income taxes$13,187,000229
Income before extraordinary items$64,774,000133
Extraordinary gains, net$021
Net income$64,774,000133
Minority interest net income$078
Net income of bank and minority interests.$64,774,000133
Net charge-offs$1,422,000364
Cash dividends$21,400,000169
Sale, conversion, retirement of capital stock, net$0773
Net operating income$64,774,000133
2015-06-30 (YTD Data)Rank
Total interest income$70,748,000224
Total interest expense$5,331,000263
Net interest income$65,417,000220
Provision for loan and lease losses$9,750,00086
Total noninterest income$14,388,000326
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$244,0002,153
Trading account gains and fees$0157
Additional Noninterest Income$14,144,000253
Total noninterest expense$21,479,000501
Salaries and employee benefits$9,406,000600
Premises and equipment expense$2,053,000621
Additional noninterest expense$10,020,000370
Pre-tax net operating income$48,576,000159
Securities gains (losses)$02,636
Applicable income taxes$1,815,000677
Income before extraordinary items$46,761,000134
Extraordinary gains, net$022
Net income$46,761,000134
Minority interest net income$075
Net income of bank and minority interests.$46,761,000134
Net charge-offs$1,287,000299
Cash dividends$21,400,000128
Sale, conversion, retirement of capital stock, net$0751
Net operating income$46,761,000131
2015-03-31 (YTD Data)Rank
Total interest income$31,438,000247
Total interest expense$2,645,000269
Net interest income$28,793,000241
Provision for loan and lease losses$3,750,000101
Total noninterest income$6,287,000349
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$6,165,000258
Total noninterest expense$10,270,000520
Salaries and employee benefits$4,593,000625
Premises and equipment expense$1,017,000622
Additional noninterest expense$4,660,000379
Pre-tax net operating income$21,060,000180
Securities gains (losses)$02,027
Applicable income taxes$-9,005,0006,415
Income before extraordinary items$30,065,000110
Extraordinary gains, net$013
Net income$30,065,000110
Minority interest net income$064
Net income of bank and minority interests.$30,065,000110
Net charge-offs$523,000341
Cash dividends$12,500,000116
Sale, conversion, retirement of capital stock, net$0697
Net operating income$30,065,000109
2014-12-31 (YTD Data)Rank
Total interest income$121,271,000250
Total interest expense$8,325,000334
Net interest income$112,946,000236
Provision for loan and lease losses$4,850,000219
Total noninterest income$14,194,000504
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$544,0002,142
Trading account gains and fees$0180
Additional Noninterest Income$13,650,000360
Total noninterest expense$59,689,000375
Salaries and employee benefits$21,276,000517
Premises and equipment expense$3,975,000621
Additional noninterest expense$34,438,000246
Pre-tax net operating income$62,601,000205
Securities gains (losses)$03,259
Applicable income taxes$480,0002,239
Income before extraordinary items$62,121,000171
Extraordinary gains, net$017
Net income$62,121,000171
Minority interest net income$084
Net income of bank and minority interests.$62,121,000171
Net charge-offs$1,784,000566
Cash dividends$45,270,000129
Sale, conversion, retirement of capital stock, net$0862
Net operating income$62,121,000168
2014-09-30 (YTD Data)Rank
Total interest income$87,641,000256
Total interest expense$5,964,000349
Net interest income$81,677,000243
Provision for loan and lease losses$4,400,000188
Total noninterest income$11,856,000453
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$413,0002,125
Trading account gains and fees$0174
Additional Noninterest Income$11,443,000325
Total noninterest expense$45,601,000361
Salaries and employee benefits$15,975,000518
Premises and equipment expense$3,024,000611
Additional noninterest expense$26,602,000238
Pre-tax net operating income$43,532,000213
Securities gains (losses)$02,980
Applicable income taxes$360,0002,297
Income before extraordinary items$43,172,000178
Extraordinary gains, net$015
Net income$43,172,000178
Minority interest net income$081
Net income of bank and minority interests.$43,172,000178
Net charge-offs$1,036,000656
Cash dividends$45,270,000102
Sale, conversion, retirement of capital stock, net$0819
Net operating income$43,172,000178
2014-06-30 (YTD Data)Rank
Total interest income$57,554,000257
Total interest expense$3,810,000363
Net interest income$53,744,000244
Provision for loan and lease losses$4,400,000141
Total noninterest income$8,206,000432
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$278,0002,073
Trading account gains and fees$0172
Additional Noninterest Income$7,928,000316
Total noninterest expense$26,420,000419
Salaries and employee benefits$9,761,000553
Premises and equipment expense$2,070,000596
Additional noninterest expense$14,589,000274
Pre-tax net operating income$31,130,000205
Securities gains (losses)$02,580
Applicable income taxes$240,0002,239
Income before extraordinary items$30,890,000165
Extraordinary gains, net$020
Net income$30,890,000165
Minority interest net income$080
Net income of bank and minority interests.$30,890,000165
Net charge-offs$705,000662
Cash dividends$30,270,00097
Sale, conversion, retirement of capital stock, net$0794
Net operating income$30,890,000161
2014-03-31 (YTD Data)Rank
Total interest income$26,787,000264
Total interest expense$1,846,000381
Net interest income$24,941,000256
Provision for loan and lease losses$1,400,000192
Total noninterest income$3,581,000476
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$137,0002,080
Trading account gains and fees$0147
Additional Noninterest Income$3,444,000338
Total noninterest expense$11,137,000478
Salaries and employee benefits$4,820,000566
Premises and equipment expense$1,114,000568
Additional noninterest expense$5,203,000353
Pre-tax net operating income$15,985,000200
Securities gains (losses)$01,715
Applicable income taxes$120,0002,192
Income before extraordinary items$15,865,000162
Extraordinary gains, net$016
Net income$15,865,000162
Minority interest net income$066
Net income of bank and minority interests.$15,865,000162
Net charge-offs$-150,0006,553
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$15,865,000161
2013-12-31 (YTD Data)Rank
Total interest income$102,643,000268
Total interest expense$6,978,000451
Net interest income$95,665,000256
Provision for loan and lease losses$-198,0006,459
Total noninterest income$15,811,000487
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$642,0001,955
Trading account gains and fees$0184
Additional Noninterest Income$15,169,000356
Total noninterest expense$46,993,000455
Salaries and employee benefits$22,699,000483
Premises and equipment expense$4,370,000563
Additional noninterest expense$19,924,000381
Pre-tax net operating income$64,681,000190
Securities gains (losses)$196,000900
Applicable income taxes$200,0002,950
Income before extraordinary items$64,677,000161
Extraordinary gains, net$029
Net income$64,677,000161
Minority interest net income$090
Net income of bank and minority interests.$64,677,000161
Net charge-offs$1,576,000911
Cash dividends$57,855,000111
Sale, conversion, retirement of capital stock, net$0924
Net operating income$64,481,000161
2013-09-30 (YTD Data)Rank
Total interest income$73,239,000280
Total interest expense$5,232,000461
Net interest income$68,007,000275
Provision for loan and lease losses$1,867,000526
Total noninterest income$9,928,000560
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$489,0001,937
Trading account gains and fees$0180
Additional Noninterest Income$9,439,000419
Total noninterest expense$31,897,000491
Salaries and employee benefits$14,896,000544
Premises and equipment expense$3,180,000580
Additional noninterest expense$13,821,000404
Pre-tax net operating income$44,171,000210
Securities gains (losses)$196,000834
Applicable income taxes$140,0003,070
Income before extraordinary items$44,227,000170
Extraordinary gains, net$025
Net income$44,227,000170
Minority interest net income$084
Net income of bank and minority interests.$44,227,000170
Net charge-offs$-948,0006,854
Cash dividends$30,300,000115
Sale, conversion, retirement of capital stock, net$0868
Net operating income$44,031,000168
2013-06-30 (YTD Data)Rank
Total interest income$48,488,000283
Total interest expense$3,496,000475
Net interest income$44,992,000275
Provision for loan and lease losses$4,230,000185
Total noninterest income$9,457,000442
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$334,0001,886
Trading account gains and fees$0157
Additional Noninterest Income$9,123,000324
Total noninterest expense$21,872,000486
Salaries and employee benefits$9,805,000553
Premises and equipment expense$2,119,000579
Additional noninterest expense$9,948,000379
Pre-tax net operating income$28,347,000208
Securities gains (losses)$166,000826
Applicable income taxes$80,0003,159
Income before extraordinary items$28,433,000171
Extraordinary gains, net$022
Net income$28,433,000171
Minority interest net income$082
Net income of bank and minority interests.$28,433,000171
Net charge-offs$2,097,000427
Cash dividends$22,300,000106
Sale, conversion, retirement of capital stock, net$0838
Net operating income$28,267,000169
2013-03-31 (YTD Data)Rank
Total interest income$23,319,000293
Total interest expense$1,766,000482
Net interest income$21,553,000283
Provision for loan and lease losses$1,500,000262
Total noninterest income$4,025,000494
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$3,844,000379
Total noninterest expense$10,392,000514
Salaries and employee benefits$4,569,000601
Premises and equipment expense$1,078,000577
Additional noninterest expense$4,745,000392
Pre-tax net operating income$13,686,000220
Securities gains (losses)$01,966
Applicable income taxes$20,0003,600
Income before extraordinary items$13,666,000173
Extraordinary gains, net$010
Net income$13,666,000174
Minority interest net income$076
Net income of bank and minority interests.$13,666,000174
Net charge-offs$225,0001,263
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$13,666,000169
2012-12-31 (YTD Data)Rank
Total interest income$93,721,000299
Total interest expense$7,250,000584
Net interest income$86,471,000285
Provision for loan and lease losses$9,483,000287
Total noninterest income$24,321,000366
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$744,0001,791
Trading account gains and fees$0166
Additional Noninterest Income$23,577,000268
Total noninterest expense$42,374,000504
Salaries and employee benefits$20,800,000517
Premises and equipment expense$3,100,000778
Additional noninterest expense$18,474,000419
Pre-tax net operating income$58,935,000193
Securities gains (losses)$34,0002,955
Applicable income taxes$93,0003,557
Income before extraordinary items$58,876,000169
Extraordinary gains, net$029
Net income$58,876,000169
Minority interest net income$093
Net income of bank and minority interests.$58,876,000169
Net charge-offs$5,761,000517
Cash dividends$63,203,000104
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$58,842,000167
2012-09-30 (YTD Data)Rank
Total interest income$66,014,000320
Total interest expense$5,372,000624
Net interest income$60,642,000300
Provision for loan and lease losses$4,350,000461
Total noninterest income$15,000,000420
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$520,0001,932
Trading account gains and fees$0157
Additional Noninterest Income$14,480,000307
Total noninterest expense$28,931,000542
Salaries and employee benefits$14,375,000549
Premises and equipment expense$2,376,000768
Additional noninterest expense$12,180,000470
Pre-tax net operating income$42,361,000198
Securities gains (losses)$33,0002,668
Applicable income taxes$92,0003,430
Income before extraordinary items$42,302,000172
Extraordinary gains, net$020
Net income$42,302,000172
Minority interest net income$086
Net income of bank and minority interests.$42,302,000172
Net charge-offs$1,114,0001,355
Cash dividends$36,203,00093
Sale, conversion, retirement of capital stock, net$0952
Net operating income$42,269,000169
2012-06-30 (YTD Data)Rank
Total interest income$42,466,000330
Total interest expense$3,449,000673
Net interest income$39,017,000306
Provision for loan and lease losses$2,850,000478
Total noninterest income$10,041,000411
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$308,0002,113
Trading account gains and fees$0153
Additional Noninterest Income$9,733,000301
Total noninterest expense$18,765,000554
Salaries and employee benefits$8,704,000595
Premises and equipment expense$1,534,000791
Additional noninterest expense$8,527,000451
Pre-tax net operating income$27,443,000204
Securities gains (losses)$-13,0006,955
Applicable income taxes$93,0003,108
Income before extraordinary items$27,337,000172
Extraordinary gains, net$019
Net income$27,337,000172
Minority interest net income$084
Net income of bank and minority interests.$27,337,000172
Net charge-offs$-400,0007,210
Cash dividends$30,903,00078
Sale, conversion, retirement of capital stock, net$0928
Net operating income$27,350,000169
2012-03-31 (YTD Data)Rank
Total interest income$19,970,000350
Total interest expense$1,700,000710
Net interest income$18,270,000322
Provision for loan and lease losses$2,350,000305
Total noninterest income$7,794,000294
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$150,0002,142
Trading account gains and fees$0148
Additional Noninterest Income$7,644,000223
Total noninterest expense$9,698,000537
Salaries and employee benefits$4,803,000546
Premises and equipment expense$722,000847
Additional noninterest expense$4,173,000437
Pre-tax net operating income$14,016,000194
Securities gains (losses)$02,210
Applicable income taxes$92,0002,524
Income before extraordinary items$13,924,000169
Extraordinary gains, net$019
Net income$13,924,000170
Minority interest net income$078
Net income of bank and minority interests.$13,924,000170
Net charge-offs$-107,0007,185
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$13,924,000165
2011-12-31 (YTD Data)Rank
Total interest income$81,323,000347
Total interest expense$8,126,000714
Net interest income$73,197,000321
Provision for loan and lease losses$18,273,000251
Total noninterest income$15,087,000456
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$720,0001,938
Trading account gains and fees$0146
Additional Noninterest Income$14,367,000336
Total noninterest expense$36,804,000556
Salaries and employee benefits$15,146,000645
Premises and equipment expense$3,442,000727
Additional noninterest expense$18,216,000433
Pre-tax net operating income$33,207,000249
Securities gains (losses)$-2,0006,752
Applicable income taxes$310,0002,500
Income before extraordinary items$32,895,000209
Extraordinary gains, net$029
Net income$32,895,000211
Minority interest net income$096
Net income of bank and minority interests.$32,895,000210
Net charge-offs$9,895,000461
Cash dividends$36,150,00097
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$32,896,980202
2011-09-30 (YTD Data)Rank
Total interest income$60,218,000357
Total interest expense$6,282,000726
Net interest income$53,936,000325
Provision for loan and lease losses$18,273,000192
Total noninterest income$13,281,000409
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$548,0001,924
Trading account gains and fees$0145
Additional Noninterest Income$12,733,000299
Total noninterest expense$25,007,000602
Salaries and employee benefits$11,503,000636
Premises and equipment expense$2,704,000702
Additional noninterest expense$10,800,000515
Pre-tax net operating income$23,937,000259
Securities gains (losses)$-2,0006,883
Applicable income taxes$215,0002,589
Income before extraordinary items$23,720,000221
Extraordinary gains, net$021
Net income$23,720,000221
Minority interest net income$087
Net income of bank and minority interests.$23,720,000222
Net charge-offs$8,482,000403
Cash dividends$19,850,00097
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$23,721,980212
2011-06-30 (YTD Data)Rank
Total interest income$40,105,000359
Total interest expense$4,250,000751
Net interest income$35,855,000326
Provision for loan and lease losses$10,034,000237
Total noninterest income$8,088,000440
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$372,0001,870
Trading account gains and fees$0153
Additional Noninterest Income$7,716,000320
Total noninterest expense$16,885,000603
Salaries and employee benefits$7,775,000629
Premises and equipment expense$1,836,000691
Additional noninterest expense$7,274,000514
Pre-tax net operating income$17,024,000246
Securities gains (losses)$-2,0006,931
Applicable income taxes$154,0002,481
Income before extraordinary items$16,868,000202
Extraordinary gains, net$015
Net income$16,868,000202
Minority interest net income$089
Net income of bank and minority interests.$16,868,000202
Net charge-offs$9,159,000277
Cash dividends$16,350,00079
Sale, conversion, retirement of capital stock, net$0986
Net operating income$16,869,980195
2011-03-31 (YTD Data)Rank
Total interest income$19,797,000369
Total interest expense$2,148,000778
Net interest income$17,649,000331
Provision for loan and lease losses$3,000,000364
Total noninterest income$2,430,000630
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$193,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$2,237,000480
Total noninterest expense$8,412,000610
Salaries and employee benefits$3,806,000650
Premises and equipment expense$937,000697
Additional noninterest expense$3,669,000510
Pre-tax net operating income$8,667,000239
Securities gains (losses)$-2,0007,028
Applicable income taxes$77,0002,470
Income before extraordinary items$8,588,000191
Extraordinary gains, net$09
Net income$8,588,000191
Minority interest net income$086
Net income of bank and minority interests.$8,588,000191
Net charge-offs$4,197,000311
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$8,589,980190
2010-12-31 (YTD Data)Rank
Total interest income$86,802,000348
Total interest expense$12,049,000657
Net interest income$74,753,000306
Provision for loan and lease losses$22,000,000338
Total noninterest income$9,799,000643
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$949,0001,570
Trading account gains and fees$0175
Additional Noninterest Income$8,850,000502
Total noninterest expense$36,281,000560
Salaries and employee benefits$15,178,000633
Premises and equipment expense$3,717,000689
Additional noninterest expense$17,386,000458
Pre-tax net operating income$26,271,000250
Securities gains (losses)$-151,0007,264
Applicable income taxes$317,0002,308
Income before extraordinary items$25,803,000212
Extraordinary gains, net$029
Net income$25,803,000213
Minority interest net income$0111
Net income of bank and minority interests.$25,803,000213
Net charge-offs$23,714,000298
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$25,952,490203
2010-09-30 (YTD Data)Rank
Total interest income$69,064,000334
Total interest expense$9,988,000618
Net interest income$59,076,000289
Provision for loan and lease losses$20,000,000276
Total noninterest income$7,622,000609
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$738,0001,570
Trading account gains and fees$0165
Additional Noninterest Income$6,884,000465
Total noninterest expense$28,607,000539
Salaries and employee benefits$11,642,000608
Premises and equipment expense$2,867,000679
Additional noninterest expense$14,098,000408
Pre-tax net operating income$18,091,000262
Securities gains (losses)$-149,0007,441
Applicable income taxes$224,0002,443
Income before extraordinary items$17,718,000220
Extraordinary gains, net$023
Net income$17,718,000221
Minority interest net income$0110
Net income of bank and minority interests.$17,718,000222
Net charge-offs$21,298,000241
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$17,865,510213
2010-06-30 (YTD Data)Rank
Total interest income$45,998,000337
Total interest expense$7,436,000575
Net interest income$38,562,000298
Provision for loan and lease losses$12,000,000305
Total noninterest income$5,255,000589
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$523,0001,506
Trading account gains and fees$0152
Additional Noninterest Income$4,732,000438
Total noninterest expense$19,515,000523
Salaries and employee benefits$8,047,000584
Premises and equipment expense$1,978,000660
Additional noninterest expense$9,490,000400
Pre-tax net operating income$12,302,000248
Securities gains (losses)$-26,0007,392
Applicable income taxes$145,0002,434
Income before extraordinary items$12,131,000201
Extraordinary gains, net$019
Net income$12,131,000201
Minority interest net income$0105
Net income of bank and minority interests.$12,131,000201
Net charge-offs$18,705,000211
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$12,156,740200
2010-03-31 (YTD Data)Rank
Total interest income$23,301,000342
Total interest expense$4,062,000555
Net interest income$19,239,000303
Provision for loan and lease losses$8,000,000269
Total noninterest income$2,328,000636
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$259,0001,504
Trading account gains and fees$0175
Additional Noninterest Income$2,069,000472
Total noninterest expense$10,211,000501
Salaries and employee benefits$4,351,000555
Premises and equipment expense$960,000694
Additional noninterest expense$4,900,000388
Pre-tax net operating income$3,356,000396
Securities gains (losses)$-23,0007,569
Applicable income taxes$68,0002,501
Income before extraordinary items$3,265,000333
Extraordinary gains, net$016
Net income$3,265,000336
Minority interest net income$091
Net income of bank and minority interests.$3,265,000335
Net charge-offs$13,267,000169
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,287,540315
2009-12-31 (YTD Data)Rank
Total interest income$76,567,000440
Total interest expense$18,346,000624
Net interest income$58,221,000376
Provision for loan and lease losses$58,700,000211
Total noninterest income$72,999,000149
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,051,0001,606
Trading account gains and fees$0211
Additional Noninterest Income$71,948,000125
Total noninterest expense$32,347,000650
Salaries and employee benefits$14,296,000666
Premises and equipment expense$3,671,000731
Additional noninterest expense$14,380,000574
Pre-tax net operating income$40,173,000140
Securities gains (losses)$227,0001,453
Applicable income taxes$400,0001,762
Income before extraordinary items$40,000,000117
Extraordinary gains, net$034
Net income$40,000,000115
Minority interest net income$0115
Net income of bank and minority interests.$40,000,000116
Net charge-offs$57,623,000177
Cash dividends$19,000,000112
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$39,775,270120
2009-09-30 (YTD Data)Rank
Total interest income$51,358,000492
Total interest expense$13,667,000672
Net interest income$37,691,000437
Provision for loan and lease losses$58,700,000184
Total noninterest income$70,304,000140
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$628,0001,982
Trading account gains and fees$0212
Additional Noninterest Income$69,676,000113
Total noninterest expense$21,346,000740
Salaries and employee benefits$9,564,000777
Premises and equipment expense$2,120,000961
Additional noninterest expense$9,662,000599
Pre-tax net operating income$27,949,000151
Securities gains (losses)$227,0001,204
Applicable income taxes$297,0001,929
Income before extraordinary items$27,879,000128
Extraordinary gains, net$027
Net income$27,879,000127
Minority interest net income$0118
Net income of bank and minority interests.$27,879,000128
Net charge-offs$45,419,000183
Cash dividends$19,000,00089
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$27,654,270128
2009-06-30 (YTD Data)Rank
Total interest income$31,973,000551
Total interest expense$7,852,000829
Net interest income$24,121,000453
Provision for loan and lease losses$9,700,000451
Total noninterest income$6,390,000551
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$275,0002,679
Trading account gains and fees$0193
Additional Noninterest Income$6,115,000403
Total noninterest expense$12,399,000858
Salaries and employee benefits$5,034,0001,002
Premises and equipment expense$1,176,0001,201
Additional noninterest expense$6,189,000630
Pre-tax net operating income$8,412,000267
Securities gains (losses)$148,0001,211
Applicable income taxes$195,0001,985
Income before extraordinary items$8,365,000219
Extraordinary gains, net$021
Net income$8,365,000219
Minority interest net income$0112
Net income of bank and minority interests.$8,365,000219
Net charge-offs$23,036,000215
Cash dividends$19,000,00060
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$8,219,960213
2009-03-31 (YTD Data)Rank
Total interest income$16,163,000549
Total interest expense$4,144,000808
Net interest income$12,019,000449
Provision for loan and lease losses$5,375,000388
Total noninterest income$1,667,000851
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$139,0002,617
Trading account gains and fees$0171
Additional Noninterest Income$1,528,000622
Total noninterest expense$5,896,000858
Salaries and employee benefits$2,523,000999
Premises and equipment expense$618,0001,164
Additional noninterest expense$2,755,000623
Pre-tax net operating income$2,415,000484
Securities gains (losses)$147,000807
Applicable income taxes$92,0002,262
Income before extraordinary items$2,470,000389
Extraordinary gains, net$015
Net income$2,470,000390
Minority interest net income$0102
Net income of bank and minority interests.$2,470,000391
Net charge-offs$14,420,000158
Cash dividends$19,000,00034
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,328,880384
2008-12-31 (YTD Data)Rank
Total interest income$88,891,000441
Total interest expense$25,589,000620
Net interest income$63,302,000366
Provision for loan and lease losses$28,725,000277
Total noninterest income$6,684,000833
Gross Fiduciary activities income$39,0001,011
Service charges on deposit accounts$643,0002,509
Trading account gains and fees$0154
Additional Noninterest Income$6,002,000559
Total noninterest expense$25,633,000775
Salaries and employee benefits$11,196,000891
Premises and equipment expense$2,532,0001,105
Additional noninterest expense$11,905,000587
Pre-tax net operating income$15,628,000347
Securities gains (losses)$193,000731
Applicable income taxes$547,0001,758
Income before extraordinary items$15,274,000269
Extraordinary gains, net$039
Net income$15,274,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,421,000184
Cash dividends$56,000,00086
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,086,790281
2008-09-30 (YTD Data)Rank
Total interest income$68,801,000443
Total interest expense$20,361,000612
Net interest income$48,440,000374
Provision for loan and lease losses$22,725,000223
Total noninterest income$4,786,000908
Gross Fiduciary activities income$21,0001,049
Service charges on deposit accounts$536,0002,324
Trading account gains and fees$0148
Additional Noninterest Income$4,229,000624
Total noninterest expense$20,031,000737
Salaries and employee benefits$9,481,000804
Premises and equipment expense$1,917,0001,093
Additional noninterest expense$8,633,000564
Pre-tax net operating income$10,470,000488
Securities gains (losses)$03,106
Applicable income taxes$373,0002,238
Income before extraordinary items$10,097,000366
Extraordinary gains, net$031
Net income$10,097,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,918,000142
Cash dividends$56,000,00063
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,097,000380
2008-06-30 (YTD Data)Rank
Total interest income$47,704,000431
Total interest expense$14,712,000588
Net interest income$32,992,000365
Provision for loan and lease losses$15,600,000195
Total noninterest income$2,699,0001,043
Gross Fiduciary activities income$11,0001,103
Service charges on deposit accounts$365,0002,272
Trading account gains and fees$0149
Additional Noninterest Income$2,323,000758
Total noninterest expense$13,614,000720
Salaries and employee benefits$6,407,000804
Premises and equipment expense$1,294,0001,073
Additional noninterest expense$5,913,000539
Pre-tax net operating income$6,477,000550
Securities gains (losses)$03,233
Applicable income taxes$218,0002,575
Income before extraordinary items$6,259,000448
Extraordinary gains, net$021
Net income$6,259,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,225,000109
Cash dividends$56,000,00049
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,259,000431
2008-03-31 (YTD Data)Rank
Total interest income$25,569,000416
Total interest expense$8,371,000564
Net interest income$17,198,000348
Provision for loan and lease losses$8,325,000171
Total noninterest income$1,262,0001,103
Gross Fiduciary activities income$11,0001,012
Service charges on deposit accounts$186,0002,212
Trading account gains and fees$0158
Additional Noninterest Income$1,065,000817
Total noninterest expense$6,936,000688
Salaries and employee benefits$3,207,000806
Premises and equipment expense$659,0001,057
Additional noninterest expense$3,070,000497
Pre-tax net operating income$3,199,000612
Securities gains (losses)$02,688
Applicable income taxes$69,0003,233
Income before extraordinary items$3,130,000481
Extraordinary gains, net$015
Net income$3,130,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,301,000106
Cash dividends$50,000,00032
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,130,000460
2007-12-31 (YTD Data)Rank
Total interest income$150,075,000316
Total interest expense$52,173,000403
Net interest income$97,902,000265
Provision for loan and lease losses$28,590,000123
Total noninterest income$8,051,000739
Gross Fiduciary activities income$190,000814
Service charges on deposit accounts$741,0002,264
Trading account gains and fees$0178
Additional Noninterest Income$7,120,000515
Total noninterest expense$31,245,000598
Salaries and employee benefits$15,448,000624
Premises and equipment expense$2,675,000970
Additional noninterest expense$13,122,000473
Pre-tax net operating income$46,118,000243
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$46,118,000185
Extraordinary gains, net$039
Net income$46,118,000182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,421,00093
Cash dividends$23,800,000223
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$46,118,000186
2007-09-30 (YTD Data)Rank
Total interest income$98,417,000358
Total interest expense$35,952,000437
Net interest income$62,465,000304
Provision for loan and lease losses$7,400,000190
Total noninterest income$5,321,000823
Gross Fiduciary activities income$136,000818
Service charges on deposit accounts$475,0002,551
Trading account gains and fees$0184
Additional Noninterest Income$4,710,000572
Total noninterest expense$20,665,000669
Salaries and employee benefits$9,929,000732
Premises and equipment expense$1,874,0001,057
Additional noninterest expense$8,862,000493
Pre-tax net operating income$39,721,000240
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$39,721,000183
Extraordinary gains, net$033
Net income$39,721,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,894,000126
Cash dividends$17,950,000223
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$39,721,000181
2007-06-30 (YTD Data)Rank
Total interest income$64,800,000372
Total interest expense$23,717,000451
Net interest income$41,083,000317
Provision for loan and lease losses$3,800,000214
Total noninterest income$3,903,000793
Gross Fiduciary activities income$97,000824
Service charges on deposit accounts$319,0002,530
Trading account gains and fees$0168
Additional Noninterest Income$3,487,000555
Total noninterest expense$13,535,000697
Salaries and employee benefits$6,597,000757
Premises and equipment expense$1,122,0001,191
Additional noninterest expense$5,816,000509
Pre-tax net operating income$27,651,000248
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$27,646,000186
Extraordinary gains, net$029
Net income$27,646,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$858,000498
Cash dividends$16,600,000189
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$27,646,000184
2007-03-31 (YTD Data)Rank
Total interest income$31,882,000377
Total interest expense$11,567,000452
Net interest income$20,315,000317
Provision for loan and lease losses$1,900,000191
Total noninterest income$2,361,000655
Gross Fiduciary activities income$58,000786
Service charges on deposit accounts$161,0002,463
Trading account gains and fees$0195
Additional Noninterest Income$2,142,000474
Total noninterest expense$6,860,000686
Salaries and employee benefits$3,318,000755
Premises and equipment expense$559,0001,205
Additional noninterest expense$2,983,000487
Pre-tax net operating income$13,916,000250
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$13,911,000178
Extraordinary gains, net$022
Net income$13,911,000177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,000854
Cash dividends$8,300,000169
Sale, conversion, retirement of capital stock, net$0885
Net operating income$13,911,000178
2006-12-31 (YTD Data)Rank
Total interest income$121,733,000361
Total interest expense$41,558,000432
Net interest income$80,175,000312
Provision for loan and lease losses$7,750,000167
Total noninterest income$6,366,000897
Gross Fiduciary activities income$352,000670
Service charges on deposit accounts$627,0002,601
Trading account gains and fees$0130
Additional Noninterest Income$5,387,000645
Total noninterest expense$26,458,000674
Salaries and employee benefits$13,064,000716
Premises and equipment expense$2,216,0001,155
Additional noninterest expense$11,178,000511
Pre-tax net operating income$52,333,000271
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$52,333,000195
Extraordinary gains, net$051
Net income$52,333,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,322,000166
Cash dividends$24,000,000206
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$52,333,000193
2006-09-30 (YTD Data)Rank
Total interest income$88,659,000376
Total interest expense$30,321,000441
Net interest income$58,338,000334
Provision for loan and lease losses$5,550,000177
Total noninterest income$4,842,000904
Gross Fiduciary activities income$261,000668
Service charges on deposit accounts$471,0002,598
Trading account gains and fees$0126
Additional Noninterest Income$4,110,000638
Total noninterest expense$19,390,000700
Salaries and employee benefits$9,428,000772
Premises and equipment expense$1,664,0001,160
Additional noninterest expense$8,298,000520
Pre-tax net operating income$38,240,000296
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$38,240,000212
Extraordinary gains, net$045
Net income$38,240,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,275,000252
Cash dividends$15,500,000227
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$38,240,000211
2006-06-30 (YTD Data)Rank
Total interest income$57,861,000376
Total interest expense$19,069,000443
Net interest income$38,792,000336
Provision for loan and lease losses$3,750,000167
Total noninterest income$3,146,000907
Gross Fiduciary activities income$173,000672
Service charges on deposit accounts$319,0002,544
Trading account gains and fees$0126
Additional Noninterest Income$2,654,000650
Total noninterest expense$12,767,000713
Salaries and employee benefits$6,202,000782
Premises and equipment expense$1,131,0001,132
Additional noninterest expense$5,434,000523
Pre-tax net operating income$25,421,000298
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$25,421,000217
Extraordinary gains, net$039
Net income$25,421,000217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,000881
Cash dividends$7,000,000286
Sale, conversion, retirement of capital stock, net$0887
Net operating income$25,421,000214
2006-03-31 (YTD Data)Rank
Total interest income$27,703,000376
Total interest expense$8,834,000454
Net interest income$18,869,000340
Provision for loan and lease losses$1,800,000177
Total noninterest income$1,568,000899
Gross Fiduciary activities income$90,000665
Service charges on deposit accounts$159,0002,473
Trading account gains and fees$0115
Additional Noninterest Income$1,319,000656
Total noninterest expense$6,338,000712
Salaries and employee benefits$3,039,000795
Premises and equipment expense$595,0001,072
Additional noninterest expense$2,704,000524
Pre-tax net operating income$12,299,000293
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$12,299,000225
Extraordinary gains, net$021
Net income$12,299,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$12,299,000221
2005-12-31 (YTD Data)Rank
Total interest income$96,815,000381
Total interest expense$25,472,000471
Net interest income$71,343,000346
Provision for loan and lease losses$7,700,000179
Total noninterest income$6,804,000839
Gross Fiduciary activities income$284,000730
Service charges on deposit accounts$641,0002,525
Trading account gains and fees$0138
Additional Noninterest Income$5,879,000609
Total noninterest expense$24,786,000692
Salaries and employee benefits$11,620,000772
Premises and equipment expense$2,595,000926
Additional noninterest expense$10,571,000531
Pre-tax net operating income$45,661,000297
Securities gains (losses)$31,0001,097
Applicable income taxes$06,964
Income before extraordinary items$45,692,000230
Extraordinary gains, net$046
Net income$45,692,000231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,183,000238
Cash dividends$15,000,000294
Sale, conversion, retirement of capital stock, net$0934
Net operating income$45,661,000227
2005-09-30 (YTD Data)Rank
Total interest income$70,033,000380
Total interest expense$17,334,000487
Net interest income$52,699,000345
Provision for loan and lease losses$5,150,000183
Total noninterest income$4,835,000879
Gross Fiduciary activities income$208,000720
Service charges on deposit accounts$460,0002,613
Trading account gains and fees$0126
Additional Noninterest Income$4,167,000628
Total noninterest expense$17,709,000712
Salaries and employee benefits$8,413,000793
Premises and equipment expense$1,945,000908
Additional noninterest expense$7,351,000567
Pre-tax net operating income$34,675,000301
Securities gains (losses)$31,0001,052
Applicable income taxes$06,976
Income before extraordinary items$34,706,000231
Extraordinary gains, net$035
Net income$34,706,000232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,370
Cash dividends$15,000,000221
Sale, conversion, retirement of capital stock, net$0769
Net operating income$34,675,000225
2005-06-30 (YTD Data)Rank
Total interest income$44,157,000385
Total interest expense$10,278,000509
Net interest income$33,879,000351
Provision for loan and lease losses$2,950,000198
Total noninterest income$3,456,000831
Gross Fiduciary activities income$135,000718
Service charges on deposit accounts$294,0002,659
Trading account gains and fees$0116
Additional Noninterest Income$3,027,000591
Total noninterest expense$11,623,000714
Salaries and employee benefits$5,521,000807
Premises and equipment expense$1,294,000899
Additional noninterest expense$4,808,000570
Pre-tax net operating income$22,762,000295
Securities gains (losses)$31,000949
Applicable income taxes$06,961
Income before extraordinary items$22,793,000232
Extraordinary gains, net$030
Net income$22,793,000232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0001,376
Cash dividends$9,000,000217
Sale, conversion, retirement of capital stock, net$0643
Net operating income$22,762,000228
2005-03-31 (YTD Data)Rank
Total interest income$21,378,000388
Total interest expense$4,518,000546
Net interest income$16,860,000349
Provision for loan and lease losses$1,300,000208
Total noninterest income$1,743,000802
Gross Fiduciary activities income$67,000737
Service charges on deposit accounts$144,0002,653
Trading account gains and fees$0115
Additional Noninterest Income$1,532,000575
Total noninterest expense$5,712,000726
Salaries and employee benefits$2,693,000821
Premises and equipment expense$652,000905
Additional noninterest expense$2,367,000572
Pre-tax net operating income$11,591,000282
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$11,591,000235
Extraordinary gains, net$024
Net income$11,591,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,376
Cash dividends$9,000,000121
Sale, conversion, retirement of capital stock, net$0491
Net operating income$11,591,000230
2004-12-31 (YTD Data)Rank
Total interest income$71,704,000412
Total interest expense$12,129,000671
Net interest income$59,575,000373
Provision for loan and lease losses$6,350,000209
Total noninterest income$2,440,0001,903
Gross Fiduciary activities income$263,000725
Service charges on deposit accounts$575,0002,803
Trading account gains and fees$0138
Additional Noninterest Income$1,602,0001,561
Total noninterest expense$22,342,000728
Salaries and employee benefits$10,743,000792
Premises and equipment expense$2,654,000846
Additional noninterest expense$8,945,000606
Pre-tax net operating income$33,323,000342
Securities gains (losses)$61,0001,584
Applicable income taxes$86,0005,666
Income before extraordinary items$33,298,000264
Extraordinary gains, net$034
Net income$33,298,000265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,270
Cash dividends$19,625,000223
Sale, conversion, retirement of capital stock, net$0872
Net operating income$33,237,000256
2004-09-30 (YTD Data)Rank
Total interest income$51,378,000426
Total interest expense$8,416,000725
Net interest income$42,962,000387
Provision for loan and lease losses$3,850,000254
Total noninterest income$1,700,0002,025
Gross Fiduciary activities income$195,000733
Service charges on deposit accounts$430,0002,821
Trading account gains and fees$0134
Additional Noninterest Income$1,075,0001,684
Total noninterest expense$15,968,000755
Salaries and employee benefits$7,699,000839
Premises and equipment expense$2,004,000841
Additional noninterest expense$6,265,000633
Pre-tax net operating income$24,844,000343
Securities gains (losses)$195,000773
Applicable income taxes$86,0005,511
Income before extraordinary items$24,953,000266
Extraordinary gains, net$026
Net income$24,953,000267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,095
Cash dividends$14,850,000209
Sale, conversion, retirement of capital stock, net$0738
Net operating income$24,758,000260
2004-06-30 (YTD Data)Rank
Total interest income$33,541,000433
Total interest expense$5,365,000746
Net interest income$28,176,000391
Provision for loan and lease losses$2,450,000277
Total noninterest income$904,0002,360
Gross Fiduciary activities income$133,000727
Service charges on deposit accounts$273,0002,924
Trading account gains and fees$0130
Additional Noninterest Income$498,0002,196
Total noninterest expense$10,393,000772
Salaries and employee benefits$4,964,000860
Premises and equipment expense$1,404,000805
Additional noninterest expense$4,025,000651
Pre-tax net operating income$16,237,000342
Securities gains (losses)$131,000869
Applicable income taxes$86,0005,032
Income before extraordinary items$16,282,000271
Extraordinary gains, net$021
Net income$16,282,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,068
Cash dividends$11,150,000179
Sale, conversion, retirement of capital stock, net$0638
Net operating income$16,152,310266
2004-03-31 (YTD Data)Rank
Total interest income$16,193,000450
Total interest expense$2,706,000744
Net interest income$13,487,000402
Provision for loan and lease losses$775,000373
Total noninterest income$333,0002,892
Gross Fiduciary activities income$66,000741
Service charges on deposit accounts$129,0002,993
Trading account gains and fees$0121
Additional Noninterest Income$138,0003,082
Total noninterest expense$4,986,000812
Salaries and employee benefits$2,311,000936
Premises and equipment expense$636,000895
Additional noninterest expense$2,039,000634
Pre-tax net operating income$8,059,000345
Securities gains (losses)$174,000562
Applicable income taxes$86,0004,024
Income before extraordinary items$8,147,000272
Extraordinary gains, net$016
Net income$8,147,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,426
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,974,740260
2003-12-31 (YTD Data)Rank
Total interest income$59,975,000481
Total interest expense$10,775,000826
Net interest income$49,200,000419
Provision for loan and lease losses$6,850,000268
Total noninterest income$2,955,0001,712
Gross Fiduciary activities income$195,000812
Service charges on deposit accounts$597,0002,702
Trading account gains and fees$0160
Additional Noninterest Income$2,163,0001,389
Total noninterest expense$19,752,000818
Salaries and employee benefits$8,878,000966
Premises and equipment expense$2,207,0001,038
Additional noninterest expense$8,667,000628
Pre-tax net operating income$25,553,000396
Securities gains (losses)$43,0002,653
Applicable income taxes$-4,206,0009,168
Income before extraordinary items$29,802,000281
Extraordinary gains, net$054
Net income$29,802,000282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,969,000331
Cash dividends$5,152,000609
Sale, conversion, retirement of capital stock, net$0868
Net operating income$29,759,000267
2003-09-30 (YTD Data)Rank
Total interest income$43,700,000503
Total interest expense$8,082,000858
Net interest income$35,618,000443
Provision for loan and lease losses$4,800,000280
Total noninterest income$1,866,0002,010
Gross Fiduciary activities income$144,000806
Service charges on deposit accounts$456,0002,678
Trading account gains and fees$0153
Additional Noninterest Income$1,266,0001,739
Total noninterest expense$14,530,000842
Salaries and employee benefits$6,446,0001,008
Premises and equipment expense$1,624,0001,064
Additional noninterest expense$6,460,000634
Pre-tax net operating income$18,154,000418
Securities gains (losses)$43,0002,446
Applicable income taxes$-4,335,0009,228
Income before extraordinary items$22,532,000298
Extraordinary gains, net$040
Net income$22,532,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,287,000303
Cash dividends$363,0003,185
Sale, conversion, retirement of capital stock, net$0722
Net operating income$22,489,000275
2003-06-30 (YTD Data)Rank
Total interest income$28,688,000520
Total interest expense$5,441,000872
Net interest income$23,247,000455
Provision for loan and lease losses$3,000,000288
Total noninterest income$862,0002,610
Gross Fiduciary activities income$91,000829
Service charges on deposit accounts$307,0002,603
Trading account gains and fees$0150
Additional Noninterest Income$464,0002,555
Total noninterest expense$9,624,000848
Salaries and employee benefits$4,183,0001,034
Premises and equipment expense$1,032,0001,111
Additional noninterest expense$4,409,000622
Pre-tax net operating income$11,485,000437
Securities gains (losses)$43,0002,122
Applicable income taxes$-4,464,0009,261
Income before extraordinary items$15,992,000290
Extraordinary gains, net$030
Net income$15,992,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,841,000270
Cash dividends$363,0002,602
Sale, conversion, retirement of capital stock, net$0589
Net operating income$15,949,000262
2003-03-31 (YTD Data)Rank
Total interest income$13,751,000552
Total interest expense$2,690,000910
Net interest income$11,061,000472
Provision for loan and lease losses$1,000,000373
Total noninterest income$401,0002,672
Gross Fiduciary activities income$50,000815
Service charges on deposit accounts$152,0002,558
Trading account gains and fees$0134
Additional Noninterest Income$199,0002,724
Total noninterest expense$5,235,000780
Salaries and employee benefits$2,164,000997
Premises and equipment expense$858,000681
Additional noninterest expense$2,213,000622
Pre-tax net operating income$5,227,000477
Securities gains (losses)$43,0001,472
Applicable income taxes$-4,593,0009,307
Income before extraordinary items$9,863,000246
Extraordinary gains, net$021
Net income$9,863,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,000543
Cash dividends$362,0001,559
Sale, conversion, retirement of capital stock, net$0419
Net operating income$9,820,000227
2002-12-31 (YTD Data)Rank
Total interest income$53,305,000583
Total interest expense$11,386,000986
Net interest income$41,919,000493
Provision for loan and lease losses$5,100,000380
Total noninterest income$2,763,0001,651
Gross Fiduciary activities income$177,000869
Service charges on deposit accounts$725,0002,187
Trading account gains and fees$0153
Additional Noninterest Income$1,861,0001,400
Total noninterest expense$18,071,000870
Salaries and employee benefits$8,239,000983
Premises and equipment expense$1,786,0001,237
Additional noninterest expense$8,046,000664
Pre-tax net operating income$21,511,000448
Securities gains (losses)$240,0001,049
Applicable income taxes$8,958,000390
Income before extraordinary items$12,793,000524
Extraordinary gains, net$070
Net income$12,793,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,269,000314
Cash dividends$875,0002,482
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,639,400505
2001-12-31 (YTD Data)Rank
Total interest income$61,217,000582
Total interest expense$21,973,000747
Net interest income$39,244,000483
Provision for loan and lease losses$5,600,000332
Total noninterest income$3,145,0001,428
Gross Fiduciary activities income$117,000963
Service charges on deposit accounts$669,0002,239
Trading account gains and fees$0177
Additional Noninterest Income$2,359,0001,119
Total noninterest expense$16,030,000926
Salaries and employee benefits$7,444,0001,004
Premises and equipment expense$1,977,0001,077
Additional noninterest expense$6,609,000766
Pre-tax net operating income$20,759,000410
Securities gains (losses)$288,000914
Applicable income taxes$8,408,000374
Income before extraordinary items$12,639,000480
Extraordinary gains, net$0105
Net income$12,639,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,825,000446
Cash dividends$7,850,000446
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,454,680461
2000-12-31 (YTD Data)Rank
Total interest income$63,906,000590
Total interest expense$28,008,000662
Net interest income$35,898,000524
Provision for loan and lease losses$4,325,000356
Total noninterest income$2,985,0001,357
Gross Fiduciary activities income$99,000950
Service charges on deposit accounts$555,0002,450
Trading account gains and fees$0180
Additional Noninterest Income$2,331,0001,015
Total noninterest expense$15,177,000931
Salaries and employee benefits$7,446,000940
Premises and equipment expense$1,954,0001,018
Additional noninterest expense$5,777,000857
Pre-tax net operating income$19,381,000461
Securities gains (losses)$7,0001,253
Applicable income taxes$7,105,000429
Income before extraordinary items$12,283,000482
Extraordinary gains, net$038
Net income$12,283,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,401,000347
Cash dividends$1,600,0001,576
Sale, conversion, retirement of capital stock, net$0969
Net operating income$12,278,520480
1999-12-31 (YTD Data)Rank
Total interest income$49,523,000705
Total interest expense$18,212,000868
Net interest income$31,311,000612
Provision for loan and lease losses$2,725,000437
Total noninterest income$4,975,000952
Gross Fiduciary activities income$83,0001,021
Service charges on deposit accounts$446,0002,921
Trading account gains and fees$0173
Additional Noninterest Income$4,446,000693
Total noninterest expense$13,594,0001,027
Salaries and employee benefits$6,180,0001,116
Premises and equipment expense$1,848,0001,089
Additional noninterest expense$5,566,000888
Pre-tax net operating income$19,967,000486
Securities gains (losses)$9,0001,806
Applicable income taxes$7,545,000446
Income before extraordinary items$12,431,000525
Extraordinary gains, net$035
Net income$12,431,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,423,000558
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,425,240516
1998-12-31 (YTD Data)Rank
Total interest income$43,070,000774
Total interest expense$17,431,000909
Net interest income$25,639,000693
Provision for loan and lease losses$3,375,000422
Total noninterest income$2,915,0001,376
Gross Fiduciary activities income$22,0001,211
Service charges on deposit accounts$407,0003,087
Trading account gains and fees$0224
Additional Noninterest Income$2,486,0001,024
Total noninterest expense$10,899,0001,217
Salaries and employee benefits$4,976,0001,324
Premises and equipment expense$1,371,0001,429
Additional noninterest expense$4,552,0001,011
Pre-tax net operating income$14,280,000589
Securities gains (losses)$327,000704
Applicable income taxes$5,774,000513
Income before extraordinary items$8,833,000658
Extraordinary gains, net$032
Net income$8,833,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,326,000610
Cash dividends$900,0002,389
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,623,720647
1997-12-31 (YTD Data)Rank
Total interest income$35,810,000957
Total interest expense$15,077,0001,083
Net interest income$20,733,000864
Provision for loan and lease losses$2,150,000553
Total noninterest income$2,486,0001,490
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$445,0002,926
Trading account gains and fees$0239
Additional Noninterest Income$2,041,0001,084
Total noninterest expense$8,854,0001,486
Salaries and employee benefits$3,910,0001,679
Premises and equipment expense$1,136,0001,736
Additional noninterest expense$3,808,0001,161
Pre-tax net operating income$12,215,000690
Securities gains (losses)$13,0002,177
Applicable income taxes$4,743,000629
Income before extraordinary items$7,485,000757
Extraordinary gains, net$044
Net income$7,485,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$988,000812
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,476,680740
1996-12-31 (YTD Data)Rank
Total interest income$27,810,0001,233
Total interest expense$11,398,0001,423
Net interest income$16,412,0001,108
Provision for loan and lease losses$2,050,000603
Total noninterest income$2,549,0001,525
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$356,0003,699
Trading account gains and fees$0262
Additional Noninterest Income$2,193,0001,082
Total noninterest expense$7,053,0001,989
Salaries and employee benefits$3,428,0001,920
Premises and equipment expense$823,0002,381
Additional noninterest expense$2,802,0001,850
Pre-tax net operating income$9,858,000798
Securities gains (losses)$103,000948
Applicable income taxes$3,875,000715
Income before extraordinary items$6,086,000878
Extraordinary gains, net$053
Net income$6,086,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000942
Cash dividends$401,0003,857
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,020,080866
1995-12-31 (YTD Data)Rank
Total interest income$20,508,0001,656
Total interest expense$8,001,0001,958
Net interest income$12,507,0001,437
Provision for loan and lease losses$1,285,000784
Total noninterest income$1,958,0001,863
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$311,0004,169
Trading account gains and fees$1,000505
Additional Noninterest Income$1,646,0001,302
Total noninterest expense$5,974,0002,278
Salaries and employee benefits$2,733,0002,434
Premises and equipment expense$627,0003,097
Additional noninterest expense$2,614,0001,917
Pre-tax net operating income$7,206,0001,086
Securities gains (losses)$-184,00011,655
Applicable income taxes$2,566,0001,025
Income before extraordinary items$4,456,0001,189
Extraordinary gains, net$065
Net income$4,456,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,640
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,573,7601,132
1994-12-31 (YTD Data)Rank
Total interest income$12,441,0002,436
Total interest expense$4,049,0003,012
Net interest income$8,392,0002,154
Provision for loan and lease losses$660,0001,248
Total noninterest income$1,742,0002,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0004,939
Trading account gains and feesNANA
Additional Noninterest Income$1,485,0001,400
Total noninterest expense$5,159,0002,688
Salaries and employee benefits$2,706,0002,473
Premises and equipment expense$580,0003,372
Additional noninterest expense$1,873,0002,728
Pre-tax net operating income$4,315,0001,665
Securities gains (losses)$-30,00010,653
Applicable income taxes$1,725,0001,364
Income before extraordinary items$2,560,0001,901
Extraordinary gains, net$0249
Net income$2,560,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,864
Cash dividends$525,0003,073
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,579,2001,888
1993-12-31 (YTD Data)Rank
Total interest income$9,258,0003,337
Total interest expense$2,813,0004,353
Net interest income$6,445,0002,809
Provision for loan and lease losses$295,0003,072
Total noninterest income$1,420,0002,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,987
Trading account gains and feesNANA
Additional Noninterest Income$1,221,0001,789
Total noninterest expense$4,560,0003,078
Salaries and employee benefits$2,300,0002,873
Premises and equipment expense$509,0003,807
Additional noninterest expense$1,751,0003,050
Pre-tax net operating income$3,010,0002,279
Securities gains (losses)$15,0005,022
Applicable income taxes$1,198,0001,926
Income before extraordinary items$1,827,0002,734
Extraordinary gains, net$03,149
Net income$1,827,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0003,079
Cash dividends$450,0003,356
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,817,4002,588
1992-12-31 (YTD Data)Rank
Total interest income$8,894,0003,893
Total interest expense$2,995,0005,174
Net interest income$5,899,0003,105
Provision for loan and lease losses$285,0004,262
Total noninterest income$1,187,0002,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$182,0006,352
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,995
Total noninterest expense$4,162,0003,381
Salaries and employee benefits$1,954,0003,275
Premises and equipment expense$435,0004,476
Additional noninterest expense$1,773,0003,094
Pre-tax net operating income$2,639,0002,344
Securities gains (losses)$174,0002,214
Applicable income taxes$1,140,0001,851
Income before extraordinary items$1,673,0002,754
Extraordinary gains, net$01,422
Net income$1,673,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0002,311
Cash dividends$500,0002,760
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,561,6402,726

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.