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State Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,437,000	1,994
Total interest expense	$2,180,000	2,947
Net interest income	$16,257,000	1,698
Provision for loan and lease losses	$581,000	1,176
Total noninterest income	$2,583,000	1,770
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$451,000	1,758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,132,000	1,562
Total noninterest expense	$13,812,000	1,635
Salaries and employee benefits	$9,046,000	1,450
Premises and equipment expense	$1,176,000	1,833
Additional noninterest expense	$2,132,000	1,562
Pre-tax net operating income	$4,447,000	2,055
Securities gains (losses)	$39,000	460
Applicable income taxes	$897,000	1,503
Income before extraordinary items	$3,589,000	2,125
Extraordinary gains, net	$0	54
Net income	$3,589,000	2,149
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,589,000	2,128
Net charge-offs	$352,000	901
Cash dividends	$300,000	3,021
Sale, conversion, retirement of capital stock, net	$145,000	385
Net operating income	$3,557,800	2,164
2023-09-30 (YTD Data)		Rank
Total interest income	$13,589,000	1,991
Total interest expense	$1,399,000	3,021
Net interest income	$12,190,000	1,708
Provision for loan and lease losses	$223,000	1,599
Total noninterest income	$2,005,000	1,731
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$328,000	1,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,677,000	1,502
Total noninterest expense	$10,389,000	1,617
Salaries and employee benefits	$6,873,000	1,432
Premises and equipment expense	$928,000	1,776
Additional noninterest expense	$1,677,000	1,502
Pre-tax net operating income	$3,583,000	2,023
Securities gains (losses)	$21,000	442
Applicable income taxes	$721,000	1,509
Income before extraordinary items	$2,883,000	2,102
Extraordinary gains, net	$0	52
Net income	$2,883,000	2,122
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,883,000	2,104
Net charge-offs	$281,000	751
Cash dividends	$300,000	2,553
Sale, conversion, retirement of capital stock, net	$145,000	352
Net operating income	$2,866,200	2,131
2023-06-30 (YTD Data)		Rank
Total interest income	$8,702,000	2,020
Total interest expense	$741,000	3,104
Net interest income	$7,961,000	1,744
Provision for loan and lease losses	$26,000	2,530
Total noninterest income	$1,336,000	1,668
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$217,000	1,800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,119,000	1,436
Total noninterest expense	$6,825,000	1,629
Salaries and employee benefits	$4,508,000	1,440
Premises and equipment expense	$632,000	1,734
Additional noninterest expense	$1,119,000	1,435
Pre-tax net operating income	$2,446,000	1,989
Securities gains (losses)	$15,000	516
Applicable income taxes	$492,000	1,507
Income before extraordinary items	$1,969,000	2,075
Extraordinary gains, net	$0	51
Net income	$1,969,000	2,100
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,969,000	2,075
Net charge-offs	$163,000	748
Cash dividends	$300,000	2,291
Sale, conversion, retirement of capital stock, net	$145,000	311
Net operating income	$1,957,000	2,100
2023-03-31 (YTD Data)		Rank
Total interest income	$4,270,000	2,023
Total interest expense	$263,000	3,297
Net interest income	$4,007,000	1,753
Provision for loan and lease losses	$-12,000	4,447
Total noninterest income	$702,000	1,615
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$102,000	1,883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$600,000	1,358
Total noninterest expense	$3,268,000	1,708
Salaries and employee benefits	$2,108,000	1,562
Premises and equipment expense	$347,000	1,658
Additional noninterest expense	$600,000	1,358
Pre-tax net operating income	$1,453,000	1,832
Securities gains (losses)	$10,000	588
Applicable income taxes	$293,000	1,407
Income before extraordinary items	$1,170,000	1,893
Extraordinary gains, net	$0	4
Net income	$1,170,000	1,893
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,170,000	1,893
Net charge-offs	$144,000	512
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,162,000	1,921
2022-12-31 (YTD Data)		Rank
Total interest income	$13,501,000	2,100
Total interest expense	$654,000	2,926
Net interest income	$12,847,000	2,015
Provision for loan and lease losses	$-210,000	4,447
Total noninterest income	$3,439,000	1,504
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$357,000	2,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,082,000	1,236
Total noninterest expense	$13,310,000	1,639
Salaries and employee benefits	$8,544,000	1,487
Premises and equipment expense	$1,256,000	1,751
Additional noninterest expense	$3,082,000	1,236
Pre-tax net operating income	$3,186,000	2,585
Securities gains (losses)	$-6,000	3,342
Applicable income taxes	$604,000	1,906
Income before extraordinary items	$2,576,000	2,643
Extraordinary gains, net	$0	5
Net income	$2,576,000	2,640
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,576,000	2,642
Net charge-offs	$24,000	1,860
Cash dividends	$300,000	2,975
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,580,860	2,678
2022-09-30 (YTD Data)		Rank
Total interest income	$9,291,000	2,175
Total interest expense	$425,000	2,873
Net interest income	$8,866,000	2,099
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$2,790,000	1,445
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$252,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,538,000	1,193
Total noninterest expense	$10,120,000	1,616
Salaries and employee benefits	$6,560,000	1,462
Premises and equipment expense	$993,000	1,693
Additional noninterest expense	$2,538,000	1,193
Pre-tax net operating income	$1,446,000	3,149
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$266,000	2,301
Income before extraordinary items	$1,168,000	3,211
Extraordinary gains, net	$0	4
Net income	$1,168,000	3,209
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,168,000	3,210
Net charge-offs	$11,000	1,790
Cash dividends	$300,000	2,504
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,177,720	3,230
2022-06-30 (YTD Data)		Rank
Total interest income	$5,522,000	2,291
Total interest expense	$252,000	2,903
Net interest income	$5,270,000	2,239
Provision for loan and lease losses	$50,000	1,907
Total noninterest income	$1,897,000	1,429
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$149,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,748,000	1,200
Total noninterest expense	$6,690,000	1,612
Salaries and employee benefits	$4,371,000	1,459
Premises and equipment expense	$651,000	1,729
Additional noninterest expense	$1,668,000	1,844
Pre-tax net operating income	$427,000	3,812
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$82,000	2,671
Income before extraordinary items	$332,000	3,859
Extraordinary gains, net	$0	4
Net income	$332,000	3,859
Minority interest net income	$0	60
Net income of bank and minority interests.	$332,000	3,859
Net charge-offs	$-12,000	3,724
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$342,400	3,874
2022-03-31 (YTD Data)		Rank
Total interest income	$2,627,000	2,334
Total interest expense	$126,000	2,872
Net interest income	$2,501,000	2,270
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,030,000	1,343
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$67,000	2,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$963,000	1,108
Total noninterest expense	$3,364,000	1,596
Salaries and employee benefits	$2,203,000	1,460
Premises and equipment expense	$344,000	1,667
Additional noninterest expense	$817,000	1,844
Pre-tax net operating income	$167,000	3,864
Securities gains (losses)	$-7,000	4,205
Applicable income taxes	$37,000	2,656
Income before extraordinary items	$123,000	3,964
Extraordinary gains, net	$0	4
Net income	$123,000	3,963
Minority interest net income	$0	50
Net income of bank and minority interests.	$123,000	3,964
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$128,530	3,967
2021-12-31 (YTD Data)		Rank
Total interest income	$11,202,000	2,299
Total interest expense	$743,000	2,630
Net interest income	$10,459,000	2,267
Provision for loan and lease losses	$650,000	834
Total noninterest income	$5,652,000	1,207
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$205,000	2,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,447,000	1,006
Total noninterest expense	$12,349,000	1,710
Salaries and employee benefits	$8,096,000	1,548
Premises and equipment expense	$1,175,000	1,845
Additional noninterest expense	$3,078,000	1,938
Pre-tax net operating income	$3,112,000	2,645
Securities gains (losses)	$25,000	1,416
Applicable income taxes	$621,000	1,951
Income before extraordinary items	$2,516,000	2,743
Extraordinary gains, net	$0	10
Net income	$2,516,000	2,744
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,516,000	2,744
Net charge-offs	$10,000	2,284
Cash dividends	$300,000	3,096
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,496,000	2,735
2021-09-30 (YTD Data)		Rank
Total interest income	$8,419,000	2,343
Total interest expense	$622,000	2,553
Net interest income	$7,797,000	2,314
Provision for loan and lease losses	$500,000	801
Total noninterest income	$4,257,000	1,233
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$145,000	2,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,112,000	1,033
Total noninterest expense	$9,049,000	1,739
Salaries and employee benefits	$5,888,000	1,590
Premises and equipment expense	$879,000	1,877
Additional noninterest expense	$2,282,000	1,961
Pre-tax net operating income	$2,505,000	2,665
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$487,000	1,994
Income before extraordinary items	$2,035,000	2,783
Extraordinary gains, net	$0	8
Net income	$2,035,000	2,782
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,035,000	2,783
Net charge-offs	$0	2,463
Cash dividends	$300,000	2,640
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,021,230	2,765
2021-06-30 (YTD Data)		Rank
Total interest income	$5,476,000	2,380
Total interest expense	$453,000	2,510
Net interest income	$5,023,000	2,346
Provision for loan and lease losses	$350,000	796
Total noninterest income	$2,975,000	1,188
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$84,000	2,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,891,000	999
Total noninterest expense	$5,903,000	1,756
Salaries and employee benefits	$3,904,000	1,585
Premises and equipment expense	$586,000	1,865
Additional noninterest expense	$1,413,000	2,057
Pre-tax net operating income	$1,745,000	2,594
Securities gains (losses)	$12,000	1,351
Applicable income taxes	$327,000	1,964
Income before extraordinary items	$1,430,000	2,696
Extraordinary gains, net	$0	6
Net income	$1,430,000	2,695
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,430,000	2,696
Net charge-offs	$0	2,245
Cash dividends	$300,000	2,344
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,420,280	2,679
2021-03-31 (YTD Data)		Rank
Total interest income	$2,753,000	2,361
Total interest expense	$182,000	2,889
Net interest income	$2,571,000	2,286
Provision for loan and lease losses	$200,000	806
Total noninterest income	$1,580,000	1,151
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$37,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,543,000	961
Total noninterest expense	$2,971,000	1,736
Salaries and employee benefits	$1,975,000	1,566
Premises and equipment expense	$284,000	1,913
Additional noninterest expense	$712,000	2,012
Pre-tax net operating income	$980,000	2,396
Securities gains (losses)	$13,000	986
Applicable income taxes	$190,000	1,850
Income before extraordinary items	$803,000	2,511
Extraordinary gains, net	$0	3
Net income	$803,000	2,509
Minority interest net income	$0	55
Net income of bank and minority interests.	$803,000	2,511
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$792,470	2,496
2020-12-31 (YTD Data)		Rank
Total interest income	$10,197,000	2,485
Total interest expense	$889,000	3,111
Net interest income	$9,308,000	2,376
Provision for loan and lease losses	$512,000	2,210
Total noninterest income	$4,883,000	1,282
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$187,000	2,853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,696,000	1,061
Total noninterest expense	$11,140,000	1,797
Salaries and employee benefits	$7,117,000	1,666
Premises and equipment expense	$1,121,000	1,884
Additional noninterest expense	$2,902,000	1,963
Pre-tax net operating income	$2,539,000	2,654
Securities gains (losses)	$81,000	1,489
Applicable income taxes	$517,000	1,921
Income before extraordinary items	$2,103,000	2,767
Extraordinary gains, net	$0	4
Net income	$2,103,000	2,765
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,103,000	2,767
Net charge-offs	$-62,000	4,648
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,038,200	2,758
2020-09-30 (YTD Data)		Rank
Total interest income	$7,509,000	2,525
Total interest expense	$690,000	3,147
Net interest income	$6,819,000	2,402
Provision for loan and lease losses	$261,000	2,546
Total noninterest income	$3,164,000	1,374
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$136,000	2,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,028,000	1,162
Total noninterest expense	$8,159,000	1,816
Salaries and employee benefits	$5,247,000	1,671
Premises and equipment expense	$800,000	1,939
Additional noninterest expense	$2,112,000	1,991
Pre-tax net operating income	$1,563,000	2,900
Securities gains (losses)	$12,000	2,078
Applicable income taxes	$351,000	1,977
Income before extraordinary items	$1,224,000	3,101
Extraordinary gains, net	$0	4
Net income	$1,224,000	3,100
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,224,000	3,101
Net charge-offs	$-91,000	4,798
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,214,520	3,060
2020-06-30 (YTD Data)		Rank
Total interest income	$4,853,000	2,608
Total interest expense	$462,000	3,243
Net interest income	$4,391,000	2,481
Provision for loan and lease losses	$155,000	2,610
Total noninterest income	$1,464,000	1,646
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$93,000	2,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,371,000	1,383
Total noninterest expense	$5,173,000	1,886
Salaries and employee benefits	$3,376,000	1,707
Premises and equipment expense	$547,000	1,898
Additional noninterest expense	$1,250,000	2,164
Pre-tax net operating income	$527,000	3,680
Securities gains (losses)	$-63,000	4,928
Applicable income taxes	$89,000	2,602
Income before extraordinary items	$375,000	3,906
Extraordinary gains, net	$0	4
Net income	$375,000	3,906
Minority interest net income	$0	65
Net income of bank and minority interests.	$375,000	3,906
Net charge-offs	$-87,000	4,866
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$426,030	3,756
2020-03-31 (YTD Data)		Rank
Total interest income	$2,391,000	2,625
Total interest expense	$209,000	3,533
Net interest income	$2,182,000	2,448
Provision for loan and lease losses	$0	3,711
Total noninterest income	$345,000	2,343
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$60,000	2,832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	2,058
Total noninterest expense	$2,487,000	1,952
Salaries and employee benefits	$1,587,000	1,804
Premises and equipment expense	$286,000	1,868
Additional noninterest expense	$614,000	2,212
Pre-tax net operating income	$40,000	4,573
Securities gains (losses)	$-249,000	5,003
Applicable income taxes	$-48,000	4,926
Income before extraordinary items	$-161,000	4,876
Extraordinary gains, net	$0	4
Net income	$-161,000	4,875
Minority interest net income	$0	56
Net income of bank and minority interests.	$-161,000	4,876
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$35,710	4,571
2019-12-31 (YTD Data)		Rank
Total interest income	$9,217,000	2,710
Total interest expense	$714,000	3,780
Net interest income	$8,503,000	2,512
Provision for loan and lease losses	$161,000	2,545
Total noninterest income	$1,653,000	2,183
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$233,000	2,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	1,854
Total noninterest expense	$10,142,000	1,903
Salaries and employee benefits	$6,263,000	1,784
Premises and equipment expense	$1,083,000	1,930
Additional noninterest expense	$2,796,000	2,036
Pre-tax net operating income	$-147,000	5,019
Securities gains (losses)	$254,000	561
Applicable income taxes	$31,000	3,458
Income before extraordinary items	$76,000	4,918
Extraordinary gains, net	$0	11
Net income	$76,000	4,919
Minority interest net income	$0	76
Net income of bank and minority interests.	$76,000	4,920
Net charge-offs	$-21,000	4,601
Cash dividends	$254,000	3,439
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-124,660	5,017
2019-09-30 (YTD Data)		Rank
Total interest income	$6,775,000	2,789
Total interest expense	$522,000	3,852
Net interest income	$6,253,000	2,580
Provision for loan and lease losses	$111,000	2,508
Total noninterest income	$1,033,000	2,413
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$356,000	1,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$677,000	2,361
Total noninterest expense	$7,507,000	1,933
Salaries and employee benefits	$4,620,000	1,812
Premises and equipment expense	$796,000	1,972
Additional noninterest expense	$2,091,000	2,049
Pre-tax net operating income	$-332,000	5,143
Securities gains (losses)	$172,000	578
Applicable income taxes	$-59,000	5,174
Income before extraordinary items	$-101,000	5,107
Extraordinary gains, net	$0	11
Net income	$-101,000	5,107
Minority interest net income	$0	72
Net income of bank and minority interests.	$-101,000	5,107
Net charge-offs	$100,000	1,766
Cash dividends	$254,000	2,975
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$-236,880	5,130
2019-06-30 (YTD Data)		Rank
Total interest income	$4,406,000	2,840
Total interest expense	$343,000	3,854
Net interest income	$4,063,000	2,630
Provision for loan and lease losses	$51,000	2,764
Total noninterest income	$521,000	2,749
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$126,000	2,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	2,494
Total noninterest expense	$4,939,000	1,955
Salaries and employee benefits	$3,002,000	1,852
Premises and equipment expense	$531,000	1,971
Additional noninterest expense	$1,406,000	2,051
Pre-tax net operating income	$-406,000	5,218
Securities gains (losses)	$123,000	483
Applicable income taxes	$-51,000	5,215
Income before extraordinary items	$-232,000	5,192
Extraordinary gains, net	$0	11
Net income	$-232,000	5,190
Minority interest net income	$0	69
Net income of bank and minority interests.	$-232,000	5,190
Net charge-offs	$70,000	1,607
Cash dividends	$255,000	2,691
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$-332,860	5,205
2019-03-31 (YTD Data)		Rank
Total interest income	$2,164,000	2,886
Total interest expense	$179,000	3,768
Net interest income	$1,985,000	2,698
Provision for loan and lease losses	$0	3,406
Total noninterest income	$291,000	2,553
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$60,000	2,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	2,240
Total noninterest expense	$2,420,000	1,988
Salaries and employee benefits	$1,494,000	1,870
Premises and equipment expense	$236,000	2,163
Additional noninterest expense	$690,000	2,055
Pre-tax net operating income	$-144,000	5,262
Securities gains (losses)	$102,000	277
Applicable income taxes	$-2,000	5,158
Income before extraordinary items	$-40,000	5,204
Extraordinary gains, net	$0	5
Net income	$-40,000	5,203
Minority interest net income	$0	52
Net income of bank and minority interests.	$-40,000	5,203
Net charge-offs	$3,000	2,375
Cash dividends	$255,000	1,848
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$-136,900	5,255
2018-12-31 (YTD Data)		Rank
Total interest income	$7,978,000	2,942
Total interest expense	$463,000	4,011
Net interest income	$7,515,000	2,766
Provision for loan and lease losses	$50,000	3,480
Total noninterest income	$1,985,000	1,993
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$452,000	2,139
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,533,000	1,771
Total noninterest expense	$9,183,000	2,036
Salaries and employee benefits	$5,458,000	1,961
Premises and equipment expense	$1,044,000	1,988
Additional noninterest expense	$2,681,000	2,108
Pre-tax net operating income	$267,000	4,943
Securities gains (losses)	$0	1,125
Applicable income taxes	$91,000	3,137
Income before extraordinary items	$176,000	5,022
Extraordinary gains, net	$0	6
Net income	$176,000	5,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$176,000	5,021
Net charge-offs	$35,000	2,828
Cash dividends	$300,000	3,353
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$176,000	5,023
2018-09-30 (YTD Data)		Rank
Total interest income	$4,019,000	3,662
Total interest expense	$233,000	4,458
Net interest income	$3,786,000	3,513
Provision for loan and lease losses	$35,000	3,397
Total noninterest income	$664,000	3,048
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$237,000	2,678
Trading account gains and fees	$0	138
Additional Noninterest Income	$427,000	2,948
Total noninterest expense	$4,547,000	2,712
Salaries and employee benefits	$2,808,000	2,562
Premises and equipment expense	$545,000	2,532
Additional noninterest expense	$1,194,000	3,039
Pre-tax net operating income	$-132,000	5,367
Securities gains (losses)	$0	1,118
Applicable income taxes	$-4,000	5,318
Income before extraordinary items	$-128,000	5,357
Extraordinary gains, net	$0	5
Net income	$-128,000	5,356
Minority interest net income	$0	66
Net income of bank and minority interests.	$-128,000	5,356
Net charge-offs	$10,000	2,995
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$-128,000	5,359
2018-06-30 (YTD Data)		Rank
Total interest income	$2,603,000	3,709
Total interest expense	$129,000	4,630
Net interest income	$2,474,000	3,553
Provision for loan and lease losses	$20,000	3,342
Total noninterest income	$414,000	3,142
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$145,000	2,813
Trading account gains and fees	$0	130
Additional Noninterest Income	$269,000	3,034
Total noninterest expense	$2,991,000	2,759
Salaries and employee benefits	$1,865,000	2,585
Premises and equipment expense	$347,000	2,627
Additional noninterest expense	$779,000	3,109
Pre-tax net operating income	$-123,000	5,428
Securities gains (losses)	$0	961
Applicable income taxes	$-13,000	5,401
Income before extraordinary items	$-110,000	5,408
Extraordinary gains, net	$0	6
Net income	$-110,000	5,407
Minority interest net income	$0	65
Net income of bank and minority interests.	$-110,000	5,407
Net charge-offs	$27,000	2,088
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-110,000	5,415
2018-03-31 (YTD Data)		Rank
Total interest income	$1,257,000	3,772
Total interest expense	$54,000	4,813
Net interest income	$1,203,000	3,617
Provision for loan and lease losses	$0	3,508
Total noninterest income	$217,000	3,057
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$67,000	2,947
Trading account gains and fees	$0	123
Additional Noninterest Income	$150,000	2,845
Total noninterest expense	$1,480,000	2,804
Salaries and employee benefits	$935,000	2,617
Premises and equipment expense	$179,000	2,616
Additional noninterest expense	$366,000	3,241
Pre-tax net operating income	$-60,000	5,475
Securities gains (losses)	$0	735
Applicable income taxes	$-12,000	5,464
Income before extraordinary items	$-48,000	5,454
Extraordinary gains, net	$0	7
Net income	$-48,000	5,455
Minority interest net income	$0	52
Net income of bank and minority interests.	$-48,000	5,454
Net charge-offs	$1,000	2,559
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-48,000	5,462
2017-12-31 (YTD Data)		Rank
Total interest income	$4,976,000	3,759
Total interest expense	$217,000	4,772
Net interest income	$4,759,000	3,625
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,847,000	2,134
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$280,000	2,962
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,567,000	1,770
Total noninterest expense	$6,635,000	2,595
Salaries and employee benefits	$4,162,000	2,407
Premises and equipment expense	$663,000	2,754
Additional noninterest expense	$1,810,000	2,845
Pre-tax net operating income	$-29,000	5,461
Securities gains (losses)	$0	2,243
Applicable income taxes	$-67,000	5,531
Income before extraordinary items	$38,000	5,312
Extraordinary gains, net	$0	9
Net income	$38,000	5,312
Minority interest net income	$0	76
Net income of bank and minority interests.	$38,000	5,312
Net charge-offs	$49,000	2,978
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$38,000	5,309
2017-09-30 (YTD Data)		Rank
Total interest income	$3,651,000	3,831
Total interest expense	$163,000	4,809
Net interest income	$3,488,000	3,692
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,488,000	2,066
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$213,000	2,965
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,275,000	1,701
Total noninterest expense	$4,923,000	2,625
Salaries and employee benefits	$3,201,000	2,370
Premises and equipment expense	$478,000	2,842
Additional noninterest expense	$1,244,000	3,024
Pre-tax net operating income	$53,000	5,429
Securities gains (losses)	$0	2,274
Applicable income taxes	$13,000	3,830
Income before extraordinary items	$40,000	5,459
Extraordinary gains, net	$0	9
Net income	$40,000	5,458
Minority interest net income	$0	71
Net income of bank and minority interests.	$40,000	5,458
Net charge-offs	$29,000	2,799
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$40,000	5,453
2017-06-30 (YTD Data)		Rank
Total interest income	$2,355,000	3,886
Total interest expense	$107,000	4,838
Net interest income	$2,248,000	3,762
Provision for loan and lease losses	$0	3,871
Total noninterest income	$936,000	2,135
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$131,000	3,086
Trading account gains and fees	$0	139
Additional Noninterest Income	$805,000	1,768
Total noninterest expense	$3,332,000	2,609
Salaries and employee benefits	$2,168,000	2,367
Premises and equipment expense	$320,000	2,844
Additional noninterest expense	$844,000	2,995
Pre-tax net operating income	$-148,000	5,657
Securities gains (losses)	$0	1,906
Applicable income taxes	$-53,000	5,711
Income before extraordinary items	$-95,000	5,633
Extraordinary gains, net	$0	11
Net income	$-95,000	5,633
Minority interest net income	$0	71
Net income of bank and minority interests.	$-95,000	5,633
Net charge-offs	$3,000	3,240
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-95,000	5,633
2017-03-31 (YTD Data)		Rank
Total interest income	$1,135,000	3,960
Total interest expense	$53,000	4,867
Net interest income	$1,082,000	3,851
Provision for loan and lease losses	$0	3,537
Total noninterest income	$475,000	2,117
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$58,000	3,278
Trading account gains and fees	$0	142
Additional Noninterest Income	$417,000	1,711
Total noninterest expense	$1,655,000	2,632
Salaries and employee benefits	$1,073,000	2,400
Premises and equipment expense	$161,000	2,871
Additional noninterest expense	$421,000	3,017
Pre-tax net operating income	$-98,000	5,731
Securities gains (losses)	$0	1,153
Applicable income taxes	$-34,000	5,765
Income before extraordinary items	$-64,000	5,712
Extraordinary gains, net	$0	8
Net income	$-64,000	5,711
Minority interest net income	$0	55
Net income of bank and minority interests.	$-64,000	5,712
Net charge-offs	$2,000	2,694
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-64,000	5,712
2016-12-31 (YTD Data)		Rank
Total interest income	$4,220,000	4,113
Total interest expense	$163,000	5,159
Net interest income	$4,057,000	3,981
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,810,000	2,237
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$255,000	3,234
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,555,000	1,840
Total noninterest expense	$6,892,000	2,588
Salaries and employee benefits	$4,491,000	2,281
Premises and equipment expense	$648,000	2,877
Additional noninterest expense	$1,753,000	3,014
Pre-tax net operating income	$-1,025,000	5,830
Securities gains (losses)	$-52,000	5,752
Applicable income taxes	$-354,000	5,817
Income before extraordinary items	$-723,000	5,818
Extraordinary gains, net	$0	5
Net income	$-723,000	5,817
Minority interest net income	$0	82
Net income of bank and minority interests.	$-723,000	5,817
Net charge-offs	$47,000	3,190
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-688,160	5,810
2016-09-30 (YTD Data)		Rank
Total interest income	$3,100,000	4,177
Total interest expense	$111,000	5,297
Net interest income	$2,989,000	4,041
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,315,000	2,278
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$194,000	3,229
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,121,000	1,903
Total noninterest expense	$5,060,000	2,619
Salaries and employee benefits	$3,346,000	2,284
Premises and equipment expense	$485,000	2,890
Additional noninterest expense	$1,229,000	3,167
Pre-tax net operating income	$-756,000	5,907
Securities gains (losses)	$-52,000	5,884
Applicable income taxes	$-266,000	5,915
Income before extraordinary items	$-542,000	5,891
Extraordinary gains, net	$0	5
Net income	$-542,000	5,891
Minority interest net income	$0	71
Net income of bank and minority interests.	$-542,000	5,891
Net charge-offs	$19,000	3,183
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-507,160	5,888
2016-06-30 (YTD Data)		Rank
Total interest income	$2,013,000	4,255
Total interest expense	$68,000	5,423
Net interest income	$1,945,000	4,112
Provision for loan and lease losses	$0	4,017
Total noninterest income	$764,000	2,449
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$113,000	3,434
Trading account gains and fees	$0	157
Additional Noninterest Income	$651,000	2,038
Total noninterest expense	$3,282,000	2,686
Salaries and employee benefits	$2,205,000	2,320
Premises and equipment expense	$308,000	2,987
Additional noninterest expense	$769,000	3,334
Pre-tax net operating income	$-573,000	5,989
Securities gains (losses)	$0	2,835
Applicable income taxes	$-191,000	6,001
Income before extraordinary items	$-382,000	5,963
Extraordinary gains, net	$0	16
Net income	$-382,000	5,962
Minority interest net income	$0	71
Net income of bank and minority interests.	$-382,000	5,962
Net charge-offs	$1,000	3,591
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-382,000	5,955
2016-03-31 (YTD Data)		Rank
Total interest income	$942,000	4,411
Total interest expense	$31,000	5,531
Net interest income	$911,000	4,243
Provision for loan and lease losses	$0	3,656
Total noninterest income	$326,000	2,626
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$49,000	3,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$277,000	2,188
Total noninterest expense	$1,589,000	2,750
Salaries and employee benefits	$1,065,000	2,394
Premises and equipment expense	$170,000	2,834
Additional noninterest expense	$354,000	3,521
Pre-tax net operating income	$-352,000	6,049
Securities gains (losses)	$0	2,077
Applicable income taxes	$-118,000	6,067
Income before extraordinary items	$-234,000	6,021
Extraordinary gains, net	$0	12
Net income	$-234,000	6,022
Minority interest net income	$0	62
Net income of bank and minority interests.	$-234,000	6,021
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-234,000	6,017
2015-12-31 (YTD Data)		Rank
Total interest income	$3,209,000	4,742
Total interest expense	$120,000	5,620
Net interest income	$3,089,000	4,581
Provision for loan and lease losses	$184,000	2,420
Total noninterest income	$1,095,000	2,917
Gross Fiduciary activities income	$39,000	922
Service charges on deposit accounts	$253,000	3,333
Trading account gains and fees	$0	159
Additional Noninterest Income	$803,000	2,650
Total noninterest expense	$6,412,000	2,730
Salaries and employee benefits	$4,130,000	2,432
Premises and equipment expense	$663,000	2,910
Additional noninterest expense	$1,619,000	3,246
Pre-tax net operating income	$-2,412,000	6,144
Securities gains (losses)	$-32,000	5,984
Applicable income taxes	$-805,000	6,100
Income before extraordinary items	$-1,639,000	6,127
Extraordinary gains, net	$0	23
Net income	$-1,639,000	6,127
Minority interest net income	$0	81
Net income of bank and minority interests.	$-1,639,000	6,127
Net charge-offs	$24,000	3,676
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-1,617,560	6,124
2015-09-30 (YTD Data)		Rank
Total interest income	$2,301,000	4,870
Total interest expense	$89,000	5,717
Net interest income	$2,212,000	4,720
Provision for loan and lease losses	$169,000	2,162
Total noninterest income	$755,000	3,071
Gross Fiduciary activities income	$26,000	927
Service charges on deposit accounts	$197,000	3,286
Trading account gains and fees	$0	153
Additional Noninterest Income	$532,000	2,832
Total noninterest expense	$4,762,000	2,762
Salaries and employee benefits	$3,049,000	2,468
Premises and equipment expense	$445,000	3,171
Additional noninterest expense	$1,268,000	3,154
Pre-tax net operating income	$-1,964,000	6,232
Securities gains (losses)	$-32,000	6,111
Applicable income taxes	$-662,000	6,223
Income before extraordinary items	$-1,334,000	6,220
Extraordinary gains, net	$0	21
Net income	$-1,334,000	6,220
Minority interest net income	$0	78
Net income of bank and minority interests.	$-1,334,000	6,220
Net charge-offs	$23,000	3,290
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-1,312,560	6,216
2015-06-30 (YTD Data)		Rank
Total interest income	$1,455,000	4,987
Total interest expense	$62,000	5,748
Net interest income	$1,393,000	4,861
Provision for loan and lease losses	$94,000	2,302
Total noninterest income	$417,000	3,398
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$118,000	3,441
Trading account gains and fees	$0	157
Additional Noninterest Income	$299,000	3,068
Total noninterest expense	$3,050,000	2,854
Salaries and employee benefits	$1,971,000	2,544
Premises and equipment expense	$271,000	3,368
Additional noninterest expense	$808,000	3,288
Pre-tax net operating income	$-1,334,000	6,302
Securities gains (losses)	$-32,000	6,213
Applicable income taxes	$-458,000	6,303
Income before extraordinary items	$-908,000	6,286
Extraordinary gains, net	$0	22
Net income	$-908,000	6,286
Minority interest net income	$0	75
Net income of bank and minority interests.	$-908,000	6,286
Net charge-offs	$7,000	3,368
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-886,880	6,282
2015-03-31 (YTD Data)		Rank
Total interest income	$680,000	5,117
Total interest expense	$30,000	5,814
Net interest income	$650,000	4,998
Provision for loan and lease losses	$0	3,703
Total noninterest income	$198,000	3,445
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$53,000	3,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$145,000	3,070
Total noninterest expense	$1,401,000	3,047
Salaries and employee benefits	$898,000	2,731
Premises and equipment expense	$129,000	3,500
Additional noninterest expense	$374,000	3,431
Pre-tax net operating income	$-553,000	6,364
Securities gains (losses)	$0	2,027
Applicable income taxes	$-196,000	6,389
Income before extraordinary items	$-357,000	6,354
Extraordinary gains, net	$0	13
Net income	$-357,000	6,355
Minority interest net income	$0	64
Net income of bank and minority interests.	$-357,000	6,355
Net charge-offs	$4,000	2,829
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-357,000	6,344
2014-12-31 (YTD Data)		Rank
Total interest income	$2,505,000	5,308
Total interest expense	$128,000	5,906
Net interest income	$2,377,000	5,186
Provision for loan and lease losses	$-112,000	6,053
Total noninterest income	$443,000	4,466
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$234,000	3,662
Trading account gains and fees	$0	180
Additional Noninterest Income	$209,000	4,480
Total noninterest expense	$2,667,000	4,758
Salaries and employee benefits	$1,406,000	4,780
Premises and equipment expense	$343,000	4,408
Additional noninterest expense	$918,000	4,636
Pre-tax net operating income	$265,000	5,539
Securities gains (losses)	$0	3,259
Applicable income taxes	$56,000	3,665
Income before extraordinary items	$209,000	5,643
Extraordinary gains, net	$0	17
Net income	$209,000	5,643
Minority interest net income	$0	84
Net income of bank and minority interests.	$209,000	5,644
Net charge-offs	$52,000	3,737
Cash dividends	$248,000	3,579
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$209,000	5,596
2014-09-30 (YTD Data)		Rank
Total interest income	$1,866,000	5,387
Total interest expense	$97,000	5,988
Net interest income	$1,769,000	5,256
Provision for loan and lease losses	$-112,000	6,219
Total noninterest income	$330,000	4,519
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$178,000	3,677
Trading account gains and fees	$0	174
Additional Noninterest Income	$152,000	4,547
Total noninterest expense	$1,836,000	4,960
Salaries and employee benefits	$924,000	5,058
Premises and equipment expense	$248,000	4,539
Additional noninterest expense	$664,000	4,722
Pre-tax net operating income	$375,000	5,118
Securities gains (losses)	$0	2,980
Applicable income taxes	$106,000	3,252
Income before extraordinary items	$269,000	5,331
Extraordinary gains, net	$0	15
Net income	$269,000	5,331
Minority interest net income	$0	81
Net income of bank and minority interests.	$269,000	5,333
Net charge-offs	$47,000	3,303
Cash dividends	$186,000	3,134
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$269,000	5,285
2014-06-30 (YTD Data)		Rank
Total interest income	$1,236,000	5,435
Total interest expense	$64,000	6,054
Net interest income	$1,172,000	5,300
Provision for loan and lease losses	$-112,000	6,348
Total noninterest income	$198,000	4,687
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$109,000	3,796
Trading account gains and fees	$0	172
Additional Noninterest Income	$89,000	4,718
Total noninterest expense	$1,204,000	5,023
Salaries and employee benefits	$606,000	5,127
Premises and equipment expense	$167,000	4,557
Additional noninterest expense	$431,000	4,796
Pre-tax net operating income	$278,000	4,995
Securities gains (losses)	$0	2,580
Applicable income taxes	$82,000	3,165
Income before extraordinary items	$196,000	5,237
Extraordinary gains, net	$0	20
Net income	$196,000	5,239
Minority interest net income	$0	80
Net income of bank and minority interests.	$196,000	5,240
Net charge-offs	$34,000	3,085
Cash dividends	$186,000	2,789
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$196,000	5,189
2014-03-31 (YTD Data)		Rank
Total interest income	$613,000	5,500
Total interest expense	$32,000	6,125
Net interest income	$581,000	5,360
Provision for loan and lease losses	$-112,000	6,531
Total noninterest income	$95,000	4,712
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$49,000	3,960
Trading account gains and fees	$0	147
Additional Noninterest Income	$46,000	4,660
Total noninterest expense	$633,000	4,987
Salaries and employee benefits	$311,000	5,141
Premises and equipment expense	$94,000	4,361
Additional noninterest expense	$228,000	4,698
Pre-tax net operating income	$155,000	4,816
Securities gains (losses)	$0	1,715
Applicable income taxes	$47,000	2,994
Income before extraordinary items	$108,000	5,080
Extraordinary gains, net	$0	16
Net income	$108,000	5,081
Minority interest net income	$0	66
Net income of bank and minority interests.	$108,000	5,081
Net charge-offs	$3,000	3,257
Cash dividends	$93,000	2,309
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$108,000	5,029
2013-12-31 (YTD Data)		Rank
Total interest income	$2,681,000	5,423
Total interest expense	$137,000	6,238
Net interest income	$2,544,000	5,260
Provision for loan and lease losses	$139,000	3,360
Total noninterest income	$487,000	4,445
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$245,000	3,737
Trading account gains and fees	$0	184
Additional Noninterest Income	$242,000	4,360
Total noninterest expense	$2,435,000	5,103
Salaries and employee benefits	$1,334,000	5,047
Premises and equipment expense	$276,000	5,016
Additional noninterest expense	$825,000	5,006
Pre-tax net operating income	$457,000	5,093
Securities gains (losses)	$0	3,182
Applicable income taxes	$145,000	3,180
Income before extraordinary items	$312,000	5,388
Extraordinary gains, net	$0	29
Net income	$312,000	5,392
Minority interest net income	$0	90
Net income of bank and minority interests.	$312,000	5,392
Net charge-offs	$181,000	3,121
Cash dividends	$280,000	3,343
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$312,000	5,339
2013-09-30 (YTD Data)		Rank
Total interest income	$2,046,000	5,449
Total interest expense	$104,000	6,319
Net interest income	$1,942,000	5,278
Provision for loan and lease losses	$139,000	3,035
Total noninterest income	$478,000	4,104
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$190,000	3,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$288,000	3,798
Total noninterest expense	$1,833,000	5,108
Salaries and employee benefits	$1,036,000	4,982
Premises and equipment expense	$225,000	4,888
Additional noninterest expense	$572,000	5,184
Pre-tax net operating income	$448,000	4,900
Securities gains (losses)	$0	3,040
Applicable income taxes	$147,000	3,033
Income before extraordinary items	$301,000	5,253
Extraordinary gains, net	$0	25
Net income	$301,000	5,254
Minority interest net income	$0	84
Net income of bank and minority interests.	$301,000	5,255
Net charge-offs	$174,000	2,718
Cash dividends	$280,000	2,687
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$301,000	5,165
2013-06-30 (YTD Data)		Rank
Total interest income	$1,395,000	5,432
Total interest expense	$71,000	6,364
Net interest income	$1,324,000	5,246
Provision for loan and lease losses	$139,000	2,579
Total noninterest income	$332,000	4,033
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$120,000	3,780
Trading account gains and fees	$0	157
Additional Noninterest Income	$212,000	3,708
Total noninterest expense	$1,242,000	5,093
Salaries and employee benefits	$745,000	4,826
Premises and equipment expense	$149,000	4,911
Additional noninterest expense	$348,000	5,356
Pre-tax net operating income	$275,000	4,969
Securities gains (losses)	$0	2,791
Applicable income taxes	$91,000	3,066
Income before extraordinary items	$184,000	5,361
Extraordinary gains, net	$0	22
Net income	$184,000	5,364
Minority interest net income	$0	82
Net income of bank and minority interests.	$184,000	5,364
Net charge-offs	$163,000	2,292
Cash dividends	$187,000	2,625
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$184,000	5,241
2013-03-31 (YTD Data)		Rank
Total interest income	$688,000	5,495
Total interest expense	$37,000	6,417
Net interest income	$651,000	5,298
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$184,000	3,811
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$54,000	3,946
Trading account gains and fees	$0	148
Additional Noninterest Income	$130,000	3,382
Total noninterest expense	$566,000	5,331
Salaries and employee benefits	$337,000	5,118
Premises and equipment expense	$63,000	5,237
Additional noninterest expense	$166,000	5,517
Pre-tax net operating income	$249,000	4,126
Securities gains (losses)	$0	1,966
Applicable income taxes	$55,000	2,929
Income before extraordinary items	$194,000	4,326
Extraordinary gains, net	$0	10
Net income	$194,000	4,329
Minority interest net income	$0	76
Net income of bank and minority interests.	$194,000	4,328
Net charge-offs	$28,000	2,842
Cash dividends	$94,000	2,113
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$194,000	4,230
2012-12-31 (YTD Data)		Rank
Total interest income	$3,059,000	5,445
Total interest expense	$194,000	6,428
Net interest income	$2,865,000	5,211
Provision for loan and lease losses	$403,000	3,009
Total noninterest income	$1,060,000	3,163
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$252,000	3,829
Trading account gains and fees	$0	166
Additional Noninterest Income	$808,000	2,673
Total noninterest expense	$2,567,000	5,116
Salaries and employee benefits	$1,259,000	5,283
Premises and equipment expense	$259,000	5,266
Additional noninterest expense	$1,049,000	4,682
Pre-tax net operating income	$955,000	4,071
Securities gains (losses)	$0	3,810
Applicable income taxes	$363,000	2,485
Income before extraordinary items	$592,000	4,718
Extraordinary gains, net	$0	29
Net income	$592,000	4,719
Minority interest net income	$0	93
Net income of bank and minority interests.	$592,000	4,720
Net charge-offs	$575,000	2,468
Cash dividends	$326,000	3,213
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$592,000	4,532
2012-09-30 (YTD Data)		Rank
Total interest income	$2,322,000	5,512
Total interest expense	$152,000	6,516
Net interest income	$2,170,000	5,265
Provision for loan and lease losses	$208,000	3,476
Total noninterest income	$748,000	3,290
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$193,000	3,837
Trading account gains and fees	$0	157
Additional Noninterest Income	$555,000	2,784
Total noninterest expense	$1,868,000	5,222
Salaries and employee benefits	$951,000	5,295
Premises and equipment expense	$190,000	5,369
Additional noninterest expense	$727,000	4,905
Pre-tax net operating income	$842,000	3,945
Securities gains (losses)	$0	3,575
Applicable income taxes	$282,000	2,529
Income before extraordinary items	$560,000	4,488
Extraordinary gains, net	$0	20
Net income	$560,000	4,487
Minority interest net income	$0	86
Net income of bank and minority interests.	$560,000	4,486
Net charge-offs	$363,000	2,581
Cash dividends	$233,000	2,791
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$560,000	4,310
2012-06-30 (YTD Data)		Rank
Total interest income	$1,555,000	5,543
Total interest expense	$109,000	6,537
Net interest income	$1,446,000	5,293
Provision for loan and lease losses	$138,000	3,481
Total noninterest income	$413,000	3,600
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$121,000	3,940
Trading account gains and fees	$0	153
Additional Noninterest Income	$292,000	3,108
Total noninterest expense	$1,239,000	5,277
Salaries and employee benefits	$629,000	5,352
Premises and equipment expense	$121,000	5,484
Additional noninterest expense	$489,000	4,914
Pre-tax net operating income	$482,000	4,169
Securities gains (losses)	$0	3,178
Applicable income taxes	$161,000	2,648
Income before extraordinary items	$321,000	4,707
Extraordinary gains, net	$0	19
Net income	$321,000	4,710
Minority interest net income	$0	84
Net income of bank and minority interests.	$321,000	4,710
Net charge-offs	$314,000	2,269
Cash dividends	$233,000	2,392
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$321,000	4,519
2012-03-31 (YTD Data)		Rank
Total interest income	$765,000	5,620
Total interest expense	$61,000	6,526
Net interest income	$704,000	5,376
Provision for loan and lease losses	$103,000	2,821
Total noninterest income	$190,000	3,745
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$55,000	4,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$135,000	3,227
Total noninterest expense	$613,000	5,315
Salaries and employee benefits	$316,000	5,374
Premises and equipment expense	$59,000	5,540
Additional noninterest expense	$238,000	4,981
Pre-tax net operating income	$178,000	4,681
Securities gains (losses)	$0	2,210
Applicable income taxes	$59,000	2,917
Income before extraordinary items	$119,000	5,167
Extraordinary gains, net	$0	19
Net income	$119,000	5,168
Minority interest net income	$0	78
Net income of bank and minority interests.	$119,000	5,169
Net charge-offs	$213,000	1,786
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$119,000	5,025
2011-12-31 (YTD Data)		Rank
Total interest income	$3,267,000	5,594
Total interest expense	$317,000	6,493
Net interest income	$2,950,000	5,305
Provision for loan and lease losses	$675,000	2,995
Total noninterest income	$636,000	3,952
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$246,000	3,998
Trading account gains and fees	$0	146
Additional Noninterest Income	$390,000	3,477
Total noninterest expense	$2,262,000	5,567
Salaries and employee benefits	$1,249,000	5,438
Premises and equipment expense	$336,000	4,975
Additional noninterest expense	$677,000	5,770
Pre-tax net operating income	$649,000	4,398
Securities gains (losses)	$0	3,838
Applicable income taxes	$216,000	2,829
Income before extraordinary items	$433,000	4,844
Extraordinary gains, net	$0	29
Net income	$433,000	4,846
Minority interest net income	$0	96
Net income of bank and minority interests.	$433,000	4,845
Net charge-offs	$595,000	2,969
Cash dividends	$229,000	3,239
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$433,000	4,708
2011-09-30 (YTD Data)		Rank
Total interest income	$2,499,000	5,611
Total interest expense	$249,000	6,546
Net interest income	$2,250,000	5,305
Provision for loan and lease losses	$135,000	4,615
Total noninterest income	$409,000	4,280
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$190,000	3,945
Trading account gains and fees	$0	145
Additional Noninterest Income	$219,000	3,968
Total noninterest expense	$1,627,000	5,691
Salaries and employee benefits	$911,000	5,499
Premises and equipment expense	$233,000	5,203
Additional noninterest expense	$483,000	5,897
Pre-tax net operating income	$897,000	3,510
Securities gains (losses)	$0	3,555
Applicable income taxes	$301,000	2,259
Income before extraordinary items	$596,000	4,042
Extraordinary gains, net	$0	21
Net income	$596,000	4,043
Minority interest net income	$0	87
Net income of bank and minority interests.	$596,000	4,044
Net charge-offs	$178,000	3,845
Cash dividends	$229,000	2,597
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$596,000	3,928
2011-06-30 (YTD Data)		Rank
Total interest income	$1,709,000	5,601
Total interest expense	$174,000	6,595
Net interest income	$1,535,000	5,284
Provision for loan and lease losses	$75,000	4,696
Total noninterest income	$216,000	4,745
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$111,000	4,191
Trading account gains and fees	$0	153
Additional Noninterest Income	$105,000	4,478
Total noninterest expense	$1,087,000	5,745
Salaries and employee benefits	$622,000	5,500
Premises and equipment expense	$143,000	5,415
Additional noninterest expense	$322,000	5,976
Pre-tax net operating income	$589,000	3,506
Securities gains (losses)	$0	2,914
Applicable income taxes	$197,000	2,244
Income before extraordinary items	$392,000	4,012
Extraordinary gains, net	$0	15
Net income	$392,000	4,013
Minority interest net income	$0	89
Net income of bank and minority interests.	$392,000	4,014
Net charge-offs	$16,000	5,169
Cash dividends	$122,000	2,669
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$392,000	3,917
2011-03-31 (YTD Data)		Rank
Total interest income	$843,000	5,662
Total interest expense	$91,000	6,630
Net interest income	$752,000	5,335
Provision for loan and lease losses	$20,000	4,994
Total noninterest income	$105,000	4,833
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$47,000	4,460
Trading account gains and fees	$0	158
Additional Noninterest Income	$58,000	4,429
Total noninterest expense	$548,000	5,761
Salaries and employee benefits	$310,000	5,544
Premises and equipment expense	$73,000	5,426
Additional noninterest expense	$165,000	5,962
Pre-tax net operating income	$289,000	3,598
Securities gains (losses)	$0	1,772
Applicable income taxes	$97,000	2,215
Income before extraordinary items	$192,000	4,053
Extraordinary gains, net	$0	9
Net income	$192,000	4,052
Minority interest net income	$0	86
Net income of bank and minority interests.	$192,000	4,053
Net charge-offs	$14,000	4,237
Cash dividends	$122,000	1,774
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$192,000	3,995
2010-12-31 (YTD Data)		Rank
Total interest income	$3,670,000	5,610
Total interest expense	$507,000	6,506
Net interest income	$3,163,000	5,219
Provision for loan and lease losses	$210,000	5,279
Total noninterest income	$683,000	3,987
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$239,000	4,088
Trading account gains and fees	$0	175
Additional Noninterest Income	$444,000	3,361
Total noninterest expense	$2,310,000	5,683
Salaries and employee benefits	$1,259,000	5,547
Premises and equipment expense	$297,000	5,435
Additional noninterest expense	$754,000	5,743
Pre-tax net operating income	$1,326,000	2,917
Securities gains (losses)	$0	3,793
Applicable income taxes	$397,000	2,105
Income before extraordinary items	$929,000	3,353
Extraordinary gains, net	$0	29
Net income	$929,000	3,350
Minority interest net income	$0	111
Net income of bank and minority interests.	$929,000	3,353
Net charge-offs	$42,000	6,025
Cash dividends	$210,000	3,237
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$929,000	3,223
2010-09-30 (YTD Data)		Rank
Total interest income	$2,803,000	5,668
Total interest expense	$400,000	6,569
Net interest income	$2,403,000	5,246
Provision for loan and lease losses	$160,000	5,166
Total noninterest income	$448,000	4,287
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$115,000	4,952
Trading account gains and fees	$0	165
Additional Noninterest Income	$333,000	3,381
Total noninterest expense	$1,673,000	5,807
Salaries and employee benefits	$895,000	5,722
Premises and equipment expense	$243,000	5,309
Additional noninterest expense	$535,000	5,894
Pre-tax net operating income	$1,018,000	3,061
Securities gains (losses)	$0	3,651
Applicable income taxes	$336,000	2,036
Income before extraordinary items	$682,000	3,554
Extraordinary gains, net	$0	23
Net income	$682,000	3,552
Minority interest net income	$0	110
Net income of bank and minority interests.	$682,000	3,554
Net charge-offs	$-8,000	7,443
Cash dividends	$210,000	2,663
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$682,000	3,419
2010-06-30 (YTD Data)		Rank
Total interest income	$1,882,000	5,695
Total interest expense	$311,000	6,420
Net interest income	$1,571,000	5,313
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$207,000	4,969
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$110,000	4,316
Trading account gains and fees	$0	152
Additional Noninterest Income	$97,000	4,687
Total noninterest expense	$1,124,000	5,826
Salaries and employee benefits	$610,000	5,694
Premises and equipment expense	$162,000	5,343
Additional noninterest expense	$352,000	5,937
Pre-tax net operating income	$554,000	3,462
Securities gains (losses)	$0	3,184
Applicable income taxes	$182,000	2,225
Income before extraordinary items	$372,000	3,911
Extraordinary gains, net	$0	19
Net income	$372,000	3,909
Minority interest net income	$0	105
Net income of bank and minority interests.	$372,000	3,910
Net charge-offs	$-10,000	7,481
Cash dividends	$211,000	2,260
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$372,000	3,801
2010-03-31 (YTD Data)		Rank
Total interest income	$914,000	5,831
Total interest expense	$154,000	6,565
Net interest income	$760,000	5,449
Provision for loan and lease losses	$40,000	5,088
Total noninterest income	$102,000	5,007
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$53,000	4,593
Total noninterest expense	$564,000	5,886
Salaries and employee benefits	$306,000	5,764
Premises and equipment expense	$80,000	5,439
Additional noninterest expense	$178,000	5,958
Pre-tax net operating income	$258,000	3,640
Securities gains (losses)	$0	2,284
Applicable income taxes	$84,000	2,292
Income before extraordinary items	$174,000	4,128
Extraordinary gains, net	$0	16
Net income	$174,000	4,127
Minority interest net income	$0	91
Net income of bank and minority interests.	$174,000	4,127
Net charge-offs	$-2,000	7,007
Cash dividends	$211,000	1,340
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$174,000	4,029
2009-12-31 (YTD Data)		Rank
Total interest income	$3,849,000	5,805
Total interest expense	$773,000	6,539
Net interest income	$3,076,000	5,320
Provision for loan and lease losses	$210,000	5,722
Total noninterest income	$869,000	3,599
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$234,000	4,355
Trading account gains and fees	$0	211
Additional Noninterest Income	$635,000	2,813
Total noninterest expense	$2,274,000	5,920
Salaries and employee benefits	$1,229,000	5,784
Premises and equipment expense	$299,000	5,653
Additional noninterest expense	$746,000	5,983
Pre-tax net operating income	$1,461,000	2,389
Securities gains (losses)	$0	3,754
Applicable income taxes	$504,000	1,554
Income before extraordinary items	$957,000	2,843
Extraordinary gains, net	$0	34
Net income	$957,000	2,841
Minority interest net income	$0	115
Net income of bank and minority interests.	$957,000	2,843
Net charge-offs	$186,000	5,097
Cash dividends	$2,371,000	768
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$957,000	2,783
2009-09-30 (YTD Data)		Rank
Total interest income	$2,916,000	5,848
Total interest expense	$605,000	6,583
Net interest income	$2,311,000	5,340
Provision for loan and lease losses	$140,000	5,570
Total noninterest income	$698,000	3,535
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$177,000	4,354
Trading account gains and fees	$0	212
Additional Noninterest Income	$521,000	2,739
Total noninterest expense	$1,686,000	5,968
Salaries and employee benefits	$889,000	5,894
Premises and equipment expense	$248,000	5,486
Additional noninterest expense	$549,000	6,037
Pre-tax net operating income	$1,183,000	2,464
Securities gains (losses)	$0	3,497
Applicable income taxes	$414,000	1,596
Income before extraordinary items	$769,000	2,934
Extraordinary gains, net	$0	27
Net income	$769,000	2,932
Minority interest net income	$0	118
Net income of bank and minority interests.	$769,000	2,935
Net charge-offs	$158,000	4,547
Cash dividends	$1,036,000	1,206
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$769,000	2,870
2009-06-30 (YTD Data)		Rank
Total interest income	$1,975,000	5,860
Total interest expense	$419,000	6,622
Net interest income	$1,556,000	5,312
Provision for loan and lease losses	$80,000	5,568
Total noninterest income	$514,000	3,361
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$110,000	4,466
Trading account gains and fees	$0	193
Additional Noninterest Income	$404,000	2,541
Total noninterest expense	$1,117,000	6,030
Salaries and employee benefits	$588,000	5,972
Premises and equipment expense	$168,000	5,505
Additional noninterest expense	$361,000	6,083
Pre-tax net operating income	$873,000	2,354
Securities gains (losses)	$0	3,136
Applicable income taxes	$312,000	1,489
Income before extraordinary items	$561,000	2,886
Extraordinary gains, net	$0	21
Net income	$561,000	2,885
Minority interest net income	$0	112
Net income of bank and minority interests.	$561,000	2,886
Net charge-offs	$22,000	5,547
Cash dividends	$1,036,000	859
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$561,000	2,777
2009-03-31 (YTD Data)		Rank
Total interest income	$992,000	5,889
Total interest expense	$220,000	6,641
Net interest income	$772,000	5,324
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$240,000	3,468
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$50,000	4,615
Trading account gains and fees	$0	171
Additional Noninterest Income	$190,000	2,591
Total noninterest expense	$550,000	6,022
Salaries and employee benefits	$295,000	6,015
Premises and equipment expense	$85,000	5,522
Additional noninterest expense	$170,000	6,008
Pre-tax net operating income	$447,000	2,579
Securities gains (losses)	$0	2,434
Applicable income taxes	$160,000	1,686
Income before extraordinary items	$287,000	3,208
Extraordinary gains, net	$0	15
Net income	$287,000	3,208
Minority interest net income	$0	102
Net income of bank and minority interests.	$287,000	3,208
Net charge-offs	$21,000	4,278
Cash dividends	$888,000	519
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$287,000	3,058
2008-12-31 (YTD Data)		Rank
Total interest income	$4,534,000	5,720
Total interest expense	$1,299,000	6,269
Net interest income	$3,235,000	5,202
Provision for loan and lease losses	$500,000	3,796
Total noninterest income	$467,000	4,984
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$243,000	4,412
Trading account gains and fees	$0	154
Additional Noninterest Income	$224,000	4,660
Total noninterest expense	$2,206,000	5,974
Salaries and employee benefits	$1,183,000	6,031
Premises and equipment expense	$323,000	5,617
Additional noninterest expense	$700,000	5,811
Pre-tax net operating income	$996,000	3,763
Securities gains (losses)	$0	3,220
Applicable income taxes	$369,000	2,167
Income before extraordinary items	$627,000	4,105
Extraordinary gains, net	$0	39
Net income	$627,000	4,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$378,000	3,200
Cash dividends	$412,000	3,636
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$627,000	4,255
2008-09-30 (YTD Data)		Rank
Total interest income	$3,483,000	5,731
Total interest expense	$1,046,000	6,233
Net interest income	$2,437,000	5,224
Provision for loan and lease losses	$205,000	4,170
Total noninterest income	$358,000	5,040
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$187,000	4,382
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	4,732
Total noninterest expense	$1,519,000	6,195
Salaries and employee benefits	$855,000	6,119
Premises and equipment expense	$241,000	5,652
Additional noninterest expense	$423,000	6,339
Pre-tax net operating income	$1,071,000	3,551
Securities gains (losses)	$0	3,106
Applicable income taxes	$384,000	2,210
Income before extraordinary items	$687,000	3,852
Extraordinary gains, net	$0	31
Net income	$687,000	3,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	3,186
Cash dividends	$412,000	2,984
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$687,000	3,999
2008-06-30 (YTD Data)		Rank
Total interest income	$2,376,000	5,742
Total interest expense	$763,000	6,190
Net interest income	$1,613,000	5,259
Provision for loan and lease losses	$160,000	3,502
Total noninterest income	$235,000	5,120
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$115,000	4,568
Trading account gains and fees	$0	149
Additional Noninterest Income	$120,000	4,732
Total noninterest expense	$1,024,000	6,213
Salaries and employee benefits	$584,000	6,130
Premises and equipment expense	$157,000	5,743
Additional noninterest expense	$283,000	6,329
Pre-tax net operating income	$664,000	3,797
Securities gains (losses)	$0	3,233
Applicable income taxes	$240,000	2,478
Income before extraordinary items	$424,000	4,356
Extraordinary gains, net	$0	21
Net income	$424,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	2,371
Cash dividends	$352,000	2,740
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$424,000	4,298
2008-03-31 (YTD Data)		Rank
Total interest income	$1,234,000	5,736
Total interest expense	$419,000	6,154
Net interest income	$815,000	5,256
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$117,000	5,137
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$54,000	4,649
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,607
Total noninterest expense	$502,000	6,291
Salaries and employee benefits	$296,000	6,126
Premises and equipment expense	$80,000	5,724
Additional noninterest expense	$126,000	6,613
Pre-tax net operating income	$420,000	3,433
Securities gains (losses)	$0	2,688
Applicable income taxes	$149,000	2,332
Income before extraordinary items	$271,000	4,030
Extraordinary gains, net	$0	15
Net income	$271,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$235,000	2,157
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$271,000	3,942
2007-12-31 (YTD Data)		Rank
Total interest income	$5,344,000	5,536
Total interest expense	$1,627,000	6,260
Net interest income	$3,717,000	4,839
Provision for loan and lease losses	$65,000	5,403
Total noninterest income	$467,000	5,163
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$256,000	4,411
Trading account gains and fees	$0	178
Additional Noninterest Income	$211,000	4,955
Total noninterest expense	$2,156,000	6,014
Salaries and employee benefits	$1,212,000	5,959
Premises and equipment expense	$295,000	5,813
Additional noninterest expense	$649,000	5,939
Pre-tax net operating income	$1,963,000	3,355
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$703,000	2,299
Income before extraordinary items	$1,268,000	3,818
Extraordinary gains, net	$0	39
Net income	$1,268,000	3,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,952
Cash dividends	$203,000	4,867
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,262,880	3,816
2007-09-30 (YTD Data)		Rank
Total interest income	$4,035,000	5,541
Total interest expense	$1,210,000	6,315
Net interest income	$2,825,000	4,821
Provision for loan and lease losses	$30,000	5,532
Total noninterest income	$326,000	5,376
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$187,000	4,481
Trading account gains and fees	$0	184
Additional Noninterest Income	$139,000	5,234
Total noninterest expense	$1,534,000	6,154
Salaries and employee benefits	$835,000	6,187
Premises and equipment expense	$233,000	5,691
Additional noninterest expense	$466,000	6,006
Pre-tax net operating income	$1,587,000	3,347
Securities gains (losses)	$3,000	1,317
Applicable income taxes	$566,000	2,374
Income before extraordinary items	$1,024,000	3,837
Extraordinary gains, net	$0	33
Net income	$1,024,000	3,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,886
Cash dividends	$203,000	4,079
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,022,080	3,829
2007-06-30 (YTD Data)		Rank
Total interest income	$2,695,000	5,568
Total interest expense	$797,000	6,366
Net interest income	$1,898,000	4,826
Provision for loan and lease losses	$15,000	5,502
Total noninterest income	$211,000	5,463
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$119,000	4,598
Trading account gains and fees	$0	168
Additional Noninterest Income	$92,000	5,270
Total noninterest expense	$1,036,000	6,142
Salaries and employee benefits	$561,000	6,215
Premises and equipment expense	$162,000	5,630
Additional noninterest expense	$313,000	6,002
Pre-tax net operating income	$1,058,000	3,404
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$378,000	2,443
Income before extraordinary items	$682,000	3,880
Extraordinary gains, net	$0	29
Net income	$682,000	3,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,846
Cash dividends	$203,000	3,596
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$680,720	3,879
2007-03-31 (YTD Data)		Rank
Total interest income	$1,370,000	5,528
Total interest expense	$396,000	6,396
Net interest income	$974,000	4,749
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$103,000	5,473
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$55,000	4,695
Trading account gains and fees	$0	195
Additional Noninterest Income	$48,000	5,190
Total noninterest expense	$502,000	6,276
Salaries and employee benefits	$281,000	6,246
Premises and equipment expense	$84,000	5,553
Additional noninterest expense	$137,000	6,368
Pre-tax net operating income	$569,000	3,246
Securities gains (losses)	$0	1,187
Applicable income taxes	$200,000	2,397
Income before extraordinary items	$369,000	3,688
Extraordinary gains, net	$0	22
Net income	$369,000	3,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,927
Cash dividends	$203,000	2,388
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$369,000	3,667
2006-12-31 (YTD Data)		Rank
Total interest income	$4,917,000	5,599
Total interest expense	$1,285,000	6,448
Net interest income	$3,632,000	4,935
Provision for loan and lease losses	$35,000	5,927
Total noninterest income	$493,000	5,169
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$256,000	4,437
Trading account gains and fees	$0	130
Additional Noninterest Income	$237,000	4,773
Total noninterest expense	$2,030,000	6,127
Salaries and employee benefits	$1,106,000	6,139
Premises and equipment expense	$310,000	5,659
Additional noninterest expense	$614,000	6,007
Pre-tax net operating income	$2,060,000	3,573
Securities gains (losses)	$2,000	1,439
Applicable income taxes	$731,000	2,608
Income before extraordinary items	$1,331,000	4,040
Extraordinary gains, net	$0	51
Net income	$1,331,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,299
Cash dividends	$203,000	4,910
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,329,700	4,020
2006-09-30 (YTD Data)		Rank
Total interest income	$3,637,000	5,644
Total interest expense	$897,000	6,565
Net interest income	$2,740,000	4,966
Provision for loan and lease losses	$27,000	5,738
Total noninterest income	$376,000	5,151
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$196,000	4,431
Trading account gains and fees	$0	126
Additional Noninterest Income	$180,000	4,755
Total noninterest expense	$1,429,000	6,298
Salaries and employee benefits	$759,000	6,378
Premises and equipment expense	$247,000	5,515
Additional noninterest expense	$423,000	6,241
Pre-tax net operating income	$1,660,000	3,545
Securities gains (losses)	$0	1,388
Applicable income taxes	$586,000	2,632
Income before extraordinary items	$1,074,000	3,995
Extraordinary gains, net	$0	45
Net income	$1,074,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$203,000	4,127
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,074,000	3,987
2006-06-30 (YTD Data)		Rank
Total interest income	$2,344,000	5,713
Total interest expense	$538,000	6,703
Net interest income	$1,806,000	5,021
Provision for loan and lease losses	$15,000	5,732
Total noninterest income	$250,000	5,151
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$122,000	4,569
Trading account gains and fees	$0	126
Additional Noninterest Income	$128,000	4,615
Total noninterest expense	$968,000	6,263
Salaries and employee benefits	$514,000	6,359
Premises and equipment expense	$166,000	5,500
Additional noninterest expense	$288,000	6,191
Pre-tax net operating income	$1,073,000	3,632
Securities gains (losses)	$0	1,185
Applicable income taxes	$379,000	2,702
Income before extraordinary items	$694,000	4,095
Extraordinary gains, net	$0	39
Net income	$694,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,181
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$694,000	4,080
2006-03-31 (YTD Data)		Rank
Total interest income	$1,177,000	5,656
Total interest expense	$245,000	6,821
Net interest income	$932,000	4,911
Provision for loan and lease losses	$8,000	5,456
Total noninterest income	$126,000	5,087
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$54,000	4,773
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,366
Total noninterest expense	$477,000	6,318
Salaries and employee benefits	$264,000	6,301
Premises and equipment expense	$86,000	5,415
Additional noninterest expense	$127,000	6,501
Pre-tax net operating income	$573,000	3,422
Securities gains (losses)	$0	955
Applicable income taxes	$201,000	2,601
Income before extraordinary items	$372,000	3,868
Extraordinary gains, net	$0	21
Net income	$372,000	3,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$372,000	3,848
2005-12-31 (YTD Data)		Rank
Total interest income	$4,072,000	5,773
Total interest expense	$815,000	6,739
Net interest income	$3,257,000	5,236
Provision for loan and lease losses	$40,000	5,969
Total noninterest income	$599,000	4,788
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$265,000	4,451
Trading account gains and fees	$0	138
Additional Noninterest Income	$334,000	4,110
Total noninterest expense	$2,004,000	6,114
Salaries and employee benefits	$1,138,000	5,951
Premises and equipment expense	$331,000	5,461
Additional noninterest expense	$535,000	6,381
Pre-tax net operating income	$1,812,000	3,938
Securities gains (losses)	$0	2,296
Applicable income taxes	$655,000	2,933
Income before extraordinary items	$1,157,000	4,437
Extraordinary gains, net	$0	46
Net income	$1,157,000	4,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,615
Cash dividends	$315,000	4,311
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,157,000	4,397
2005-09-30 (YTD Data)		Rank
Total interest income	$2,945,000	5,857
Total interest expense	$582,000	6,781
Net interest income	$2,363,000	5,358
Provision for loan and lease losses	$28,000	5,891
Total noninterest income	$440,000	4,871
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$202,000	4,436
Trading account gains and fees	$0	126
Additional Noninterest Income	$238,000	4,221
Total noninterest expense	$1,415,000	6,265
Salaries and employee benefits	$789,000	6,171
Premises and equipment expense	$255,000	5,370
Additional noninterest expense	$371,000	6,581
Pre-tax net operating income	$1,360,000	4,004
Securities gains (losses)	$0	2,317
Applicable income taxes	$493,000	2,973
Income before extraordinary items	$867,000	4,549
Extraordinary gains, net	$0	35
Net income	$867,000	4,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,611
Cash dividends	$115,000	4,593
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$867,000	4,509
2005-06-30 (YTD Data)		Rank
Total interest income	$1,882,000	5,920
Total interest expense	$365,000	6,813
Net interest income	$1,517,000	5,470
Provision for loan and lease losses	$10,000	6,110
Total noninterest income	$280,000	4,960
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$123,000	4,605
Trading account gains and fees	$0	116
Additional Noninterest Income	$157,000	4,215
Total noninterest expense	$930,000	6,304
Salaries and employee benefits	$526,000	6,186
Premises and equipment expense	$172,000	5,325
Additional noninterest expense	$232,000	6,756
Pre-tax net operating income	$857,000	4,124
Securities gains (losses)	$0	2,146
Applicable income taxes	$312,000	3,035
Income before extraordinary items	$545,000	4,673
Extraordinary gains, net	$0	30
Net income	$545,000	4,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,194
Cash dividends	$115,000	4,144
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$545,000	4,620
2005-03-31 (YTD Data)		Rank
Total interest income	$921,000	5,972
Total interest expense	$170,000	6,918
Net interest income	$751,000	5,527
Provision for loan and lease losses	$5,000	5,826
Total noninterest income	$145,000	4,794
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$56,000	4,748
Trading account gains and fees	$0	115
Additional Noninterest Income	$89,000	3,978
Total noninterest expense	$474,000	6,291
Salaries and employee benefits	$272,000	6,117
Premises and equipment expense	$87,000	5,339
Additional noninterest expense	$115,000	6,784
Pre-tax net operating income	$417,000	4,151
Securities gains (losses)	$0	1,685
Applicable income taxes	$152,000	3,074
Income before extraordinary items	$265,000	4,708
Extraordinary gains, net	$0	24
Net income	$265,000	4,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$115,000	2,810
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$265,000	4,668
2004-12-31 (YTD Data)		Rank
Total interest income	$3,561,000	5,914
Total interest expense	$659,000	6,730
Net interest income	$2,902,000	5,509
Provision for loan and lease losses	$58,000	5,810
Total noninterest income	$758,000	4,197
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$280,000	4,471
Trading account gains and fees	$0	138
Additional Noninterest Income	$478,000	3,394
Total noninterest expense	$1,928,000	6,121
Salaries and employee benefits	$1,076,000	6,053
Premises and equipment expense	$347,000	5,246
Additional noninterest expense	$505,000	6,503
Pre-tax net operating income	$1,674,000	3,972
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$613,000	2,995
Income before extraordinary items	$1,062,000	4,535
Extraordinary gains, net	$0	34
Net income	$1,062,000	4,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,061,360	4,460
2004-09-30 (YTD Data)		Rank
Total interest income	$2,664,000	5,922
Total interest expense	$494,000	6,733
Net interest income	$2,170,000	5,514
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$616,000	4,009
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$216,000	4,439
Trading account gains and fees	$0	134
Additional Noninterest Income	$400,000	3,184
Total noninterest expense	$1,341,000	6,347
Salaries and employee benefits	$753,000	6,233
Premises and equipment expense	$240,000	5,479
Additional noninterest expense	$348,000	6,738
Pre-tax net operating income	$1,395,000	3,758
Securities gains (losses)	$0	3,710
Applicable income taxes	$501,000	2,900
Income before extraordinary items	$894,000	4,290
Extraordinary gains, net	$0	26
Net income	$894,000	4,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$300,000	3,420
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$894,000	4,216
2004-06-30 (YTD Data)		Rank
Total interest income	$1,767,000	5,937
Total interest expense	$326,000	6,780
Net interest income	$1,441,000	5,522
Provision for loan and lease losses	$43,000	4,943
Total noninterest income	$381,000	4,212
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$130,000	4,686
Trading account gains and fees	$0	130
Additional Noninterest Income	$251,000	3,314
Total noninterest expense	$896,000	6,371
Salaries and employee benefits	$503,000	6,275
Premises and equipment expense	$160,000	5,480
Additional noninterest expense	$233,000	6,748
Pre-tax net operating income	$883,000	3,851
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$318,000	2,980
Income before extraordinary items	$566,000	4,396
Extraordinary gains, net	$0	21
Net income	$566,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$102,000	4,157
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$565,360	4,315
2004-03-31 (YTD Data)		Rank
Total interest income	$918,000	5,866
Total interest expense	$165,000	6,825
Net interest income	$753,000	5,404
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$126,000	5,200
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$57,000	4,910
Trading account gains and fees	$0	121
Additional Noninterest Income	$69,000	4,468
Total noninterest expense	$458,000	6,343
Salaries and employee benefits	$257,000	6,239
Premises and equipment expense	$84,000	5,376
Additional noninterest expense	$117,000	6,746
Pre-tax net operating income	$396,000	4,109
Securities gains (losses)	$0	2,934
Applicable income taxes	$145,000	3,155
Income before extraordinary items	$251,000	4,743
Extraordinary gains, net	$0	16
Net income	$251,000	4,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$102,000	2,834
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$251,000	4,622
2003-12-31 (YTD Data)		Rank
Total interest income	$3,348,000	6,170
Total interest expense	$809,000	6,684
Net interest income	$2,539,000	5,848
Provision for loan and lease losses	$75,000	5,722
Total noninterest income	$1,011,000	3,708
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$241,000	4,837
Trading account gains and fees	$0	160
Additional Noninterest Income	$770,000	2,806
Total noninterest expense	$1,821,000	6,322
Salaries and employee benefits	$1,019,000	6,197
Premises and equipment expense	$320,000	5,465
Additional noninterest expense	$482,000	6,659
Pre-tax net operating income	$1,654,000	3,862
Securities gains (losses)	$7,000	3,771
Applicable income taxes	$595,000	3,078
Income before extraordinary items	$1,066,000	4,457
Extraordinary gains, net	$0	54
Net income	$1,066,000	4,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,545
Cash dividends	$127,000	5,376
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,061,520	4,303
2003-09-30 (YTD Data)		Rank
Total interest income	$2,476,000	6,283
Total interest expense	$631,000	6,735
Net interest income	$1,845,000	5,982
Provision for loan and lease losses	$37,000	6,206
Total noninterest income	$871,000	3,448
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$176,000	4,927
Trading account gains and fees	$0	153
Additional Noninterest Income	$695,000	2,571
Total noninterest expense	$1,258,000	6,553
Salaries and employee benefits	$700,000	6,466
Premises and equipment expense	$216,000	5,767
Additional noninterest expense	$342,000	6,781
Pre-tax net operating income	$1,421,000	3,632
Securities gains (losses)	$7,000	3,479
Applicable income taxes	$505,000	3,009
Income before extraordinary items	$923,000	4,214
Extraordinary gains, net	$0	40
Net income	$923,000	4,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,378
Cash dividends	$127,000	4,521
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$918,450	4,054
2003-06-30 (YTD Data)		Rank
Total interest income	$1,625,000	6,374
Total interest expense	$443,000	6,719
Net interest income	$1,182,000	6,115
Provision for loan and lease losses	$20,000	6,304
Total noninterest income	$586,000	3,400
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$108,000	5,080
Trading account gains and fees	$0	150
Additional Noninterest Income	$478,000	2,506
Total noninterest expense	$816,000	6,653
Salaries and employee benefits	$460,000	6,533
Premises and equipment expense	$138,000	5,905
Additional noninterest expense	$218,000	6,923
Pre-tax net operating income	$932,000	3,670
Securities gains (losses)	$7,000	3,077
Applicable income taxes	$329,000	3,067
Income before extraordinary items	$610,000	4,247
Extraordinary gains, net	$0	30
Net income	$610,000	4,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$71,000	4,542
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$605,450	4,065
2003-03-31 (YTD Data)		Rank
Total interest income	$797,000	6,473
Total interest expense	$228,000	6,734
Net interest income	$569,000	6,231
Provision for loan and lease losses	$8,000	6,296
Total noninterest income	$269,000	3,486
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$50,000	5,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$219,000	2,564
Total noninterest expense	$395,000	6,758
Salaries and employee benefits	$229,000	6,563
Premises and equipment expense	$66,000	6,019
Additional noninterest expense	$100,000	7,147
Pre-tax net operating income	$435,000	3,842
Securities gains (losses)	$0	2,891
Applicable income taxes	$153,000	3,192
Income before extraordinary items	$282,000	4,407
Extraordinary gains, net	$0	21
Net income	$282,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$71,000	3,216
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$282,000	4,210
2002-12-31 (YTD Data)		Rank
Total interest income	$3,288,000	6,546
Total interest expense	$1,067,000	6,755
Net interest income	$2,221,000	6,288
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$756,000	4,131
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$209,000	5,101
Trading account gains and fees	$0	153
Additional Noninterest Income	$547,000	3,120
Total noninterest expense	$1,684,000	6,487
Salaries and employee benefits	$939,000	6,358
Premises and equipment expense	$287,000	5,714
Additional noninterest expense	$458,000	6,754
Pre-tax net operating income	$1,233,000	4,629
Securities gains (losses)	$0	4,537
Applicable income taxes	$441,000	3,699
Income before extraordinary items	$792,000	5,243
Extraordinary gains, net	$0	70
Net income	$792,000	5,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,332
Cash dividends	$205,000	4,852
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$792,000	5,098
2001-12-31 (YTD Data)		Rank
Total interest income	$3,698,000	6,587
Total interest expense	$1,336,000	7,329
Net interest income	$2,362,000	5,909
Provision for loan and lease losses	$15,000	7,716
Total noninterest income	$277,000	6,608
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$166,000	5,565
Trading account gains and fees	$0	177
Additional Noninterest Income	$111,000	6,181
Total noninterest expense	$1,336,000	7,151
Salaries and employee benefits	$664,000	7,362
Premises and equipment expense	$304,000	5,474
Additional noninterest expense	$368,000	7,368
Pre-tax net operating income	$1,288,000	4,252
Securities gains (losses)	$0	4,612
Applicable income taxes	$453,000	3,490
Income before extraordinary items	$835,000	4,775
Extraordinary gains, net	$0	105
Net income	$835,000	4,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,531
Cash dividends	$194,000	5,070
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$835,000	4,649
2000-12-31 (YTD Data)		Rank
Total interest income	$3,623,000	6,803
Total interest expense	$1,331,000	7,504
Net interest income	$2,292,000	6,126
Provision for loan and lease losses	$53,000	6,459
Total noninterest income	$272,000	6,552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	5,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	5,952
Total noninterest expense	$1,238,000	7,395
Salaries and employee benefits	$619,000	7,595
Premises and equipment expense	$274,000	5,725
Additional noninterest expense	$345,000	7,586
Pre-tax net operating income	$1,273,000	4,559
Securities gains (losses)	$0	1,956
Applicable income taxes	$435,000	3,809
Income before extraordinary items	$838,000	4,917
Extraordinary gains, net	$0	38
Net income	$838,000	4,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$187,000	5,244
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$838,000	4,911
1999-12-31 (YTD Data)		Rank
Total interest income	$3,297,000	7,049
Total interest expense	$1,262,000	7,491
Net interest income	$2,035,000	6,580
Provision for loan and lease losses	$20,000	7,660
Total noninterest income	$246,000	6,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	6,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,470
Total noninterest expense	$1,210,000	7,540
Salaries and employee benefits	$553,000	8,019
Premises and equipment expense	$274,000	5,758
Additional noninterest expense	$383,000	7,422
Pre-tax net operating income	$1,051,000	5,160
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$365,000	4,383
Income before extraordinary items	$689,000	5,504
Extraordinary gains, net	$0	35
Net income	$689,000	5,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$112,000	5,980
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$687,050	5,479
1998-12-31 (YTD Data)		Rank
Total interest income	$3,217,000	7,262
Total interest expense	$1,303,000	7,663
Net interest income	$1,914,000	6,824
Provision for loan and lease losses	$10,000	8,212
Total noninterest income	$212,000	7,437
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	6,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	6,589
Total noninterest expense	$1,077,000	7,889
Salaries and employee benefits	$482,000	8,476
Premises and equipment expense	$239,000	6,124
Additional noninterest expense	$356,000	7,613
Pre-tax net operating income	$1,039,000	5,302
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$366,000	4,657
Income before extraordinary items	$674,000	5,715
Extraordinary gains, net	$0	32
Net income	$674,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$163,000	5,670
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$673,350	5,617
1997-12-31 (YTD Data)		Rank
Total interest income	$3,047,000	7,704
Total interest expense	$1,200,000	8,110
Net interest income	$1,847,000	7,220
Provision for loan and lease losses	$46,000	6,840
Total noninterest income	$197,000	7,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	7,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	6,819
Total noninterest expense	$1,032,000	8,238
Salaries and employee benefits	$471,000	8,813
Premises and equipment expense	$236,000	6,266
Additional noninterest expense	$325,000	8,074
Pre-tax net operating income	$966,000	5,938
Securities gains (losses)	$0	3,944
Applicable income taxes	$316,000	5,575
Income before extraordinary items	$650,000	6,117
Extraordinary gains, net	$0	44
Net income	$650,000	6,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,179
Cash dividends	$105,000	6,404
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$650,000	6,072
1996-12-31 (YTD Data)		Rank
Total interest income	$2,807,000	8,268
Total interest expense	$1,130,000	8,599
Net interest income	$1,677,000	7,840
Provision for loan and lease losses	$26,000	7,618
Total noninterest income	$178,000	8,559
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	7,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	7,219
Total noninterest expense	$1,000,000	8,664
Salaries and employee benefits	$449,000	9,264
Premises and equipment expense	$195,000	7,111
Additional noninterest expense	$356,000	8,303
Pre-tax net operating income	$829,000	6,378
Securities gains (losses)	$0	4,148
Applicable income taxes	$269,000	6,193
Income before extraordinary items	$560,000	6,505
Extraordinary gains, net	$0	53
Net income	$560,000	6,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,815
Cash dividends	$137,000	6,212
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$560,000	6,439
1995-12-31 (YTD Data)		Rank
Total interest income	$2,716,000	8,608
Total interest expense	$1,016,000	9,196
Net interest income	$1,700,000	8,015
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$167,000	9,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	8,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,354
Total noninterest expense	$956,000	9,144
Salaries and employee benefits	$458,000	9,471
Premises and equipment expense	$132,000	8,739
Additional noninterest expense	$366,000	8,529
Pre-tax net operating income	$906,000	6,390
Securities gains (losses)	$0	3,831
Applicable income taxes	$325,000	5,718
Income before extraordinary items	$581,000	6,723
Extraordinary gains, net	$0	65
Net income	$581,000	6,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$527,000	3,204
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$581,000	6,710
1994-12-31 (YTD Data)		Rank
Total interest income	$2,499,000	8,904
Total interest expense	$865,000	9,285
Net interest income	$1,634,000	8,501
Provision for loan and lease losses	$0	9,146
Total noninterest income	$164,000	9,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	8,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,774
Total noninterest expense	$905,000	9,756
Salaries and employee benefits	$437,000	9,946
Premises and equipment expense	$124,000	9,273
Additional noninterest expense	$344,000	9,422
Pre-tax net operating income	$893,000	6,437
Securities gains (losses)	$0	3,600
Applicable income taxes	$318,000	5,654
Income before extraordinary items	$575,000	6,728
Extraordinary gains, net	$0	249
Net income	$575,000	6,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,696
Cash dividends	$155,000	6,003
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$575,000	6,782
1993-12-31 (YTD Data)		Rank
Total interest income	$2,353,000	9,463
Total interest expense	$939,000	9,388
Net interest income	$1,414,000	9,377
Provision for loan and lease losses	$0	10,371
Total noninterest income	$175,000	9,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	9,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	8,002
Total noninterest expense	$940,000	10,016
Salaries and employee benefits	$482,000	9,847
Premises and equipment expense	$116,000	9,911
Additional noninterest expense	$342,000	9,932
Pre-tax net operating income	$649,000	7,629
Securities gains (losses)	$0	7,477
Applicable income taxes	$66,000	10,572
Income before extraordinary items	$583,000	6,911
Extraordinary gains, net	$0	3,149
Net income	$583,000	7,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	11,543
Cash dividends	$288,000	4,543
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$583,000	6,661
1992-12-31 (YTD Data)		Rank
Total interest income	$2,596,000	9,733
Total interest expense	$1,218,000	9,538
Net interest income	$1,378,000	9,710
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$144,000	10,610
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	9,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	8,594
Total noninterest expense	$899,000	10,486
Salaries and employee benefits	$468,000	10,112
Premises and equipment expense	$84,000	11,345
Additional noninterest expense	$347,000	10,227
Pre-tax net operating income	$603,000	7,693
Securities gains (losses)	$0	8,369
Applicable income taxes	$153,000	8,537
Income before extraordinary items	$450,000	7,744
Extraordinary gains, net	$0	1,422
Net income	$450,000	7,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$89,000	6,873
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$450,000	7,384

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.