Home > State National Bank of West Texas > Income and Expense
State National Bank of West Texas, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,602,000 | 1,880 |
| Total interest expense | $8,418,000 | 2,042 |
| Net interest income | $10,184,000 | 1,733 |
| Provision for loan and lease losses | $736,000 | 1,361 |
| Total noninterest income | $2,213,000 | 1,740 |
| Gross Fiduciary activities income | $118,000 | 907 |
| Service charges on deposit accounts | $1,532,000 | 878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 2,741 |
| Total noninterest expense | $10,777,000 | 1,280 |
| Salaries and employee benefits | $4,581,000 | 1,549 |
| Premises and equipment expense | $939,000 | 2,197 |
| Additional noninterest expense | $5,257,000 | 916 |
| Pre-tax net operating income | $884,000 | 5,607 |
| Securities gains (losses) | $40,000 | 767 |
| Applicable income taxes | $595,000 | 3,124 |
| Income before extraordinary items | $329,000 | 7,292 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $329,000 | 7,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 585 |
| Cash dividends | $1,201,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $303,400 | 7,456 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,921,000 | 1,421 |
| Total interest expense | $9,423,000 | 1,590 |
| Net interest income | $13,498,000 | 1,287 |
| Provision for loan and lease losses | $445,000 | 1,939 |
| Total noninterest income | $3,140,000 | 1,308 |
| Gross Fiduciary activities income | $214,000 | 847 |
| Service charges on deposit accounts | $2,545,000 | 535 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $381,000 | 3,537 |
| Total noninterest expense | $11,265,000 | 1,226 |
| Salaries and employee benefits | $5,397,000 | 1,289 |
| Premises and equipment expense | $2,404,000 | 835 |
| Additional noninterest expense | $3,464,000 | 1,333 |
| Pre-tax net operating income | $4,928,000 | 1,526 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,861,000 | 1,311 |
| Income before extraordinary items | $3,067,000 | 1,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,067,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,308 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,067,000 | 1,707 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,516,000 | 1,748 |
| Total interest expense | $8,548,000 | 1,784 |
| Net interest income | $9,968,000 | 1,717 |
| Provision for loan and lease losses | $570,000 | 1,556 |
| Total noninterest income | $2,577,000 | 1,508 |
| Gross Fiduciary activities income | $205,000 | 863 |
| Service charges on deposit accounts | $1,900,000 | 648 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $472,000 | 3,088 |
| Total noninterest expense | $8,247,000 | 1,607 |
| Salaries and employee benefits | $3,980,000 | 1,674 |
| Premises and equipment expense | $1,800,000 | 1,067 |
| Additional noninterest expense | $2,467,000 | 1,727 |
| Pre-tax net operating income | $3,728,000 | 1,951 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,149,000 | 2,068 |
| Income before extraordinary items | $2,579,000 | 2,028 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,579,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,118 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,579,000 | 1,949 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,306,000 | 1,804 |
| Total interest expense | $8,627,000 | 1,799 |
| Net interest income | $9,679,000 | 1,796 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $1,921,000 | 1,830 |
| Gross Fiduciary activities income | $201,000 | 891 |
| Service charges on deposit accounts | $1,485,000 | 862 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $7,822,000 | 1,672 |
| Salaries and employee benefits | $3,693,000 | 1,769 |
| Premises and equipment expense | $1,664,000 | 1,199 |
| Additional noninterest expense | $2,465,000 | 1,718 |
| Pre-tax net operating income | $3,528,000 | 2,133 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,253,000 | 1,996 |
| Income before extraordinary items | $2,275,000 | 2,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,275,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,132 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,275,000 | 2,251 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,556,000 | 2,464 |
| Total interest expense | $6,387,000 | 2,413 |
| Net interest income | $7,169,000 | 2,494 |
| Provision for loan and lease losses | $201,000 | 3,389 |
| Total noninterest income | $1,636,000 | 2,149 |
| Gross Fiduciary activities income | $196,000 | 977 |
| Service charges on deposit accounts | $1,191,000 | 1,109 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $249,000 | 4,546 |
| Total noninterest expense | $5,961,000 | 2,302 |
| Salaries and employee benefits | $2,802,000 | 2,367 |
| Premises and equipment expense | $1,358,000 | 1,491 |
| Additional noninterest expense | $1,801,000 | 2,689 |
| Pre-tax net operating income | $2,643,000 | 2,645 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $915,000 | 2,541 |
| Income before extraordinary items | $1,718,000 | 2,831 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,718,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,998 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,724,500 | 2,780 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 4,031 |
| Total interest expense | $3,668,000 | 3,986 |
| Net interest income | $4,303,000 | 4,062 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $887,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $572,000 | 2,369 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $315,000 | 3,892 |
| Total noninterest expense | $3,463,000 | 3,783 |
| Salaries and employee benefits | $1,498,000 | 4,285 |
| Premises and equipment expense | $875,000 | 2,292 |
| Additional noninterest expense | $1,090,000 | 4,060 |
| Pre-tax net operating income | $1,627,000 | 4,168 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $553,000 | 3,880 |
| Income before extraordinary items | $1,074,000 | 4,334 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,074,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,527 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,074,000 | 4,327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,456 |
| Total interest expense | $2,341,000 | 4,911 |
| Net interest income | $4,269,000 | 4,120 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $809,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $610,000 | 2,232 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $3,542,000 | 3,804 |
| Salaries and employee benefits | $1,473,000 | 4,345 |
| Premises and equipment expense | $736,000 | 2,711 |
| Additional noninterest expense | $1,333,000 | 3,694 |
| Pre-tax net operating income | $1,454,000 | 4,524 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $476,000 | 4,208 |
| Income before extraordinary items | $978,000 | 4,611 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $978,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $625,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $978,000 | 4,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 7,221 |
| Total interest expense | $1,466,000 | 7,319 |
| Net interest income | $2,263,000 | 7,007 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $402,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,923,000 | 6,548 |
| Salaries and employee benefits | $704,000 | 7,973 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $913,000 | 5,309 |
| Pre-tax net operating income | $675,000 | 7,496 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $445,000 | 8,014 |
| Extraordinary gains, net | $145,000 | 1,268 |
| Net income | $590,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $220,000 | 5,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $445,000 | 7,749 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 7,711 |
| Total interest expense | $1,634,000 | 8,093 |
| Net interest income | $2,214,000 | 7,215 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $391,000 | 6,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,434,000 | 8,160 |
| Salaries and employee benefits | $512,000 | 9,666 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $754,000 | 6,393 |
| Pre-tax net operating income | $1,112,000 | 5,216 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $782,000 | 5,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $782,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $345,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $758,200 | 5,249 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.