Home > State National Bank > Net charge- offs to loans
State National Bank, Net charge- offs to loans
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2844% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4054% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6325% | 35 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2490% | 2,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2694% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6114% | 20 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0356% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 7,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6140% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1726% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2226% | 12 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0704% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 7,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1833% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0305% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0714% | 3,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3739% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.1266% | 11 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0685% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1728% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0170% | 5,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1846% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 7,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3165% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 7,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1461% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0147% | 6,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2693% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0907% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2939% | 7,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2717% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1598% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9260% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6281% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0257% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7587% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 6,963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0172% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2584% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2878% | 3,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 6,960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0353% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9542% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 7,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0200% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 2,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1316% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0043% | 7,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 4,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1193% | 7,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7825% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 7,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0442% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1943% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1824% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7718% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 7,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3738% | 8,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9756% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0076% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3743% | 2,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6238% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1341% | 7,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0957% | 8,787 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 8,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 3,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0588% | 1,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0171% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1305% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2615% | 8,958 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2615% | 8,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 3,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0379% | 8,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0309% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3024% | 8,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2984% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2244% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 5,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.4148% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4723% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4193% | 8,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1420% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3629% | 7,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8357% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6039% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 1.2182% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8373% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8373% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8507% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1157% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3767% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 7,194 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |