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State Bank & Trust Company, Net charge- offs to loans

2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2805%527
Percentage Net Loans Charged-off: Total real estate loans0.2646%186
Percentage Net Loans Charged-off:Construction & development0.4484%45
Percentage Net Loans Charged-off: Commercial real estate0.0971%249
Percentage Net Loans Charged-off: Multi-family residential1.9888%8
Percentage Net Loans Charged-off: 1-4 family residential0.3807%131
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.4128%113
Percentage Net Loans Charged-off: Commercial and industrial0.2425%649
Percentage Net Loans Charged-off: Loans to individuals1.1890%666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1890%600
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1340%1,439
Percentage Net Loans Charged-off: Total real estate loans0.0953%749
Percentage Net Loans Charged-off:Construction & development0.0048%379
Percentage Net Loans Charged-off: Commercial real estate0.1607%456
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0690%844
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0748%789
Percentage Net Loans Charged-off: Commercial and industrial0.1929%1,462
Percentage Net Loans Charged-off: Loans to individuals1.5243%473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5243%415
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0680%1,852
Percentage Net Loans Charged-off: Total real estate loans0.0228%1,308
Percentage Net Loans Charged-off:Construction & development-0.0197%4,381
Percentage Net Loans Charged-off: Commercial real estate0.1764%361
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.2214%5,064
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.2399%5,063
Percentage Net Loans Charged-off: Commercial and industrial0.2588%1,045
Percentage Net Loans Charged-off: Loans to individuals1.2776%581
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2776%515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0279%4,657
Percentage Net Loans Charged-off: Total real estate loans-0.0886%5,005
Percentage Net Loans Charged-off:Construction & development-0.0020%4,275
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.3298%5,125
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.3571%5,128
Percentage Net Loans Charged-off: Commercial and industrial0.3700%760
Percentage Net Loans Charged-off: Loans to individuals1.1212%663
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1212%599
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1057%1,102
Percentage Net Loans Charged-off: Total real estate loans0.0463%658
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,575
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1774%306
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.1915%287
Percentage Net Loans Charged-off: Commercial and industrial0.6479%406
Percentage Net Loans Charged-off: Loans to individuals0.8984%840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8984%756
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%1,353
Percentage Net Loans Charged-off: Total real estate loans0.1045%723
Percentage Net Loans Charged-off:Construction & development-0.0157%4,357
Percentage Net Loans Charged-off: Commercial real estate0.0319%832
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.3387%211
Percentage Net Loans Charged-off: Home equity loans-0.0257%3,663
All other 1-4 family - Percent of loans charged-off, net0.3676%196
Percentage Net Loans Charged-off: Commercial and industrial0.3308%1,051
Percentage Net Loans Charged-off: Loans to individuals1.0758%742
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0758%659
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1317%1,223
Percentage Net Loans Charged-off: Total real estate loans0.1146%559
Percentage Net Loans Charged-off:Construction & development-0.0127%4,385
Percentage Net Loans Charged-off: Commercial real estate0.0373%630
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.3654%179
Percentage Net Loans Charged-off: Home equity loans-0.0339%3,736
All other 1-4 family - Percent of loans charged-off, net0.3974%175
Percentage Net Loans Charged-off: Commercial and industrial0.1524%1,219
Percentage Net Loans Charged-off: Loans to individuals0.8158%933
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8158%843
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1587%972
Percentage Net Loans Charged-off: Total real estate loans0.1483%400
Percentage Net Loans Charged-off:Construction & development-0.0215%4,510
Percentage Net Loans Charged-off: Commercial real estate0.0515%439
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.4689%136
Percentage Net Loans Charged-off: Home equity loans-0.0498%3,817
All other 1-4 family - Percent of loans charged-off, net0.5115%121
Percentage Net Loans Charged-off: Commercial and industrial0.1799%991
Percentage Net Loans Charged-off: Loans to individuals0.5818%1,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5818%1,089
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%1,550
Percentage Net Loans Charged-off: Total real estate loans0.0437%744
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1637%394
Percentage Net Loans Charged-off: Home equity loans-0.1029%3,966
All other 1-4 family - Percent of loans charged-off, net0.1850%344
Percentage Net Loans Charged-off: Commercial and industrial0.0270%1,018
Percentage Net Loans Charged-off: Loans to individuals0.5355%1,272
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5355%1,166
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0784%2,325
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,367
Percentage Net Loans Charged-off:Construction & development0.0883%349
Percentage Net Loans Charged-off: Commercial real estate-0.0140%4,853
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.2137%536
Percentage Net Loans Charged-off: Home equity loans0.0930%437
All other 1-4 family - Percent of loans charged-off, net0.2236%518
Percentage Net Loans Charged-off: Commercial and industrial0.0171%2,280
Percentage Net Loans Charged-off: Loans to individuals1.0004%886
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0004%795
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0658%2,179
Percentage Net Loans Charged-off: Total real estate loans0.0406%1,419
Percentage Net Loans Charged-off:Construction & development0.1189%271
Percentage Net Loans Charged-off: Commercial real estate-0.0152%4,902
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1385%767
Percentage Net Loans Charged-off: Home equity loans0.1230%338
All other 1-4 family - Percent of loans charged-off, net0.1398%753
Percentage Net Loans Charged-off: Commercial and industrial0.0868%1,559
Percentage Net Loans Charged-off: Loans to individuals0.9641%856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9641%764
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0750%1,868
Percentage Net Loans Charged-off: Total real estate loans0.0620%1,069
Percentage Net Loans Charged-off:Construction & development0.1796%183
Percentage Net Loans Charged-off: Commercial real estate-0.0240%5,082
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.2085%516
Percentage Net Loans Charged-off: Home equity loans0.1804%249
All other 1-4 family - Percent of loans charged-off, net0.2109%504
Percentage Net Loans Charged-off: Commercial and industrial0.0170%1,625
Percentage Net Loans Charged-off: Loans to individuals0.8109%997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8109%893
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1041%1,333
Percentage Net Loans Charged-off: Total real estate loans0.1012%650
Percentage Net Loans Charged-off:Construction & development0.2880%115
Percentage Net Loans Charged-off: Commercial real estate-0.0143%5,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.3012%351
Percentage Net Loans Charged-off: Home equity loans0.3369%143
All other 1-4 family - Percent of loans charged-off, net0.2982%342
Percentage Net Loans Charged-off: Commercial and industrial-0.0605%4,634
Percentage Net Loans Charged-off: Loans to individuals0.7983%1,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7983%921
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0024%4,723
Percentage Net Loans Charged-off: Total real estate loans-0.0320%5,182
Percentage Net Loans Charged-off:Construction & development-0.9463%5,320
Percentage Net Loans Charged-off: Commercial real estate0.1218%781
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0800%1,558
Percentage Net Loans Charged-off: Home equity loans0.0190%745
All other 1-4 family - Percent of loans charged-off, net0.0851%1,439
Percentage Net Loans Charged-off: Commercial and industrial0.1265%1,793
Percentage Net Loans Charged-off: Loans to individuals0.6791%1,431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6791%1,313
Percentage Net Loans Charged-off: All other loans and lease0.0321%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0800%5,503
Percentage Net Loans Charged-off: Total real estate loans-0.1068%5,567
Percentage Net Loans Charged-off:Construction & development-1.2823%5,402
Percentage Net Loans Charged-off: Commercial real estate0.1008%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%5,015
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0164%5,062
Percentage Net Loans Charged-off: Commercial and industrial0.0072%2,020
Percentage Net Loans Charged-off: Loans to individuals0.5109%1,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5109%1,445
Percentage Net Loans Charged-off: All other loans and lease0.0394%1,196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1578%5,757
Percentage Net Loans Charged-off: Total real estate loans-0.1931%5,778
Percentage Net Loans Charged-off:Construction & development-1.6590%5,454
Percentage Net Loans Charged-off: Commercial real estate0.0258%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0481%5,405
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0522%5,453
Percentage Net Loans Charged-off: Commercial and industrial0.0219%1,600
Percentage Net Loans Charged-off: Loans to individuals0.3520%1,850
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3520%1,708
Percentage Net Loans Charged-off: All other loans and lease0.0604%956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3423%5,953
Percentage Net Loans Charged-off: Total real estate loans-0.3885%5,946
Percentage Net Loans Charged-off:Construction & development-3.1963%5,511
Percentage Net Loans Charged-off: Commercial real estate0.0520%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.1357%5,735
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.1470%5,763
Percentage Net Loans Charged-off: Commercial and industrial-0.0442%4,726
Percentage Net Loans Charged-off: Loans to individuals0.0225%2,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0225%2,308
Percentage Net Loans Charged-off: All other loans and lease0.0548%777
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2105%1,396
Percentage Net Loans Charged-off: Total real estate loans0.2225%843
Percentage Net Loans Charged-off:Construction & development0.6841%310
Percentage Net Loans Charged-off: Commercial real estate0.0301%1,374
Percentage Net Loans Charged-off: Multi-family residential-0.1010%4,824
Percentage Net Loans Charged-off: 1-4 family residential0.4642%431
Percentage Net Loans Charged-off: Home equity loans0.2920%405
All other 1-4 family - Percent of loans charged-off, net0.4788%428
Percentage Net Loans Charged-off: Commercial and industrial0.0652%2,075
Percentage Net Loans Charged-off: Loans to individuals0.5058%1,630
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5058%1,498
Percentage Net Loans Charged-off: All other loans and lease0.0285%1,272
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%2,786
Percentage Net Loans Charged-off: Total real estate loans0.0552%2,006
Percentage Net Loans Charged-off:Construction & development-0.0777%5,062
Percentage Net Loans Charged-off: Commercial real estate-0.0032%5,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2316%888
Percentage Net Loans Charged-off: Home equity loans0.3814%304
All other 1-4 family - Percent of loans charged-off, net0.2188%916
Percentage Net Loans Charged-off: Commercial and industrial0.0248%1,955
Percentage Net Loans Charged-off: Loans to individuals0.3331%1,941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3331%1,815
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%2,738
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,969
Percentage Net Loans Charged-off:Construction & development-0.0649%5,092
Percentage Net Loans Charged-off: Commercial real estate-0.0027%5,150
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1966%1,028
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.2134%948
Percentage Net Loans Charged-off: Commercial and industrial0.0634%1,500
Percentage Net Loans Charged-off: Loans to individuals0.1449%2,475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1449%2,347
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0983%1,740
Percentage Net Loans Charged-off: Total real estate loans0.0751%1,325
Percentage Net Loans Charged-off:Construction & development-0.0158%4,992
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2699%695
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2928%636
Percentage Net Loans Charged-off: Commercial and industrial0.4122%585
Percentage Net Loans Charged-off: Loans to individuals0.1468%2,156
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1468%2,028
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3892%1,098
Percentage Net Loans Charged-off: Total real estate loans0.4251%729
Percentage Net Loans Charged-off:Construction & development2.1401%242
Percentage Net Loans Charged-off: Commercial real estate0.0346%1,911
Percentage Net Loans Charged-off: Multi-family residential-0.0139%4,946
Percentage Net Loans Charged-off: 1-4 family residential0.4887%685
Percentage Net Loans Charged-off: Home equity loans0.0280%1,089
All other 1-4 family - Percent of loans charged-off, net0.5285%620
Percentage Net Loans Charged-off: Commercial and industrial0.0849%2,250
Percentage Net Loans Charged-off: Loans to individuals0.6246%1,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6246%1,408
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3465%1,162
Percentage Net Loans Charged-off: Total real estate loans0.3870%764
Percentage Net Loans Charged-off:Construction & development2.1868%230
Percentage Net Loans Charged-off: Commercial real estate-0.0009%5,366
Percentage Net Loans Charged-off: Multi-family residential0.0367%323
Percentage Net Loans Charged-off: 1-4 family residential0.3656%904
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.3974%810
Percentage Net Loans Charged-off: Commercial and industrial-0.0415%4,995
Percentage Net Loans Charged-off: Loans to individuals0.6097%1,419
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6097%1,303
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%2,202
Percentage Net Loans Charged-off: Total real estate loans0.1681%1,535
Percentage Net Loans Charged-off:Construction & development0.1070%705
Percentage Net Loans Charged-off: Commercial real estate0.0035%1,538
Percentage Net Loans Charged-off: Multi-family residential0.0570%241
Percentage Net Loans Charged-off: 1-4 family residential0.4095%823
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.4454%748
Percentage Net Loans Charged-off: Commercial and industrial-0.0391%4,950
Percentage Net Loans Charged-off: Loans to individuals0.1699%2,546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1699%2,405
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1936%1,574
Percentage Net Loans Charged-off: Total real estate loans0.2016%1,178
Percentage Net Loans Charged-off:Construction & development0.0904%501
Percentage Net Loans Charged-off: Commercial real estate0.0239%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3869%783
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.4210%727
Percentage Net Loans Charged-off: Commercial and industrial-0.0776%5,273
Percentage Net Loans Charged-off: Loans to individuals1.0560%836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0560%756
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2846%2,270
Percentage Net Loans Charged-off: Total real estate loans0.3069%1,724
Percentage Net Loans Charged-off:Construction & development0.1777%1,345
Percentage Net Loans Charged-off: Commercial real estate0.2471%1,550
Percentage Net Loans Charged-off: Multi-family residential0.1128%497
Percentage Net Loans Charged-off: 1-4 family residential0.5965%940
Percentage Net Loans Charged-off: Home equity loans0.1782%1,089
All other 1-4 family - Percent of loans charged-off, net0.6355%871
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.5651%1,900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5651%1,778
Percentage Net Loans Charged-off: All other loans and lease0.1283%1,052
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2609%2,250
Percentage Net Loans Charged-off: Total real estate loans0.2779%1,769
Percentage Net Loans Charged-off:Construction & development0.1372%1,267
Percentage Net Loans Charged-off: Commercial real estate0.2395%1,411
Percentage Net Loans Charged-off: Multi-family residential0.1543%395
Percentage Net Loans Charged-off: 1-4 family residential0.5199%1,031
Percentage Net Loans Charged-off: Home equity loans0.3292%797
All other 1-4 family - Percent of loans charged-off, net0.5379%967
Percentage Net Loans Charged-off: Commercial and industrial0.0138%2,666
Percentage Net Loans Charged-off: Loans to individuals0.5286%1,804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5287%1,679
Percentage Net Loans Charged-off: All other loans and lease0.1657%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3357%1,845
Percentage Net Loans Charged-off: Total real estate loans0.3628%1,442
Percentage Net Loans Charged-off:Construction & development0.2150%1,055
Percentage Net Loans Charged-off: Commercial real estate0.3104%1,137
Percentage Net Loans Charged-off: Multi-family residential0.2344%304
Percentage Net Loans Charged-off: 1-4 family residential0.6580%848
Percentage Net Loans Charged-off: Home equity loans0.4941%608
All other 1-4 family - Percent of loans charged-off, net0.6735%798
Percentage Net Loans Charged-off: Commercial and industrial0.0494%2,175
Percentage Net Loans Charged-off: Loans to individuals0.3076%2,286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3076%2,132
Percentage Net Loans Charged-off: All other loans and lease0.2623%711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4309%1,375
Percentage Net Loans Charged-off: Total real estate loans0.4370%1,150
Percentage Net Loans Charged-off:Construction & development0.0049%913
Percentage Net Loans Charged-off: Commercial real estate0.5533%664
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6689%789
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.7324%702
Percentage Net Loans Charged-off: Commercial and industrial0.4979%933
Percentage Net Loans Charged-off: Loans to individuals0.6136%1,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6136%1,304
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3743%2,761
Percentage Net Loans Charged-off: Total real estate loans0.3672%2,417
Percentage Net Loans Charged-off:Construction & development0.5869%1,733
Percentage Net Loans Charged-off: Commercial real estate0.4307%1,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3374%2,329
Percentage Net Loans Charged-off: Home equity loans0.0531%1,670
All other 1-4 family - Percent of loans charged-off, net0.3651%2,132
Percentage Net Loans Charged-off: Commercial and industrial0.5681%1,970
Percentage Net Loans Charged-off: Loans to individuals0.6039%2,080
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6039%1,934
Percentage Net Loans Charged-off: All other loans and lease0.0918%1,269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4239%2,397
Percentage Net Loans Charged-off: Total real estate loans0.4145%2,145
Percentage Net Loans Charged-off:Construction & development0.7004%1,532
Percentage Net Loans Charged-off: Commercial real estate0.5057%1,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3380%2,216
Percentage Net Loans Charged-off: Home equity loans0.0794%1,444
All other 1-4 family - Percent of loans charged-off, net0.3633%2,022
Percentage Net Loans Charged-off: Commercial and industrial0.7162%1,567
Percentage Net Loans Charged-off: Loans to individuals0.5254%2,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5254%1,943
Percentage Net Loans Charged-off: All other loans and lease0.1192%1,076
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4044%2,409
Percentage Net Loans Charged-off: Total real estate loans0.4039%2,127
Percentage Net Loans Charged-off:Construction & development0.8260%1,354
Percentage Net Loans Charged-off: Commercial real estate0.4542%1,319
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3267%2,140
Percentage Net Loans Charged-off: Home equity loans-0.0132%4,988
All other 1-4 family - Percent of loans charged-off, net0.3600%1,938
Percentage Net Loans Charged-off: Commercial and industrial0.7594%1,439
Percentage Net Loans Charged-off: Loans to individuals0.2034%2,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2034%2,774
Percentage Net Loans Charged-off: All other loans and lease-0.0212%5,923
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4261%2,032
Percentage Net Loans Charged-off: Total real estate loans0.4925%1,616
Percentage Net Loans Charged-off:Construction & development0.4168%1,173
Percentage Net Loans Charged-off: Commercial real estate0.8029%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3500%1,754
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.3847%1,579
Percentage Net Loans Charged-off: Commercial and industrial-0.0745%5,850
Percentage Net Loans Charged-off: Loans to individuals0.1026%2,794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1026%2,623
Percentage Net Loans Charged-off: All other loans and lease-0.0506%6,052
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5914%2,679
Percentage Net Loans Charged-off: Total real estate loans0.5340%2,543
Percentage Net Loans Charged-off:Construction & development2.1748%1,639
Percentage Net Loans Charged-off: Commercial real estate0.1914%2,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3969%2,550
Percentage Net Loans Charged-off: Home equity loans0.8933%899
All other 1-4 family - Percent of loans charged-off, net0.3447%2,643
Percentage Net Loans Charged-off: Commercial and industrial1.5875%1,458
Percentage Net Loans Charged-off: Loans to individuals0.6732%2,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6348%2,121
Percentage Net Loans Charged-off: All other loans and lease0.1217%1,279
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6583%2,278
Percentage Net Loans Charged-off: Total real estate loans0.6081%2,139
Percentage Net Loans Charged-off:Construction & development2.4522%1,390
Percentage Net Loans Charged-off: Commercial real estate0.2507%2,206
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4223%2,241
Percentage Net Loans Charged-off: Home equity loans0.6042%1,001
All other 1-4 family - Percent of loans charged-off, net0.4030%2,186
Percentage Net Loans Charged-off: Commercial and industrial1.8099%1,175
Percentage Net Loans Charged-off: Loans to individuals0.4232%2,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3933%2,622
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7158%2,082
Percentage Net Loans Charged-off: Total real estate loans0.7989%1,677
Percentage Net Loans Charged-off:Construction & development3.0499%1,124
Percentage Net Loans Charged-off: Commercial real estate0.3581%1,724
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5694%1,793
Percentage Net Loans Charged-off: Home equity loans0.9119%748
All other 1-4 family - Percent of loans charged-off, net0.5334%1,764
Percentage Net Loans Charged-off: Commercial and industrial0.3471%2,415
Percentage Net Loans Charged-off: Loans to individuals0.2110%3,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1915%3,142
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9506%1,407
Percentage Net Loans Charged-off: Total real estate loans1.0913%1,120
Percentage Net Loans Charged-off:Construction & development3.9533%728
Percentage Net Loans Charged-off: Commercial real estate0.5844%1,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6717%1,282
Percentage Net Loans Charged-off: Home equity loans-0.0249%5,258
All other 1-4 family - Percent of loans charged-off, net0.7449%1,147
Percentage Net Loans Charged-off: Commercial and industrial0.0261%2,322
Percentage Net Loans Charged-off: Loans to individuals0.3464%2,466
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3016%2,259
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8964%2,397
Percentage Net Loans Charged-off: Total real estate loans0.9149%2,042
Percentage Net Loans Charged-off:Construction & development3.2044%1,687
Percentage Net Loans Charged-off: Commercial real estate0.3324%2,431
Percentage Net Loans Charged-off: Multi-family residential0.1242%1,016
Percentage Net Loans Charged-off: 1-4 family residential0.5403%2,174
Percentage Net Loans Charged-off: Home equity loans0.2334%1,573
All other 1-4 family - Percent of loans charged-off, net0.5724%2,056
Percentage Net Loans Charged-off: Commercial and industrial0.8382%2,759
Percentage Net Loans Charged-off: Loans to individuals0.9020%2,324
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5783%1,029
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5690%3,048
Percentage Net Loans Charged-off: Total real estate loans0.5240%2,639
Percentage Net Loans Charged-off:Construction & development1.2534%2,155
Percentage Net Loans Charged-off: Commercial real estate0.2885%2,188
Percentage Net Loans Charged-off: Multi-family residential0.0559%855
Percentage Net Loans Charged-off: 1-4 family residential0.3087%2,689
Percentage Net Loans Charged-off: Home equity loans-0.0326%5,545
All other 1-4 family - Percent of loans charged-off, net0.3446%2,475
Percentage Net Loans Charged-off: Commercial and industrial0.8800%2,368
Percentage Net Loans Charged-off: Loans to individuals0.7924%2,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7809%834
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5792%2,800
Percentage Net Loans Charged-off: Total real estate loans0.5326%2,392
Percentage Net Loans Charged-off:Construction & development1.5380%1,779
Percentage Net Loans Charged-off: Commercial real estate0.2701%1,873
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2949%2,428
Percentage Net Loans Charged-off: Home equity loans-0.0496%5,567
All other 1-4 family - Percent of loans charged-off, net0.3303%2,213
Percentage Net Loans Charged-off: Commercial and industrial0.7799%2,247
Percentage Net Loans Charged-off: Loans to individuals0.5397%2,835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4654%538
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5804%2,356
Percentage Net Loans Charged-off: Total real estate loans0.4447%2,165
Percentage Net Loans Charged-off:Construction & development1.1184%1,444
Percentage Net Loans Charged-off: Commercial real estate0.1471%1,540
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3097%1,966
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.3408%1,793
Percentage Net Loans Charged-off: Commercial and industrial1.2650%1,400
Percentage Net Loans Charged-off: Loans to individuals0.1975%3,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2073%264
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5789%1,597
Percentage Net Loans Charged-off: Total real estate loans1.7425%1,203
Percentage Net Loans Charged-off:Construction & development6.0906%1,038
Percentage Net Loans Charged-off: Commercial real estate0.2593%2,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.9996%1,306
Percentage Net Loans Charged-off: Home equity loans0.3556%1,402
All other 1-4 family - Percent of loans charged-off, net1.0558%1,188
Percentage Net Loans Charged-off: Commercial and industrial0.0366%5,008
Percentage Net Loans Charged-off: Loans to individuals2.1286%1,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0293%6,708
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7147%1,180
Percentage Net Loans Charged-off: Total real estate loans1.9008%885
Percentage Net Loans Charged-off:Construction & development6.6694%750
Percentage Net Loans Charged-off: Commercial real estate0.3248%1,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.8918%1,177
Percentage Net Loans Charged-off: Home equity loans0.4830%1,058
All other 1-4 family - Percent of loans charged-off, net0.9265%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.1133%4,115
Percentage Net Loans Charged-off: Loans to individuals1.8209%1,408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0403%6,746
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3687%751
Percentage Net Loans Charged-off: Total real estate loans2.6702%520
Percentage Net Loans Charged-off:Construction & development9.3840%467
Percentage Net Loans Charged-off: Commercial real estate0.3864%1,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.1692%851
Percentage Net Loans Charged-off: Home equity loans0.3616%953
All other 1-4 family - Percent of loans charged-off, net1.2359%792
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals1.5360%1,581
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4739%979
Percentage Net Loans Charged-off: Total real estate loans1.6762%686
Percentage Net Loans Charged-off:Construction & development6.2182%463
Percentage Net Loans Charged-off: Commercial real estate0.2702%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2730%1,657
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.2948%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.0672%2,618
Percentage Net Loans Charged-off: Loans to individuals0.4290%3,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4029%838
Percentage Net Loans Charged-off: Total real estate loans1.3196%703
Percentage Net Loans Charged-off:Construction & development1.5316%1,271
Percentage Net Loans Charged-off: Commercial real estate1.6345%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.9241%671
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.9899%597
Percentage Net Loans Charged-off: Commercial and industrial1.5012%1,371
Percentage Net Loans Charged-off: Loans to individuals0.8588%2,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.9205%220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4775%533
Percentage Net Loans Charged-off: Total real estate loans1.4196%426
Percentage Net Loans Charged-off:Construction & development1.2613%955
Percentage Net Loans Charged-off: Commercial real estate2.0934%139
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.8316%563
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.8898%485
Percentage Net Loans Charged-off: Commercial and industrial1.3876%1,037
Percentage Net Loans Charged-off: Loans to individuals0.8793%2,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.7665%174
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4207%448
Percentage Net Loans Charged-off: Total real estate loans1.3217%364
Percentage Net Loans Charged-off:Construction & development0.7979%856
Percentage Net Loans Charged-off: Commercial real estate1.9712%144
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.7498%534
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.8020%460
Percentage Net Loans Charged-off: Commercial and industrial1.5291%768
Percentage Net Loans Charged-off: Loans to individuals0.8225%2,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.1180%148
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0053%537
Percentage Net Loans Charged-off: Total real estate loans0.8705%400
Percentage Net Loans Charged-off:Construction & development0.6521%553
Percentage Net Loans Charged-off: Commercial real estate0.1971%463
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3545%782
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.3780%689
Percentage Net Loans Charged-off: Commercial and industrial0.3627%1,329
Percentage Net Loans Charged-off: Loans to individuals0.2156%3,286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease20.1942%80
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4068%1,389
Percentage Net Loans Charged-off: Total real estate loans0.4331%659
Percentage Net Loans Charged-off:Construction & development0.3459%807
Percentage Net Loans Charged-off: Commercial real estate0.6548%361
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2953%924
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.3100%848
Percentage Net Loans Charged-off: Commercial and industrial0.3225%2,330
Percentage Net Loans Charged-off: Loans to individuals0.4733%3,176
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1153%7,196
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3735%1,072
Percentage Net Loans Charged-off: Total real estate loans0.4112%412
Percentage Net Loans Charged-off:Construction & development0.3679%454
Percentage Net Loans Charged-off: Commercial real estate0.7361%207
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1393%1,173
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1457%1,083
Percentage Net Loans Charged-off: Commercial and industrial0.1353%2,460
Percentage Net Loans Charged-off: Loans to individuals0.4051%3,065
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1415%7,203
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4564%788
Percentage Net Loans Charged-off: Total real estate loans0.5167%287
Percentage Net Loans Charged-off:Construction & development0.7332%211
Percentage Net Loans Charged-off: Commercial real estate0.6266%198
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3372%534
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3516%488
Percentage Net Loans Charged-off: Commercial and industrial0.1485%2,002
Percentage Net Loans Charged-off: Loans to individuals0.3337%3,017
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2756%7,286
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2385%1,232
Percentage Net Loans Charged-off: Total real estate loans0.2800%439
Percentage Net Loans Charged-off:Construction & development0.2909%216
Percentage Net Loans Charged-off: Commercial real estate-0.0245%8,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.8259%198
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.8608%181
Percentage Net Loans Charged-off: Commercial and industrial0.0905%1,557
Percentage Net Loans Charged-off: Loans to individuals0.0995%3,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4468%7,304
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6519%521
Percentage Net Loans Charged-off: Total real estate loans0.5262%257
Percentage Net Loans Charged-off:Construction & development0.6290%198
Percentage Net Loans Charged-off: Commercial real estate0.2475%492
Percentage Net Loans Charged-off: Multi-family residential0.1279%144
Percentage Net Loans Charged-off: 1-4 family residential1.0271%116
Percentage Net Loans Charged-off: Home equity loans0.1610%363
All other 1-4 family - Percent of loans charged-off, net1.0683%112
Percentage Net Loans Charged-off: Commercial and industrial1.3813%738
Percentage Net Loans Charged-off: Loans to individuals0.8194%1,838
Percentage Net Loans Charged-off: Credit card loans-0.2143%1,946
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0874%1,293
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.2107%12
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6722%412
Percentage Net Loans Charged-off: Total real estate loans0.5211%182
Percentage Net Loans Charged-off:Construction & development0.5709%129
Percentage Net Loans Charged-off: Commercial real estate0.2980%347
Percentage Net Loans Charged-off: Multi-family residential0.1763%100
Percentage Net Loans Charged-off: 1-4 family residential0.9623%103
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net1.0091%111
Percentage Net Loans Charged-off: Commercial and industrial1.6548%498
Percentage Net Loans Charged-off: Loans to individuals0.5151%2,467
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1159%1,089
Percentage Net Loans Charged-off:Coml. RE not secured by RE12.1448%7
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8745%300
Percentage Net Loans Charged-off: Total real estate loans0.6177%152
Percentage Net Loans Charged-off:Construction & development0.0740%298
Percentage Net Loans Charged-off: Commercial real estate0.4701%220
Percentage Net Loans Charged-off: Multi-family residential0.2847%65
Percentage Net Loans Charged-off: 1-4 family residential1.3732%68
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net1.4426%67
Percentage Net Loans Charged-off: Commercial and industrial2.4994%344
Percentage Net Loans Charged-off: Loans to individuals0.4708%2,457
Percentage Net Loans Charged-off: Credit card loans1.0690%742
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2454%791
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.6190%4
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1658%1,513
Percentage Net Loans Charged-off: Total real estate loans0.0858%795
Percentage Net Loans Charged-off:Construction & development-0.0279%7,700
Percentage Net Loans Charged-off: Commercial real estate0.0494%390
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.2312%468
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.2438%443
Percentage Net Loans Charged-off: Commercial and industrial0.3947%940
Percentage Net Loans Charged-off: Loans to individuals0.7048%1,732
Percentage Net Loans Charged-off: Credit card loans-2.1759%1,960
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0592%7,072
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2943%1,609
Percentage Net Loans Charged-off: Total real estate loans0.2652%522
Percentage Net Loans Charged-off:Construction & development0.1724%314
Percentage Net Loans Charged-off: Commercial real estate0.1697%613
Percentage Net Loans Charged-off: Multi-family residential1.1515%66
Percentage Net Loans Charged-off: 1-4 family residential0.4408%353
Percentage Net Loans Charged-off: Home equity loans0.5011%144
All other 1-4 family - Percent of loans charged-off, net0.4364%381
Percentage Net Loans Charged-off: Commercial and industrial0.4242%2,077
Percentage Net Loans Charged-off: Loans to individuals0.3726%4,178
Percentage Net Loans Charged-off: Credit card loans3.3471%497
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0500%1,423
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.7923%9
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1878%2,058
Percentage Net Loans Charged-off: Total real estate loans0.1669%749
Percentage Net Loans Charged-off:Construction & development0.2444%218
Percentage Net Loans Charged-off: Commercial real estate0.0514%775
Percentage Net Loans Charged-off: Multi-family residential1.6500%47
Percentage Net Loans Charged-off: 1-4 family residential0.2326%619
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2505%609
Percentage Net Loans Charged-off: Commercial and industrial0.2817%2,047
Percentage Net Loans Charged-off: Loans to individuals0.2257%4,444
Percentage Net Loans Charged-off: Credit card loans1.4796%892
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0638%1,208
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%1,975
Percentage Net Loans Charged-off: Total real estate loans0.1747%694
Percentage Net Loans Charged-off:Construction & development0.3803%145
Percentage Net Loans Charged-off: Commercial real estate0.0795%560
Percentage Net Loans Charged-off: Multi-family residential2.8608%26
Percentage Net Loans Charged-off: 1-4 family residential0.1100%1,046
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1179%987
Percentage Net Loans Charged-off: Commercial and industrial0.2313%1,909
Percentage Net Loans Charged-off: Loans to individuals0.1942%4,210
Percentage Net Loans Charged-off: Credit card loans1.8374%728
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1184%7,305
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1200%2,194
Percentage Net Loans Charged-off: Total real estate loans0.1160%764
Percentage Net Loans Charged-off:Construction & development0.0782%174
Percentage Net Loans Charged-off: Commercial real estate0.1000%352
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1906%639
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.2020%612
Percentage Net Loans Charged-off: Commercial and industrial0.1666%1,488
Percentage Net Loans Charged-off: Loans to individuals0.1169%3,918
Percentage Net Loans Charged-off: Credit card loans3.8035%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3975%7,508
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9071%496
Percentage Net Loans Charged-off: Total real estate loans0.3892%438
Percentage Net Loans Charged-off:Construction & development0.0528%586
Percentage Net Loans Charged-off: Commercial real estate0.3510%542
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.6058%287
Percentage Net Loans Charged-off: Home equity loans0.3352%203
All other 1-4 family - Percent of loans charged-off, net0.6209%292
Percentage Net Loans Charged-off: Commercial and industrial3.0754%425
Percentage Net Loans Charged-off: Loans to individuals1.1235%1,799
Percentage Net Loans Charged-off: Credit card loans6.4881%227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1856%1,147
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.2366%8
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9316%428
Percentage Net Loans Charged-off: Total real estate loans0.3376%454
Percentage Net Loans Charged-off:Construction & development0.0554%470
Percentage Net Loans Charged-off: Commercial real estate0.1350%692
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.7056%226
Percentage Net Loans Charged-off: Home equity loans0.4495%140
All other 1-4 family - Percent of loans charged-off, net0.7196%228
Percentage Net Loans Charged-off: Commercial and industrial3.5101%330
Percentage Net Loans Charged-off: Loans to individuals0.9159%2,077
Percentage Net Loans Charged-off: Credit card loans5.1600%305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2779%895
Percentage Net Loans Charged-off:Coml. RE not secured by RE14.2610%6
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7352%611
Percentage Net Loans Charged-off: Total real estate loans0.3682%419
Percentage Net Loans Charged-off:Construction & development0.0823%342
Percentage Net Loans Charged-off: Commercial real estate0.1437%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.8492%188
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.8953%179
Percentage Net Loans Charged-off: Commercial and industrial2.2717%510
Percentage Net Loans Charged-off: Loans to individuals0.7837%2,351
Percentage Net Loans Charged-off: Credit card loans5.1355%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2702%785
Percentage Net Loans Charged-off:Coml. RE not secured by RE29.0106%4
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1836%2,052
Percentage Net Loans Charged-off: Total real estate loans0.1276%875
Percentage Net Loans Charged-off:Construction & development-0.0097%7,814
Percentage Net Loans Charged-off: Commercial real estate0.0179%518
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3457%436
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3642%413
Percentage Net Loans Charged-off: Commercial and industrial0.3159%1,391
Percentage Net Loans Charged-off: Loans to individuals0.4046%3,212
Percentage Net Loans Charged-off: Credit card loans3.1025%579
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6297%1,126
Percentage Net Loans Charged-off: Total real estate loans0.3298%647
Percentage Net Loans Charged-off:Construction & development0.1262%553
Percentage Net Loans Charged-off: Commercial real estate0.2760%692
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.5511%398
Percentage Net Loans Charged-off: Home equity loans0.6372%135
All other 1-4 family - Percent of loans charged-off, net0.5465%439
Percentage Net Loans Charged-off: Commercial and industrial1.2649%1,418
Percentage Net Loans Charged-off: Loans to individuals1.7389%1,074
Percentage Net Loans Charged-off: Credit card loans7.1776%199
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3789%1,091
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4270%1,519
Percentage Net Loans Charged-off: Total real estate loans0.2578%735
Percentage Net Loans Charged-off:Construction & development0.0886%483
Percentage Net Loans Charged-off: Commercial real estate0.2107%661
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4372%446
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4605%450
Percentage Net Loans Charged-off: Commercial and industrial0.6675%1,885
Percentage Net Loans Charged-off: Loans to individuals1.2624%1,619
Percentage Net Loans Charged-off: Credit card loans3.5447%689
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3823%985
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4142%1,495
Percentage Net Loans Charged-off: Total real estate loans0.2973%601
Percentage Net Loans Charged-off:Construction & development0.1378%364
Percentage Net Loans Charged-off: Commercial real estate0.2517%519
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.4787%401
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.5042%396
Percentage Net Loans Charged-off: Commercial and industrial0.4986%1,957
Percentage Net Loans Charged-off: Loans to individuals1.2130%1,660
Percentage Net Loans Charged-off: Credit card loans5.5046%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1009%1,190
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3739%1,462
Percentage Net Loans Charged-off: Total real estate loans0.2637%572
Percentage Net Loans Charged-off:Construction & development0.0656%268
Percentage Net Loans Charged-off: Commercial real estate0.2104%365
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.4517%374
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.4759%368
Percentage Net Loans Charged-off: Commercial and industrial0.4177%1,539
Percentage Net Loans Charged-off: Loans to individuals1.1339%1,753
Percentage Net Loans Charged-off: Credit card loans7.7982%251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3076%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6144%1,332
Percentage Net Loans Charged-off: Total real estate loans0.4824%440
Percentage Net Loans Charged-off:Construction & development0.3463%398
Percentage Net Loans Charged-off: Commercial real estate0.5804%455
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5214%410
Percentage Net Loans Charged-off: Home equity loans0.4581%172
All other 1-4 family - Percent of loans charged-off, net0.5243%413
Percentage Net Loans Charged-off: Commercial and industrial0.8736%2,082
Percentage Net Loans Charged-off: Loans to individuals1.0929%2,139
Percentage Net Loans Charged-off: Credit card loans5.6873%397
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3200%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6941%1,123
Percentage Net Loans Charged-off: Total real estate loans0.1840%1,064
Percentage Net Loans Charged-off:Construction & development-0.1683%8,295
Percentage Net Loans Charged-off: Commercial real estate0.0764%1,023
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3845%502
Percentage Net Loans Charged-off: Home equity loans2.0721%71
All other 1-4 family - Percent of loans charged-off, net0.2806%683
Percentage Net Loans Charged-off: Commercial and industrial1.4043%1,371
Percentage Net Loans Charged-off: Loans to individuals2.5652%548
Percentage Net Loans Charged-off: Credit card loans2.8909%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5561%961
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3823%337
Percentage Net Loans Charged-off: Total real estate loans1.4344%12
Percentage Net Loans Charged-off:Construction & development0.3458%66
Percentage Net Loans Charged-off: Commercial real estate1.2286%13
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential2.1183%8
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net2.2807%7
Percentage Net Loans Charged-off: Commercial and industrial1.3226%181
Percentage Net Loans Charged-off: Loans to individuals1.2140%333
Percentage Net Loans Charged-off: Credit card loans3.4693%261
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1916%82
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.7331%464
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4455%1,554
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3192%403
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7726%287
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4687%428
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9164%254
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0802%246
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7379%603
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5817%1,113
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA