Home > State Bank of Young America > Net Loans and Leases
State Bank of Young America, Net Loans and Leases
| 2005-03-31 | Rank | |
| Net loans and leases | $83,981,000 | 4,039 |
| Loan loss allowance | $1,144,000 | 3,684 |
| Total loans and leases | $85,125,000 | 4,037 |
| Unearned income | $246,000 | 864 |
| Loans and leases, gross | $85,371,000 | 4,031 |
| All real estate loans | $68,271,000 | 3,715 |
| Real estate loans in domestic offices | $68,271,000 | 3,715 |
| Construction and development loans | $6,710,000 | 3,499 |
| Commercial RE | $33,181,000 | 2,748 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $304,000 | 5,019 |
| 1-4 family residential loans | $18,237,000 | 4,570 |
| Farmland loans | $9,839,000 | 1,085 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,518,000 | 1,285 |
| Commercial and industrial loans | $6,058,000 | 5,087 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,960,000 | 5,036 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $141,000 | 2,093 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,819,000 | 4,964 |
| All other loans & leases | $564,000 | 3,259 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $531,000 | 1,925 |
| Other loans | $33,000 | 4,445 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,144,000 | 3,406 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $83,966,000 | 4,023 |
| Loan loss allowance | $1,146,000 | 3,645 |
| Total loans and leases | $85,112,000 | 4,025 |
| Unearned income | $257,000 | 858 |
| Loans and leases, gross | $85,369,000 | 4,019 |
| All real estate loans | $67,533,000 | 3,708 |
| Real estate loans in domestic offices | $67,533,000 | 3,707 |
| Construction and development loans | $6,350,000 | 3,535 |
| Commercial RE | $33,300,000 | 2,709 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $318,000 | 4,959 |
| 1-4 family residential loans | $17,088,000 | 4,701 |
| Farmland loans | $10,477,000 | 1,008 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,617,000 | 1,323 |
| Commercial and industrial loans | $6,536,000 | 4,864 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,111,000 | 4,992 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $141,000 | 2,112 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,970,000 | 4,906 |
| All other loans & leases | $572,000 | 3,293 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $532,000 | 1,930 |
| Other loans | $40,000 | 4,252 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,029,000 | 3,641 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $90,279,000 | 3,778 |
| Loan loss allowance | $1,151,000 | 3,634 |
| Total loans and leases | $91,430,000 | 3,782 |
| Unearned income | $214,000 | 951 |
| Loans and leases, gross | $91,644,000 | 3,777 |
| All real estate loans | $72,652,000 | 3,479 |
| Real estate loans in domestic offices | $72,652,000 | 3,478 |
| Construction and development loans | $6,540,000 | 3,406 |
| Commercial RE | $38,399,000 | 2,399 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $393,000 | 4,726 |
| 1-4 family residential loans | $17,500,000 | 4,632 |
| Farmland loans | $9,820,000 | 1,068 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,220,000 | 1,272 |
| Commercial and industrial loans | $7,218,000 | 4,621 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,438,000 | 4,809 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $140,000 | 2,127 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,298,000 | 4,723 |
| All other loans & leases | $116,000 | 5,129 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $3,000 | 3,737 |
| Other loans | $113,000 | 3,057 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,089,000 | 3,472 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $84,865,000 | 3,907 |
| Loan loss allowance | $1,151,000 | 3,625 |
| Total loans and leases | $86,016,000 | 3,904 |
| Unearned income | $211,000 | 954 |
| Loans and leases, gross | $86,227,000 | 3,905 |
| All real estate loans | $66,927,000 | 3,623 |
| Real estate loans in domestic offices | $66,927,000 | 3,622 |
| Construction and development loans | $6,069,000 | 3,395 |
| Commercial RE | $33,675,000 | 2,608 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $408,000 | 4,691 |
| 1-4 family residential loans | $16,098,000 | 4,806 |
| Farmland loans | $10,677,000 | 936 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,407,000 | 1,185 |
| Commercial and industrial loans | $6,937,000 | 4,734 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,875,000 | 4,504 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $132,000 | 2,180 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,743,000 | 4,403 |
| All other loans & leases | $81,000 | 5,440 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $3,000 | 3,753 |
| Other loans | $78,000 | 3,516 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,059,000 | 3,502 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $85,229,000 | 3,810 |
| Loan loss allowance | $1,132,000 | 3,622 |
| Total loans and leases | $86,361,000 | 3,809 |
| Unearned income | $211,000 | 956 |
| Loans and leases, gross | $86,572,000 | 3,806 |
| All real estate loans | $68,464,000 | 3,505 |
| Real estate loans in domestic offices | $68,464,000 | 3,504 |
| Construction and development loans | $8,234,000 | 2,816 |
| Commercial RE | $33,260,000 | 2,575 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $361,000 | 4,780 |
| 1-4 family residential loans | $15,884,000 | 4,840 |
| Farmland loans | $10,725,000 | 900 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,788,000 | 1,019 |
| Commercial and industrial loans | $5,111,000 | 5,438 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,120,000 | 4,347 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $121,000 | 2,267 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,999,000 | 4,238 |
| All other loans & leases | $89,000 | 5,331 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $5,000 | 3,772 |
| Other loans | $84,000 | 3,324 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,028,000 | 3,538 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $85,907,000 | 3,780 |
| Loan loss allowance | $1,132,000 | 3,613 |
| Total loans and leases | $87,039,000 | 3,781 |
| Unearned income | $215,000 | 960 |
| Loans and leases, gross | $87,254,000 | 3,778 |
| All real estate loans | $69,194,000 | 3,439 |
| Real estate loans in domestic offices | $69,194,000 | 3,438 |
| Construction and development loans | $8,203,000 | 2,771 |
| Commercial RE | $32,538,000 | 2,576 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $110,000 | 5,656 |
| 1-4 family residential loans | $16,852,000 | 4,672 |
| Farmland loans | $11,491,000 | 795 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,864,000 | 1,083 |
| Commercial and industrial loans | $4,412,000 | 5,742 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,709,000 | 4,098 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $127,000 | 2,267 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,582,000 | 3,970 |
| All other loans & leases | $75,000 | 5,580 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $75,000 | 3,595 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $235,000 | 824 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,132,000 | 3,262 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $87,677,000 | 3,695 |
| Loan loss allowance | $1,149,000 | 3,567 |
| Total loans and leases | $88,826,000 | 3,694 |
| Unearned income | $181,000 | 1,071 |
| Loans and leases, gross | $89,007,000 | 3,694 |
| All real estate loans | $69,254,000 | 3,382 |
| Real estate loans in domestic offices | $69,254,000 | 3,381 |
| Construction and development loans | $7,903,000 | 2,790 |
| Commercial RE | $33,736,000 | 2,435 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $210,000 | 5,255 |
| 1-4 family residential loans | $15,732,000 | 4,861 |
| Farmland loans | $11,673,000 | 768 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,844,000 | 1,160 |
| Commercial and industrial loans | $5,800,000 | 5,123 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,042,000 | 3,990 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $122,000 | 2,329 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,920,000 | 3,861 |
| All other loans & leases | $67,000 | 5,698 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $67,000 | 3,647 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $81,000 | 992 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,149,000 | 3,215 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $82,842,000 | 3,826 |
| Loan loss allowance | $1,076,000 | 3,700 |
| Total loans and leases | $83,918,000 | 3,824 |
| Unearned income | $171,000 | 1,108 |
| Loans and leases, gross | $84,089,000 | 3,826 |
| All real estate loans | $63,486,000 | 3,580 |
| Real estate loans in domestic offices | $63,486,000 | 3,579 |
| Construction and development loans | $5,910,000 | 3,139 |
| Commercial RE | $31,734,000 | 2,493 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $310,000 | 4,837 |
| 1-4 family residential loans | $14,866,000 | 5,021 |
| Farmland loans | $10,666,000 | 853 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,433,000 | 1,039 |
| Commercial and industrial loans | $5,584,000 | 5,249 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,586,000 | 3,762 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $133,000 | 2,196 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,453,000 | 3,625 |
| All other loans & leases | $0 | 7,414 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $297,000 | 778 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,076,000 | 3,343 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $80,732,000 | 3,848 |
| Loan loss allowance | $1,094,000 | 3,591 |
| Total loans and leases | $81,826,000 | 3,848 |
| Unearned income | $178,000 | 1,076 |
| Loans and leases, gross | $82,004,000 | 3,844 |
| All real estate loans | $60,650,000 | 3,643 |
| Real estate loans in domestic offices | $60,650,000 | 3,641 |
| Construction and development loans | $4,291,000 | 3,550 |
| Commercial RE | $31,539,000 | 2,434 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $314,000 | 4,831 |
| 1-4 family residential loans | $14,405,000 | 5,078 |
| Farmland loans | $10,101,000 | 874 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,702,000 | 931 |
| Commercial and industrial loans | $6,396,000 | 4,883 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,194,000 | 3,983 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $123,000 | 2,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,071,000 | 3,830 |
| All other loans & leases | $62,000 | 5,759 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $62,000 | 3,692 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,094,000 | 3,228 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $79,606,000 | 3,888 |
| Loan loss allowance | $1,122,000 | 3,454 |
| Total loans and leases | $80,728,000 | 3,879 |
| Unearned income | $170,000 | 1,101 |
| Loans and leases, gross | $80,898,000 | 3,879 |
| All real estate loans | $60,128,000 | 3,635 |
| Real estate loans in domestic offices | $60,128,000 | 3,634 |
| Construction and development loans | $4,192,000 | 3,569 |
| Commercial RE | $30,596,000 | 2,460 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $332,000 | 4,733 |
| 1-4 family residential loans | $15,408,000 | 4,935 |
| Farmland loans | $9,600,000 | 904 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,097,000 | 1,061 |
| Commercial and industrial loans | $6,004,000 | 5,012 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,625,000 | 3,872 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $135,000 | 2,187 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,490,000 | 3,723 |
| All other loans & leases | $44,000 | 6,105 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $44,000 | 4,279 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,115,000 | 3,145 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $79,170,000 | 3,800 |
| Loan loss allowance | $1,124,000 | 3,285 |
| Total loans and leases | $80,294,000 | 3,791 |
| Unearned income | $134,000 | 1,279 |
| Loans and leases, gross | $80,428,000 | 3,789 |
| All real estate loans | $59,609,000 | 3,499 |
| Real estate loans in domestic offices | $59,609,000 | 3,498 |
| Construction and development loans | $3,479,000 | 3,766 |
| Commercial RE | $31,131,000 | 2,191 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $628,000 | 3,891 |
| 1-4 family residential loans | $15,499,000 | 4,900 |
| Farmland loans | $8,872,000 | 880 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,898,000 | 1,078 |
| Commercial and industrial loans | $5,624,000 | 5,187 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,265,000 | 3,802 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $147,000 | 2,140 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,118,000 | 3,664 |
| All other loans & leases | $32,000 | 6,406 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $32,000 | 4,718 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,118,000 | 2,975 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $78,159,000 | 3,758 |
| Loan loss allowance | $1,111,000 | 3,175 |
| Total loans and leases | $79,270,000 | 3,757 |
| Unearned income | $224,000 | 1,117 |
| Loans and leases, gross | $79,494,000 | 3,751 |
| All real estate loans | $58,747,000 | 3,418 |
| Real estate loans in domestic offices | $58,747,000 | 3,418 |
| Construction and development loans | $1,096,000 | 5,327 |
| Commercial RE | $29,795,000 | 2,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $808,000 | 3,490 |
| 1-4 family residential loans | $19,339,000 | 4,379 |
| Farmland loans | $7,709,000 | 1,014 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,280,000 | 1,002 |
| Commercial and industrial loans | $4,242,000 | 5,868 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,194,000 | 3,575 |
| Credit card loans | $150,000 | 3,533 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,044,000 | 3,461 |
| All other loans & leases | $31,000 | 6,597 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $31,000 | 4,880 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $73,441,000 | 3,821 |
| Loan loss allowance | $1,015,000 | 3,387 |
| Total loans and leases | $74,456,000 | 3,819 |
| Unearned income | $281,000 | 1,164 |
| Loans and leases, gross | $74,737,000 | 3,818 |
| All real estate loans | $56,495,000 | 3,390 |
| Real estate loans in domestic offices | $56,495,000 | 3,390 |
| Construction and development loans | $2,229,000 | 4,068 |
| Commercial RE | $30,023,000 | 1,935 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $849,000 | 3,407 |
| 1-4 family residential loans | $16,911,000 | 4,653 |
| Farmland loans | $6,483,000 | 1,194 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,364,000 | 1,134 |
| Commercial and industrial loans | $2,512,000 | 7,006 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,351,000 | 3,554 |
| Credit card loans | $140,000 | 3,725 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,211,000 | 3,407 |
| All other loans & leases | $15,000 | 7,388 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $15,000 | 5,933 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $72,554,000 | 3,670 |
| Loan loss allowance | $996,000 | 3,372 |
| Total loans and leases | $73,550,000 | 3,673 |
| Unearned income | $208,000 | 1,833 |
| Loans and leases, gross | $73,758,000 | 3,669 |
| All real estate loans | $55,257,000 | 3,256 |
| Real estate loans in domestic offices | $55,257,000 | 3,256 |
| Construction and development loans | $2,853,000 | 3,348 |
| Commercial RE | $28,894,000 | 1,768 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,096,000 | 2,949 |
| 1-4 family residential loans | $16,086,000 | 4,734 |
| Farmland loans | $6,328,000 | 1,098 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,608,000 | 1,140 |
| Commercial and industrial loans | $2,316,000 | 7,142 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,524,000 | 3,516 |
| Credit card loans | $103,000 | 4,214 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,421,000 | 3,343 |
| All other loans & leases | $53,000 | 6,484 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $24,000 | 4,016 |
| Other loans | $29,000 | 5,188 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $63,781,000 | 4,120 |
| Loan loss allowance | $886,000 | 3,744 |
| Total loans and leases | $64,667,000 | 4,116 |
| Unearned income | $245,000 | 1,915 |
| Loans and leases, gross | $64,912,000 | 4,123 |
| All real estate loans | $43,507,000 | 3,938 |
| Real estate loans in domestic offices | $43,507,000 | 3,938 |
| Construction and development loans | $3,310,000 | 3,053 |
| Commercial RE | $17,932,000 | 2,570 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $885,000 | 3,418 |
| 1-4 family residential loans | $16,224,000 | 4,867 |
| Farmland loans | $5,156,000 | 1,337 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,911,000 | 1,090 |
| Commercial and industrial loans | $4,835,000 | 5,313 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,588,000 | 3,664 |
| Credit card loans | $304,000 | 3,094 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,284,000 | 3,557 |
| All other loans & leases | $71,000 | 6,467 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $37,000 | 4,131 |
| Other loans | $29,000 | 5,403 |
| Lease financing receivables | $5,000 | 1,899 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $59,533,000 | 4,405 |
| Loan loss allowance | $827,000 | 4,109 |
| Total loans and leases | $60,360,000 | 4,404 |
| Unearned income | $231,000 | 3,184 |
| Loans and leases, gross | $60,360,000 | 4,414 |
| All real estate loans | $31,120,000 | 5,075 |
| Real estate loans in domestic offices | $31,120,000 | 5,074 |
| Construction and development loans | $2,738,000 | 3,497 |
| Commercial RE | $9,414,000 | 3,959 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $995,000 | 3,362 |
| 1-4 family residential loans | $13,558,000 | 5,519 |
| Farmland loans | $4,415,000 | 1,496 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,894,000 | 1,202 |
| Commercial and industrial loans | $14,267,000 | 2,497 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,199,000 | 3,962 |
| Credit card loans | $274,000 | 3,438 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,925,000 | 3,847 |
| All other loans & leases | $111,000 | 6,165 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $46,000 | 4,287 |
| Other loans | $55,000 | 4,644 |
| Lease financing receivables | $10,000 | 1,897 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $51,160,000 | 4,895 |
| Loan loss allowance | $713,000 | 4,660 |
| Total loans and leases | $51,873,000 | 4,897 |
| Unearned income | $148,000 | 4,132 |
| Loans and leases, gross | $51,873,000 | 4,908 |
| All real estate loans | $23,175,000 | 6,036 |
| Real estate loans in domestic offices | $23,175,000 | 6,035 |
| Construction and development loans | $2,270,000 | 3,753 |
| Commercial RE | $3,238,000 | 6,679 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,745,000 | 2,596 |
| 1-4 family residential loans | $11,799,000 | 5,961 |
| Farmland loans | $4,123,000 | 1,523 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,787,000 | 1,193 |
| Commercial and industrial loans | $14,042,000 | 2,412 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,932,000 | 4,079 |
| Credit card loans | $229,000 | 3,761 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,703,000 | 3,954 |
| All other loans & leases | $85,000 | 6,770 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $57,000 | 4,343 |
| Other loans | $13,000 | 6,957 |
| Lease financing receivables | $15,000 | 1,904 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $57,000 | 2,626 |
| Non 1-4 family restructured loans & leases | $57,000 | 2,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $46,311,000 | 5,202 |
| Loan loss allowance | $660,000 | 5,037 |
| Total loans and leases | $46,971,000 | 5,202 |
| Unearned income | $131,000 | 4,666 |
| Loans and leases, gross | $46,971,000 | 5,209 |
| All real estate loans | $22,911,000 | 6,078 |
| Real estate loans in domestic offices | $22,911,000 | 6,077 |
| Construction and development loans | $1,739,000 | 4,211 |
| Commercial RE | $4,296,000 | 6,044 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,195,000 | 3,287 |
| 1-4 family residential loans | $11,203,000 | 6,235 |
| Farmland loans | $4,478,000 | 1,309 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,708,000 | 1,389 |
| Commercial and industrial loans | $11,020,000 | 2,801 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,434,000 | 4,266 |
| Credit card loans | $81,000 | 5,171 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,353,000 | 4,067 |
| All other loans & leases | $29,000 | 8,329 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $10,000 | 7,563 |
| Lease financing receivables | $19,000 | 1,883 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $58,000 | 3,103 |
| Non 1-4 family restructured loans & leases | $58,000 | 3,103 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $42,024,000 | 5,493 |
| Loan loss allowance | $632,000 | 5,383 |
| Total loans and leases | $42,656,000 | 5,504 |
| Unearned income | $49,000 | 6,495 |
| Loans and leases, gross | $42,656,000 | 5,517 |
| All real estate loans | $22,852,000 | 6,093 |
| Real estate loans in domestic offices | $22,852,000 | 6,092 |
| Construction and development loans | $2,449,000 | 3,356 |
| Commercial RE | $5,388,000 | 5,519 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,030,000 | 2,465 |
| 1-4 family residential loans | $9,319,000 | 6,933 |
| Farmland loans | $3,666,000 | 1,537 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,223,000 | 1,802 |
| Commercial and industrial loans | $8,832,000 | 3,291 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,628,000 | 4,736 |
| Credit card loans | $73,000 | 5,384 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,555,000 | 4,517 |
| All other loans & leases | $170,000 | 6,240 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $115,000 | 4,145 |
| Other loans | $13,000 | 7,522 |
| Lease financing receivables | $42,000 | 1,669 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $585,000 | 760 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $71,000 | 3,451 |
| Non 1-4 family restructured loans & leases | $71,000 | 3,451 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $36,252,000 | 6,168 |
| Loan loss allowance | $616,000 | 5,531 |
| Total loans and leases | $36,868,000 | 6,163 |
| Unearned income | $48,000 | 7,221 |
| Loans and leases, gross | $36,868,000 | 6,174 |
| All real estate loans | $21,928,000 | 6,227 |
| Real estate loans in domestic offices | $21,928,000 | 6,225 |
| Construction and development loans | $629,000 | 6,150 |
| Commercial RE | $6,143,000 | 5,089 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,093,000 | 2,445 |
| 1-4 family residential loans | $9,784,000 | 6,938 |
| Farmland loans | $3,279,000 | 1,649 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,899,000 | 1,829 |
| Commercial and industrial loans | $4,001,000 | 5,848 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,438,000 | 5,031 |
| Credit card loans | $67,000 | 5,540 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,371,000 | 4,800 |
| All other loans & leases | $650,000 | 3,868 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $324,000 | 3,010 |
| Other loans | $5,000 | 8,954 |
| Lease financing receivables | $73,000 | 1,521 |
| Loans to depository institutions and acceptances of other banks | $248,000 | 1,000 |
| Memoranda: | ||
| Loans not secured by real estate | $735,000 | 774 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $74,000 | 3,894 |
| Non 1-4 family restructured loans & leases | $74,000 | 3,894 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |