Home > State Bank of Young America > Income and Expense
State Bank of Young America, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,314 |
| Total interest expense | $479,000 | 4,140 |
| Net interest income | $1,102,000 | 4,317 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $117,000 | 3,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $153,000 | 2,944 |
| Total noninterest expense | $673,000 | 5,136 |
| Salaries and employee benefits | $376,000 | 5,035 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $679,000 | 2,926 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $679,000 | 2,382 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $679,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $141,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $679,000 | 2,344 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,050 |
| Total interest expense | $1,803,000 | 3,974 |
| Net interest income | $4,632,000 | 4,033 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $1,098,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $556,000 | 2,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $542,000 | 3,164 |
| Total noninterest expense | $3,023,000 | 4,636 |
| Salaries and employee benefits | $1,714,000 | 4,494 |
| Premises and equipment expense | $257,000 | 6,124 |
| Additional noninterest expense | $1,052,000 | 4,166 |
| Pre-tax net operating income | $2,691,000 | 2,823 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $2,676,000 | 2,284 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,676,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $1,632,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,676,990 | 2,232 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 4,165 |
| Total interest expense | $1,335,000 | 3,972 |
| Net interest income | $3,284,000 | 4,189 |
| Provision for loan and lease losses | $16,000 | 6,508 |
| Total noninterest income | $830,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $418,000 | 2,899 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $412,000 | 3,141 |
| Total noninterest expense | $2,248,000 | 4,630 |
| Salaries and employee benefits | $1,269,000 | 4,496 |
| Premises and equipment expense | $197,000 | 6,027 |
| Additional noninterest expense | $782,000 | 4,152 |
| Pre-tax net operating income | $1,850,000 | 3,078 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $1,838,000 | 2,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,838,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $780,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,838,990 | 2,447 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 4,253 |
| Total interest expense | $895,000 | 3,944 |
| Net interest income | $2,111,000 | 4,312 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $547,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $276,000 | 2,899 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $271,000 | 3,167 |
| Total noninterest expense | $1,502,000 | 4,660 |
| Salaries and employee benefits | $861,000 | 4,466 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $506,000 | 4,279 |
| Pre-tax net operating income | $1,140,000 | 3,233 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $1,132,000 | 2,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,132,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $396,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,132,990 | 2,580 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,278 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $1,035,000 | 4,378 |
| Provision for loan and lease losses | $-3,000 | 8,890 |
| Total noninterest income | $272,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $758,000 | 4,649 |
| Salaries and employee benefits | $444,000 | 4,392 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $244,000 | 4,405 |
| Pre-tax net operating income | $552,000 | 3,279 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $548,000 | 2,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $548,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $548,000 | 2,621 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 3,999 |
| Total interest expense | $2,258,000 | 3,621 |
| Net interest income | $4,342,000 | 4,109 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,212,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $520,000 | 2,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $692,000 | 2,987 |
| Total noninterest expense | $2,956,000 | 4,641 |
| Salaries and employee benefits | $1,711,000 | 4,419 |
| Premises and equipment expense | $269,000 | 5,977 |
| Additional noninterest expense | $976,000 | 4,364 |
| Pre-tax net operating income | $2,523,000 | 2,859 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $2,475,000 | 2,392 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,475,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,736 |
| Cash dividends | $1,613,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,475,000 | 2,285 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 4,096 |
| Total interest expense | $1,759,000 | 3,623 |
| Net interest income | $3,111,000 | 4,274 |
| Provision for loan and lease losses | $89,000 | 5,015 |
| Total noninterest income | $930,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $373,000 | 3,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $557,000 | 2,950 |
| Total noninterest expense | $2,149,000 | 4,744 |
| Salaries and employee benefits | $1,222,000 | 4,557 |
| Premises and equipment expense | $204,000 | 5,957 |
| Additional noninterest expense | $723,000 | 4,370 |
| Pre-tax net operating income | $1,803,000 | 3,073 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $36,000 | 6,460 |
| Income before extraordinary items | $1,767,000 | 2,603 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,767,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $840,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,767,000 | 2,474 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 4,179 |
| Total interest expense | $1,223,000 | 3,609 |
| Net interest income | $1,991,000 | 4,413 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $582,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $237,000 | 3,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $345,000 | 3,037 |
| Total noninterest expense | $1,429,000 | 4,735 |
| Salaries and employee benefits | $811,000 | 4,563 |
| Premises and equipment expense | $134,000 | 5,977 |
| Additional noninterest expense | $484,000 | 4,355 |
| Pre-tax net operating income | $1,139,000 | 3,210 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $1,115,000 | 2,737 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,115,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $555,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,115,000 | 2,580 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,144 |
| Total interest expense | $636,000 | 3,581 |
| Net interest income | $1,001,000 | 4,399 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $260,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $722,000 | 4,698 |
| Salaries and employee benefits | $407,000 | 4,562 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $539,000 | 3,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $527,000 | 2,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $527,000 | 2,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 3,862 |
| Total interest expense | $2,987,000 | 3,553 |
| Net interest income | $4,444,000 | 4,041 |
| Provision for loan and lease losses | $91,000 | 5,867 |
| Total noninterest income | $1,020,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $446,000 | 3,252 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $574,000 | 3,051 |
| Total noninterest expense | $2,984,000 | 4,479 |
| Salaries and employee benefits | $1,714,000 | 4,247 |
| Premises and equipment expense | $270,000 | 5,893 |
| Additional noninterest expense | $1,000,000 | 4,183 |
| Pre-tax net operating income | $2,389,000 | 2,984 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $792,000 | 2,612 |
| Income before extraordinary items | $1,597,000 | 3,337 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,597,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $1,787,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,597,000 | 3,243 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,775,000 | 3,710 |
| Total interest expense | $4,555,000 | 3,414 |
| Net interest income | $4,220,000 | 3,957 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $961,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $412,000 | 3,305 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $549,000 | 2,977 |
| Total noninterest expense | $2,902,000 | 4,443 |
| Salaries and employee benefits | $1,658,000 | 4,189 |
| Premises and equipment expense | $265,000 | 5,907 |
| Additional noninterest expense | $979,000 | 4,132 |
| Pre-tax net operating income | $2,274,000 | 2,876 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $865,000 | 2,300 |
| Income before extraordinary items | $1,409,000 | 3,384 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,409,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,409,000 | 3,284 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,978,000 | 3,727 |
| Total interest expense | $4,646,000 | 3,520 |
| Net interest income | $4,332,000 | 3,924 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $863,000 | 3,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,073 |
| Total noninterest expense | $2,981,000 | 4,257 |
| Salaries and employee benefits | $1,661,000 | 4,026 |
| Premises and equipment expense | $283,000 | 5,614 |
| Additional noninterest expense | $1,037,000 | 3,883 |
| Pre-tax net operating income | $2,098,000 | 3,205 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $794,000 | 2,532 |
| Income before extraordinary items | $1,304,000 | 3,626 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,304,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $601,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,304,000 | 3,614 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,826 |
| Total interest expense | $4,077,000 | 3,529 |
| Net interest income | $4,114,000 | 4,075 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $708,000 | 3,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,689 |
| Total noninterest expense | $2,728,000 | 4,558 |
| Salaries and employee benefits | $1,491,000 | 4,367 |
| Premises and equipment expense | $263,000 | 5,881 |
| Additional noninterest expense | $974,000 | 4,104 |
| Pre-tax net operating income | $2,066,000 | 3,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $786,000 | 2,679 |
| Income before extraordinary items | $1,280,000 | 3,676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,280,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $601,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,280,000 | 3,638 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,098,000 | 3,895 |
| Total interest expense | $4,213,000 | 3,519 |
| Net interest income | $3,885,000 | 4,222 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $938,000 | 3,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,612 |
| Total noninterest expense | $2,669,000 | 4,543 |
| Salaries and employee benefits | $1,422,000 | 4,437 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $974,000 | 4,043 |
| Pre-tax net operating income | $1,994,000 | 3,353 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $751,000 | 2,873 |
| Income before extraordinary items | $1,243,000 | 3,817 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,243,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $601,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,243,000 | 3,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 4,154 |
| Total interest expense | $3,945,000 | 3,725 |
| Net interest income | $3,671,000 | 4,558 |
| Provision for loan and lease losses | $151,000 | 4,105 |
| Total noninterest income | $681,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,669 |
| Total noninterest expense | $2,421,000 | 4,910 |
| Salaries and employee benefits | $1,309,000 | 4,758 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $820,000 | 4,636 |
| Pre-tax net operating income | $1,780,000 | 3,895 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $675,000 | 3,339 |
| Income before extraordinary items | $1,104,000 | 4,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,104,000 | 4,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $409,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,104,640 | 4,278 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,703 |
| Total interest expense | $3,484,000 | 4,212 |
| Net interest income | $3,304,000 | 5,071 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $785,000 | 3,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 2,898 |
| Total noninterest expense | $2,177,000 | 5,584 |
| Salaries and employee benefits | $1,171,000 | 5,317 |
| Premises and equipment expense | $282,000 | 5,808 |
| Additional noninterest expense | $724,000 | 5,606 |
| Pre-tax net operating income | $1,772,000 | 3,784 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $633,000 | 3,423 |
| Income before extraordinary items | $1,139,000 | 4,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,139,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $464,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,139,000 | 3,987 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 5,067 |
| Total interest expense | $2,974,000 | 4,799 |
| Net interest income | $3,214,000 | 5,210 |
| Provision for loan and lease losses | $93,000 | 4,787 |
| Total noninterest income | $587,000 | 4,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,001 |
| Total noninterest expense | $2,234,000 | 5,483 |
| Salaries and employee benefits | $1,137,000 | 5,455 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $783,000 | 5,346 |
| Pre-tax net operating income | $1,474,000 | 4,516 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $551,000 | 3,897 |
| Income before extraordinary items | $923,000 | 4,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $923,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $464,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $923,000 | 4,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 5,753 |
| Total interest expense | $2,212,000 | 5,133 |
| Net interest income | $2,690,000 | 6,118 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $847,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,659 |
| Total noninterest expense | $2,174,000 | 5,813 |
| Salaries and employee benefits | $1,102,000 | 5,629 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $883,000 | 5,259 |
| Pre-tax net operating income | $1,333,000 | 4,844 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $483,000 | 4,166 |
| Income before extraordinary items | $850,000 | 5,118 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $850,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $382,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $850,000 | 5,165 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 6,440 |
| Total interest expense | $2,004,000 | 5,828 |
| Net interest income | $2,376,000 | 6,780 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $927,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,609 |
| Total noninterest expense | $2,141,000 | 6,001 |
| Salaries and employee benefits | $1,036,000 | 5,945 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $853,000 | 5,606 |
| Pre-tax net operating income | $1,144,000 | 5,354 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $744,000 | 5,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $744,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $382,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $744,000 | 5,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 6,383 |
| Total interest expense | $2,286,000 | 6,441 |
| Net interest income | $2,717,000 | 6,183 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $2,057,000 | 6,228 |
| Salaries and employee benefits | $965,000 | 6,231 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $957,000 | 5,236 |
| Pre-tax net operating income | $1,057,000 | 5,411 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $363,000 | 5,177 |
| Income before extraordinary items | $694,000 | 5,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $694,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $355,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $694,000 | 5,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.