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State Bank of Danvers, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$1,163,000	4,438
Total interest expense	$247,000	4,323
Net interest income	$916,000	4,474
Provision for loan and lease losses	$115,000	2,372
Total noninterest income	$47,000	4,415
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$17,000	4,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	4,307
Total noninterest expense	$406,000	4,537
Salaries and employee benefits	$230,000	4,522
Premises and equipment expense	$24,000	4,509
Additional noninterest expense	$30,000	4,307
Pre-tax net operating income	$442,000	3,996
Securities gains (losses)	$-4,000	3,288
Applicable income taxes	$30,000	3,135
Income before extraordinary items	$408,000	3,958
Extraordinary gains, net	$0	54
Net income	$408,000	3,998
Minority interest net income	$0	88
Net income of bank and minority interests.	$408,000	3,960
Net charge-offs	$2,000	2,745
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$411,720	3,974
2023-09-30 (YTD Data)		Rank
Total interest income	$356,000	4,552
Total interest expense	$74,000	4,453
Net interest income	$282,000	4,577
Provision for loan and lease losses	$10,000	2,929
Total noninterest income	$5,000	4,541
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$5,000	4,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	4,497
Total noninterest expense	$113,000	4,570
Salaries and employee benefits	$63,000	4,561
Premises and equipment expense	$6,000	4,548
Additional noninterest expense	$0	4,533
Pre-tax net operating income	$164,000	4,229
Securities gains (losses)	$-5,000	3,394
Applicable income taxes	$0	3,407
Income before extraordinary items	$159,000	4,206
Extraordinary gains, net	$0	52
Net income	$159,000	4,244
Minority interest net income	$0	81
Net income of bank and minority interests.	$159,000	4,205
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$164,000	4,226
2023-06-30 (YTD Data)		Rank
Total interest income	$1,015,000	4,323
Total interest expense	$322,000	3,840
Net interest income	$693,000	4,410
Provision for loan and lease losses	$0	2,940
Total noninterest income	$70,000	4,181
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$21,000	3,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	4,055
Total noninterest expense	$461,000	4,468
Salaries and employee benefits	$229,000	4,474
Premises and equipment expense	$38,000	4,445
Additional noninterest expense	$49,000	4,033
Pre-tax net operating income	$302,000	4,001
Securities gains (losses)	$11,000	611
Applicable income taxes	$28,000	3,071
Income before extraordinary items	$285,000	3,943
Extraordinary gains, net	$0	51
Net income	$285,000	3,983
Minority interest net income	$0	81
Net income of bank and minority interests.	$285,000	3,942
Net charge-offs	$0	2,431
Cash dividends	$157,000	2,618
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$274,990	3,982
2023-03-31 (YTD Data)		Rank
Total interest income	$485,000	4,388
Total interest expense	$140,000	3,841
Net interest income	$345,000	4,428
Provision for loan and lease losses	$0	2,612
Total noninterest income	$46,000	4,111
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$10,000	4,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	3,881
Total noninterest expense	$214,000	4,562
Salaries and employee benefits	$116,000	4,532
Premises and equipment expense	$20,000	4,485
Additional noninterest expense	$36,000	3,881
Pre-tax net operating income	$177,000	3,981
Securities gains (losses)	$6,000	713
Applicable income taxes	$1,000	3,358
Income before extraordinary items	$182,000	3,865
Extraordinary gains, net	$0	4
Net income	$182,000	3,865
Minority interest net income	$0	48
Net income of bank and minority interests.	$182,000	3,865
Net charge-offs	$0	2,062
Cash dividends	$31,000	2,272
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$176,060	3,914
2022-12-31 (YTD Data)		Rank
Total interest income	$1,562,000	4,415
Total interest expense	$234,000	3,941
Net interest income	$1,328,000	4,429
Provision for loan and lease losses	$0	3,012
Total noninterest income	$103,000	4,406
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$57,000	3,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,394
Total noninterest expense	$855,000	4,590
Salaries and employee benefits	$449,000	4,574
Premises and equipment expense	$83,000	4,511
Additional noninterest expense	$46,000	4,394
Pre-tax net operating income	$576,000	4,119
Securities gains (losses)	$-6,000	3,342
Applicable income taxes	$18,000	3,454
Income before extraordinary items	$552,000	4,054
Extraordinary gains, net	$0	5
Net income	$552,000	4,053
Minority interest net income	$0	63
Net income of bank and minority interests.	$552,000	4,054
Net charge-offs	$0	2,620
Cash dividends	$598,000	2,596
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$557,820	4,071
2022-09-30 (YTD Data)		Rank
Total interest income	$1,098,000	4,452
Total interest expense	$133,000	4,045
Net interest income	$965,000	4,458
Provision for loan and lease losses	$0	2,835
Total noninterest income	$99,000	4,363
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$62,000	3,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	4,411
Total noninterest expense	$608,000	4,626
Salaries and employee benefits	$338,000	4,603
Premises and equipment expense	$61,000	4,549
Additional noninterest expense	$37,000	4,411
Pre-tax net operating income	$456,000	4,098
Securities gains (losses)	$-11,000	3,806
Applicable income taxes	$10,000	3,480
Income before extraordinary items	$435,000	4,027
Extraordinary gains, net	$0	4
Net income	$435,000	4,026
Minority interest net income	$0	57
Net income of bank and minority interests.	$435,000	4,026
Net charge-offs	$0	2,349
Cash dividends	$598,000	2,076
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$445,780	4,045
2022-06-30 (YTD Data)		Rank
Total interest income	$677,000	4,507
Total interest expense	$81,000	4,110
Net interest income	$596,000	4,516
Provision for loan and lease losses	$0	2,599
Total noninterest income	$67,000	4,355
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$43,000	3,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	4,440
Total noninterest expense	$406,000	4,646
Salaries and employee benefits	$226,000	4,621
Premises and equipment expense	$41,000	4,560
Additional noninterest expense	$139,000	4,605
Pre-tax net operating income	$257,000	4,098
Securities gains (losses)	$-12,000	3,978
Applicable income taxes	$0	3,564
Income before extraordinary items	$245,000	4,030
Extraordinary gains, net	$0	4
Net income	$245,000	4,030
Minority interest net income	$0	60
Net income of bank and minority interests.	$245,000	4,030
Net charge-offs	$0	2,156
Cash dividends	$538,000	1,828
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$257,000	4,040
2022-03-31 (YTD Data)		Rank
Total interest income	$317,000	4,542
Total interest expense	$35,000	4,213
Net interest income	$282,000	4,545
Provision for loan and lease losses	$0	2,285
Total noninterest income	$30,000	4,392
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$19,000	3,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	4,457
Total noninterest expense	$209,000	4,659
Salaries and employee benefits	$116,000	4,640
Premises and equipment expense	$21,000	4,564
Additional noninterest expense	$72,000	4,599
Pre-tax net operating income	$103,000	4,116
Securities gains (losses)	$-5,000	4,146
Applicable income taxes	$0	3,450
Income before extraordinary items	$98,000	4,068
Extraordinary gains, net	$0	4
Net income	$98,000	4,067
Minority interest net income	$0	50
Net income of bank and minority interests.	$98,000	4,068
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$103,000	4,075
2021-12-31 (YTD Data)		Rank
Total interest income	$1,566,000	4,506
Total interest expense	$155,000	4,289
Net interest income	$1,411,000	4,503
Provision for loan and lease losses	$0	3,064
Total noninterest income	$115,000	4,508
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$64,000	3,853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	4,545
Total noninterest expense	$877,000	4,691
Salaries and employee benefits	$493,000	4,665
Premises and equipment expense	$93,000	4,582
Additional noninterest expense	$291,000	4,650
Pre-tax net operating income	$649,000	4,114
Securities gains (losses)	$20,000	1,501
Applicable income taxes	$60,000	3,247
Income before extraordinary items	$609,000	4,106
Extraordinary gains, net	$0	10
Net income	$609,000	4,105
Minority interest net income	$0	74
Net income of bank and minority interests.	$609,000	4,106
Net charge-offs	$1,000	2,638
Cash dividends	$613,000	2,661
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$590,800	4,105
2021-09-30 (YTD Data)		Rank
Total interest income	$1,243,000	4,556
Total interest expense	$116,000	4,381
Net interest income	$1,127,000	4,548
Provision for loan and lease losses	$0	2,963
Total noninterest income	$84,000	4,586
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$48,000	3,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	4,620
Total noninterest expense	$658,000	4,754
Salaries and employee benefits	$373,000	4,725
Premises and equipment expense	$72,000	4,638
Additional noninterest expense	$213,000	4,722
Pre-tax net operating income	$553,000	4,167
Securities gains (losses)	$14,000	1,549
Applicable income taxes	$43,000	3,242
Income before extraordinary items	$524,000	4,154
Extraordinary gains, net	$0	8
Net income	$524,000	4,153
Minority interest net income	$0	69
Net income of bank and minority interests.	$524,000	4,154
Net charge-offs	$1,000	2,373
Cash dividends	$613,000	2,132
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$511,120	4,141
2021-06-30 (YTD Data)		Rank
Total interest income	$901,000	4,552
Total interest expense	$78,000	4,431
Net interest income	$823,000	4,528
Provision for loan and lease losses	$0	2,862
Total noninterest income	$54,000	4,623
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$31,000	3,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	4,658
Total noninterest expense	$434,000	4,783
Salaries and employee benefits	$245,000	4,767
Premises and equipment expense	$49,000	4,651
Additional noninterest expense	$140,000	4,749
Pre-tax net operating income	$443,000	4,066
Securities gains (losses)	$9,000	1,454
Applicable income taxes	$0	3,702
Income before extraordinary items	$452,000	3,967
Extraordinary gains, net	$0	6
Net income	$452,000	3,967
Minority interest net income	$0	67
Net income of bank and minority interests.	$452,000	3,967
Net charge-offs	$1,000	2,145
Cash dividends	$493,000	1,989
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$443,000	3,969
2021-03-31 (YTD Data)		Rank
Total interest income	$357,000	4,681
Total interest expense	$39,000	4,486
Net interest income	$318,000	4,673
Provision for loan and lease losses	$0	2,741
Total noninterest income	$26,000	4,632
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$16,000	3,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	4,679
Total noninterest expense	$217,000	4,806
Salaries and employee benefits	$123,000	4,789
Premises and equipment expense	$27,000	4,617
Additional noninterest expense	$67,000	4,784
Pre-tax net operating income	$127,000	4,340
Securities gains (losses)	$10,000	1,056
Applicable income taxes	$0	3,613
Income before extraordinary items	$137,000	4,270
Extraordinary gains, net	$0	3
Net income	$137,000	4,269
Minority interest net income	$0	55
Net income of bank and minority interests.	$137,000	4,270
Net charge-offs	$1,000	1,805
Cash dividends	$425,000	1,313
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$127,000	4,287
2020-12-31 (YTD Data)		Rank
Total interest income	$1,603,000	4,671
Total interest expense	$182,000	4,596
Net interest income	$1,421,000	4,651
Provision for loan and lease losses	$0	4,319
Total noninterest income	$301,000	4,044
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$54,000	4,099
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,793
Total noninterest expense	$861,000	4,833
Salaries and employee benefits	$457,000	4,838
Premises and equipment expense	$98,000	4,709
Additional noninterest expense	$306,000	4,756
Pre-tax net operating income	$861,000	3,825
Securities gains (losses)	$1,000	2,609
Applicable income taxes	$1,000	3,649
Income before extraordinary items	$861,000	3,795
Extraordinary gains, net	$0	4
Net income	$861,000	3,795
Minority interest net income	$0	72
Net income of bank and minority interests.	$861,000	3,795
Net charge-offs	$3,000	3,272
Cash dividends	$541,000	2,761
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$860,000	3,737
2020-09-30 (YTD Data)		Rank
Total interest income	$1,219,000	4,710
Total interest expense	$139,000	4,648
Net interest income	$1,080,000	4,683
Provision for loan and lease losses	$0	4,239
Total noninterest income	$223,000	4,047
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$38,000	4,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,779
Total noninterest expense	$657,000	4,849
Salaries and employee benefits	$343,000	4,859
Premises and equipment expense	$73,000	4,741
Additional noninterest expense	$241,000	4,760
Pre-tax net operating income	$646,000	3,846
Securities gains (losses)	$-4,000	4,701
Applicable income taxes	$1,000	3,648
Income before extraordinary items	$641,000	3,810
Extraordinary gains, net	$0	4
Net income	$641,000	3,809
Minority interest net income	$0	65
Net income of bank and minority interests.	$641,000	3,810
Net charge-offs	$1,000	3,162
Cash dividends	$541,000	2,246
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$645,000	3,750
2020-06-30 (YTD Data)		Rank
Total interest income	$837,000	4,736
Total interest expense	$96,000	4,684
Net interest income	$741,000	4,712
Provision for loan and lease losses	$0	4,134
Total noninterest income	$198,000	3,829
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$26,000	4,197
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	3,464
Total noninterest expense	$399,000	4,915
Salaries and employee benefits	$219,000	4,907
Premises and equipment expense	$50,000	4,741
Additional noninterest expense	$130,000	4,870
Pre-tax net operating income	$540,000	3,657
Securities gains (losses)	$-7,000	4,741
Applicable income taxes	$1,000	3,604
Income before extraordinary items	$532,000	3,586
Extraordinary gains, net	$0	4
Net income	$532,000	3,586
Minority interest net income	$0	65
Net income of bank and minority interests.	$532,000	3,586
Net charge-offs	$1,000	2,929
Cash dividends	$501,000	1,957
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$539,000	3,520
2020-03-31 (YTD Data)		Rank
Total interest income	$419,000	4,790
Total interest expense	$49,000	4,754
Net interest income	$370,000	4,751
Provision for loan and lease losses	$0	3,711
Total noninterest income	$174,000	3,187
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$13,000	4,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	2,699
Total noninterest expense	$201,000	4,969
Salaries and employee benefits	$113,000	4,936
Premises and equipment expense	$26,000	4,755
Additional noninterest expense	$62,000	4,935
Pre-tax net operating income	$343,000	3,250
Securities gains (losses)	$-10,000	4,794
Applicable income taxes	$0	3,513
Income before extraordinary items	$333,000	3,150
Extraordinary gains, net	$0	4
Net income	$333,000	3,150
Minority interest net income	$0	56
Net income of bank and minority interests.	$333,000	3,151
Net charge-offs	$0	2,581
Cash dividends	$376,000	1,493
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$343,000	3,087
2019-12-31 (YTD Data)		Rank
Total interest income	$1,970,000	4,771
Total interest expense	$221,000	4,743
Net interest income	$1,749,000	4,714
Provision for loan and lease losses	$-100,000	4,982
Total noninterest income	$149,000	4,618
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$64,000	4,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	4,498
Total noninterest expense	$941,000	4,965
Salaries and employee benefits	$518,000	4,961
Premises and equipment expense	$98,000	4,865
Additional noninterest expense	$325,000	4,884
Pre-tax net operating income	$1,057,000	3,801
Securities gains (losses)	$26,000	1,539
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,083,000	3,681
Extraordinary gains, net	$0	11
Net income	$1,083,000	3,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,083,000	3,682
Net charge-offs	$-72,000	4,839
Cash dividends	$666,000	2,744
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,057,000	3,676
2019-09-30 (YTD Data)		Rank
Total interest income	$1,380,000	4,882
Total interest expense	$167,000	4,799
Net interest income	$1,213,000	4,851
Provision for loan and lease losses	$-100,000	5,104
Total noninterest income	$120,000	4,653
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$46,000	4,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	4,480
Total noninterest expense	$695,000	5,035
Salaries and employee benefits	$378,000	5,031
Premises and equipment expense	$73,000	4,940
Additional noninterest expense	$244,000	4,956
Pre-tax net operating income	$738,000	3,980
Securities gains (losses)	$25,000	1,342
Applicable income taxes	$0	3,902
Income before extraordinary items	$763,000	3,845
Extraordinary gains, net	$0	11
Net income	$763,000	3,844
Minority interest net income	$0	72
Net income of bank and minority interests.	$763,000	3,845
Net charge-offs	$-51,000	4,827
Cash dividends	$666,000	2,226
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$738,000	3,851
2019-06-30 (YTD Data)		Rank
Total interest income	$912,000	4,926
Total interest expense	$102,000	4,870
Net interest income	$810,000	4,890
Provision for loan and lease losses	$-50,000	5,155
Total noninterest income	$93,000	4,595
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$30,000	4,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	4,355
Total noninterest expense	$436,000	5,102
Salaries and employee benefits	$248,000	5,081
Premises and equipment expense	$48,000	4,971
Additional noninterest expense	$140,000	5,069
Pre-tax net operating income	$517,000	3,937
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$517,000	3,829
Extraordinary gains, net	$0	11
Net income	$517,000	3,828
Minority interest net income	$0	69
Net income of bank and minority interests.	$517,000	3,828
Net charge-offs	$-49,000	4,905
Cash dividends	$529,000	2,052
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$517,000	3,802
2019-03-31 (YTD Data)		Rank
Total interest income	$441,000	4,998
Total interest expense	$45,000	4,970
Net interest income	$396,000	4,955
Provision for loan and lease losses	$0	3,406
Total noninterest income	$24,000	4,939
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$14,000	4,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	4,912
Total noninterest expense	$219,000	5,148
Salaries and employee benefits	$126,000	5,134
Premises and equipment expense	$22,000	5,059
Additional noninterest expense	$71,000	5,112
Pre-tax net operating income	$201,000	4,196
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$201,000	4,090
Extraordinary gains, net	$0	5
Net income	$201,000	4,088
Minority interest net income	$0	52
Net income of bank and minority interests.	$201,000	4,089
Net charge-offs	$-44,000	5,041
Cash dividends	$210,000	1,998
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$201,000	4,085
2018-12-31 (YTD Data)		Rank
Total interest income	$1,685,000	5,038
Total interest expense	$143,000	5,027
Net interest income	$1,542,000	5,003
Provision for loan and lease losses	$-50,000	5,136
Total noninterest income	$113,000	4,966
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$60,000	4,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	4,887
Total noninterest expense	$898,000	5,188
Salaries and employee benefits	$516,000	5,172
Premises and equipment expense	$93,000	5,082
Additional noninterest expense	$289,000	5,144
Pre-tax net operating income	$807,000	4,258
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$807,000	4,128
Extraordinary gains, net	$0	6
Net income	$807,000	4,127
Minority interest net income	$0	72
Net income of bank and minority interests.	$807,000	4,127
Net charge-offs	$-83,000	5,016
Cash dividends	$454,000	3,056
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$807,000	4,136
2018-09-30 (YTD Data)		Rank
Total interest income	$1,248,000	5,100
Total interest expense	$105,000	5,072
Net interest income	$1,143,000	5,072
Provision for loan and lease losses	$-50,000	5,251
Total noninterest income	$80,000	5,049
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$44,000	4,672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	4,992
Total noninterest expense	$674,000	5,241
Salaries and employee benefits	$389,000	5,222
Premises and equipment expense	$66,000	5,147
Additional noninterest expense	$219,000	5,193
Pre-tax net operating income	$599,000	4,342
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,000	3,985
Income before extraordinary items	$598,000	4,212
Extraordinary gains, net	$0	5
Net income	$598,000	4,211
Minority interest net income	$0	66
Net income of bank and minority interests.	$598,000	4,211
Net charge-offs	$-84,000	5,068
Cash dividends	$454,000	2,464
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$598,000	4,222
2018-06-30 (YTD Data)		Rank
Total interest income	$816,000	5,157
Total interest expense	$67,000	5,130
Net interest income	$749,000	5,133
Provision for loan and lease losses	$0	3,782
Total noninterest income	$52,000	5,122
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$29,000	4,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	5,058
Total noninterest expense	$459,000	5,286
Salaries and employee benefits	$268,000	5,268
Premises and equipment expense	$44,000	5,208
Additional noninterest expense	$147,000	5,253
Pre-tax net operating income	$342,000	4,507
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$342,000	4,382
Extraordinary gains, net	$0	6
Net income	$342,000	4,381
Minority interest net income	$0	65
Net income of bank and minority interests.	$342,000	4,381
Net charge-offs	$-61,000	5,076
Cash dividends	$331,000	2,387
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$342,000	4,391
2018-03-31 (YTD Data)		Rank
Total interest income	$377,000	5,262
Total interest expense	$32,000	5,187
Net interest income	$345,000	5,242
Provision for loan and lease losses	$0	3,508
Total noninterest income	$25,000	5,197
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$14,000	4,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	5,101
Total noninterest expense	$246,000	5,317
Salaries and employee benefits	$148,000	5,266
Premises and equipment expense	$23,000	5,242
Additional noninterest expense	$75,000	5,304
Pre-tax net operating income	$124,000	4,757
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$124,000	4,644
Extraordinary gains, net	$0	7
Net income	$124,000	4,643
Minority interest net income	$0	52
Net income of bank and minority interests.	$124,000	4,644
Net charge-offs	$-5,000	4,469
Cash dividends	$175,000	2,006
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$124,000	4,653
2017-12-31 (YTD Data)		Rank
Total interest income	$1,533,000	5,280
Total interest expense	$128,000	5,188
Net interest income	$1,405,000	5,272
Provision for loan and lease losses	$0	4,227
Total noninterest income	$111,000	5,218
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$72,000	4,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	5,194
Total noninterest expense	$934,000	5,410
Salaries and employee benefits	$569,000	5,350
Premises and equipment expense	$86,000	5,362
Additional noninterest expense	$279,000	5,413
Pre-tax net operating income	$582,000	4,617
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,000	4,081
Income before extraordinary items	$581,000	4,351
Extraordinary gains, net	$0	9
Net income	$581,000	4,351
Minority interest net income	$0	76
Net income of bank and minority interests.	$581,000	4,351
Net charge-offs	$-45,000	5,111
Cash dividends	$388,000	3,207
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$581,000	4,338
2017-09-30 (YTD Data)		Rank
Total interest income	$1,134,000	5,345
Total interest expense	$94,000	5,246
Net interest income	$1,040,000	5,337
Provision for loan and lease losses	$0	4,088
Total noninterest income	$81,000	5,296
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$55,000	4,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	5,302
Total noninterest expense	$689,000	5,459
Salaries and employee benefits	$422,000	5,404
Premises and equipment expense	$63,000	5,423
Additional noninterest expense	$204,000	5,464
Pre-tax net operating income	$432,000	4,725
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$432,000	4,560
Extraordinary gains, net	$0	9
Net income	$432,000	4,559
Minority interest net income	$0	71
Net income of bank and minority interests.	$432,000	4,560
Net charge-offs	$-36,000	5,085
Cash dividends	$388,000	2,658
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$432,000	4,552
2017-06-30 (YTD Data)		Rank
Total interest income	$746,000	5,395
Total interest expense	$60,000	5,304
Net interest income	$686,000	5,384
Provision for loan and lease losses	$0	3,871
Total noninterest income	$49,000	5,380
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$35,000	4,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	5,402
Total noninterest expense	$458,000	5,510
Salaries and employee benefits	$281,000	5,450
Premises and equipment expense	$43,000	5,450
Additional noninterest expense	$134,000	5,525
Pre-tax net operating income	$277,000	4,742
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$277,000	4,580
Extraordinary gains, net	$0	11
Net income	$277,000	4,579
Minority interest net income	$0	71
Net income of bank and minority interests.	$277,000	4,580
Net charge-offs	$-35,000	5,183
Cash dividends	$310,000	2,464
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$277,000	4,570
2017-03-31 (YTD Data)		Rank
Total interest income	$360,000	5,470
Total interest expense	$27,000	5,405
Net interest income	$333,000	5,455
Provision for loan and lease losses	$0	3,537
Total noninterest income	$22,000	5,485
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$18,000	4,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	5,580
Total noninterest expense	$232,000	5,566
Salaries and employee benefits	$141,000	5,503
Premises and equipment expense	$23,000	5,461
Additional noninterest expense	$68,000	5,578
Pre-tax net operating income	$123,000	4,811
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$123,000	4,689
Extraordinary gains, net	$0	8
Net income	$123,000	4,690
Minority interest net income	$0	55
Net income of bank and minority interests.	$123,000	4,690
Net charge-offs	$-25,000	5,330
Cash dividends	$175,000	2,044
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$123,000	4,675
2016-12-31 (YTD Data)		Rank
Total interest income	$1,452,000	5,510
Total interest expense	$128,000	5,351
Net interest income	$1,324,000	5,503
Provision for loan and lease losses	$0	4,332
Total noninterest income	$93,000	5,544
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$58,000	5,066
Trading account gains and fees	$0	170
Additional Noninterest Income	$35,000	5,460
Total noninterest expense	$962,000	5,614
Salaries and employee benefits	$564,000	5,563
Premises and equipment expense	$90,000	5,552
Additional noninterest expense	$308,000	5,587
Pre-tax net operating income	$455,000	4,895
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,000	4,208
Income before extraordinary items	$454,000	4,811
Extraordinary gains, net	$0	5
Net income	$454,000	4,810
Minority interest net income	$0	82
Net income of bank and minority interests.	$454,000	4,810
Net charge-offs	$54,000	3,091
Cash dividends	$859,000	2,386
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$454,000	4,768
2016-09-30 (YTD Data)		Rank
Total interest income	$1,082,000	5,574
Total interest expense	$101,000	5,371
Net interest income	$981,000	5,564
Provision for loan and lease losses	$0	4,186
Total noninterest income	$70,000	5,591
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$41,000	5,154
Trading account gains and fees	$0	169
Additional Noninterest Income	$29,000	5,490
Total noninterest expense	$733,000	5,647
Salaries and employee benefits	$424,000	5,597
Premises and equipment expense	$67,000	5,604
Additional noninterest expense	$242,000	5,615
Pre-tax net operating income	$318,000	5,016
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,000	4,258
Income before extraordinary items	$317,000	4,941
Extraordinary gains, net	$0	5
Net income	$317,000	4,941
Minority interest net income	$0	71
Net income of bank and minority interests.	$317,000	4,941
Net charge-offs	$56,000	2,501
Cash dividends	$859,000	1,814
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$317,000	4,890
2016-06-30 (YTD Data)		Rank
Total interest income	$717,000	5,641
Total interest expense	$74,000	5,356
Net interest income	$643,000	5,639
Provision for loan and lease losses	$0	4,017
Total noninterest income	$42,000	5,699
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$21,000	5,385
Trading account gains and fees	$0	157
Additional Noninterest Income	$21,000	5,513
Total noninterest expense	$502,000	5,696
Salaries and employee benefits	$288,000	5,649
Premises and equipment expense	$46,000	5,664
Additional noninterest expense	$168,000	5,652
Pre-tax net operating income	$183,000	5,150
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,000	4,252
Income before extraordinary items	$182,000	5,079
Extraordinary gains, net	$0	16
Net income	$182,000	5,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$182,000	5,079
Net charge-offs	$56,000	2,063
Cash dividends	$280,000	2,594
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$182,000	5,022
2016-03-31 (YTD Data)		Rank
Total interest income	$340,000	5,737
Total interest expense	$47,000	5,174
Net interest income	$293,000	5,753
Provision for loan and lease losses	$0	3,656
Total noninterest income	$25,000	5,635
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$15,000	5,134
Trading account gains and fees	$0	142
Additional Noninterest Income	$10,000	5,561
Total noninterest expense	$274,000	5,688
Salaries and employee benefits	$152,000	5,669
Premises and equipment expense	$25,000	5,632
Additional noninterest expense	$97,000	5,601
Pre-tax net operating income	$44,000	5,517
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$44,000	5,514
Extraordinary gains, net	$0	12
Net income	$44,000	5,514
Minority interest net income	$0	62
Net income of bank and minority interests.	$44,000	5,514
Net charge-offs	$-12,000	5,253
Cash dividends	$222,000	1,862
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$44,000	5,465
2015-12-31 (YTD Data)		Rank
Total interest income	$1,454,000	5,727
Total interest expense	$79,000	5,837
Net interest income	$1,375,000	5,691
Provision for loan and lease losses	$0	4,380
Total noninterest income	$121,000	5,575
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$67,000	5,150
Trading account gains and fees	$0	159
Additional Noninterest Income	$54,000	5,475
Total noninterest expense	$959,000	5,841
Salaries and employee benefits	$561,000	5,783
Premises and equipment expense	$111,000	5,677
Additional noninterest expense	$287,000	5,863
Pre-tax net operating income	$537,000	4,860
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,000	4,340
Income before extraordinary items	$536,000	4,744
Extraordinary gains, net	$-51,000	6,176
Net income	$485,000	4,845
Minority interest net income	$0	81
Net income of bank and minority interests.	$485,000	4,845
Net charge-offs	$-11,000	5,205
Cash dividends	$201,000	3,667
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$536,000	4,703
2015-09-30 (YTD Data)		Rank
Total interest income	$1,105,000	5,798
Total interest expense	$58,000	5,941
Net interest income	$1,047,000	5,748
Provision for loan and lease losses	$0	4,232
Total noninterest income	$64,000	5,866
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$23,000	5,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$41,000	5,528
Total noninterest expense	$705,000	5,915
Salaries and employee benefits	$418,000	5,845
Premises and equipment expense	$86,000	5,725
Additional noninterest expense	$201,000	5,975
Pre-tax net operating income	$406,000	4,976
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,000	4,417
Income before extraordinary items	$405,000	4,836
Extraordinary gains, net	$-45,000	6,264
Net income	$360,000	4,962
Minority interest net income	$0	78
Net income of bank and minority interests.	$360,000	4,964
Net charge-offs	$-12,000	5,205
Cash dividends	$201,000	3,098
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$405,000	4,781
2015-06-30 (YTD Data)		Rank
Total interest income	$735,000	5,854
Total interest expense	$38,000	6,009
Net interest income	$697,000	5,803
Provision for loan and lease losses	$0	4,069
Total noninterest income	$43,000	5,910
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$16,000	5,797
Trading account gains and fees	$0	157
Additional Noninterest Income	$27,000	5,572
Total noninterest expense	$465,000	5,995
Salaries and employee benefits	$271,000	5,927
Premises and equipment expense	$57,000	5,763
Additional noninterest expense	$137,000	6,023
Pre-tax net operating income	$275,000	4,955
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$275,000	4,800
Extraordinary gains, net	$0	22
Net income	$275,000	4,802
Minority interest net income	$0	75
Net income of bank and minority interests.	$275,000	4,803
Net charge-offs	$-11,000	5,290
Cash dividends	$145,000	3,020
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$275,000	4,736
2015-03-31 (YTD Data)		Rank
Total interest income	$368,000	5,902
Total interest expense	$19,000	6,067
Net interest income	$349,000	5,846
Provision for loan and lease losses	$0	3,703
Total noninterest income	$21,000	5,965
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$8,000	5,829
Trading account gains and fees	$0	152
Additional Noninterest Income	$13,000	5,642
Total noninterest expense	$240,000	6,030
Salaries and employee benefits	$137,000	5,973
Premises and equipment expense	$32,000	5,717
Additional noninterest expense	$71,000	6,052
Pre-tax net operating income	$130,000	5,001
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$130,000	4,848
Extraordinary gains, net	$0	13
Net income	$130,000	4,850
Minority interest net income	$0	64
Net income of bank and minority interests.	$130,000	4,852
Net charge-offs	$-10,000	5,418
Cash dividends	$76,000	2,460
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$130,000	4,782
2014-12-31 (YTD Data)		Rank
Total interest income	$1,507,000	5,971
Total interest expense	$84,000	6,145
Net interest income	$1,423,000	5,913
Provision for loan and lease losses	$0	4,603
Total noninterest income	$82,000	6,083
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$34,000	5,957
Trading account gains and fees	$0	180
Additional Noninterest Income	$48,000	5,751
Total noninterest expense	$1,002,000	6,091
Salaries and employee benefits	$543,000	6,089
Premises and equipment expense	$142,000	5,755
Additional noninterest expense	$317,000	6,078
Pre-tax net operating income	$503,000	5,038
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$503,000	4,924
Extraordinary gains, net	$0	17
Net income	$503,000	4,923
Minority interest net income	$0	84
Net income of bank and minority interests.	$503,000	4,924
Net charge-offs	$51,000	3,751
Cash dividends	$259,000	3,529
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$503,000	4,873
2014-09-30 (YTD Data)		Rank
Total interest income	$1,118,000	6,052
Total interest expense	$64,000	6,215
Net interest income	$1,054,000	5,997
Provision for loan and lease losses	$0	4,401
Total noninterest income	$61,000	6,170
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$25,000	6,038
Trading account gains and fees	$0	174
Additional Noninterest Income	$36,000	5,823
Total noninterest expense	$748,000	6,150
Salaries and employee benefits	$412,000	6,123
Premises and equipment expense	$106,000	5,827
Additional noninterest expense	$230,000	6,164
Pre-tax net operating income	$367,000	5,144
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$367,000	5,019
Extraordinary gains, net	$0	15
Net income	$367,000	5,018
Minority interest net income	$0	81
Net income of bank and minority interests.	$367,000	5,021
Net charge-offs	$51,000	3,235
Cash dividends	$199,000	3,101
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$367,000	4,977
2014-06-30 (YTD Data)		Rank
Total interest income	$733,000	6,112
Total interest expense	$43,000	6,275
Net interest income	$690,000	6,053
Provision for loan and lease losses	$0	4,196
Total noninterest income	$41,000	6,214
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$17,000	6,064
Trading account gains and fees	$0	172
Additional Noninterest Income	$24,000	5,867
Total noninterest expense	$510,000	6,187
Salaries and employee benefits	$281,000	6,157
Premises and equipment expense	$75,000	5,806
Additional noninterest expense	$154,000	6,218
Pre-tax net operating income	$221,000	5,234
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$221,000	5,108
Extraordinary gains, net	$0	20
Net income	$221,000	5,110
Minority interest net income	$0	80
Net income of bank and minority interests.	$221,000	5,111
Net charge-offs	$-15,000	5,786
Cash dividends	$127,000	3,021
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$221,000	5,066
2014-03-31 (YTD Data)		Rank
Total interest income	$364,000	6,181
Total interest expense	$21,000	6,352
Net interest income	$343,000	6,115
Provision for loan and lease losses	$0	3,817
Total noninterest income	$21,000	6,234
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$9,000	6,059
Trading account gains and fees	$0	147
Additional Noninterest Income	$12,000	5,871
Total noninterest expense	$264,000	6,216
Salaries and employee benefits	$150,000	6,163
Premises and equipment expense	$39,000	5,815
Additional noninterest expense	$75,000	6,308
Pre-tax net operating income	$100,000	5,279
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$100,000	5,163
Extraordinary gains, net	$0	16
Net income	$100,000	5,164
Minority interest net income	$0	66
Net income of bank and minority interests.	$100,000	5,164
Net charge-offs	$-10,000	5,749
Cash dividends	$21,000	2,760
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$100,000	5,114
2013-12-31 (YTD Data)		Rank
Total interest income	$1,438,000	6,260
Total interest expense	$102,000	6,410
Net interest income	$1,336,000	6,196
Provision for loan and lease losses	$-100,000	6,384
Total noninterest income	$69,000	6,371
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$33,000	6,238
Trading account gains and fees	$0	184
Additional Noninterest Income	$36,000	6,034
Total noninterest expense	$1,004,000	6,339
Salaries and employee benefits	$574,000	6,294
Premises and equipment expense	$138,000	6,017
Additional noninterest expense	$292,000	6,388
Pre-tax net operating income	$501,000	5,000
Securities gains (losses)	$0	3,182
Applicable income taxes	$3,000	4,470
Income before extraordinary items	$498,000	4,907
Extraordinary gains, net	$0	29
Net income	$498,000	4,910
Minority interest net income	$0	90
Net income of bank and minority interests.	$498,000	4,910
Net charge-offs	$-157,000	6,598
Cash dividends	$356,000	3,122
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$498,000	4,850
2013-09-30 (YTD Data)		Rank
Total interest income	$1,043,000	6,358
Total interest expense	$80,000	6,472
Net interest income	$963,000	6,297
Provision for loan and lease losses	$-50,000	6,506
Total noninterest income	$83,000	6,219
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$25,000	6,301
Trading account gains and fees	$0	180
Additional Noninterest Income	$58,000	5,671
Total noninterest expense	$758,000	6,379
Salaries and employee benefits	$425,000	6,349
Premises and equipment expense	$103,000	6,061
Additional noninterest expense	$230,000	6,379
Pre-tax net operating income	$338,000	5,210
Securities gains (losses)	$0	3,040
Applicable income taxes	$3,000	4,538
Income before extraordinary items	$335,000	5,138
Extraordinary gains, net	$0	25
Net income	$335,000	5,139
Minority interest net income	$0	84
Net income of bank and minority interests.	$335,000	5,140
Net charge-offs	$-156,000	6,680
Cash dividends	$294,000	2,651
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$335,000	5,053
2013-06-30 (YTD Data)		Rank
Total interest income	$687,000	6,410
Total interest expense	$56,000	6,508
Net interest income	$631,000	6,338
Provision for loan and lease losses	$0	4,788
Total noninterest income	$42,000	6,418
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$17,000	6,321
Trading account gains and fees	$0	157
Additional Noninterest Income	$25,000	5,975
Total noninterest expense	$498,000	6,427
Salaries and employee benefits	$283,000	6,396
Premises and equipment expense	$69,000	6,102
Additional noninterest expense	$146,000	6,459
Pre-tax net operating income	$175,000	5,451
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,000	4,582
Income before extraordinary items	$174,000	5,415
Extraordinary gains, net	$0	22
Net income	$174,000	5,418
Minority interest net income	$0	82
Net income of bank and minority interests.	$174,000	5,418
Net charge-offs	$-160,000	6,770
Cash dividends	$202,000	2,536
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$174,000	5,283
2013-03-31 (YTD Data)		Rank
Total interest income	$357,000	6,429
Total interest expense	$30,000	6,548
Net interest income	$327,000	6,356
Provision for loan and lease losses	$0	4,409
Total noninterest income	$20,000	6,480
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$8,000	6,381
Trading account gains and fees	$0	148
Additional Noninterest Income	$12,000	6,037
Total noninterest expense	$258,000	6,473
Salaries and employee benefits	$147,000	6,403
Premises and equipment expense	$37,000	6,048
Additional noninterest expense	$74,000	6,531
Pre-tax net operating income	$89,000	5,420
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$89,000	5,376
Extraordinary gains, net	$0	10
Net income	$89,000	5,378
Minority interest net income	$0	76
Net income of bank and minority interests.	$89,000	5,378
Net charge-offs	$-160,000	6,891
Cash dividends	$170,000	1,733
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$89,000	5,275
2012-12-31 (YTD Data)		Rank
Total interest income	$1,556,000	6,440
Total interest expense	$141,000	6,655
Net interest income	$1,415,000	6,352
Provision for loan and lease losses	$0	5,905
Total noninterest income	$85,000	6,392
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$38,000	6,423
Trading account gains and fees	$0	166
Additional Noninterest Income	$47,000	5,895
Total noninterest expense	$1,039,000	6,548
Salaries and employee benefits	$576,000	6,509
Premises and equipment expense	$140,000	6,209
Additional noninterest expense	$323,000	6,575
Pre-tax net operating income	$461,000	5,004
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,000	4,670
Income before extraordinary items	$460,000	5,042
Extraordinary gains, net	$0	29
Net income	$460,000	5,039
Minority interest net income	$0	93
Net income of bank and minority interests.	$460,000	5,040
Net charge-offs	$-22,000	6,720
Cash dividends	$358,000	3,142
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$460,000	4,837
2012-09-30 (YTD Data)		Rank
Total interest income	$1,158,000	6,553
Total interest expense	$108,000	6,767
Net interest income	$1,050,000	6,458
Provision for loan and lease losses	$0	5,790
Total noninterest income	$65,000	6,496
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$29,000	6,506
Trading account gains and fees	$0	157
Additional Noninterest Income	$36,000	5,997
Total noninterest expense	$803,000	6,580
Salaries and employee benefits	$461,000	6,489
Premises and equipment expense	$106,000	6,268
Additional noninterest expense	$236,000	6,666
Pre-tax net operating income	$312,000	5,265
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,000	4,707
Income before extraordinary items	$311,000	5,282
Extraordinary gains, net	$0	20
Net income	$311,000	5,279
Minority interest net income	$0	86
Net income of bank and minority interests.	$311,000	5,279
Net charge-offs	$0	5,771
Cash dividends	$258,000	2,690
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$311,000	5,089
2012-06-30 (YTD Data)		Rank
Total interest income	$764,000	6,616
Total interest expense	$75,000	6,826
Net interest income	$689,000	6,524
Provision for loan and lease losses	$0	5,619
Total noninterest income	$44,000	6,525
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$20,000	6,521
Trading account gains and fees	$0	153
Additional Noninterest Income	$24,000	6,030
Total noninterest expense	$532,000	6,643
Salaries and employee benefits	$309,000	6,537
Premises and equipment expense	$72,000	6,271
Additional noninterest expense	$151,000	6,761
Pre-tax net operating income	$201,000	5,302
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,000	4,644
Income before extraordinary items	$200,000	5,334
Extraordinary gains, net	$0	19
Net income	$200,000	5,333
Minority interest net income	$0	84
Net income of bank and minority interests.	$200,000	5,333
Net charge-offs	$0	5,507
Cash dividends	$213,000	2,464
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$200,000	5,139
2012-03-31 (YTD Data)		Rank
Total interest income	$379,000	6,683
Total interest expense	$37,000	6,908
Net interest income	$342,000	6,580
Provision for loan and lease losses	$0	5,254
Total noninterest income	$22,000	6,584
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$10,000	6,521
Trading account gains and fees	$0	148
Additional Noninterest Income	$12,000	6,109
Total noninterest expense	$280,000	6,650
Salaries and employee benefits	$162,000	6,528
Premises and equipment expense	$36,000	6,314
Additional noninterest expense	$82,000	6,720
Pre-tax net operating income	$84,000	5,582
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$84,000	5,564
Extraordinary gains, net	$0	19
Net income	$84,000	5,564
Minority interest net income	$0	78
Net income of bank and minority interests.	$84,000	5,564
Net charge-offs	$-1,000	5,761
Cash dividends	$130,000	1,885
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$84,000	5,406
2011-12-31 (YTD Data)		Rank
Total interest income	$1,756,000	6,611
Total interest expense	$201,000	6,903
Net interest income	$1,555,000	6,478
Provision for loan and lease losses	$0	6,496
Total noninterest income	$174,000	5,887
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$43,000	6,431
Trading account gains and fees	$0	146
Additional Noninterest Income	$131,000	5,017
Total noninterest expense	$1,088,000	6,753
Salaries and employee benefits	$638,000	6,614
Premises and equipment expense	$159,000	6,345
Additional noninterest expense	$291,000	6,885
Pre-tax net operating income	$641,000	4,419
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$641,000	4,292
Extraordinary gains, net	$0	29
Net income	$641,000	4,294
Minority interest net income	$0	96
Net income of bank and minority interests.	$641,000	4,294
Net charge-offs	$24,000	5,842
Cash dividends	$266,000	3,113
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$641,000	4,169
2011-09-30 (YTD Data)		Rank
Total interest income	$1,332,000	6,666
Total interest expense	$160,000	6,957
Net interest income	$1,172,000	6,529
Provision for loan and lease losses	$0	6,393
Total noninterest income	$150,000	5,832
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$33,000	6,455
Trading account gains and fees	$0	145
Additional Noninterest Income	$117,000	4,899
Total noninterest expense	$827,000	6,772
Salaries and employee benefits	$492,000	6,599
Premises and equipment expense	$120,000	6,372
Additional noninterest expense	$215,000	6,951
Pre-tax net operating income	$495,000	4,497
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$495,000	4,338
Extraordinary gains, net	$0	21
Net income	$495,000	4,340
Minority interest net income	$0	87
Net income of bank and minority interests.	$495,000	4,340
Net charge-offs	$36,000	5,203
Cash dividends	$116,000	3,062
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$495,000	4,204
2011-06-30 (YTD Data)		Rank
Total interest income	$881,000	6,731
Total interest expense	$112,000	7,007
Net interest income	$769,000	6,599
Provision for loan and lease losses	$0	6,217
Total noninterest income	$125,000	5,585
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$22,000	6,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$103,000	4,497
Total noninterest expense	$562,000	6,821
Salaries and employee benefits	$333,000	6,628
Premises and equipment expense	$81,000	6,409
Additional noninterest expense	$148,000	7,000
Pre-tax net operating income	$332,000	4,472
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$332,000	4,298
Extraordinary gains, net	$0	15
Net income	$332,000	4,297
Minority interest net income	$0	89
Net income of bank and minority interests.	$332,000	4,299
Net charge-offs	$35,000	4,733
Cash dividends	$116,000	2,712
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$332,000	4,204
2011-03-31 (YTD Data)		Rank
Total interest income	$440,000	6,773
Total interest expense	$58,000	7,056
Net interest income	$382,000	6,632
Provision for loan and lease losses	$0	5,840
Total noninterest income	$61,000	5,688
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$11,000	6,455
Trading account gains and fees	$0	158
Additional Noninterest Income	$50,000	4,679
Total noninterest expense	$296,000	6,805
Salaries and employee benefits	$178,000	6,577
Premises and equipment expense	$42,000	6,408
Additional noninterest expense	$76,000	7,022
Pre-tax net operating income	$147,000	4,670
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$147,000	4,490
Extraordinary gains, net	$0	9
Net income	$147,000	4,489
Minority interest net income	$0	86
Net income of bank and minority interests.	$147,000	4,490
Net charge-offs	$-1,000	6,209
Cash dividends	$71,000	2,108
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$147,000	4,427
2010-12-31 (YTD Data)		Rank
Total interest income	$1,773,000	6,871
Total interest expense	$308,000	7,038
Net interest income	$1,465,000	6,746
Provision for loan and lease losses	$0	7,042
Total noninterest income	$116,000	6,554
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$47,000	6,275
Trading account gains and fees	$0	175
Additional Noninterest Income	$69,000	5,832
Total noninterest expense	$1,177,000	6,888
Salaries and employee benefits	$709,000	6,654
Premises and equipment expense	$149,000	6,638
Additional noninterest expense	$319,000	7,059
Pre-tax net operating income	$404,000	4,619
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,000	4,467
Income before extraordinary items	$402,000	4,617
Extraordinary gains, net	$0	29
Net income	$402,000	4,618
Minority interest net income	$0	111
Net income of bank and minority interests.	$402,000	4,618
Net charge-offs	$234,000	4,590
Cash dividends	$41,000	4,002
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$402,000	4,469
2010-09-30 (YTD Data)		Rank
Total interest income	$1,336,000	6,972
Total interest expense	$241,000	7,132
Net interest income	$1,095,000	6,855
Provision for loan and lease losses	$0	6,977
Total noninterest income	$87,000	6,684
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$36,000	6,334
Trading account gains and fees	$0	165
Additional Noninterest Income	$51,000	5,965
Total noninterest expense	$889,000	6,951
Salaries and employee benefits	$541,000	6,675
Premises and equipment expense	$111,000	6,722
Additional noninterest expense	$237,000	7,131
Pre-tax net operating income	$293,000	4,888
Securities gains (losses)	$0	3,651
Applicable income taxes	$2,000	4,515
Income before extraordinary items	$291,000	4,916
Extraordinary gains, net	$0	23
Net income	$291,000	4,918
Minority interest net income	$0	110
Net income of bank and minority interests.	$291,000	4,919
Net charge-offs	$344,000	3,548
Cash dividends	$42,000	3,500
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$291,000	4,721
2010-06-30 (YTD Data)		Rank
Total interest income	$876,000	7,060
Total interest expense	$163,000	7,201
Net interest income	$713,000	6,918
Provision for loan and lease losses	$0	6,857
Total noninterest income	$59,000	6,700
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$25,000	6,341
Trading account gains and fees	$0	152
Additional Noninterest Income	$34,000	6,017
Total noninterest expense	$596,000	6,986
Salaries and employee benefits	$368,000	6,690
Premises and equipment expense	$75,000	6,744
Additional noninterest expense	$153,000	7,215
Pre-tax net operating income	$176,000	5,058
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$176,000	5,056
Extraordinary gains, net	$0	19
Net income	$176,000	5,059
Minority interest net income	$0	105
Net income of bank and minority interests.	$176,000	5,058
Net charge-offs	$382,000	2,756
Cash dividends	$42,000	3,234
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$176,000	4,901
2010-03-31 (YTD Data)		Rank
Total interest income	$453,000	7,111
Total interest expense	$80,000	7,332
Net interest income	$373,000	6,922
Provision for loan and lease losses	$0	6,552
Total noninterest income	$29,000	6,778
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$12,000	6,416
Trading account gains and fees	$0	175
Additional Noninterest Income	$17,000	6,134
Total noninterest expense	$302,000	7,070
Salaries and employee benefits	$191,000	6,710
Premises and equipment expense	$39,000	6,780
Additional noninterest expense	$72,000	7,368
Pre-tax net operating income	$100,000	5,046
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$100,000	4,974
Extraordinary gains, net	$0	16
Net income	$100,000	4,975
Minority interest net income	$0	91
Net income of bank and minority interests.	$100,000	4,974
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$100,000	4,863
2009-12-31 (YTD Data)		Rank
Total interest income	$1,859,000	7,166
Total interest expense	$415,000	7,321
Net interest income	$1,444,000	6,971
Provision for loan and lease losses	$-150,000	7,990
Total noninterest income	$357,000	5,318
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$47,000	6,516
Trading account gains and fees	$0	211
Additional Noninterest Income	$310,000	3,932
Total noninterest expense	$1,577,000	6,690
Salaries and employee benefits	$1,141,000	5,964
Premises and equipment expense	$145,000	6,983
Additional noninterest expense	$291,000	7,460
Pre-tax net operating income	$374,000	4,316
Securities gains (losses)	$0	3,754
Applicable income taxes	$283,000	2,079
Income before extraordinary items	$91,000	5,192
Extraordinary gains, net	$0	34
Net income	$91,000	5,192
Minority interest net income	$0	115
Net income of bank and minority interests.	$91,000	5,192
Net charge-offs	$-18,000	7,894
Cash dividends	$118,000	4,045
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$91,000	5,128
2009-09-30 (YTD Data)		Rank
Total interest income	$1,416,000	7,215
Total interest expense	$325,000	7,390
Net interest income	$1,091,000	6,996
Provision for loan and lease losses	$-150,000	8,077
Total noninterest income	$325,000	5,060
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$35,000	6,570
Trading account gains and fees	$0	212
Additional Noninterest Income	$290,000	3,678
Total noninterest expense	$935,000	7,137
Salaries and employee benefits	$621,000	6,661
Premises and equipment expense	$107,000	7,053
Additional noninterest expense	$207,000	7,551
Pre-tax net operating income	$631,000	3,504
Securities gains (losses)	$0	3,497
Applicable income taxes	$283,000	1,983
Income before extraordinary items	$348,000	4,232
Extraordinary gains, net	$0	27
Net income	$348,000	4,227
Minority interest net income	$0	118
Net income of bank and minority interests.	$348,000	4,230
Net charge-offs	$-18,000	7,929
Cash dividends	$54,000	3,875
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$348,000	4,160
2009-06-30 (YTD Data)		Rank
Total interest income	$960,000	7,263
Total interest expense	$225,000	7,451
Net interest income	$735,000	7,014
Provision for loan and lease losses	$-250,000	8,180
Total noninterest income	$289,000	4,497
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$23,000	6,604
Trading account gains and fees	$0	193
Additional Noninterest Income	$266,000	3,193
Total noninterest expense	$545,000	7,402
Salaries and employee benefits	$335,000	7,145
Premises and equipment expense	$72,000	7,096
Additional noninterest expense	$138,000	7,616
Pre-tax net operating income	$729,000	2,688
Securities gains (losses)	$0	3,136
Applicable income taxes	$279,000	1,615
Income before extraordinary items	$450,000	3,284
Extraordinary gains, net	$0	21
Net income	$450,000	3,279
Minority interest net income	$0	112
Net income of bank and minority interests.	$450,000	3,282
Net charge-offs	$-1,000	7,516
Cash dividends	$54,000	3,615
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$450,000	3,173
2009-03-31 (YTD Data)		Rank
Total interest income	$489,000	7,292
Total interest expense	$117,000	7,503
Net interest income	$372,000	7,006
Provision for loan and lease losses	$-250,000	8,228
Total noninterest income	$21,000	7,376
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$11,000	6,642
Trading account gains and fees	$0	171
Additional Noninterest Income	$10,000	6,874
Total noninterest expense	$272,000	7,417
Salaries and employee benefits	$171,000	7,154
Premises and equipment expense	$37,000	7,099
Additional noninterest expense	$64,000	7,632
Pre-tax net operating income	$371,000	2,957
Securities gains (losses)	$0	2,434
Applicable income taxes	$278,000	1,126
Income before extraordinary items	$93,000	5,044
Extraordinary gains, net	$0	15
Net income	$93,000	5,049
Minority interest net income	$0	102
Net income of bank and minority interests.	$93,000	5,048
Net charge-offs	$-1,000	7,151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$93,000	4,883
2008-12-31 (YTD Data)		Rank
Total interest income	$2,303,000	7,116
Total interest expense	$683,000	7,352
Net interest income	$1,620,000	6,853
Provision for loan and lease losses	$0	7,334
Total noninterest income	$62,000	7,651
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$49,000	6,646
Trading account gains and fees	$0	154
Additional Noninterest Income	$13,000	7,607
Total noninterest expense	$1,393,000	7,014
Salaries and employee benefits	$638,000	7,315
Premises and equipment expense	$181,000	6,844
Additional noninterest expense	$574,000	6,325
Pre-tax net operating income	$289,000	5,480
Securities gains (losses)	$0	3,220
Applicable income taxes	$117,000	3,262
Income before extraordinary items	$172,000	5,592
Extraordinary gains, net	$0	39
Net income	$172,000	5,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-66,000	8,192
Cash dividends	$106,000	4,927
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$172,000	5,744
2008-09-30 (YTD Data)		Rank
Total interest income	$1,779,000	7,157
Total interest expense	$537,000	7,409
Net interest income	$1,242,000	6,871
Provision for loan and lease losses	$0	6,991
Total noninterest income	$51,000	7,734
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$38,000	6,673
Trading account gains and fees	$0	148
Additional Noninterest Income	$13,000	7,670
Total noninterest expense	$1,073,000	6,971
Salaries and employee benefits	$441,000	7,475
Premises and equipment expense	$137,000	6,874
Additional noninterest expense	$495,000	5,931
Pre-tax net operating income	$220,000	5,961
Securities gains (losses)	$0	3,106
Applicable income taxes	$30,000	4,413
Income before extraordinary items	$190,000	5,750
Extraordinary gains, net	$0	31
Net income	$190,000	5,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,226
Cash dividends	$106,000	4,367
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$190,000	5,923
2008-06-30 (YTD Data)		Rank
Total interest income	$1,188,000	7,223
Total interest expense	$376,000	7,458
Net interest income	$812,000	6,931
Provision for loan and lease losses	$0	6,671
Total noninterest income	$39,000	7,710
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$25,000	6,713
Trading account gains and fees	$0	149
Additional Noninterest Income	$14,000	7,482
Total noninterest expense	$574,000	7,423
Salaries and employee benefits	$293,000	7,548
Premises and equipment expense	$88,000	6,959
Additional noninterest expense	$193,000	7,127
Pre-tax net operating income	$277,000	5,386
Securities gains (losses)	$0	3,233
Applicable income taxes	$80,000	3,665
Income before extraordinary items	$197,000	5,627
Extraordinary gains, net	$0	21
Net income	$197,000	5,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,731
Cash dividends	$106,000	4,040
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$197,000	5,565
2008-03-31 (YTD Data)		Rank
Total interest income	$650,000	7,136
Total interest expense	$200,000	7,492
Net interest income	$450,000	6,758
Provision for loan and lease losses	$0	6,080
Total noninterest income	$20,000	7,703
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$11,000	6,800
Trading account gains and fees	$0	158
Additional Noninterest Income	$9,000	7,309
Total noninterest expense	$287,000	7,457
Salaries and employee benefits	$150,000	7,552
Premises and equipment expense	$44,000	7,000
Additional noninterest expense	$93,000	7,181
Pre-tax net operating income	$183,000	5,111
Securities gains (losses)	$0	2,688
Applicable income taxes	$57,000	3,422
Income before extraordinary items	$126,000	5,504
Extraordinary gains, net	$0	15
Net income	$126,000	5,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$106,000	2,857
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$126,000	5,406
2007-12-31 (YTD Data)		Rank
Total interest income	$2,582,000	7,147
Total interest expense	$985,000	7,186
Net interest income	$1,597,000	7,011
Provision for loan and lease losses	$0	6,851
Total noninterest income	$81,000	7,745
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$62,000	6,569
Trading account gains and fees	$0	178
Additional Noninterest Income	$19,000	7,830
Total noninterest expense	$1,247,000	7,287
Salaries and employee benefits	$775,000	7,044
Premises and equipment expense	$231,000	6,429
Additional noninterest expense	$241,000	7,822
Pre-tax net operating income	$431,000	6,188
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$187,000	3,912
Income before extraordinary items	$243,000	6,633
Extraordinary gains, net	$0	39
Net income	$243,000	6,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-63,000	8,322
Cash dividends	$107,000	5,315
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$243,640	6,616
2007-09-30 (YTD Data)		Rank
Total interest income	$1,969,000	7,158
Total interest expense	$752,000	7,204
Net interest income	$1,217,000	7,011
Provision for loan and lease losses	$0	6,528
Total noninterest income	$68,000	7,707
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$45,000	6,629
Trading account gains and fees	$0	184
Additional Noninterest Income	$23,000	7,559
Total noninterest expense	$826,000	7,490
Salaries and employee benefits	$477,000	7,415
Premises and equipment expense	$172,000	6,443
Additional noninterest expense	$177,000	7,825
Pre-tax net operating income	$459,000	5,933
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$143,000	4,090
Income before extraordinary items	$315,000	6,238
Extraordinary gains, net	$0	33
Net income	$315,000	6,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-63,000	8,291
Cash dividends	$107,000	4,628
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$315,690	6,229
2007-06-30 (YTD Data)		Rank
Total interest income	$1,286,000	7,237
Total interest expense	$503,000	7,216
Net interest income	$783,000	7,135
Provision for loan and lease losses	$0	6,209
Total noninterest income	$44,000	7,788
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$26,000	6,785
Trading account gains and fees	$0	168
Additional Noninterest Income	$18,000	7,471
Total noninterest expense	$532,000	7,593
Salaries and employee benefits	$309,000	7,517
Premises and equipment expense	$114,000	6,495
Additional noninterest expense	$109,000	7,957
Pre-tax net operating income	$295,000	6,067
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$93,000	4,203
Income before extraordinary items	$201,000	6,362
Extraordinary gains, net	$0	29
Net income	$201,000	6,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,338
Cash dividends	$107,000	4,255
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$201,680	6,355
2007-03-31 (YTD Data)		Rank
Total interest income	$624,000	7,315
Total interest expense	$250,000	7,251
Net interest income	$374,000	7,266
Provision for loan and lease losses	$0	5,779
Total noninterest income	$26,000	7,612
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$12,000	6,858
Trading account gains and fees	$0	195
Additional Noninterest Income	$14,000	7,050
Total noninterest expense	$275,000	7,583
Salaries and employee benefits	$157,000	7,531
Premises and equipment expense	$58,000	6,480
Additional noninterest expense	$60,000	7,876
Pre-tax net operating income	$125,000	6,357
Securities gains (losses)	$-1,000	7,986
Applicable income taxes	$39,000	4,383
Income before extraordinary items	$85,000	6,624
Extraordinary gains, net	$0	22
Net income	$85,000	6,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$85,690	6,611
2006-12-31 (YTD Data)		Rank
Total interest income	$2,436,000	7,195
Total interest expense	$790,000	7,339
Net interest income	$1,646,000	6,995
Provision for loan and lease losses	$0	6,850
Total noninterest income	$67,000	8,067
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$54,000	6,825
Trading account gains and fees	$0	130
Additional Noninterest Income	$13,000	8,184
Total noninterest expense	$1,219,000	7,352
Salaries and employee benefits	$769,000	7,062
Premises and equipment expense	$190,000	6,830
Additional noninterest expense	$260,000	7,801
Pre-tax net operating income	$494,000	6,510
Securities gains (losses)	$0	1,687
Applicable income taxes	$182,000	4,398
Income before extraordinary items	$312,000	6,867
Extraordinary gains, net	$0	51
Net income	$312,000	6,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,433
Cash dividends	$230,000	4,799
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$312,000	6,868
2006-09-30 (YTD Data)		Rank
Total interest income	$1,829,000	7,229
Total interest expense	$561,000	7,429
Net interest income	$1,268,000	7,024
Provision for loan and lease losses	$0	6,685
Total noninterest income	$50,000	8,156
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$45,000	6,821
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,000	8,420
Total noninterest expense	$757,000	7,700
Salaries and employee benefits	$441,000	7,621
Premises and equipment expense	$138,000	6,917
Additional noninterest expense	$178,000	7,951
Pre-tax net operating income	$561,000	6,001
Securities gains (losses)	$0	1,388
Applicable income taxes	$194,000	4,163
Income before extraordinary items	$367,000	6,393
Extraordinary gains, net	$0	45
Net income	$367,000	6,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,438
Cash dividends	$66,000	4,932
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$367,000	6,396
2006-06-30 (YTD Data)		Rank
Total interest income	$1,193,000	7,282
Total interest expense	$344,000	7,524
Net interest income	$849,000	7,055
Provision for loan and lease losses	$0	6,419
Total noninterest income	$30,000	8,281
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$27,000	6,945
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,000	8,487
Total noninterest expense	$498,000	7,751
Salaries and employee benefits	$291,000	7,685
Premises and equipment expense	$90,000	6,981
Additional noninterest expense	$117,000	7,985
Pre-tax net operating income	$381,000	5,996
Securities gains (losses)	$0	1,185
Applicable income taxes	$135,000	4,150
Income before extraordinary items	$246,000	6,408
Extraordinary gains, net	$0	39
Net income	$246,000	6,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,314
Cash dividends	$65,000	4,658
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$246,000	6,413
2006-03-31 (YTD Data)		Rank
Total interest income	$552,000	7,424
Total interest expense	$164,000	7,558
Net interest income	$388,000	7,258
Provision for loan and lease losses	$0	6,013
Total noninterest income	$24,000	7,882
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$14,000	6,901
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$253,000	7,738
Salaries and employee benefits	$150,000	7,630
Premises and equipment expense	$45,000	6,974
Additional noninterest expense	$58,000	7,984
Pre-tax net operating income	$159,000	6,292
Securities gains (losses)	$0	955
Applicable income taxes	$55,000	4,377
Income before extraordinary items	$104,000	6,677
Extraordinary gains, net	$0	21
Net income	$104,000	6,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$65,000	3,432
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$104,000	6,671
2005-12-31 (YTD Data)		Rank
Total interest income	$2,153,000	7,311
Total interest expense	$582,000	7,370
Net interest income	$1,571,000	7,202
Provision for loan and lease losses	$0	7,120
Total noninterest income	$66,000	8,294
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$45,000	7,154
Trading account gains and fees	$0	138
Additional Noninterest Income	$21,000	8,110
Total noninterest expense	$1,204,000	7,394
Salaries and employee benefits	$756,000	7,073
Premises and equipment expense	$194,000	6,778
Additional noninterest expense	$254,000	7,899
Pre-tax net operating income	$433,000	6,955
Securities gains (losses)	$0	2,296
Applicable income taxes	$160,000	4,925
Income before extraordinary items	$273,000	7,295
Extraordinary gains, net	$0	46
Net income	$273,000	7,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	8,489
Cash dividends	$385,000	4,058
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$273,000	7,276
2005-09-30 (YTD Data)		Rank
Total interest income	$1,601,000	7,334
Total interest expense	$426,000	7,370
Net interest income	$1,175,000	7,252
Provision for loan and lease losses	$0	6,899
Total noninterest income	$54,000	8,268
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	7,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,000	7,975
Total noninterest expense	$795,000	7,623
Salaries and employee benefits	$460,000	7,542
Premises and equipment expense	$148,000	6,747
Additional noninterest expense	$187,000	7,927
Pre-tax net operating income	$434,000	6,655
Securities gains (losses)	$0	2,317
Applicable income taxes	$155,000	4,772
Income before extraordinary items	$279,000	7,024
Extraordinary gains, net	$0	35
Net income	$279,000	7,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,653
Cash dividends	$335,000	3,375
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$279,000	6,990
2005-06-30 (YTD Data)		Rank
Total interest income	$1,057,000	7,340
Total interest expense	$276,000	7,342
Net interest income	$781,000	7,255
Provision for loan and lease losses	$0	6,626
Total noninterest income	$32,000	8,350
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$21,000	7,247
Trading account gains and fees	$0	116
Additional Noninterest Income	$11,000	8,096
Total noninterest expense	$530,000	7,630
Salaries and employee benefits	$315,000	7,493
Premises and equipment expense	$94,000	6,825
Additional noninterest expense	$121,000	7,967
Pre-tax net operating income	$283,000	6,690
Securities gains (losses)	$0	2,146
Applicable income taxes	$102,000	4,792
Income before extraordinary items	$181,000	7,078
Extraordinary gains, net	$0	30
Net income	$181,000	7,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-107,000	8,674
Cash dividends	$335,000	2,778
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$181,000	7,044
2005-03-31 (YTD Data)		Rank
Total interest income	$523,000	7,398
Total interest expense	$131,000	7,400
Net interest income	$392,000	7,299
Provision for loan and lease losses	$0	6,226
Total noninterest income	$25,000	7,991
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$9,000	7,376
Trading account gains and fees	$0	115
Additional Noninterest Income	$16,000	7,179
Total noninterest expense	$279,000	7,597
Salaries and employee benefits	$161,000	7,494
Premises and equipment expense	$52,000	6,674
Additional noninterest expense	$66,000	7,893
Pre-tax net operating income	$138,000	6,718
Securities gains (losses)	$0	1,685
Applicable income taxes	$49,000	4,779
Income before extraordinary items	$89,000	7,078
Extraordinary gains, net	$0	24
Net income	$89,000	7,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	8,655
Cash dividends	$335,000	1,630
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$89,000	7,041
2004-12-31 (YTD Data)		Rank
Total interest income	$2,165,000	7,210
Total interest expense	$512,000	7,260
Net interest income	$1,653,000	7,110
Provision for loan and lease losses	$0	7,314
Total noninterest income	$50,000	8,580
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$33,000	7,519
Trading account gains and fees	$0	138
Additional Noninterest Income	$17,000	8,308
Total noninterest expense	$1,198,000	7,445
Salaries and employee benefits	$700,000	7,280
Premises and equipment expense	$202,000	6,741
Additional noninterest expense	$296,000	7,725
Pre-tax net operating income	$505,000	6,700
Securities gains (losses)	$0	3,819
Applicable income taxes	$170,000	4,945
Income before extraordinary items	$335,000	7,080
Extraordinary gains, net	$0	34
Net income	$335,000	7,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	8,679
Cash dividends	$60,000	5,755
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$335,000	7,028
2004-09-30 (YTD Data)		Rank
Total interest income	$1,651,000	7,195
Total interest expense	$386,000	7,270
Net interest income	$1,265,000	7,079
Provision for loan and lease losses	$0	7,100
Total noninterest income	$45,000	8,550
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$29,000	7,502
Trading account gains and fees	$0	134
Additional Noninterest Income	$16,000	8,210
Total noninterest expense	$770,000	7,732
Salaries and employee benefits	$442,000	7,655
Premises and equipment expense	$148,000	6,758
Additional noninterest expense	$180,000	8,049
Pre-tax net operating income	$540,000	6,140
Securities gains (losses)	$0	3,710
Applicable income taxes	$200,000	4,434
Income before extraordinary items	$340,000	6,665
Extraordinary gains, net	$0	26
Net income	$340,000	6,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	8,616
Cash dividends	$60,000	4,908
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$340,000	6,593
2004-06-30 (YTD Data)		Rank
Total interest income	$1,122,000	7,200
Total interest expense	$259,000	7,315
Net interest income	$863,000	7,053
Provision for loan and lease losses	$0	6,885
Total noninterest income	$40,000	8,398
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$20,000	7,519
Trading account gains and fees	$0	130
Additional Noninterest Income	$20,000	7,733
Total noninterest expense	$503,000	7,817
Salaries and employee benefits	$294,000	7,716
Premises and equipment expense	$104,000	6,700
Additional noninterest expense	$105,000	8,288
Pre-tax net operating income	$400,000	5,857
Securities gains (losses)	$0	3,413
Applicable income taxes	$121,000	4,596
Income before extraordinary items	$279,000	6,198
Extraordinary gains, net	$0	21
Net income	$279,000	6,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,683
Cash dividends	$60,000	4,565
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$279,000	6,117
2004-03-31 (YTD Data)		Rank
Total interest income	$592,000	7,116
Total interest expense	$131,000	7,344
Net interest income	$461,000	6,905
Provision for loan and lease losses	$0	6,501
Total noninterest income	$20,000	8,411
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$10,000	7,505
Trading account gains and fees	$0	121
Additional Noninterest Income	$10,000	7,740
Total noninterest expense	$265,000	7,757
Salaries and employee benefits	$150,000	7,700
Premises and equipment expense	$51,000	6,740
Additional noninterest expense	$64,000	8,039
Pre-tax net operating income	$216,000	5,640
Securities gains (losses)	$0	2,934
Applicable income taxes	$80,000	4,142
Income before extraordinary items	$136,000	6,238
Extraordinary gains, net	$0	16
Net income	$136,000	6,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-123,000	8,988
Cash dividends	$60,000	3,268
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$136,000	6,132
2003-12-31 (YTD Data)		Rank
Total interest income	$2,197,000	7,367
Total interest expense	$658,000	7,196
Net interest income	$1,539,000	7,304
Provision for loan and lease losses	$122,000	4,919
Total noninterest income	$55,000	8,751
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$32,000	7,690
Trading account gains and fees	$0	160
Additional Noninterest Income	$23,000	8,335
Total noninterest expense	$1,256,000	7,358
Salaries and employee benefits	$777,000	6,998
Premises and equipment expense	$225,000	6,489
Additional noninterest expense	$254,000	8,075
Pre-tax net operating income	$216,000	7,771
Securities gains (losses)	$0	4,500
Applicable income taxes	$56,000	6,198
Income before extraordinary items	$160,000	7,958
Extraordinary gains, net	$0	54
Net income	$160,000	7,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	3,104
Cash dividends	$60,000	5,832
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$160,000	7,838
2003-09-30 (YTD Data)		Rank
Total interest income	$1,652,000	7,444
Total interest expense	$511,000	7,257
Net interest income	$1,141,000	7,393
Provision for loan and lease losses	$43,000	6,051
Total noninterest income	$89,000	8,173
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$24,000	7,765
Trading account gains and fees	$0	153
Additional Noninterest Income	$65,000	6,817
Total noninterest expense	$801,000	7,732
Salaries and employee benefits	$460,000	7,611
Premises and equipment expense	$164,000	6,559
Additional noninterest expense	$177,000	8,211
Pre-tax net operating income	$386,000	6,761
Securities gains (losses)	$0	4,204
Applicable income taxes	$150,000	5,091
Income before extraordinary items	$236,000	7,358
Extraordinary gains, net	$0	40
Net income	$236,000	7,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,621
Cash dividends	$60,000	5,017
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$236,000	7,189
2003-06-30 (YTD Data)		Rank
Total interest income	$1,122,000	7,442
Total interest expense	$355,000	7,292
Net interest income	$767,000	7,372
Provision for loan and lease losses	$37,000	5,547
Total noninterest income	$58,000	8,186
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$18,000	7,723
Trading account gains and fees	$0	150
Additional Noninterest Income	$40,000	6,937
Total noninterest expense	$537,000	7,743
Salaries and employee benefits	$293,000	7,747
Premises and equipment expense	$121,000	6,238
Additional noninterest expense	$123,000	8,136
Pre-tax net operating income	$251,000	6,829
Securities gains (losses)	$0	3,782
Applicable income taxes	$101,000	5,116
Income before extraordinary items	$150,000	7,450
Extraordinary gains, net	$0	30
Net income	$150,000	7,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,967
Cash dividends	$60,000	4,634
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$150,000	7,265
2003-03-31 (YTD Data)		Rank
Total interest income	$592,000	7,352
Total interest expense	$186,000	7,274
Net interest income	$406,000	7,254
Provision for loan and lease losses	$0	6,934
Total noninterest income	$34,000	7,988
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$10,000	7,640
Trading account gains and fees	$0	134
Additional Noninterest Income	$24,000	6,621
Total noninterest expense	$281,000	7,666
Salaries and employee benefits	$154,000	7,648
Premises and equipment expense	$67,000	5,985
Additional noninterest expense	$60,000	8,208
Pre-tax net operating income	$159,000	6,347
Securities gains (losses)	$0	2,891
Applicable income taxes	$58,000	4,885
Income before extraordinary items	$101,000	6,878
Extraordinary gains, net	$0	21
Net income	$101,000	6,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$60,000	3,294
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$101,000	6,714
2002-12-31 (YTD Data)		Rank
Total interest income	$2,600,000	7,259
Total interest expense	$987,000	6,966
Net interest income	$1,613,000	7,246
Provision for loan and lease losses	$160,000	4,794
Total noninterest income	$80,000	8,644
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$31,000	7,841
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	7,624
Total noninterest expense	$1,149,000	7,594
Salaries and employee benefits	$735,000	7,137
Premises and equipment expense	$204,000	6,743
Additional noninterest expense	$210,000	8,490
Pre-tax net operating income	$384,000	7,226
Securities gains (losses)	$0	4,537
Applicable income taxes	$153,000	5,497
Income before extraordinary items	$231,000	7,673
Extraordinary gains, net	$0	70
Net income	$231,000	7,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	3,098
Cash dividends	$60,000	5,867
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$231,000	7,583
2001-12-31 (YTD Data)		Rank
Total interest income	$3,151,000	7,097
Total interest expense	$1,418,000	7,151
Net interest income	$1,733,000	6,925
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$110,000	8,362
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$35,000	7,892
Trading account gains and fees	$0	177
Additional Noninterest Income	$75,000	7,000
Total noninterest expense	$1,254,000	7,321
Salaries and employee benefits	$794,000	6,800
Premises and equipment expense	$203,000	6,749
Additional noninterest expense	$257,000	8,160
Pre-tax net operating income	$469,000	6,677
Securities gains (losses)	$33,000	2,734
Applicable income taxes	$127,000	5,697
Income before extraordinary items	$375,000	6,710
Extraordinary gains, net	$0	105
Net income	$375,000	6,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,086
Cash dividends	$30,000	6,329
Sale, conversion, retirement of capital stock, net	$-2,413,000	9,597
Net operating income	$350,250	6,714
2000-12-31 (YTD Data)		Rank
Total interest income	$3,276,000	7,142
Total interest expense	$1,695,000	6,787
Net interest income	$1,581,000	7,329
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$75,000	8,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,029
Total noninterest expense	$1,208,000	7,480
Salaries and employee benefits	$757,000	6,927
Premises and equipment expense	$206,000	6,674
Additional noninterest expense	$245,000	8,381
Pre-tax net operating income	$348,000	7,704
Securities gains (losses)	$-64,000	9,284
Applicable income taxes	$4,000	8,229
Income before extraordinary items	$280,000	7,590
Extraordinary gains, net	$0	38
Net income	$280,000	7,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	2,003
Cash dividends	$30,000	6,576
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$343,360	7,187
1999-12-31 (YTD Data)		Rank
Total interest income	$3,016,000	7,359
Total interest expense	$1,549,000	6,857
Net interest income	$1,467,000	7,644
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$83,000	9,099
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	8,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,065
Total noninterest expense	$1,123,000	7,781
Salaries and employee benefits	$665,000	7,418
Premises and equipment expense	$192,000	6,941
Additional noninterest expense	$266,000	8,415
Pre-tax net operating income	$307,000	8,055
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$62,000	7,476
Income before extraordinary items	$246,000	7,957
Extraordinary gains, net	$0	35
Net income	$246,000	7,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,882
Cash dividends	$30,000	6,807
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$245,200	7,938
1998-12-31 (YTD Data)		Rank
Total interest income	$3,106,000	7,405
Total interest expense	$1,525,000	7,134
Net interest income	$1,581,000	7,506
Provision for loan and lease losses	$195,000	3,570
Total noninterest income	$70,000	9,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	8,570
Total noninterest expense	$1,009,000	8,089
Salaries and employee benefits	$656,000	7,446
Premises and equipment expense	$135,000	7,968
Additional noninterest expense	$218,000	8,920
Pre-tax net operating income	$447,000	7,638
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$132,000	7,080
Income before extraordinary items	$317,000	7,747
Extraordinary gains, net	$0	32
Net income	$317,000	7,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,285
Cash dividends	$30,000	7,122
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$315,580	7,676
1997-12-31 (YTD Data)		Rank
Total interest income	$3,052,000	7,696
Total interest expense	$1,543,000	7,244
Net interest income	$1,509,000	7,955
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$72,000	9,909
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$36,000	8,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,049
Total noninterest expense	$922,000	8,600
Salaries and employee benefits	$597,000	7,937
Premises and equipment expense	$124,000	8,390
Additional noninterest expense	$201,000	9,402
Pre-tax net operating income	$599,000	7,428
Securities gains (losses)	$-13,000	10,166
Applicable income taxes	$179,000	7,191
Income before extraordinary items	$407,000	7,589
Extraordinary gains, net	$0	44
Net income	$407,000	7,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,887
Cash dividends	$30,000	7,454
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$415,970	7,480
1996-12-31 (YTD Data)		Rank
Total interest income	$2,903,000	8,126
Total interest expense	$1,430,000	7,757
Net interest income	$1,473,000	8,331
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$357,000	6,358
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$39,000	9,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	3,939
Total noninterest expense	$962,000	8,815
Salaries and employee benefits	$609,000	8,070
Premises and equipment expense	$127,000	8,603
Additional noninterest expense	$226,000	9,640
Pre-tax net operating income	$808,000	6,472
Securities gains (losses)	$-38,000	10,943
Applicable income taxes	$238,000	6,603
Income before extraordinary items	$532,000	6,684
Extraordinary gains, net	$0	53
Net income	$532,000	6,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,424
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$558,220	6,452
1995-12-31 (YTD Data)		Rank
Total interest income	$2,809,000	8,487
Total interest expense	$1,454,000	7,814
Net interest income	$1,355,000	8,916
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$65,000	11,062
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	9,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,650
Total noninterest expense	$885,000	9,408
Salaries and employee benefits	$554,000	8,685
Premises and equipment expense	$124,000	8,943
Additional noninterest expense	$207,000	10,333
Pre-tax net operating income	$475,000	8,583
Securities gains (losses)	$-28,000	10,792
Applicable income taxes	$98,000	9,217
Income before extraordinary items	$349,000	8,490
Extraordinary gains, net	$0	65
Net income	$349,000	8,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,530
Cash dividends	$30,000	8,164
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$370,840	8,298
1994-12-31 (YTD Data)		Rank
Total interest income	$2,582,000	8,759
Total interest expense	$1,222,000	7,813
Net interest income	$1,360,000	9,287
Provision for loan and lease losses	$100,000	4,522
Total noninterest income	$64,000	11,626
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	9,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	11,499
Total noninterest expense	$897,000	9,781
Salaries and employee benefits	$538,000	9,055
Premises and equipment expense	$113,000	9,600
Additional noninterest expense	$246,000	10,570
Pre-tax net operating income	$427,000	9,143
Securities gains (losses)	$5,000	2,624
Applicable income taxes	$107,000	9,194
Income before extraordinary items	$325,000	8,874
Extraordinary gains, net	$0	249
Net income	$325,000	8,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,238
Cash dividends	$30,000	8,349
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$321,250	8,977
1993-12-31 (YTD Data)		Rank
Total interest income	$2,445,000	9,302
Total interest expense	$1,085,000	8,746
Net interest income	$1,360,000	9,545
Provision for loan and lease losses	$175,000	4,260
Total noninterest income	$176,000	9,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	10,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	6,833
Total noninterest expense	$801,000	10,666
Salaries and employee benefits	$467,000	9,973
Premises and equipment expense	$113,000	10,024
Additional noninterest expense	$221,000	11,452
Pre-tax net operating income	$560,000	8,226
Securities gains (losses)	$41,000	3,697
Applicable income taxes	$177,000	8,072
Income before extraordinary items	$424,000	8,195
Extraordinary gains, net	$13,000	2,867
Net income	$437,000	8,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,669
Cash dividends	$30,000	8,419
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$394,890	8,210
1992-12-31 (YTD Data)		Rank
Total interest income	$2,459,000	9,992
Total interest expense	$1,174,000	9,705
Net interest income	$1,285,000	10,018
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$49,000	13,130
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	10,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$857,000	10,723
Salaries and employee benefits	$540,000	9,368
Premises and equipment expense	$94,000	10,953
Additional noninterest expense	$223,000	11,919
Pre-tax net operating income	$327,000	9,892
Securities gains (losses)	$23,000	5,402
Applicable income taxes	$94,000	10,072
Income before extraordinary items	$256,000	9,837
Extraordinary gains, net	$0	1,422
Net income	$256,000	9,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	6,726
Cash dividends	$15,000	8,575
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$239,210	9,698

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.