Home > State Bank of Chanhassen > Income and Expense
State Bank of Chanhassen, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 4,388 |
| Total interest expense | $267,000 | 5,789 |
| Net interest income | $1,276,000 | 3,855 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $253,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,872 |
| Total noninterest expense | $803,000 | 4,551 |
| Salaries and employee benefits | $390,000 | 4,932 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $651,000 | 3,036 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $651,000 | 2,450 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $651,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $101,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $651,000 | 2,408 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 4,724 |
| Total interest expense | $773,000 | 6,350 |
| Net interest income | $4,405,000 | 4,181 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,304,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $501,000 | 3,143 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $803,000 | 2,491 |
| Total noninterest expense | $4,056,000 | 3,698 |
| Salaries and employee benefits | $2,117,000 | 3,812 |
| Premises and equipment expense | $500,000 | 4,091 |
| Additional noninterest expense | $1,439,000 | 3,233 |
| Pre-tax net operating income | $1,413,000 | 4,403 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $31,000 | 6,334 |
| Income before extraordinary items | $1,385,000 | 3,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,385,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $649,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,382,060 | 3,775 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 4,867 |
| Total interest expense | $577,000 | 6,347 |
| Net interest income | $3,129,000 | 4,346 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,007,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $361,000 | 3,245 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $646,000 | 2,391 |
| Total noninterest expense | $3,065,000 | 3,647 |
| Salaries and employee benefits | $1,611,000 | 3,744 |
| Premises and equipment expense | $366,000 | 4,156 |
| Additional noninterest expense | $1,088,000 | 3,181 |
| Pre-tax net operating income | $891,000 | 4,908 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $870,000 | 4,376 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $870,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $448,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $867,090 | 4,312 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 4,923 |
| Total interest expense | $390,000 | 6,350 |
| Net interest income | $2,047,000 | 4,406 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $722,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $225,000 | 3,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $497,000 | 2,199 |
| Total noninterest expense | $2,097,000 | 3,606 |
| Salaries and employee benefits | $1,110,000 | 3,673 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $739,000 | 3,162 |
| Pre-tax net operating income | $552,000 | 5,060 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $539,000 | 4,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $218,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $536,090 | 4,472 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,993 |
| Total interest expense | $197,000 | 6,391 |
| Net interest income | $1,004,000 | 4,464 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $322,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $215,000 | 2,361 |
| Total noninterest expense | $1,038,000 | 3,649 |
| Salaries and employee benefits | $536,000 | 3,795 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $373,000 | 3,108 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $220,000 | 5,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $220,000 | 4,971 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 4,586 |
| Total interest expense | $963,000 | 6,221 |
| Net interest income | $4,501,000 | 3,996 |
| Provision for loan and lease losses | $-1,000 | 8,877 |
| Total noninterest income | $2,392,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $446,000 | 3,402 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,946,000 | 1,498 |
| Total noninterest expense | $4,701,000 | 3,210 |
| Salaries and employee benefits | $2,697,000 | 3,054 |
| Premises and equipment expense | $495,000 | 4,092 |
| Additional noninterest expense | $1,509,000 | 3,061 |
| Pre-tax net operating income | $2,193,000 | 3,178 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $71,000 | 6,025 |
| Income before extraordinary items | $2,122,000 | 2,737 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,122,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,916 |
| Cash dividends | $1,807,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,122,000 | 2,607 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 4,536 |
| Total interest expense | $754,000 | 6,254 |
| Net interest income | $3,486,000 | 3,917 |
| Provision for loan and lease losses | $199,000 | 3,357 |
| Total noninterest income | $1,926,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $317,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,609,000 | 1,459 |
| Total noninterest expense | $3,647,000 | 3,119 |
| Salaries and employee benefits | $2,162,000 | 2,870 |
| Premises and equipment expense | $366,000 | 4,134 |
| Additional noninterest expense | $1,119,000 | 3,083 |
| Pre-tax net operating income | $1,566,000 | 3,432 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $53,000 | 6,165 |
| Income before extraordinary items | $1,513,000 | 2,941 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,513,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $796,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,513,000 | 2,798 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 4,472 |
| Total interest expense | $529,000 | 6,211 |
| Net interest income | $2,379,000 | 3,851 |
| Provision for loan and lease losses | $149,000 | 3,161 |
| Total noninterest income | $1,210,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $200,000 | 3,626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,010,000 | 1,508 |
| Total noninterest expense | $2,412,000 | 3,140 |
| Salaries and employee benefits | $1,408,000 | 2,947 |
| Premises and equipment expense | $245,000 | 4,111 |
| Additional noninterest expense | $759,000 | 3,007 |
| Pre-tax net operating income | $1,028,000 | 3,463 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $35,000 | 6,230 |
| Income before extraordinary items | $993,000 | 2,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $993,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,518 |
| Cash dividends | $533,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $993,000 | 2,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 4,479 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $1,190,000 | 3,848 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $545,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $453,000 | 1,587 |
| Total noninterest expense | $1,209,000 | 3,121 |
| Salaries and employee benefits | $699,000 | 2,956 |
| Premises and equipment expense | $130,000 | 3,924 |
| Additional noninterest expense | $380,000 | 2,983 |
| Pre-tax net operating income | $452,000 | 3,740 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $435,000 | 3,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $435,000 | 3,097 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 4,268 |
| Total interest expense | $1,301,000 | 6,176 |
| Net interest income | $5,252,000 | 3,509 |
| Provision for loan and lease losses | $112,000 | 5,527 |
| Total noninterest income | $1,647,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $405,000 | 3,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,242,000 | 1,899 |
| Total noninterest expense | $4,109,000 | 3,497 |
| Salaries and employee benefits | $2,235,000 | 3,414 |
| Premises and equipment expense | $440,000 | 4,333 |
| Additional noninterest expense | $1,434,000 | 3,064 |
| Pre-tax net operating income | $2,678,000 | 2,746 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $109,000 | 5,881 |
| Income before extraordinary items | $2,569,000 | 2,296 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,569,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $1,476,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,569,000 | 2,227 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,184 |
| Total interest expense | $2,731,000 | 5,076 |
| Net interest income | $4,873,000 | 3,507 |
| Provision for loan and lease losses | $136,000 | 4,973 |
| Total noninterest income | $1,234,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $823,000 | 2,341 |
| Total noninterest expense | $3,813,000 | 3,574 |
| Salaries and employee benefits | $1,875,000 | 3,779 |
| Premises and equipment expense | $422,000 | 4,425 |
| Additional noninterest expense | $1,516,000 | 2,842 |
| Pre-tax net operating income | $2,158,000 | 3,007 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $902,000 | 2,241 |
| Income before extraordinary items | $1,256,000 | 3,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,256,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,773 |
| Cash dividends | $502,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,256,000 | 3,573 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 4,274 |
| Total interest expense | $3,006,000 | 4,921 |
| Net interest income | $4,630,000 | 3,714 |
| Provision for loan and lease losses | $238,000 | 3,398 |
| Total noninterest income | $700,000 | 3,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,911 |
| Total noninterest expense | $3,452,000 | 3,746 |
| Salaries and employee benefits | $1,557,000 | 4,228 |
| Premises and equipment expense | $427,000 | 4,292 |
| Additional noninterest expense | $1,468,000 | 2,870 |
| Pre-tax net operating income | $1,640,000 | 3,813 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $687,000 | 2,828 |
| Income before extraordinary items | $953,000 | 4,522 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $953,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $953,000 | 4,518 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 4,605 |
| Total interest expense | $2,455,000 | 5,246 |
| Net interest income | $4,162,000 | 4,032 |
| Provision for loan and lease losses | $156,000 | 4,165 |
| Total noninterest income | $634,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,280 |
| Total noninterest expense | $3,412,000 | 3,776 |
| Salaries and employee benefits | $1,484,000 | 4,382 |
| Premises and equipment expense | $432,000 | 4,259 |
| Additional noninterest expense | $1,496,000 | 2,873 |
| Pre-tax net operating income | $1,228,000 | 4,702 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $526,000 | 3,525 |
| Income before extraordinary items | $702,000 | 5,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $702,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $702,000 | 5,420 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,796 |
| Total interest expense | $2,647,000 | 5,171 |
| Net interest income | $3,695,000 | 4,389 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $672,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,790 |
| Total noninterest expense | $3,106,000 | 3,993 |
| Salaries and employee benefits | $1,275,000 | 4,844 |
| Premises and equipment expense | $382,000 | 4,585 |
| Additional noninterest expense | $1,449,000 | 2,864 |
| Pre-tax net operating income | $1,189,000 | 4,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $507,000 | 3,799 |
| Income before extraordinary items | $682,000 | 5,689 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $682,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $682,000 | 5,582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,253 |
| Total interest expense | $2,201,000 | 5,882 |
| Net interest income | $3,511,000 | 4,725 |
| Provision for loan and lease losses | $118,000 | 4,844 |
| Total noninterest income | $527,000 | 4,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,823,000 | 4,307 |
| Salaries and employee benefits | $1,221,000 | 5,017 |
| Premises and equipment expense | $348,000 | 4,919 |
| Additional noninterest expense | $1,254,000 | 3,224 |
| Pre-tax net operating income | $1,097,000 | 5,550 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $495,000 | 4,243 |
| Income before extraordinary items | $603,000 | 6,354 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $603,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $602,360 | 6,306 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 6,227 |
| Total interest expense | $1,812,000 | 6,818 |
| Net interest income | $2,859,000 | 5,644 |
| Provision for loan and lease losses | $221,000 | 3,191 |
| Total noninterest income | $542,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $2,431,000 | 5,122 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $1,056,000 | 4,211 |
| Pre-tax net operating income | $749,000 | 6,707 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $384,000 | 7,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $384,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,652 |
| Cash dividends | $95,000 | 6,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $384,000 | 7,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 7,283 |
| Total interest expense | $1,290,000 | 8,311 |
| Net interest income | $2,436,000 | 6,424 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $702,000 | 4,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,698 |
| Total noninterest expense | $2,447,000 | 5,088 |
| Salaries and employee benefits | $942,000 | 6,340 |
| Premises and equipment expense | $382,000 | 4,716 |
| Additional noninterest expense | $1,123,000 | 3,963 |
| Pre-tax net operating income | $591,000 | 7,917 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $309,000 | 5,889 |
| Income before extraordinary items | $282,000 | 9,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $282,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $282,000 | 9,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 8,224 |
| Total interest expense | $774,000 | 9,742 |
| Net interest income | $2,129,000 | 7,249 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,880 |
| Total noninterest expense | $2,159,000 | 5,845 |
| Salaries and employee benefits | $789,000 | 7,263 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $1,087,000 | 4,397 |
| Pre-tax net operating income | $325,000 | 9,944 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $158,000 | 8,149 |
| Income before extraordinary items | $167,000 | 10,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $167,000 | 10,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $167,000 | 10,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 13,085 |
| Total interest expense | $134,000 | 13,134 |
| Net interest income | $329,000 | 12,957 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $335,000 | 12,875 |
| Salaries and employee benefits | $123,000 | 13,111 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $66,000 | 12,082 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $27,000 | 12,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $27,000 | 12,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $26,360 | 12,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 8,593 |
| Total interest expense | $1,154,000 | 9,779 |
| Net interest income | $2,074,000 | 7,565 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $523,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $2,159,000 | 6,011 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $470,000 | 4,197 |
| Additional noninterest expense | $912,000 | 5,456 |
| Pre-tax net operating income | $253,000 | 10,574 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $94,000 | 10,072 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 4,196 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $159,360 | 10,800 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.