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State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,321,000	2,662
Total interest expense	$2,478,000	2,830
Net interest income	$8,843,000	2,539
Provision for loan and lease losses	$935,000	871
Total noninterest income	$882,000	2,884
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$197,000	2,698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	2,668
Total noninterest expense	$7,697,000	2,400
Salaries and employee benefits	$4,198,000	2,449
Premises and equipment expense	$1,003,000	2,024
Additional noninterest expense	$685,000	2,668
Pre-tax net operating income	$1,093,000	3,508
Securities gains (losses)	$0	988
Applicable income taxes	$312,000	2,202
Income before extraordinary items	$781,000	3,646
Extraordinary gains, net	$0	54
Net income	$781,000	3,683
Minority interest net income	$0	88
Net income of bank and minority interests.	$781,000	3,647
Net charge-offs	$10,000	2,421
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$781,000	3,671
2023-09-30 (YTD Data)		Rank
Total interest income	$8,317,000	2,672
Total interest expense	$1,610,000	2,867
Net interest income	$6,707,000	2,547
Provision for loan and lease losses	$785,000	772
Total noninterest income	$663,000	2,875
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$143,000	2,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	2,639
Total noninterest expense	$5,631,000	2,428
Salaries and employee benefits	$3,091,000	2,463
Premises and equipment expense	$778,000	1,994
Additional noninterest expense	$520,000	2,638
Pre-tax net operating income	$954,000	3,466
Securities gains (losses)	$0	849
Applicable income taxes	$272,000	2,170
Income before extraordinary items	$682,000	3,622
Extraordinary gains, net	$0	52
Net income	$682,000	3,655
Minority interest net income	$0	81
Net income of bank and minority interests.	$682,000	3,622
Net charge-offs	$17,000	1,963
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$682,000	3,652
2023-06-30 (YTD Data)		Rank
Total interest income	$5,354,000	2,697
Total interest expense	$849,000	2,971
Net interest income	$4,505,000	2,558
Provision for loan and lease losses	$510,000	771
Total noninterest income	$363,000	3,057
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$97,000	2,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,865
Total noninterest expense	$3,747,000	2,418
Salaries and employee benefits	$2,038,000	2,481
Premises and equipment expense	$508,000	1,999
Additional noninterest expense	$266,000	2,859
Pre-tax net operating income	$611,000	3,549
Securities gains (losses)	$0	938
Applicable income taxes	$174,000	2,214
Income before extraordinary items	$437,000	3,688
Extraordinary gains, net	$0	51
Net income	$437,000	3,723
Minority interest net income	$0	81
Net income of bank and minority interests.	$437,000	3,687
Net charge-offs	$-10,000	3,918
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$437,000	3,710
2023-03-31 (YTD Data)		Rank
Total interest income	$2,638,000	2,715
Total interest expense	$324,000	3,084
Net interest income	$2,314,000	2,537
Provision for loan and lease losses	$285,000	712
Total noninterest income	$99,000	3,603
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$42,000	2,896
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	3,596
Total noninterest expense	$1,799,000	2,517
Salaries and employee benefits	$1,065,000	2,452
Premises and equipment expense	$233,000	2,142
Additional noninterest expense	$57,000	3,596
Pre-tax net operating income	$329,000	3,545
Securities gains (losses)	$0	950
Applicable income taxes	$94,000	2,183
Income before extraordinary items	$235,000	3,690
Extraordinary gains, net	$0	4
Net income	$235,000	3,689
Minority interest net income	$0	48
Net income of bank and minority interests.	$235,000	3,690
Net charge-offs	$-5,000	3,836
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$235,000	3,710
2022-12-31 (YTD Data)		Rank
Total interest income	$9,024,000	2,673
Total interest expense	$397,000	3,494
Net interest income	$8,627,000	2,564
Provision for loan and lease losses	$513,000	1,210
Total noninterest income	$1,052,000	2,746
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$306,000	2,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	2,648
Total noninterest expense	$7,252,000	2,459
Salaries and employee benefits	$3,464,000	2,714
Premises and equipment expense	$1,025,000	1,986
Additional noninterest expense	$746,000	2,648
Pre-tax net operating income	$1,914,000	3,174
Securities gains (losses)	$0	691
Applicable income taxes	$544,000	1,964
Income before extraordinary items	$1,370,000	3,353
Extraordinary gains, net	$0	5
Net income	$1,370,000	3,349
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,370,000	3,352
Net charge-offs	$53,000	1,508
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,370,000	3,381
2022-09-30 (YTD Data)		Rank
Total interest income	$6,318,000	2,724
Total interest expense	$310,000	3,256
Net interest income	$6,008,000	2,663
Provision for loan and lease losses	$363,000	1,131
Total noninterest income	$972,000	2,529
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$229,000	2,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$743,000	2,380
Total noninterest expense	$5,218,000	2,510
Salaries and employee benefits	$2,680,000	2,668
Premises and equipment expense	$814,000	1,936
Additional noninterest expense	$743,000	2,380
Pre-tax net operating income	$1,399,000	3,187
Securities gains (losses)	$0	740
Applicable income taxes	$399,000	1,984
Income before extraordinary items	$1,000,000	3,379
Extraordinary gains, net	$0	4
Net income	$1,000,000	3,377
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,000,000	3,378
Net charge-offs	$49,000	1,232
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,000,000	3,404
2022-06-30 (YTD Data)		Rank
Total interest income	$3,909,000	2,799
Total interest expense	$163,000	3,455
Net interest income	$3,746,000	2,731
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$498,000	2,834
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$149,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	2,792
Total noninterest expense	$3,257,000	2,602
Salaries and employee benefits	$1,692,000	2,754
Premises and equipment expense	$427,000	2,240
Additional noninterest expense	$1,138,000	2,393
Pre-tax net operating income	$737,000	3,328
Securities gains (losses)	$0	687
Applicable income taxes	$210,000	2,088
Income before extraordinary items	$527,000	3,508
Extraordinary gains, net	$0	4
Net income	$527,000	3,507
Minority interest net income	$0	60
Net income of bank and minority interests.	$527,000	3,508
Net charge-offs	$-22,000	3,912
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$527,000	3,540
2022-03-31 (YTD Data)		Rank
Total interest income	$1,894,000	2,808
Total interest expense	$82,000	3,417
Net interest income	$1,812,000	2,732
Provision for loan and lease losses	$100,000	968
Total noninterest income	$252,000	2,785
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$72,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	2,691
Total noninterest expense	$1,684,000	2,555
Salaries and employee benefits	$884,000	2,686
Premises and equipment expense	$231,000	2,135
Additional noninterest expense	$569,000	2,363
Pre-tax net operating income	$280,000	3,504
Securities gains (losses)	$0	623
Applicable income taxes	$80,000	2,216
Income before extraordinary items	$200,000	3,637
Extraordinary gains, net	$0	4
Net income	$200,000	3,636
Minority interest net income	$0	50
Net income of bank and minority interests.	$200,000	3,637
Net charge-offs	$-19,000	4,129
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$200,000	3,662
2021-12-31 (YTD Data)		Rank
Total interest income	$8,582,000	2,710
Total interest expense	$507,000	3,161
Net interest income	$8,075,000	2,634
Provision for loan and lease losses	$505,000	1,027
Total noninterest income	$1,658,000	2,451
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$278,000	2,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,380,000	2,309
Total noninterest expense	$7,741,000	2,336
Salaries and employee benefits	$3,929,000	2,531
Premises and equipment expense	$822,000	2,276
Additional noninterest expense	$2,990,000	1,987
Pre-tax net operating income	$1,487,000	3,487
Securities gains (losses)	$-223,000	4,731
Applicable income taxes	$331,000	2,397
Income before extraordinary items	$933,000	3,815
Extraordinary gains, net	$0	10
Net income	$933,000	3,815
Minority interest net income	$0	74
Net income of bank and minority interests.	$933,000	3,815
Net charge-offs	$-245,000	4,596
Cash dividends	$13,000	3,590
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,109,170	3,635
2021-09-30 (YTD Data)		Rank
Total interest income	$6,609,000	2,712
Total interest expense	$410,000	3,146
Net interest income	$6,199,000	2,643
Provision for loan and lease losses	$505,000	797
Total noninterest income	$1,364,000	2,382
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$205,000	2,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,159,000	2,221
Total noninterest expense	$6,253,000	2,237
Salaries and employee benefits	$3,192,000	2,421
Premises and equipment expense	$623,000	2,291
Additional noninterest expense	$2,438,000	1,862
Pre-tax net operating income	$805,000	3,913
Securities gains (losses)	$-225,000	4,848
Applicable income taxes	$58,000	3,145
Income before extraordinary items	$522,000	4,157
Extraordinary gains, net	$0	8
Net income	$522,000	4,156
Minority interest net income	$0	69
Net income of bank and minority interests.	$522,000	4,157
Net charge-offs	$-170,000	4,620
Cash dividends	$13,000	3,229
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$724,500	3,885
2021-06-30 (YTD Data)		Rank
Total interest income	$4,659,000	2,616
Total interest expense	$280,000	3,188
Net interest income	$4,379,000	2,553
Provision for loan and lease losses	$505,000	600
Total noninterest income	$681,000	2,649
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$131,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	2,537
Total noninterest expense	$4,150,000	2,230
Salaries and employee benefits	$2,312,000	2,280
Premises and equipment expense	$420,000	2,271
Additional noninterest expense	$1,418,000	2,051
Pre-tax net operating income	$405,000	4,129
Securities gains (losses)	$-225,000	4,902
Applicable income taxes	$-56,000	4,899
Income before extraordinary items	$236,000	4,359
Extraordinary gains, net	$0	6
Net income	$236,000	4,358
Minority interest net income	$0	67
Net income of bank and minority interests.	$236,000	4,359
Net charge-offs	$-160,000	4,706
Cash dividends	$13,000	3,080
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$461,000	3,934
2021-03-31 (YTD Data)		Rank
Total interest income	$2,463,000	2,526
Total interest expense	$140,000	3,261
Net interest income	$2,323,000	2,451
Provision for loan and lease losses	$505,000	364
Total noninterest income	$338,000	2,662
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$67,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	2,552
Total noninterest expense	$2,241,000	2,109
Salaries and employee benefits	$1,136,000	2,298
Premises and equipment expense	$219,000	2,235
Additional noninterest expense	$886,000	1,696
Pre-tax net operating income	$-85,000	4,888
Securities gains (losses)	$-225,000	4,927
Applicable income taxes	$-195,000	4,961
Income before extraordinary items	$-115,000	4,899
Extraordinary gains, net	$0	3
Net income	$-115,000	4,899
Minority interest net income	$0	55
Net income of bank and minority interests.	$-115,000	4,899
Net charge-offs	$5,000	1,528
Cash dividends	$13,000	2,410
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$62,750	4,537
2020-12-31 (YTD Data)		Rank
Total interest income	$8,936,000	2,692
Total interest expense	$758,000	3,336
Net interest income	$8,178,000	2,588
Provision for loan and lease losses	$611,000	2,037
Total noninterest income	$1,361,000	2,537
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$299,000	2,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,062,000	2,422
Total noninterest expense	$8,393,000	2,192
Salaries and employee benefits	$5,113,000	2,129
Premises and equipment expense	$818,000	2,309
Additional noninterest expense	$2,462,000	2,226
Pre-tax net operating income	$535,000	4,164
Securities gains (losses)	$315,000	808
Applicable income taxes	$128,000	2,819
Income before extraordinary items	$722,000	3,936
Extraordinary gains, net	$0	4
Net income	$722,000	3,934
Minority interest net income	$0	72
Net income of bank and minority interests.	$722,000	3,936
Net charge-offs	$107,000	1,961
Cash dividends	$226,000	3,332
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$454,250	4,198
2020-09-30 (YTD Data)		Rank
Total interest income	$6,590,000	2,730
Total interest expense	$588,000	3,383
Net interest income	$6,002,000	2,621
Provision for loan and lease losses	$364,000	2,251
Total noninterest income	$901,000	2,643
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$223,000	2,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$678,000	2,537
Total noninterest expense	$6,515,000	2,137
Salaries and employee benefits	$4,047,000	2,025
Premises and equipment expense	$630,000	2,268
Additional noninterest expense	$1,838,000	2,203
Pre-tax net operating income	$24,000	4,743
Securities gains (losses)	$315,000	685
Applicable income taxes	$-31,000	4,882
Income before extraordinary items	$370,000	4,214
Extraordinary gains, net	$0	4
Net income	$370,000	4,213
Minority interest net income	$0	65
Net income of bank and minority interests.	$370,000	4,214
Net charge-offs	$114,000	1,581
Cash dividends	$131,000	3,083
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$55,000	4,703
2020-06-30 (YTD Data)		Rank
Total interest income	$4,418,000	2,760
Total interest expense	$401,000	3,455
Net interest income	$4,017,000	2,634
Provision for loan and lease losses	$364,000	1,865
Total noninterest income	$521,000	2,766
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$156,000	2,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	2,705
Total noninterest expense	$4,429,000	2,104
Salaries and employee benefits	$2,747,000	1,999
Premises and equipment expense	$422,000	2,250
Additional noninterest expense	$1,260,000	2,151
Pre-tax net operating income	$-255,000	4,898
Securities gains (losses)	$0	2,249
Applicable income taxes	$-141,000	4,946
Income before extraordinary items	$-114,000	4,864
Extraordinary gains, net	$0	4
Net income	$-114,000	4,864
Minority interest net income	$0	65
Net income of bank and minority interests.	$-114,000	4,864
Net charge-offs	$-12,000	4,373
Cash dividends	$19,000	3,204
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-114,000	4,861
2020-03-31 (YTD Data)		Rank
Total interest income	$2,272,000	2,722
Total interest expense	$210,000	3,523
Net interest income	$2,062,000	2,552
Provision for loan and lease losses	$0	3,711
Total noninterest income	$306,000	2,493
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$98,000	2,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	2,394
Total noninterest expense	$2,320,000	2,057
Salaries and employee benefits	$1,459,000	1,922
Premises and equipment expense	$220,000	2,208
Additional noninterest expense	$641,000	2,145
Pre-tax net operating income	$48,000	4,532
Securities gains (losses)	$0	1,705
Applicable income taxes	$8,000	3,190
Income before extraordinary items	$40,000	4,555
Extraordinary gains, net	$0	4
Net income	$40,000	4,555
Minority interest net income	$0	56
Net income of bank and minority interests.	$40,000	4,555
Net charge-offs	$-9,000	4,422
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$40,000	4,552
2019-12-31 (YTD Data)		Rank
Total interest income	$9,328,000	2,690
Total interest expense	$769,000	3,676
Net interest income	$8,559,000	2,498
Provision for loan and lease losses	$65,000	3,212
Total noninterest income	$1,677,000	2,170
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$415,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,262,000	1,993
Total noninterest expense	$9,305,000	2,027
Salaries and employee benefits	$5,656,000	1,936
Premises and equipment expense	$910,000	2,170
Additional noninterest expense	$2,739,000	2,071
Pre-tax net operating income	$866,000	4,004
Securities gains (losses)	$34,000	1,408
Applicable income taxes	$167,000	2,742
Income before extraordinary items	$733,000	4,071
Extraordinary gains, net	$0	11
Net income	$733,000	4,073
Minority interest net income	$0	76
Net income of bank and minority interests.	$733,000	4,073
Net charge-offs	$109,000	2,152
Cash dividends	$2,000	3,942
Sale, conversion, retirement of capital stock, net	$-840,000	5,144
Net operating income	$705,460	4,078
2019-09-30 (YTD Data)		Rank
Total interest income	$7,018,000	2,720
Total interest expense	$568,000	3,717
Net interest income	$6,450,000	2,522
Provision for loan and lease losses	$65,000	2,954
Total noninterest income	$1,204,000	2,220
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$314,000	2,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$890,000	2,053
Total noninterest expense	$7,089,000	2,009
Salaries and employee benefits	$4,344,000	1,895
Premises and equipment expense	$701,000	2,139
Additional noninterest expense	$2,044,000	2,086
Pre-tax net operating income	$500,000	4,353
Securities gains (losses)	$34,000	1,233
Applicable income taxes	$134,000	2,773
Income before extraordinary items	$400,000	4,445
Extraordinary gains, net	$0	11
Net income	$400,000	4,444
Minority interest net income	$0	72
Net income of bank and minority interests.	$400,000	4,444
Net charge-offs	$112,000	1,691
Cash dividends	$2,000	3,582
Sale, conversion, retirement of capital stock, net	$-840,000	5,226
Net operating income	$373,140	4,474
2019-06-30 (YTD Data)		Rank
Total interest income	$4,676,000	2,733
Total interest expense	$373,000	3,733
Net interest income	$4,303,000	2,534
Provision for loan and lease losses	$65,000	2,518
Total noninterest income	$799,000	2,203
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$209,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,025
Total noninterest expense	$4,712,000	2,024
Salaries and employee benefits	$2,862,000	1,920
Premises and equipment expense	$468,000	2,149
Additional noninterest expense	$1,382,000	2,074
Pre-tax net operating income	$325,000	4,372
Securities gains (losses)	$0	1,702
Applicable income taxes	$90,000	2,748
Income before extraordinary items	$235,000	4,546
Extraordinary gains, net	$0	11
Net income	$235,000	4,544
Minority interest net income	$0	69
Net income of bank and minority interests.	$235,000	4,544
Net charge-offs	$110,000	1,361
Cash dividends	$2,000	3,451
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$235,000	4,529
2019-03-31 (YTD Data)		Rank
Total interest income	$2,340,000	2,741
Total interest expense	$178,000	3,780
Net interest income	$2,162,000	2,536
Provision for loan and lease losses	$65,000	1,834
Total noninterest income	$371,000	2,257
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$107,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	2,092
Total noninterest expense	$2,353,000	2,032
Salaries and employee benefits	$1,422,000	1,949
Premises and equipment expense	$232,000	2,183
Additional noninterest expense	$699,000	2,029
Pre-tax net operating income	$115,000	4,595
Securities gains (losses)	$0	1,087
Applicable income taxes	$41,000	2,771
Income before extraordinary items	$74,000	4,795
Extraordinary gains, net	$0	5
Net income	$74,000	4,794
Minority interest net income	$0	52
Net income of bank and minority interests.	$74,000	4,794
Net charge-offs	$-1,000	3,818
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$74,000	4,783
2018-12-31 (YTD Data)		Rank
Total interest income	$10,024,000	2,527
Total interest expense	$634,000	3,583
Net interest income	$9,390,000	2,364
Provision for loan and lease losses	$302,000	1,953
Total noninterest income	$1,329,000	2,477
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$463,000	2,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	2,405
Total noninterest expense	$8,965,000	2,071
Salaries and employee benefits	$5,439,000	1,969
Premises and equipment expense	$902,000	2,198
Additional noninterest expense	$2,624,000	2,138
Pre-tax net operating income	$1,452,000	3,575
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$-225,000	5,335
Income before extraordinary items	$1,676,000	3,199
Extraordinary gains, net	$0	6
Net income	$1,676,000	3,198
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,676,000	3,198
Net charge-offs	$378,000	1,153
Cash dividends	$5,248,000	710
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,677,000	3,199
2018-09-30 (YTD Data)		Rank
Total interest income	$7,648,000	2,486
Total interest expense	$467,000	3,566
Net interest income	$7,181,000	2,329
Provision for loan and lease losses	$125,000	2,416
Total noninterest income	$1,023,000	2,474
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$343,000	2,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$680,000	2,375
Total noninterest expense	$6,722,000	2,066
Salaries and employee benefits	$4,056,000	1,963
Premises and equipment expense	$635,000	2,290
Additional noninterest expense	$2,031,000	2,098
Pre-tax net operating income	$1,357,000	3,326
Securities gains (losses)	$0	1,118
Applicable income taxes	$387,000	2,011
Income before extraordinary items	$970,000	3,616
Extraordinary gains, net	$0	5
Net income	$970,000	3,615
Minority interest net income	$0	66
Net income of bank and minority interests.	$970,000	3,615
Net charge-offs	$318,000	957
Cash dividends	$5,248,000	513
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$970,000	3,622
2018-06-30 (YTD Data)		Rank
Total interest income	$5,281,000	2,414
Total interest expense	$300,000	3,562
Net interest income	$4,981,000	2,253
Provision for loan and lease losses	$0	3,782
Total noninterest income	$640,000	2,564
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$224,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	2,470
Total noninterest expense	$4,454,000	2,088
Salaries and employee benefits	$2,717,000	1,968
Premises and equipment expense	$490,000	2,102
Additional noninterest expense	$1,247,000	2,232
Pre-tax net operating income	$1,167,000	2,919
Securities gains (losses)	$0	961
Applicable income taxes	$333,000	1,770
Income before extraordinary items	$834,000	3,230
Extraordinary gains, net	$0	6
Net income	$834,000	3,228
Minority interest net income	$0	65
Net income of bank and minority interests.	$834,000	3,229
Net charge-offs	$333,000	682
Cash dividends	$575,000	1,830
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$834,000	3,225
2018-03-31 (YTD Data)		Rank
Total interest income	$2,399,000	2,574
Total interest expense	$143,000	3,602
Net interest income	$2,256,000	2,436
Provision for loan and lease losses	$0	3,508
Total noninterest income	$346,000	2,425
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$105,000	2,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	2,266
Total noninterest expense	$2,251,000	2,092
Salaries and employee benefits	$1,362,000	1,991
Premises and equipment expense	$251,000	2,109
Additional noninterest expense	$638,000	2,177
Pre-tax net operating income	$351,000	3,625
Securities gains (losses)	$0	735
Applicable income taxes	$100,000	2,182
Income before extraordinary items	$251,000	3,910
Extraordinary gains, net	$0	7
Net income	$251,000	3,910
Minority interest net income	$0	52
Net income of bank and minority interests.	$251,000	3,910
Net charge-offs	$7,000	2,089
Cash dividends	$286,000	1,649
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$251,000	3,907
2017-12-31 (YTD Data)		Rank
Total interest income	$10,381,000	2,378
Total interest expense	$532,000	3,584
Net interest income	$9,849,000	2,256
Provision for loan and lease losses	$-80,000	5,354
Total noninterest income	$2,360,000	1,832
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$464,000	2,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,896,000	1,583
Total noninterest expense	$9,420,000	2,015
Salaries and employee benefits	$5,849,000	1,850
Premises and equipment expense	$981,000	2,137
Additional noninterest expense	$2,590,000	2,201
Pre-tax net operating income	$2,869,000	2,552
Securities gains (losses)	$-30,000	5,231
Applicable income taxes	$947,000	1,931
Income before extraordinary items	$1,892,000	2,780
Extraordinary gains, net	$0	9
Net income	$1,892,000	2,779
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,892,000	2,780
Net charge-offs	$56,000	2,895
Cash dividends	$1,565,000	1,667
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,912,100	2,745
2017-09-30 (YTD Data)		Rank
Total interest income	$7,893,000	2,338
Total interest expense	$526,000	3,131
Net interest income	$7,367,000	2,267
Provision for loan and lease losses	$-80,000	5,510
Total noninterest income	$2,094,000	1,680
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$344,000	2,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,750,000	1,397
Total noninterest expense	$6,597,000	2,116
Salaries and employee benefits	$3,856,000	2,057
Premises and equipment expense	$676,000	2,268
Additional noninterest expense	$2,065,000	2,058
Pre-tax net operating income	$2,944,000	2,095
Securities gains (losses)	$-30,000	5,534
Applicable income taxes	$877,000	1,581
Income before extraordinary items	$2,037,000	2,376
Extraordinary gains, net	$0	9
Net income	$2,037,000	2,375
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,037,000	2,376
Net charge-offs	$33,000	2,718
Cash dividends	$1,523,000	1,282
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,058,000	2,337
2017-06-30 (YTD Data)		Rank
Total interest income	$5,181,000	2,359
Total interest expense	$370,000	3,017
Net interest income	$4,811,000	2,290
Provision for loan and lease losses	$-7,000	5,528
Total noninterest income	$998,000	2,052
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$228,000	2,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$770,000	1,820
Total noninterest expense	$4,244,000	2,192
Salaries and employee benefits	$2,338,000	2,215
Premises and equipment expense	$475,000	2,205
Additional noninterest expense	$1,431,000	2,000
Pre-tax net operating income	$1,572,000	2,413
Securities gains (losses)	$-30,000	5,617
Applicable income taxes	$635,000	1,493
Income before extraordinary items	$907,000	2,970
Extraordinary gains, net	$0	11
Net income	$907,000	2,970
Minority interest net income	$0	71
Net income of bank and minority interests.	$907,000	2,970
Net charge-offs	$-17,000	4,958
Cash dividends	$990,000	1,351
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$926,200	2,912
2017-03-31 (YTD Data)		Rank
Total interest income	$2,685,000	2,302
Total interest expense	$68,000	4,566
Net interest income	$2,617,000	2,147
Provision for loan and lease losses	$-7,000	5,650
Total noninterest income	$286,000	2,770
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$129,000	1,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	2,871
Total noninterest expense	$2,035,000	2,275
Salaries and employee benefits	$1,143,000	2,283
Premises and equipment expense	$267,000	2,041
Additional noninterest expense	$625,000	2,243
Pre-tax net operating income	$875,000	2,143
Securities gains (losses)	$-30,000	5,740
Applicable income taxes	$325,000	1,432
Income before extraordinary items	$520,000	2,690
Extraordinary gains, net	$0	8
Net income	$520,000	2,690
Minority interest net income	$0	55
Net income of bank and minority interests.	$520,000	2,690
Net charge-offs	$-16,000	5,175
Cash dividends	$532,000	1,152
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$539,200	2,615
2016-12-31 (YTD Data)		Rank
Total interest income	$8,167,000	2,804
Total interest expense	$-19,000	5,912
Net interest income	$8,186,000	2,572
Provision for loan and lease losses	$2,000	4,296
Total noninterest income	$2,125,000	2,048
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$531,000	1,986
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,594,000	1,809
Total noninterest expense	$6,938,000	2,569
Salaries and employee benefits	$3,644,000	2,671
Premises and equipment expense	$1,015,000	2,130
Additional noninterest expense	$2,279,000	2,498
Pre-tax net operating income	$3,371,000	2,187
Securities gains (losses)	$9,000	2,705
Applicable income taxes	$903,000	1,750
Income before extraordinary items	$2,477,000	2,423
Extraordinary gains, net	$0	5
Net income	$2,477,000	2,422
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,477,000	2,423
Net charge-offs	$262,000	1,667
Cash dividends	$80,000	4,036
Sale, conversion, retirement of capital stock, net	$6,650,000	78
Net operating income	$2,470,430	2,376
2016-09-30 (YTD Data)		Rank
Total interest income	$5,438,000	3,068
Total interest expense	$336,000	3,864
Net interest income	$5,102,000	2,956
Provision for loan and lease losses	$2,000	4,155
Total noninterest income	$811,000	2,925
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$387,000	2,041
Trading account gains and fees	$0	169
Additional Noninterest Income	$424,000	3,099
Total noninterest expense	$4,692,000	2,765
Salaries and employee benefits	$2,485,000	2,847
Premises and equipment expense	$610,000	2,476
Additional noninterest expense	$1,597,000	2,648
Pre-tax net operating income	$1,219,000	3,450
Securities gains (losses)	$9,000	2,624
Applicable income taxes	$298,000	2,506
Income before extraordinary items	$930,000	3,621
Extraordinary gains, net	$0	5
Net income	$930,000	3,619
Minority interest net income	$0	71
Net income of bank and minority interests.	$930,000	3,621
Net charge-offs	$277,000	1,202
Cash dividends	$38,000	3,678
Sale, conversion, retirement of capital stock, net	$-1,819,000	5,956
Net operating income	$923,160	3,571
2016-06-30 (YTD Data)		Rank
Total interest income	$3,004,000	3,454
Total interest expense	$100,000	5,070
Net interest income	$2,904,000	3,286
Provision for loan and lease losses	$2,000	3,970
Total noninterest income	$433,000	3,276
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$239,000	2,139
Trading account gains and fees	$0	157
Additional Noninterest Income	$194,000	3,644
Total noninterest expense	$2,660,000	3,080
Salaries and employee benefits	$1,527,000	3,008
Premises and equipment expense	$395,000	2,531
Additional noninterest expense	$738,000	3,417
Pre-tax net operating income	$675,000	3,715
Securities gains (losses)	$7,000	2,354
Applicable income taxes	$238,000	2,347
Income before extraordinary items	$444,000	4,137
Extraordinary gains, net	$0	16
Net income	$444,000	4,134
Minority interest net income	$0	71
Net income of bank and minority interests.	$444,000	4,136
Net charge-offs	$144,000	1,350
Cash dividends	$15,000	3,602
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$439,450	4,073
2016-03-31 (YTD Data)		Rank
Total interest income	$1,512,000	3,440
Total interest expense	$48,000	5,149
Net interest income	$1,464,000	3,273
Provision for loan and lease losses	$2,000	3,590
Total noninterest income	$237,000	3,101
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$120,000	2,125
Trading account gains and fees	$0	142
Additional Noninterest Income	$117,000	3,311
Total noninterest expense	$1,341,000	3,091
Salaries and employee benefits	$756,000	3,057
Premises and equipment expense	$196,000	2,575
Additional noninterest expense	$389,000	3,290
Pre-tax net operating income	$358,000	3,589
Securities gains (losses)	$0	2,077
Applicable income taxes	$151,000	2,095
Income before extraordinary items	$207,000	4,187
Extraordinary gains, net	$0	12
Net income	$207,000	4,183
Minority interest net income	$0	62
Net income of bank and minority interests.	$207,000	4,185
Net charge-offs	$-3,000	4,617
Cash dividends	$15,000	2,826
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$207,000	4,129
2015-12-31 (YTD Data)		Rank
Total interest income	$5,978,000	3,451
Total interest expense	$143,000	5,484
Net interest income	$5,835,000	3,241
Provision for loan and lease losses	$8,000	4,264
Total noninterest income	$951,000	3,158
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$395,000	2,538
Trading account gains and fees	$0	159
Additional Noninterest Income	$556,000	3,139
Total noninterest expense	$5,110,000	3,162
Salaries and employee benefits	$2,850,000	3,131
Premises and equipment expense	$821,000	2,508
Additional noninterest expense	$1,439,000	3,491
Pre-tax net operating income	$1,668,000	3,320
Securities gains (losses)	$28,000	2,030
Applicable income taxes	$694,000	1,925
Income before extraordinary items	$1,002,000	3,940
Extraordinary gains, net	$0	23
Net income	$1,002,000	3,940
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,002,000	3,941
Net charge-offs	$177,000	2,100
Cash dividends	$150,000	3,815
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$984,080	3,908
2015-09-30 (YTD Data)		Rank
Total interest income	$4,461,000	3,496
Total interest expense	$108,000	5,563
Net interest income	$4,353,000	3,285
Provision for loan and lease losses	$8,000	4,086
Total noninterest income	$673,000	3,270
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$274,000	2,707
Trading account gains and fees	$0	153
Additional Noninterest Income	$399,000	3,220
Total noninterest expense	$3,869,000	3,169
Salaries and employee benefits	$2,108,000	3,175
Premises and equipment expense	$620,000	2,522
Additional noninterest expense	$1,141,000	3,389
Pre-tax net operating income	$1,149,000	3,530
Securities gains (losses)	$28,000	1,833
Applicable income taxes	$414,000	2,167
Income before extraordinary items	$763,000	3,967
Extraordinary gains, net	$0	21
Net income	$763,000	3,966
Minority interest net income	$0	78
Net income of bank and minority interests.	$763,000	3,968
Net charge-offs	$50,000	2,778
Cash dividends	$150,000	3,263
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$744,800	3,950
2015-06-30 (YTD Data)		Rank
Total interest income	$2,928,000	3,549
Total interest expense	$76,000	5,579
Net interest income	$2,852,000	3,332
Provision for loan and lease losses	$6,000	3,882
Total noninterest income	$490,000	3,116
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$179,000	2,710
Trading account gains and fees	$0	157
Additional Noninterest Income	$311,000	3,026
Total noninterest expense	$2,572,000	3,204
Salaries and employee benefits	$1,416,000	3,192
Premises and equipment expense	$418,000	2,512
Additional noninterest expense	$738,000	3,467
Pre-tax net operating income	$764,000	3,502
Securities gains (losses)	$28,000	1,532
Applicable income taxes	$273,000	2,195
Income before extraordinary items	$519,000	3,905
Extraordinary gains, net	$0	22
Net income	$519,000	3,906
Minority interest net income	$0	75
Net income of bank and minority interests.	$519,000	3,908
Net charge-offs	$39,000	2,519
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$500,520	3,903
2015-03-31 (YTD Data)		Rank
Total interest income	$1,452,000	3,570
Total interest expense	$41,000	5,555
Net interest income	$1,411,000	3,362
Provision for loan and lease losses	$3,000	3,553
Total noninterest income	$209,000	3,352
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$88,000	2,723
Trading account gains and fees	$0	152
Additional Noninterest Income	$121,000	3,317
Total noninterest expense	$1,202,000	3,366
Salaries and employee benefits	$695,000	3,254
Premises and equipment expense	$230,000	2,386
Additional noninterest expense	$277,000	4,138
Pre-tax net operating income	$415,000	3,322
Securities gains (losses)	$0	2,027
Applicable income taxes	$132,000	2,223
Income before extraordinary items	$283,000	3,754
Extraordinary gains, net	$0	13
Net income	$283,000	3,757
Minority interest net income	$0	64
Net income of bank and minority interests.	$283,000	3,758
Net charge-offs	$100,000	1,117
Cash dividends	$100,000	2,294
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$283,000	3,664
2014-12-31 (YTD Data)		Rank
Total interest income	$6,160,000	3,468
Total interest expense	$187,000	5,571
Net interest income	$5,973,000	3,256
Provision for loan and lease losses	$-326,000	6,203
Total noninterest income	$763,000	3,565
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$410,000	2,643
Trading account gains and fees	$0	180
Additional Noninterest Income	$353,000	3,795
Total noninterest expense	$4,859,000	3,381
Salaries and employee benefits	$2,699,000	3,305
Premises and equipment expense	$855,000	2,538
Additional noninterest expense	$1,305,000	3,864
Pre-tax net operating income	$2,203,000	2,814
Securities gains (losses)	$-28,000	6,172
Applicable income taxes	$514,000	2,168
Income before extraordinary items	$1,661,000	3,055
Extraordinary gains, net	$0	17
Net income	$1,661,000	3,055
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,661,000	3,056
Net charge-offs	$145,000	2,817
Cash dividends	$10,000	4,328
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,682,280	2,988
2014-09-30 (YTD Data)		Rank
Total interest income	$4,645,000	3,485
Total interest expense	$143,000	5,630
Net interest income	$4,502,000	3,268
Provision for loan and lease losses	$-292,000	6,316
Total noninterest income	$574,000	3,588
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$308,000	2,664
Trading account gains and fees	$0	174
Additional Noninterest Income	$266,000	3,818
Total noninterest expense	$3,722,000	3,351
Salaries and employee benefits	$2,009,000	3,342
Premises and equipment expense	$677,000	2,458
Additional noninterest expense	$1,036,000	3,745
Pre-tax net operating income	$1,646,000	2,871
Securities gains (losses)	$-28,000	6,292
Applicable income taxes	$373,000	2,259
Income before extraordinary items	$1,245,000	3,068
Extraordinary gains, net	$0	15
Net income	$1,245,000	3,068
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,245,000	3,069
Net charge-offs	$-19,000	5,777
Cash dividends	$10,000	3,815
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,266,560	2,992
2014-06-30 (YTD Data)		Rank
Total interest income	$3,060,000	3,514
Total interest expense	$97,000	5,660
Net interest income	$2,963,000	3,297
Provision for loan and lease losses	$-144,000	6,369
Total noninterest income	$412,000	3,449
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$204,000	2,662
Trading account gains and fees	$0	172
Additional Noninterest Income	$208,000	3,565
Total noninterest expense	$2,463,000	3,386
Salaries and employee benefits	$1,338,000	3,366
Premises and equipment expense	$453,000	2,462
Additional noninterest expense	$672,000	3,832
Pre-tax net operating income	$1,056,000	2,870
Securities gains (losses)	$-28,000	6,421
Applicable income taxes	$286,000	2,073
Income before extraordinary items	$742,000	3,240
Extraordinary gains, net	$0	20
Net income	$742,000	3,246
Minority interest net income	$0	80
Net income of bank and minority interests.	$742,000	3,246
Net charge-offs	$29,000	3,196
Cash dividends	$10,000	3,630
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$762,160	3,147
2014-03-31 (YTD Data)		Rank
Total interest income	$1,526,000	3,543
Total interest expense	$49,000	5,717
Net interest income	$1,477,000	3,308
Provision for loan and lease losses	$0	3,817
Total noninterest income	$224,000	3,265
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$98,000	2,708
Trading account gains and fees	$0	147
Additional Noninterest Income	$126,000	3,228
Total noninterest expense	$1,189,000	3,491
Salaries and employee benefits	$658,000	3,430
Premises and equipment expense	$227,000	2,508
Additional noninterest expense	$304,000	4,070
Pre-tax net operating income	$512,000	2,843
Securities gains (losses)	$-28,000	6,539
Applicable income taxes	$172,000	1,871
Income before extraordinary items	$312,000	3,480
Extraordinary gains, net	$0	16
Net income	$312,000	3,483
Minority interest net income	$0	66
Net income of bank and minority interests.	$312,000	3,483
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$329,920	3,337
2013-12-31 (YTD Data)		Rank
Total interest income	$6,292,000	3,509
Total interest expense	$215,000	5,830
Net interest income	$6,077,000	3,249
Provision for loan and lease losses	$152,000	3,255
Total noninterest income	$1,103,000	3,028
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$452,000	2,579
Trading account gains and fees	$0	184
Additional Noninterest Income	$651,000	2,977
Total noninterest expense	$4,924,000	3,437
Salaries and employee benefits	$2,627,000	3,421
Premises and equipment expense	$933,000	2,388
Additional noninterest expense	$1,364,000	3,887
Pre-tax net operating income	$2,104,000	2,758
Securities gains (losses)	$25,000	2,236
Applicable income taxes	$29,000	3,978
Income before extraordinary items	$2,100,000	2,517
Extraordinary gains, net	$0	29
Net income	$2,100,000	2,520
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,100,000	2,520
Net charge-offs	$514,000	1,987
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,075,250	2,477
2013-09-30 (YTD Data)		Rank
Total interest income	$4,752,000	3,525
Total interest expense	$167,000	5,883
Net interest income	$4,585,000	3,242
Provision for loan and lease losses	$-114,000	6,577
Total noninterest income	$1,047,000	2,754
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$334,000	2,624
Trading account gains and fees	$0	180
Additional Noninterest Income	$713,000	2,485
Total noninterest expense	$3,849,000	3,352
Salaries and employee benefits	$1,986,000	3,408
Premises and equipment expense	$669,000	2,496
Additional noninterest expense	$1,194,000	3,511
Pre-tax net operating income	$1,897,000	2,525
Securities gains (losses)	$25,000	2,108
Applicable income taxes	$25,000	4,020
Income before extraordinary items	$1,897,000	2,227
Extraordinary gains, net	$0	25
Net income	$1,897,000	2,232
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,897,000	2,232
Net charge-offs	$428,000	1,766
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,872,250	2,185
2013-06-30 (YTD Data)		Rank
Total interest income	$3,147,000	3,550
Total interest expense	$113,000	5,931
Net interest income	$3,034,000	3,255
Provision for loan and lease losses	$184,000	2,211
Total noninterest income	$736,000	2,685
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$201,000	2,782
Trading account gains and fees	$0	157
Additional Noninterest Income	$535,000	2,381
Total noninterest expense	$2,611,000	3,320
Salaries and employee benefits	$1,335,000	3,405
Premises and equipment expense	$471,000	2,394
Additional noninterest expense	$805,000	3,487
Pre-tax net operating income	$975,000	2,948
Securities gains (losses)	$25,000	1,903
Applicable income taxes	$18,000	3,986
Income before extraordinary items	$982,000	2,682
Extraordinary gains, net	$0	22
Net income	$982,000	2,687
Minority interest net income	$0	82
Net income of bank and minority interests.	$982,000	2,687
Net charge-offs	$116,000	2,609
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$957,500	2,631
2013-03-31 (YTD Data)		Rank
Total interest income	$1,583,000	3,563
Total interest expense	$58,000	5,978
Net interest income	$1,525,000	3,262
Provision for loan and lease losses	$83,000	2,291
Total noninterest income	$166,000	3,990
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$95,000	2,882
Trading account gains and fees	$0	148
Additional Noninterest Income	$71,000	4,261
Total noninterest expense	$1,211,000	3,527
Salaries and employee benefits	$683,000	3,385
Premises and equipment expense	$266,000	2,197
Additional noninterest expense	$262,000	4,541
Pre-tax net operating income	$397,000	3,312
Securities gains (losses)	$0	1,966
Applicable income taxes	$5,000	4,175
Income before extraordinary items	$392,000	3,062
Extraordinary gains, net	$0	10
Net income	$392,000	3,062
Minority interest net income	$0	76
Net income of bank and minority interests.	$392,000	3,064
Net charge-offs	$18,000	3,151
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$392,000	2,975
2012-12-31 (YTD Data)		Rank
Total interest income	$6,641,000	3,579
Total interest expense	$555,000	4,927
Net interest income	$6,086,000	3,337
Provision for loan and lease losses	$1,145,000	1,626
Total noninterest income	$819,000	3,606
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$392,000	2,968
Trading account gains and fees	$0	166
Additional Noninterest Income	$427,000	3,555
Total noninterest expense	$5,547,000	3,212
Salaries and employee benefits	$2,667,000	3,408
Premises and equipment expense	$758,000	2,863
Additional noninterest expense	$2,122,000	2,953
Pre-tax net operating income	$213,000	5,656
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$213,000	5,749
Extraordinary gains, net	$0	29
Net income	$213,000	5,747
Minority interest net income	$0	93
Net income of bank and minority interests.	$213,000	5,748
Net charge-offs	$1,813,000	1,249
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$213,000	5,569
2012-09-30 (YTD Data)		Rank
Total interest income	$4,986,000	3,646
Total interest expense	$453,000	4,870
Net interest income	$4,533,000	3,408
Provision for loan and lease losses	$1,107,000	1,326
Total noninterest income	$535,000	3,883
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$290,000	3,030
Trading account gains and fees	$0	157
Additional Noninterest Income	$245,000	3,969
Total noninterest expense	$4,344,000	3,130
Salaries and employee benefits	$2,038,000	3,373
Premises and equipment expense	$564,000	2,904
Additional noninterest expense	$1,742,000	2,748
Pre-tax net operating income	$-383,000	6,627
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-383,000	6,715
Extraordinary gains, net	$0	20
Net income	$-383,000	6,713
Minority interest net income	$0	86
Net income of bank and minority interests.	$-383,000	6,713
Net charge-offs	$1,799,000	987
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-383,000	6,646
2012-06-30 (YTD Data)		Rank
Total interest income	$3,166,000	3,798
Total interest expense	$307,000	4,929
Net interest income	$2,859,000	3,564
Provision for loan and lease losses	$306,000	2,367
Total noninterest income	$308,000	4,157
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$188,000	3,077
Trading account gains and fees	$0	153
Additional Noninterest Income	$120,000	4,398
Total noninterest expense	$2,742,000	3,294
Salaries and employee benefits	$1,364,000	3,386
Premises and equipment expense	$379,000	2,889
Additional noninterest expense	$999,000	3,121
Pre-tax net operating income	$119,000	5,772
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$119,000	5,838
Extraordinary gains, net	$0	19
Net income	$119,000	5,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$119,000	5,837
Net charge-offs	$781,000	1,345
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$119,000	5,659
2012-03-31 (YTD Data)		Rank
Total interest income	$1,602,000	3,803
Total interest expense	$165,000	4,901
Net interest income	$1,437,000	3,563
Provision for loan and lease losses	$137,000	2,520
Total noninterest income	$114,000	4,720
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$92,000	3,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$22,000	5,635
Total noninterest expense	$1,322,000	3,385
Salaries and employee benefits	$692,000	3,375
Premises and equipment expense	$200,000	2,792
Additional noninterest expense	$430,000	3,478
Pre-tax net operating income	$92,000	5,496
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$92,000	5,476
Extraordinary gains, net	$0	19
Net income	$92,000	5,476
Minority interest net income	$0	78
Net income of bank and minority interests.	$92,000	5,476
Net charge-offs	$532,000	1,048
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$92,000	5,313
2011-12-31 (YTD Data)		Rank
Total interest income	$6,843,000	3,727
Total interest expense	$989,000	4,423
Net interest income	$5,854,000	3,521
Provision for loan and lease losses	$3,296,000	1,106
Total noninterest income	$931,000	3,238
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$506,000	2,540
Trading account gains and fees	$0	146
Additional Noninterest Income	$425,000	3,344
Total noninterest expense	$6,626,000	2,794
Salaries and employee benefits	$2,996,000	3,119
Premises and equipment expense	$771,000	2,995
Additional noninterest expense	$2,859,000	2,301
Pre-tax net operating income	$-3,137,000	6,932
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-3,137,000	6,962
Extraordinary gains, net	$0	29
Net income	$-3,137,000	6,963
Minority interest net income	$0	96
Net income of bank and minority interests.	$-3,137,000	6,963
Net charge-offs	$1,562,000	1,821
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,137,000	6,943
2011-09-30 (YTD Data)		Rank
Total interest income	$5,139,000	3,775
Total interest expense	$764,000	4,475
Net interest income	$4,375,000	3,551
Provision for loan and lease losses	$2,897,000	955
Total noninterest income	$639,000	3,405
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$401,000	2,455
Trading account gains and fees	$0	145
Additional Noninterest Income	$238,000	3,832
Total noninterest expense	$4,960,000	2,795
Salaries and employee benefits	$2,275,000	3,098
Premises and equipment expense	$635,000	2,804
Additional noninterest expense	$2,050,000	2,402
Pre-tax net operating income	$-2,843,000	7,093
Securities gains (losses)	$0	3,555
Applicable income taxes	$2,000	4,555
Income before extraordinary items	$-2,845,000	7,138
Extraordinary gains, net	$0	21
Net income	$-2,845,000	7,138
Minority interest net income	$0	87
Net income of bank and minority interests.	$-2,845,000	7,139
Net charge-offs	$1,172,000	1,746
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-2,845,000	7,121
2011-06-30 (YTD Data)		Rank
Total interest income	$3,400,000	3,832
Total interest expense	$514,000	4,548
Net interest income	$2,886,000	3,592
Provision for loan and lease losses	$2,760,000	729
Total noninterest income	$446,000	3,344
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$276,000	2,368
Trading account gains and fees	$0	153
Additional Noninterest Income	$170,000	3,753
Total noninterest expense	$3,392,000	2,761
Salaries and employee benefits	$1,545,000	3,078
Premises and equipment expense	$425,000	2,806
Additional noninterest expense	$1,422,000	2,358
Pre-tax net operating income	$-2,820,000	7,249
Securities gains (losses)	$0	2,914
Applicable income taxes	$2,000	4,487
Income before extraordinary items	$-2,822,000	7,278
Extraordinary gains, net	$0	15
Net income	$-2,822,000	7,279
Minority interest net income	$0	89
Net income of bank and minority interests.	$-2,822,000	7,279
Net charge-offs	$721,000	1,769
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-2,822,000	7,271
2011-03-31 (YTD Data)		Rank
Total interest income	$1,695,000	3,861
Total interest expense	$263,000	4,611
Net interest income	$1,432,000	3,598
Provision for loan and lease losses	$1,564,000	619
Total noninterest income	$209,000	3,493
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$137,000	2,357
Trading account gains and fees	$0	158
Additional Noninterest Income	$72,000	4,081
Total noninterest expense	$1,397,000	3,294
Salaries and employee benefits	$799,000	3,008
Premises and equipment expense	$225,000	2,710
Additional noninterest expense	$373,000	3,914
Pre-tax net operating income	$-1,320,000	7,326
Securities gains (losses)	$0	1,772
Applicable income taxes	$2,000	4,282
Income before extraordinary items	$-1,322,000	7,343
Extraordinary gains, net	$0	9
Net income	$-1,322,000	7,343
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,322,000	7,344
Net charge-offs	$437,000	1,448
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-1,322,000	7,340
2010-12-31 (YTD Data)		Rank
Total interest income	$7,753,000	3,628
Total interest expense	$1,385,000	4,458
Net interest income	$6,368,000	3,323
Provision for loan and lease losses	$1,858,000	2,174
Total noninterest income	$784,000	3,698
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$703,000	2,032
Trading account gains and fees	$0	175
Additional Noninterest Income	$81,000	5,679
Total noninterest expense	$5,302,000	3,435
Salaries and employee benefits	$3,201,000	2,952
Premises and equipment expense	$839,000	2,879
Additional noninterest expense	$1,262,000	4,477
Pre-tax net operating income	$-8,000	5,793
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-8,000	5,971
Extraordinary gains, net	$0	29
Net income	$-8,000	5,971
Minority interest net income	$0	111
Net income of bank and minority interests.	$-8,000	5,971
Net charge-offs	$1,644,000	2,069
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-8,000	5,850
2010-09-30 (YTD Data)		Rank
Total interest income	$5,914,000	3,664
Total interest expense	$1,092,000	4,483
Net interest income	$4,822,000	3,343
Provision for loan and lease losses	$1,683,000	1,844
Total noninterest income	$603,000	3,676
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$542,000	2,049
Trading account gains and fees	$0	165
Additional Noninterest Income	$61,000	5,789
Total noninterest expense	$3,883,000	3,512
Salaries and employee benefits	$2,401,000	2,963
Premises and equipment expense	$633,000	2,902
Additional noninterest expense	$849,000	4,758
Pre-tax net operating income	$-141,000	6,226
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$-141,000	6,366
Extraordinary gains, net	$0	23
Net income	$-141,000	6,367
Minority interest net income	$0	110
Net income of bank and minority interests.	$-141,000	6,366
Net charge-offs	$1,368,000	1,859
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-141,000	6,272
2010-06-30 (YTD Data)		Rank
Total interest income	$4,057,000	3,614
Total interest expense	$764,000	4,467
Net interest income	$3,293,000	3,273
Provision for loan and lease losses	$929,000	2,017
Total noninterest income	$401,000	3,632
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$366,000	2,023
Trading account gains and fees	$0	152
Additional Noninterest Income	$35,000	5,988
Total noninterest expense	$2,560,000	3,560
Salaries and employee benefits	$1,595,000	2,973
Premises and equipment expense	$419,000	2,947
Additional noninterest expense	$546,000	4,848
Pre-tax net operating income	$205,000	4,915
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$205,000	4,865
Extraordinary gains, net	$0	19
Net income	$205,000	4,866
Minority interest net income	$0	105
Net income of bank and minority interests.	$205,000	4,865
Net charge-offs	$378,000	2,778
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$205,000	4,719
2010-03-31 (YTD Data)		Rank
Total interest income	$2,127,000	3,554
Total interest expense	$399,000	4,489
Net interest income	$1,728,000	3,169
Provision for loan and lease losses	$566,000	1,707
Total noninterest income	$211,000	3,532
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$177,000	2,075
Trading account gains and fees	$0	175
Additional Noninterest Income	$34,000	5,280
Total noninterest expense	$1,286,000	3,577
Salaries and employee benefits	$803,000	3,010
Premises and equipment expense	$213,000	2,978
Additional noninterest expense	$270,000	4,891
Pre-tax net operating income	$87,000	5,202
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$87,000	5,156
Extraordinary gains, net	$0	16
Net income	$87,000	5,157
Minority interest net income	$0	91
Net income of bank and minority interests.	$87,000	5,156
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$87,000	5,032
2009-12-31 (YTD Data)		Rank
Total interest income	$8,834,000	3,559
Total interest expense	$2,153,000	4,247
Net interest income	$6,681,000	3,166
Provision for loan and lease losses	$2,246,000	2,333
Total noninterest income	$1,063,000	3,214
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$805,000	2,038
Trading account gains and fees	$0	211
Additional Noninterest Income	$258,000	4,222
Total noninterest expense	$5,425,000	3,444
Salaries and employee benefits	$3,341,000	2,917
Premises and equipment expense	$894,000	2,845
Additional noninterest expense	$1,190,000	4,771
Pre-tax net operating income	$73,000	5,178
Securities gains (losses)	$14,000	3,162
Applicable income taxes	$3,000	4,116
Income before extraordinary items	$84,000	5,221
Extraordinary gains, net	$0	34
Net income	$84,000	5,220
Minority interest net income	$0	115
Net income of bank and minority interests.	$84,000	5,220
Net charge-offs	$1,802,000	2,157
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$70,420	5,212
2009-09-30 (YTD Data)		Rank
Total interest income	$6,811,000	3,528
Total interest expense	$1,691,000	4,277
Net interest income	$5,120,000	3,131
Provision for loan and lease losses	$2,151,000	1,818
Total noninterest income	$796,000	3,270
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$597,000	2,058
Trading account gains and fees	$0	212
Additional Noninterest Income	$199,000	4,293
Total noninterest expense	$4,085,000	3,441
Salaries and employee benefits	$2,503,000	2,945
Premises and equipment expense	$677,000	2,854
Additional noninterest expense	$905,000	4,704
Pre-tax net operating income	$-320,000	6,157
Securities gains (losses)	$14,000	2,872
Applicable income taxes	$9,000	4,072
Income before extraordinary items	$-315,000	6,258
Extraordinary gains, net	$0	27
Net income	$-315,000	6,259
Minority interest net income	$0	118
Net income of bank and minority interests.	$-315,000	6,258
Net charge-offs	$1,049,000	2,157
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-329,000	6,258
2009-06-30 (YTD Data)		Rank
Total interest income	$4,690,000	3,472
Total interest expense	$1,185,000	4,284
Net interest income	$3,505,000	3,039
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$530,000	3,273
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$391,000	2,062
Trading account gains and fees	$0	193
Additional Noninterest Income	$139,000	4,255
Total noninterest expense	$2,797,000	3,405
Salaries and employee benefits	$1,707,000	2,906
Premises and equipment expense	$441,000	2,948
Additional noninterest expense	$649,000	4,495
Pre-tax net operating income	$1,088,000	1,978
Securities gains (losses)	$14,000	2,468
Applicable income taxes	$14,000	3,870
Income before extraordinary items	$1,088,000	1,712
Extraordinary gains, net	$0	21
Net income	$1,088,000	1,709
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,088,000	1,711
Net charge-offs	$73,000	4,577
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,074,140	1,686
2009-03-31 (YTD Data)		Rank
Total interest income	$2,373,000	3,474
Total interest expense	$601,000	4,353
Net interest income	$1,772,000	3,006
Provision for loan and lease losses	$265,000	2,494
Total noninterest income	$261,000	3,292
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$201,000	1,955
Trading account gains and fees	$0	171
Additional Noninterest Income	$60,000	4,510
Total noninterest expense	$1,364,000	3,396
Salaries and employee benefits	$859,000	2,921
Premises and equipment expense	$217,000	3,037
Additional noninterest expense	$288,000	4,539
Pre-tax net operating income	$404,000	2,784
Securities gains (losses)	$0	2,434
Applicable income taxes	$5,000	4,285
Income before extraordinary items	$399,000	2,569
Extraordinary gains, net	$0	15
Net income	$399,000	2,568
Minority interest net income	$0	102
Net income of bank and minority interests.	$399,000	2,570
Net charge-offs	$73,000	3,196
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$399,000	2,427
2008-12-31 (YTD Data)		Rank
Total interest income	$10,276,000	3,455
Total interest expense	$3,849,000	3,614
Net interest income	$6,427,000	3,292
Provision for loan and lease losses	$1,891,000	1,870
Total noninterest income	$678,000	4,204
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$885,000	1,948
Trading account gains and fees	$0	154
Additional Noninterest Income	$-207,000	8,170
Total noninterest expense	$5,119,000	3,499
Salaries and employee benefits	$3,283,000	3,004
Premises and equipment expense	$800,000	3,189
Additional noninterest expense	$1,036,000	4,721
Pre-tax net operating income	$95,000	6,039
Securities gains (losses)	$23,000	2,091
Applicable income taxes	$-2,000	6,731
Income before extraordinary items	$120,000	5,792
Extraordinary gains, net	$0	39
Net income	$120,000	5,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,524,000	1,538
Cash dividends	$368,000	3,810
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$97,000	6,022
2008-09-30 (YTD Data)		Rank
Total interest income	$7,774,000	3,491
Total interest expense	$3,027,000	3,596
Net interest income	$4,747,000	3,350
Provision for loan and lease losses	$1,224,000	1,632
Total noninterest income	$487,000	4,383
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$652,000	1,989
Trading account gains and fees	$0	148
Additional Noninterest Income	$-165,000	8,287
Total noninterest expense	$3,771,000	3,536
Salaries and employee benefits	$2,433,000	3,064
Premises and equipment expense	$559,000	3,373
Additional noninterest expense	$779,000	4,625
Pre-tax net operating income	$239,000	5,885
Securities gains (losses)	$23,000	1,927
Applicable income taxes	$14,000	4,753
Income before extraordinary items	$248,000	5,453
Extraordinary gains, net	$0	31
Net income	$248,000	5,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,831
Cash dividends	$368,000	3,145
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$226,150	5,739
2008-06-30 (YTD Data)		Rank
Total interest income	$5,235,000	3,525
Total interest expense	$2,283,000	3,414
Net interest income	$2,952,000	3,541
Provision for loan and lease losses	$166,000	3,446
Total noninterest income	$541,000	3,345
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$425,000	1,997
Trading account gains and fees	$0	149
Additional Noninterest Income	$116,000	4,793
Total noninterest expense	$2,424,000	3,665
Salaries and employee benefits	$1,588,000	3,166
Premises and equipment expense	$376,000	3,374
Additional noninterest expense	$460,000	4,992
Pre-tax net operating income	$903,000	3,156
Securities gains (losses)	$22,000	1,974
Applicable income taxes	$11,000	4,950
Income before extraordinary items	$914,000	2,772
Extraordinary gains, net	$0	21
Net income	$914,000	2,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,548
Cash dividends	$283,000	3,055
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$892,220	2,769
2008-03-31 (YTD Data)		Rank
Total interest income	$2,596,000	3,625
Total interest expense	$1,293,000	3,262
Net interest income	$1,303,000	3,865
Provision for loan and lease losses	$51,000	3,761
Total noninterest income	$369,000	2,752
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$288,000	1,516
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	4,169
Total noninterest expense	$1,239,000	3,606
Salaries and employee benefits	$826,000	3,074
Premises and equipment expense	$190,000	3,376
Additional noninterest expense	$223,000	5,038
Pre-tax net operating income	$382,000	3,642
Securities gains (losses)	$22,000	1,537
Applicable income taxes	$4,000	5,199
Income before extraordinary items	$400,000	3,188
Extraordinary gains, net	$0	15
Net income	$400,000	3,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$142,000	2,654
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$378,220	3,215
2007-12-31 (YTD Data)		Rank
Total interest income	$10,983,000	3,535
Total interest expense	$5,970,000	3,012
Net interest income	$5,013,000	4,000
Provision for loan and lease losses	$50,000	5,648
Total noninterest income	$1,431,000	2,797
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$978,000	1,797
Trading account gains and fees	$0	178
Additional Noninterest Income	$453,000	3,497
Total noninterest expense	$4,664,000	3,651
Salaries and employee benefits	$3,105,000	3,134
Premises and equipment expense	$729,000	3,334
Additional noninterest expense	$830,000	5,233
Pre-tax net operating income	$1,730,000	3,626
Securities gains (losses)	$53,000	774
Applicable income taxes	$13,000	5,571
Income before extraordinary items	$1,770,000	3,076
Extraordinary gains, net	$0	39
Net income	$1,770,000	3,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,454
Cash dividends	$566,000	3,528
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,717,530	3,137
2007-09-30 (YTD Data)		Rank
Total interest income	$8,186,000	3,551
Total interest expense	$4,413,000	3,051
Net interest income	$3,773,000	3,989
Provision for loan and lease losses	$36,000	5,408
Total noninterest income	$1,016,000	2,887
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$731,000	1,785
Trading account gains and fees	$0	184
Additional Noninterest Income	$285,000	3,829
Total noninterest expense	$3,459,000	3,669
Salaries and employee benefits	$2,301,000	3,154
Premises and equipment expense	$535,000	3,367
Additional noninterest expense	$623,000	5,168
Pre-tax net operating income	$1,294,000	3,790
Securities gains (losses)	$0	1,655
Applicable income taxes	$18,000	5,533
Income before extraordinary items	$1,276,000	3,329
Extraordinary gains, net	$0	33
Net income	$1,276,000	3,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,364
Cash dividends	$411,000	3,199
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,276,000	3,316
2007-06-30 (YTD Data)		Rank
Total interest income	$5,386,000	3,592
Total interest expense	$2,911,000	3,077
Net interest income	$2,475,000	4,063
Provision for loan and lease losses	$-5,000	8,330
Total noninterest income	$660,000	2,946
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$477,000	1,819
Trading account gains and fees	$0	168
Additional Noninterest Income	$183,000	3,949
Total noninterest expense	$2,270,000	3,739
Salaries and employee benefits	$1,514,000	3,218
Premises and equipment expense	$355,000	3,398
Additional noninterest expense	$401,000	5,297
Pre-tax net operating income	$870,000	3,841
Securities gains (losses)	$0	1,444
Applicable income taxes	$6,000	5,846
Income before extraordinary items	$864,000	3,342
Extraordinary gains, net	$0	29
Net income	$864,000	3,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$298,000	3,170
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$864,000	3,321
2007-03-31 (YTD Data)		Rank
Total interest income	$2,706,000	3,568
Total interest expense	$1,451,000	3,074
Net interest income	$1,255,000	4,019
Provision for loan and lease losses	$2,000	5,657
Total noninterest income	$325,000	2,959
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$236,000	1,798
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$1,117,000	3,786
Salaries and employee benefits	$751,000	3,263
Premises and equipment expense	$176,000	3,455
Additional noninterest expense	$190,000	5,431
Pre-tax net operating income	$461,000	3,691
Securities gains (losses)	$0	1,187
Applicable income taxes	$15,000	5,100
Income before extraordinary items	$446,000	3,254
Extraordinary gains, net	$0	22
Net income	$446,000	3,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$156,000	2,675
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$446,000	3,229
2006-12-31 (YTD Data)		Rank
Total interest income	$10,154,000	3,528
Total interest expense	$4,916,000	3,071
Net interest income	$5,238,000	3,876
Provision for loan and lease losses	$24,000	6,182
Total noninterest income	$1,378,000	2,862
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,033,000	1,708
Trading account gains and fees	$0	130
Additional Noninterest Income	$345,000	4,028
Total noninterest expense	$4,384,000	3,699
Salaries and employee benefits	$2,885,000	3,243
Premises and equipment expense	$712,000	3,300
Additional noninterest expense	$787,000	5,280
Pre-tax net operating income	$2,208,000	3,422
Securities gains (losses)	$16,000	966
Applicable income taxes	$157,000	4,551
Income before extraordinary items	$2,067,000	3,029
Extraordinary gains, net	$0	51
Net income	$2,067,000	3,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,730
Cash dividends	$850,000	2,846
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,052,120	3,039
2006-09-30 (YTD Data)		Rank
Total interest income	$7,522,000	3,538
Total interest expense	$3,443,000	3,156
Net interest income	$4,079,000	3,797
Provision for loan and lease losses	$34,000	5,569
Total noninterest income	$1,028,000	2,877
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$778,000	1,702
Trading account gains and fees	$0	126
Additional Noninterest Income	$250,000	4,097
Total noninterest expense	$3,253,000	3,735
Salaries and employee benefits	$2,146,000	3,260
Premises and equipment expense	$516,000	3,382
Additional noninterest expense	$591,000	5,266
Pre-tax net operating income	$1,820,000	3,317
Securities gains (losses)	$-85,000	8,352
Applicable income taxes	$16,000	6,057
Income before extraordinary items	$1,719,000	2,905
Extraordinary gains, net	$0	45
Net income	$1,719,000	2,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$652,000	2,537
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,803,150	2,780
2006-06-30 (YTD Data)		Rank
Total interest income	$4,844,000	3,580
Total interest expense	$2,134,000	3,219
Net interest income	$2,710,000	3,824
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$676,000	2,889
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$512,000	1,706
Trading account gains and fees	$0	126
Additional Noninterest Income	$164,000	4,129
Total noninterest expense	$2,153,000	3,762
Salaries and employee benefits	$1,420,000	3,286
Premises and equipment expense	$328,000	3,512
Additional noninterest expense	$405,000	5,164
Pre-tax net operating income	$1,203,000	3,355
Securities gains (losses)	$0	1,185
Applicable income taxes	$10,000	6,127
Income before extraordinary items	$1,193,000	2,799
Extraordinary gains, net	$0	39
Net income	$1,193,000	2,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$482,000	2,451
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,193,000	2,788
2006-03-31 (YTD Data)		Rank
Total interest income	$2,335,000	3,621
Total interest expense	$973,000	3,328
Net interest income	$1,362,000	3,814
Provision for loan and lease losses	$21,000	4,472
Total noninterest income	$332,000	2,882
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$250,000	1,684
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,095
Total noninterest expense	$1,110,000	3,695
Salaries and employee benefits	$714,000	3,281
Premises and equipment expense	$171,000	3,403
Additional noninterest expense	$225,000	4,805
Pre-tax net operating income	$563,000	3,479
Securities gains (losses)	$0	955
Applicable income taxes	$12,000	5,666
Income before extraordinary items	$551,000	2,925
Extraordinary gains, net	$0	21
Net income	$551,000	2,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$283,000	2,034
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$551,000	2,910
2005-12-31 (YTD Data)		Rank
Total interest income	$8,547,000	3,557
Total interest expense	$2,776,000	3,544
Net interest income	$5,771,000	3,537
Provision for loan and lease losses	$49,000	5,795
Total noninterest income	$1,285,000	2,983
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$978,000	1,767
Trading account gains and fees	$0	138
Additional Noninterest Income	$307,000	4,284
Total noninterest expense	$4,340,000	3,624
Salaries and employee benefits	$2,822,000	3,136
Premises and equipment expense	$707,000	3,203
Additional noninterest expense	$811,000	5,126
Pre-tax net operating income	$2,667,000	3,029
Securities gains (losses)	$-138,000	8,512
Applicable income taxes	$19,000	6,341
Income before extraordinary items	$2,510,000	2,589
Extraordinary gains, net	$0	46
Net income	$2,510,000	2,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,376
Cash dividends	$709,000	3,055
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,646,620	2,455
2005-09-30 (YTD Data)		Rank
Total interest income	$6,261,000	3,578
Total interest expense	$1,886,000	3,665
Net interest income	$4,375,000	3,495
Provision for loan and lease losses	$46,000	5,297
Total noninterest income	$914,000	3,112
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$693,000	1,853
Trading account gains and fees	$0	126
Additional Noninterest Income	$221,000	4,388
Total noninterest expense	$3,262,000	3,606
Salaries and employee benefits	$2,123,000	3,104
Premises and equipment expense	$533,000	3,179
Additional noninterest expense	$606,000	5,090
Pre-tax net operating income	$1,981,000	3,087
Securities gains (losses)	$1,000	2,135
Applicable income taxes	$19,000	6,314
Income before extraordinary items	$1,963,000	2,519
Extraordinary gains, net	$0	35
Net income	$1,963,000	2,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$425,000	3,060
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,962,010	2,492
2005-06-30 (YTD Data)		Rank
Total interest income	$4,031,000	3,607
Total interest expense	$1,116,000	3,825
Net interest income	$2,915,000	3,479
Provision for loan and lease losses	$45,000	4,715
Total noninterest income	$587,000	3,153
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$439,000	1,917
Trading account gains and fees	$0	116
Additional Noninterest Income	$148,000	4,350
Total noninterest expense	$2,181,000	3,573
Salaries and employee benefits	$1,419,000	3,074
Premises and equipment expense	$340,000	3,273
Additional noninterest expense	$422,000	4,918
Pre-tax net operating income	$1,276,000	3,111
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$13,000	6,301
Income before extraordinary items	$1,262,000	2,545
Extraordinary gains, net	$0	30
Net income	$1,262,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,257
Cash dividends	$283,000	3,070
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,262,990	2,501
2005-03-31 (YTD Data)		Rank
Total interest income	$1,961,000	3,657
Total interest expense	$488,000	4,079
Net interest income	$1,473,000	3,453
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$269,000	3,304
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$202,000	1,988
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,538
Total noninterest expense	$1,080,000	3,626
Salaries and employee benefits	$715,000	3,072
Premises and equipment expense	$172,000	3,284
Additional noninterest expense	$193,000	5,211
Pre-tax net operating income	$637,000	3,086
Securities gains (losses)	$0	1,685
Applicable income taxes	$6,000	6,318
Income before extraordinary items	$631,000	2,512
Extraordinary gains, net	$0	24
Net income	$631,000	2,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,877
Cash dividends	$142,000	2,634
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$631,000	2,471
2004-12-31 (YTD Data)		Rank
Total interest income	$7,697,000	3,511
Total interest expense	$1,709,000	4,127
Net interest income	$5,988,000	3,296
Provision for loan and lease losses	$14,000	6,903
Total noninterest income	$1,025,000	3,479
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$696,000	2,378
Trading account gains and fees	$0	138
Additional Noninterest Income	$329,000	4,094
Total noninterest expense	$4,278,000	3,547
Salaries and employee benefits	$2,722,000	3,121
Premises and equipment expense	$712,000	3,089
Additional noninterest expense	$844,000	4,925
Pre-tax net operating income	$2,721,000	2,803
Securities gains (losses)	$0	3,819
Applicable income taxes	$-161,000	8,793
Income before extraordinary items	$2,882,000	2,156
Extraordinary gains, net	$0	34
Net income	$2,882,000	2,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,887
Cash dividends	$466,000	3,669
Sale, conversion, retirement of capital stock, net	$951,000	412
Net operating income	$2,882,000	2,109
2004-09-30 (YTD Data)		Rank
Total interest income	$5,743,000	3,509
Total interest expense	$1,225,000	4,219
Net interest income	$4,518,000	3,267
Provision for loan and lease losses	$12,000	6,640
Total noninterest income	$751,000	3,564
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$488,000	2,554
Trading account gains and fees	$0	134
Additional Noninterest Income	$263,000	3,972
Total noninterest expense	$3,245,000	3,500
Salaries and employee benefits	$2,039,000	3,077
Premises and equipment expense	$554,000	2,979
Additional noninterest expense	$652,000	4,768
Pre-tax net operating income	$2,012,000	2,867
Securities gains (losses)	$0	3,710
Applicable income taxes	$20,000	6,511
Income before extraordinary items	$1,992,000	2,328
Extraordinary gains, net	$0	26
Net income	$1,992,000	2,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$375,000	3,116
Sale, conversion, retirement of capital stock, net	$951,000	318
Net operating income	$1,992,000	2,278
2004-06-30 (YTD Data)		Rank
Total interest income	$3,821,000	3,502
Total interest expense	$796,000	4,304
Net interest income	$3,025,000	3,256
Provision for loan and lease losses	$0	6,885
Total noninterest income	$506,000	3,543
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$314,000	2,619
Trading account gains and fees	$0	130
Additional Noninterest Income	$192,000	3,811
Total noninterest expense	$2,221,000	3,449
Salaries and employee benefits	$1,369,000	3,085
Premises and equipment expense	$380,000	2,915
Additional noninterest expense	$472,000	4,529
Pre-tax net operating income	$1,310,000	2,897
Securities gains (losses)	$0	3,413
Applicable income taxes	$20,000	6,279
Income before extraordinary items	$1,290,000	2,362
Extraordinary gains, net	$0	21
Net income	$1,290,000	2,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$270,000	3,049
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,290,000	2,301
2004-03-31 (YTD Data)		Rank
Total interest income	$1,920,000	3,497
Total interest expense	$406,000	4,277
Net interest income	$1,514,000	3,235
Provision for loan and lease losses	$32,000	4,015
Total noninterest income	$223,000	3,786
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$151,000	2,665
Trading account gains and fees	$0	121
Additional Noninterest Income	$72,000	4,381
Total noninterest expense	$1,094,000	3,501
Salaries and employee benefits	$686,000	3,087
Premises and equipment expense	$165,000	3,314
Additional noninterest expense	$243,000	4,416
Pre-tax net operating income	$611,000	3,038
Securities gains (losses)	$0	2,934
Applicable income taxes	$6,000	6,520
Income before extraordinary items	$605,000	2,472
Extraordinary gains, net	$0	16
Net income	$605,000	2,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$133,000	2,600
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$605,000	2,398
2003-12-31 (YTD Data)		Rank
Total interest income	$7,511,000	3,601
Total interest expense	$1,931,000	4,131
Net interest income	$5,580,000	3,385
Provision for loan and lease losses	$162,000	4,453
Total noninterest income	$1,039,000	3,643
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$704,000	2,342
Trading account gains and fees	$0	160
Additional Noninterest Income	$335,000	4,287
Total noninterest expense	$4,039,000	3,689
Salaries and employee benefits	$2,655,000	3,101
Premises and equipment expense	$657,000	3,258
Additional noninterest expense	$727,000	5,372
Pre-tax net operating income	$2,418,000	2,967
Securities gains (losses)	$0	4,500
Applicable income taxes	$856,000	2,414
Income before extraordinary items	$1,562,000	3,465
Extraordinary gains, net	$0	54
Net income	$1,562,000	3,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,233
Cash dividends	$793,000	2,727
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,562,000	3,290
2003-09-30 (YTD Data)		Rank
Total interest income	$5,584,000	3,680
Total interest expense	$1,439,000	4,268
Net interest income	$4,145,000	3,418
Provision for loan and lease losses	$116,000	4,420
Total noninterest income	$798,000	3,651
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$526,000	2,360
Trading account gains and fees	$0	153
Additional Noninterest Income	$272,000	4,212
Total noninterest expense	$2,965,000	3,739
Salaries and employee benefits	$1,965,000	3,145
Premises and equipment expense	$500,000	3,221
Additional noninterest expense	$500,000	5,640
Pre-tax net operating income	$1,862,000	2,997
Securities gains (losses)	$0	4,204
Applicable income taxes	$711,000	2,367
Income before extraordinary items	$1,151,000	3,615
Extraordinary gains, net	$0	40
Net income	$1,151,000	3,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,966
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,151,000	3,436
2003-06-30 (YTD Data)		Rank
Total interest income	$3,712,000	3,711
Total interest expense	$953,000	4,408
Net interest income	$2,759,000	3,419
Provision for loan and lease losses	$40,000	5,444
Total noninterest income	$509,000	3,696
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$352,000	2,334
Trading account gains and fees	$0	150
Additional Noninterest Income	$157,000	4,499
Total noninterest expense	$1,957,000	3,768
Salaries and employee benefits	$1,295,000	3,157
Premises and equipment expense	$330,000	3,243
Additional noninterest expense	$332,000	5,640
Pre-tax net operating income	$1,271,000	2,948
Securities gains (losses)	$0	3,782
Applicable income taxes	$486,000	2,361
Income before extraordinary items	$785,000	3,562
Extraordinary gains, net	$0	30
Net income	$785,000	3,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$785,000	3,363
2003-03-31 (YTD Data)		Rank
Total interest income	$1,858,000	3,728
Total interest expense	$452,000	4,657
Net interest income	$1,406,000	3,352
Provision for loan and lease losses	$19,000	5,348
Total noninterest income	$244,000	3,688
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$172,000	2,313
Trading account gains and fees	$0	134
Additional Noninterest Income	$72,000	4,544
Total noninterest expense	$978,000	3,732
Salaries and employee benefits	$640,000	3,183
Premises and equipment expense	$158,000	3,343
Additional noninterest expense	$180,000	5,349
Pre-tax net operating income	$653,000	2,887
Securities gains (losses)	$0	2,891
Applicable income taxes	$250,000	2,320
Income before extraordinary items	$403,000	3,431
Extraordinary gains, net	$0	21
Net income	$403,000	3,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$403,000	3,272
2002-12-31 (YTD Data)		Rank
Total interest income	$7,589,000	3,809
Total interest expense	$2,256,000	4,444
Net interest income	$5,333,000	3,472
Provision for loan and lease losses	$172,000	4,677
Total noninterest income	$1,007,000	3,470
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$730,000	2,178
Trading account gains and fees	$0	153
Additional Noninterest Income	$277,000	4,430
Total noninterest expense	$3,673,000	3,797
Salaries and employee benefits	$2,332,000	3,313
Premises and equipment expense	$666,000	3,131
Additional noninterest expense	$675,000	5,527
Pre-tax net operating income	$2,495,000	2,883
Securities gains (losses)	$0	4,537
Applicable income taxes	$877,000	2,429
Income before extraordinary items	$1,618,000	3,295
Extraordinary gains, net	$0	70
Net income	$1,618,000	3,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,417
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,618,000	3,204
2001-12-31 (YTD Data)		Rank
Total interest income	$7,657,000	4,167
Total interest expense	$3,469,000	4,238
Net interest income	$4,188,000	3,988
Provision for loan and lease losses	$44,000	6,848
Total noninterest income	$828,000	3,760
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$624,000	2,361
Trading account gains and fees	$0	177
Additional Noninterest Income	$204,000	4,883
Total noninterest expense	$3,600,000	3,741
Salaries and employee benefits	$2,348,000	3,122
Premises and equipment expense	$621,000	3,279
Additional noninterest expense	$631,000	5,655
Pre-tax net operating income	$1,372,000	4,088
Securities gains (losses)	$0	4,612
Applicable income taxes	$435,000	3,573
Income before extraordinary items	$937,000	4,460
Extraordinary gains, net	$0	105
Net income	$937,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	9,130
Cash dividends	$3,000	6,586
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$937,000	4,342
2000-12-31 (YTD Data)		Rank
Total interest income	$7,436,000	4,365
Total interest expense	$3,708,000	4,206
Net interest income	$3,728,000	4,416
Provision for loan and lease losses	$17,000	7,726
Total noninterest income	$785,000	3,699
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$534,000	2,535
Trading account gains and fees	$0	180
Additional Noninterest Income	$251,000	4,291
Total noninterest expense	$3,235,000	3,973
Salaries and employee benefits	$2,132,000	3,286
Premises and equipment expense	$481,000	3,908
Additional noninterest expense	$622,000	5,642
Pre-tax net operating income	$1,261,000	4,598
Securities gains (losses)	$-94,000	9,398
Applicable income taxes	$358,000	4,227
Income before extraordinary items	$809,000	5,016
Extraordinary gains, net	$0	38
Net income	$809,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	9,312
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$873,860	4,776
1999-12-31 (YTD Data)		Rank
Total interest income	$6,909,000	4,454
Total interest expense	$3,088,000	4,497
Net interest income	$3,821,000	4,341
Provision for loan and lease losses	$74,000	5,823
Total noninterest income	$748,000	3,794
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$528,000	2,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	4,722
Total noninterest expense	$3,104,000	4,098
Salaries and employee benefits	$1,986,000	3,464
Premises and equipment expense	$438,000	4,217
Additional noninterest expense	$680,000	5,350
Pre-tax net operating income	$1,391,000	4,311
Securities gains (losses)	$-22,000	9,580
Applicable income taxes	$448,000	3,872
Income before extraordinary items	$921,000	4,680
Extraordinary gains, net	$0	35
Net income	$921,000	4,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	9,511
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$935,740	4,596
1998-12-31 (YTD Data)		Rank
Total interest income	$6,616,000	4,607
Total interest expense	$3,200,000	4,476
Net interest income	$3,416,000	4,685
Provision for loan and lease losses	$119,000	4,792
Total noninterest income	$813,000	3,587
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$563,000	2,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	4,429
Total noninterest expense	$2,701,000	4,504
Salaries and employee benefits	$1,725,000	3,788
Premises and equipment expense	$336,000	5,030
Additional noninterest expense	$640,000	5,509
Pre-tax net operating income	$1,409,000	4,386
Securities gains (losses)	$0	4,449
Applicable income taxes	$469,000	4,011
Income before extraordinary items	$940,000	4,684
Extraordinary gains, net	$0	32
Net income	$940,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,076
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$940,000	4,597
1997-12-31 (YTD Data)		Rank
Total interest income	$5,954,000	5,106
Total interest expense	$2,635,000	5,204
Net interest income	$3,319,000	4,919
Provision for loan and lease losses	$64,000	6,078
Total noninterest income	$706,000	3,950
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$616,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	7,074
Total noninterest expense	$2,233,000	5,237
Salaries and employee benefits	$1,446,000	4,382
Premises and equipment expense	$256,000	5,972
Additional noninterest expense	$531,000	6,270
Pre-tax net operating income	$1,728,000	3,991
Securities gains (losses)	$0	3,944
Applicable income taxes	$610,000	3,617
Income before extraordinary items	$1,118,000	4,301
Extraordinary gains, net	$0	44
Net income	$1,118,000	4,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,656
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,118,000	4,240
1996-12-31 (YTD Data)		Rank
Total interest income	$5,261,000	5,711
Total interest expense	$2,279,000	5,885
Net interest income	$2,982,000	5,467
Provision for loan and lease losses	$0	9,041
Total noninterest income	$632,000	4,405
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$534,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,185
Total noninterest expense	$2,084,000	5,762
Salaries and employee benefits	$1,290,000	4,887
Premises and equipment expense	$251,000	6,239
Additional noninterest expense	$543,000	6,739
Pre-tax net operating income	$1,530,000	4,269
Securities gains (losses)	$0	4,148
Applicable income taxes	$553,000	3,821
Income before extraordinary items	$977,000	4,595
Extraordinary gains, net	$0	53
Net income	$977,000	4,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$977,000	4,538
1995-12-31 (YTD Data)		Rank
Total interest income	$4,651,000	6,291
Total interest expense	$2,057,000	6,345
Net interest income	$2,594,000	6,135
Provision for loan and lease losses	$88,000	4,902
Total noninterest income	$545,000	4,879
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$457,000	2,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,639
Total noninterest expense	$2,038,000	5,900
Salaries and employee benefits	$1,218,000	5,157
Premises and equipment expense	$97,000	9,693
Additional noninterest expense	$723,000	5,703
Pre-tax net operating income	$1,013,000	5,940
Securities gains (losses)	$0	3,831
Applicable income taxes	$352,000	5,417
Income before extraordinary items	$661,000	6,230
Extraordinary gains, net	$0	65
Net income	$661,000	6,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,418
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$661,000	6,220
1994-12-31 (YTD Data)		Rank
Total interest income	$3,645,000	7,136
Total interest expense	$1,290,000	7,582
Net interest income	$2,355,000	6,745
Provision for loan and lease losses	$188,000	3,144
Total noninterest income	$527,000	5,100
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$413,000	3,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	7,101
Total noninterest expense	$1,896,000	6,461
Salaries and employee benefits	$1,125,000	5,547
Premises and equipment expense	$267,000	6,229
Additional noninterest expense	$504,000	7,808
Pre-tax net operating income	$798,000	6,879
Securities gains (losses)	$0	3,600
Applicable income taxes	$271,000	6,237
Income before extraordinary items	$527,000	7,098
Extraordinary gains, net	$0	249
Net income	$527,000	7,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,275
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$527,000	7,143
1993-12-31 (YTD Data)		Rank
Total interest income	$2,982,000	8,366
Total interest expense	$1,150,000	8,483
Net interest income	$1,832,000	8,159
Provision for loan and lease losses	$71,000	6,619
Total noninterest income	$572,000	5,117
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$367,000	3,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	5,584
Total noninterest expense	$1,824,000	6,814
Salaries and employee benefits	$1,047,000	5,890
Premises and equipment expense	$221,000	7,269
Additional noninterest expense	$556,000	7,713
Pre-tax net operating income	$509,000	8,607
Securities gains (losses)	$0	7,477
Applicable income taxes	$181,000	7,990
Income before extraordinary items	$328,000	9,146
Extraordinary gains, net	$0	3,149
Net income	$328,000	9,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	9,413
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$328,000	8,887
1992-12-31 (YTD Data)		Rank
Total interest income	$3,004,000	8,961
Total interest expense	$1,200,000	9,600
Net interest income	$1,804,000	8,331
Provision for loan and lease losses	$46,000	9,271
Total noninterest income	$358,000	7,002
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	10,222
Total noninterest expense	$1,477,000	8,000
Salaries and employee benefits	$846,000	6,960
Premises and equipment expense	$177,000	8,387
Additional noninterest expense	$454,000	8,930
Pre-tax net operating income	$639,000	7,457
Securities gains (losses)	$0	8,369
Applicable income taxes	$211,000	7,346
Income before extraordinary items	$428,000	7,948
Extraordinary gains, net	$0	1,422
Net income	$428,000	8,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	8,849
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$428,000	7,587

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.