Home > State Bank > Income and Expense

State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,194,0001,208
Total interest expense$14,621,000995
Net interest income$21,573,0001,347
Provision for loan and lease losses$509,0001,268
Total noninterest income$4,702,0001,240
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,664,000663
Trading account gains and fees$0123
Additional Noninterest Income$3,038,0001,237
Total noninterest expense$18,935,0001,260
Salaries and employee benefits$10,365,0001,308
Premises and equipment expense$1,940,0001,251
Additional noninterest expense$3,038,0001,237
Pre-tax net operating income$6,831,0001,567
Securities gains (losses)$27,000580
Applicable income taxes$971,0001,460
Income before extraordinary items$5,887,0001,539
Extraordinary gains, net$054
Net income$5,887,0001,554
Minority interest net income$088
Net income of bank and minority interests.$5,887,0001,542
Net charge-offs$96,0001,525
Cash dividends$1,781,0001,646
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,863,7801,582
2023-09-30 (YTD Data)Rank
Total interest income$26,167,0001,218
Total interest expense$10,156,000983
Net interest income$16,011,0001,364
Provision for loan and lease losses$339,0001,266
Total noninterest income$2,676,0001,465
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,244,000664
Trading account gains and fees$0125
Additional Noninterest Income$1,432,0001,653
Total noninterest expense$14,197,0001,252
Salaries and employee benefits$7,745,0001,313
Premises and equipment expense$1,461,0001,248
Additional noninterest expense$1,432,0001,653
Pre-tax net operating income$4,151,0001,865
Securities gains (losses)$27,000382
Applicable income taxes$504,0001,749
Income before extraordinary items$3,674,0001,819
Extraordinary gains, net$052
Net income$3,674,0001,836
Minority interest net income$081
Net income of bank and minority interests.$3,674,0001,819
Net charge-offs$97,0001,187
Cash dividends$891,0001,791
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,650,2401,849
2023-06-30 (YTD Data)Rank
Total interest income$16,754,0001,228
Total interest expense$6,096,000970
Net interest income$10,658,0001,381
Provision for loan and lease losses$190,0001,373
Total noninterest income$1,584,0001,501
Gross Fiduciary activities income$0931
Service charges on deposit accounts$813,000670
Trading account gains and fees$0112
Additional Noninterest Income$771,0001,778
Total noninterest expense$9,539,0001,236
Salaries and employee benefits$5,214,0001,303
Premises and equipment expense$963,0001,256
Additional noninterest expense$771,0001,776
Pre-tax net operating income$2,513,0001,954
Securities gains (losses)$27,000384
Applicable income taxes$375,0001,687
Income before extraordinary items$2,165,0001,963
Extraordinary gains, net$051
Net income$2,165,0001,987
Minority interest net income$081
Net income of bank and minority interests.$2,165,0001,963
Net charge-offs$59,0001,117
Cash dividends$889,0001,481
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,142,0501,984
2023-03-31 (YTD Data)Rank
Total interest income$8,109,0001,245
Total interest expense$2,631,000974
Net interest income$5,478,0001,353
Provision for loan and lease losses$60,0001,563
Total noninterest income$761,0001,535
Gross Fiduciary activities income$0913
Service charges on deposit accounts$394,000700
Trading account gains and fees$94,00082
Additional Noninterest Income$273,0002,100
Total noninterest expense$4,796,0001,248
Salaries and employee benefits$2,655,0001,294
Premises and equipment expense$482,0001,284
Additional noninterest expense$273,0002,100
Pre-tax net operating income$1,383,0001,892
Securities gains (losses)$27,000372
Applicable income taxes$227,0001,593
Income before extraordinary items$1,183,0001,882
Extraordinary gains, net$04
Net income$1,183,0001,882
Minority interest net income$048
Net income of bank and minority interests.$1,183,0001,882
Net charge-offs$24,0001,045
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,160,3201,923
2022-12-31 (YTD Data)Rank
Total interest income$26,171,0001,272
Total interest expense$2,272,0001,467
Net interest income$23,899,0001,245
Provision for loan and lease losses$69,0002,414
Total noninterest income$3,375,0001,522
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,633,000684
Trading account gains and fees$0116
Additional Noninterest Income$1,742,0001,761
Total noninterest expense$18,083,0001,279
Salaries and employee benefits$9,898,0001,321
Premises and equipment expense$1,847,0001,307
Additional noninterest expense$1,742,0001,761
Pre-tax net operating income$9,122,0001,362
Securities gains (losses)$0691
Applicable income taxes$1,645,0001,204
Income before extraordinary items$7,477,0001,381
Extraordinary gains, net$05
Net income$7,477,0001,381
Minority interest net income$063
Net income of bank and minority interests.$7,477,0001,381
Net charge-offs$22,0001,895
Cash dividends$1,775,0001,624
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,477,0001,400
2022-09-30 (YTD Data)Rank
Total interest income$18,591,0001,282
Total interest expense$1,076,0001,674
Net interest income$17,515,0001,245
Provision for loan and lease losses$68,0002,117
Total noninterest income$2,140,0001,701
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,217,000696
Trading account gains and fees$0111
Additional Noninterest Income$923,0002,140
Total noninterest expense$13,024,0001,314
Salaries and employee benefits$7,061,0001,373
Premises and equipment expense$1,325,0001,353
Additional noninterest expense$923,0002,140
Pre-tax net operating income$6,563,0001,387
Securities gains (losses)$0740
Applicable income taxes$1,161,0001,242
Income before extraordinary items$5,402,0001,404
Extraordinary gains, net$04
Net income$5,402,0001,403
Minority interest net income$057
Net income of bank and minority interests.$5,402,0001,404
Net charge-offs$15,0001,701
Cash dividends$887,0001,776
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,402,0001,435
2022-06-30 (YTD Data)Rank
Total interest income$11,947,0001,279
Total interest expense$640,0001,639
Net interest income$11,307,0001,243
Provision for loan and lease losses$65,0001,739
Total noninterest income$1,320,0001,767
Gross Fiduciary activities income$0925
Service charges on deposit accounts$809,000700
Trading account gains and fees$0108
Additional Noninterest Income$511,0002,367
Total noninterest expense$8,508,0001,332
Salaries and employee benefits$4,620,0001,392
Premises and equipment expense$842,0001,401
Additional noninterest expense$3,046,0001,141
Pre-tax net operating income$4,054,0001,404
Securities gains (losses)$0687
Applicable income taxes$705,0001,234
Income before extraordinary items$3,349,0001,401
Extraordinary gains, net$04
Net income$3,349,0001,400
Minority interest net income$060
Net income of bank and minority interests.$3,349,0001,401
Net charge-offs$13,0001,486
Cash dividends$887,0001,445
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,349,0001,437
2022-03-31 (YTD Data)Rank
Total interest income$5,878,0001,255
Total interest expense$300,0001,682
Net interest income$5,578,0001,222
Provision for loan and lease losses$62,0001,225
Total noninterest income$340,0002,452
Gross Fiduciary activities income$0892
Service charges on deposit accounts$391,000716
Trading account gains and fees$0103
Additional Noninterest Income$-51,0004,782
Total noninterest expense$4,250,0001,327
Salaries and employee benefits$2,293,0001,406
Premises and equipment expense$408,0001,443
Additional noninterest expense$1,549,0001,117
Pre-tax net operating income$1,606,0001,565
Securities gains (losses)$0623
Applicable income taxes$245,0001,464
Income before extraordinary items$1,361,0001,553
Extraordinary gains, net$04
Net income$1,361,0001,551
Minority interest net income$050
Net income of bank and minority interests.$1,361,0001,553
Net charge-offs$4,0001,408
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,361,0001,573
2021-12-31 (YTD Data)Rank
Total interest income$22,127,0001,363
Total interest expense$1,291,0001,851
Net interest income$20,836,0001,311
Provision for loan and lease losses$853,000693
Total noninterest income$3,966,0001,526
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,537,000677
Trading account gains and fees$0132
Additional Noninterest Income$2,429,0001,711
Total noninterest expense$16,071,0001,367
Salaries and employee benefits$8,969,0001,413
Premises and equipment expense$1,538,0001,487
Additional noninterest expense$5,564,0001,212
Pre-tax net operating income$7,878,0001,506
Securities gains (losses)$02,062
Applicable income taxes$1,340,0001,406
Income before extraordinary items$6,538,0001,573
Extraordinary gains, net$010
Net income$6,538,0001,573
Minority interest net income$074
Net income of bank and minority interests.$6,538,0001,573
Net charge-offs$509,000630
Cash dividends$1,650,0001,708
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,538,0001,550
2021-09-30 (YTD Data)Rank
Total interest income$16,350,0001,407
Total interest expense$1,000,0001,892
Net interest income$15,350,0001,359
Provision for loan and lease losses$560,000741
Total noninterest income$2,800,0001,613
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,138,000672
Trading account gains and fees$0132
Additional Noninterest Income$1,662,0001,860
Total noninterest expense$11,751,0001,408
Salaries and employee benefits$6,566,0001,444
Premises and equipment expense$1,136,0001,534
Additional noninterest expense$4,049,0001,241
Pre-tax net operating income$5,839,0001,585
Securities gains (losses)$02,015
Applicable income taxes$975,0001,475
Income before extraordinary items$4,864,0001,646
Extraordinary gains, net$08
Net income$4,864,0001,645
Minority interest net income$069
Net income of bank and minority interests.$4,864,0001,646
Net charge-offs$-32,0004,050
Cash dividends$825,0001,898
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,864,0001,618
2021-06-30 (YTD Data)Rank
Total interest income$10,590,0001,432
Total interest expense$708,0001,881
Net interest income$9,882,0001,390
Provision for loan and lease losses$183,0001,241
Total noninterest income$1,865,0001,591
Gross Fiduciary activities income$0951
Service charges on deposit accounts$744,000660
Trading account gains and fees$0133
Additional Noninterest Income$1,121,0001,799
Total noninterest expense$7,688,0001,421
Salaries and employee benefits$4,307,0001,460
Premises and equipment expense$763,0001,518
Additional noninterest expense$2,618,0001,265
Pre-tax net operating income$3,876,0001,561
Securities gains (losses)$01,818
Applicable income taxes$645,0001,478
Income before extraordinary items$3,231,0001,627
Extraordinary gains, net$06
Net income$3,231,0001,627
Minority interest net income$067
Net income of bank and minority interests.$3,231,0001,627
Net charge-offs$-33,0004,230
Cash dividends$825,0001,533
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,231,0001,600
2021-03-31 (YTD Data)Rank
Total interest income$5,164,0001,466
Total interest expense$383,0001,853
Net interest income$4,781,0001,418
Provision for loan and lease losses$92,0001,304
Total noninterest income$943,0001,569
Gross Fiduciary activities income$0922
Service charges on deposit accounts$359,000672
Trading account gains and fees$0127
Additional Noninterest Income$584,0001,751
Total noninterest expense$3,826,0001,423
Salaries and employee benefits$2,141,0001,462
Premises and equipment expense$385,0001,526
Additional noninterest expense$1,300,0001,257
Pre-tax net operating income$1,806,0001,642
Securities gains (losses)$01,392
Applicable income taxes$289,0001,530
Income before extraordinary items$1,517,0001,708
Extraordinary gains, net$03
Net income$1,517,0001,708
Minority interest net income$055
Net income of bank and minority interests.$1,517,0001,708
Net charge-offs$-13,0004,173
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,517,0001,667
2020-12-31 (YTD Data)Rank
Total interest income$21,429,0001,400
Total interest expense$2,728,0001,610
Net interest income$18,701,0001,361
Provision for loan and lease losses$878,0001,742
Total noninterest income$4,154,0001,425
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,402,000718
Trading account gains and fees$0133
Additional Noninterest Income$2,752,0001,512
Total noninterest expense$14,758,0001,428
Salaries and employee benefits$8,256,0001,474
Premises and equipment expense$1,402,0001,595
Additional noninterest expense$5,100,0001,249
Pre-tax net operating income$7,219,0001,350
Securities gains (losses)$02,675
Applicable income taxes$1,176,0001,313
Income before extraordinary items$6,043,0001,415
Extraordinary gains, net$04
Net income$6,043,0001,415
Minority interest net income$072
Net income of bank and minority interests.$6,043,0001,416
Net charge-offs$42,0002,492
Cash dividends$1,524,0001,758
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,043,0001,376
2020-09-30 (YTD Data)Rank
Total interest income$15,923,0001,420
Total interest expense$2,229,0001,575
Net interest income$13,694,0001,387
Provision for loan and lease losses$676,0001,694
Total noninterest income$3,090,0001,389
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,043,000712
Trading account gains and fees$0125
Additional Noninterest Income$2,047,0001,465
Total noninterest expense$10,668,0001,452
Salaries and employee benefits$6,079,0001,478
Premises and equipment expense$1,039,0001,612
Additional noninterest expense$3,550,0001,316
Pre-tax net operating income$5,440,0001,312
Securities gains (losses)$02,494
Applicable income taxes$890,0001,277
Income before extraordinary items$4,550,0001,362
Extraordinary gains, net$04
Net income$4,550,0001,363
Minority interest net income$065
Net income of bank and minority interests.$4,550,0001,363
Net charge-offs$25,0002,405
Cash dividends$762,0001,950
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,550,0001,324
2020-06-30 (YTD Data)Rank
Total interest income$10,408,0001,470
Total interest expense$1,601,0001,571
Net interest income$8,807,0001,428
Provision for loan and lease losses$205,0002,374
Total noninterest income$1,583,0001,568
Gross Fiduciary activities income$0970
Service charges on deposit accounts$687,000731
Trading account gains and fees$0123
Additional Noninterest Income$896,0001,774
Total noninterest expense$7,022,0001,455
Salaries and employee benefits$4,048,0001,475
Premises and equipment expense$667,0001,658
Additional noninterest expense$2,307,0001,340
Pre-tax net operating income$3,163,0001,383
Securities gains (losses)$02,249
Applicable income taxes$475,0001,387
Income before extraordinary items$2,688,0001,446
Extraordinary gains, net$04
Net income$2,688,0001,446
Minority interest net income$065
Net income of bank and minority interests.$2,688,0001,446
Net charge-offs$-10,0004,318
Cash dividends$762,0001,573
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,688,0001,401
2020-03-31 (YTD Data)Rank
Total interest income$5,205,0001,463
Total interest expense$845,0001,629
Net interest income$4,360,0001,402
Provision for loan and lease losses$103,0001,932
Total noninterest income$854,0001,422
Gross Fiduciary activities income$0941
Service charges on deposit accounts$357,000818
Trading account gains and fees$0106
Additional Noninterest Income$497,0001,523
Total noninterest expense$3,486,0001,474
Salaries and employee benefits$1,999,0001,498
Premises and equipment expense$330,0001,696
Additional noninterest expense$1,157,0001,346
Pre-tax net operating income$1,625,0001,245
Securities gains (losses)$01,705
Applicable income taxes$253,0001,210
Income before extraordinary items$1,372,0001,286
Extraordinary gains, net$04
Net income$1,372,0001,285
Minority interest net income$056
Net income of bank and minority interests.$1,372,0001,286
Net charge-offs$3,0002,231
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,372,0001,255
2019-12-31 (YTD Data)Rank
Total interest income$21,831,0001,416
Total interest expense$3,436,0001,650
Net interest income$18,395,0001,336
Provision for loan and lease losses$812,0001,065
Total noninterest income$4,600,0001,190
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,570,000779
Trading account gains and fees$0135
Additional Noninterest Income$3,030,0001,191
Total noninterest expense$14,562,0001,395
Salaries and employee benefits$8,688,0001,362
Premises and equipment expense$1,437,0001,555
Additional noninterest expense$4,437,0001,392
Pre-tax net operating income$7,621,0001,267
Securities gains (losses)$02,379
Applicable income taxes$1,108,0001,337
Income before extraordinary items$6,513,0001,309
Extraordinary gains, net$011
Net income$6,513,0001,310
Minority interest net income$076
Net income of bank and minority interests.$6,513,0001,311
Net charge-offs$245,0001,511
Cash dividends$1,687,0001,757
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,513,0001,284
2019-09-30 (YTD Data)Rank
Total interest income$16,484,0001,411
Total interest expense$2,575,0001,667
Net interest income$13,909,0001,339
Provision for loan and lease losses$659,000947
Total noninterest income$3,785,0001,111
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,178,000776
Trading account gains and fees$0129
Additional Noninterest Income$2,607,0001,056
Total noninterest expense$11,015,0001,391
Salaries and employee benefits$6,525,0001,363
Premises and equipment expense$1,091,0001,558
Additional noninterest expense$3,399,0001,358
Pre-tax net operating income$6,020,0001,254
Securities gains (losses)$02,167
Applicable income taxes$859,0001,358
Income before extraordinary items$5,161,0001,275
Extraordinary gains, net$011
Net income$5,161,0001,276
Minority interest net income$072
Net income of bank and minority interests.$5,161,0001,277
Net charge-offs$-12,0004,473
Cash dividends$988,0001,848
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,161,0001,254
2019-06-30 (YTD Data)Rank
Total interest income$10,924,0001,415
Total interest expense$1,649,0001,681
Net interest income$9,275,0001,343
Provision for loan and lease losses$306,0001,179
Total noninterest income$2,122,0001,222
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$774,000780
Trading account gains and fees$0131
Additional Noninterest Income$1,348,0001,247
Total noninterest expense$7,046,0001,448
Salaries and employee benefits$4,218,0001,400
Premises and equipment expense$681,0001,649
Additional noninterest expense$2,147,0001,441
Pre-tax net operating income$4,045,0001,222
Securities gains (losses)$01,702
Applicable income taxes$735,0001,130
Income before extraordinary items$3,310,0001,288
Extraordinary gains, net$011
Net income$3,310,0001,288
Minority interest net income$069
Net income of bank and minority interests.$3,310,0001,288
Net charge-offs$-10,0004,479
Cash dividends$698,0001,776
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,310,0001,270
2019-03-31 (YTD Data)Rank
Total interest income$5,359,0001,439
Total interest expense$782,0001,705
Net interest income$4,577,0001,354
Provision for loan and lease losses$153,0001,126
Total noninterest income$656,0001,634
Gross Fiduciary activities income$0972
Service charges on deposit accounts$372,000797
Trading account gains and fees$0126
Additional Noninterest Income$284,0002,018
Total noninterest expense$3,435,0001,484
Salaries and employee benefits$2,027,0001,440
Premises and equipment expense$336,0001,693
Additional noninterest expense$1,072,0001,434
Pre-tax net operating income$1,645,0001,411
Securities gains (losses)$01,087
Applicable income taxes$270,0001,335
Income before extraordinary items$1,375,0001,450
Extraordinary gains, net$05
Net income$1,375,0001,449
Minority interest net income$052
Net income of bank and minority interests.$1,375,0001,449
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,375,0001,426
2018-12-31 (YTD Data)Rank
Total interest income$20,879,0001,386
Total interest expense$2,625,0001,587
Net interest income$18,254,0001,338
Provision for loan and lease losses$676,0001,181
Total noninterest income$2,350,0001,821
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,682,000747
Trading account gains and fees$0126
Additional Noninterest Income$668,0002,701
Total noninterest expense$14,188,0001,419
Salaries and employee benefits$8,080,0001,411
Premises and equipment expense$1,461,0001,536
Additional noninterest expense$4,647,0001,325
Pre-tax net operating income$5,740,0001,578
Securities gains (losses)$01,125
Applicable income taxes$917,0001,463
Income before extraordinary items$4,823,0001,624
Extraordinary gains, net$06
Net income$4,823,0001,623
Minority interest net income$072
Net income of bank and minority interests.$4,823,0001,623
Net charge-offs$-24,0004,718
Cash dividends$1,270,0001,949
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,823,0001,617
2018-09-30 (YTD Data)Rank
Total interest income$15,061,0001,426
Total interest expense$1,861,0001,580
Net interest income$13,200,0001,382
Provision for loan and lease losses$507,0001,116
Total noninterest income$2,160,0001,608
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,264,000739
Trading account gains and fees$0138
Additional Noninterest Income$896,0002,063
Total noninterest expense$10,654,0001,422
Salaries and employee benefits$6,092,0001,400
Premises and equipment expense$1,090,0001,556
Additional noninterest expense$3,472,0001,332
Pre-tax net operating income$4,199,0001,621
Securities gains (losses)$01,118
Applicable income taxes$671,0001,537
Income before extraordinary items$3,528,0001,673
Extraordinary gains, net$05
Net income$3,528,0001,671
Minority interest net income$066
Net income of bank and minority interests.$3,528,0001,672
Net charge-offs$-41,0004,864
Cash dividends$635,0002,142
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,528,0001,657
2018-06-30 (YTD Data)Rank
Total interest income$9,861,0001,433
Total interest expense$1,177,0001,568
Net interest income$8,684,0001,394
Provision for loan and lease losses$338,0001,095
Total noninterest income$1,481,0001,576
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$858,000729
Trading account gains and fees$0130
Additional Noninterest Income$623,0002,016
Total noninterest expense$7,113,0001,427
Salaries and employee benefits$4,072,0001,400
Premises and equipment expense$725,0001,570
Additional noninterest expense$2,316,0001,339
Pre-tax net operating income$2,714,0001,637
Securities gains (losses)$0961
Applicable income taxes$425,0001,550
Income before extraordinary items$2,289,0001,697
Extraordinary gains, net$06
Net income$2,289,0001,696
Minority interest net income$065
Net income of bank and minority interests.$2,289,0001,696
Net charge-offs$64,0001,595
Cash dividends$635,0001,725
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,289,0001,686
2018-03-31 (YTD Data)Rank
Total interest income$4,817,0001,449
Total interest expense$524,0001,645
Net interest income$4,293,0001,404
Provision for loan and lease losses$169,0001,053
Total noninterest income$757,0001,543
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$426,000729
Trading account gains and fees$0123
Additional Noninterest Income$331,0001,904
Total noninterest expense$3,521,0001,448
Salaries and employee benefits$2,008,0001,427
Premises and equipment expense$365,0001,588
Additional noninterest expense$1,148,0001,335
Pre-tax net operating income$1,360,0001,609
Securities gains (losses)$0735
Applicable income taxes$209,0001,539
Income before extraordinary items$1,151,0001,638
Extraordinary gains, net$07
Net income$1,151,0001,638
Minority interest net income$052
Net income of bank and minority interests.$1,151,0001,638
Net charge-offs$-31,0005,106
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,151,0001,624
2017-12-31 (YTD Data)Rank
Total interest income$18,745,0001,430
Total interest expense$1,700,0001,736
Net interest income$17,045,0001,379
Provision for loan and lease losses$563,0001,346
Total noninterest income$3,344,0001,464
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,795,000709
Trading account gains and fees$0151
Additional Noninterest Income$1,549,0001,783
Total noninterest expense$14,126,0001,412
Salaries and employee benefits$8,128,0001,391
Premises and equipment expense$1,467,0001,544
Additional noninterest expense$4,531,0001,354
Pre-tax net operating income$5,700,0001,535
Securities gains (losses)$02,243
Applicable income taxes$2,376,0001,152
Income before extraordinary items$3,324,0001,875
Extraordinary gains, net$09
Net income$3,324,0001,875
Minority interest net income$076
Net income of bank and minority interests.$3,324,0001,876
Net charge-offs$64,0002,795
Cash dividends$1,400,0001,790
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,324,0001,853
2017-09-30 (YTD Data)Rank
Total interest income$13,957,0001,439
Total interest expense$1,239,0001,764
Net interest income$12,718,0001,392
Provision for loan and lease losses$393,0001,375
Total noninterest income$2,519,0001,464
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,354,000708
Trading account gains and fees$0145
Additional Noninterest Income$1,165,0001,793
Total noninterest expense$10,634,0001,405
Salaries and employee benefits$6,124,0001,392
Premises and equipment expense$1,068,0001,588
Additional noninterest expense$3,442,0001,330
Pre-tax net operating income$4,210,0001,566
Securities gains (losses)$02,274
Applicable income taxes$1,206,0001,295
Income before extraordinary items$3,004,0001,730
Extraordinary gains, net$09
Net income$3,004,0001,731
Minority interest net income$071
Net income of bank and minority interests.$3,004,0001,731
Net charge-offs$24,0002,901
Cash dividends$750,0001,995
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,004,0001,713
2017-06-30 (YTD Data)Rank
Total interest income$9,211,0001,442
Total interest expense$774,0001,815
Net interest income$8,437,0001,395
Provision for loan and lease losses$238,0001,440
Total noninterest income$1,706,0001,460
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$909,000693
Trading account gains and fees$0139
Additional Noninterest Income$797,0001,778
Total noninterest expense$7,110,0001,402
Salaries and employee benefits$4,084,0001,387
Premises and equipment expense$697,0001,628
Additional noninterest expense$2,329,0001,316
Pre-tax net operating income$2,795,0001,552
Securities gains (losses)$01,906
Applicable income taxes$814,0001,263
Income before extraordinary items$1,981,0001,716
Extraordinary gains, net$011
Net income$1,981,0001,715
Minority interest net income$071
Net income of bank and minority interests.$1,981,0001,716
Net charge-offs$25,0002,462
Cash dividends$750,0001,583
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,981,0001,698
2017-03-31 (YTD Data)Rank
Total interest income$4,587,0001,432
Total interest expense$361,0001,903
Net interest income$4,226,0001,387
Provision for loan and lease losses$98,0001,489
Total noninterest income$861,0001,431
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$437,000724
Trading account gains and fees$0142
Additional Noninterest Income$424,0001,696
Total noninterest expense$3,609,0001,388
Salaries and employee benefits$2,030,0001,411
Premises and equipment expense$343,0001,671
Additional noninterest expense$1,236,0001,259
Pre-tax net operating income$1,380,0001,520
Securities gains (losses)$01,153
Applicable income taxes$402,0001,234
Income before extraordinary items$978,0001,697
Extraordinary gains, net$08
Net income$978,0001,697
Minority interest net income$055
Net income of bank and minority interests.$978,0001,697
Net charge-offs$40,0001,464
Cash dividends$150,0002,123
Sale, conversion, retirement of capital stock, net$0632
Net operating income$978,0001,683
2016-12-31 (YTD Data)Rank
Total interest income$14,576,0001,738
Total interest expense$1,043,0002,351
Net interest income$13,533,0001,653
Provision for loan and lease losses$240,0002,221
Total noninterest income$2,950,0001,669
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,772,000729
Trading account gains and fees$0170
Additional Noninterest Income$1,178,0002,206
Total noninterest expense$12,050,0001,612
Salaries and employee benefits$6,567,0001,651
Premises and equipment expense$1,384,0001,634
Additional noninterest expense$4,099,0001,500
Pre-tax net operating income$4,193,0001,873
Securities gains (losses)$12,0002,595
Applicable income taxes$1,073,0001,568
Income before extraordinary items$3,132,0002,032
Extraordinary gains, net$05
Net income$3,132,0002,030
Minority interest net income$082
Net income of bank and minority interests.$3,132,0002,031
Net charge-offs$428,0001,195
Cash dividends$13,599,000288
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,123,1201,983
2016-09-30 (YTD Data)Rank
Total interest income$10,350,0001,842
Total interest expense$687,0002,564
Net interest income$9,663,0001,744
Provision for loan and lease losses$160,0002,288
Total noninterest income$2,176,0001,682
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,313,000737
Trading account gains and fees$0169
Additional Noninterest Income$863,0002,227
Total noninterest expense$8,644,0001,678
Salaries and employee benefits$4,683,0001,727
Premises and equipment expense$998,0001,700
Additional noninterest expense$2,963,0001,553
Pre-tax net operating income$3,035,0001,948
Securities gains (losses)$12,0002,520
Applicable income taxes$763,0001,666
Income before extraordinary items$2,284,0002,117
Extraordinary gains, net$05
Net income$2,284,0002,117
Minority interest net income$071
Net income of bank and minority interests.$2,284,0002,117
Net charge-offs$393,000941
Cash dividends$475,0002,463
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,275,0002,055
2016-06-30 (YTD Data)Rank
Total interest income$6,806,0001,867
Total interest expense$445,0002,635
Net interest income$6,361,0001,766
Provision for loan and lease losses$79,0002,511
Total noninterest income$1,428,0001,673
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$865,000734
Trading account gains and fees$0157
Additional Noninterest Income$563,0002,228
Total noninterest expense$5,663,0001,711
Salaries and employee benefits$3,095,0001,734
Premises and equipment expense$635,0001,769
Additional noninterest expense$1,933,0001,581
Pre-tax net operating income$2,047,0001,903
Securities gains (losses)$6,0002,403
Applicable income taxes$521,0001,622
Income before extraordinary items$1,532,0002,086
Extraordinary gains, net$016
Net income$1,532,0002,086
Minority interest net income$071
Net income of bank and minority interests.$1,532,0002,086
Net charge-offs$339,000791
Cash dividends$475,0002,068
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,527,5002,026
2016-03-31 (YTD Data)Rank
Total interest income$3,378,0001,875
Total interest expense$216,0002,704
Net interest income$3,162,0001,779
Provision for loan and lease losses$28,0002,708
Total noninterest income$658,0001,738
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$425,000741
Trading account gains and fees$0142
Additional Noninterest Income$233,0002,425
Total noninterest expense$2,763,0001,745
Salaries and employee benefits$1,515,0001,780
Premises and equipment expense$313,0001,805
Additional noninterest expense$935,0001,620
Pre-tax net operating income$1,029,0001,879
Securities gains (losses)$6,0001,655
Applicable income taxes$267,0001,588
Income before extraordinary items$768,0002,058
Extraordinary gains, net$012
Net income$768,0002,058
Minority interest net income$062
Net income of bank and minority interests.$768,0002,058
Net charge-offs$187,000697
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$763,5602,021
2015-12-31 (YTD Data)Rank
Total interest income$12,875,0001,907
Total interest expense$841,0002,730
Net interest income$12,034,0001,820
Provision for loan and lease losses$45,0003,695
Total noninterest income$2,924,0001,635
Gross Fiduciary activities income$2,0001,140
Service charges on deposit accounts$1,856,000703
Trading account gains and fees$0159
Additional Noninterest Income$1,066,0002,295
Total noninterest expense$11,250,0001,689
Salaries and employee benefits$6,243,0001,691
Premises and equipment expense$1,298,0001,759
Additional noninterest expense$3,709,0001,638
Pre-tax net operating income$3,663,0002,005
Securities gains (losses)$67,0001,439
Applicable income taxes$905,0001,674
Income before extraordinary items$2,825,0002,146
Extraordinary gains, net$023
Net income$2,825,0002,146
Minority interest net income$081
Net income of bank and minority interests.$2,825,0002,147
Net charge-offs$1,324,000551
Cash dividends$1,150,0001,962
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,774,0802,134
2015-09-30 (YTD Data)Rank
Total interest income$9,642,0001,923
Total interest expense$638,0002,736
Net interest income$9,004,0001,842
Provision for loan and lease losses$39,0003,496
Total noninterest income$2,205,0001,639
Gross Fiduciary activities income$1,0001,117
Service charges on deposit accounts$1,397,000703
Trading account gains and fees$0153
Additional Noninterest Income$807,0002,305
Total noninterest expense$8,405,0001,704
Salaries and employee benefits$4,677,0001,699
Premises and equipment expense$985,0001,753
Additional noninterest expense$2,743,0001,653
Pre-tax net operating income$2,765,0002,038
Securities gains (losses)$21,0001,989
Applicable income taxes$671,0001,734
Income before extraordinary items$2,115,0002,173
Extraordinary gains, net$021
Net income$2,115,0002,174
Minority interest net income$078
Net income of bank and minority interests.$2,115,0002,174
Net charge-offs$206,0001,527
Cash dividends$575,0002,184
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,099,0402,136
2015-06-30 (YTD Data)Rank
Total interest income$6,351,0001,941
Total interest expense$427,0002,748
Net interest income$5,924,0001,867
Provision for loan and lease losses$33,0003,159
Total noninterest income$1,425,0001,668
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$918,000703
Trading account gains and fees$0157
Additional Noninterest Income$507,0002,389
Total noninterest expense$5,530,0001,730
Salaries and employee benefits$3,102,0001,710
Premises and equipment expense$654,0001,766
Additional noninterest expense$1,774,0001,709
Pre-tax net operating income$1,786,0002,067
Securities gains (losses)$21,0001,689
Applicable income taxes$432,0001,773
Income before extraordinary items$1,375,0002,197
Extraordinary gains, net$022
Net income$1,375,0002,200
Minority interest net income$075
Net income of bank and minority interests.$1,375,0002,200
Net charge-offs$10,0003,259
Cash dividends$575,0001,776
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,359,0402,164
2015-03-31 (YTD Data)Rank
Total interest income$3,207,0001,927
Total interest expense$215,0002,743
Net interest income$2,992,0001,837
Provision for loan and lease losses$26,0002,672
Total noninterest income$705,0001,645
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$443,000718
Trading account gains and fees$0152
Additional Noninterest Income$262,0002,290
Total noninterest expense$2,755,0001,739
Salaries and employee benefits$1,531,0001,738
Premises and equipment expense$332,0001,771
Additional noninterest expense$892,0001,687
Pre-tax net operating income$916,0002,000
Securities gains (losses)$21,0001,218
Applicable income taxes$231,0001,672
Income before extraordinary items$706,0002,123
Extraordinary gains, net$013
Net income$706,0002,124
Minority interest net income$064
Net income of bank and minority interests.$706,0002,124
Net charge-offs$6,0002,677
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$690,2502,095
2014-12-31 (YTD Data)Rank
Total interest income$13,163,0001,893
Total interest expense$863,0002,885
Net interest income$12,300,0001,784
Provision for loan and lease losses$528,0001,412
Total noninterest income$3,560,0001,379
Gross Fiduciary activities income$2,0001,172
Service charges on deposit accounts$1,920,000712
Trading account gains and fees$0180
Additional Noninterest Income$1,638,0001,676
Total noninterest expense$11,201,0001,713
Salaries and employee benefits$5,945,0001,739
Premises and equipment expense$1,346,0001,722
Additional noninterest expense$3,910,0001,590
Pre-tax net operating income$4,131,0001,792
Securities gains (losses)$238,000724
Applicable income taxes$1,029,0001,516
Income before extraordinary items$3,340,0001,845
Extraordinary gains, net$017
Net income$3,340,0001,845
Minority interest net income$084
Net income of bank and minority interests.$3,340,0001,844
Net charge-offs$209,0002,406
Cash dividends$1,145,0001,882
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,159,1201,896
2014-09-30 (YTD Data)Rank
Total interest income$9,778,0001,921
Total interest expense$654,0002,900
Net interest income$9,124,0001,812
Provision for loan and lease losses$21,0003,923
Total noninterest income$2,088,0001,664
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$1,437,000710
Trading account gains and fees$0174
Additional Noninterest Income$650,0002,532
Total noninterest expense$8,231,0001,744
Salaries and employee benefits$4,394,0001,760
Premises and equipment expense$993,0001,772
Additional noninterest expense$2,844,0001,639
Pre-tax net operating income$2,960,0001,883
Securities gains (losses)$238,000569
Applicable income taxes$720,0001,616
Income before extraordinary items$2,478,0001,864
Extraordinary gains, net$015
Net income$2,478,0001,864
Minority interest net income$081
Net income of bank and minority interests.$2,478,0001,863
Net charge-offs$162,0002,215
Cash dividends$580,0002,067
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,294,7401,940
2014-06-30 (YTD Data)Rank
Total interest income$6,488,0001,921
Total interest expense$440,0002,911
Net interest income$6,048,0001,816
Provision for loan and lease losses$13,0003,823
Total noninterest income$1,371,0001,649
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$935,000711
Trading account gains and fees$0172
Additional Noninterest Income$435,0002,497
Total noninterest expense$5,467,0001,741
Salaries and employee benefits$2,913,0001,772
Premises and equipment expense$670,0001,771
Additional noninterest expense$1,884,0001,650
Pre-tax net operating income$1,939,0001,868
Securities gains (losses)$238,000429
Applicable income taxes$490,0001,559
Income before extraordinary items$1,687,0001,787
Extraordinary gains, net$020
Net income$1,687,0001,790
Minority interest net income$080
Net income of bank and minority interests.$1,687,0001,789
Net charge-offs$157,0001,798
Cash dividends$580,0001,681
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,503,7401,919
2014-03-31 (YTD Data)Rank
Total interest income$3,282,0001,896
Total interest expense$220,0002,949
Net interest income$3,062,0001,778
Provision for loan and lease losses$6,0003,525
Total noninterest income$634,0001,719
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$436,000751
Trading account gains and fees$0147
Additional Noninterest Income$198,0002,571
Total noninterest expense$2,705,0001,758
Salaries and employee benefits$1,492,0001,736
Premises and equipment expense$331,0001,817
Additional noninterest expense$882,0001,732
Pre-tax net operating income$985,0001,798
Securities gains (losses)$01,715
Applicable income taxes$215,0001,644
Income before extraordinary items$770,0001,872
Extraordinary gains, net$016
Net income$770,0001,876
Minority interest net income$066
Net income of bank and minority interests.$770,0001,875
Net charge-offs$1,0003,492
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$770,0001,831
2013-12-31 (YTD Data)Rank
Total interest income$13,393,0001,864
Total interest expense$1,214,0002,539
Net interest income$12,179,0001,773
Provision for loan and lease losses$18,0004,768
Total noninterest income$2,732,0001,736
Gross Fiduciary activities income$8,0001,129
Service charges on deposit accounts$1,767,000786
Trading account gains and fees$0184
Additional Noninterest Income$957,0002,440
Total noninterest expense$11,139,0001,720
Salaries and employee benefits$6,441,0001,604
Premises and equipment expense$1,233,0001,869
Additional noninterest expense$3,465,0001,839
Pre-tax net operating income$3,754,0001,806
Securities gains (losses)$283,000716
Applicable income taxes$892,0001,577
Income before extraordinary items$3,145,0001,827
Extraordinary gains, net$029
Net income$3,145,0001,829
Minority interest net income$090
Net income of bank and minority interests.$3,145,0001,829
Net charge-offs$138,0003,418
Cash dividends$1,025,0001,889
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,924,2601,901
2013-09-30 (YTD Data)Rank
Total interest income$10,018,0001,877
Total interest expense$954,0002,528
Net interest income$9,064,0001,782
Provision for loan and lease losses$14,0004,644
Total noninterest income$2,052,0001,760
Gross Fiduciary activities income$5,0001,112
Service charges on deposit accounts$1,325,000794
Trading account gains and fees$0180
Additional Noninterest Income$722,0002,471
Total noninterest expense$8,418,0001,716
Salaries and employee benefits$4,884,0001,600
Premises and equipment expense$925,0001,878
Additional noninterest expense$2,609,0001,817
Pre-tax net operating income$2,684,0001,926
Securities gains (losses)$283,000665
Applicable income taxes$645,0001,653
Income before extraordinary items$2,322,0001,888
Extraordinary gains, net$025
Net income$2,322,0001,893
Minority interest net income$084
Net income of bank and minority interests.$2,322,0001,893
Net charge-offs$33,0004,129
Cash dividends$510,0002,073
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,101,2601,985
2013-06-30 (YTD Data)Rank
Total interest income$6,667,0001,875
Total interest expense$670,0002,483
Net interest income$5,997,0001,784
Provision for loan and lease losses$9,0004,543
Total noninterest income$1,354,0001,784
Gross Fiduciary activities income$5,0001,085
Service charges on deposit accounts$862,000801
Trading account gains and fees$0157
Additional Noninterest Income$487,0002,504
Total noninterest expense$5,643,0001,712
Salaries and employee benefits$3,231,0001,613
Premises and equipment expense$627,0001,860
Additional noninterest expense$1,785,0001,776
Pre-tax net operating income$1,699,0001,988
Securities gains (losses)$22,0001,956
Applicable income taxes$339,0001,898
Income before extraordinary items$1,382,0002,065
Extraordinary gains, net$022
Net income$1,382,0002,074
Minority interest net income$082
Net income of bank and minority interests.$1,382,0002,071
Net charge-offs$22,0003,949
Cash dividends$510,0001,670
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,364,4002,005
2013-03-31 (YTD Data)Rank
Total interest income$3,347,0001,881
Total interest expense$343,0002,497
Net interest income$3,004,0001,788
Provision for loan and lease losses$4,0004,247
Total noninterest income$641,0001,865
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$425,000800
Trading account gains and fees$0148
Additional Noninterest Income$216,0002,667
Total noninterest expense$2,812,0001,728
Salaries and employee benefits$1,630,0001,615
Premises and equipment expense$314,0001,883
Additional noninterest expense$868,0001,821
Pre-tax net operating income$829,0001,989
Securities gains (losses)$01,966
Applicable income taxes$169,0001,878
Income before extraordinary items$660,0002,092
Extraordinary gains, net$010
Net income$660,0002,095
Minority interest net income$076
Net income of bank and minority interests.$660,0002,094
Net charge-offs$20,0003,086
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$660,0002,012
2012-12-31 (YTD Data)Rank
Total interest income$14,529,0001,815
Total interest expense$1,873,0002,251
Net interest income$12,656,0001,741
Provision for loan and lease losses$399,0003,038
Total noninterest income$2,892,0001,681
Gross Fiduciary activities income$10,0001,127
Service charges on deposit accounts$1,892,000754
Trading account gains and fees$0166
Additional Noninterest Income$990,0002,380
Total noninterest expense$11,441,0001,686
Salaries and employee benefits$6,330,0001,599
Premises and equipment expense$1,372,0001,717
Additional noninterest expense$3,739,0001,766
Pre-tax net operating income$3,708,0001,746
Securities gains (losses)$8,0003,432
Applicable income taxes$822,0001,660
Income before extraordinary items$2,894,0001,923
Extraordinary gains, net$029
Net income$2,894,0001,922
Minority interest net income$093
Net income of bank and minority interests.$2,894,0001,924
Net charge-offs$289,0003,340
Cash dividends$1,097,0001,845
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,887,7601,821
2012-09-30 (YTD Data)Rank
Total interest income$10,847,0001,855
Total interest expense$1,491,0002,220
Net interest income$9,356,0001,784
Provision for loan and lease losses$394,0002,620
Total noninterest income$2,193,0001,666
Gross Fiduciary activities income$7,0001,116
Service charges on deposit accounts$1,446,000744
Trading account gains and fees$0157
Additional Noninterest Income$740,0002,384
Total noninterest expense$8,623,0001,685
Salaries and employee benefits$4,620,0001,640
Premises and equipment expense$1,007,0001,763
Additional noninterest expense$2,996,0001,679
Pre-tax net operating income$2,532,0001,951
Securities gains (losses)$03,575
Applicable income taxes$532,0001,878
Income before extraordinary items$2,000,0002,103
Extraordinary gains, net$020
Net income$2,000,0002,103
Minority interest net income$086
Net income of bank and minority interests.$2,000,0002,104
Net charge-offs$180,0003,407
Cash dividends$608,0001,820
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,000,0001,983
2012-06-30 (YTD Data)Rank
Total interest income$7,386,0001,821
Total interest expense$1,053,0002,192
Net interest income$6,333,0001,765
Provision for loan and lease losses$387,0002,126
Total noninterest income$1,489,0001,633
Gross Fiduciary activities income$6,0001,098
Service charges on deposit accounts$969,000732
Trading account gains and fees$0153
Additional Noninterest Income$514,0002,291
Total noninterest expense$5,666,0001,711
Salaries and employee benefits$3,007,0001,665
Premises and equipment expense$675,0001,743
Additional noninterest expense$1,984,0001,683
Pre-tax net operating income$1,769,0001,857
Securities gains (losses)$03,178
Applicable income taxes$385,0001,763
Income before extraordinary items$1,384,0002,023
Extraordinary gains, net$019
Net income$1,384,0002,021
Minority interest net income$084
Net income of bank and minority interests.$1,384,0002,023
Net charge-offs$172,0002,903
Cash dividends$568,0001,480
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,384,0001,919
2012-03-31 (YTD Data)Rank
Total interest income$3,745,0001,814
Total interest expense$537,0002,223
Net interest income$3,208,0001,740
Provision for loan and lease losses$231,0001,824
Total noninterest income$758,0001,588
Gross Fiduciary activities income$5,0001,038
Service charges on deposit accounts$476,000738
Trading account gains and fees$0148
Additional Noninterest Income$277,0002,211
Total noninterest expense$2,775,0001,743
Salaries and employee benefits$1,481,0001,699
Premises and equipment expense$345,0001,719
Additional noninterest expense$949,0001,753
Pre-tax net operating income$960,0001,744
Securities gains (losses)$02,210
Applicable income taxes$220,0001,622
Income before extraordinary items$740,0001,926
Extraordinary gains, net$019
Net income$740,0001,927
Minority interest net income$078
Net income of bank and minority interests.$740,0001,928
Net charge-offs$170,0001,984
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$740,0001,821
2011-12-31 (YTD Data)Rank
Total interest income$15,055,0001,871
Total interest expense$2,551,0002,271
Net interest income$12,504,0001,788
Provision for loan and lease losses$2,660,0001,298
Total noninterest income$3,170,0001,441
Gross Fiduciary activities income$12,0001,079
Service charges on deposit accounts$2,085,000700
Trading account gains and fees$0146
Additional Noninterest Income$1,073,0002,045
Total noninterest expense$11,601,0001,669
Salaries and employee benefits$5,757,0001,686
Premises and equipment expense$1,447,0001,711
Additional noninterest expense$4,397,0001,553
Pre-tax net operating income$1,413,0003,131
Securities gains (losses)$1,028,000434
Applicable income taxes$356,0002,370
Income before extraordinary items$2,085,0002,184
Extraordinary gains, net$029
Net income$2,085,0002,185
Minority interest net income$096
Net income of bank and minority interests.$2,085,0002,185
Net charge-offs$1,064,0002,282
Cash dividends$780,0001,913
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,211,2003,094
2011-09-30 (YTD Data)Rank
Total interest income$11,290,0001,894
Total interest expense$1,975,0002,292
Net interest income$9,315,0001,802
Provision for loan and lease losses$2,202,0001,169
Total noninterest income$2,366,0001,430
Gross Fiduciary activities income$8,0001,059
Service charges on deposit accounts$1,561,000708
Trading account gains and fees$0145
Additional Noninterest Income$797,0002,041
Total noninterest expense$8,946,0001,632
Salaries and employee benefits$4,381,0001,677
Premises and equipment expense$1,210,0001,545
Additional noninterest expense$3,355,0001,534
Pre-tax net operating income$533,0004,381
Securities gains (losses)$1,028,000346
Applicable income taxes$90,0003,278
Income before extraordinary items$1,471,0002,359
Extraordinary gains, net$021
Net income$1,471,0002,360
Minority interest net income$087
Net income of bank and minority interests.$1,471,0002,360
Net charge-offs$1,057,0001,830
Cash dividends$380,0002,096
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$504,6804,167
2011-06-30 (YTD Data)Rank
Total interest income$7,536,0001,901
Total interest expense$1,390,0002,252
Net interest income$6,146,0001,816
Provision for loan and lease losses$1,044,0001,464
Total noninterest income$1,586,0001,420
Gross Fiduciary activities income$7,0001,047
Service charges on deposit accounts$1,035,000710
Trading account gains and fees$0153
Additional Noninterest Income$544,0001,983
Total noninterest expense$5,997,0001,636
Salaries and employee benefits$2,883,0001,700
Premises and equipment expense$825,0001,524
Additional noninterest expense$2,289,0001,510
Pre-tax net operating income$691,0003,211
Securities gains (losses)$215,000693
Applicable income taxes$55,0003,307
Income before extraordinary items$851,0002,566
Extraordinary gains, net$015
Net income$851,0002,566
Minority interest net income$089
Net income of bank and minority interests.$851,0002,566
Net charge-offs$636,0001,889
Cash dividends$380,0001,691
Sale, conversion, retirement of capital stock, net$0986
Net operating income$648,9002,967
2011-03-31 (YTD Data)Rank
Total interest income$3,778,0001,903
Total interest expense$718,0002,263
Net interest income$3,060,0001,817
Provision for loan and lease losses$609,0001,239
Total noninterest income$770,0001,460
Gross Fiduciary activities income$6,000985
Service charges on deposit accounts$493,000730
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,041
Total noninterest expense$2,890,0001,711
Salaries and employee benefits$1,424,0001,733
Premises and equipment expense$360,0001,804
Additional noninterest expense$1,106,0001,565
Pre-tax net operating income$331,0003,340
Securities gains (losses)$01,772
Applicable income taxes$-15,0007,048
Income before extraordinary items$346,0002,956
Extraordinary gains, net$09
Net income$346,0002,955
Minority interest net income$086
Net income of bank and minority interests.$346,0002,956
Net charge-offs$383,0001,556
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$346,0002,902
2010-12-31 (YTD Data)Rank
Total interest income$16,030,0001,889
Total interest expense$3,587,0002,214
Net interest income$12,443,0001,779
Provision for loan and lease losses$3,120,0001,579
Total noninterest income$2,927,0001,582
Gross Fiduciary activities income$9,0001,166
Service charges on deposit accounts$2,187,000686
Trading account gains and fees$0175
Additional Noninterest Income$731,0002,632
Total noninterest expense$11,252,0001,756
Salaries and employee benefits$5,800,0001,678
Premises and equipment expense$1,559,0001,651
Additional noninterest expense$3,893,0001,854
Pre-tax net operating income$998,0003,385
Securities gains (losses)$784,000603
Applicable income taxes$-8,0006,549
Income before extraordinary items$1,790,0002,210
Extraordinary gains, net$029
Net income$1,790,0002,212
Minority interest net income$0111
Net income of bank and minority interests.$1,790,0002,213
Net charge-offs$1,988,0001,872
Cash dividends$980,0001,522
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,006,0003,084
2010-09-30 (YTD Data)Rank
Total interest income$11,968,0001,936
Total interest expense$2,764,0002,245
Net interest income$9,204,0001,828
Provision for loan and lease losses$1,684,0001,842
Total noninterest income$2,190,0001,574
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$1,654,000687
Trading account gains and fees$0165
Additional Noninterest Income$530,0002,668
Total noninterest expense$8,465,0001,748
Salaries and employee benefits$4,361,0001,681
Premises and equipment expense$1,176,0001,661
Additional noninterest expense$2,928,0001,812
Pre-tax net operating income$1,245,0002,712
Securities gains (losses)$433,000836
Applicable income taxes$96,0003,154
Income before extraordinary items$1,582,0002,054
Extraordinary gains, net$023
Net income$1,582,0002,056
Minority interest net income$0110
Net income of bank and minority interests.$1,582,0002,056
Net charge-offs$348,0003,534
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,174,9802,462
2010-06-30 (YTD Data)Rank
Total interest income$7,889,0001,976
Total interest expense$1,900,0002,261
Net interest income$5,989,0001,866
Provision for loan and lease losses$1,223,0001,726
Total noninterest income$1,433,0001,557
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$1,102,000695
Trading account gains and fees$0152
Additional Noninterest Income$329,0002,705
Total noninterest expense$5,584,0001,772
Salaries and employee benefits$2,895,0001,705
Premises and equipment expense$805,0001,634
Additional noninterest expense$1,884,0001,854
Pre-tax net operating income$615,0003,258
Securities gains (losses)$433,000539
Applicable income taxes$23,0003,716
Income before extraordinary items$1,025,0002,074
Extraordinary gains, net$019
Net income$1,025,0002,074
Minority interest net income$0105
Net income of bank and minority interests.$1,025,0002,076
Net charge-offs$284,0003,115
Cash dividends$500,0001,315
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$600,6602,955
2010-03-31 (YTD Data)Rank
Total interest income$3,884,0002,058
Total interest expense$974,0002,309
Net interest income$2,910,0001,950
Provision for loan and lease losses$761,0001,377
Total noninterest income$707,0001,588
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$527,000732
Trading account gains and fees$0175
Additional Noninterest Income$179,0002,553
Total noninterest expense$2,754,0001,807
Salaries and employee benefits$1,435,0001,742
Premises and equipment expense$389,0001,738
Additional noninterest expense$930,0001,852
Pre-tax net operating income$102,0005,023
Securities gains (losses)$02,284
Applicable income taxes$-135,0007,498
Income before extraordinary items$237,0003,589
Extraordinary gains, net$016
Net income$237,0003,585
Minority interest net income$091
Net income of bank and minority interests.$237,0003,588
Net charge-offs$22,0004,360
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$237,0003,461
2009-12-31 (YTD Data)Rank
Total interest income$14,611,0002,281
Total interest expense$3,958,0002,767
Net interest income$10,653,0002,060
Provision for loan and lease losses$901,0003,658
Total noninterest income$2,840,0001,685
Gross Fiduciary activities income$10,0001,186
Service charges on deposit accounts$2,130,000810
Trading account gains and fees$0211
Additional Noninterest Income$700,0002,665
Total noninterest expense$10,569,0001,918
Salaries and employee benefits$5,515,0001,798
Premises and equipment expense$1,494,0001,814
Additional noninterest expense$3,560,0002,032
Pre-tax net operating income$2,023,0001,892
Securities gains (losses)$115,0002,023
Applicable income taxes$58,0003,191
Income before extraordinary items$2,080,0001,602
Extraordinary gains, net$034
Net income$2,080,0001,600
Minority interest net income$0115
Net income of bank and minority interests.$2,080,0001,601
Net charge-offs$478,0003,857
Cash dividends$1,030,0001,595
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,968,4501,658
2009-09-30 (YTD Data)Rank
Total interest income$10,688,0002,380
Total interest expense$2,897,0002,933
Net interest income$7,791,0002,103
Provision for loan and lease losses$488,0003,834
Total noninterest income$2,071,0001,738
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$1,561,000823
Trading account gains and fees$0212
Additional Noninterest Income$507,0002,794
Total noninterest expense$7,762,0001,936
Salaries and employee benefits$4,147,0001,817
Premises and equipment expense$1,105,0001,849
Additional noninterest expense$2,510,0002,101
Pre-tax net operating income$1,612,0001,930
Securities gains (losses)$115,0001,717
Applicable income taxes$125,0002,718
Income before extraordinary items$1,602,0001,671
Extraordinary gains, net$027
Net income$1,602,0001,670
Minority interest net income$0118
Net income of bank and minority interests.$1,602,0001,671
Net charge-offs$237,0004,040
Cash dividends$510,0001,961
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,495,0501,737
2009-06-30 (YTD Data)Rank
Total interest income$6,955,0002,471
Total interest expense$1,843,0003,163
Net interest income$5,112,0002,133
Provision for loan and lease losses$263,0003,938
Total noninterest income$1,338,0001,791
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$1,001,000838
Trading account gains and fees$0193
Additional Noninterest Income$335,0002,811
Total noninterest expense$5,124,0001,990
Salaries and employee benefits$2,756,0001,839
Premises and equipment expense$687,0002,001
Additional noninterest expense$1,681,0002,109
Pre-tax net operating income$1,063,0002,010
Securities gains (losses)$115,0001,386
Applicable income taxes$94,0002,680
Income before extraordinary items$1,084,0001,721
Extraordinary gains, net$021
Net income$1,084,0001,718
Minority interest net income$0112
Net income of bank and minority interests.$1,084,0001,720
Net charge-offs$40,0005,111
Cash dividends$510,0001,594
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$978,2001,825
2009-03-31 (YTD Data)Rank
Total interest income$3,407,0002,555
Total interest expense$938,0003,227
Net interest income$2,469,0002,222
Provision for loan and lease losses$101,0003,838
Total noninterest income$650,0001,788
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$474,000861
Trading account gains and fees$0171
Additional Noninterest Income$175,0002,695
Total noninterest expense$2,454,0002,022
Salaries and employee benefits$1,341,0001,916
Premises and equipment expense$355,0001,976
Additional noninterest expense$758,0002,086
Pre-tax net operating income$564,0002,164
Securities gains (losses)$02,434
Applicable income taxes$36,0003,153
Income before extraordinary items$528,0002,030
Extraordinary gains, net$015
Net income$528,0002,031
Minority interest net income$0102
Net income of bank and minority interests.$528,0002,031
Net charge-offs$32,0003,957
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$528,0001,911
2008-12-31 (YTD Data)Rank
Total interest income$14,166,0002,611
Total interest expense$4,879,0003,011
Net interest income$9,287,0002,354
Provision for loan and lease losses$353,0004,348
Total noninterest income$3,324,0001,457
Gross Fiduciary activities income$12,0001,196
Service charges on deposit accounts$2,171,000813
Trading account gains and fees$0154
Additional Noninterest Income$1,141,0001,950
Total noninterest expense$9,283,0002,075
Salaries and employee benefits$5,011,0002,027
Premises and equipment expense$1,304,0002,075
Additional noninterest expense$2,968,0002,027
Pre-tax net operating income$2,975,0001,812
Securities gains (losses)$03,220
Applicable income taxes$392,0002,097
Income before extraordinary items$2,583,0001,572
Extraordinary gains, net$039
Net income$2,583,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0004,723
Cash dividends$1,022,0002,251
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,583,0001,680
2008-09-30 (YTD Data)Rank
Total interest income$10,616,0002,671
Total interest expense$3,771,0003,055
Net interest income$6,845,0002,417
Provision for loan and lease losses$205,0004,170
Total noninterest income$2,628,0001,451
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$1,642,000811
Trading account gains and fees$0148
Additional Noninterest Income$981,0001,845
Total noninterest expense$6,755,0002,128
Salaries and employee benefits$3,672,0002,088
Premises and equipment expense$946,0002,151
Additional noninterest expense$2,137,0002,036
Pre-tax net operating income$2,513,0001,921
Securities gains (losses)$03,106
Applicable income taxes$413,0002,118
Income before extraordinary items$2,100,0001,697
Extraordinary gains, net$031
Net income$2,100,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,706
Cash dividends$510,0002,696
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,100,0001,801
2008-06-30 (YTD Data)Rank
Total interest income$7,086,0002,688
Total interest expense$2,651,0003,027
Net interest income$4,435,0002,471
Provision for loan and lease losses$115,0004,076
Total noninterest income$1,367,0001,763
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$1,070,000805
Trading account gains and fees$0149
Additional Noninterest Income$294,0003,055
Total noninterest expense$4,331,0002,206
Salaries and employee benefits$2,400,0002,163
Premises and equipment expense$602,0002,251
Additional noninterest expense$1,329,0002,131
Pre-tax net operating income$1,356,0002,385
Securities gains (losses)$03,233
Applicable income taxes$157,0002,961
Income before extraordinary items$1,199,0002,197
Extraordinary gains, net$021
Net income$1,199,0002,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,555
Cash dividends$510,0002,228
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,199,0002,148
2008-03-31 (YTD Data)Rank
Total interest income$3,696,0002,658
Total interest expense$1,504,0002,888
Net interest income$2,192,0002,493
Provision for loan and lease losses$57,0003,660
Total noninterest income$632,0001,880
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$501,000863
Trading account gains and fees$0158
Additional Noninterest Income$129,0003,305
Total noninterest expense$2,064,0002,306
Salaries and employee benefits$1,151,0002,286
Premises and equipment expense$277,0002,437
Additional noninterest expense$636,0002,198
Pre-tax net operating income$703,0002,402
Securities gains (losses)$02,688
Applicable income taxes$94,0002,868
Income before extraordinary items$609,0002,282
Extraordinary gains, net$015
Net income$609,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$609,0002,209
2007-12-31 (YTD Data)Rank
Total interest income$14,203,0002,822
Total interest expense$6,238,0002,920
Net interest income$7,965,0002,737
Provision for loan and lease losses$164,0004,204
Total noninterest income$2,594,0001,824
Gross Fiduciary activities income$12,0001,233
Service charges on deposit accounts$1,927,000927
Trading account gains and fees$0178
Additional Noninterest Income$655,0002,859
Total noninterest expense$7,829,0002,334
Salaries and employee benefits$4,346,0002,317
Premises and equipment expense$898,0002,807
Additional noninterest expense$2,585,0002,122
Pre-tax net operating income$2,566,0002,770
Securities gains (losses)$-48,0008,000
Applicable income taxes$285,0003,437
Income before extraordinary items$2,233,0002,599
Extraordinary gains, net$039
Net income$2,233,0002,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,147
Cash dividends$1,013,0002,589
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,275,7202,551
2007-09-30 (YTD Data)Rank
Total interest income$10,415,0002,885
Total interest expense$4,590,0002,956
Net interest income$5,825,0002,815
Provision for loan and lease losses$122,0003,833
Total noninterest income$1,923,0001,844
Gross Fiduciary activities income$4,0001,292
Service charges on deposit accounts$1,403,000938
Trading account gains and fees$0184
Additional Noninterest Income$516,0002,797
Total noninterest expense$5,801,0002,341
Salaries and employee benefits$3,256,0002,315
Premises and equipment expense$626,0002,967
Additional noninterest expense$1,919,0002,089
Pre-tax net operating income$1,825,0003,029
Securities gains (losses)$01,655
Applicable income taxes$193,0003,759
Income before extraordinary items$1,632,0002,806
Extraordinary gains, net$033
Net income$1,632,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,130
Cash dividends$500,0002,910
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,632,0002,785
2007-06-30 (YTD Data)Rank
Total interest income$6,730,0002,977
Total interest expense$2,891,0003,091
Net interest income$3,839,0002,862
Provision for loan and lease losses$80,0003,654
Total noninterest income$1,274,0001,870
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$908,000977
Trading account gains and fees$0168
Additional Noninterest Income$363,0002,711
Total noninterest expense$3,806,0002,398
Salaries and employee benefits$2,132,0002,395
Premises and equipment expense$379,0003,220
Additional noninterest expense$1,295,0002,074
Pre-tax net operating income$1,227,0003,072
Securities gains (losses)$01,444
Applicable income taxes$134,0003,788
Income before extraordinary items$1,093,0002,842
Extraordinary gains, net$029
Net income$1,093,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,022
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,093,0002,823
2007-03-31 (YTD Data)Rank
Total interest income$3,255,0003,055
Total interest expense$1,350,0003,242
Net interest income$1,905,0002,874
Provision for loan and lease losses$39,0003,484
Total noninterest income$597,0001,955
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$427,0001,004
Trading account gains and fees$0195
Additional Noninterest Income$168,0002,824
Total noninterest expense$1,799,0002,546
Salaries and employee benefits$998,0002,558
Premises and equipment expense$174,0003,473
Additional noninterest expense$627,0002,094
Pre-tax net operating income$664,0002,906
Securities gains (losses)$01,187
Applicable income taxes$89,0003,431
Income before extraordinary items$575,0002,725
Extraordinary gains, net$022
Net income$575,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$575,0002,711
2006-12-31 (YTD Data)Rank
Total interest income$12,316,0003,014
Total interest expense$4,440,0003,322
Net interest income$7,876,0002,794
Provision for loan and lease losses$162,0003,925
Total noninterest income$2,300,0002,004
Gross Fiduciary activities income$18,0001,190
Service charges on deposit accounts$1,743,0001,019
Trading account gains and fees$0130
Additional Noninterest Income$539,0003,215
Total noninterest expense$7,055,0002,500
Salaries and employee benefits$3,797,0002,562
Premises and equipment expense$852,0002,843
Additional noninterest expense$2,406,0002,177
Pre-tax net operating income$2,959,0002,806
Securities gains (losses)$01,687
Applicable income taxes$567,0002,965
Income before extraordinary items$2,392,0002,703
Extraordinary gains, net$051
Net income$2,392,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,164
Cash dividends$950,0002,660
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,392,0002,694
2006-09-30 (YTD Data)Rank
Total interest income$9,054,0003,047
Total interest expense$3,148,0003,369
Net interest income$5,906,0002,814
Provision for loan and lease losses$122,0003,802
Total noninterest income$1,689,0002,048
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$1,296,0001,027
Trading account gains and fees$0126
Additional Noninterest Income$385,0003,275
Total noninterest expense$5,174,0002,540
Salaries and employee benefits$2,798,0002,605
Premises and equipment expense$624,0002,908
Additional noninterest expense$1,752,0002,224
Pre-tax net operating income$2,299,0002,833
Securities gains (losses)$01,388
Applicable income taxes$467,0002,950
Income before extraordinary items$1,832,0002,759
Extraordinary gains, net$045
Net income$1,832,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,183
Cash dividends$476,0003,017
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,832,0002,744
2006-06-30 (YTD Data)Rank
Total interest income$5,871,0003,076
Total interest expense$1,966,0003,432
Net interest income$3,905,0002,838
Provision for loan and lease losses$81,0003,704
Total noninterest income$1,139,0002,023
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$858,0001,026
Trading account gains and fees$0126
Additional Noninterest Income$277,0003,161
Total noninterest expense$3,460,0002,552
Salaries and employee benefits$1,866,0002,601
Premises and equipment expense$414,0002,913
Additional noninterest expense$1,180,0002,212
Pre-tax net operating income$1,503,0002,875
Securities gains (losses)$01,185
Applicable income taxes$312,0002,997
Income before extraordinary items$1,191,0002,801
Extraordinary gains, net$039
Net income$1,191,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,929
Cash dividends$476,0002,474
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,191,0002,794
2006-03-31 (YTD Data)Rank
Total interest income$2,843,0003,113
Total interest expense$899,0003,545
Net interest income$1,944,0002,845
Provision for loan and lease losses$40,0003,523
Total noninterest income$528,0002,108
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$404,0001,061
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,355
Total noninterest expense$1,695,0002,603
Salaries and employee benefits$926,0002,623
Premises and equipment expense$197,0003,066
Additional noninterest expense$572,0002,245
Pre-tax net operating income$737,0002,870
Securities gains (losses)$0955
Applicable income taxes$153,0003,014
Income before extraordinary items$584,0002,800
Extraordinary gains, net$021
Net income$584,0002,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$584,0002,785
2005-12-31 (YTD Data)Rank
Total interest income$10,528,0003,025
Total interest expense$2,465,0003,857
Net interest income$8,063,0002,681
Provision for loan and lease losses$482,0001,945
Total noninterest income$2,236,0002,047
Gross Fiduciary activities income$15,0001,235
Service charges on deposit accounts$1,702,0001,039
Trading account gains and fees$0138
Additional Noninterest Income$519,0003,309
Total noninterest expense$6,499,0002,551
Salaries and employee benefits$3,527,0002,584
Premises and equipment expense$642,0003,452
Additional noninterest expense$2,330,0002,144
Pre-tax net operating income$3,318,0002,557
Securities gains (losses)$02,296
Applicable income taxes$787,0002,625
Income before extraordinary items$2,531,0002,575
Extraordinary gains, net$046
Net income$2,531,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0001,116
Cash dividends$852,0002,744
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,531,0002,553
2005-09-30 (YTD Data)Rank
Total interest income$7,726,0003,022
Total interest expense$1,690,0003,961
Net interest income$6,036,0002,658
Provision for loan and lease losses$351,0001,931
Total noninterest income$1,662,0002,042
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$1,266,0001,045
Trading account gains and fees$0126
Additional Noninterest Income$393,0003,311
Total noninterest expense$4,778,0002,575
Salaries and employee benefits$2,576,0002,594
Premises and equipment expense$463,0003,563
Additional noninterest expense$1,739,0002,135
Pre-tax net operating income$2,569,0002,519
Securities gains (losses)$02,317
Applicable income taxes$629,0002,563
Income before extraordinary items$1,940,0002,539
Extraordinary gains, net$035
Net income$1,940,0002,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,000634
Cash dividends$405,0003,113
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,940,0002,513
2005-06-30 (YTD Data)Rank
Total interest income$5,053,0003,006
Total interest expense$1,047,0004,007
Net interest income$4,006,0002,648
Provision for loan and lease losses$220,0001,996
Total noninterest income$1,094,0002,052
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$819,0001,056
Trading account gains and fees$0116
Additional Noninterest Income$274,0003,231
Total noninterest expense$3,157,0002,575
Salaries and employee benefits$1,704,0002,605
Premises and equipment expense$313,0003,501
Additional noninterest expense$1,140,0002,160
Pre-tax net operating income$1,723,0002,453
Securities gains (losses)$02,146
Applicable income taxes$432,0002,483
Income before extraordinary items$1,291,0002,502
Extraordinary gains, net$030
Net income$1,291,0002,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,000462
Cash dividends$405,0002,499
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,291,0002,462
2005-03-31 (YTD Data)Rank
Total interest income$2,437,0003,059
Total interest expense$487,0004,089
Net interest income$1,950,0002,710
Provision for loan and lease losses$39,0003,651
Total noninterest income$534,0002,043
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$393,0001,064
Trading account gains and fees$0115
Additional Noninterest Income$140,0003,099
Total noninterest expense$1,533,0002,650
Salaries and employee benefits$848,0002,634
Premises and equipment expense$146,0003,725
Additional noninterest expense$539,0002,260
Pre-tax net operating income$912,0002,330
Securities gains (losses)$01,685
Applicable income taxes$246,0002,295
Income before extraordinary items$666,0002,416
Extraordinary gains, net$024
Net income$666,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,462
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$666,0002,378
2004-12-31 (YTD Data)Rank
Total interest income$9,049,0003,077
Total interest expense$1,818,0003,943
Net interest income$7,231,0002,800
Provision for loan and lease losses$148,0004,300
Total noninterest income$1,630,0002,525
Gross Fiduciary activities income$29,0001,143
Service charges on deposit accounts$1,299,0001,364
Trading account gains and fees$0138
Additional Noninterest Income$302,0004,256
Total noninterest expense$6,021,0002,637
Salaries and employee benefits$3,339,0002,585
Premises and equipment expense$630,0003,395
Additional noninterest expense$2,052,0002,363
Pre-tax net operating income$2,692,0002,821
Securities gains (losses)$40,0001,907
Applicable income taxes$619,0002,982
Income before extraordinary items$2,113,0002,781
Extraordinary gains, net$034
Net income$2,113,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,079
Cash dividends$775,0002,773
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,082,2002,752
2004-09-30 (YTD Data)Rank
Total interest income$6,659,0003,113
Total interest expense$1,351,0003,922
Net interest income$5,308,0002,825
Provision for loan and lease losses$107,0004,172
Total noninterest income$1,105,0002,732
Gross Fiduciary activities income$18,0001,153
Service charges on deposit accounts$867,0001,537
Trading account gains and fees$0134
Additional Noninterest Income$220,0004,322
Total noninterest expense$4,441,0002,644
Salaries and employee benefits$2,488,0002,579
Premises and equipment expense$468,0003,441
Additional noninterest expense$1,485,0002,413
Pre-tax net operating income$1,865,0003,054
Securities gains (losses)$40,0001,826
Applicable income taxes$421,0003,214
Income before extraordinary items$1,484,0002,979
Extraordinary gains, net$026
Net income$1,484,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,128
Cash dividends$380,0003,104
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,452,8002,959
2004-06-30 (YTD Data)Rank
Total interest income$4,355,0003,150
Total interest expense$908,0003,900
Net interest income$3,447,0002,899
Provision for loan and lease losses$71,0004,092
Total noninterest income$674,0002,915
Gross Fiduciary activities income$15,0001,136
Service charges on deposit accounts$506,0001,727
Trading account gains and fees$0130
Additional Noninterest Income$153,0004,270
Total noninterest expense$2,934,0002,672
Salaries and employee benefits$1,647,0002,608
Premises and equipment expense$309,0003,464
Additional noninterest expense$978,0002,437
Pre-tax net operating income$1,116,0003,285
Securities gains (losses)$40,0001,595
Applicable income taxes$244,0003,435
Income before extraordinary items$912,0003,171
Extraordinary gains, net$021
Net income$912,0003,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$380,0002,547
Sale, conversion, retirement of capital stock, net$0638
Net operating income$880,4003,191
2004-03-31 (YTD Data)Rank
Total interest income$2,166,0003,166
Total interest expense$474,0003,810
Net interest income$1,692,0002,935
Provision for loan and lease losses$40,0003,725
Total noninterest income$317,0002,990
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$239,0001,786
Trading account gains and fees$0121
Additional Noninterest Income$74,0004,326
Total noninterest expense$1,452,0002,709
Salaries and employee benefits$822,0002,621
Premises and equipment expense$154,0003,516
Additional noninterest expense$476,0002,485
Pre-tax net operating income$517,0003,430
Securities gains (losses)$40,0001,323
Applicable income taxes$109,0003,644
Income before extraordinary items$448,0003,206
Extraordinary gains, net$016
Net income$448,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$416,0003,287
2003-12-31 (YTD Data)Rank
Total interest income$9,434,0002,988
Total interest expense$2,194,0003,715
Net interest income$7,240,0002,674
Provision for loan and lease losses$120,0004,933
Total noninterest income$1,318,0003,105
Gross Fiduciary activities income$7,0001,410
Service charges on deposit accounts$976,0001,760
Trading account gains and fees$0160
Additional Noninterest Income$335,0004,287
Total noninterest expense$5,703,0002,721
Salaries and employee benefits$3,141,0002,674
Premises and equipment expense$689,0003,119
Additional noninterest expense$1,873,0002,549
Pre-tax net operating income$2,735,0002,695
Securities gains (losses)$04,500
Applicable income taxes$648,0002,922
Income before extraordinary items$2,087,0002,768
Extraordinary gains, net$054
Net income$2,087,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,282
Cash dividends$763,0002,789
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,087,0002,641
2003-09-30 (YTD Data)Rank
Total interest income$7,183,0002,990
Total interest expense$1,698,0003,738
Net interest income$5,485,0002,662
Provision for loan and lease losses$80,0005,120
Total noninterest income$946,0003,247
Gross Fiduciary activities income$4,0001,409
Service charges on deposit accounts$727,0001,777
Trading account gains and fees$0153
Additional Noninterest Income$215,0004,649
Total noninterest expense$4,247,0002,745
Salaries and employee benefits$2,387,0002,643
Premises and equipment expense$525,0003,086
Additional noninterest expense$1,335,0002,647
Pre-tax net operating income$2,104,0002,737
Securities gains (losses)$04,204
Applicable income taxes$518,0002,963
Income before extraordinary items$1,586,0002,840
Extraordinary gains, net$040
Net income$1,586,0002,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,652
Cash dividends$388,0003,094
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,586,0002,697
2003-06-30 (YTD Data)Rank
Total interest income$4,893,0002,956
Total interest expense$1,177,0003,725
Net interest income$3,716,0002,617
Provision for loan and lease losses$50,0005,111
Total noninterest income$614,0003,292
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$477,0001,776
Trading account gains and fees$0150
Additional Noninterest Income$135,0004,758
Total noninterest expense$2,759,0002,802
Salaries and employee benefits$1,565,0002,682
Premises and equipment expense$358,0003,023
Additional noninterest expense$836,0002,777
Pre-tax net operating income$1,521,0002,553
Securities gains (losses)$03,782
Applicable income taxes$408,0002,644
Income before extraordinary items$1,113,0002,738
Extraordinary gains, net$030
Net income$1,113,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$388,0002,521
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,113,0002,586
2003-03-31 (YTD Data)Rank
Total interest income$2,478,0002,942
Total interest expense$607,0003,714
Net interest income$1,871,0002,584
Provision for loan and lease losses$25,0004,925
Total noninterest income$312,0003,159
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$233,0001,748
Trading account gains and fees$0134
Additional Noninterest Income$78,0004,393
Total noninterest expense$1,355,0002,832
Salaries and employee benefits$763,0002,724
Premises and equipment expense$174,0003,100
Additional noninterest expense$418,0002,747
Pre-tax net operating income$803,0002,462
Securities gains (losses)$02,891
Applicable income taxes$230,0002,456
Income before extraordinary items$573,0002,645
Extraordinary gains, net$021
Net income$573,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$3,0003,908
Sale, conversion, retirement of capital stock, net$0419
Net operating income$573,0002,507
2002-12-31 (YTD Data)Rank
Total interest income$10,511,0002,891
Total interest expense$3,366,0003,219
Net interest income$7,145,0002,670
Provision for loan and lease losses$99,0005,759
Total noninterest income$1,306,0002,901
Gross Fiduciary activities income$19,0001,303
Service charges on deposit accounts$903,0001,784
Trading account gains and fees$0153
Additional Noninterest Income$384,0003,784
Total noninterest expense$5,170,0002,845
Salaries and employee benefits$2,955,0002,666
Premises and equipment expense$800,0002,685
Additional noninterest expense$1,415,0003,096
Pre-tax net operating income$3,182,0002,367
Securities gains (losses)$04,537
Applicable income taxes$892,0002,405
Income before extraordinary items$2,290,0002,521
Extraordinary gains, net$070
Net income$2,290,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,668
Cash dividends$763,0002,735
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,290,0002,434
2001-12-31 (YTD Data)Rank
Total interest income$11,601,0002,919
Total interest expense$5,006,0003,150
Net interest income$6,595,0002,707
Provision for loan and lease losses$99,0005,644
Total noninterest income$1,281,0002,804
Gross Fiduciary activities income$38,0001,185
Service charges on deposit accounts$924,0001,629
Trading account gains and fees$0177
Additional Noninterest Income$319,0003,979
Total noninterest expense$4,464,0003,110
Salaries and employee benefits$2,436,0003,015
Premises and equipment expense$622,0003,276
Additional noninterest expense$1,406,0003,049
Pre-tax net operating income$3,313,0002,073
Securities gains (losses)$04,612
Applicable income taxes$879,0002,274
Income before extraordinary items$2,434,0002,143
Extraordinary gains, net$0105
Net income$2,434,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,750
Cash dividends$626,0003,055
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,434,0002,070
2000-12-31 (YTD Data)Rank
Total interest income$11,474,0003,007
Total interest expense$5,038,0003,293
Net interest income$6,436,0002,759
Provision for loan and lease losses$99,0005,366
Total noninterest income$1,126,0002,897
Gross Fiduciary activities income$6,0001,249
Service charges on deposit accounts$890,0001,541
Trading account gains and fees$0180
Additional Noninterest Income$230,0004,468
Total noninterest expense$4,119,0003,249
Salaries and employee benefits$2,291,0003,070
Premises and equipment expense$538,0003,581
Additional noninterest expense$1,290,0003,198
Pre-tax net operating income$3,344,0002,166
Securities gains (losses)$01,956
Applicable income taxes$951,0002,214
Income before extraordinary items$2,393,0002,172
Extraordinary gains, net$038
Net income$2,393,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,507
Cash dividends$1,183,0002,021
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,393,0002,175
1999-12-31 (YTD Data)Rank
Total interest income$10,536,0003,065
Total interest expense$4,495,0003,244
Net interest income$6,041,0002,917
Provision for loan and lease losses$99,0005,293
Total noninterest income$994,0003,106
Gross Fiduciary activities income$9,0001,273
Service charges on deposit accounts$807,0001,643
Trading account gains and fees$0173
Additional Noninterest Income$178,0005,203
Total noninterest expense$3,714,0003,541
Salaries and employee benefits$2,098,0003,286
Premises and equipment expense$516,0003,666
Additional noninterest expense$1,100,0003,710
Pre-tax net operating income$3,222,0002,259
Securities gains (losses)$03,155
Applicable income taxes$1,008,0002,206
Income before extraordinary items$2,214,0002,348
Extraordinary gains, net$035
Net income$2,214,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,464
Cash dividends$575,0003,247
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,214,0002,317
1998-12-31 (YTD Data)Rank
Total interest income$10,363,0003,122
Total interest expense$4,343,0003,414
Net interest income$6,020,0002,860
Provision for loan and lease losses$117,0004,814
Total noninterest income$880,0003,367
Gross Fiduciary activities income$15,0001,249
Service charges on deposit accounts$666,0001,912
Trading account gains and fees$0224
Additional Noninterest Income$199,0004,964
Total noninterest expense$3,533,0003,581
Salaries and employee benefits$1,973,0003,387
Premises and equipment expense$514,0003,613
Additional noninterest expense$1,046,0003,807
Pre-tax net operating income$3,250,0002,205
Securities gains (losses)$04,449
Applicable income taxes$1,100,0002,136
Income before extraordinary items$2,150,0002,393
Extraordinary gains, net$032
Net income$2,150,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$504,0003,479
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,150,0002,313
1997-12-31 (YTD Data)Rank
Total interest income$9,958,0003,248
Total interest expense$4,024,0003,657
Net interest income$5,934,0002,934
Provision for loan and lease losses$122,0004,599
Total noninterest income$856,0003,418
Gross Fiduciary activities income$27,0001,252
Service charges on deposit accounts$634,0002,070
Trading account gains and fees$0239
Additional Noninterest Income$195,0005,022
Total noninterest expense$3,270,0003,824
Salaries and employee benefits$1,921,0003,429
Premises and equipment expense$473,0003,888
Additional noninterest expense$876,0004,411
Pre-tax net operating income$3,398,0002,224
Securities gains (losses)$03,944
Applicable income taxes$1,173,0002,125
Income before extraordinary items$2,225,0002,345
Extraordinary gains, net$044
Net income$2,225,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$474,0003,616
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,225,0002,291
1996-12-31 (YTD Data)Rank
Total interest income$9,371,0003,478
Total interest expense$3,910,0003,795
Net interest income$5,461,0003,237
Provision for loan and lease losses$95,0005,238
Total noninterest income$823,0003,627
Gross Fiduciary activities income$8,0001,417
Service charges on deposit accounts$612,0002,209
Trading account gains and fees$0262
Additional Noninterest Income$203,0005,117
Total noninterest expense$3,058,0004,247
Salaries and employee benefits$1,822,0003,628
Premises and equipment expense$406,0004,483
Additional noninterest expense$830,0005,063
Pre-tax net operating income$3,131,0002,278
Securities gains (losses)$04,148
Applicable income taxes$1,063,0002,221
Income before extraordinary items$2,068,0002,382
Extraordinary gains, net$053
Net income$2,068,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$407,0003,832
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,068,0002,333
1995-12-31 (YTD Data)Rank
Total interest income$8,390,0003,854
Total interest expense$3,605,0004,042
Net interest income$4,785,0003,684
Provision for loan and lease losses$86,0004,934
Total noninterest income$830,0003,591
Gross Fiduciary activities income$18,0001,421
Service charges on deposit accounts$609,0002,232
Trading account gains and fees$0522
Additional Noninterest Income$203,0005,099
Total noninterest expense$2,974,0004,314
Salaries and employee benefits$1,701,0003,822
Premises and equipment expense$385,0004,687
Additional noninterest expense$888,0004,819
Pre-tax net operating income$2,555,0002,783
Securities gains (losses)$03,831
Applicable income taxes$785,0002,919
Income before extraordinary items$1,770,0002,790
Extraordinary gains, net$065
Net income$1,770,0002,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$479,0003,469
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,770,0002,748
1994-12-31 (YTD Data)Rank
Total interest income$7,727,0003,855
Total interest expense$3,319,0003,611
Net interest income$4,408,0003,991
Provision for loan and lease losses$86,0004,893
Total noninterest income$782,0003,792
Gross Fiduciary activities income$5,0001,522
Service charges on deposit accounts$569,0002,388
Trading account gains and fees$0475
Additional Noninterest Income$208,0005,136
Total noninterest expense$2,970,0004,460
Salaries and employee benefits$1,576,0004,101
Premises and equipment expense$382,0004,770
Additional noninterest expense$1,012,0004,664
Pre-tax net operating income$2,134,0003,247
Securities gains (losses)$03,600
Applicable income taxes$663,0003,220
Income before extraordinary items$1,471,0003,227
Extraordinary gains, net$0249
Net income$1,471,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$416,0003,619
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,471,0003,261
1993-12-31 (YTD Data)Rank
Total interest income$7,052,0004,281
Total interest expense$3,015,0004,097
Net interest income$4,037,0004,361
Provision for loan and lease losses$86,0006,164
Total noninterest income$680,0004,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$513,0002,705
Trading account gains and feesNANA
Additional Noninterest Income$167,0006,217
Total noninterest expense$2,628,0005,054
Salaries and employee benefits$1,377,0004,631
Premises and equipment expense$339,0005,353
Additional noninterest expense$912,0005,312
Pre-tax net operating income$2,003,0003,309
Securities gains (losses)$1,0007,052
Applicable income taxes$666,0003,268
Income before extraordinary items$1,338,0003,607
Extraordinary gains, net$36,0002,367
Net income$1,374,0003,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$390,0003,767
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,337,3303,418
1992-12-31 (YTD Data)Rank
Total interest income$7,514,0004,542
Total interest expense$3,345,0004,718
Net interest income$4,169,0004,283
Provision for loan and lease losses$90,0007,540
Total noninterest income$627,0004,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$465,0003,003
Trading account gains and feesNANA
Additional Noninterest Income$162,0006,369
Total noninterest expense$2,493,0005,323
Salaries and employee benefits$1,335,0004,708
Premises and equipment expense$329,0005,606
Additional noninterest expense$829,0005,894
Pre-tax net operating income$2,213,0002,818
Securities gains (losses)$08,369
Applicable income taxes$748,0002,786
Income before extraordinary items$1,465,0003,149
Extraordinary gains, net$01,422
Net income$1,465,0003,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$349,0003,677
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,465,0002,909

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.