Home > Stamford Federal Savings Bank > Income and Expense
Stamford Federal Savings Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $8,545,000 | 3,694 |
Total interest expense | $4,981,000 | 3,008 |
Net interest income | $3,564,000 | 4,525 |
Provision for loan and lease losses | $282,000 | 2,761 |
Total noninterest income | $371,000 | 5,848 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $371,000 | 3,584 |
Total noninterest expense | $2,296,000 | 5,069 |
Salaries and employee benefits | $1,386,000 | 4,527 |
Premises and equipment expense | $487,000 | 3,785 |
Additional noninterest expense | $423,000 | 7,036 |
Pre-tax net operating income | $1,357,000 | 4,483 |
Securities gains (losses) | $39,000 | 1,926 |
Applicable income taxes | $622,000 | 3,306 |
Income before extraordinary items | $774,000 | 5,291 |
Extraordinary gains, net | $0 | 32 |
Net income | $774,000 | 5,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-27,000 | 9,949 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $501,000 | 557 |
Net operating income | $749,040 | 5,295 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,390,000 | 4,828 |
Total interest expense | $3,655,000 | 3,998 |
Net interest income | $2,735,000 | 5,694 |
Provision for loan and lease losses | $137,000 | 4,339 |
Total noninterest income | $333,000 | 6,311 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $333,000 | 3,690 |
Total noninterest expense | $1,460,000 | 6,895 |
Salaries and employee benefits | $841,000 | 6,578 |
Premises and equipment expense | $277,000 | 5,702 |
Additional noninterest expense | $342,000 | 7,882 |
Pre-tax net operating income | $1,471,000 | 4,561 |
Securities gains (losses) | $27,000 | 1,697 |
Applicable income taxes | $623,000 | 3,557 |
Income before extraordinary items | $875,000 | 5,146 |
Extraordinary gains, net | $0 | 44 |
Net income | $875,000 | 5,148 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,223 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $1,502,000 | 404 |
Net operating income | $857,720 | 5,172 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,231,000 | 6,644 |
Total interest expense | $2,412,000 | 5,656 |
Net interest income | $1,819,000 | 7,528 |
Provision for loan and lease losses | $133,000 | 4,377 |
Total noninterest income | $162,000 | 8,818 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $162,000 | 5,740 |
Total noninterest expense | $1,342,000 | 7,537 |
Salaries and employee benefits | $664,000 | 7,747 |
Premises and equipment expense | $211,000 | 6,844 |
Additional noninterest expense | $467,000 | 7,329 |
Pre-tax net operating income | $506,000 | 7,902 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $48,000 | 9,729 |
Income before extraordinary items | $458,000 | 7,183 |
Extraordinary gains, net | $0 | 53 |
Net income | $458,000 | 7,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
Net operating income | $458,000 | 7,131 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,381,000 | 9,141 |
Total interest expense | $1,352,000 | 8,110 |
Net interest income | $1,029,000 | 9,865 |
Provision for loan and lease losses | $133,000 | 3,890 |
Total noninterest income | $111,000 | 10,047 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $111,000 | 6,893 |
Total noninterest expense | $1,007,000 | 8,926 |
Salaries and employee benefits | $552,000 | 8,711 |
Premises and equipment expense | $171,000 | 7,793 |
Additional noninterest expense | $284,000 | 9,419 |
Pre-tax net operating income | $0 | 11,463 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $0 | 11,497 |
Extraordinary gains, net | $0 | 65 |
Net income | $0 | 11,494 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $0 | 11,468 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $853,000 | 11,982 |
Total interest expense | $442,000 | 11,381 |
Net interest income | $411,000 | 12,210 |
Provision for loan and lease losses | $134,000 | 3,843 |
Total noninterest income | $104,000 | 10,637 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $104,000 | 7,391 |
Total noninterest expense | $730,000 | 10,561 |
Salaries and employee benefits | $386,000 | 10,410 |
Premises and equipment expense | $140,000 | 8,820 |
Additional noninterest expense | $204,000 | 11,108 |
Pre-tax net operating income | $-349,000 | 12,324 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $1,000 | 11,577 |
Income before extraordinary items | $-350,000 | 12,300 |
Extraordinary gains, net | $0 | 249 |
Net income | $-350,000 | 12,298 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-350,000 | 12,310 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $129,000 | 13,245 |
Total interest expense | $69,000 | 13,196 |
Net interest income | $60,000 | 13,217 |
Provision for loan and lease losses | $6,000 | 10,012 |
Total noninterest income | $5,000 | 13,195 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $5,000 | 13,037 |
Total noninterest expense | $97,000 | 13,261 |
Salaries and employee benefits | $46,000 | 13,260 |
Premises and equipment expense | $13,000 | 13,180 |
Additional noninterest expense | $38,000 | 13,240 |
Pre-tax net operating income | $-38,000 | 12,518 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-38,000 | 12,600 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-38,000 | 12,628 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-38,000 | 12,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.