Home > Stamford Federal Savings Bank > Income and Expense

Stamford Federal Savings Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$8,545,0003,694
Total interest expense$4,981,0003,008
Net interest income$3,564,0004,525
Provision for loan and lease losses$282,0002,761
Total noninterest income$371,0005,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$371,0003,584
Total noninterest expense$2,296,0005,069
Salaries and employee benefits$1,386,0004,527
Premises and equipment expense$487,0003,785
Additional noninterest expense$423,0007,036
Pre-tax net operating income$1,357,0004,483
Securities gains (losses)$39,0001,926
Applicable income taxes$622,0003,306
Income before extraordinary items$774,0005,291
Extraordinary gains, net$032
Net income$774,0005,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0009,949
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$501,000557
Net operating income$749,0405,295
1997-12-31 (YTD Data)Rank
Total interest income$6,390,0004,828
Total interest expense$3,655,0003,998
Net interest income$2,735,0005,694
Provision for loan and lease losses$137,0004,339
Total noninterest income$333,0006,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$333,0003,690
Total noninterest expense$1,460,0006,895
Salaries and employee benefits$841,0006,578
Premises and equipment expense$277,0005,702
Additional noninterest expense$342,0007,882
Pre-tax net operating income$1,471,0004,561
Securities gains (losses)$27,0001,697
Applicable income taxes$623,0003,557
Income before extraordinary items$875,0005,146
Extraordinary gains, net$044
Net income$875,0005,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$1,502,000404
Net operating income$857,7205,172
1996-12-31 (YTD Data)Rank
Total interest income$4,231,0006,644
Total interest expense$2,412,0005,656
Net interest income$1,819,0007,528
Provision for loan and lease losses$133,0004,377
Total noninterest income$162,0008,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$162,0005,740
Total noninterest expense$1,342,0007,537
Salaries and employee benefits$664,0007,747
Premises and equipment expense$211,0006,844
Additional noninterest expense$467,0007,329
Pre-tax net operating income$506,0007,902
Securities gains (losses)$04,148
Applicable income taxes$48,0009,729
Income before extraordinary items$458,0007,183
Extraordinary gains, net$053
Net income$458,0007,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$1,000,000374
Net operating income$458,0007,131
1995-12-31 (YTD Data)Rank
Total interest income$2,381,0009,141
Total interest expense$1,352,0008,110
Net interest income$1,029,0009,865
Provision for loan and lease losses$133,0003,890
Total noninterest income$111,00010,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$111,0006,893
Total noninterest expense$1,007,0008,926
Salaries and employee benefits$552,0008,711
Premises and equipment expense$171,0007,793
Additional noninterest expense$284,0009,419
Pre-tax net operating income$011,463
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$011,497
Extraordinary gains, net$065
Net income$011,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$011,468
1994-12-31 (YTD Data)Rank
Total interest income$853,00011,982
Total interest expense$442,00011,381
Net interest income$411,00012,210
Provision for loan and lease losses$134,0003,843
Total noninterest income$104,00010,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$104,0007,391
Total noninterest expense$730,00010,561
Salaries and employee benefits$386,00010,410
Premises and equipment expense$140,0008,820
Additional noninterest expense$204,00011,108
Pre-tax net operating income$-349,00012,324
Securities gains (losses)$03,600
Applicable income taxes$1,00011,577
Income before extraordinary items$-350,00012,300
Extraordinary gains, net$0249
Net income$-350,00012,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-350,00012,310
1993-12-31 (YTD Data)Rank
Total interest income$129,00013,245
Total interest expense$69,00013,196
Net interest income$60,00013,217
Provision for loan and lease losses$6,00010,012
Total noninterest income$5,00013,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$5,00013,037
Total noninterest expense$97,00013,261
Salaries and employee benefits$46,00013,260
Premises and equipment expense$13,00013,180
Additional noninterest expense$38,00013,240
Pre-tax net operating income$-38,00012,518
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-38,00012,600
Extraordinary gains, net$03,149
Net income$-38,00012,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-38,00012,488

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.