Home > St. Louis Bank > Net charge- offs to loans
St. Louis Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0706% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1973% | 4,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1973% | 4,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0610% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0201% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0201% | 2,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0317% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0317% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.0194% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1911% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1911% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.5747% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 3,968 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1543% | 4,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1198% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4438% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4438% | 4,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.7752% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,021 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2430% | 4,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 3,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,399 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1285% | 4,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1285% | 4,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 1.2001% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1084% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3271% | 3,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2877% | 4,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2877% | 4,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1903% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2611% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 2.4725% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1849% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 4,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0945% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1828% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2236% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.1187% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2482% | 4,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3040% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1020% | 4,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.4009% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3704% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4577% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0908% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2019% | 4,813 |
| Percentage Net Loans Charged-off:Construction & development | -0.8336% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7263% | 4,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9256% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1217% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0478% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4760% | 4,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5553% | 4,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1910% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1910% | 4,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2920% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3418% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 3,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2052% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2052% | 4,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0534% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 4,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0293% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4460% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5246% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3906% | 4,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3906% | 4,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0833% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0982% | 4,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9009% | 4,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0559% | 4,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4929% | 4,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4929% | 4,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2020% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2225% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1497% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4888% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2631% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2631% | 4,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2734% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1253% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6066% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1930% | 3,816 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9630% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1763% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1763% | 4,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2088% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1833% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7703% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2755% | 3,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9876% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2676% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2676% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2453% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5869% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5239% | 3,932 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0364% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 4,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 534 |
| Percentage Net Loans Charged-off:Construction & development | -0.3241% | 4,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1618% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5099% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6759% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4821% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3113% | 5,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.3113% | 5,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1966% | 310 |
| Percentage Net Loans Charged-off:Construction & development | -0.4422% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6953% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9464% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6551% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4072% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4072% | 5,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2460% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3483% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1353% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 3,868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1669% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 4,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3911% | 5,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.3911% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3849% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0771% | 3,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4507% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 4,069 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.2745% | 5,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.2745% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -0.5267% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8595% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 4,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9718% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2883% | 5,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2883% | 5,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.7094% | 5,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4859% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5530% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5664% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5664% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1321% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1430% | 5,500 |
| Percentage Net Loans Charged-off:Construction & development | -1.0854% | 5,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 5,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1282% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 4,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8269% | 5,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8269% | 5,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2453% | 5,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2778% | 5,679 |
| Percentage Net Loans Charged-off:Construction & development | -2.1882% | 5,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 5,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 4,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8278% | 5,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8278% | 5,666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0632% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0653% | 5,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0500% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2945% | 5,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2563% | 4,294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2991% | 5,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9276% | 5,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9276% | 5,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 5,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0503% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2905% | 5,751 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3113% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2880% | 5,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 4,548 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3512% | 5,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3512% | 5,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 5,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0497% | 4,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0502% | 4,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 5,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0969% | 5,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0598% | 5,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0599% | 5,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0504% | 4,726 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 5,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 5,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8754% | 5,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8754% | 5,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6363% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8259% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 0.9656% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9578% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1437% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5723% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2517% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6124% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1116% | 5,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -25.8303% | 6,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -25.8303% | 6,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6358% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8398% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2966% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1074% | 4,864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8265% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3331% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8886% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1344% | 5,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -36.5327% | 6,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -36.5327% | 6,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2570% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3360% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.1825% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2754% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1081% | 4,895 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7763% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0348% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8810% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1552% | 5,335 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4925% | 6,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4926% | 6,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3812% | 440 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5150% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0942% | 4,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5782% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0679% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6622% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0899% | 5,137 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.7647% | 6,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.7647% | 6,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9043% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9621% | 227 |
| Percentage Net Loans Charged-off:Construction & development | -0.1669% | 5,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6316% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1996% | 5,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9232% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1962% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7470% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6456% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0065% | 6,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.0065% | 6,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0542% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1935% | 153 |
| Percentage Net Loans Charged-off:Construction & development | -0.2212% | 5,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0152% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 4,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0834% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7489% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9897% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2887% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.4946% | 6,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.4946% | 6,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4051% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4969% | 614 |
| Percentage Net Loans Charged-off:Construction & development | -0.3243% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3207% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1957% | 5,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5771% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8420% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5385% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 5,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.3487% | 6,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.3488% | 6,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2108% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.2613% | 5,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 5,613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2390% | 5,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0449% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4269% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6795% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1034% | 5,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.8966% | 6,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.8966% | 6,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7178% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6744% | 806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 5,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1906% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9017% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9306% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3303% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0427% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1515% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.3002% | 6,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.3002% | 6,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4311% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0122% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1858% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0055% | 506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2114% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4351% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3618% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2316% | 5,955 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2673% | 6,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2673% | 6,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 1.2285% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1099% | 6,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6246% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2615% | 6,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3278% | 6,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.6962% | 6,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.6962% | 6,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 5,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4375% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1297% | 6,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0700% | 4,795 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1425% | 6,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2342% | 6,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.1813% | 6,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.1813% | 6,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5094% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2049% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 1.5819% | 1,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 2,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0493% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0200% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4118% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1795% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9795% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.3109% | 6,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.3109% | 6,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.4606% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7772% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8089% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.4757% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 2,582 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1783% | 5,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1998% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4916% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6623% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 5,689 |
| Percentage Net Loans Charged-off: Loans to individuals | -16.1687% | 7,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -16.1687% | 7,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.0657% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1193% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1168% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.6539% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0693% | 2,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0414% | 562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8970% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7113% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5122% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2215% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.3514% | 7,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.3514% | 7,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.2188% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0346% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8295% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.8718% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1478% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0784% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7764% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0940% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9785% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4259% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -40.0000% | 7,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -40.0000% | 7,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 41.9167% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5273% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4572% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 2.1364% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0382% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3766% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9195% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5101% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 7.9377% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0593% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.7778% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 30.1513% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5892% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1206% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9197% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 2.7730% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1018% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1330% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.5807% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5441% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4835% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0005% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.2792% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 43.1128% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1123% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6445% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0255% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 1.3703% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9144% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0972% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1052% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3886% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0502% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 65.0288% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 62.7680% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5953% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9692% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 2.3694% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6688% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7364% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0433% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7594% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6894% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 122.7668% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 117.0306% | 7 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4706% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7850% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 2.2764% | 1,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3847% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3393% | 618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9728% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9520% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8486% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8306% | 2,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2894% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0462% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4237% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 2.8762% | 1,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0372% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7960% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6896% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1223% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7172% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1147% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9016% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1061% | 6,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5146% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8389% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 2.9656% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7882% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6502% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 1,155 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1922% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9137% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1524% | 6,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4991% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4243% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.1764% | 1,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2043% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 7,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0918% | 5,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 7,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9814% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1075% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0283% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 7.6323% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6999% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0113% | 912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7570% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1559% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2503% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9319% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3652% | 7,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2408% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4640% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 2.5170% | 1,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3074% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0152% | 693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8705% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3775% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7135% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6134% | 7,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8013% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9382% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 1.5273% | 1,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2740% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1594% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0733% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1860% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 3,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8887% | 7,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3790% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.7615% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0478% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2490% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7576% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2621% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5666% | 7,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9203% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8979% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 1.3208% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5457% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4878% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8027% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7606% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8137% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1106% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4148% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3142% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.4107% | 1,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0942% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4770% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5953% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.1337% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1453% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5213% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6404% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0264% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2729% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4155% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4884% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 1.2319% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 2,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3065% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.7416% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2157% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2544% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.5856% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |