Home > Springs Valley Bank & Trust Company > Net charge- offs to loans
Springs Valley Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3077% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3842% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3224% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2466% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4152% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2264% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2441% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6447% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1126% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2033% | 4,620 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1360% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5919% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2531% | 4,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2713% | 4,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3634% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9628% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 3,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1536% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2124% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1495% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4417% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5696% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4896% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1415% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0100% | 4,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5071% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6578% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8184% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0282% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2099% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0151% | 3,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2418% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5850% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2737% | 4,648 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0814% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3748% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1131% | 4,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0663% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2391% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5523% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9719% | 4,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1217% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1724% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1419% | 4,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3332% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1765% | 4,768 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2173% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2662% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2497% | 4,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7430% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0965% | 4,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 4,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.2426% | 4,798 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4029% | 4,456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5402% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4654% | 4,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3557% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 1.0989% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0918% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3557% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5302% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4814% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3116% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4282% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 1.6131% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0638% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4698% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4653% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4984% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3835% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4419% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 2.5256% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0959% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6870% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6485% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6341% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0434% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5432% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4688% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0353% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4915% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5247% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4725% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2543% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3755% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3304% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3349% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3456% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3343% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1972% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2103% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6673% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7095% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1464% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0248% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4006% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0702% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3710% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3968% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7064% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4487% | 419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1225% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 5,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8473% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8065% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9267% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2440% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1102% | 5,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1230% | 5,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5080% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6209% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2758% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6508% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2432% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0135% | 4,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1853% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0293% | 4,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 5,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0203% | 4,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2826% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0438% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0398% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1412% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 4,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2721% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0504% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5583% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 3,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 5,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 5,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8415% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0518% | 2,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1619% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 5,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 5,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1965% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1364% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1164% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2820% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1812% | 5,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7030% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7797% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3764% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1558% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3990% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0250% | 5,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1577% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4778% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5274% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1040% | 5,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2547% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1779% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2764% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2725% | 1,187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4419% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1929% | 5,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5195% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8659% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9609% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6143% | 5,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1118% | 6,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3593% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3178% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7236% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 2,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2097% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 5,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1486% | 6,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 2,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4720% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3397% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2624% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7018% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 5,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 5,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 5,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3244% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2629% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1082% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0698% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 5,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 5,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 5,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3909% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9324% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1427% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3080% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3608% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3752% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3962% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4207% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1195% | 5,988 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3234% | 1,258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0988% | 5,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2580% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0768% | 6,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5476% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5808% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0781% | 5,770 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4303% | 1,258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0430% | 5,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2606% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 3,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1732% | 6,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2461% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2610% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1749% | 5,928 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6441% | 1,262 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1282% | 5,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2937% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0820% | 6,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1135% | 5,689 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6421% | 1,258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0622% | 5,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3536% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9820% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1389% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 3.5799% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3928% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 2,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 5,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0790% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9458% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3823% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0667% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2413% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 4.3107% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5799% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3104% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3274% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 5,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 3,798 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2744% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0187% | 5,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3139% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8579% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0046% | 972 |
| Percentage Net Loans Charged-off:Construction & development | -0.4475% | 6,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4268% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3515% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3697% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0368% | 5,653 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0252% | 5,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6403% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0819% | 5,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2792% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6724% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3174% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3743% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3933% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5580% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1606% | 5,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2813% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2002% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3176% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.5360% | 2,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8081% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5113% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9492% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4915% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4174% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7134% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1204% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4250% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3619% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3445% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4483% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 1.4633% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0773% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4625% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4829% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5758% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1354% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1447% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7508% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3361% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1430% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4340% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 11.5847% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5022% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3240% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3379% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 5,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0284% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0097% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6873% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2570% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2494% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3223% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 22.2650% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1484% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1958% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 6,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0589% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8182% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3842% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2612% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1307% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1800% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 6.5389% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3452% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4723% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4921% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9410% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8016% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7144% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5806% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8381% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9004% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 8.3548% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3005% | 2,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4337% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4519% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6331% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1612% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7089% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9471% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0308% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 12.2519% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2207% | 7,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5414% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5643% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0354% | 6,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9116% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6057% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3537% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4397% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3991% | 2,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3954% | 7,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0864% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1313% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 6,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7854% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0496% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4630% | 6,747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3266% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3660% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 11.3531% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0031% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7521% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7839% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5060% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8263% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1949% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4489% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6071% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6738% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 16.5522% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3306% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6994% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7288% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7095% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9387% | 2,569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4540% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2424% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9385% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1931% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 29.6468% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8763% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4817% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4497% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4155% | 3,735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8787% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4442% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3629% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7676% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6211% | 1,652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5230% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3721% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5240% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5162% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 3,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 3,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 3,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5718% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6281% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6484% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0548% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5178% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5807% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7531% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3461% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2788% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1847% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7481% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3445% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1352% | 7,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6089% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1173% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7014% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8802% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1856% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5019% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3204% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2927% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6003% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5789% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5654% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 6,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6742% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 6,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6143% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8242% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 7,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1569% | 8,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2976% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5848% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 7,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2056% | 8,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0791% | 7,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1845% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1397% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2978% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5162% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1354% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2949% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2547% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3202% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3710% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8128% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1620% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 7,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5032% | 3,804 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6816% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3074% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7432% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1088% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 7,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5938% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5473% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3663% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4248% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2123% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8075% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3794% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 5,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 8,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 8,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3242% | 8,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7852% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4261% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0131% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5086% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 7.1580% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5276% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.1377% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2011% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8353% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9102% | 1,561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7434% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9999% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4179% | 1,300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0512% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1084% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8985% | 7,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2846% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4133% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8178% | 7,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4412% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4524% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 3.8402% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 4,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1409% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6901% | 1,396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6301% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 7,097 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5974% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1381% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6161% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3664% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6342% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4486% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |