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Springfield State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,600,000	2,215
Total interest expense	$4,837,000	2,054
Net interest income	$10,763,000	2,277
Provision for loan and lease losses	$360,000	1,508
Total noninterest income	$1,458,000	2,329
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$422,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	2,250
Total noninterest expense	$6,872,000	2,594
Salaries and employee benefits	$4,164,000	2,458
Premises and equipment expense	$516,000	2,915
Additional noninterest expense	$1,036,000	2,250
Pre-tax net operating income	$4,989,000	1,921
Securities gains (losses)	$-16,000	3,444
Applicable income taxes	$921,000	1,487
Income before extraordinary items	$4,052,000	1,980
Extraordinary gains, net	$0	54
Net income	$4,052,000	2,004
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,052,000	1,983
Net charge-offs	$33,000	1,979
Cash dividends	$1,025,000	2,130
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,064,960	2,011
2023-09-30 (YTD Data)		Rank
Total interest income	$11,340,000	2,232
Total interest expense	$3,218,000	2,086
Net interest income	$8,122,000	2,287
Provision for loan and lease losses	$270,000	1,426
Total noninterest income	$1,012,000	2,402
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$314,000	1,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,329
Total noninterest expense	$4,979,000	2,627
Salaries and employee benefits	$3,078,000	2,471
Premises and equipment expense	$354,000	3,051
Additional noninterest expense	$698,000	2,328
Pre-tax net operating income	$3,885,000	1,926
Securities gains (losses)	$-16,000	3,589
Applicable income taxes	$736,000	1,497
Income before extraordinary items	$3,133,000	2,005
Extraordinary gains, net	$0	52
Net income	$3,133,000	2,024
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,133,000	2,005
Net charge-offs	$8,000	2,199
Cash dividends	$505,000	2,229
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,145,960	2,020
2023-06-30 (YTD Data)		Rank
Total interest income	$7,310,000	2,262
Total interest expense	$1,969,000	2,046
Net interest income	$5,341,000	2,325
Provision for loan and lease losses	$180,000	1,397
Total noninterest income	$676,000	2,355
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$208,000	1,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,265
Total noninterest expense	$3,299,000	2,622
Salaries and employee benefits	$2,052,000	2,473
Premises and equipment expense	$238,000	3,033
Additional noninterest expense	$468,000	2,261
Pre-tax net operating income	$2,538,000	1,942
Securities gains (losses)	$-16,000	3,875
Applicable income taxes	$420,000	1,602
Income before extraordinary items	$2,102,000	2,003
Extraordinary gains, net	$0	51
Net income	$2,102,000	2,027
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,102,000	2,003
Net charge-offs	$6,000	1,974
Cash dividends	$505,000	1,936
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,115,280	2,001
2023-03-31 (YTD Data)		Rank
Total interest income	$3,544,000	2,285
Total interest expense	$921,000	1,927
Net interest income	$2,623,000	2,368
Provision for loan and lease losses	$90,000	1,318
Total noninterest income	$349,000	2,319
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$103,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,207
Total noninterest expense	$1,608,000	2,687
Salaries and employee benefits	$1,026,000	2,512
Premises and equipment expense	$127,000	2,989
Additional noninterest expense	$246,000	2,207
Pre-tax net operating income	$1,274,000	1,995
Securities gains (losses)	$-8,000	4,012
Applicable income taxes	$231,000	1,582
Income before extraordinary items	$1,035,000	2,048
Extraordinary gains, net	$0	4
Net income	$1,035,000	2,047
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,035,000	2,048
Net charge-offs	$6,000	1,532
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,041,560	2,068
2022-12-31 (YTD Data)		Rank
Total interest income	$13,218,000	2,128
Total interest expense	$2,828,000	1,235
Net interest income	$10,390,000	2,318
Provision for loan and lease losses	$300,000	1,513
Total noninterest income	$1,382,000	2,427
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$421,000	1,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$961,000	2,367
Total noninterest expense	$5,744,000	2,814
Salaries and employee benefits	$3,054,000	2,911
Premises and equipment expense	$438,000	3,173
Additional noninterest expense	$961,000	2,367
Pre-tax net operating income	$5,728,000	1,880
Securities gains (losses)	$-48,000	3,746
Applicable income taxes	$1,108,000	1,475
Income before extraordinary items	$4,572,000	1,938
Extraordinary gains, net	$0	5
Net income	$4,572,000	1,937
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,572,000	1,937
Net charge-offs	$7,000	2,241
Cash dividends	$995,000	2,185
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,610,400	1,960
2022-09-30 (YTD Data)		Rank
Total interest income	$9,725,000	2,104
Total interest expense	$2,023,000	1,015
Net interest income	$7,702,000	2,313
Provision for loan and lease losses	$210,000	1,441
Total noninterest income	$1,070,000	2,414
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$313,000	1,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$757,000	2,365
Total noninterest expense	$3,768,000	3,027
Salaries and employee benefits	$1,974,000	3,116
Premises and equipment expense	$293,000	3,340
Additional noninterest expense	$757,000	2,365
Pre-tax net operating income	$4,794,000	1,742
Securities gains (losses)	$2,000	628
Applicable income taxes	$777,000	1,529
Income before extraordinary items	$4,019,000	1,721
Extraordinary gains, net	$0	4
Net income	$4,019,000	1,718
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,019,000	1,720
Net charge-offs	$-13,000	3,680
Cash dividends	$490,000	2,225
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,017,320	1,758
2022-06-30 (YTD Data)		Rank
Total interest income	$6,357,000	2,093
Total interest expense	$1,332,000	869
Net interest income	$5,025,000	2,297
Provision for loan and lease losses	$120,000	1,426
Total noninterest income	$740,000	2,375
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$201,000	1,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$539,000	2,314
Total noninterest expense	$2,195,000	3,212
Salaries and employee benefits	$970,000	3,513
Premises and equipment expense	$196,000	3,359
Additional noninterest expense	$1,029,000	2,573
Pre-tax net operating income	$3,450,000	1,569
Securities gains (losses)	$1,000	612
Applicable income taxes	$611,000	1,335
Income before extraordinary items	$2,840,000	1,565
Extraordinary gains, net	$0	4
Net income	$2,840,000	1,563
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,840,000	1,565
Net charge-offs	$3,000	1,878
Cash dividends	$490,000	1,915
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,839,180	1,596
2022-03-31 (YTD Data)		Rank
Total interest income	$3,115,000	2,086
Total interest expense	$657,000	834
Net interest income	$2,458,000	2,299
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$334,000	2,467
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$101,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,427
Total noninterest expense	$1,572,000	2,654
Salaries and employee benefits	$972,000	2,545
Premises and equipment expense	$95,000	3,418
Additional noninterest expense	$505,000	2,572
Pre-tax net operating income	$1,160,000	1,950
Securities gains (losses)	$0	623
Applicable income taxes	$173,000	1,706
Income before extraordinary items	$987,000	1,935
Extraordinary gains, net	$0	4
Net income	$987,000	1,934
Minority interest net income	$0	50
Net income of bank and minority interests.	$987,000	1,935
Net charge-offs	$-11,000	3,948
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$987,000	1,954
2021-12-31 (YTD Data)		Rank
Total interest income	$13,164,000	2,058
Total interest expense	$2,819,000	975
Net interest income	$10,345,000	2,279
Provision for loan and lease losses	$240,000	1,589
Total noninterest income	$1,191,000	2,786
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$377,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$814,000	2,812
Total noninterest expense	$8,273,000	2,233
Salaries and employee benefits	$5,769,000	1,984
Premises and equipment expense	$395,000	3,373
Additional noninterest expense	$2,109,000	2,490
Pre-tax net operating income	$3,023,000	2,677
Securities gains (losses)	$3,000	1,928
Applicable income taxes	$297,000	2,477
Income before extraordinary items	$2,729,000	2,654
Extraordinary gains, net	$0	10
Net income	$2,729,000	2,655
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,729,000	2,655
Net charge-offs	$23,000	2,014
Cash dividends	$1,438,000	1,857
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,726,300	2,642
2021-09-30 (YTD Data)		Rank
Total interest income	$10,010,000	2,067
Total interest expense	$2,140,000	1,008
Net interest income	$7,870,000	2,298
Provision for loan and lease losses	$180,000	1,539
Total noninterest income	$882,000	2,847
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$269,000	1,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,846
Total noninterest expense	$4,577,000	2,708
Salaries and employee benefits	$2,808,000	2,616
Premises and equipment expense	$268,000	3,552
Additional noninterest expense	$1,501,000	2,589
Pre-tax net operating income	$3,995,000	2,057
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$693,000	1,742
Income before extraordinary items	$3,304,000	2,118
Extraordinary gains, net	$0	8
Net income	$3,304,000	2,119
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,304,000	2,119
Net charge-offs	$22,000	1,693
Cash dividends	$949,000	1,792
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,302,340	2,094
2021-06-30 (YTD Data)		Rank
Total interest income	$6,956,000	2,006
Total interest expense	$1,447,000	1,045
Net interest income	$5,509,000	2,190
Provision for loan and lease losses	$120,000	1,537
Total noninterest income	$565,000	2,870
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$166,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	2,846
Total noninterest expense	$3,143,000	2,650
Salaries and employee benefits	$1,904,000	2,589
Premises and equipment expense	$176,000	3,577
Additional noninterest expense	$1,063,000	2,462
Pre-tax net operating income	$2,811,000	1,967
Securities gains (losses)	$2,000	1,698
Applicable income taxes	$502,000	1,658
Income before extraordinary items	$2,311,000	2,059
Extraordinary gains, net	$0	6
Net income	$2,311,000	2,059
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,311,000	2,059
Net charge-offs	$48,000	1,165
Cash dividends	$897,000	1,479
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,309,360	2,024
2021-03-31 (YTD Data)		Rank
Total interest income	$3,474,000	1,991
Total interest expense	$726,000	1,099
Net interest income	$2,748,000	2,160
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$280,000	2,870
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$84,000	2,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	2,861
Total noninterest expense	$1,582,000	2,632
Salaries and employee benefits	$951,000	2,583
Premises and equipment expense	$107,000	3,300
Additional noninterest expense	$524,000	2,456
Pre-tax net operating income	$1,386,000	1,963
Securities gains (losses)	$0	1,392
Applicable income taxes	$224,000	1,731
Income before extraordinary items	$1,162,000	2,031
Extraordinary gains, net	$0	3
Net income	$1,162,000	2,030
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,162,000	2,031
Net charge-offs	$53,000	809
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,162,000	1,992
2020-12-31 (YTD Data)		Rank
Total interest income	$12,937,000	2,111
Total interest expense	$3,148,000	1,423
Net interest income	$9,789,000	2,287
Provision for loan and lease losses	$395,000	2,472
Total noninterest income	$1,102,000	2,767
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$379,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$723,000	2,781
Total noninterest expense	$7,051,000	2,441
Salaries and employee benefits	$4,318,000	2,370
Premises and equipment expense	$411,000	3,355
Additional noninterest expense	$2,322,000	2,303
Pre-tax net operating income	$3,445,000	2,254
Securities gains (losses)	$3,000	2,512
Applicable income taxes	$301,000	2,301
Income before extraordinary items	$3,147,000	2,242
Extraordinary gains, net	$0	4
Net income	$3,147,000	2,242
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,147,000	2,242
Net charge-offs	$46,000	2,442
Cash dividends	$941,000	2,286
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,144,270	2,187
2020-09-30 (YTD Data)		Rank
Total interest income	$9,839,000	2,094
Total interest expense	$2,390,000	1,487
Net interest income	$7,449,000	2,269
Provision for loan and lease losses	$365,000	2,246
Total noninterest income	$830,000	2,727
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$282,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$548,000	2,751
Total noninterest expense	$5,034,000	2,501
Salaries and employee benefits	$3,228,000	2,349
Premises and equipment expense	$257,000	3,655
Additional noninterest expense	$1,549,000	2,452
Pre-tax net operating income	$2,880,000	2,098
Securities gains (losses)	$2,000	2,375
Applicable income taxes	$325,000	2,035
Income before extraordinary items	$2,557,000	2,119
Extraordinary gains, net	$0	4
Net income	$2,557,000	2,119
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,557,000	2,119
Net charge-offs	$-49,000	4,646
Cash dividends	$463,000	2,392
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,555,220	2,062
2020-06-30 (YTD Data)		Rank
Total interest income	$6,739,000	2,080
Total interest expense	$1,606,000	1,566
Net interest income	$5,133,000	2,228
Provision for loan and lease losses	$285,000	2,108
Total noninterest income	$548,000	2,709
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$193,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	2,735
Total noninterest expense	$3,367,000	2,502
Salaries and employee benefits	$2,144,000	2,355
Premises and equipment expense	$178,000	3,591
Additional noninterest expense	$1,045,000	2,437
Pre-tax net operating income	$2,029,000	1,983
Securities gains (losses)	$1,000	2,174
Applicable income taxes	$212,000	2,009
Income before extraordinary items	$1,818,000	1,964
Extraordinary gains, net	$0	4
Net income	$1,818,000	1,965
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,818,000	1,965
Net charge-offs	$-17,000	4,469
Cash dividends	$463,000	2,050
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,817,100	1,927
2020-03-31 (YTD Data)		Rank
Total interest income	$3,217,000	2,140
Total interest expense	$815,000	1,667
Net interest income	$2,402,000	2,287
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$296,000	2,535
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$120,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,580
Total noninterest expense	$1,704,000	2,507
Salaries and employee benefits	$1,070,000	2,364
Premises and equipment expense	$75,000	3,857
Additional noninterest expense	$559,000	2,355
Pre-tax net operating income	$979,000	1,853
Securities gains (losses)	$0	1,705
Applicable income taxes	$107,000	1,887
Income before extraordinary items	$872,000	1,848
Extraordinary gains, net	$0	4
Net income	$872,000	1,848
Minority interest net income	$0	56
Net income of bank and minority interests.	$872,000	1,848
Net charge-offs	$-12,000	4,522
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$872,000	1,823
2019-12-31 (YTD Data)		Rank
Total interest income	$12,799,000	2,172
Total interest expense	$3,083,000	1,767
Net interest income	$9,716,000	2,288
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,188,000	2,589
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$503,000	1,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	2,696
Total noninterest expense	$7,013,000	2,441
Salaries and employee benefits	$4,416,000	2,279
Premises and equipment expense	$376,000	3,577
Additional noninterest expense	$2,221,000	2,387
Pre-tax net operating income	$3,891,000	2,091
Securities gains (losses)	$15,000	1,739
Applicable income taxes	$160,000	2,763
Income before extraordinary items	$3,746,000	1,981
Extraordinary gains, net	$0	11
Net income	$3,746,000	1,983
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,746,000	1,983
Net charge-offs	$224,000	1,582
Cash dividends	$910,000	2,457
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,731,600	1,951
2019-09-30 (YTD Data)		Rank
Total interest income	$9,609,000	2,197
Total interest expense	$2,271,000	1,802
Net interest income	$7,338,000	2,313
Provision for loan and lease losses	$0	3,836
Total noninterest income	$891,000	2,598
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$377,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$514,000	2,716
Total noninterest expense	$5,119,000	2,506
Salaries and employee benefits	$3,279,000	2,310
Premises and equipment expense	$277,000	3,632
Additional noninterest expense	$1,563,000	2,491
Pre-tax net operating income	$3,110,000	2,066
Securities gains (losses)	$14,000	1,557
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,124,000	1,883
Extraordinary gains, net	$0	11
Net income	$3,124,000	1,882
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,124,000	1,884
Net charge-offs	$91,000	1,829
Cash dividends	$447,000	2,600
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,110,000	1,855
2019-06-30 (YTD Data)		Rank
Total interest income	$6,309,000	2,225
Total interest expense	$1,494,000	1,794
Net interest income	$4,815,000	2,348
Provision for loan and lease losses	$0	3,685
Total noninterest income	$591,000	2,573
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$248,000	1,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	2,664
Total noninterest expense	$3,440,000	2,501
Salaries and employee benefits	$2,189,000	2,312
Premises and equipment expense	$200,000	3,512
Additional noninterest expense	$1,051,000	2,493
Pre-tax net operating income	$1,966,000	2,116
Securities gains (losses)	$14,000	1,135
Applicable income taxes	$-178,000	5,261
Income before extraordinary items	$2,158,000	1,801
Extraordinary gains, net	$0	11
Net income	$2,158,000	1,800
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,158,000	1,801
Net charge-offs	$33,000	2,112
Cash dividends	$447,000	2,228
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,144,000	1,786
2019-03-31 (YTD Data)		Rank
Total interest income	$3,103,000	2,251
Total interest expense	$734,000	1,782
Net interest income	$2,369,000	2,377
Provision for loan and lease losses	$0	3,406
Total noninterest income	$301,000	2,518
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$124,000	1,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	2,548
Total noninterest expense	$1,663,000	2,580
Salaries and employee benefits	$1,084,000	2,340
Premises and equipment expense	$90,000	3,703
Additional noninterest expense	$489,000	2,633
Pre-tax net operating income	$1,007,000	2,048
Securities gains (losses)	$1,000	1,020
Applicable income taxes	$-265,000	5,329
Income before extraordinary items	$1,273,000	1,548
Extraordinary gains, net	$0	5
Net income	$1,273,000	1,547
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,273,000	1,547
Net charge-offs	$12,000	1,909
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,272,000	1,527
2018-12-31 (YTD Data)		Rank
Total interest income	$12,179,000	2,178
Total interest expense	$2,545,000	1,627
Net interest income	$9,634,000	2,306
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,137,000	2,685
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$494,000	2,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$643,000	2,758
Total noninterest expense	$6,647,000	2,551
Salaries and employee benefits	$4,027,000	2,446
Premises and equipment expense	$396,000	3,544
Additional noninterest expense	$2,224,000	2,419
Pre-tax net operating income	$4,124,000	2,063
Securities gains (losses)	$3,000	894
Applicable income taxes	$414,000	2,143
Income before extraordinary items	$3,713,000	2,001
Extraordinary gains, net	$0	6
Net income	$3,713,000	1,999
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,713,000	2,000
Net charge-offs	$186,000	1,703
Cash dividends	$879,000	2,379
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,710,300	1,999
2018-09-30 (YTD Data)		Rank
Total interest income	$9,039,000	2,187
Total interest expense	$1,834,000	1,599
Net interest income	$7,205,000	2,323
Provision for loan and lease losses	$0	3,948
Total noninterest income	$856,000	2,716
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$358,000	2,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	2,753
Total noninterest expense	$4,942,000	2,570
Salaries and employee benefits	$3,030,000	2,441
Premises and equipment expense	$298,000	3,584
Additional noninterest expense	$1,614,000	2,469
Pre-tax net operating income	$3,119,000	2,073
Securities gains (losses)	$2,000	952
Applicable income taxes	$324,000	2,163
Income before extraordinary items	$2,797,000	2,005
Extraordinary gains, net	$0	5
Net income	$2,797,000	2,002
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,797,000	2,004
Net charge-offs	$230,000	1,144
Cash dividends	$432,000	2,524
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,795,200	1,995
2018-06-30 (YTD Data)		Rank
Total interest income	$5,928,000	2,202
Total interest expense	$1,169,000	1,575
Net interest income	$4,759,000	2,342
Provision for loan and lease losses	$0	3,782
Total noninterest income	$556,000	2,741
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$233,000	2,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,803
Total noninterest expense	$3,224,000	2,622
Salaries and employee benefits	$2,023,000	2,448
Premises and equipment expense	$204,000	3,560
Additional noninterest expense	$997,000	2,624
Pre-tax net operating income	$2,091,000	2,037
Securities gains (losses)	$2,000	815
Applicable income taxes	$207,000	2,194
Income before extraordinary items	$1,886,000	1,970
Extraordinary gains, net	$0	6
Net income	$1,886,000	1,968
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,886,000	1,969
Net charge-offs	$16,000	2,366
Cash dividends	$432,000	2,148
Sale, conversion, retirement of capital stock, net	$673,000	163
Net operating income	$1,884,200	1,959
2018-03-31 (YTD Data)		Rank
Total interest income	$2,900,000	2,226
Total interest expense	$567,000	1,561
Net interest income	$2,333,000	2,378
Provision for loan and lease losses	$0	3,508
Total noninterest income	$278,000	2,722
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$112,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	2,703
Total noninterest expense	$1,622,000	2,629
Salaries and employee benefits	$1,024,000	2,461
Premises and equipment expense	$102,000	3,611
Additional noninterest expense	$496,000	2,642
Pre-tax net operating income	$989,000	2,062
Securities gains (losses)	$0	735
Applicable income taxes	$113,000	2,061
Income before extraordinary items	$876,000	2,031
Extraordinary gains, net	$0	7
Net income	$876,000	2,030
Minority interest net income	$0	52
Net income of bank and minority interests.	$876,000	2,031
Net charge-offs	$15,000	1,795
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$876,000	2,021
2017-12-31 (YTD Data)		Rank
Total interest income	$11,585,000	2,179
Total interest expense	$2,266,000	1,390
Net interest income	$9,319,000	2,336
Provision for loan and lease losses	$240,000	2,185
Total noninterest income	$1,140,000	2,757
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$483,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	2,808
Total noninterest expense	$6,167,000	2,714
Salaries and employee benefits	$3,733,000	2,591
Premises and equipment expense	$424,000	3,555
Additional noninterest expense	$2,010,000	2,643
Pre-tax net operating income	$4,052,000	2,023
Securities gains (losses)	$5,000	1,791
Applicable income taxes	$2,166,000	1,217
Income before extraordinary items	$1,891,000	2,782
Extraordinary gains, net	$0	9
Net income	$1,891,000	2,781
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,891,000	2,782
Net charge-offs	$166,000	1,987
Cash dividends	$845,000	2,401
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,887,800	2,773
2017-09-30 (YTD Data)		Rank
Total interest income	$8,632,000	2,199
Total interest expense	$1,697,000	1,375
Net interest income	$6,935,000	2,365
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$858,000	2,780
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$360,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	2,812
Total noninterest expense	$4,565,000	2,759
Salaries and employee benefits	$2,795,000	2,614
Premises and equipment expense	$303,000	3,674
Additional noninterest expense	$1,467,000	2,703
Pre-tax net operating income	$3,048,000	2,047
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$464,000	2,136
Income before extraordinary items	$2,588,000	1,974
Extraordinary gains, net	$0	9
Net income	$2,588,000	1,974
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,588,000	1,974
Net charge-offs	$146,000	1,628
Cash dividends	$410,000	2,590
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,584,600	1,951
2017-06-30 (YTD Data)		Rank
Total interest income	$5,662,000	2,215
Total interest expense	$1,132,000	1,349
Net interest income	$4,530,000	2,390
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$576,000	2,770
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$235,000	2,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$341,000	2,787
Total noninterest expense	$2,990,000	2,809
Salaries and employee benefits	$1,844,000	2,650
Premises and equipment expense	$216,000	3,572
Additional noninterest expense	$930,000	2,804
Pre-tax net operating income	$1,996,000	2,030
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$292,000	2,164
Income before extraordinary items	$1,707,000	1,943
Extraordinary gains, net	$0	11
Net income	$1,707,000	1,943
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,707,000	1,943
Net charge-offs	$-2,000	4,300
Cash dividends	$410,000	2,207
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,704,450	1,920
2017-03-31 (YTD Data)		Rank
Total interest income	$2,781,000	2,244
Total interest expense	$566,000	1,324
Net interest income	$2,215,000	2,431
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$280,000	2,798
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$118,000	2,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	2,843
Total noninterest expense	$1,544,000	2,772
Salaries and employee benefits	$935,000	2,658
Premises and equipment expense	$106,000	3,637
Additional noninterest expense	$503,000	2,660
Pre-tax net operating income	$891,000	2,119
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$123,000	2,279
Income before extraordinary items	$769,000	2,042
Extraordinary gains, net	$0	8
Net income	$769,000	2,043
Minority interest net income	$0	55
Net income of bank and minority interests.	$769,000	2,043
Net charge-offs	$7,000	2,334
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$768,140	2,020
2016-12-31 (YTD Data)		Rank
Total interest income	$11,438,000	2,153
Total interest expense	$2,361,000	1,229
Net interest income	$9,077,000	2,371
Provision for loan and lease losses	$270,000	2,111
Total noninterest income	$1,092,000	2,899
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$499,000	2,083
Trading account gains and fees	$0	170
Additional Noninterest Income	$593,000	3,030
Total noninterest expense	$6,013,000	2,847
Salaries and employee benefits	$3,591,000	2,703
Premises and equipment expense	$427,000	3,667
Additional noninterest expense	$1,995,000	2,769
Pre-tax net operating income	$3,886,000	1,978
Securities gains (losses)	$3,000	2,978
Applicable income taxes	$560,000	2,167
Income before extraordinary items	$3,329,000	1,924
Extraordinary gains, net	$0	5
Net income	$3,329,000	1,923
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,329,000	1,923
Net charge-offs	$382,000	1,305
Cash dividends	$832,000	2,418
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,326,420	1,884
2016-09-30 (YTD Data)		Rank
Total interest income	$8,658,000	2,144
Total interest expense	$1,783,000	1,211
Net interest income	$6,875,000	2,349
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$827,000	2,896
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$377,000	2,087
Trading account gains and fees	$0	169
Additional Noninterest Income	$450,000	3,027
Total noninterest expense	$4,443,000	2,869
Salaries and employee benefits	$2,685,000	2,711
Premises and equipment expense	$291,000	3,848
Additional noninterest expense	$1,467,000	2,799
Pre-tax net operating income	$3,059,000	1,934
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$516,000	2,032
Income before extraordinary items	$2,545,000	1,918
Extraordinary gains, net	$0	5
Net income	$2,545,000	1,918
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,545,000	1,918
Net charge-offs	$260,000	1,257
Cash dividends	$426,000	2,579
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,543,340	1,862
2016-06-30 (YTD Data)		Rank
Total interest income	$5,844,000	2,123
Total interest expense	$1,199,000	1,194
Net interest income	$4,645,000	2,329
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$554,000	2,866
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$250,000	2,069
Trading account gains and fees	$0	157
Additional Noninterest Income	$304,000	2,996
Total noninterest expense	$2,942,000	2,903
Salaries and employee benefits	$1,784,000	2,740
Premises and equipment expense	$205,000	3,772
Additional noninterest expense	$953,000	2,844
Pre-tax net operating income	$2,137,000	1,834
Securities gains (losses)	$0	2,835
Applicable income taxes	$357,000	1,972
Income before extraordinary items	$1,780,000	1,834
Extraordinary gains, net	$0	16
Net income	$1,780,000	1,833
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,780,000	1,833
Net charge-offs	$93,000	1,689
Cash dividends	$426,000	2,173
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,780,000	1,780
2016-03-31 (YTD Data)		Rank
Total interest income	$2,878,000	2,156
Total interest expense	$608,000	1,169
Net interest income	$2,270,000	2,377
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$287,000	2,790
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$125,000	2,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$162,000	2,892
Total noninterest expense	$1,526,000	2,831
Salaries and employee benefits	$919,000	2,671
Premises and equipment expense	$91,000	4,023
Additional noninterest expense	$516,000	2,717
Pre-tax net operating income	$971,000	1,963
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$137,000	2,176
Income before extraordinary items	$835,000	1,916
Extraordinary gains, net	$0	12
Net income	$835,000	1,917
Minority interest net income	$0	62
Net income of bank and minority interests.	$835,000	1,917
Net charge-offs	$-3,000	4,617
Cash dividends	$25,000	2,763
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$834,140	1,867
2015-12-31 (YTD Data)		Rank
Total interest income	$11,244,000	2,142
Total interest expense	$2,656,000	1,061
Net interest income	$8,588,000	2,433
Provision for loan and lease losses	$220,000	2,231
Total noninterest income	$1,064,000	2,958
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$532,000	2,029
Trading account gains and fees	$0	159
Additional Noninterest Income	$532,000	3,198
Total noninterest expense	$6,242,000	2,782
Salaries and employee benefits	$3,523,000	2,724
Premises and equipment expense	$406,000	3,876
Additional noninterest expense	$2,313,000	2,491
Pre-tax net operating income	$3,190,000	2,226
Securities gains (losses)	$1,000	3,117
Applicable income taxes	$166,000	3,054
Income before extraordinary items	$3,025,000	2,043
Extraordinary gains, net	$0	23
Net income	$3,025,000	2,044
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,025,000	2,045
Net charge-offs	$157,000	2,207
Cash dividends	$300,000	3,400
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,024,050	2,001
2015-09-30 (YTD Data)		Rank
Total interest income	$8,401,000	2,167
Total interest expense	$2,029,000	1,049
Net interest income	$6,372,000	2,463
Provision for loan and lease losses	$180,000	2,044
Total noninterest income	$796,000	2,977
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$397,000	2,052
Trading account gains and fees	$0	153
Additional Noninterest Income	$399,000	3,220
Total noninterest expense	$4,426,000	2,908
Salaries and employee benefits	$2,658,000	2,720
Premises and equipment expense	$298,000	3,965
Additional noninterest expense	$1,470,000	2,830
Pre-tax net operating income	$2,562,000	2,155
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$384,000	2,243
Income before extraordinary items	$2,179,000	2,124
Extraordinary gains, net	$0	21
Net income	$2,179,000	2,126
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,179,000	2,125
Net charge-offs	$-7,000	5,060
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,178,150	2,073
2015-06-30 (YTD Data)		Rank
Total interest income	$5,570,000	2,173
Total interest expense	$1,375,000	1,041
Net interest income	$4,195,000	2,493
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$520,000	3,004
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$253,000	2,086
Trading account gains and fees	$0	157
Additional Noninterest Income	$267,000	3,210
Total noninterest expense	$2,862,000	2,987
Salaries and employee benefits	$1,746,000	2,768
Premises and equipment expense	$186,000	4,134
Additional noninterest expense	$930,000	2,971
Pre-tax net operating income	$1,733,000	2,115
Securities gains (losses)	$0	2,636
Applicable income taxes	$248,000	2,274
Income before extraordinary items	$1,485,000	2,070
Extraordinary gains, net	$0	22
Net income	$1,485,000	2,072
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,485,000	2,072
Net charge-offs	$-8,000	5,189
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,485,000	2,019
2015-03-31 (YTD Data)		Rank
Total interest income	$2,761,000	2,186
Total interest expense	$701,000	1,022
Net interest income	$2,060,000	2,531
Provision for loan and lease losses	$60,000	1,893
Total noninterest income	$265,000	2,948
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$121,000	2,152
Trading account gains and fees	$0	152
Additional Noninterest Income	$144,000	3,083
Total noninterest expense	$1,460,000	2,958
Salaries and employee benefits	$885,000	2,763
Premises and equipment expense	$91,000	4,214
Additional noninterest expense	$484,000	2,856
Pre-tax net operating income	$805,000	2,196
Securities gains (losses)	$0	2,027
Applicable income taxes	$113,000	2,339
Income before extraordinary items	$692,000	2,153
Extraordinary gains, net	$0	13
Net income	$692,000	2,154
Minority interest net income	$0	64
Net income of bank and minority interests.	$692,000	2,154
Net charge-offs	$-8,000	5,326
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$692,000	2,087
2014-12-31 (YTD Data)		Rank
Total interest income	$11,475,000	2,110
Total interest expense	$3,019,000	993
Net interest income	$8,456,000	2,501
Provision for loan and lease losses	$240,000	2,251
Total noninterest income	$1,094,000	2,976
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$533,000	2,179
Trading account gains and fees	$0	180
Additional Noninterest Income	$561,000	3,113
Total noninterest expense	$5,850,000	2,970
Salaries and employee benefits	$3,407,000	2,817
Premises and equipment expense	$414,000	4,019
Additional noninterest expense	$2,029,000	2,849
Pre-tax net operating income	$3,460,000	2,044
Securities gains (losses)	$16,000	2,441
Applicable income taxes	$394,000	2,427
Income before extraordinary items	$3,082,000	1,977
Extraordinary gains, net	$0	17
Net income	$3,082,000	1,976
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,082,000	1,975
Net charge-offs	$28,000	4,127
Cash dividends	$740,000	2,408
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,067,760	1,938
2014-09-30 (YTD Data)		Rank
Total interest income	$8,620,000	2,133
Total interest expense	$2,288,000	995
Net interest income	$6,332,000	2,520
Provision for loan and lease losses	$210,000	2,017
Total noninterest income	$817,000	3,004
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$399,000	2,199
Trading account gains and fees	$0	174
Additional Noninterest Income	$418,000	3,172
Total noninterest expense	$4,360,000	3,000
Salaries and employee benefits	$2,556,000	2,819
Premises and equipment expense	$302,000	4,122
Additional noninterest expense	$1,502,000	2,874
Pre-tax net operating income	$2,579,000	2,094
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$375,000	2,251
Income before extraordinary items	$2,220,000	2,046
Extraordinary gains, net	$0	15
Net income	$2,220,000	2,045
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,220,000	2,044
Net charge-offs	$-25,000	5,846
Cash dividends	$370,000	2,546
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,206,240	2,011
2014-06-30 (YTD Data)		Rank
Total interest income	$5,741,000	2,126
Total interest expense	$1,553,000	975
Net interest income	$4,188,000	2,529
Provision for loan and lease losses	$180,000	1,726
Total noninterest income	$542,000	2,975
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$264,000	2,172
Trading account gains and fees	$0	172
Additional Noninterest Income	$278,000	3,147
Total noninterest expense	$2,838,000	3,062
Salaries and employee benefits	$1,687,000	2,861
Premises and equipment expense	$205,000	4,125
Additional noninterest expense	$946,000	3,022
Pre-tax net operating income	$1,712,000	2,044
Securities gains (losses)	$0	2,580
Applicable income taxes	$239,000	2,245
Income before extraordinary items	$1,473,000	2,008
Extraordinary gains, net	$0	20
Net income	$1,473,000	2,011
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,473,000	2,010
Net charge-offs	$-18,000	5,841
Cash dividends	$370,000	2,119
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,473,000	1,956
2014-03-31 (YTD Data)		Rank
Total interest income	$2,880,000	2,121
Total interest expense	$788,000	970
Net interest income	$2,092,000	2,525
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$275,000	2,932
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$130,000	2,181
Trading account gains and fees	$0	147
Additional Noninterest Income	$145,000	3,020
Total noninterest expense	$1,431,000	3,067
Salaries and employee benefits	$857,000	2,841
Premises and equipment expense	$92,000	4,412
Additional noninterest expense	$482,000	2,976
Pre-tax net operating income	$846,000	2,009
Securities gains (losses)	$0	1,715
Applicable income taxes	$125,000	2,156
Income before extraordinary items	$721,000	1,960
Extraordinary gains, net	$0	16
Net income	$721,000	1,963
Minority interest net income	$0	66
Net income of bank and minority interests.	$721,000	1,963
Net charge-offs	$-14,000	5,900
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$721,000	1,918
2013-12-31 (YTD Data)		Rank
Total interest income	$11,714,000	2,099
Total interest expense	$3,414,000	988
Net interest income	$8,300,000	2,519
Provision for loan and lease losses	$500,000	1,831
Total noninterest income	$1,103,000	3,028
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$576,000	2,140
Trading account gains and fees	$0	184
Additional Noninterest Income	$527,000	3,285
Total noninterest expense	$5,537,000	3,160
Salaries and employee benefits	$3,281,000	2,926
Premises and equipment expense	$420,000	4,109
Additional noninterest expense	$1,836,000	3,175
Pre-tax net operating income	$3,366,000	1,973
Securities gains (losses)	$69,000	1,580
Applicable income taxes	$460,000	2,249
Income before extraordinary items	$2,975,000	1,913
Extraordinary gains, net	$0	29
Net income	$2,975,000	1,915
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,975,000	1,915
Net charge-offs	$308,000	2,550
Cash dividends	$901,000	2,060
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,914,970	1,904
2013-09-30 (YTD Data)		Rank
Total interest income	$8,811,000	2,108
Total interest expense	$2,598,000	1,009
Net interest income	$6,213,000	2,530
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$826,000	3,079
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$427,000	2,161
Trading account gains and fees	$0	180
Additional Noninterest Income	$399,000	3,343
Total noninterest expense	$4,129,000	3,185
Salaries and employee benefits	$2,464,000	2,944
Premises and equipment expense	$306,000	4,208
Additional noninterest expense	$1,359,000	3,197
Pre-tax net operating income	$2,460,000	2,085
Securities gains (losses)	$69,000	1,448
Applicable income taxes	$410,000	2,110
Income before extraordinary items	$2,119,000	2,032
Extraordinary gains, net	$0	25
Net income	$2,119,000	2,039
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,119,000	2,038
Net charge-offs	$77,000	3,508
Cash dividends	$531,000	2,039
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,061,040	2,011
2013-06-30 (YTD Data)		Rank
Total interest income	$5,890,000	2,093
Total interest expense	$1,770,000	1,019
Net interest income	$4,120,000	2,539
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$545,000	3,143
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$275,000	2,193
Trading account gains and fees	$0	157
Additional Noninterest Income	$270,000	3,357
Total noninterest expense	$2,625,000	3,309
Salaries and employee benefits	$1,636,000	2,967
Premises and equipment expense	$200,000	4,270
Additional noninterest expense	$789,000	3,534
Pre-tax net operating income	$1,740,000	1,942
Securities gains (losses)	$18,000	2,064
Applicable income taxes	$244,000	2,238
Income before extraordinary items	$1,514,000	1,911
Extraordinary gains, net	$0	22
Net income	$1,514,000	1,918
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,514,000	1,917
Net charge-offs	$52,000	3,324
Cash dividends	$372,000	2,001
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,498,520	1,857
2013-03-31 (YTD Data)		Rank
Total interest income	$2,938,000	2,118
Total interest expense	$896,000	1,033
Net interest income	$2,042,000	2,573
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$280,000	3,096
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$137,000	2,184
Trading account gains and fees	$0	148
Additional Noninterest Income	$143,000	3,246
Total noninterest expense	$1,372,000	3,215
Salaries and employee benefits	$838,000	2,933
Premises and equipment expense	$107,000	4,164
Additional noninterest expense	$427,000	3,350
Pre-tax net operating income	$800,000	2,046
Securities gains (losses)	$0	1,966
Applicable income taxes	$112,000	2,289
Income before extraordinary items	$688,000	2,020
Extraordinary gains, net	$0	10
Net income	$688,000	2,021
Minority interest net income	$0	76
Net income of bank and minority interests.	$688,000	2,022
Net charge-offs	$16,000	3,214
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$688,000	1,944
2012-12-31 (YTD Data)		Rank
Total interest income	$11,970,000	2,185
Total interest expense	$3,677,000	1,222
Net interest income	$8,293,000	2,591
Provision for loan and lease losses	$550,000	2,586
Total noninterest income	$1,088,000	3,114
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$606,000	2,137
Trading account gains and fees	$0	166
Additional Noninterest Income	$482,000	3,392
Total noninterest expense	$5,512,000	3,232
Salaries and employee benefits	$3,372,000	2,880
Premises and equipment expense	$375,000	4,449
Additional noninterest expense	$1,765,000	3,391
Pre-tax net operating income	$3,319,000	1,917
Securities gains (losses)	$0	3,810
Applicable income taxes	$436,000	2,315
Income before extraordinary items	$2,883,000	1,927
Extraordinary gains, net	$0	29
Net income	$2,883,000	1,926
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,883,000	1,928
Net charge-offs	$272,000	3,427
Cash dividends	$789,000	2,252
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,883,000	1,824
2012-09-30 (YTD Data)		Rank
Total interest income	$8,976,000	2,227
Total interest expense	$2,750,000	1,279
Net interest income	$6,226,000	2,632
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$821,000	3,115
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$457,000	2,150
Trading account gains and fees	$0	157
Additional Noninterest Income	$364,000	3,399
Total noninterest expense	$4,039,000	3,317
Salaries and employee benefits	$2,530,000	2,893
Premises and equipment expense	$262,000	4,684
Additional noninterest expense	$1,247,000	3,544
Pre-tax net operating income	$2,558,000	1,935
Securities gains (losses)	$0	3,575
Applicable income taxes	$413,000	2,129
Income before extraordinary items	$2,145,000	1,982
Extraordinary gains, net	$0	20
Net income	$2,145,000	1,981
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,145,000	1,983
Net charge-offs	$151,000	3,587
Cash dividends	$372,000	2,358
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,145,000	1,861
2012-06-30 (YTD Data)		Rank
Total interest income	$5,991,000	2,234
Total interest expense	$1,833,000	1,325
Net interest income	$4,158,000	2,616
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$548,000	3,075
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$303,000	2,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$245,000	3,373
Total noninterest expense	$2,602,000	3,411
Salaries and employee benefits	$1,662,000	2,934
Premises and equipment expense	$169,000	4,780
Additional noninterest expense	$771,000	3,761
Pre-tax net operating income	$1,804,000	1,825
Securities gains (losses)	$0	3,178
Applicable income taxes	$302,000	2,049
Income before extraordinary items	$1,502,000	1,883
Extraordinary gains, net	$0	19
Net income	$1,502,000	1,882
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,502,000	1,883
Net charge-offs	$72,000	3,720
Cash dividends	$372,000	1,929
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,502,000	1,792
2012-03-31 (YTD Data)		Rank
Total interest income	$2,996,000	2,255
Total interest expense	$922,000	1,366
Net interest income	$2,074,000	2,633
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$272,000	3,104
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$153,000	2,103
Trading account gains and fees	$0	148
Additional Noninterest Income	$119,000	3,430
Total noninterest expense	$1,302,000	3,426
Salaries and employee benefits	$842,000	2,906
Premises and equipment expense	$81,000	4,903
Additional noninterest expense	$379,000	3,772
Pre-tax net operating income	$894,000	1,847
Securities gains (losses)	$0	2,210
Applicable income taxes	$159,000	1,962
Income before extraordinary items	$735,000	1,935
Extraordinary gains, net	$0	19
Net income	$735,000	1,936
Minority interest net income	$0	78
Net income of bank and minority interests.	$735,000	1,937
Net charge-offs	$74,000	2,709
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$735,000	1,831
2011-12-31 (YTD Data)		Rank
Total interest income	$12,056,000	2,310
Total interest expense	$3,739,000	1,620
Net interest income	$8,317,000	2,633
Provision for loan and lease losses	$620,000	3,109
Total noninterest income	$932,000	3,235
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$673,000	2,051
Trading account gains and fees	$0	146
Additional Noninterest Income	$259,000	4,084
Total noninterest expense	$5,127,000	3,464
Salaries and employee benefits	$3,246,000	2,929
Premises and equipment expense	$370,000	4,741
Additional noninterest expense	$1,511,000	3,844
Pre-tax net operating income	$3,502,000	1,599
Securities gains (losses)	$0	3,838
Applicable income taxes	$572,000	1,904
Income before extraordinary items	$2,930,000	1,641
Extraordinary gains, net	$0	29
Net income	$2,930,000	1,641
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,930,000	1,641
Net charge-offs	$482,000	3,223
Cash dividends	$713,000	2,015
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,930,000	1,568
2011-09-30 (YTD Data)		Rank
Total interest income	$9,026,000	2,336
Total interest expense	$2,798,000	1,676
Net interest income	$6,228,000	2,638
Provision for loan and lease losses	$370,000	3,333
Total noninterest income	$622,000	3,449
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$507,000	2,053
Trading account gains and fees	$0	145
Additional Noninterest Income	$115,000	4,924
Total noninterest expense	$3,644,000	3,623
Salaries and employee benefits	$2,412,000	2,945
Premises and equipment expense	$259,000	4,962
Additional noninterest expense	$973,000	4,245
Pre-tax net operating income	$2,836,000	1,556
Securities gains (losses)	$0	3,555
Applicable income taxes	$534,000	1,680
Income before extraordinary items	$2,302,000	1,640
Extraordinary gains, net	$0	21
Net income	$2,302,000	1,641
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,302,000	1,641
Net charge-offs	$153,000	3,992
Cash dividends	$357,000	2,165
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,302,000	1,563
2011-06-30 (YTD Data)		Rank
Total interest income	$5,997,000	2,371
Total interest expense	$1,866,000	1,729
Net interest income	$4,131,000	2,660
Provision for loan and lease losses	$220,000	3,411
Total noninterest income	$421,000	3,450
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$336,000	2,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$85,000	4,794
Total noninterest expense	$2,402,000	3,688
Salaries and employee benefits	$1,582,000	3,004
Premises and equipment expense	$166,000	5,102
Additional noninterest expense	$654,000	4,287
Pre-tax net operating income	$1,930,000	1,500
Securities gains (losses)	$0	2,914
Applicable income taxes	$387,000	1,555
Income before extraordinary items	$1,543,000	1,581
Extraordinary gains, net	$0	15
Net income	$1,543,000	1,581
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,543,000	1,581
Net charge-offs	$90,000	3,947
Cash dividends	$357,000	1,748
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,543,000	1,516
2011-03-31 (YTD Data)		Rank
Total interest income	$2,971,000	2,400
Total interest expense	$929,000	1,779
Net interest income	$2,042,000	2,679
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$225,000	3,353
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$160,000	2,103
Trading account gains and fees	$0	158
Additional Noninterest Income	$65,000	4,260
Total noninterest expense	$1,231,000	3,625
Salaries and employee benefits	$795,000	3,022
Premises and equipment expense	$87,000	5,036
Additional noninterest expense	$349,000	4,103
Pre-tax net operating income	$946,000	1,528
Securities gains (losses)	$0	1,772
Applicable income taxes	$191,000	1,563
Income before extraordinary items	$755,000	1,564
Extraordinary gains, net	$0	9
Net income	$755,000	1,564
Minority interest net income	$0	86
Net income of bank and minority interests.	$755,000	1,564
Net charge-offs	$-26,000	7,242
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$755,000	1,515
2010-12-31 (YTD Data)		Rank
Total interest income	$11,559,000	2,589
Total interest expense	$3,860,000	2,059
Net interest income	$7,699,000	2,824
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$898,000	3,420
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$699,000	2,043
Trading account gains and fees	$0	175
Additional Noninterest Income	$199,000	4,597
Total noninterest expense	$4,721,000	3,777
Salaries and employee benefits	$2,954,000	3,159
Premises and equipment expense	$352,000	5,048
Additional noninterest expense	$1,415,000	4,160
Pre-tax net operating income	$3,276,000	1,499
Securities gains (losses)	$0	3,793
Applicable income taxes	$610,000	1,710
Income before extraordinary items	$2,666,000	1,542
Extraordinary gains, net	$0	29
Net income	$2,666,000	1,543
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,666,000	1,544
Net charge-offs	$519,000	3,603
Cash dividends	$821,000	1,720
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,666,000	1,495
2010-09-30 (YTD Data)		Rank
Total interest income	$8,633,000	2,667
Total interest expense	$2,907,000	2,138
Net interest income	$5,726,000	2,882
Provision for loan and lease losses	$360,000	4,061
Total noninterest income	$669,000	3,478
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$517,000	2,120
Trading account gains and fees	$0	165
Additional Noninterest Income	$152,000	4,637
Total noninterest expense	$3,443,000	3,849
Salaries and employee benefits	$2,246,000	3,139
Premises and equipment expense	$247,000	5,262
Additional noninterest expense	$950,000	4,454
Pre-tax net operating income	$2,592,000	1,528
Securities gains (losses)	$0	3,651
Applicable income taxes	$562,000	1,548
Income before extraordinary items	$2,030,000	1,630
Extraordinary gains, net	$0	23
Net income	$2,030,000	1,633
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,030,000	1,633
Net charge-offs	$306,000	3,708
Cash dividends	$452,000	1,878
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,030,000	1,557
2010-06-30 (YTD Data)		Rank
Total interest income	$5,727,000	2,700
Total interest expense	$1,952,000	2,211
Net interest income	$3,775,000	2,912
Provision for loan and lease losses	$170,000	4,460
Total noninterest income	$437,000	3,472
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$330,000	2,186
Trading account gains and fees	$0	152
Additional Noninterest Income	$107,000	4,534
Total noninterest expense	$2,194,000	3,978
Salaries and employee benefits	$1,460,000	3,214
Premises and equipment expense	$159,000	5,389
Additional noninterest expense	$575,000	4,702
Pre-tax net operating income	$1,848,000	1,409
Securities gains (losses)	$0	3,184
Applicable income taxes	$376,000	1,500
Income before extraordinary items	$1,472,000	1,496
Extraordinary gains, net	$0	19
Net income	$1,472,000	1,497
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,472,000	1,497
Net charge-offs	$253,000	3,267
Cash dividends	$365,000	1,693
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,472,000	1,426
2010-03-31 (YTD Data)		Rank
Total interest income	$2,828,000	2,786
Total interest expense	$990,000	2,278
Net interest income	$1,838,000	3,009
Provision for loan and lease losses	$80,000	4,236
Total noninterest income	$224,000	3,424
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$161,000	2,222
Trading account gains and fees	$0	175
Additional Noninterest Income	$63,000	4,306
Total noninterest expense	$1,110,000	3,981
Salaries and employee benefits	$745,000	3,206
Premises and equipment expense	$80,000	5,439
Additional noninterest expense	$285,000	4,738
Pre-tax net operating income	$872,000	1,499
Securities gains (losses)	$0	2,284
Applicable income taxes	$168,000	1,611
Income before extraordinary items	$704,000	1,550
Extraordinary gains, net	$0	16
Net income	$704,000	1,552
Minority interest net income	$0	91
Net income of bank and minority interests.	$704,000	1,552
Net charge-offs	$13,000	4,704
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$704,000	1,492
2009-12-31 (YTD Data)		Rank
Total interest income	$11,367,000	2,891
Total interest expense	$4,370,000	2,539
Net interest income	$6,997,000	3,067
Provision for loan and lease losses	$270,000	5,431
Total noninterest income	$986,000	3,363
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$804,000	2,039
Trading account gains and fees	$0	211
Additional Noninterest Income	$182,000	4,794
Total noninterest expense	$4,985,000	3,698
Salaries and employee benefits	$2,923,000	3,259
Premises and equipment expense	$344,000	5,352
Additional noninterest expense	$1,718,000	3,721
Pre-tax net operating income	$2,728,000	1,467
Securities gains (losses)	$4,000	3,487
Applicable income taxes	$493,000	1,575
Income before extraordinary items	$2,239,000	1,494
Extraordinary gains, net	$0	34
Net income	$2,239,000	1,491
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,239,000	1,493
Net charge-offs	$407,000	4,063
Cash dividends	$931,000	1,722
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,235,720	1,462
2009-09-30 (YTD Data)		Rank
Total interest income	$8,493,000	2,943
Total interest expense	$3,318,000	2,627
Net interest income	$5,175,000	3,101
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$746,000	3,414
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$607,000	2,036
Trading account gains and fees	$0	212
Additional Noninterest Income	$139,000	4,900
Total noninterest expense	$3,544,000	3,863
Salaries and employee benefits	$2,171,000	3,320
Premises and equipment expense	$254,000	5,425
Additional noninterest expense	$1,119,000	4,069
Pre-tax net operating income	$2,287,000	1,404
Securities gains (losses)	$4,000	3,208
Applicable income taxes	$503,000	1,399
Income before extraordinary items	$1,788,000	1,504
Extraordinary gains, net	$0	27
Net income	$1,788,000	1,502
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,788,000	1,504
Net charge-offs	$221,000	4,137
Cash dividends	$576,000	1,848
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,784,880	1,467
2009-06-30 (YTD Data)		Rank
Total interest income	$5,599,000	2,999
Total interest expense	$2,249,000	2,689
Net interest income	$3,350,000	3,167
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$494,000	3,445
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$400,000	2,024
Trading account gains and fees	$0	193
Additional Noninterest Income	$94,000	4,909
Total noninterest expense	$2,242,000	4,038
Salaries and employee benefits	$1,424,000	3,385
Premises and equipment expense	$162,000	5,581
Additional noninterest expense	$656,000	4,448
Pre-tax net operating income	$1,542,000	1,485
Securities gains (losses)	$0	3,136
Applicable income taxes	$336,000	1,421
Income before extraordinary items	$1,206,000	1,541
Extraordinary gains, net	$0	21
Net income	$1,206,000	1,538
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,206,000	1,540
Net charge-offs	$11,000	5,942
Cash dividends	$543,000	1,543
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,206,000	1,517
2009-03-31 (YTD Data)		Rank
Total interest income	$2,783,000	3,053
Total interest expense	$1,150,000	2,727
Net interest income	$1,633,000	3,209
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$251,000	3,369
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$196,000	2,006
Trading account gains and fees	$0	171
Additional Noninterest Income	$55,000	4,661
Total noninterest expense	$1,114,000	3,990
Salaries and employee benefits	$699,000	3,466
Premises and equipment expense	$88,000	5,427
Additional noninterest expense	$327,000	4,143
Pre-tax net operating income	$740,000	1,720
Securities gains (losses)	$0	2,434
Applicable income taxes	$166,000	1,640
Income before extraordinary items	$574,000	1,877
Extraordinary gains, net	$0	15
Net income	$574,000	1,879
Minority interest net income	$0	102
Net income of bank and minority interests.	$574,000	1,879
Net charge-offs	$-22,000	8,016
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$574,000	1,769
2008-12-31 (YTD Data)		Rank
Total interest income	$11,977,000	3,046
Total interest expense	$5,410,000	2,772
Net interest income	$6,567,000	3,234
Provision for loan and lease losses	$120,000	5,805
Total noninterest income	$981,000	3,455
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$789,000	2,153
Trading account gains and fees	$0	154
Additional Noninterest Income	$192,000	4,907
Total noninterest expense	$4,562,000	3,843
Salaries and employee benefits	$2,946,000	3,310
Premises and equipment expense	$330,000	5,566
Additional noninterest expense	$1,286,000	4,054
Pre-tax net operating income	$2,866,000	1,878
Securities gains (losses)	$3,000	2,883
Applicable income taxes	$619,000	1,634
Income before extraordinary items	$2,250,000	1,776
Extraordinary gains, net	$0	39
Net income	$2,250,000	1,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	3,934
Cash dividends	$973,000	2,368
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,247,660	1,895
2008-09-30 (YTD Data)		Rank
Total interest income	$9,020,000	3,102
Total interest expense	$4,149,000	2,818
Net interest income	$4,871,000	3,285
Provision for loan and lease losses	$90,000	5,263
Total noninterest income	$739,000	3,522
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$595,000	2,157
Trading account gains and fees	$0	148
Additional Noninterest Income	$144,000	5,012
Total noninterest expense	$3,209,000	4,014
Salaries and employee benefits	$2,086,000	3,485
Premises and equipment expense	$240,000	5,660
Additional noninterest expense	$883,000	4,270
Pre-tax net operating income	$2,311,000	2,063
Securities gains (losses)	$3,000	2,756
Applicable income taxes	$522,000	1,846
Income before extraordinary items	$1,792,000	1,962
Extraordinary gains, net	$0	31
Net income	$1,792,000	1,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,413
Cash dividends	$370,000	3,137
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,789,690	2,066
2008-06-30 (YTD Data)		Rank
Total interest income	$6,039,000	3,132
Total interest expense	$2,819,000	2,870
Net interest income	$3,220,000	3,305
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$484,000	3,578
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$381,000	2,210
Trading account gains and fees	$0	149
Additional Noninterest Income	$103,000	5,002
Total noninterest expense	$2,096,000	4,104
Salaries and employee benefits	$1,390,000	3,535
Premises and equipment expense	$160,000	5,703
Additional noninterest expense	$546,000	4,465
Pre-tax net operating income	$1,548,000	2,133
Securities gains (losses)	$0	3,233
Applicable income taxes	$361,000	1,984
Income before extraordinary items	$1,187,000	2,222
Extraordinary gains, net	$0	21
Net income	$1,187,000	2,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,693
Cash dividends	$370,000	2,687
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,187,000	2,176
2008-03-31 (YTD Data)		Rank
Total interest income	$3,030,000	3,206
Total interest expense	$1,440,000	2,998
Net interest income	$1,590,000	3,350
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$246,000	3,549
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$186,000	2,212
Trading account gains and fees	$0	158
Additional Noninterest Income	$60,000	4,693
Total noninterest expense	$1,042,000	4,119
Salaries and employee benefits	$694,000	3,566
Premises and equipment expense	$78,000	5,785
Additional noninterest expense	$270,000	4,446
Pre-tax net operating income	$764,000	2,252
Securities gains (losses)	$0	2,688
Applicable income taxes	$180,000	2,101
Income before extraordinary items	$584,000	2,361
Extraordinary gains, net	$0	15
Net income	$584,000	2,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,607
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$584,000	2,295
2007-12-31 (YTD Data)		Rank
Total interest income	$12,205,000	3,239
Total interest expense	$5,638,000	3,162
Net interest income	$6,567,000	3,267
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$980,000	3,575
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$817,000	2,099
Trading account gains and fees	$0	178
Additional Noninterest Income	$163,000	5,436
Total noninterest expense	$4,341,000	3,874
Salaries and employee benefits	$2,803,000	3,409
Premises and equipment expense	$319,000	5,643
Additional noninterest expense	$1,219,000	4,033
Pre-tax net operating income	$3,086,000	2,409
Securities gains (losses)	$0	2,146
Applicable income taxes	$729,000	2,248
Income before extraordinary items	$2,357,000	2,495
Extraordinary gains, net	$0	39
Net income	$2,357,000	2,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	3,316
Cash dividends	$712,000	3,159
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,357,000	2,489
2007-09-30 (YTD Data)		Rank
Total interest income	$9,088,000	3,259
Total interest expense	$4,173,000	3,196
Net interest income	$4,915,000	3,280
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$722,000	3,622
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$601,000	2,105
Trading account gains and fees	$0	184
Additional Noninterest Income	$121,000	5,463
Total noninterest expense	$3,051,000	4,049
Salaries and employee benefits	$2,023,000	3,496
Premises and equipment expense	$214,000	5,910
Additional noninterest expense	$814,000	4,318
Pre-tax net operating income	$2,496,000	2,436
Securities gains (losses)	$0	1,655
Applicable income taxes	$613,000	2,254
Income before extraordinary items	$1,883,000	2,500
Extraordinary gains, net	$0	33
Net income	$1,883,000	2,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	2,478
Cash dividends	$350,000	3,430
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,883,000	2,475
2007-06-30 (YTD Data)		Rank
Total interest income	$6,032,000	3,277
Total interest expense	$2,751,000	3,204
Net interest income	$3,281,000	3,303
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$478,000	3,647
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$391,000	2,159
Trading account gains and fees	$0	168
Additional Noninterest Income	$87,000	5,361
Total noninterest expense	$1,963,000	4,179
Salaries and employee benefits	$1,345,000	3,536
Premises and equipment expense	$137,000	6,041
Additional noninterest expense	$481,000	4,694
Pre-tax net operating income	$1,736,000	2,410
Securities gains (losses)	$0	1,444
Applicable income taxes	$408,000	2,353
Income before extraordinary items	$1,328,000	2,437
Extraordinary gains, net	$0	29
Net income	$1,328,000	2,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	1,861
Cash dividends	$350,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,328,000	2,420
2007-03-31 (YTD Data)		Rank
Total interest income	$2,969,000	3,311
Total interest expense	$1,353,000	3,234
Net interest income	$1,616,000	3,336
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$239,000	3,630
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$188,000	2,159
Trading account gains and fees	$0	195
Additional Noninterest Income	$51,000	5,068
Total noninterest expense	$971,000	4,228
Salaries and employee benefits	$674,000	3,562
Premises and equipment expense	$39,000	7,229
Additional noninterest expense	$258,000	4,436
Pre-tax net operating income	$854,000	2,451
Securities gains (losses)	$0	1,187
Applicable income taxes	$192,000	2,453
Income before extraordinary items	$662,000	2,440
Extraordinary gains, net	$0	22
Net income	$662,000	2,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,992
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$662,000	2,420
2006-12-31 (YTD Data)		Rank
Total interest income	$11,709,000	3,168
Total interest expense	$4,907,000	3,080
Net interest income	$6,802,000	3,190
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$968,000	3,626
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$830,000	2,057
Trading account gains and fees	$0	130
Additional Noninterest Income	$138,000	5,778
Total noninterest expense	$4,292,000	3,773
Salaries and employee benefits	$2,652,000	3,460
Premises and equipment expense	$325,000	5,530
Additional noninterest expense	$1,315,000	3,672
Pre-tax net operating income	$3,358,000	2,570
Securities gains (losses)	$0	1,687
Applicable income taxes	$799,000	2,477
Income before extraordinary items	$2,559,000	2,568
Extraordinary gains, net	$0	51
Net income	$2,559,000	2,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	8,442
Cash dividends	$2,875,000	1,169
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,559,000	2,548
2006-09-30 (YTD Data)		Rank
Total interest income	$8,693,000	3,164
Total interest expense	$3,586,000	3,054
Net interest income	$5,107,000	3,208
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$732,000	3,610
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$622,000	2,051
Trading account gains and fees	$0	126
Additional Noninterest Income	$110,000	5,662
Total noninterest expense	$3,098,000	3,888
Salaries and employee benefits	$1,934,000	3,539
Premises and equipment expense	$207,000	5,977
Additional noninterest expense	$957,000	3,742
Pre-tax net operating income	$2,651,000	2,544
Securities gains (losses)	$0	1,388
Applicable income taxes	$638,000	2,499
Income before extraordinary items	$2,013,000	2,547
Extraordinary gains, net	$0	45
Net income	$2,013,000	2,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-97,000	8,521
Cash dividends	$2,525,000	949
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,013,000	2,537
2006-06-30 (YTD Data)		Rank
Total interest income	$5,750,000	3,137
Total interest expense	$2,328,000	3,009
Net interest income	$3,422,000	3,190
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$477,000	3,636
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$396,000	2,124
Trading account gains and fees	$0	126
Additional Noninterest Income	$81,000	5,545
Total noninterest expense	$2,077,000	3,898
Salaries and employee benefits	$1,291,000	3,547
Premises and equipment expense	$183,000	5,213
Additional noninterest expense	$603,000	3,906
Pre-tax net operating income	$1,762,000	2,554
Securities gains (losses)	$0	1,185
Applicable income taxes	$414,000	2,569
Income before extraordinary items	$1,348,000	2,543
Extraordinary gains, net	$0	39
Net income	$1,348,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,722
Cash dividends	$1,280,000	1,188
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,348,000	2,521
2006-03-31 (YTD Data)		Rank
Total interest income	$2,853,000	3,097
Total interest expense	$1,135,000	2,935
Net interest income	$1,718,000	3,174
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$238,000	3,590
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$187,000	2,162
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,080
Total noninterest expense	$1,109,000	3,699
Salaries and employee benefits	$646,000	3,560
Premises and equipment expense	$127,000	4,250
Additional noninterest expense	$336,000	3,555
Pre-tax net operating income	$817,000	2,663
Securities gains (losses)	$0	955
Applicable income taxes	$195,000	2,644
Income before extraordinary items	$622,000	2,670
Extraordinary gains, net	$0	21
Net income	$622,000	2,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$622,000	2,651
2005-12-31 (YTD Data)		Rank
Total interest income	$10,881,000	2,929
Total interest expense	$4,059,000	2,629
Net interest income	$6,822,000	3,104
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$992,000	3,587
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$833,000	2,040
Trading account gains and fees	$0	138
Additional Noninterest Income	$159,000	5,623
Total noninterest expense	$4,289,000	3,664
Salaries and employee benefits	$2,610,000	3,358
Premises and equipment expense	$256,000	6,148
Additional noninterest expense	$1,423,000	3,360
Pre-tax net operating income	$3,405,000	2,496
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$806,000	2,595
Income before extraordinary items	$2,598,000	2,522
Extraordinary gains, net	$0	46
Net income	$2,598,000	2,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	2,057
Cash dividends	$650,000	3,208
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,598,760	2,493
2005-09-30 (YTD Data)		Rank
Total interest income	$8,044,000	2,919
Total interest expense	$2,967,000	2,559
Net interest income	$5,077,000	3,107
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$753,000	3,561
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$625,000	2,040
Trading account gains and fees	$0	126
Additional Noninterest Income	$128,000	5,489
Total noninterest expense	$3,115,000	3,727
Salaries and employee benefits	$1,865,000	3,467
Premises and equipment expense	$181,000	6,273
Additional noninterest expense	$1,069,000	3,331
Pre-tax net operating income	$2,625,000	2,475
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$622,000	2,579
Income before extraordinary items	$2,002,000	2,487
Extraordinary gains, net	$0	35
Net income	$2,002,000	2,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	1,846
Cash dividends	$320,000	3,424
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,002,760	2,457
2005-06-30 (YTD Data)		Rank
Total interest income	$5,316,000	2,876
Total interest expense	$1,923,000	2,493
Net interest income	$3,393,000	3,069
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$504,000	3,496
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$407,000	2,044
Trading account gains and fees	$0	116
Additional Noninterest Income	$97,000	5,252
Total noninterest expense	$2,067,000	3,714
Salaries and employee benefits	$1,250,000	3,442
Premises and equipment expense	$130,000	6,100
Additional noninterest expense	$687,000	3,411
Pre-tax net operating income	$1,770,000	2,400
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$416,000	2,548
Income before extraordinary items	$1,353,000	2,400
Extraordinary gains, net	$0	30
Net income	$1,353,000	2,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,562
Cash dividends	$320,000	2,836
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,353,760	2,374
2005-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	2,857
Total interest expense	$944,000	2,448
Net interest income	$1,697,000	3,068
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$266,000	3,332
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$188,000	2,124
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,243
Total noninterest expense	$1,088,000	3,601
Salaries and employee benefits	$629,000	3,432
Premises and equipment expense	$77,000	5,676
Additional noninterest expense	$382,000	3,143
Pre-tax net operating income	$845,000	2,464
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$199,000	2,605
Income before extraordinary items	$645,000	2,465
Extraordinary gains, net	$0	24
Net income	$645,000	2,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,643
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$645,760	2,424
2004-12-31 (YTD Data)		Rank
Total interest income	$10,666,000	2,655
Total interest expense	$3,868,000	2,097
Net interest income	$6,798,000	2,970
Provision for loan and lease losses	$320,000	2,785
Total noninterest income	$964,000	3,644
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$862,000	1,993
Trading account gains and fees	$0	138
Additional Noninterest Income	$102,000	6,384
Total noninterest expense	$4,085,000	3,675
Salaries and employee benefits	$2,544,000	3,302
Premises and equipment expense	$268,000	6,007
Additional noninterest expense	$1,273,000	3,582
Pre-tax net operating income	$3,357,000	2,349
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$806,000	2,522
Income before extraordinary items	$2,556,000	2,386
Extraordinary gains, net	$0	34
Net income	$2,556,000	2,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	1,995
Cash dividends	$620,000	3,160
Sale, conversion, retirement of capital stock, net	$-460,000	8,926
Net operating income	$2,552,200	2,330
2004-09-30 (YTD Data)		Rank
Total interest income	$7,991,000	2,638
Total interest expense	$2,916,000	2,047
Net interest income	$5,075,000	2,960
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$748,000	3,574
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$670,000	1,959
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	6,347
Total noninterest expense	$3,029,000	3,690
Salaries and employee benefits	$1,877,000	3,325
Premises and equipment expense	$194,000	6,091
Additional noninterest expense	$958,000	3,544
Pre-tax net operating income	$2,704,000	2,244
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$704,000	2,300
Income before extraordinary items	$2,005,000	2,316
Extraordinary gains, net	$0	26
Net income	$2,005,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,796
Cash dividends	$340,000	3,281
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,001,300	2,265
2004-06-30 (YTD Data)		Rank
Total interest income	$5,328,000	2,621
Total interest expense	$1,962,000	2,010
Net interest income	$3,366,000	2,966
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$504,000	3,558
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$449,000	1,926
Trading account gains and fees	$0	130
Additional Noninterest Income	$55,000	6,266
Total noninterest expense	$1,982,000	3,760
Salaries and employee benefits	$1,255,000	3,320
Premises and equipment expense	$132,000	6,048
Additional noninterest expense	$595,000	3,769
Pre-tax net operating income	$1,828,000	2,206
Securities gains (losses)	$5,000	2,738
Applicable income taxes	$470,000	2,297
Income before extraordinary items	$1,363,000	2,249
Extraordinary gains, net	$0	21
Net income	$1,363,000	2,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,335
Cash dividends	$340,000	2,706
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,359,300	2,193
2004-03-31 (YTD Data)		Rank
Total interest income	$2,681,000	2,605
Total interest expense	$994,000	1,991
Net interest income	$1,687,000	2,946
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$263,000	3,400
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$225,000	1,875
Trading account gains and fees	$0	121
Additional Noninterest Income	$38,000	5,668
Total noninterest expense	$1,027,000	3,673
Salaries and employee benefits	$630,000	3,328
Premises and equipment expense	$72,000	5,806
Additional noninterest expense	$325,000	3,511
Pre-tax net operating income	$893,000	2,214
Securities gains (losses)	$0	2,934
Applicable income taxes	$232,000	2,306
Income before extraordinary items	$661,000	2,294
Extraordinary gains, net	$0	16
Net income	$661,000	2,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,331
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$661,000	2,212
2003-12-31 (YTD Data)		Rank
Total interest income	$10,691,000	2,648
Total interest expense	$4,149,000	2,144
Net interest income	$6,542,000	2,937
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$697,000	4,561
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$603,000	2,678
Trading account gains and fees	$0	160
Additional Noninterest Income	$94,000	6,634
Total noninterest expense	$3,877,000	3,799
Salaries and employee benefits	$2,420,000	3,350
Premises and equipment expense	$326,000	5,408
Additional noninterest expense	$1,131,000	3,905
Pre-tax net operating income	$3,242,000	2,348
Securities gains (losses)	$16,000	3,357
Applicable income taxes	$838,000	2,456
Income before extraordinary items	$2,420,000	2,438
Extraordinary gains, net	$0	54
Net income	$2,420,000	2,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,516
Cash dividends	$570,000	3,307
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,408,160	2,339
2003-09-30 (YTD Data)		Rank
Total interest income	$7,997,000	2,694
Total interest expense	$3,138,000	2,203
Net interest income	$4,859,000	2,980
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$455,000	4,984
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$374,000	3,107
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	6,450
Total noninterest expense	$2,754,000	3,936
Salaries and employee benefits	$1,708,000	3,510
Premises and equipment expense	$257,000	5,238
Additional noninterest expense	$789,000	4,098
Pre-tax net operating income	$2,470,000	2,407
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$659,000	2,488
Income before extraordinary items	$1,812,000	2,550
Extraordinary gains, net	$0	40
Net income	$1,812,000	2,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,467
Cash dividends	$275,000	3,613
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,811,270	2,422
2003-06-30 (YTD Data)		Rank
Total interest income	$5,308,000	2,731
Total interest expense	$2,117,000	2,241
Net interest income	$3,191,000	3,004
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$279,000	5,179
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$220,000	3,392
Trading account gains and fees	$0	150
Additional Noninterest Income	$59,000	6,287
Total noninterest expense	$1,806,000	3,991
Salaries and employee benefits	$1,129,000	3,531
Premises and equipment expense	$172,000	5,198
Additional noninterest expense	$505,000	4,214
Pre-tax net operating income	$1,604,000	2,460
Securities gains (losses)	$0	3,782
Applicable income taxes	$431,000	2,547
Income before extraordinary items	$1,173,000	2,628
Extraordinary gains, net	$0	30
Net income	$1,173,000	2,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,910
Cash dividends	$275,000	3,005
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,173,000	2,481
2003-03-31 (YTD Data)		Rank
Total interest income	$2,680,000	2,723
Total interest expense	$1,074,000	2,261
Net interest income	$1,606,000	2,981
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$138,000	5,100
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$96,000	3,642
Trading account gains and fees	$0	134
Additional Noninterest Income	$42,000	5,598
Total noninterest expense	$912,000	3,954
Salaries and employee benefits	$563,000	3,543
Premises and equipment expense	$86,000	5,190
Additional noninterest expense	$263,000	4,055
Pre-tax net operating income	$802,000	2,464
Securities gains (losses)	$0	2,891
Applicable income taxes	$206,000	2,643
Income before extraordinary items	$596,000	2,561
Extraordinary gains, net	$0	21
Net income	$596,000	2,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$596,000	2,422
2002-12-31 (YTD Data)		Rank
Total interest income	$10,841,000	2,808
Total interest expense	$4,641,000	2,392
Net interest income	$6,200,000	3,058
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$537,000	5,019
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$419,000	3,418
Trading account gains and fees	$0	153
Additional Noninterest Income	$118,000	6,097
Total noninterest expense	$3,624,000	3,844
Salaries and employee benefits	$2,268,000	3,377
Premises and equipment expense	$324,000	5,323
Additional noninterest expense	$1,032,000	4,071
Pre-tax net operating income	$2,993,000	2,513
Securities gains (losses)	$14,000	3,404
Applicable income taxes	$806,000	2,583
Income before extraordinary items	$2,201,000	2,604
Extraordinary gains, net	$0	70
Net income	$2,201,000	2,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,491
Cash dividends	$525,000	3,362
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,190,780	2,529
2001-12-31 (YTD Data)		Rank
Total interest income	$10,880,000	3,079
Total interest expense	$5,380,000	2,955
Net interest income	$5,500,000	3,178
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$505,000	5,047
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$386,000	3,497
Trading account gains and fees	$0	177
Additional Noninterest Income	$119,000	6,018
Total noninterest expense	$3,294,000	4,025
Salaries and employee benefits	$1,964,000	3,647
Premises and equipment expense	$296,000	5,556
Additional noninterest expense	$1,034,000	3,951
Pre-tax net operating income	$2,591,000	2,599
Securities gains (losses)	$7,000	3,779
Applicable income taxes	$712,000	2,633
Income before extraordinary items	$1,886,000	2,675
Extraordinary gains, net	$0	105
Net income	$1,886,000	2,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,871
Cash dividends	$471,000	3,584
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,880,890	2,596
2000-12-31 (YTD Data)		Rank
Total interest income	$10,253,000	3,331
Total interest expense	$4,996,000	3,318
Net interest income	$5,257,000	3,324
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$432,000	5,323
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$374,000	3,412
Trading account gains and fees	$0	180
Additional Noninterest Income	$58,000	7,528
Total noninterest expense	$2,899,000	4,346
Salaries and employee benefits	$1,741,000	3,875
Premises and equipment expense	$240,000	6,194
Additional noninterest expense	$918,000	4,274
Pre-tax net operating income	$2,670,000	2,623
Securities gains (losses)	$-17,000	8,651
Applicable income taxes	$736,000	2,676
Income before extraordinary items	$1,917,000	2,663
Extraordinary gains, net	$0	38
Net income	$1,917,000	2,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,566
Cash dividends	$471,000	3,663
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,929,240	2,645
1999-12-31 (YTD Data)		Rank
Total interest income	$9,411,000	3,409
Total interest expense	$4,717,000	3,090
Net interest income	$4,694,000	3,653
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$422,000	5,453
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$378,000	3,361
Trading account gains and fees	$0	173
Additional Noninterest Income	$44,000	8,263
Total noninterest expense	$2,787,000	4,487
Salaries and employee benefits	$1,674,000	3,979
Premises and equipment expense	$246,000	6,090
Additional noninterest expense	$867,000	4,501
Pre-tax net operating income	$2,209,000	3,085
Securities gains (losses)	$-77,000	9,903
Applicable income taxes	$570,000	3,330
Income before extraordinary items	$1,562,000	3,143
Extraordinary gains, net	$0	35
Net income	$1,562,000	3,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,212
Cash dividends	$428,000	3,795
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,618,210	3,023
1998-12-31 (YTD Data)		Rank
Total interest income	$9,134,000	3,493
Total interest expense	$4,750,000	3,146
Net interest income	$4,384,000	3,823
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$331,000	6,195
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$290,000	4,023
Trading account gains and fees	$0	224
Additional Noninterest Income	$41,000	8,487
Total noninterest expense	$2,661,000	4,558
Salaries and employee benefits	$1,487,000	4,277
Premises and equipment expense	$197,000	6,767
Additional noninterest expense	$977,000	4,033
Pre-tax net operating income	$1,934,000	3,425
Securities gains (losses)	$0	4,449
Applicable income taxes	$475,000	3,972
Income before extraordinary items	$1,459,000	3,330
Extraordinary gains, net	$0	32
Net income	$1,459,000	3,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,219
Cash dividends	$368,000	4,170
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,459,000	3,244
1997-12-31 (YTD Data)		Rank
Total interest income	$8,555,000	3,737
Total interest expense	$4,231,000	3,474
Net interest income	$4,324,000	3,951
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$323,000	6,418
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$275,000	4,345
Trading account gains and fees	$0	239
Additional Noninterest Income	$48,000	8,525
Total noninterest expense	$2,296,000	5,107
Salaries and employee benefits	$1,338,000	4,671
Premises and equipment expense	$148,000	7,841
Additional noninterest expense	$810,000	4,678
Pre-tax net operating income	$2,231,000	3,214
Securities gains (losses)	$-5,000	9,661
Applicable income taxes	$583,000	3,774
Income before extraordinary items	$1,643,000	3,090
Extraordinary gains, net	$0	44
Net income	$1,643,000	3,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,126
Cash dividends	$825,000	2,503
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,646,700	3,022
1996-12-31 (YTD Data)		Rank
Total interest income	$8,248,000	3,916
Total interest expense	$4,050,000	3,665
Net interest income	$4,198,000	4,149
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$313,000	6,797
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,577
Total noninterest expense	$2,201,000	5,542
Salaries and employee benefits	$1,377,000	4,645
Premises and equipment expense	$132,000	8,482
Additional noninterest expense	$692,000	5,790
Pre-tax net operating income	$2,160,000	3,211
Securities gains (losses)	$-30,000	10,843
Applicable income taxes	$563,000	3,772
Income before extraordinary items	$1,567,000	3,055
Extraordinary gains, net	$0	53
Net income	$1,567,000	3,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,098
Cash dividends	$298,000	4,618
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,589,200	2,990
1995-12-31 (YTD Data)		Rank
Total interest income	$7,749,000	4,131
Total interest expense	$3,695,000	3,958
Net interest income	$4,054,000	4,262
Provision for loan and lease losses	$150,000	3,621
Total noninterest income	$272,000	7,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$223,000	5,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,276
Total noninterest expense	$2,188,000	5,584
Salaries and employee benefits	$1,283,000	4,914
Premises and equipment expense	$134,000	8,673
Additional noninterest expense	$771,000	5,415
Pre-tax net operating income	$1,988,000	3,511
Securities gains (losses)	$-14,000	10,322
Applicable income taxes	$513,000	4,116
Income before extraordinary items	$1,461,000	3,321
Extraordinary gains, net	$0	65
Net income	$1,461,000	3,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,105
Cash dividends	$1,007,000	2,002
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,471,360	3,276
1994-12-31 (YTD Data)		Rank
Total interest income	$6,794,000	4,338
Total interest expense	$2,930,000	4,052
Net interest income	$3,864,000	4,524
Provision for loan and lease losses	$150,000	3,586
Total noninterest income	$357,000	6,584
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$232,000	5,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	6,797
Total noninterest expense	$2,056,000	6,058
Salaries and employee benefits	$1,102,000	5,629
Premises and equipment expense	$148,000	8,603
Additional noninterest expense	$806,000	5,669
Pre-tax net operating income	$2,015,000	3,401
Securities gains (losses)	$-114,000	11,627
Applicable income taxes	$486,000	4,145
Income before extraordinary items	$1,415,000	3,335
Extraordinary gains, net	$0	249
Net income	$1,415,000	3,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,348
Cash dividends	$365,000	3,966
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,499,360	3,204
1993-12-31 (YTD Data)		Rank
Total interest income	$6,704,000	4,488
Total interest expense	$3,117,000	3,989
Net interest income	$3,587,000	4,858
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$279,000	7,948
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$239,000	5,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	10,664
Total noninterest expense	$2,100,000	6,084
Salaries and employee benefits	$1,089,000	5,697
Premises and equipment expense	$157,000	8,726
Additional noninterest expense	$854,000	5,602
Pre-tax net operating income	$1,646,000	3,977
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$420,000	4,830
Income before extraordinary items	$1,228,000	3,926
Extraordinary gains, net	$0	3,149
Net income	$1,228,000	4,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	7,654
Cash dividends	$492,000	3,162
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,226,500	3,725
1992-12-31 (YTD Data)		Rank
Total interest income	$6,977,000	4,838
Total interest expense	$3,646,000	4,406
Net interest income	$3,331,000	5,238
Provision for loan and lease losses	$170,000	5,731
Total noninterest income	$292,000	7,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$249,000	5,154
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	10,841
Total noninterest expense	$1,879,000	6,713
Salaries and employee benefits	$1,026,000	5,890
Premises and equipment expense	$124,000	9,888
Additional noninterest expense	$729,000	6,561
Pre-tax net operating income	$1,574,000	3,870
Securities gains (losses)	$13,000	6,142
Applicable income taxes	$408,000	4,716
Income before extraordinary items	$1,179,000	3,874
Extraordinary gains, net	$0	1,422
Net income	$1,179,000	3,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	6,676
Cash dividends	$547,000	2,595
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,169,380	3,620

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.