Home > Spring Valley City Bank > Income and Expense
Spring Valley City Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 3,139 |
| Total interest expense | $2,295,000 | 2,905 |
| Net interest income | $5,682,000 | 3,188 |
| Provision for loan and lease losses | $695,000 | 1,047 |
| Total noninterest income | $406,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $113,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,420 |
| Total noninterest expense | $4,370,000 | 3,230 |
| Salaries and employee benefits | $2,266,000 | 3,307 |
| Premises and equipment expense | $424,000 | 3,169 |
| Additional noninterest expense | $293,000 | 3,420 |
| Pre-tax net operating income | $1,023,000 | 3,565 |
| Securities gains (losses) | $-514,000 | 4,196 |
| Applicable income taxes | $-106,000 | 4,428 |
| Income before extraordinary items | $615,000 | 3,772 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $615,000 | 3,810 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $615,000 | 3,773 |
| Net charge-offs | $-26,000 | 4,053 |
| Cash dividends | $1,012,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,129,000 | 3,374 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 3,181 |
| Total interest expense | $1,509,000 | 2,932 |
| Net interest income | $4,164,000 | 3,237 |
| Provision for loan and lease losses | $695,000 | 831 |
| Total noninterest income | $284,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $80,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,468 |
| Total noninterest expense | $3,279,000 | 3,214 |
| Salaries and employee benefits | $1,704,000 | 3,286 |
| Premises and equipment expense | $320,000 | 3,178 |
| Additional noninterest expense | $204,000 | 3,467 |
| Pre-tax net operating income | $474,000 | 3,935 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $58,000 | 2,956 |
| Income before extraordinary items | $416,000 | 3,923 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $416,000 | 3,961 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $416,000 | 3,923 |
| Net charge-offs | $-5,000 | 3,673 |
| Cash dividends | $506,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $416,000 | 3,947 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 3,179 |
| Total interest expense | $863,000 | 2,954 |
| Net interest income | $2,882,000 | 3,193 |
| Provision for loan and lease losses | $695,000 | 636 |
| Total noninterest income | $183,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $47,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,473 |
| Total noninterest expense | $2,193,000 | 3,205 |
| Salaries and employee benefits | $1,145,000 | 3,281 |
| Premises and equipment expense | $209,000 | 3,209 |
| Additional noninterest expense | $136,000 | 3,460 |
| Pre-tax net operating income | $177,000 | 4,184 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $10,000 | 3,287 |
| Income before extraordinary items | $167,000 | 4,153 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $167,000 | 4,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $167,000 | 4,152 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $506,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $167,000 | 4,170 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 3,210 |
| Total interest expense | $365,000 | 2,964 |
| Net interest income | $1,458,000 | 3,197 |
| Provision for loan and lease losses | $695,000 | 426 |
| Total noninterest income | $84,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $19,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,506 |
| Total noninterest expense | $1,130,000 | 3,210 |
| Salaries and employee benefits | $598,000 | 3,265 |
| Premises and equipment expense | $107,000 | 3,224 |
| Additional noninterest expense | $65,000 | 3,506 |
| Pre-tax net operating income | $-283,000 | 4,591 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-74,000 | 4,576 |
| Income before extraordinary items | $-209,000 | 4,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-209,000 | 4,557 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-209,000 | 4,557 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-209,000 | 4,567 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 3,032 |
| Total interest expense | $953,000 | 2,475 |
| Net interest income | $6,103,000 | 3,067 |
| Provision for loan and lease losses | $50,000 | 2,541 |
| Total noninterest income | $475,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $145,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,438 |
| Total noninterest expense | $4,040,000 | 3,332 |
| Salaries and employee benefits | $2,139,000 | 3,390 |
| Premises and equipment expense | $331,000 | 3,537 |
| Additional noninterest expense | $330,000 | 3,438 |
| Pre-tax net operating income | $2,488,000 | 2,866 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $590,000 | 1,921 |
| Income before extraordinary items | $1,901,000 | 2,992 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,901,000 | 2,989 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,901,000 | 2,991 |
| Net charge-offs | $-8,000 | 3,595 |
| Cash dividends | $1,593,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,898,630 | 3,030 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 3,024 |
| Total interest expense | $614,000 | 2,379 |
| Net interest income | $4,527,000 | 3,065 |
| Provision for loan and lease losses | $20,000 | 2,559 |
| Total noninterest income | $369,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $110,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,421 |
| Total noninterest expense | $3,006,000 | 3,339 |
| Salaries and employee benefits | $1,607,000 | 3,367 |
| Premises and equipment expense | $239,000 | 3,589 |
| Additional noninterest expense | $259,000 | 3,421 |
| Pre-tax net operating income | $1,870,000 | 2,856 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $420,000 | 1,952 |
| Income before extraordinary items | $1,453,000 | 2,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,453,000 | 2,957 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,453,000 | 2,958 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $720,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,450,630 | 2,992 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 3,019 |
| Total interest expense | $367,000 | 2,394 |
| Net interest income | $2,982,000 | 3,055 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $257,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $71,000 | 3,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,390 |
| Total noninterest expense | $2,020,000 | 3,329 |
| Salaries and employee benefits | $1,098,000 | 3,358 |
| Premises and equipment expense | $160,000 | 3,612 |
| Additional noninterest expense | $762,000 | 3,073 |
| Pre-tax net operating income | $1,219,000 | 2,788 |
| Securities gains (losses) | $2,000 | 556 |
| Applicable income taxes | $270,000 | 1,912 |
| Income before extraordinary items | $951,000 | 2,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $951,000 | 2,877 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $951,000 | 2,878 |
| Net charge-offs | $-13,000 | 3,749 |
| Cash dividends | $720,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $949,420 | 2,917 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 3,017 |
| Total interest expense | $185,000 | 2,337 |
| Net interest income | $1,457,000 | 3,058 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $109,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $36,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,577 |
| Total noninterest expense | $1,016,000 | 3,330 |
| Salaries and employee benefits | $557,000 | 3,346 |
| Premises and equipment expense | $80,000 | 3,634 |
| Additional noninterest expense | $379,000 | 3,077 |
| Pre-tax net operating income | $550,000 | 2,810 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $116,000 | 1,984 |
| Income before extraordinary items | $434,000 | 2,894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $434,000 | 2,892 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $434,000 | 2,894 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $434,000 | 2,919 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 2,991 |
| Total interest expense | $852,000 | 2,445 |
| Net interest income | $6,175,000 | 3,038 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $450,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $129,000 | 3,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,680 |
| Total noninterest expense | $3,889,000 | 3,402 |
| Salaries and employee benefits | $2,011,000 | 3,514 |
| Premises and equipment expense | $279,000 | 3,811 |
| Additional noninterest expense | $1,599,000 | 2,996 |
| Pre-tax net operating income | $2,736,000 | 2,796 |
| Securities gains (losses) | $2,000 | 1,964 |
| Applicable income taxes | $612,000 | 1,958 |
| Income before extraordinary items | $2,126,000 | 2,942 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,126,000 | 2,942 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,126,000 | 2,942 |
| Net charge-offs | $282,000 | 864 |
| Cash dividends | $1,277,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,124,420 | 2,925 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 3,017 |
| Total interest expense | $649,000 | 2,503 |
| Net interest income | $4,716,000 | 3,050 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $336,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $88,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,691 |
| Total noninterest expense | $2,880,000 | 3,442 |
| Salaries and employee benefits | $1,483,000 | 3,563 |
| Premises and equipment expense | $206,000 | 3,863 |
| Additional noninterest expense | $1,191,000 | 3,011 |
| Pre-tax net operating income | $2,172,000 | 2,844 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $492,000 | 1,986 |
| Income before extraordinary items | $1,682,000 | 3,006 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,682,000 | 3,006 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,682,000 | 3,006 |
| Net charge-offs | $228,000 | 745 |
| Cash dividends | $552,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,680,420 | 2,985 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 3,013 |
| Total interest expense | $435,000 | 2,552 |
| Net interest income | $3,179,000 | 3,044 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $223,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $54,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 3,681 |
| Total noninterest expense | $1,921,000 | 3,451 |
| Salaries and employee benefits | $1,000,000 | 3,549 |
| Premises and equipment expense | $140,000 | 3,860 |
| Additional noninterest expense | $781,000 | 3,027 |
| Pre-tax net operating income | $1,481,000 | 2,786 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $337,000 | 1,942 |
| Income before extraordinary items | $1,144,000 | 2,980 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,144,000 | 2,979 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,144,000 | 2,980 |
| Net charge-offs | $146,000 | 759 |
| Cash dividends | $552,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,144,000 | 2,954 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 2,985 |
| Total interest expense | $224,000 | 2,585 |
| Net interest income | $1,614,000 | 2,995 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $108,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $28,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,696 |
| Total noninterest expense | $989,000 | 3,390 |
| Salaries and employee benefits | $526,000 | 3,472 |
| Premises and equipment expense | $70,000 | 3,880 |
| Additional noninterest expense | $393,000 | 2,975 |
| Pre-tax net operating income | $733,000 | 2,784 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $166,000 | 1,940 |
| Income before extraordinary items | $567,000 | 2,973 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $567,000 | 2,972 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $567,000 | 2,973 |
| Net charge-offs | $153,000 | 502 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $567,000 | 2,944 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 3,142 |
| Total interest expense | $1,035,000 | 2,869 |
| Net interest income | $5,622,000 | 3,152 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $450,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $149,000 | 3,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,630 |
| Total noninterest expense | $3,749,000 | 3,478 |
| Salaries and employee benefits | $2,100,000 | 3,497 |
| Premises and equipment expense | $214,000 | 4,178 |
| Additional noninterest expense | $1,435,000 | 3,122 |
| Pre-tax net operating income | $2,323,000 | 2,768 |
| Securities gains (losses) | $200,000 | 1,038 |
| Applicable income taxes | $531,000 | 1,899 |
| Income before extraordinary items | $1,992,000 | 2,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,992,000 | 2,841 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,992,000 | 2,842 |
| Net charge-offs | $-13,000 | 4,299 |
| Cash dividends | $1,254,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,834,000 | 2,881 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 3,149 |
| Total interest expense | $792,000 | 2,946 |
| Net interest income | $4,258,000 | 3,156 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $334,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $115,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,636 |
| Total noninterest expense | $2,786,000 | 3,475 |
| Salaries and employee benefits | $1,579,000 | 3,468 |
| Premises and equipment expense | $147,000 | 4,283 |
| Additional noninterest expense | $1,060,000 | 3,131 |
| Pre-tax net operating income | $1,806,000 | 2,727 |
| Securities gains (losses) | $199,000 | 891 |
| Applicable income taxes | $429,000 | 1,838 |
| Income before extraordinary items | $1,576,000 | 2,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,576,000 | 2,771 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,576,000 | 2,772 |
| Net charge-offs | $-4,000 | 4,037 |
| Cash dividends | $545,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,418,790 | 2,861 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 3,158 |
| Total interest expense | $543,000 | 3,021 |
| Net interest income | $2,886,000 | 3,149 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $220,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $76,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,624 |
| Total noninterest expense | $1,902,000 | 3,451 |
| Salaries and employee benefits | $1,084,000 | 3,439 |
| Premises and equipment expense | $129,000 | 4,021 |
| Additional noninterest expense | $689,000 | 3,172 |
| Pre-tax net operating income | $1,204,000 | 2,690 |
| Securities gains (losses) | $176,000 | 751 |
| Applicable income taxes | $299,000 | 1,751 |
| Income before extraordinary items | $1,081,000 | 2,707 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,081,000 | 2,706 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,081,000 | 2,707 |
| Net charge-offs | $-14,000 | 4,414 |
| Cash dividends | $545,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $941,960 | 2,840 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,219 |
| Total interest expense | $309,000 | 2,965 |
| Net interest income | $1,359,000 | 3,214 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $111,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $50,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 3,670 |
| Total noninterest expense | $958,000 | 3,470 |
| Salaries and employee benefits | $535,000 | 3,482 |
| Premises and equipment expense | $69,000 | 3,972 |
| Additional noninterest expense | $354,000 | 3,160 |
| Pre-tax net operating income | $512,000 | 2,755 |
| Securities gains (losses) | $119,000 | 548 |
| Applicable income taxes | $134,000 | 1,713 |
| Income before extraordinary items | $497,000 | 2,637 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $497,000 | 2,636 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $497,000 | 2,638 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $402,990 | 2,899 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 3,277 |
| Total interest expense | $1,208,000 | 3,042 |
| Net interest income | $5,386,000 | 3,286 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $467,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $203,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,697 |
| Total noninterest expense | $3,802,000 | 3,504 |
| Salaries and employee benefits | $2,025,000 | 3,588 |
| Premises and equipment expense | $306,000 | 3,878 |
| Additional noninterest expense | $1,471,000 | 3,123 |
| Pre-tax net operating income | $2,051,000 | 2,993 |
| Securities gains (losses) | $87,000 | 999 |
| Applicable income taxes | $404,000 | 2,159 |
| Income before extraordinary items | $1,734,000 | 3,090 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,734,000 | 3,089 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,734,000 | 3,091 |
| Net charge-offs | $24,000 | 3,045 |
| Cash dividends | $1,345,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,663,530 | 3,111 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 3,324 |
| Total interest expense | $880,000 | 3,117 |
| Net interest income | $4,044,000 | 3,328 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $351,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $151,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,724 |
| Total noninterest expense | $2,846,000 | 3,528 |
| Salaries and employee benefits | $1,511,000 | 3,607 |
| Premises and equipment expense | $219,000 | 3,997 |
| Additional noninterest expense | $1,116,000 | 3,113 |
| Pre-tax net operating income | $1,549,000 | 3,063 |
| Securities gains (losses) | $72,000 | 927 |
| Applicable income taxes | $304,000 | 2,220 |
| Income before extraordinary items | $1,317,000 | 3,131 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,317,000 | 3,130 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,317,000 | 3,131 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $532,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,258,680 | 3,162 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 3,347 |
| Total interest expense | $554,000 | 3,176 |
| Net interest income | $2,706,000 | 3,336 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $217,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $91,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,773 |
| Total noninterest expense | $1,923,000 | 3,536 |
| Salaries and employee benefits | $1,005,000 | 3,639 |
| Premises and equipment expense | $147,000 | 4,008 |
| Additional noninterest expense | $771,000 | 3,083 |
| Pre-tax net operating income | $1,000,000 | 3,100 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $183,000 | 2,269 |
| Income before extraordinary items | $827,000 | 3,199 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $827,000 | 3,197 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $827,000 | 3,197 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $532,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $818,800 | 3,194 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 3,393 |
| Total interest expense | $254,000 | 3,267 |
| Net interest income | $1,355,000 | 3,361 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $102,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $44,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 3,850 |
| Total noninterest expense | $944,000 | 3,603 |
| Salaries and employee benefits | $498,000 | 3,697 |
| Premises and equipment expense | $78,000 | 3,952 |
| Additional noninterest expense | $368,000 | 3,182 |
| Pre-tax net operating income | $513,000 | 3,036 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $97,000 | 2,182 |
| Income before extraordinary items | $426,000 | 3,135 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $426,000 | 3,132 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $426,000 | 3,134 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $417,900 | 3,151 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 3,346 |
| Total interest expense | $973,000 | 2,972 |
| Net interest income | $5,331,000 | 3,377 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $442,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $194,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,876 |
| Total noninterest expense | $3,473,000 | 3,753 |
| Salaries and employee benefits | $1,875,000 | 3,798 |
| Premises and equipment expense | $236,000 | 4,354 |
| Additional noninterest expense | $1,362,000 | 3,360 |
| Pre-tax net operating income | $2,300,000 | 2,910 |
| Securities gains (losses) | $11,000 | 694 |
| Applicable income taxes | $437,000 | 2,093 |
| Income before extraordinary items | $1,874,000 | 3,023 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,874,000 | 3,022 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,874,000 | 3,022 |
| Net charge-offs | $7,000 | 3,458 |
| Cash dividends | $1,035,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,865,090 | 3,031 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 3,379 |
| Total interest expense | $718,000 | 2,921 |
| Net interest income | $3,969,000 | 3,419 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $331,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $140,000 | 3,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 3,886 |
| Total noninterest expense | $2,558,000 | 3,810 |
| Salaries and employee benefits | $1,381,000 | 3,863 |
| Premises and equipment expense | $176,000 | 4,396 |
| Additional noninterest expense | $1,001,000 | 3,398 |
| Pre-tax net operating income | $1,742,000 | 2,963 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $332,000 | 2,137 |
| Income before extraordinary items | $1,421,000 | 3,065 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,421,000 | 3,063 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,421,000 | 3,064 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $510,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,412,090 | 3,060 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 3,379 |
| Total interest expense | $467,000 | 2,889 |
| Net interest income | $2,645,000 | 3,419 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $213,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $90,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,949 |
| Total noninterest expense | $1,689,000 | 3,852 |
| Salaries and employee benefits | $912,000 | 3,894 |
| Premises and equipment expense | $111,000 | 4,495 |
| Additional noninterest expense | $666,000 | 3,428 |
| Pre-tax net operating income | $1,169,000 | 2,916 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $226,000 | 2,104 |
| Income before extraordinary items | $954,000 | 3,032 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $954,000 | 3,031 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $954,000 | 3,031 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $510,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $945,090 | 3,033 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 3,368 |
| Total interest expense | $232,000 | 2,848 |
| Net interest income | $1,332,000 | 3,402 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $106,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $46,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 3,975 |
| Total noninterest expense | $850,000 | 3,875 |
| Salaries and employee benefits | $457,000 | 3,931 |
| Premises and equipment expense | $57,000 | 4,517 |
| Additional noninterest expense | $336,000 | 3,424 |
| Pre-tax net operating income | $588,000 | 2,849 |
| Securities gains (losses) | $6,000 | 514 |
| Applicable income taxes | $115,000 | 2,050 |
| Income before extraordinary items | $479,000 | 2,968 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $479,000 | 2,970 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $479,000 | 2,969 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $474,140 | 2,974 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 3,353 |
| Total interest expense | $854,000 | 2,824 |
| Net interest income | $5,337,000 | 3,404 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $550,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $216,000 | 3,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,661 |
| Total noninterest expense | $3,575,000 | 3,777 |
| Salaries and employee benefits | $1,796,000 | 3,956 |
| Premises and equipment expense | $233,000 | 4,552 |
| Additional noninterest expense | $1,546,000 | 3,163 |
| Pre-tax net operating income | $2,312,000 | 2,878 |
| Securities gains (losses) | $29,000 | 1,167 |
| Applicable income taxes | $1,029,000 | 1,847 |
| Income before extraordinary items | $1,312,000 | 3,359 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,312,000 | 3,357 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,312,000 | 3,359 |
| Net charge-offs | $29,000 | 3,249 |
| Cash dividends | $1,187,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,293,440 | 3,362 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 3,381 |
| Total interest expense | $622,000 | 2,863 |
| Net interest income | $3,998,000 | 3,438 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $416,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $159,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,677 |
| Total noninterest expense | $2,643,000 | 3,823 |
| Salaries and employee benefits | $1,334,000 | 4,001 |
| Premises and equipment expense | $174,000 | 4,583 |
| Additional noninterest expense | $1,135,000 | 3,219 |
| Pre-tax net operating income | $1,771,000 | 2,898 |
| Securities gains (losses) | $46,000 | 914 |
| Applicable income taxes | $498,000 | 2,074 |
| Income before extraordinary items | $1,319,000 | 3,060 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,319,000 | 3,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,319,000 | 3,060 |
| Net charge-offs | $32,000 | 2,743 |
| Cash dividends | $518,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,285,420 | 3,075 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 3,379 |
| Total interest expense | $397,000 | 2,896 |
| Net interest income | $2,667,000 | 3,435 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $289,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $104,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,590 |
| Total noninterest expense | $1,753,000 | 3,847 |
| Salaries and employee benefits | $892,000 | 4,018 |
| Premises and equipment expense | $114,000 | 4,620 |
| Additional noninterest expense | $747,000 | 3,251 |
| Pre-tax net operating income | $1,203,000 | 2,836 |
| Securities gains (losses) | $36,000 | 768 |
| Applicable income taxes | $343,000 | 2,035 |
| Income before extraordinary items | $896,000 | 2,992 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $896,000 | 2,991 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $896,000 | 2,992 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $518,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $870,080 | 3,016 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 3,408 |
| Total interest expense | $193,000 | 2,921 |
| Net interest income | $1,325,000 | 3,459 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $143,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,592 |
| Total noninterest expense | $866,000 | 3,921 |
| Salaries and employee benefits | $443,000 | 4,070 |
| Premises and equipment expense | $56,000 | 4,682 |
| Additional noninterest expense | $367,000 | 3,288 |
| Pre-tax net operating income | $602,000 | 2,800 |
| Securities gains (losses) | $14,000 | 587 |
| Applicable income taxes | $170,000 | 2,008 |
| Income before extraordinary items | $446,000 | 2,947 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $446,000 | 2,947 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $446,000 | 2,947 |
| Net charge-offs | $67,000 | 1,148 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $435,920 | 2,965 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 3,323 |
| Total interest expense | $832,000 | 2,751 |
| Net interest income | $5,492,000 | 3,368 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $603,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $205,000 | 3,539 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $398,000 | 3,566 |
| Total noninterest expense | $3,607,000 | 3,858 |
| Salaries and employee benefits | $1,773,000 | 4,051 |
| Premises and equipment expense | $263,000 | 4,526 |
| Additional noninterest expense | $1,571,000 | 3,241 |
| Pre-tax net operating income | $2,488,000 | 2,688 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $673,000 | 2,004 |
| Income before extraordinary items | $1,815,000 | 2,953 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,815,000 | 2,952 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,815,000 | 2,952 |
| Net charge-offs | $55,000 | 3,070 |
| Cash dividends | $1,685,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,815,000 | 2,905 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,306 |
| Total interest expense | $639,000 | 2,698 |
| Net interest income | $4,160,000 | 3,360 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $442,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $150,000 | 3,598 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $292,000 | 3,611 |
| Total noninterest expense | $2,700,000 | 3,874 |
| Salaries and employee benefits | $1,343,000 | 4,039 |
| Premises and equipment expense | $198,000 | 4,546 |
| Additional noninterest expense | $1,159,000 | 3,295 |
| Pre-tax net operating income | $1,902,000 | 2,708 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $531,000 | 2,007 |
| Income before extraordinary items | $1,371,000 | 2,959 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,371,000 | 2,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,371,000 | 2,959 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $907,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,371,000 | 2,907 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 3,332 |
| Total interest expense | $435,000 | 2,672 |
| Net interest income | $2,761,000 | 3,394 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $277,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $92,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 3,711 |
| Total noninterest expense | $1,806,000 | 3,899 |
| Salaries and employee benefits | $909,000 | 4,047 |
| Premises and equipment expense | $129,000 | 4,628 |
| Additional noninterest expense | $768,000 | 3,339 |
| Pre-tax net operating income | $1,232,000 | 2,722 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $342,000 | 2,020 |
| Income before extraordinary items | $890,000 | 2,984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $890,000 | 2,982 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $890,000 | 2,983 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $907,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $890,000 | 2,922 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,351 |
| Total interest expense | $222,000 | 2,645 |
| Net interest income | $1,370,000 | 3,406 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $146,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $103,000 | 3,517 |
| Total noninterest expense | $918,000 | 3,889 |
| Salaries and employee benefits | $466,000 | 4,038 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $385,000 | 3,310 |
| Pre-tax net operating income | $598,000 | 2,741 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $164,000 | 2,024 |
| Income before extraordinary items | $434,000 | 2,981 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $434,000 | 2,980 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $434,000 | 2,981 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $434,000 | 2,922 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 3,325 |
| Total interest expense | $964,000 | 2,475 |
| Net interest income | $5,407,000 | 3,411 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $581,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $203,000 | 3,686 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $378,000 | 3,663 |
| Total noninterest expense | $3,654,000 | 3,908 |
| Salaries and employee benefits | $1,858,000 | 4,065 |
| Premises and equipment expense | $288,000 | 4,547 |
| Additional noninterest expense | $1,508,000 | 3,380 |
| Pre-tax net operating income | $2,334,000 | 2,753 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $607,000 | 2,053 |
| Income before extraordinary items | $1,746,000 | 2,961 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,746,000 | 2,963 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,746,000 | 2,963 |
| Net charge-offs | $120,000 | 2,499 |
| Cash dividends | $947,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,731,940 | 2,936 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 3,357 |
| Total interest expense | $725,000 | 2,499 |
| Net interest income | $4,050,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $440,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $152,000 | 3,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 3,669 |
| Total noninterest expense | $2,722,000 | 3,945 |
| Salaries and employee benefits | $1,384,000 | 4,099 |
| Premises and equipment expense | $211,000 | 4,628 |
| Additional noninterest expense | $1,127,000 | 3,414 |
| Pre-tax net operating income | $1,768,000 | 2,787 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $471,000 | 2,065 |
| Income before extraordinary items | $1,316,000 | 3,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,316,000 | 3,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,316,000 | 3,027 |
| Net charge-offs | $120,000 | 1,991 |
| Cash dividends | $468,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,301,940 | 2,988 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 3,369 |
| Total interest expense | $484,000 | 2,516 |
| Net interest income | $2,686,000 | 3,475 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $306,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,603 |
| Total noninterest expense | $1,806,000 | 3,993 |
| Salaries and employee benefits | $912,000 | 4,152 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $753,000 | 3,421 |
| Pre-tax net operating income | $1,186,000 | 2,753 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $312,000 | 2,094 |
| Income before extraordinary items | $874,000 | 3,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $874,000 | 3,004 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $874,000 | 3,006 |
| Net charge-offs | $72,000 | 2,015 |
| Cash dividends | $468,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $874,000 | 2,941 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 3,371 |
| Total interest expense | $242,000 | 2,549 |
| Net interest income | $1,348,000 | 3,467 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $130,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 3,898 |
| Total noninterest expense | $902,000 | 4,037 |
| Salaries and employee benefits | $473,000 | 4,099 |
| Premises and equipment expense | $70,000 | 4,719 |
| Additional noninterest expense | $359,000 | 3,526 |
| Pre-tax net operating income | $576,000 | 2,770 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $148,000 | 2,105 |
| Income before extraordinary items | $428,000 | 3,000 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $428,000 | 3,003 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $428,000 | 3,003 |
| Net charge-offs | $73,000 | 1,310 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $428,000 | 2,938 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 3,296 |
| Total interest expense | $1,081,000 | 2,459 |
| Net interest income | $5,592,000 | 3,401 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $676,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $288,000 | 3,284 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $388,000 | 3,645 |
| Total noninterest expense | $3,598,000 | 4,074 |
| Salaries and employee benefits | $1,875,000 | 4,122 |
| Premises and equipment expense | $307,000 | 4,628 |
| Additional noninterest expense | $1,416,000 | 3,671 |
| Pre-tax net operating income | $2,670,000 | 2,466 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $761,000 | 1,812 |
| Income before extraordinary items | $1,909,000 | 2,790 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,909,000 | 2,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,909,000 | 2,790 |
| Net charge-offs | $109,000 | 3,102 |
| Cash dividends | $912,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,909,000 | 2,741 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 3,309 |
| Total interest expense | $830,000 | 2,442 |
| Net interest income | $4,204,000 | 3,419 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $521,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $305,000 | 3,618 |
| Total noninterest expense | $2,623,000 | 4,155 |
| Salaries and employee benefits | $1,384,000 | 4,177 |
| Premises and equipment expense | $221,000 | 4,752 |
| Additional noninterest expense | $1,018,000 | 3,783 |
| Pre-tax net operating income | $2,102,000 | 2,434 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $584,000 | 1,827 |
| Income before extraordinary items | $1,518,000 | 2,708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,518,000 | 2,708 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,518,000 | 2,708 |
| Net charge-offs | $137,000 | 2,378 |
| Cash dividends | $451,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,518,000 | 2,661 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 3,304 |
| Total interest expense | $567,000 | 2,419 |
| Net interest income | $2,805,000 | 3,419 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $371,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $146,000 | 3,274 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $225,000 | 3,452 |
| Total noninterest expense | $1,744,000 | 4,186 |
| Salaries and employee benefits | $938,000 | 4,162 |
| Premises and equipment expense | $141,000 | 4,886 |
| Additional noninterest expense | $665,000 | 3,872 |
| Pre-tax net operating income | $1,432,000 | 2,346 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $401,000 | 1,761 |
| Income before extraordinary items | $1,031,000 | 2,590 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,031,000 | 2,593 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,031,000 | 2,594 |
| Net charge-offs | $114,000 | 2,061 |
| Cash dividends | $451,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,031,000 | 2,541 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 3,310 |
| Total interest expense | $291,000 | 2,413 |
| Net interest income | $1,396,000 | 3,447 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $170,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $881,000 | 4,193 |
| Salaries and employee benefits | $470,000 | 4,204 |
| Premises and equipment expense | $71,000 | 4,911 |
| Additional noninterest expense | $340,000 | 3,817 |
| Pre-tax net operating income | $685,000 | 2,359 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $497,000 | 2,580 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $497,000 | 2,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $497,000 | 2,583 |
| Net charge-offs | $91,000 | 1,438 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $497,000 | 2,532 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 3,199 |
| Total interest expense | $1,393,000 | 2,295 |
| Net interest income | $5,751,000 | 3,363 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $553,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $252,000 | 3,689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $301,000 | 4,085 |
| Total noninterest expense | $3,504,000 | 4,257 |
| Salaries and employee benefits | $1,811,000 | 4,297 |
| Premises and equipment expense | $268,000 | 5,061 |
| Additional noninterest expense | $1,425,000 | 3,781 |
| Pre-tax net operating income | $2,600,000 | 2,405 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $697,000 | 1,818 |
| Income before extraordinary items | $1,903,000 | 2,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,903,000 | 2,707 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,903,000 | 2,707 |
| Net charge-offs | $181,000 | 3,121 |
| Cash dividends | $854,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,903,000 | 2,638 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 3,197 |
| Total interest expense | $1,071,000 | 2,305 |
| Net interest income | $4,359,000 | 3,372 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $406,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $175,000 | 3,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $231,000 | 4,125 |
| Total noninterest expense | $2,585,000 | 4,319 |
| Salaries and employee benefits | $1,321,000 | 4,388 |
| Premises and equipment expense | $197,000 | 5,131 |
| Additional noninterest expense | $1,067,000 | 3,780 |
| Pre-tax net operating income | $1,980,000 | 2,439 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $530,000 | 1,853 |
| Income before extraordinary items | $1,450,000 | 2,720 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,450,000 | 2,724 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,450,000 | 2,724 |
| Net charge-offs | $101,000 | 3,246 |
| Cash dividends | $410,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,450,000 | 2,642 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 3,179 |
| Total interest expense | $730,000 | 2,313 |
| Net interest income | $2,923,000 | 3,355 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $262,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $111,000 | 3,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $1,736,000 | 4,315 |
| Salaries and employee benefits | $877,000 | 4,423 |
| Premises and equipment expense | $125,000 | 5,235 |
| Additional noninterest expense | $734,000 | 3,708 |
| Pre-tax net operating income | $1,249,000 | 2,527 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $324,000 | 1,941 |
| Income before extraordinary items | $925,000 | 2,803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $925,000 | 2,807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $925,000 | 2,807 |
| Net charge-offs | $32,000 | 3,714 |
| Cash dividends | $410,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $925,000 | 2,695 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,201 |
| Total interest expense | $375,000 | 2,332 |
| Net interest income | $1,453,000 | 3,370 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $131,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $852,000 | 4,398 |
| Salaries and employee benefits | $449,000 | 4,413 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $344,000 | 3,888 |
| Pre-tax net operating income | $582,000 | 2,608 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $148,000 | 2,001 |
| Income before extraordinary items | $434,000 | 2,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $434,000 | 2,872 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $434,000 | 2,873 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $434,000 | 2,779 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 3,167 |
| Total interest expense | $1,712,000 | 2,448 |
| Net interest income | $6,130,000 | 3,319 |
| Provision for loan and lease losses | $560,000 | 2,563 |
| Total noninterest income | $496,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $238,000 | 3,953 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $258,000 | 4,261 |
| Total noninterest expense | $3,550,000 | 4,339 |
| Salaries and employee benefits | $1,859,000 | 4,308 |
| Premises and equipment expense | $278,000 | 5,137 |
| Additional noninterest expense | $1,413,000 | 3,935 |
| Pre-tax net operating income | $2,516,000 | 2,392 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $651,000 | 1,908 |
| Income before extraordinary items | $1,865,000 | 2,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,865,000 | 2,714 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,865,000 | 2,712 |
| Net charge-offs | $918,000 | 1,914 |
| Cash dividends | $1,598,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,865,000 | 2,587 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 3,187 |
| Total interest expense | $1,307,000 | 2,507 |
| Net interest income | $4,655,000 | 3,348 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $343,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $169,000 | 4,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,430 |
| Total noninterest expense | $2,587,000 | 4,430 |
| Salaries and employee benefits | $1,328,000 | 4,459 |
| Premises and equipment expense | $212,000 | 5,155 |
| Additional noninterest expense | $1,047,000 | 3,991 |
| Pre-tax net operating income | $2,151,000 | 2,219 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $605,000 | 1,743 |
| Income before extraordinary items | $1,546,000 | 2,588 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,546,000 | 2,588 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,546,000 | 2,589 |
| Net charge-offs | $890,000 | 1,584 |
| Cash dividends | $410,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,546,000 | 2,456 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 3,181 |
| Total interest expense | $881,000 | 2,576 |
| Net interest income | $3,133,000 | 3,324 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $214,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $105,000 | 4,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $1,685,000 | 4,512 |
| Salaries and employee benefits | $853,000 | 4,582 |
| Premises and equipment expense | $142,000 | 5,167 |
| Additional noninterest expense | $690,000 | 4,019 |
| Pre-tax net operating income | $1,542,000 | 2,092 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $447,000 | 1,603 |
| Income before extraordinary items | $1,095,000 | 2,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,095,000 | 2,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,095,000 | 2,440 |
| Net charge-offs | $642,000 | 1,533 |
| Cash dividends | $410,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,095,000 | 2,311 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 3,149 |
| Total interest expense | $449,000 | 2,616 |
| Net interest income | $1,601,000 | 3,273 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $127,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,070 |
| Total noninterest expense | $834,000 | 4,555 |
| Salaries and employee benefits | $427,000 | 4,615 |
| Premises and equipment expense | $69,000 | 5,260 |
| Additional noninterest expense | $338,000 | 4,070 |
| Pre-tax net operating income | $834,000 | 1,963 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $251,000 | 1,487 |
| Income before extraordinary items | $583,000 | 2,311 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $583,000 | 2,313 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $583,000 | 2,314 |
| Net charge-offs | $598,000 | 976 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $583,000 | 2,196 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 3,168 |
| Total interest expense | $1,979,000 | 2,802 |
| Net interest income | $6,490,000 | 3,263 |
| Provision for loan and lease losses | $1,200,000 | 2,155 |
| Total noninterest income | $447,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $235,000 | 4,086 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $212,000 | 4,390 |
| Total noninterest expense | $3,693,000 | 4,344 |
| Salaries and employee benefits | $1,702,000 | 4,609 |
| Premises and equipment expense | $290,000 | 5,309 |
| Additional noninterest expense | $1,701,000 | 3,560 |
| Pre-tax net operating income | $2,044,000 | 2,463 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $476,000 | 2,078 |
| Income before extraordinary items | $1,571,000 | 2,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,571,000 | 2,687 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,571,000 | 2,687 |
| Net charge-offs | $170,000 | 4,490 |
| Cash dividends | $810,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,568,690 | 2,606 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,194 |
| Total interest expense | $1,513,000 | 2,855 |
| Net interest income | $4,877,000 | 3,280 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $316,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $175,000 | 4,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $141,000 | 4,613 |
| Total noninterest expense | $2,820,000 | 4,300 |
| Salaries and employee benefits | $1,253,000 | 4,662 |
| Premises and equipment expense | $213,000 | 5,397 |
| Additional noninterest expense | $1,354,000 | 3,403 |
| Pre-tax net operating income | $1,923,000 | 2,141 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $526,000 | 1,691 |
| Income before extraordinary items | $1,400,000 | 2,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,400,000 | 2,455 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,400,000 | 2,455 |
| Net charge-offs | $128,000 | 4,173 |
| Cash dividends | $401,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,397,810 | 2,355 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 3,218 |
| Total interest expense | $1,033,000 | 2,884 |
| Net interest income | $3,231,000 | 3,297 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $209,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,574 |
| Total noninterest expense | $1,941,000 | 4,246 |
| Salaries and employee benefits | $838,000 | 4,701 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $961,000 | 3,304 |
| Pre-tax net operating income | $1,199,000 | 2,237 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $325,000 | 1,716 |
| Income before extraordinary items | $877,000 | 2,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $877,000 | 2,512 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $877,000 | 2,512 |
| Net charge-offs | $97,000 | 3,877 |
| Cash dividends | $401,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $874,810 | 2,435 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,270 |
| Total interest expense | $527,000 | 2,918 |
| Net interest income | $1,582,000 | 3,334 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $112,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $1,066,000 | 4,023 |
| Salaries and employee benefits | $424,000 | 4,693 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $567,000 | 2,854 |
| Pre-tax net operating income | $478,000 | 2,644 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $117,000 | 2,021 |
| Income before extraordinary items | $361,000 | 2,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $361,000 | 2,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 2,876 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $361,000 | 2,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 3,452 |
| Total interest expense | $2,440,000 | 3,052 |
| Net interest income | $5,845,000 | 3,543 |
| Provision for loan and lease losses | $675,000 | 3,661 |
| Total noninterest income | $496,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $251,000 | 4,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 4,280 |
| Total noninterest expense | $3,496,000 | 4,602 |
| Salaries and employee benefits | $1,699,000 | 4,689 |
| Premises and equipment expense | $308,000 | 5,343 |
| Additional noninterest expense | $1,489,000 | 4,024 |
| Pre-tax net operating income | $2,170,000 | 2,103 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $635,000 | 1,672 |
| Income before extraordinary items | $1,557,000 | 2,451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,557,000 | 2,448 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,557,000 | 2,453 |
| Net charge-offs | $732,000 | 3,116 |
| Cash dividends | $1,287,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,541,380 | 2,370 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 3,538 |
| Total interest expense | $1,886,000 | 3,097 |
| Net interest income | $4,300,000 | 3,646 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $351,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $187,000 | 4,084 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $164,000 | 4,519 |
| Total noninterest expense | $2,628,000 | 4,609 |
| Salaries and employee benefits | $1,257,000 | 4,777 |
| Premises and equipment expense | $252,000 | 5,221 |
| Additional noninterest expense | $1,119,000 | 3,999 |
| Pre-tax net operating income | $1,648,000 | 2,214 |
| Securities gains (losses) | $22,000 | 2,851 |
| Applicable income taxes | $493,000 | 1,690 |
| Income before extraordinary items | $1,177,000 | 2,590 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,177,000 | 2,588 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,177,000 | 2,592 |
| Net charge-offs | $360,000 | 3,488 |
| Cash dividends | $389,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,161,600 | 2,485 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 3,607 |
| Total interest expense | $1,305,000 | 3,109 |
| Net interest income | $2,774,000 | 3,737 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $230,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $124,000 | 4,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $1,721,000 | 4,674 |
| Salaries and employee benefits | $822,000 | 4,856 |
| Premises and equipment expense | $153,000 | 5,476 |
| Additional noninterest expense | $746,000 | 3,969 |
| Pre-tax net operating income | $1,108,000 | 2,184 |
| Securities gains (losses) | $-19,000 | 7,360 |
| Applicable income taxes | $322,000 | 1,669 |
| Income before extraordinary items | $767,000 | 2,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $767,000 | 2,577 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $767,000 | 2,580 |
| Net charge-offs | $313,000 | 2,990 |
| Cash dividends | $389,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $780,300 | 2,453 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 3,700 |
| Total interest expense | $672,000 | 3,155 |
| Net interest income | $1,336,000 | 3,854 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $101,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $864,000 | 4,702 |
| Salaries and employee benefits | $408,000 | 4,942 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $369,000 | 4,008 |
| Pre-tax net operating income | $498,000 | 2,420 |
| Securities gains (losses) | $-19,000 | 7,553 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $344,000 | 2,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 2,855 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $344,000 | 2,858 |
| Net charge-offs | $58,000 | 3,603 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $357,680 | 2,662 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 3,823 |
| Total interest expense | $2,894,000 | 3,505 |
| Net interest income | $5,106,000 | 3,894 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $432,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $269,000 | 4,086 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $163,000 | 4,971 |
| Total noninterest expense | $3,408,000 | 4,806 |
| Salaries and employee benefits | $1,585,000 | 5,033 |
| Premises and equipment expense | $269,000 | 5,889 |
| Additional noninterest expense | $1,554,000 | 3,984 |
| Pre-tax net operating income | $1,830,000 | 2,054 |
| Securities gains (losses) | $38,000 | 2,770 |
| Applicable income taxes | $551,000 | 1,458 |
| Income before extraordinary items | $1,317,000 | 2,330 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,317,000 | 2,327 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,317,000 | 2,328 |
| Net charge-offs | $542,000 | 3,681 |
| Cash dividends | $486,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,290,020 | 2,313 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 3,899 |
| Total interest expense | $2,174,000 | 3,640 |
| Net interest income | $3,756,000 | 3,948 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $316,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $266,000 | 3,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $2,511,000 | 4,870 |
| Salaries and employee benefits | $1,155,000 | 5,160 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $1,159,000 | 3,963 |
| Pre-tax net operating income | $1,336,000 | 2,260 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $400,000 | 1,627 |
| Income before extraordinary items | $936,000 | 2,578 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $936,000 | 2,576 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $936,000 | 2,579 |
| Net charge-offs | $484,000 | 3,092 |
| Cash dividends | $119,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $936,000 | 2,537 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,005 |
| Total interest expense | $1,455,000 | 3,750 |
| Net interest income | $2,405,000 | 4,031 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $208,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $172,000 | 3,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $1,683,000 | 4,893 |
| Salaries and employee benefits | $763,000 | 5,247 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $792,000 | 3,899 |
| Pre-tax net operating income | $780,000 | 2,553 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $243,000 | 1,759 |
| Income before extraordinary items | $537,000 | 2,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 2,964 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $537,000 | 2,965 |
| Net charge-offs | $372,000 | 2,687 |
| Cash dividends | $119,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $537,000 | 2,861 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 4,053 |
| Total interest expense | $753,000 | 3,764 |
| Net interest income | $1,173,000 | 4,087 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $84,000 | 3,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $769,000 | 5,091 |
| Salaries and employee benefits | $380,000 | 5,307 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $322,000 | 4,182 |
| Pre-tax net operating income | $431,000 | 2,660 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $131,000 | 1,909 |
| Income before extraordinary items | $300,000 | 3,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 3,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $300,000 | 3,134 |
| Net charge-offs | $285,000 | 1,826 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $300,000 | 2,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 4,041 |
| Total interest expense | $3,559,000 | 3,813 |
| Net interest income | $4,728,000 | 4,103 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $447,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $292,000 | 4,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $155,000 | 5,261 |
| Total noninterest expense | $3,078,000 | 5,035 |
| Salaries and employee benefits | $1,689,000 | 4,989 |
| Premises and equipment expense | $244,000 | 6,302 |
| Additional noninterest expense | $1,145,000 | 4,432 |
| Pre-tax net operating income | $2,077,000 | 2,373 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $563,000 | 1,728 |
| Income before extraordinary items | $1,514,000 | 2,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,514,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,138 |
| Cash dividends | $1,793,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,514,000 | 2,639 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 4,116 |
| Total interest expense | $2,724,000 | 3,861 |
| Net interest income | $3,478,000 | 4,181 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $329,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $211,000 | 4,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $2,317,000 | 5,009 |
| Salaries and employee benefits | $1,268,000 | 4,999 |
| Premises and equipment expense | $214,000 | 5,932 |
| Additional noninterest expense | $835,000 | 4,438 |
| Pre-tax net operating income | $1,470,000 | 2,882 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $471,000 | 1,974 |
| Income before extraordinary items | $999,000 | 3,105 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $999,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,236 |
| Cash dividends | $1,436,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $999,000 | 3,249 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 4,161 |
| Total interest expense | $1,847,000 | 3,939 |
| Net interest income | $2,281,000 | 4,225 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $203,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $134,000 | 4,255 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $69,000 | 5,660 |
| Total noninterest expense | $1,521,000 | 5,080 |
| Salaries and employee benefits | $848,000 | 5,038 |
| Premises and equipment expense | $140,000 | 6,013 |
| Additional noninterest expense | $533,000 | 4,552 |
| Pre-tax net operating income | $943,000 | 3,072 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $303,000 | 2,204 |
| Income before extraordinary items | $640,000 | 3,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,204 |
| Cash dividends | $356,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $640,000 | 3,444 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 4,215 |
| Total interest expense | $952,000 | 4,019 |
| Net interest income | $1,120,000 | 4,283 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $101,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $734,000 | 5,210 |
| Salaries and employee benefits | $425,000 | 5,064 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $240,000 | 4,816 |
| Pre-tax net operating income | $472,000 | 3,190 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $151,000 | 2,312 |
| Income before extraordinary items | $321,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $321,000 | 3,555 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,408,000 | 4,224 |
| Total interest expense | $3,786,000 | 4,154 |
| Net interest income | $4,622,000 | 4,215 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $402,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $319,000 | 3,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $3,091,000 | 4,925 |
| Salaries and employee benefits | $1,701,000 | 4,927 |
| Premises and equipment expense | $289,000 | 5,876 |
| Additional noninterest expense | $1,101,000 | 4,336 |
| Pre-tax net operating income | $1,783,000 | 3,563 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $538,000 | 2,641 |
| Income before extraordinary items | $1,245,000 | 3,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,245,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $691,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,245,000 | 3,856 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 4,263 |
| Total interest expense | $2,800,000 | 4,188 |
| Net interest income | $3,459,000 | 4,245 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $296,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $236,000 | 3,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $2,267,000 | 4,955 |
| Salaries and employee benefits | $1,279,000 | 4,899 |
| Premises and equipment expense | $214,000 | 5,910 |
| Additional noninterest expense | $774,000 | 4,477 |
| Pre-tax net operating income | $1,338,000 | 3,720 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $406,000 | 2,792 |
| Income before extraordinary items | $932,000 | 4,030 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $932,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,035 |
| Cash dividends | $346,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $932,000 | 4,012 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 4,314 |
| Total interest expense | $1,841,000 | 4,233 |
| Net interest income | $2,291,000 | 4,298 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $201,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $1,513,000 | 4,980 |
| Salaries and employee benefits | $852,000 | 4,927 |
| Premises and equipment expense | $143,000 | 5,942 |
| Additional noninterest expense | $518,000 | 4,466 |
| Pre-tax net operating income | $859,000 | 3,864 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $259,000 | 2,916 |
| Income before extraordinary items | $600,000 | 4,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $600,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $346,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $600,000 | 4,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 4,365 |
| Total interest expense | $893,000 | 4,292 |
| Net interest income | $1,134,000 | 4,326 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $76,000 | 4,018 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $752,000 | 5,006 |
| Salaries and employee benefits | $423,000 | 4,983 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $258,000 | 4,436 |
| Pre-tax net operating income | $418,000 | 3,894 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $293,000 | 4,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $293,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $293,000 | 4,199 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 4,227 |
| Total interest expense | $3,198,000 | 4,147 |
| Net interest income | $4,700,000 | 4,214 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $329,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $249,000 | 4,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $2,879,000 | 5,014 |
| Salaries and employee benefits | $1,635,000 | 4,914 |
| Premises and equipment expense | $265,000 | 6,054 |
| Additional noninterest expense | $979,000 | 4,583 |
| Pre-tax net operating income | $1,850,000 | 3,823 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $560,000 | 2,985 |
| Income before extraordinary items | $1,290,000 | 4,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,290,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,404,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,290,000 | 4,091 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 4,233 |
| Total interest expense | $2,331,000 | 4,144 |
| Net interest income | $3,540,000 | 4,207 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $2,169,000 | 4,991 |
| Salaries and employee benefits | $1,218,000 | 4,917 |
| Premises and equipment expense | $226,000 | 5,764 |
| Additional noninterest expense | $725,000 | 4,588 |
| Pre-tax net operating income | $1,388,000 | 3,963 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $422,000 | 3,098 |
| Income before extraordinary items | $966,000 | 4,255 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $966,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,433 |
| Cash dividends | $324,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $966,000 | 4,242 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 4,228 |
| Total interest expense | $1,506,000 | 4,105 |
| Net interest income | $2,363,000 | 4,207 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $1,441,000 | 5,030 |
| Salaries and employee benefits | $817,000 | 4,930 |
| Premises and equipment expense | $147,000 | 5,830 |
| Additional noninterest expense | $477,000 | 4,630 |
| Pre-tax net operating income | $932,000 | 3,960 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $285,000 | 3,112 |
| Income before extraordinary items | $647,000 | 4,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $647,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,523 |
| Cash dividends | $324,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $647,000 | 4,248 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 4,227 |
| Total interest expense | $731,000 | 4,064 |
| Net interest income | $1,173,000 | 4,214 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $717,000 | 5,056 |
| Salaries and employee benefits | $407,000 | 4,953 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $236,000 | 4,637 |
| Pre-tax net operating income | $455,000 | 3,973 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $142,000 | 3,118 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 4,041 |
| Total interest expense | $2,489,000 | 3,835 |
| Net interest income | $4,752,000 | 4,110 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $325,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $256,000 | 4,528 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $2,908,000 | 4,865 |
| Salaries and employee benefits | $1,596,000 | 4,849 |
| Premises and equipment expense | $299,000 | 5,745 |
| Additional noninterest expense | $1,013,000 | 4,381 |
| Pre-tax net operating income | $1,869,000 | 3,848 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $575,000 | 3,146 |
| Income before extraordinary items | $1,296,000 | 4,162 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,296,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,706 |
| Cash dividends | $864,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,294,620 | 4,133 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 4,048 |
| Total interest expense | $1,794,000 | 3,799 |
| Net interest income | $3,549,000 | 4,114 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $245,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 4,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $2,142,000 | 4,908 |
| Salaries and employee benefits | $1,187,000 | 4,857 |
| Premises and equipment expense | $226,000 | 5,724 |
| Additional noninterest expense | $729,000 | 4,502 |
| Pre-tax net operating income | $1,427,000 | 3,893 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $428,000 | 3,215 |
| Income before extraordinary items | $999,000 | 4,158 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $999,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,033 |
| Cash dividends | $540,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $999,000 | 4,114 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 4,019 |
| Total interest expense | $1,157,000 | 3,723 |
| Net interest income | $2,365,000 | 4,095 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $158,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $123,000 | 4,605 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $1,414,000 | 4,940 |
| Salaries and employee benefits | $791,000 | 4,844 |
| Premises and equipment expense | $148,000 | 5,744 |
| Additional noninterest expense | $475,000 | 4,546 |
| Pre-tax net operating income | $959,000 | 3,821 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $272,000 | 3,274 |
| Income before extraordinary items | $687,000 | 4,047 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $687,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,120 |
| Cash dividends | $324,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $687,000 | 3,990 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,000 |
| Total interest expense | $569,000 | 3,660 |
| Net interest income | $1,182,000 | 4,103 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $689,000 | 5,042 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $222,000 | 4,733 |
| Pre-tax net operating income | $494,000 | 3,709 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $109,000 | 3,632 |
| Income before extraordinary items | $385,000 | 3,708 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $385,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $385,000 | 3,672 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 3,721 |
| Total interest expense | $2,182,000 | 3,397 |
| Net interest income | $5,021,000 | 3,794 |
| Provision for loan and lease losses | $325,000 | 2,753 |
| Total noninterest income | $332,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $269,000 | 4,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $2,749,000 | 4,965 |
| Salaries and employee benefits | $1,554,000 | 4,824 |
| Premises and equipment expense | $279,000 | 5,889 |
| Additional noninterest expense | $916,000 | 4,627 |
| Pre-tax net operating income | $2,279,000 | 3,219 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $728,000 | 2,693 |
| Income before extraordinary items | $1,551,000 | 3,554 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,551,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $583,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,551,000 | 3,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 3,703 |
| Total interest expense | $1,627,000 | 3,363 |
| Net interest income | $3,770,000 | 3,776 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $252,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $204,000 | 4,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $2,106,000 | 4,832 |
| Salaries and employee benefits | $1,160,000 | 4,788 |
| Premises and equipment expense | $250,000 | 5,344 |
| Additional noninterest expense | $696,000 | 4,551 |
| Pre-tax net operating income | $1,691,000 | 3,306 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $541,000 | 2,772 |
| Income before extraordinary items | $1,150,000 | 3,647 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,150,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $281,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,150,000 | 3,580 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,697 |
| Total interest expense | $1,085,000 | 3,346 |
| Net interest income | $2,513,000 | 3,766 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $169,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $130,000 | 4,686 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $1,404,000 | 4,868 |
| Salaries and employee benefits | $775,000 | 4,821 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $465,000 | 4,569 |
| Pre-tax net operating income | $1,128,000 | 3,268 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $342,000 | 2,847 |
| Income before extraordinary items | $786,000 | 3,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $786,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $281,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $786,000 | 3,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,673 |
| Total interest expense | $555,000 | 3,324 |
| Net interest income | $1,266,000 | 3,722 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $702,000 | 4,915 |
| Salaries and employee benefits | $386,000 | 4,861 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $234,000 | 4,538 |
| Pre-tax net operating income | $569,000 | 3,210 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $397,000 | 3,537 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $397,000 | 3,425 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 3,484 |
| Total interest expense | $2,568,000 | 3,274 |
| Net interest income | $5,325,000 | 3,515 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $337,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $260,000 | 4,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $77,000 | 6,944 |
| Total noninterest expense | $2,765,000 | 4,865 |
| Salaries and employee benefits | $1,506,000 | 4,835 |
| Premises and equipment expense | $340,000 | 5,272 |
| Additional noninterest expense | $919,000 | 4,557 |
| Pre-tax net operating income | $2,522,000 | 2,863 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $771,000 | 2,605 |
| Income before extraordinary items | $1,753,000 | 3,164 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,753,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,936 |
| Cash dividends | $540,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,751,620 | 3,019 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 3,504 |
| Total interest expense | $1,975,000 | 3,322 |
| Net interest income | $4,004,000 | 3,527 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $247,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $190,000 | 4,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $2,035,000 | 4,918 |
| Salaries and employee benefits | $1,121,000 | 4,845 |
| Premises and equipment expense | $247,000 | 5,373 |
| Additional noninterest expense | $667,000 | 4,639 |
| Pre-tax net operating income | $1,991,000 | 2,864 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $612,000 | 2,634 |
| Income before extraordinary items | $1,381,000 | 3,155 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,381,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $259,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,379,620 | 3,003 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 3,519 |
| Total interest expense | $1,364,000 | 3,319 |
| Net interest income | $2,639,000 | 3,549 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $160,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,334,000 | 4,968 |
| Salaries and employee benefits | $744,000 | 4,864 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $426,000 | 4,785 |
| Pre-tax net operating income | $1,315,000 | 2,882 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $403,000 | 2,673 |
| Income before extraordinary items | $912,000 | 3,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $912,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $259,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $912,000 | 3,007 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,506 |
| Total interest expense | $704,000 | 3,306 |
| Net interest income | $1,306,000 | 3,569 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $667,000 | 4,971 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $640,000 | 2,929 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $195,000 | 2,740 |
| Income before extraordinary items | $445,000 | 3,202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $445,000 | 3,043 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 3,572 |
| Total interest expense | $3,258,000 | 3,299 |
| Net interest income | $4,956,000 | 3,705 |
| Provision for loan and lease losses | $375,000 | 2,962 |
| Total noninterest income | $342,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,501,000 | 5,089 |
| Salaries and employee benefits | $1,422,000 | 4,888 |
| Premises and equipment expense | $278,000 | 5,793 |
| Additional noninterest expense | $801,000 | 4,919 |
| Pre-tax net operating income | $2,422,000 | 2,957 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $726,000 | 2,767 |
| Income before extraordinary items | $1,708,000 | 3,165 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,708,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,741 |
| Cash dividends | $508,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,699,600 | 3,082 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 3,723 |
| Total interest expense | $4,257,000 | 3,615 |
| Net interest income | $4,486,000 | 3,774 |
| Provision for loan and lease losses | $110,000 | 5,436 |
| Total noninterest income | $318,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $232,000 | 4,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $2,448,000 | 5,024 |
| Salaries and employee benefits | $1,345,000 | 4,909 |
| Premises and equipment expense | $317,000 | 5,350 |
| Additional noninterest expense | $786,000 | 4,842 |
| Pre-tax net operating income | $2,246,000 | 2,906 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $647,000 | 2,827 |
| Income before extraordinary items | $1,597,000 | 3,075 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,597,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,410 |
| Cash dividends | $486,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,598,420 | 2,977 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,853 |
| Total interest expense | $4,378,000 | 3,708 |
| Net interest income | $4,314,000 | 3,932 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $295,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $2,231,000 | 5,285 |
| Salaries and employee benefits | $1,223,000 | 5,137 |
| Premises and equipment expense | $307,000 | 5,354 |
| Additional noninterest expense | $701,000 | 5,169 |
| Pre-tax net operating income | $2,378,000 | 2,881 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $688,000 | 2,824 |
| Income before extraordinary items | $1,690,000 | 2,947 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,690,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,566 |
| Cash dividends | $1,350,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,690,000 | 2,932 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 3,772 |
| Total interest expense | $4,161,000 | 3,468 |
| Net interest income | $4,146,000 | 4,047 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $280,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $193,000 | 5,212 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $2,154,000 | 5,393 |
| Salaries and employee benefits | $1,189,000 | 5,195 |
| Premises and equipment expense | $281,000 | 5,670 |
| Additional noninterest expense | $684,000 | 5,329 |
| Pre-tax net operating income | $2,262,000 | 3,030 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $645,000 | 3,071 |
| Income before extraordinary items | $1,617,000 | 3,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,617,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 10,112 |
| Cash dividends | $1,113,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,617,000 | 3,024 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 3,821 |
| Total interest expense | $4,389,000 | 3,384 |
| Net interest income | $3,899,000 | 4,209 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $286,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $182,000 | 5,405 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $2,020,000 | 5,557 |
| Salaries and employee benefits | $1,105,000 | 5,384 |
| Premises and equipment expense | $213,000 | 6,524 |
| Additional noninterest expense | $702,000 | 5,152 |
| Pre-tax net operating income | $2,130,000 | 3,177 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $607,000 | 3,376 |
| Income before extraordinary items | $1,523,000 | 3,217 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,523,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $464,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,523,000 | 3,121 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 3,879 |
| Total interest expense | $4,154,000 | 3,535 |
| Net interest income | $4,061,000 | 4,189 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $267,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $183,000 | 5,610 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $2,019,000 | 5,630 |
| Salaries and employee benefits | $1,105,000 | 5,448 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $717,000 | 5,122 |
| Pre-tax net operating income | $2,309,000 | 3,112 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $686,000 | 3,285 |
| Income before extraordinary items | $1,623,000 | 3,119 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,623,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $529,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,623,000 | 3,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 4,142 |
| Total interest expense | $4,043,000 | 3,676 |
| Net interest income | $3,735,000 | 4,570 |
| Provision for loan and lease losses | $-160,000 | 11,313 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,929,000 | 6,090 |
| Salaries and employee benefits | $1,100,000 | 5,583 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $649,000 | 6,038 |
| Pre-tax net operating income | $2,246,000 | 3,096 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $684,000 | 3,230 |
| Income before extraordinary items | $1,559,000 | 3,081 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,559,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $821,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,561,100 | 3,038 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,367,000 | 4,351 |
| Total interest expense | $3,901,000 | 3,756 |
| Net interest income | $3,466,000 | 4,912 |
| Provision for loan and lease losses | $-51,000 | 11,602 |
| Total noninterest income | $273,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $2,029,000 | 5,924 |
| Salaries and employee benefits | $1,125,000 | 5,499 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $722,000 | 5,708 |
| Pre-tax net operating income | $1,761,000 | 3,912 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $529,000 | 4,013 |
| Income before extraordinary items | $1,233,000 | 3,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,233,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 11,787 |
| Cash dividends | $335,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,232,300 | 3,841 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,425 |
| Total interest expense | $3,506,000 | 3,451 |
| Net interest income | $3,152,000 | 5,388 |
| Provision for loan and lease losses | $-226,000 | 12,352 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $2,022,000 | 6,143 |
| Salaries and employee benefits | $1,061,000 | 5,796 |
| Premises and equipment expense | $188,000 | 7,687 |
| Additional noninterest expense | $773,000 | 5,864 |
| Pre-tax net operating income | $1,618,000 | 4,130 |
| Securities gains (losses) | $-99,000 | 11,519 |
| Applicable income taxes | $445,000 | 4,429 |
| Income before extraordinary items | $1,074,000 | 4,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,074,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $312,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,144,290 | 4,072 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 4,352 |
| Total interest expense | $3,687,000 | 3,418 |
| Net interest income | $3,238,000 | 5,294 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $298,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,933,000 | 6,512 |
| Salaries and employee benefits | $972,000 | 6,298 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $792,000 | 5,969 |
| Pre-tax net operating income | $1,513,000 | 4,293 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $442,000 | 4,647 |
| Income before extraordinary items | $1,071,000 | 4,421 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,071,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 12,831 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,071,000 | 4,197 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 4,422 |
| Total interest expense | $4,528,000 | 3,624 |
| Net interest income | $3,204,000 | 5,397 |
| Provision for loan and lease losses | $465,000 | 3,162 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,848,000 | 6,803 |
| Salaries and employee benefits | $910,000 | 6,558 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $1,156,000 | 5,074 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $321,000 | 5,677 |
| Income before extraordinary items | $835,000 | 5,193 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $835,000 | 5,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,923 |
| Cash dividends | $204,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $835,000 | 4,885 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.