Home > SpiritBank > Income and Expense
SpiritBank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $40,132,000 | 1,116 |
| Total interest expense | $13,559,000 | 1,055 |
| Net interest income | $26,573,000 | 1,142 |
| Provision for loan and lease losses | $500,000 | 1,275 |
| Total noninterest income | $3,189,000 | 1,573 |
| Gross Fiduciary activities income | $30,000 | 810 |
| Service charges on deposit accounts | $919,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,240,000 | 1,519 |
| Total noninterest expense | $20,551,000 | 1,187 |
| Salaries and employee benefits | $13,241,000 | 1,068 |
| Premises and equipment expense | $2,138,000 | 1,151 |
| Additional noninterest expense | $2,240,000 | 1,519 |
| Pre-tax net operating income | $8,711,000 | 1,307 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,246,000 | 911 |
| Income before extraordinary items | $6,465,000 | 1,440 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,465,000 | 1,456 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,465,000 | 1,443 |
| Net charge-offs | $-17,000 | 3,951 |
| Cash dividends | $7,000,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,465,000 | 1,470 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $29,214,000 | 1,116 |
| Total interest expense | $9,334,000 | 1,040 |
| Net interest income | $19,880,000 | 1,153 |
| Provision for loan and lease losses | $500,000 | 1,003 |
| Total noninterest income | $2,485,000 | 1,541 |
| Gross Fiduciary activities income | $22,000 | 797 |
| Service charges on deposit accounts | $686,000 | 1,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,777,000 | 1,457 |
| Total noninterest expense | $15,437,000 | 1,178 |
| Salaries and employee benefits | $9,937,000 | 1,073 |
| Premises and equipment expense | $1,751,000 | 1,062 |
| Additional noninterest expense | $1,777,000 | 1,457 |
| Pre-tax net operating income | $6,428,000 | 1,373 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,656,000 | 951 |
| Income before extraordinary items | $4,772,000 | 1,507 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,772,000 | 1,519 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,772,000 | 1,507 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $5,250,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,772,000 | 1,530 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $19,010,000 | 1,117 |
| Total interest expense | $5,734,000 | 1,007 |
| Net interest income | $13,276,000 | 1,163 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,371,000 | 1,645 |
| Gross Fiduciary activities income | $15,000 | 787 |
| Service charges on deposit accounts | $453,000 | 1,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $903,000 | 1,628 |
| Total noninterest expense | $10,285,000 | 1,172 |
| Salaries and employee benefits | $6,642,000 | 1,060 |
| Premises and equipment expense | $1,086,000 | 1,130 |
| Additional noninterest expense | $903,000 | 1,626 |
| Pre-tax net operating income | $4,362,000 | 1,330 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,123,000 | 944 |
| Income before extraordinary items | $3,239,000 | 1,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,239,000 | 1,489 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,239,000 | 1,472 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $3,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,239,000 | 1,480 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,267,000 | 1,128 |
| Total interest expense | $2,546,000 | 1,000 |
| Net interest income | $6,721,000 | 1,156 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $551,000 | 1,844 |
| Gross Fiduciary activities income | $9,000 | 801 |
| Service charges on deposit accounts | $224,000 | 1,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 1,950 |
| Total noninterest expense | $5,151,000 | 1,182 |
| Salaries and employee benefits | $3,348,000 | 1,073 |
| Premises and equipment expense | $526,000 | 1,195 |
| Additional noninterest expense | $318,000 | 1,950 |
| Pre-tax net operating income | $2,121,000 | 1,411 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $547,000 | 986 |
| Income before extraordinary items | $1,574,000 | 1,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,574,000 | 1,548 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,574,000 | 1,548 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $1,750,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,574,000 | 1,565 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $33,188,000 | 1,053 |
| Total interest expense | $3,970,000 | 940 |
| Net interest income | $29,218,000 | 1,055 |
| Provision for loan and lease losses | $325,000 | 1,480 |
| Total noninterest income | $3,374,000 | 1,524 |
| Gross Fiduciary activities income | $33,000 | 832 |
| Service charges on deposit accounts | $878,000 | 1,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,463,000 | 1,431 |
| Total noninterest expense | $20,697,000 | 1,156 |
| Salaries and employee benefits | $13,614,000 | 1,033 |
| Premises and equipment expense | $2,185,000 | 1,121 |
| Additional noninterest expense | $2,463,000 | 1,431 |
| Pre-tax net operating income | $11,570,000 | 1,149 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,029,000 | 1,069 |
| Income before extraordinary items | $9,541,000 | 1,134 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,541,000 | 1,133 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,541,000 | 1,134 |
| Net charge-offs | $-215,000 | 4,453 |
| Cash dividends | $9,500,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,541,000 | 1,158 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $24,328,000 | 1,036 |
| Total interest expense | $2,263,000 | 903 |
| Net interest income | $22,065,000 | 1,032 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,857,000 | 1,426 |
| Gross Fiduciary activities income | $25,000 | 815 |
| Service charges on deposit accounts | $639,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,193,000 | 1,308 |
| Total noninterest expense | $15,649,000 | 1,148 |
| Salaries and employee benefits | $10,338,000 | 1,033 |
| Premises and equipment expense | $1,597,000 | 1,137 |
| Additional noninterest expense | $2,193,000 | 1,308 |
| Pre-tax net operating income | $9,273,000 | 1,095 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,389,000 | 803 |
| Income before extraordinary items | $6,884,000 | 1,167 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,884,000 | 1,166 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,884,000 | 1,167 |
| Net charge-offs | $-199,000 | 4,472 |
| Cash dividends | $8,500,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,884,000 | 1,191 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $15,681,000 | 1,017 |
| Total interest expense | $1,272,000 | 905 |
| Net interest income | $14,409,000 | 1,022 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,023,000 | 1,371 |
| Gross Fiduciary activities income | $10,000 | 806 |
| Service charges on deposit accounts | $396,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,617,000 | 1,251 |
| Total noninterest expense | $10,512,000 | 1,130 |
| Salaries and employee benefits | $6,988,000 | 1,010 |
| Premises and equipment expense | $1,053,000 | 1,138 |
| Additional noninterest expense | $2,471,000 | 1,356 |
| Pre-tax net operating income | $5,920,000 | 1,073 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,524,000 | 786 |
| Income before extraordinary items | $4,396,000 | 1,149 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,396,000 | 1,147 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,396,000 | 1,149 |
| Net charge-offs | $-173,000 | 4,516 |
| Cash dividends | $7,500,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,396,000 | 1,180 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,682,000 | 1,008 |
| Total interest expense | $600,000 | 922 |
| Net interest income | $7,082,000 | 1,011 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,359,000 | 1,143 |
| Gross Fiduciary activities income | $10,000 | 772 |
| Service charges on deposit accounts | $196,000 | 1,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,153,000 | 996 |
| Total noninterest expense | $5,220,000 | 1,136 |
| Salaries and employee benefits | $3,455,000 | 1,030 |
| Premises and equipment expense | $524,000 | 1,151 |
| Additional noninterest expense | $1,241,000 | 1,342 |
| Pre-tax net operating income | $3,221,000 | 953 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $829,000 | 724 |
| Income before extraordinary items | $2,392,000 | 1,052 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,392,000 | 1,050 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,392,000 | 1,052 |
| Net charge-offs | $-142,000 | 4,624 |
| Cash dividends | $6,500,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,392,000 | 1,062 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $31,165,000 | 1,019 |
| Total interest expense | $3,028,000 | 894 |
| Net interest income | $28,137,000 | 1,029 |
| Provision for loan and lease losses | $-535,000 | 4,450 |
| Total noninterest income | $4,127,000 | 1,486 |
| Gross Fiduciary activities income | $26,000 | 811 |
| Service charges on deposit accounts | $664,000 | 1,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,437,000 | 1,374 |
| Total noninterest expense | $21,342,000 | 1,113 |
| Salaries and employee benefits | $12,892,000 | 1,068 |
| Premises and equipment expense | $2,119,000 | 1,155 |
| Additional noninterest expense | $6,331,000 | 1,102 |
| Pre-tax net operating income | $11,457,000 | 1,160 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-58,000 | 4,761 |
| Income before extraordinary items | $11,515,000 | 1,029 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,515,000 | 1,030 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,515,000 | 1,030 |
| Net charge-offs | $-1,727,000 | 4,812 |
| Cash dividends | $4,000,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $11,515,000 | 1,016 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $23,436,000 | 1,037 |
| Total interest expense | $2,373,000 | 908 |
| Net interest income | $21,063,000 | 1,044 |
| Provision for loan and lease losses | $-535,000 | 4,557 |
| Total noninterest income | $2,651,000 | 1,664 |
| Gross Fiduciary activities income | $19,000 | 802 |
| Service charges on deposit accounts | $465,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,167,000 | 1,591 |
| Total noninterest expense | $15,856,000 | 1,129 |
| Salaries and employee benefits | $9,559,000 | 1,081 |
| Premises and equipment expense | $1,572,000 | 1,180 |
| Additional noninterest expense | $4,725,000 | 1,100 |
| Pre-tax net operating income | $8,393,000 | 1,228 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,154,000 | 931 |
| Income before extraordinary items | $6,239,000 | 1,353 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,239,000 | 1,353 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,239,000 | 1,353 |
| Net charge-offs | $-1,084,000 | 4,870 |
| Cash dividends | $3,000,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,239,000 | 1,333 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,771,000 | 1,019 |
| Total interest expense | $1,673,000 | 896 |
| Net interest income | $14,098,000 | 1,026 |
| Provision for loan and lease losses | $-535,000 | 4,624 |
| Total noninterest income | $1,572,000 | 1,753 |
| Gross Fiduciary activities income | $10,000 | 818 |
| Service charges on deposit accounts | $294,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,268,000 | 1,675 |
| Total noninterest expense | $10,882,000 | 1,097 |
| Salaries and employee benefits | $6,352,000 | 1,081 |
| Premises and equipment expense | $1,033,000 | 1,180 |
| Additional noninterest expense | $3,497,000 | 1,023 |
| Pre-tax net operating income | $5,323,000 | 1,252 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,364,000 | 949 |
| Income before extraordinary items | $3,959,000 | 1,412 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,959,000 | 1,412 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,959,000 | 1,412 |
| Net charge-offs | $-896,000 | 4,907 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,959,000 | 1,376 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 957 |
| Total interest expense | $906,000 | 880 |
| Net interest income | $7,524,000 | 958 |
| Provision for loan and lease losses | $240,000 | 703 |
| Total noninterest income | $673,000 | 1,926 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $143,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 1,874 |
| Total noninterest expense | $4,866,000 | 1,157 |
| Salaries and employee benefits | $3,164,000 | 1,075 |
| Premises and equipment expense | $502,000 | 1,216 |
| Additional noninterest expense | $1,200,000 | 1,327 |
| Pre-tax net operating income | $3,091,000 | 1,120 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $794,000 | 853 |
| Income before extraordinary items | $2,297,000 | 1,260 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,297,000 | 1,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,297,000 | 1,260 |
| Net charge-offs | $295,000 | 349 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,297,000 | 1,227 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $30,815,000 | 1,025 |
| Total interest expense | $5,960,000 | 804 |
| Net interest income | $24,855,000 | 1,081 |
| Provision for loan and lease losses | $750,000 | 1,877 |
| Total noninterest income | $3,924,000 | 1,478 |
| Gross Fiduciary activities income | $20,000 | 849 |
| Service charges on deposit accounts | $722,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,182,000 | 1,382 |
| Total noninterest expense | $19,187,000 | 1,148 |
| Salaries and employee benefits | $12,195,000 | 1,065 |
| Premises and equipment expense | $2,066,000 | 1,144 |
| Additional noninterest expense | $4,926,000 | 1,296 |
| Pre-tax net operating income | $8,842,000 | 1,171 |
| Securities gains (losses) | $111,000 | 1,331 |
| Applicable income taxes | $2,305,000 | 847 |
| Income before extraordinary items | $6,648,000 | 1,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,648,000 | 1,309 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,648,000 | 1,309 |
| Net charge-offs | $-537,000 | 4,960 |
| Cash dividends | $9,000,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,560,310 | 1,285 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $23,019,000 | 1,033 |
| Total interest expense | $4,799,000 | 802 |
| Net interest income | $18,220,000 | 1,086 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $3,038,000 | 1,408 |
| Gross Fiduciary activities income | $15,000 | 824 |
| Service charges on deposit accounts | $545,000 | 1,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,478,000 | 1,322 |
| Total noninterest expense | $14,179,000 | 1,146 |
| Salaries and employee benefits | $8,942,000 | 1,068 |
| Premises and equipment expense | $1,562,000 | 1,132 |
| Additional noninterest expense | $3,675,000 | 1,279 |
| Pre-tax net operating income | $6,779,000 | 1,113 |
| Securities gains (losses) | $111,000 | 1,163 |
| Applicable income taxes | $1,772,000 | 807 |
| Income before extraordinary items | $5,118,000 | 1,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,118,000 | 1,241 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,118,000 | 1,241 |
| Net charge-offs | $-525,000 | 4,993 |
| Cash dividends | $8,000,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,030,310 | 1,223 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $15,806,000 | 1,021 |
| Total interest expense | $3,395,000 | 811 |
| Net interest income | $12,411,000 | 1,070 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $1,525,000 | 1,609 |
| Gross Fiduciary activities income | $10,000 | 834 |
| Service charges on deposit accounts | $362,000 | 1,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,153,000 | 1,529 |
| Total noninterest expense | $9,343,000 | 1,145 |
| Salaries and employee benefits | $5,922,000 | 1,055 |
| Premises and equipment expense | $937,000 | 1,241 |
| Additional noninterest expense | $2,484,000 | 1,254 |
| Pre-tax net operating income | $4,293,000 | 1,111 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $1,104,000 | 763 |
| Income before extraordinary items | $3,189,000 | 1,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,189,000 | 1,246 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,189,000 | 1,246 |
| Net charge-offs | $-274,000 | 4,998 |
| Cash dividends | $7,000,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,189,000 | 1,213 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 1,060 |
| Total interest expense | $1,795,000 | 867 |
| Net interest income | $5,830,000 | 1,101 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $821,000 | 1,453 |
| Gross Fiduciary activities income | $5,000 | 829 |
| Service charges on deposit accounts | $217,000 | 1,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 1,356 |
| Total noninterest expense | $4,865,000 | 1,125 |
| Salaries and employee benefits | $2,910,000 | 1,088 |
| Premises and equipment expense | $638,000 | 980 |
| Additional noninterest expense | $1,317,000 | 1,213 |
| Pre-tax net operating income | $1,786,000 | 1,155 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $465,000 | 782 |
| Income before extraordinary items | $1,321,000 | 1,318 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,321,000 | 1,317 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,321,000 | 1,318 |
| Net charge-offs | $-242,000 | 5,050 |
| Cash dividends | $6,000,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,321,000 | 1,294 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $28,975,000 | 1,111 |
| Total interest expense | $8,526,000 | 781 |
| Net interest income | $20,449,000 | 1,235 |
| Provision for loan and lease losses | $-2,540,000 | 5,152 |
| Total noninterest income | $3,780,000 | 1,367 |
| Gross Fiduciary activities income | $18,000 | 884 |
| Service charges on deposit accounts | $950,000 | 1,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,812,000 | 1,254 |
| Total noninterest expense | $21,882,000 | 1,014 |
| Salaries and employee benefits | $11,601,000 | 1,073 |
| Premises and equipment expense | $2,813,000 | 901 |
| Additional noninterest expense | $7,468,000 | 912 |
| Pre-tax net operating income | $4,887,000 | 1,788 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,246,000 | 1,247 |
| Income before extraordinary items | $3,641,000 | 2,014 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,641,000 | 2,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,641,000 | 2,016 |
| Net charge-offs | $-888,000 | 5,144 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,641,000 | 1,980 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $21,552,000 | 1,131 |
| Total interest expense | $6,565,000 | 772 |
| Net interest income | $14,987,000 | 1,270 |
| Provision for loan and lease losses | $-2,540,000 | 5,240 |
| Total noninterest income | $2,959,000 | 1,309 |
| Gross Fiduciary activities income | $14,000 | 859 |
| Service charges on deposit accounts | $714,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,231,000 | 1,204 |
| Total noninterest expense | $17,069,000 | 973 |
| Salaries and employee benefits | $8,663,000 | 1,078 |
| Premises and equipment expense | $2,243,000 | 860 |
| Additional noninterest expense | $6,163,000 | 825 |
| Pre-tax net operating income | $3,417,000 | 1,945 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $871,000 | 1,343 |
| Income before extraordinary items | $2,546,000 | 2,171 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,546,000 | 2,171 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,546,000 | 2,172 |
| Net charge-offs | $-1,218,000 | 5,233 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,546,000 | 2,139 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,078,000 | 1,142 |
| Total interest expense | $4,282,000 | 770 |
| Net interest income | $9,796,000 | 1,292 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,181,000 | 1,200 |
| Gross Fiduciary activities income | $9,000 | 871 |
| Service charges on deposit accounts | $470,000 | 1,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,702,000 | 1,051 |
| Total noninterest expense | $10,440,000 | 1,050 |
| Salaries and employee benefits | $5,759,000 | 1,070 |
| Premises and equipment expense | $1,505,000 | 855 |
| Additional noninterest expense | $3,176,000 | 1,047 |
| Pre-tax net operating income | $1,537,000 | 2,462 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $391,000 | 1,641 |
| Income before extraordinary items | $1,146,000 | 2,740 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,146,000 | 2,740 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,146,000 | 2,739 |
| Net charge-offs | $1,523,000 | 272 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,146,000 | 2,712 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 1,144 |
| Total interest expense | $2,034,000 | 787 |
| Net interest income | $4,932,000 | 1,288 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,057,000 | 1,199 |
| Gross Fiduciary activities income | $4,000 | 868 |
| Service charges on deposit accounts | $232,000 | 1,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 1,028 |
| Total noninterest expense | $5,122,000 | 1,055 |
| Salaries and employee benefits | $2,864,000 | 1,076 |
| Premises and equipment expense | $764,000 | 845 |
| Additional noninterest expense | $1,494,000 | 1,078 |
| Pre-tax net operating income | $867,000 | 2,248 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $220,000 | 1,507 |
| Income before extraordinary items | $647,000 | 2,482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $647,000 | 2,481 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $647,000 | 2,481 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $647,000 | 2,471 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,185,000 | 1,133 |
| Total interest expense | $5,697,000 | 823 |
| Net interest income | $20,488,000 | 1,216 |
| Provision for loan and lease losses | $-4,725,000 | 5,386 |
| Total noninterest income | $3,596,000 | 1,361 |
| Gross Fiduciary activities income | $17,000 | 924 |
| Service charges on deposit accounts | $966,000 | 1,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,613,000 | 1,257 |
| Total noninterest expense | $22,851,000 | 956 |
| Salaries and employee benefits | $11,369,000 | 1,055 |
| Premises and equipment expense | $4,432,000 | 572 |
| Additional noninterest expense | $7,050,000 | 954 |
| Pre-tax net operating income | $5,958,000 | 1,523 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,386,000 | 1,108 |
| Income before extraordinary items | $4,572,000 | 1,693 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,572,000 | 1,692 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,572,000 | 1,692 |
| Net charge-offs | $-4,482,000 | 5,398 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,572,000 | 1,686 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,215,000 | 1,140 |
| Total interest expense | $3,823,000 | 863 |
| Net interest income | $15,392,000 | 1,214 |
| Provision for loan and lease losses | $-3,575,000 | 5,454 |
| Total noninterest income | $2,744,000 | 1,360 |
| Gross Fiduciary activities income | $13,000 | 893 |
| Service charges on deposit accounts | $731,000 | 1,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000,000 | 1,263 |
| Total noninterest expense | $17,391,000 | 940 |
| Salaries and employee benefits | $8,536,000 | 1,059 |
| Premises and equipment expense | $3,399,000 | 560 |
| Additional noninterest expense | $5,456,000 | 902 |
| Pre-tax net operating income | $4,320,000 | 1,581 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $976,000 | 1,184 |
| Income before extraordinary items | $3,344,000 | 1,751 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,344,000 | 1,750 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,344,000 | 1,750 |
| Net charge-offs | $-3,038,000 | 5,468 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,344,000 | 1,739 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 1,179 |
| Total interest expense | $2,258,000 | 887 |
| Net interest income | $9,976,000 | 1,240 |
| Provision for loan and lease losses | $-3,575,000 | 5,522 |
| Total noninterest income | $1,529,000 | 1,544 |
| Gross Fiduciary activities income | $9,000 | 899 |
| Service charges on deposit accounts | $479,000 | 1,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,041,000 | 1,483 |
| Total noninterest expense | $12,038,000 | 917 |
| Salaries and employee benefits | $5,656,000 | 1,069 |
| Premises and equipment expense | $2,362,000 | 540 |
| Additional noninterest expense | $4,020,000 | 824 |
| Pre-tax net operating income | $3,042,000 | 1,504 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $645,000 | 1,181 |
| Income before extraordinary items | $2,397,000 | 1,630 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,397,000 | 1,629 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,397,000 | 1,629 |
| Net charge-offs | $-2,634,000 | 5,534 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,397,000 | 1,614 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 1,146 |
| Total interest expense | $1,073,000 | 892 |
| Net interest income | $5,191,000 | 1,190 |
| Provision for loan and lease losses | $-2,050,000 | 5,586 |
| Total noninterest income | $-193,000 | 5,599 |
| Gross Fiduciary activities income | $4,000 | 900 |
| Service charges on deposit accounts | $240,000 | 1,211 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $-437,000 | 5,611 |
| Total noninterest expense | $5,998,000 | 924 |
| Salaries and employee benefits | $2,734,000 | 1,107 |
| Premises and equipment expense | $1,058,000 | 595 |
| Additional noninterest expense | $2,206,000 | 756 |
| Pre-tax net operating income | $1,050,000 | 1,974 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $219,000 | 1,488 |
| Income before extraordinary items | $831,000 | 2,113 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $831,000 | 2,112 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $831,000 | 2,113 |
| Net charge-offs | $-1,252,000 | 5,590 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $831,000 | 2,102 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,722,000 | 937 |
| Total interest expense | $4,566,000 | 748 |
| Net interest income | $26,156,000 | 959 |
| Provision for loan and lease losses | $9,496,000 | 165 |
| Total noninterest income | $13,363,000 | 561 |
| Gross Fiduciary activities income | $164,000 | 735 |
| Service charges on deposit accounts | $1,015,000 | 1,177 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $12,184,000 | 452 |
| Total noninterest expense | $48,382,000 | 460 |
| Salaries and employee benefits | $19,745,000 | 611 |
| Premises and equipment expense | $4,543,000 | 545 |
| Additional noninterest expense | $24,094,000 | 331 |
| Pre-tax net operating income | $-18,359,000 | 5,674 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,627,000 | 1,464 |
| Income before extraordinary items | $-19,986,000 | 5,664 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,986,000 | 5,664 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-19,986,000 | 5,664 |
| Net charge-offs | $8,592,000 | 150 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-19,986,000 | 5,664 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $22,934,000 | 939 |
| Total interest expense | $3,361,000 | 737 |
| Net interest income | $19,573,000 | 963 |
| Provision for loan and lease losses | $11,165,000 | 123 |
| Total noninterest income | $10,947,000 | 541 |
| Gross Fiduciary activities income | $11,000 | 931 |
| Service charges on deposit accounts | $756,000 | 1,194 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,180,000 | 414 |
| Total noninterest expense | $38,802,000 | 443 |
| Salaries and employee benefits | $14,958,000 | 604 |
| Premises and equipment expense | $3,400,000 | 552 |
| Additional noninterest expense | $20,444,000 | 292 |
| Pre-tax net operating income | $-19,447,000 | 5,745 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,281,000 | 1,249 |
| Income before extraordinary items | $-20,728,000 | 5,737 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-20,728,000 | 5,737 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-20,728,000 | 5,737 |
| Net charge-offs | $9,937,000 | 108 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-20,728,000 | 5,737 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,773,000 | 962 |
| Total interest expense | $2,169,000 | 736 |
| Net interest income | $12,604,000 | 995 |
| Provision for loan and lease losses | $13,033,000 | 93 |
| Total noninterest income | $6,936,000 | 552 |
| Gross Fiduciary activities income | $7,000 | 945 |
| Service charges on deposit accounts | $486,000 | 1,217 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $6,443,000 | 430 |
| Total noninterest expense | $27,614,000 | 424 |
| Salaries and employee benefits | $9,923,000 | 609 |
| Premises and equipment expense | $2,230,000 | 559 |
| Additional noninterest expense | $15,461,000 | 270 |
| Pre-tax net operating income | $-21,107,000 | 5,794 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $744,000 | 1,337 |
| Income before extraordinary items | $-21,851,000 | 5,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-21,851,000 | 5,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-21,851,000 | 5,786 |
| Net charge-offs | $11,004,000 | 89 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-21,851,000 | 5,786 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,448,000 | 942 |
| Total interest expense | $1,046,000 | 737 |
| Net interest income | $6,402,000 | 969 |
| Provision for loan and lease losses | $-1,406,000 | 5,834 |
| Total noninterest income | $2,866,000 | 619 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $231,000 | 1,265 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,631,000 | 487 |
| Total noninterest expense | $9,811,000 | 564 |
| Salaries and employee benefits | $4,803,000 | 640 |
| Premises and equipment expense | $1,167,000 | 555 |
| Additional noninterest expense | $3,841,000 | 458 |
| Pre-tax net operating income | $863,000 | 2,169 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $285,000 | 1,533 |
| Income before extraordinary items | $578,000 | 2,526 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $578,000 | 2,525 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $578,000 | 2,526 |
| Net charge-offs | $32,000 | 1,622 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $578,000 | 2,503 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $32,769,000 | 816 |
| Total interest expense | $3,624,000 | 809 |
| Net interest income | $29,145,000 | 817 |
| Provision for loan and lease losses | $-425,000 | 5,721 |
| Total noninterest income | $26,092,000 | 350 |
| Gross Fiduciary activities income | $165,000 | 754 |
| Service charges on deposit accounts | $955,000 | 1,257 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $24,972,000 | 264 |
| Total noninterest expense | $50,092,000 | 449 |
| Salaries and employee benefits | $28,972,000 | 431 |
| Premises and equipment expense | $4,932,000 | 505 |
| Additional noninterest expense | $16,188,000 | 440 |
| Pre-tax net operating income | $5,570,000 | 1,488 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,876,000 | 1,097 |
| Income before extraordinary items | $3,694,000 | 1,763 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,694,000 | 1,762 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,694,000 | 1,762 |
| Net charge-offs | $-2,666,000 | 5,899 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,694,000 | 1,724 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,640,000 | 853 |
| Total interest expense | $2,591,000 | 850 |
| Net interest income | $21,049,000 | 841 |
| Provision for loan and lease losses | $-425,000 | 5,832 |
| Total noninterest income | $22,032,000 | 323 |
| Gross Fiduciary activities income | $12,000 | 962 |
| Service charges on deposit accounts | $710,000 | 1,261 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $21,310,000 | 247 |
| Total noninterest expense | $40,439,000 | 428 |
| Salaries and employee benefits | $24,232,000 | 398 |
| Premises and equipment expense | $3,872,000 | 488 |
| Additional noninterest expense | $12,335,000 | 433 |
| Pre-tax net operating income | $3,067,000 | 1,930 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,017,000 | 1,393 |
| Income before extraordinary items | $2,050,000 | 2,296 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,050,000 | 2,295 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,050,000 | 2,296 |
| Net charge-offs | $814,000 | 561 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,050,000 | 2,239 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,185,000 | 884 |
| Total interest expense | $1,650,000 | 882 |
| Net interest income | $13,535,000 | 875 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $14,775,000 | 319 |
| Gross Fiduciary activities income | $8,000 | 969 |
| Service charges on deposit accounts | $458,000 | 1,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,309,000 | 238 |
| Total noninterest expense | $26,835,000 | 430 |
| Salaries and employee benefits | $16,116,000 | 397 |
| Premises and equipment expense | $2,653,000 | 483 |
| Additional noninterest expense | $8,066,000 | 436 |
| Pre-tax net operating income | $1,475,000 | 2,430 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $483,000 | 1,691 |
| Income before extraordinary items | $992,000 | 2,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $992,000 | 2,805 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $992,000 | 2,806 |
| Net charge-offs | $945,000 | 373 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $992,000 | 2,741 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 906 |
| Total interest expense | $804,000 | 906 |
| Net interest income | $6,613,000 | 902 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $6,107,000 | 343 |
| Gross Fiduciary activities income | $4,000 | 964 |
| Service charges on deposit accounts | $226,000 | 1,290 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,877,000 | 263 |
| Total noninterest expense | $12,264,000 | 451 |
| Salaries and employee benefits | $7,068,000 | 442 |
| Premises and equipment expense | $1,359,000 | 482 |
| Additional noninterest expense | $3,837,000 | 446 |
| Pre-tax net operating income | $456,000 | 3,183 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $142,000 | 2,153 |
| Income before extraordinary items | $314,000 | 3,553 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $314,000 | 3,549 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $314,000 | 3,551 |
| Net charge-offs | $1,024,000 | 223 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $314,000 | 3,493 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $32,536,000 | 792 |
| Total interest expense | $2,972,000 | 944 |
| Net interest income | $29,564,000 | 765 |
| Provision for loan and lease losses | $-2,055,000 | 6,111 |
| Total noninterest income | $28,813,000 | 316 |
| Gross Fiduciary activities income | $162,000 | 774 |
| Service charges on deposit accounts | $978,000 | 1,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $27,673,000 | 248 |
| Total noninterest expense | $58,979,000 | 385 |
| Salaries and employee benefits | $34,262,000 | 364 |
| Premises and equipment expense | $7,606,000 | 361 |
| Additional noninterest expense | $17,111,000 | 420 |
| Pre-tax net operating income | $1,453,000 | 3,537 |
| Securities gains (losses) | $25,000 | 2,106 |
| Applicable income taxes | $436,000 | 2,352 |
| Income before extraordinary items | $1,042,000 | 3,858 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,042,000 | 3,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,042,000 | 3,860 |
| Net charge-offs | $3,009,000 | 269 |
| Cash dividends | $13,500,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,024,250 | 3,835 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $26,493,000 | 720 |
| Total interest expense | $2,185,000 | 972 |
| Net interest income | $24,308,000 | 707 |
| Provision for loan and lease losses | $-555,000 | 6,098 |
| Total noninterest income | $21,691,000 | 320 |
| Gross Fiduciary activities income | $12,000 | 987 |
| Service charges on deposit accounts | $735,000 | 1,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,944,000 | 247 |
| Total noninterest expense | $44,183,000 | 392 |
| Salaries and employee benefits | $26,609,000 | 359 |
| Premises and equipment expense | $7,850,000 | 270 |
| Additional noninterest expense | $9,724,000 | 528 |
| Pre-tax net operating income | $2,371,000 | 2,269 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $775,000 | 1,615 |
| Income before extraordinary items | $1,596,000 | 2,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,596,000 | 2,661 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,596,000 | 2,662 |
| Net charge-offs | $3,273,000 | 193 |
| Cash dividends | $13,500,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,596,000 | 2,611 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $18,479,000 | 700 |
| Total interest expense | $1,408,000 | 1,019 |
| Net interest income | $17,071,000 | 669 |
| Provision for loan and lease losses | $-555,000 | 6,215 |
| Total noninterest income | $14,051,000 | 332 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $475,000 | 1,263 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,568,000 | 259 |
| Total noninterest expense | $29,654,000 | 390 |
| Salaries and employee benefits | $17,643,000 | 357 |
| Premises and equipment expense | $5,046,000 | 276 |
| Additional noninterest expense | $6,965,000 | 496 |
| Pre-tax net operating income | $2,023,000 | 1,886 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $651,000 | 1,385 |
| Income before extraordinary items | $1,372,000 | 2,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,372,000 | 2,204 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,372,000 | 2,204 |
| Net charge-offs | $1,502,000 | 263 |
| Cash dividends | $13,500,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,372,000 | 2,149 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 719 |
| Total interest expense | $666,000 | 1,082 |
| Net interest income | $8,225,000 | 694 |
| Provision for loan and lease losses | $-555,000 | 6,337 |
| Total noninterest income | $6,825,000 | 328 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $238,000 | 1,234 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,583,000 | 246 |
| Total noninterest expense | $14,794,000 | 384 |
| Salaries and employee benefits | $8,942,000 | 355 |
| Premises and equipment expense | $1,984,000 | 354 |
| Additional noninterest expense | $3,868,000 | 442 |
| Pre-tax net operating income | $811,000 | 2,184 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $282,000 | 1,506 |
| Income before extraordinary items | $529,000 | 2,611 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $529,000 | 2,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $529,000 | 2,614 |
| Net charge-offs | $646,000 | 278 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $529,000 | 2,537 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,164,000 | 719 |
| Total interest expense | $3,305,000 | 900 |
| Net interest income | $31,859,000 | 697 |
| Provision for loan and lease losses | $-1,519,000 | 6,396 |
| Total noninterest income | $54,428,000 | 191 |
| Gross Fiduciary activities income | $182,000 | 788 |
| Service charges on deposit accounts | $1,487,000 | 894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $52,759,000 | 139 |
| Total noninterest expense | $74,503,000 | 317 |
| Salaries and employee benefits | $42,785,000 | 282 |
| Premises and equipment expense | $8,554,000 | 313 |
| Additional noninterest expense | $23,164,000 | 332 |
| Pre-tax net operating income | $13,303,000 | 635 |
| Securities gains (losses) | $146,000 | 991 |
| Applicable income taxes | $4,052,000 | 578 |
| Income before extraordinary items | $9,397,000 | 725 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,397,000 | 725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,397,000 | 725 |
| Net charge-offs | $1,835,000 | 547 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,294,800 | 718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $26,132,000 | 723 |
| Total interest expense | $2,615,000 | 866 |
| Net interest income | $23,517,000 | 699 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $45,864,000 | 170 |
| Gross Fiduciary activities income | $16,000 | 995 |
| Service charges on deposit accounts | $1,201,000 | 844 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $44,647,000 | 127 |
| Total noninterest expense | $56,428,000 | 313 |
| Salaries and employee benefits | $31,800,000 | 282 |
| Premises and equipment expense | $6,506,000 | 307 |
| Additional noninterest expense | $18,122,000 | 319 |
| Pre-tax net operating income | $12,953,000 | 520 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $3,949,000 | 476 |
| Income before extraordinary items | $9,004,000 | 575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,004,000 | 572 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,004,000 | 574 |
| Net charge-offs | $-10,000 | 5,623 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,004,000 | 567 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $17,077,000 | 734 |
| Total interest expense | $1,773,000 | 851 |
| Net interest income | $15,304,000 | 716 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $33,800,000 | 151 |
| Gross Fiduciary activities income | $8,000 | 1,022 |
| Service charges on deposit accounts | $907,000 | 740 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $32,885,000 | 116 |
| Total noninterest expense | $36,251,000 | 322 |
| Salaries and employee benefits | $20,844,000 | 282 |
| Premises and equipment expense | $4,572,000 | 285 |
| Additional noninterest expense | $10,835,000 | 340 |
| Pre-tax net operating income | $12,853,000 | 375 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,850,000 | 363 |
| Income before extraordinary items | $9,003,000 | 399 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,003,000 | 398 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $9,003,000 | 399 |
| Net charge-offs | $-141,000 | 6,384 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $9,003,000 | 390 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,565,000 | 582 |
| Total interest expense | $862,000 | 889 |
| Net interest income | $9,703,000 | 568 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $5,631,000 | 337 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $502,000 | 650 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,125,000 | 262 |
| Total noninterest expense | $15,170,000 | 371 |
| Salaries and employee benefits | $7,963,000 | 372 |
| Premises and equipment expense | $2,347,000 | 290 |
| Additional noninterest expense | $4,860,000 | 367 |
| Pre-tax net operating income | $164,000 | 4,757 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $-47,000 | 6,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $38,357,000 | 639 |
| Total interest expense | $4,674,000 | 717 |
| Net interest income | $33,683,000 | 632 |
| Provision for loan and lease losses | $717,000 | 1,456 |
| Total noninterest income | $35,181,000 | 268 |
| Gross Fiduciary activities income | $169,000 | 803 |
| Service charges on deposit accounts | $2,211,000 | 628 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,801,000 | 198 |
| Total noninterest expense | $66,020,000 | 344 |
| Salaries and employee benefits | $40,054,000 | 286 |
| Premises and equipment expense | $8,317,000 | 314 |
| Additional noninterest expense | $17,649,000 | 413 |
| Pre-tax net operating income | $2,127,000 | 2,741 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,136,000 | 2,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,136,000 | 2,486 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,136,000 | 2,485 |
| Net charge-offs | $10,760,000 | 168 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,127,000 | 2,429 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,613,000 | 640 |
| Total interest expense | $3,727,000 | 701 |
| Net interest income | $24,886,000 | 641 |
| Provision for loan and lease losses | $2,381,000 | 414 |
| Total noninterest income | $31,444,000 | 243 |
| Gross Fiduciary activities income | $10,000 | 1,063 |
| Service charges on deposit accounts | $1,682,000 | 618 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,752,000 | 177 |
| Total noninterest expense | $52,555,000 | 325 |
| Salaries and employee benefits | $32,045,000 | 272 |
| Premises and equipment expense | $6,255,000 | 312 |
| Additional noninterest expense | $14,255,000 | 392 |
| Pre-tax net operating income | $1,394,000 | 3,051 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,403,000 | 2,786 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,403,000 | 2,790 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,403,000 | 2,790 |
| Net charge-offs | $6,265,000 | 213 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,394,000 | 2,719 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,766,000 | 658 |
| Total interest expense | $2,670,000 | 641 |
| Net interest income | $16,096,000 | 651 |
| Provision for loan and lease losses | $2,138,000 | 332 |
| Total noninterest income | $20,427,000 | 249 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $1,120,000 | 601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,300,000 | 182 |
| Total noninterest expense | $37,006,000 | 313 |
| Salaries and employee benefits | $23,139,000 | 255 |
| Premises and equipment expense | $4,116,000 | 314 |
| Additional noninterest expense | $9,751,000 | 383 |
| Pre-tax net operating income | $-2,621,000 | 6,893 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,612,000 | 6,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,612,000 | 6,895 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,612,000 | 6,895 |
| Net charge-offs | $5,420,000 | 184 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,621,000 | 6,885 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 615 |
| Total interest expense | $1,390,000 | 635 |
| Net interest income | $8,667,000 | 610 |
| Provision for loan and lease losses | $2,098,000 | 196 |
| Total noninterest income | $9,279,000 | 264 |
| Gross Fiduciary activities income | $3,000 | 1,052 |
| Service charges on deposit accounts | $548,000 | 609 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,728,000 | 202 |
| Total noninterest expense | $17,652,000 | 328 |
| Salaries and employee benefits | $10,621,000 | 278 |
| Premises and equipment expense | $2,109,000 | 310 |
| Additional noninterest expense | $4,922,000 | 384 |
| Pre-tax net operating income | $-1,804,000 | 6,971 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,804,000 | 6,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,804,000 | 6,976 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,804,000 | 6,976 |
| Net charge-offs | $3,800,000 | 152 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,804,000 | 6,970 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $53,241,000 | 493 |
| Total interest expense | $9,417,000 | 441 |
| Net interest income | $43,824,000 | 503 |
| Provision for loan and lease losses | $24,485,000 | 139 |
| Total noninterest income | $38,028,000 | 267 |
| Gross Fiduciary activities income | $161,000 | 821 |
| Service charges on deposit accounts | $2,565,000 | 556 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $35,302,000 | 207 |
| Total noninterest expense | $84,480,000 | 278 |
| Salaries and employee benefits | $48,198,000 | 229 |
| Premises and equipment expense | $8,271,000 | 301 |
| Additional noninterest expense | $28,011,000 | 303 |
| Pre-tax net operating income | $-27,113,000 | 7,064 |
| Securities gains (losses) | $388,000 | 1,143 |
| Applicable income taxes | $-4,785,000 | 7,047 |
| Income before extraordinary items | $-21,940,000 | 7,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-21,895,000 | 7,055 |
| Minority interest net income | $-45,000 | 7,066 |
| Net income of bank and minority interests. | $-21,940,000 | 7,055 |
| Net charge-offs | $25,000,000 | 149 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-22,258,160 | 7,051 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $40,755,000 | 483 |
| Total interest expense | $6,689,000 | 495 |
| Net interest income | $34,066,000 | 494 |
| Provision for loan and lease losses | $18,497,000 | 140 |
| Total noninterest income | $26,539,000 | 283 |
| Gross Fiduciary activities income | $11,000 | 1,072 |
| Service charges on deposit accounts | $1,962,000 | 557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,566,000 | 221 |
| Total noninterest expense | $62,595,000 | 281 |
| Salaries and employee benefits | $34,792,000 | 236 |
| Premises and equipment expense | $6,201,000 | 302 |
| Additional noninterest expense | $21,602,000 | 290 |
| Pre-tax net operating income | $-20,487,000 | 7,167 |
| Securities gains (losses) | $388,000 | 909 |
| Applicable income taxes | $-4,785,000 | 7,153 |
| Income before extraordinary items | $-15,314,000 | 7,156 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-15,269,000 | 7,155 |
| Minority interest net income | $-45,000 | 7,166 |
| Net income of bank and minority interests. | $-15,314,000 | 7,156 |
| Net charge-offs | $20,900,000 | 133 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-15,608,880 | 7,155 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $27,749,000 | 481 |
| Total interest expense | $4,925,000 | 454 |
| Net interest income | $22,824,000 | 498 |
| Provision for loan and lease losses | $12,791,000 | 134 |
| Total noninterest income | $17,085,000 | 288 |
| Gross Fiduciary activities income | $7,000 | 1,082 |
| Service charges on deposit accounts | $1,318,000 | 552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,760,000 | 226 |
| Total noninterest expense | $40,171,000 | 286 |
| Salaries and employee benefits | $23,165,000 | 236 |
| Premises and equipment expense | $4,229,000 | 299 |
| Additional noninterest expense | $12,777,000 | 324 |
| Pre-tax net operating income | $-13,053,000 | 7,234 |
| Securities gains (losses) | $388,000 | 705 |
| Applicable income taxes | $-4,785,000 | 7,229 |
| Income before extraordinary items | $-7,880,000 | 7,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,835,000 | 7,209 |
| Minority interest net income | $-45,000 | 7,231 |
| Net income of bank and minority interests. | $-7,880,000 | 7,209 |
| Net charge-offs | $10,380,000 | 188 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-8,128,320 | 7,208 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,978,000 | 479 |
| Total interest expense | $2,819,000 | 401 |
| Net interest income | $11,159,000 | 509 |
| Provision for loan and lease losses | $4,965,000 | 165 |
| Total noninterest income | $7,583,000 | 297 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $656,000 | 548 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,924,000 | 242 |
| Total noninterest expense | $18,351,000 | 303 |
| Salaries and employee benefits | $10,312,000 | 262 |
| Premises and equipment expense | $2,202,000 | 291 |
| Additional noninterest expense | $5,837,000 | 335 |
| Pre-tax net operating income | $-4,574,000 | 7,287 |
| Securities gains (losses) | $370,000 | 370 |
| Applicable income taxes | $-2,808,000 | 7,295 |
| Income before extraordinary items | $-1,396,000 | 7,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,396,000 | 7,209 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,396,000 | 7,209 |
| Net charge-offs | $3,568,000 | 243 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,632,800 | 7,225 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $65,182,000 | 423 |
| Total interest expense | $12,658,000 | 438 |
| Net interest income | $52,524,000 | 419 |
| Provision for loan and lease losses | $19,850,000 | 233 |
| Total noninterest income | $24,390,000 | 320 |
| Gross Fiduciary activities income | $142,000 | 795 |
| Service charges on deposit accounts | $3,194,000 | 473 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $21,054,000 | 257 |
| Total noninterest expense | $66,261,000 | 327 |
| Salaries and employee benefits | $34,792,000 | 288 |
| Premises and equipment expense | $7,187,000 | 363 |
| Additional noninterest expense | $24,282,000 | 337 |
| Pre-tax net operating income | $-9,197,000 | 7,196 |
| Securities gains (losses) | $135,000 | 1,797 |
| Applicable income taxes | $-2,482,000 | 7,262 |
| Income before extraordinary items | $-6,580,000 | 7,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,574,000 | 7,128 |
| Minority interest net income | $-6,000 | 7,334 |
| Net income of bank and minority interests. | $-6,580,000 | 7,131 |
| Net charge-offs | $15,198,000 | 314 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,678,550 | 7,126 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $49,921,000 | 422 |
| Total interest expense | $9,753,000 | 451 |
| Net interest income | $40,168,000 | 413 |
| Provision for loan and lease losses | $13,766,000 | 250 |
| Total noninterest income | $16,762,000 | 343 |
| Gross Fiduciary activities income | $10,000 | 1,039 |
| Service charges on deposit accounts | $2,479,000 | 465 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,273,000 | 274 |
| Total noninterest expense | $48,302,000 | 327 |
| Salaries and employee benefits | $25,433,000 | 289 |
| Premises and equipment expense | $4,900,000 | 405 |
| Additional noninterest expense | $17,969,000 | 334 |
| Pre-tax net operating income | $-5,138,000 | 7,238 |
| Securities gains (losses) | $135,000 | 1,512 |
| Applicable income taxes | $-2,170,000 | 7,365 |
| Income before extraordinary items | $-2,833,000 | 7,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,807,000 | 7,134 |
| Minority interest net income | $-26,000 | 7,420 |
| Net income of bank and minority interests. | $-2,833,000 | 7,137 |
| Net charge-offs | $13,585,000 | 271 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,919,400 | 7,130 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $33,501,000 | 428 |
| Total interest expense | $6,680,000 | 462 |
| Net interest income | $26,821,000 | 423 |
| Provision for loan and lease losses | $7,266,000 | 308 |
| Total noninterest income | $12,744,000 | 312 |
| Gross Fiduciary activities income | $7,000 | 1,047 |
| Service charges on deposit accounts | $1,627,000 | 470 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,110,000 | 255 |
| Total noninterest expense | $33,601,000 | 320 |
| Salaries and employee benefits | $15,439,000 | 321 |
| Premises and equipment expense | $3,577,000 | 370 |
| Additional noninterest expense | $14,585,000 | 291 |
| Pre-tax net operating income | $-1,302,000 | 7,055 |
| Securities gains (losses) | $135,000 | 933 |
| Applicable income taxes | $-1,006,000 | 7,409 |
| Income before extraordinary items | $-161,000 | 6,583 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-142,000 | 6,564 |
| Minority interest net income | $-19,000 | 7,499 |
| Net income of bank and minority interests. | $-161,000 | 6,583 |
| Net charge-offs | $9,050,000 | 283 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-247,400 | 6,657 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,629,000 | 429 |
| Total interest expense | $3,481,000 | 459 |
| Net interest income | $13,148,000 | 429 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $4,542,000 | 398 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $790,000 | 474 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,749,000 | 323 |
| Total noninterest expense | $13,553,000 | 394 |
| Salaries and employee benefits | $6,138,000 | 411 |
| Premises and equipment expense | $1,544,000 | 441 |
| Additional noninterest expense | $5,871,000 | 341 |
| Pre-tax net operating income | $3,837,000 | 453 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,060,000 | 434 |
| Income before extraordinary items | $2,777,000 | 484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,787,000 | 483 |
| Minority interest net income | $-10,000 | 7,560 |
| Net income of bank and minority interests. | $2,777,000 | 484 |
| Net charge-offs | $7,278,000 | 204 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,777,000 | 467 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $71,075,000 | 427 |
| Total interest expense | $16,306,000 | 488 |
| Net interest income | $54,769,000 | 401 |
| Provision for loan and lease losses | $26,000,000 | 288 |
| Total noninterest income | $23,051,000 | 352 |
| Gross Fiduciary activities income | $156,000 | 799 |
| Service charges on deposit accounts | $3,558,000 | 431 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,337,000 | 287 |
| Total noninterest expense | $66,493,000 | 327 |
| Salaries and employee benefits | $33,710,000 | 291 |
| Premises and equipment expense | $6,848,000 | 383 |
| Additional noninterest expense | $25,935,000 | 328 |
| Pre-tax net operating income | $-14,673,000 | 7,450 |
| Securities gains (losses) | $1,036,000 | 475 |
| Applicable income taxes | $-3,607,000 | 7,555 |
| Income before extraordinary items | $-10,030,000 | 7,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,999,000 | 7,380 |
| Minority interest net income | $-31,000 | 7,645 |
| Net income of bank and minority interests. | $-10,030,000 | 7,382 |
| Net charge-offs | $21,008,000 | 320 |
| Cash dividends | $2,500,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,796,640 | 7,390 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $52,900,000 | 427 |
| Total interest expense | $12,233,000 | 502 |
| Net interest income | $40,667,000 | 403 |
| Provision for loan and lease losses | $16,000,000 | 336 |
| Total noninterest income | $18,551,000 | 331 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $2,671,000 | 426 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $15,868,000 | 265 |
| Total noninterest expense | $45,111,000 | 354 |
| Salaries and employee benefits | $23,011,000 | 318 |
| Premises and equipment expense | $5,100,000 | 380 |
| Additional noninterest expense | $17,000,000 | 351 |
| Pre-tax net operating income | $-1,893,000 | 7,043 |
| Securities gains (losses) | $1,036,000 | 397 |
| Applicable income taxes | $-937,000 | 7,480 |
| Income before extraordinary items | $80,000 | 5,815 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $101,000 | 5,724 |
| Minority interest net income | $-21,000 | 7,748 |
| Net income of bank and minority interests. | $80,000 | 5,817 |
| Net charge-offs | $16,084,000 | 306 |
| Cash dividends | $2,500,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-583,040 | 6,659 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $35,013,000 | 440 |
| Total interest expense | $7,922,000 | 531 |
| Net interest income | $27,091,000 | 401 |
| Provision for loan and lease losses | $10,509,000 | 344 |
| Total noninterest income | $12,153,000 | 330 |
| Gross Fiduciary activities income | $9,000 | 1,074 |
| Service charges on deposit accounts | $1,546,000 | 485 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,598,000 | 258 |
| Total noninterest expense | $29,564,000 | 361 |
| Salaries and employee benefits | $14,770,000 | 328 |
| Premises and equipment expense | $3,431,000 | 379 |
| Additional noninterest expense | $11,363,000 | 347 |
| Pre-tax net operating income | $-829,000 | 6,921 |
| Securities gains (losses) | $692,000 | 357 |
| Applicable income taxes | $-464,000 | 7,472 |
| Income before extraordinary items | $327,000 | 4,152 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $340,000 | 4,072 |
| Minority interest net income | $-13,000 | 7,813 |
| Net income of bank and minority interests. | $327,000 | 4,151 |
| Net charge-offs | $9,182,000 | 359 |
| Cash dividends | $1,250,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-115,880 | 6,370 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $16,932,000 | 465 |
| Total interest expense | $4,214,000 | 526 |
| Net interest income | $12,718,000 | 440 |
| Provision for loan and lease losses | $5,009,000 | 375 |
| Total noninterest income | $5,569,000 | 350 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $861,000 | 436 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,704,000 | 279 |
| Total noninterest expense | $14,887,000 | 355 |
| Salaries and employee benefits | $7,633,000 | 327 |
| Premises and equipment expense | $1,695,000 | 401 |
| Additional noninterest expense | $5,559,000 | 342 |
| Pre-tax net operating income | $-1,609,000 | 7,543 |
| Securities gains (losses) | $690,000 | 182 |
| Applicable income taxes | $-492,000 | 7,705 |
| Income before extraordinary items | $-427,000 | 7,205 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-428,000 | 7,207 |
| Minority interest net income | $1,000 | 84 |
| Net income of bank and minority interests. | $-427,000 | 7,206 |
| Net charge-offs | $-187,000 | 7,892 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-868,600 | 7,418 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $81,028,000 | 414 |
| Total interest expense | $23,636,000 | 472 |
| Net interest income | $57,392,000 | 382 |
| Provision for loan and lease losses | $16,500,000 | 568 |
| Total noninterest income | $27,605,000 | 317 |
| Gross Fiduciary activities income | $211,000 | 749 |
| Service charges on deposit accounts | $4,024,000 | 413 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,370,000 | 255 |
| Total noninterest expense | $62,302,000 | 370 |
| Salaries and employee benefits | $34,356,000 | 277 |
| Premises and equipment expense | $7,032,000 | 385 |
| Additional noninterest expense | $20,914,000 | 426 |
| Pre-tax net operating income | $6,195,000 | 698 |
| Securities gains (losses) | $633,000 | 743 |
| Applicable income taxes | $1,519,000 | 696 |
| Income before extraordinary items | $5,309,000 | 637 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,326,000 | 633 |
| Minority interest net income | $-17,000 | 7,993 |
| Net income of bank and minority interests. | $5,309,000 | 638 |
| Net charge-offs | $15,435,000 | 492 |
| Cash dividends | $6,500,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,815,260 | 707 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $60,198,000 | 431 |
| Total interest expense | $18,186,000 | 495 |
| Net interest income | $42,012,000 | 402 |
| Provision for loan and lease losses | $10,000,000 | 625 |
| Total noninterest income | $18,126,000 | 347 |
| Gross Fiduciary activities income | $16,000 | 1,053 |
| Service charges on deposit accounts | $3,057,000 | 409 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $15,053,000 | 274 |
| Total noninterest expense | $41,312,000 | 407 |
| Salaries and employee benefits | $22,978,000 | 323 |
| Premises and equipment expense | $5,391,000 | 385 |
| Additional noninterest expense | $12,943,000 | 470 |
| Pre-tax net operating income | $8,826,000 | 374 |
| Securities gains (losses) | $188,000 | 1,331 |
| Applicable income taxes | $2,363,000 | 405 |
| Income before extraordinary items | $6,651,000 | 394 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,662,000 | 391 |
| Minority interest net income | $-11,000 | 8,084 |
| Net income of bank and minority interests. | $6,651,000 | 394 |
| Net charge-offs | $9,987,000 | 504 |
| Cash dividends | $5,000,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,511,880 | 397 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $39,720,000 | 444 |
| Total interest expense | $12,016,000 | 531 |
| Net interest income | $27,704,000 | 404 |
| Provision for loan and lease losses | $6,500,000 | 619 |
| Total noninterest income | $12,783,000 | 339 |
| Gross Fiduciary activities income | $12,000 | 1,052 |
| Service charges on deposit accounts | $2,055,000 | 400 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,716,000 | 267 |
| Total noninterest expense | $28,972,000 | 400 |
| Salaries and employee benefits | $16,118,000 | 311 |
| Premises and equipment expense | $3,500,000 | 405 |
| Additional noninterest expense | $9,354,000 | 448 |
| Pre-tax net operating income | $5,015,000 | 434 |
| Securities gains (losses) | $195,000 | 1,032 |
| Applicable income taxes | $1,323,000 | 470 |
| Income before extraordinary items | $3,887,000 | 452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,880,000 | 450 |
| Minority interest net income | $7,000 | 94 |
| Net income of bank and minority interests. | $3,887,000 | 452 |
| Net charge-offs | $6,496,000 | 497 |
| Cash dividends | $3,500,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,740,750 | 451 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $19,330,000 | 462 |
| Total interest expense | $6,212,000 | 526 |
| Net interest income | $13,118,000 | 416 |
| Provision for loan and lease losses | $3,500,000 | 501 |
| Total noninterest income | $4,674,000 | 390 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $1,023,000 | 397 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,646,000 | 323 |
| Total noninterest expense | $12,415,000 | 423 |
| Salaries and employee benefits | $6,819,000 | 367 |
| Premises and equipment expense | $1,670,000 | 429 |
| Additional noninterest expense | $3,926,000 | 449 |
| Pre-tax net operating income | $1,877,000 | 656 |
| Securities gains (losses) | $189,000 | 694 |
| Applicable income taxes | $489,000 | 690 |
| Income before extraordinary items | $1,577,000 | 641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,580,000 | 638 |
| Minority interest net income | $-3,000 | 8,227 |
| Net income of bank and minority interests. | $1,577,000 | 643 |
| Net charge-offs | $4,243,000 | 351 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,433,360 | 674 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $82,638,000 | 472 |
| Total interest expense | $31,709,000 | 501 |
| Net interest income | $50,929,000 | 440 |
| Provision for loan and lease losses | $14,124,000 | 468 |
| Total noninterest income | $18,798,000 | 369 |
| Gross Fiduciary activities income | $222,000 | 766 |
| Service charges on deposit accounts | $4,698,000 | 368 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,878,000 | 306 |
| Total noninterest expense | $50,568,000 | 430 |
| Salaries and employee benefits | $28,691,000 | 340 |
| Premises and equipment expense | $6,823,000 | 407 |
| Additional noninterest expense | $15,054,000 | 480 |
| Pre-tax net operating income | $5,035,000 | 1,099 |
| Securities gains (losses) | $154,000 | 852 |
| Applicable income taxes | $1,055,000 | 1,154 |
| Income before extraordinary items | $4,134,000 | 996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,134,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,828,000 | 600 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,010,800 | 1,114 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $63,298,000 | 480 |
| Total interest expense | $24,532,000 | 516 |
| Net interest income | $38,766,000 | 446 |
| Provision for loan and lease losses | $11,124,000 | 374 |
| Total noninterest income | $16,787,000 | 347 |
| Gross Fiduciary activities income | $14,000 | 1,102 |
| Service charges on deposit accounts | $3,598,000 | 365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,175,000 | 277 |
| Total noninterest expense | $39,405,000 | 408 |
| Salaries and employee benefits | $23,749,000 | 323 |
| Premises and equipment expense | $4,887,000 | 433 |
| Additional noninterest expense | $10,769,000 | 465 |
| Pre-tax net operating income | $5,024,000 | 1,009 |
| Securities gains (losses) | $154,000 | 732 |
| Applicable income taxes | $1,122,000 | 1,052 |
| Income before extraordinary items | $4,056,000 | 897 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,056,000 | 896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,839,000 | 660 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,935,880 | 990 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $42,176,000 | 488 |
| Total interest expense | $16,762,000 | 525 |
| Net interest income | $25,414,000 | 455 |
| Provision for loan and lease losses | $7,114,000 | 339 |
| Total noninterest income | $9,776,000 | 393 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $2,332,000 | 374 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,435,000 | 318 |
| Total noninterest expense | $25,682,000 | 418 |
| Salaries and employee benefits | $15,083,000 | 342 |
| Premises and equipment expense | $2,949,000 | 473 |
| Additional noninterest expense | $7,650,000 | 435 |
| Pre-tax net operating income | $2,394,000 | 1,442 |
| Securities gains (losses) | $154,000 | 721 |
| Applicable income taxes | $698,000 | 1,234 |
| Income before extraordinary items | $1,850,000 | 1,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,850,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,657,000 | 621 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,737,580 | 1,544 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $20,771,000 | 501 |
| Total interest expense | $8,664,000 | 548 |
| Net interest income | $12,107,000 | 468 |
| Provision for loan and lease losses | $5,613,000 | 202 |
| Total noninterest income | $4,166,000 | 450 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $1,124,000 | 380 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,038,000 | 390 |
| Total noninterest expense | $11,695,000 | 434 |
| Salaries and employee benefits | $6,969,000 | 370 |
| Premises and equipment expense | $1,431,000 | 489 |
| Additional noninterest expense | $3,295,000 | 467 |
| Pre-tax net operating income | $-1,035,000 | 8,277 |
| Securities gains (losses) | $53,000 | 1,054 |
| Applicable income taxes | $-195,000 | 8,258 |
| Income before extraordinary items | $-787,000 | 8,267 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-787,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 683 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-829,400 | 8,264 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $80,140,000 | 537 |
| Total interest expense | $39,432,000 | 515 |
| Net interest income | $40,708,000 | 561 |
| Provision for loan and lease losses | $4,750,000 | 423 |
| Total noninterest income | $19,565,000 | 385 |
| Gross Fiduciary activities income | $164,000 | 840 |
| Service charges on deposit accounts | $4,649,000 | 378 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,752,000 | 316 |
| Total noninterest expense | $42,942,000 | 455 |
| Salaries and employee benefits | $24,257,000 | 406 |
| Premises and equipment expense | $5,592,000 | 477 |
| Additional noninterest expense | $13,093,000 | 474 |
| Pre-tax net operating income | $12,581,000 | 686 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $3,571,000 | 701 |
| Income before extraordinary items | $9,011,000 | 723 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,011,000 | 721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,080,000 | 362 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,010,280 | 716 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $59,414,000 | 544 |
| Total interest expense | $29,345,000 | 519 |
| Net interest income | $30,069,000 | 568 |
| Provision for loan and lease losses | $3,500,000 | 337 |
| Total noninterest income | $13,969,000 | 399 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $3,412,000 | 381 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,545,000 | 330 |
| Total noninterest expense | $30,416,000 | 468 |
| Salaries and employee benefits | $17,531,000 | 418 |
| Premises and equipment expense | $4,335,000 | 461 |
| Additional noninterest expense | $8,550,000 | 510 |
| Pre-tax net operating income | $10,122,000 | 695 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $3,213,000 | 657 |
| Income before extraordinary items | $6,910,000 | 760 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,910,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,333,000 | 276 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,909,320 | 750 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,871,000 | 564 |
| Total interest expense | $18,765,000 | 548 |
| Net interest income | $20,106,000 | 581 |
| Provision for loan and lease losses | $1,750,000 | 360 |
| Total noninterest income | $8,692,000 | 433 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $2,211,000 | 395 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,472,000 | 370 |
| Total noninterest expense | $20,502,000 | 477 |
| Salaries and employee benefits | $12,244,000 | 413 |
| Premises and equipment expense | $2,470,000 | 555 |
| Additional noninterest expense | $5,788,000 | 510 |
| Pre-tax net operating income | $6,546,000 | 747 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,115,000 | 700 |
| Income before extraordinary items | $4,431,000 | 822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,431,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,155,000 | 263 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,431,000 | 807 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,540,000 | 576 |
| Total interest expense | $9,029,000 | 557 |
| Net interest income | $9,511,000 | 604 |
| Provision for loan and lease losses | $750,000 | 360 |
| Total noninterest income | $3,831,000 | 467 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $1,045,000 | 403 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,782,000 | 399 |
| Total noninterest expense | $9,531,000 | 514 |
| Salaries and employee benefits | $5,699,000 | 450 |
| Premises and equipment expense | $1,319,000 | 517 |
| Additional noninterest expense | $2,513,000 | 567 |
| Pre-tax net operating income | $3,061,000 | 785 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,028,000 | 716 |
| Income before extraordinary items | $2,033,000 | 876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,033,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 356 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,033,000 | 866 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $67,370,000 | 596 |
| Total interest expense | $31,205,000 | 556 |
| Net interest income | $36,165,000 | 622 |
| Provision for loan and lease losses | $2,840,000 | 392 |
| Total noninterest income | $14,540,000 | 475 |
| Gross Fiduciary activities income | $194,000 | 807 |
| Service charges on deposit accounts | $4,457,000 | 381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,889,000 | 418 |
| Total noninterest expense | $36,038,000 | 513 |
| Salaries and employee benefits | $19,419,000 | 487 |
| Premises and equipment expense | $4,788,000 | 529 |
| Additional noninterest expense | $11,831,000 | 489 |
| Pre-tax net operating income | $11,827,000 | 842 |
| Securities gains (losses) | $-447,000 | 8,502 |
| Applicable income taxes | $3,350,000 | 859 |
| Income before extraordinary items | $8,030,000 | 928 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,030,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,986,000 | 389 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,347,370 | 893 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $48,276,000 | 627 |
| Total interest expense | $21,950,000 | 580 |
| Net interest income | $26,326,000 | 659 |
| Provision for loan and lease losses | $2,150,000 | 370 |
| Total noninterest income | $10,013,000 | 516 |
| Gross Fiduciary activities income | $15,000 | 1,144 |
| Service charges on deposit accounts | $3,341,000 | 387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,657,000 | 464 |
| Total noninterest expense | $25,586,000 | 547 |
| Salaries and employee benefits | $13,923,000 | 529 |
| Premises and equipment expense | $3,676,000 | 528 |
| Additional noninterest expense | $7,987,000 | 534 |
| Pre-tax net operating income | $8,603,000 | 905 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,709,000 | 859 |
| Income before extraordinary items | $5,894,000 | 977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,894,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,627,000 | 314 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,894,000 | 964 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $30,399,000 | 646 |
| Total interest expense | $13,406,000 | 600 |
| Net interest income | $16,993,000 | 676 |
| Provision for loan and lease losses | $1,460,000 | 357 |
| Total noninterest income | $6,729,000 | 513 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $2,245,000 | 381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,474,000 | 462 |
| Total noninterest expense | $16,530,000 | 568 |
| Salaries and employee benefits | $9,198,000 | 542 |
| Premises and equipment expense | $2,335,000 | 554 |
| Additional noninterest expense | $4,997,000 | 570 |
| Pre-tax net operating income | $5,732,000 | 902 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,791,000 | 868 |
| Income before extraordinary items | $3,941,000 | 977 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,941,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,425,000 | 266 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,941,000 | 957 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,459,000 | 656 |
| Total interest expense | $6,258,000 | 602 |
| Net interest income | $8,201,000 | 694 |
| Provision for loan and lease losses | $750,000 | 338 |
| Total noninterest income | $3,208,000 | 526 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $1,128,000 | 368 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,075,000 | 483 |
| Total noninterest expense | $8,124,000 | 572 |
| Salaries and employee benefits | $4,619,000 | 539 |
| Premises and equipment expense | $1,136,000 | 567 |
| Additional noninterest expense | $2,369,000 | 582 |
| Pre-tax net operating income | $2,535,000 | 987 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $763,000 | 969 |
| Income before extraordinary items | $1,772,000 | 1,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,772,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 229 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,772,000 | 1,045 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,563,000 | 681 |
| Total interest expense | $16,648,000 | 694 |
| Net interest income | $30,915,000 | 679 |
| Provision for loan and lease losses | $2,990,000 | 364 |
| Total noninterest income | $13,166,000 | 519 |
| Gross Fiduciary activities income | $196,000 | 806 |
| Service charges on deposit accounts | $4,437,000 | 383 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,533,000 | 474 |
| Total noninterest expense | $31,216,000 | 570 |
| Salaries and employee benefits | $17,427,000 | 536 |
| Premises and equipment expense | $4,050,000 | 603 |
| Additional noninterest expense | $9,739,000 | 574 |
| Pre-tax net operating income | $9,875,000 | 994 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,850,000 | 993 |
| Income before extraordinary items | $7,025,000 | 1,034 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,025,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,185,000 | 597 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,025,000 | 1,011 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $32,677,000 | 714 |
| Total interest expense | $11,385,000 | 705 |
| Net interest income | $21,292,000 | 725 |
| Provision for loan and lease losses | $1,890,000 | 401 |
| Total noninterest income | $10,721,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,447,000 | 372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,274,000 | 442 |
| Total noninterest expense | $22,597,000 | 593 |
| Salaries and employee benefits | $12,764,000 | 540 |
| Premises and equipment expense | $3,185,000 | 566 |
| Additional noninterest expense | $6,648,000 | 618 |
| Pre-tax net operating income | $7,526,000 | 977 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,257,000 | 963 |
| Income before extraordinary items | $5,269,000 | 1,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,269,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 602 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,269,000 | 1,007 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,336,000 | 750 |
| Total interest expense | $6,593,000 | 761 |
| Net interest income | $13,743,000 | 748 |
| Provision for loan and lease losses | $970,000 | 533 |
| Total noninterest income | $6,405,000 | 523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,048,000 | 405 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,357,000 | 464 |
| Total noninterest expense | $14,352,000 | 613 |
| Salaries and employee benefits | $8,213,000 | 553 |
| Premises and equipment expense | $2,084,000 | 570 |
| Additional noninterest expense | $4,055,000 | 660 |
| Pre-tax net operating income | $4,826,000 | 979 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,613,000 | 899 |
| Income before extraordinary items | $3,213,000 | 1,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,213,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 686 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,213,000 | 1,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 784 |
| Total interest expense | $2,998,000 | 799 |
| Net interest income | $6,568,000 | 790 |
| Provision for loan and lease losses | $465,000 | 503 |
| Total noninterest income | $2,690,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $955,000 | 419 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,735,000 | 521 |
| Total noninterest expense | $6,713,000 | 633 |
| Salaries and employee benefits | $3,841,000 | 586 |
| Premises and equipment expense | $999,000 | 595 |
| Additional noninterest expense | $1,873,000 | 684 |
| Pre-tax net operating income | $2,080,000 | 1,109 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $683,000 | 1,032 |
| Income before extraordinary items | $1,397,000 | 1,239 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,397,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,360 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,397,000 | 1,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,915,000 | 801 |
| Total interest expense | $9,640,000 | 841 |
| Net interest income | $25,275,000 | 777 |
| Provision for loan and lease losses | $2,060,000 | 527 |
| Total noninterest income | $10,875,000 | 568 |
| Gross Fiduciary activities income | $31,000 | 1,135 |
| Service charges on deposit accounts | $4,081,000 | 436 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,763,000 | 534 |
| Total noninterest expense | $26,090,000 | 633 |
| Salaries and employee benefits | $14,637,000 | 585 |
| Premises and equipment expense | $3,786,000 | 615 |
| Additional noninterest expense | $7,667,000 | 683 |
| Pre-tax net operating income | $8,000,000 | 1,094 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $2,614,000 | 1,010 |
| Income before extraordinary items | $5,379,000 | 1,213 |
| Extraordinary gains, net | $289,000 | 15 |
| Net income | $5,668,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,448,000 | 398 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,383,690 | 1,184 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,416,000 | 795 |
| Total interest expense | $7,024,000 | 836 |
| Net interest income | $19,392,000 | 746 |
| Provision for loan and lease losses | $1,595,000 | 499 |
| Total noninterest income | $7,963,000 | 590 |
| Gross Fiduciary activities income | $25,000 | 1,111 |
| Service charges on deposit accounts | $3,077,000 | 441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,861,000 | 554 |
| Total noninterest expense | $19,810,000 | 629 |
| Salaries and employee benefits | $10,708,000 | 597 |
| Premises and equipment expense | $3,093,000 | 555 |
| Additional noninterest expense | $6,009,000 | 646 |
| Pre-tax net operating income | $5,950,000 | 1,110 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $2,118,000 | 969 |
| Income before extraordinary items | $3,825,000 | 1,289 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,825,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,503,000 | 427 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,829,480 | 1,253 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,300,000 | 799 |
| Total interest expense | $4,590,000 | 845 |
| Net interest income | $12,710,000 | 755 |
| Provision for loan and lease losses | $1,130,000 | 481 |
| Total noninterest income | $5,204,000 | 601 |
| Gross Fiduciary activities income | $22,000 | 1,079 |
| Service charges on deposit accounts | $1,970,000 | 450 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,212,000 | 568 |
| Total noninterest expense | $12,885,000 | 643 |
| Salaries and employee benefits | $7,137,000 | 597 |
| Premises and equipment expense | $1,999,000 | 571 |
| Additional noninterest expense | $3,749,000 | 685 |
| Pre-tax net operating income | $3,899,000 | 1,107 |
| Securities gains (losses) | $-7,000 | 8,631 |
| Applicable income taxes | $1,345,000 | 1,005 |
| Income before extraordinary items | $2,547,000 | 1,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,547,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 627 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,551,550 | 1,228 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 832 |
| Total interest expense | $2,293,000 | 866 |
| Net interest income | $6,125,000 | 799 |
| Provision for loan and lease losses | $465,000 | 552 |
| Total noninterest income | $2,470,000 | 621 |
| Gross Fiduciary activities income | $18,000 | 1,012 |
| Service charges on deposit accounts | $946,000 | 459 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,506,000 | 587 |
| Total noninterest expense | $6,070,000 | 674 |
| Salaries and employee benefits | $3,466,000 | 623 |
| Premises and equipment expense | $1,000,000 | 586 |
| Additional noninterest expense | $1,604,000 | 772 |
| Pre-tax net operating income | $2,060,000 | 1,048 |
| Securities gains (losses) | $-9,000 | 8,908 |
| Applicable income taxes | $698,000 | 982 |
| Income before extraordinary items | $1,353,000 | 1,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,353,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,358,940 | 1,137 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,308,000 | 828 |
| Total interest expense | $10,453,000 | 846 |
| Net interest income | $23,855,000 | 799 |
| Provision for loan and lease losses | $2,025,000 | 642 |
| Total noninterest income | $9,430,000 | 687 |
| Gross Fiduciary activities income | $200,000 | 805 |
| Service charges on deposit accounts | $4,082,000 | 419 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,148,000 | 748 |
| Total noninterest expense | $23,429,000 | 696 |
| Salaries and employee benefits | $13,363,000 | 640 |
| Premises and equipment expense | $3,304,000 | 695 |
| Additional noninterest expense | $6,762,000 | 762 |
| Pre-tax net operating income | $7,831,000 | 1,074 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $2,601,000 | 1,036 |
| Income before extraordinary items | $5,250,000 | 1,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,250,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $898,000 | 1,005 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,236,600 | 1,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,284,000 | 855 |
| Total interest expense | $7,968,000 | 868 |
| Net interest income | $17,316,000 | 842 |
| Provision for loan and lease losses | $1,500,000 | 649 |
| Total noninterest income | $7,365,000 | 692 |
| Gross Fiduciary activities income | $155,000 | 787 |
| Service charges on deposit accounts | $2,906,000 | 444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,304,000 | 710 |
| Total noninterest expense | $17,731,000 | 706 |
| Salaries and employee benefits | $10,169,000 | 646 |
| Premises and equipment expense | $2,593,000 | 675 |
| Additional noninterest expense | $4,969,000 | 783 |
| Pre-tax net operating income | $5,450,000 | 1,189 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $1,733,000 | 1,187 |
| Income before extraordinary items | $3,736,000 | 1,330 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,736,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 831 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,723,080 | 1,260 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,337,000 | 898 |
| Total interest expense | $5,360,000 | 894 |
| Net interest income | $10,977,000 | 898 |
| Provision for loan and lease losses | $975,000 | 651 |
| Total noninterest income | $4,841,000 | 687 |
| Gross Fiduciary activities income | $110,000 | 785 |
| Service charges on deposit accounts | $1,917,000 | 447 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,814,000 | 708 |
| Total noninterest expense | $11,453,000 | 723 |
| Salaries and employee benefits | $6,689,000 | 658 |
| Premises and equipment expense | $1,642,000 | 714 |
| Additional noninterest expense | $3,122,000 | 838 |
| Pre-tax net operating income | $3,390,000 | 1,257 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $1,077,000 | 1,291 |
| Income before extraordinary items | $2,331,000 | 1,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,331,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 728 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,318,760 | 1,333 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 925 |
| Total interest expense | $2,685,000 | 911 |
| Net interest income | $5,235,000 | 931 |
| Provision for loan and lease losses | $450,000 | 656 |
| Total noninterest income | $2,381,000 | 689 |
| Gross Fiduciary activities income | $80,000 | 708 |
| Service charges on deposit accounts | $939,000 | 446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,362,000 | 712 |
| Total noninterest expense | $5,627,000 | 736 |
| Salaries and employee benefits | $3,293,000 | 659 |
| Premises and equipment expense | $754,000 | 777 |
| Additional noninterest expense | $1,580,000 | 798 |
| Pre-tax net operating income | $1,539,000 | 1,393 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $482,000 | 1,416 |
| Income before extraordinary items | $1,069,000 | 1,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,069,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 799 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,060,720 | 1,430 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,655,000 | 995 |
| Total interest expense | $11,231,000 | 994 |
| Net interest income | $19,424,000 | 999 |
| Provision for loan and lease losses | $2,027,000 | 720 |
| Total noninterest income | $7,720,000 | 744 |
| Gross Fiduciary activities income | $222,000 | 799 |
| Service charges on deposit accounts | $3,673,000 | 446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,825,000 | 844 |
| Total noninterest expense | $20,443,000 | 785 |
| Salaries and employee benefits | $10,951,000 | 738 |
| Premises and equipment expense | $3,004,000 | 737 |
| Additional noninterest expense | $6,488,000 | 786 |
| Pre-tax net operating income | $4,674,000 | 1,735 |
| Securities gains (losses) | $444,000 | 711 |
| Applicable income taxes | $1,621,000 | 1,545 |
| Income before extraordinary items | $3,497,000 | 1,721 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,497,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,802,000 | 602 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,195,080 | 1,808 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,238,000 | 993 |
| Total interest expense | $14,955,000 | 1,079 |
| Net interest income | $19,283,000 | 922 |
| Provision for loan and lease losses | $2,765,000 | 544 |
| Total noninterest income | $3,806,000 | 1,236 |
| Gross Fiduciary activities income | $57,000 | 1,113 |
| Service charges on deposit accounts | $2,489,000 | 609 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,260,000 | 1,736 |
| Total noninterest expense | $17,082,000 | 875 |
| Salaries and employee benefits | $9,102,000 | 810 |
| Premises and equipment expense | $2,507,000 | 841 |
| Additional noninterest expense | $5,473,000 | 892 |
| Pre-tax net operating income | $3,242,000 | 2,114 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $1,452,000 | 1,534 |
| Income before extraordinary items | $1,792,000 | 2,798 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,792,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,632,000 | 668 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,790,720 | 2,713 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,593,000 | 1,152 |
| Total interest expense | $13,810,000 | 1,260 |
| Net interest income | $16,783,000 | 1,047 |
| Provision for loan and lease losses | $1,620,000 | 719 |
| Total noninterest income | $2,942,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,057,000 | 653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $885,000 | 2,016 |
| Total noninterest expense | $14,475,000 | 972 |
| Salaries and employee benefits | $7,108,000 | 986 |
| Premises and equipment expense | $2,241,000 | 892 |
| Additional noninterest expense | $5,126,000 | 936 |
| Pre-tax net operating income | $3,630,000 | 2,011 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,216,000 | 1,806 |
| Income before extraordinary items | $2,414,000 | 2,145 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,414,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,253,000 | 642 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,414,000 | 2,146 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,075,000 | 1,348 |
| Total interest expense | $10,303,000 | 1,457 |
| Net interest income | $13,772,000 | 1,269 |
| Provision for loan and lease losses | $999,000 | 987 |
| Total noninterest income | $3,595,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,063,000 | 640 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,532,000 | 1,380 |
| Total noninterest expense | $11,766,000 | 1,175 |
| Salaries and employee benefits | $5,843,000 | 1,179 |
| Premises and equipment expense | $1,890,000 | 1,072 |
| Additional noninterest expense | $4,033,000 | 1,160 |
| Pre-tax net operating income | $4,602,000 | 1,634 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,620,000 | 1,491 |
| Income before extraordinary items | $2,984,000 | 1,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,984,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 696 |
| Cash dividends | $216,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,982,700 | 1,755 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,102,000 | 1,463 |
| Total interest expense | $10,170,000 | 1,501 |
| Net interest income | $11,932,000 | 1,409 |
| Provision for loan and lease losses | $800,000 | 1,176 |
| Total noninterest income | $2,610,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,867,000 | 657 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $743,000 | 2,285 |
| Total noninterest expense | $10,381,000 | 1,279 |
| Salaries and employee benefits | $5,031,000 | 1,303 |
| Premises and equipment expense | $1,759,000 | 1,096 |
| Additional noninterest expense | $3,591,000 | 1,241 |
| Pre-tax net operating income | $3,361,000 | 2,142 |
| Securities gains (losses) | $37,000 | 1,967 |
| Applicable income taxes | $1,051,000 | 2,215 |
| Income before extraordinary items | $2,347,000 | 2,221 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,347,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,313 |
| Cash dividends | $475,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,321,470 | 2,169 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,240,000 | 1,718 |
| Total interest expense | $8,813,000 | 1,753 |
| Net interest income | $10,427,000 | 1,675 |
| Provision for loan and lease losses | $652,000 | 1,400 |
| Total noninterest income | $2,217,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,777,000 | 717 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $440,000 | 3,091 |
| Total noninterest expense | $8,531,000 | 1,539 |
| Salaries and employee benefits | $4,261,000 | 1,529 |
| Premises and equipment expense | $1,521,000 | 1,289 |
| Additional noninterest expense | $2,749,000 | 1,562 |
| Pre-tax net operating income | $3,461,000 | 2,176 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $1,009,000 | 2,420 |
| Income before extraordinary items | $2,429,000 | 2,166 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,429,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,478 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,445,330 | 2,102 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,874,000 | 2,002 |
| Total interest expense | $8,220,000 | 1,907 |
| Net interest income | $8,654,000 | 2,072 |
| Provision for loan and lease losses | $455,000 | 1,871 |
| Total noninterest income | $2,169,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,617,000 | 824 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $552,000 | 2,723 |
| Total noninterest expense | $7,904,000 | 1,794 |
| Salaries and employee benefits | $4,061,000 | 1,639 |
| Premises and equipment expense | $1,339,000 | 1,512 |
| Additional noninterest expense | $2,504,000 | 2,003 |
| Pre-tax net operating income | $2,464,000 | 2,804 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $591,000 | 3,640 |
| Income before extraordinary items | $1,843,000 | 2,635 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,843,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,827 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,865,800 | 2,572 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 2,318 |
| Total interest expense | $7,027,000 | 2,220 |
| Net interest income | $7,508,000 | 2,397 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,942,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,454,000 | 913 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $488,000 | 2,924 |
| Total noninterest expense | $6,933,000 | 1,991 |
| Salaries and employee benefits | $3,650,000 | 1,816 |
| Premises and equipment expense | $1,137,000 | 1,774 |
| Additional noninterest expense | $2,146,000 | 2,269 |
| Pre-tax net operating income | $2,317,000 | 3,060 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $493,000 | 4,238 |
| Income before extraordinary items | $1,792,000 | 2,758 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,792,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,843 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,816,960 | 2,685 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,131,000 | 2,322 |
| Total interest expense | $5,426,000 | 2,287 |
| Net interest income | $7,705,000 | 2,340 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $1,826,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,410,000 | 935 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $7,103,000 | 2,011 |
| Salaries and employee benefits | $3,599,000 | 1,862 |
| Premises and equipment expense | $1,057,000 | 1,928 |
| Additional noninterest expense | $2,447,000 | 2,171 |
| Pre-tax net operating income | $2,278,000 | 3,075 |
| Securities gains (losses) | $86,000 | 841 |
| Applicable income taxes | $563,000 | 3,691 |
| Income before extraordinary items | $1,801,000 | 2,688 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,801,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,735,640 | 2,804 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,223,000 | 2,522 |
| Total interest expense | $5,414,000 | 2,385 |
| Net interest income | $6,809,000 | 2,646 |
| Provision for loan and lease losses | $299,000 | 3,049 |
| Total noninterest income | $1,856,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,317,000 | 1,002 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $539,000 | 3,102 |
| Total noninterest expense | $6,754,000 | 2,165 |
| Salaries and employee benefits | $3,341,000 | 1,998 |
| Premises and equipment expense | $1,011,000 | 2,029 |
| Additional noninterest expense | $2,402,000 | 2,322 |
| Pre-tax net operating income | $1,612,000 | 4,062 |
| Securities gains (losses) | $117,000 | 2,285 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $1,297,000 | 3,718 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,297,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,882 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 430 |
| Net operating income | $1,209,250 | 3,786 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 2,902 |
| Total interest expense | $5,748,000 | 2,902 |
| Net interest income | $6,321,000 | 2,890 |
| Provision for loan and lease losses | $726,000 | 2,301 |
| Total noninterest income | $1,791,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,096,000 | 1,215 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $695,000 | 2,557 |
| Total noninterest expense | $5,988,000 | 2,427 |
| Salaries and employee benefits | $2,984,000 | 2,188 |
| Premises and equipment expense | $802,000 | 2,588 |
| Additional noninterest expense | $2,202,000 | 2,592 |
| Pre-tax net operating income | $1,398,000 | 4,319 |
| Securities gains (losses) | $596,000 | 945 |
| Applicable income taxes | $493,000 | 4,049 |
| Income before extraordinary items | $1,501,000 | 3,080 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,501,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 2,239 |
| Cash dividends | $422,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,054,000 | 3,983 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.